CN112712358A - Recommendation method and device for non-inductive payment mode and terminal equipment - Google Patents
Recommendation method and device for non-inductive payment mode and terminal equipment Download PDFInfo
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Abstract
The application is applicable to the technical field of computers, and provides a recommendation method and device for a non-inductive payment mode and terminal equipment, wherein the method comprises the following steps: acquiring historical parking payment information of a user in a historical time period; determining whether the user is a target user or not based on the historical parking payment information, wherein the target user is a potential user in a non-inductive payment mode; if the user is the target user, recommending the non-inductive payment mode to the target user; according to the method and the system, the potential users who make the non-inductive payment are screened out through the historical parking payment information, then the non-inductive payment mode is specifically recommended to the potential users, the probability of successful recommendation can be effectively improved through the recommendation of the non-inductive payment mode to the potential users, and the probability of using the non-inductive payment mode is improved.
Description
Technical Field
The application belongs to the technical field of computers, and particularly relates to a recommendation method and device for a non-inductive payment mode and terminal equipment.
Background
The non-inductive payment is a parking payment function released by financial institutions such as Paibao, WeChat, China Unionpay, construction banks and the like, and is a quick payment service realized by binding a parking lot license plate recognition technology and a financial account. The non-inductive payment mode adopts automatic payment, and automatic deduction is carried out after the user leaves the parking lot, so that the step that the user queues up at an outlet of the parking lot for payment is omitted, and the user can leave the parking lot more quickly.
However, at present, there are few users who pay by using the non-sensitive payment method, and if there are more vehicles that need to leave the parking lot at the same time, the users who use the non-sensitive payment method still need to wait in line for the payment of the front vehicle before leaving. Therefore, the utilization rate of a non-sensitive payment mode is improved, the payment time is reduced, the queuing waiting time of a user can be reduced, and the user can leave the parking lot quickly.
Disclosure of Invention
The embodiment of the application provides a recommendation method and device for a non-inductive payment mode and terminal equipment, and can solve the problem that the utilization rate of the existing non-inductive payment mode is low.
In a first aspect, an embodiment of the present application provides a recommendation method for a non-sensitive payment method, including:
acquiring historical parking payment information of a user in a historical time period;
determining whether the user is a target user or not based on the historical parking payment information, wherein the target user is a potential user in a non-inductive payment mode;
and if the user is the target user, recommending the non-inductive payment mode to the target user.
In a second aspect, an embodiment of the present application provides a recommendation device for a non-sensitive payment method, including:
the information acquisition module is used for acquiring historical parking payment information of a user in a historical time period;
the screening module is used for determining whether the user is a target user or not based on the historical parking payment information, wherein the target user is a potential user in a non-inductive payment mode;
and the recommending module is used for recommending the non-inductive payment mode to the target user if the user is the target user.
In a third aspect, an embodiment of the present application provides a terminal device, including: a memory, a processor and a computer program stored in the memory and executable on the processor, wherein the processor implements the method for recommending a non-inductive payment method according to any one of the first aspect when executing the computer program.
In a fourth aspect, an embodiment of the present application provides a computer-readable storage medium, where a computer program is stored, and the computer program is configured to, when executed by a processor, implement the method for recommending a non-inductive payment method according to any one of the first aspects.
In a fifth aspect, an embodiment of the present application provides a computer program product, which, when running on a terminal device, causes the terminal device to execute the method for recommending a non-sensory payment manner according to any one of the first aspect.
It is understood that the beneficial effects of the second aspect to the fifth aspect can be referred to the related description of the first aspect, and are not described herein again.
Compared with the prior art, the embodiment of the application has the advantages that: the method comprises the steps of firstly acquiring historical parking payment information, then determining whether a user is a potential user in a non-sensitive payment mode according to the historical parking payment information, and recommending the non-sensitive payment mode to the user if the user is the potential user in the non-sensitive payment mode; according to the method and the system, the potential users who make the non-inductive payment are screened out through the historical parking payment information, then the non-inductive payment mode is specifically recommended to the potential users, the probability of successful recommendation can be effectively improved through the non-inductive payment mode recommended to the potential users, namely, the probability of using the non-inductive payment mode is improved, and the payment efficiency is improved.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings needed to be used in the embodiments or the prior art descriptions will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without inventive exercise.
Fig. 1 is a schematic application scenario diagram of a recommendation method for a non-inductive payment method according to an embodiment of the present application;
fig. 2 is a schematic flowchart of a recommendation method for a non-inductive payment method according to an embodiment of the present application;
fig. 3 is a flowchart illustrating a method for determining a target user in step S102 in fig. 2 according to an embodiment of the present application;
fig. 4 is a flowchart illustrating a method for determining a target user in step S1025 in fig. 3 according to an embodiment of the present application;
FIG. 5 is a flow chart illustrating verification of a proposed method for non-inductive payments according to an embodiment of the present application;
fig. 6 is a flowchart illustrating a method for determining validity of a recommendation method for a non-inductive payment according to an embodiment of the present application;
fig. 7 is a flowchart illustrating a method for determining a potential user of a non-sensitive payment method C according to an embodiment of the present application;
fig. 8 is a schematic structural diagram of a recommendation device for a non-inductive payment method according to an embodiment of the present application;
fig. 9 is a schematic structural diagram of a terminal device according to an embodiment of the present application.
Detailed Description
In the following description, for purposes of explanation and not limitation, specific details are set forth, such as particular system structures, techniques, etc. in order to provide a thorough understanding of the embodiments of the present application. It will be apparent, however, to one skilled in the art that the present application may be practiced in other embodiments that depart from these specific details. In other instances, detailed descriptions of well-known systems, devices, circuits, and methods are omitted so as not to obscure the description of the present application with unnecessary detail.
It will be understood that the terms "comprises" and/or "comprising," when used in this specification and the appended claims, specify the presence of stated features, integers, steps, operations, elements, and/or components, but do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, components, and/or groups thereof.
It should also be understood that the term "and/or" as used in this specification and the appended claims refers to and includes any and all possible combinations of one or more of the associated listed items.
As used in the specification of this application and the appended claims, the term "if" may be interpreted contextually as "when … …" or "upon" or "in response to a determination" or "in response to a detection". Similarly, the phrase "if it is determined" or "if a [ described condition or event ] is detected" may be interpreted contextually to mean "upon determining" or "in response to determining" or "upon detecting [ described condition or event ]" or "in response to detecting [ described condition or event ]".
Furthermore, in the description of the present application and the appended claims, the terms "first," "second," "third," and the like are used for distinguishing between descriptions and not necessarily for describing or implying relative importance.
Reference throughout this specification to "one embodiment" or "some embodiments," or the like, means that a particular feature, structure, or characteristic described in connection with the embodiment is included in one or more embodiments of the present application. Thus, appearances of the phrases "in one embodiment," "in some embodiments," "in other embodiments," or the like, in various places throughout this specification are not necessarily all referring to the same embodiment, but rather "one or more but not all embodiments" unless specifically stated otherwise. The terms "comprising," "including," "having," and variations thereof mean "including, but not limited to," unless expressly specified otherwise.
Fig. 1 is a schematic view of an application scenario of a recommendation method for a non-sensitive payment method according to an embodiment of the present application, where the recommendation method for a non-sensitive payment method may be used to recommend a non-sensitive payment method to a user. The storage device 10 is used for storing historical parking payment information of a user, and the processor 20 is used for acquiring the historical parking payment information from the storage device 10, analyzing the historical parking payment information, further determining whether to recommend a non-sensitive payment method to the user, and recommending the non-sensitive payment method to the user when determining that the non-sensitive payment method needs to be recommended to the user.
The method for recommending a non-inductive payment method according to the embodiment of the present application is described in detail below with reference to fig. 1.
Fig. 2 shows a schematic flow chart of a recommendation method of a non-sensitive payment method provided by the present application, and with reference to fig. 2, the method is described in detail as follows:
s101, obtaining historical parking payment information of a user in a historical time period.
In the present embodiment, the history time period may be half a year, one year, or two years, and may be set as needed.
The historical parking payment information may include a payment method, a use time of the payment method, a payment place, a payment amount, and the like.
The historical parking payment information can be obtained from a payment bill of a user and can also be obtained from a storage device in which the parking payment information is stored. After parking payment is carried out by a user, the parking payment information is uniformly sent to the storage device for storage, and when the historical parking payment information needs to be acquired, the historical parking payment information can be directly acquired from the storage device.
S102, determining whether the user is a target user or not based on the historical parking payment information, wherein the target user is a potential user in a non-inductive payment mode.
In this embodiment, the historical parking payment information may be analyzed, and whether the user is a potential user in a non-sensitive payment manner is determined through the historical parking payment information. A potential user of an imperceptible payment method refers to a user who is likely to pay using the imperceptible payment method.
S103, if the user is the target user, recommending the non-inductive payment mode to the target user.
In this embodiment, if the user is a potential user of the imperceptible payment method, the imperceptible payment method may be recommended to the user. Recommending the non-inductive payment mode to the user can comprise sending introduction of the non-inductive payment mode to the user, or enabling the user to select whether to use the non-inductive payment mode for payment when the user carries out parking payment, and also directly inquiring whether the user opens the non-inductive payment mode or not, and the like, and can be set according to requirements.
In the embodiment of the application, historical parking payment information is firstly acquired, whether a user is a potential user in a non-sensitive payment mode or not is determined according to the historical parking payment information, and if the user is the potential user in the non-sensitive payment mode, the non-sensitive payment mode is recommended to the user; according to the method and the system, the potential users who make the non-inductive payment are screened out through the historical parking payment information, then the non-inductive payment mode is specifically recommended to the potential users, the probability of successful recommendation can be effectively improved through the non-inductive payment mode recommended to the potential users, namely, the probability of using the non-inductive payment mode is improved, and the payment efficiency is improved.
As shown in fig. 3, in a possible implementation manner, the implementation process of step S102 may include:
and S1021, judging whether the user uses an electronic payment mode to pay or not based on the payment mode in the historical parking payment information.
In this embodiment, the user may use a cash payment method, an electronic payment method, or the like when making a parking payment, and therefore, the payment method in the historical parking payment information of the user may include an electronic payment, or may not include an electronic payment, and therefore, it is required to obtain whether the user uses the electronic payment method by screening from the historical parking payment information.
Specifically, the electronic payment method may include wechat payment, payment treasure payment, bank card payment, and the like.
S1022, if the user does not use the electronic payment method for payment, determining that the user is not the target user.
In this embodiment, if the user never uses the electronic payment method to pay in the historical parking payment information, it indicates that the user may not use the electronic payment, and the user is not the target user, i.e. is not a potential user of the imperceptible payment method.
If the user uses the electronic payment mode to pay in the historical parking payment information, the user is shown to use the electronic payment mode, and the user may be a potential user of a non-sensitive payment mode and needs further judgment.
In the embodiment of the application, the user who does not use the electronic payment mode for payment is determined as the potential user who is not the non-inductive payment mode, a part of users can be reasonably excluded, the non-inductive payment mode does not need to be recommended to the user who is not the target user, resources can be saved, and resource waste is avoided.
As shown in fig. 3, in a possible implementation manner, after step S1021, step 102 may further include:
s1023, if the user uses the electronic payment mode to pay, determining whether the user uses a non-inductive payment mode in the electronic payment modes to pay.
In this embodiment, when the user pays in the electronic payment manner, the user may pay in an active payment manner or in a non-sensitive payment manner. The active payment mode is active code scanning payment or active payment code display payment.
In this embodiment, the method for determining whether the user is the target user by the active payment method and the non-sensitive payment method is different, and therefore, if the user uses the electronic payment method for payment, it is also necessary to determine whether the user uses the active payment method or the non-sensitive payment method for payment. And selecting different judgment methods to determine whether the user is the target user or not by determining whether the user carries out the payment in an active payment mode or a non-inductive payment mode.
S1024, if the user uses the non-inductive payment mode for payment, determining the target time for the user to use the non-inductive payment mode for payment for the last time based on the use time of the non-inductive payment mode in the historical parking payment information.
In this embodiment, the payment platform of the non-sensitive payment method may include multiple types, such as a non-sensitive payment platform in WeChat or a non-sensitive payment platform in Paibao. No matter which platform is used by the user to make the non-sensitive payment, the platform belongs to the range of non-sensitive payment modes.
If the user uses the non-inductive payment mode, the service time of the last payment using the non-inductive payment mode can be determined according to the service time of the non-inductive payment mode, and the service time of the last payment using the non-inductive payment mode is used as the target time.
S1025, determining whether the user is the target user based on the target time.
In this embodiment, whether the user is the target user may not be determined according to the target time, and if the target time does not meet the preset requirement, the user is not the target user; and if the target time meets the preset requirement, the user is the target user.
As shown in fig. 4, specifically, the implementation process of step S1025 may include:
s10251, calculating a difference between the target time and the current time.
In this embodiment, the difference between the target time and the current time is calculated, and how long the last time the user uses the non-sensitive payment method is from the current time can be determined through the difference.
S10252, if the difference is smaller than a preset time, determining that the user is not the target user.
In this embodiment, the preset time may be set as required, for example: 3 days, 6 days, etc.
If the difference value between the target time and the current time is less than the preset time, the fact that the user is a common user of the non-sensitive payment mode is indicated, the non-sensitive payment mode does not need to be recommended to the user, and the user is naturally not the target user.
S10253, if the difference is greater than or equal to the preset time, determining that the user is the target user.
In this embodiment, if the difference between the target time and the current time is greater than or equal to the preset time, it indicates that the user has not used the imperceptible payment method for a long time, and the user needs to be reminded that the user can use the imperceptible payment method to pay, so that the user is the target user.
As shown in fig. 3, in a possible implementation manner, after step S1023, step 102 may further include:
and S1026, if the user does not use the non-inductive payment mode for payment and uses an active payment mode in the electronic payment modes for payment, calculating the times of the user using the active payment mode for payment.
In this embodiment, if the user does not use the imperceptible payment method, but the user uses the active payment method, it is indicated that the user will use the electronic payment method to pay, and it can be continuously determined whether the user is the target user. Specifically, whether the user is the target user can be judged according to the number of times that the user uses the active payment mode to pay. If the user frequently uses the active payment mode, the user can be the target user if the user possibly uses the non-inductive payment mode; if the user only uses the one-time active payment method occasionally, most of the active payment methods use cash payment, and the user cannot be guaranteed to use the non-inductive payment method, the user can be determined as the target user.
S1027, if the number of times of the user paying by using the active payment method satisfies a preset condition, determining that the user is the target user, where the preset condition includes that the number of times of the user paying by using the active payment method is greater than a first preset value, and a ratio of the number of times of the user paying by using the electronic payment method to a total number of times of the user paying is greater than a preset ratio.
In this embodiment, the first preset value may be set as required, for example: 8 times, 9 times, etc. The preset ratio can be set as desired, for example: 70%, 80%, etc.
And if the number of times of paying by using the active payment mode is greater than a first preset value and the ratio of the number of times of paying by using the electronic payment mode relative to the total number of times of paying by the user is greater than a preset ratio, determining that the user is the target user. Since the user has not paid by the non-sensitive payment method, and the electronic payment method includes a non-sensitive payment method and an active payment method, the rate of paying by the electronic payment method may be the rate of paying by the active payment method.
And calculating the ratio of the first times of payment in the electronic payment mode to the total times of the historical parking payment in the historical parking payment information, and taking the ratio of the first times to the total times as the payment rate of the electronic payment mode.
As an example, if the first preset value is 5 times, the preset ratio is 70%. If the user A does not pay by using the non-inductive payment method, but the user A pays by using the active payment method, the number of times of paying by using the active payment method is 8, and the number of times of paying by using the electronic payment method is 8. The total number of historical payment of the user A is 10.
The rate of payment made by the user a using the electronic payment method is 8/10 × 100% ═ 80%.
And if the number of times is more than 5 and 80% is more than 70%, the user A is the target user.
S1028, if the number of times that the user uses the active payment mode to pay does not meet the preset condition, determining that the user is not the target user.
In this embodiment, if the number of times that the user pays using the active payment method is less than or equal to the first preset value, and/or the rate of paying using the electronic payment method is less than or equal to the preset rate, the user is not the target user.
In the embodiment of the application, whether the user is the target user is determined by the payment times of the user in the active payment mode, the user who does not use the electronic payment mode frequently for payment can be excluded, and the user who uses the electronic payment mode frequently for payment is used as the target user.
As shown in fig. 5, in a possible implementation manner, after step 103, the method may further include:
s201, verifying whether the recommendation method of the non-inductive payment mode is effective.
In this embodiment, after the imperceptible payment method is recommended to the target user, it may be verified whether the recommendation method of the imperceptible payment method is valid after a period of time after the recommendation.
S202, if the recommendation method of the non-sensitive payment mode is invalid, adjusting the first preset value and/or the preset ratio to optimize the recommendation method of the non-sensitive payment mode.
In this embodiment, if the recommendation method of the non-sensitive payment method is invalid, it indicates that the recommendation method is not reasonable, and the recommendation method needs to be optimized. Specifically, the optimization method may be to adjust one or more of the first preset value, the preset ratio, and a difference between the target time and the current time. And continuously judging whether the user is the target user or not by using the optimized recommendation method.
If the recommendation method is effective, adjustment is not needed, the target user can be continuously determined by using the recommendation method, and a non-sensitive payment mode is recommended to the target user.
In the embodiment of the application, the recommendation method can be continuously optimized by verifying whether the recommendation method is effective or not, so that the recommendation method is more accurate and the effect of the recommended non-inductive payment mode is better.
As shown in fig. 6, in a possible implementation manner, the implementation process of step S201 may include:
s2011, obtaining the payment mode of a plurality of target users for parking in a target time period, wherein the target time period is a time period after the target users recommend the non-sensitive payment mode.
S2012, determining, based on the payment methods of the plurality of target users parking in the target time period, the number of users who have paid in the target time period by using the imperceptible payment method.
In this embodiment, the payment methods of all target users in the target time period are searched, and the number of users who pay by using the non-sensible payment method is found.
S2013, if the number of the users is larger than or equal to a second preset value, determining that the recommendation method of the non-inductive payment mode is effective, wherein the second preset value is determined based on the total number of the target users.
And S2014, if the number of the users is smaller than the second preset value, determining that the recommendation method of the non-inductive payment mode is invalid.
In this embodiment, the second preset value may be determined according to the total number of the target users, for example, may be 60% of the total number of the target users.
Optionally, the usage frequency and the usage time interval of the non-sensitive payment methods used by the user who uses the non-sensitive payment methods may be determined according to the payment methods in the target time period, and then whether the recommendation method of the non-sensitive payment methods is valid may be determined according to the usage number, the usage frequency, and/or the usage time interval.
Specifically, the number of users with the use frequency greater than the third preset value is determined, and when the number of users with the use frequency greater than the third preset value is greater than the fourth preset value, it is determined that the recommendation method is effective. And when the number of the users with the use frequency larger than the third preset value is smaller than or equal to the fourth preset value, determining that the recommendation method is invalid. The third preset value may be 0.5, 0.7, 0.8, etc. The fourth preset value may be determined according to the number of the plurality of target users, for example, the fourth preset value may be a product of the number of the plurality of target users and 70%. For example, if the target time period is 30 days, the target users are four users, namely user a, user B, user C, and user D, respectively, the third preset value is 0.6, and the fourth preset value is 2. The number of times that the user A pays in a non-inductive payment mode within 30 days is 30, and the use frequency of the user A is 30/30 ═ 1; the number of times that the user B pays in the non-inductive payment mode within 30 days is 25, and the use frequency of the user A is 25/30-0.8; the number of times that the user C pays in the non-inductive payment mode within 30 days is 20, and the use frequency of the user C is 20/30 ═ 0.7; if the number of times of payment made by the user D in the non-sensitive payment method within 30 days is 16, the frequency of use of the user a is 16/30 ═ 0.5. And the users with the use frequency greater than the third preset value are three users, namely a user A, a user B and a user C. And the fourth preset value is 2, so that the number of the users with the use frequency higher than the third preset value is higher than the fourth preset value, and the recommendation method is determined to be effective. Otherwise, it is invalid.
And determining the average value of the usage time intervals of each user, and taking the average value of the usage time intervals as the target time interval of the user. Determining the number of users with the target time interval smaller than a fifth preset value, and if the number of users with the target time interval smaller than the fifth preset value is larger than a sixth preset value, determining that the recommendation method is effective; otherwise, it is invalid.
The fifth preset value may be 10 hours, 20 hours, 24 hours, or the like. The sixth preset value may be determined according to the number of the plurality of target users, for example, the sixth preset value may be a product of the number of the plurality of target users and 60%.
For example, if the target time period is 30 days, the target users are five users, namely user a, user B, user C, user D, and user E, respectively, the fifth preset value is 2 days, and the sixth preset value is 3. The time interval of the user A using the non-sensitive payment method is 1 day, the time interval of the user B using the non-sensitive payment method is 1.5 days, the time interval of the user C using the non-sensitive payment method is 3 days, the time interval of the user D using the non-sensitive payment method is 4 days, and the time interval of the user E using the non-sensitive payment method is 3 days. And the time interval for using the non-sensitive payment mode is smaller than the fifth preset value, namely the user A and the user B. And if the number of the users using the non-sensitive payment mode with the time interval smaller than the fifth preset value is smaller than the sixth preset value, determining that the recommendation method of the non-sensitive payment mode is invalid. Otherwise, it is valid. In the embodiment of the application, whether the recommendation method is effective or not can be determined by the number of the users who pay in the non-inductive payment mode, that is, by checking how many users pay in the non-inductive payment mode after recommendation, and determining whether the recommendation method is effective or not by using the number of the users paying in the non-inductive payment mode, whether the recommendation method is effective or not can be effectively evaluated, and when the recommendation method is ineffective, the recommendation method can be timely adjusted.
As shown in fig. 7, in a possible implementation manner, the recommendation method for a non-sensitive payment method may also be used to determine whether the user is a potential user of a specific non-sensitive payment method, and the specific method is described as follows;
s301, acquiring historical parking payment information of a user B in a historical time period;
s302, determining whether the user B uses an electronic payment mode to pay according to the payment mode in the historical parking payment information;
s303, if the user B does not use the electronic payment mode for payment, the user B is not a potential user of the non-inductive payment mode C;
s304, if the user B uses the electronic payment mode for payment, determining whether the user B uses a non-inductive payment mode C in the electronic payment modes for payment;
s305, if the user B uses the non-inductive payment mode C for payment, determining the target time for the user to use the non-inductive payment mode C for payment for the last time based on the use time of the non-inductive payment mode C in the historical parking payment information;
s306, calculating the difference value between the target time and the current time;
s307, if the difference is smaller than the preset time, determining that the user B is not a potential user of the non-inductive payment mode C;
s308, if the difference is greater than or equal to the preset time, determining that the user B is a potential user of the non-inductive payment mode C;
s309, if the user B does not use the non-inductive payment mode C for payment and uses an active payment mode in the electronic payment modes for payment, calculating the payment times of the user B using the active payment mode;
s310, if the number of times of payment of the user B by using the active payment mode meets a preset condition, determining that the user B is a potential user of a non-sensitive payment mode C, wherein the preset condition comprises that the number of times of payment by using the active payment mode is greater than a first preset value, and the ratio of the number of times of payment by using the electronic payment mode relative to the total number of times of payment of the user B is greater than a preset ratio;
and S311, if the number of times that the user B uses the active payment mode to pay does not meet the preset condition, determining that the user B is not a potential user of the non-sensitive payment mode C.
It should be understood that, the sequence numbers of the steps in the foregoing embodiments do not imply an execution sequence, and the execution sequence of each process should be determined by its function and inherent logic, and should not constitute any limitation to the implementation process of the embodiments of the present application.
Fig. 8 shows a block diagram of a recommendation apparatus for a non-sensitive payment method according to an embodiment of the present application, and only shows portions related to the embodiment of the present application for convenience of description.
Referring to fig. 8, the apparatus 300 may include: a data acquisition module 310, a data calculation module 320, and a model deployment module 330.
The information acquisition module 310 is configured to acquire historical parking payment information of a user in a historical time period;
the screening module 320 is configured to determine whether the user is a target user based on the historical parking payment information, where the target user is a potential user in a non-sensitive payment manner;
a recommending module 330, configured to recommend the non-inductive payment method to the target user if the user is the target user.
In a possible implementation manner, the screening module 320 may specifically include:
judging whether the user uses an electronic payment mode to pay or not based on the payment mode in the historical parking payment information;
and if the user does not pay by using the electronic payment mode, determining that the user is not the target user.
In a possible implementation manner, the screening module 320 may specifically be configured to:
if the user uses the electronic payment mode for payment, determining whether the user uses a non-inductive payment mode in the electronic payment modes for payment;
if the user uses the non-inductive payment mode for payment, determining the target time for the user to use the non-inductive payment mode for payment for the last time based on the use time of the non-inductive payment mode in the historical parking payment information;
determining whether the user is the target user based on the target time.
In a possible implementation manner, the screening module 320 may specifically be configured to:
calculating the difference value between the target time and the current time;
if the difference is smaller than the preset time, determining that the user is not the target user;
and if the difference is greater than or equal to the preset time, determining that the user is the target user.
In a possible implementation manner, the screening module 320 may specifically be configured to:
if the user does not use the non-inductive payment mode for payment and uses an active payment mode in the electronic payment modes for payment, calculating the times of the user using the active payment mode for payment;
if the number of times of payment of the user by using the active payment mode meets a preset condition, determining that the user is the target user, wherein the preset condition comprises that the number of times of payment by using the active payment mode is greater than a first preset value, and the ratio of the number of times of payment by using the electronic payment mode to the total number of times of payment of the user is greater than a preset ratio;
and if the number of times of the user using the active payment mode to pay does not meet the preset condition, determining that the user is not the target user.
In a possible implementation manner, the module connected to the recommending module 330 further includes:
the verification module is used for verifying whether the recommendation method of the non-inductive payment mode is effective or not;
and the optimization module is used for adjusting the first preset value and/or the preset ratio to optimize the recommendation method of the non-sensitive payment mode if the recommendation method of the non-sensitive payment mode is invalid.
In a possible implementation manner, the verification module may specifically be configured to:
obtaining a payment mode of a plurality of target users for parking in a target time period, wherein the target time period is a time period after the target users recommend the non-inductive payment mode;
determining the number of users who pay by using the non-inductive payment mode in the target time period in the plurality of target users based on the payment mode of parking in the target time period of the plurality of target users;
if the number of the users is larger than or equal to a second preset value, determining that the recommendation method of the non-inductive payment mode is effective, wherein the second preset value is determined based on the total number of the target users;
and if the number of the users is smaller than the second preset value, determining that the recommendation method of the non-inductive payment mode is invalid.
It should be noted that, for the information interaction, execution process, and other contents between the above-mentioned devices/units, the specific functions and technical effects thereof are based on the same concept as those of the embodiment of the method of the present application, and specific reference may be made to the part of the embodiment of the method, which is not described herein again.
It will be apparent to those skilled in the art that, for convenience and brevity of description, only the above-mentioned division of the functional units and modules is illustrated, and in practical applications, the above-mentioned function distribution may be performed by different functional units and modules according to needs, that is, the internal structure of the apparatus is divided into different functional units or modules to perform all or part of the above-mentioned functions. Each functional unit and module in the embodiments may be integrated in one processing unit, or each unit may exist alone physically, or two or more units are integrated in one unit, and the integrated unit may be implemented in a form of hardware, or in a form of software functional unit. In addition, specific names of the functional units and modules are only for convenience of distinguishing from each other, and are not used for limiting the protection scope of the present application. The specific working processes of the units and modules in the system may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.
An embodiment of the present application further provides a terminal device, and referring to fig. 9, the terminal device 400 may include: at least one processor 410, a memory 420, and a computer program stored in the memory 420 and executable on the at least one processor 410, wherein the processor 410 when executing the computer program implements the steps of any of the method embodiments described above, such as the steps S101 to S103 in the embodiment shown in fig. 2. Alternatively, the processor 410, when executing the computer program, implements the functions of the modules/units in the above-described device embodiments, such as the functions of the modules 310 to 330 shown in fig. 8.
Illustratively, a computer program may be partitioned into one or more modules/units, which are stored in the memory 420 and executed by the processor 410 to accomplish the present application. The one or more modules/units may be a series of computer program segments capable of performing specific functions, which are used to describe the execution of the computer program in the terminal device 400.
Those skilled in the art will appreciate that fig. 9 is merely an example of a terminal device and is not limiting and may include more or fewer components than shown, or some components may be combined, or different components such as input output devices, network access devices, buses, etc.
The Processor 410 may be a Central Processing Unit (CPU), other general purpose Processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), a Field-Programmable Gate Array (FPGA) or other Programmable logic device, discrete Gate or transistor logic, discrete hardware components, etc. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like.
The memory 420 may be an internal storage unit of the terminal device, or may be an external storage device of the terminal device, such as a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), and the like. The memory 420 is used for storing the computer programs and other programs and data required by the terminal device. The memory 420 may also be used to temporarily store data that has been output or is to be output.
The bus may be an Industry Standard Architecture (ISA) bus, a Peripheral Component Interconnect (PCI) bus, an Extended ISA (EISA) bus, or the like. The bus may be divided into an address bus, a data bus, a control bus, etc. For ease of illustration, the buses in the figures of the present application are not limited to only one bus or one type of bus.
The recommendation method of the non-inductive payment mode provided by the embodiment of the application can be applied to terminal equipment such as a computer, a tablet computer, a notebook computer, a netbook, a Personal Digital Assistant (PDA) and the like, and the embodiment of the application does not limit the specific type of the terminal equipment at all.
The embodiment of the application also provides a computer-readable storage medium, which stores a computer program, and the computer program, when executed by a processor, implements the steps in the embodiments of the recommendation method for the non-inductive payment mode.
The embodiment of the application provides a computer program product, and when the computer program product runs on a mobile terminal, the steps in each embodiment of the recommendation method for the non-sensitive payment mode can be realized when the mobile terminal is executed.
The integrated unit, if implemented in the form of a software functional unit and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, all or part of the processes in the methods of the embodiments described above can be implemented by a computer program, which can be stored in a computer-readable storage medium and can implement the steps of the embodiments of the methods described above when the computer program is executed by a processor. Wherein the computer program comprises computer program code, which may be in the form of source code, object code, an executable file or some intermediate form, etc. The computer readable medium may include at least: any entity or device capable of carrying computer program code to a photographing apparatus/terminal apparatus, a recording medium, computer Memory, Read-Only Memory (ROM), Random Access Memory (RAM), an electrical carrier signal, a telecommunications signal, and a software distribution medium. Such as a usb-disk, a removable hard disk, a magnetic or optical disk, etc. In certain jurisdictions, computer-readable media may not be an electrical carrier signal or a telecommunications signal in accordance with legislative and patent practice.
In the above embodiments, the descriptions of the respective embodiments have respective emphasis, and reference may be made to the related descriptions of other embodiments for parts that are not described or illustrated in a certain embodiment.
Those of ordinary skill in the art will appreciate that the various illustrative elements and algorithm steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware or combinations of computer software and electronic hardware. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present application.
In the embodiments provided in the present application, it should be understood that the disclosed apparatus/network device and method may be implemented in other ways. For example, the above-described apparatus/network device embodiments are merely illustrative, and for example, the division of the modules or units is only one logical division, and there may be other divisions when actually implementing, for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted, or not implemented. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may be in an electrical, mechanical or other form.
The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment.
The above-mentioned embodiments are only used for illustrating the technical solutions of the present application, and not for limiting the same; although the present application has been described in detail with reference to the foregoing embodiments, it should be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; such modifications and substitutions do not substantially depart from the spirit and scope of the embodiments of the present application and are intended to be included within the scope of the present application.
Claims (10)
1. A recommendation method of a non-sensitive payment mode is characterized by comprising the following steps:
acquiring historical parking payment information of a user in a historical time period;
determining whether the user is a target user or not based on the historical parking payment information, wherein the target user is a potential user in a non-inductive payment mode;
and if the user is the target user, recommending the non-inductive payment mode to the target user.
2. The method for recommending a non-sensible payment manner according to claim 1, wherein the determining whether the user is a target user based on the historical parking payment information comprises:
judging whether the user uses an electronic payment mode to pay or not based on the payment mode in the historical parking payment information;
and if the user does not pay by using the electronic payment mode, determining that the user is not the target user.
3. The method for recommending a non-sensible payment method according to claim 2, wherein after determining whether the user paid by using an electronic payment method based on the payment method in the historical parking payment information, the method further comprises:
if the user uses the electronic payment mode for payment, determining whether the user uses a non-inductive payment mode in the electronic payment modes for payment;
if the user uses the non-inductive payment mode for payment, determining the target time for the user to use the non-inductive payment mode for payment for the last time based on the use time of the non-inductive payment mode in the historical parking payment information;
determining whether the user is the target user based on the target time.
4. The method for recommending a non-sensible payment manner according to claim 3, wherein said determining whether said user is said target user based on said target time comprises:
calculating the difference value between the target time and the current time;
if the difference is smaller than the preset time, determining that the user is not the target user;
and if the difference is greater than or equal to the preset time, determining that the user is the target user.
5. The method for recommending a non-sensible payment method according to claim 3, wherein after determining whether the user pays by using a non-sensible payment method of the electronic payment methods based on the electronic payment method used by the user if the user pays by using the electronic payment method, further comprising:
if the user does not use the non-inductive payment mode for payment and uses an active payment mode in the electronic payment modes for payment, calculating the times of the user using the active payment mode for payment;
if the number of times of payment of the user by using the active payment mode meets a preset condition, determining that the user is the target user, wherein the preset condition comprises that the number of times of payment by using the active payment mode is greater than a first preset value, and the ratio of the number of times of payment by using the electronic payment mode to the total number of times of payment of the user is greater than a preset ratio;
and if the number of times of the user using the active payment mode to pay does not meet the preset condition, determining that the user is not the target user.
6. The method for recommending a non-inductive payment means of claim 5, further comprising, after said recommending said non-inductive payment means to said target user:
verifying whether the recommendation method of the non-inductive payment mode is effective or not;
and if the recommendation method of the non-sensitive payment mode is invalid, adjusting the first preset value and/or the preset ratio to optimize the recommendation method of the non-sensitive payment mode.
7. The method for recommending a non-sensible payment manner according to claim 6, wherein said verifying whether said method for recommending a non-sensible payment manner is valid comprises:
obtaining a payment mode of a plurality of target users for parking in a target time period, wherein the target time period is a time period after the target users recommend the non-inductive payment mode;
determining the number of users who pay by using the non-inductive payment mode in the target time period in the plurality of target users based on the payment mode of parking in the target time period of the plurality of target users;
if the number of the users is larger than or equal to a second preset value, determining that the recommendation method of the non-inductive payment mode is effective, wherein the second preset value is determined based on the total number of the target users;
and if the number of the users is smaller than the second preset value, determining that the recommendation method of the non-inductive payment mode is invalid.
8. A recommendation device for a non-sensitive payment method is characterized by comprising:
the information acquisition module is used for acquiring historical parking payment information of a user in a historical time period;
the screening module is used for determining whether the user is a target user or not based on the historical parking payment information, wherein the target user is a potential user in a non-inductive payment mode;
and the recommending module is used for recommending the non-inductive payment mode to the target user if the user is the target user.
9. A terminal device comprising a memory, a processor and a computer program stored in the memory and executable on the processor, wherein the processor implements the method for recommending a non-inductive payment means according to any one of claims 1 to 7 when executing the computer program.
10. A computer-readable storage medium, in which a computer program is stored, which, when being executed by a processor, implements the method for recommending a non-inductive payment means according to any one of claims 1 to 7.
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