CN112700171A - Intelligent fund management system - Google Patents
Intelligent fund management system Download PDFInfo
- Publication number
- CN112700171A CN112700171A CN202110058184.7A CN202110058184A CN112700171A CN 112700171 A CN112700171 A CN 112700171A CN 202110058184 A CN202110058184 A CN 202110058184A CN 112700171 A CN112700171 A CN 112700171A
- Authority
- CN
- China
- Prior art keywords
- fund
- management
- management module
- account
- internal
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000007726 management method Methods 0.000 claims abstract description 154
- 238000011161 development Methods 0.000 claims abstract description 7
- 238000013468 resource allocation Methods 0.000 claims abstract description 4
- 230000008859 change Effects 0.000 claims description 7
- 239000000463 material Substances 0.000 claims description 4
- 230000008901 benefit Effects 0.000 abstract description 8
- 238000004519 manufacturing process Methods 0.000 abstract description 2
- 238000000034 method Methods 0.000 description 8
- 230000008569 process Effects 0.000 description 7
- 238000005516 engineering process Methods 0.000 description 6
- 238000011160 research Methods 0.000 description 5
- 230000002860 competitive effect Effects 0.000 description 2
- 230000006872 improvement Effects 0.000 description 2
- 230000004048 modification Effects 0.000 description 2
- 238000012986 modification Methods 0.000 description 2
- 230000008520 organization Effects 0.000 description 2
- 238000012545 processing Methods 0.000 description 2
- 230000009466 transformation Effects 0.000 description 2
- 238000007792 addition Methods 0.000 description 1
- 238000009435 building construction Methods 0.000 description 1
- 239000002131 composite material Substances 0.000 description 1
- 150000001875 compounds Chemical class 0.000 description 1
- 238000010276 construction Methods 0.000 description 1
- 238000012258 culturing Methods 0.000 description 1
- 238000007405 data analysis Methods 0.000 description 1
- 238000012217 deletion Methods 0.000 description 1
- 230000037430 deletion Effects 0.000 description 1
- 230000002708 enhancing effect Effects 0.000 description 1
- 230000007246 mechanism Effects 0.000 description 1
- 238000005457 optimization Methods 0.000 description 1
- 238000013439 planning Methods 0.000 description 1
- 230000001737 promoting effect Effects 0.000 description 1
- 238000007711 solidification Methods 0.000 description 1
- 230000008023 solidification Effects 0.000 description 1
- 238000007619 statistical method Methods 0.000 description 1
- 238000012546 transfer Methods 0.000 description 1
- 230000007306 turnover Effects 0.000 description 1
- 238000011144 upstream manufacturing Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
- G06Q10/063—Operations research, analysis or management
- G06Q10/0631—Resource planning, allocation, distributing or scheduling for enterprises or organisations
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
- G06Q40/125—Finance or payroll
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Human Resources & Organizations (AREA)
- Finance (AREA)
- Accounting & Taxation (AREA)
- Economics (AREA)
- Strategic Management (AREA)
- Entrepreneurship & Innovation (AREA)
- General Business, Economics & Management (AREA)
- Marketing (AREA)
- Development Economics (AREA)
- Theoretical Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Educational Administration (AREA)
- Tourism & Hospitality (AREA)
- Quality & Reliability (AREA)
- Operations Research (AREA)
- Game Theory and Decision Science (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses an intelligent fund management system which comprises an account management module, a budget management module, a financing management module, a fund usage management module and a fund balance management module, wherein the account management module comprises external account management and internal account management, the budget management module strengthens budget control guidance and designs a fund budget frame, the financing management module adjusts financing time sequence and structure by combining company management indexes and external financial environment, and the fund usage management module optimizes resource allocation by virtue of a platform, promotes business development and designs a project information system and reflects and shares in real time by virtue of the fund balance management module. Compared with the prior art, the invention has the advantages that: scientifically standardizing production operation management, feeding back fund information in time, and participating and improving company operation management.
Description
Technical Field
The invention relates to the technical field of fund management, in particular to an intelligent fund management system.
Background
Funds are core resources of enterprises, the management level of the enterprises is greatly influenced by the capacity of fund management, and the fund management is increasingly emphasized. At present, as a large-scale building construction industry, companies have many and scattered projects at home and abroad, different operating system structures, various regional management problems and increasingly strong standardized management flow requirements. The account is opened at multiple points for each project, the information is asymmetric, so that more fund deposits are generated, the idle fund flow is slow, the fund use is insufficient, meanwhile, the fund shortage project generates financing, and the company deposit and credit are high frequently. Secondly, with the aggravation of external macro market competition, enterprises develop more needs to benefit management, and fine management is imperative. The informatization is the basis of enterprise detailed management, and by means of a computer information technology, batch processing and intelligent pushing are achieved, the labor cost is reduced, and meanwhile the working efficiency is improved. Meanwhile, the information system for fund management is more and more standardized in examination and approval of various fund flows from project to enterprise and from enterprise to enterprise, and meanwhile, the regulation and control capability and the use benefit of enterprise leaders on the fund are ensured, and unified fund scheduling, unified fund planning, unified settlement and unified fund raising are ensured.
With the development of computer information technology, foreign enterprise groups begin to use modern computer technology to perform financial fund management, and most enterprise groups also begin to establish a centralized financial fund informatization management mode. On the basis of development of global information industry and improvement of software technology, a fund pool mode is established in a plurality of foreign enterprise groups, the enterprise groups in China also develop a fund centralized management mode step by step, and students put forward important fund centralized management modes such as internal banks, settlement centers, financial companies, fund pools and the like. The intensive management of funds has been a considerable amount of research around the management model and its efficiency. In recent years, a financial company model has appeared, and some students have started to research about the operation system of the financial company and the economic benefit brought to the enterprise, and have also studied about the merits of models such as cash pool and bill pool and a settlement center model, and a framework for researching the capital centralized management.
Because the governing chain of a large-scale enterprise group is lengthened, the difficulty of the rights-collecting fund management mode is increased, the emphasis on how to utilize the information technology to carry out intelligent management and research and improve is the key point at present, and the problem of the fund centralized management is also the mainstream direction of the research at present.
Disclosure of Invention
The invention aims to provide an intelligent fund management system which scientifically standardizes production operation management, feeds back fund information in time, participates in and promotes company operation management.
The purpose of the invention is realized by the following technical scheme:
the intelligent fund management system comprises an account management module, a budget management module, a financing management module, a fund usage management module and a fund balance management module, wherein the account management module comprises external account management and internal account management, the budget management module strengthens budget management and control guidance and designs a fund budget frame, the financing management module adjusts financing time sequence and structure by combining company management indexes and an external financial environment, the fund usage management module optimizes resource allocation by means of a platform, promotes business development, and the fund balance management module designs a project information system, and reflects and shares in real time.
Furthermore, the fund management system also comprises a deep combination operation module, an equipment material module and a financial module.
Further, the external account management includes an external account application, an external account statistic, an external account change application, and an external account cancellation application, and the internal account management includes an internal account application, an internal account statistic, an internal account change application, and an internal account cancellation application.
Further, the budget management module predicts future expenditure or income, predicts the flow demand of funds, and schedules income and expenditure.
Furthermore, the financing management module manages external financing and internal fund allocation, and the external financing comprises loan application, loan registration, financial tool application and loan repayment registration; the internal fund allocation management comprises an internal fund allocation application, an internal enterprise/project fund allocation plan, a fund allocation and repayment plan and an enterprise/project payment guarantee fund financial tool plan.
Further, the fund balance management is to count the real-time fund balance according to external fund collection and branch internal borrowing of the fund, and record each fund collected and borrowed
Compared with the prior art, the invention has the advantages that:
deepens the fund budget management and strengthens the fund budget management guide. The system module analyzes the deviation amount and the deviation rate of the pre-paid funds during each period of the project, corrects the deviation pointedly according to different reasons, and promotes the overall budget work of the company. And the large-amount fund plan and payment are focused on, the whole process can be traced and monitored, the fund chain is prevented from being broken, and the whole operation of the company fund is balanced.
And the fund intensive management is promoted, and the fund use benefit is improved. And avoiding unsmooth fund information through account balance, and dividing and collecting idle fund of the account to form a company fund pool. The internal and external financing of the company is arranged in a lump, and the fund resource reallocation is performed reasonably, standardly and transparently through the fund use management module. The capital turnover is accelerated, the project operation requirements are matched, and the company operation management level is improved. And the capital circulation is supervised on line, and the whole process management of the novel service is standardized. With the transformation and adjustment of the business structure of the company, the development of novel business modes such as PPP, EPC, fund projects, financing construction and the like, the operating fund demand of the company is increased sharply, and the fund intensive management provides more information support. The capital operation capacity is strengthened, new vitality is added for enterprise transformation and upgrading, and the project management level is improved through a project operation standard mechanism which is driven by capital problems. And enhancing the cooperation of business departments and culturing the compound talents. The cooperative platform capital information system seamlessly connects sub-modules of management, finance, capital and the like, deeply applies an informatization technology, prompts business personnel to master a comprehensive management technology, cultivates achievement composite talents and improves the core competitive capacity of enterprises. And the business process is standardized, and the enterprise informatization management is promoted. By means of a new scientific and technological means in the Internet era, the fund business process is solidified through the cooperation platform, manual intervention is reduced, transparent fund resources are reconfigured, sunshine is created for central enterprises, the enterprise reputation is improved, and enterprise brands are created. The service processing is batched, the labor cost is reduced, and the working efficiency is improved. Report data information is intelligently analyzed, the financial information sharing process is accelerated, and the enterprise informatization management level is improved.
Detailed Description
The present invention is not limited to the above embodiments, and any modification, equivalent replacement, and improvement made within the spirit and principle of the present invention should be included in the scope of the present invention.
The intelligent fund management system comprises an account management module, a budget management module, a financing management module, a fund use management module and a fund balance management module. The account management module is mainly divided into external bank account management and internal account management. The account is a carrier of fund transfer, the fund budget management module strengthens budget control guidance, follows the principle of collecting and paying money, designs a fund budget frame and particularly pays attention to large-amount fund. And the financing management module is used for researching how to measure and calculate the fund cost in the period, and adjusting the financing time sequence and structure by combining multiple factors such as company management indexes, external financial environment and the like. The fund use management module is mainly used for researching and promoting the development of novel business of a company by optimizing resource allocation through a platform. The fund balance management module mainly researches and designs a project information system, reflects and shares in real time, realizes daily scheduling of cash flow and lean management of flow fund and improves benefits. The mutual connection among all the modules is not separable, the mutual checking logic of the data is clear, the project fund information condition is completely reflected, and the enterprise informatization management level is improved. And the deep combination management module, the equipment material module, the financial module and other sub-modules of the collaborative platform integrate project information. The information of upstream and downstream cooperative enterprises is integrated, the fund flow, the service flow and the information flow are gathered, data analysis and accurate portrayal are carried out, the enterprises are helped to build an industrial chain to jointly develop an ecosphere, core competitive advantages are cultivated, and cooperative win-win is realized. And participating in the operation management of the company through fund intensive management. The method is used for researching how to rebuild the process, reform the organization structure, create a highly intelligent and integrated management platform of the enterprise strategy, perfect a standard and strict organization management system, realize the solidification and optimization of the business process, realize the scientific statistical analysis of data and realize the scientific strategy decision of the enterprise.
The invention moves the flow of the fund going down on line to the on-line by the management of the fund account, the management of the fund approval flow, the management of the fund budget, the fund financing management and the fund balance management, so that the operation speed of the fund is accelerated, and the enterprise can conveniently monitor the change of each fund.
The first page of fund management is to show the whole fund frame in a chart form, such as: the fund balance table, the financial instrument due repayment early warning, the large amount of fund expenditure, the pre-receiving and pre-paying comparison table, the contract settled and unpaid amount summary table, the internal fund dispensing table and the external fund account statistics can all skip to check corresponding items.
The normal operation of the fund management system firstly needs to define the role of each employee according to different responsibilities. There are many modules for the funds, and each employee can only operate the funds in a series of systems according to the different modules granting their authority.
The menu addition, modification, deletion, and enablement of the logout module of the funds management system is performed in the system configuration. In the module, the sub-module authority and flow of fund management can be controlled, the integrity of the fund management module is ensured, and the module which is not used can be forbidden.
The capital management system also has some basic data to be set to avoid subsequent repeated input, and the basic data of capital management includes payment category, loan institution, financing institution, subcontractor management, supplier registration, and airline ticket service registration.
The account management of the fund management system comprises external account management and internal account management, wherein the external account management comprises external account application, external account statistics, external account change application, external account petition application and the like, and the internal account management also comprises internal account application, internal account statistics, internal account change application, internal account petition application and the like.
The capital payment management of the capital management system is to record and register daily payments of accounts and to assemble the daily payments into a report for subsequent viewing.
The budget management of the fund management system is to predict the condition of future expenditure or income for each unit, reasonably predict the flow demand of the fund, arrange the income and expenditure and predict the advance payment and the advance income of the fund according to the existing fund stock and the current capital flow.
The financing management of the fund management system is a module for managing external financing and internal fund allocation, wherein the external financing comprises loan application, loan registration, financial tool application and loan repayment registration; the internal fund allocation management comprises an internal fund allocation application, an internal enterprise/project fund allocation plan, a fund allocation and repayment plan and an enterprise/project payment guarantee fund financial tool plan.
The fund approval in the fund management system comprises monetary fund payment, financial instrument guarantee fund payment and internal inter-unit payment. The monetary funds payments comprise a project monetary funds payment approval and a project monetary funds payment approval; the payment modes of financial instruments, financial instrument payment deposit, currency fund payment and the like can be selected according to requirements, such as subpackage expense payment application, material purchase payment approval, equipment payment, equipment lease payment, other safety expenses and the like.
The fund balance management in the fund management system is to count the real-time fund balance of each unit according to external fund collection and internal borrowing and borrowing of the branch. And records each of the incomes and the disbursements for subsequent statistics on the management of the funds.
Claims (6)
1. Intelligent fund management system, its characterized in that: the system comprises an account management module, a budget management module, a financing management module, a fund usage management module and a fund balance management module, wherein the account management module comprises external account management and internal account management, the budget management module strengthens budget management and control guidance and designs a fund budget frame, the financing management module adjusts financing time sequence and structure by combining company management indexes and external financial environment, the fund usage management module optimizes resource allocation by means of a platform, promotes business development, and the fund balance management module designs a project information system and reflects and shares in real time.
2. The intelligent funds management system of claim 1, further comprising: the fund management system also comprises a deep combination management module, an equipment material module and a financial module.
3. The intelligent funds management system of claim 1, further comprising: the external account management comprises external account application, external account statistics, external account change application and external account debit application, and the internal account management comprises internal account application, internal account statistics, internal account change application and internal account debit application.
4. The intelligent funds management system of claim 1, further comprising: the budget management module predicts future expenditures or revenues, predicts mobile demand for funds, and schedules revenues and expenditures.
5. The intelligent funds management system of claim 1, further comprising: the financing management module manages external financing and internal fund allocation, and the external financing comprises a flow credit application, a flow credit registration, a financial tool application and a flow credit repayment registration; the internal fund allocation management comprises an internal fund allocation application, an internal enterprise/project fund allocation plan, a fund allocation and repayment plan and an enterprise/project payment guarantee fund financial tool plan.
6. The intelligent funds management system of claim 1, further comprising: and the fund balance management is to count the real-time fund balance according to external fund collection and in-branch borrowing of the fund, and record each income and each loan of the borrowing.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110058184.7A CN112700171A (en) | 2021-01-16 | 2021-01-16 | Intelligent fund management system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110058184.7A CN112700171A (en) | 2021-01-16 | 2021-01-16 | Intelligent fund management system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN112700171A true CN112700171A (en) | 2021-04-23 |
Family
ID=75515434
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202110058184.7A Pending CN112700171A (en) | 2021-01-16 | 2021-01-16 | Intelligent fund management system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN112700171A (en) |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104021456A (en) * | 2014-06-23 | 2014-09-03 | 国网山东省电力公司 | Method and system used for all-around enterprise group capital data monitoring |
| CN105894376A (en) * | 2016-03-07 | 2016-08-24 | 浙江爱贷金融服务外包股份有限公司 | Financial account capital management system and method |
-
2021
- 2021-01-16 CN CN202110058184.7A patent/CN112700171A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104021456A (en) * | 2014-06-23 | 2014-09-03 | 国网山东省电力公司 | Method and system used for all-around enterprise group capital data monitoring |
| CN105894376A (en) * | 2016-03-07 | 2016-08-24 | 浙江爱贷金融服务外包股份有限公司 | Financial account capital management system and method |
Non-Patent Citations (1)
| Title |
|---|
| 梁武全等: "以ABCF为核心的资金集中管控模式", 《国企管理》 * |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| McNair et al. | Do financial and nonfinancial performance measures have to agree? | |
| CN105976165A (en) | Information processing method for reimbursement system based work unit project budge full-process management | |
| CN110363657A (en) | A kind of finance collection management system | |
| CN110942379A (en) | High-safety fund classification management system | |
| CN108765200B (en) | Entrance-level building engineering management system | |
| CN112434995A (en) | Warehouse management system based on financial data | |
| CN112016892A (en) | Project management system integrated with multiple systems | |
| CN108805529B (en) | Building engineering management platform | |
| CN112700171A (en) | Intelligent fund management system | |
| CN108764846B (en) | Team-level building engineering management system | |
| Kurganskaya | The System Of The Treasury In Ukraine: Actuality And Prospects Of Development | |
| Wang et al. | A financial assets and liabilities management support system | |
| Yang et al. | Case Study of Financial Situation Based on Harvard Analysis Framework: Taking Huadong Medicine Co., Ltd. As An Example | |
| CN102938773A (en) | Information and communications technology (ICT) technical support design for planning and configuring function module by internet user terminal | |
| Li et al. | Innovative Exploration of Financial and Accounting Informationization Construction in Foreign Trade Enterprises under the Background of the New Economy | |
| Huang et al. | Exploration of Refined Management of Enterprise Financial Accounting Work in the New Era | |
| Mu | Discussion on the ways to improve the financial intelligence of small and micro enterprises | |
| Li | Discussion on Design Control and Management of Construction Cost | |
| Bing et al. | System Implementation of a Processing Subcontracting Business in SAP ERP Non-standard Subcontracting Scenarios | |
| Wei | Enterprise fiscal and tax integration construction paths based on intelligent finance and taxation | |
| Yang et al. | Mid-to-Long-Term Fiscal and Tax Reform and Financial Sustainability | |
| CN102624822A (en) | ICT (information and communication technology) technical support design for providing functional module for regional value chain network configuration | |
| Tan | Assessment of the financial position and performance of the company Huawei operating in the information and communications technology (ICT) industry | |
| Guo et al. | Research on financial sharing model system under the background of big computer data | |
| CN116933969A (en) | All-round intelligent large material supply chain management system of building construction enterprise |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| CB03 | Change of inventor or designer information | ||
| CB03 | Change of inventor or designer information |
Inventor after: Guo Qing Inventor after: Yu Juan Inventor after: Wang Yan Inventor after: Ma Haini Inventor after: Xu Jianxia Inventor after: Wang Haicao Inventor after: Zhao Jing Inventor after: Si Yan Inventor after: Jia Chunxin Inventor after: Li Chen Inventor before: Guo Qing Inventor before: Yu Juan Inventor before: Wang Yan Inventor before: Ma Haini Inventor before: Xu Jianxia Inventor before: Wang Haicao Inventor before: Zhao Jing Inventor before: Si Yan Inventor before: Jia Cunxin Inventor before: Li Chen |
|
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20210423 |