CN113611058A - Convenient payment method for public transport, related device and computer storage medium - Google Patents

Convenient payment method for public transport, related device and computer storage medium Download PDF

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Publication number
CN113611058A
CN113611058A CN202110851636.7A CN202110851636A CN113611058A CN 113611058 A CN113611058 A CN 113611058A CN 202110851636 A CN202110851636 A CN 202110851636A CN 113611058 A CN113611058 A CN 113611058A
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China
Prior art keywords
user
identity information
information
payment
unit
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Granted
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CN202110851636.7A
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Chinese (zh)
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CN113611058B (en
Inventor
李旋
刘沁
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Bank of China Ltd
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Bank of China Ltd
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Priority to CN202110851636.7A priority Critical patent/CN113611058B/en
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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07GREGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00Cash registers
    • G07G1/12Cash registers electronically operated
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00Individual registration on entry or exit
    • G07C9/30Individual registration on entry or exit not involving the use of a pass
    • G07C9/32Individual registration on entry or exit not involving the use of a pass in combination with an identity check
    • G07C9/37Individual registration on entry or exit not involving the use of a pass in combination with an identity check using biometric data, e.g. fingerprints, iris scans or voice recognition
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data

Abstract

The application provides a convenient payment method for public transport, a related device and a computer storage medium, wherein the method comprises the following steps: when a user takes a car, acquiring first identity information of the user; wherein, the first identity information comprises at least one of face information, iris information and living fingerprint; verifying the first identity information and uploading the first identity information to a starting point of the vehicle; if the first identity information is successfully verified, opening the access control; when the user gets off the vehicle, second identity information of the user is obtained; the second identity information comprises at least one of face information, iris information and live fingerprints; verifying the second identity information and uploading the second identity information to a bus terminal; if the second identity information is successfully verified, opening the access control; determining the consumption amount of the riding of the current time according to the riding starting point and the riding terminal point; and if the user sets the small amount of secret-free payment, the consumption amount is automatically deducted from the account of the user. Therefore, the purpose of improving the convenience of riding the bus for the user is achieved.

Description

Convenient payment method for public transport, related device and computer storage medium
Technical Field
The present application relates to the field of public transportation technologies, and in particular, to a convenient payment method for public transportation, a related device, and a computer storage medium.
Background
Daily public transport includes public transport, subway, etc., and this kind of public transport usually purchases the ticket payment through two kinds of modes, firstly the public transit card of entity, subway card, interim card, secondly the two-dimensional code or the code of taking a bus of the corresponding traffic Application (APP) on the cell-phone.
However, different cities or different types of public transport vehicles usually adopt different entity cards or two-dimensional codes, and customers need to purchase traffic cards of multiple cities or download multiple traffic APPs or pay attention to multiple public traffic numbers, and switch different two-dimensional codes when in use. When the mobile phone is shut down without a physical card or when a new city is temporarily transferred, the mobile phone needs to go to a service desk to queue for cash transaction, and when the mobile phone is used in a traffic transfer station with large traffic, the mobile phone needs to queue for a long time, the current cash use scenes are less and less, and the embarrassment is realized when the mobile phone is not used in the country. Under the conditions of advocating green travel and frequent use of public transport, the friendliness and the convenience are not ideal.
Disclosure of Invention
In view of this, the present application provides a convenient payment method for public transportation, a related apparatus and a computer storage medium, which can greatly improve the convenience of a user in riding public transportation.
The application provides a convenient payment method for public transport in a first aspect, which comprises the following steps:
when a user takes a car, acquiring first identity information of the user; wherein the first identity information comprises at least one of face information, iris information and live fingerprints;
verifying the first identity information and uploading the first identity information to a vehicle starting point;
if the first identity information is successfully verified, opening the access control;
when the user gets off the vehicle, second identity information of the user is obtained; wherein the second identity information comprises at least one of face information, iris information and live fingerprints;
verifying the second identity information and uploading the second identity information to a bus terminal;
if the second identity information is successfully verified, opening the access control;
determining the consumption amount of the current riding according to the riding starting point and the riding terminal point;
and if the user sets the small amount of secret-free payment, automatically deducting the consumption amount from the account of the user.
Optionally, the convenient payment method for public transportation further includes:
and if the user does not set the small amount secret-free payment, sending a short message to remind the user to pay within the limited time.
Optionally, if the first identity information is successfully verified, after the door access is opened, the method further includes:
sending a verification short message to the user; the verification short message user verifies whether the user himself takes a car or not to the user;
receiving feedback information of the user aiming at the verification short message; the feedback information indicates whether the user himself takes a car or not;
and if the feedback information indicates that the user does not take the bus by himself, freezing the mobile phone bank of the user by one key.
Optionally, if the feedback information indicates that the user does not take the bus himself, after freezing the mobile phone bank of the user by one key, the method further includes:
receiving a one-key unlocking instruction; the one-key unlocking instruction is generated by the user through the operation of a mobile phone bank;
and unlocking the mobile phone bank of the user.
Optionally, the convenient payment method for public transportation further includes:
receiving a historical riding record query instruction; the historical riding record query instruction is generated by the user operating a riding record through a mobile phone bank;
and inquiring the historical riding record of the user.
The application provides in a second aspect a convenient payment device for public transportation, including:
a first acquisition unit configured to acquire first identity information of a user when the user takes a car; wherein the first identity information comprises at least one of face information, iris information and live fingerprints;
the first verification unit is used for verifying the first identity information and uploading the first identity information to a vehicle starting point;
the first control unit is used for opening the entrance guard if the first identity information is successfully verified;
the second obtaining unit is used for obtaining second identity information of the user when the user gets off the vehicle; wherein the second identity information comprises at least one of face information, iris information and live fingerprints;
the second verification unit is used for verifying the second identity information and uploading the second identity information to a bus terminal;
the second control unit is used for opening the access control if the second identity information is successfully verified;
the determining unit is used for determining the consumption amount of the current bus according to the bus starting point and the bus ending point;
and the deduction unit is used for automatically deducting the consumption amount from the account of the user if the user sets the small-amount password-free payment.
Optionally, the convenient payment device for public transportation further includes:
and the first sending unit is used for sending a short message to remind the user of paying within a limited time if the user does not set the small amount of secret-free payment.
Optionally, the convenient payment device for public transportation further includes:
a second sending unit, configured to send a verification short message to the user; wherein the verifying short credit user verifies to the user whether the user himself takes a car;
the first receiving unit is used for receiving feedback information of the user aiming at the verification short message; the feedback information indicates whether the user himself takes a car or not;
and the freezing unit is used for freezing the mobile phone bank of the user by one key if the feedback information indicates that the user does not take the bus by himself.
Optionally, the convenient payment device for public transportation further includes:
the second receiving unit is used for receiving a one-key unlocking instruction; the one-key unlocking instruction is generated by the user through the operation of a mobile phone bank;
and the unlocking unit is used for unlocking the mobile phone bank of the user.
Optionally, the convenient payment device for public transportation further includes:
the third receiving unit is used for receiving a historical riding record query instruction; the historical riding record query instruction is generated by the user operating a riding record through a mobile phone bank;
and inquiring the historical riding record of the user.
A third aspect of the present application provides an electronic device comprising:
one or more processors;
a storage device having one or more programs stored thereon;
the one or more programs, when executed by the one or more processors, cause the one or more processors to implement a method for facilitating payment of public transportation as recited in any one of the first aspects.
A fourth aspect of the present application provides a computer storage medium having a computer program stored thereon, wherein the computer program, when executed by a processor, implements a method for facilitating payment of public transportation according to any one of the first aspects.
According to the scheme, the convenient payment method for public transportation, the related device and the computer storage medium are provided, and the convenient payment method for public transportation comprises the following steps: when a user takes a car, acquiring first identity information of the user; wherein the first identity information comprises at least one of face information, iris information and live fingerprints; verifying the first identity information and uploading the first identity information to a vehicle starting point; if the first identity information is successfully verified, opening the access control; when the user gets off the vehicle, second identity information of the user is obtained; wherein the second identity information comprises at least one of face information, iris information and live fingerprints; verifying the second identity information and uploading the second identity information to a bus terminal; if the second identity information is successfully verified, opening the access control; determining the consumption amount of the current bus according to the bus starting point and the bus terminal point; and if the user sets the small amount of secret-free payment, automatically deducting the consumption amount from the account of the user. The user does not need to operate in the riding process, and therefore the purpose of improving riding convenience of the user is achieved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the provided drawings without creative efforts.
Fig. 1 is a specific flowchart of a convenient payment method for public transportation according to an embodiment of the present disclosure;
FIG. 2 is a flow chart of a method for verifying a user's identity according to another embodiment of the present application;
fig. 3 is a schematic view of a convenient payment device for public transportation according to another embodiment of the present application;
fig. 4 is a schematic view of a portable payment device for public transportation according to another embodiment of the present application;
fig. 5 is a schematic diagram of an electronic device for implementing a convenient payment method for public transportation according to another embodiment of the present application.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
It should be noted that the terms "first", "second", and the like, referred to in this application, are only used for distinguishing different devices, modules or units, and are not used for limiting the order or interdependence of functions performed by these devices, modules or units, but the terms "include", or any other variation thereof are intended to cover a non-exclusive inclusion, so that a process, method, article, or apparatus that includes a series of elements does not include only those elements, but also includes other elements that are not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
The embodiment of the application provides a convenient payment method for public transport, which specifically comprises the following steps as shown in fig. 1:
s101, when the user takes a car, first identity information of the user is obtained.
Wherein the first identity information comprises at least one of face information, iris information and live fingerprints.
It is noted that the structure of the human eye is composed of parts of the sclera, iris, pupil lens, retina, etc. The iris is an annular segment between the black pupil and the white sclera containing many details characteristic of interlaced spots, filaments, crowns, stripes, crypts, etc. And the iris will remain unchanged throughout life span after it is formed during the fetal development stage. These features determine the uniqueness of the iris features and also the uniqueness of the identification. Therefore, the iris characteristics (information) of the eyes can be used as an identification target for each person.
The fingerprint is a convex and concave texture on the skin on the front face of the tail end of a finger, although the fingerprint is only a small part of the skin of a human body, the fingerprint contains a large amount of information, the textures are different in patterns, break points and intersection points, the textures are called as 'features' in information processing, the features are proved to be different for each finger in medicine and have uniqueness and permanence, so that a person can be corresponding to the fingerprint, and the real identity of the person can be verified by comparing the fingerprint features of the person with the fingerprint features stored in advance. Thus, the above-mentioned characteristics of fingerprints become the most important evidence for identifying identity. The fingerprint authentication has the characteristics of convenience, rapidness, accuracy and the like. The living fingerprint identification technology is based on fingerprint identification and capacitance sensing, electronic signals can sense biological characteristics of an identification object, identify the temperature of skin, capacitance value of human skin and the like, and only identify the living fingerprint.
Firstly, judging whether a human face exists in the input human face image or video stream, and if the human face exists, further giving the position and the size of each face and the position information of each main facial organ. And further extracting the identity characteristics (namely the face information) contained in each face according to the information, and comparing the identity characteristics with the known face information so as to identify the identity corresponding to each face information.
In the practical application process of the application, if taking a subway, a hardware module (identity recognition device) can be installed at the entrance of the subway and comprises at least one of a face recognition camera, an iris recognition camera and a fingerprint recognition sensor.
And S102, verifying the first identity information and uploading the first identity information to a vehicle starting point.
It should be noted that the user needs to perform function signing at any national branch of the bank in advance, sign various traffic operators in all accessed cities, input information such as personal information, face information, iris information and living fingerprints, and bind a payment bank card, and can select to set up small-amount privacy-free payment, or not set up small-amount privacy-free payment, which is not limited herein.
It should be further noted that, when the user signs a contract, a face recognition camera, an iris recognition camera and a fingerprint recognition sensor are required to be equipped at the signing point.
Moreover, after the user signs a contract for the first time at the website, the user can subsequently perform subscription maintenance and new expansion of the contract operator through a mobile phone bank without running the website of the bank frequently.
It can be understood that the entered personal information, face information, iris information, living fingerprint and other information can be stored in a storage module, and the storage module is also used for storing the information of the starting point and the ending point of the bus when the user takes a bus. Moreover, in order to secure the personal information, the stored information needs to be encrypted during the storage process.
S103, if the first identity information is verified successfully, opening the entrance guard.
Optionally, in another embodiment of the present application, an implementation manner after step S103, as shown in fig. 2, further includes:
s201, sending a verification short message to a user.
And verifying whether the short message user checks whether the user himself takes the vehicle or not to the user.
S202, receiving feedback information of the user aiming at the verification short message.
Wherein the feedback information indicates whether the user himself takes the car.
And S203, if the feedback information shows that the user does not take the bus by himself, freezing the mobile phone bank of the user by one key.
Optionally, in another embodiment of the application, after the mobile phone bank of the user is frozen by one key, the user may perform an unlocking operation on the frozen mobile phone bank at any time, and the user may perform an operation through the mobile phone bank, so that after receiving the one-key unlocking instruction, the mobile phone bank of the user is unlocked.
The one-key unlocking instruction is generated by the operation of a user through a mobile phone bank.
And S104, when the user gets off the vehicle, acquiring second identity information of the user.
Wherein the second identity information comprises at least one of face information, iris information and live fingerprints.
It should be noted that the type of the second identity information obtained from the user may be different from the first identity information of the user collected when the user gets on the vehicle. Possibly, the user adopts different verification modes, such as fingerprint identification adopted during riding and face identification adopted during riding; it is also possible that the subway station at the starting point of the ride of the user is only equipped with face recognition, so that the user adopts face recognition when riding, and the subway station at the terminal point of the ride of the user is equipped with fingerprint recognition, and the user adopts fingerprint recognition.
And S105, verifying the second identity information and uploading the second identity information to a bus terminal.
And S106, if the second identity information is successfully verified, opening the access control.
And S107, determining the consumption amount of the current bus according to the bus starting point and the bus ending point.
It should be noted that, but not limited to, the system can interface with the trip pricing management system of the operator in real time; the riding cost is calculated by the way of importing and updating the trip pricing ledger, and the like, which is not limited herein.
And S108, if the user sets the small amount of secret-free payment, automatically deducting the consumption amount from the account of the user.
Optionally, in another embodiment of the present application, if the user does not set the small amount of privacy-exempt payment, a short message may be sent to remind the user to pay within a limited time. If the user does not pay within the limited time, the user can be taken out by telephone, or the payment can be directly deducted from the account of the user, which is not limited herein. And partial credit points of the user can be deducted, and the user can be limited to take a ride or generate more consumption when taking the ride when the credit points are insufficient, for example: the user with good credit takes a car for 5 yuan, and the user with poor credit takes a car for 6 yuan; or give the credit-good user an appropriate discount, such as a 5-yuan ticket price, a 4.95-yuan credit-good user, etc., which is not limited herein.
Optionally, in another embodiment of the present application, an implementation manner of a convenient payment method for public transportation further includes:
and receiving a historical riding record query instruction, and querying the historical riding record of the user.
The historical riding record query instruction is generated by the user operating the riding record through a mobile phone bank.
According to the scheme, the convenient payment method for the public transport comprises the following steps: when a user takes a car, acquiring first identity information of the user; wherein the first identity information comprises at least one of face information, iris information and live fingerprints; verifying the first identity information and uploading the first identity information to a starting point of the vehicle; if the first identity information is successfully verified, opening the access control; when the user gets off the vehicle, second identity information of the user is obtained; the second identity information comprises at least one of face information, iris information and live fingerprints; verifying the second identity information and uploading the second identity information to a bus terminal; if the second identity information is successfully verified, opening the access control; determining the consumption amount of the current riding according to the riding starting point and the riding ending point; and if the user sets the small amount of secret-free payment, the consumption amount is automatically deducted from the account of the user. The user does not need to operate in the riding process, and therefore the purpose of improving riding convenience of the user is achieved.
In another embodiment of the present application, there is provided a portable payment device for public transportation, as shown in fig. 3, including:
a first obtaining unit 301, configured to obtain first identity information of the user when the user is riding a car.
Wherein the first identity information comprises at least one of face information, iris information and live fingerprints.
And a first verification unit 302, configured to verify the first identity information and upload the first identity information to the vehicle starting point.
The first control unit 303 is configured to open the access control device if the first identity information is successfully verified.
A second obtaining unit 304, configured to obtain second identity information of the user when the user gets off the vehicle.
Wherein the second identity information comprises at least one of face information, iris information and live fingerprints.
And a second verification unit 305, configured to verify the second identity information and upload the second identity information to the vehicle terminal.
And the second control unit 306 is configured to open the access control if the second identity information is successfully verified.
The determining unit 307 is configured to determine the amount of money consumed by the current ride according to the start point and the end point of the ride.
And the deduction unit 308 is used for deducting the consumption amount from the account of the user automatically if the user sets the small amount secret-free payment.
For a specific working process of the unit disclosed in the above embodiment of the present application, reference may be made to the content of the corresponding method embodiment, as shown in fig. 1, which is not described herein again.
Optionally, in another embodiment of the present application, an implementation manner of a convenient payment device for public transportation further includes:
and the first sending unit is used for sending a short message to remind the user of paying within the limited time if the user does not set the small amount secret-free payment.
For specific working processes of the units disclosed in the above embodiments of the present application, reference may be made to the contents of the corresponding method embodiments, which are not described herein again.
Optionally, in another embodiment of the present application, an implementation manner of the portable payment device for public transportation, as shown in fig. 4, further includes:
a second sending unit 401, configured to send an authentication short message to the user.
And verifying whether the short message user checks whether the user himself takes the vehicle or not to the user.
A first receiving unit 402, configured to receive feedback information of the user for the verification short message.
Wherein the feedback information indicates whether the user himself takes the car.
And a freezing unit 403, configured to freeze the bank of the mobile phone of the user by one key if the feedback information indicates that the user does not take the car by himself.
For a specific working process of the unit disclosed in the above embodiment of the present application, reference may be made to the content of the corresponding method embodiment, as shown in fig. 2, which is not described herein again.
Optionally, in another embodiment of the present application, an implementation manner of a convenient payment device for public transportation further includes:
and the second receiving unit is used for receiving a one-key unlocking instruction.
The one-key unlocking instruction is generated by the operation of a user through a mobile phone bank.
And the unlocking unit is used for unlocking the mobile phone bank of the user.
For specific working processes of the units disclosed in the above embodiments of the present application, reference may be made to the contents of the corresponding method embodiments, which are not described herein again.
Optionally, in another embodiment of the present application, an implementation manner of a convenient payment device for public transportation further includes:
and the third receiving unit is used for receiving the historical riding record inquiry command.
The historical riding record query instruction is generated by the user operating the riding record through a mobile phone bank.
And inquiring the historical riding record of the user.
For specific working processes of the units disclosed in the above embodiments of the present application, reference may be made to the contents of the corresponding method embodiments, which are not described herein again.
According to the scheme, the convenient payment device for public transport provided by the application comprises the following components: the first obtaining unit 301 obtains first identity information of the user when the user takes a car; wherein, the first identity information comprises at least one of face information, iris information and living fingerprint; the first authentication unit 302 authenticates the first identity information and uploads the first identity information to the starting point of the vehicle; if the first identity information is successfully verified, the first control unit 303 opens the door access; the second obtaining unit 304 obtains second identity information of the user when the user gets off the vehicle; the second identity information comprises at least one of face information, iris information and live fingerprints; the second verification unit 305 verifies the second identity information and uploads the second identity information to the vehicle terminal; if the second identity information is successfully verified, the second control unit 306 opens the door access; the determining unit 307 determines the consumption amount of the current bus according to the bus starting point and the bus ending point; if the user sets up a small amount of passless payment, the deduction unit 308 automatically deducts the amount of the consumption from the user's account. The user does not need to operate in the riding process, and therefore the purpose of improving riding convenience of the user is achieved.
Another embodiment of the present application provides an electronic device, as shown in fig. 5, including:
one or more processors 501.
A storage device 502 on which one or more programs are stored.
The one or more programs, when executed by the one or more processors 501, cause the one or more processors 501 to implement the method for convenient payment of public transportation as described in any of the above embodiments.
Another embodiment of the present application provides a computer storage medium having a computer program stored thereon, wherein the computer program when executed by a processor implements the method for facilitating payment for public transportation as described in any one of the above embodiments.
In the above embodiments disclosed in the present application, it should be understood that the disclosed apparatus and method may be implemented in other ways. The apparatus and method embodiments described above are illustrative only, as the flowcharts and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of apparatus, methods and computer program products according to various embodiments of the present disclosure. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams and/or flowchart illustration, and combinations of blocks in the block diagrams and/or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.
In addition, the functional modules in the embodiments of the present disclosure may be integrated together to form an independent part, or each module may exist separately, or two or more modules may be integrated to form an independent part. The functions, if implemented in the form of software functional modules and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present disclosure or parts thereof that substantially contribute to the prior art may be embodied in the form of a software product stored in a storage medium and including instructions for causing a computer device (which may be a personal computer, a live broadcast device, or a network device) to execute all or part of the steps of the method according to the embodiments of the present disclosure. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and the like.
Those skilled in the art can make or use the present application. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the application. Thus, the present application is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.

Claims (10)

1. A convenient payment method for public transportation is characterized by comprising the following steps:
when a user takes a car, acquiring first identity information of the user; wherein the first identity information comprises at least one of face information, iris information and live fingerprints;
verifying the first identity information and uploading the first identity information to a vehicle starting point;
if the first identity information is successfully verified, opening the access control;
when the user gets off the vehicle, second identity information of the user is obtained; wherein the second identity information comprises at least one of face information, iris information and live fingerprints;
verifying the second identity information and uploading the second identity information to a bus terminal;
if the second identity information is successfully verified, opening the access control;
determining the consumption amount of the current riding according to the riding starting point and the riding terminal point;
and if the user sets the small amount of secret-free payment, automatically deducting the consumption amount from the account of the user.
2. The method for facilitating payment of claim 1, further comprising:
and if the user does not set the small amount secret-free payment, sending a short message to remind the user to pay within the limited time.
3. The convenient payment method of claim 1, wherein if the first identity information is successfully verified, after opening the door access, further comprising:
sending a verification short message to the user; the verification short message user verifies whether the user is the user himself or not to the user;
receiving feedback information of the user aiming at the verification short message; the feedback information indicates whether the user himself takes a car or not;
and if the feedback information indicates that the user does not take the bus by himself, freezing the mobile phone bank of the user by one key.
4. The convenient payment method of claim 3, wherein if the feedback information indicates that the user does not take a car by himself, after freezing the mobile banking key of the user, the method further comprises:
receiving a one-key unlocking instruction; the one-key unlocking instruction is generated by the user through the operation of a mobile phone bank;
and unlocking the mobile phone bank of the user.
5. The method for facilitating payment of claim 1, further comprising:
receiving a historical riding record query instruction; the historical riding record query instruction is generated by the user operating a riding record through a mobile phone bank;
and inquiring the historical riding record of the user.
6. A portable payment device for public transportation, comprising:
a first acquisition unit configured to acquire first identity information of a user when the user takes a car; wherein the first identity information comprises at least one of face information, iris information and live fingerprints;
the first verification unit is used for verifying the first identity information and uploading the first identity information to a vehicle starting point;
the first control unit is used for opening the entrance guard if the first identity information is successfully verified;
the second obtaining unit is used for obtaining second identity information of the user when the user gets off the vehicle; wherein the second identity information comprises at least one of face information, iris information and live fingerprints;
the second verification unit is used for verifying the second identity information and uploading the second identity information to a bus terminal;
the second control unit is used for opening the access control if the second identity information is successfully verified;
the determining unit is used for determining the consumption amount of the current bus according to the bus starting point and the bus ending point;
and the deduction unit is used for automatically deducting the consumption amount from the account of the user if the user sets the small-amount password-free payment.
7. The portable payment device of claim 6, further comprising:
and the first sending unit is used for sending a short message to remind the user of paying within a limited time if the user does not set the small amount secret-free payment.
8. The portable payment device of claim 6, further comprising:
a second sending unit, configured to send a verification short message to the user; the verification short message user verifies whether the user is the user himself or not to the user;
the first receiving unit is used for receiving feedback information of the user aiming at the verification short message; the feedback information indicates whether the user himself takes a car or not;
and the freezing unit is used for freezing the mobile phone bank of the user by one key if the feedback information indicates that the user does not take the bus by himself.
9. An electronic device, comprising:
one or more processors;
a storage device having one or more programs stored thereon;
the one or more programs, when executed by the one or more processors, cause the one or more processors to implement the expedited payment method for mass transit of any of claims 1-5.
10. A computer storage medium, characterized in that a computer program is stored thereon, wherein the computer program, when being executed by a processor, implements a facilitated payment method for public transportation according to any one of claims 1 to 5.
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