CN112541755A - Same-city electronic commerce T-1 or T-N payment system - Google Patents

Same-city electronic commerce T-1 or T-N payment system Download PDF

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CN112541755A
CN112541755A CN202011609592.9A CN202011609592A CN112541755A CN 112541755 A CN112541755 A CN 112541755A CN 202011609592 A CN202011609592 A CN 202011609592A CN 112541755 A CN112541755 A CN 112541755A
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commodity
price
commodities
electronic commerce
total
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侯刚
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Shaoguan Yitong Chelian Electronic Commerce Co ltd
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Shaoguan Yitong Chelian Electronic Commerce Co ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/28Pre-payment schemes, e.g. "pay before"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0611Request for offers or quotes

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Abstract

The application discloses settlement method and device of a same-city electronic commerce T-1 or T-N payment system, which are applied to the same-city electronic commerce T-1 or T-N payment system, and the method comprises the following steps: receiving one or more commodity information respectively aiming at one or more commodities sent by a first terminal, acquiring a total commodity price corresponding to the one or more commodities according to the one or more commodity information, identifying a first bank account corresponding to the first terminal, and settling funds with the first bank account according to the total commodity price. The quick settlement of the E-commerce T-1 or T-N payment system in the same city and the funds of the merchants is realized, the merchants are ensured to have enough funds to provide a large amount of goods or services, and the purchase requirements of consumers can be met.

Description

Same-city electronic commerce T-1 or T-N payment system
Technical Field
The application relates to the technical field of electronic commerce, in particular to a T-1 or T-N payment system for same-city electronic commerce.
Background
The electronic commerce system is a computer network system which is used for enterprises, consumers, banks, governments and the like on the basis of the Internet, so that the aim of electronic commerce activities of the enterprises is fulfilled, the production and management requirements of the enterprises such as production, sales and service are met, the external business cooperation of the enterprises is supported, the informatization level of the enterprises is comprehensively improved from the levels of operation, management, decision making and the like, and the computer network system with commercial intelligence is provided for the enterprises.
The consumer can purchase goods or services, such as purchasing bulbs, car washing, oil filling, home services and education consulting services, through the electronic commerce system, and the goods or services on the electronic commerce system are provided by the merchant, namely the merchant sells the goods or services to the consumer through the electronic commerce system, and then the consumer settles the profit funds with the electronic commerce system after purchasing the goods or services.
When the purchase demand of a consumer becomes large, an electronic commerce system needs to put a large amount of goods or services on the shelf at one time, and a merchant does not have enough fund flow to provide the large amount of goods or services at one time, the existing electronic commerce system cannot put enough goods or services on the shelf and cannot meet the purchase demand of the consumer.
Disclosure of Invention
The technical problem to be solved by the embodiment of the application is to solve the problem that when the purchase demand of a consumer becomes large, an electronic commerce system needs to put a large amount of goods or services on shelf at one time, and a merchant does not have enough fund flow to provide the large amount of goods or services at one time, the existing electronic commerce system cannot put enough goods or services on shelf, and cannot meet the purchase demand of the consumer.
In order to solve the above problem, an embodiment of the present application provides a settlement method for a T-1 or T-N payment system of a city-owned e-commerce, which is applied to the T-1 or T-N payment system of the city-owned e-commerce, the city-owned e-commerce T-1 or T-N payment system being connected to the e-commerce system, the method including:
receiving one or more commodity information respectively aiming at one or more commodities sent by the electronic commerce system; the electronic commerce system is used for receiving the one or more commodity information sent by the first terminal;
acquiring a total commodity price corresponding to the one or more commodities according to the one or more commodity information;
identifying a first bank account corresponding to a first terminal;
and carrying out fund settlement with the first bank account according to the total commodity price.
Further, the step of obtaining the total price of the one or more commodities includes:
for each commodity, acquiring one or more prices corresponding to the commodity;
generating a price interval of the commodity according to the one or more prices;
acquiring a target price from the price interval according to a preset rule;
and generating a total commodity price corresponding to the one or more commodities according to the target prices corresponding to the one or more commodities respectively.
Further, the step of obtaining the total price of the one or more commodities includes:
identifying a target price corresponding to the price identification operation of the user aiming at each commodity;
and generating a total commodity price corresponding to the one or more commodities according to the target prices corresponding to the one or more commodities respectively.
Further, the obtaining of the total price of the product corresponding to the one or more products according to the one or more product information includes:
displaying the one or more commodity information;
and after the confirmation operation of the user is identified, acquiring the total commodity price corresponding to the one or more commodities according to the one or more commodity information.
Further, after obtaining the total price of the product corresponding to the one or more products according to the one or more product information, the method includes:
and taking the target price corresponding to the one or more commodities as the selling price corresponding to the one or more commodities.
Further, the step of settling funds with the first account according to the total price of the commodity comprises:
carrying out first fund settlement with the first account according to half of the total price of the commodity;
for each commodity, acquiring the selling price of the commodity when a consumer purchases the commodity;
generating a total commodity selling price corresponding to the one or more commodities according to the selling prices corresponding to the one or more commodities respectively;
and carrying out second fund settlement with the first account according to the total selling price of the commodities and half of the total price of the commodities.
Further, each consumer includes a consumer account, the consumer consumes through the balance in the consumer account, the consumer can recharge the balance to the consumer account through a recharging operation, and the step of settling funds with the merchant according to the total price of the commodity includes:
after one or more consumers carry out recharging operation, the funds are respectively settled with the bank accounts of the one or more consumers, and the settled funds are stored in a target bank account;
and carrying out fund settlement with the merchant through the fund of the target bank account.
A settlement device of a T-1 or T-N payment system of a same city electronic commerce, which is applied to the T-1 or T-N payment system of the same city electronic commerce, wherein the T-1 or T-N payment system of the same city electronic commerce is connected with the electronic commerce system, the settlement device comprises:
the commodity information receiving module is used for receiving one or more commodity information which is sent by the electronic commerce system and aims at one or more commodities respectively; the electronic commerce system is used for receiving the one or more commodity information sent by the first terminal;
the commodity total price generating module is used for acquiring the commodity total price corresponding to the one or more commodities according to the one or more commodity information;
the merchant account identification module is used for identifying a first bank account corresponding to the first terminal;
and the fund settlement module is used for performing fund settlement with the first bank account according to the total commodity price.
An electronic device comprising a processor, a memory and a computer program stored in the memory and configured to be executed by the processor, the processor when executing the computer program implementing a settlement method for a co-city e-commerce T-1 or T-N payment system as in the above embodiments.
A computer-readable storage medium, comprising a stored computer program, wherein when the computer program is run, the computer-readable storage medium controls a device to execute a settlement method of the co-city e-commerce T-1 or T-N payment system as in the above embodiments.
Compared with the prior art, the settlement method of the same-city electronic commerce T-1 or T-N payment system is applied to the same-city electronic commerce T-1 or T-N payment system, the same-city electronic commerce T-1 or T-N payment system is connected with the electronic commerce system, the electronic commerce system is used for receiving one or more commodity information sent by the electronic commerce system and respectively aiming at one or more commodities, the electronic commerce system is used for receiving the one or more commodity information sent by the first terminal, obtaining the total commodity price corresponding to the one or more commodities according to the one or more commodity information, identifying the first bank account corresponding to the first terminal, and settling funds with the first bank account according to the total commodity price. The quick settlement of the E-commerce T-1 or T-N payment system in the same city and the funds of the merchants is realized, the merchants are ensured to have enough funds to provide a large amount of goods or services, and the purchase requirements of consumers can be met.
Drawings
FIG. 1 is a schematic structural diagram of a T-1 or T-N payment system for the same city electronic commerce according to an embodiment;
FIG. 2 is a flowchart illustrating steps of a settlement method for a T-1 or T-N payment system for the same city electronic commerce according to an embodiment;
FIG. 3 is a diagram illustrating a settlement device of a T-1 or T-N payment system for the same city electronic commerce according to an embodiment of the invention.
Detailed Description
The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
The electronic commerce system is a computer network system which is used for enterprises, consumers, banks, governments and the like on the basis of the Internet, so that the aim of electronic commerce activities of the enterprises is fulfilled, the production and management requirements of the enterprises such as production, sales and service are met, the external business cooperation of the enterprises is supported, the informatization level of the enterprises is comprehensively improved from the levels of operation, management, decision making and the like, and the computer network system with commercial intelligence is provided for the enterprises.
The consumer can purchase goods or services, such as purchasing bulbs, car washing, oil filling, home services and education consulting services, through the electronic commerce system, and the goods or services on the electronic commerce system are provided by the merchant, namely the merchant sells the goods or services to the consumer through the electronic commerce system, and then the consumer settles the profit funds with the electronic commerce system after purchasing the goods or services.
When the purchase demand of a consumer becomes large, an electronic commerce system needs to put a large amount of goods or services on the shelf at one time, and a merchant does not have enough fund flow to provide the large amount of goods or services at one time, the existing electronic commerce system cannot put enough goods or services on the shelf and cannot meet the purchase demand of the consumer.
To solve the above problem, as shown in fig. 1, a schematic structural diagram of a city-owned e-commerce T-1 or T-N payment system 4 according to an embodiment of the present invention includes a first terminal 1, a city-owned e-commerce system 2, a consumer terminal 3, and a city-owned e-commerce T-1 or T-N payment system 4, where the first terminal 1 is connected to the city-owned e-commerce system 2 and the city-owned e-commerce T-1 or T-N payment system 4, respectively, and the consumer terminal 3 is also connected to the city-owned e-commerce system 2 and the city-owned e-commerce T-1 or T-N payment system 4, respectively, and the connection may be an electrical connection or a wireless connection. In an embodiment, by receiving one or more commodity information respectively aiming at one or more commodities sent by an electronic commerce system, the electronic commerce system is configured to receive the one or more commodity information sent by the first terminal 1, obtain a total commodity price corresponding to the one or more commodities according to the one or more commodity information, identify a first bank account corresponding to the first terminal 1, and perform fund settlement with the first bank account according to the total commodity price. The quick settlement of the funds of the E-commerce T-1 or T-N payment system 4 and the merchants in the same city is realized, the merchants are ensured to have enough funds to provide a large amount of goods or services, and the purchase requirements of consumers can be met.
Referring to fig. 2, a flowchart of steps of a settlement method for a T-1 or T-N payment system of a city-owned electronic commerce is shown, which is applied to the T-1 or T-N payment system of the city-owned electronic commerce, wherein the T-1 or T-N payment system of the city-owned electronic commerce is connected to an electronic commerce system, and the settlement method for the T-1 or T-N payment system of the city-owned electronic commerce specifically comprises the following steps:
step 201, receiving one or more commodity information respectively aiming at one or more commodities sent by the electronic commerce system; the electronic commerce system is used for receiving the one or more commodity information sent by the first terminal;
when a merchant puts one or more commodities on an electronic commerce system, the merchant can send commodity information of one or more commodities to be put on the electronic commerce system through a first terminal; the electronic commerce system is used for receiving one or more commodity information sent by the first terminal and sending the one or more commodity information to the same-city electronic commerce T-1 or T-N payment system; the co-city e-commerce T-1 or T-N payment system receives the one or more merchandise information respectively for the one or more merchandise.
Step 202, acquiring a total price of the commodity corresponding to the one or more commodities according to the one or more commodity information;
in one example, the step 202 includes the sub-steps of:
substep S11, for each commodity, obtaining one or more prices corresponding to the commodity;
after receiving the one or more commodity information respectively for the one or more commodities, the co-city e-commerce T-1 or T-N payment system may obtain one or more prices corresponding to the commodity for each commodity, specifically, may query the selling prices of the commodity on different commerce systems through a network, and the different commerce systems may preset, for example, preset, addresses of the commerce systems to be queried.
Substep S12, generating a price interval for the commodity according to the one or more prices;
after one or more prices corresponding to the commodity are obtained, the T-1 or T-N payment system of the same city electronic commerce can be combined into a price interval of the commodity according to the one or more prices, and if the one or more prices corresponding to the commodity are 10 yuan, 20 yuan, 25 yuan and 30 yuan, the price interval of the commodity is generated to be [ 10 yuan-30 yuan ].
A substep S13, obtaining a target price from the price interval according to a preset rule;
after the price interval of the commodity is obtained, the intermediate price obtained in the price interval can be used as the target price, for example, the price interval of the commodity is [ 10 yuan-30 yuan ], and the target price obtained from the price interval is 20 yuan.
And a substep S14 of generating a total price of the product corresponding to the one or more products according to the target price corresponding to the one or more products, respectively.
After the target prices corresponding to the one or more commodities are obtained, the sum of the target prices corresponding to the one or more commodities can be obtained as the total commodity price corresponding to the one or more commodities, for example, if the target prices corresponding to the 4 commodities are 10 yuan, 20 yuan, 55 yuan and 100 yuan, respectively, the total commodity price corresponding to the 4 commodities is 185 yuan.
In one example, the step 202 includes the sub-steps of:
a substep S21 of identifying, for each commodity, a target price corresponding to the price marking operation of the user;
wherein the user can be a manager of a T-1 or T-N payment system of the same city electronic commerce.
After receiving the one or more commodity information respectively aiming at the one or more commodities, the T-1 or T-N payment system of the same city electronic commerce can also receive a target price input by a user, namely, a manager of the T-1 or T-N payment system of the same city electronic commerce can manually determine the target price of each commodity in the one or more commodities.
And a substep S22 of generating a total price of the product corresponding to the one or more products according to the target price corresponding to the one or more products, respectively.
In one example, the step 202 includes the sub-steps of:
a substep S31 of displaying the one or more merchandise information;
after receiving the one or more commodity information, the same-city electronic commerce T-1 or T-N payment system can display the one or more commodity information to the manager through the display device.
And a substep S32, after the confirmation operation of the user is recognized, obtaining a total price of the commodity corresponding to the one or more commodities according to the one or more commodity information.
After the manager checks the one or more commodity information and confirms that the one or more commodity information has no problem, a confirmation operation may be performed, for example, confirmation is performed by clicking a mouse, and after the confirmation operation of the user is recognized, the total price of the commodity corresponding to the one or more commodities is obtained according to the one or more commodity information.
In an example, the step 202 further includes the following steps:
step 2021, taking the target prices corresponding to the one or more commodities respectively as the selling prices corresponding to the one or more commodities.
Step 203, identifying a first bank account corresponding to the first terminal;
and step 204, carrying out fund settlement with the first bank account according to the total commodity price.
In one example, the step 204 includes the following sub-steps:
substep S41, performing a first fund settlement with the first account according to half of the total price of the commodity;
a substep S42 of acquiring, for each commodity, a selling price of the commodity when a consumer purchases the commodity;
a substep S43, generating a total selling price of the commodities corresponding to the one or more commodities according to the selling prices corresponding to the one or more commodities, respectively;
and a substep S44, performing a second fund settlement with the first account according to the total commodity selling price and half of the total commodity price.
In the embodiment of the application, the settlement is performed once through the goods on shelves and once through the settlement of the sold goods, and the settlement is performed twice in total, so that the merchants are ensured to have enough funds to provide more goods, and the fund payment pressure of a T-1 or T-N payment system of the electronic commerce in the same city is relieved.
In one example, each consumer includes a consumer account, the consumer consumes through a balance within the consumer account, and the consumer may recharge the balance to the consumer account through a recharge operation, the step 204 includes the sub-steps of:
substep S51, after one or more consumers carry out recharging operation, carrying out fund settlement with the bank accounts of the one or more consumers respectively, and depositing the settled fund into the target bank account;
and a substep S52, performing fund settlement with the merchant through the fund of the target bank account.
In the embodiment of the application, the fund payment pressure of the T-1 or T-N payment system of the E-commerce in the same city can be relieved by means of recharging.
Compared with the prior art, the settlement method of the same-city electronic commerce T-1 or T-N payment system is applied to the same-city electronic commerce T-1 or T-N payment system, the same-city electronic commerce T-1 or T-N payment system is connected with the electronic commerce system, the electronic commerce system is used for receiving one or more commodity information sent by the electronic commerce system and respectively aiming at one or more commodities, the electronic commerce system is used for receiving the one or more commodity information sent by the first terminal, obtaining the total commodity price corresponding to the one or more commodities according to the one or more commodity information, identifying the first bank account corresponding to the first terminal, and settling funds with the first bank account according to the total commodity price. The quick settlement of the E-commerce T-1 or T-N payment system in the same city and the funds of the merchants is realized, the merchants are ensured to have enough funds to provide a large amount of goods or services, and the purchase requirements of consumers can be met.
In another embodiment, there is provided a settlement apparatus for a city-owned e-commerce T-1 or T-N payment system, which is applied to the city-owned e-commerce T-1 or T-N payment system, wherein the city-owned e-commerce T-1 or T-N payment system is connected to an e-commerce system, as shown in fig. 3, the apparatus includes:
a commodity information receiving module 301, configured to receive one or more commodity information, which is sent by the electronic commerce system and is respectively for one or more commodities; the electronic commerce system is used for receiving the one or more commodity information sent by the first terminal;
a total commodity price generating module 302, configured to obtain, according to the one or more pieces of commodity information, a total commodity price corresponding to the one or more commodities;
a merchant account identification module 303, configured to identify a first bank account corresponding to the first terminal;
and the fund settlement module 304 is configured to perform fund settlement with the first bank account according to the total commodity price.
In one example, the total price for the good generation module 302 includes the following sub-modules:
the price acquisition submodule is used for acquiring one or more prices corresponding to each commodity;
the price interval generation submodule is used for generating a price interval of the commodity according to the one or more prices;
the target price obtaining submodule is used for obtaining a target price from the price interval according to a preset rule;
and the first commodity total price generating submodule is used for generating the commodity total price corresponding to the one or more commodities according to the target price corresponding to the one or more commodities respectively.
In one example, the total price for the good generation module 302 includes the following sub-modules:
the target price identification submodule is used for identifying a target price corresponding to the price identification operation of the user aiming at each commodity;
and the second commodity total price generating submodule is used for generating the commodity total price corresponding to the one or more commodities according to the target price corresponding to the one or more commodities respectively.
In one example, the total price for the good generation module 302 includes the following sub-modules:
the commodity information display submodule is used for displaying the one or more commodity information;
and the third commodity total price generating submodule is used for acquiring the commodity total price corresponding to the one or more commodities according to the one or more commodity information after the confirmation operation of the user is identified.
In one example, the settlement apparatus of the same-city e-commerce T-1 or T-N payment system further includes:
and the selling price generating module is used for taking the target price corresponding to the one or more commodities as the selling price corresponding to the one or more commodities.
In one example, the funds settlement module 304 includes the following sub-modules:
the first fund settlement submodule is used for carrying out first fund settlement with the first account according to half of the total price of the commodity;
the selling price obtaining sub-module is used for obtaining the selling price of the commodity when the consumer purchases the commodity aiming at each commodity;
the total selling price generating submodule is used for generating the total selling price of the commodities corresponding to the one or more commodities according to the selling prices corresponding to the one or more commodities respectively;
and the second fund settlement submodule is used for carrying out second fund settlement with the first account according to the total selling price of the commodities and half of the total price of the commodities.
In one example, each consumer includes a consumer account to which the consumer consumes via a balance within the consumer account, to which the consumer may load the balance via a load operation, in one example, the funds settlement module 304 includes sub-modules that:
the fund settlement storage sub-module is used for respectively settling the fund with the bank accounts of one or more consumers after one or more consumers carry out recharging operation and storing the fund obtained by settlement into a target bank account;
and the fund settlement submodule is used for carrying out fund settlement with the merchant through the fund of the target bank account.
Compared with the prior art, the settlement method of the same-city electronic commerce T-1 or T-N payment system is applied to the same-city electronic commerce T-1 or T-N payment system, the same-city electronic commerce T-1 or T-N payment system is connected with the electronic commerce system, the electronic commerce system is used for receiving one or more commodity information sent by the electronic commerce system and respectively aiming at one or more commodities, the electronic commerce system is used for receiving the one or more commodity information sent by the first terminal, obtaining the total commodity price corresponding to the one or more commodities according to the one or more commodity information, identifying the first bank account corresponding to the first terminal, and settling funds with the first bank account according to the total commodity price. The quick settlement of the E-commerce T-1 or T-N payment system in the same city and the funds of the merchants is realized, the merchants are ensured to have enough funds to provide a large amount of goods or services, and the purchase requirements of consumers can be met.
In an embodiment, there is provided an electronic device comprising a processor, a memory, and a computer program stored in the memory and configured to be executed by the processor, the processor when executing the computer program implementing a settlement method of the same city electronic commerce T-1 or T-N payment system as in the above embodiments.
In one embodiment, a computer-readable storage medium is provided, which includes a stored computer program, wherein when the computer program runs, the apparatus in which the computer-readable storage medium is located is controlled to execute the settlement method of the co-city electronic commerce T-1 or T-N payment system as in the above embodiments.
The foregoing is a preferred embodiment of the present application, and it should be noted that, for those skilled in the art, various modifications and decorations can be made without departing from the principle of the present application, and these modifications and decorations are also regarded as the protection scope of the present application.
It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by a computer program, which can be stored in a computer-readable storage medium, and when executed, can include the processes of the embodiments of the methods described above. The storage medium may be a magnetic disk, an optical disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), or the like.

Claims (10)

1. A settlement method of a T-1 or T-N payment system of a same-city electronic commerce is applied to the T-1 or T-N payment system of the same-city electronic commerce, wherein the T-1 or T-N payment system of the same-city electronic commerce is connected with the electronic commerce system, and the method comprises the following steps:
receiving one or more commodity information respectively aiming at one or more commodities sent by the electronic commerce system; the electronic commerce system is used for receiving the one or more commodity information sent by the first terminal;
acquiring a total commodity price corresponding to the one or more commodities according to the one or more commodity information;
identifying a first bank account corresponding to a first terminal;
and carrying out fund settlement with the first bank account according to the total commodity price.
2. The settlement method for the co-city e-commerce T-1 or T-N payment system as claimed in claim 1, wherein the step of obtaining the total price of the goods corresponding to the one or more goods comprises:
for each commodity, acquiring one or more prices corresponding to the commodity;
generating a price interval of the commodity according to the one or more prices;
acquiring a target price from the price interval according to a preset rule;
and generating a total commodity price corresponding to the one or more commodities according to the target prices corresponding to the one or more commodities respectively.
3. The settlement method for the co-city e-commerce T-1 or T-N payment system as claimed in claim 1, wherein the step of obtaining the total price of the goods corresponding to the one or more goods comprises:
identifying a target price corresponding to the price identification operation of the user aiming at each commodity;
and generating a total commodity price corresponding to the one or more commodities according to the target prices corresponding to the one or more commodities respectively.
4. The settlement method of the co-city e-commerce T-1 or T-N payment system as claimed in claim 1, wherein the obtaining of the total price of the one or more commodities according to the one or more commodity information comprises:
displaying the one or more commodity information;
and after the confirmation operation of the user is identified, acquiring the total commodity price corresponding to the one or more commodities according to the one or more commodity information.
5. The settlement method of the co-city e-commerce T-1 or T-N payment system as claimed in claim 1, wherein the step of obtaining the total price of the one or more commodities according to the one or more commodity information comprises:
and taking the target price corresponding to the one or more commodities as the selling price corresponding to the one or more commodities.
6. The settlement method of the co-city e-commerce T-1 or T-N payment system as claimed in claim 5, wherein the step of settling funds with the first account according to the total price of the goods comprises:
carrying out first fund settlement with the first account according to half of the total price of the commodity;
for each commodity, acquiring the selling price of the commodity when a consumer purchases the commodity;
generating a total commodity selling price corresponding to the one or more commodities according to the selling prices corresponding to the one or more commodities respectively;
and carrying out second fund settlement with the first account according to the total selling price of the commodities and half of the total price of the commodities.
7. A settlement method for the in-city electronic commerce T-1 or T-N payment system as claimed in claim 2, wherein each consumer includes a consumer account, the consumer consumes through a balance in the consumer account, the consumer may add the balance to the consumer account through an adding operation, and the step of settling funds with the merchant according to the total price of the goods includes:
after one or more consumers carry out recharging operation, the funds are respectively settled with the bank accounts of the one or more consumers, and the settled funds are stored in a target bank account;
and carrying out fund settlement with the merchant through the fund of the target bank account.
8. A settlement device of a T-1 or T-N payment system of a same city electronic commerce, which is applied to the T-1 or T-N payment system of the same city electronic commerce, wherein the T-1 or T-N payment system of the same city electronic commerce is connected with the electronic commerce system, the settlement device comprises:
the commodity information receiving module is used for receiving one or more commodity information which is sent by the electronic commerce system and aims at one or more commodities respectively; the electronic commerce system is used for receiving the one or more commodity information sent by the first terminal;
the commodity total price generating module is used for acquiring the commodity total price corresponding to the one or more commodities according to the one or more commodity information;
the merchant account identification module is used for identifying a first bank account corresponding to the first terminal;
and the fund settlement module is used for performing fund settlement with the first bank account according to the total commodity price.
9. An electronic device comprising a processor, a memory, and a computer program stored in the memory and configured to be executed by the processor, the processor when executing the computer program implementing a settlement method for a co-metropolitan e-commerce T-1 or T-N payment system as claimed in any one of claims 1 to 7.
10. A computer-readable storage medium, comprising a stored computer program, wherein the computer program, when executed, controls an apparatus in which the computer-readable storage medium is located to perform a settlement method of the T-1 or T-N payment system of the same city electronic commerce according to any one of claims 1 to 7.
CN202011609592.9A 2020-12-28 2020-12-28 Same-city electronic commerce T-1 or T-N payment system Pending CN112541755A (en)

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Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2014002711A (en) * 2012-06-18 2014-01-09 Interpay Co Ltd Price settlement system using mobile terminal machine and price settlement method
CN105139245A (en) * 2015-08-28 2015-12-09 江苏讯狐信息科技有限公司 Internet electronic commerce system
CN109360066A (en) * 2018-10-25 2019-02-19 广元量知汇科技有限公司 B2C e-commerce system Internet-based
CN110047000A (en) * 2019-03-27 2019-07-23 荆门千年健医疗保健科技有限公司 Commodity transaction financing business model and equipment based on finance guarantee
CN110766393A (en) * 2019-10-30 2020-02-07 杭州火小二科技有限公司 Fund settlement method and device, storage medium and electronic device

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2014002711A (en) * 2012-06-18 2014-01-09 Interpay Co Ltd Price settlement system using mobile terminal machine and price settlement method
CN105139245A (en) * 2015-08-28 2015-12-09 江苏讯狐信息科技有限公司 Internet electronic commerce system
CN109360066A (en) * 2018-10-25 2019-02-19 广元量知汇科技有限公司 B2C e-commerce system Internet-based
CN110047000A (en) * 2019-03-27 2019-07-23 荆门千年健医疗保健科技有限公司 Commodity transaction financing business model and equipment based on finance guarantee
CN110766393A (en) * 2019-10-30 2020-02-07 杭州火小二科技有限公司 Fund settlement method and device, storage medium and electronic device

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Application publication date: 20210323