CN112819629B - Digital currency transaction method and system based on intelligent contract - Google Patents

Digital currency transaction method and system based on intelligent contract Download PDF

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CN112819629B
CN112819629B CN202110180868.4A CN202110180868A CN112819629B CN 112819629 B CN112819629 B CN 112819629B CN 202110180868 A CN202110180868 A CN 202110180868A CN 112819629 B CN112819629 B CN 112819629B
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intelligent contract
digital currency
signature
transaction
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CN112819629A (en
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李东声
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Tendyron Corp
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Tendyron Corp
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Priority to PCT/CN2022/072487 priority patent/WO2022166574A1/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification

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Abstract

The invention provides a digital currency transaction method and a system based on intelligent contracts, wherein the method comprises the following steps: the payment wallet obtains digital currency to be paid and obtains intelligent contract data; transmitting transaction data to a payee wallet; the wallet of the payee receives the transaction data and acquires verification data generated by the signer; the payee wallet sends a transaction record to the server, wherein the transaction record comprises: digital currency to be paid, smart contract data, a first smart contract signature, a second smart contract signature, and validation data; the server verifies the transaction record, generates issuing digital currency after the verification is passed, and sends the issuing digital currency to a payee wallet, wherein the verifying the transaction record comprises: verifying the second intelligent contract signature by using the verification data and the intelligent contract data, verifying the first intelligent contract signature, and verifying the digital currency to be paid; the payee wallet receives the digital currency and stores the digital currency.

Description

Digital currency transaction method and system based on intelligent contract
Technical Field
The invention relates to the technical field of electronics, in particular to a digital currency transaction method and system based on intelligent contracts.
Background
In the transaction process, the existing methods of contracts are adopted, both sides of the contract are required to be respectively stamped, the method is not convenient and fast enough under the paperless condition, and meanwhile, money paid for the contract cannot be ensured when a certain amount of money is paid.
In the present day when intelligent contracts and digital money are becoming more and more popular, how to ensure that payment of digital money is made for a specific contract is a problem to be solved.
Disclosure of Invention
The present invention aims to solve the above-mentioned problems.
The invention mainly aims to provide a digital currency transaction method based on intelligent contracts;
it is another object of the present invention to provide a digital money transaction system based on smart contracts.
In order to achieve the above purpose, the technical scheme of the invention is specifically realized as follows:
in one aspect, the present invention provides a digital money transaction method based on an intelligent contract, including: the payment wallet obtains digital currency to be paid and obtains intelligent contract data; the payer wallet sends transaction data to the payee wallet, wherein the transaction data comprises: digital currency to be paid, intelligent contract data, a first intelligent contract signature obtained by signing the intelligent contract data by a payer wallet, and a second intelligent contract signature obtained by signing the intelligent contract data by a signer; the wallet of the payee receives the transaction data and acquires verification data generated by the signer; the payee wallet sends a transaction record to the server, wherein the transaction record comprises: digital currency to be paid, smart contract data, a first smart contract signature, a second smart contract signature, and validation data; the server verifies the transaction record, generates issuing digital currency after the verification is passed, and sends the issuing digital currency to a payee wallet, wherein the verifying the transaction record comprises: verifying the second intelligent contract signature by using the verification data and the intelligent contract data, verifying the first intelligent contract signature, and verifying the digital currency to be paid; the payee wallet receives the digital currency and stores the digital currency.
Wherein the transaction record further comprises: the payee wallet signs the digital currency to be paid, the intelligent contract data, the first intelligent contract signature, the second intelligent contract signature and the verification data to obtain a transaction signature; validating the transaction record further includes: the transaction signature is verified.
In another aspect, the present invention provides a digital money transaction method based on an intelligent contract, including: the payment wallet obtains digital currency to be paid and obtains intelligent contract data; the payer wallet sends transaction data to the payee wallet, wherein the transaction data comprises: the method comprises the steps of signing digital currency to be paid, intelligent contract data, an intelligent contract signature obtained by signing the intelligent contract data by a payer wallet, and verifying signature obtained by signing the digital currency to be paid, the intelligent contract data and the intelligent contract signature by an intelligent contract platform; the wallet of the payee receives the transaction data and acquires verification data generated by the intelligent contract platform; the payee wallet sends a transaction record to the server, wherein the transaction record comprises: digital currency to be paid, smart contract data, smart contract signature, verification signature and verification data; the server verifies the signature by utilizing the verification data, verifies the intelligent contract signature, verifies the digital currency to be paid, generates the issued digital currency after the verification data passes, and sends the issued digital currency to the wallet of the payee; the payee wallet receives the digital currency and stores the digital currency.
Wherein the transaction record further comprises: the payee wallet signs the transaction signature obtained by signing the digital currency to be paid, the intelligent contract data, the intelligent contract signature, the verification signature and the verification data; validating the transaction record further includes: the transaction signature is verified.
In yet another aspect, the present invention provides a digital money transaction system based on an intelligent contract, comprising: the payment wallet is used for acquiring digital currency to be paid and acquiring intelligent contract data; transmitting transaction data to a payee wallet, wherein the transaction data comprises: digital currency to be paid, intelligent contract data, a first intelligent contract signature obtained by signing the intelligent contract data by a payer wallet, and a second intelligent contract signature obtained by signing the intelligent contract data by a signer; the wallet of the payee is used for receiving the transaction data and acquiring verification data generated by the signer; transmitting a transaction record to a server, wherein the transaction record comprises: digital currency to be paid, smart contract data, a first smart contract signature, a second smart contract signature, and validation data; the server is used for verifying the transaction record, generating the issuing digital currency after the transaction record passes the verification, and sending the issuing digital currency to the wallet of the payee, wherein the verification of the transaction record comprises the following steps: verifying the second intelligent contract signature by using the verification data and the intelligent contract data, verifying the first intelligent contract signature, and verifying the digital currency to be paid; the wallet of the payee is also used for receiving the digital currency and storing the digital currency.
Wherein the transaction record further comprises: the payee wallet signs the digital currency to be paid, the intelligent contract data, the first intelligent contract signature, the second intelligent contract signature and the verification data to obtain a transaction signature; validating the transaction record further includes: the transaction signature is verified.
In yet another aspect, the present invention provides a digital money transaction system based on an intelligent contract, comprising: the payment wallet is used for acquiring digital currency to be paid and acquiring intelligent contract data; transmitting transaction data to a payee wallet, wherein the transaction data comprises: the method comprises the steps of signing digital currency to be paid, intelligent contract data, an intelligent contract signature obtained by signing the intelligent contract data by a payer wallet, and verifying signature obtained by signing the digital currency to be paid, the intelligent contract data and the intelligent contract signature by an intelligent contract platform; the wallet of the payee is used for receiving the transaction data and acquiring verification data generated by the intelligent contract platform; transmitting a transaction record to a server, wherein the transaction record comprises: digital currency to be paid, smart contract data, smart contract signature, verification signature and verification data; the server is used for verifying the signature by utilizing the verification data, verifying the intelligent contract signature, verifying the digital currency to be paid, generating the issued digital currency after the verification data are all verified, and sending the issued digital currency to the wallet of the payee; the wallet of the payee is also used for receiving the digital currency and storing the digital currency.
Wherein the transaction record further comprises: the payee wallet signs the transaction signature obtained by signing the digital currency to be paid, the intelligent contract data, the intelligent contract signature, the verification signature and the verification data; validating the transaction record further includes: the transaction signature is verified.
According to the technical scheme provided by the invention, the invention provides the digital currency transaction method and the system based on the intelligent contract, the paying party pays specific intelligent contract data, and after the server passes verification, digital currency corresponding to the intelligent contract data is sent to the payee, so that the intelligent contract data is ensured to correspond to the digital currency.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings that are needed in the description of the embodiments will be briefly described below, it being obvious that the drawings in the following description are only some embodiments of the present invention, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.
FIG. 1 is a flow chart of a digital money transaction method based on smart contracts according to embodiment 1 of the present invention;
FIG. 2 is a schematic diagram of a digital money transaction system based on smart contracts according to embodiment 1 of the present invention;
FIG. 3 is a flow chart of a digital money transaction method based on smart contracts according to embodiment 2 of the present invention;
fig. 4 is a schematic diagram of a digital money transaction system based on intelligent contracts according to embodiment 2 of the present invention.
Detailed Description
The following description of the embodiments of the present invention will be made clearly and fully with reference to the accompanying drawings, in which it is evident that the embodiments described are only some, but not all embodiments of the invention. All other embodiments, which can be made by those skilled in the art based on the embodiments of the invention without making any inventive effort, are intended to fall within the scope of the invention.
In the description of the present invention, it should be understood that the terms "center", "longitudinal", "lateral", "upper", "lower", "front", "rear", "left", "right", "vertical", "horizontal", "top", "bottom", "inner", "outer", etc. indicate orientations or positional relationships based on the orientations or positional relationships shown in the drawings, are merely for convenience in describing the present invention and simplifying the description, and do not indicate or imply that the devices or elements referred to must have a specific orientation, be configured and operated in a specific orientation, and thus should not be construed as limiting the present invention. Furthermore, the terms "first," "second," and the like, are used for descriptive purposes only and are not to be construed as indicating or implying a relative importance or quantity or position.
In the description of the present invention, it should be noted that, unless explicitly specified and limited otherwise, the terms "mounted," "connected," and "connected" are to be construed broadly, and may be either fixedly connected, detachably connected, or integrally connected, for example; can be mechanically or electrically connected; can be directly connected or indirectly connected through an intermediate medium, and can be communication between two elements. The specific meaning of the above terms in the present invention will be understood in specific cases by those of ordinary skill in the art.
Embodiments of the present invention will be described in further detail below with reference to the accompanying drawings.
Example 1
Fig. 1 is a flowchart of a digital money transaction method based on smart contracts according to embodiment 1 of the present invention, and referring to fig. 1, the digital money transaction method based on smart contracts according to embodiment 1 of the present invention includes:
s1, the payer wallet acquires digital currency to be paid and acquires intelligent contract data.
Specifically, the holder of the payer wallet and the holder of the payee wallet pre-agree on the smart contract data on the smart contract platform or other contract platform. The smart contract data may be stored on a smart contract platform or other contract platform, or may be stored on the payer Qian Baona, which is not particularly limited in the present invention.
The payment party wallet holder acquires the digital money to be paid and the smart contract data when the payment party wallet holder needs to pay the smart contract data, and the digital money to be paid can be acquired from a bank or from the payment party wallet itself, which is not particularly limited in the present invention.
S2, the payer wallet sends transaction data to the payee wallet, wherein the transaction data comprises: digital currency to be paid, intelligent contract data, a first intelligent contract signature obtained by signing the intelligent contract data by a payer wallet, and a second intelligent contract signature obtained by signing the intelligent contract data by a signer.
Specifically, the payment wallet generates transaction data according to the digital currency to be paid and the intelligent contract data, wherein the transaction data comprises the digital currency to be paid, the intelligent contract data, a first intelligent contract signature obtained by signing the intelligent contract data by the payment wallet, and a second intelligent contract signature obtained by signing the intelligent contract data by the signing party. The second smart contract signature may be generated by the smart contract platform or by other contract participants, such as the payee. Any signing party meeting the requirements shall belong to the protection scope of the invention.
S3, the wallet of the payee receives the transaction data and acquires verification data generated by the signer.
In particular, the payee wallet may obtain the verification data from the smart contract platform after receiving the transaction data, or may obtain the verification data from other contract participants, such as from within the payee wallet, which is not particularly limited in this disclosure.
S4, the payee wallet sends a transaction record to the server, wherein the transaction record comprises: digital currency to be paid, smart contract data, a first smart contract signature, a second smart contract signature, and validation data;
s5, the server verifies the transaction record, generates issuing digital currency after the verification is passed, and sends the issuing digital currency to a wallet of a payee, wherein the verification of the transaction record comprises the following steps: and verifying the second intelligent contract signature by using the verification data and the intelligent contract data, verifying the first intelligent contract signature, and verifying the digital currency to be paid.
Specifically, the payee wallet transmits the verification data and the transaction data to the server so that the server can verify the first smart contract signature and the second smart contract signature, respectively. And after the verification is passed, the issuing digital currency can be generated and sent to the payee wallet.
As an alternative implementation of the embodiment of the present invention, the transaction record further includes: the payee wallet signs the digital currency to be paid, the intelligent contract data, the first intelligent contract signature, the second intelligent contract signature and the verification data to obtain a transaction signature; validating the transaction record further includes: the transaction signature is verified. In particular, the payee wallet may also sign the data sent to the server, ensuring the authenticity of the payee wallet identity.
S6, the payee wallet receives the digital currency and stores the digital currency.
Specifically, after receiving the digital currency, the payee wallet obtains the digital currency corresponding to the intelligent contract data.
Therefore, by using the digital currency transaction method based on the intelligent contract provided by the embodiment of the invention, the paying party pays for the specific intelligent contract data, and after the server passes the verification, the digital currency corresponding to the intelligent contract data is sent to the receiving party, so that the intelligent contract data is ensured to correspond to the digital currency.
Fig. 2 is a schematic structural diagram of an intelligent contract-based digital currency transaction system according to an embodiment of the present invention, where the intelligent contract-based digital currency transaction system is applied to the above method, and only the structure and functions of the intelligent contract-based digital currency transaction system are briefly described below, and other less matters are described with reference to the related description in the above intelligent contract-based digital currency transaction method, and referring to fig. 2, the intelligent contract-based digital currency transaction system according to embodiment 1 of the present invention includes:
the payment wallet is used for acquiring digital currency to be paid and acquiring intelligent contract data; transmitting transaction data to a payee wallet, wherein the transaction data comprises: digital currency to be paid, intelligent contract data, a first intelligent contract signature obtained by signing the intelligent contract data by a payer wallet, and a second intelligent contract signature obtained by signing the intelligent contract data by a signer;
the wallet of the payee is used for receiving the transaction data and acquiring verification data generated by the signer; transmitting a transaction record to a server, wherein the transaction record comprises: digital currency to be paid, smart contract data, a first smart contract signature, a second smart contract signature, and validation data;
the server is used for verifying the transaction record, generating the issuing digital currency after the transaction record passes the verification, and sending the issuing digital currency to the wallet of the payee, wherein the verification of the transaction record comprises the following steps: verifying the second intelligent contract signature by using the verification data and the intelligent contract data, verifying the first intelligent contract signature, and verifying the digital currency to be paid;
the wallet of the payee is also used for receiving the digital currency and storing the digital currency.
As an alternative implementation of the embodiment of the present invention, the transaction record further includes: the payee wallet signs the digital currency to be paid, the intelligent contract data, the first intelligent contract signature, the second intelligent contract signature and the verification data to obtain a transaction signature; validating the transaction record further includes: the transaction signature is verified.
Therefore, by utilizing the digital currency transaction system based on the intelligent contract, which is provided by the embodiment of the invention, a paying party pays specific intelligent contract data, and after the server passes verification, digital currency corresponding to the intelligent contract data is sent to a payee, so that the intelligent contract data is ensured to correspond to the digital currency.
Example 2
Fig. 3 is a flowchart of a digital money transaction method based on smart contracts according to embodiment 2 of the present invention, and referring to fig. 3, the digital money transaction method based on smart contracts according to embodiment 2 of the present invention includes:
s1, the payer wallet acquires digital currency to be paid and acquires intelligent contract data.
Specifically, the holder of the payer wallet and the holder of the payee wallet pre-agree on the smart contract data on the smart contract platform or other contract platform. The smart contract data may be stored on a smart contract platform or other contract platform, or may be stored on the payer Qian Baona, which is not particularly limited in the present invention.
The payment party wallet holder acquires the digital money to be paid and the smart contract data when the payment party wallet holder needs to pay the smart contract data, and the digital money to be paid can be acquired from a bank or from the payment party wallet itself, which is not particularly limited in the present invention.
S2, the payer wallet sends transaction data to the payee wallet, wherein the transaction data comprises: the method comprises the steps of obtaining digital currency to be paid, intelligent contract data, an intelligent contract signature obtained by signing the intelligent contract data by a payer wallet, and verifying signature obtained by signing the digital currency to be paid, the intelligent contract data and the intelligent contract signature by an intelligent contract platform.
Specifically, the payment wallet generates transaction data according to the digital currency to be paid and the intelligent contract data, wherein the transaction data comprises the digital currency to be paid, the intelligent contract data, an intelligent contract signature obtained by signing the intelligent contract data by the payment wallet, and a verification signature obtained by signing the digital currency to be paid, the intelligent contract data and the intelligent contract signature by the intelligent contract platform.
And S3, the wallet of the payee receives the transaction data and acquires verification data generated by the intelligent contract platform.
In particular, the payee wallet may obtain verification data from the smart contract platform after receiving the transaction data.
S4, the payee wallet sends a transaction record to the server, wherein the transaction record comprises: digital currency to be paid, smart contract data, smart contract signature, verification signature and verification data;
and S5, the server verifies the signature by utilizing the verification data, verifies the intelligent contract signature, verifies the digital currency to be paid, generates the issued digital currency after the verification data are all verified, and sends the issued digital currency to the wallet of the payee.
Specifically, the payee wallet transmits the verification data and the transaction data to the server so that the server can verify the smart contract signature and the verification signature, respectively. And after the verification is passed, the issuing digital currency can be generated and sent to the payee wallet.
As an alternative implementation of the embodiment of the present invention, the transaction record further includes: the payee wallet signs the transaction signature obtained by signing the digital currency to be paid, the intelligent contract data, the intelligent contract signature, the verification signature and the verification data; validating the transaction record further includes: the transaction signature is verified. In particular, the payee wallet may also sign the data sent to the server, ensuring the authenticity of the payee wallet identity.
S6, the payee wallet receives the digital currency and stores the digital currency.
Specifically, after receiving the digital currency, the payee wallet obtains the digital currency corresponding to the intelligent contract data.
Therefore, by using the digital currency transaction method based on the intelligent contract provided by the embodiment of the invention, the paying party pays for the specific intelligent contract data, and after the server passes the verification, the digital currency corresponding to the intelligent contract data is sent to the receiving party, so that the intelligent contract data is ensured to correspond to the digital currency.
Fig. 4 is a schematic structural diagram of a digital money transaction system based on an intelligent contract according to an embodiment of the present invention, where the digital money transaction system based on an intelligent contract is applied to the above method, and only the structure and functions of the digital money transaction system based on an intelligent contract are briefly described below, and other less matters are described, please refer to the related description in the digital money transaction method based on an intelligent contract, and referring to fig. 4, the digital money transaction system based on an intelligent contract according to embodiment 2 of the present invention includes:
the payment wallet is used for acquiring digital currency to be paid and acquiring intelligent contract data; transmitting transaction data to a payee wallet, wherein the transaction data comprises: the method comprises the steps of signing digital currency to be paid, intelligent contract data, an intelligent contract signature obtained by signing the intelligent contract data by a payer wallet, and verifying signature obtained by signing the digital currency to be paid, the intelligent contract data and the intelligent contract signature by an intelligent contract platform;
the wallet of the payee is used for receiving the transaction data and acquiring verification data generated by the intelligent contract platform; transmitting a transaction record to a server, wherein the transaction record comprises: digital currency to be paid, smart contract data, smart contract signature, verification signature and verification data;
the server is used for verifying the signature by utilizing the verification data, verifying the intelligent contract signature, verifying the digital currency to be paid, generating the issued digital currency after the verification data are all verified, and sending the issued digital currency to the wallet of the payee;
the wallet of the payee is also used for receiving the digital currency and storing the digital currency.
As an alternative implementation of the embodiment of the present invention, the transaction record further includes: the payee wallet signs the transaction signature obtained by signing the digital currency to be paid, the intelligent contract data, the intelligent contract signature, the verification signature and the verification data; validating the transaction record further includes: the transaction signature is verified.
Therefore, by utilizing the digital currency transaction system based on the intelligent contract, which is provided by the embodiment of the invention, a paying party pays specific intelligent contract data, and after the server passes verification, digital currency corresponding to the intelligent contract data is sent to a payee, so that the intelligent contract data is ensured to correspond to the digital currency.
Although embodiments of the present invention have been shown and described above, it will be understood that the above embodiments are illustrative and not to be construed as limiting the invention, and that variations, modifications, alternatives, and variations may be made in the above embodiments by those skilled in the art without departing from the spirit and principles of the invention. The scope of the invention is defined by the appended claims and equivalents thereof.

Claims (8)

1. A digital money transaction method based on intelligent contracts, comprising:
the payment wallet obtains digital currency to be paid and obtains intelligent contract data;
the payer wallet sends transaction data to a payee wallet, wherein the transaction data comprises: the digital currency to be paid, the intelligent contract data, a first intelligent contract signature obtained by signing the intelligent contract data by the payer wallet, and a second intelligent contract signature obtained by signing the intelligent contract data by a signer;
the payee wallet receives the transaction data and acquires verification data generated by the signer;
the payee wallet sends a transaction record to a server, wherein the transaction record comprises: the digital currency to be paid, the smart contract data, the first smart contract signature, the second smart contract signature, and the verification data;
the server verifies the transaction record, generates issuing digital currency after the verification is passed, and sends the issuing digital currency to the payee wallet, wherein the verifying the transaction record comprises: verifying the second intelligent contract signature by using the verification data and the intelligent contract data, verifying the first intelligent contract signature, and verifying the digital currency to be paid;
the payee wallet receives the issued digital currency and stores the issued digital currency.
2. The method of claim 1, wherein the transaction record further comprises: the payee wallet signs the digital currency to be paid, the intelligent contract data, the first intelligent contract signature, the second intelligent contract signature and the verification data to obtain a transaction signature;
the verifying the transaction record further comprises: and verifying the transaction signature.
3. A digital money transaction method based on intelligent contracts, comprising:
the payment wallet obtains digital currency to be paid and obtains intelligent contract data;
the payer wallet sends transaction data to a payee wallet, wherein the transaction data comprises: the digital currency to be paid, the intelligent contract data, an intelligent contract signature obtained by signing the intelligent contract data by the payer wallet, and a verification signature obtained by signing the digital currency to be paid, the intelligent contract data and the intelligent contract signature by an intelligent contract platform;
the payee wallet receives the transaction data and acquires verification data generated by the intelligent contract platform;
the payee wallet sends a transaction record to a server, wherein the transaction record comprises: the digital currency to be paid, the smart contract data, the smart contract signature, the verification signature, and the verification data;
the server verifies the signature by utilizing the verification data, verifies the intelligent contract signature, verifies the digital currency to be paid, generates issuing digital currency after the verification is passed, and sends the issuing digital currency to the wallet of the payee;
the payee wallet receives the issued digital currency and stores the issued digital currency.
4. The method of claim 3, wherein the transaction record further comprises: the payee wallet signs the digital currency to be paid, the intelligent contract data, the intelligent contract signature, the verification signature and the verification data to obtain a transaction signature;
the verifying the transaction record further comprises: and verifying the transaction signature.
5. A digital money transaction system based on smart contracts, comprising:
the payment wallet is used for acquiring digital currency to be paid and acquiring intelligent contract data; transmitting transaction data to a payee wallet, wherein the transaction data comprises: the digital currency to be paid, the intelligent contract data, a first intelligent contract signature obtained by signing the intelligent contract data by the payer wallet, and a second intelligent contract signature obtained by signing the intelligent contract data by a signer;
the payee wallet is used for receiving the transaction data and acquiring verification data generated by the signer; transmitting a transaction record to a server, wherein the transaction record comprises: the digital currency to be paid, the smart contract data, the first smart contract signature, the second smart contract signature, and the verification data;
the server is configured to verify the transaction record, generate an issuing digital currency after the transaction record passes the verification, and send the issuing digital currency to the wallet of the payee, where the verifying the transaction record includes: verifying the second intelligent contract signature by using the verification data and the intelligent contract data, verifying the first intelligent contract signature, and verifying the digital currency to be paid;
the payee wallet is further configured to receive the issued digital currency and store the issued digital currency.
6. The system of claim 5, wherein the transaction record further comprises: the payee wallet signs the digital currency to be paid, the intelligent contract data, the first intelligent contract signature, the second intelligent contract signature and the verification data to obtain a transaction signature;
the verifying the transaction record further comprises: and verifying the transaction signature.
7. A digital money transaction system based on smart contracts, comprising:
the payment wallet is used for acquiring digital currency to be paid and acquiring intelligent contract data; transmitting transaction data to a payee wallet, wherein the transaction data comprises: the digital currency to be paid, the intelligent contract data, an intelligent contract signature obtained by signing the intelligent contract data by the payer wallet, and a verification signature obtained by signing the digital currency to be paid, the intelligent contract data and the intelligent contract signature by an intelligent contract platform;
the payee wallet is used for receiving the transaction data and acquiring verification data generated by the intelligent contract platform; transmitting a transaction record to a server, wherein the transaction record comprises: the digital currency to be paid, the smart contract data, the smart contract signature, the verification signature, and the verification data;
the server is used for verifying the signature by utilizing the verification data, verifying the intelligent contract signature, verifying the digital currency to be paid, generating the issuing digital currency after the verification is passed, and sending the issuing digital currency to the wallet of the payee;
the payee wallet is further configured to receive the issued digital currency and store the issued digital currency.
8. The system of claim 7, wherein the transaction record further comprises: the payee wallet signs the digital currency to be paid, the intelligent contract data, the intelligent contract signature, the verification signature and the verification data to obtain a transaction signature;
the verifying the transaction record further comprises: and verifying the transaction signature.
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PCT/CN2022/072487 WO2022166574A1 (en) 2021-02-08 2022-01-18 Digital currency transaction method and system based on smart contract

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