CN112465470A - Block chain-based fund issuing method and system - Google Patents
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Abstract
The application provides a fund issuing method and a system based on a block chain, the method issues a fund picking certificate after a worker finishes the work through a target object, the fund picking certificate is stored in the local, the privacy leakage caused by chaining of core data is avoided, the key information of the fund picking certificate is uploaded to a block chain system, the block chain system receives the key information of the fund picking certificate, the key information of the fund picking certificate is stored to a block chain account book, the sharing of information is effectively realized, the key information of the fund picking certificate is ensured to be safe and can not be tampered, on the basis, the target financial institution acquires the key information of the fund picking certificate from the block chain account book, requests the fund picking certificate for the target object based on the key information of the fund picking certificate, and pays the fund to the worker based on the fund picking certificate, and the payment result is stored in a block chain account book to complete fund release, and the accuracy and the safety of the fund release are ensured.
Description
Technical Field
The present application relates to the field of blockchain technologies, and in particular, to a method and a system for fund release based on blockchains.
Background
With the adoption of the flexible employment mode, one employee can establish labor relation with a plurality of units simultaneously, so that enterprises can allocate the employees according to the demands of the enterprises, and the allocation efficiency of human resources is improved.
However, in the flexible employment mode, how to ensure the safety and accuracy of the fund release becomes a problem.
Disclosure of Invention
In order to solve the above technical problems, embodiments of the present application provide a method and a system for fund release based on a block chain, so as to achieve the purpose of ensuring the security and accuracy of fund release, and the technical solution is as follows:
a blockchain-based funds release method, comprising:
after the laborers finish the work, the target object issues a fund picking voucher and stores the fund picking voucher locally, and the target object comprises: a labor enterprise or a human resources company;
the target object uploads the key information of the fund picking voucher to a block chain system;
the block chain system receives the key information of the fund picking-up certificate, and stores the key information of the fund picking-up certificate into a block chain account book after the certificate of the target object is verified to be correct and the key information of the fund picking-up certificate is verified to pass according to an intelligent contract;
and the target financial institution acquires the key information of the fund picking-up certificate from the block chain account book, requests the fund picking-up certificate from the target object based on the key information of the fund picking-up certificate, pays the fund to the laborer based on the fund picking-up certificate, and stores the payment result in the block chain account book.
The issuing of funds pickup vouchers includes:
the recruitment enterprise signs a fund picking voucher after the laborers finish working;
or after the laborers finish working, the user enterprise issues an employment certificate, authorizes the employment certificate to be accessed by the human resource company, and stores key information of the employment certificate into the block chain account book;
the human resource company acquires key information of the recruitment certificate from the block chain account book, acquires the recruitment certificate from the recruitment enterprise based on the key information of the recruitment certificate, calculates the fund amount based on the recruitment certificate, and issues a fund picking certificate based on the fund amount;
or after the laborers finish working, the user enterprise issues an employment voucher, stores key information of the employment voucher to the block chain account book, and authorizes the employment voucher to be accessed by the human resource company;
the human resource company obtains the key information of the recruitment certificate from the block chain account book, obtains the recruitment certificate from the recruitment enterprise based on the key information of the recruitment certificate, performs fund amount trial calculation based on the recruitment certificate, issues a fund trial calculation certificate, writes the key information of the fund trial calculation certificate into the block chain account book, obtains the key information of the fund trial calculation certificate from the block chain account book by the worker, confirms that the key information of the fund trial calculation certificate is correct, and issues a fund picking certificate after the recruitment enterprise obtains the fund trial calculation certificate from the human resource company and confirms that the fund trial calculation certificate is correct.
The target financial institution is a financial institution preselected by the employment enterprise, or a financial institution matched with a set rule is selected from a plurality of financial institutions according to a rule preset by an intelligent contract after the key information of the fund picking-up voucher is written into the block chain account book; or, a financial institution previously designated by the laborer.
Before the target financial institution acquires the key information of the fund picking-up voucher from the blockchain account book, the method further comprises the following steps:
the blockchain system receives a fund drawing request sent by the laborer;
the target financial institution obtains key information of the fund picking voucher from the blockchain account book, and the key information comprises the following steps:
and after receiving the fund getting request through the blockchain system, the target financial institution acquires the key information of the fund getting certificate from the blockchain account book.
The target financial institution obtains key information of the fund picking voucher from the blockchain account book, and the key information comprises the following steps:
and when detecting that the laborer is provided with a common default account and an automatic fund drawing rule aiming at fund discharge, the target financial institution automatically acquires the key information of the fund drawing voucher from the block chain account book and completes the acquisition and the fund discharge of the fund drawing voucher based on the automatic fund drawing rule.
A blockchain-based funds release system comprising: a blockchain system, target objects, laborers, and financial institutions;
the target object is used for issuing a fund obtaining voucher and storing the fund obtaining voucher in a local place after the laborers finish work, and the target object comprises: a labor enterprise or a human resources company;
the target object is also used for uploading key information of the fund obtaining voucher to a block chain system;
the blockchain system is used for receiving key information of a fund picking certificate sent by the target object and storing the key information of the fund picking certificate to a blockchain account book after the certificate of the target object is verified to be correct;
and the target financial institution is used for acquiring the key information of the fund picking-up certificate from the block chain account book, requesting the fund picking-up certificate from the target object based on the key information of the fund picking-up certificate, paying the fund to the laborer based on the fund picking-up certificate, and storing a payment result into the block chain account book, wherein the target financial institution is one of the financial institutions.
The recruitment enterprise is specifically used for:
after the worker finishes the work, issuing a fund picking voucher;
or the recruitment enterprise is specifically used for issuing a recruitment certificate after the worker finishes the work, authorizing the recruitment certificate to be accessed by the human resource company, and storing the key information of the recruitment certificate into the block chain account book;
the human resource company is specifically configured to obtain key information of the recruitment certificate from the block chain account book, obtain the recruitment certificate from the recruitment enterprise based on the key information of the recruitment certificate, calculate a fund amount based on the recruitment certificate, and issue a fund picking-up certificate based on the fund amount;
or the recruitment enterprise is specifically used for issuing a recruitment certificate after the worker finishes the work, storing key information of the recruitment certificate into the block chain account book, and authorizing the recruitment certificate to be accessed by the human resource company;
the human resource company is specifically configured to obtain key information of the employment voucher from the block chain ledger book, obtain the employment voucher from the employment enterprise based on the key information of the employment voucher, perform fund amount trial calculation based on the employment voucher, issue a fund trial calculation voucher, write the key information of the fund trial calculation voucher into the block chain ledger book, obtain the key information of the fund trial calculation voucher from the block chain ledger book by the worker, query a fund trial calculation result, confirm that the key information and the trial calculation result of the fund trial calculation voucher are correct, obtain the fund trial calculation voucher from the human resource company by the employment enterprise, and issue a fund picking voucher by the employment enterprise after confirming that the fund trial calculation voucher is correct.
The target financial institution is a financial institution preselected by the employment enterprise, or a financial institution matched with a set rule is selected from a plurality of financial institutions according to a rule preset by an intelligent contract after the key information of the fund picking-up voucher is written into the block chain account book; or, a financial institution previously designated by the laborer.
The blockchain system is further configured to:
upon receiving a fund drawing request sent by the laborer, the target financial institution receiving the fund drawing request through the blockchain system;
the target financial institution is specifically configured to obtain key information of the fund picking-up voucher from the blockchain ledger when the fund payment request is received.
The target financial institution is specifically configured to:
and when detecting that the laborer is provided with a common default account and an automatic fund drawing rule aiming at fund discharge, automatically acquiring key information of the fund drawing voucher from the block chain account book, and finishing the acquisition and the fund discharge of the fund drawing voucher based on the automatic fund drawing rule.
Compared with the prior art, the beneficial effect of this application is:
in the application, after a worker finishes work, a target object signs and issues a fund picking certificate, the fund picking certificate is stored in the local area, the privacy of the fund picking certificate is guaranteed, privacy leakage caused by chain connection of core data is avoided, key information of the fund picking certificate is uploaded to a block chain system, the block chain system receives the key information of the fund picking certificate, the key information of the fund picking certificate is verified to be correct by the certificate of the target object, the key information of the fund picking certificate is stored to a block chain account book after the key information of the fund picking certificate is verified to be passed according to an intelligent contract, information sharing is effectively achieved, the key information of the fund picking certificate is guaranteed to be safe and not to be tampered, and on the basis, a target financial institution obtains the key information of the fund picking certificate from the block chain account book and bases on the key information of the fund picking certificate, and requesting the fund drawing voucher from the target object, paying the fund to the laborer based on the fund drawing voucher, storing a payment result to the block chain account book, finishing fund issuing and ensuring the accuracy and the safety of the fund issuing. Particularly, under the condition that the human resource company participates in fund accounting, the method can effectively prevent each participant from tampering the issuing data, ensure the reliability of fund issuing and reduce the trust cost of each participant.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without inventive labor.
FIG. 1 is a flow chart of an embodiment 1 of a block chain-based fund issuance method provided by the present application;
FIG. 2(a) is a schematic diagram of a format of key information of a fund picking-up voucher provided by the present application, and FIG. 2(b) is a schematic diagram of a format of a fund picking-up voucher provided by the present application;
FIG. 3 is a schematic diagram of a process for directly releasing funds by an enterprise;
FIG. 4 is a schematic diagram of a process for funding a human resources company provided by the present application;
FIG. 5 is a flow chart of embodiment 2 of a block chain based fund release method provided by the present application;
FIG. 6 is a flow chart of embodiment 3 of a block chain based fund release method provided by the present application;
fig. 7 is a schematic diagram of a logical structure of a block chain-based funds release system provided in the present application.
Detailed Description
The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all of the embodiments. All other embodiments obtained by a person of ordinary skill in the art without any inventive work based on the embodiments in the present application are within the scope of protection of the present application
Next, a block chain-based fund issuing method disclosed in an embodiment of the present application is described, and as shown in fig. 1, a flowchart of an embodiment 1 of a block chain-based fund issuing method provided in the present application may include the following steps:
step S11, after the worker finishes the work, the target object issues the fund picking voucher and stores the fund picking voucher locally, and the target object comprises: a employment enterprise or a human resources company.
In this embodiment, the worker can understand that: providing the object of labor. The laborers receive funds from the financial institution that the employment enterprises pay. The employment enterprises can understand that: enterprises that use labor. The labor enterprise can directly sign with the laborers, and can also use the arranged human resources after directly signing with the human resource company. Human resources companies can be understood as: the system is a company which cooperates with an employment enterprise, provides manpower service, and cooperates with the enterprise to perform fund accounting and personnel management. The financial institution may be understood as: and establishing a special financial account of the employment enterprise, and issuing funds according to the fund obtaining voucher of the employment enterprise.
It should be noted that the laborers, target objects, and financial institutions all need to register with the blockchain system. The specific registration process may include:
s110, the target object uses the client thereof to register as a member of the block chain.
And S111, the laborers can participate in the block chain activities through fund-issuing special client software, and can also become members of the alliance chain through registration of clients of recruitment enterprises, human resource companies or financial institutions. The user certificate can be stored in an offline local storage mode, and the certificate can be hosted in an organization by an organization client.
When using funds to send dedicated client software instead, the target object or the laborer or the financial institution is required to provide wallet software which can respond to user requirements to generate a qualified public and private key certificate, sign transactions, broadcast transactions, verify certificates and the like, so that the laborer can participate in service on the blockchain.
The laborers can be registered as members of the block chain by the employment enterprises, the human resource companies or the financial institution clients, so that the use burden of the laborers can be reduced. For example, when the laborer registers as a financial institution user, the financial institution provides funds to send out a federation chain registration entry, and after the user inputs related information according to a prompt, the financial institution background generates a user public and private key certificate and performs one-to-one binding with the user identity, so that the laborer can obtain the user public key certificate which can be used in the block chain, and registration is completed. When the laborer needs to perform block chain related operations such as fund extraction and the like subsequently, the related functions of the financial institution can automatically match the public and private key certificates of the user in the background according to the user identity and perform transaction signature.
After the laborer, the target object, and the financial institution register as members of the blockchain, the laborer, the target object, and the financial institution need to complete a contract on the blockchain. Specifically, the process of signing may include:
s112, labor signing:
and when the laborer signs a work with a recruitment enterprise or a human resource company, providing corresponding signing materials according to the requirement of the recruitment enterprise, and initiating a work signing at a client by the recruitment enterprise. And the labor enterprise checks the worker data in an offline or online mode, and the like, after the checking is passed, the labor enterprise confirms the labor signing through the enterprise client, and generates a labor signing certificate after the confirmation is completed, and stores the labor signing certificate in a certificate library of the labor enterprise. Both workers and workers can view the credential information in the system. The above labor signing process is performed in a blockchain system, or is performed under the chain and stores the key information of the labor signing certificate in the blockchain.
S113, cooperative signing
The embodiment also provides a cooperative signing module, because the laborer can not only directly sign a contract with the employment enterprise, but also can introduce the employment enterprise to work through a human company. After the employment enterprises and the human resource companies cooperate in an online or offline mode, one party initiates cooperation subscription on the chain, and the other party confirms subscription. After the cooperation signing is completed, the employment enterprise generates a cooperation certificate for the human resource company. In the same way, the financial institution and the employment enterprise also need to complete cooperative signing and establish a cooperative relationship on the chain.
After signing, the information of workers, workers and human resource companies is guaranteed to be stored and shared in the block chain system, data is safe and cannot be tampered, credibility and accuracy of fund issuance are guaranteed, and dispute risks are reduced.
In this embodiment, after the laborer completes the work, the target object may calculate the amount of funds that the laborer should receive, issue a fund receipt, store the fund receipt in a local voucher repository of the target object, and ensure the privacy of the fund information.
As shown in fig. 2(a), the funds procurement credentials may include: credential ID, type, status, issuer, owner, time of issuance, and credential details.
In this embodiment, the process of issuing a fund picking voucher may include:
and S114, the employment enterprise issues a fund obtaining voucher after the workers complete the work.
Issuing a fund picking voucher can be understood as: and issuing a fund receiving voucher to an employment enterprise voucher library. After the fund picking voucher is signed and issued, the industrial and industrial enterprises store the key information of the fund picking voucher to the block chain.
Of course, the process of issuing the fund picking voucher may also include:
s115, after the laborers complete work, the user enterprise issues an employment certificate, authorizes the employment certificate to be accessible by the human resource company, and stores key information of the employment certificate into the block chain account book;
issuing a recruitment certificate can be understood as: and generating an employment voucher, and storing the employment voucher to an employment enterprise voucher library.
The recruitment voucher may include recruitment data.
S116, the human resource company acquires the key information of the recruitment certificate from the block chain account book, acquires the recruitment certificate from the recruitment enterprise based on the key information of the recruitment certificate, calculates the fund amount based on the recruitment certificate, and issues a fund picking-up certificate based on the fund amount.
In this embodiment, the amount of funds may be calculated based on the recruitment data in the recruitment voucher.
Issuing a fund picking voucher can be understood as: and generating a fund obtaining voucher, and storing the fund obtaining voucher to a human resource voucher library.
The process of issuing the fund drawing voucher may also include:
after the laborers complete the work, the user enterprise issues an employment voucher, stores key information of the employment voucher to the block chain account book, and authorizes the employment voucher to be accessible by the human resource company;
the human resource company obtains key information of the recruitment certificate from the block chain account book, obtains the recruitment certificate from the recruitment enterprise based on the key information of the recruitment certificate, performs fund amount trial calculation based on the recruitment certificate, issues a fund trial calculation certificate, writes the key information of the fund trial calculation certificate into the block chain account book, obtains the fund trial calculation certificate from the human resource company, and issues a fund picking certificate after confirming that the fund trial calculation certificate is correct.
The process of issuing the fund drawing voucher may also include:
after the laborers complete the work, the user enterprise issues an employment voucher, stores key information of the employment voucher to the block chain account book, and authorizes the employment voucher to be accessible by the human resource company;
the human resource company obtains the key information of the recruitment certificate from the block chain account book, obtains the recruitment certificate from the recruitment enterprise based on the key information of the recruitment certificate, performs fund trial calculation based on the recruitment certificate, issues a fund trial calculation certificate, writes the key information of the fund trial calculation certificate into the block chain account book, obtains the key information of the fund trial calculation certificate from the block chain account book by the worker, inquires a fund trial calculation result, confirms that the key information and the trial calculation result of the fund trial calculation certificate are correct, obtains the fund trial calculation certificate from the human resource company and issues a fund picking certificate after confirming that the fund trial calculation certificate is correct.
Issuing a fund trial voucher can be understood as: and generating a fund trial calculation certificate, and storing the fund trial calculation certificate to a manual resource company certificate library.
Issuing a fund picking voucher can be understood as: and generating a fund obtaining voucher, and storing the fund obtaining voucher to a voucher library of a human resource company.
Step S12, the target object uploads the key information of the fund picking voucher to the blockchain system.
In this embodiment, the key information of the fund obtaining voucher may be understood as: as shown in fig. 2(b), the key information of the fund picking voucher includes: credential ID, type, status, issuer, owner, time of issuance, data fingerprint, and digital signature.
It can be understood that the key information of the fund drawing certificate does not include information needing to be kept secret, such as certificate details and the like, and the data privacy is ensured. And the key information of the fund drawing voucher comprises voucher ID, type, state, issuer, owner and issuing time, and can ensure that part of information in the fund drawing voucher is shared.
Data fingerprint, which can be understood as: and calculating a hash value through a hash algorithm according to the certificate of the certificate bank. Since the hash value changes with the modification of the original text, data tampering can be prevented according to the hash value and the digital signature.
And step S13, the blockchain system receives the key information of the fund picking-up certificate, and stores the key information of the fund picking-up certificate into a blockchain account book after the certificate of the target object is verified to be correct and the key information of the fund picking-up certificate is verified to be passed according to the intelligent contract.
Step S14, the target financial institution acquires key information of the fund picking-up voucher from the blockchain ledger book, requests the fund picking-up voucher from the target object based on the key information of the fund picking-up voucher, pays the fund to the laborer based on the fund picking-up voucher, and stores a payment result in the blockchain ledger book.
In this embodiment, the target financial institution may be, but is not limited to:
a financial institution preselected by the recruitment enterprise;
or after the key information of the fund picking voucher is written into the block chain account book, selecting a financial institution matched with a set rule from a plurality of financial institutions according to the rule preset by an intelligent contract;
or, a financial institution previously designated by the laborer.
It should be noted that, in the case that the process of issuing the fund picking-up voucher is that the employee enterprise issues the fund picking-up voucher after the worker completes the work, the fund issuing method based on the block chain may be understood as follows: the method for directly carrying out fund release by an employment enterprise is shown in figure 3.
The process of issuing the fund picking voucher comprises the following steps: in the case of steps S115 to S116, the fund release method based on the blockchain may be understood as: a method for funds generation by a human resources company is shown in FIG. 4.
In the application, after a worker finishes work, a target object signs and issues a fund picking certificate, the fund picking certificate is stored in the local area, the privacy of the fund picking certificate is guaranteed, privacy leakage caused by chain connection of core data is avoided, key information of the fund picking certificate is uploaded to a block chain system, the block chain system receives the key information of the fund picking certificate, the key information of the fund picking certificate is verified to be correct by the certificate of the target object, the key information of the fund picking certificate is stored to a block chain account book after the key information of the fund picking certificate is verified to be passed according to an intelligent contract, information sharing is effectively achieved, the key information of the fund picking certificate is guaranteed to be safe and not to be tampered, and on the basis, a target financial institution obtains the key information of the fund picking certificate from the block chain account book and bases on the key information of the fund picking certificate, and requesting the fund drawing voucher from the target object, paying the fund to the laborer based on the fund drawing voucher, storing a payment result to the block chain account book, finishing fund issuing and ensuring the accuracy and the safety of the fund issuing.
As another optional embodiment of the present application, referring to fig. 5, a schematic flow chart of an embodiment 2 of a block chain-based fund issuing method provided by the present application is provided, where this embodiment is mainly an extension scheme of the block chain-based fund issuing method described in the above embodiment 1, and as shown in fig. 5, the method may include, but is not limited to, the following steps:
step S21, after the worker finishes the work, the target object issues the fund picking voucher and stores the fund picking voucher locally, and the target object comprises: a employment enterprise or a human resources company.
Step S22, the target object uploads the key information of the fund picking voucher to the blockchain system.
And step S23, the blockchain system receives the key information of the fund picking-up certificate, and stores the key information of the fund picking-up certificate into a blockchain account book after the certificate of the target object is verified to be correct and the key information of the fund picking-up certificate is verified to be passed according to the intelligent contract.
The detailed procedures of steps S21-S23 can be found in the related descriptions of steps S11-S13 in embodiment 1, and are not repeated herein.
Step S24, the blockchain system receives the fund picking request sent by the laborer.
In this embodiment, the laborer may initiate a fund picking request, and when the laborer initiates the fund picking request, the blockchain system may receive the fund picking request.
Step S25, after receiving the fund picking request through the blockchain system, the target financial institution acquires key information of the fund picking certificate from the blockchain ledger, requests the fund picking certificate from the target object based on the key information of the fund picking certificate, pays the fund to the laborer based on the fund picking certificate, and stores a payment result in the blockchain ledger.
Step S25 is a specific implementation manner of step S14 in example 1.
As another alternative embodiment of the present application, referring to fig. 6, a schematic flow chart of an embodiment 3 of a block chain-based fund issuing method provided by the present application is provided, where this embodiment mainly relates to a refinement scheme of the block chain-based fund issuing method described in the above embodiment 1, and as shown in fig. 6, the method may include, but is not limited to, the following steps:
step S31, after the worker finishes the work, the target object issues the fund picking voucher and stores the fund picking voucher locally, and the target object comprises: a employment enterprise or a human resources company.
Step S32, the target object uploads the key information of the fund picking voucher to the blockchain system.
And step S33, the blockchain system receives the key information of the fund picking-up certificate, and stores the key information of the fund picking-up certificate into a blockchain account book after the certificate of the target object is verified to be correct and the key information of the fund picking-up certificate is verified to be passed according to the intelligent contract.
The detailed procedures of steps S31-S33 can be found in the related descriptions of steps S11-S13 in embodiment 1, and are not repeated herein.
Step S34, when detecting that the laborer is provided with a common default account and an automatic fund drawing rule for fund drawing, the target financial institution automatically obtains the key information of the fund drawing voucher from the blockchain account book, and completes the obtaining and the fund drawing of the fund drawing voucher based on the automatic fund drawing rule.
The laborer sets common default accounts and fund automatic receiving rules aiming at fund release, and can be understood as follows: the laborer sets up automatic drawing funds release.
When the target financial institution detects that the worker has a common default account and an automatic fund drawing rule for fund issuance in step S34, the target financial institution acquires the key information of the fund drawing certificate from the blockchain ledger book, which may be understood as a specific implementation manner of the target financial institution acquiring the key information of the fund drawing certificate from the blockchain ledger book in embodiment 1.
In this embodiment, when detecting that the laborer has a common default account and an automatic fund drawing rule for fund drawing, the target financial institution acquires the key information of the fund drawing voucher from the block chain ledger book for further payment, so that the laborer does not need to initiate a fund drawing request any more, fund drawing is automatically performed for the laborer, the fund drawing time is shortened, and the fund drawing efficiency is improved.
The following describes the block chain based fund release system provided in the present application, and the block chain based fund release system described below and the block chain based fund release method described above may be referred to in correspondence.
Referring to fig. 7, the block chain-based funds release system includes: a blockchain system 100, a target object 200, a laborer 300, and a target financial institution 400.
The target object 200 is configured to issue a fund obtaining voucher after the worker 300 completes work, and store the fund obtaining voucher locally, where the target object 200 includes: a labor enterprise or a human resources company;
the target object 200 is further configured to upload key information of the fund obtaining voucher to a blockchain system;
the blockchain system is configured to receive key information of a fund picking-up certificate sent by the target object 200, and store the key information of the fund picking-up certificate to a blockchain account book after the certificate of the target object 200 is verified to be correct;
the target financial institution 400 is configured to obtain key information of the fund drawing voucher from the blockchain ledger, request the fund drawing voucher from the target object 200 based on the key information of the fund drawing voucher, pay funds to the laborer 300 based on the fund drawing voucher, and store a payment result in the blockchain ledger.
In this embodiment, the employment enterprise may be specifically configured to:
after the worker 300 finishes working, issuing a fund picking voucher;
or, the recruitment enterprise is specifically configured to issue a recruitment certificate after the worker 300 completes the work, authorize the recruitment certificate to be accessed by the human resource company, and store key information of the recruitment certificate in the block chain account book;
the human resource company is specifically configured to obtain key information of the recruitment certificate from the block chain account book, obtain the recruitment certificate from the recruitment enterprise based on the key information of the recruitment certificate, calculate a fund amount based on the recruitment certificate, and issue a fund picking-up certificate based on the fund amount;
or, the employee enterprise is specifically configured to issue an employee certificate after the worker 300 completes the work, store key information of the employee certificate in the blockchain ledger book, and authorize the employee certificate to be accessible to the human resources company;
the human resource company is specifically configured to obtain key information of the employment voucher from the block chain ledger book, obtain the employment voucher from the employment enterprise based on the key information of the employment voucher, perform fund amount trial calculation based on the employment voucher, issue a fund trial calculation voucher, write the key information of the fund trial calculation voucher into the block chain ledger book, obtain the key information of the fund trial calculation voucher from the block chain ledger book by the worker 300, after confirming that the key information of the fund trial calculation voucher is correct, and after obtaining the fund trial calculation voucher from the human resource company by the employment enterprise and confirming that the fund trial calculation voucher is correct, issue a fund picking voucher.
The target financial institution 400 is a financial institution preselected by the employment enterprise, or a financial institution matched with a set rule is selected from a plurality of financial institutions according to a rule preset by an intelligent contract after the key information of the fund picking-up voucher is written into the block chain account book; alternatively, the worker 300 designates a financial institution in advance.
The blockchain system 100 may also be configured to receive a fund pick-up request sent by the laborer.
The target financial institution 400 may be specifically configured to obtain key information of the fund collection voucher from the blockchain ledger after receiving the fund collection request through the blockchain system.
The target financial institution 4001 may be specifically configured to:
and when detecting that the laborer 300 is provided with a common default account and an automatic fund drawing rule for fund discharge, acquiring key information of the fund drawing voucher from the blockchain account book.
It should be noted that each embodiment is mainly described as a difference from the other embodiments, and the same and similar parts between the embodiments may be referred to each other. For the device-like embodiment, since it is basically similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment.
Finally, it should also be noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
For convenience of description, the above devices are described as being divided into various units by function, and are described separately. Of course, the functionality of the units may be implemented in one or more software and/or hardware when implementing the present application.
From the above description of the embodiments, it is clear to those skilled in the art that the present application can be implemented by software plus necessary general hardware platform. Based on such understanding, the technical solutions of the present application may be essentially or partially implemented in the form of a software product, which may be stored in a storage medium, such as a ROM/RAM, a magnetic disk, an optical disk, etc., and includes several instructions for enabling a computer device (which may be a personal computer, a server, or a network device, etc.) to execute the method according to the embodiments or some parts of the embodiments of the present application.
The method and system for fund release based on the block chain provided by the present application are introduced in detail above, and a specific example is applied in the present application to explain the principle and the implementation of the present application, and the description of the above embodiment is only used to help understand the method and the core idea of the present application; meanwhile, for a person skilled in the art, according to the idea of the present application, there may be variations in the specific embodiments and the application scope, and in summary, the content of the present specification should not be construed as a limitation to the present application.
Claims (10)
1. A method for funds release based on blockchains, comprising:
after the laborers finish the work, the target object issues a fund picking voucher and stores the fund picking voucher locally, and the target object comprises: a labor enterprise or a human resources company;
the target object uploads the key information of the fund picking voucher to a block chain system;
the block chain system receives the key information of the fund picking-up certificate, and stores the key information of the fund picking-up certificate into a block chain account book after the certificate of the target object is verified to be correct and the key information of the fund picking-up certificate is verified to pass according to an intelligent contract;
and the target financial institution acquires the key information of the fund picking-up certificate from the block chain account book, requests the fund picking-up certificate from the target object based on the key information of the fund picking-up certificate, pays the fund to the laborer based on the fund picking-up certificate, and stores the payment result in the block chain account book.
2. The method of claim 1, wherein issuing a funds procurement warrant comprises:
the recruitment enterprise signs a fund picking voucher after the laborers finish working;
or after the laborers finish working, the user enterprise issues an employment certificate, authorizes the employment certificate to be accessed by the human resource company, and stores key information of the employment certificate into the block chain account book;
the human resource company acquires key information of the recruitment certificate from the block chain account book, acquires the recruitment certificate from the recruitment enterprise based on the key information of the recruitment certificate, calculates the fund amount based on the recruitment certificate, and issues a fund picking certificate based on the fund amount;
or after the laborers finish working, the user enterprise issues an employment voucher, stores key information of the employment voucher to the block chain account book, and authorizes the employment voucher to be accessed by the human resource company;
the human resource company obtains the key information of the recruitment certificate from the block chain account book, obtains the recruitment certificate from the recruitment enterprise based on the key information of the recruitment certificate, performs fund amount trial calculation based on the recruitment certificate, issues a fund trial calculation certificate, writes the key information of the fund trial calculation certificate into the block chain account book, obtains the key information of the fund trial calculation certificate from the block chain account book by the worker, confirms that the key information of the fund trial calculation certificate is correct, and issues a fund picking certificate after the recruitment enterprise obtains the fund trial calculation certificate from the human resource company and confirms that the fund trial calculation certificate is correct.
3. The method according to claim 1, wherein the target financial institution is a financial institution preselected by the employing enterprise, or a financial institution matching a set rule is selected from a plurality of financial institutions according to a rule preset by an intelligent contract after key information of the fund drawing voucher is written into the blockchain ledger; or, a financial institution previously designated by the laborer.
4. The method of claim 1, wherein prior to the target financial institution obtaining key information of the funds procurement credential from the blockchain ledger, further comprising:
the blockchain system receives a fund drawing request sent by the laborer;
the target financial institution obtains key information of the fund picking voucher from the blockchain account book, and the key information comprises the following steps:
and after receiving the fund getting request through the blockchain system, the target financial institution acquires the key information of the fund getting certificate from the blockchain account book.
5. The method of claim 1, wherein the target financial institution obtains key information of the fund withdrawal certificate from the blockchain ledger, comprising:
and when detecting that the laborer is provided with a common default account and an automatic fund drawing rule aiming at fund discharge, the target financial institution automatically acquires the key information of the fund drawing voucher from the block chain account book and completes the acquisition and the fund discharge of the fund drawing voucher based on the automatic fund drawing rule.
6. A blockchain-based funds release system, comprising: a blockchain system, target objects, laborers, and financial institutions;
the target object is used for issuing a fund obtaining voucher and storing the fund obtaining voucher in a local place after the laborers finish work, and the target object comprises: a labor enterprise or a human resources company;
the target object is also used for uploading key information of the fund obtaining voucher to a block chain system;
the blockchain system is used for receiving key information of a fund picking certificate sent by the target object and storing the key information of the fund picking certificate to a blockchain account book after the certificate of the target object is verified to be correct;
and the target financial institution is used for acquiring the key information of the fund picking-up certificate from the block chain account book, requesting the fund picking-up certificate from the target object based on the key information of the fund picking-up certificate, paying the fund to the laborer based on the fund picking-up certificate, and storing a payment result into the block chain account book, wherein the target financial institution is one of the financial institutions.
7. The system according to claim 6, wherein the employment enterprise is specifically configured to:
after the worker finishes the work, issuing a fund picking voucher;
or the recruitment enterprise is specifically used for issuing a recruitment certificate after the worker finishes the work, authorizing the recruitment certificate to be accessed by the human resource company, and storing the key information of the recruitment certificate into the block chain account book;
the human resource company is specifically configured to obtain key information of the recruitment certificate from the block chain account book, obtain the recruitment certificate from the recruitment enterprise based on the key information of the recruitment certificate, calculate a fund amount based on the recruitment certificate, and issue a fund picking-up certificate based on the fund amount;
or the recruitment enterprise is specifically used for issuing a recruitment certificate after the worker finishes the work, storing key information of the recruitment certificate into the block chain account book, and authorizing the recruitment certificate to be accessed by the human resource company;
the human resource company is specifically configured to obtain key information of the employment voucher from the block chain ledger book, obtain the employment voucher from the employment enterprise based on the key information of the employment voucher, perform fund amount trial calculation based on the employment voucher, issue a fund trial calculation voucher, write the key information of the fund trial calculation voucher into the block chain ledger book, obtain the key information of the fund trial calculation voucher from the block chain ledger book by the worker, query a fund trial calculation result, confirm that the key information and the trial calculation result of the fund trial calculation voucher are correct, obtain the fund trial calculation voucher from the human resource company by the employment enterprise, and issue a fund picking voucher by the employment enterprise after confirming that the fund trial calculation voucher is correct.
8. The system of claim 6, wherein the target financial institution is a financial institution pre-selected by the employing enterprise, or a financial institution matching a set rule is selected from a plurality of financial institutions according to a rule preset by an intelligent contract after key information of the fund drawing voucher is written into the blockchain ledger; or, a financial institution previously designated by the laborer.
9. The system of claim 6, wherein the blockchain system is further configured to:
upon receiving a fund drawing request sent by the laborer, the target financial institution receiving the fund drawing request through the blockchain system;
the target financial institution is specifically configured to obtain key information of the fund picking-up voucher from the blockchain ledger when the fund payment request is received.
10. The system of claim 6, wherein the target financial institution is specifically configured to:
and when detecting that the laborer is provided with a common default account and an automatic fund drawing rule aiming at fund discharge, automatically acquiring key information of the fund drawing voucher from the block chain account book, and finishing the acquisition and the fund discharge of the fund drawing voucher based on the automatic fund drawing rule.
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