CN113159935B - To-be-handled business processing method and device based on block chain - Google Patents
To-be-handled business processing method and device based on block chain Download PDFInfo
- Publication number
- CN113159935B CN113159935B CN202110583107.3A CN202110583107A CN113159935B CN 113159935 B CN113159935 B CN 113159935B CN 202110583107 A CN202110583107 A CN 202110583107A CN 113159935 B CN113159935 B CN 113159935B
- Authority
- CN
- China
- Prior art keywords
- business
- handled
- financial institution
- information
- blockchain
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
- 238000003672 processing method Methods 0.000 title claims description 12
- 238000012545 processing Methods 0.000 claims abstract description 53
- 238000000034 method Methods 0.000 claims abstract description 33
- 238000004590 computer program Methods 0.000 claims description 15
- 230000007246 mechanism Effects 0.000 claims description 6
- 230000010365 information processing Effects 0.000 claims description 2
- 238000010586 diagram Methods 0.000 description 18
- 230000008569 process Effects 0.000 description 9
- 230000006870 function Effects 0.000 description 5
- 230000003993 interaction Effects 0.000 description 4
- 230000009471 action Effects 0.000 description 3
- 238000005516 engineering process Methods 0.000 description 2
- RWSOTUBLDIXVET-UHFFFAOYSA-N Dihydrogen sulfide Chemical compound S RWSOTUBLDIXVET-UHFFFAOYSA-N 0.000 description 1
- 206010063385 Intellectualisation Diseases 0.000 description 1
- 238000004891 communication Methods 0.000 description 1
- 238000011161 development Methods 0.000 description 1
- 238000004519 manufacturing process Methods 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 230000003287 optical effect Effects 0.000 description 1
- 230000000750 progressive effect Effects 0.000 description 1
- 238000006467 substitution reaction Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/24—Querying
- G06F16/245—Query processing
- G06F16/2458—Special types of queries, e.g. statistical queries, fuzzy queries or distributed queries
- G06F16/2471—Distributed queries
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/27—Replication, distribution or synchronisation of data between databases or within a distributed database system; Distributed database system architectures therefor
-
- Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
- Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
- Y02D—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN INFORMATION AND COMMUNICATION TECHNOLOGIES [ICT], I.E. INFORMATION AND COMMUNICATION TECHNOLOGIES AIMING AT THE REDUCTION OF THEIR OWN ENERGY USE
- Y02D10/00—Energy efficient computing, e.g. low power processors, power management or thermal management
Landscapes
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- Business, Economics & Management (AREA)
- Databases & Information Systems (AREA)
- General Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- General Engineering & Computer Science (AREA)
- Data Mining & Analysis (AREA)
- General Business, Economics & Management (AREA)
- Technology Law (AREA)
- Strategic Management (AREA)
- Fuzzy Systems (AREA)
- Mathematical Physics (AREA)
- Probability & Statistics with Applications (AREA)
- Software Systems (AREA)
- Computational Linguistics (AREA)
- Marketing (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Computing Systems (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a method and a device for processing business to be handled based on a blockchain, which relate to the technical field of blockchains and comprise the following steps: obtaining business information to be handled of clients in each financial institution, and storing the business information to be handled into a blockchain after configuration based on a business template corresponding to the business to be handled, wherein each financial institution is accessed into the blockchain; generating a financial calendar of the client according to business information to be handled of the client at each financial institution, and storing the financial calendar to a blockchain; when a customer logs in any financial institution, inquiring the financial calendar of the customer from the blockchain according to the customer identification, and displaying the financial calendar of the customer in the financial institution in which the customer logs in; the method comprises the steps of receiving a handling request of the to-be-handled business returned by a client, inquiring to-be-handled business information configured based on a business template from a blockchain according to the handling request of the to-be-handled business, and processing the to-be-handled business at a financial institution logged in by the client according to the to-be-handled business information configured based on the business template.
Description
Technical Field
The present invention relates to the field of blockchain technologies, and in particular, to a method and an apparatus for processing a to-be-handled service based on a blockchain.
Background
With the development of mobile internet technology, financial services are more developed towards intellectualization, so that omnibearing financial services are provided for customers, customer experience is improved, however, currently financial services among different financial institutions are mutually independent, provided service contents are relatively scattered, for example, when a to-be-handled service is reminded, independent reminding services are provided among different financial institutions, the to-be-handled service is reminded through short messages, APP, weChat and the like, and customers need to log in each financial institution respectively to learn and handle the to-be-handled service, so that the flow is complicated, the efficiency is low, and the customer experience is poor.
In view of the above problems, no effective solution has been proposed at present.
Disclosure of Invention
The embodiment of the invention provides a to-be-handled business processing method based on a blockchain, which is used for improving the processing efficiency of the to-be-handled business and comprises the following steps:
obtaining business information to be handled of clients in each financial institution, and storing the business information to be handled into a blockchain after configuration based on a business template corresponding to the business to be handled, wherein each financial institution is accessed into the blockchain;
generating a financial calendar of the client according to business information to be handled of the client at each financial institution, and storing the financial calendar to a blockchain;
when a customer logs in any financial institution, inquiring the financial calendar of the customer from the blockchain according to the customer identification, and displaying the financial calendar of the customer in the financial institution in which the customer logs in;
and receiving a handling request of the to-be-handled business returned by the client, inquiring to-be-handled business information configured based on the business template from the blockchain according to the handling request of the to-be-handled business, and processing the to-be-handled business at the financial institution logged in by the client according to the to-be-handled business information configured based on the business template.
The embodiment of the invention provides a to-be-handled business processing device based on a blockchain, which is used for improving the processing efficiency of the to-be-handled business and comprises the following components:
the template configuration module is used for obtaining to-be-handled business information of clients at each financial institution, and storing the to-be-handled business information into the blockchain after being configured based on a business template corresponding to the to-be-handled business, wherein each financial institution is accessed into the blockchain;
the financial calendar generation module is used for generating a financial calendar of a client according to business information to be handled of the client at each financial institution and storing the financial calendar to the blockchain;
the display module is used for inquiring the financial calendar of the client from the blockchain according to the client identifier when the client logs in any financial institution, and displaying the financial calendar of the client in the financial institution which the client has logged in;
the to-be-handled business processing module is used for receiving a handling request of the to-be-handled business returned by the client, inquiring to-be-handled business information configured based on the business template from the blockchain according to the handling request of the to-be-handled business, and processing the to-be-handled business at the financial institution logged in by the client according to the to-be-handled business information configured based on the business template.
The embodiment of the invention also provides computer equipment, which comprises a memory, a processor and a computer program stored on the memory and capable of running on the processor, wherein the processor realizes the to-do business processing method based on the block chain when executing the computer program.
The embodiment of the invention also provides a computer readable storage medium which stores the to-do business processing method based on the block chain.
The embodiment of the invention is as follows: obtaining business information to be handled of clients in each financial institution, and storing the business information to be handled into a blockchain after configuration based on a business template corresponding to the business to be handled, wherein each financial institution is accessed into the blockchain; generating a financial calendar of the client according to business information to be handled of the client at each financial institution, and storing the financial calendar to a blockchain; when a customer logs in any financial institution, inquiring the financial calendar of the customer from the blockchain according to the customer identification, and displaying the financial calendar of the customer in the financial institution in which the customer logs in; the method and the system for processing the business to be processed comprise the steps of receiving a business handling request of the business to be processed returned by a client, inquiring business information to be processed configured based on a business template from a blockchain according to the business handling request of the business to be processed, and processing the business to be processed at a financial institution logged in by the client according to the business information to be processed configured based on the business template.
Drawings
In order to more clearly illustrate the embodiments of the invention or the technical solutions in the prior art, the drawings that are required in the embodiments or the description of the prior art will be briefly described, it being obvious that the drawings in the following description are only some embodiments of the invention, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art. In the drawings:
FIG. 1 is a schematic diagram of a block chain-based to-do business processing method according to an embodiment of the present invention;
FIG. 2 is a schematic diagram of a block chain establishment process in accordance with an embodiment of the present invention;
FIG. 3 is a schematic diagram of a to-be-handled business processing configuration flow in an embodiment of the present invention;
FIG. 4 is a schematic diagram showing a specific flow of step 104 in FIG. 1;
FIG. 5 is a schematic diagram of a to-do business processing apparatus based on blockchain in an embodiment of the present invention;
fig. 6 is a schematic diagram of another structure of a to-do business processing apparatus based on blockchain in an embodiment of the present invention.
Detailed Description
The following description of the embodiments of the present invention will be made clearly and completely with reference to the accompanying drawings, in which it is apparent that the embodiments described are only some embodiments of the present invention, but not all embodiments. All other embodiments, which can be made by those skilled in the art based on the embodiments of the invention without making any inventive effort, are intended to be within the scope of the invention.
Those skilled in the art will appreciate that embodiments of the invention may be implemented as a system, apparatus, method, or computer program product. Accordingly, the present disclosure may be embodied in the following forms, namely: complete hardware, complete software (including firmware, resident software, micro-code, etc.), or a combination of hardware and software.
An embodiment of the present invention provides a to-do business processing method based on a blockchain, which is used for improving the processing efficiency of the to-do business, and fig. 1 is a schematic diagram of a flow of the to-do business processing method based on the blockchain in the embodiment of the present invention, as shown in fig. 1, and the method includes:
step 101: obtaining business information to be handled of clients in each financial institution, and storing the business information to be handled into a blockchain after configuration based on a business template corresponding to the business to be handled, wherein each financial institution is accessed into the blockchain;
step 102: generating a financial calendar of the client according to business information to be handled of the client at each financial institution, and storing the financial calendar to a blockchain;
step 103: when a customer logs in any financial institution, inquiring the financial calendar of the customer from the blockchain according to the customer identification, and displaying the financial calendar of the customer in the financial institution in which the customer logs in;
step 104: and receiving a handling request of the to-be-handled business returned by the client, inquiring to-be-handled business information configured based on the business template from the blockchain according to the handling request of the to-be-handled business, and processing the to-be-handled business at the financial institution logged in by the client according to the to-be-handled business information configured based on the business template.
As shown in fig. 1, the embodiment of the invention is implemented by: obtaining business information to be handled of clients in each financial institution, and storing the business information to be handled into a blockchain after configuration based on a business template corresponding to the business to be handled, wherein each financial institution is accessed into the blockchain; generating a financial calendar of the client according to business information to be handled of the client at each financial institution, and storing the financial calendar to a blockchain; when a customer logs in any financial institution, inquiring the financial calendar of the customer from the blockchain according to the customer identification, and displaying the financial calendar of the customer in the financial institution in which the customer logs in; the method and the system for processing the business to be processed comprise the steps of receiving a business handling request of the business to be processed returned by a client, inquiring business information to be processed configured based on a business template from a blockchain according to the business handling request of the business to be processed, and processing the business to be processed at a financial institution logged in by the client according to the business information to be processed configured based on the business template.
FIG. 2 is a schematic diagram of a block chain establishment process according to an embodiment of the present invention, as shown in FIG. 2, in one embodiment, before obtaining the to-do business information of the clients at each financial institution in step 101, the method may further include:
the blockchain is established as follows:
step 201: constructing a blockchain network, and accessing information inquiry interfaces and business handling interfaces of a plurality of financial institutions to each node in the blockchain network;
step 202: based on the consensus mechanism and intelligent contracts, the information inquiry interfaces and business handling interfaces of a plurality of financial institutions are mutually trusted.
When the embodiment of the invention is implemented, different financial institutions are firstly required to be accessed through the blockchain, specifically, a blockchain network can be constructed, information inquiry interfaces and business handling interfaces of a plurality of financial institutions are accessed to all nodes in the blockchain network, and then mutual trust is carried out on the information inquiry interfaces and the business handling interfaces of the financial institutions based on a consensus mechanism and intelligent contracts.
Fig. 3 is a schematic diagram of a to-be-handled business processing configuration flow in an embodiment of the present invention, as shown in fig. 3, before step 101 configures to-be-handled business information based on a business template corresponding to the to-be-handled business, the method may further include:
step 301: adding identification information of financial institutions to which the business to be handled belongs to the business information to be handled;
in step 101, the to-be-handled service information is configured based on the service template corresponding to the to-be-handled service and then stored in the blockchain, which may include:
step 302: acquiring a business template of the business to be handled from a financial institution to which the business to be handled belongs according to the business type of the business to be handled and the identification information of the financial institution to which the business to be handled belongs;
step 303: and the to-be-handled business information is stored to the blockchain after being configured based on the business template of the to-be-handled business.
In implementation, after the blockchain is established, in step 101, to-be-handled service information of the client may be obtained from information query interfaces of multiple financial institutions, where the to-be-handled service information may include: the detailed description of the to-be-handled business and the information required during handling the business, and then processing the to-be-handled business information, the identification information of the financial institution to which the to-be-handled business belongs may be added to the to-be-handled business information, for example: the business to be handled of the customer in the bank A is repayment, and the business information to be handled is processed into: "a bank: the method comprises the steps of waiting for repayment amount XX and waiting for repayment account XX', then, calling an information inquiry interface of a financial institution to which the to-be-handled business belongs according to the business type of the to-be-handled business and identification information of the financial institution to which the to-be-handled business belongs, acquiring a business template of the to-be-handled business from the financial institution to which the to-be-handled business belongs, for example, inquiring a business template of a repayment business of an A bank, and finally, configuring processed to-be-handled business information based on the business template of the to-be-handled business, for example, configuring an A bank based on the business template of the repayment business of the A bank: and storing to-be-handled service information configured based on the service template of the to-be-handled service into the blockchain according to the to-be-paid amount XX and the to-be-paid account XX' information.
In step 102, a financial calendar of a client may be generated according to the to-be-handled business information added with the identification information of the financial institution, and then stored in the blockchain, in step 103, if the client initiates a to-be-handled business query request when the client logs in the client of the financial institution B, the financial calendar of the client may be queried from the blockchain according to the client identification, and the financial calendar of the client is displayed in a classified manner at the client of the financial institution B to which the client has logged, so that all to-be-handled business information of the client may be displayed by the financial calendar, and all to-be-handled businesses related to the client may be timely acquired by the client.
FIG. 4 is a schematic diagram of a specific flow of step 104 in FIG. 1, as shown in FIG. 4, in step 104, processing the to-Do business at the financial institution logged in by the customer according to the to-Do business information configured based on the business template may include:
step 401: when the business to be handled belongs to the business of the financial institution logged in by the client, processing the business to be handled according to the business handling flow of the financial institution logged in by the client and the business information to be handled after being configured based on the business template;
step 402: inquiring a business handling interface of a financial institution to which the business to be handled belongs from a blockchain when the business to be handled does not belong to the business of the financial institution to which the customer logs in;
step 403: and calling a business handling interface of a financial institution to which the business to be handled belongs, and processing the business to be handled according to the business information to be handled after being configured based on the business template.
In the specific implementation, the client may select the service to be transacted in real time in the financial calendar, initiate a transacting request of the service to be transacted, and in step 104, when receiving the transacting request of the service to be transacted returned by the client, query the information of the service to be transacted configured based on the service template from the blockchain according to the transacting request of the service to be transacted, and process the service to be transacted at the financial institution logged in by the client according to the information of the service to be transacted configured based on the service template.
Specifically, whether the business to be handled belongs to a financial institution logged in by the client is judged, and when the business to be handled belongs to the business of the financial institution logged in by the client, the business to be handled is processed according to the business handling flow of the financial institution logged in by the client and the business information to be handled after configuration based on the business template; when the business to be handled does not belong to the business of the financial institution which is logged in by the client, firstly judging whether information interaction with the financial institution which is affiliated with the business to be handled is needed when the business to be handled is processed according to the type of the business to be handled, if the information interaction is not needed, the business to be handled can be handled directly from the financial institution which is logged in by the client, if the information interaction is needed, the business handling interface of the financial institution which is affiliated with the business to be handled is inquired from the block chain, the business handling interface of the financial institution which is affiliated with the business to be handled is called, the business to be handled is processed according to the business information to be handled which is configured based on the business template, and after the business to be handled is completed, the business handling result to be handled can be sent to the block chain and the state of the financial calendar can be updated synchronously. Therefore, all to-do business of the client can be processed at the financial institutions in which the client logs in, the client is enabled to transact to-do business of other businesses at the current bank, the client does not need to log in each financial institution to process to-do business, processing efficiency of the to-do business is improved, and client experience is improved.
It should be noted that although the operations of the method of the present invention are depicted in the drawings in a particular order, this does not require or imply that the operations must be performed in that particular order or that all of the illustrated operations be performed in order to achieve desirable results. Additionally or alternatively, certain steps may be omitted, multiple steps combined into one step to perform, and/or one step decomposed into multiple steps to perform.
Based on the same inventive concept, the embodiment of the invention also provides a to-do business processing device based on the blockchain, as follows. Because the principle of solving the problem of the to-be-handled service processing device based on the blockchain is similar to that of the to-be-handled service processing method based on the blockchain, the implementation of the device can be referred to the implementation of the method, and the repetition is omitted. As used below, the term "unit" or "module" may be a combination of software and/or hardware that implements the intended function. While the means described in the following embodiments are preferably implemented in software, implementation in hardware, or a combination of software and hardware, is also possible and contemplated.
An embodiment of the present invention provides a to-do business processing device based on a blockchain, which is configured to improve the processing efficiency of the to-do business, and fig. 5 is a schematic diagram of a structure of the to-do business processing device based on the blockchain in the embodiment of the present invention, as shown in fig. 5, where the device includes:
the template configuration module 01 is used for obtaining to-be-handled business information of clients at each financial institution, and storing the to-be-handled business information into the blockchain after being configured based on a business template corresponding to the to-be-handled business, wherein each financial institution is accessed into the blockchain;
the financial calendar generating module 02 is used for generating a financial calendar of a client according to business information to be handled of the client at each financial institution and storing the financial calendar into the blockchain;
a financial calendar display module 03, configured to, when a customer logs in to any financial institution, query a financial calendar of the customer from a blockchain according to a customer identifier, and display the financial calendar of the customer in the financial institution to which the customer has logged in;
the to-be-handled business processing module 04 is configured to receive a handling request of the to-be-handled business returned by the client, query to-be-handled business information configured based on the business template from the blockchain according to the handling request of the to-be-handled business, and process the to-be-handled business at the financial institution logged in by the client according to the to-be-handled business information configured based on the business template.
FIG. 6 is a schematic diagram of another architecture of a to-do business processing apparatus based on blockchain in an embodiment of the present invention, as shown in FIG. 6, in an embodiment, the apparatus may further include: an information processing module 05 for;
before configuring the to-be-handled business information based on a business template corresponding to the to-be-handled business, adding identification information of a financial institution to which the to-be-handled business belongs in the to-be-handled business information;
the template configuration module 01 is specifically configured to:
acquiring a business template of the business to be handled from a financial institution to which the business to be handled belongs according to the business type of the business to be handled and the identification information of the financial institution to which the business to be handled belongs;
and the to-be-handled business information is stored to the blockchain after being configured based on the business template of the to-be-handled business.
As shown in fig. 6, in one embodiment, the apparatus further comprises: a blockchain establishment module 06 for:
before obtaining business information to be handled of each financial institution, the client establishes a blockchain in the following manner:
constructing a blockchain network, and accessing information inquiry interfaces and business handling interfaces of a plurality of financial institutions to each node in the blockchain network;
based on the consensus mechanism and intelligent contracts, the information inquiry interfaces and business handling interfaces of a plurality of financial institutions are mutually trusted.
In one embodiment, the to-do business processing module 04 is specifically configured to:
when the business to be handled belongs to the business of the financial institution logged in by the client, processing the business to be handled according to the business handling flow of the financial institution logged in by the client and the business information to be handled after being configured based on the business template;
inquiring a business handling interface of a financial institution to which the business to be handled belongs from a blockchain when the business to be handled does not belong to the business of the financial institution to which the customer logs in;
and calling a business handling interface of a financial institution to which the business to be handled belongs, and processing the business to be handled according to the business information to be handled after being configured based on the business template.
The embodiment of the invention also provides computer equipment, which comprises a memory, a processor and a computer program stored on the memory and capable of running on the processor, wherein the processor realizes the to-do business processing method based on the block chain when executing the computer program.
The embodiment of the invention also provides a computer readable storage medium which stores the to-do business processing method based on the block chain.
The following presents a specific example to facilitate understanding of how the present invention may be practiced.
Firstly, constructing a blockchain network, accessing information inquiry interfaces and business handling interfaces of a plurality of financial institutions to each node in the blockchain network, then, based on a consensus mechanism and an intelligent contract, mutually trusted the information inquiry and business handling interfaces of the plurality of financial institutions, and then, executing the following steps:
the first step: inquiring the information of the business to be handled of the client Bob from an information inquiry interface of the bank A, and inquiring that the client Bob has a credit card business to be paid back in the bank A;
and a second step of: adding identification information of a financial institution 'A bank' to which the repayment service belongs to the repayment service information, for example: "a bank: the amount to be paid XX, the account to be paid 11111111';
and a third step of: calling an information inquiry interface of the A bank according to the service type of the to-be-paid service and the identification information of the A bank, inquiring a service template of the A bank to-be-paid service, configuring the to-be-paid service information added with the A bank identification information based on the service template of the A bank to-be-paid service, and storing the to-be-paid service information into a blockchain;
fourth step: generating a financial calendar of a client Bob according to the business information to be repayment added with the bank identification information A, and storing the financial calendar to a blockchain;
fourth step: when a client Bob logs in a mobile phone banking line of a bank B, inquiring a financial calendar of the client Bob from a blockchain according to a client identifier of the client Bob;
fifth step: after reading the financial calendar, the client Bob initiates a handling request of the A bank repayment service, judges that the information interaction with the A bank is not needed when the A bank repayment service is processed, directly initiates repayment of the A bank credit card from the B bank, transfers repayment to the arrearage credit card, deducts money from a bank card account number of the B bank of the client Bob, and completes service handling;
sixth step: after the business transaction is completed, the repayment business processing result is sent to the blockchain, and the state of the financial calendar of the client Bob is synchronously updated.
In summary, the embodiment of the invention is as follows: obtaining business information to be handled of clients in each financial institution, and storing the business information to be handled into a blockchain after configuration based on a business template corresponding to the business to be handled, wherein each financial institution is accessed into the blockchain; generating a financial calendar of the client according to business information to be handled of the client at each financial institution, and storing the financial calendar to a blockchain; when a customer logs in any financial institution, inquiring the financial calendar of the customer from the blockchain according to the customer identification, and displaying the financial calendar of the customer in the financial institution in which the customer logs in; the method and the system for processing the business to be processed in the financial institutions logged in by the clients receive the business handling requests of the business to be processed returned by the clients, query business information to be processed configured based on the business templates from the blockchain according to the business handling requests of the business to be processed, and process the business to be processed in the financial institutions logged in by the clients according to the business information to be processed configured based on the business templates corresponding to the business to be processed.
In addition, the embodiment of the invention is based on the financial calendar, and can uniformly display all business information of the client through the financial calendar, so that the client can acquire all business related to the client in time, the efficiency of reminding the business to be handled is improved, and after the business to be handled is finished, the client can also sense the processing condition of the business to be handled in real time by synchronously updating the state of the financial calendar, and the client experience is further improved.
Although the invention provides method operational steps as described in the examples or flowcharts, more or fewer operational steps may be included based on conventional or non-inventive labor. The order of steps recited in the embodiments is merely one way of performing the order of steps and does not represent a unique order of execution. When implemented by an actual device or client product, the instructions may be executed sequentially or in parallel (e.g., in a parallel processor or multi-threaded processing environment) as shown in the embodiments or figures.
It will be appreciated by those skilled in the art that embodiments of the present description may be provided as a method, apparatus (system) or computer program product. Accordingly, the present specification embodiments may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In this specification, each embodiment is described in a progressive manner, and identical and similar parts of each embodiment are all referred to each other, and each embodiment mainly describes differences from other embodiments. In particular, for system embodiments, since they are substantially similar to method embodiments, the description is relatively simple, as relevant to see a section of the description of method embodiments. In this document, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Moreover, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. The orientation or positional relationship indicated by the terms "upper", "lower", etc. are based on the orientation or positional relationship shown in the drawings, are merely for convenience of description and to simplify the description, and are not indicative or implying that the apparatus or elements in question must have a specific orientation, be constructed and operated in a specific orientation, and therefore should not be construed as limiting the present invention. Unless specifically stated or limited otherwise, the terms "mounted," "connected," and "coupled" are to be construed broadly, and may be, for example, fixedly connected, detachably connected, or integrally connected; can be mechanically or electrically connected; can be directly connected or indirectly connected through an intermediate medium, and can be communication between two elements. The specific meaning of the above terms in the present invention can be understood by those of ordinary skill in the art according to the specific circumstances. It should be noted that, without conflict, the embodiments of the present invention and features of the embodiments may be combined with each other. The present invention is not limited to any single aspect, nor to any single embodiment, nor to any combination and/or permutation of these aspects and/or embodiments. Moreover, each aspect and/or embodiment of the invention may be used alone or in combination with one or more other aspects and/or embodiments.
Finally, it should be noted that: the above embodiments are only for illustrating the technical solution of the present invention, and not for limiting the same; although the invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical scheme described in the foregoing embodiments can be modified or some or all of the technical features thereof can be replaced by equivalents; such modifications and substitutions do not depart from the spirit of the invention, and are intended to be included within the scope of the appended claims and description.
Claims (4)
1. The to-do business processing method based on the block chain is characterized by comprising the following steps:
the blockchain is established as follows:
constructing a blockchain network, and accessing information inquiry interfaces and business handling interfaces of a plurality of financial institutions to each node in the blockchain network;
based on the consensus mechanism and intelligent contracts, mutually trusted information inquiry interfaces and business handling interfaces of a plurality of financial institutions are carried out;
obtaining to-be-handled business information of clients in each financial institution, and adding identification information of the financial institution to which the to-be-handled business belongs in the to-be-handled business information; the business information to be handled is configured and stored in a blockchain based on a business template corresponding to the business to be handled, wherein each financial institution is accessed into the blockchain;
generating a financial calendar of the client according to business information to be handled of the client at each financial institution, and storing the financial calendar to a blockchain;
when a customer logs in any financial institution, inquiring the financial calendar of the customer from the blockchain according to the customer identification, and displaying the financial calendar of the customer in the financial institution in which the customer logs in;
receiving a handling request of a to-be-handled service returned by a client, inquiring to-be-handled service information configured based on a service template from a blockchain according to the handling request of the to-be-handled service, and processing the to-be-handled service at a financial institution logged in by the client according to the to-be-handled service information configured based on the service template;
the method for configuring the to-be-handled service information based on the service template corresponding to the to-be-handled service and storing the to-be-handled service information into a blockchain comprises the following steps:
acquiring a business template of the business to be handled from a financial institution to which the business to be handled belongs according to the business type of the business to be handled and the identification information of the financial institution to which the business to be handled belongs;
the business information to be handled is stored to the blockchain after being configured based on a business template of the business to be handled;
the method for processing the business to be handled in the financial institution logged in by the client according to the business information to be handled after being configured based on the business template comprises the following steps:
when the business to be handled belongs to the business of the financial institution logged in by the client, processing the business to be handled according to the business handling flow of the financial institution logged in by the client and the business information to be handled after being configured based on the business template;
inquiring a business handling interface of a financial institution to which the business to be handled belongs from a blockchain when the business to be handled does not belong to the business of the financial institution to which the customer logs in;
and calling a business handling interface of a financial institution to which the business to be handled belongs, and processing the business to be handled according to the business information to be handled after being configured based on the business template.
2. A blockchain-based to-do business processing device, comprising:
the block chain establishment module is used for:
before obtaining business information to be handled of each financial institution, the client establishes a blockchain in the following manner:
constructing a blockchain network, and accessing information inquiry interfaces and business handling interfaces of a plurality of financial institutions to each node in the blockchain network;
based on the consensus mechanism and intelligent contracts, mutually trusted information inquiry interfaces and business handling interfaces of a plurality of financial institutions are carried out;
the template configuration module is used for obtaining to-be-handled business information of clients at each financial institution, and storing the to-be-handled business information into the blockchain after being configured based on a business template corresponding to the to-be-handled business, wherein each financial institution is accessed into the blockchain;
the information processing module is used for processing the information;
before configuring the to-be-handled business information based on a business template corresponding to the to-be-handled business, adding identification information of a financial institution to which the to-be-handled business belongs in the to-be-handled business information;
the financial calendar generation module is used for generating a financial calendar of a client according to business information to be handled of the client at each financial institution and storing the financial calendar to the blockchain;
the financial calendar display module is used for inquiring the financial calendar of the client from the blockchain according to the client identification when the client logs in any financial institution, and displaying the financial calendar of the client in the financial institution which the client has logged in;
the to-be-handled business processing module is used for receiving a handling request of the to-be-handled business returned by the client, inquiring to-be-handled business information configured based on the business template from the blockchain according to the handling request of the to-be-handled business, and processing the to-be-handled business at a financial institution logged in by the client according to the to-be-handled business information configured based on the business template;
the template configuration module is specifically configured to:
acquiring a business template of the business to be handled from a financial institution to which the business to be handled belongs according to the business type of the business to be handled and the identification information of the financial institution to which the business to be handled belongs;
the business information to be handled is stored to the blockchain after being configured based on a business template of the business to be handled;
the to-be-handled service processing module is specifically configured to:
when the business to be handled belongs to the business of the financial institution logged in by the client, processing the business to be handled according to the business handling flow of the financial institution logged in by the client and the business information to be handled after being configured based on the business template;
inquiring a business handling interface of a financial institution to which the business to be handled belongs from a blockchain when the business to be handled does not belong to the business of the financial institution to which the customer logs in;
and calling a business handling interface of a financial institution to which the business to be handled belongs, and processing the business to be handled according to the business information to be handled after being configured based on the business template.
3. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the processor implements the method of claim 1 when executing the computer program.
4. A computer readable storage medium, characterized in that the computer readable storage medium stores a computer program which, when executed by a processor, implements the method of claim 1.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110583107.3A CN113159935B (en) | 2021-05-27 | 2021-05-27 | To-be-handled business processing method and device based on block chain |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110583107.3A CN113159935B (en) | 2021-05-27 | 2021-05-27 | To-be-handled business processing method and device based on block chain |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN113159935A CN113159935A (en) | 2021-07-23 |
| CN113159935B true CN113159935B (en) | 2024-02-27 |
Family
ID=76877751
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202110583107.3A Active CN113159935B (en) | 2021-05-27 | 2021-05-27 | To-be-handled business processing method and device based on block chain |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN113159935B (en) |
Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113747380B (en) * | 2021-09-03 | 2022-10-21 | 中国银行股份有限公司 | Method and system for determining number of short messages |
Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101364331A (en) * | 2008-09-24 | 2009-02-11 | 中国工商银行股份有限公司 | System and method implementing service cooperation process between banks |
| CN105635113A (en) * | 2015-12-22 | 2016-06-01 | 深圳前海微众银行股份有限公司 | SDK-based remote service processing method and system |
| CN107223274A (en) * | 2017-04-26 | 2017-09-29 | 深圳怡化电脑股份有限公司 | Processing method, device and the financial terminal of financial terminal business |
| CN109741068A (en) * | 2018-12-25 | 2019-05-10 | 银清科技(北京)有限公司 | Internetbank inter-bank contracting method, apparatus and system |
| CN109978523A (en) * | 2019-04-08 | 2019-07-05 | 温化棋 | A kind of payment system and method for more finance account fusions |
| CN111179067A (en) * | 2019-12-31 | 2020-05-19 | 杭州趣链科技有限公司 | Block chain-based customer information exchange system between banks |
-
2021
- 2021-05-27 CN CN202110583107.3A patent/CN113159935B/en active Active
Patent Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101364331A (en) * | 2008-09-24 | 2009-02-11 | 中国工商银行股份有限公司 | System and method implementing service cooperation process between banks |
| CN105635113A (en) * | 2015-12-22 | 2016-06-01 | 深圳前海微众银行股份有限公司 | SDK-based remote service processing method and system |
| CN107223274A (en) * | 2017-04-26 | 2017-09-29 | 深圳怡化电脑股份有限公司 | Processing method, device and the financial terminal of financial terminal business |
| CN109741068A (en) * | 2018-12-25 | 2019-05-10 | 银清科技(北京)有限公司 | Internetbank inter-bank contracting method, apparatus and system |
| CN109978523A (en) * | 2019-04-08 | 2019-07-05 | 温化棋 | A kind of payment system and method for more finance account fusions |
| CN111179067A (en) * | 2019-12-31 | 2020-05-19 | 杭州趣链科技有限公司 | Block chain-based customer information exchange system between banks |
Also Published As
| Publication number | Publication date |
|---|---|
| CN113159935A (en) | 2021-07-23 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN108764911B (en) | Transaction method and system for internet points | |
| US20190026821A1 (en) | Intermediate blockchain system for managing transactions | |
| US11556874B2 (en) | Block creation based on transaction cost and size | |
| CN109194495B (en) | Server, message processing method, and computer-readable storage medium | |
| CN112163946A (en) | Accounting processing method and device based on distributed transaction system | |
| JP2020038680A (en) | Provision of decision-making for mobile device with payment credentials | |
| US10771365B2 (en) | Optimizing timeout settings for nodes in a workflow | |
| CN111768322A (en) | Charitable service platform system | |
| CN111127120B (en) | Service data processing system, relevant nodes and method based on block chain technology | |
| CN113159935B (en) | To-be-handled business processing method and device based on block chain | |
| US11379191B2 (en) | Presentation oriented rules-based technical architecture display framework | |
| US9503580B1 (en) | Computing device assistance for phone based customer service representative interaction | |
| CN111754259A (en) | Satisfaction evaluation task obtaining method, device, system, equipment and storage medium | |
| CN110782310A (en) | Method, device and system for asynchronously acquiring user attribute information from third-party platform | |
| WO2023091082A1 (en) | Methods and systems for transaction processing using a blockchain | |
| US10217087B2 (en) | Multicomputer processing of client device request data using centralized event orchestrator | |
| KR20210068039A (en) | Context-based filtering within a subset of network nodes implementing the trading system | |
| US20160247132A1 (en) | Affiliated individual identification and account recoupment | |
| US20100030599A1 (en) | Method and apparatus for integrating health care payers and provider systems with health care transaction systems using a single hipaa edi response generation component | |
| US10387853B1 (en) | Secondary purchase card for financial transactions (“cap card”) | |
| AU2022245375A1 (en) | Reducing transaction aborts in execute-order-validate blockchain models | |
| CN109767248B (en) | Customer demand information processing method, device and system | |
| CN113177843A (en) | Cross-bank loan service processing method and device based on block chain | |
| CN113283997A (en) | Medical insurance claim settlement method and device based on block chain | |
| CN114341911A (en) | Managing communication of sensitive information |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant |