CN112819606A - Middle-platform cross-industry point settlement method and system - Google Patents
Middle-platform cross-industry point settlement method and system Download PDFInfo
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- 238000000034 method Methods 0.000 title claims abstract description 33
- 230000008859 change Effects 0.000 claims abstract description 16
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- 238000013507 mapping Methods 0.000 claims abstract description 9
- 210000001503 joint Anatomy 0.000 claims abstract description 7
- 230000010354 integration Effects 0.000 claims description 8
- 238000004590 computer program Methods 0.000 claims description 3
- 238000004364 calculation method Methods 0.000 abstract description 3
- 238000007726 management method Methods 0.000 description 18
- 230000006870 function Effects 0.000 description 12
- 238000010586 diagram Methods 0.000 description 11
- 238000012546 transfer Methods 0.000 description 4
- 230000005856 abnormality Effects 0.000 description 3
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- 230000000694 effects Effects 0.000 description 2
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- 230000002159 abnormal effect Effects 0.000 description 1
- 238000009825 accumulation Methods 0.000 description 1
- 230000009471 action Effects 0.000 description 1
- 238000006243 chemical reaction Methods 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0226—Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
- G06Q30/0227—Frequent usage incentive value reconciliation between diverse systems
Abstract
The invention discloses a transindustrial point settlement method and a transindustrial point settlement system for Chinese platforms, wherein the method comprises the following steps: s100, a plurality of business systems are in butt joint with an integral bank through a uniform integral interface provided by the integral bank, or are marked to be inserted into the integral bank through business channels; s200, the point bank obtains the service points of the service system, and obtains first points corresponding to the service system according to the point clearing mapping table; s300, the business system detects the business integral change of the business system, transmits corresponding change data to an integral bank, and the integral bank performs account entry management and updates the first integral. The invention unifies the user point accounts through the point bank, solves the problem of inter-industry point settlement, reduces the service complexity, reduces the processing cost and improves the efficiency of point calculation.
Description
Technical Field
The invention relates to the technical field of cross-industry data integration processing, in particular to a middle-station cross-industry point settlement method and a middle-station cross-industry point settlement system.
Background
With the rapid development of the internet, various products are layered endlessly, the updating cost is increased day by day, and the marginal profit of the operation of the inventory user is gradually greater than that of updating, so that more and more enterprises pay attention to the operation of the inventory user, namely private area flow, but the private area flow of group-type enterprises is always reserved in various scattered service systems, and the member data of multiple industries are difficult to communicate with each other and can only flow in a single service system. The credit, one of the important means for user operation, is also limited to be developed, the credit flows to be settled in a single service system, and when a group carries out pull-through unified operation on multi-industry data, a settlement chain of the credit is changed from the former point-to-point linear settlement into a complex network, and the settlement is complex, time-consuming and labor-consuming.
Disclosure of Invention
The present invention is directed to solving at least one of the problems of the prior art. Therefore, the invention provides a middle-platform cross-industry point settlement method which can uniformly settle points and reduce processing cost.
The invention also provides a transindustrial point settlement method and a transindustrial point settlement system with the transindustrial point settlement method.
The invention also provides a computer readable storage medium with the transindustrial point settlement method.
According to the first aspect of the invention, the transindustrial point settlement method for the middling station comprises the following steps: s100, a plurality of business systems are in butt joint with an integral bank through a uniform integral interface provided by the integral bank, or are in residence in the integral bank through business channel identification; s200, the point bank obtains the service points of the service system, and obtains first points corresponding to the service points of the service system according to a point clearing mapping table; s300, the business system detects the business integral change of the business system, transmits corresponding change data to the integral bank, and the integral bank performs entry management and updates the first integral.
The transindustrial point settlement method for the mesoptization of the embodiment of the invention at least has the following beneficial effects: the user point accounts are unified through the point bank, the problem of inter-industry point settlement is solved, the service complexity is reduced, the processing cost is reduced, and the efficiency of point calculation is improved.
According to some embodiments of the invention, said step S100 comprises: s110, when the business system is connected with the point bank, determining whether the business system has a business point function; s120, if the business system has the business integral function, the business system is in butt joint with the integral bank through the unified integral interface; s130, if the business system has no business integration function, the business system is connected with the integration bank in a parking mode, corresponding channels are added in the integration bank, and the business channel identification is obtained.
According to some embodiments of the invention, said step S300 comprises: s310, if the service integral is increased, generating a service integral increasing record according to the service channel identifier, the first integral increasing value and the user account corresponding to the service system; and S320, calculating a first total point number corresponding to the service system in a bill period, determining that the first total point number is greater than or equal to a current first total point deduction value, deducting through the total point increase records according to a time reverse sequence, and generating a service total point deduction record according to the service channel identifier, the first total point deduction value and the user account number corresponding to the service system.
According to some embodiments of the invention, said step S300 further comprises: and the integral bank configures a corresponding integral term of the business system, determines an acquisition upper limit of the integral term in a preset time period, and performs wind control management on the business integral of the business system according to the acquisition upper limit.
According to some embodiments of the invention, the point bank manages the point term according to the point type and configures corresponding point rules.
According to some embodiments of the invention, the integration rule comprises: trigger rules, presentation rules, scope of application, and time rules.
According to some embodiments of the invention, further comprising: and the point bank counts the acquisition, consumption and overdue records of the points of each business system according to the account period, settles the accounts and outputs corresponding bills.
According to a second aspect of the invention, the transindustrial point settlement method system for the middling platform comprises: the point bank module is used for being connected with a plurality of business systems, converting the business points of the business systems into first points according to a point clearing mapping table, carrying out unified account entry management, and updating the first points, and the point bank module comprises: the channel management module is used for managing the accessed service system through the service channel identifier; the point detail module is used for acquiring and storing a change record of the business point of the business system and updating the first point according to the change record; and the point configuration module is used for managing the corresponding point item of the business system according to the point type and configuring a trigger rule, a presentation rule, an application range and a time rule of the point.
The transindustrial point settlement method and system based on the mesoptization of the embodiment of the invention at least have the following beneficial effects: the user point accounts are unified through the point bank, the problem of inter-industry point settlement is solved, the service complexity is reduced, the processing cost is reduced, and the efficiency of point calculation is improved.
According to some embodiments of the invention, the points bank further comprises: the wind control management module is used for determining an acquisition upper limit in a preset time period of the integral term, performing wind control management on the service integral of the service system according to the acquisition upper limit, configuring an integral abnormity judgment rule and performing corresponding alarm processing according to the integral abnormity judgment rule; and the integral settlement module is used for counting the acquisition, consumption and overdue records of the integral of each service system according to the account period, settling and outputting a corresponding bill.
A computer-readable storage medium according to an embodiment of the third aspect of the invention has stored thereon a computer program which, when executed by a processor, implements a method according to an embodiment of the first aspect of the invention.
The computer-readable storage medium according to an embodiment of the present invention has at least the same advantageous effects as the method according to an embodiment of the first aspect of the present invention.
Additional aspects and advantages of the invention will be set forth in part in the description which follows and, in part, will be obvious from the description, or may be learned by practice of the invention.
Drawings
The above and/or additional aspects and advantages of the present invention will become apparent and readily appreciated from the following description of the embodiments, taken in conjunction with the accompanying drawings of which:
FIG. 1 is a schematic flow chart of a method according to an embodiment of the present invention;
fig. 2 is a process of docking a business system with a credit bank in the method according to the embodiment of the present invention;
FIG. 3 is a flow chart of the point processing of the points by the points bank in the method of the embodiment of the invention;
FIG. 4 is a block diagram of the modules of the system of an embodiment of the present invention.
Reference numerals:
an integral bank module 100 and a business system 200; the system comprises a channel management module 110, a point detail module 120, a point configuration module 130, a wind control management module 140 and a point settlement module 150.
Detailed Description
Reference will now be made in detail to embodiments of the present invention, examples of which are illustrated in the accompanying drawings, wherein like or similar reference numerals refer to the same or similar elements or elements having the same or similar function throughout. The embodiments described below with reference to the accompanying drawings are illustrative only for the purpose of explaining the present invention, and are not to be construed as limiting the present invention.
In the description of the present invention, the meaning of a plurality of means is one or more, the meaning of a plurality of means is two or more, and more than, less than, more than, etc. are understood as excluding the present number, and more than, less than, etc. are understood as including the present number. If the first and second are described for the purpose of distinguishing technical features, they are not to be understood as indicating or implying relative importance or implicitly indicating the number of technical features indicated or implicitly indicating the precedence of the technical features indicated.
Referring to fig. 1, a method of an embodiment of the present invention includes: s100, a plurality of business systems are in butt joint with an integral bank through a uniform integral interface provided by the integral bank, or are marked to be inserted into the integral bank through business channels; s200, the credit bank obtains the service credit of the service system, and obtains a first credit value corresponding to the service credit of the service system according to a credit clearing mapping table; s300, the business system detects the business integral change of the business system, transmits corresponding change data to an integral bank, and the integral bank performs account entry management and updates the first integral.
In the embodiment of the invention, when the business system is connected with the point bank, whether the business system has the business point function is determined. If the business system has the business integral function, the business system is in butt joint with the integral bank through a uniform integral interface provided by the integral bank, and acquires a corresponding business channel identifier. If the business system has no business integral function, the business system is connected with an integral bank in a parking mode, corresponding channels are added in the integral bank, and business channel identification is obtained.
Referring to fig. 2, when a credit bank newly accesses a service system, if a stock credit exists in the newly added service system, the credit of the service system and the credit bank are set and stored in a credit transfer mapping table, and the credit bank action converts the stock credit of the service system into a corresponding first credit according to the credit transfer ratio and stores the first credit in the credit bank. And the point bank configures the service point acquisition upper limit of the service system in a preset time period so as to facilitate wind control management.
In the embodiment of the invention, the processing process of the points by the point bank, referring to fig. 3, includes the following steps.
1. After the business system is resident in the point bank, the user behavior triggers point change, and the business system calls the API interface of the point bank after packaging key data such as channel identification ID, user account ID, business point number, point operation type and the like.
2. And the integral bank judges whether the business system enters the integral bank according to the channel id.
3. If the business system has already existed, inquiring the integral wind control data set by the business system/group, judging whether the business system passes the wind control verification, and if not, informing the business system of operation failure and failure reason.
4. After the wind control verification is passed, integral increasing and deducting operations are executed according to the integral operation type;
for point issuing operation, based on the point transfer table, converting the original business point increment value into a point increment value taking the first point as a standard, and adding a point increment record in a database, wherein the record comprises: user account ID, channel ID corresponding to service system, point increment value, and issuing time.
And for point deduction operation, converting the original service point deduction value into a point deduction value taking the first point as a standard based on a point transfer table, and counting whether the total number of points issued by the user account in a bill period is greater than or equal to the point deduction value or not according to the user account. If the total number of the points is not enough, the points cannot be deducted, and the operation failure and the reason are returned to the service system; if the total number of the points is enough to be deducted, acquiring the point increase records under the user account, sequentially using the point increase records to carry out deduction processing according to the time reverse order, generating point deduction records according to the record ID of the point increase records, the user account ID, the point deduction value, the deduction time and the like, and informing the service system of successful operation. And when the user consumes the integral, the integral deduction is carried out according to the deduction of the acquisition time, and the channel identification ID corresponding to the acquired integral is not considered in first-out.
5. Clearing and settling bills: when the bill period is finished, the integral bank obtains integral records, including an integral increase record and an integral deduction record, and counts a first integral number in the bill period of each business system through a channel identification ID, and the first integral number is calculated through a formula: and issuing the first integral which is consumed in the integral-the first integral added by the business system, and calculating the integral difference value. And the service integral cost corresponding to the integral difference number can be calculated according to the integral difference number through the integral conversion mapping table. If the point difference is positive, the point consumed by the service system is assumed by other business states, and the issued service point is paid to a point bank; if the difference value of the points is negative, the business system helps the business system to bear the points instead, the point bank pays the point cost to the state, the intercommunication of the points in multiple states is achieved, the points are mutually used, the point bank performs single-point settlement, and finally the point record data is settled for the settlement of the next account.
As shown in fig. 4, taking 2 business systems as an example, the connection between the point bank module 100 and the business system 200 and the internal modules of the point bank module in the system according to the embodiment of the present invention are shown. The point bank module in the embodiment of the present invention may be connected to a plurality of service systems, and convert the service points of the service systems into first points according to a point clearing mapping table, perform unified accounting management, and update the first points, where the point bank module 100 includes: a channel management module 110, a point specification module 120, a point configuration module 130, a wind control management module 140 and a point settlement module 150. The channel management module 110 is configured to interface with a service system, allocate a service channel identifier to an accessed service system, and manage the accessed service system through the service channel identifier. The score detail module 120 is configured to obtain and store a change record of a service score of the service system, and update the first score according to the change record; the change record includes an integral increase record and an integral decrease record. The integral increase record includes: service channel identification, point increment value, user account and increment time. The integral subtraction record includes: service channel identification, point increment value, user account and deduction time. When the deduction processing is performed, some embodiments of the present invention may further add a corresponding flag to the integral increase record that has been subjected to the deduction processing, to indicate that the integral record has been subjected to the deduction processing. And the point configuration module 130 is configured to manage the corresponding point terms of the business system according to the point types, and configure trigger rules, presentation rules, application ranges and time rules of the points. The point types may be categorized by, for example, consumption points, activity points, enterprise points, and the like. The integral terms are managed in a unified mode, so that efficiency is improved, and later-period modification and maintenance are facilitated. And the wind control management module 140 is configured to determine an acquisition upper limit of the integral term within a preset time period, perform wind control management on the service integral of the service system according to the acquisition upper limit, configure an integral abnormality judgment rule, and perform corresponding alarm processing according to the integral abnormality judgment rule. The wind control management module 140 may also configure an acquisition upper limit of the first integral in a preset time period, and when it is detected that the first integral exceeds the acquisition upper limit in the preset time period, send a corresponding alarm and generate a corresponding integral acquisition record report. Obviously, the wind control management module may configure abnormal point consumption in the point abnormality determination rule, and when the user frequently consumes points within a certain time period and reaches a certain number of times or a certain numerical value, perform corresponding alarm processing, if the point consumption in a certain service system exceeds the first number of times, mark the account as the lowest risk level, increase the risk level of the account according to the number of times and data accumulation, and limit the point consumption when the number of times exceeds a certain level. And the point settlement module 150 is used for counting the acquisition, consumption and overdue records of the points of each service system according to the account period, settling the accounts and outputting corresponding bills.
Although specific embodiments have been described herein, those of ordinary skill in the art will recognize that many other modifications or alternative embodiments are equally within the scope of this disclosure. For example, any of the functions and/or processing capabilities described in connection with a particular device or component may be performed by any other device or component. In addition, while various illustrative implementations and architectures have been described in accordance with embodiments of the present disclosure, those of ordinary skill in the art will recognize that many other modifications of the illustrative implementations and architectures described herein are also within the scope of the present disclosure.
Certain aspects of the present disclosure are described above with reference to block diagrams and flowchart illustrations of systems, methods, systems, and/or computer program products according to example embodiments. It will be understood that one or more blocks of the block diagrams and flowchart illustrations, and combinations of blocks in the block diagrams and flowchart illustrations, respectively, can be implemented by executing computer-executable program instructions. Also, according to some embodiments, some blocks of the block diagrams and flow diagrams may not necessarily be performed in the order shown, or may not necessarily be performed in their entirety. In addition, additional components and/or operations beyond those shown in the block diagrams and flow diagrams may be present in certain embodiments.
Accordingly, blocks of the block diagrams and flowchart illustrations support combinations of means for performing the specified functions, combinations of elements or steps for performing the specified functions and program instruction means for performing the specified functions. It will also be understood that each block of the block diagrams and flowchart illustrations, and combinations of blocks in the block diagrams and flowchart illustrations, can be implemented by special purpose hardware-based computer systems that perform the specified functions, elements or steps, or combinations of special purpose hardware and computer instructions.
Program modules, applications, etc. described herein may include one or more software components, including, for example, software objects, methods, data structures, etc. Each such software component may include computer-executable instructions that, in response to execution, cause at least a portion of the functionality described herein (e.g., one or more operations of the illustrative methods described herein) to be performed.
The software components may be encoded in any of a variety of programming languages. An illustrative programming language may be a low-level programming language, such as assembly language associated with a particular hardware architecture and/or operating system platform. Software components that include assembly language instructions may need to be converted by an assembler program into executable machine code prior to execution by a hardware architecture and/or platform. Another exemplary programming language may be a higher level programming language, which may be portable across a variety of architectures. Software components that include higher level programming languages may need to be converted to an intermediate representation by an interpreter or compiler before execution. Other examples of programming languages include, but are not limited to, a macro language, a shell or command language, a job control language, a scripting language, a database query or search language, or a report writing language. In one or more exemplary embodiments, a software component containing instructions of one of the above programming language examples may be executed directly by an operating system or other software component without first being converted to another form.
The software components may be stored as files or other data storage constructs. Software components of similar types or related functionality may be stored together, such as in a particular directory, folder, or library. Software components may be static (e.g., preset or fixed) or dynamic (e.g., created or modified at execution time).
The embodiments of the present invention have been described in detail with reference to the accompanying drawings, but the present invention is not limited to the above embodiments, and various changes can be made within the knowledge of those skilled in the art without departing from the gist of the present invention.
Claims (10)
1. A transindustrial point settlement method for Chinese platform is characterized by comprising the following steps:
s100, a plurality of business systems are in butt joint with an integral bank through a uniform integral interface provided by the integral bank, or are in residence in the integral bank through business channel identification;
s200, the point bank obtains the service points of the service system, and obtains first points corresponding to the service points of the service system according to a point clearing mapping table;
s300, the business system detects the business integral change of the business system, transmits corresponding change data to the integral bank, and the integral bank performs entry management and updates the first integral.
2. The transnational points settlement method of claim 1, wherein the step S100 comprises:
s110, when the business system is connected with the point bank, determining whether the business system has a business point function;
s120, if the business system has the business integral function, the business system is in butt joint with the integral bank through the unified integral interface;
s130, if the business system has no business integration function, the business system is connected with the integration bank in a parking mode, corresponding channels are added in the integration bank, and the business channel identification is obtained.
3. The transnational points settlement method of claim 1, wherein the step S300 comprises:
s310, if the service integral is increased, generating a service integral increasing record according to the service channel identifier, the first integral increasing value and the user account corresponding to the service system;
and S320, if the business integral is deducted, calculating a first integral total number corresponding to the business system in a bill period, determining that the first integral total number is greater than or equal to a current first integral deduction value, deducting through the integral increasing records according to a time reverse sequence, and generating a business integral deduction record according to the business channel identifier, the first integral deduction value and the user account number corresponding to the business system.
4. The transnational cross-industry credit settlement method of claim 1, wherein the step S300 further comprises: and the integral bank configures a corresponding integral term of the business system, determines an acquisition upper limit of the integral term in a preset time period, and performs wind control management on the business integral of the business system according to the acquisition upper limit.
5. The transindustrial point settlement method for middling platforms according to claim 4, wherein the point bank manages the point term according to the type of the point and configures corresponding point rules.
6. The transnational points settlement method of claim 5, wherein the points rules comprise: trigger rules, presentation rules, scope of application, and time rules.
7. The transnational points settlement method of claim 1, further comprising: and the point bank counts the acquisition, consumption and overdue records of the points of each business system according to the account period, settles the accounts and outputs corresponding bills.
8. A middlebox cross industry points settlement system using the method of any one of claims 1 to 7, comprising:
the point bank module is used for being connected with a plurality of business systems, converting the business points of the business systems into first points according to a point clearing mapping table, carrying out unified account entry management, and updating the first points, and the point bank module comprises:
the channel management module is used for managing the accessed service system through the service channel identifier;
the point detail module is used for acquiring and storing a change record of the business point of the business system and updating the first point according to the change record;
and the point configuration module is used for managing the corresponding point item of the business system according to the point type and configuring a trigger rule, a presentation rule, an application range and a time rule of the point.
9. The transnational points settlement system of claim 8, wherein the points bank further comprises:
the wind control management module is used for determining an acquisition upper limit in a preset time period of the integral term, performing wind control management on the service integral of the service system according to the acquisition upper limit, configuring an integral abnormity judgment rule and performing corresponding alarm processing according to the integral abnormity judgment rule;
and the integral settlement module is used for counting the acquisition, consumption and overdue records of the integral of each service system according to the account period, settling and outputting a corresponding bill.
10. A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the method of any one of claims 1 to 7.
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN115456645A (en) * | 2022-08-23 | 2022-12-09 | 广东云徙智能科技有限公司 | Member management method, system, equipment and medium for multi-state and multi-membership |
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| CN108564413A (en) * | 2018-04-23 | 2018-09-21 | 深圳市超智慧信息科技有限公司 | Integration managing method, equipment and computer readable storage medium |
| CN109978603A (en) * | 2019-03-01 | 2019-07-05 | 泉州市优拓信息技术有限公司 | A kind of accumulated consumption point management system |
| CN111915349A (en) * | 2020-07-08 | 2020-11-10 | 广州汇才创智科技有限公司 | Cross-platform integral using system and method based on block chain |
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| CN108564413A (en) * | 2018-04-23 | 2018-09-21 | 深圳市超智慧信息科技有限公司 | Integration managing method, equipment and computer readable storage medium |
| CN109978603A (en) * | 2019-03-01 | 2019-07-05 | 泉州市优拓信息技术有限公司 | A kind of accumulated consumption point management system |
| CN111915349A (en) * | 2020-07-08 | 2020-11-10 | 广州汇才创智科技有限公司 | Cross-platform integral using system and method based on block chain |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN115456645A (en) * | 2022-08-23 | 2022-12-09 | 广东云徙智能科技有限公司 | Member management method, system, equipment and medium for multi-state and multi-membership |
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