CN108764911B - Transaction method and system for internet points - Google Patents
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Abstract
The invention provides a trading method and a trading system for internet points, which relate to the technical field of internet and comprise the following steps: creating an intelligent contract instance in a block chain network by a block chain operator according to an intelligent contract template and an initial examination result of a merchant; based on the intelligent contract example, calling a point conversion function to trade points of different merchant ends to generate account book information; and supervising and analyzing the account book information to obtain integral supervision information. By utilizing the block chain, the invention can improve the circulation and the utilization rate of point transaction and reduce the exchange difficulty and the supervision difficulty.
Description
Technical Field
The invention relates to the technical field of Internet, in particular to a trading method and a trading system for Internet points.
Background
At present, point systems based on the internet are respectively isolated, an information island is formed, the liquidity of points among different merchants is poor, and the points of different merchants are difficult to exchange. Meanwhile, for a supervision agency, there is a problem that the point transaction is difficult to supervise.
Disclosure of Invention
In view of this, the present invention provides a transaction method and system for internet points, so as to improve the circulation and utilization rate of point transaction, and reduce the exchange difficulty and supervision difficulty.
In a first aspect, an embodiment of the present invention provides a method for trading internet points, where the method includes:
creating an intelligent contract instance in a block chain network by the block chain operator according to the intelligent contract template and an initial examination result of a merchant;
based on the intelligent contract example, calling a point conversion function to trade points of different merchant ends to generate account book information;
and monitoring and analyzing the book information to obtain point monitoring information.
With reference to the first aspect, an embodiment of the present invention provides a first possible implementation manner of the first aspect, where creating, by the blockchain operator, an intelligent contract instance in a blockchain network according to an intelligent contract template and an initial review result of a merchant includes:
acquiring relevant information of issuing points of a merchant terminal;
after the block chain operator performs initial review and private key signature on the issued integral related information, packaging a signature result and the issued integral related information to generate an initial review result;
and taking the initial examination result as a parameter of the intelligent contract template, and creating the intelligent contract instance named by the score in a block chain network.
With reference to the first aspect, an embodiment of the present invention provides a second possible implementation manner of the first aspect, where, based on the intelligent contract instance, invoking a point conversion function to perform a transaction on points of different merchants, and generating ledger information includes:
the point conversion function is adopted to respectively call the intelligent contract examples of different merchant terminals, the points in the block chain wallets of the intelligent contract examples are locked, and transaction deposit is generated according to the point AT of the point alliance block chain system;
transferring the locked different points into a matched blockchain wallet by calling transfer interfaces of different intelligent contract instances, and generating the first book information under the condition that the transaction is completed;
and transferring the transaction deposit back to the corresponding blockchain wallet to generate second account book information.
With reference to the second possible implementation manner of the first aspect, an embodiment of the present invention provides a third possible implementation manner of the first aspect, where the method further includes:
in the event of a transaction failure, the AT is continuously locked.
With reference to the first aspect, an embodiment of the present invention provides a fourth possible implementation manner of the first aspect, where the method further includes:
and creating a wallet address in the blockchain by using a customer end, and registering the wallet address in the blockchain operator to generate a blockchain wallet.
With reference to the first possible implementation manner of the first aspect, an embodiment of the present invention provides a fifth possible implementation manner of the first aspect, where after the step of performing initial review and private key signature on the score information by the block chain operator, packaging a signature result and the score information, and generating the initial review result, the method further includes:
setting a supervision mechanism node in a block chain network;
and based on the supervision mechanism node, adopting a data analysis tool to carry out review on the initial review result, and generating a review result.
With reference to the fifth possible implementation manner of the first aspect, an embodiment of the present invention provides a sixth possible implementation manner of the first aspect, where the method further includes:
and grading the points issued by different business clients according to grading factors to generate point grading information, wherein the grading factors comprise the number of holding users of the points, the initial review result, the re-review result and the exchange activity degree.
With reference to the first possible implementation manner of the first aspect, an embodiment of the present invention provides a seventh possible implementation manner of the first aspect, wherein issuing the relevant information includes: registering registration information, a merchant business license, total point fixed information, staging information, designated account information and point information.
With reference to the first aspect, an embodiment of the present invention provides an eighth possible implementation manner of the first aspect, where the method further includes:
and obtaining an integral service through the intelligent contract instance.
In a second aspect, an embodiment of the present invention further provides an internet points trading system, where the system includes:
the contract creating unit is used for creating an intelligent contract instance in the block chain network according to the intelligent contract template and the initial review result of the merchant by the block chain operator;
the transaction unit is used for carrying out transaction on the points of different merchant ends by calling a point conversion function based on the intelligent contract instance to generate account book information;
and the supervision unit is used for supervising and analyzing the book information to obtain the integral supervision information.
The embodiment of the invention has the following beneficial effects:
the invention provides a trading method and a trading system for internet points, which comprises the following steps: creating an intelligent contract instance in a block chain network by a block chain operator according to an intelligent contract template and an initial examination result of a merchant; based on the intelligent contract example, calling a point conversion function to trade points of different merchant ends to generate account book information; and supervising and analyzing the account book information to obtain integral supervision information. By utilizing the characteristics of distributed accounting, non-tampering, intelligent contracts and the like of the block chain, the currency and the utilization rate of point transaction can be improved, and the exchange difficulty and the supervision difficulty are reduced.
Additional features and advantages of the invention will be set forth in the description which follows, and in part will be obvious from the description, or may be learned by practice of the invention. The objectives and other advantages of the invention will be realized and attained by the structure particularly pointed out in the written description and claims hereof as well as the appended drawings.
In order to make the aforementioned and other objects, features and advantages of the present invention comprehensible, preferred embodiments accompanied with figures are described in detail below.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and other drawings can be obtained by those skilled in the art without creative efforts.
Fig. 1 is a flow chart of a transaction method of internet points according to an embodiment of the present invention;
fig. 2 is a block chain-based point transaction flow chart according to a second embodiment of the present invention;
fig. 3 is a schematic diagram of a transaction system for internet points according to a third embodiment of the present invention.
Icon:
100-contract creation unit; 200-a transaction unit; 300-supervision unit.
Detailed Description
To make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions of the present invention will be clearly and completely described below with reference to the accompanying drawings, and it is apparent that the described embodiments are some, but not all embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
At present, point systems based on the internet are respectively isolated, an information island is formed, the liquidity of points among different merchants is poor, and the points of different merchants are difficult to exchange. Meanwhile, for a supervision agency, there is a problem that the point transaction is difficult to supervise.
Based on this, the transaction method and the transaction system for the internet points provided by the embodiment of the invention can improve the circulation and the utilization rate of point transaction, and reduce the exchange difficulty and the supervision difficulty.
For the convenience of understanding the embodiment, the internet points trading method disclosed by the embodiment of the invention will be described in detail first.
The first embodiment is as follows:
fig. 1 is a flowchart of a transaction method for internet points according to an embodiment of the present invention.
Referring to fig. 1, the transaction method of internet points mainly includes the following contents:
and step S01, creating an intelligent contract instance in the block chain network by the block chain operator according to the intelligent contract template and the initial examination result of the merchant.
Specifically, the method comprises the following steps: firstly, acquiring relevant information of issuing points of a merchant terminal; secondly, after the block chain operator performs initial examination and private key signature on the issued integral related information, packaging a signature result and the issued integral related information to generate an initial examination result; and then, taking the initial examination result as a parameter of the intelligent contract template, and creating an intelligent contract instance named by the score in the blockchain network.
Meanwhile, after generating the initial examination result, the method further comprises the following steps: setting a supervision mechanism node in a block chain network; and based on the supervision mechanism node, adopting a data analysis tool to carry out review on the primary review result, and generating a review result.
And step S02, based on the intelligent contract instance, calling a point conversion function to transact points of different merchant ends, and generating the account book information.
And step S03, supervising and analyzing the account book information to obtain integral supervision information.
Specifically, the supervision department can supervise and analyze the whole points in real time through the tools provided in the block chain of the point union during the issuing, using and trading processes.
Example two:
fig. 2 is a block chain-based credit transaction flow chart according to a second embodiment of the present invention.
When the internet points trading method provided by the above embodiment is specifically implemented, before step S01, the method first includes: and creating a wallet address in the blockchain by using the customer end, and registering the wallet address in the blockchain operator to generate the blockchain wallet.
Next, step S01 specifically includes: the business user side submits the relevant information of the issued credit to a block chain operator for preliminary examination, and the relevant information of the issued credit comprises the following steps: register information, merchant business license, total credit fixed information (i.e. whether total credit is fixed or not and what total credit is fixed or not), staging information (i.e. whether staged batch release is performed or not and release proportion per period), designated account information (i.e. whether a part needs to be transferred to a designated account in advance when credit is issued or not, block chain wallet address of the designated account), credit information (i.e. minimum unit of credit, credit description, credit name) and the like.
After passing the initial examination, the block chain operator signs the issue score related information by using a private key certificate of the block chain operator, and packages the signature result and the issue score related information together to serve as an initial examination result to be uploaded to a block chain network. And the blockchain operator uses an intelligent contract template for point management, uses the signature and issued point related data of the corresponding merchant as parameters for initializing an intelligent contract instance, and creates a new intelligent contract instance named by a point name in the blockchain network.
And the supervision agency node arranged in the blockchain network rechecks the operation condition, qualification, background and the like of the merchant through a data analysis tool and the like provided by the integral alliance blockchain to obtain a rechecking result. The review step here can be skipped but will affect the rating of the score in the score union blockchain afterwards.
In addition, the integration service is obtained through an intelligent contract instance, and the method specifically comprises the following steps: an example intelligent contract provides points services for individual users of merchants, including: the merchant gives points to individuals, the individuals consume points to buy services or commodities, and the individuals inquire the balance of the points and consumption records.
Step S02 specifically includes: firstly, intelligent contract examples of different merchant terminals are respectively called by adopting a point conversion function, points in each block chain wallet are locked, and a transaction deposit is generated according to AT (point alliance block chain system points).
Here, since points issued by different merchants are operated in respective smart contract instances, to implement redemption between different points, an intermediary, which is also present in the points federation blockchain and recognized by each party in the federation blockchain, is required as a redemption bridge and a guarantee fund, i.e., AT.
Referring to fig. 2, suppose that two transaction parties are called a and B respectively, x points a held in the hands of the first party and the points B held in the hands of the second party are exchanged, and it is determined after negotiation between the two parties that x points a of the first party can be exchanged for y points B of the second party, but the first party needs to provide z ATs as a guarantee fund before a deal, and once the first party tears down an agreement in the transaction process, z ATs are returned to the second party, and the transaction between the two parties is terminated. This process is accomplished by calling the score conversion function of the score union blockchain system intelligence contract.
And calling an intelligent contract example of the A point to lock x points in the first blockchain wallet, calling an intelligent contract example of the B point to lock y points in the second blockchain wallet by using a point conversion function, and transferring z ATs in the first blockchain wallet into a wallet account generated by a system-custody zero hour to serve as a guarantee fund of the transaction.
Secondly, transferring the locked different points into a matched blockchain wallet by calling transfer interfaces of different intelligent contract examples, and generating first book information under the condition that the transaction is completed.
Calling an intelligent contract instance transfer interface of the B points, and transferring the y B points from the B blockchain wallet to the A blockchain wallet; calling an intelligent contract instance transfer interface of the points A, and transferring x points A from the blockchain wallet of the A to the blockchain wallet of the B;
and finally, transferring the transaction guarantee fund back to the corresponding blockchain wallet to generate second account book information.
Here, when the transaction operation is successful, z AT system credits, which are the guarantee funds, are transferred from the system temporary wallet account back to the first blockchain wallet.
In the whole transaction process, corresponding account book information is generated by the processes of submitting the deposit, locking, transferring and the like and is recorded in the block chain.
In the event of a transaction failure, or before the transaction is not ultimately completed successfully, the AT, which is the deposit, will always be locked. If the two parties have transaction divergence, the transaction can be automatically processed through an arbitration system
The manager or both negotiate to eventually decide to transfer the locked AT to the account of the blockchain wallet of a or b.
Further, the internet points trading method further comprises the following steps: and grading the points issued by different business clients according to the grading factors to generate point grading information, wherein the grading factors comprise the number of held users of the points, the initial examination result, the re-examination result and the exchange activity degree.
Example three:
fig. 3 is a schematic diagram of a transaction system for internet points according to a third embodiment of the present invention.
Referring to fig. 3, the internet points trading system includes:
a contract creating unit 100, configured to create an intelligent contract instance in a blockchain network according to an intelligent contract template and an initial review result of a merchant by a blockchain operator;
the transaction unit 200 is configured to perform transaction on points of different merchant ends by calling a point conversion function based on an intelligent contract instance, and generate account book information;
and the supervision unit 300 is configured to supervise and analyze the account book information to obtain the point supervision information.
The system provided by the embodiment of the present invention has the same implementation principle and technical effect as the foregoing method embodiment, and for the sake of brief description, no mention is made in the system embodiment, and reference may be made to the corresponding contents in the foregoing method embodiment.
The embodiment of the invention has the following beneficial effects:
the invention provides a trading method and a trading system for internet points, which comprises the following steps: creating an intelligent contract instance in a block chain network by a block chain operator according to an intelligent contract template and an initial examination result of a merchant; based on the intelligent contract example, calling a point conversion function to trade points of different merchant ends to generate account book information; and supervising and analyzing the account book information to obtain integral supervision information. By utilizing the characteristics of distributed accounting, non-tampering, intelligent contracts and the like of the block chain, the currency and the utilization rate of point transaction can be improved, and the exchange difficulty and the supervision difficulty are reduced.
The embodiment of the present invention further provides an electronic device, which includes a memory and a processor, where the memory stores a computer program that can be run on the processor, and the processor implements the steps of the internet point trading method provided in the above embodiment when executing the computer program.
The embodiment of the present invention further provides a computer-readable storage medium, on which a computer program is stored, and when the computer program is executed by a processor, the steps of the internet point trading method of the above embodiment are executed.
In the description of the present invention, it should be noted that the terms "first", "second", and "third" are used for descriptive purposes only and are not to be construed as indicating or implying relative importance.
The computer program product for performing the transaction method of internet points provided by the embodiment of the present invention includes a computer-readable storage medium storing a nonvolatile program code executable by a processor, where instructions included in the program code may be used to execute the method described in the foregoing method embodiment, and specific implementation may refer to the method embodiment, and will not be described herein again.
It is clear to those skilled in the art that, for convenience and brevity of description, the specific working processes of the above-described systems, apparatuses and units may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.
In the several embodiments provided in the present application, it should be understood that the disclosed system, apparatus and method may be implemented in other ways. The above-described embodiments of the apparatus are merely illustrative, and for example, the division of the units is only one logical division, and there may be other divisions when actually implemented, and for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted, or not executed.
In addition, functional units in the embodiments of the present invention may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit.
The functions, if implemented in the form of software functional units and sold or used as a stand-alone product, may be stored in a non-volatile computer-readable storage medium executable by a processor. Based on such understanding, the technical solution of the present invention may be embodied in the form of a software product, which is stored in a storage medium and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
Finally, it should be noted that: the above-mentioned embodiments are only specific embodiments of the present invention, which are used for illustrating the technical solutions of the present invention and not for limiting the same, and the protection scope of the present invention is not limited thereto, although the present invention is described in detail with reference to the foregoing embodiments, those skilled in the art should understand that: any person skilled in the art can modify or easily conceive the technical solutions described in the foregoing embodiments or equivalent substitutes for some technical features within the technical scope of the present disclosure; such modifications, changes or substitutions do not depart from the spirit and scope of the embodiments of the present invention, and they should be construed as being included therein. Therefore, the protection scope of the present invention shall be subject to the protection scope of the claims.
Claims (9)
1. A method for trading internet points, the method comprising:
creating an intelligent contract instance in a block chain network by a block chain operator according to an intelligent contract template and an initial examination result of a merchant;
based on the intelligent contract example, calling a point conversion function to trade points of different merchant ends to generate account book information;
supervising and analyzing the book information to obtain point supervision information;
based on the intelligent contract instance, calling a point conversion function to trade points of different merchant ends, and generating book information, wherein the book information comprises the following steps: the point conversion function is adopted to respectively call the intelligent contract examples of different merchant terminals, the points in the block chain wallets of the intelligent contract examples are locked, and transaction deposit is generated according to the point AT of the point alliance block chain system; transferring the locked different points into a matched blockchain wallet by calling transfer interfaces of different intelligent contract examples, and generating first account book information under the condition that the transaction is completed; and transferring the transaction deposit back to the corresponding blockchain wallet to generate second account book information.
2. The method of claim 1, wherein creating, by the blockchain operator, an intelligent contract instance in the blockchain network according to the intelligent contract template and the initial review result for the merchant comprises:
acquiring relevant information of issuing points of a merchant terminal;
after the block chain operator performs initial review and private key signature on the issued integral related information, packaging a signature result and the issued integral related information to generate an initial review result;
and taking the initial examination result as a parameter of the intelligent contract template, and creating the intelligent contract instance named by the score in a block chain network.
3. The method of claim 1, further comprising:
in the event of a transaction failure, the AT is continuously locked.
4. The method of claim 1, further comprising:
and creating a wallet address in the blockchain by using a customer end, and registering the wallet address in the blockchain operator to generate a blockchain wallet.
5. The method of claim 2, wherein after the steps of generating the initial review result by packaging the signature result and the score information after the initial review and private key signature of the score information by the blockchain operator, the method further comprises:
setting a supervision mechanism node in a block chain network;
and based on the supervision mechanism node, adopting a data analysis tool to carry out review on the initial review result, and generating a review result.
6. The method of claim 5, further comprising:
and grading the points issued by different business clients according to grading factors to generate point grading information, wherein the grading factors comprise the number of holding users of the points, the initial review result, the re-review result and the exchange activity degree.
7. The method of claim 2, wherein issuing point correlation information comprises: registering registration information, a merchant business license, total point fixed information, staging information, designated account information and point information.
8. The method of claim 1, further comprising:
and obtaining an integral service through the intelligent contract instance.
9. An internet points trading system, comprising:
the contract creating unit is used for creating an intelligent contract instance in the block chain network according to the intelligent contract template and the initial review result of the merchant by the block chain operator;
the transaction unit is used for carrying out transaction on the points of different merchant ends by calling a point conversion function based on the intelligent contract instance to generate account book information;
the monitoring unit is used for monitoring and analyzing the book information to obtain integral monitoring information;
the transaction unit is further used for calling the intelligent contract instances of different merchant terminals by adopting the point conversion function, locking points in the block chain wallets of the intelligent contract instances, and generating transaction deposit according to the point alliance block chain system points AT; transferring the locked different points into a matched blockchain wallet by calling transfer interfaces of different intelligent contract examples, and generating first account book information under the condition that the transaction is completed; and transferring the transaction deposit back to the corresponding blockchain wallet to generate second account book information.
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| CN112184246A (en) * | 2020-10-13 | 2021-01-05 | 深圳壹账通智能科技有限公司 | Account book management method, device, equipment and storage medium |
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