CN113192264A - Unlocking payment method and device for shared bicycle - Google Patents
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- G—PHYSICS
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- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/0042—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for hiring of objects
- G07F17/0057—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for hiring of objects for the hiring or rent of vehicles, e.g. cars, bicycles or wheelchairs
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/349—Rechargeable cards
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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Abstract
The invention discloses a method and a device for unlocking and paying shared bicycle, relating to the technical field of artificial intelligence, wherein the method comprises the following steps: acquiring first user face information, corresponding first user expression information and corresponding bank card information and sending the first user face information, the corresponding first user expression information and the corresponding bank card information to a bank background corresponding to the bank card information; receiving a comparison result fed back by a bank background according to the first user face information, the corresponding first user expression information and the corresponding bank card information; according to the comparison result, marking the account corresponding to the bank card information as a withholding account; acquiring second user face information and corresponding first user expression information; comparing the second user face information with the first user face information; according to the comparison result, performing intention identification on the second user expression information; and carrying out unlocking payment of the shared bicycle according to the result of the intention identification and the withholding account. The invention can improve convenience and enhance the experience of customers on the basis of safety.
Description
Technical Field
The invention relates to the technical field of artificial intelligence, in particular to a method and a device for unlocking and paying shared bicycle.
Background
In recent years, traveling using a shared bicycle has become a new traveling mode for Chinese. Shared bicycles of various brands such as Mobai can be seen everywhere on the streets of various cities in China. The shared bicycle has the advantages of environmental protection, energy conservation, emission reduction, convenience, rapidness and the like, is deeply favored by citizens and is greatly supported by the government.
The public transportation such as sharing bicycle is increasingly popularized and popularized. When the sharing bicycle is used, a mobile phone is required to be used for scanning a code to unlock, and after a journey is finished, a bill is required to be paid manually or secret-free payment is required to be set. Under the conditions of severe cold weather, time driving by customers and the like, the method is lack of convenience and poor in customer experience.
Accordingly, there is a need for a shared bicycle unlock payment scheme that can overcome the above-mentioned problems.
Disclosure of Invention
The embodiment of the invention provides a sharing bicycle unlocking payment method, which is used for improving convenience and customer experience on the basis of safety and comprises the following steps:
acquiring first user face information, corresponding first user expression information and corresponding bank card information; sending the first user face information, the corresponding first user expression information and the corresponding bank card information to a bank background corresponding to the bank card information; receiving a comparison result fed back by a bank background according to the first user face information, the corresponding first user expression information and the bank card information, wherein the comparison result is obtained by comparing the first user face information with prestored face information, comparing the first user expression information with prestored expression information and comparing the bank card information with prestored bank card information by the bank background; according to the comparison result, marking the account corresponding to the bank card information as a withholding account;
acquiring second user face information and corresponding first user expression information; comparing the second user face information with the first user face information; according to the comparison result, performing intention identification on the second user expression information; and carrying out unlocking payment of the shared bicycle according to the result of the intention identification and the withholding account.
The embodiment of the invention provides a shared bicycle unlocking payment device, which is used for improving convenience and customer experience on the basis of safety and comprises the following components:
the account marking module is used for acquiring first user face information, corresponding first user expression information and corresponding bank card information; sending the first user face information, the corresponding first user expression information and the corresponding bank card information to a bank background corresponding to the bank card information; receiving a comparison result fed back by a bank background according to the first user face information, the corresponding first user expression information and the bank card information, wherein the comparison result is obtained by comparing the first user face information with prestored face information, comparing the first user expression information with prestored expression information and comparing the bank card information with prestored bank card information by the bank background; according to the comparison result, marking the account corresponding to the bank card information as a withholding account;
the unlocking payment module is used for acquiring second user face information and corresponding first user expression information; comparing the second user face information with the first user face information; according to the comparison result, performing intention identification on the second user expression information; and carrying out unlocking payment of the shared bicycle according to the result of the intention identification and the withholding account.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor executes the computer program to realize the shared bicycle unlocking payment method.
An embodiment of the present invention further provides a computer-readable storage medium, where a computer program for executing the above-mentioned method for unlocking and paying a shared bicycle is stored in the computer-readable storage medium.
The embodiment of the invention obtains the face information of a first user, the corresponding first user expression information and the corresponding bank card information; sending the first user face information, the corresponding first user expression information and the corresponding bank card information to a bank background corresponding to the bank card information; receiving a comparison result fed back by a bank background according to the first user face information, the corresponding first user expression information and the bank card information, wherein the comparison result is obtained by comparing the first user face information with prestored face information, comparing the first user expression information with prestored expression information and comparing the bank card information with prestored bank card information by the bank background; according to the comparison result, marking the account corresponding to the bank card information as a withholding account; acquiring second user face information and corresponding first user expression information; comparing the second user face information with the first user face information; according to the comparison result, performing intention identification on the second user expression information; and carrying out unlocking payment of the shared bicycle according to the result of the intention identification and the withholding account. According to the embodiment of the invention, the bank background compares the first user face information with the pre-stored face information in advance, compares the first user expression information with the pre-stored expression information, compares the bank card information with the pre-stored bank card information, marks an account corresponding to the bank card information as a withholding account according to a comparison result, further identifies the intention of the collected user expression, and carries out sharing bicycle unlocking payment according to the result of the intention identification and the withholding account, so that manual payment is not needed, convenience is improved on the basis of safety, and the experience of a user is improved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
FIG. 1 is a schematic diagram of a payment method for unlocking a shared bicycle according to an embodiment of the present invention;
fig. 2 is a structural diagram of a shared bicycle unlocking payment device in the embodiment of the invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
In order to improve convenience and improve customer experience on the basis of safety, an embodiment of the present invention provides a method for unlocking and paying shared bicycle, which may include:
102, acquiring second user face information and corresponding first user expression information; comparing the second user face information with the first user face information; according to the comparison result, performing intention identification on the second user expression information; and carrying out unlocking payment of the shared bicycle according to the result of the intention identification and the withholding account.
As shown in fig. 1, in the embodiment of the present invention, first user face information, corresponding first user statement information, and corresponding bank card information are obtained; sending the first user face information, the corresponding first user expression information and the corresponding bank card information to a bank background corresponding to the bank card information; receiving a comparison result fed back by a bank background according to the first user face information, the corresponding first user expression information and the bank card information, wherein the comparison result is obtained by comparing the first user face information with prestored face information, comparing the first user expression information with prestored expression information and comparing the bank card information with prestored bank card information by the bank background; according to the comparison result, marking the account corresponding to the bank card information as a withholding account; acquiring second user face information and corresponding first user expression information; comparing the second user face information with the first user face information; according to the comparison result, performing intention identification on the second user expression information; and carrying out unlocking payment of the shared bicycle according to the result of the intention identification and the withholding account. According to the embodiment of the invention, the bank background compares the first user face information with the pre-stored face information in advance, compares the first user expression information with the pre-stored expression information, compares the bank card information with the pre-stored bank card information, marks an account corresponding to the bank card information as a withholding account according to a comparison result, further identifies the intention of the collected user expression, and carries out sharing bicycle unlocking payment according to the result of the intention identification and the withholding account, so that manual payment is not needed, convenience is improved on the basis of safety, and the experience of a user is improved.
In the embodiment, first user face information, corresponding first user expression information and corresponding bank card information are obtained; sending the first user face information, the corresponding first user expression information and the corresponding bank card information to a bank background corresponding to the bank card information; receiving a comparison result fed back by a bank background according to the first user face information, the corresponding first user expression information and the bank card information, wherein the comparison result is obtained by comparing the first user face information with prestored face information, comparing the first user expression information with prestored expression information and comparing the bank card information with prestored bank card information by the bank background; and according to the comparison result, marking the account corresponding to the bank card information as a withholding account.
In this embodiment, sending the first user face information, the corresponding first user statement information, and the bank card information to the bank background corresponding to the bank card information includes:
determining card BIN information according to the bank card information;
determining a bank background corresponding to the bank card information according to the card BIN information;
and sending the first user face information, the corresponding first user expression information and the corresponding bank card information to a bank background.
In specific implementation, under the condition that a client uses the shared bicycle for the first time, the client is required to perform face recognition on the shared bicycle to obtain first user face information, specific micro expressions are made, corresponding first user expression information is obtained, and image storage is performed, wherein the first user expression information comprises blinking, opening mouth, smiling, laughing, single-eye closing, eyebrow picking, mouth pounding, lip pounding and the like. On a screen of the shared bicycle, a client is required to input bank card information, wherein the bank card information comprises a bank card number, the first six digits of the bank card number are card BIN information, a bank where the bank is located is judged according to the card BIN information, and the first user face information, the corresponding first user expression information and the corresponding bank card information are sent to a corresponding bank background. After the bank background receives the information, the bank background compares the first user face information with the pre-stored face information, compares the first user expression information with the pre-stored expression information, compares the bank card information with the pre-stored bank card information to obtain a comparison result, if the comparison is successful, the bank background judges that the user operates the bank card, marks an account corresponding to the bank card information as a withholding account, returns the information to the sharing bicycle background, and the sharing bicycle background records the binding relationship among the face information, the micro expression information, the withholding account and the withholding bank to finish the binding of the account.
In the embodiment, second user face information and corresponding first user expression information are collected; comparing the second user face information with the first user face information; according to the comparison result, performing intention identification on the second user expression information; and carrying out unlocking payment of the shared bicycle according to the result of the intention identification and the withholding account.
In this embodiment, according to the comparison result, performing intent recognition on the second user profile information includes:
if the similarity of the second user face information compared with the first user face information exceeds a preset threshold value, comparing the second user expression information with the first user expression information;
and identifying the intention according to the comparison result of the second user expression information and the first user expression information.
In specific implementation, the preset threshold value may be 95%, if the similarity of the second user face information compared with the first user face information exceeds 95%, the user operation is determined, the second user expression information is compared with the first user expression information, whether the client intends to unlock is determined, if the client face information is matched with more than 95%, the expression information is kept in a single eye-closing state, but the client executes a mouth-opening operation, the transaction is rejected.
In this embodiment, according to the result of intention recognition and the deduction account, shared bicycle unlocking payment is performed, including:
if the intention identification result is unlocking confirmation, generating a shared bicycle unlocking instruction, wherein the shared bicycle unlocking instruction is used for executing unlocking operation of the shared bicycle;
and after the shared bicycle locking operation is monitored, sending the second user face information and the corresponding withholding account to a bank background, wherein the second user face information and the corresponding withholding account are used for the shared bicycle to execute payment operation.
In specific implementation, after the shared bicycle and other internet of things devices receive the face and the unlocking instruction of the face micro-expression recognition module, unlocking operation is executed. After the fact that the customer locks the vehicle is detected, the face information of the customer and the bound account are sent to a bank background, the bank background judges that the account is a withholding account, payment operation is executed, and the customer funds are transferred to fund accounts of the Internet of things equipment such as a shared bicycle.
The embodiment of the invention adopts the facial expression recognition technology, increases expression recognition on the basis of ensuring that the basic functions of the customer using the facial recognition, and gives consideration to convenience and safety. And unlocking and payment operations are executed according to the intention of the customer, so that the customer experience is improved.
Based on the same inventive concept, the embodiment of the invention also provides a shared bicycle unlocking payment device, which is described in the following embodiment. Because the principles for solving the problems are similar to the method for unlocking and paying the shared bicycle, the implementation of the device can be referred to the implementation of the method, and repeated details are not repeated.
Fig. 2 is a structural diagram of a shared bicycle unlock payment apparatus in an embodiment of the present invention, and as shown in fig. 2, the apparatus includes:
the account marking module 201 is used for obtaining first user face information, corresponding first user expression information and corresponding bank card information; sending the first user face information, the corresponding first user expression information and the corresponding bank card information to a bank background corresponding to the bank card information; receiving a comparison result fed back by a bank background according to the first user face information, the corresponding first user expression information and the bank card information, wherein the comparison result is obtained by comparing the first user face information with prestored face information, comparing the first user expression information with prestored expression information and comparing the bank card information with prestored bank card information by the bank background; according to the comparison result, marking the account corresponding to the bank card information as a withholding account;
the unlocking payment module 202 is used for acquiring second user face information and corresponding first user expression information; comparing the second user face information with the first user face information; according to the comparison result, performing intention identification on the second user expression information; and carrying out unlocking payment of the shared bicycle according to the result of the intention identification and the withholding account.
In one embodiment, the account token module 201 is further configured to:
determining card BIN information according to the bank card information;
determining a bank background corresponding to the bank card information according to the card BIN information;
and sending the first user face information, the corresponding first user expression information and the corresponding bank card information to a bank background.
In one embodiment, the unlock payment module 202 is further configured to:
if the similarity of the second user face information compared with the first user face information exceeds a preset threshold value, comparing the second user expression information with the first user expression information;
and identifying the intention according to the comparison result of the second user expression information and the first user expression information.
In one embodiment, the unlock payment module 202 is further configured to:
if the intention identification result is unlocking confirmation, generating a shared bicycle unlocking instruction, wherein the shared bicycle unlocking instruction is used for executing unlocking operation of the shared bicycle;
and after the shared bicycle locking operation is monitored, sending the second user face information and the corresponding withholding account to a bank background, wherein the second user face information and the corresponding withholding account are used for the shared bicycle to execute payment operation.
In summary, in the embodiment of the present invention, the first user face information, the corresponding first user expression information, and the corresponding bank card information are obtained; sending the first user face information, the corresponding first user expression information and the corresponding bank card information to a bank background corresponding to the bank card information; receiving a comparison result fed back by a bank background according to the first user face information, the corresponding first user expression information and the bank card information, wherein the comparison result is obtained by comparing the first user face information with prestored face information, comparing the first user expression information with prestored expression information and comparing the bank card information with prestored bank card information by the bank background; according to the comparison result, marking the account corresponding to the bank card information as a withholding account; acquiring second user face information and corresponding first user expression information; comparing the second user face information with the first user face information; according to the comparison result, performing intention identification on the second user expression information; and carrying out unlocking payment of the shared bicycle according to the result of the intention identification and the withholding account. According to the embodiment of the invention, the bank background compares the first user face information with the pre-stored face information in advance, compares the first user expression information with the pre-stored expression information, compares the bank card information with the pre-stored bank card information, marks an account corresponding to the bank card information as a withholding account according to a comparison result, further identifies the intention of the collected user expression, and carries out sharing bicycle unlocking payment according to the result of the intention identification and the withholding account, so that manual payment is not needed, convenience is improved on the basis of safety, and the experience of a user is improved.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.
Claims (10)
1. A method for shared bicycle unlock payment, comprising:
acquiring first user face information, corresponding first user expression information and corresponding bank card information; sending the first user face information, the corresponding first user expression information and the corresponding bank card information to a bank background corresponding to the bank card information; receiving a comparison result fed back by a bank background according to the first user face information, the corresponding first user expression information and the bank card information, wherein the comparison result is obtained by comparing the first user face information with prestored face information, comparing the first user expression information with prestored expression information and comparing the bank card information with prestored bank card information by the bank background; according to the comparison result, marking the account corresponding to the bank card information as a withholding account;
acquiring second user face information and corresponding first user expression information; comparing the second user face information with the first user face information; according to the comparison result, performing intention identification on the second user expression information; and carrying out unlocking payment of the shared bicycle according to the result of the intention identification and the withholding account.
2. The method for unlocking and paying the shared bicycle according to claim 1, wherein the step of sending the first user face information, the corresponding first user expression information and the corresponding bank card information to a bank background corresponding to the bank card information comprises the steps of:
determining card BIN information according to the bank card information;
determining a bank background corresponding to the bank card information according to the card BIN information;
and sending the first user face information, the corresponding first user expression information and the corresponding bank card information to a bank background.
3. The method for payment for unlocking a shared bicycle according to claim 1, wherein the identifying the intention of the second user profile information according to the result of the comparison comprises:
if the similarity of the second user face information compared with the first user face information exceeds a preset threshold value, comparing the second user expression information with the first user expression information;
and identifying the intention according to the comparison result of the second user expression information and the first user expression information.
4. The method for shared bicycle unlock payment of claim 1, wherein the performing shared bicycle unlock payment based on the result of intent recognition and the withholding account comprises:
if the intention identification result is unlocking confirmation, generating a shared bicycle unlocking instruction, wherein the shared bicycle unlocking instruction is used for executing unlocking operation of the shared bicycle;
and after the shared bicycle locking operation is monitored, sending the second user face information and the corresponding withholding account to a bank background, wherein the second user face information and the corresponding withholding account are used for the shared bicycle to execute payment operation.
5. A shared bicycle unlock payment device, comprising:
the account marking module is used for acquiring first user face information, corresponding first user expression information and corresponding bank card information; sending the first user face information, the corresponding first user expression information and the corresponding bank card information to a bank background corresponding to the bank card information; receiving a comparison result fed back by a bank background according to the first user face information, the corresponding first user expression information and the bank card information, wherein the comparison result is obtained by comparing the first user face information with prestored face information, comparing the first user expression information with prestored expression information and comparing the bank card information with prestored bank card information by the bank background; according to the comparison result, marking the account corresponding to the bank card information as a withholding account;
the unlocking payment module is used for acquiring second user face information and corresponding first user expression information; comparing the second user face information with the first user face information; according to the comparison result, performing intention identification on the second user expression information; and carrying out unlocking payment of the shared bicycle according to the result of the intention identification and the withholding account.
6. The shared bicycle unlock payment device of claim 5 wherein the account indicia module is further to:
determining card BIN information according to the bank card information;
determining a bank background corresponding to the bank card information according to the card BIN information;
and sending the first user face information, the corresponding first user expression information and the corresponding bank card information to a bank background.
7. The shared bicycle unlock payment device of claim 5, wherein the unlock payment module is further to:
if the similarity of the second user face information compared with the first user face information exceeds a preset threshold value, comparing the second user expression information with the first user expression information;
and identifying the intention according to the comparison result of the second user expression information and the first user expression information.
8. The shared bicycle unlock payment device of claim 5, wherein the unlock payment module is further to:
if the intention identification result is unlocking confirmation, generating a shared bicycle unlocking instruction, wherein the shared bicycle unlocking instruction is used for executing unlocking operation of the shared bicycle;
and after the shared bicycle locking operation is monitored, sending the second user face information and the corresponding withholding account to a bank background, wherein the second user face information and the corresponding withholding account are used for the shared bicycle to execute payment operation.
9. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any one of claims 1 to 4 when executing the computer program.
10. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program for executing the method of any one of claims 1 to 4.
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