CN113870006A - Method and system for realizing main data sharing application - Google Patents
Method and system for realizing main data sharing application Download PDFInfo
- Publication number
- CN113870006A CN113870006A CN202111126509.7A CN202111126509A CN113870006A CN 113870006 A CN113870006 A CN 113870006A CN 202111126509 A CN202111126509 A CN 202111126509A CN 113870006 A CN113870006 A CN 113870006A
- Authority
- CN
- China
- Prior art keywords
- data
- interface
- authorization
- credit
- service
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims abstract description 64
- 238000013475 authorization Methods 0.000 claims abstract description 136
- 238000004458 analytical method Methods 0.000 claims abstract description 27
- 238000005516 engineering process Methods 0.000 claims abstract description 25
- 230000004044 response Effects 0.000 claims abstract description 17
- 238000007405 data analysis Methods 0.000 claims abstract description 7
- 238000012795 verification Methods 0.000 claims description 24
- 230000005540 biological transmission Effects 0.000 claims description 11
- 238000012545 processing Methods 0.000 claims description 10
- 230000006870 function Effects 0.000 claims description 9
- 238000009960 carding Methods 0.000 claims description 3
- 238000004891 communication Methods 0.000 description 5
- 238000012544 monitoring process Methods 0.000 description 4
- 238000011835 investigation Methods 0.000 description 3
- 238000007418 data mining Methods 0.000 description 2
- 230000007246 mechanism Effects 0.000 description 2
- 238000012797 qualification Methods 0.000 description 2
- 230000006399 behavior Effects 0.000 description 1
- 230000009286 beneficial effect Effects 0.000 description 1
- 230000007547 defect Effects 0.000 description 1
- 238000011161 development Methods 0.000 description 1
- 238000010586 diagram Methods 0.000 description 1
- 238000011156 evaluation Methods 0.000 description 1
- 230000010354 integration Effects 0.000 description 1
- 238000002955 isolation Methods 0.000 description 1
- 230000003287 optical effect Effects 0.000 description 1
- 238000012954 risk control Methods 0.000 description 1
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/60—Protecting data
- G06F21/64—Protecting data integrity, e.g. using checksums, certificates or signatures
Landscapes
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- General Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Technology Law (AREA)
- Strategic Management (AREA)
- Marketing (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Health & Medical Sciences (AREA)
- Bioethics (AREA)
- General Health & Medical Sciences (AREA)
- Computer Hardware Design (AREA)
- Software Systems (AREA)
- General Engineering & Computer Science (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The invention discloses a method and a system for realizing main data sharing application, which relate to the technical field of information technology and data analysis, wherein the method analyzes the original data of an enterprise through a data analysis model and opens the enterprise to an authorized financial institution in an application program interface mode; the method comprises intelligent identification of authorization information, random generation of authorization codes, open API (application programming interface) and response service of business, a server data service management platform and service bus, server credit management and enterprise credit wind control analysis model. The invention provides the credit wind control analysis data of the enterprises for the financial institutions, effectively increases the credit for high-quality small and medium-sized enterprises, and solves the problems of non-payment, difficult payment and the like caused by the unmatched information of the two parties.
Description
Technical Field
The invention relates to the technical field of information technology and data analysis, in particular to a method and a system for realizing main data sharing application.
Background
When applying for loan of the financial institution, the enterprise signs a data authorization agreement with the financial institution, the financial institution is allowed to check government data and credit investigation information of the enterprise in the process of carrying out background investigation on the enterprise so as to evaluate credit and loan risk of the enterprise, and the financial institution determines a final loan result based on comprehensive evaluation on the enterprise. Meanwhile, after the financial institution pays the enterprises, in the credit granting period, the financial institution needs to periodically inquire credit investigation information of the enterprises and timely know whether the enterprises have negative behaviors such as credit loss or poor operation in the operation process so as to achieve the purpose of risk control after credit.
In the process of enterprise loan, the financial institutions often have low loan rate and low amount due to asymmetric information among the financial institutions, so that the efficiency of service achievement is low.
Disclosure of Invention
The invention aims at the defects, provides the enterprise credit wind control analysis data for the financial institutions, effectively increases credit for high-quality small and medium-sized enterprises, and solves the problems of non-payment, difficult payment and the like caused by the fact that the information of two parties is not matched.
The technical scheme adopted by the invention for solving the technical problems is as follows:
a method for realizing main data sharing application, analyzes the enterprise original data through the data analysis model, opens to the authorized financial institution through the computer information technology and the network technology in the way of application program interface;
comprises intelligent identification of authorization information, random generation of authorization codes, open API interface and response service of business, a service end data service management platform and service bus, service end credit management and enterprise credit wind control analysis model,
the authorization information is intelligently identified, and the content and the file of the business authorization voucher file are identified, verified and stored, so that the content of the authorization file is consistent with the interface parameters, and the file has uniqueness in the storage of a server;
the open API interface and the response service of the business comprise an authorization record interface, a wind control data interface, an authorization renewal interface and a post-credit early warning interface, and when a caller uses the system, the internal system develops related calling functions and determines a calling triggering mode according to interface documents;
the server data service management platform uniformly calls government affair data interfaces for supporting modules except the whole API service through a service bus and returns enterprise original data;
the enterprise credit wind control analysis model analyzes and processes the enterprise original data and provides an enterprise wind control report for an interface caller.
According to the method, a set of enterprise credit system independent of the outside of the people's bank is established through a data mining and analyzing model and a computer network technology, and an API (application program interface) for acquiring information is opened to a financial institution, so that the financial institution can acquire enterprise related analysis results in a business acceptance stage, the enterprise loan efficiency is improved, and the loan risk of the financial institution is effectively reduced.
Preferably, the intelligent recognition of the authorization information adopts OCR character recognition technology and MD5 verification technology.
Preferably, the random generation method of the authorization code is as follows: authorization date + 6 digits after the unified social credit code + random parameters.
Further, an interface caller uploads data authorization information and an authorization certificate file through an authorization record interface, a server side compares whether the information of the authorization file is consistent with the transmitted parameters, verifies and records the MD5 code of the authorization file, and creates an authorization record in a database after verification is not wrong; after the authorization is successfully recorded, the interface returns the unique authorization code and the valid period of the authorization;
the interface caller takes the authorization code as an access parameter, requests the wind control data interface, and returns the wind control data result of the corresponding enterprise after the interface authority passes the verification; for an incorrect or expired authorization code, an error result is returned;
after the validity period of the authorization code is finished, the interface caller can renew the authorization record information of the API server through the authorization renewal interface, and after the renewal, the code can be continuously used for requesting the post-credit early warning interface service;
and the interface caller requests the post-credit early warning interface, after the verification authorization passes, the post-credit early warning index verification is passed, and a verification result is output and returned.
Preferably, the interface caller requests the wind control data interface, cache reservation is carried out on enterprise data in the request process, the validity period is 7 days, and when the request is carried out again within 7 days, the cache data are directly returned, so that the interface response efficiency is improved.
Preferably, the method is based on a multi-layer B/S software architecture of J2EE, constructs service end processing logic by using a Java platform, and exposes a uniform service interface to a financial institution;
the service end builds a credit management platform, performs unified management on the business data authorization voucher, the data authorization record and the interface calling record, and builds a corresponding front-end display page;
the method comprises the steps that the internet network communication technology is utilized, the connection between service ends (a financial institution system rear end and an API service end) is established through a TCP/IP protocol, the transmission of data is realized by calling an HTTP interface, and the data is encrypted and decrypted by using a signature verification technology and a data encryption technology, so that the safety of data transmission is improved;
in the aspect of interface management, unified management and monitoring are carried out on an open interface by building a server data service management platform, an API (application programming interface) request forwarded by a server is received, and original data are requested from a government affair data interface; and the security management is carried out on the government affair data of the enterprise.
Preferably, the data processing flow in the method is as follows:
s1, the financial institution sends a credit inquiry request to the server data service management platform; the server data service management platform sends the credit inquiry request to the server credit management;
s2, requesting model data from the enterprise credit wind control analysis model by the server credit management;
the enterprise credit wind control analysis model requests a government database through a server data service management platform and obtains original data;
carrying out original data carding, index processing and report generation on the enterprise credit wind control analysis model; feeding back a model result to the credit management of the server;
s3, backing up the model result by the credit management of the server;
s4, the server side credit management outputs the credit result to the server side data service management platform; and the server data service management platform outputs the credit result to the financial institution.
The method has the technical capability of accessing official government affair data, professional analysis is carried out on the official data of the enterprise by applying an independently researched and developed enterprise wind control analysis model, the original data are processed into capability indexes on the basis of strict confidentiality of the original data, and the financial institution is oriented, and a mode of an API (application programming interface) data output interface is used for increasing credit for the enterprise and providing wind control data support for the financial institution. The following problems are solved: 1) communication and data transmission between the API server and the financial institution service system; 2) the data authorization protocol information of the financial institution is transmitted and identified by the enterprise; 3) the server side manages and verifies the authorization information; 4) and unified management and monitoring of the interface by the API server.
The invention also claims a system for realizing the main body data sharing application, which comprises an authorization information intelligent identification module, an authorization code random generation module, a service open API interface and response service module, a server data service management platform and service bus, a server credit management module and an enterprise credit wind control analysis model,
the authorization information intelligent identification module identifies, verifies and stores the content and the file of the service authorization voucher file, and ensures that the content of the authorization file is consistent with the interface parameters and the file has uniqueness in the storage of the server;
the open API interface and the response service module of the service comprise an authorization filing interface, a wind control data interface, an authorization renewal interface and a post-credit early warning interface,
the server data service management platform uniformly calls government affair data interfaces for supporting modules except the whole API service through a service bus and returns enterprise original data;
the system implements the method for implementing the subject data sharing application described above.
The invention also claims a device for realizing the main data sharing application, which comprises at least one memory and at least one processor;
the at least one memory to store a machine readable program;
the at least one processor is configured to invoke the machine-readable program to perform the method for implementing the subject data sharing application.
The invention also claims a computer readable medium having stored thereon computer instructions which, when executed by a processor, cause the processor to perform the above-described method of implementing a subject data sharing application.
Compared with the prior art, the method and the system for realizing the main data sharing application have the following beneficial effects:
the method and the system break through the isolation between the traditional business and the data service through the information technology. In the loan business of an enterprise, the processing of the traditional business is supported by the enterprise wind control data, the risk born by a bank can be reduced to a certain extent, the operation condition of the enterprise is accurately evaluated, middle and small enterprises with capital requirements and good qualification can smoothly take the loan, and meanwhile financial institutions are helped to eliminate enterprises with lost credit or poor qualification, so that bad accounts are avoided.
In the implementation process, the data authorization aspect is highly attached to the traditional business, so that in the service process, effective sharing of data can be guaranteed, development can be carried out in a legal and legal framework, and the legal and legal red lines are prevented from being touched.
Drawings
FIG. 1 is a schematic diagram of an API service process provided by an embodiment of the present invention;
fig. 2 is a flowchart of an API request service in a method for implementing a main data sharing application according to an embodiment of the present invention;
FIG. 3 is a flowchart of API request data in a method for implementing a subject data sharing application according to an embodiment of the present invention;
FIG. 4 is an example of an interface service integration page provided by an embodiment of the present invention;
FIG. 5 is an example of an interface call record page provided by an embodiment of the present invention;
fig. 6 is an example of an authorization management page provided by an embodiment of the present invention.
Detailed Description
The invention is further described with reference to the following figures and specific examples.
Currently, the well-known Application Program Interface (API) is a predefined interface (e.g. function, HTTP interface) or a convention for linking different components of a software system, and is used to provide a set of routines that an application program and a developer can access based on certain software or hardware without accessing source code or understanding details of internal working mechanisms.
The API service is composed of a user application program, an API interface and a server according to service logic, and the whole process is roughly divided into six steps of interface request, interface response, parameter transmission, logic operation, result return and result receiving. The service process is shown in fig. 1, in the API service process, there is a risk that a third party violates the rule of keeping API data, and meanwhile, the API service process is limited by a server and a technical architecture in the face of high concurrency.
The embodiment of the invention provides a method for realizing main data sharing application, which analyzes enterprise original data through a data analysis model, and opens the enterprise original data to an authorized financial institution in an application program interface mode through a computer information technology and a network technology;
comprises intelligent identification of authorization information, random generation of authorization codes, open API interface and response service of business, a service end data service management platform and service bus, service end credit management and enterprise credit wind control analysis model,
the authorization information is intelligently identified, and the contents and files of the business authorization voucher file are identified, verified and stored by adopting an OCR character identification technology and an MD5 verification technology, so that the contents of the authorization file are consistent with interface parameters, and the file has uniqueness in server storage;
the random generation method of the authorization code comprises the following steps: 6 bits after the authorization date + the unified social credit code + the random parameter;
the open API interface and the response service of the business comprise an authorization record interface, a wind control data interface, an authorization renewal interface and a post-credit early warning interface, and when a caller uses the system, the internal system develops related calling functions and determines a calling triggering mode according to interface documents;
the server data service management platform uniformly calls government affair data interfaces for supporting modules except the whole API service through a service bus and returns enterprise original data;
the enterprise credit wind control analysis model analyzes and processes the enterprise original data and provides an enterprise wind control report for an interface caller.
According to the method, a set of enterprise credit system independent of the outside of the people's bank is established through a data mining and analyzing model and a computer network technology, and an API (application program interface) for acquiring information is opened to a financial institution, so that the financial institution can acquire enterprise related analysis results in a business acceptance stage, the enterprise loan efficiency is improved, and the loan risk of the financial institution is effectively reduced.
Specifically, the method is based on a multilayer B/S software architecture of J2EE, a Java platform is used for constructing service end processing logic, and a uniform service interface is exposed to a financial institution; and simultaneously, the server builds a credit management platform to uniformly manage the business data authorization voucher, the data authorization record and the interface calling record, and builds a corresponding front-end display page by using HTML, CSS and JS and using an independently developed front-end frame.
The method comprises the steps of establishing contact between service ends (a financial institution system rear end and an API service end) through a TCP/IP protocol by utilizing an internet network communication technology, realizing data transmission by calling an HTTP interface, and encrypting and decrypting data by using a signature verification and data encryption technology, so that the safety of data transmission is improved.
An OCR character recognition technology and an MD5 verification technology are introduced to identify, verify and store the contents and files of the business authorization voucher file, so that the contents of the authorization file are consistent with interface parameters, and the file has uniqueness in server storage.
In the aspect of interface management, a data service management platform is set up, unified management and monitoring are carried out on an open interface, an API (application programming interface) request forwarded by a server is received, and original data are requested from a government affair data interface; in the aspect of safety, the self-help developed TDOS big data platform is used for carrying out safety management on government affair data of an enterprise.
In the aspect of data analysis, a professional credit wind control model is adopted to analyze and process the original data of the enterprise, and more than 100 secondary indexes and 5 capacity indexes are generated and summarized into an enterprise wind control report to be provided to an interface caller.
The trigger mechanism is as follows:
the service interface is divided into an authorization filing interface, a wind control data interface, an authorization renewal interface and a post-credit early warning interface; when the caller uses, the internal system develops related calling functions and determines the triggering mode of calling according to the interface document.
The interface caller needs to upload the data authorization information and the authorization document file through an authorization record interface, the server compares whether the information of the authorization document is consistent with the transmission parameters through an OCR character recognition technology and an MD5 verification technology, verifies and records the MD5 code of the authorization document, and creates an authorization record in a database after verification is error-free; after the authorization is successfully recorded, the interface returns the unique authorization code and the validity period of the authorization.
The interface caller takes the authorization code as an access parameter, requests the wind control data interface, and returns the wind control data result of the corresponding enterprise after the interface authority passes the verification; for an incorrect or expired authorization code, an error result will be returned. In the request process, the enterprise data is cached and reserved, the validity period is 7 days, and when the request is made again within 7 days, the cached data is directly returned, so that the interface response efficiency is improved.
After the validity period of the authorization code is finished, the interface caller can renew the authorization record information of the API server through the authorization renewal interface, and after the renewal, the code can be continuously used for requesting the post-credit warning interface service.
And the interface caller requests the post-credit early warning interface, after the verification authorization passes, the post-credit early warning index verification is passed, and a verification result is output and returned.
Fig. 2 is a flow chart of the API request service, and the comments in the flow chart are as follows:
firstly, main parameters are requested: enterprise name, unified social credit code, whether to obtain enterprise data authorization, authorization time, authorization certificate, related amount and application term; and request return: authorization code, authorization deadline.
Verifying the legality of the interface parameters; and verifying whether the information of the authorization certificate is consistent with the transmitted parameters and whether the md5 code exists in the current database. And (3) storing the authorization information: the method is characterized in that the unified social credit code of an enterprise and a financial institution are taken as references, multiple authorization records of the same enterprise to the same financial institution are allowed to exist, and each record corresponds to an authorization code and an authorization certificate.
③ request main parameters: an authorization code; and request return: wind control data (Json) or a wind control report file (PDF).
Fourthly, failure reason: the authorization code is not present; the authorization code expires (validity period is 30 days).
And fifthly, the validity period of the wind control data and credit report is 7 days, and the logic is deleted after the validity period.
Sixthly, requesting parameters: the method comprises an authorization code, a credit result (success or failure), wherein the success requires that a credit amount (ten thousand yuan) and a credit expiration date must be transmitted; and request return: authorization renewal result (success or failure), authorization code, authorization expiration time (i.e., expiration date).
And (3) service logic: and after the request is successful, the current authorization code is authorized again, the authorization deadline is the authorization expiration date, and the financial institution can request enterprise wind control data or a wind control report through the authorization code until the authorization is expired.
The verification logic: the credit granting result information is fed back, and the credit granting is successful; currently within the validity period of the credit.
As shown in fig. 3, a flow chart of API request data in the method is shown, and a data processing flow is as follows:
s1, the financial institution sends a credit inquiry request to the server data service management platform; the server data service management platform sends the credit inquiry request to the server credit management;
s2, requesting model data from the enterprise credit wind control analysis model by the server credit management;
the enterprise credit wind control analysis model requests a government database through a server data service management platform and obtains original data;
carrying out original data carding, index processing and report generation on the enterprise credit wind control analysis model; feeding back a model result to the credit management of the server;
s3, backing up the model result by the credit management of the server;
s4, the server side credit management outputs the credit result to the server side data service management platform; and the server data service management platform outputs the credit result to the financial institution.
See fig. 4-6 for examples of page usage using the subject data sharing application method of the present implementation.
The method has the technical capability of accessing official government affair data, professional analysis is carried out on the official data of the enterprise by applying an independently researched and developed enterprise wind control analysis model, the original data are processed into capability indexes on the basis of strict confidentiality of the original data, and the financial institution is oriented, and a mode of an API (application programming interface) data output interface is used for increasing credit for the enterprise and providing wind control data support for the financial institution. The following problems are solved: 1) communication and data transmission between the API server and the financial institution service system; 2) the data authorization protocol information of the financial institution is transmitted and identified by the enterprise; 3) the server side manages and verifies the authorization information; 4) and unified management and monitoring of the interface by the API server.
The embodiment of the invention also provides a system for realizing the sharing application of the main body data, which comprises an authorization information intelligent identification module, an authorization code random generation module, a service open API interface and response service module, a server data service management platform, a service bus, a server credit management module and an enterprise credit wind control analysis model,
the authorization information intelligent identification module identifies, verifies and stores the content and the file of the service authorization voucher file, and ensures that the content of the authorization file is consistent with the interface parameters and the file has uniqueness in the storage of the server;
the open API interface and the response service module of the service comprise an authorization filing interface, a wind control data interface, an authorization renewal interface and a post-credit early warning interface,
the server data service management platform uniformly calls government affair data interfaces for supporting modules except the whole API service through a service bus and returns enterprise original data;
the system implements the method for implementing the subject data sharing application described in the above embodiments.
The embodiment of the invention also provides a device for realizing the main data sharing application, which comprises at least one memory and at least one processor;
the at least one memory to store a machine readable program;
the at least one processor is configured to invoke the machine-readable program to execute the method for implementing the main data sharing application described in the above embodiments.
Embodiments of the present invention further provide a computer-readable medium, where computer instructions are stored, and when executed by a processor, the computer instructions cause the processor to execute the method for implementing a subject data sharing application described in the above embodiments of the present invention. Specifically, a system or an apparatus equipped with a storage medium on which software program codes that realize the functions of any of the above-described embodiments are stored may be provided, and a computer (or a CPU or MPU) of the system or the apparatus is caused to read out and execute the program codes stored in the storage medium.
In this case, the program code itself read from the storage medium can realize the functions of any of the above-described embodiments, and thus the program code and the storage medium storing the program code constitute a part of the present invention.
Examples of the storage medium for supplying the program code include a floppy disk, a hard disk, a magneto-optical disk, an optical disk (e.g., CD-ROM, CD-R, CD-RW, DVD-ROM, DVD-RAM, DVD-RW, DVD + RW), a magnetic tape, a nonvolatile memory card, and a ROM. Alternatively, the program code may be downloaded from a server computer via a communications network.
Further, it should be clear that the functions of any one of the above-described embodiments may be implemented not only by executing the program code read out by the computer, but also by causing an operating system or the like operating on the computer to perform a part or all of the actual operations based on instructions of the program code.
Further, it is to be understood that the program code read out from the storage medium is written to a memory provided in an expansion board inserted into the computer or to a memory provided in an expansion unit connected to the computer, and then causes a CPU or the like mounted on the expansion board or the expansion unit to perform part or all of the actual operations based on instructions of the program code, thereby realizing the functions of any of the above-described embodiments.
While the invention has been shown and described in detail in the drawings and in the preferred embodiments, it is not intended to limit the invention to the embodiments disclosed, and it will be apparent to those skilled in the art that various combinations of the code auditing means in the various embodiments described above may be used to obtain further embodiments of the invention, which are also within the scope of the invention.
Claims (10)
1. A method for realizing main data sharing application is characterized in that original data of an enterprise are analyzed through a data analysis model, and an authorized financial institution is opened in an application program interface mode;
comprises intelligent identification of authorization information, random generation of authorization codes, open API interface and response service of business, a service end data service management platform and service bus, service end credit management and enterprise credit wind control analysis model,
the authorization information is intelligently identified, and the content and the file of the business authorization voucher file are identified, verified and stored, so that the content of the authorization file is consistent with the interface parameters, and the file has uniqueness in the storage of a server;
the open API interface and the response service of the business comprise an authorization record interface, a wind control data interface, an authorization renewal interface and a post-credit early warning interface, and when a caller uses the system, the internal system develops related calling functions and determines a calling triggering mode according to interface documents;
the server data service management platform uniformly calls government affair data interfaces for supporting modules except the whole API service through a service bus and returns enterprise original data;
the enterprise credit wind control analysis model analyzes and processes the enterprise original data and provides an enterprise wind control report for an interface caller.
2. The method of claim 1, wherein the intelligent recognition of the authorization information employs OCR character recognition technology and MD5 verification technology.
3. The method of claim 1, wherein the random generation method of the authorization code is: authorization date + 6 digits after the unified social credit code + random parameters.
4. The method for implementing the subject data sharing application according to claim 1, 2 or 3, wherein the interface caller uploads the data authorization information and the authorization document file through the authorization filing interface, the server compares whether the information of the authorization document is consistent with the transmission parameter, verifies and records the MD5 code of the authorization document, and creates the authorization record in the database after verification is error-free; after the authorization is successfully recorded, the interface returns the unique authorization code and the valid period of the authorization;
the interface caller takes the authorization code as an access parameter, requests the wind control data interface, and returns the wind control data result of the corresponding enterprise after the interface authority passes the verification; for an incorrect or expired authorization code, an error result is returned;
after the validity period of the authorization code is finished, the interface caller can renew the authorization record information of the API server through the authorization renewal interface, and after the renewal, the code can be continuously used for requesting the post-credit early warning interface service;
and the interface caller requests the post-credit early warning interface, after the verification authorization passes, the post-credit early warning index verification is passed, and a verification result is output and returned.
5. The method as claimed in claim 4, wherein the interface caller requests the air-controlled data interface, and in the request process, the enterprise data is cached and reserved, the validity period is 7 days, and when the request is made again within 7 days, the cached data is directly returned, so that the interface response efficiency is improved.
6. The method of claim 1, wherein the method is based on multi-layer B/S software architecture of J2EE, and uses Java platform to build service processing logic and expose uniform service interface to financial institution;
the service end builds a credit management platform, performs unified management on the business data authorization voucher, the data authorization record and the interface calling record, and builds a corresponding front-end display page;
the method comprises the steps that the connection between the back end of a financial institution system and an API server side is established through a TCP/IP protocol, data transmission is achieved by calling an HTTP interface, and data are encrypted and decrypted by using signature verification and data encryption technology, so that the safety of data transmission is improved;
the open interface is uniformly managed and monitored by building a server data service management platform, and meanwhile, an API (application programming interface) request forwarded by a server is received, and original data is requested from a government affair data interface; and the security management is carried out on the government affair data of the enterprise.
7. The method of claim 1, wherein the data processing flow of the method is as follows:
s1, the financial institution sends a credit inquiry request to the server data service management platform; the server data service management platform sends the credit inquiry request to the server credit management;
s2, requesting model data from the enterprise credit wind control analysis model by the server credit management;
the enterprise credit wind control analysis model requests a government database through a server data service management platform and obtains original data;
carrying out original data carding, index processing and report generation on the enterprise credit wind control analysis model; feeding back a model result to the credit management of the server;
s3, backing up the model result by the credit management of the server;
s4, the server side credit management outputs the credit result to the server side data service management platform; and the server data service management platform outputs the credit result to the financial institution.
8. A system for realizing main data sharing application is characterized by comprising an authorization information intelligent identification module, an authorization code random generation module, a service open API interface and response service module, a server data service management platform, a service bus, a server credit management module and an enterprise credit wind control analysis model,
the authorization information intelligent identification module identifies, verifies and stores the content and the file of the service authorization voucher file, and ensures that the content of the authorization file is consistent with the interface parameters and the file has uniqueness in the storage of the server;
the open API interface and the response service module of the service comprise an authorization filing interface, a wind control data interface, an authorization renewal interface and a post-credit early warning interface,
the server data service management platform uniformly calls government affair data interfaces for supporting modules except the whole API service through a service bus and returns enterprise original data;
the system implements the method of implementing a subject data sharing application of any of claims 1 to 7.
9. An apparatus implementing a subject data sharing application, comprising at least one memory and at least one processor;
the at least one memory to store a machine readable program;
the at least one processor, configured to invoke the machine readable program to perform the method of any of claims 1 to 7.
10. A computer readable medium having stored thereon computer instructions which, when executed by a processor, cause the processor to perform the method of any of claims 1 to 7.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202111126509.7A CN113870006A (en) | 2021-09-26 | 2021-09-26 | Method and system for realizing main data sharing application |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202111126509.7A CN113870006A (en) | 2021-09-26 | 2021-09-26 | Method and system for realizing main data sharing application |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN113870006A true CN113870006A (en) | 2021-12-31 |
Family
ID=78994265
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202111126509.7A Pending CN113870006A (en) | 2021-09-26 | 2021-09-26 | Method and system for realizing main data sharing application |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN113870006A (en) |
Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106709797A (en) * | 2017-01-03 | 2017-05-24 | 山东浪潮商用系统有限公司 | Tax-related information interaction platform |
| CN106780012A (en) * | 2016-12-29 | 2017-05-31 | 深圳微众税银信息服务有限公司 | A kind of internet credit methods and system |
| CN108876134A (en) * | 2018-06-08 | 2018-11-23 | 山东汇贸电子口岸有限公司 | A kind of medium and small micro- enterprise's credit system |
| CN111062805A (en) * | 2019-12-13 | 2020-04-24 | 杭州城市大数据运营有限公司 | Supply chain financial service management platform |
| CN111061792A (en) * | 2019-12-16 | 2020-04-24 | 杭州城市大数据运营有限公司 | Financial service management system |
| CN112184462A (en) * | 2020-11-10 | 2021-01-05 | 天元大数据信用管理有限公司 | Method for realizing Internet financial intelligent financing |
-
2021
- 2021-09-26 CN CN202111126509.7A patent/CN113870006A/en active Pending
Patent Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106780012A (en) * | 2016-12-29 | 2017-05-31 | 深圳微众税银信息服务有限公司 | A kind of internet credit methods and system |
| CN106709797A (en) * | 2017-01-03 | 2017-05-24 | 山东浪潮商用系统有限公司 | Tax-related information interaction platform |
| CN108876134A (en) * | 2018-06-08 | 2018-11-23 | 山东汇贸电子口岸有限公司 | A kind of medium and small micro- enterprise's credit system |
| CN111062805A (en) * | 2019-12-13 | 2020-04-24 | 杭州城市大数据运营有限公司 | Supply chain financial service management platform |
| CN111061792A (en) * | 2019-12-16 | 2020-04-24 | 杭州城市大数据运营有限公司 | Financial service management system |
| CN112184462A (en) * | 2020-11-10 | 2021-01-05 | 天元大数据信用管理有限公司 | Method for realizing Internet financial intelligent financing |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US11847197B2 (en) | System and method for identity management | |
| CN111771194B (en) | System and method for generating and maintaining a non-variable digital conference record within a distributed network node | |
| CN111639914A (en) | Block chain case information management method and device, electronic equipment and storage medium | |
| CN108881121B (en) | P2P credit mutual-watching system and method based on mobile internet | |
| CN113128950B (en) | Enterprise chain code service platform | |
| WO2017071518A1 (en) | Data processing device for processing data error between various mechanisms online and method therefor | |
| CN111292174A (en) | Tax payment information processing method and device and computer readable storage medium | |
| CN112037068A (en) | Resource transfer method, system, device, computer equipment and storage medium | |
| CN115456773B (en) | Payment control method, device, equipment and medium based on blockchain | |
| CA2999236A1 (en) | Method and system for managing authentication services customer data | |
| CN106934621A (en) | The examination ＆ approval safety certifying method and system of payment funding | |
| CN109213612B (en) | Invoice issuing method and system based on webservice interface | |
| CN106228281A (en) | Exempt to examine finance and cash methods, devices and systems | |
| JP7156615B2 (en) | Fund transfer/transfer method through scraping, its system and computer program | |
| CN101059858B (en) | Method and device for inquiring conveniently electronic transaction history record | |
| CN110647737B (en) | Enterprise user security authentication method and device in warehouse receipt system and electronic equipment | |
| CN113870006A (en) | Method and system for realizing main data sharing application | |
| CN107566410A (en) | A kind of data save message request treating method and apparatus from damage | |
| CN115600167A (en) | Login-free access and embedded configuration method and equipment | |
| CN113672983A (en) | Service handling data privacy protection system and method based on block chain | |
| US11238423B2 (en) | Method and system for device micropayment aggregation based on tangle network | |
| CN110889763A (en) | Financial management system based on big data | |
| US9722982B2 (en) | Unauthenticated access to artifacts in commerce networks | |
| CN111563814B (en) | Information processing method, device, system and electronic equipment | |
| EP3972216A1 (en) | Information system for the integration of digital certificates and method for operating said information system |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination |