CN109360066A - B2C e-commerce system Internet-based - Google Patents
B2C e-commerce system Internet-based Download PDFInfo
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- CN109360066A CN109360066A CN201811252253.2A CN201811252253A CN109360066A CN 109360066 A CN109360066 A CN 109360066A CN 201811252253 A CN201811252253 A CN 201811252253A CN 109360066 A CN109360066 A CN 109360066A
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- payment
- internet
- intelligent
- interaction device
- intelligent interaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/308—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using the Internet of Things
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
Abstract
The present invention relates to a kind of B2C e-commerce systems Internet-based comprising online merchants, intelligent interaction device and payment processing platform.Payment processing platform includes trading server, merchant bank and draw bank.Intelligent interaction device has Intelligent internet of things gateway and Internet of Things monitoring device, intelligent interaction device by network to online merchants for being placed an order and sending payment request information to payment processing platform, storage arrival commodity are received, analysis generates clearing triggering information and sends it to payment processing platform.Payment processing platform is configured to receive and process payment request information, and trading server suspends the clearance message that processing merchant bank sends according to delay in payment rule;If receiving corresponding clearing triggering information, indicate that merchant bank completes order capital settlement.The present invention improves fund utilization efficiency, can be widely used in the consumption scenes such as unmanned supermarket's supply of material in order commodity without being automatically stopped payment when it is anticipated that reaching.
Description
Technical field
The present invention relates to internet electric business field more particularly to a kind of B2C e-commerce systems Internet-based.
Background technique
With the development of society, e-commerce gradually plays bigger effect in China's economy, not only bring
Income economically also changes the consumption habit and economic structure of people.
E-payment is that the information completed in certain technical foundation by the circulation of number is transmitted, in brief,
Its various means of payment are carried out by digitized mode, this and the circulation of cash, ticket are utilized in conventional payment mode
According to transfer or bank summarize etc. through physical monetary come there are significantly different by way of carrying out fund payment.
It gets on very well at this stage, the generation environment of electronic payment is most of in internet, opposite at one in other words
In open network environment, this just brings corresponding safety problem.In addition, for long-range stable development, it is necessary to have one
A good credit mechanism, however China does not also establish perfect credit system in enterprise and individual at present.
The payment of considering in terms of based on safety and credit, at present e-commerce is primarily present following manner:
1, it is paid using Third-party payment platform as credit intermediary.After consumer is bought goods by network,
Pay the corresponding fund of order to Third-party payment platform (for example, Alipay), payment platform provides order after confirmation of receiving
Gold pays businessman.The technical solution has a drawback in that the fund of user can be deposited in third-party platform for a period of time, causes
Fund could not efficiently use.For businessman, even if user after receiving goods, pays the bill not in time or forgets if user confirms
Confirmation, will lead to the time delay of gathering, reduces efficiency of fund operations.
2, scene is consumed for certain B2C, using payment card transaction.Payment card transaction can handle all related sides and fulfil
Its respectively voluntary Successful Transaction.Businessman from its financial institution's (acquirer) provide quick authorization with to client provide commodity,
The fund transfer between account is arranged and carried out between financial institution during subsequent several days.In this case, financial machine
Fund allocation between structure independently of commodity actual transfer, if order does not reach as expected, need human intervention to prevent
It stops payment money or reverses payment.This needs so many people to be participated in, and brings to related personnel and financial institution unnecessary
Burden.
Therefore, for the consumption of the B2C e-commerce such as the orders of commodity such as milk in the supply of material of unmanned supermarket, intelligence community
Scene needs to be promoted the utilization efficiency of fund, while in order commodity without being automatically stopped payment when it is anticipated that reaching, thus
So that the transfer of order fund and the practical arrival situation of order commodity match.
Summary of the invention
For the deficiencies of the prior art, the present invention provides a kind of B2C e-commerce systems Internet-based comprising
Online merchants, intelligent interaction device and payment processing platform, the payment processing platform includes trading server, related to businessman
The merchant bank of connection and draw bank associated with the user;
The intelligent interaction device has Intelligent internet of things gateway and Internet of Things monitoring device, and intelligent interaction device is for leading to
It crosses network to place an order to online merchants and send payment request information to payment processing platform, receives storage arrival commodity and pass through
Internet of Things monitoring device detects the characteristic information of trader's product, then by the commodity number in the characteristic information and order of arrival commodity
It is paid according to being compared with generating to settle accounts triggering information and send it to payment processing platform with completing order;The payment is asked
Seeking information includes the identifier of payment amount, the token primary account number of user and Internet of Things monitoring device;
The online merchants authorize payment request information, confirm an order and provide and order for providing merchandise news
Single commodity data for being included;
The payment processing platform is configured to receive and process payment request information, and the token primary account number of user is mapped
By true primary account number and identify that the delay in payment that token primary account number includes is regular, trading server is temporary according to delay in payment rule
Stop handling the clearance message that merchant bank sends;If receiving corresponding intelligent interaction device in the default logistics time of order
The clearing of transmission trigger information, then indicate that merchant bank completes order capital settlement;If the default logistics time in order expires
Shi Wei receives the clearing triggering information that corresponding intelligent interaction device is sent, then closes clearance process and will settle accounts error message
It is sent to online merchants and intelligent interaction device.
According to a preferred embodiment, the type of the intelligent interaction device includes intelligent commodity shelf, intelligent refrigerator and intelligence
Energy logistics cabinet, the Internet of Things monitoring device are used to monitor the characteristic information of the arrival commodity stored in intelligent interaction device, arrive
The characteristic information of trader's product includes type, quantity, specification, bar code and the FRID label information of arrival commodity.
According to a preferred embodiment, the Intelligent internet of things gateway is used for the data sent to Internet of Things monitoring device
Optimize processing and forwarding;The Intelligent internet of things gateway flows into row major grade to data according to data type and data content
Sequence, the data that then will be above pre-set priority are transmitted to the processing unit of intelligent interaction device.
According to a preferred embodiment, the Intelligent internet of things gateway analyzes the camera shooting in Internet of Things monitoring device
The video data of machine acquisition, to determine whether picture material has changed from time T1 to time T2;
Intelligent internet of things gateway use comprising rule regulation engine, if " picture material of the video camera time T2 at and
Picture material at time T1 is identical ", then sub-priority is assigned to the video data at time T1;Transmission when omit by
It is identified as the data of sub-priority or is transmitted again after being reduced resolution ratio.
According to a preferred embodiment, after receiving commodity, Internet of Things monitoring device takes pictures to arrival commodity, and
The memory that photo is transmitted to intelligent interaction device is saved.In this way, can not only pass through the characteristic information of arrival commodity
Verify quantity, the specification of commodity, additionally it is possible to which commodity External Condition when to arrival saves, in subsequent generation such as logistics
When delivery causes outer packing to damage, photographic intelligence when arrival can be transferred, businessman and user is facilitated to check and negotiate.
The invention has the following advantages:
Whether the quantity, specification and order information that the present invention can authenticate to trader's product automatically are consistent, additionally it is possible to be saved in
Photographic intelligence when goods.In addition, order fund will not be occupied by Third-party payment platform, and avoids and receive confirmation not in time
Caused by payment collection time postpone, therefore the utilization efficiency of user's fund is higher, and businessman can collect money in time.The present invention can make to order
The transfer of single fund matches with the practical arrival situation of order commodity, can be no in order commodity it is anticipated that automatic when reaching
It withholds payment, the B2C such as the supply of material of unmanned supermarket, the commercial articles ordering of intelligence community consumption scene can be widely used in.
Detailed description of the invention
Fig. 1 shows the structural schematic diagram of B2C e-commerce system of the invention;
Fig. 2 shows the work flow diagrams of the trading server of payment processing platform in the present invention.
Specific embodiment
In order to make the objectives, technical solutions and advantages of the present invention clearer, With reference to embodiment and join
According to attached drawing, the present invention is described in more detail.It should be understood that these descriptions are merely illustrative, and it is not intended to limit this hair
Bright range.In addition, in the following description, descriptions of well-known structures and technologies are omitted, to avoid this is unnecessarily obscured
The concept of invention.
As shown in Figure 1, B2C e-commerce system Internet-based of the invention includes that online merchants, intelligent interaction are set
Standby and payment processing platform.
Intelligent interaction device has Intelligent internet of things gateway and Internet of Things monitoring device, and intelligent interaction device is for passing through net
Network places an order to online merchants, and after online merchants confirm order, intelligent interaction device sends branch to payment processing platform
Pay solicited message.It should be noted that Internet of Things monitoring device and Intelligent internet of things gateway are general in physics in general
The inside of intelligent interaction device is set in thought.Internet of Things monitoring device, Intelligent internet of things gateway and intelligent interaction device are matched
Relationship is usually matched when equipment initializes, and is stored in the memory of intelligent interaction device.
The type of intelligent interaction device includes the intelligent commodity shelf with memory space, intelligent refrigerator and Intelligent logistics cabinet.Object
Networking monitoring device is used to monitor in intelligent interaction device the arrival commodity of (that is, in memory space of intelligent interaction device) storage
Characteristic information, then the characteristic information of arrival commodity is compared with the commodity data in order with generate settle accounts triggering letter
It ceases and sends it to payment processing platform to complete order payment.Payment request information includes the token of payment amount, user
The identifier of primary account number and Internet of Things monitoring device.The characteristic information of arrival commodity includes the type, quantity, rule of arrival commodity
Lattice, bar code and FRID label information.In addition, intelligent interaction device further include communication node, it is memory, processing unit, defeated
Enter/output equipment.Input-output apparatus generally includes touch-screen display and loudspeaker.Internet of Things monitoring device includes but not
It is limited to video camera, RFID card reader etc..
Online merchants authorize payment request information, confirm an order and provide order institute for providing merchandise news
The commodity data for including.
Payment processing platform includes trading server, merchant bank associated with businessman and payment associated with the user
Bank.Payment processing platform is configured to receive and process payment request information, and the token primary account number of user is mapped as really
Primary account number simultaneously identifies the delay in payment rule that token primary account number is included, and trading server is handled according to delay in payment rule pause
The clearance message that merchant bank sends.
If receiving the clearing triggering information that corresponding intelligent interaction device is sent in the default logistics time of order,
Indicate that merchant bank completes order capital settlement;If not receiving corresponding intelligence when the default logistics time of order expires to hand over
The clearing triggering information that mutual equipment is sent then closes clearance process and clearing error message is sent to online merchants and intelligence friendship
Mutual equipment.
Order payment processing method when payment card transaction, payment processing platform energy are used present invention optimizes B2C electric business
It enough identifies the delay in payment rule that token primary account number is included, detects the accurate reception of order commodity in intelligent interaction device
Afterwards, the practical clearing of order fund are completed then.Therefore, the present invention can make transfer and the practical arrival of order commodity of order fund
Situation matches, can be in order commodity without being automatically stopped payment when it is anticipated that reaching.In addition, order fund will not be by
Tripartite's payment platform occupies, and avoids the delay of payment collection time caused by confirmation not in time of receiving, thus improves user's money
The utilization efficiency of gold.
Working method and technical detail of the invention are specifically described below:
Payment processing platform includes at least one communication node, is configured as the communication node via intelligent interaction device
It is communicated with intelligent interaction device.Similarly, payment processing platform also has communication connection with online merchants.In payment processing platform
In, merchant bank and draw bank have communication connection with trading server.Merchant bank refers to associated with online merchants
Banking structure, draw bank refers to banking structure associated with intelligent interaction device and consumer.
Intelligent interaction device refers to the equipment with commodity storage capacity, calculating and communication function, such as intelligent commodity shelf, intelligence
It can refrigerator and Intelligent logistics cabinet.Intelligent interaction device can be safely with the server communication of online merchants to buy goods.
Initiate order process it is as follows: intelligent interaction device via web browser or mobile application app access businessman
Line shop.The communication between online merchants and intelligent interaction device is sent and received using the communication node of intelligent interaction device.
User initiates order by user interface (such as touch screen interface) operation instruction intelligent interaction device.Optionally,
Order is automatically placed at online merchants, can be triggered according to preset standard and be automatically initiated order, such as by specific time
Order is initiated, or detects that the commodity of storage initiate order when having been used up in Internet of Things monitoring device.User refer to operation and
Manage the commodity consumption person of intelligent interaction device.
Online merchants are usually signed a contract with merchant bank to receive from Payment Card associated with intelligent interaction device
Payment.
After intelligent interaction device is placed an order by network to online merchants, intelligent interaction device is sent out to payment processing platform
Send payment request information.Payment request information includes the mark of payment amount, the token primary account number of user and Internet of Things monitoring device
Know symbol.
Payment request information is transmitted to online merchants by payment processing platform, online merchants to payment request information authorization simultaneously
It is transferred to merchant bank.Payment request information (hereinafter referred to as authorization requests) after authorization is forwarded to payment by merchant bank
Token primary account number is mapped on the true primary account number of user by the trading server of processing platform, trading server, is belonged to identifying
In the correct payment account of user.Then, authorization requests are transmitted to branch relevant to the payment account of user by trading server
Bank is paid to carry out trading approving.Draw bank checks some account standards, such as account status and remaining sum, and in account standard
It checks and ratifies authorization requests when returning to satisfactory result.Then, which is forwarded to merchant bank via payment processing platform.
In addition, approval authorization is also sent to online merchants by merchant bank.
Merchant bank generates clearance message after receiving approval authorization and sends it to the transaction of payment processing platform
Server, clearance message includes authorization message, settlement detail and transaction record.
In the present invention, token primary account number also includes the delay in payment rule that can be paid for processing platform identification, that is, is enabled
Board primary account number be used to the instruction payment of payment processing platform to be initiated by intelligent interaction device, and should be according to delay in payment
The payment of the rule process order.
Specifically, token primary account number should suspend the clearance that processing merchant bank sends to the instruction of payment processing platform and disappear
Breath triggers information until receiving the clearing that corresponding intelligent interaction device is sent in the default logistics time in order.It is aforementioned
The generation process of clearing triggering information is as follows: Internet of Things monitoring device detects the characteristic information of trader's product and by it via intelligence
Things-internet gateway is sent to the processing unit of intelligent interaction device, and intelligent interaction device is by the characteristic information of arrival commodity
It is compared with the commodity data in order, if the two matches, generates clearing triggering information and send it at payment
Platform.
If receiving the clearing triggering information that corresponding intelligent interaction device is sent in the default logistics time of order, branch
The trading server for paying processing platform starts to process the clearance message of merchant bank's transmission, that is, trading server confirmation clearance disappears
Trading instruction is ceased and generates, merchant bank executes settlement of transactions.In this way, fund is just shifted from draw bank associated with the user
To merchant bank associated with online merchants.Default logistics time refers to online merchants at the commodity page of its online shop
The logistics time that the logistics time of setting or online merchants and user arrange after negotiating.
If not receiving the clearing triggering that corresponding intelligent interaction device is sent when the default logistics time of order expires
Information, payment processing platform close clearance process and clearing error message are sent to online merchants and intelligent interaction device.It is logical
In normal situation, pays the bill unsuccessful there are logistics time-out, arrival commodity and the factors such as order is inconsistent, need online merchants and user
Further communication and consultation.
As shown in Fig. 2, the working method of the trading server of payment processing platform the following steps are included:
S10: trading server receives authorization request message from merchant bank, is traded with authority to pay.Authorization requests include:
Token primary account number, it is associated with the payment account of intelligent interaction device and user.
S20: trading server identifies token primary account number and determination should be according to delay in payment rule process payment transaction.Specifically
Ground, trading server access include the database of multiple token primary account numbers associated with delay in payment rule, and determine token
Primary account number is one of multiple token primary account numbers in database.
S30: trading server from the server of merchant bank receive clearance message, and according to delay in payment rule pause at
Clear calculation message.Clearing message includes authorization message, settlement detail and transaction record.
S40: trading server determines whether receive what corresponding intelligent interaction device was sent in default logistics time
Clearing triggering information.
S50: if receiving corresponding clearing triggering information in default logistics time, trading server confirmation clearance disappears
It ceases and indicates that merchant bank completes capital settlement.
S60: if not receiving corresponding clearing triggering information in default logistics time, trading server closes clearance
Clearing error message is simultaneously sent to online merchants and intelligent interaction device by process.
Preferably, Intelligent internet of things gateway is used to optimize the data that Internet of Things monitoring device is sent processing and turn
Hair;Intelligent internet of things gateway flows into the sequence of row major grade to data according to data type and data content using decision logic,
Then the data that will be above pre-set priority are transmitted to the processing unit of intelligent interaction device.
Intelligent internet of things gateway has certain computing capability, memory and memory capacity and artificial intelligence to analyze this
Ground data are to realize the decision of local rank.Intelligent internet of things gateway has computing unit and memory, Intelligent internet of things gateway
The decision logic of use includes artificial intelligence, video analysis, regulation engine and decision tree.
At work, Intelligent internet of things gateway is not the processing for retaining all data and sending it to intelligent interaction device
Unit, but the sequence of row major grade is flowed into data according to data type and data content using decision logic, and create sieve
Data flow after choosing, so that selected or higher than pre-set priority data to be transferred to the processing unit of intelligent interaction device.
For example, Intelligent internet of things gateway can analyze the video counts of the acquisition of the video camera in Internet of Things monitoring device
According to determine whether picture material has changed from time T1 to time T2.Intelligent internet of things gateway uses the rule comprising rule
Then engine, if " video camera 1 is equal to video camera 1 in the image at time T1 in the picture material of time T2
Hold ", then sub-priority is assigned to the video data at time T1.According to available bandwidth, it can omit and be identified from transmission
To be transmitted again after the data or reduction resolution ratio of sub-priority.Similarly, similar analysis can be carried out to sensing data.Example
Such as, sub-priority data (such as RFID tag data of commodity) can be alternately stored in local.In this way, intelligence
Things-internet gateway be used to selectively optimize data, to reduced needed for transmission data in the case where not losing important information
Bandwidth, while can reduce the data processing load of intelligent interaction device, improve its working efficiency.
The above description is merely a specific embodiment, but scope of protection of the present invention is not limited thereto, any
Those familiar with the art in the technical scope disclosed by the present invention, can easily think of the change or the replacement, and should all contain
Lid is within protection scope of the present invention.Therefore, protection scope of the present invention should be subject to the protection scope in claims.
Claims (5)
1. a kind of B2C e-commerce system Internet-based, which is characterized in that it includes online merchants, intelligent interaction device
With payment processing platform, the payment processing platform includes trading server, merchant bank associated with businessman and and user
Associated draw bank;
The intelligent interaction device has Intelligent internet of things gateway and Internet of Things monitoring device, and intelligent interaction device is for passing through net
Network places an order to online merchants and sends payment request information to payment processing platform, receives storage arrival commodity and passes through Internet of Things
Net monitoring device detects the characteristic information of trader's product, then by the commodity data in the characteristic information and order of arrival commodity into
Row is relatively to generate clearing triggering information and send it to payment processing platform to complete order payment;The payment request letter
Breath includes the identifier of payment amount, the token primary account number of user and Internet of Things monitoring device;
The online merchants authorize payment request information, confirm an order and provide order institute for providing merchandise news
The commodity data for including;
The payment processing platform is configured to receive and process payment request information, and the token primary account number of user is mapped as very
Real primary account number simultaneously identifies the delay in payment rule that token primary account number included, trading server according to delay in payment rule pause at
Manage the clearance message that merchant bank sends;If receiving corresponding intelligent interaction device in the default logistics time of order to send
Clearing trigger information, then indicate merchant bank complete order capital settlement;If not when the default logistics time of order expires
The clearing triggering information that corresponding intelligent interaction device is sent is received, then close clearance process and sends clearing error message
To online merchants and intelligent interaction device.
2. e-commerce system according to claim 1, which is characterized in that the intelligent interaction device includes intelligent goods
Frame, intelligent refrigerator and Intelligent logistics cabinet, the Internet of Things monitoring device be used to monitor stored in intelligent interaction device to trader
The characteristic information of product, the characteristic information of arrival commodity include type, quantity, specification, bar code and the RFID mark of arrival commodity
Sign information.
3. e-commerce system according to claim 2, which is characterized in that the Intelligent internet of things gateway is used for Internet of Things
The data that net monitoring device is sent optimize processing and forwarding;The Intelligent internet of things gateway is according in data type and data
Hold and the sequence of row major grade is flowed into data, the data that then will be above pre-set priority are transmitted to the processing list of intelligent interaction device
Member.
4. e-commerce system according to claim 3, which is characterized in that the Intelligent internet of things gateway analysis comes from object
The video data of video camera acquisition in monitoring device of networking, to determine whether picture material has changed from time T1 to the time
T2;
Intelligent internet of things gateway uses the regulation engine comprising rule, if picture material of the video camera time T2 at and in the time
Picture material at T1 is identical, then assigns sub-priority to the video data at time T1;It omits and has been identified as in transmission
The data of sub-priority.
5. e-commerce system according to claim 4, which is characterized in that after receiving commodity, the Internet of Things monitoring
Equipment takes pictures to arrival commodity, and the memory that photo is transmitted to intelligent interaction device is saved.
Priority Applications (3)
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CN202010019681.1A CN111222951A (en) | 2018-10-25 | 2018-10-25 | Electronic commerce payment processing platform |
CN201811252253.2A CN109360066B (en) | 2018-10-25 | 2018-10-25 | B2C electronic commerce system based on internet |
CN202010022594.1A CN111179039A (en) | 2018-10-25 | 2018-10-25 | Internet E-commerce system |
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CN201811252253.2A CN109360066B (en) | 2018-10-25 | 2018-10-25 | B2C electronic commerce system based on internet |
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CN202010019681.1A Division CN111222951A (en) | 2018-10-25 | 2018-10-25 | Electronic commerce payment processing platform |
CN202010022594.1A Division CN111179039A (en) | 2018-10-25 | 2018-10-25 | Internet E-commerce system |
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CN202010019681.1A Withdrawn CN111222951A (en) | 2018-10-25 | 2018-10-25 | Electronic commerce payment processing platform |
CN202010022594.1A Pending CN111179039A (en) | 2018-10-25 | 2018-10-25 | Internet E-commerce system |
CN201811252253.2A Active CN109360066B (en) | 2018-10-25 | 2018-10-25 | B2C electronic commerce system based on internet |
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CN202010022594.1A Pending CN111179039A (en) | 2018-10-25 | 2018-10-25 | Internet E-commerce system |
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CN109934589A (en) * | 2019-03-18 | 2019-06-25 | 农业部沼气科学研究所 | A kind of network payment account transaction processing system and method based on Internet of Things |
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CN112564796A (en) * | 2020-11-25 | 2021-03-26 | 重庆邮电大学 | Equipment payment information interaction system based on visible light wireless communication |
CN112564796B (en) * | 2020-11-25 | 2021-11-02 | 重庆邮电大学 | Equipment payment information interaction system based on visible light wireless communication |
CN112541755A (en) * | 2020-12-28 | 2021-03-23 | 韶关市易通车联电子商务有限公司 | Same-city electronic commerce T-1 or T-N payment system |
CN112837045A (en) * | 2021-01-30 | 2021-05-25 | 银盛通信有限公司 | Mobile third-party internet payment system based on internet |
CN112950178A (en) * | 2021-02-25 | 2021-06-11 | 中钞信用卡产业发展有限公司 | B2B proxy payment method and system based on license chain |
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CN109360066B (en) | 2020-04-10 |
CN111222951A (en) | 2020-06-02 |
CN111179039A (en) | 2020-05-19 |
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