CN113194419A - User locking method and system based on 5G message and face recognition - Google Patents
User locking method and system based on 5G message and face recognition Download PDFInfo
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- CN113194419A CN113194419A CN202110479416.6A CN202110479416A CN113194419A CN 113194419 A CN113194419 A CN 113194419A CN 202110479416 A CN202110479416 A CN 202110479416A CN 113194419 A CN113194419 A CN 113194419A
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/12—Messaging; Mailboxes; Announcements
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/354—Card activation or deactivation
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/30—Services specially adapted for particular environments, situations or purposes
- H04W4/35—Services specially adapted for particular environments, situations or purposes for the management of goods or merchandise
Abstract
The invention discloses a method and a system for blocking users based on 5G information and face recognition, which relate to the technical field of mobile interconnection, wherein the method comprises the following steps: receiving a user request in a 5G message of a client; acquiring front and back images of the card; the server identifies the front and back images of the card to obtain card information; sending the card information and the mobile phone number to a bank end of a bank to which the card belongs; the bank end locally inquires whether a user consistent with the sent card information and the mobile phone number exists; if the face identification request exists, the server sends a face identification request to the client; if the face recognition is passed, the server transfers the balance out or complements the request and sends the balance to the client when judging that the balance of the user account is not zero; account information for transferring or complementing the balance input by the client; and the bank end completes the card account according to the account information. The invention can realize the efficient and safe card sales based on the 5G information and the face recognition without inputting much user information by telephone or downloading the APP registration login of the mobile phone bank.
Description
Technical Field
The invention relates to the technical field of mobile interconnection, in particular to a method and a system for blocking users based on 5G messages and face recognition.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims. The description herein is not admitted to be prior art by inclusion in this section.
The current way of selling a customer card (credit card or debit card) is still very tedious, goes to a counter and needs to carry some certificates, which is time-consuming and labor-consuming. Or by telephone bank sales, a pile of customer information needs to be entered and the balance needs to be manually rolled out.
Disclosure of Invention
The embodiment of the invention provides a card user checking method based on 5G information and face recognition, which is used for efficiently and safely checking a card user and comprises the following steps:
receiving a user request in a 5G message of a client; acquiring front and back images of a card when a card user request is received; sending the front and back images of the card to a 5G message server through a 5G network;
the 5G message server performs OCR recognition on the front and back images of the card to obtain card information; sending the card information and the mobile phone number of the user to a bank end of a bank to which the card belongs;
the bank end of the bank to which the card belongs locally inquires whether a user consistent with the sent card information and the mobile phone number of the user exists; if yes, sending the query confirmation information to the 5G message server;
the 5G message server sends a face recognition request to the client when receiving the query confirmation information;
receiving a face recognition request in a 5G message of a client; when a face recognition request is received, face feature information of a user is obtained; sending the face feature information of the user to a bank end of a bank to which the card belongs;
the bank end of the bank to which the card belongs compares the sent face feature information with the face feature information of the user stored in advance, if the face feature information is consistent with the face feature information of the user stored in advance, the operation of the user is confirmed, and the account balance under the user name is inquired; sending the account balance to a 5G message server;
when the 5G message server judges that the account balance is not zero, the balance transfer-out or complement request is sent to the client;
the client receives account information of balance transfer or complement input by a user according to a balance transfer or complement request; the account information of which the balance is transferred out or complemented is sent to a bank end of a bank to which the card belongs;
and when the bank end of the bank to which the card belongs judges that the card is operated by the user himself, transferring out or complementing account information according to the balance to finish card sales.
The embodiment of the invention also provides a card user system based on 5G information and face recognition, which is used for carrying out card user efficiently and safely and comprises the following components:
the client is used for receiving a user locking request in the 5G message; acquiring front and back images of a card when a card user request is received; sending the front and back images of the card to a 5G message server through a 5G network; receiving a face recognition request in a 5G message; when a face recognition request is received, face feature information of a user is obtained; sending the face feature information of the user to a bank end of a bank to which the card belongs; receiving account information of balance transfer or complement input by a user according to a balance transfer or complement request; the account information of which the balance is transferred out or complemented is sent to a bank end of a bank to which the card belongs;
the 5G message server is used for performing OCR recognition on the front and back images of the card to obtain card information; sending the card information and the mobile phone number of the user to a bank end of a bank to which the card belongs; sending a face recognition request to a client when receiving the query confirmation information; when the account balance is judged not to be zero, a balance transfer-out or complement request is sent to the client;
the bank end is used for locally inquiring whether a user consistent with the sent card information and the mobile phone number of the user exists; if yes, sending the query confirmation information to the 5G message server; comparing the sent face feature information with face feature information of the user stored in advance, if the face feature information is consistent with the face feature information of the user stored in advance, confirming that the face feature information is the operation of the user, and inquiring account balance under the user name; sending the account balance to a 5G message server; and when the operation is judged to be the operation of the user, the card sales is completed according to the account information transferred out or complemented by the balance.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can be run on the processor, wherein when the processor executes the computer program, the user locking method based on the 5G message and the face recognition is realized.
An embodiment of the present invention further provides a computer-readable storage medium, where a computer program for executing the above-mentioned card user method based on 5G message and face recognition is stored in the computer-readable storage medium.
In the embodiment of the invention, compared with the technical scheme that in the prior art, the sales process is complicated because the sales plan based on 5G information and face recognition needs to go to a counter to sell or input a lot of information through a telephone, the sales plan comprises the following steps: receiving a user request in a 5G message of a client; acquiring front and back images of a card when a card user request is received; sending the front and back images of the card to a 5G message server through a 5G network; the 5G message server performs OCR recognition on the front and back images of the card to obtain card information; sending the card information and the mobile phone number of the user to a bank end of a bank to which the card belongs; the bank end of the bank to which the card belongs locally inquires whether a user consistent with the sent card information and the mobile phone number of the user exists; if yes, sending the query confirmation information to the 5G message server; the 5G message server sends a face recognition request to the client when receiving the query confirmation information; receiving a face recognition request in a 5G message of a client; when a face recognition request is received, face feature information of a user is obtained; sending the face feature information of the user to a bank end of a bank to which the card belongs; the bank end of the bank to which the card belongs compares the sent face feature information with the face feature information of the user stored in advance, if the face feature information is consistent with the face feature information of the user stored in advance, the operation of the user is confirmed, and the account balance under the user name is inquired; sending the account balance to a 5G message server; when the 5G message server judges that the account balance is not zero, the balance transfer-out or complement request is sent to the client; the client receives account information of balance transfer or complement input by a user according to a balance transfer or complement request; the account information of which the balance is transferred out or complemented is sent to a bank end of a bank to which the card belongs; when the bank end of the bank to which the card belongs judges that the card is operated by the user himself, the card sales is completed according to the account information transferred out or complemented by the balance, and the card sales can be efficiently and safely performed based on 5G information and face recognition without inputting much user information through a telephone or downloading mobile bank APP registration login.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
fig. 1 is a schematic flow diagram of a user locking method based on 5G message and face recognition in the embodiment of the present invention;
FIG. 2 is a schematic flow chart of a user-locking method based on 5G message and face recognition in another embodiment of the present invention;
FIG. 3 is a schematic structural diagram of a sub-user system based on 5G message and face recognition in the embodiment of the present invention;
FIG. 4 is a schematic structural diagram of a sub-user system based on 5G message and face recognition according to another embodiment of the present invention;
fig. 5 is a schematic structural diagram of a computer device in an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
The embodiment of the invention provides a card user blocking scheme based on 5G information and face recognition, the scheme adopts a face recognition mode in the 5G information to quickly block credit cards, the customer experience is improved, and the customer is prevented from being repudiated in a block chain mode. Specifically, the customer performs OCR recognition on a card of the seller in the 5G message, performs OCR recognition on the card to be collected and paid if the credit card has a deposit amount or a arrearage, performs face recognition for verification, completes balance transfer or arrearage payment and completes the seller. And a block chain is added into the record of the whole process to prevent the client from being repudiated. The credit card subscriber scheme based on 5G message and face recognition is described in detail below.
Fig. 1 is a schematic flow diagram of a card user method based on 5G message and face recognition in the embodiment of the present invention, as shown in fig. 1, the method includes the following steps:
step 101: receiving a user request in a 5G message of a client; acquiring front and back images of a card when a card user request is received; sending the front and back images of the card to a 5G message server through a 5G network;
step 102: the 5G message server performs OCR recognition on the front and back images of the card to obtain card information; sending the card information and the mobile phone number of the user to a bank end of a bank to which the card belongs;
step 103: the bank end of the bank to which the card belongs locally inquires whether a user consistent with the sent card information and the mobile phone number of the user exists; if yes, sending the query confirmation information to the 5G message server;
step 104: the 5G message server sends a face recognition request to the client when receiving the query confirmation information;
step 105: receiving a face recognition request in a 5G message of a client; when a face recognition request is received, face feature information of a user is obtained; sending the face feature information of the user to a bank end of a bank to which the card belongs;
step 106: the bank end of the bank to which the card belongs compares the sent face feature information with the face feature information of the user stored in advance, if the face feature information is consistent with the face feature information of the user stored in advance, the operation of the user is confirmed, and the account balance under the user name is inquired; sending the account balance to a 5G message server;
step 107: when the 5G message server judges that the account balance is not zero, the balance transfer-out or complement request is sent to the client;
step 108: the client receives account information of balance transfer or complement input by a user according to a balance transfer or complement request; the account information of which the balance is transferred out or complemented is sent to a bank end of a bank to which the card belongs;
step 109: and when the bank end of the bank to which the card belongs judges that the card is operated by the user himself, transferring out or complementing account information according to the balance to finish card sales.
The card user checking method based on the 5G message and the face recognition can realize efficient and safe card user checking based on the 5G message and the face recognition without inputting much user information through a telephone or downloading APP registration login of a mobile phone bank. The individual steps involved in the method are described in detail below.
First, the above steps 101 to 104 are introduced.
In specific implementation, the OCR recognition step comprises: the method comprises the steps that a client clicks a credit card sales account in a 5G message, the client is required to shoot the front side and the back side of a credit card and send the front side and the back side to a 5G message server, the 5G message server identifies the name of a bank, the card number, the due year and month, name pinyin and a three-bit safety code on the back side through OCR, after identification is completed, the information and a mobile phone number are sent to a corresponding bank background system, the bank background compares whether the card number, the due year and month, the name pinyin, the three-bit safety code on the back side and the client with the same mobile phone number are stored locally, if the client with the same number exists, the client returns to the 5G message server, and the step of enhancing verification through face identification is started.
As can be seen from the above, in one embodiment, the card information may include: bank name, card number, due year and month, name pinyin and a three-digit security code on the back.
Next, the above steps 105 to 106 are introduced.
In specific implementation, the face recognition and the verification enhancement step: the 5G message server returns to a 5G message front end (client) to request a client to perform face recognition, and a face recognition result is sent to a bank background (bank end) through the 5G message server, the bank background confirms that the client is operated by the client, inquires the account balance of the bank card under the name of the client, returns the account balance to the 5G message server, and enters a balance or arrearage processing step if the balance of the client is not 0; and if the balance of the customer is 0, entering a credit card subscriber selling step.
Third, next, the above steps 107 to 108 are introduced.
In specific implementation, the step of processing the balance or arrears is as follows: if the balance or the arrears exist, the customer is required to manually input an account card number of which the balance is transferred out or needs to be complemented, in order to ensure safety, the customer is required to input the account card number which is consistent with the line of the credit card of the seller and is the card of the customer, the account information received by the balance or the arrears is sent to a bank background (bank terminal) through a 5G message server, the bank background judges that the account receiving the balance or complementing the arrears is the account of the customer, the balance is transferred out or complemented, and the balance is returned to the 5G message server to enter the step of the credit card seller.
As can be seen from the above description, in an embodiment, as shown in fig. 2, the above credit card user method based on 5G message and face recognition may further include:
step 201: the 5G message server sends a customer-cancellation confirmation request to the client when the account balance is judged to be zero;
step 202: the client receives a customer cancellation confirmation instruction input by a user according to a customer cancellation confirmation request; and calling a card account cancelling interface of the bank to complete card account cancelling when the confirmation instruction is received.
The above steps 201 and 202 are another branch after step 106, and may be in parallel relation with steps 107 to 109.
Fourth, next, the above step 109 is described.
In the specific implementation, the credit card user selling step comprises: and calling the function of the account seller of the bank through the 5G message server to finish the account seller and returning the message to the client.
Fifth, next, the preferred steps are described.
In an embodiment, the above credit card user method based on 5G message and face recognition may further include: the bank end adds the block ordering result to the block chain.
In specific implementation, the result of the card account is added into the block chain, so that the safety of the card account is improved. The block chain can be a block chain network formed by bank ends of different banks, and also can be a block chain network formed by a plurality of bank ends of a bank to which the credit card belongs. In addition, the method provided by the embodiment of the invention can be applied to the seller processing of credit cards or debit cards and the like.
To sum up, the user locking method based on 5G message and face recognition provided by the embodiment of the present invention realizes: the credit card is checked through the 5G message, and the process is simple; by using the face recognition technology, the operation of the client is guaranteed, manual input of the client is not needed, the flow is simplified, and the efficiency of sales processing is improved; and the transaction enters a block chain to ensure safety.
The embodiment of the invention also provides a card user system based on 5G message and face recognition, which is described in the following embodiment. Because the principle of solving the problems of the system is similar to the card user method based on the 5G message and the face recognition, the implementation of the system can refer to the implementation of the card user method based on the 5G message and the face recognition, and repeated parts are not described again.
Fig. 3 is a schematic structural diagram of a sub-user system based on 5G message and face recognition in the embodiment of the present invention, as shown in fig. 3, the system includes:
the client 01 is used for receiving a user locking request in a 5G message; acquiring front and back images of a card when a card user request is received; sending the front and back images of the card to a 5G message server through a 5G network; receiving a face recognition request in a 5G message; when a face recognition request is received, face feature information of a user is obtained; sending the face feature information of the user to a bank end of a bank to which the card belongs; receiving account information of balance transfer or complement input by a user according to a balance transfer or complement request; the account information of which the balance is transferred out or complemented is sent to a bank end of a bank to which the card belongs;
the 5G message server 02 is used for performing OCR recognition on the front and back images of the card to obtain card information; sending the card information and the mobile phone number of the user to a bank end of a bank to which the card belongs; sending a face recognition request to a client when receiving the query confirmation information; when the account balance is judged not to be zero, a balance transfer-out or complement request is sent to the client;
the bank terminal 03 is used for locally inquiring whether a user consistent with the sent card information and the mobile phone number of the user exists; if yes, sending the query confirmation information to the 5G message server; comparing the sent face feature information with face feature information of the user stored in advance, if the face feature information is consistent with the face feature information of the user stored in advance, confirming that the face feature information is the operation of the user, and inquiring account balance under the user name; sending the account balance to a 5G message server; and when the operation is judged to be the operation of the user, the card sales is completed according to the account information transferred out or complemented by the balance.
In specific implementation, a schematic structural diagram of a sub-user system based on 5G messages and face recognition in another embodiment of the present invention is shown in fig. 4.
In one embodiment, the 5G message server is further configured to send a customer-cancellation confirmation request to the client when the account balance is determined to be zero;
the client is also used for receiving a customer cancellation confirmation instruction input by the user according to the customer cancellation confirmation request; and calling a card account cancelling interface of the bank to complete card account cancelling when the confirmation instruction is received.
In one embodiment, the bank end is also used to add the block user result to the block chain.
In one embodiment, the card information may include: bank name, card number, due year and month, name pinyin and a three-digit security code on the back.
An embodiment of the present invention further provides a computer device, as shown in fig. 5, which includes a memory 302, a processor 304, and a computer program stored in the memory and executable on the processor, and when the processor executes the computer program, the processor implements any of the receiver circuits and the operation method of the terminal described above.
In particular, the computer device may be a computer terminal, a server or a similar computing device.
An embodiment of the present invention further provides a computer-readable storage medium, which stores a computer program for executing any of the above-mentioned receiver circuits and operating methods of a terminal.
In particular, computer-readable storage media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer-readable storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable storage medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
In the embodiment of the invention, compared with the technical scheme that in the prior art, the sales process is complicated because the sales plan based on 5G information and face recognition needs to go to a counter to sell or input a lot of information through a telephone, the sales plan comprises the following steps: receiving a user request in a 5G message of a client; acquiring front and back images of a card when a card user request is received; sending the front and back images of the card to a 5G message server through a 5G network; the 5G message server performs OCR recognition on the front and back images of the card to obtain card information; sending the card information and the mobile phone number of the user to a bank end of a bank to which the card belongs; the bank end of the bank to which the card belongs locally inquires whether a user consistent with the sent card information and the mobile phone number of the user exists; if yes, sending the query confirmation information to the 5G message server; the 5G message server sends a face recognition request to the client when receiving the query confirmation information; receiving a face recognition request in a 5G message of a client; when a face recognition request is received, face feature information of a user is obtained; sending the face feature information of the user to a bank end of a bank to which the card belongs; the bank end of the bank to which the card belongs compares the sent face feature information with the face feature information of the user stored in advance, if the face feature information is consistent with the face feature information of the user stored in advance, the operation of the user is confirmed, and the account balance under the user name is inquired; sending the account balance to a 5G message server; when the 5G message server judges that the account balance is not zero, the balance transfer-out or complement request is sent to the client; the client receives account information of balance transfer or complement input by a user according to a balance transfer or complement request; the account information of which the balance is transferred out or complemented is sent to a bank end of a bank to which the card belongs; when the bank end of the bank to which the card belongs judges that the card is operated by the user himself, the card sales is completed according to the account information transferred out or complemented by the balance, and the card sales can be efficiently and safely performed based on 5G information and face recognition without inputting much user information through a telephone or downloading mobile bank APP registration login.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.
Claims (10)
1. A card user method based on 5G message and face recognition is characterized by comprising the following steps:
receiving a user request in a 5G message of a client; acquiring front and back images of a card when a card user request is received; sending the front and back images of the card to a 5G message server through a 5G network;
the 5G message server performs OCR recognition on the front and back images of the card to obtain card information; sending the card information and the mobile phone number of the user to a bank end of a bank to which the card belongs;
the bank end of the bank to which the card belongs locally inquires whether a user consistent with the sent card information and the mobile phone number of the user exists; if yes, sending the query confirmation information to the 5G message server;
the 5G message server sends a face recognition request to the client when receiving the query confirmation information;
receiving a face recognition request in a 5G message of a client; when a face recognition request is received, face feature information of a user is obtained; sending the face feature information of the user to a bank end of a bank to which the card belongs;
the bank end of the bank to which the card belongs compares the sent face feature information with the face feature information of the user stored in advance, if the face feature information is consistent with the face feature information of the user stored in advance, the operation of the user is confirmed, and the account balance under the user name is inquired; sending the account balance to a 5G message server;
when the 5G message server judges that the account balance is not zero, the balance transfer-out or complement request is sent to the client;
the client receives account information of balance transfer or complement input by a user according to a balance transfer or complement request; the account information of which the balance is transferred out or complemented is sent to a bank end of a bank to which the card belongs;
and when the bank end of the bank to which the card belongs judges that the card is operated by the user himself, transferring out or complementing account information according to the balance to finish card sales.
2. The sub-user method based on 5G message and face recognition as claimed in claim 1, further comprising:
the 5G message server sends a customer-cancellation confirmation request to the client when the account balance is judged to be zero;
the client receives a customer cancellation confirmation instruction input by a user according to a customer cancellation confirmation request; and calling a card account cancelling interface of the bank to complete card account cancelling when the confirmation instruction is received.
3. The sub-user method based on 5G message and face recognition as claimed in claim 1, further comprising: the bank end adds the block ordering result to the block chain.
4. The card user method based on 5G message and face recognition according to claim 1, wherein the card information includes: bank name, card number, due year and month, name pinyin and a three-digit security code on the back.
5. A sub-user system based on 5G message and face recognition is characterized by comprising:
the client is used for receiving a user locking request in the 5G message; acquiring front and back images of a card when a card user request is received; sending the front and back images of the card to a 5G message server through a 5G network; receiving a face recognition request in a 5G message; when a face recognition request is received, face feature information of a user is obtained; sending the face feature information of the user to a bank end of a bank to which the card belongs; receiving account information of balance transfer or complement input by a user according to a balance transfer or complement request; the account information of which the balance is transferred out or complemented is sent to a bank end of a bank to which the card belongs;
the 5G message server is used for performing OCR recognition on the front and back images of the card to obtain card information; sending the card information and the mobile phone number of the user to a bank end of a bank to which the card belongs; sending a face recognition request to a client when receiving query confirmation information; when the account balance is judged not to be zero, a balance transfer-out or complement request is sent to the client;
the bank end is used for locally inquiring whether a user consistent with the sent card information and the mobile phone number of the user exists; if yes, sending the query confirmation information to the 5G message server; comparing the sent face feature information with face feature information of the user stored in advance, if the face feature information is consistent with the face feature information of the user stored in advance, confirming that the face feature information is the operation of the user, and inquiring account balance under the user name; sending the account balance to a 5G message server; and when the operation is judged to be the operation of the user, the card sales is completed according to the account information transferred out or complemented by the balance.
6. The bayonet user system based on 5G message and face recognition of claim 5, wherein the 5G message server is further configured to send a user-cancellation confirmation request to the client when the account balance is judged to be zero;
the client is also used for receiving a customer cancellation confirmation instruction input by the user according to the customer cancellation confirmation request; and calling a card account cancelling interface of the bank to complete card account cancelling when the confirmation instruction is received.
7. The bayonet user system based on 5G message and face recognition as recited in claim 5, wherein the bank end is further configured to add bayonet user results to the blockchain.
8. The card user system based on 5G message and face recognition of claim 5, wherein the card information comprises: bank name, card number, due year and month, name pinyin and a three-digit security code on the back.
9. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any one of claims 1 to 4 when executing the computer program.
10. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program for executing the method of any one of claims 1 to 4.
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