CN113743928A - Health code payment method and device based on 5G message - Google Patents
Health code payment method and device based on 5G message Download PDFInfo
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
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- G06K17/0025—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisions for transferring data to distant stations, e.g. from a sensing device the arrangement consisting of a wireless interrogation device in combination with a device for optically marking the record carrier
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- G06Q20/327—Short range or proximity payments by means of M-devices
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Abstract
The invention provides a health code payment method and a health code payment device based on 5G messages, which belong to big data, and comprise the following steps: binding a bank card in the 5G message and determining bank payment information; carrying out biological information identification on the client and determining a biological identification result; uploading the bank payment information and the biological recognition result to a 5G message server, comparing the bank payment information and the biological recognition result with the pre-stored personal information of the client, and returning authentication success information to the 5G message when the bank payment information and the biological recognition result are consistent with the pre-stored personal information of the client; after the 5G message receives the authentication success message, starting a health code generation function, monitoring the sound of a client and determining a voice call instruction; the health code generating function is used for generating a health code with a payment function according to the bank payment information; and calling a health code generation function according to the voice call instruction to generate a health code with a payment function for payment. The invention generates the health code in the 5G message and carries out payment, has dual purposes by one code, has simple flow and improves the customer experience.
Description
Technical Field
The invention relates to the technical field of computer data processing, in particular to a health code payment method and device based on 5G messages.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims. The description herein is not admitted to be prior art by inclusion in this section.
Under the influence of epidemic diseases, how to ensure safe and rapid trip of customers is important.
When taking transport means such as public transit, subway, current customer needs at first unblock cell-phone, then opens little letter or pay precious APP and sweep a yard health code, clicks again and calls out the trip two-dimensional code on the precious, little letter of payment and pays, or clicks the two-dimensional code payment in Unionpay APP, each big bank APP and take a bus, and whole flow is more loaded down with trivial details.
Therefore, how to provide a new solution, which can solve the above technical problems, is a technical problem to be solved in the art.
Disclosure of Invention
The embodiment of the invention provides a health code payment method based on 5G information, which generates a health code in the 5G information and carries out payment, has two purposes of one code and simple flow and improves the customer experience, and comprises the following steps:
binding a bank card in the 5G message and determining bank payment information;
carrying out biological information identification on the client and determining a biological identification result;
uploading the bank payment information and the biological recognition result to a 5G message server, comparing the bank payment information and the biological recognition result with the pre-stored personal information of the client, and returning authentication success information to the 5G message when the bank payment information and the biological recognition result are consistent with the pre-stored personal information of the client;
after the 5G message receives the authentication success message, starting a health code generation function, monitoring the sound of a client and determining a voice call instruction; the health code generating function is used for generating a health code with a payment function according to the bank payment information;
and calling a health code generation function according to the voice call instruction to generate a health code with a payment function for payment.
The embodiment of the invention also provides a health code payment device based on the 5G message, which comprises the following components:
the bank payment information determining module is used for binding a bank card in the 5G message and determining bank payment information;
the biological identification result determining module is used for identifying biological information of the client and determining a biological identification result;
the identity authentication module is used for uploading the bank payment information and the biological recognition result to the 5G message server, comparing the bank payment information and the biological recognition result with the pre-stored personal information of the client, and returning authentication success information to the 5G message when the bank payment information and the biological recognition result are consistent with the pre-stored personal information of the client;
the voice call instruction determining module is used for starting a health code generating function after the 5G message receives the authentication success message, monitoring the voice of the client and determining a voice call instruction; the health code generating function is used for generating a health code with a payment function according to the bank payment information;
and the health code payment module is used for calling the health code generation function to generate a health code with a payment function for payment when the voice call instruction is received.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor realizes the health code payment method based on the 5G message when executing the computer program.
An embodiment of the present invention further provides a computer-readable storage medium, where a computer program for executing the above health code payment method based on 5G messages is stored in the computer-readable storage medium.
The embodiment of the invention provides a health code payment method and a health code payment device based on 5G messages, which comprise the following steps: firstly, binding a bank card in a 5G message and determining bank payment information; then, carrying out biological information identification on the client to determine a biological identification result; then, uploading the bank payment information and the biological recognition result to a 5G message server, comparing the bank payment information and the biological recognition result with the pre-stored personal information of the client, and returning authentication success information to the 5G message when the bank payment information and the biological recognition result are consistent with the pre-stored personal information of the client; next, after the 5G message receives the successful authentication message, starting a health code generation function, monitoring the sound of the client and determining a voice call instruction; the health code generating function is used for generating a health code with a payment function according to the bank payment information; and finally, calling a health code generation function according to the voice call instruction to generate a health code with a payment function for payment. The invention generates the health code in the 5G message and carries out payment, thereby improving the customer experience. The bank card is bound in the 5g message, then the customer travel background is called to generate the health code with the payment function, the two-dimensional code is called and displayed in a voice mode, manual unlocking and clicking are not needed, when a bus or a subway is taken to brush the two-dimensional code, the health condition of the customer is judged through the color of the two-dimensional code, and deduction is carried out on the bank background; the embodiment of the invention generates the health code through the 5G message and pays, has two purposes by one code, simple flow, no need of downloading APP, and ensures the operation of the client and the transaction safety by using biotechnology.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
fig. 1 is a schematic diagram of a health code payment method based on a 5G message according to an embodiment of the present invention.
Fig. 2 is a schematic diagram of an identity authentication process of a health code payment method based on a 5G message according to an embodiment of the present invention.
Fig. 3 is a schematic diagram of a process of determining a voice call instruction according to a health code payment method based on a 5G message in an embodiment of the present invention.
Fig. 4 is a schematic diagram of a health code payment process of a health code payment method based on a 5G message according to an embodiment of the present invention.
Fig. 5 is a schematic diagram of a computer device for executing a health code payment method based on 5G messages according to an embodiment of the present invention.
Fig. 6 is a schematic diagram of a health code payment apparatus based on a 5G message according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
The invention belongs to big data technology. Fig. 1 is a schematic diagram of a health code payment method based on a 5G message in an embodiment of the present invention, and as shown in fig. 1, an embodiment of the present invention provides a health code payment method based on a 5G message, a health code is generated in a 5G message and payment is performed, one code is dual-purpose, a flow is simple, and customer experience is improved, where the method includes:
step 101: binding a bank card in the 5G message and determining bank payment information;
step 102: carrying out biological information identification on the client and determining a biological identification result;
step 103: uploading the bank payment information and the biological recognition result to a 5G message server, comparing the bank payment information and the biological recognition result with the pre-stored personal information of the client, and returning authentication success information to the 5G message when the bank payment information and the biological recognition result are consistent with the pre-stored personal information of the client;
step 104: after the 5G message receives the authentication success message, starting a health code generation function, monitoring the sound of a client and determining a voice call instruction; the health code generating function is used for generating a health code with a payment function according to the bank payment information;
step 105: and calling a health code generation function according to the voice call instruction to generate a health code with a payment function for payment.
The health code payment method based on the 5G message provided by the embodiment of the invention comprises the following steps: firstly, binding a bank card in a 5G message and determining bank payment information; then, carrying out biological information identification on the client to determine a biological identification result; then, uploading the bank payment information and the biological recognition result to a 5G message server, comparing the bank payment information and the biological recognition result with the pre-stored personal information of the client, and returning authentication success information to the 5G message when the bank payment information and the biological recognition result are consistent with the pre-stored personal information of the client; next, after the 5G message receives the successful authentication message, starting a health code generation function, monitoring the sound of the client and determining a voice call instruction; the health code generating function is used for generating a health code with a payment function according to the bank payment information; and finally, calling a health code generation function according to the voice call instruction to generate a health code with a payment function for payment. The invention generates the health code in the 5G message and carries out payment, thereby improving the customer experience. The bank card is bound in the 5g message, then the customer travel background is called to generate the health code with the payment function, the two-dimensional code is called and displayed in a voice mode, manual unlocking and clicking are not needed, when a bus or a subway is taken to brush the two-dimensional code, the health condition of the customer is judged through the color of the two-dimensional code, and deduction is carried out on the bank background; the embodiment of the invention generates the health code through the 5G message and pays, has two purposes by one code, simple flow, no need of downloading APP, and ensures the operation of the client and the transaction safety by using biotechnology.
The invention provides a scheme for generating the health code in the 5G message and paying, which can obviously improve the customer experience. When the method for paying the health code based on the 5G message provided by the embodiment of the present invention is implemented specifically, in an embodiment, the method may include:
binding a bank card in the 5G message and determining bank payment information;
carrying out biological information identification on the client and determining a biological identification result;
uploading the bank payment information and the biological recognition result to a 5G message server, comparing the bank payment information and the biological recognition result with the pre-stored personal information of the client, and returning authentication success information to the 5G message when the bank payment information and the biological recognition result are consistent with the pre-stored personal information of the client;
after the 5G message receives the authentication success message, starting a health code generation function, monitoring the sound of a client and determining a voice call instruction; the health code generating function is used for generating a health code with a payment function according to the bank payment information;
and calling a health code generation function according to the voice call instruction to generate a health code with a payment function for payment.
Binding a bank card in the 5g message, then calling a customer travel background to generate a health code with a payment function, calling a two-dimensional code to be displayed in a voice mode, without manual unlocking and clicking, judging the health condition of the customer through the color of the two-dimensional code when the customer takes a bus or a subway to swipe the two-dimensional code, and deducting money from the bank background. Transactions are added to the blockchain to prevent repudiation.
When the method for paying the health code based on the 5G message provided by the embodiment of the present invention is implemented specifically, in an embodiment, a bank card is bound in the 5G message, and the determining of the bank payment information includes:
guiding the customer to take a bank card photo in a 5G message;
and uploading the bank card photo to a 5G message server, performing OCR recognition, and returning payment information including the bank card number and the bank to which the bank belongs to the 5G message.
In the embodiment, the process of binding the bank card in the 5G message and determining the bank payment information mainly comprises the following steps: firstly, guiding a customer to take a bank card photo in a 5G message; then the bank card photo is uploaded to a 5G message server for OCR recognition, and the 5G message including the bank card number and the payment information of the bank to which the bank belongs is returned
In the embodiment, the bank card is clicked and bound in the 5G message, the customer is required to take a picture to upload the debit card, the debit card is sent to a 5G message server, the server carries out OCR recognition, the card numbers of the bank and the bank card are recognized, and the step of biological information recognition is carried out.
When the method for paying the health code based on the 5G message provided by the embodiment of the present invention is specifically implemented, in an embodiment, the method for identifying the biological information of the client and determining the result of the biological identification includes:
guiding the client to perform face recognition and voice recognition in the 5G message, and determining a face recognition result and a voice recognition result;
and packing and outputting the face recognition result and the voice recognition result as a biological recognition result.
In the embodiment, the process of identifying the biological information of the client and determining the biological identification result mainly comprises the following steps:
firstly, guiding a client to perform face recognition and voice recognition in a 5G message, and determining a face recognition result and a voice recognition result; and then packing and outputting the face recognition result and the voice recognition result as a biological recognition result.
In the embodiment, the face recognition and the voice recognition are carried out on the client, and the client is uploaded to the 5G message server.
Fig. 2 is a schematic diagram of an identity authentication process of a health code payment method based on a 5G message according to an embodiment of the present invention, and as shown in fig. 2, when a health code payment method based on a 5G message according to an embodiment of the present invention is specifically implemented, in an embodiment, bank payment information and a biometric result are uploaded to a 5G message server, and compared with pre-stored personal information of a client, and when the comparison is consistent, authentication success information is returned to the 5G message, including:
step 201: uploading the bank payment information and the biological recognition result to a 5G message server, and analyzing to obtain a bank card number, a bank to which the bank card number belongs, a face recognition result and a voice recognition result;
step 202: sending the bank card number, the bank to which the bank belongs, the face recognition result and the voice recognition result to a bank background in combination with the mobile phone number, and comparing the bank card number, the bank to which the bank belongs, the face recognition result and the voice recognition result with the pre-stored personal information of the customer;
step 203: when the comparison is consistent, generating authentication success information, and sending the authentication success information to the 5G message server;
step 204: and returning the authentication success information to the 5G message through the 5G message server.
In the embodiment, the process of uploading the bank payment information and the biological identification result to a 5G message server, comparing the bank payment information and the biological identification result with the pre-stored personal information of the client, and returning authentication success information to the 5G message when the bank payment information and the biological identification result are consistent with each other mainly comprises the following steps:
firstly, uploading bank payment information and a biological recognition result to a 5G message server, and analyzing to obtain a bank card number, a bank to which the bank card number belongs, a face recognition result and a voice recognition result; then the bank card number, the bank to which the bank belongs, the face recognition result and the voice recognition result are sent to a bank background in combination with the mobile phone number, and are compared with the pre-stored personal information of the customer; then when the comparison is consistent, generating authentication success information, and sending the authentication success information to a 5G message server; and finally, returning the authentication success information to the 5G message through the 5G message server.
In the embodiment, the 5G message service sends the face recognition result, the voice recognition result, the bank card number and the mobile phone number to the bank background, the bank background and the local information are compared, the comparison is consistent, the operation of the client is shown, the authentication success information is generated and returned to the 5G message server to confirm the success, and otherwise, the transaction is rejected.
Fig. 3 is a schematic view of a process of determining a voice evoking instruction of a health code payment method based on a 5G message according to an embodiment of the present invention, and as shown in fig. 3, when a health code payment method based on a 5G message according to an embodiment of the present invention is implemented, in an embodiment, monitoring a sound of a client and determining a voice evoking instruction includes:
step 301: monitoring the voice of a client in real time, and performing keyword matching on the voice of the client;
step 302: when the voice of the client is matched with a preset keyword, intercepting voice information and sending the voice information to a 5G message server;
step 303: and in the 5G message server, comparing the voice information with preset client voiceprint information, and if the comparison is consistent, generating a voice evoking instruction.
In the embodiment, the process of monitoring the voice of the client and determining the voice arousing instruction mainly comprises the following steps: firstly, monitoring client sound in real time, and performing keyword matching on the client sound; then, when the voice of the client is matched with a preset keyword, intercepting voice information and sending the voice information to a 5G message server; and finally, in the 5G message server, comparing the voice information with preset client voiceprint information, and if the comparison is consistent, generating a voice awakening instruction.
In the embodiment, the mobile phone APP monitors the voice of a client in real time, when voices containing keywords such as 'generate a health payment code', 'generate a payment health code', 'I pay by taking a car', 'I sit in a bus and brush a code', and the like of the client are received, voice information is sent to the 5G message server, the 5G message server is compared with the stored voice print information of the client, and if the voices are consistent, the operation of the client is indicated, and the health code generation module is called.
Fig. 4 is a schematic diagram of a health code payment process of a health code payment method based on a 5G message according to an embodiment of the present invention, and as shown in fig. 4, when a health code payment method based on a 5G message according to an embodiment of the present invention is specifically implemented, in an embodiment, when a voice call instruction is issued, a health code generation function is invoked to generate a health code with a payment function for payment, where the method includes:
step 401: sending the voice call instruction to a 5G message server, and calling a health code generation function;
step 402: connecting an operator background by using a health code generation function, and inquiring the name and the identification number of the customer by using the mobile phone number;
step 403: the name and the identity card number of the client are sent to a travel track inquiry background in combination with the mobile phone number;
step 404: in the travel track query background, according to the name, the identification card number and the mobile phone number of the client, the historical travel track of the client is queried and counted;
step 405: if the historical travel track of the customer does not intersect with the track of the middle-high risk crowd, judging that the customer belongs to the low risk crowd, and generating a health code with a payment function by combining the card number of the bank card and the bank to which the card number belongs according to the name, the identity card number and the mobile phone number of the customer;
step 406: and the health code with the payment function is displayed to the scanning equipment for health status authentication and transaction payment.
In the embodiment, when the voice call instruction is received, the health code generation function is called to generate the health code with the payment function for payment, and the process mainly comprises the following steps: firstly, sending a voice call instruction to a 5G message server, and calling a health code generation function; then, the health code generation function is utilized to connect an operator background, and the name and the identification number of the customer are inquired by inquiring the mobile phone number; then, the name and the identity card number of the client are sent to a travel track inquiry background in combination with the mobile phone number; continuously, in a journey track query background, querying and counting the historical journey track of the client according to the name, the identification card number and the mobile phone number of the client; next, if the historical travel track of the customer does not intersect with the track of the middle-high risk group, the customer is judged to belong to the low risk group, and a health code with a payment function is generated according to the name, the identification card number and the mobile phone number of the customer and by combining the bank card number and the bank to which the bank card number belongs; and finally, the health code with the payment function is displayed to the scanning equipment for health status authentication and transaction payment.
In the embodiment, when a client clicks to generate a health code in a 5G message or receives an instruction of a voice call module, the front end sends the health code to a 5G message server, the 5G message server inquires a name and an identity card number corresponding to the mobile phone number from an operator background, and then sends the name, the identity card number, the mobile phone number and the bank card information of the client to a client travel background. And the client travel background inquires and counts the historical travel track of the client according to the mobile phone number, the name and the identification card number of the client, if the tracks of the high-risk group are not crossed and the track of the medium-risk group is low-risk, the low-risk green two-dimensional code is generated by the name, the identification card, the mobile phone number and the bank card information and is returned to the 5G message front end. The same way can generate middle risk yellow two-dimensional codes and red high risk two-dimensional codes.
The health code payment method based on the 5G message provided by the embodiment of the present invention is briefly described below with reference to specific scenarios:
the invention provides a scheme for generating the health code in the 5G message and paying, and customer experience is improved.
The system mainly comprises five modules, namely a bank card binding module, a face and voice recognition module, a health code generation module, a voice call module and a health code payment module
1) And the bank card binding module clicks and binds the bank card in the 5G message, requires the customer to take a picture and upload the debit card, sends the debit card to the 5G message server, and the server performs OCR recognition to recognize the card numbers of the bank card and enters the face recognition module.
2) Face and speech recognition module: and requiring the client to perform face recognition and voice recognition and uploading the face recognition and voice recognition to the 5G message server. The 5G message service transmits the face recognition result, the voice recognition result, the bank card number and the mobile phone number to the bank background, the bank background and the local information are compared, the comparison is consistent, the result shows that the operation is carried out by the client, the result is returned to the 5G message server to confirm the success, and otherwise the transaction is rejected. Entering health code generation module
3) A health code generation module: the client clicks in the 5G message to generate the health code, or receives the instruction of the voice call module, the front end sends the health code to the 5G message server, the 5G message server inquires the name and the identity card number corresponding to the mobile phone number from the background of the operator, and then sends the information of the name, the identity card number, the mobile phone number and the bank card of the client to the client travel background. And the client travel background inquires and counts the historical travel track of the client according to the mobile phone number, the name and the identification card number of the client, if the tracks of the high-risk group are not crossed and the track of the medium-risk group is low-risk, the low-risk green two-dimensional code is generated by the name, the identification card, the mobile phone number and the bank card information and is returned to the 5G message front end. The same way can generate middle risk yellow two-dimensional codes and red high risk two-dimensional codes.
4) The voice call-out module: the mobile phone APP monitors the voice of a client in real time, when voices such as 'generate a healthy payment code', 'I pay by bus', 'I sit at a bus to brush a code', and the like are received, voice information is sent to the 5G message server, the 5G message server is compared with the stored voice print information of the client, and if the voices are consistent, the voice print information indicates that the client operates tender, the healthy code generation module is called.
5) Health code payment module: and calling the two-dimensional code display by a client on the bus or the subway through voice, scanning the code on the equipment of the bus or the subway, detecting the color of the two-dimensional code by the equipment of the bus or the subway, if the color is green, analyzing the bank and the bank card number of the bank card in the two-dimensional code, deducting the bank and the bank card number to the background of the bank to which the bank card belongs, and broadcasting success or transaction failure. If the color is red or yellow, the broadcast is directly carried out, and the two-dimensional code is abnormal and the worker is required to be contacted. Transactions are added to the blockchain to prevent repudiation.
Binding a bank card in the 5g message, then calling a customer travel background to generate a health code with a payment function, calling a two-dimensional code to be displayed in a voice mode, without manual unlocking and clicking, judging the health condition of the customer through the color of the two-dimensional code when the customer takes a bus or a subway to swipe the two-dimensional code, and deducting money from the bank background. Transactions are added to the blockchain to prevent repudiation.
The embodiment of the invention generates the health code through the 5G message and pays, and has two purposes, simple flow and no need of downloading APP; using face recognition and voiceprint recognition techniques to ensure the operation of the client
Fig. 5 is a schematic diagram of a computer device for executing a health code payment method based on a 5G message implemented in the present invention, and as shown in fig. 5, an embodiment of the present invention further provides a computer device including a memory, a processor, and a computer program stored in the memory and executable on the processor, where the processor implements the health code payment method based on a 5G message when executing the computer program.
An embodiment of the present invention further provides a computer-readable storage medium, where the computer-readable storage medium stores a computer program for implementing the above-mentioned health code payment method based on 5G messages.
The embodiment of the invention also provides a health code payment device based on the 5G message, and the health code payment device is described in the following embodiment. Because the principle of the device for solving the problems is similar to the health code payment method based on the 5G message, the implementation of the device can refer to the implementation of the health code payment method based on the 5G message, and repeated parts are not described again.
Fig. 6 is a schematic diagram of a health code payment device based on a 5G message in an embodiment of the present invention, and as shown in fig. 6, an embodiment of the present invention further provides a health code payment device based on a 5G message, which may include, in specific implementation:
the bank payment information determining module 601 is used for binding a bank card in the 5G message and determining bank payment information;
a biometric result determination module 602, configured to perform biometric information identification on the client, and determine a biometric result;
the identity authentication module 603 is used for uploading the bank payment information and the biological recognition result to the 5G message server, comparing the bank payment information and the biological recognition result with the pre-stored personal information of the client, and returning authentication success information to the 5G message when the bank payment information and the biological recognition result are consistent with the pre-stored personal information of the client;
the voice call instruction determining module 604 is configured to, after the authentication success message is received in the 5G message, start a health code generating function, monitor the sound of the client, and determine a voice call instruction; the health code generating function is used for generating a health code with a payment function according to the bank payment information;
and the health code payment module 605 is configured to call a health code generation function to generate a health code with a payment function for payment when the voice call instruction is received.
In an embodiment of the invention, when the health code payment device based on the 5G message is implemented specifically, the bank payment information determining module is specifically configured to:
guiding the customer to take a bank card photo in a 5G message;
and uploading the bank card photo to a 5G message server, performing OCR recognition, and returning payment information including the bank card number and the bank to which the bank belongs to the 5G message.
In an embodiment of the invention, when the health code payment apparatus based on 5G message provided in the embodiment of the present invention is implemented specifically, the biometric result determination module is specifically configured to:
guiding the client to perform face recognition and voice recognition in the 5G message, and determining a face recognition result and a voice recognition result;
and packing and outputting the face recognition result and the voice recognition result as a biological recognition result.
In an embodiment of the invention, when the health code payment device based on the 5G message is implemented specifically, the identity authentication module is specifically configured to:
uploading the bank payment information and the biological recognition result to a 5G message server, and analyzing to obtain a bank card number, a bank to which the bank card number belongs, a face recognition result and a voice recognition result;
sending the bank card number, the bank to which the bank belongs, the face recognition result and the voice recognition result to a bank background in combination with the mobile phone number, and comparing the bank card number, the bank to which the bank belongs, the face recognition result and the voice recognition result with the pre-stored personal information of the customer;
when the comparison is consistent, generating authentication success information, and sending the authentication success information to the 5G message server;
and returning the authentication success information to the 5G message through the 5G message server.
In an embodiment of the invention, when the health code payment device based on the 5G message is implemented specifically, the voice arousing instruction determination module is specifically configured to:
monitoring the voice of a client in real time, and performing keyword matching on the voice of the client;
when the voice of the client is matched with a preset keyword, intercepting voice information and sending the voice information to a 5G message server;
and in the 5G message server, comparing the voice information with preset client voiceprint information, and if the comparison is consistent, generating a voice evoking instruction.
In an embodiment of the invention, when the health code payment device based on the 5G message is implemented specifically, the health code payment module is specifically configured to:
sending the voice call instruction to a 5G message server, and calling a health code generation function;
connecting an operator background by using a health code generation function, and inquiring the name and the identification number of the customer by using the mobile phone number;
the name and the identity card number of the client are sent to a travel track inquiry background in combination with the mobile phone number;
in the travel track query background, according to the name, the identification card number and the mobile phone number of the client, the historical travel track of the client is queried and counted;
if the historical travel track of the customer does not intersect with the track of the middle-high risk crowd, judging that the customer belongs to the low risk crowd, and generating a health code with a payment function by combining the card number of the bank card and the bank to which the card number belongs according to the name, the identity card number and the mobile phone number of the customer;
and the health code with the payment function is displayed to the scanning equipment for health status authentication and transaction payment.
To sum up, the method and the device for health code payment based on 5G messages provided by the embodiments of the present invention include: firstly, binding a bank card in a 5G message and determining bank payment information; then, carrying out biological information identification on the client to determine a biological identification result; then, uploading the bank payment information and the biological recognition result to a 5G message server, comparing the bank payment information and the biological recognition result with the pre-stored personal information of the client, and returning authentication success information to the 5G message when the bank payment information and the biological recognition result are consistent with the pre-stored personal information of the client; next, after the 5G message receives the successful authentication message, starting a health code generation function, monitoring the sound of the client and determining a voice call instruction; the health code generating function is used for generating a health code with a payment function according to the bank payment information; and finally, calling a health code generation function according to the voice call instruction to generate a health code with a payment function for payment. The invention generates the health code in the 5G message and carries out payment, thereby improving the customer experience. The bank card is bound in the 5g message, then the customer travel background is called to generate the health code with the payment function, the two-dimensional code is called and displayed in a voice mode, manual unlocking and clicking are not needed, when a bus or a subway is taken to brush the two-dimensional code, the health condition of the customer is judged through the color of the two-dimensional code, and deduction is carried out on the bank background; the embodiment of the invention generates the health code through the 5G message and pays, has two purposes by one code, simple flow, no need of downloading APP, and ensures the operation of the client and the transaction safety by using biotechnology.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.
Claims (14)
1. A health code payment method based on 5G messages is characterized by comprising the following steps:
binding a bank card in the 5G message and determining bank payment information;
carrying out biological information identification on the client and determining a biological identification result;
uploading the bank payment information and the biological recognition result to a 5G message server, comparing the bank payment information and the biological recognition result with the pre-stored personal information of the client, and returning authentication success information to the 5G message when the bank payment information and the biological recognition result are consistent with the pre-stored personal information of the client;
after the 5G message receives the authentication success message, starting a health code generation function, monitoring the sound of a client and determining a voice call instruction; the health code generating function is used for generating a health code with a payment function according to the bank payment information;
and calling a health code generation function according to the voice call instruction to generate a health code with a payment function for payment.
2. The method of claim 1, wherein binding the bank card in a 5G message and determining bank payment information comprises:
guiding the customer to take a bank card photo in a 5G message;
and uploading the bank card photo to a 5G message server, performing OCR recognition, and returning payment information including the bank card number and the bank to which the bank belongs to the 5G message.
3. The method of claim 2, wherein performing biometric information recognition on the client to determine the biometric result comprises:
guiding the client to perform face recognition and voice recognition in the 5G message, and determining a face recognition result and a voice recognition result;
and packing and outputting the face recognition result and the voice recognition result as a biological recognition result.
4. The method as claimed in claim 3, wherein uploading the bank payment information and the biometric result to a 5G message server, comparing with the pre-stored customer personal information, and returning authentication success information to the 5G message when the comparison is consistent, comprises:
uploading the bank payment information and the biological recognition result to a 5G message server, and analyzing to obtain a bank card number, a bank to which the bank card number belongs, a face recognition result and a voice recognition result;
sending the bank card number, the bank to which the bank belongs, the face recognition result and the voice recognition result to a bank background in combination with the mobile phone number, and comparing the bank card number, the bank to which the bank belongs, the face recognition result and the voice recognition result with the pre-stored personal information of the customer;
when the comparison is consistent, generating authentication success information, and sending the authentication success information to the 5G message server;
and returning the authentication success information to the 5G message through the 5G message server.
5. The method of claim 1, wherein listening for a customer's voice to determine a voice recall instruction comprises:
monitoring the voice of a client in real time, and performing keyword matching on the voice of the client;
when the voice of the client is matched with a preset keyword, intercepting voice information and sending the voice information to a 5G message server;
and in the 5G message server, comparing the voice information with preset client voiceprint information, and if the comparison is consistent, generating a voice evoking instruction.
6. The method of claim 4, wherein invoking the health code generation function to generate a health code with payment function for payment upon a voice call instruction comprises:
sending the voice call instruction to a 5G message server, and calling a health code generation function;
connecting an operator background by using a health code generation function, and inquiring the name and the identification number of the customer by using the mobile phone number;
the name and the identity card number of the client are sent to a travel track inquiry background in combination with the mobile phone number;
in the travel track query background, according to the name, the identification card number and the mobile phone number of the client, the historical travel track of the client is queried and counted;
if the historical travel track of the customer does not intersect with the track of the middle-high risk crowd, judging that the customer belongs to the low risk crowd, and generating a health code with a payment function by combining the card number of the bank card and the bank to which the card number belongs according to the name, the identity card number and the mobile phone number of the customer;
and the health code with the payment function is displayed to the scanning equipment for health status authentication and transaction payment.
7. A health code payment device based on 5G messages, comprising:
the bank payment information determining module is used for binding a bank card in the 5G message and determining bank payment information;
the biological identification result determining module is used for identifying biological information of the client and determining a biological identification result;
the identity authentication module is used for uploading the bank payment information and the biological recognition result to the 5G message server, comparing the bank payment information and the biological recognition result with the pre-stored personal information of the client, and returning authentication success information to the 5G message when the bank payment information and the biological recognition result are consistent with the pre-stored personal information of the client;
the voice call instruction determining module is used for starting a health code generating function after the 5G message receives the authentication success message, monitoring the voice of the client and determining a voice call instruction; the health code generating function is used for generating a health code with a payment function according to the bank payment information;
and the health code payment module is used for calling the health code generation function to generate a health code with a payment function for payment when the voice call instruction is received.
8. The apparatus of claim 7, wherein the bank payment information determination module is specifically configured to:
guiding the customer to take a bank card photo in a 5G message;
and uploading the bank card photo to a 5G message server, performing OCR recognition, and returning payment information including the bank card number and the bank to which the bank belongs to the 5G message.
9. The apparatus of claim 8, wherein the biometric determination module is specifically configured to:
guiding the client to perform face recognition and voice recognition in the 5G message, and determining a face recognition result and a voice recognition result;
and packing and outputting the face recognition result and the voice recognition result as a biological recognition result.
10. The apparatus of claim 9, wherein the identity authentication module is specifically configured to:
uploading the bank payment information and the biological recognition result to a 5G message server, and analyzing to obtain a bank card number, a bank to which the bank card number belongs, a face recognition result and a voice recognition result;
sending the bank card number, the bank to which the bank belongs, the face recognition result and the voice recognition result to a bank background in combination with the mobile phone number, and comparing the bank card number, the bank to which the bank belongs, the face recognition result and the voice recognition result with the pre-stored personal information of the customer;
when the comparison is consistent, generating authentication success information, and sending the authentication success information to the 5G message server;
and returning the authentication success information to the 5G message through the 5G message server.
11. The apparatus of claim 7, wherein the voice arousal instruction determination module is specifically configured to:
monitoring the voice of a client in real time, and performing keyword matching on the voice of the client;
when the voice of the client is matched with a preset keyword, intercepting voice information and sending the voice information to a 5G message server;
and in the 5G message server, comparing the voice information with preset client voiceprint information, and if the comparison is consistent, generating a voice evoking instruction.
12. The apparatus of claim 10, wherein the health code payment module is specifically configured to:
sending the voice call instruction to a 5G message server, and calling a health code generation function;
connecting an operator background by using a health code generation function, and inquiring the name and the identification number of the customer by using the mobile phone number;
the name and the identity card number of the client are sent to a travel track inquiry background in combination with the mobile phone number;
in the travel track query background, according to the name, the identification card number and the mobile phone number of the client, the historical travel track of the client is queried and counted;
if the historical travel track of the customer does not intersect with the track of the middle-high risk crowd, judging that the customer belongs to the low risk crowd, and generating a health code with a payment function by combining the card number of the bank card and the bank to which the card number belongs according to the name, the identity card number and the mobile phone number of the customer;
and the health code with the payment function is displayed to the scanning equipment for health status authentication and transaction payment.
13. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the processor implements the method of any of claims 1 to 6 when executing the computer program.
14. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program for executing a method according to any one of claims 1 to 6.
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