CN112364748A - SaaS-based identity recognition and payment method in remote monitoring system - Google Patents
SaaS-based identity recognition and payment method in remote monitoring system Download PDFInfo
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- CN112364748A CN112364748A CN202011220149.2A CN202011220149A CN112364748A CN 112364748 A CN112364748 A CN 112364748A CN 202011220149 A CN202011220149 A CN 202011220149A CN 112364748 A CN112364748 A CN 112364748A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
- G06V40/10—Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G16—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR SPECIFIC APPLICATION FIELDS
- G16H—HEALTHCARE INFORMATICS, i.e. INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR THE HANDLING OR PROCESSING OF MEDICAL OR HEALTHCARE DATA
- G16H10/00—ICT specially adapted for the handling or processing of patient-related medical or healthcare data
- G16H10/60—ICT specially adapted for the handling or processing of patient-related medical or healthcare data for patient-specific data, e.g. for electronic patient records
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- G—PHYSICS
- G16—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR SPECIFIC APPLICATION FIELDS
- G16H—HEALTHCARE INFORMATICS, i.e. INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR THE HANDLING OR PROCESSING OF MEDICAL OR HEALTHCARE DATA
- G16H40/00—ICT specially adapted for the management or administration of healthcare resources or facilities; ICT specially adapted for the management or operation of medical equipment or devices
- G16H40/60—ICT specially adapted for the management or administration of healthcare resources or facilities; ICT specially adapted for the management or operation of medical equipment or devices for the operation of medical equipment or devices
- G16H40/67—ICT specially adapted for the management or administration of healthcare resources or facilities; ICT specially adapted for the management or operation of medical equipment or devices for the operation of medical equipment or devices for remote operation
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
- H04L9/3231—Biological data, e.g. fingerprint, voice or retina
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
- G06V40/10—Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
- G06V40/14—Vascular patterns
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Abstract
The invention provides a method for identity recognition and payment based on SaaS in a remote monitoring system, which comprises the steps of collecting user sign information data, user identity information and user fee payment authorization information at a terminal, carrying out user identity information recognition and user fee payment authorization verification at a management platform, and then paying fee; the management platform and the terminal communicate through a 5G or 6G wireless network. The invention realizes a method for identity recognition and payment based on SaaS in a remote monitoring system, which not only avoids the phenomenon that collected user physical sign information is worn by users due to human reasons or accidental reasons, but also avoids the phenomenon that the remote monitoring service is interrupted due to untimely payment of service fee.
Description
Technical Field
The invention relates to the technical field of remote monitoring, in particular to a method for carrying out identity recognition and payment based on SaaS in a remote monitoring system.
Background
SaaS is a software application model that provides software services based on the internet. Generally, a terminal of a remote monitoring system based on SaaS has functions of sign information acquisition, sign information feedback, critical information discrimination and alarm, but does not have functions of identity information acquisition and fee payment authorization information acquisition, which may cause sign information stretch and wear due to human or accidental reasons, and cause interruption of remote monitoring service due to untimely payment of service fee.
Disclosure of Invention
The invention aims to overcome the defects of the prior art and provides a method for identity recognition and payment based on SaaS in a remote monitoring system, which is characterized in that identity information acquisition and expense payment authorization information acquisition are carried out at a terminal, and expense is automatically paid after identity information recognition and expense payment authorization verification are carried out on a management platform, so that physical sign information is prevented from being worn by users due to human reasons or accidents, and remote monitoring service is prevented from being interrupted due to untimely payment of service fee.
The invention provides a method for identity recognition and payment based on SaaS in a remote monitoring system, which comprises the following steps:
step 1), continuously acquiring user sign information data by a terminal, and uploading the user sign information data to a management platform through a 5G or 6G wireless network;
step 2) the terminal collects user identity information data in a non-contact mode at regular time or irregular time and uploads the user identity information data to a management platform through a 5G or 6G wireless network;
step 3) the management platform regularly checks whether the terminal information is matched with the user identity information, when the fact that the user identity is not matched with the terminal is detected, the user identity non-matching information is downloaded to the terminal through a 5G or 6G wireless network, the terminal prompts that the user identity is not matched, user identity information data are collected in a non-contact mode again, and the user identity information data are uploaded to the management platform through the 5G or 6G wireless network;
step 4) if the management platform detects that the user identity is not matched with the terminal for at least 3 times, downloading user identity abnormal information to the terminal through a 5G or 6G wireless network, prompting the user identity abnormality by the terminal, and stopping collecting user sign information data;
step 5) the management platform regularly checks the payment condition of the user, when the balance of the user is detected to be insufficient, the payment prompting information is downloaded to the terminal through a 5G or 6G wireless network, and the terminal prompts the user to pay;
step 6) the terminal collects the user payment authorization information data in a non-contact mode and uploads the information data to a management platform through a 5G or 6G wireless network;
and 7) transferring the cost from the bank account of the user through the bank payment interface by the management platform according to the user payment authorization information data.
Further, the user sign information data is at least one of parameters of heart rate, blood pressure, electrocardio, core body temperature, body posture, displacement, blood oxygen saturation, respiratory frequency, inspiratory capacity, expiratory volume, expiratory component content, respiratory amplitude, respiratory audio frequency spectrum, lip color, fingertip capillary color, finger shaking frequency and finger amplitude.
Further, the method for acquiring the user identity information by the terminal comprises the following steps:
step 1) collecting a palm vein image of a user;
and 2) after asking questions of the user by using voice and characters, acquiring voice, expression or limb actions replied by the user.
Further, the method for acquiring the payment authorization information of the user by the terminal comprises the following steps:
step 1) after asking questions by using voice and characters, collecting voice, expression or limb actions replied by a user.
The invention has the advantages that:
1) and acquiring user identity information and user fee payment authorization information at the terminal, identifying the user identity information and verifying the user fee payment authorization at the management platform, and then paying the fee. The remote monitoring system has the advantages that collected user physical sign information is prevented from being worn by users due to human or accidental reasons, and interruption of remote monitoring service due to untimely payment of service fee is avoided.
2) The terminal can collect the user sign information data. The user sign information data comprises at least one of heart rate, blood pressure, electrocardio, core body temperature, body posture, displacement, blood oxygen saturation, respiratory frequency, inspiratory capacity, expiratory component content, respiratory amplitude, respiratory audio frequency spectrum, lip color, fingertip capillary vessel color, finger shaking frequency and finger amplitude.
3) The method for acquiring the user identity information by the terminal comprises the steps of acquiring a palm vein image of a user, and acquiring voice or limb actions replied by the user after asking questions by the user by using voice and characters, so that the non-contact acquisition of the user identity information is realized, and the infection of bacteria and viruses is reduced.
4) The method for collecting the user payment authorization information by the terminal comprises the steps of collecting voice or limb actions replied by the user after asking questions by voice and characters, realizing non-contact collection of the user payment authorization information and reducing bacterial and viral infection.
Drawings
FIG. 1 is a system flow diagram of an embodiment of the present invention.
Detailed Description
The invention is further described below with reference to the accompanying drawings.
As shown in fig. 1, a method for identity recognition and payment based on SaaS in a remote monitoring system includes:
step 1), continuously acquiring user sign information data by a terminal, and uploading the user sign information data to a management platform through a 5G or 6G wireless network;
step 2) the terminal collects user identity information data in a non-contact mode at regular time or irregular time and uploads the user identity information data to a management platform through a 5G or 6G wireless network;
step 3) the management platform regularly checks whether the terminal information is matched with the user identity information, when the fact that the user identity is not matched with the terminal is detected, the user identity non-matching information is downloaded to the terminal through a 5G or 6G wireless network, the terminal prompts that the user identity is not matched, user identity information data are collected in a non-contact mode again, and the user identity information data are uploaded to the management platform through the 5G or 6G wireless network;
step 4) if the management platform detects that the user identity is not matched with the terminal for at least 3 times, downloading user identity abnormal information to the terminal through a 5G or 6G wireless network, prompting the user identity abnormality by the terminal, and stopping collecting user sign information data;
step 5) the management platform regularly checks the payment condition of the user, when the balance of the user is detected to be insufficient, the payment prompting information is downloaded to the terminal through a 5G or 6G wireless network, and the terminal prompts the user to pay;
step 6) the terminal collects the user payment authorization information data in a non-contact mode and uploads the information data to a management platform through a 5G or 6G wireless network;
and 7) transferring the cost from the bank account of the user through the bank payment interface by the management platform according to the user payment authorization information data.
Further, the user sign information data is at least one of parameters of heart rate, blood pressure, electrocardio, core body temperature, body posture, displacement, blood oxygen saturation, respiratory frequency, inspiratory capacity, expiratory volume, expiratory component content, respiratory amplitude, respiratory audio frequency spectrum, lip color, fingertip capillary color, finger shaking frequency and finger amplitude.
Further, the method for acquiring the user identity information by the terminal comprises the following steps:
step 1) collecting a palm vein image of a user;
and 2) after asking questions of the user by using voice and characters, acquiring voice, expression or limb actions replied by the user.
Further, the method for acquiring the payment authorization information of the user by the terminal comprises the following steps:
step 1) after asking questions by using voice and characters, collecting voice, expression or limb actions replied by a user.
The invention has the advantages that:
1) and acquiring user identity information and user fee payment authorization information at the terminal, identifying the user identity information and verifying the user fee payment authorization at the management platform, and then paying the fee. The remote monitoring system has the advantages that collected user physical sign information is prevented from being worn by users due to human or accidental reasons, and interruption of remote monitoring service due to untimely payment of service fee is avoided.
2) The terminal can collect the user sign information data. The user sign information data comprises at least one of heart rate, blood pressure, electrocardio, core body temperature, body posture, displacement, blood oxygen saturation, respiratory frequency, inspiratory capacity, expiratory component content, respiratory amplitude, respiratory audio frequency spectrum, lip color, fingertip capillary vessel color, finger shaking frequency and finger amplitude.
3) The method for acquiring the user identity information by the terminal comprises the steps of acquiring a palm vein image of a user, and acquiring voice or limb actions replied by the user after asking questions by the user by using voice and characters, so that the non-contact acquisition of the user identity information is realized, and the infection of bacteria and viruses is reduced.
4) The method for collecting the user payment authorization information by the terminal comprises the steps of collecting voice or limb actions replied by the user after asking questions by voice and characters, realizing non-contact collection of the user payment authorization information and reducing bacterial and viral infection.
It is emphasized that the above-described embodiments illustrate the objectives, technical solutions and advantages of the present invention in detail. It should be understood that the above description is only exemplary of the present invention and is not intended to limit the present invention. Any modification, equivalent replacement, and improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.
Claims (4)
1. A method for identity recognition and payment based on SaaS in a remote monitoring system, the method comprising:
step 1), continuously acquiring user sign information data by a terminal, and uploading the user sign information data to a management platform through a 5G or 6G wireless network;
step 2) the terminal collects user identity information data in a non-contact mode at regular time or irregular time and uploads the user identity information data to a management platform through a 5G or 6G wireless network;
step 3) the management platform regularly checks whether the terminal information is matched with the user identity information, when the fact that the user identity is not matched with the terminal is detected, the user identity non-matching information is downloaded to the terminal through a 5G or 6G wireless network, the terminal prompts that the user identity is not matched, user identity information data are collected in a non-contact mode again, and the user identity information data are uploaded to the management platform through the 5G or 6G wireless network;
step 4) if the management platform detects that the user identity is not matched with the terminal for at least 3 times, downloading user identity abnormal information to the terminal through a 5G or 6G wireless network, prompting the user identity abnormality by the terminal, and stopping collecting user sign information data;
step 5) the management platform regularly checks the payment condition of the user, when the balance of the user is detected to be insufficient, the payment prompting information is downloaded to the terminal through a 5G or 6G wireless network, and the terminal prompts the user to pay;
step 6) the terminal collects the user payment authorization information data in a non-contact mode and uploads the information data to a management platform through a 5G or 6G wireless network;
and 7) transferring the cost from the bank account of the user through the bank payment interface by the management platform according to the user payment authorization information data.
2. The SaaS-based identity recognition and payment method in a telemonitoring system according to claim 1, wherein the user sign information data is at least one of parameters of heart rate, blood pressure, electrocardiogram, core body temperature, body posture, displacement, blood oxygen saturation, respiratory rate, inspiratory volume, expiratory component content, respiratory amplitude, respiratory audio frequency spectrum, lip color, fingertip capillary color, finger twitter frequency, and finger amplitude.
3. The method for identity recognition and payment based on SaaS in a telemonitoring system according to claim 1, wherein the method for acquiring the user identity information by the terminal comprises:
step 1) collecting a palm vein image of a user;
and 2) after asking questions of the user by using voice and characters, acquiring voice, expression or limb actions replied by the user.
4. The method for identity recognition and payment based on SaaS in a telemonitoring system according to claim 1, wherein the method for the terminal to collect the payment authorization information of the user comprises:
step 1) after asking questions by using voice and characters, collecting voice, expression or limb actions replied by a user.
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Cited By (1)
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CN114125036A (en) * | 2021-09-30 | 2022-03-01 | 深圳市小蚁数智科技有限公司 | SaaS system of interactive service |
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CN114125036A (en) * | 2021-09-30 | 2022-03-01 | 深圳市小蚁数智科技有限公司 | SaaS system of interactive service |
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