CN112884594A - Data processing system and method for insurance service - Google Patents
Data processing system and method for insurance service Download PDFInfo
- Publication number
- CN112884594A CN112884594A CN202110159307.6A CN202110159307A CN112884594A CN 112884594 A CN112884594 A CN 112884594A CN 202110159307 A CN202110159307 A CN 202110159307A CN 112884594 A CN112884594 A CN 112884594A
- Authority
- CN
- China
- Prior art keywords
- insurance
- company
- performance
- exhibition
- business
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
- G06Q10/063—Operations research, analysis or management
- G06Q10/0631—Resource planning, allocation, distributing or scheduling for enterprises or organisations
- G06Q10/06311—Scheduling, planning or task assignment for a person or group
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
- G06Q10/063—Operations research, analysis or management
- G06Q10/0631—Resource planning, allocation, distributing or scheduling for enterprises or organisations
- G06Q10/06313—Resource planning in a project environment
Landscapes
- Business, Economics & Management (AREA)
- Human Resources & Organizations (AREA)
- Engineering & Computer Science (AREA)
- Economics (AREA)
- Strategic Management (AREA)
- Entrepreneurship & Innovation (AREA)
- Theoretical Computer Science (AREA)
- Marketing (AREA)
- Development Economics (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Educational Administration (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Game Theory and Decision Science (AREA)
- Operations Research (AREA)
- Quality & Reliability (AREA)
- Tourism & Hospitality (AREA)
- Life Sciences & Earth Sciences (AREA)
- Biodiversity & Conservation Biology (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention provides a data processing system and a method of insurance business, wherein the system comprises: the setting module is used for setting an exhibition channel; the exhibition industry channel judging module is used for acquiring and judging the exhibition industry channel corresponding to the insurance policy when the insurance client submits the new contract insurance policy; the exhibition industry mode judging module is used for judging the exhibition industry mode of the exhibition industry channel corresponding to the policy; the performance attribution division module is used for binding the insurance policy identification with a first company salesman code when the exhibition mode is independent exhibition, and the salesman performance and the institution performance respectively belong to a first company salesman and a second company of a client attribution administrative region and are underwritten by the second company; when the exhibition mode is cooperative exhibition, the insurance policy identification is bound with the project group, the performance of the business personnel belongs to the business personnel of the cooperative exhibition party according to the preset proportion, the mechanism performance belongs to the second company, and the second company holds the insurance.
Description
Technical Field
The present invention relates to the field of insurance, and more particularly, to a data processing system and method for insurance services.
Background
In the prior art, fig. 7 is a schematic flow chart of the assessment of the performance attribution of the insurance application. As shown in fig. 7, the current process of determining the attribution of the insurance performance is:
s01, the customer registers the customer in the insurance company' S visitor unit by scanning the code of the clerk or actively logging in.
And S02, the service core unit records the operator code bound by the insurance policy after the client submits the insurance policy by scanning the customer logged in by the operator code.
And S03, the client logs in actively and can input the operator code on the insurance policy, and after the client submits the insurance policy, the service core unit records the operator code bound by the insurance policy.
And S04, the client logs in actively, if no operator code is recorded on the insurance policy, after the client submits the insurance policy, the service core unit assigns an operator of a local branch company to the client for subsequent service according to the regional information filled in when the client registers, and the service core unit records the assigned operator code.
And S05, after underwriting, the service core unit inquires the affiliated branch company from the sales management unit according to the service member code, and records the affiliated branch company of the insurance policy in the service core unit. Subsequent safeties, claims, renewals, etc. are served by the local affiliates.
And S06, before the wages of the salesman are issued every month, the business core unit calculates the salesman performance according to the salesman code bound by the policy, the preset policy award-drawing proportion and the like.
And S07, the business core unit calculates the performance of the branch company and the business department according to the branch company business department to which the salesman belongs recorded in the sales management unit, and displays the results through the report unit.
S08, if the customer subsequently insures, the performance remains attributed to the original salesman and their local affiliates.
The method can lock the salesmen and local branch companies which are applied by the client based on the existing process, and the achievement attribution is clear; meanwhile, the client attribution is limited, and the adverse effect that the same company salesman contends for the client is avoided. However, the method is not suitable for the characteristics of frequent personnel migration, various client insurance requirements and rapid change of the exhibition form in the current era, limits the regions and modes of service personnel, is not beneficial to mobilizing the enthusiasm of the personnel, and does not exert the current large-scale service capability.
In view of the above, a technical solution that can meet the insurance requirements of customers, embody the characteristics of insurance exhibition and improve the enthusiasm of service personnel is urgently needed.
Disclosure of Invention
The invention provides a data processing system and a data processing method for insurance business, which are used for overcoming the defects of the prior art, breaking the limitation of the location of business personnel when a new contract is underwritten, enabling each company to carry out exhibition through setting an exhibition independent business channel or a cooperative exhibition business channel, binding insurance policy identification to the corresponding business personnel according to an insurance mode and an exhibition mode after a client carries out insurance application, and attaching the business personnel performance and the mechanism performance corresponding to the insurance policy to the corresponding business personnel and company reasonably, and simultaneously attaching the business personnel performance to the business personnel guiding the client to add insurance when an old client adds insurance, wherein the business personnel performance is not limited to the original business personnel, and the whole process keeps the benign competition of the business personnel while introducing a large-scale insurance application mode, thereby reducing the cost, improving the efficiency and benefiting the innovation of people.
In a first aspect of an embodiment of the present invention, a data processing system for insurance services is provided, where the system includes:
the system comprises a setting module, a display module and a display module, wherein the setting module is used for setting display channels, and the display channels comprise independent display channels or cooperation display channels;
the system comprises an exhibition industry channel judging module, a contract obtaining module and a contract obtaining module, wherein the exhibition industry channel judging module is used for obtaining and judging an exhibition industry channel corresponding to a policy when an insurance client submits a new contract policy;
the exhibition industry mode judging module is used for judging the exhibition industry mode of the exhibition industry channel corresponding to the policy;
the system comprises a performance attribution division module, a first company business member team and a second company business member attribution division module, wherein the performance attribution division module is used for binding a policy identification of an insurance client with a business member code belonging to a first company when the exhibition mode is that business is independently exhibited by the first company business member team, the business member performance attribution is carried out on the business member of the first company, the mechanism performance attribution is carried out on a second company of an administrative region corresponding to the client, and the second company undertakes insurance service corresponding to the policy;
when the exhibition mode is that a first company and a second company cooperate to exhibit the industry, the insurance policy identification of an insurance client is bound with the exhibition project group identification, the performance of a business member belongs to the business member of the first company and the business member of the second company according to a preset proportion, the performance of an organization is attributed to the second company, and a second division undertakes the insurance service corresponding to the insurance policy; wherein the exhibition project group is established by the first company operator and the second company operator.
Further, the system further comprises:
the insurance application mode judging module is used for acquiring the insurance application mode of the insurance policy when the insurance client submits the new contract insurance policy; the insurance application mode is to apply insurance through an exhibition channel, guide insurance application through a salesman or self insurance application of a client.
Further, the performance attribution dividing module is further configured to:
and when the insurance application mode is the insurance application guided by a first salesman, binding the insurance policy identification of the insurance client with a first salesman code, wherein the performance of the salesman belongs to the first salesman, the performance of the institution belongs to a third company of the administrative region to which the client corresponds, and the third company undertakes insurance service.
Further, the performance attribution dividing module is further configured to:
and when the insurance application mode is that the client applies insurance by himself, binding the insurance policy identification of the insurance client with a fourth company staff of the administrative region to which the client corresponds, wherein the staff performs the performance of the staff of the fourth company, the institution performs the performance of the fourth company, and the fourth company undertakes the insurance service.
Further, the performance attribution dividing module is further configured to:
when the insurance client carries out insurance adding, if the second salesman guides the insurance adding, the insurance policy identifier of the insurance adding binds a second salesman code, the salesman performance belongs to the second salesman, the institution performance belongs to a fifth company of the corresponding attributive administrative region of the client, and the fifth company undertakes insurance service;
if no business member guides, the business member code, business member performance attribution, organization performance attribution and the company bearing insurance service bound by the insurance policy identification of the insurance policy keeping are consistent with the previous insurance application.
Further, the system further comprises:
and the performance counting module is used for counting the performance of the salesmen belonging to each salesmen and the performance of the institutions belonging to each company and pushing the performance to each salesmen terminal and each company platform for performance display.
Further, the system further comprises:
and the prize drawing calculation module is used for calculating the prize drawing of the salesman according to the salesman performance of the attribution salesman and distributing the prize drawing to the account of the corresponding salesman.
In a second aspect of the embodiments of the present invention, a method for processing data of an insurance service is provided, where the method includes:
setting a show business channel, wherein the show business channel comprises an independent show business channel or a cooperative show business channel;
when an insurance client submits a new contract policy, acquiring and judging an exhibition business channel corresponding to the policy;
judging the exhibition mode of the exhibition channel corresponding to the policy; wherein the content of the first and second substances,
when the exhibition mode is that the business is independently exhibited by a first company staff team, the insurance policy identification of the insurance client is bound with the staff code belonging to the first company, the performance of the staff belongs to the staff of the first company, the performance of the organization belongs to a second company of the administrative region to which the client corresponds, and the second company undertakes the insurance service corresponding to the insurance policy;
when the exhibition mode is that a first company and a second company cooperate to exhibit the industry, the insurance policy identification of an insurance client is bound with the exhibition project group identification, the performance of a business operator belongs to the business operator of the first company and the business operator of the second company according to a preset proportion, the performance of an organization is belonged to the second company, and the second company undertakes the insurance service corresponding to the insurance policy; wherein the exhibition project group is established by the first company operator and the second company operator.
In a third aspect of the embodiments of the present invention, a computer device is provided, which includes a memory, a processor, and a computer program stored on the memory and executable on the processor, and when the processor executes the computer program, the computer device implements a data processing method for insurance services.
In a fourth aspect of the embodiments of the present invention, a computer-readable storage medium is provided, which stores a computer program that, when executed by a processor, implements a data processing method of an insurance service.
The data processing system and the data processing method of the insurance business break through the limitation of the attribution of the business staff when a new contract is underwritten, reduce the segmentation of the bars, reasonably divide the achievement attribution of the insurance clients by judging the exhibition mode of the exhibition channel, are beneficial to mobilizing the enthusiasm of the staff and keeping the benign competition of the business staff while introducing the innovative large-scale insurance mode, and the attribution of the insurance and service organization is not limited by the attribution of the business staff and is closer to the actual requirement of the client, thereby being convenient for the insurance company to provide better service.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
FIG. 1 is a block diagram of an insurance data processing system according to an embodiment of the present invention.
FIG. 2 is a block diagram of a data processing system of an insurance service according to another embodiment of the present invention.
FIG. 3 is a flow chart illustrating a process of client application and application of an insurance application according to an embodiment of the present invention.
Fig. 4 is a flow chart illustrating a data processing method of insurance service according to an embodiment of the present invention.
Fig. 5 is a flow chart illustrating a data processing method of insurance service according to another embodiment of the present invention.
Fig. 6 is a schematic structural diagram of a computer device according to an embodiment of the present invention.
Fig. 7 is a schematic flow chart of the prior art insurance performance attribution determination.
Detailed Description
The principles and spirit of the present invention will be described with reference to a number of exemplary embodiments. It is understood that these embodiments are given solely for the purpose of enabling those skilled in the art to better understand and to practice the invention, and are not intended to limit the scope of the invention in any way. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the disclosure to those skilled in the art.
As will be appreciated by one skilled in the art, embodiments of the present invention may be embodied as a system, apparatus, device, method, or computer program product. Accordingly, the present disclosure may be embodied in the form of: entirely hardware, entirely software (including firmware, resident software, micro-code, etc.), or a combination of hardware and software.
According to the embodiment of the invention, a data processing system and a method of insurance business are provided.
The principles and spirit of the present invention are explained in detail below with reference to several representative embodiments of the invention.
FIG. 1 is a block diagram of an insurance data processing system according to an embodiment of the present invention. As shown in fig. 1, the system includes:
the setting module 110 is used for setting exhibition industry channels, wherein the exhibition industry channels comprise independent exhibition industry channels or cooperative exhibition industry channels;
in this embodiment, the exhibition channel may be independently exhibited by one company or cooperatively exhibited by a plurality of companies, and the exhibition channel may employ an internet promotion platform, and a staff member performs an internet innovative service (including cooperation with a national internet platform, a local government internet platform, and the like) by using the exhibition channel, and is responsible for national promotion of an innovative service model. For example, when the business is popularized, a head office staff team can independently exhibit the business or collaborate with local branch companies to exhibit the business, and in addition, branch company staff can also independently exhibit the business or collaborate with other branch companies to exhibit the business, and the exhibition mode can be flexibly set according to the actual situation.
The exhibition industry channel judging module 120 is used for acquiring and judging the exhibition industry channel corresponding to the insurance policy when the insurance client submits the new contract insurance policy;
the exhibition industry mode judging module 130 is used for judging the exhibition industry mode of the exhibition industry channel corresponding to the policy;
the performance attribution division module 140 is used for binding the insurance policy identification of the insurance client with the business member code belonging to the first company when the exhibition mode is that the business member team of the first company independently exhibits the business, the business member performance attribution of the first company, the organization performance attribution of the client corresponding to the second company belonging to the administrative region, and the second company undertakes the insurance service corresponding to the insurance policy;
when the exhibition mode is that a first company and a second company cooperate to exhibit the industry, the insurance policy identification of an insurance client is bound with the exhibition project group identification, the performance of a business operator belongs to the business operator of the first company and the business operator of the second company according to a preset proportion, the performance of an organization is belonged to the second company, and the second company undertakes the insurance service corresponding to the insurance policy; wherein the exhibition project group is established by the first company operator and the second company operator.
Through the performance attribution division, each company staff team can well develop business when independently exhibiting business. For example, if the first company is a main company, in the existing business development model, the main company cannot actively and effectively develop business if a client locks a salesperson and a local branch company when making a guarantee. Therefore, the performance of the exhibition of each company is reasonably divided, no matter the first company independently exhibits or the first company and the second company cooperate to exhibit, the performance of the salesman is correspondingly divided to the salesman of the first company or proportionally distributed to the salesman of the first company and the salesman of the second company according to the exhibition mode, the insurance application mechanism of the insurance policy belongs to the second company of the administrative region to which the client correspondingly belongs, the performance of the mechanism belongs to the performance of the second company, and the second company performs subsequent services. Therefore, the enthusiasm of the salesman for developing the business can be effectively improved, and meanwhile, the reasonability of achievement attribution is ensured.
For the insurance application mode, besides the insurance policy for insurance client to apply insurance through the exhibition channel, the insurance application mode can also include the modes of guiding insurance application through the service staff or self insurance application by the client, etc.
Referring to fig. 2, a schematic diagram of a data processing system architecture of insurance services according to another embodiment of the present invention is shown. As shown in fig. 2, the system further includes:
the insurance application mode judging module 150 is used for acquiring the insurance application mode of the insurance policy when the insurance client submits the new contract insurance policy; the insurance application mode is to apply insurance through an exhibition channel, guide insurance application through a salesman or self insurance application of a client.
The manner in which the insurance is applied through the exhibition channel has been explained in the above embodiments.
In this embodiment, the performance attribution dividing module 140 is further configured to, for different insurance application modes:
and when the insurance application mode is the insurance application guided by a first salesman, binding the insurance policy identification of the insurance client with a first salesman code, wherein the performance of the salesman belongs to the first salesman, the performance of the institution belongs to a third company of the administrative region to which the client corresponds, and the third company undertakes insurance service.
In this way, the client application does not pass through the exhibition channel, for example, the service staff introduces the client application through the old client, the friend, and the like.
And when the insurance application mode is that the client applies insurance by himself, binding the insurance policy identification of the insurance client with a fourth company staff of the administrative region to which the client corresponds, wherein the staff performs the performance of the staff of the fourth company, the institution performs the performance of the fourth company, and the fourth company undertakes the insurance service.
In this way, the customer can make an insurance on the internet platform, make an insurance on the counter on line, and the like.
The system can reduce the segmentation of the blocks when the data of the insurance business is processed, an innovative platform is introduced by integrating resources through a head office, a new large-scale exhibition business mode is brought to the businesses of all regions, and reasonable distribution of performance is beneficial to mobilizing the enthusiasm of personnel. In addition, the attribution of the insurance acceptance and service organization is not limited by the attribution of the salesman, and the insurance acceptance and service organization is closer to the actual needs of the client, so that the insurance company can provide better service.
In this embodiment, the insurance client may also add insurance to the existing insurance service in addition to submitting the new contract insurance, and for this, the performance attribution dividing module 140 is further configured to:
when the insurance client carries out insurance adding, if the second salesman guides the insurance adding, the insurance policy identifier of the insurance adding binds a second salesman code, the salesman performance belongs to the second salesman, the institution performance belongs to a fifth company of the corresponding attributive administrative region of the client, and the fifth company undertakes insurance service;
for example, after the same client applies insurance through innovative business, if the insurance application is guided by the salesman of the local branch company, the salesman code of the local branch company can be bound, the performance of the salesman belongs to the salesman of the local branch company, and the salesman does not need to belong to the salesman of the original insurance application, so that the enthusiasm of the salesman of the local branch company can be greatly aroused.
If no business member guides, the business member code, business member performance attribution, organization performance attribution and the company bearing insurance service bound by the insurance policy identification of the insurance policy keeping are consistent with the previous insurance application.
Therefore, the old customer insurance is not limited by original service personnel of the insurance policy any more, and the insurance requirement mining and the service of the customer are facilitated when the residence of the customer is changed.
In summary, the attribution of the performance of the business operator and the performance of the organization under different insuring occasions for each insuring mode (business scene) is shown in table 1:
TABLE 1 Performance Attribution relationships
Referring again to fig. 2, the system further comprises:
and the performance counting module 160 is used for counting the performance of the salesman belonging to each salesman and the performance of the organization belonging to each company, and pushing the performance to each salesman terminal and each company platform for performance display.
And the prize drawing calculation module 170 is used for calculating the prize drawing of the salesman according to the salesman performance of the home salesman and distributing the prize drawing to the account of the corresponding salesman.
It should be noted that although several modules of the insurance service's data processing system are mentioned in the above detailed description, such partitioning is merely exemplary and not mandatory. Indeed, the features and functionality of two or more of the modules described above may be embodied in one module according to embodiments of the invention. Conversely, the features and functions of one module described above may be further divided into embodiments by a plurality of modules.
For a clearer explanation of the data processing system of the insurance service, a specific embodiment is described below, however, it should be noted that the embodiment is only for better explaining the present invention and is not to be construed as an inappropriate limitation to the present invention.
Taking a certain insurance client as an example, the system provided by the invention is adopted to process the data of the insurance business. First, referring to fig. 3, a schematic flow chart of client application and insurance application according to an embodiment of the present invention is shown.
As shown in fig. 3, the business system of the insurance company includes: the system comprises a guest unit, a business core unit, a sales management unit and a report unit.
When the new contract is applied:
at the guest unit, S1, the new guest registers.
And S2, the client makes a new contract application.
For new customers, the insurance platform can be introduced through an exhibition channel, for example, a national and local innovation service platform cooperating with an insurance company, the insurance platform can be introduced through a salesman, or the customers can be automatically applied after registering on the insurance platform. In any insurance application mode, the invention can bind special service personnel for service.
And S3, judging whether the insurance is applied through an Internet innovation platform. If yes, executing S4; if not, S5 is executed. The Internet innovation platform can be independently created by a head office or a branch office, can be created by cooperation of the head office and the branch office, or can be created by cooperation of a plurality of branch offices.
And S4, binding the policy identification with the corresponding operator code or project group. If the Internet innovation platform is independently established, the business member codes of the corresponding companies are bound, and if the Internet innovation platform is cooperatively established, the project groups are bound.
And S5, judging whether the insurance application is guided by the service staff. If yes, executing S6; if not, S7 is executed.
And S6, binding the policy identification with the operator code.
And S7, submitting the insurance policy to a business core unit of the insurance company.
At the service core unit, S8, insurance policy information is recorded.
And S9, judging whether the operator code is bound. If not, S10 is performed, and if bound, S13 is performed.
If the application is guided by the branch company service staff through the Internet promotion platform, the service staff codes are bound, but the application is automatically performed by the client, and the service staff codes are not bound.
S10, the address at the time of client registration is sent to the pin management unit.
In the sales management unit, S11, the policy is distributed to the random salesman of the branch company of the administrative region corresponding to the client, and the salesman code is returned; the staff performance of the policy is recorded as the random staff.
At the service core unit, S12, the unbound policy is bound with the operator code according to the returned operator code.
S13, recording the code of the service staff; the attribution of the performance of the salesman is the salesman recorded at that time.
And S14, judging whether the insurance policy is applied through an Internet innovation platform. If so, S15 is executed. If not, S16 is executed.
And S15, recording the branch company of the corresponding attribution administrative region of the Internet innovation platform of the underwriting organization, wherein the organization performance attribution of the branch company.
And S16, inquiring the branch company to which the salesman belongs.
After the marketing unit, S17, queries, the query results are returned to the affiliate to which the clerk belongs.
In the business core unit, S18, the branch company to which the business member belongs is underwritten, and the division company to which the organization performance belongs.
And S19, counting the performance of each salesman, calculating the prize drawing of the salesman, and issuing the prize drawing by the sales management unit.
And S20, counting the organization performance of each branch, and displaying the branch performance and the performance of the salesman by the report unit.
For a client insuring through an innovative service platform cooperating with an insurance company, an insurance mark can be bound to a salesman of a company with an exhibition channel, but subsequent services are still performed by a branch company of an administrative region to which the client belongs, so that the limitation of the original salesman location is broken, and the subsequent services of the client are closer to the client location; the method is more beneficial to efficiently integrating resources and rapidly popularizing the service.
When the old customer is added with the insurance:
in the guest unit, S21, the old customer makes the addition.
And S22, judging whether the guide is guided by a new service person. If so, S23 is executed. If not, S24 is executed.
And S23, binding the insurance policy identification with a new operator code, wherein the performance of the operator belongs to the new operator.
And S24, the default is the original bound operator, and the default is not changeable, and the performance of the operator belongs to the original bound operator.
At the service core unit, S25, the branch company to which the service member belongs is queried.
After the query, the sales management unit, S26, returns the affiliate to which the employee belongs, and the organization performance belongs to the affiliate to which the employee belongs.
At the service core unit, S27, underwriting by the branch company to which the service member belongs.
S28, the lottery drawing of the service staff is calculated, and the sales management unit issues the lottery drawing.
And S29, calculating the performance of the branch company, and displaying the performance of the branch company and the performance of the salesman by the report unit.
And S30, performing subsequent insurance service by the insured branch company.
Based on the process, the invention breaks the original limits of the salesmen when processing the old customer insurance, can flexibly guide the customer insurance by other salesmen, mobilizes the enthusiasm of the salesmen and loosens the market for deeper development.
Having described the system of the exemplary embodiment of the present invention, a data processing method of an insurance service of the exemplary embodiment of the present invention will be described next with reference to fig. 4 to 5.
The implementation of the data processing method of insurance service can refer to the implementation of the above system, and repeated details are not repeated.
Based on the same inventive concept, the invention also provides a data processing method of insurance service, as shown in fig. 4, the method comprises:
s401, setting exhibition industry channels, wherein the exhibition industry channels comprise independent exhibition industry channels or cooperative exhibition industry channels.
In this embodiment, the exhibition channel may be independently exhibited by one company or cooperatively exhibited by a plurality of companies, and the exhibition channel may employ an internet promotion platform, and a staff member performs an internet innovative service (including cooperation with a national internet platform, a local government internet platform, and the like) by using the exhibition channel, and is responsible for national promotion of an innovative service model. For example, when the business is popularized, a head office staff team can independently exhibit the business or collaborate with local branch companies to exhibit the business, and in addition, branch company staff can also independently exhibit the business or collaborate with other branch companies to exhibit the business, and the exhibition mode can be flexibly set according to the actual situation.
S402, when the insurance client submits a new contract policy, acquiring and judging an exhibition industry channel corresponding to the policy;
s403, judging the exhibition mode of the exhibition channel corresponding to the policy; wherein the content of the first and second substances,
s404, when the exhibition mode is that the business is independently exhibited by a first company staff team, the insurance policy identification of the insurance client is bound with the business staff code belonging to the first company, the business staff performs attribution to the business staff of the first company, the organization performs attribution to a second company of the administrative region corresponding to the client, and the second company undertakes the insurance service corresponding to the insurance policy;
s405, when the exhibition mode is that a first company and a second company cooperate to exhibit the industry, the insurance policy identification of an insurance client is bound with the exhibition project group identification, the performance of a business member belongs to the business member of the first company and the business member of the second company according to a preset proportion, the performance of an organization is belonged to the second company, and the second company undertakes the insurance service corresponding to the insurance policy; wherein the exhibition project group is established by the first company operator and the second company operator.
For the insurance application mode, besides the insurance policy for insurance client to apply insurance through the exhibition channel, the insurance application mode can also include the modes of guiding insurance application through the service staff or self insurance application by the client, etc.
Fig. 5 is a schematic flow chart of a data processing method of insurance service according to another embodiment of the present invention. As shown in fig. 5, the method includes:
s501, when a insurance client submits a new contract insurance policy, acquiring an insurance application mode of the insurance policy; the insurance application mode is to apply insurance through an exhibition channel, guide insurance application through a salesman or self insurance application of a client.
S502, when the insurance application mode is the insurance application through the exhibition channel, further judging the exhibition mode of the exhibition channel corresponding to the insurance policy; wherein the content of the first and second substances,
s503, when the exhibition mode is that the first company staff team independently exhibits the industry, the insurance policy identification of the insurance client is bound with the staff code belonging to the first company, the staff performs attribution to the staff of the first company, the organization performs attribution to a second company of the corresponding attribution administrative region of the client, and the second company undertakes the insurance service corresponding to the insurance policy;
s504, when the exhibition mode is that the first company and the second company cooperate to exhibit the industry, the insurance policy identification of the insurance client is bound with the exhibition project group identification, the performance of the business personnel belongs to the business personnel of the first company and the business personnel of the second company according to the preset proportion, the performance of the organization is attributed to the second company, and the second company undertakes the insurance service corresponding to the insurance policy; wherein the exhibition project group is established by the first company operator and the second company operator.
Through the performance attribution division, each company staff team can well develop business when independently exhibiting business. For example, if the first company is a main company, in the existing business development model, the main company cannot actively and effectively develop business if a client locks a salesperson and a local branch company when making a guarantee. Therefore, the performance of the exhibition of each company is reasonably divided, no matter the first company independently exhibits or the first company and the second company cooperate to exhibit, the performance of the salesman is correspondingly divided to the salesman of the first company or proportionally distributed to the salesman of the first company and the salesman of the second company according to the exhibition mode, the insurance application mechanism of the insurance policy belongs to the second company of the administrative region to which the client correspondingly belongs, the performance of the mechanism belongs to the performance of the second company, and the second company performs subsequent services. Therefore, the enthusiasm of the salesman for developing the business can be effectively improved, and meanwhile, the reasonability of achievement attribution is ensured.
And S505, when the insurance application mode is the insurance application guided by a first salesman, binding the insurance policy identifier of the insurance client with a first salesman code, wherein the performance of the salesman belongs to the first salesman, the performance of the institution belongs to a third company of the administrative region to which the client corresponds, and the third company undertakes insurance service.
And S506, when the insurance application mode is that the client applies insurance by himself, binding the insurance policy identification of the insurance client with a fourth company staff of the administrative region to which the client corresponds, wherein the staff performs the performance of the fourth company and the institution performs the performance of the fourth company, and the fourth company undertakes insurance service.
By the method, the segmentation of the bars can be reduced, an innovative platform is introduced by integrating resources through a general company, a new large-scale exhibition business mode is brought to each region of business, and reasonable performance distribution is beneficial to mobilizing the enthusiasm of personnel. In addition, the attribution of the insurance acceptance and service organization is not limited by the attribution of the salesman, and the insurance acceptance and service organization is closer to the actual needs of the client, so that the insurance company can provide better service.
Further, referring back to fig. 5, the method further includes:
s507, when the insurance client carries out insurance adding, if the insurance adding is guided by a second salesman, the insurance policy identification of the insurance adding binds a second salesman code, the performance of the salesman belongs to the second salesman, the performance of the institution belongs to a fifth company of the administrative region corresponding to the client, and the fifth company undertakes insurance service;
for example, after the same client applies insurance through innovative business, if the insurance application is guided by the salesman of the local branch company, the salesman code of the local branch company can be bound, the performance of the salesman belongs to the salesman of the local branch company, and the salesman does not need to belong to the salesman of the original insurance application, so that the enthusiasm of the salesman of the local branch company can be greatly aroused.
And S508, if no business member guides, the business member code, business member performance attribution, organization performance attribution and the company bearing insurance service bound by the insurance policy identifier of the insurance keeping keep consistent with the previous insurance application.
The old client insurance adding is not limited by the original service staff of the insurance policy any more, and the insurance requirement mining and the service of the client are more convenient when the residence of the client is changed.
And S509, counting the performance of the salesmen belonging to each salesmen and the performance of the institutions belonging to each company, and pushing the performance to each salesmen terminal and each company platform for performance display.
And S510, calculating the lottery drawing of the salesman according to the salesman performance of the home salesman, and issuing the lottery drawing to the account of the corresponding salesman.
It should be noted that although the operations of the method of the present invention have been described in the above embodiments and the accompanying drawings in a particular order, this does not require or imply that these operations must be performed in this particular order, or that all of the operations shown must be performed, to achieve the desired results. Additionally or alternatively, certain steps may be omitted, multiple steps combined into one step execution, and/or one step broken down into multiple step executions.
Based on the aforementioned inventive concept, as shown in fig. 6, the present invention further provides a computer device 600, which includes a memory 610, a processor 620 and a computer program 630 stored on the memory 610 and operable on the processor 620, wherein the processor 620 implements the aforementioned data processing method of insurance service when executing the computer program 630.
Based on the foregoing inventive concept, the present invention proposes a computer-readable storage medium storing a computer program which, when executed by a processor, implements the aforementioned data processing method of insurance services.
The data processing system and the data processing method of the insurance business break through the limitation of the attribution of the business staff when a new contract is underwritten, reduce the segmentation of the bars, reasonably divide the achievement attribution of the insurance clients by judging the exhibition mode of the exhibition channel, are beneficial to mobilizing the enthusiasm of the staff and keeping the benign competition of the business staff while introducing the innovative large-scale insurance mode, and the attribution of the insurance and service organization is not limited by the attribution of the business staff and is closer to the actual requirement of the client, thereby being convenient for the insurance company to provide better service.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
Finally, it should be noted that: the above-mentioned embodiments are only specific embodiments of the present invention, which are used for illustrating the technical solutions of the present invention and not for limiting the same, and the protection scope of the present invention is not limited thereto, although the present invention is described in detail with reference to the foregoing embodiments, those skilled in the art should understand that: any person skilled in the art can modify or easily conceive the technical solutions described in the foregoing embodiments or equivalent substitutes for some technical features within the technical scope of the present disclosure; such modifications, changes or substitutions do not depart from the spirit and scope of the embodiments of the present invention, and they should be construed as being included therein. Therefore, the protection scope of the present invention shall be subject to the protection scope of the claims.
Claims (10)
1. A data processing system for insurance services, the system comprising:
the system comprises a setting module, a display module and a display module, wherein the setting module is used for setting display channels, and the display channels comprise independent display channels or cooperation display channels;
the system comprises an exhibition industry channel judging module, a contract obtaining module and a contract obtaining module, wherein the exhibition industry channel judging module is used for obtaining and judging an exhibition industry channel corresponding to a policy when an insurance client submits a new contract policy;
the exhibition industry mode judging module is used for judging the exhibition industry mode of the exhibition industry channel corresponding to the policy;
the system comprises a performance attribution division module, a first company business member team and a second company business member attribution division module, wherein the performance attribution division module is used for binding a policy identification of an insurance client with a business member code belonging to a first company when the exhibition mode is that business is independently exhibited by the first company business member team, the business member performance attribution is carried out on the business member of the first company, the mechanism performance attribution is carried out on a second company of an administrative region corresponding to the client, and the second company undertakes insurance service corresponding to the policy;
when the exhibition mode is that a first company and a second company cooperate to exhibit the industry, the insurance policy identification of an insurance client is bound with the exhibition project group identification, the performance of a business operator belongs to the business operator of the first company and the business operator of the second company according to a preset proportion, the performance of an organization is belonged to the second company, and the second company undertakes the insurance service corresponding to the insurance policy; wherein the exhibition project group is established by the first company operator and the second company operator.
2. The system of claim 1, further comprising:
the insurance application mode judging module is used for acquiring the insurance application mode of the insurance policy when the insurance client submits the new contract insurance policy; the insurance application mode is to apply insurance through an exhibition channel, guide insurance application through a salesman or self insurance application of a client.
3. The system of claim 2, wherein the performance attribution classification module is further to:
and when the insurance application mode is the insurance application guided by a first salesman, binding the insurance policy identification of the insurance client with a first salesman code, wherein the performance of the salesman belongs to the first salesman, the performance of the institution belongs to a third company of the administrative region to which the client corresponds, and the third company undertakes insurance service.
4. The system of claim 2, wherein the performance attribution classification module is further to:
and when the insurance application mode is that the client applies insurance by himself, binding the insurance policy identification of the insurance client with a fourth company staff of the administrative region to which the client corresponds, wherein the staff performs the performance of the staff of the fourth company, the institution performs the performance of the fourth company, and the fourth company undertakes the insurance service.
5. The system of claim 1, wherein the performance attribution classification module is further to:
when the insurance client carries out insurance adding, if the second salesman guides the insurance adding, the insurance policy identifier of the insurance adding binds a second salesman code, the salesman performance belongs to the second salesman, the institution performance belongs to a fifth company of the corresponding attributive administrative region of the client, and the fifth company undertakes insurance service;
if no business member guides, the business member code, business member performance attribution, organization performance attribution and the company bearing insurance service bound by the insurance policy identification of the insurance policy keeping are consistent with the previous insurance application.
6. The system of any one of claims 1-5, further comprising:
and the performance counting module is used for counting the performance of the salesmen belonging to each salesmen and the performance of the institutions belonging to each company and pushing the performance to each salesmen terminal and each company platform for performance display.
7. The system of claim 6, further comprising:
and the prize drawing calculation module is used for calculating the prize drawing of the salesman according to the salesman performance of the attribution salesman and distributing the prize drawing to the account of the corresponding salesman.
8. A method for processing data of insurance services, the method comprising:
setting a show business channel, wherein the show business channel comprises an independent show business channel or a cooperative show business channel;
when an insurance client submits a new contract policy, acquiring and judging an exhibition business channel corresponding to the policy;
judging the exhibition mode of the exhibition channel corresponding to the policy; wherein the content of the first and second substances,
when the exhibition mode is that the business is independently exhibited by a first company staff team, the insurance policy identification of the insurance client is bound with the staff code belonging to the first company, the performance of the staff belongs to the staff of the first company, the performance of the organization belongs to a second company of the administrative region to which the client corresponds, and the second company undertakes the insurance service corresponding to the insurance policy;
when the exhibition mode is that a first company and a second company cooperate to exhibit the industry, the insurance policy identification of an insurance client is bound with the exhibition project group identification, the performance of a business operator belongs to the business operator of the first company and the business operator of the second company according to a preset proportion, the performance of an organization is belonged to the second company, and the second company undertakes the insurance service corresponding to the insurance policy; wherein the exhibition project group is established by the first company operator and the second company operator.
9. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of claim 8 when executing the computer program.
10. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program which, when executed by a processor, implements the method of claim 8.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110159307.6A CN112884594A (en) | 2021-02-05 | 2021-02-05 | Data processing system and method for insurance service |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110159307.6A CN112884594A (en) | 2021-02-05 | 2021-02-05 | Data processing system and method for insurance service |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN112884594A true CN112884594A (en) | 2021-06-01 |
Family
ID=76055708
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202110159307.6A Pending CN112884594A (en) | 2021-02-05 | 2021-02-05 | Data processing system and method for insurance service |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN112884594A (en) |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107944677A (en) * | 2017-11-15 | 2018-04-20 | 平安科技（深圳）有限公司 | Achievement method for tracing, application server and computer-readable recording medium |
| CN108334569A (en) * | 2018-01-16 | 2018-07-27 | 中国平安人寿保险股份有限公司 | Insuring method, system, equipment and the storage medium connect based on short chain |
| WO2019080499A1 (en) * | 2017-10-23 | 2019-05-02 | 平安科技（深圳）有限公司 | Commission management method, application server, and computer readable storage medium |
| CN112116483A (en) * | 2020-09-16 | 2020-12-22 | 泰康保险集团股份有限公司 | Policy data processing method, query method, storage medium and electronic device |
-
2021
- 2021-02-05 CN CN202110159307.6A patent/CN112884594A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2019080499A1 (en) * | 2017-10-23 | 2019-05-02 | 平安科技（深圳）有限公司 | Commission management method, application server, and computer readable storage medium |
| CN107944677A (en) * | 2017-11-15 | 2018-04-20 | 平安科技（深圳）有限公司 | Achievement method for tracing, application server and computer-readable recording medium |
| CN108334569A (en) * | 2018-01-16 | 2018-07-27 | 中国平安人寿保险股份有限公司 | Insuring method, system, equipment and the storage medium connect based on short chain |
| CN112116483A (en) * | 2020-09-16 | 2020-12-22 | 泰康保险集团股份有限公司 | Policy data processing method, query method, storage medium and electronic device |
Non-Patent Citations (1)
| Title |
|---|
| 龚晓飞: "T人寿保险微信营销应用研究", 《中国优秀硕士学位论文全文数据库 经济与管理科学辑》, no. 11, pages 1 - 52 * |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US10192272B2 (en) | Expense report management methods and apparatus | |
| WO2017167065A1 (en) | Page resource delivery method and apparatus | |
| Palaiologk et al. | An activity-based costing model for long-term preservation and dissemination of digital research data: the case of DANS | |
| Adiyanto | Customer Relationship Management (CRM) Based On Web To Improve The Performance Of The Company | |
| CN109360135B (en) | Server, public service data processing method based on block chain and storage medium | |
| CN104077680A (en) | Contract management system for E-business platform | |
| CN111242645A (en) | Method for identifying bank customer information and controlling integrity | |
| Jackson et al. | E-business fundamentals | |
| Rosenbloom et al. | Nurturing of corporate research | |
| US20160132472A1 (en) | Process intelligence system | |
| CN112884594A (en) | Data processing system and method for insurance service | |
| US20230153834A1 (en) | Systems and methods to facilitate resolution of work items in a fraud resolution workflow | |
| US20210342787A1 (en) | System and method for managing human resources on a decentralized resource network | |
| CN115510481A (en) | Authority management method and device for video, electronic equipment and medium | |
| CN112734502B (en) | Testing method and device for multimedia information directional delivery and electronic equipment | |
| US7844506B2 (en) | Method, system, and program product for automatically populating a field of a record | |
| CN113688190A (en) | Method and device for acquiring customer relationship | |
| CN113159695A (en) | Supply and demand interaction system, supplier platform, tenant platform and method | |
| Blasco et al. | The H2020 ocre project opens the gates of the commercial cloud and EO services usage to the research community | |
| JP6635393B1 (en) | Electronic card management system, electronic card management program, and electronic card management method | |
| CN113469801A (en) | Method and device for determining audit result | |
| CN110866721A (en) | Cross-border service processing method, system, electronic equipment and readable storage medium | |
| CN110798430A (en) | Account service management method and device, electronic equipment and computer readable medium | |
| Alkatranji et al. | A Novel e-Service Approach for Electronic Repair Business | |
| US11545257B1 (en) | Methodologies for a health insurance exchange platform |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination |