CN113919939A - Pledge storage monitoring system suitable for solid material - Google Patents

Abstract

The application provides a matter escort storage supervisory systems suitable for solid material includes: the solid material detection device is used for detecting one or more of quantity data, weight data, position data and image data of solid materials in the pledge storage space; the solid material monitoring server is used for judging whether the material state in the mortgage storage space meets the preset data condition set by the movable property financing service according to the data or the change of the data detected by the solid material detection device; the solid material detection device and the solid material supervision server form data connection so that the solid material detection device can upload data to the solid material supervision server in real time. The system has the beneficial effects that the pledge warehousing and supervision system which comprehensively utilizes multidimensional data to intelligently supervise solid materials and is suitable for the solid materials is provided.

Description

Pledge storage monitoring system suitable for solid material

Technical Field

The application relates to a warehousing supervision system, in particular to a pledge warehousing supervision system suitable for solid materials.

Background

The movable property refers to a general commodity which is approved by banks and has strong showing capability and relatively stable price in the production or circulation field. The right of delivery refers to the ownership of the mentioned movable property expressed in the form of right certificate such as warehouse bill, delivery bill, etc.

The movable property financing business refers to a credit granting business which takes the movable property or the right of goods legally owned by the enterprise or a third person as a mortgage or a mortgage and/or a bank supervises the movable property or the right of goods of the enterprise.

The existing mobile asset financing business has various potential risks due to the lack of system overall planning and supervision.

Especially, in the aspect of the monitoring of the pledge, if the pledge is monitored only by human, the risk of damage of the pledge is easy to occur, so that the movable property financing business is difficult to be carried out in the processes of withdrawing pledges and purchasing.

Disclosure of Invention

In order to solve prior art's weak point, this application provides a matter deposit storage supervisory systems suitable for solid material includes: the solid material detection device is used for detecting one or more of quantity data, weight data, position data and image data of solid materials in the pledge storage space; the solid material monitoring server is used for judging whether the material state in the mortgage storage space meets the preset data condition set by the movable property financing service according to the data or the change of the data detected by the solid material detection device; the solid material detection device and the solid material supervision server form data connection so that the solid material detection device can upload data to the solid material supervision server in real time.

Further, the solid material detection device includes: and the solid material weight sensor is used for detecting the weight data of the solid materials in the pledge storage space.

Further, the solid material detection device includes: and the solid material quantity sensor is used for detecting quantity data of solid materials in the pledge storage space.

Further, the fixed material detection device includes: and the solid material position sensor is used for detecting the position data of the solid materials in the pledge storage space.

Further, the fixed material detection device includes: the solid material image sensor is used for detecting image data of solid materials in the pledge storage space.

Further, the fixed material detection device includes: and the solid material radio frequency sensor is used for detecting data in the radio frequency tag of the solid material in the pledge storage space.

Further, the pledge warehousing supervision system suitable for the solid material comprises: and the storage relay communication device is used for forming data interaction with the solid material detection device and the solid material monitoring server so that the fixed material detection device uploads the acquired data to the storage relay communication device and then the data is uploaded to the solid material monitoring server by the storage relay communication device.

Further, the solid material supervision server comprises: and the data statistics unit is used for calculating various data of the solid materials in the pledge storage space according to the data of the solid material detection device.

Further, the solid material supervision server comprises: and the value calculating unit is used for calculating the financial value of the solid material in the pledge storage space according to the data of the data statistical unit and the inquired instant price of the solid material.

Further, the fixed material supervision server includes: and the risk judgment unit is used for judging the risk data of the mobile asset financing service corresponding to the solid material in the current pledge storage space according to the financial value calculated by the value calculation unit.

The application has the advantages that: the system is suitable for the pledge warehousing supervision system of the solid materials, which comprehensively utilizes multidimensional data to intelligently supervise the solid materials.

Drawings

The accompanying drawings, which are incorporated in and constitute a part of this application, serve to provide a further understanding of the application and to enable other features, objects, and advantages of the application to be more apparent. The drawings and their description illustrate the embodiments of the invention and do not limit it. In the drawings:

FIG. 1 is a block diagram illustrating an architecture of a data management system according to an embodiment of the present application;

FIG. 2 is a block diagram illustrating an architecture of a financial institution management subsystem in a data management system according to an embodiment of the present application;

FIG. 3 is a block diagram illustrating an architecture of an insurance agency management subsystem in a data management system according to an embodiment of the present application;

FIG. 4 is a block diagram illustrating an architecture of a repurchase organization management subsystem in a data management system according to one embodiment of the present application;

FIG. 5 is a block schematic diagram of an architecture of a service authority management subsystem in a data management system according to an embodiment of the present application;

FIG. 6 is a schematic diagram illustrating steps of a business data management method according to a first embodiment of the present application;

FIG. 7 is a diagram illustrating steps of a business data management method according to a second embodiment of the present application;

fig. 8 is a schematic step diagram of a service data management method according to a third embodiment of the present application;

fig. 9 is a schematic step diagram of a method for business data management 13 according to a fourth embodiment of the present application;

FIG. 10 is a schematic diagram of a mobile asset financing management system according to an embodiment of the present application;

FIG. 11 is a data interaction diagram of a mobile asset financing management system according to an embodiment of the present application;

FIG. 12 is a schematic diagram of a mobile asset financing management system according to another embodiment of the present application;

fig. 13 is an architectural diagram of an internet of things based mobile asset financing pledge monitoring system according to an embodiment of the present application;

fig. 14 is a schematic diagram of an architecture of an internet of things acquisition terminal of the internet of things-based mobile asset financing pledge monitoring system shown in fig. 13;

FIG. 15 is a schematic diagram of steps of a method for Internet of things-based mobile asset financing pledge administration according to an embodiment of the present application;

FIG. 16 is an architectural diagram of an RFID tag based warehouse surveillance system according to an embodiment of the present application;

FIG. 17 is a schematic diagram of steps of a RFID tag based warehouse monitoring method according to an embodiment of the present application;

FIG. 18 is an architectural diagram of a visual image-based warehouse monitoring system according to an embodiment of the present application;

FIG. 19 is a schematic diagram illustrating steps of a visual image-based warehouse monitoring method according to an embodiment of the present application;

FIG. 20 is an architectural diagram of a blockchain-based mobile asset financing management system according to an embodiment of the present application;

FIG. 21 is a block chain-based architecture diagram of another portion of the mobile asset financing management system based on FIG. 20;

FIG. 22 is an architectural diagram of a blockchain-based mobile asset financing management system according to another embodiment of the present application;

FIG. 23 is a block chain-based step diagram of a method of mobile asset financing management according to an embodiment of the present application;

FIG. 24 is a block diagram illustrating an architecture of a pledge warehousing supervision system for liquid supplies according to an embodiment of the present application;

FIG. 25 is a block diagram illustrating exemplary steps of a method for custody warehousing of liquid materials according to an embodiment of the present application;

FIG. 26 is a block diagram illustrating an architecture of a pledge warehousing supervision system for liquid supplies according to an embodiment of the present application;

FIG. 27 is a block diagram illustrating exemplary steps of a method for custody warehousing of liquid materials according to an embodiment of the present application;

FIG. 28 is a block diagram schematic of an architecture of a pledge regulatory system for a vehicle, according to an embodiment of the present application;

FIG. 29 is a block diagram illustrating steps of a pledge regulatory method for a vehicle according to one embodiment of the present application.

Detailed Description

In order to make the technical solutions better understood by those skilled in the art, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only partial embodiments of the present application, but not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.

It should be noted that the terms "first," "second," and the like in the description and claims of this application and in the drawings described above are used for distinguishing between similar elements and not necessarily for describing a particular sequential or chronological order. It should be understood that the data so used may be interchanged under appropriate circumstances such that embodiments of the application described herein may be used. Furthermore, the terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed, but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.

In this application, the terms "upper", "lower", "left", "right", "front", "rear", "top", "bottom", "inner", "outer", "middle", "vertical", "horizontal", "lateral", "longitudinal", and the like indicate orientations or positional relationships based on the orientations or positional relationships shown in the drawings. These terms are used primarily to better describe the present application and its embodiments, and are not used to limit the indicated devices, elements or components to a particular orientation or to be constructed and operated in a particular orientation.

Moreover, some of the above terms may be used to indicate other meanings besides the orientation or positional relationship, for example, the term "on" may also be used to indicate some kind of attachment or connection relationship in some cases. The specific meaning of these terms in this application will be understood by those of ordinary skill in the art as appropriate.

Furthermore, the terms "mounted," "disposed," "provided," "connected," and "sleeved" are to be construed broadly. For example, it may be a solid connection, a detachable connection, or a unitary construction; can be a mechanical connection, or an electrical connection; may be directly connected, or indirectly connected through intervening media, or may be in internal communication between two devices, elements or components. The specific meaning of the above terms in the present application can be understood by those of ordinary skill in the art as appropriate.

It should be noted that the embodiments and features of the embodiments in the present application may be combined with each other without conflict. The present application will be described in detail below with reference to the embodiments with reference to the attached drawings.

Referring to fig. 1 to 12, and referring to fig. 1 to 5, the data management system of the present application includes: the financial institution management subsystem, the insurance institution management subsystem, the buyback institution management subsystem and the financial service institution management subsystem.

The financial institution management subsystem is at least used for managing fund data for the movable property financing in the financial institution; the insurance agency management subsystem is at least used for managing insurance data used for mobile production financing in the insurance agency; the buyback organization management subsystem is at least used for managing buyback data used for mobile production financing in the insurance organization; the financial institution management subsystem is at least used for managing financing data for movable property financing in the financial institution.

The financial institution management subsystem, the insurance institution management subsystem and the buyback institution management subsystem form data connection so that the financial institution management subsystem can interact financing data with at least one of the financial institution management subsystem, the insurance institution management subsystem or the buyback institution management subsystem.

As a specific scheme, the financial institution management subsystem includes: the system comprises an account management module, an amount management module, a fund management module, a post-credit management module and a risk management module.

The insurance agency management subsystem includes: the system comprises an insurance application management module, an insurance supervision module and a premium management module.

The buyback agency management subsystem comprises: the system comprises a buyback asset management module, a buyback value management module and a buyback transaction management module.

The golden service organization management subsystem comprises: the system comprises a platform user management module, a financing product management module, a wind comment data management module, a movable property pledge management module, a credit granting data authentication module, an insurance-related data interface module and a buyback data interface module.

As a specific scheme, each module in the financial institution management subsystem has the following functions: the account management module is used for managing account data of the dynamic property financing parties; the amount management module is used for managing the amount data of the loan method of the movable property financing; the fund management module is used for managing fund data for the movable property financing, and the post-loan management module is used for managing the fund data for the movable property financing; the post-loan management module is used for managing repayment data and repayment behavior data of the lender; the risk management module is used for generating or modifying the pre-loan risk level of the mobile asset financing service according to the data of the wind evaluation data management module and the credit granting data authentication module, and in addition, the risk management module is used for generating or modifying the post-loan risk level of the mobile asset financing service according to the data of the mobile asset pledge management module.

As a specific scheme, each module in the insurance agency management subsystem functions as follows: the investment management module is used for managing data of an investment party, an underwriter or/and a guarantee party related to the movable property financing; the insurance management module is used for managing insurance product data related to the movable property financing; the insurance supervision module is used for managing pledge risk data related to the movable property financing; and the premium management module is used for generating premium data of insurance products corresponding to the mobile asset financing service according to the data of the financial institution management subsystem.

As a specific scheme, each module in the management subsystem of the buyback organization has the following functions: the buyback asset management module is used for managing category and quantity data of buyback assets related to the movable property financing; the buyback value management module is used for managing price data of buyback materials related to the movable property financing; the buyback transaction management module is used for managing transaction data of buyback materials related to the dynamic production financing.

As a specific scheme, each module in the golden service organization management subsystem has the following functions: the platform user management module is used for managing user data of financing enterprises, financial institutions, insurance institutions and buyback institutions; the financing product management module is used for managing product data of the mobile asset financing service; the wind evaluation data management module is used for managing risk evaluation data of the movable property financing service; the movable property pledge management module is used for managing pledges related to the movable property financing service; the credit granting data authentication module is used for authenticating and managing credit data related to the mobile asset financing service; the risk-involved data interface module is used for forming data interaction with the insurance mechanism management subsystem; and the buyback data interface module is used for forming data interaction with the buyback organization management subsystem.

Through the technical scheme, the data management system can realize data management and communication of the whole movable property financing link.

As a preferred scheme, as shown in fig. 10, the financial institution management subsystem, the insurance institution management subsystem, the buyback institution management subsystem, and the financial service institution management subsystem may be implemented by installing corresponding software programs on the mobile terminal, the fixed terminal, and the server and providing storage space for them.

As a specific scheme, the mobile terminal may be a mobile phone, a tablet computer or other terminal equipment, and the fixed terminal may be a desktop computer or a special terminal equipment or the like; the server may be a local server or a cloud server. The mobile terminal mainly realizes real-time access or operation of an individual user to the system, and the fixed terminal is mainly used for working staff or examiners to work in offices. The server is used for processing data and storing the data in the background.

As a preferable scheme, as shown in fig. 11, data of the financial institution management subsystem, the insurance institution management subsystem, the buyback institution management subsystem, and the golden service institution management subsystem are stored through a block chain, so as to trace the source of the data. All transaction and contract data are linked in data by a block chain technology so as to ensure the reliability of the data.

As a preferable scheme, as shown in fig. 12, in the technical scheme of the present application, a deposit administration monitoring subsystem may be further provided, and the deposit administration monitoring subsystem is used for monitoring the deposit of the movable property financing, and the monitoring may be performed in a specific warehouse set by the deposit administration or installed in a warehouse of a deposit party through field arrangement of a data acquisition device to perform dynamic monitoring.

As a specific scheme, the golden service organization supervision subsystem comprises various acquisition devices, such as a millimeter wave radar, a monitoring camera, a radio frequency tag reading and writing device, a handheld collector, a weighing device, a liquid level detection probe, a GPS device and the like.

Wherein, the millimeter wave radar is used for measurement personnel's removal, the surveillance camera head is used for gathering the image in place, radio frequency label read-write device is used for realizing thing networking read-write function, handheld collector is used for realizing the commodity circulation when transporting sweep a yard function (also can adopt general computer to realize certainly) with putting down, weighing device is used for measuring the weight of matter of escorting, when supervision large-scale goods and materials, also can adopt other modes weight measuring instrument to measure, liquid level detection probe is used for measuring the stock of liquid goods and materials, the GPS device is used for the position of location goods and materials.

The golden service organization supervision subsystem can directly carry out data interaction with the golden service organization management subsystem, the insurance organization management subsystem and the buyback organization management subsystem. So that they can acquire the stock condition of the material.

Through the data management system, a financial institution, an insurance institution and an industrial party buys back to form a complete service closed loop through a financial service institution, and digital, networked, intelligent and visual transformation is carried out on the capital financing behavior from the four dimensions of data information, capital circulation, risk supervision and logistics storage.

Moreover, the things in the mobile asset financing service are converted into the data things through the internet of things technology, so that the data things can be matched with the management system to dynamically supervise the mobile asset financing service; through internet data communication, data in the mobile asset financing business are converted into data assets which are high in reliability and can serve as a transaction basis, and after things of the mobile asset financing are converted into the data assets, things circulation of the mobile asset financing is also converted into data asset circulation and change through data flow and management; through a block chain technology, the data of the objects and the data in the mobile asset financing and the history of the change and the circulation of the objects and the data are digitalized and solidified, so that the data tracing and the supervision of the whole process are realized, and the business risk caused by data loopholes is avoided.

In addition, the data in the management system can be learned based on the artificial neural network in a big data analysis mode, so that the upgrading of an intelligent system based on the data is realized, the system can perform artificial intelligent learning according to different stages of data and different cases, and more intelligent judgment can be performed in the aspects of risk assessment, post-loan management, logistics supervision and the like.

Referring to fig. 6 to 9, as another aspect of the present application, based on the above system, the present application further provides a technical solution of a data management method.

As one of the technical solutions, the present application provides a data management method suitable for mobile asset financing, including the following steps: the financial institution management subsystem outputs evaluation information required by the movable property financing to the financial institution management subsystem; configuring financing data by the financial institution management subsystem according to the evaluation information of the financial institution management subsystem; the insurance institution management subsystem generates insurance data about the movable property financing according to the data of the financial institution management subsystem or the financial institution management subsystem; and the buyback organization management subsystem generates buyback data at least according to the data of the financial institution management subsystem, the financial institution management subsystem or the insurance institution management subsystem.

By the management method, a data management method of a complete movable production financing link can be realized.

Preferably, the data management method for the movable property financing further comprises the following steps: the financial institution management subsystem establishes account data for at least the lenders of the mobile asset financing. The financial institution management subsystem calculates the credit line data and interest data of the lender for the movable property financing according to the data of the financial institution management subsystem. And the financial institution management subsystem performs transfer operation or deduction operation on the lender according to the data of the financial institution management subsystem. And the insurance mechanism management subsystem matches the corresponding insurance products according to the data of the golden service mechanism management subsystem. And the insurance institution management subsystem generates corresponding insurance policy data according to the data of the gold service institution management subsystem. And the buyback mechanism management subsystem generates a corresponding buyback material list according to the data of the financial service mechanism management subsystem. And the buyback mechanism management subsystem generates a corresponding buyback material price according to the data of the financial service mechanism management subsystem. And the buyback mechanism management subsystem generates a corresponding buyback material order according to the data of the financial service mechanism management subsystem. The financial institution management subsystem sends financing data required for the financing of the movable property to a block chain.

As another aspect of the present application, the present application provides a data management method for a mobile asset financing insurance service, including the following steps: collecting data related to the movable property financing required by the insurance agency management subsystem to generate an insurance product order by the golden service agency management subsystem; the insurance mechanism management subsystem generates or manages insurance data related to the movable property financing according to the data collected by the golden service mechanism management subsystem; and the financial institution management subsystem sets supervision strategy data and supervision threshold data for supervising the pledge corresponding to the movable property financing service according to insurance data of the insurance institution management subsystem.

As a specific scheme, the data management method suitable for the mobile asset financing insurance business further comprises the following steps: the insurance institution management subsystem generates account data of an insuring party, an underwriting party or/and a guarantor involved in the movable property financing according to the data of the financial institution management subsystem; the insurance mechanism management subsystem matches the corresponding insurance product according to the data of the golden service mechanism management subsystem; the insurance institution management subsystem generates premium cost data of insurance products corresponding to the mobile asset financing service according to the data of the financial institution management subsystem; the insurance mechanism management subsystem generates corresponding insurance policy data according to the data of the golden service mechanism management subsystem; the financial institution management subsystem collects credit data of lenders for the movable property financing; collecting the pledge data of pledge of the movable property financing by a gold agency management subsystem; the financial institution management subsystem collects borrowing data of a loan scheme of the movable property financing; the financial institution management subsystem generates risk evaluation data and risk-involved demand data according to the collected credit data, pledge data and borrowing data; and the insurance institution management subsystem configures insurance products and insurance cost according to the risk evaluation data and the risk-related demand data of the gold agency management subsystem.

As another aspect of the present application, the present application further provides a data management method suitable for a mobile asset financing buyback service, where the method includes the following steps: the financial service institution management subsystem acquires or generates data required by the buyback institution management subsystem for buyback transactions; and after the buyback mechanism management subsystem finishes buyback transaction, the transaction data are fed back to the financial service mechanism management subsystem.

As a specific scheme, the data management method suitable for the mobile asset financing buyback business further comprises the following steps: and the buyback organization management subsystem generates category data of the buyback materials according to the data of the service organization management subsystem. And the buyback organization management subsystem generates price data of the buyback materials according to the data of the uniform organization management subsystem. And the buyback organization management subsystem generates stock data of buyback materials according to the data of the uniform organization management subsystem. And the buyback institution management subsystem generates transaction data according to the transaction condition and transmits the transaction data to the financial service institution management subsystem. The financial institution management subsystem collects the data of the types of the pledges related to the movable property financing service and transmits the data to the buyback institution management subsystem. The financial institution management subsystem collects price data of the pledges related to the movable property financing service and transmits the price data to the buyback institution management subsystem. And the financial institution management subsystem updates the stored inventory data according to the transaction data returned by the buyback institution management subsystem. And the financial institution management subsystem updates the financial data which is stored by the financial institution management subsystem and is related to the movable property financing according to the transaction data returned by the buyback institution management subsystem. And the financial institution management subsystem carries out pre-sale supervision on the traded pledge according to the trading data returned by the buyback institution management subsystem.

As another aspect of the present application, the present application further provides a data management method suitable for a mobile asset financing pledge service, including the following steps: the financial institution management subsystem collects or generates data required by the financial institution management subsystem for the movable property financing; the financial institution management subsystem produces or modifies the loan data related to the movable property financing according to the data collected by the financial institution management subsystem.

As a specific scheme, the data management method suitable for the movable property financing pledge service further comprises the following steps: the financial institution management subsystem creates account data of the dynamic property financing lender according to the data of the financial institution management subsystem; the financial institution management subsystem matches corresponding loan products according to the data of the financial institution management subsystem; the financial institution management subsystem calculates the debit and credit amount according to the data of the financial institution management subsystem; the financial institution management subsystem updates the pledge data of the mobile asset financing lender according to the data of the financial institution subsystem; the financial institution management subsystem collects risk assessment data of lenders of the mobile asset financing service; collecting the pledge data of pledge of the movable property financing by a gold agency management subsystem; the financial institution management subsystem collects credit data of lenders for the movable property financing; the financial institution management subsystem sets supervision strategy data and supervision threshold data for supervising the pledge corresponding to the movable property financing service according to the data fed back by the financial institution management subsystem; the data of the financial institution management subsystem and the financial service institution management subsystem are stored in a block chain.

By adopting the data management method and depending on the management system, the data management and the credit management of the whole process of the movable property financing can be realized.

The system introduced above can help to realize data management of the mobile asset financing, but due to the characteristics of the mobile asset financing service, if the pledge cannot be effectively supervised, the service purpose cannot be finally realized.

Referring to fig. 13 and 14, the internet of things-based mobile asset financing pledge monitoring system of the present application includes: the internet of things acquisition terminal is used for acquiring internet of things data of the pledge; the Internet of things monitoring server is used for storing and processing the Internet of things data acquired by the Internet of things acquisition terminal; the internet of things collection terminal and the internet of things monitoring server form data connection so that the internet of things monitoring server can judge or/and calculate the number or/and storage state of the pledgets according to the data of the internet of things collection terminal and generate pledget data for a golden suit organization to refer to.

Specifically speaking, thing networking collection terminal includes: and the RFID reader-writer is used for reading the RFID label of the pledget.

Specifically speaking, thing networking collection terminal includes: and the image acquisition equipment is used for acquiring the graphic code of the pledge.

Specifically speaking, thing networking collection terminal includes: and the image monitoring equipment is used for monitoring the storage space of the pledge.

Specifically speaking, thing networking collection terminal includes: and the UWB positioning device is used for carrying out signal transmission with the UWB tag of the pledget so as to determine the position of the UWB tag.

Specifically, the internet of things supervision server generates alarm data when judging that the number of the pledgets is lower than an alarm preset value according to the data of the internet of things acquisition terminal.

Specifically, the pledge data generated by the internet of things supervision server comprises: the type, quantity and storage position of the pledges and the corresponding data of the movable pledge contract.

Specifically, the system for supervising the movable property financing pledge based on the internet of things further comprises: the mobile supervision terminal equipment is used for allowing a user to check the pledge data or the change of the pledge data; the mobile supervision terminal equipment and the internet of things supervision server form wireless data connection.

Specifically, the internet of things collection terminal and the internet of things supervision server form wireless data connection.

Specifically, the system for supervising the movable property financing pledge based on the internet of things further comprises: the storage monitoring access control device is used for realizing access control management of the space where the pledge is located; the warehousing supervision access control device and the Internet of things supervision server form data connection so that the Internet of things supervision server can acquire access control management data of the warehousing supervision access control device.

By adopting the scheme, the pledge can be networked, so that the pledge can be supervised through the management and the monitoring of the data of the internet of things, and the safety and the reliability of the mobile asset financing business process are improved.

Referring to fig. 15, the application further provides a method for supervising the investment fund of mobile property based on the internet of things, which comprises the following steps: collecting internet of things data of the pledge; processing the internet of things data to obtain the quantity or/and storage state of the pledgets; and sending the pledge data to the golden service organization according to the quantity or/and the storage state of the pledges.

Specifically, the internet of things data comprises data in an RFID tag of a pledget read by an RFID reader.

Specifically, the internet of things data comprises data in a graphic code acquired by an image acquisition device.

Specifically, the data of the internet of things comprises data in images or/and videos acquired by an image monitoring device.

Specifically, the data of the internet of things comprises positioning data of the pledge collected by a UWB positioning device.

Specifically, the step of processing the internet of things data to obtain the number or/and storage status of the pledgets comprises: and judging whether the quantity of the pledges is lower than an alarm preset value or not based on the Internet of things data, and generating alarm data when the quantity of the pledges is judged to be lower than the alarm preset value by the Internet of things data.

Specifically, the step of processing the internet of things data to obtain the number or/and storage status of the pledgets comprises: whether the storage state of the pledge meets the preset condition or not is judged based on the data of the Internet of things, and when the storage state of the pledge is judged to not meet the preset condition by the data of the Internet of things, alarm data is generated.

Specifically, the internet of things data comprises the type, the quantity and the storage position of the pledge and the data of the corresponding movable pledge contract.

Specifically, the method for supervising the movable property financing pledge based on the Internet of things further comprises the following steps: and sending the pledge data to a mobile terminal device through a wireless network.

Specifically, the method for supervising the movable property financing pledge based on the Internet of things further comprises the following steps: collecting access control management data of a space where the pledge is located; and judging the storage state of the pledge according to the access control management data.

Referring to fig. 16, in order to solve the internet of things data visualization, the present application provides a warehousing supervision system based on an RFID tag, including: the RFID label reader-writer is used for reading data in the RFID label; the RFID monitoring server is used for storing and processing the tag data uploaded by the RFID tag reader-writer; the RFID tag reader-writer and the RFID supervision server form data interaction so that the RFID supervision server can judge or/calculate corresponding pledge data according to the data of the RFID tag reader-writer for reference of a golden uniform mechanism.

Specifically, the RFID tag-based warehouse supervision system comprises: and the relay communication device is used for respectively forming data connection with the plurality of RFID label readers and the RFID supervision server so that the RFID label readers form data interaction with the RFID supervision server according to the relay communication device.

Specifically, the RFID tag-based warehouse supervision system comprises: the reader-writer positioning device is used for acquiring the specific position of the RFID label reader-writer; the reader-writer positioning device and the RFID supervision server form data interaction so that the RFID supervision server can supervise the position and position change data of the RFID tag reader-writer.

Specifically, the reader/writer positioning device includes: and the GPS positioning unit is used for realizing a positioning function based on a GPS signal.

Specifically, the reader/writer positioning device includes: and the UWB positioning unit is used for realizing a positioning function based on the UWB signals.

Specifically, the RFID tag-based warehouse supervision system comprises: the warehouse UWB positioning base station is used for realizing UWB signal interaction with the reader-writer positioning device; the warehousing UWB positioning base station and the RFID monitoring server form data interaction.

Specifically, the RFID tag reader/writer includes: and the fixed label reader-writer is used for being arranged at a fixed preset position to read the RFID label of the pledget.

Specifically, the RFID tag reader/writer includes: and the mobile tag reader-writer is used for being held by a warehousing supervisor to movably collect data in the RFID tag of the pledge.

Specifically, the RFID tag reader/writer includes: and the reader-writer RFID label is used for storing the identification data of the RFID label reader-writer and can be read by other RFID devices.

Specifically, the RFID administration server includes: and the tag data generation unit is used for dynamically generating a random number and transmitting the random number to the RFID tag reader-writer so that the data collected by the RFID tag reader-writer can be added with the random number data.

The pledge can be effectively digitalized by adopting an RFID read-write mode, and the risk of tampering the RFID read-write can be avoided by the random number or the secret key generated by the server.

As shown in fig. 17, in order to better implement the RFID read/write function, the present application provides a warehousing supervision method based on an RFID tag, where the warehousing supervision method based on the RFID tag is based on a system, and the system includes: the RFID label reader-writer is used for reading data in the RFID label; the RFID monitoring server is used for storing and processing the tag data uploaded by the RFID tag reader-writer; the warehousing supervision method based on the RFID tag comprises the following steps: the RFID label reader-writer reads the data in the RFID label of the pledget; the RFID monitoring server processes the data uploaded by the RFID tag reader-writer and judges whether the quantity or/and the state of the pledgets meet the preset conditions for storing pledgets; when the RFID supervision server judges that the quantity or/and the state of the pledgets do not meet the preset condition of pledget storage, the RFID supervision server sends early warning data to the golden service organization.

Specifically, the RFID tag-based warehouse supervision method further comprises the following steps: the RFID label reader-writer sends data to a relay communication device so that the data uploaded by the RFID label reader-writer is temporarily stored in the relay communication device and then uploaded to an RFID supervision server.

Specifically, the RFID tag-based warehouse supervision method further comprises the following steps: and acquiring the state data of the RFID label reader-writer to judge whether the RFID label reader-writer is in a normal working state.

Specifically, the status data of the RFID tag reader/writer includes positioning data, electric quantity data, and identification data of the RFID tag reader/writer.

Specifically, the positioning data of the RFID tag reader/writer includes: and (6) GPS positioning data.

Specifically, the positioning data of the RFID tag reader/writer includes: UWB location data.

Specifically, the RFID tag-based warehouse supervision method further comprises the following steps: and one RFID label reader-writer is used as an inspection reader-writer to read data in the RFID labels of the reader-writers built in other RFID label reader-writers.

Specifically, the RFID tag-based warehouse supervision method further comprises the following steps: the RFID supervisory server dynamically generates random numbers and transmits these random numbers to the RFID tag reader.

Specifically, the RFID tag-based warehouse supervision method further comprises the following steps: the RFID tag reader-writer takes the RFID supervision server to dynamically generate a random number as additional data of the data transmitted to the RFID supervision server by the RFID tag reader-writer.

Specifically, the RFID tag-based warehouse supervision method further comprises the following steps: the RFID tag reader-writer takes the dynamically generated random number of the RFID supervision server as write-in data to be written into the data of the RFID tag of the pledge as verification data.

As shown in fig. 18, in order to supplement the problem that the internet of things data such as RFID requires an additional data tag, the present application provides a warehousing supervision system based on visual images, including: the system comprises an image collector, a data processing unit and a data processing unit, wherein the image collector is used for collecting images related to the pledge in the movable property financing by a user; the image monitoring server is used for storing and processing the image data collected by the image collector; the image monitoring server judges or/and calculates corresponding pledge data according to the data uploaded by the image acquisition so as to be referred by the golden service organization.

Specifically, the image collector includes: the first type of image acquisition equipment is used for monitoring the storage space of the pledge.

Specifically, the image collector includes: and the second type of image acquisition equipment is used for acquiring the graphic code of the pledget.

Specifically, the image collector includes: and the third type of image acquisition equipment is used for acquiring the face images of the persons in and out.

Specifically, the image collector includes: and the fourth type of image acquisition equipment is used for acquiring the infrared image of the storage space of the pledget.

Specifically, the image collector includes: and the fifth type of image acquisition equipment is used for acquiring the millimeter wave images in the storage space of the pledge.

Specifically, the image supervision server includes: and the image processing unit is used for storing the image data uploaded by the image collector and preprocessing the image data.

Specifically, the image supervision server includes: and the image classification unit is used for classifying the image data uploaded by the image collector and classifying the image data into a monitoring image, a bar code image, a face image, an infrared image and a millimeter wave image.

Specifically, the image judgment unit is used for analyzing whether the object in the image data uploaded by the image collector meets a preset storage condition.

Specifically, the image judgment unit comprises an artificial neural network, and the artificial neural network is used for outputting a corresponding judgment result and the confidence coefficient of the judgment result through the input picture.

Adopt different image acquisition equipment to supervise storage environment, personnel and pledge from all aspects, improved pledge's security.

Referring to fig. 19, the present application further provides a warehouse monitoring method based on visual images, the warehouse monitoring method based on visual images is based on a system, and the system includes: the system comprises an image collector, a data processing unit and a data processing unit, wherein the image collector is used for collecting images related to the pledge in the movable property financing by a user; the image monitoring server is used for storing and processing the image data collected by the image collector; the warehousing supervision method based on the visual images comprises the following steps: the image collector collects related images of the pledge in the movable property financing; the image supervision server processes the relevant images uploaded by the image collector to judge whether the quantity or/and the state of the pledgets meet the preset condition of pledget storage; and when the image supervision server judges that the quantity or/and the state of the pledgets do not meet the preset condition of pledget storage, the RFID supervision server sends early warning data to the golden service organization.

Specifically, the warehouse supervision method based on the visual images further comprises the following steps: the image collector collects monitoring images of the storage space of the pledge.

Specifically, the warehouse supervision method based on the visual images further comprises the following steps: the image collector collects the graphic code or bar code image attached to the pledge.

Specifically, the warehouse supervision method based on the visual images further comprises the following steps: the image collector collects infrared images of the storage space of the pledge.

Specifically, the warehouse supervision method based on the visual images further comprises the following steps: the image collector collects millimeter wave images of the pledge storage space or pledge.

Specifically, the warehouse supervision method based on the visual images further comprises the following steps: the image collector collects face images of people who enter and exit the pledge storage space.

Specifically, the warehouse supervision method based on the visual images further comprises the following steps: the image monitoring server stores the image data uploaded by the image collector and preprocesses the image data; the preprocessing includes deleting invalid image data and image data having a higher similarity.

Specifically, the warehouse supervision method based on the visual images further comprises the following steps: the image monitoring server classifies the image data uploaded by the image collector into monitoring images, barcode images, face images, infrared images and millimeter wave images.

Specifically, the warehouse supervision method based on the visual images further comprises the following steps: and the image organ server analyzes whether the object in the image data uploaded by the image collector meets the preset storage condition or not.

Specifically, the warehouse supervision method based on the visual images further comprises the following steps: the image supervision server enables the artificial neural network to output a corresponding judgment result and the confidence coefficient of the judgment result through an input picture by training the artificial neural network.

By adopting the technical scheme, the method comprehensively adopts the image acquisition and artificial intelligence analysis to ensure that the quantity and the state of the pledges are kept in a safe range.

Referring to fig. 20 and 21, in order to ensure data security of supervision data, transaction data, and the like and avoid fraud by both parties in a mobile asset financing link, as another aspect of the present application, the present application provides a mobile asset financing management system based on a block chain, where the mobile asset financing management system based on the block chain includes: the block data collector is used for collecting data related to the movable property financing; the block data node server is used for processing and chaining the data of the block data collector; the block data node server and the block data collector form data connection so that the block data node server can obtain data collected by the block data collector; the plurality of block data node servers are all linked to the same block chain so that the data collected by the block data collector is used as newly generated block data in the block chain.

Specifically, the block data collector includes: and the RFID reader-writer is used for reading the RFID label of the pledget.

Specifically, the block data collector includes: the image monitoring equipment is used for monitoring the storage space of the pledge; and the image acquisition equipment is used for acquiring the graphic code of the pledge.

Specifically, the block data collector includes: and the human-computer interaction equipment is used for being operated by a user to input data.

Specifically, the block data collector includes: and the UWB positioning device is used for carrying out signal transmission with the UWB tag of the pledget so as to determine the position of the UWB tag.

Specifically, the tile data node server includes: and the financial institution management server is at least used for managing fund data for the movable property financing in the financial institution.

Specifically, the tile data node server includes: and the insurance agency management server is at least used for managing insurance data used for the mobile asset financing in the insurance agency.

Specifically, the tile data node server includes: and the buyback organization management server is at least used for managing buyback data used for mobile production financing in the insurance organization.

Specifically, the tile data node server includes: and the financial service institution management server is at least used for managing financing data for movable property financing in the financial service institution.

Fig. 20 and 22 illustrate an indirect transmission manner, in which data directly transmitted to the tile data node server is a middle layer server, such as a server responsible for image supervision. Fig. 21 shows a scheme for block data acquisition direct upload.

All data can be stored under the common identification of each server by adopting the block chain technology, and the result can be ensured not to be tampered by the block chain technology.

The blockchain of the present application may employ PoS (entitlement certification mechanism) to form consensus to generate a new blockchain.

As shown in fig. 23, the present application provides a method for mobile asset financing management based on a block chain, where the method for mobile asset financing management based on a block chain is based on a system, and the system includes: the block data collector is used for collecting data related to the movable property financing; the block data node server is used for processing and chaining the data of the block data collector; the method for managing the movable property financing based on the block chain comprises the following steps: the block data collector collects data related to the movable property financing management and transaction; the block data node server calculates and processes data collected by the block chain data collector and packages corresponding data according to business rules to carry out data chaining; and the other block data node servers confirm and sign the uplink data and enable the encapsulated data to generate a new block on the block chain through a consensus mechanism.

Specifically, the method for managing the movable property financing based on the block chain further comprises the following steps: the block data collector collects data in the RFID tags of the pledgets in the movable property financing.

Specifically, the method for managing the movable property financing based on the block chain further comprises the following steps: the block data collector collects the graphic codes related to the investment in the mobile asset financing.

Specifically, the block data collector collects image data of a space where the pledge is located in the movable property financing.

Specifically, the method for managing the movable property financing based on the block chain further comprises the following steps: the block data collector collects corresponding transaction data input or uploaded by a user in the mobile asset financing.

Specifically, the method for managing the movable property financing based on the block chain further comprises the following steps: the block data collector collects position data of the pledges in the movable property financing.

Specifically, the method for managing the movable property financing based on the block chain further comprises the following steps: the block data node server packages the data related to the financial institution and the movable property financing in the blocks of the block chain.

Specifically, the method for managing the movable property financing based on the block chain further comprises the following steps: and the block data node server packages the data related to the insurance agency and the movable property financing in the blocks of the block chain.

Specifically, the method for managing the movable property financing based on the block chain further comprises the following steps: and the block data node server packages the data related to the purchase-back mechanism and the mobile asset financing in the blocks of the block chain.

Specifically, the method for managing the movable property financing based on the block chain further comprises the following steps: and the block data node server packages the data related to the financial institution and the movable property financing in the blocks of the block chain.

Through the technical scheme, a creative solution is provided from the aspects of data management and safety and pledge supervision safety.

As shown in fig. 24, in order to supervise fixed materials such as steel coils, steel bars and the like, the present application further provides a pledge warehousing supervision system suitable for solid materials, comprising: the solid material detection device is used for detecting one or more of quantity data, weight data, position data and image data of solid materials in the pledge storage space; the solid material monitoring server is used for judging whether the material state in the mortgage storage space meets the preset data condition set by the movable property financing service according to the data detected by the solid material detection device or the change of the data; wherein, solid material detection device and solid material supervisory server constitute data connection so that solid material detection device can upload data to solid material supervisory server in real time.

Specifically, the solid material detection device includes: and the solid material weight sensor is used for detecting the weight data of the solid materials in the pledge storage space. Can adopt the platform scale of measuring the vehicle, thereby detect the weight of the solid goods and materials of the weight of vehicle and empty wagon and acquire business turn over storehouse, and inside then can adopt the weight detection sensor of fork truck, loop wheel machine of transportation goods and materials to detect the weight of solid goods and materials in the warehouse, thereby can set up pressure sensor at the goods shelves or the mesa of depositing solid goods and materials as more specific scheme and know whether place the weight of solid goods and materials.

Specifically, the solid material detection device includes: and the solid material quantity sensor is used for detecting quantity data of solid materials in the pledge storage space. The solid material quantity sensor can be a corresponding position switch or an image sensor, the solid materials are checked through an image, and the solid materials generally have a certain specification and are fixed in storage positions, and the position of the image sensor is also fixed, so that the number of specific units of the solid materials, such as the number of coils of steel coils and the number of boxes of other materials, can be stably obtained through image difference.

Specifically, the fixed material detection device includes: and the solid material position sensor is used for detecting the position data of the solid materials in the pledge storage space. The UWB tag device can be configured for the solid material to be put in storage, the UWB positioning base station is configured for the storage to obtain the position of the solid material detection device, and further, the GPS module is configured for the UWB positioning base station, so that the longitude and latitude positioning data in a wider range can be obtained, and then the position of the specific solid material can be obtained by means of UWB positioning.

Specifically, the fixed material detection device includes: the solid material image sensor is used for detecting image data of solid materials in the pledge storage space. The solid material image sensor is mainly used for realizing image acquisition, so that the solid material monitoring server can monitor solid materials according to images, and of course, the solid material image sensor can also be used for monitoring personnel to enter and exit. Specifically, the solid material image sensor may be a millimeter wave image sensor, and the millimeter wave image sensor may avoid a problem that an optical image is easily shielded. It should be noted that, by filling the unit container with liquid, such as an oil drum, the container filled with liquid can also be monitored as solid material.

Specifically, the fixed material detection device includes: and the solid material radio frequency sensor is used for detecting data in the radio frequency tag of the solid material in the pledge storage space. The radio frequency tag can be used for realizing the internet of things for monitoring solid materials.

Specifically, the pledge warehousing supervision system suitable for solid materials comprises: and the storage relay communication device is used for forming data interaction with the solid material detection device and the solid material monitoring server so that the fixed material detection device uploads the acquired data to the storage relay communication device and then the data is uploaded to the solid material monitoring server by the storage relay communication device. The warehousing relay communication device also has the functions of a UWB positioning base station, data buffering and the like, can make preliminary judgment on a large amount of data through the warehousing relay communication device, and then transmits important data or alarm data to the solid material supervision server.

Specifically, the solid material supervision server includes: the system comprises a data statistics unit, a value calculation unit and a risk judgment unit.

The data statistical unit is used for calculating various data of the solid materials in the pledge storage space according to the data of the solid material detection device. The value calculating unit is used for calculating the financial value of the solid material in the pledge storage space according to the data of the data statistical unit and the inquired instant price of the solid material. And the risk judgment unit is used for judging the risk data of the mobile asset financing service corresponding to the solid material in the current pledge storage space according to the financial value calculated by the value calculation unit.

As a specific scheme, the solid material supervision server can be a cloud server, an artificial neural network model can be built in, training is carried out aiming at different material types, and intelligent judgment can be carried out aiming at different services and materials. Moreover, the solid material supervision server can be constructed into a data center, so that the data center can support different mobile asset financing service types and different front-end servers.

As shown in fig. 25, according to the technical solution of the present application, a pledge warehousing supervision method for solid materials is further provided, where the pledge warehousing supervision method for solid materials is executed by a system, and the system includes: the solid material detection device is used for detecting the data of the solid materials in the pledge storage space; the solid material monitoring server is used for storing or processing the data detected by the solid material detection device; the pledge warehousing supervision method suitable for the solid materials comprises the following steps: the solid material detection device collects data of solid materials in the pledge storage space; the solid material supervision server calculates the corresponding total data of the solid materials according to the data of the solid materials in the pledge storage space collected by the solid material detection device; and the solid material monitoring server sends alarm data to the client of the user when the data of the solid materials in the pledge storage space does not meet the preset data condition set by the movable property financing service.

Specifically, the data collected by the solid material detection device comprises weight data of solid materials in the pledge storage space.

Specifically, the data collected by the solid material detection device comprises the quantity data of the solid materials in the pledge storage space.

Specifically, the data collected by the solid material detection device comprises position data of the solid materials in the pledge storage space.

Specifically, the data collected by the solid material detection device comprises image data of solid materials in the pledge storage space.

Specifically, the data collected by the solid material detection device comprises data in the radio frequency tag of the solid material in the pledge storage space.

Specifically, the pledge warehousing supervision method applicable to the solid materials comprises the following steps: the solid material supervision server acquires the data of the types, manufacturers and specifications of the solid materials according to the data of the solid materials in the pledge storage space collected by the solid material detection device.

Specifically, the pledge warehousing supervision method applicable to the solid materials comprises the following steps: the solid material supervision server acquires historical logistics data of the solid materials according to the data of the solid materials in the pledge storage space collected by the solid material detection device.

Specifically, the pledge warehousing supervision method applicable to the solid materials comprises the following steps: and the solid material monitoring server is used for calculating the financial value of the solid materials in the pledge storage space according to the data of the data statistical unit and the inquired instant price of the solid materials. More specifically, the financial value referred to herein is not the full current price data, but rather is the calculated average data over a period of time, and the risk factor calculation is performed based thereon.

Specifically, the pledge warehousing supervision method applicable to the solid materials comprises the following steps: and the solid material monitoring server is used for judging the risk data of the mobile asset financing service corresponding to the solid materials in the current pledge storage space according to the financial value calculated by the value calculation unit.

By adopting the scheme, the solid material can be effectively supervised, so that the movable property financing service is effectively supported by data.

As shown in fig. 26, as a specific solution, in order to supervise materials such as crude oil or chemical raw materials, the present application further provides a pledge storage supervision system suitable for liquid materials, including: the liquid material detection device is used for detecting one or more of liquid level data, weight data, position data and image data related to the liquid materials in the pledge storage container; the liquid material monitoring server is used for judging whether the material state in the material storage container meets the preset data condition set by the movable property financing service according to the data detected by the liquid material detection device or the change of the data; wherein, liquid material detection device and liquid material supervision server constitute data connection so that liquid material detection device can upload data to liquid material supervision server in real time.

Specifically, the liquid material detection device includes: the liquid material weight sensor is used for detecting the weight data of the liquid materials in the material storage container.

Specifically, the liquid material detection device includes: the liquid material level sensor is used for detecting the liquid level data of the liquid materials in the pledge storage container.

Specifically, the liquid material detection device includes: and the liquid material position sensor is used for detecting the position data of a container for storing liquid materials.

Specifically, the liquid material detection device includes: the liquid material image sensor is used for detecting image data inside or outside a container for storing liquid materials.

Specifically, the liquid material detection device includes: the liquid material radio frequency sensor is used for detecting data in a radio frequency tag of a container for storing or transporting liquid materials.

Specifically, the pledge warehousing supervision system suitable for the liquid material comprises: and the storage relay communication device is used for forming data interaction with the liquid material detection device and the liquid material monitoring server so that the liquid material detection device uploads the acquired data to the storage relay communication device and then the liquid material monitoring server is uploaded by the storage relay communication device.

Specifically, the liquid material supervision server includes: and the data statistics unit is used for calculating various data of the liquid materials in the pledge storage container according to the data of the liquid material detection device.

Specifically, the liquid material supervision server includes: and the value calculating unit is used for calculating the financial value of the liquid material in the pledge storage container according to the data of the data statistical unit and the inquired instant price of the liquid material.

Specifically, the liquid material supervision server includes: and the risk judgment unit is used for judging the risk data of the mobile asset financing service corresponding to the liquid material in the current pledge storage container according to the financial value calculated by the value calculation unit.

For liquid supplies, the liquid level change of the container is mainly monitored, and the operation of the container is assisted and detected through position, images and the like.

As shown in fig. 27, the present application further provides a pledge warehousing supervision method for liquid materials, which is executed by a system, and the system includes: the liquid material detection device is used for detecting one or more of liquid level data, weight data, position data and image data related to the liquid materials in the pledge storage container; and the liquid material monitoring server is used for storing or processing the data detected by the liquid material detection device.

The pledge warehousing supervision method applicable to the liquid materials comprises the following steps: the liquid material detection device collects data of liquid materials in the pledge storage container; the liquid material monitoring server calculates the total amount data of the corresponding liquid materials according to the data of the liquid materials collected by the liquid material detection device; and the liquid material monitoring server sends alarm data to the client of the user when the data of the liquid materials in the pledge storage container does not meet the preset data condition set by the movable property financing service.

Specifically, the data collected by the liquid material detection device includes weight data of the liquid material in the material storage container.

Specifically, the data collected by the liquid material detection device comprises liquid level data of liquid materials in the pledge storage container.

Specifically, the data collected by the liquid material detection device includes position data of a container storing the liquid material.

Specifically, the data collected by the liquid material detection device includes image data of the inside or outside of a container in which the liquid material is stored.

Specifically, the data collected by the liquid material detection device includes data in a radio frequency tag of a container storing or transporting the liquid material.

Specifically, the pledge warehousing supervision method applicable to the liquid materials comprises the following steps: the liquid material supervision server acquires data of the types, manufacturers or storage conditions of the liquid materials according to the data of the liquid materials in the pledge storage container collected by the liquid material detection device.

Specifically, the pledge warehousing supervision method applicable to the liquid materials comprises the following steps: the liquid material supervision server acquires historical logistics data of liquid materials according to the data of the liquid materials in the pledge storage container collected by the liquid material detection device.

Specifically, the pledge warehousing supervision method applicable to the liquid materials comprises the following steps: the liquid material monitoring server is used for calculating the financial value of the liquid materials in the pledge storage container according to the data of the data statistical unit and the inquired instant price of the liquid materials.

Specifically, the pledge warehousing supervision method applicable to the liquid materials comprises the following steps: and the liquid material monitoring server is used for judging the risk data of the mobile asset financing service corresponding to the liquid materials in the current pledge storage container according to the financial value calculated by the value calculation unit.

Specifically, for the detection of specific liquid materials, the scheme of the application also comprises the detection of volatilization amount and air pressure in the container. The volatilization volume is estimated by air pressure detection.

Similar to the foregoing, the liquid materials supervision server is also constructed to have an artificial neural network and a data center system.

Referring to fig. 28, in order to implement the supervision of the movable property financing for the vehicle, as another aspect of the present application, the present application provides a pledge supervision system for the vehicle, comprising: a vehicle detection device for detecting one or more of position data, travel data and person data of a vehicle for a mobile asset financing pledge; the vehicle monitoring server is used for judging whether the vehicle state of the mobile asset financing vehicle meets the preset data condition set by the mobile asset financing service according to the data detected by the vehicle detection device or the change of the data; the vehicle detection device and the vehicle supervision server form data connection so that the vehicle detection device can upload data to the vehicle supervision server.

Specifically, the vehicle detection device includes: and the vehicle position data detection module is used for detecting the position data of the vehicle of the movable property financing pledge.

Specifically, the vehicle detection device includes: and the vehicle driving data detection module is used for detecting the driving data of the vehicle of the movable asset financing mortgage.

Specifically, the vehicle detection device includes: and the vehicle personnel data detection module is used for detecting personnel data of vehicles of the mobile asset financing mortgage.

Specifically, the vehicle position data detection module includes: a GPS positioning unit and a UWB positioning unit.

The GPS positioning unit is mainly used for positioning a mobile vehicle, and the UWB positioning unit can be used for monitoring indoor or parking lots of vehicles for carrying out movable property financing such as 4S stores.

Specifically, the vehicle travel data detection module includes: OBD interface data reading unit. The OBD module is mainly used for reading data of the vehicle, mainly used for value evaluation and preventing invasion and tampering of vehicle information from the outside.

Specifically, the vehicle travel data detection module includes: vehicle event data recorder interface data reading unit. The vehicle driving path condition can be detected through the automobile data recorder module, and the vehicle is prevented from being transferred. Alternatively, the vehicle travel data detection module may be activated when the vehicle position data detection module detects a change in the position of the vehicle.

Specifically, the vehicle personnel data detection module includes: inside camera in carriage. The vehicle personnel data detection module is mainly used for detecting drivers and comparing the consistency of people and vehicles, and prevents an owner from forming actual transfer and transfer to the vehicle under the condition that the owner does not pass a house.

Specifically, the vehicle supervision server includes: a value calculating unit and a risk judging unit. The value calculating unit is used for calculating the financial value of the vehicle according to various data of the vehicle detecting device; and the risk judgment unit is used for judging the risk data of the mobile asset financing service corresponding to the current vehicle according to the financial value calculated by the value calculation unit. As a specific scheme, the risk data is not only based on the price of the used vehicle, but also risk factors brought by vehicle driving data and personnel data are calculated.

More specifically, the number of times of refueling the vehicle can be acquired through position detection, and therefore the number of times of refueling the vehicle can be compared with the OBD module to judge the running data of the vehicle.

Referring to fig. 29, in order to realize monitoring of a vehicle, the present application further provides a pledge monitoring method for a vehicle, where the pledge monitoring method for a vehicle is executed by a system, and the system includes: the vehicle detection device is used for acquiring relevant data of a vehicle for the investment financing pledge of the mobile property; the vehicle supervision server is used for storing and processing relevant data of the vehicle detection device; the pledge supervision method applicable to the vehicle comprises the following steps: the vehicle detection device detects relevant data of a vehicle for the investment financing pledge; the vehicle monitoring server calculates vehicle value data according to the relevant data of the pledge vehicle collected by the vehicle detection device; and the vehicle monitoring server sends alarm data to the client of the user when the data of the pledge vehicle does not meet the preset data condition set by the movable property financing service.

Specifically, the data collected by the vehicle detection device includes position data of the pledge vehicle. The location data helps to supervise that the vehicle cannot go beyond the system set area.

Specifically, the data collected by the vehicle detection device includes driving data of the pledge vehicle. The driving data help system judges the risk of the vehicle, and the vehicle is prevented from being largely devalued in a short period.

Specifically, the data collected by the vehicle detection device includes personnel data of the pledge vehicle. The personnel data helps the system to judge evasion because the vehicle property right brought by the vehicle private transaction is unclear. More specifically, the person data includes face recognition data of the driver or/and the occupant.

Specifically, the position data includes GPS positioning data and UWB positioning data. They are used for mobile and fixed supervision, respectively.

Specifically, the running data includes vehicle self-diagnosis data acquired from a vehicle OBD interface and video data of a drive recorder. By such an approach, the risk of the vehicle can be verified from two aspects of data.

In addition, the pledge supervision method applicable to the vehicle further comprises the following steps: the vehicle monitoring server calculates the financial value of the vehicle according to various data of the vehicle detection device; and the vehicle monitoring server judges the risk data of the mobile asset financing service corresponding to the current vehicle according to the financial value calculated by the value calculation unit.

As the preferred scheme, the vehicle supervision server carries out intelligent judgment through an artificial neural network.

As a comprehensive solution, the solid material monitoring server, the liquid material monitoring server and the vehicle monitoring server may be the same server, or cluster servers based on the same data center.

The above description is only a preferred embodiment of the present application and is not intended to limit the present application, and various modifications and changes may be made by those skilled in the art. Any modification, equivalent replacement, improvement and the like made within the spirit and principle of the present application shall be included in the protection scope of the present application.

Claims (10)

1. The utility model provides a matter deposit storage supervisory systems suitable for solid material which characterized in that:

the pledge warehousing supervision system suitable for the solid material comprises:

the solid material detection device is used for detecting one or more of quantity data, weight data, position data and image data of solid materials in the pledge storage space;

the solid material monitoring server is used for judging whether the material state in the mortgage storage space meets the preset data condition set by the movable property financing service according to the data or the change of the data detected by the solid material detection device;

the solid material detection device and the solid material supervision server form data connection so that the solid material detection device can upload data to the solid material supervision server in real time.

2. A pledge warehousing supervision system for solid materials as in claim 1 wherein:

the solid material detection device includes:

and the solid material weight sensor is used for detecting the weight data of the solid materials in the pledge storage space.

3. A pledge warehousing supervision system for solid materials as in claim 2 wherein:

the solid material detection device includes:

and the solid material quantity sensor is used for detecting quantity data of solid materials in the pledge storage space.

4. A pledge warehousing supervision system for solid materials according to claim 3 wherein:

the fixed material detection device includes:

and the solid material position sensor is used for detecting the position data of the solid materials in the pledge storage space.

5. A pledge warehousing supervision system for solid materials according to claim 4 wherein:

the fixed material detection device includes:

the solid material image sensor is used for detecting image data of solid materials in the pledge storage space.

6. A pledge warehousing supervision system for solid materials according to claim 5 wherein:

the fixed material detection device includes:

and the solid material radio frequency sensor is used for detecting data in the radio frequency tag of the solid material in the pledge storage space.

7. A pledge warehousing supervision system for solid materials as in claim 6 wherein:

the pledge warehousing supervision system suitable for the solid material comprises:

and the storage relay communication device is used for forming data interaction with the solid material detection device and the solid material monitoring server so that the fixed material detection device uploads the acquired data to the storage relay communication device and then the data is uploaded to the solid material monitoring server by the storage relay communication device.

8. A pledge warehousing supervision system for solid materials according to claim 7 wherein:

the solid material supervision server comprises:

and the data statistics unit is used for calculating various data of the solid materials in the pledge storage space according to the data of the solid material detection device.

9. A pledge warehousing supervision system for solid materials according to claim 8 wherein:

the solid material supervision server comprises:

and the value calculating unit is used for calculating the financial value of the solid material in the pledge storage space according to the data of the data statistical unit and the inquired instant price of the solid material.

10. A pledge warehousing supervision system for solid materials according to claim 9 wherein:

the fixed material supervision server comprises:

and the risk judgment unit is used for judging the risk data of the mobile asset financing service corresponding to the solid material in the current pledge storage space according to the financial value calculated by the value calculation unit.

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