CN113744040A - Online payment system and method for money and directional subsidy - Google Patents
Online payment system and method for money and directional subsidy Download PDFInfo
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- CN113744040A CN113744040A CN202110722305.3A CN202110722305A CN113744040A CN 113744040 A CN113744040 A CN 113744040A CN 202110722305 A CN202110722305 A CN 202110722305A CN 113744040 A CN113744040 A CN 113744040A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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Abstract
The embodiment of the invention discloses an online payment system and method for money and directional subsidy. The issuing method comprises the following steps: inputting identity information of a release object; calling the identity information of the issued object, and judging whether the issued object meets the issuing condition or not based on the identity information of the issued object; after the issuing object is judged to accord with the issuing condition, the deposit information of the issuing object is obtained; calling a bank interface of the deposit account, and performing online deposit according to the account information and the deposit information of the issuing object; and monitoring the money in the account corresponding to the issued object, and acquiring an issuing result of the money corresponding to the issued object. The dispensing system includes: the system comprises a storage module, an input module, a first approval module, a deposit module and a monitoring module. Through reducing off-line payment links, the manpower is reduced, effective supervision can be realized, and meanwhile, illegal payment can be prevented through automatic auditing before payment and big data supervision after payment through big data.
Description
Technical Field
The embodiment of the invention relates to the field of financial payment, in particular to an online payment system and method for money and directional subsidy.
Background
In the prior art, or the issuance of subsidy money can only be carried out offline transfer, and effective supervision cannot be carried out, and a payment platform with functions of online payment, supervision, early warning and the like is lacked.
Disclosure of Invention
Therefore, the embodiment of the invention provides an online payment system and method for payment and directional subsidization, which aim to solve the problems of lack of labor, high error probability and less supervision for payment online payment in the prior art.
In order to achieve the above object, an embodiment of the present invention provides the following:
in one aspect of an embodiment of the present invention, there is provided an online payment method for money and directional subsidies, comprising: inputting identity information of a release object; calling the identity information of the issued object, and judging whether the issued object meets the issuing condition or not based on the identity information of the issued object; after the issuing object is judged to accord with the issuing condition, the deposit information of the issuing object is obtained; calling a bank interface of a deposit account, and performing online deposit according to the account information of the issuing object and the deposit information; and monitoring the money in the account corresponding to the issued object, and acquiring an issuing result of the money corresponding to the issued object.
Further, the online payment method for money and directional subsidy further comprises the following steps: after acquiring the paying information, the manager sends an audit post to audit; and the auditing post audits the deposit information before deposit.
Further, the online payment method for money and directional subsidy further comprises the following steps: the auditing post audits the account information of the issued object before paying; and after the payment information and the account information are checked and approved, the paying staff carries out payment operation.
In another aspect of an embodiment of the present invention, there is provided an online dispensing system of money and directed subsidies, comprising: the storage module is used for storing and recording the data of the online deposit system; the input module inputs the identity information, the account information and the deposit information of the issuing object in a manual input or batch import mode; the first auditing module calls the identity information of the issued object and judges whether the issued object meets the issuing conditions or not based on the identity information of the issued object; the paying module is used for acquiring paying information of the issued object after judging that the issued object meets the issuing condition, calling a bank interface of a paying account and carrying out online paying according to the account information of the issued object and the paying information; and the monitoring module is used for monitoring the money in the account corresponding to the issued object and acquiring the issuing result of the money corresponding to the issued object.
Furthermore, the manager operates the input module to input various information.
Further, the online payment system for money and directional subsidy further comprises: the second auditing module is used for sending the second auditing module for auditing after a manager acquires the identity information, the account information and the payment information; the second auditing module audits the information before the first auditing module audits the information.
Further, after the second auditing module and the first auditing module pass the auditing, the clerk operates the deposit module to deposit money.
Further, the online payment system for money and directional subsidy further comprises: and the early warning module controls the early warning module to send out an early warning signal after the first audit module and the second audit module fail to pass.
In another aspect of an embodiment of the present invention, there is provided an online dispensing system of money and directed subsidies, comprising: the controller comprises a memory and a processor, wherein a control program is stored in the memory, and when the control program is executed by the processor, the control program is used for realizing the online payment method of money and directional subsidy.
The embodiment of the invention has the following advantages:
the embodiment of the invention discloses an online payment system and method for money and directional subsidy, which reduce the labor power and effectively supervise by reducing offline payment links, and simultaneously, prevent illegal payment by automatically auditing before payment and supervising big data after payment through the big data.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below. It should be apparent that the drawings in the following description are merely exemplary, and that other embodiments can be derived from the drawings provided by those of ordinary skill in the art without inventive effort.
The structures, ratios, sizes, and the like shown in the present specification are only used for matching with the contents disclosed in the specification, so as to be understood and read by those skilled in the art, and are not used to limit the conditions that the present invention can be implemented, so that the present invention has no technical significance, and any structural modifications, changes in the ratio relationship, or adjustments of the sizes, without affecting the effects and the achievable by the present invention, should still fall within the range that the technical contents disclosed in the present invention can cover.
Fig. 1 is a schematic flow chart of an online payment method for money and directional subsidy according to an embodiment of the present invention;
fig. 2 is a schematic structural diagram of an online dispensing system for payment and directional subsidization according to an embodiment of the present invention.
Detailed Description
The present invention is described in terms of particular embodiments, other advantages and features of the invention will become apparent to those skilled in the art from the following disclosure, and it is to be understood that the described embodiments are merely exemplary of the invention and that it is not intended to limit the invention to the particular embodiments disclosed. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
In the present specification, the terms "upper", "lower", "left", "right", "middle", and the like are used for clarity of description, and are not intended to limit the scope of the present invention, and changes or modifications in the relative relationship may be made without substantial changes in the technical content.
Example 1
Referring to fig. 1 and 2, an embodiment of the present invention provides an online payment method for money and directional subsidy, including:
step 1: inputting identity information of a release object;
step 2: calling the identity information of the issued object, and judging whether the issued object meets the issuing condition or not based on the identity information of the issued object;
and step 3: after the issuing object is judged to accord with the issuing condition, the deposit information of the issuing object is obtained;
and 4, step 4: calling a bank interface of the deposit account, and performing online deposit according to the account information and the deposit information of the issuing object;
and 5: and monitoring the money in the account corresponding to the issued object, and acquiring an issuing result of the money corresponding to the issued object.
Specifically, the online payment method for money and directional subsidy further comprises the following steps: after the paying information is acquired by the manager, sending an auditing post for auditing; and the auditing post audits the deposit information before deposit.
Further, the online payment method for money and directional subsidy further comprises the following steps: the auditing post audits the account information of the issued object before paying; and after the checking of the deposit information and the account information is passed, the deposit operation is carried out by the operator.
As shown in fig. 2, in some embodiments of the invention, there is provided an online dispensing system for money and directed subsidies, comprising: the system comprises a storage module, an input module, a first approval module, a deposit module and a monitoring module.
The storage module is used for storing and recording data of the online deposit system. The input module inputs the identity information, the account information and the deposit information of the issuing object in a manual input or batch import mode. The first auditing module calls the identity information of the issued object and judges whether the issued object meets the issuing conditions or not based on the identity information of the issued object. And the paying module acquires paying information of the issued object after judging that the issued object meets the issuing condition, calls a bank interface of the paying account, and carries out online paying according to the account information and the paying information of the issued object. The monitoring module is used for monitoring the money in the account corresponding to the issued object and acquiring the issuing result of the money corresponding to the issued object.
In some embodiments, the manager operates the input module to perform input operation of each information.
Further, the payment management system further includes: the second auditing module is used for sending the second auditing module for auditing after the manager acquires the identity information, the first consumption information, the account information and the payment information; and the second auditing module audits the information before the first auditing module audits the information.
Specifically, after the second audit module and the first audit module pass, the clerk operates the deposit module to deposit money.
Optionally, the online payment system for payment and directional subsidization further includes: and the early warning module controls the early warning module to send out an early warning signal after the first audit module and the second audit module fail to pass the audit.
In other embodiments of the present invention, there is also disclosed an online dispensing system for money and directed subsidies, comprising: and a controller. The controller comprises a memory and a processor, wherein a control program is stored in the memory, and when the control program is executed by the processor, the control program is used for realizing the online payment method of money and directional subsidy.
And the operator inputs the payment data on line (imports and the like), then submits an audit post for audit, and after audit, the operator can open the online bank page on line to carry out safe payment.
Through reducing the off-line payment link, the manpower is reduced, and can effectively supervise, simultaneously, according to can preventing illegal payment with the help of big data.
Example 2
As shown in fig. 1 and 2, in other embodiments of the present invention, the online dispensing system for money and targeted subsidies further includes the following functional and executable modules:
1. the function module provides a function of inputting payment information online;
2. providing a functional module with a function of importing payment information by online excel;
3. the function module is used for providing a function of importing payment information according to historical batches;
4. providing a function module with a function of importing payment information according to historical items;
5. a function module providing a multi-year query function;
6. a function module providing a workflow auditing function;
7. according to different banks to which the payment accounts belong, the functional modules can call the bank interfaces to which the payment accounts belong to carry out online payment;
8. a function module for automatically synchronizing the bank payment state;
9. a function module for manually synchronizing the bank payment state;
10. the function module is used for verifying whether the bank card is effective or not; .
11. A function module for printing payment results on line;
12. a function module for exporting the payment result on line;
13. payment account maintenance functions (add, modify, delete, enable, disable).
14. A collection account maintenance function (automatically generating collection information based on successfully dispensed data).
15. Online payments are divided into payments to public and payments to individuals.
Further, the online issuing system comprises the following modules, and the operation flows of the corresponding modules are as follows:
1. person-to-user menu authority assignment
Taking the person-to-user menu authority as an example for explanation, logging in an OA system by using a secam (security administrator) to select navigation- - > [ system management ] - > [ role management ] - [ click allocation authority ], and allocating personnel to corresponding roles and personnel to endow payment and issue menu authority.
2. Person-to-user operation process
The following explains the operation procedure by taking the subsidy to person (user) project as an example.
Menu: navigation-payment issuing-person to user (management)
2.2.1 performing post-to-person (user) data import operation:
the method comprises the steps of clicking a 'payment issuing (handling)' menu on a handling post, opening a 'payment issuing (handling)' interface, clicking special capital to be provincial-level financial special development capital '+', selecting a specific project 'industry subsidy' to display all page tags by default, displaying 'subsidy to human import, downloading to a human template, subsidy to enterprise import, downloading to an enterprise template, deleting, submitting to review and transferring to record' buttons.
Description of the drawings: the payment issuing (handling) business handling link is influenced by 'whether the project is subsidized to the company-to-company' under the controlled project management function. The following are specific cases:
1) "item if subsidized to people to business" select "subsidized to people item": selecting specific items on a payment issuing (handling) interface, and selecting a 'all tabs' occurrence 'subsidy to import to a person, downloading subsidy to a person template, submitting to audit, deleting, recovering and circulating record' button by default;
2) "whether or not a project is subsidized to people to business" select "subsidized to business project": selecting specific items on a payment issuing (handling) interface, and selecting buttons of 'all tabs' appear 'subsidy to import into an enterprise, downloading the subsidy to an enterprise template, submitting to audit, deleting, recovering and circulating records' by default;
3) "whether or not an item is subsidized to people to business" selected is "an item subsidized to people and business": selecting specific items on a payment issuing (handling) interface, and selecting buttons of 'all tabs' appear 'subsidy to human import, downloading to a human template, subsidy to enterprise import, downloading to an enterprise template, submission, deletion, recovery and circulation recording' by default;
4) "whether or not the project is subsidized to people to business" is selected to be "others": the item is not displayed on the payment issuing (handling) interface, and the payment issuing service does not need to be handled;
patching to a human project template:
subsidizing to enterprise project template
Importing payment issuing information of' subsidy to person (household)
And the management post presses the template to prepare data, clicks a 'subsidy to person import' button, opens an 'attachment uploading' interface, clicks a 'select file' button, and imports the payment data to be issued into the system.
2.2.2 audit post to person (family) audit data operation:
menu: navigation-payment issuance-person-to-user (audit);
and clicking a menu of 'person to user (audit)' by the audit post, finding out the item to check the corresponding imported payment issuing information, and clicking an 'audit' button, wherein the state is 'to be audited'. And prompting that the operation is successful.
3. Payment issuing operation flow
3.1 Payment issuance Menu Authority assignment
In the following, the user-to-user menu authority is taken as an example for explanation, a secam (security administrator) is used for logging in an OA system to select navigation- - > [ system management ] - > [ role management ] - [ click allocation authority ], and allocation personnel endow corresponding roles and personnel with payment and menu authority for issuing. (only one post needs to distribute the payment distribution menu, and two posts need to distribute the payment distribution (handling) and the payment distribution (checking) to the handling post and the checking post respectively).
Menu: navigation-payment issuing (management)
3.2 post Payment issuing (adding data) operation
The method comprises the steps that an office clicks a 'payment issuing (office)' menu, a 'payment issuing (office)' interface is opened, special capital is clicked to form provincial-level financial special capital development capital '+', a specific project 'industrial subsidy' is selected, all page tags are displayed in a default mode, and buttons of 'adding batches, deleting, issuing, returning, withdrawing, submitting to examine and circulating records' are displayed on a page.
3.2.1 newly-added batch operation (the issuing type is public service)
The following explanation operation process takes the issue type as the public service as an example
1. And clicking a newly-added issuing batch button to pop up newly-added page input information and clicking a storage button by a tree selection item on the left side of the user login system.
Description of the drawings:
the method includes that a new batch page is divided into two parts of information, wherein the first part of the two parts of information is basic information, the basic information comprises batch description, project selection, service year, issuing type, a maker is a default login user, and the content of a payment account pull-down tree is data maintained by an administrator.
And the second part of the new batch page is list information, and the second part is explained by individual operation buttons.
Importing historical batch information: and importing the whole operated historical batch.
Importing according to items: only data that has been successfully issued to the bank can be imported.
2. And (4) newly-added batch data is selected (at the moment, the information state is newly added), and a review sending button is clicked to prompt that the operation is successful.
3.3 audit post Payment issuing (audit data) operations
And clicking a 'payment issuing (auditing)' menu by the auditing post, opening a 'payment issuing (auditing)' interface, clicking the 'payment issuing (auditing)' menu by the auditing post, finding the imported payment issuing information corresponding to item checking, and clicking an 'auditing' button when the state is to be audited. And prompting that the operation is successful.
3.4 post Payment issuing (data issuing) operation
And clicking a 'payment issuing (handling)' menu by the handling post, opening a 'payment issuing (handling)' interface to select a special item to find the previously checked data and setting the state as the checked click issuing operation.
And clicking an issuing button on the checked data in the payment issuing page selection state, popping up a windows security certificate confirmation page, clicking a submission button after inputting a password by clicking the confirmation button, and then operating according to a page prompt.
4. Payment issuance payment account information maintenance
User login system menu with payment account authority: navigation-payment issuance-payment account maintenance-no flow page for account maintenance.
Although the invention has been described in detail above with reference to a general description and specific examples, it will be apparent to one skilled in the art that modifications or improvements may be made thereto based on the invention. Accordingly, such modifications and improvements are intended to be within the scope of the invention as claimed.
Claims (9)
1. An online payment method for money and directional subsidy, comprising:
inputting identity information of a release object;
calling the identity information of the issued object, and judging whether the issued object meets the issuing condition or not based on the identity information of the issued object;
after the issuing object is judged to accord with the issuing condition, the deposit information of the issuing object is obtained;
calling a bank interface of a deposit account, and performing online deposit according to the account information of the issuing object and the deposit information;
and monitoring the money in the account corresponding to the issued object, and acquiring an issuing result of the money corresponding to the issued object.
2. A method of online dispensing of funds and directional subsidies according to claim 1, further comprising:
after acquiring the paying information, the manager sends an audit post to audit;
and the auditing post audits the deposit information before deposit.
3. A method of online dispensing of funds and directional subsidies according to claim 2, further comprising:
the auditing post audits the account information of the issued object before paying;
and after the payment information and the account information are checked and approved, the paying staff carries out payment operation.
4. An online payment system for payment and directed subsidization, comprising:
the storage module is used for storing and recording the data of the online deposit system;
the input module inputs the identity information, the account information and the deposit information of the issuing object in a manual input or batch import mode;
the first auditing module calls the identity information of the issued object and judges whether the issued object meets the issuing conditions or not based on the identity information of the issued object;
the paying module is used for acquiring paying information of the issued object after judging that the issued object meets the issuing condition, calling a bank interface of a paying account and carrying out online paying according to the account information of the issued object and the paying information;
and the monitoring module is used for monitoring the money in the account corresponding to the issued object and acquiring the issuing result of the money corresponding to the issued object.
5. A payment and subsidized online dispensing system according to claim 4,
and the operator operates the input module to input each information.
6. A payment and subsidized online system as recited in claim 5, further comprising:
the second auditing module is used for sending the second auditing module for auditing after a manager acquires the identity information, the account information and the payment information;
the second auditing module audits the information before the first auditing module audits the information.
7. A payment and subsidized online dispensing system according to claim 6,
and after the second auditing module and the first auditing module pass the auditing, the manager operates the deposit module to deposit money.
8. A payment and subsidized online dispensing system as recited in claim 7, further comprising:
and the early warning module controls the early warning module to send out an early warning signal after the first audit module and the second audit module fail to pass.
9. An online payment system for payment and directed subsidization, comprising:
a controller comprising a memory and a processor, the memory having stored therein a control program, the control program when executed by the processor being for implementing the method of online dispensing of money and directional subsidies according to any one of claims 1 to 3.
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| Application Number | Priority Date | Filing Date | Title |
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| CN202110722305.3A CN113744040A (en) | 2021-06-28 | 2021-06-28 | Online payment system and method for money and directional subsidy |
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| Application Number | Priority Date | Filing Date | Title |
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| CN202110722305.3A CN113744040A (en) | 2021-06-28 | 2021-06-28 | Online payment system and method for money and directional subsidy |
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Application publication date: 20211203 |