CN113159935A - To-do service processing method and device based on block chain - Google Patents
To-do service processing method and device based on block chain Download PDFInfo
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- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/24—Querying
- G06F16/245—Query processing
- G06F16/2458—Special types of queries, e.g. statistical queries, fuzzy queries or distributed queries
- G06F16/2471—Distributed queries
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Abstract
The invention discloses a block chain-based pending service processing method and a block chain-based pending service processing device, which relate to the technical field of block chains and comprise the following steps: obtaining information of the business to be done of the customer at each financial institution, and storing the information of the business to be done to a block chain after the information of the business to be done is configured based on a business template corresponding to the business to be done, wherein each financial institution is accessed to the block chain; generating a financial calendar of the client according to the information of the to-be-handled business of the client in each financial institution and storing the financial calendar to a block chain; when a client logs in any financial institution, inquiring the financial calendar of the client from the blockchain according to the client identification, and displaying the financial calendar of the client at the financial institution where the client logs in; the method comprises the steps of receiving a transaction request of the to-be-handled service returned by a client, inquiring the to-be-handled service information configured based on the service template from the block chain according to the transaction request of the to-be-handled service, and processing the to-be-handled service in a financial institution logged in by the client according to the to-be-handled service information configured based on the service template.
Description
Technical Field
The present invention relates to the field of block chain technologies, and in particular, to a method and an apparatus for processing a pending service based on a block chain.
Background
Along with the technical development of the mobile internet, financial services are more developed towards intellectualization, omnibearing financial services are provided for clients, and client experience is improved.
In view of the above problems, no effective solution has been proposed.
Disclosure of Invention
The embodiment of the invention provides a to-do service processing method based on a block chain, which is used for improving the processing efficiency of the to-do service and comprises the following steps:
obtaining information of the business to be done of the customer at each financial institution, and storing the information of the business to be done to a block chain after the information of the business to be done is configured based on a business template corresponding to the business to be done, wherein each financial institution is accessed to the block chain;
generating a financial calendar of the client according to the information of the to-be-handled business of the client in each financial institution and storing the financial calendar to a block chain;
when a client logs in any financial institution, inquiring the financial calendar of the client from the blockchain according to the client identification, and displaying the financial calendar of the client at the financial institution where the client logs in;
receiving a transaction request of the to-be-handled service returned by the client, inquiring the to-be-handled service information configured based on the service template from the block chain according to the transaction request of the to-be-handled service, and processing the to-be-handled service in the financial institution logged in by the client according to the to-be-handled service information configured based on the service template.
The embodiment of the invention provides a device for processing a to-do service based on a block chain, which is used for improving the processing efficiency of the to-do service and comprises the following components:
the template configuration module is used for acquiring the information of the to-be-handled services of the clients at each financial institution, configuring the information of the to-be-handled services based on the service templates corresponding to the to-be-handled services and then storing the information of the to-be-handled services into the block chain, wherein each financial institution is accessed into the block chain;
the financial calendar generating module is used for generating financial calendars of the clients according to the information of the to-be-handled services of the clients in each financial institution and then storing the financial calendars to the block chain;
the display module is used for inquiring the financial calendar of the client from the blockchain according to the client identification when the client logs in any financial institution and displaying the financial calendar of the client in the financial institution where the client logs in;
and the to-do business processing module is used for receiving the transaction request of the to-do business returned by the client, inquiring the to-do business information configured based on the business template from the block chain according to the transaction request of the to-do business, and processing the to-do business in the financial institution logged in by the client according to the to-do business information configured based on the business template.
The embodiment of the present invention further provides a computer device, which includes a memory, a processor, and a computer program stored in the memory and capable of running on the processor, and when the processor executes the computer program, the to-do service processing method based on the block chain is implemented.
The embodiment of the invention also provides a computer-readable storage medium, and the computer-readable storage medium stores the method for processing the to-do service based on the block chain.
The embodiment of the invention comprises the following steps: obtaining information of the business to be done of the customer at each financial institution, and storing the information of the business to be done to a block chain after the information of the business to be done is configured based on a business template corresponding to the business to be done, wherein each financial institution is accessed to the block chain; generating a financial calendar of the client according to the information of the to-be-handled business of the client in each financial institution and storing the financial calendar to a block chain; when a client logs in any financial institution, inquiring the financial calendar of the client from the blockchain according to the client identification, and displaying the financial calendar of the client at the financial institution where the client logs in; the method comprises the steps of receiving a transaction request of the to-be-handled service returned by a client, inquiring information of the to-be-handled service configured based on a service template from a block chain according to the transaction request of the to-be-handled service, and processing the to-be-handled service in a financial institution which the client logs in according to the information of the to-be-handled service configured based on the service template.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
fig. 1 is a schematic diagram of a block chain-based pending service processing method flow in an embodiment of the present invention;
FIG. 2 is a block chain establishment process according to an embodiment of the present invention;
FIG. 3 is a schematic diagram of a pending business processing configuration flow according to an embodiment of the present disclosure;
FIG. 4 is a schematic diagram illustrating a detailed flow chart of step 104 in FIG. 1;
fig. 5 is a schematic diagram illustrating a structure of a pending service processing apparatus based on a block chain according to an embodiment of the present invention;
fig. 6 is a schematic diagram illustrating another structure of a pending service processing apparatus based on a block chain according to an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
As will be appreciated by one skilled in the art, embodiments of the present invention may be embodied as a system, apparatus, method or computer program product. Accordingly, the present disclosure may be embodied in the form of: entirely hardware, entirely software (including firmware, resident software, micro-code, etc.), or a combination of hardware and software.
An embodiment of the present invention provides a to-do service processing method based on a block chain, so as to improve processing efficiency of the to-do service, where fig. 1 is a schematic diagram of a flow of the to-do service processing method based on the block chain in the embodiment of the present invention, as shown in fig. 1, the method includes:
step 101: obtaining information of the business to be done of the customer at each financial institution, and storing the information of the business to be done to a block chain after the information of the business to be done is configured based on a business template corresponding to the business to be done, wherein each financial institution is accessed to the block chain;
step 102: generating a financial calendar of the client according to the information of the to-be-handled business of the client in each financial institution and storing the financial calendar to a block chain;
step 103: when a client logs in any financial institution, inquiring the financial calendar of the client from the blockchain according to the client identification, and displaying the financial calendar of the client at the financial institution where the client logs in;
step 104: receiving a transaction request of the to-be-handled service returned by the client, inquiring the to-be-handled service information configured based on the service template from the block chain according to the transaction request of the to-be-handled service, and processing the to-be-handled service in the financial institution logged in by the client according to the to-be-handled service information configured based on the service template.
As shown in fig. 1, an embodiment of the present invention is implemented by: obtaining information of the business to be done of the customer at each financial institution, and storing the information of the business to be done to a block chain after the information of the business to be done is configured based on a business template corresponding to the business to be done, wherein each financial institution is accessed to the block chain; generating a financial calendar of the client according to the information of the to-be-handled business of the client in each financial institution and storing the financial calendar to a block chain; when a client logs in any financial institution, inquiring the financial calendar of the client from the blockchain according to the client identification, and displaying the financial calendar of the client at the financial institution where the client logs in; the method comprises the steps of receiving a transaction request of the to-be-handled service returned by a client, inquiring information of the to-be-handled service configured based on a service template from a block chain according to the transaction request of the to-be-handled service, and processing the to-be-handled service in a financial institution which the client logs in according to the information of the to-be-handled service configured based on the service template.
Fig. 2 is a schematic diagram of a process of establishing a blockchain according to an embodiment of the present invention, as shown in fig. 2, in an embodiment, before obtaining information of pending business of a customer at each financial institution in step 101, the method may further include:
the blockchain is established as follows:
step 201: building a block chain network, and accessing information inquiry interfaces and service handling interfaces of a plurality of financial institutions to each node in the block chain network;
step 202: and mutually communicating the information inquiry interfaces and the business handling interfaces of the plurality of financial institutions based on the consensus mechanism and the intelligent contract.
In specific implementation, different financial institutions need to be accessed through a block chain, specifically, a block chain network can be constructed, information query interfaces and service handling interfaces of a plurality of financial institutions are accessed to each node in the block chain network, and then the information query interfaces and the service handling interfaces of the plurality of financial institutions are mutually trusted based on a consensus mechanism and an intelligent contract.
Fig. 3 is a schematic view of a to-do service processing configuration flow in the embodiment of the present invention, as shown in fig. 3, in an embodiment, before configuring, in step 101, information of a to-do service based on a service template corresponding to the to-do service, the method may further include:
step 301: adding identification information of a financial institution to which the business to be handled belongs in the business information to be handled;
in step 101, the configuring and storing the information of the to-do service to the block chain based on the service template corresponding to the to-do service may include:
step 302: acquiring a service template of the to-be-handled service from the financial institution to which the to-be-handled service belongs according to the service type of the to-be-handled service and the identification information of the financial institution to which the to-be-handled service belongs;
step 303: and configuring the information of the service to be handled based on the service template of the service to be handled and storing the information of the service to be handled to the block chain.
In specific implementation, after the block chain is established, in step 101, the to-do service information of the customer may be obtained from the information query interfaces of the multiple financial institutions, where the to-do service information may include, for example: detailed description of the to-be-handled service and information required for handling the service, then, processing the to-be-handled service information, and adding identification information of a financial institution to which the to-be-handled service belongs to the to-be-handled service information, for example: the business to be handled of the customer in the bank A is repayment, and the business information to be handled is processed as follows: "bank a: the amount XX to be paid and the account XX "to be paid can be called according to the service type of the service to be dealt and the identification information of the financial institution to which the service to be dealt belongs, an information query interface of the financial institution to which the service to be dealt belongs is called, a service template of the service to be dealt is obtained from the financial institution to which the service to be dealt belongs, for example, a service template of the payment service of bank a is queried, and finally, the processed information of the service to be dealt is configured based on the service template of the service to be dealt, for example, the payment service template of the payment service of bank a is configured to' bank a: and storing the to-be-processed service information configured on the basis of the service template of the to-be-processed service into the block chain according to the to-be-paid amount XX and the to-be-paid account XX' information.
In step 102, a financial calendar of the client may be generated according to the to-be-handled service information added with the identification information of the financial institution to which the client belongs and then stored in the block chain, in step 103, when the client logs in the client of the financial institution B, if the client initiates the to-be-handled service query request, the financial calendar of the client may be queried from the block chain according to the client identification, the financial calendar of the client is displayed in a classified manner at the client of the financial institution B in which the client has logged in, and then all the to-be-handled service information of the client may be displayed through the financial calendar, so that the client can obtain all the to-be-handled services related to the client in time.
Fig. 4 is a schematic diagram illustrating a detailed process of step 104 in fig. 1, and as shown in fig. 4, in step 104, processing the to-do business at the financial institution to which the client has logged in according to the configured information of the to-do business based on the business template may include:
step 401: when the to-be-handled service belongs to the service of the financial institution which the client logs in, processing the to-be-handled service according to the service handling process of the financial institution which the client logs in and the to-be-handled service information configured on the basis of the service template;
step 402: when the business to be handled does not belong to the business of the financial institution which the client logs in, inquiring a business handling interface of the financial institution to which the business to be handled belongs from the block chain;
step 403: and calling a service handling interface of the financial institution to which the service to be handled belongs, and processing the service to be handled according to the service information to be handled configured based on the service template.
In step 104, when receiving a request for handling the service to be handled returned by the client, the information of the service to be handled configured based on the service template can be queried from the block chain according to the request for handling the service to be handled, and the service to be handled is processed in the financial institution where the client logs in according to the information of the service to be handled configured based on the service template.
Specifically, whether the to-be-handled service belongs to a financial institution which a client logs in is judged, and when the to-be-handled service belongs to the service of the financial institution which the client logs in, the to-be-handled service is processed according to the service processing flow of the financial institution which the client logs in and the to-be-handled service information configured based on the service template; when the to-be-done service does not belong to the services of the financial institutions registered by the clients, firstly, whether information interaction with the financial institutions to which the to-be-done service belongs is needed or not is judged according to the types of the to-be-done service when the to-be-done service is processed, if the information interaction is not needed, the to-be-done service can be handled directly from the financial institutions registered by the clients, if the information interaction is needed, a service handling interface of the financial institutions to which the to-be-done service belongs is inquired from a block chain, the service handling interface of the financial institutions to which the to-be-done service belongs is called, the to-be-done service is processed according to the to-be-done service information configured based on the service template, after the to-be-done service is processed, the processing result of the to-be-done service can be uploaded to the block chain, and the state of the financial calendar can be updated synchronously. Therefore, all the to-do services of the client can be processed at the financial institution where the client logs in, the client can process the to-do services of other banks at the current bank without logging in each financial institution to process the to-do services respectively, the processing efficiency of the to-do services is improved, and the client experience is improved.
It should be noted that while the operations of the method of the present invention are depicted in the drawings in a particular order, this does not require or imply that the operations must be performed in this particular order, or that all of the illustrated operations must be performed, to achieve desirable results. Additionally or alternatively, certain steps may be omitted, multiple steps combined into one step execution, and/or one step broken down into multiple step executions.
Based on the same inventive concept, the embodiment of the present invention further provides a device for processing a to-do service based on a block chain, as in the following embodiments. Because the principle of solving the problem of the block chain-based pending service processing apparatus is similar to the block chain-based pending service processing method, the implementation of the apparatus can refer to the implementation of the method, and repeated details are not repeated. As used hereinafter, the term "unit" or "module" may be a combination of software and/or hardware that implements a predetermined function. Although the means described in the embodiments below are preferably implemented in software, an implementation in hardware, or a combination of software and hardware is also possible and contemplated.
An embodiment of the present invention provides a device for processing a to-do service based on a block chain, so as to improve processing efficiency of the to-do service, where fig. 5 is a schematic diagram of a structure of the device for processing the to-do service based on the block chain in the embodiment of the present invention, and as shown in fig. 5, the device includes:
the template configuration module 01 is used for acquiring information of the to-be-handled services of the clients at each financial institution, configuring the information of the to-be-handled services based on a service template corresponding to the to-be-handled services, and storing the information of the to-be-handled services into the block chain, wherein each financial institution has access to the block chain;
the financial calendar generating module 02 is used for generating financial calendars of the clients according to the information of the to-be-handled services of the clients in each financial institution and storing the financial calendars to the block chain;
the financial calendar display module 03 is used for inquiring the financial calendar of the client from the blockchain according to the client identifier when the client logs in any financial institution and displaying the financial calendar of the client in the financial institution where the client logs in;
the to-do service processing module 04 is configured to receive a request for handling the to-do service returned by the client, query the to-do service information configured based on the service template from the block chain according to the request for handling the to-do service, and process the to-do service in the financial institution where the client has logged in according to the to-do service information configured based on the service template.
Fig. 6 is a schematic diagram of another structure of a block chain-based pending service processing apparatus according to an embodiment of the present invention, as shown in fig. 6, in an embodiment, the apparatus may further include: an information processing module 05 for;
before the information of the to-be-handled service is configured based on the service template corresponding to the to-be-handled service, adding identification information of a financial institution to which the to-be-handled service belongs to the information of the to-be-handled service;
the template configuration module 01 is specifically configured to:
acquiring a service template of the to-be-handled service from the financial institution to which the to-be-handled service belongs according to the service type of the to-be-handled service and the identification information of the financial institution to which the to-be-handled service belongs;
and configuring the information of the service to be handled based on the service template of the service to be handled and storing the information of the service to be handled to the block chain.
As shown in fig. 6, in one embodiment, the apparatus further comprises: a block chain establishing module 06, configured to:
before obtaining the information of the to-do business of the client at each financial institution, establishing a block chain according to the following modes:
building a block chain network, and accessing information inquiry interfaces and service handling interfaces of a plurality of financial institutions to each node in the block chain network;
and mutually communicating the information inquiry interfaces and the business handling interfaces of the plurality of financial institutions based on the consensus mechanism and the intelligent contract.
In an embodiment, the to-do service processing module 04 is specifically configured to:
when the to-be-handled service belongs to the service of the financial institution which the client logs in, processing the to-be-handled service according to the service handling process of the financial institution which the client logs in and the to-be-handled service information configured on the basis of the service template;
when the business to be handled does not belong to the business of the financial institution which the client logs in, inquiring a business handling interface of the financial institution to which the business to be handled belongs from the block chain;
and calling a service handling interface of the financial institution to which the service to be handled belongs, and processing the service to be handled according to the service information to be handled configured based on the service template.
The embodiment of the present invention further provides a computer device, which includes a memory, a processor, and a computer program stored in the memory and capable of running on the processor, and when the processor executes the computer program, the to-do service processing method based on the block chain is implemented.
The embodiment of the invention also provides a computer-readable storage medium, and the computer-readable storage medium stores the method for processing the to-do service based on the block chain.
The following is a specific example to facilitate an understanding of how the invention may be practiced.
Firstly, a block chain network is constructed, information inquiry interfaces and service handling interfaces of a plurality of financial institutions are accessed to each node in the block chain network, then mutual trust is carried out on the information inquiry interfaces and the service handling interfaces of the financial institutions based on a consensus mechanism and an intelligent contract, and then the following steps are executed:
the first step is as follows: inquiring the information of the business to be dealt with of the client Bob from the information inquiry interface of the bank A, and inquiring that the client Bob has a credit card business to be paid back in the bank A;
the second step is that: adding identification information of a financial institution bank A to which the service to be paid belongs to the service information to be paid, such as: "bank a: amount to be paid XX, account to be paid 11111111 ";
the third step: calling an information inquiry interface of the bank A according to the service type of the service to be paid and the identification information of the bank A, inquiring a service template of the payment service of the bank A, configuring the service information to be paid after the identification information of the bank A is added on the basis of the service template of the payment service of the bank A, and storing the service information to be paid to a block chain;
the fourth step: generating a financial calendar of a client Bob according to the service information to be paid after the bank identification information A is added, and storing the financial calendar to a block chain;
the fourth step: when a client Bob logs in a mobile phone bank of a bank B, inquiring a financial calendar of the client Bob from the blockchain according to a client identifier of the client Bob;
the fifth step: after reading the financial calendar, the client Bob initiates a transaction request of the bank payment service A, judges that information interaction with the bank A is not needed when the bank payment service A is processed, directly initiates payment for a credit card of the bank A from the bank B, transfers payment to a credit card in arrears, deducts money from a bank card account number of the bank B from the client Bob, and completes service transaction;
and a sixth step: and after the service is completed, uploading the repayment service processing result to the block chain, and synchronously updating the state of the financial calendar of the client Bob.
In summary, the embodiment of the present invention provides: obtaining information of the business to be done of the customer at each financial institution, and storing the information of the business to be done to a block chain after the information of the business to be done is configured based on a business template corresponding to the business to be done, wherein each financial institution is accessed to the block chain; generating a financial calendar of the client according to the information of the to-be-handled business of the client in each financial institution and storing the financial calendar to a block chain; when a client logs in any financial institution, inquiring the financial calendar of the client from the blockchain according to the client identification, and displaying the financial calendar of the client at the financial institution where the client logs in; the method comprises the steps of receiving a transaction request of the to-be-handled service returned by a client, inquiring information of the to-be-handled service configured based on the service template from the block chain according to the transaction request of the to-be-handled service, and processing the to-be-handled service in the financial institution which the client logs in according to the information of the to-be-handled service configured based on the service template.
In addition, the embodiment of the invention is based on the financial calendar, can uniformly display all the information of the to-do business of the client through the financial calendar, and enables the client to obtain all the to-do business related to the client in time, thereby improving the reminding efficiency of the to-do business.
Although the present invention provides method steps as described in the examples or flowcharts, more or fewer steps may be included based on routine or non-inventive labor. The order of steps recited in the embodiments is merely one manner of performing the steps in a multitude of orders and does not represent the only order of execution. When an actual apparatus or client product executes, it may execute sequentially or in parallel (e.g., in the context of parallel processors or multi-threaded processing) according to the embodiments or methods shown in the figures.
As will be appreciated by one skilled in the art, embodiments of the present description may be provided as a method, apparatus (system) or computer program product. Accordingly, embodiments of the present description may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the system embodiment, since it is substantially similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment. In this document, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. The terms "upper", "lower", and the like, indicate orientations or positional relationships based on the orientations or positional relationships shown in the drawings, and are only for convenience in describing the present invention and simplifying the description, but do not indicate or imply that the referred devices or elements must have a specific orientation, be constructed and operated in a specific orientation, and thus, should not be construed as limiting the present invention. Unless expressly stated or limited otherwise, the terms "mounted," "connected," and "connected" are intended to be inclusive and mean, for example, that they may be fixedly connected, detachably connected, or integrally connected; can be mechanically or electrically connected; they may be connected directly or indirectly through intervening media, or they may be interconnected between two elements. The specific meanings of the above terms in the present invention can be understood by those skilled in the art according to specific situations. It should be noted that the embodiments and features of the embodiments may be combined with each other without conflict. The present invention is not limited to any single aspect, nor is it limited to any single embodiment, nor is it limited to any combination and/or permutation of these aspects and/or embodiments. Moreover, each aspect and/or embodiment of the present invention may be utilized alone or in combination with one or more other aspects and/or embodiments thereof.
Finally, it should be noted that: the above embodiments are only used to illustrate the technical solution of the present invention, and not to limit the same; while the invention has been described in detail and with reference to the foregoing embodiments, it will be understood by those skilled in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some or all of the technical features may be equivalently replaced; such modifications and substitutions do not depart from the spirit and scope of the present invention, and they should be construed as being included in the following claims and description.
Claims (10)
1. A to-do service processing method based on a block chain is characterized by comprising the following steps:
obtaining information of to-be-done services of a client at each financial institution, configuring the information of the to-be-done services based on a service template corresponding to the to-be-done services, and storing the information of the to-be-done services into a block chain, wherein each financial institution is accessed into the block chain;
generating a financial calendar of the client according to the information of the to-be-handled business of the client in each financial institution and storing the financial calendar to a block chain;
when a client logs in any financial institution, inquiring the financial calendar of the client from the blockchain according to the client identification, and displaying the financial calendar of the client at the financial institution where the client logs in;
receiving a transaction request of the to-be-handled service returned by the client, inquiring the to-be-handled service information configured based on the service template from the block chain according to the transaction request of the to-be-handled service, and processing the to-be-handled service in the financial institution logged in by the client according to the to-be-handled service information configured based on the service template.
2. The method of claim 1, wherein before configuring the information of the to-do services based on the service template corresponding to the to-do services, the method further comprises:
adding identification information of a financial institution to which the business to be handled belongs in the business information to be handled;
the step of storing the information of the service to be handled to a block chain after the information of the service to be handled is configured based on a service template corresponding to the service to be handled comprises the following steps:
acquiring a service template of the to-be-handled service from the financial institution to which the to-be-handled service belongs according to the service type of the to-be-handled service and the identification information of the financial institution to which the to-be-handled service belongs;
and configuring the information of the service to be handled based on the service template of the service to be handled and storing the information of the service to be handled to the block chain.
3. The method of claim 1, wherein obtaining the to-do business information of the customer at each financial institution further comprises:
the blockchain is established as follows:
building a block chain network, and accessing information inquiry interfaces and service handling interfaces of a plurality of financial institutions to each node in the block chain network;
and mutually communicating the information inquiry interfaces and the business handling interfaces of the plurality of financial institutions based on the consensus mechanism and the intelligent contract.
4. The method of claim 2, wherein processing the to-do business at the financial institution to which the customer has logged in according to the to-do business information configured based on the business template comprises:
when the to-be-handled service belongs to the service of the financial institution which the client logs in, processing the to-be-handled service according to the service handling process of the financial institution which the client logs in and the to-be-handled service information configured on the basis of the service template;
when the business to be handled does not belong to the business of the financial institution which the client logs in, inquiring a business handling interface of the financial institution to which the business to be handled belongs from the block chain;
and calling a service handling interface of the financial institution to which the service to be handled belongs, and processing the service to be handled according to the service information to be handled configured based on the service template.
5. A pending service processing apparatus based on a block chain, comprising:
the template configuration module is used for acquiring information of the to-be-handled services of the clients at each financial institution, configuring the information of the to-be-handled services based on a service template corresponding to the to-be-handled services and then storing the information of the to-be-handled services into the block chain, wherein each financial institution is accessed into the block chain;
the financial calendar generating module is used for generating financial calendars of the clients according to the information of the to-be-handled services of the clients in each financial institution and then storing the financial calendars to the block chain;
the financial calendar display module is used for inquiring the financial calendar of the client from the blockchain according to the client identification when the client logs in any financial institution and displaying the financial calendar of the client in the financial institution where the client logs in;
and the to-do business processing module is used for receiving the transaction request of the to-do business returned by the client, inquiring the to-do business information configured based on the business template from the block chain according to the transaction request of the to-do business, and processing the to-do business in the financial institution logged in by the client according to the to-do business information configured based on the business template.
6. The apparatus of claim 5, further comprising: the information processing module is used for processing the information;
before the information of the to-be-handled service is configured based on the service template corresponding to the to-be-handled service, adding identification information of a financial institution to which the to-be-handled service belongs to the information of the to-be-handled service;
the template configuration module is specifically configured to:
acquiring a service template of the to-be-handled service from the financial institution to which the to-be-handled service belongs according to the service type of the to-be-handled service and the identification information of the financial institution to which the to-be-handled service belongs;
and configuring the information of the service to be handled based on the service template of the service to be handled and storing the information of the service to be handled to the block chain.
7. The apparatus of claim 5, further comprising: a block chain establishment module to:
before obtaining the information of the to-do business of the client at each financial institution, establishing a block chain according to the following modes:
building a block chain network, and accessing information inquiry interfaces and service handling interfaces of a plurality of financial institutions to each node in the block chain network;
and mutually communicating the information inquiry interfaces and the business handling interfaces of the plurality of financial institutions based on the consensus mechanism and the intelligent contract.
8. The apparatus of claim 7, wherein the to-do service processing module is specifically configured to:
when the to-be-handled service belongs to the service of the financial institution which the client logs in, processing the to-be-handled service according to the service handling process of the financial institution which the client logs in and the to-be-handled service information configured on the basis of the service template;
when the business to be handled does not belong to the business of the financial institution which the client logs in, inquiring a business handling interface of the financial institution to which the business to be handled belongs from the block chain;
and calling a service handling interface of the financial institution to which the service to be handled belongs, and processing the service to be handled according to the service information to be handled configured based on the service template.
9. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any one of claims 1 to 4 when executing the computer program.
10. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program for executing the method of any one of claims 1 to 4.
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