CN107918869A - One kind is transferred accounts control method, device and terminal - Google Patents

One kind is transferred accounts control method, device and terminal Download PDF

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Publication number
CN107918869A
CN107918869A CN201711114921.0A CN201711114921A CN107918869A CN 107918869 A CN107918869 A CN 107918869A CN 201711114921 A CN201711114921 A CN 201711114921A CN 107918869 A CN107918869 A CN 107918869A
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China
Prior art keywords
account
accounts
authority
user
paying party
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梁宏雨
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Bank of China Ltd
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Bank of China Ltd
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Priority to CN201711114921.0A priority Critical patent/CN107918869A/en
Publication of CN107918869A publication Critical patent/CN107918869A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Development Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Transfer accounts control method, device and terminal this application discloses one kind, be related to field of communication technology, the operator that can solve the problems, such as to be responsible for transferring accounts causes paying party account fund to lose to illegal beneficiary account transfer.The present processes include:If detecting the trigger action of transferring accounts of user's triggering, paying party account and beneficiary account are obtained;According to the paying party account, the corresponding authority of transferring accounts of the paying party account is obtained, the authority of transferring accounts is used to limit at least one target beneficiary account that the paying party account can transfer accounts;If the beneficiary account belongs at least one target beneficiary account, transfer operation is performed.The application is suitable for the transfer operation of control account.

Description

One kind is transferred accounts control method, device and terminal
Technical field
This application involves field of communication technology, more particularly to one kind is transferred accounts control method, device and terminal.
Background technology
In real life, for user when needing to transfer accounts, selection sometimes goes to bank manually to be transferred accounts, sometimes using online The mode of bank transfer.Work as user, when especially enterprise customer is transferred accounts using Web bank, be responsible for the operator to transfer accounts, such as meeting Meter, transfers accounts after required password, it becomes possible to be transferred to the required fund transferred accounts from paying party account in logon account and inputting Beneficiary account.In above-mentioned transfer procedure, if transferring accounts required password known to operator, it becomes possible to any account transfer. So, if operator will result in the monetary losses of paying party account to illegal beneficiary account transfer.
The content of the invention
The application provides one kind and transfers accounts control method, device and terminal, can solve to be responsible for the operator that transfers accounts to illegal Beneficiary account transfer and cause paying party account fund lose the problem of.
To reach above-mentioned purpose, the application adopts the following technical scheme that:
Transfer accounts control method in a first aspect, the application provides one kind, the described method includes:
If detecting the trigger action of transferring accounts of user's triggering, paying party account and beneficiary account are obtained;
According to the paying party account, the corresponding authority of transferring accounts of the paying party account is obtained, the authority of transferring accounts is used for Limit at least one target beneficiary account that the paying party account can transfer accounts;
If the beneficiary account belongs at least one target beneficiary account, transfer operation is performed.
Second aspect, the application provide one kind and transfer accounts control device, and described device includes:
Detection module, if the trigger action of transferring accounts for detecting user's triggering, obtains paying party account and gathering Square account;
Acquisition module, for the paying party account detected according to the detection module, obtains the paying party account The corresponding authority of transferring accounts in family, the authority of transferring accounts are used to limit at least one target gathering that the paying party account can transfer accounts Square account;
Operation module, if belonging at least one target for the beneficiary account that the detection module detects Beneficiary account, then perform transfer operation.
The third aspect, the application provide a kind of terminal, and the terminal includes:
Memory, for storing one or more computer programs, one or more of computer programs include instruction;
When processor performs described instruction so that the terminal performs the control method of transferring accounts as shown in first aspect.
Fourth aspect, the application carry a kind of computer-readable recording medium, are stored in the computer-readable recording medium There is instruction, when described instruction is being run in terminal so that the terminal performs the control method of transferring accounts as shown in first aspect.
Control method of transferring accounts, device and the terminal that the application provides, are compared to the operation for being responsible for transferring accounts in the prior art Member, such as the accounting in enterprise, acquisition is transferred accounts after required password, it becomes possible to which, to any account transfer, the application is paying party account Family is provided with authority of transferring accounts, and when beneficiary account belongs to one in the corresponding target beneficiary of paying party account, just performs Transfer operation, so limits the beneficiary account that paying party account can transfer accounts, so as to avoid fund from being transferred to illegally Collecting account, is only capable of being transferred to legal beneficiary account, and then is capable of the fund security of days of grace side's account.
Brief description of the drawings
Fig. 1 is a kind of flow chart for control method of transferring accounts provided by the embodiments of the present application;
Fig. 2 is that another kind provided by the embodiments of the present application is transferred accounts the flow chart of control method;
Fig. 3 is that another kind provided by the embodiments of the present application is transferred accounts the flow chart of control method;
Fig. 4 is a kind of structure diagram for control device of transferring accounts provided by the embodiments of the present application;
Fig. 5 is a kind of structure diagram of terminal provided by the embodiments of the present application.
Embodiment
Control method of transferring accounts, device and terminal provided by the embodiments of the present application are retouched in detail below in conjunction with the accompanying drawings State.
It should be noted that in the embodiment of the present application, " exemplary " or " such as " etc. word make example, example for expression Card or explanation.Be described as in the embodiment of the present application " exemplary " or " such as " any embodiment or designing scheme should It is interpreted than other embodiments or designing scheme more preferably or more advantage.Specifically, " exemplary " or " example are used Such as " word is intended to that related notion is presented in a concrete fashion.
The embodiment of the present application provides one kind and transfers accounts control method, and this method can be applied to terminal, and the terminal is in the application Being specifically as follows smart mobile phone, computer etc. in embodiment has the function of the network equipment transferred accounts.As shown in Figure 1, this method flow Including:
If step 101, the trigger action of transferring accounts for detecting user's triggering, obtain paying party account and beneficiary account Family.
Input beneficiary account, transfer amounts it should be noted that trigger action of transferring accounts includes user and transfer accounts required Password this process.If detecting that user triggers trigger action of transferring accounts, terminal obtains paying party account and beneficiary account Family, wherein it is possible to represent paying party account with the account of paying party, the account of paying party is used to represent that paying party logs in payment The log-on message used during square account;Beneficiary can be represented using the account of beneficiary, the account of beneficiary includes at least For one kind in bank's card number of gathering and the login account for application of transferring accounts.
In the embodiment of the present application, bank can be the different log-on message of paying party account setup, be paid with distinguishing to log in The different user of money side's account.
Step 102, according to paying party account, obtain the corresponding authority of transferring accounts of paying party account.
Wherein, authority of transferring accounts is used to limit at least one target beneficiary account that paying party account can transfer accounts.
Wherein, if user is the first user, the corresponding authority of transferring accounts of the paying party account obtained is the first power of transferring accounts Limit;If user is second user, the paying party account obtained is corresponding, and authority of transferring accounts is transferred accounts authority for second;Wherein, One transfer accounts authority with second transfer accounts authority difference.
Terminal can obtain the corresponding authority of transferring accounts of paying party account from own database, or have from other and terminal Have and authority of transferring accounts corresponding with paying party account is obtained in the storage device of data connection relation.
When user logs in paying party account using different log-on messages, which has the different power of transferring accounts Limit, the first user use the first log-on message when logging in paying party account, second user uses second when logging in paying party account Log-on message, wherein, log-on message includes at least account and password.
It should be noted that in the embodiment of the present application, the quantity of the first user and second user are not limited, also It is to say, the quantity of the first user can be one or at least two, and the quantity of second user can also be one or at least two, Wherein, the first of different first users transfer accounts authority can entirely different or part it is identical, the second of different second users transfer accounts Authority can also entirely different or part it is identical.Closed to more clearly represent that paying party account is corresponding with authority of transferring accounts System, can use the correspondence of the diversified forms such as form, document storage user and authority of transferring accounts.Below by taking form as an example, Correspondence storage form of the different second users with corresponding target beneficiary account is introduced, as shown in following table one:
Table one
In above-mentioned table one, when second user logs in paying party account, the paying party account acquired in terminal is A, A pairs The authority of transferring accounts answered, i.e. target beneficiary account include two, are respectively a and b;Paying party account acquired in terminal is B, B Corresponding authority of transferring accounts, i.e. target beneficiary account include two, are respectively c and d;Paying party account acquired in terminal is C, The corresponding authorities of transferring accounts of C, i.e. target beneficiary account are e.
In the embodiment of the present application, authority is transferred accounts to limit the beneficiary account that paying party account can transfer accounts except setting Outside, the different transfer amounts limitation of beneficiary account setup can also be directed to.For example, the corresponding targets of paying party account A are received Money side's account be a and b, A to the Maximum Amount that a transfers accounts be 30,000 yuan, A to the Maximum Amount that b transfers accounts be 50,000 yuan, then A to a or The amount of money is no more than the Maximum Amount each set when b transfers accounts., so, in each transfer procedure, paying party account turns The amount of money gone out is no more than the Maximum Amount limited, further ensures the fund security of account.Wherein, paying party account is to every The Maximum Amount of a beneficiary account transfer can be determined according to historical data or the specific situation of transferring accounts.
If step 103, beneficiary account belong at least one target beneficiary account, transfer operation is performed.
It should be noted that after terminal obtains the corresponding authority of transferring accounts of paying party account, by beneficiary account with transferring accounts The target beneficiary account that authority includes contrasts one by one, if beneficiary account and a phase in target beneficiary account Together, it is determined that user has the authority of transferring accounts to the beneficiary account transfer, then terminal performs transfer operation.For example, terminal institute The paying party account of acquisition is A, and beneficiary account is b, and the corresponding target beneficiaries of A are a and b, since beneficiary account b belongs to One in the corresponding target beneficiaries of A, then the transfer operation that terminal execution A transfers accounts to b.
The operator for being responsible for transferring accounts in the prior art is compared to, such as the accounting in enterprise, obtains required password of transferring accounts Afterwards, it becomes possible to which, to any account transfer, the embodiment of the present application is paying party account setup authority of transferring accounts, when beneficiary account category During one in the corresponding target beneficiary of paying party account, transfer operation is just performed, so limits paying party account The beneficiary account that can be transferred accounts, so as to avoid fund from being transferred to illegal collecting account, is only capable of being transferred to legal beneficiary Account, and then it is capable of the fund security of days of grace side's account.
It is supplied to the second of second user to transfer accounts authority in order to facilitate setting and changing, in a reality of the embodiment of the present application In existing mode, can be transferred accounts authority by the first user setting and modification second.Therefore, in the base of implementation as shown in Figure 1 On plinth, implementation as shown in Figure 2 is also implemented as.Wherein, if detecting turning for user's triggering performing step 101 Account trigger action, then obtain paying party account with before beneficiary account, can also carry out step 104:
If step 104, the first user log in paying party account, the first operating right is provided for the first user, first Operating right is transferred accounts including first authority and sets second to transfer accounts authority.
In the embodiment of the present application, the first user, which has, sets the second operating right for transferring accounts authority, i.e., to second user Corresponding target beneficiary account carries out initial setting up, and the corresponding mesh of second user is changed during follow-up account operation Mark beneficiary.
In the embodiment of the present application, the first operating right can also only include setting second and transfer accounts authority, also mean that, First user, which only has, sets the second of the second user operating right for transferring accounts authority, and second user only has to target beneficiary The authority of account transfer, so, limiting operation is transferred accounts in management and transfer operation is just performed by different user respectively, avoids producing Raw first user because have in the first operating right transfer accounts this operating right and to the behavior of illegal account transfer.
In the embodiment of the present application, check for the ease of the first user and transfer accounts authority with changing the second of second user, , can be by the paying party account of terminal acquisition, second user logon account during first user's logon account in the embodiment of the present application When terminal obtain paying party account, second transfer accounts authority and transfer amounts between any two correspondence storage in the table, As shown in following table two:
Table two
In above-mentioned table two, the paying party account that terminal obtains during first user's logon account is represented with " the first user "; The paying party account that terminal obtains during second user logon account is represented with " second user ".
In the embodiment of the present application, the first operating right is provided for the first user so that the first user can be according to certainly Body actual conditions, voluntarily set and change second and transfer accounts authority, facilitate management of the user to account, while ensure that account turns The setting of account authority meets the needs of user.
In order to remind the behavior that the first user transfers accounts for second user to the beneficiary for being not belonging to target beneficiary account Enhance your vigilance, in an implementation of the embodiment of the present application, user can be reminded to turn there are operator to illegal payee The behavior of account.Therefore, on the basis of implementation as shown in Figure 2, it is also implemented as implementation as shown in Figure 3. Wherein, step 102 is being performed according to paying party account, after obtaining the corresponding authority of transferring accounts of paying party account, can also carry out Step 105 is to step 107:
If step 105, beneficiary account are not belonging at least one target beneficiary account, refuse transfer operation.
Step 106, the illegal record of transferring accounts of generation.
Wherein, illegally transfer accounts and beneficiary account is included at least in recording and performs the user identity mark for trigger action of transferring accounts Know.
It should be noted that the User Identity for the trigger action that can transfer accounts using the log-on message of user as execution, According to the user's identity, the first user can determine the second user for producing the unlawful practice.According to beneficiary account energy The specific identity of the beneficiary of enough definite reception funds, the specific identity of above-mentioned beneficiary can aid in the first user to judge second User transfers accounts defined behavior with the presence or absence of violation.Transfer accounts in addition, in record of transferring accounts this can also be initiated including the first user The information such as the time of trigger action and transfer amounts.
If step 107, the first user log in paying party account, the first user is prompted to check illegal record of transferring accounts.
In the embodiment of the present application, after first user's logon account, terminal can use pop-up prompting frame or push to carry Show that the mode of information prompts user to check illegal behavior of transferring accounts, alternatively, retaining Email Accounts or mobile subscriber in the first user In the case of directory number (Mobile Directory Number, MDN), terminal is used to be sent to the mailbox of the first user Mail, or send to the terminal where MDN the mode of short message and prompt user to check illegal record of transferring accounts, so that it is guaranteed that to first User, which transmits to exist illegally to transfer accounts, records the promptness of this message.
When there are during user's logon account, terminal can detect the log-on message of user, if the corresponding use of the log-on message When family is the first user, then the first user is prompted to check the illegal record of transferring accounts generated before this, so that the first user understands second The illegal behavior of transferring accounts of user.Afterwards, the first user can be attempted to illegal account according to illegal record judgement of transferring accounts, that is, The beneficiary account of target beneficiary account is not belonging to, the second user transferred accounts whether there is the behavior of infringement account fund, and The behavior of transferring accounts to the second user is enhanced your vigilance, and takes precautions against the generation of the behavior of transferring accounts of infringement account fund safety.
The embodiment of the present application provides one kind and transfers accounts control device 20, which is used to perform side as depicted in figs. 1 and 2 Method flow, as shown in figure 3, the device 20 includes:
Detection module 21, if the trigger action of transferring accounts for detecting user's triggering, obtains paying party account with receiving Money side's account.
Acquisition module 22, for the paying party account detected according to detection module 21, it is corresponding to obtain paying party account Transfer accounts authority, authority of transferring accounts is used to limit at least one target beneficiary account that paying party account can transfer accounts.
Wherein, if the first user logs in paying party account, provide first for the first user and transfer accounts authority;If second User logs in paying party account, then providing second for second user transfers accounts authority;Wherein, first transfer accounts authority and the second power of transferring accounts Limit is different.First authority of transferring accounts includes at least and sets second to transfer accounts authority and to first object beneficiary account transfer;Second behaviour Make authority to include at least to the second target beneficiary account transfer.
Operation module 23, if belonging at least one target beneficiary account for the beneficiary account that detection module 21 detects Family, then perform transfer operation.
In an implementation of the embodiment of the present application, operation module 23, if being additionally operable to what detection module 21 detected Beneficiary account is not belonging at least one target beneficiary account, then refuses transfer operation.
The device 20 further includes:
Processing module 24, for the trigger action of transferring accounts detected according to detection module 21, the illegal record of transferring accounts of generation, turns Paying party account and beneficiary account are included at least in account record.
Reminding module 25, if detection module 21 detects that the first user logs in paying party account, prompts the first user Check the illegal record of transferring accounts of processing module generation.
Control device provided by the embodiments of the present application of transferring accounts, is compared to the operator for being responsible for transferring accounts in the prior art, such as Accounting in enterprise, acquisition are transferred accounts after required password, it becomes possible to which, to any account transfer, the embodiment of the present application is paying party account Family is provided with authority of transferring accounts, and when beneficiary account belongs to one in the corresponding target beneficiary of paying party account, just performs Transfer operation, so limits the beneficiary account that paying party account can transfer accounts, so as to avoid fund from being transferred to illegally Collecting account, is only capable of being transferred to legal beneficiary account, and then is capable of the fund security of days of grace side's account.
Through the above description of the embodiments, it is apparent to those skilled in the art that, for description It is convenienct and succinct, can as needed will be upper only with the division progress of above-mentioned each function module for example, in practical application State function distribution to be completed by different function modules, i.e., the internal structure of device is divided into different function modules, to complete All or part of function described above.The specific work process of the system, apparatus, and unit of foregoing description, before may be referred to The corresponding process in embodiment of the method is stated, details are not described herein.
The embodiment of the present application also provides a kind of computer-readable recording medium, and one is stored with computer-readable recording medium A or multiple programs, one or more programs include instruction, when the processor 31 of above-mentioned terminal 30 performs the instruction, the terminal Each step that terminal 30 performs in method flow shown in 30 execution above method embodiments, in addition, the terminal 30 further includes Memory 32 and transceiver 33.
Wherein, computer-readable recording medium, such as electricity, magnetic, optical, electromagnetic, infrared ray can be but not limited to or partly led System, device or the device of body, or any combination above.The more specifically example of computer-readable recording medium is (non-poor The list of act) include:Electrical connection, portable computer diskette with one or more conducting wires, hard disk, random access memory (Random Access Memory, RAM), read-only storage (Read-Only Memory, ROM), erasable type may be programmed read-only Memory (Erasable Programmable Read Only Memory, EPROM), optical fiber, portable compact disc are read-only Memory (Compact Disc Read-Only Memory, CD-ROM), light storage device, magnetic memory device or above-mentioned Any appropriate combination.In the embodiment of the present application, computer-readable recording medium can be any includes or storage program Tangible medium, the program can be commanded the either device use or in connection of execution system, device.
The embodiment of the present application also provides a kind of computer program product for including instruction, when the computer program product exists When being run on computer so that the computer performs the control method of transferring accounts described in above-mentioned Fig. 1 to Fig. 3.
It can be realized with reference to the step of described method of present disclosure or algorithm by the mode of hardware, Can be realized by the mode of processor execution software instruction.Software instruction can be made of corresponding software module, software Module can be stored on RAM, flash memory, ROM, Erasable Programmable Read Only Memory EPROM (easable programmable ROM, EPROM), Electrically Erasable Programmable Read-Only Memory (electrically EPROM, EEPROM), register, hard disk, movement are hard In the storage medium of disk, read-only optical disc (CD-ROM) or any other form well known in the art.A kind of exemplary storage Medium couples are to processor, so as to enable a processor to from the read information, and can write and believe to the storage medium Breath.Certainly, storage medium can also be the part of processor.Pocessor and storage media can be located in ASIC.
In several embodiments provided herein, it should be understood that disclosed terminal, apparatus and method, can be with Realize by another way.For example, device embodiment described above is only schematical, for example, the module or The division of unit, is only a kind of division of logic function, can there is other dividing mode, such as multiple units when actually realizing Or component can combine or be desirably integrated into another system, or some features can be ignored, or not perform.It is another, institute Display or the mutual coupling, direct-coupling or communication connection discussed can be by some interfaces, device or unit INDIRECT COUPLING or communication connection, can be electrical, machinery or other forms.
The unit illustrated as separating component may or may not be physically separate, be shown as unit The component shown may or may not be physical location, you can with positioned at a place, or can also be distributed to multiple In network unit.Some or all of unit therein can be selected to realize the mesh of this embodiment scheme according to the actual needs 's.
In addition, each functional unit in each embodiment of the application can be integrated in a processing unit, can also That unit is individually physically present, can also two or more units integrate in a unit.Above-mentioned integrated list Member can both be realized in the form of hardware, can also be realized in the form of SFU software functional unit.
If the integrated unit is realized in the form of SFU software functional unit and is used as independent production marketing or use When, it can be stored in a computer read/write memory medium.Based on such understanding, the technical solution of the application is substantially The part to contribute in other words to the prior art or all or part of the technical solution can be in the form of software products Embody, which is stored in a storage medium, including some instructions are used so that a computer Equipment (can be personal computer, server, or network equipment etc.) or processor are performed described in each embodiment of the application The all or part of step of method.And foregoing storage medium includes:It is flash memory, mobile hard disk, read-only storage, random Access memory, magnetic disc or CD etc. are various can be with the medium of store program codes.
The above, is only the embodiment of the application, but the protection domain of the application is not limited thereto, any Change or replacement in the technical scope that the application discloses, should all cover within the protection domain of the application.Therefore, this Shen Protection domain please should be subject to scope of the claims.

Claims (10)

  1. The control method 1. one kind is transferred accounts, it is characterised in that the described method includes:
    If detecting the trigger action of transferring accounts of user's triggering, paying party account and beneficiary account are obtained;
    According to the paying party account, the corresponding authority of transferring accounts of the paying party account is obtained, the authority of transferring accounts is used to limit At least one target beneficiary account that the paying party account can transfer accounts;
    If the beneficiary account belongs at least one target beneficiary account, transfer operation is performed.
  2. 2. if according to the method described in claim 1, it is characterized in that, the user is the first user, what is obtained is described Paying party account is corresponding, and authority of transferring accounts is transferred accounts authority for first;If the user is second user, described pair obtained Money side's account is corresponding, and authority of transferring accounts is transferred accounts authority for second;Wherein, the described first authority and described second of transferring accounts is transferred accounts authority It is different.
  3. 3. according to the method described in claim 2, it is characterized in that, the method further includes:
    If first user logs in the paying party account, the first operating right is provided for first user, it is described First operating right is transferred accounts including described first authority and sets described second to transfer accounts authority.
  4. 4. according to the method described in claim 3, it is characterized in that, obtain the corresponding power of transferring accounts of the paying party account described After limit, the method further includes:
    If the beneficiary account is not belonging at least one target beneficiary account, refuse transfer operation;
    The illegal record of transferring accounts of generation, include at least in the illegal record of transferring accounts transfer accounts described in the beneficiary account and execution it is tactile Send out the User Identity of operation;
    If first user logs in the paying party account, first user is prompted to check the illegal note of transferring accounts Record.
  5. The control device 5. one kind is transferred accounts, it is characterised in that described device includes:
    Detection module, if the trigger action of transferring accounts for detecting user's triggering, obtains paying party account and beneficiary account Family;
    Acquisition module, for the paying party account detected according to the detection module, obtains the paying party account pair The authority of transferring accounts answered, the authority of transferring accounts are used to limit at least one target beneficiary account that the paying party account can transfer accounts Family;
    Operation module, if belonging at least one target gathering for the beneficiary account that the detection module detects Square account, then perform transfer operation.
  6. 6. device according to claim 5, it is characterised in that if the first user logs in the paying party account, for First user provides first and transfers accounts authority;If second user logs in the paying party account, for the second user Second is provided to transfer accounts authority;Wherein, described first transfer accounts authority with described second transfer accounts authority difference.
  7. 7. device according to claim 6, it is characterised in that described first transfers accounts authority including at least setting described second Authority of transferring accounts and to first object beneficiary account transfer;Described second authority of transferring accounts is included at least to the second target beneficiary account Transfer accounts at family.
  8. 8. device according to claim 7, it is characterised in that
    The operation module, if be additionally operable to the beneficiary account that the detection module detects be not belonging to it is described at least one Target beneficiary account, then refuse transfer operation;
    Described device further includes:
    Processing module, for trigger action of transferring accounts described in being detected according to the detection module, the illegal record of transferring accounts of generation, institute State in illegal record of transferring accounts and include at least the paying party account and the beneficiary account;
    Reminding module, if the detection module detects that first user logs in the paying party account, prompt described in First user checks the illegal record of transferring accounts of the processing module generation.
  9. 9. a kind of terminal, it is characterised in that the terminal includes:
    Memory, for storing one or more computer programs, one or more of computer programs include instruction;
    When processor performs described instruction so that the terminal perform claim requires 1 to 4 any one of them to transfer accounts controlling party Method.
  10. 10. a kind of computer-readable recording medium, instruction is stored with the computer-readable recording medium, it is characterised in that When described instruction is being run in terminal so that the terminal performs control of transferring accounts according to any one of claims 1 to 4 Method.
CN201711114921.0A 2017-11-13 2017-11-13 One kind is transferred accounts control method, device and terminal Pending CN107918869A (en)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110033268A (en) * 2019-02-26 2019-07-19 阿里巴巴集团控股有限公司 Air control method, device and equipment in transferring accounts
CN112150137A (en) * 2019-06-28 2020-12-29 北京奇虎科技有限公司 Method and apparatus for controlling network payment, electronic device and medium

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Application publication date: 20180417