CN112785431A - Distributed energy asset securitization system - Google Patents
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Abstract
The invention provides a distributed energy asset securitization system, which comprises a user unit, a service unit, an interface unit and a block chain unit which are electrically connected in sequence; the user unit is used for receiving an asset securitization service request of a user; the business unit is used for analyzing the asset securitization business request and determining the asset securitization business type corresponding to the asset securitization business request; the interface unit is used for determining a corresponding asset securitization function based on the asset securitization service type, calling a node corresponding to the asset securitization function in the block chain unit to execute the asset securitization service, and generating a service execution result corresponding to the asset securitization service request. The system provided by the invention ensures that data in the whole process of securitization of the distributed energy assets cannot be falsified and forged, is open and transparent, and is convenient to track and audit.
Description
Technical Field
The invention relates to the technical field of computers, in particular to a distributed energy asset securitization system.
Background
Asset-backed Securities (ABS) refers to the process of crediting assets that are less mobile but have a prospective steady cash flow by structured design for credit enhancement, selling in the manner of issuing Securities, obtaining financing and improving Asset liquidity.
The distributed energy industry actively adopts financing modes such as asset securitization and the like according to the characteristics of the distributed energy industry. However, in the process of securitization of assets, the risks of information asymmetry, low data transparency, tampering and leakage exist.
Therefore, how to solve the problem of information asymmetry and low data transparency in the distributed energy asset securitization is an urgent issue to be solved in the industry at present.
Disclosure of Invention
The invention provides a distributed energy asset securitization system which is used for solving the technical problems of asymmetric information and low data transparency in distributed energy asset securitization.
The invention provides a distributed energy asset securitization system, which comprises a user unit, a service unit, an interface unit and a block chain unit, wherein the user unit, the service unit, the interface unit and the block chain unit are electrically connected in sequence;
the user unit is used for receiving an asset securitization service request of a user;
the business unit is used for analyzing the asset securitization business request and determining the asset securitization business type corresponding to the asset securitization business request;
and the interface unit is used for determining a corresponding asset securitization function based on the asset securitization service type, calling a node corresponding to the asset securitization function in the block chain unit to execute the asset securitization service, generating a service execution result corresponding to the asset securitization service request and returning the service execution result through the user unit.
According to the distributed energy asset securitization system provided by the invention, the distributed energy asset securitization blockchain in the blockchain unit comprises a main chain, a supervision chain and a service chain;
the main chain is used for circulating data generated in the asset securitization process of the distributed energy asset securitization system;
the supervision chain is used for supervising node information and/or business processes in the distributed energy asset securitization system;
and the business chain is used for executing the asset securitization business.
According to the distributed energy asset securitization system provided by the invention, the interface unit comprises at least one of a basic asset generation module, a user management module, an issuing information query module, an account query module, an asset securitization product pricing module, an energy trading management module, a trading record query module and an intelligent contract module.
According to the distributed energy asset securitization system provided by the invention, the basic asset generation module is used for supporting a basic asset data information credible uplink based on a prediction machine technology.
According to the distributed energy asset securitization system provided by the invention, the asset securitization product pricing module is used for pricing the distributed energy asset securitization products based on the option adjustment method.
According to the distributed energy asset securitization system provided by the invention, the intelligent contract module is used for automatically transferring funds in an electronic wallet built in the distributed energy asset securitization system by each trading party based on an automatic matching mechanism.
According to the distributed energy asset securitization system provided by the invention, the intelligent contract module is further used for screening basic asset data information based on a preset basic asset enrollment rule.
According to the distributed energy asset securitization system provided by the invention, the user management module is used for carrying out identity management and verification on the user based on a distributed identity identification system and a zero-knowledge proof technology.
According to the distributed energy asset securitization system provided by the invention, the asset securitization business type comprises at least one of basic asset management, asset securitization pricing, basic asset grading and rating, asset securitization bond issuing, asset securitization information management and energy trading.
According to the distributed energy asset securitization system provided by the invention, a TEE framework and a Raft consensus algorithm are adopted for node consensus.
According to the distributed energy asset securitization system provided by the invention, the distributed energy asset securitization system is built according to the block chain, the whole process of securitization of the distributed energy asset is realized through the user unit, the service unit, the interface unit and the block chain unit which are electrically connected in sequence, and by utilizing the block chain technology, the data in the whole process of securitization of the distributed energy asset is guaranteed to be untrustable and unforgeable, the data is public and transparent, and the tracking and auditing are convenient.
Drawings
In order to more clearly illustrate the technical solutions of the present invention or the prior art, the drawings needed to be used in the description of the embodiments or the prior art will be briefly described below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
FIG. 1 is one of the schematic structural diagrams of a distributed energy asset securitization system provided by the present invention;
FIG. 2 is a schematic illustration of a process for securitization of distributed energy assets provided by the present invention;
fig. 3 is a second schematic structural diagram of the distributed energy asset securitization system provided by the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention clearer, the technical solutions of the present invention will be clearly and completely described below with reference to the accompanying drawings, and it is obvious that the described embodiments are some, but not all embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The distributed energy is an energy supply mode built at an energy user side, can be independently operated or operated in a grid-connected mode, is a system for determining the mode and the capacity in a resource and environmental benefit maximization mode, carries out system integration optimization on multiple energy demands of a user and resource allocation conditions, adopts a novel energy system with demand response type design and modular configuration, and is a distributed energy supply mode relative to centralized energy supply.
When the distributed energy resource adopts asset securitization for financing, the problems faced include: before the assets securitization, the real evaluation of basic asset data such as distributed power generation equipment is difficult to carry out; before securitization, the whole energy project is difficult to be comprehensively controlled, the information is asymmetric, and the data transparency is low; the data transparency is low in the basic asset generation process which depends on the asset securitization; the information communication during the bond storage period after securitization is not timely; energy trading is difficult to ensure justice and public performance; in the whole process of securitization of assets, data is difficult to realize safe and credible storage, and risks such as tampering and leakage exist; financing pricing schemes for power generation equipment are difficult to price realistically.
Aiming at the defects of the prior art, the embodiment of the invention builds the distributed energy asset securitization system by using the block chain technology. Fig. 1 is a schematic structural diagram of a distributed energy asset securitization system according to the present invention, and as shown in fig. 1, the system includes a user unit 110, a service unit 120, an interface unit 130, and a blockchain unit 140, which are electrically connected in sequence.
A user unit 110 for receiving a user's asset securitization service request; the service unit 120 is configured to parse the asset securitization service request, and determine an asset securitization service type corresponding to the asset securitization service request; the interface unit 130 is configured to determine a corresponding asset securitization function based on the asset securitization service type, call a node corresponding to the asset securitization function in the blockchain unit 140 to execute the asset securitization service, generate a service execution result corresponding to the asset securitization service request, and return the service execution result through the user unit.
Specifically, the distributed energy asset securitization system provided by the embodiment of the invention is suitable for each user in an asset securitization process, including an original rights beneficiary/sponsor, an SPV (Special Purpose Vehicle), a law firm, an accounting firm, a credit rating organization, a supervision department, a security investor, an energy consumer, and the like. The original stakeholder may be the owner of the distributed energy power plant.
The user unit 110 is adapted to the respective users and provides each user with a corresponding user operation interface for the user to input a request for the asset securitization service. Asset securitization service requests are closely related to user identity. For example, for an original beneficiary, the asset securitization service request may be a basic asset information upload request, etc., and for an energy consumer, the asset securitization service request may be an energy purchase request, etc.
The service unit 120 parses the asset securitization service request received by the user unit 110 to determine the asset securitization service type corresponding to the asset securitization service request. For example, if the asset securitization service request is a basic asset information uplink request, the service unit 120 determines that the asset securitization service type corresponding to the request is a basic asset information uplink.
The interface unit 130 further determines a corresponding asset securitization function according to the asset securitization service type determined by the service unit 120, calls a node corresponding to the asset securitization function in the block chain unit 140 to execute the asset securitization service, generates a service execution result corresponding to the asset securitization service request, and returns the service execution result through the user unit 110. For example, when the asset securitization service type is uplink of the basic asset information, the interface unit 130 determines that the corresponding asset securitization function is to receive the basic asset data information, and then calls the corresponding node in the block chain unit 140 to receive the basic asset data information, generate a receiving result, and returns the receiving result through the user unit 110 to notify the user.
Blockchain unit 140 is the infrastructure of the distributed energy asset securitization system. The blockchain unit 140 includes a distributed energy asset securitization blockchain and various algorithms that run on the distributed energy asset securitization blockchain.
The nodes disposed in the distributed energy asset securitization blockchain may include at least one of an original rights beneficiary node, an SPV node, a supervisory node, an energy consumer node, and some consensus nodes.
The consensus node consists of an original equity person node, an SPV node, a supervision node, an energy consumer node and some researchers and weak supervisors (e.g. operation monitoring).
Each node has its own account book in the distributed energy asset securitization block chain, and the data recorded in the account book of each node are kept consistent. The data information of the uplink on any node is recorded in the account book of the node after achieving the consensus with the other nodes, and is synchronously recorded in the account books of the other nodes.
The data recorded in the account book includes basic asset information, account information, issue information, product pricing information, energy transaction information and the like.
In addition, according to the actual situation of the distributed energy asset securitization service, the nodes can also comprise a credit rating organization node, a law firm node, an accounting firm node and an investor node. The embodiment of the present invention is not particularly limited to this.
According to the distributed energy asset securitization system provided by the embodiment of the invention, the distributed energy asset securitization system is built according to the block chain, the whole process of securitization of the distributed energy asset is realized through the user unit, the service unit, the interface unit and the block chain unit which are electrically connected in sequence, and by utilizing the block chain technology, the data in the whole process of securitization of the distributed energy asset is guaranteed to be untrustable and unforgeable, the data is transparent, and the tracking and auditing are convenient.
Based on the above embodiment, the distributed energy asset securitization blockchain in the blockchain unit 140 includes a main chain, a chain of custody, and a chain of business;
the main chain is used for circulating data generated in the asset securitization process of the distributed energy asset securitization system; the monitoring chain is used for monitoring node information and/or business processes in the distributed energy asset securitization system; and the business chain is used for executing the asset securitization business.
In particular, the distributed energy asset securitization blockchain may be designed as a lightweight blockchain network, i.e., the distributed energy asset securitization blockchain may include a backbone, a chain of custody, and a chain of business.
The main chain is used for transferring data generated in the asset securitization process of the distributed energy asset securitization system, and sharing of the data is achieved. The supervision chain is used for supervising the node information and the business process in the distributed energy asset securitization system.
The business chain is used to perform asset securitization business. The number of service chains may be set according to the number of distributed energy items. For example, if the distributed energy resource project is a plurality of industrial park power generation projects arranged in a distributed manner, a service chain may be set according to each industrial park power generation project. The number of business chains may also be set according to the number of asset securitization business types. For example, the asset securitization process may be subject to business decomposition, with a business chain set up according to each business type.
The method is characterized in that project design and classification design are carried out on the asset securitization process, and the whole asset securitization implementation process is realized through a plurality of service chains, so that when the asset securitization service is executed, only part of nodes in a distributed energy asset securitization block chain are required to be called to complete the process, and the execution efficiency of the system is improved.
Based on any of the above embodiments, the interface unit 130 includes at least one of a basic asset generation module, a user management module, an issuance information query module, an account query module, an asset securitization product pricing module, an energy trade management module, a trade record query module, and an intelligent contract module.
Specifically, the base asset generation module is used for providing a trusted channel and publishing the base asset data information into the blockchain. The basic asset generation module supports the original rights beneficiary to screen and integrate basic assets, and finally the basic assets are gathered into a basic asset pool, the SPV is supported to confirm the basic assets of the original rights beneficiary, any user is supported to inquire the basic asset data, a supervision mechanism is supported to supervise the rights and interests of the basic assets owned by the original rights beneficiary, and early warning can be timely carried out once a problem occurs.
The user management module is used for supporting each user on the distributed energy asset securitization system to perform operations of registering, logging in, modifying personal information, adding users, deleting users and the like, and the operation records can be recorded on the whole block chain only after being identified by the whole network.
The issuing information inquiry module is used for supporting the inquiry of the certificate issuing information. In order to guarantee the rationality of the issued price of the securities, the price of the latest energy item can be referred, and an intelligent contract is designed in the module to price the securitized products, so that the minimum issued cost is spent, and meanwhile, relatively stable and high income is obtained in the storage period. The certificate issuing data information can be stored through the issuing information query module, and any person can perform real-time online query and check information of interest, income, age, related rights beneficiaries, bond issuing amount, term and the like of securitized items.
The security issuing information, the security purchasing information, the credit level of the energy project bond and the risk level of the cash flow in the period of deposit are continuously recorded in the block chain through the issuing information query module and are disclosed, a supervision department can supervise the securitization process of the assets through a data interface, and early warning can be timely realized when fund default information occurs.
The account inquiry module is used for inquiring the users in the system, checking the data of bond issued by the current users, the purchase quantity and the credit default condition, and after the whole network consensus, listing the special users in a blacklist to stop loss in time.
The asset securitized product pricing module is used for pricing energy securitized products.
The energy trading management module is used for realizing energy trading in the stock life of the assets in a securitization mode. The energy transaction types include wind power generation, thermal power generation, photovoltaic power generation and the like. For example, the original authorized person may be a power generation enterprise, after the power generation enterprise generates electric energy, the system sets information such as the amount and price of the sold electric energy, and then performs a bill hanging, and the electricity consumer selects appropriate electric energy to purchase in the system. An intelligent matching contract can be designed to intelligently match the requirements of both trading parties, and the trading is fast. The energy transaction management module supports order cancellation, order complaint, order evaluation, order extraction, order cancellation and the like before the transfer of the electric charge.
The transaction record query module is used for querying the electricity charge change condition in the transaction orders in the last week, month or year, and can also delete and complain individual orders and the like.
The intelligent contract module is used for deploying intelligent contracts in the blockchain.
Based on any embodiment, the basic asset generation module is used for supporting the credible uplink of the basic asset data information based on the predictive machine technology.
Specifically, the prediction engine is an on-chain and off-chain mechanism that turns on a blockchain, i.e., a mechanism that writes information outside the blockchain into the blockchain. A blockchain is a deterministic, closed system environment, and currently, a blockchain can only acquire data inside the chain, but cannot acquire data outside the chain. Blockchains do not allow for indeterminate things or factors, and smart contracts must be consistent results regardless of time and place to run. The intelligent contract can not be input or output, and can not actively acquire external data, so that the data can only be given to the intelligent contract through the prediction machine.
The prediction machine can write external information into the block chain to complete data intercommunication between the inside and the outside of the chain. The method allows the determined intelligent contract to react to the uncertain external world, is the only way for the intelligent contract to perform data interaction with the outside, and is also an interface for the block chain to perform data interaction with the real world.
The basic asset generation module is based on a prediction machine technology, on one hand, the latest basic asset data information can be received in real time, on the other hand, a trusted channel can be provided, the fact that the asset data received by the system are real and reliable is guaranteed, and the basic asset data information chaining is effectively supported.
Based on any embodiment, the asset securitization product pricing module is used for pricing the distributed energy asset securitization products based on the option adjustment interest method.
Specifically, in order to improve the accuracy and rationality of the pricing of the asset securitized products, the energy securitized products can be priced based on the option adjustment interest difference method, the operation cost of the energy project and the payment tax can be reduced on the basis of the expected total electric charge, and meanwhile, a credit risk prediction constant is introduced. Is formulated as:
in the above equation, a binary tree pricing model may be employed to obtain asset securitized product prices by calculating interest rate paths and amounts. P is the price of the assets securitized products, S is the number of options for issuing bonds, N is the interest rate path, R is the electricity charge income, C is the cost for energy generation, t is the tax paid on the energy project operation, R is the benchmark interest rate in the S-th period under the nth interest rate path, OAS is the option adjustment interest difference, and V is the asset change income. The KMV model can be adopted to measure the credit risk of the energy asset securitization products, predict the fluctuation rate of future asset market value, default distance and predict default probability.
The method for determining the price of the asset securitized product comprises the following steps:
firstly, forecasting future cash flow of each period, and calculating the electric charge income of the securitized item of the energy assets according to the assumed future unit electric charge standard price on the basis of forecasting the future electric energy generation of the distributed energy item.
Secondly, simulating future interest rate change, estimating the interest rate fluctuation rate through a CIR (Cox Ingersoll Ross) single-factor model, and substituting the instantaneous reference interest rate and the interest rate fluctuation rate into an interest rate binary tree model to generate a sufficient number of future remote interest rate motion tracks. An option adjustment interest difference is calculated. Assuming that an initial interest difference is added with the reference interest rate under different interest rate paths to be used as the discount rate, calculating the present value of the cash flow at each stage, then carrying out the addition average, comparing the price with the price of the energy asset securitization products on the market, if the price is consistent with the price, then the initial interest difference is the option adjustment interest difference, and if the price is not consistent with the price, then repeatedly calculating and comparing until the two prices are the same.
Again, the final price of the product is determined based on the above formula. And (4) discounting future cash flows by taking the sum of the reference interest rate and the interest difference value under different paths as the nominal interest rate, wherein the current value arithmetic average value of the electric charge income in the coming years under all the paths is the theoretical price.
Based on any one of the embodiments, the intelligent contract module is used for automatically transferring funds in electronic purses built in the distributed energy asset securitization system of each trading party based on an automatic matching mechanism.
In particular, the distributed energy asset securitization system may have an electronic wallet built in, and each trading party may deposit funds into the electronic wallet. The automatic matching mechanism is used for automatically matching two parties meeting the mutual transaction requirements in the distributed energy transaction according to the transaction requirements. The intelligent contract module is used for automatically transferring funds in the electronic wallets of all transaction parties after matching transactions are achieved based on an automatic matching mechanism. For example, an SPV will receive money immediately after an investor pays for an energy project; the original equity people receive the supporting funds of the SPV transfer for constructing the energy project; the energy consumers pay the automatic transfer of the electricity charge to the power generation enterprises; when the issue period is over, the original rights beneficiary account transfers principal and interest, etc. to the investor account.
The intelligent contract module replaces a manual mode for carrying out the operation without accessing a fund escrow mechanism.
Based on any of the above embodiments, the intelligent contract module is further configured to screen the basic asset data information based on a preset basic asset enrollment rule.
Specifically, an intelligent contract can be deployed in the block chain through an intelligent contract module, and the basic asset data information is screened according to a preset basic asset enrollment rule. The basic asset enrollment rules can be set according to actual conditions. For example, only basic assets such as power generation equipment satisfying the basic asset participation rule can be securitized.
Based on any of the above embodiments, the user management module is configured to perform identity management and authentication on the user based on a distributed identity system and a zero-knowledge proof technique.
Specifically, for the management of the user identity, different users can be uniquely identified through the user management module according to a distributed identity identification system, and meanwhile, different user identities are authenticated anonymously according to a zero-knowledge proof technology.
Based on any of the above embodiments, the asset securitization business type includes at least one of basic asset management, asset securitization pricing, basic asset grading and rating, asset securitization bond issuance, asset securitization information management, and energy trading.
Based on any one of the embodiments, the distributed energy asset securitization system adopts a TEE architecture and a Raft consensus algorithm to perform node consensus.
In particular, the tee (trusted Execution environment) architecture, i.e., trusted Execution environment, can guarantee computing that is not disturbed by conventional operating systems. This is achieved by creating a small operating system that can run independently in the secure world, which provides a small number of services directly in the form of system calls. The purpose of TEE is to enhance the safety features of the system.
The Raft is a distributed protocol which has wide application range, strong consistency, decentralization and high availability in engineering.
The distributed energy asset securitization system provided by the embodiment of the invention adopts the Raft consensus algorithm to perform node consensus, and the node consensus process is realized through the TEE architecture, so that the system accounting safety is ensured, and the generated asset securitization data can not be tampered.
Based on any of the above embodiments, fig. 2 is a schematic diagram of a process of securitization of distributed energy assets provided by the present invention, as shown in fig. 2, in the above process, except that an original equity owner integrates basic assets to form an asset pool, other links are all performed on line, and each link is implemented and is disclosed to the outside, and data is transparent. The uplink of the distributed energy asset securitization data can be submitted to the blockchain only after being identified by the nodes of the whole network, and the specific implementation process is as follows:
(1) the method comprises the steps that original rights beneficiaries integrate basic assets to form an asset pool, relevant information of the asset pool is uploaded to a block chain-based distributed energy asset securitization system through a prediction machine technology, and is permanently stored by a block chain;
(2) the original equity people sell the asset pool to the SPV through the system, and the transfer information is stored in the block chain;
(3) the credit grading mechanism and the credit rating mechanism respectively grade and rate the assets in the asset pool;
(4) the supervision department supervises the asset pool information, the SPV, the credit increasing mechanism and the credit rating mechanism and supervises the subsequent processes of asset securitization investment and fund withdrawal by designing an intelligent contract supervision mechanism;
(5) the law firm and the accounting firm look over the asset securitization information data through the system, including power generation equipment, grading data and the following fund payment and return data in the asset pool, and automatically audit through an intelligent contract to issue corresponding legal opinions and audit results;
(6) the investor pays for the investment of the energy project, wherein if sufficient funds are stored in the electronic purse of the investor, the intelligent contract can be started to automatically transfer the funds;
(7) after receiving payment of an investor, the SPV returns the collected fund to an original rights beneficiary for energy project construction;
(8) after the project of the original right beneficiary is finished, the energy user carries out energy transaction on the system to pay for energy;
(9) after the original rights beneficiary obtains enough electric charge, the principal and interest are paid to the investor.
Fig. 3 is a second schematic structural diagram of the distributed energy asset securitization system provided by the present invention, and as shown in fig. 3, the distributed energy asset securitization system corresponds to the specific implementation process in fig. 2. The system comprises a user unit, a service unit, an interface unit and a block chain unit.
The blockchain unit is an infrastructure of a distributed energy asset securitization System, and comprises a lightweight blockchain network, a consensus algorithm, a predictive machine service, an intelligent contract, a P2P (Peer to Peer) protocol, a CA (certificate authority) service, a distributed body identification System, a distributed account book, an encryption algorithm, an IPFS (Inter-platform File System) and the like.
The interface unit comprises a basic asset generating module, a user management module, an issuing information inquiry module, an account inquiry module, an asset securitization product pricing module, an energy trading management module, a trading record inquiry module and an intelligent contract module.
The types of asset securitization services performed by the service units include basic asset management, asset securitization pricing, basic asset grading and rating, asset securitization bond issuance, asset securitization information management, and energy trading.
The user unit provides an operation interface for original rights beneficiaries/sponsors, SPVs, law firms, accounting firms, credit rating agencies, regulatory agencies, security investors, energy consumers, and the like.
Different from the existing asset securitization business, the system user does not comprise a security underwriter, a transaction matching mechanism and a fund escrow mechanism, and the system is built based on a block chain, the whole process of the asset securitization process is visible, any person can check business data in the system, and the underwriter is not required to bear third party to promote information for the user; the system introduces an intelligent contract automatic matching mechanism without a third party matching mechanism; the system has the characteristics of point-to-point, trust removal, no tampering, trace retention and the like, an electronic wallet can be arranged in the system, and after each transaction party deposits the required funds into the wallet, the intelligent contract can be selected to be automatically transferred, and the intelligent contract can also be manually transferred without accessing a fund escrow mechanism; in addition, the system can be accessed to a supervision department and is used for supervising the whole implementation process of asset securitization and the later energy trading business.
The distributed energy asset securitization system provided by the embodiment of the invention realizes the following steps:
(1) high quality screening of base assets
On one hand, basic asset selection rules are set based on the intelligent contracts, and securitization can be carried out only on basic assets such as power generation equipment and the like meeting the rules; on the other hand, the assets for securitization can be started only after being identified by the whole network, and the basic assets are screened with high quality through multi-party common decision.
(2) Improving asset securitization efficiency
On one hand, the securitized whole-process data of the power generation equipment is recorded into the block chain, can not be tampered and traced and is permanently stored; on the other hand, the user opens the own account in the system, and can automatically and forcibly execute the transfer and transfer on the basis of an intelligent contract under the condition of meeting the transfer and transfer requirements, thereby avoiding project delay and 'double flowers' caused by manual errors and providing convenient and efficient transfer service for the user.
(3) Improving supervision ability
The established block chain can be built based on the alliance chain, securities information on the chain is monitored and managed in real time by setting a supervision node, and the current situation of a current item is judged by checking the securities progress and the money return situation on the chain, so that the purpose of timely early warning is achieved.
(4) Providing precondition guarantee for subsequent energy transaction
On the system, high-quality energy asset securitization items are stored, the items are issued and fund returned after being identified by nodes of the whole network, information data is transparent, a reliable trading environment is provided for energy trading of users, and meanwhile trading records, fund transfer and settlement are achieved based on intelligent contracts.
The above-described embodiments of the apparatus are merely illustrative, and the units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment. One of ordinary skill in the art can understand and implement it without inventive effort.
Through the above description of the embodiments, those skilled in the art will clearly understand that each embodiment can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware. With this understanding in mind, the above technical solutions may be embodied in the form of a software product, which can be stored in a computer-readable storage medium, such as ROM/RAM, magnetic disk, optical disk, etc., and includes commands for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to execute the method according to the embodiments or some parts of the embodiments.
Finally, it should be noted that: the above examples are only intended to illustrate the technical solution of the present invention, but not to limit it; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present invention.
Claims (10)
1. A distributed energy asset securitization system is characterized by comprising a user unit, a service unit, an interface unit and a block chain unit which are electrically connected in sequence;
the user unit is used for receiving an asset securitization service request of a user;
the business unit is used for analyzing the asset securitization business request and determining the asset securitization business type corresponding to the asset securitization business request;
and the interface unit is used for determining a corresponding asset securitization function based on the asset securitization service type, calling a node corresponding to the asset securitization function in the block chain unit to execute the asset securitization service, generating a service execution result corresponding to the asset securitization service request and returning the service execution result through the user unit.
2. The distributed energy asset securitization system of claim 1 wherein the distributed energy asset securitization blockchain in the blockchain unit comprises a backbone chain, a chain of custody, and a chain of business;
the main chain is used for circulating data generated in the asset securitization process of the distributed energy asset securitization system;
the supervision chain is used for supervising node information and/or business processes in the distributed energy asset securitization system;
and the business chain is used for executing the asset securitization business.
3. The distributed energy asset securitization system of claim 1 wherein the interface unit comprises at least one of a base asset generation module, a user management module, an issuance information query module, an account query module, an asset securitization product pricing module, an energy trade management module, a trade record query module, and an intelligent contract module.
4. The distributed energy asset securitization system of claim 3, wherein the base asset generation module is configured to support a base asset data information trusted uplink based on predictive technology.
5. The distributed energy asset securitization system of claim 3 wherein the asset securitization product pricing module is configured to price distributed energy asset securitization products based on an option adjusted approach.
6. The distributed energy asset securitization system of claim 3, wherein the intelligent contract module is configured to automatically transfer funds in an electronic wallet built into the distributed energy asset securitization system for each trading party based on an automated matchmaking mechanism.
7. The distributed energy asset securitization system of claim 3 wherein the intelligent contract module is further configured to filter underlying asset data information based on pre-set underlying asset enrollment rules.
8. The distributed energy asset securitization system of claim 3, wherein the user management module is configured to manage and verify the identity of the user based on a distributed identity system and zero proof of knowledge technology.
9. The distributed energy asset securitization system of any one of claims 1 to 8, wherein the asset securitization business type comprises at least one of basic asset management, asset securitization pricing, basic asset grading and rating, asset securitization bond issuance, asset securitization information management, and energy trading.
10. The distributed energy asset securitization system of any one of claims 1 to 8, wherein the distributed energy asset securitization system employs a TEE architecture and a Raft consensus algorithm for node consensus.
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