CN113628054A - Clearing method, device, equipment and computer storage medium - Google Patents

Clearing method, device, equipment and computer storage medium Download PDF

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Publication number
CN113628054A
CN113628054A CN202110773360.5A CN202110773360A CN113628054A CN 113628054 A CN113628054 A CN 113628054A CN 202110773360 A CN202110773360 A CN 202110773360A CN 113628054 A CN113628054 A CN 113628054A
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Prior art keywords
clearing
target account
buyers
account
result
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Inventor
贾庆佳
徐向昆
江玉倩
孙剑
孙莹
张志勇
王欢
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Qingdao Off Site Market Clearing Center Co ltd
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Qingdao Off Site Market Clearing Center Co ltd
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Priority to CN202110773360.5A priority Critical patent/CN113628054A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06Asset management; Financial planning or analysis
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

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  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Human Resources & Organizations (AREA)
  • Operations Research (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The embodiment of the invention provides a clearing method, a clearing device, clearing equipment and a computer storage medium. The method is applied to a clearing account corresponding to a plurality of buyers and comprises the following steps: acquiring a clearing request of a target account; clearing a plurality of buyers in the target account according to a preset rule of the target account, wherein the preset rule comprises a clearing rule formed according to the amount proportion of the plurality of buyers in the target account; when the clearing result is consistent with the current result in the target account, clearing is completed, and the error of clearing can be reduced.

Description

Clearing method, device, equipment and computer storage medium
[ technical field ] A method for producing a semiconductor device
The invention relates to the field of enterprise evaluation, in particular to a clearing method, a clearing device, clearing equipment and a storage medium.
[ background of the invention ]
Commercial investments have become more and more frequent as society has developed. In commercial investments, there is a need for timely clearing of spot market goods and capital changes. At present, manual clearing is generally adopted in the market. However, the adoption of manual clearing inevitably causes waste of human resources. And the adoption of manual clearing also brings large errors.
[ summary of the invention ]
In view of this, embodiments of the present invention provide a clearing method, apparatus, device, and computer storage medium, which can reduce errors in clearing.
In one aspect, the method is applied to a clearing account corresponding to a plurality of buyers, and comprises the following steps:
acquiring a clearing request of a target account;
clearing a plurality of buyers in the target account according to a preset rule of the target account, wherein the preset rule comprises a clearing rule formed according to the amount proportion of the plurality of buyers in the target account;
when the clearing result is consistent with the current result in the target account, the clearing is completed.
Optionally, the method further comprises:
and when the clearing result is inconsistent with the current result in the target account, setting the target account as the in-doubt account.
Optionally, the method further comprises:
and feeding back the in-doubt account to a background for manual clearing.
Optionally, the preset rule includes a clearing rule formed according to a proportion of the amounts of the plurality of buyers in the target account, and specifically includes:
acquiring the amount proportion of a plurality of target accounts of the buyers on the previous day in the target account;
setting a one-to-one corresponding clearing coefficient for a plurality of buyers according to the amount proportion;
a clearing rule is generated for clearing the plurality of buyers in the target account according to the clearing coefficient.
Optionally, when the clearing result is consistent with the current result in the target account, the clearing is completed, which specifically includes:
and when the multi-head position holding amount, the empty-head position holding amount and the transaction amount cleared by the plurality of accounts in the target account are consistent with the current result, clearing is finished.
In another aspect, an embodiment of the present invention provides a clearing apparatus, including:
the acquisition module is used for acquiring a clearing request of the target account;
the clearing module is used for clearing the plurality of buyers in the target account according to preset rules of the target account, wherein the preset rules comprise clearing rules formed according to the amount proportions of the plurality of buyers in the target account;
and the checking module is used for finishing clearing when the clearing result is consistent with the current result in the target account.
The device still includes: and the setting module is used for setting the target account as the in-doubt account when the clearing result is inconsistent with the current result in the target account.
The device still includes: and the feedback module is used for feeding back the in-doubt account to the background for manual clearing.
In another aspect, an embodiment of the present invention provides a clearing apparatus, where the clearing apparatus includes: a processor and a memory storing computer program instructions;
the processor, when executing the computer program instructions, performs the method of clearing as in the first aspect or any of the alternative embodiments of the first aspect.
In another aspect, an embodiment of the present invention provides a computer storage medium, on which computer program instructions are stored, and when executed by a processor, the computer program instructions implement the clearing method as in the first aspect or any optional embodiment of the first aspect.
The technical scheme of the clearing method provided by the embodiment of the invention is applied to a plurality of buyers corresponding to one clearing account, and the method comprises the following steps: acquiring a clearing request of a target account; clearing a plurality of buyers in the target account according to a preset rule of the target account, wherein the preset rule comprises a clearing rule formed according to the amount proportion of the plurality of buyers in the target account; when the clearing result is consistent with the current result in the target account, clearing is completed, and the error of clearing can be reduced.
[ description of the drawings ]
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings needed to be used in the embodiments will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without inventive labor.
FIG. 1 is a schematic flow chart of a clearing method provided by an embodiment of the invention;
FIG. 2 is a schematic flow chart diagram of another clearing method provided by an embodiment of the present invention;
FIG. 3 is a schematic diagram of a clearing device according to an embodiment of the present invention;
fig. 4 is a schematic diagram of a hardware structure of a clearing device according to an embodiment of the present invention.
[ detailed description ] embodiments
For better understanding of the technical solutions of the present invention, the following detailed descriptions of the embodiments of the present invention are provided with reference to the accompanying drawings.
It should be understood that the described embodiments are only some embodiments of the invention, and not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The terminology used in the embodiments of the invention is for the purpose of describing particular embodiments only and is not intended to be limiting of the invention. As used in the examples of the present invention and the appended claims, the singular forms "a", "an", and "the" are intended to include the plural forms as well, unless the context clearly indicates otherwise.
It should be understood that the term "and/or" as used herein is merely one type of associative relationship that describes an associated object, meaning that three types of relationships may exist, e.g., A and/or B, may mean: a exists alone, A and B exist simultaneously, and B exists alone. In addition, the character "/" herein generally indicates that the former and latter related objects are in an "or" relationship.
Commercial investments have become more and more frequent as society has developed. In commercial investments, there is a need for timely clearing of spot market goods and capital changes. At present, manual clearing is generally adopted in the market. However, the adoption of manual clearing inevitably causes waste of human resources. And the adoption of manual clearing also brings large errors.
In addition, there is also a case where one clearing account corresponds to a plurality of buyers, and in this case, it is necessary to clear not only the clearing account but also accounts of the plurality of buyers in the clearing account.
In order to solve the existing technical problem, embodiments of the present invention provide a clearing method, apparatus, device, and computer storage medium.
The enterprise assessment method provided by the embodiment of the invention is introduced below.
Fig. 1 shows a flow chart of a clearing method according to an embodiment of the present invention, and as shown in fig. 1, the method may include the following steps:
s101, obtaining a clearing request of the target account.
The target account includes a plurality of buyers, each of which deposits respective funds in an account.
S102, clearing the plurality of buyers in the target account according to preset rules of the target account, wherein the preset rules comprise clearing rules formed according to the amount proportions of the plurality of buyers in the target account.
In some embodiments, the proportion of the amount of money in the target account on the previous day of the plurality of buyers in the target account is obtained.
And setting one-to-one corresponding clearing coefficients for the plurality of buyers according to the amount proportion.
A clearing rule is generated for clearing the plurality of buyers in the target account according to the clearing coefficient.
In some embodiments, the target account includes three buyers, and the ratio of the amount of funds of the three buyers is 3: 2: 1. the three buyers have corresponding clearing coefficients of 3: 2: 1. clearing the plurality of buyers in the target account comprises clearing by a clearing factor of 3: 2: 1 to clear a plurality of buyers of the target account.
And S103, when the clearing result is consistent with the current result in the target account, clearing is finished.
In some embodiments, the clearing result comprises a clearing result that clears the plurality of buyers in the target account according to a preset rule.
The technical scheme of the clearing method provided by the embodiment of the invention is applied to a plurality of buyers corresponding to one clearing account, and the method comprises the following steps: acquiring a clearing request of a target account; clearing a plurality of buyers in the target account according to a preset rule of the target account, wherein the preset rule comprises a clearing rule formed according to the amount proportion of the plurality of buyers in the target account; when the clearing result is consistent with the current result in the target account, clearing is completed, and the error of clearing can be reduced.
Based on the same inventive concept, the application also provides another clearing method.
Fig. 2 is a schematic flow chart of another clearing method provided by the embodiment of the present invention, and the method shown in fig. 2 includes:
s201, obtaining a clearing request of the target account.
S202, clearing the plurality of buyers in the target account according to preset rules of the target account, wherein the preset rules comprise clearing rules formed according to the amount proportions of the plurality of buyers in the target account.
And S203, when the clearing result is inconsistent with the current result in the target account, setting the target account as an in-doubt account.
And S204, feeding back the in-doubt account to a background for manual clearing.
In some embodiments, in some clearing processes, situations may be encountered where the clearing results do not correspond to accounts for multiple buyers in the target account. At this time, feedback to the background is needed, and the background adopts a manual checking method to check.
The technical scheme of the clearing method provided by the embodiment of the invention is applied to a plurality of buyers corresponding to one clearing account, and the method comprises the following steps: acquiring a clearing request of a target account; clearing a plurality of buyers in the target account according to a preset rule of the target account, wherein the preset rule comprises a clearing rule formed according to the amount proportion of the plurality of buyers in the target account; when the clearing result is consistent with the current result in the target account, clearing is completed, and the error of clearing can be reduced.
Based on the same inventive concept, the application also provides a clearing device.
Fig. 3 is a schematic structural diagram of a clearing device provided by an embodiment of the present invention, and the clearing device shown in fig. 3 includes:
the obtaining module 301 is configured to obtain a clearing request of a target account;
the clearing module 302 is configured to clear a plurality of buyers in the target account according to preset rules of the target account, where the preset rules include clearing rules formed according to the amount proportions of the plurality of buyers in the target account;
the verification module 303 is used to complete the clearing when the clearing result is consistent with the current result in the target account.
In some embodiments, the apparatus further comprises: the setting module 304 is configured to set the target account as an in-doubt account when the clearing result is inconsistent with the current result in the target account.
In some embodiments, the apparatus further comprises: the feedback module 305 is used for feeding back the in-doubt account to the background for manual clearing.
In some embodiments, the clearing module 302 is specifically configured to obtain an amount proportion in a target account of a previous day of multiple buyers in the target account, set a one-to-one corresponding clearing coefficient for the multiple buyers according to the amount proportion, and generate a clearing rule for clearing the multiple buyers in the target account according to the clearing coefficient.
In some embodiments, the verification module 303 is specifically configured to complete the clearing when the multi-head position holding amount, the empty-head position holding amount, and the transaction amount cleared by the plurality of accounts in the target account are consistent with the current result.
The technical scheme of the clearing device provided by the embodiment of the invention is applied to a plurality of buyers corresponding to one clearing account, and the method comprises the following steps: acquiring a clearing request of a target account; clearing a plurality of buyers in the target account according to a preset rule of the target account, wherein the preset rule comprises a clearing rule formed according to the amount proportion of the plurality of buyers in the target account; when the clearing result is consistent with the current result in the target account, clearing is completed, and the error of clearing can be reduced.
Fig. 4 is a schematic diagram illustrating a hardware structure of a clearing device according to an embodiment of the present invention.
The clearing device may comprise a processor 401 and a memory 402 in which computer program instructions are stored.
Specifically, the processor 401 may include a Central Processing Unit (CPU), an Application Specific Integrated Circuit (ASIC), or one or more Integrated circuits configured to implement the embodiments of the present invention.
Memory 402 may include mass storage for data or instructions. By way of example, and not limitation, memory 402 may include a Hard Disk Drive (HDD), floppy Disk Drive, flash memory, optical Disk, magneto-optical Disk, tape, or Universal Serial Bus (USB) Drive or a combination of two or more of these. In one example, memory 402 may include removable or non-removable (or fixed) media, or memory 402 is non-volatile solid-state memory. The memory 402 may be internal or external to the integrated gateway disaster recovery device.
In one example, the Memory 402 may be a Read Only Memory (ROM). In one example, the ROM may be mask programmed ROM, programmable ROM (prom), erasable prom (eprom), electrically erasable prom (eeprom), electrically rewritable ROM (earom), or flash memory, or a combination of two or more of these.
The memory 402 may include Read Only Memory (ROM), Random Access Memory (RAM), magnetic disk storage media devices, optical storage media devices, flash memory devices, electrical, optical, or other physical/tangible memory storage devices. Thus, in general, the memory includes one or more tangible (non-transitory) computer-readable storage media (e.g., memory devices) encoded with software comprising computer-executable instructions and when the software is executed (e.g., by one or more processors), it is operable to perform operations described with reference to the methods according to an aspect of the present disclosure.
The processor 401 reads and executes the computer program instructions stored in the memory 402 to implement the methods/steps S201 to S204 in the embodiment shown in fig. 2, and achieve the corresponding technical effects achieved by the embodiment shown in fig. 2 executing the methods/steps thereof, which are not described herein again for brevity.
In one example, the clearing device may also include a communication interface 403 and a bus 410. As shown in fig. 4, the processor 401, the memory 402, and the communication interface 403 are connected via a bus 410 to complete communication therebetween.
The communication interface 403 is mainly used for implementing communication between modules, apparatuses, units and/or devices in the embodiments of the present invention.
Bus 410 comprises hardware, software, or both that couple the components of the online data traffic billing device to one another. By way of example, and not limitation, a Bus may include an Accelerated Graphics Port (AGP) or other Graphics Bus, an Enhanced Industry Standard Architecture (EISA) Bus, a Front-Side Bus (Front Side Bus, FSB), a Hyper Transport (HT) interconnect, an Industry Standard Architecture (ISA) Bus, an infiniband interconnect, a Low Pin Count (LPC) Bus, a memory Bus, a Micro Channel Architecture (MCA) Bus, a Peripheral Component Interconnect (PCI) Bus, a PCI-Express (PCI-X) Bus, a Serial Advanced Technology Attachment (SATA) Bus, a video electronics standards association local (VLB) Bus, or other suitable Bus or a combination of two or more of these. Bus 410 may include one or more buses, where appropriate. Although specific buses have been described and shown in the embodiments of the invention, any suitable buses or interconnects are contemplated by the invention.
The clearing device may be based on a clearing method, thereby implementing the clearing method and apparatus described in connection with fig. 1 and 2.
In addition, in combination with the clearing method in the above embodiments, the embodiments of the present invention may be implemented by providing a computer storage medium. The computer storage medium has computer program instructions stored thereon. The computer program instructions, when executed by a processor, implement any of the above-described embodiments of the clearing method.
It is to be understood that the invention is not limited to the specific arrangements and instrumentality described above and shown in the drawings. A detailed description of known methods is omitted herein for the sake of brevity. In the above embodiments, several specific steps are described and shown as examples. However, the method processes of the present invention are not limited to the specific steps described and illustrated, and those skilled in the art can make various changes, modifications and additions or change the order between the steps after comprehending the spirit of the present invention.
The functional blocks shown in the above structural block diagrams may be implemented as hardware, software, firmware, or a combination thereof. When implemented in hardware, it may be, for example, an electronic Circuit, an Application Specific Integrated Circuit (ASIC), suitable firmware, plug-in, function card, or the like. When implemented in software, the elements of the invention are the programs or code segments used to perform the required tasks. The program or code segments may be stored in a machine-readable medium or transmitted by a data signal carried in a carrier wave over a transmission medium or a communication link. A "machine-readable medium" may include any medium that can store or transfer information. Examples of a machine-readable medium include electronic circuits, semiconductor memory devices, ROM, flash memory, Erasable ROM (EROM), floppy disks, CD-ROMs, optical disks, hard disks, fiber optic media, Radio Frequency (RF) links, and so forth. The code segments may be downloaded via computer networks such as the internet, intranet, etc.
It should also be noted that the exemplary embodiments mentioned in this patent describe some methods or systems based on a series of steps or devices. However, the present invention is not limited to the order of the above-described steps, that is, the steps may be performed in the order mentioned in the embodiments, may be performed in an order different from the order in the embodiments, or may be performed simultaneously.
Aspects of the present disclosure are described above with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the disclosure. It will be understood that each block of the flowchart illustrations and/or block diagrams, and combinations of blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, enable the implementation of the functions/acts specified in the flowchart and/or block diagram block or blocks. Such a processor may be, but is not limited to, a general purpose processor, a special purpose processor, an application specific processor, or a field programmable logic circuit. It will also be understood that each block of the block diagrams and/or flowchart illustration, and combinations of blocks in the block diagrams and/or flowchart illustration, can be implemented by special purpose hardware for performing the specified functions or acts, or combinations of special purpose hardware and computer instructions.
The present invention is not limited to the above preferred embodiments, and any modifications, equivalent substitutions, improvements, etc. within the spirit and principle of the present invention should be included in the scope of the present invention.

Claims (10)

1. A method of clearing, applied to a clearing account corresponding to a plurality of buyers, the method comprising:
acquiring a clearing request of a target account;
clearing a plurality of buyers in the target account according to a preset rule of the target account, wherein the preset rule comprises a clearing rule formed according to the amount proportion of the buyers in the target account;
and when the clearing result is consistent with the current result in the target account, finishing clearing.
2. The method of claim 1, further comprising:
and when the clearing result is inconsistent with the current result in the target account, setting the target account as an in-doubt account.
3. The method of claim 2, further comprising:
and feeding back the in-doubt account to a background for manual clearing.
4. The method according to claim 1, wherein the preset rules include a clearing rule formed according to a ratio of the amounts of the plurality of buyers in the target account, and specifically include:
acquiring the amount proportion of a plurality of target accounts of the buyers on the previous day in the target account;
setting a plurality of one-to-one corresponding clearing coefficients for the plurality of buyers according to the amount proportion;
and generating a clearing rule for clearing the plurality of buyers in the target account according to the clearing coefficient.
5. The method according to claim 1, wherein completing clearing when the clearing result is consistent with the current result in the target account comprises:
and when the multi-head position holding amount, the empty-head position holding amount and the transaction amount cleared by the plurality of accounts in the target account are consistent with the current result, clearing is finished.
6. A clearing apparatus for use with a plurality of buyers in a clearing account, the apparatus comprising:
the acquisition module is used for acquiring a clearing request of the target account;
the clearing module is used for clearing the plurality of buyers in the target account according to preset rules of the target account, wherein the preset rules comprise clearing rules formed according to the amount proportions of the plurality of buyers in the target account;
and the checking module is used for finishing clearing when the clearing result is consistent with the current result in the target account.
7. The apparatus of claim 6, further comprising:
and the setting module is used for setting the target account as an in-doubt account when the clearing result is inconsistent with the current result in the target account.
8. The apparatus of claim 6, further comprising:
and the feedback module is used for feeding back the doubt account to a background for manual clearing.
9. A clearing apparatus, characterized in that the apparatus comprises: a processor, and a memory storing computer program instructions; the processor reads and executes the computer program instructions to implement the clearing method according to any one of claims 1-5.
10. A computer storage medium having computer program instructions stored thereon which, when executed by a processor, implement the clearing method of any one of claims 1-5.
CN202110773360.5A 2021-07-08 2021-07-08 Clearing method, device, equipment and computer storage medium Pending CN113628054A (en)

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Citations (5)

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Publication number Priority date Publication date Assignee Title
CN103413216A (en) * 2013-05-16 2013-11-27 深圳市淘淘谷信息技术有限公司 Multi-account management payment method
KR101418845B1 (en) * 2013-01-07 2014-07-11 신영증권(주) Risk management based securities transaction apparatus and method
JP2020067805A (en) * 2018-10-24 2020-04-30 株式会社 みずほ銀行 Adjustment system and adjustment method
CN111833058A (en) * 2020-07-01 2020-10-27 中国建设银行股份有限公司 Payment management method and device
CN111932255A (en) * 2020-08-12 2020-11-13 中国工商银行股份有限公司 Method and device for realizing transaction reconciliation based on cryptocurrency

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101418845B1 (en) * 2013-01-07 2014-07-11 신영증권(주) Risk management based securities transaction apparatus and method
CN103413216A (en) * 2013-05-16 2013-11-27 深圳市淘淘谷信息技术有限公司 Multi-account management payment method
JP2020067805A (en) * 2018-10-24 2020-04-30 株式会社 みずほ銀行 Adjustment system and adjustment method
CN111833058A (en) * 2020-07-01 2020-10-27 中国建设银行股份有限公司 Payment management method and device
CN111932255A (en) * 2020-08-12 2020-11-13 中国工商银行股份有限公司 Method and device for realizing transaction reconciliation based on cryptocurrency

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