CN112330315A - Payment information processing method and device, electronic equipment and storage medium - Google Patents
Payment information processing method and device, electronic equipment and storage medium Download PDFInfo
- Publication number
- CN112330315A CN112330315A CN202011250906.0A CN202011250906A CN112330315A CN 112330315 A CN112330315 A CN 112330315A CN 202011250906 A CN202011250906 A CN 202011250906A CN 112330315 A CN112330315 A CN 112330315A
- Authority
- CN
- China
- Prior art keywords
- payment
- terminal
- mark
- payer terminal
- payer
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
- 230000010365 information processing Effects 0.000 title claims abstract description 36
- 238000003672 processing method Methods 0.000 title claims abstract description 26
- 238000000034 method Methods 0.000 claims abstract description 60
- 238000001514 detection method Methods 0.000 claims abstract description 47
- 230000000737 periodic effect Effects 0.000 claims description 14
- 238000004590 computer program Methods 0.000 claims description 13
- 230000008569 process Effects 0.000 abstract description 28
- 238000010586 diagram Methods 0.000 description 16
- 238000012545 processing Methods 0.000 description 10
- 230000006870 function Effects 0.000 description 7
- 230000008901 benefit Effects 0.000 description 6
- 230000006399 behavior Effects 0.000 description 5
- 230000009471 action Effects 0.000 description 3
- 239000003550 marker Substances 0.000 description 2
- 238000012986 modification Methods 0.000 description 2
- 230000004048 modification Effects 0.000 description 2
- 230000004075 alteration Effects 0.000 description 1
- 230000008859 change Effects 0.000 description 1
- 238000004891 communication Methods 0.000 description 1
- 238000011161 development Methods 0.000 description 1
- 230000008451 emotion Effects 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 230000000977 initiatory effect Effects 0.000 description 1
- 238000004519 manufacturing process Methods 0.000 description 1
- 230000006855 networking Effects 0.000 description 1
- 230000003287 optical effect Effects 0.000 description 1
- 230000000750 progressive effect Effects 0.000 description 1
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Economics (AREA)
- Development Economics (AREA)
- User Interface Of Digital Computer (AREA)
Abstract
The application provides a payment information processing method and device, electronic equipment and a storage medium. The method comprises the following steps: when a payment request sent by each payer terminal is received, adding a payment middle mark for each payer terminal respectively; detecting whether a payer terminal carrying a mark in payment exists before a preset time period at the current moment every a preset time length; and controlling the payee terminal and/or the payer terminal carrying the mark in payment to output the unpaid success prompt information according to the detection result of each time. The method of the application starts from receiving the payment request sent by the payment terminal, the payment in-process mark of the payment terminal is detected according to the preset time interval, the payment terminal and the payee terminal are controlled to output the prompt information of the success of the non-payment according to the detection result, so that the payment terminal and the payee can sense the whole payment process, the strict control on the whole payment process is realized, and the phenomenon that the payment terminal escapes the order in a false or true manner can be effectively prevented.
Description
Technical Field
The embodiment of the application relates to the technical field of information processing, in particular to a payment information processing method and device, electronic equipment and a storage medium.
Background
Today, with the development of internet technology, code scanning payment has become a very popular payment method. However, in the current field of code scanning payment, the payee confirms the payment behavior of the payer mainly by paying attention to the prompt message of successful payment. If some payee does not pay the prompt message of success, and the payer can confirm the payee by using the pre-prepared payment success voucher picture in the mobile phone, the payee can easily misunderstand that the payer pays the order, and finally the payer can get out of order.
For example, in the field of online car reservation travel or taxi travel, a driver confirms the payment behavior of a passenger mainly by voice broadcasting concerning successful payment. If some drivers do not pay the successful report, the passengers can confirm the successful payment voucher picture prepared in advance in the mobile phone to the drivers, the drivers easily misunderstand that the passengers pay the orders, and finally the passengers have the behavior of escaping the orders, so that the benefits of the drivers and platforms are influenced. Therefore, how to prevent the payer from escaping the bill and ensure the income of the payee becomes a problem to be solved urgently.
Disclosure of Invention
The application provides a payment information processing method, a payment information processing device, electronic equipment and a storage medium, which can effectively prevent a payer from escaping and ensuring the income of a payee.
The application provides a payment information processing method in a first aspect, and the method comprises the following steps:
when a payment request sent by each payer terminal is received, adding a payment middle mark for each payer terminal;
detecting whether a payer terminal carrying a mark in payment exists before a preset time period at the current moment every a preset time length;
and controlling the payee terminal and/or the payer terminal carrying the mark in payment to output the unpaid success prompt information according to the detection result of each time.
Optionally, the method further comprises:
when a message representing successful payment of a payer terminal carrying a mark in payment is received, deleting the mark in payment carried by the payer terminal; or
And after the number of times of controlling the payee terminal and/or the payer terminal carrying the mark in payment to output the prompt information of the unsuccessful payment reaches a preset number of times, deleting the mark in payment carried by the payer terminal.
Optionally, the method further comprises:
starting a periodic detection task;
every preset duration detects whether there is a payer terminal carrying a mark in payment before the current time preset period, including:
and detecting whether a payer terminal carrying a mark in payment exists before a preset time period from the current moment every time when a period corresponding to the periodic detection task expires.
Optionally, the method further comprises:
when a payment request sent by a payer terminal is received, controlling the payee terminal and/or the payer terminal to output prompt information in payment; and/or
And when receiving a message representing that the payment of the payer terminal is successful, controlling the payee terminal and/or the payer terminal to output prompt information of successful payment.
Optionally, the method further comprises:
determining a first output time range of the unpaid success prompt message and a second output time range of the payment success prompt message;
and under the condition that the first output time range and the second output time range are overlapped, when the output time point of the payment success prompt message is reached, controlling the payee terminal and/or the payer terminal to output the payment success prompt message so as to cover the part of the prompt message which is not output in the non-payment success prompt message.
Optionally, controlling, according to each detection result, the payee terminal and/or the payer terminal carrying the sign in payment to output an unpaid success prompt message, including:
and controlling the payee terminal and/or the payer terminal carrying the mark in payment to display and/or voice broadcast the unpaid success prompt information according to the detection result of each time.
A second aspect of the present application provides a payment information processing apparatus, the apparatus including:
the adding module is used for respectively adding a mark in payment to each payer terminal when receiving a payment request sent by each payer terminal;
the detection module is used for detecting whether a payer terminal carrying a mark in payment exists before a preset time period at the current moment every preset time length;
and the first control module is used for controlling the payee terminal and/or the payer terminal carrying the mark in payment to output the unpaid success prompt information according to the detection result of each time.
Optionally, the apparatus further comprises:
the system comprises a first deleting module, a first judging module and a second deleting module, wherein the first deleting module is used for deleting a mark in payment carried by a payer terminal when receiving a message representing that the payment of the payer terminal carrying the mark in payment is successful; or
And the second deleting module is used for deleting the mark in payment carried by the payer terminal after the number of times of controlling the payee terminal and/or the payer terminal carrying the mark in payment to output the prompt information of the success of unpaid reaches a preset number of times.
Optionally, the apparatus further comprises:
the starting module is used for starting the periodic detection task;
the detection module comprises:
and the detection submodule is used for detecting whether a payer terminal carrying a mark in payment exists before a preset time period at the current moment when the period corresponding to the periodic detection task expires.
Optionally, the apparatus further comprises:
the second control module is used for controlling the payee terminal and/or the payer terminal to output prompt information in payment when receiving a payment request sent by the payer terminal; and/or
And the third control module is used for controlling the payee terminal and/or the payer terminal to output prompt information of successful payment when receiving the message representing the successful payment of the payer terminal.
Optionally, the apparatus further comprises:
the determining module is used for determining a first output time range of the unpaid success prompt message and a second output time range of the payment success prompt message;
and the fourth control module is used for controlling the payee terminal and/or the payer terminal to output the payment success prompt message when the output time point of the payment success prompt message is reached under the condition that the first output time range and the second output time range are overlapped, so as to cover the part of prompt message which is not output in the unpaid success prompt message.
Optionally, the first control module comprises:
and the control submodule is used for controlling the payee terminal and/or the payer terminal carrying the mark in payment to display and/or voice broadcast the unpaid success prompt information according to the detection result of each time.
A third aspect of the embodiments of the present application provides a computer-readable storage medium, on which a computer program is stored, which when executed by a processor, implements the steps in the payment information processing method according to the first aspect of the present application.
A fourth aspect of the embodiments of the present application provides an electronic device, including a memory, a processor, and a computer program stored on the memory and executable on the processor, where the processor, when executing, implements the steps in the payment information processing described in the first aspect of the present application.
When the payment information processing method is implemented, firstly, when a payment request sent by each payer terminal is received, a payment middle mark is respectively added to each payer terminal; then detecting whether a payer terminal carrying a mark in payment exists before a preset time period from the current moment every a preset time length; and finally, controlling the payee terminal and/or the payer terminal carrying the mark in payment to output the unpaid success prompt information according to each detection result. The payment information processing method of the application starts from receiving the payment request sent by the payment terminal, the payment in-process mark of the payment terminal is detected according to the preset time interval, and meanwhile, the payment terminal and the payee terminal are controlled to output the prompt information of the success of the non-payment according to the detection result, so that the payment party and the payee can sense the whole payment process, the strict control on the whole payment process is realized, the phenomenon that the payment party escapes from the order in a false and true manner can be effectively prevented, and the benefit of the payee is guaranteed.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings needed to be used in the description of the embodiments of the present application will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present application, and it is obvious for those skilled in the art that other drawings can be obtained according to these drawings without inventive exercise.
FIG. 1 is a schematic diagram of an implementation environment shown in an embodiment of the present application;
fig. 2 is a flowchart illustrating a payment information processing method according to an embodiment of the present application;
FIG. 3 is a schematic diagram of a payment process according to an embodiment of the present application;
FIG. 4 is a schematic view of a passenger code-scanning payment process according to an embodiment of the present application;
fig. 5 is a block diagram of a payment information processing apparatus according to an embodiment of the present application;
fig. 6 is a schematic diagram of an electronic device according to an embodiment of the present application.
Detailed Description
The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are some, but not all, embodiments of the present application. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
Fig. 1 is a schematic diagram of an implementation environment according to an embodiment of the present application. In fig. 1, the payer terminal and the payee terminal are respectively connected to the server in communication. The payer terminal or the payee terminal may be a smart phone, a tablet, a computer, or other networking devices, and the embodiment does not specifically limit the type of the payer terminal or the payee terminal. The payer terminal or the payee terminal may implement the payment receiving function through its own program, or may implement the payment receiving function by installing an external program.
To solve the problem of the order evasion behavior of the payer in the related art, the present application provides a payment information processing method, which is applied to the server in fig. 1. Fig. 2 is a flowchart illustrating a payment information processing method according to an embodiment of the present application. Referring to fig. 2, the payment information processing method of the present application may include the steps of:
step S21: and when receiving payment requests sent by the terminals of the payers, respectively adding payment mid-tags for the terminals of the payers.
In this embodiment, when the payer needs to pay the payee, the payment request may be generated by scanning a payee code displayed by the payee, or automatically generated by clicking a payment button on a page of an order established with the payee. For example, after a user purchases a certain item, the checkout code provided by the merchant may be scanned to generate a payment request, or when the user purchases online, the payment button is clicked on the page of the shopping cart to generate a payment request after the item is added to the shopping cart.
The manner of generating the payment request of the present embodiment includes, but is not limited to, the above listed manners. The cash register code may be any image code having a cash register function, such as a barcode, a two-dimensional code, and the like, and the type of the cash register code is not particularly limited in this embodiment.
In this embodiment, the payer terminal may send a payment request to the server after generating the payment request. And after receiving the payment request, the server adds a payment mid-mark for the corresponding payer terminal, wherein the payment mid-mark is used for indicating that the payer terminal has not successfully paid. For example, the server receives the payment request of the payer terminal M and adds a mid-payment flag to the payer terminal M.
After receiving the payment request, the server returns a payment page to the payer terminal, wherein the payment page comprises a plurality of payment modes (such as one-time payment, installment payment, invitation of others to pay and the like) and payment channels (such as bank cards, relative cards, account change and the like), and the payer can select the payment mode and the payment channel on the payment page to finish the payment.
Step S22: and detecting whether a payer terminal carrying the mark in payment exists before the current time preset time period every preset time length.
In this embodiment, the server may detect whether there is an unpaid payer terminal before a preset time period from the current time every a preset time period, and during specific implementation, the detected payer terminal carrying the mark in payment may be directly used as the unpaid payer terminal. For example, the server may detect every 5 seconds whether there is a payer terminal carrying a token in payment 6 seconds before the current time. The preset time length and the preset time period may be set arbitrarily, which is not limited in this embodiment specifically.
Step S23: and controlling the payee terminal and/or the payer terminal carrying the mark in payment to output the unpaid success prompt information according to the detection result of each time.
In this embodiment, after each detection, if the detection result indicates that there is a payer terminal carrying the mark in payment, the server may control the payee terminal or the payer terminal carrying the mark in payment to output the unpaid success prompt message, or may control the payee terminal and the payer terminal carrying the mark in payment to output the unpaid success prompt message at the same time.
In an implementation manner, with reference to the above embodiment, the application further provides a method for controlling the payee terminal and/or the payer terminal to output the prompt information of unsuccessful payment according to the detection result. Specifically, the step S23 may include the following steps:
and controlling the payee terminal and/or the payer terminal carrying the mark in payment to display and/or voice broadcast the unpaid success prompt information according to the detection result of each time.
In one embodiment, the server may send the unpaid success prompt information in text format, image format or animation format to the payee terminal and/or the payer terminal carrying the mark in payment, so that the payee terminal and/or the payer terminal carrying the mark in payment display the unpaid success prompt information. Secondly, the server can also send the unpaid success prompt information in audio-visual format to the payee terminal and/or the payer terminal carrying the mark in payment, so that the payee terminal and/or the payer terminal can play the unpaid success prompt information in voice.
In another embodiment, the payee terminal and/or the payer terminal carrying the mark in payment can also select the corresponding output form according to the prompt message. For example, the server sends prompt information in a text format, and the payee terminal and/or the payer terminal carrying the mark during payment can directly display the text information, can display image information or animation information with the same semantic as the text information, and can convert the text information into voice information for playing.
Of course, the server may also control the payee terminal and/or the payer terminal carrying the mark in payment to output the unpaid success prompt information in other manners, which is not limited in this embodiment. The server controls the output information of the payee terminal and/or the payer terminal in various ways, and can help the payer and the payee to better know the whole payment process and optimize the use experience of a user.
In this embodiment, after the payee terminal and/or the payer terminal outputs the unpaid success prompt message, the payee terminal and/or the payer terminal can pay attention to the payment process in time, check whether the payment fault occurs and eliminate the fault, thereby ensuring the benefits of both the payee and the payer.
Through the embodiment, when the payment information processing method is implemented, firstly, when payment requests sent by each payer terminal are received, a payment middle mark is respectively added to each payer terminal; then detecting whether a payer terminal carrying a mark in payment exists before a preset time period from the current moment every a preset time length; and finally, controlling the payee terminal and/or the payer terminal carrying the mark in payment to output the unpaid success prompt information according to each detection result. The payment information processing method of the application starts from receiving the payment request sent by the payment terminal, the payment in-process mark of the payment terminal is detected according to the preset time interval, and meanwhile, the payment terminal and the payee terminal are controlled to output the prompt information of the success of the non-payment according to the detection result, so that the payment party and the payee can sense the whole payment process, the strict control on the whole payment process is realized, the phenomenon that the payment party escapes from the order in a false and true manner can be effectively prevented, and the benefit of the payee is guaranteed.
In an implementation manner, in combination with the above embodiments, the present application further provides a method for deleting a mark in payment. Specifically, the method may comprise the steps of:
when a message representing successful payment of a payer terminal carrying a mark in payment is received, deleting the mark in payment carried by the payer terminal; or
And after the number of times of controlling the payee terminal and/or the payer terminal carrying the mark in payment to output the prompt information of the unsuccessful payment reaches a preset number of times, deleting the mark in payment carried by the payer terminal.
In the present embodiment, the in-payment flag may be deleted in two cases:
firstly, deleting a payment in-progress mark carried by a payer terminal when a message representing successful payment of the payer terminal carrying the payment in-progress mark is received;
and secondly, after the number of times of controlling the payee terminal and/or the payer terminal carrying the in-payment mark to output the unpaid success prompt information reaches a preset number of times, deleting the in-payment mark carried by the payer terminal.
For the first situation, when the server receives the message of successful payment sent by the payer terminal at any time, the server immediately deletes the payment middle mark carried by the corresponding payer terminal, and simultaneously sends a prompt message of successful payment to the payee terminal.
In the second case, for each payer terminal carrying the in-payment tag, the server only controls the payer terminal to output the unpaid success prompt information for the preset times, deletes the in-payment tag after the output times reach the preset times, and does not control the payer terminal to output the unpaid success prompt information any more subsequently. For example, when the preset number of times is one, the server controls the payer terminal M and/or the corresponding payee terminal to output the one-time unpaid success prompt message when detecting that the payer terminal M carries the payment success prompt message for the first time, then deletes the payment success prompt message carried by the payer terminal M, and subsequently does not control the payer terminal M and/or the corresponding payee terminal to output the unpaid success prompt message any more. For another example, when the preset number of times is three, and the server detects that the payer terminal M carries the payment success mark for the third time, the server controls the payer terminal M and/or the payee terminal corresponding thereto to output a one-time non-payment success prompt message, and then deletes the payment success mark carried by the payer terminal M.
In this embodiment, for the second case, if the server does not receive the message of successful payment sent by the payer terminal after the number of times of outputting the prompt information of successful unpaid reaches the preset number, the server still deletes the mark in payment carried by the payer terminal. And if the follow-up server receives the message of successful payment sent by the payer terminal, the server directly controls the payee terminal to output prompt information of successful payment.
In one implementation mode, after receiving the message of successful payment sent by the payer terminal, the server can also actively verify whether the amount paid by the payer is wrong or not, whether the condition of more or less payment exists or not, and if the amount paid is wrong, prompt information that the amount paid is incorrect is sent to the payee terminal and/or the payer terminal respectively to remind the payer terminal to pay again or the payee terminal to refund, so that the benefits of both the receiver and the payer are guaranteed.
In the embodiment, the payment mid-marker carried by the payer terminal is deleted in time, so that the follow-up server only needs to process the payer terminal carrying the payment mid-marker, and the processing pressure of the server is reduced.
In an implementation manner, with reference to the above embodiment, the present application further provides a method for detecting whether there is a payer terminal carrying a token in payment. Specifically, the payment information processing method of the present application may further include the steps of:
starting a periodic detection task;
accordingly, the step S22 includes:
and detecting whether a payer terminal carrying a mark in payment exists before a preset time period from the current moment every time when a period corresponding to the periodic detection task expires.
In this embodiment, after the server starts the periodic detection task, each time a period corresponding to the periodic detection task expires, it is detected whether a payer terminal carrying a mark in payment exists before a preset time period from the current time. For example, taking the cycle as 5 seconds, the preset time period as 6 seconds, and the starting time as 10:00: 10/1/10/15/2020, the server detects whether there is a payer terminal carrying the mark in payment before 10/1/10/00: 09/2020, and if there is a payer terminal carrying the mark in payment and/or a corresponding payee terminal, respectively controls each payer terminal carrying the mark in payment to output an unpaid success prompt message, and then deletes the mark in payment of the payer terminal whose output times reaches the preset times, and if there is no payer terminal carrying the mark in payment, does not perform any processing. Next, the server checks if there is a payer terminal carrying the token in payment before 2020, 10/1/10: 00:20, and processes it as described above.
Specifically, assuming that the payer terminal carrying the mid-payment flag detected by the server at 10/1/10: 00:15 in 2020 includes the payer terminal 1 and the payer terminal 4, the server controls the payer terminal 1, the payer terminal 4 and/or the respective corresponding payee terminal to output the non-payment success prompt information, and if the output frequency of the payer terminal 1 reaches the preset frequency and the output frequency of the payer terminal 2, the payer terminal 4 does not reach the preset frequency, the server deletes the mid-payment flag of the payer terminal 1 and retains the mid-payment flag of the payer terminal 2, the payer terminal 4. Then, the server detects that there is no payer terminal carrying the token in payment at 10/1/10: 00: 20/2020, and the server does not perform any processing.
Fig. 3 is a schematic diagram of a payment process according to an embodiment of the present application. In fig. 3, if the server detects whether there is a payer terminal carrying a mid-payment flag every 5 seconds before the current time 6 seconds, the server does not detect the mid-payment flag added by initiating the payment request at 9:54 at 9:55, because the server only detects the mid-payment flag before 9:49 at 9:55, and it needs to wait until 10:00 to detect the mid-payment flag added at 9:54 at this time. Similarly, for the mid-payment token added by the 9:58 originating payment request, the server will not detect at 10:00, because the server will only detect the mid-payment token before 9:54 at 10:00, and will only detect the mid-payment token added at the moment of 9:58 when it needs to wait for 10: 05.
In this embodiment, by setting the periodic detection task, the server can timely find the payer terminal which has not paid successfully, and further control the payer terminals and/or the corresponding payee terminal to output prompt information of unsuccessful payment, so that the payer and the payee can be helped to better know the whole payment process and optimize the use experience of the user.
With reference to the foregoing embodiment, in an implementation manner, the payment information processing method of the present application may further include the following steps:
when a payment request sent by a payer terminal is received, controlling the payee terminal and/or the payer terminal to output prompt information in payment; and/or
And when receiving a message representing that the payment of the payer terminal is successful, controlling the payee terminal and/or the payer terminal to output prompt information of successful payment.
In this embodiment, in addition to controlling the payee terminal and/or the payer terminal to output the prompt information of unsuccessful payment when detecting, the payee terminal and/or the payer terminal may be controlled to output the prompt information during payment when receiving the payment request sent by the payer terminal, or the payee terminal and/or the payer terminal may be controlled to output the prompt information of successful payment when receiving the message indicating that the payer terminal has successfully paid.
In this embodiment, the server controls the payee terminal and/or the payer terminal to output the prompt message during payment when receiving the payment request sent by the payer terminal, so that both the payee and the payer can know that the payment is started, and can know the whole payment process in time.
In one embodiment, the server may send the payment success prompt information or the in-payment prompt information in a text format, an image format or an animation format to the payee terminal, so that the payee terminal displays the prompt information. Secondly, the server can also send prompt information in an audio format to the payee terminal, so that the payee terminal plays the prompt information in a voice mode.
In another embodiment, the payee terminal may also select a corresponding output form according to the prompt information. For example, the server sends prompt information in text format, and the payee terminal may directly display the text information, may display image information or animation information having the same semantic as the text information, and may convert the text information into voice information for playing.
Of course, the server may also control the payee terminal to output the payment success prompt information in other manners, which is not limited in this embodiment. The server controls the output information of the payee terminal in various ways, and can help the payer and the payee to better understand the whole payment process and optimize the use experience of the user.
With reference to the above embodiments, in one implementation, the method of the present application may further include the following steps:
determining a first output time range of the unpaid success prompt message and a second output time range of the payment success prompt message;
and under the condition that the first output time range and the second output time range are overlapped, when the output time point of the payment success prompt message is reached, controlling the payee terminal and/or the payer terminal to output the payment success prompt message so as to cover the part of the prompt message which is not output in the non-payment success prompt message.
In this embodiment, if the server receives a message indicating that the payment of the payer terminal is successful, which is sent by a certain payer terminal carrying the mark in payment, when the server is controlling the certain payer terminal to output the unpaid prompt message, the output message of the payer terminal needs to be adjusted. Specifically, the payer terminal is controlled to output the prompt message of the success of unpaid payment, and when the message representing the success of the payment of the payer terminal is received, the payer terminal is controlled to output the prompt message of the success of the payment immediately, and the prompt message of the success of the unpaid payment is not output to the un-output part of the original prompt message of the success of the unpaid payment.
Through the embodiment, the payee and/or the payer can be ensured to obtain correct prompt information in time, interference on the payment process caused by the fact that the output information is not timely enough is prevented, for example, emotion of the payee and/or the payer is influenced, and payment experience is optimized.
In the field of online taxi appointment or taxi code scanning payment, at present, drivers mainly confirm passenger payment behaviors by paying attention to voice broadcast prompting of successful payment. If the driver is not concerned about the broadcast of successful payment, and the passenger can confirm the successful payment voucher picture prepared in the mobile phone for the driver, the passenger can escape. The following will describe the payment information processing method in detail by taking the application scenario as an example.
Fig. 4 is a schematic view illustrating a passenger code-scanning payment process according to an embodiment of the present application. In fig. 4, the passenger scans the two-dimensional code of the driver terminal B to generate a payment request and sends the payment request to the server, the server returns a payment page to the passenger terminal a after receiving the payment request, adds a mark in payment for the passenger terminal a, and sends a voice prompt of "passenger is paying" to the driver terminal B.
The server maintains a periodic detection task, namely detecting whether the passenger terminal carrying the mark in payment exists at intervals of 5 seconds before 6 seconds from the current time. If the server finds that the passenger terminal A carries the mark in payment during detection at a certain time, and determines that the passenger terminal A is not successfully paid, the server sends prompt information indicating that the payment is not successfully paid to the passenger terminal A, and if the preset number of times for outputting the prompt information indicating that the payment is not successfully paid is just 1, the server deletes the mark in payment of the passenger terminal A. On the contrary, if the passenger terminal a is found not to carry the in-payment flag at the time of the detection, the passenger terminal a is not processed.
When the server receives a message of successful payment sent by the passenger terminal A at any time before the mark in payment of the passenger terminal A is not deleted, the server directly sends a prompt message indicating that the payment of the passenger terminal A is successful to the driver terminal B, and deletes the mark in payment of the passenger terminal A. When the server receives the message of successful payment sent by the passenger terminal A after the mark is deleted in the payment of the passenger terminal A, the server directly sends a prompt message indicating that the payment of the passenger terminal A is successful to the driver terminal B.
In the process, if the server controls the passenger terminal a to output the prompt message indicating that the payment is failed and receives the message indicating that the payment is successful sent by the passenger terminal a, the server immediately controls the passenger terminal a to output the prompt message indicating that the payment is successful and does not output the un-output part of the original prompt message indicating that the payment is successful, in other words, if the voice broadcast indicating that the payment is successful is played by the passenger terminal a, the voice broadcast indicating that the payment is successful can cover the voice broadcast indicating that the payment is unsuccessful by the passenger.
In this embodiment, only the process of processing one passenger terminal (i.e., passenger terminal a) by the server is listed, and the process of processing other passenger terminals by the server is the same as that of processing passenger terminal a, which is not described herein again.
In this embodiment, the server prompts the driver when the passenger scans the code so that the driver can know that the passenger is attempting to make a payment; if the passenger does not pay successfully within a period of time, the server prompts the driver that the passenger has not finished paying, so that the driver can sense the whole payment process of the passenger, and the passenger is prevented from counterfeiting or escaping.
Through the embodiment, when the payment information processing method is implemented, firstly, when payment requests sent by each payer terminal are received, a payment middle mark is respectively added to each payer terminal; then detecting whether a payer terminal carrying a mark in payment exists before a preset time period from the current moment every a preset time length; and finally, controlling the payee terminal and/or the payer terminal carrying the mark in payment to output the unpaid success prompt information according to each detection result. The payment information processing method of the application starts from receiving the payment request sent by the payment terminal, the payment in-process mark of the payment terminal is detected according to the preset time interval, and meanwhile, the payment terminal and the payee terminal are controlled to output the prompt information of the success of the non-payment according to the detection result, so that the payment party and the payee can sense the whole payment process, the strict control on the whole payment process is realized, the phenomenon that the payment party escapes from the order in a false and true manner can be effectively prevented, and the benefit of the payee is guaranteed.
Based on the same inventive concept, an embodiment of the present application provides a payment information processing apparatus 500. Referring to fig. 5, fig. 5 is a block diagram of a payment information processing apparatus according to an embodiment of the present application. As shown in fig. 5, the payment information processing apparatus 500 includes:
an adding module 501, configured to add a payment mid-tag to each payer terminal when receiving a payment request sent by each payer terminal;
a detection module 502, configured to detect whether a payer terminal with a mark in payment exists before a preset time period at the current time every preset time period;
the first control module 503 is configured to control the payee terminal and/or the payer terminal carrying the mark in payment to output an unpaid success prompt message according to each detection result.
Optionally, the apparatus 500 further comprises:
the system comprises a first deleting module, a first judging module and a second deleting module, wherein the first deleting module is used for deleting a mark in payment carried by a payer terminal when receiving a message representing that the payment of the payer terminal carrying the mark in payment is successful; or
And the second deleting module is used for deleting the mark in payment carried by the payer terminal after the number of times of controlling the payee terminal and/or the payer terminal carrying the mark in payment to output the prompt information of the success of unpaid reaches a preset number of times.
Optionally, the apparatus 500 further comprises:
the starting module is used for starting the periodic detection task;
the detection module 502 includes:
and the detection submodule is used for detecting whether a payer terminal carrying a mark in payment exists before a preset time period at the current moment when the period corresponding to the periodic detection task expires.
Optionally, the apparatus 500 further comprises:
the second control module is used for controlling the payee terminal and/or the payer terminal to output prompt information in payment when receiving a payment request sent by the payer terminal; and/or
And the third control module is used for controlling the payee terminal and/or the payer terminal to output prompt information of successful payment when receiving the message representing the successful payment of the payer terminal.
Optionally, the apparatus 500 further comprises:
the determining module is used for determining a first output time range of the unpaid success prompt message and a second output time range of the payment success prompt message;
and the fourth control module is used for controlling the payee terminal and/or the payer terminal to output the payment success prompt message when the output time point of the payment success prompt message is reached under the condition that the first output time range and the second output time range are overlapped, so as to cover the part of prompt message which is not output in the unpaid success prompt message.
Optionally, the first control module 503 includes:
and the control submodule is used for controlling the payee terminal and/or the payer terminal carrying the mark in payment to display and/or voice broadcast the unpaid success prompt information according to the detection result of each time.
Based on the same inventive concept, another embodiment of the present application provides a computer-readable storage medium, on which a computer program is stored, which when executed by a processor implements the steps in the payment information processing method according to any of the above embodiments of the present application.
Based on the same inventive concept, another embodiment of the present application provides an electronic device 600, as shown in fig. 6. Fig. 6 is a schematic diagram of an electronic device according to an embodiment of the present application. The electronic device comprises a memory 602, a processor 601 and a computer program stored on the memory and executable on the processor, which when executed implements the steps of the payment information processing method according to any of the above embodiments of the present application.
For the device embodiment, since it is basically similar to the method embodiment, the description is simple, and for the relevant points, refer to the partial description of the method embodiment.
The embodiments in the present specification are described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same and similar parts among the embodiments are referred to each other.
As will be appreciated by one of skill in the art, embodiments of the present application may be provided as a method, apparatus, or computer program product. Accordingly, embodiments of the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, embodiments of the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
Embodiments of the present application are described with reference to flowchart illustrations and/or block diagrams of methods, terminal devices (systems), and computer program products according to embodiments of the application. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing terminal to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing terminal, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing terminal to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing terminal to cause a series of operational steps to be performed on the computer or other programmable terminal to produce a computer implemented process such that the instructions which execute on the computer or other programmable terminal provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
While preferred embodiments of the present application have been described, additional variations and modifications of these embodiments may occur to those skilled in the art once they learn of the basic inventive concepts. Therefore, it is intended that the appended claims be interpreted as including the preferred embodiment and all such alterations and modifications as fall within the true scope of the embodiments of the application.
Finally, it should also be noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or terminal that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or terminal. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or terminal that comprises the element.
The payment information processing method, the payment information processing apparatus, the storage medium, and the electronic device provided by the present application are introduced in detail, and a specific example is applied in the present application to explain the principle and the implementation of the present application, and the description of the above embodiment is only used to help understand the method and the core idea of the present application; meanwhile, for a person skilled in the art, according to the idea of the present application, there may be variations in the specific embodiments and the application scope, and in summary, the content of the present specification should not be construed as a limitation to the present application.
Claims (9)
1. A payment information processing method, characterized in that the method comprises:
when a payment request sent by each payer terminal is received, adding a payment middle mark for each payer terminal;
detecting whether a payer terminal carrying a mark in payment exists before a preset time period at the current moment every a preset time length;
and controlling the payee terminal and/or the payer terminal carrying the mark in payment to output the unpaid success prompt information according to the detection result of each time.
2. The method of claim 1, further comprising:
when a message representing successful payment of a payer terminal carrying a mark in payment is received, deleting the mark in payment carried by the payer terminal; or
And after the number of times of controlling the payee terminal and/or the payer terminal carrying the mark in payment to output the prompt information of the unsuccessful payment reaches a preset number of times, deleting the mark in payment carried by the payer terminal.
3. The method of claim 1, further comprising:
starting a periodic detection task;
every preset duration detects whether there is a payer terminal carrying a mark in payment before the current time preset period, including:
and detecting whether a payer terminal carrying a mark in payment exists before a preset time period from the current moment every time when a period corresponding to the periodic detection task expires.
4. The method according to claim 1 or 2, characterized in that the method further comprises:
when a payment request sent by a payer terminal is received, controlling the payee terminal and/or the payer terminal to output prompt information in payment; and/or
And when receiving a message representing that the payment of the payer terminal is successful, controlling the payee terminal and/or the payer terminal to output prompt information of successful payment.
5. The method of claim 3, further comprising:
determining a first output time range of the unpaid success prompt message and a second output time range of the payment success prompt message;
and under the condition that the first output time range and the second output time range are overlapped, when the output time point of the payment success prompt message is reached, controlling the payee terminal and/or the payer terminal to output the payment success prompt message so as to cover the part of the prompt message which is not output in the non-payment success prompt message.
6. The method as claimed in claim 1, wherein controlling the payee terminal and/or the payer terminal carrying the in-payment flag to output the unpaid success prompt message according to each detection result comprises:
and controlling the payee terminal and/or the payer terminal carrying the mark in payment to display and/or voice broadcast the unpaid success prompt information according to the detection result of each time.
7. A payment information processing apparatus, characterized in that the apparatus comprises:
the adding module is used for respectively adding a mark in payment to each payer terminal when receiving a payment request sent by each payer terminal;
the detection module is used for detecting whether a payer terminal carrying a mark in payment exists before a preset time period at the current moment every preset time length;
and the first control module is used for controlling the payee terminal and/or the payer terminal carrying the mark in payment to output the unpaid success prompt information according to the detection result of each time.
8. A computer-readable storage medium, on which a computer program is stored, which program, when being executed by a processor, carries out the steps of the payment information processing method according to any one of claims 1 to 6.
9. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor when executed implements the steps in the payment information processing method of any one of claims 1-above.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202011250906.0A CN112330315A (en) | 2020-11-10 | 2020-11-10 | Payment information processing method and device, electronic equipment and storage medium |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202011250906.0A CN112330315A (en) | 2020-11-10 | 2020-11-10 | Payment information processing method and device, electronic equipment and storage medium |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN112330315A true CN112330315A (en) | 2021-02-05 |
Family
ID=74317741
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202011250906.0A Withdrawn CN112330315A (en) | 2020-11-10 | 2020-11-10 | Payment information processing method and device, electronic equipment and storage medium |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN112330315A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113542400A (en) * | 2021-07-13 | 2021-10-22 | 山东派盟网络科技有限公司 | Information pushing method, electronic equipment and storage medium |
Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2003242423A (en) * | 2002-02-15 | 2003-08-29 | Nec Corp | Payment control server, payment control method and payment control program |
| CN107392722A (en) * | 2017-07-27 | 2017-11-24 | 福建中金在线信息科技有限公司 | Order processing method, apparatus, electronic equipment and storage medium |
| CN107480981A (en) * | 2017-07-21 | 2017-12-15 | 深圳市金立通信设备有限公司 | A kind of method and server for sending announcement information |
| CN107491950A (en) * | 2017-08-31 | 2017-12-19 | 天津永兴泰科技有限公司 | Barcode scanning payment mechanism and payment system based on residents ' health card |
| CN109598877A (en) * | 2019-01-29 | 2019-04-09 | 深圳酷睿星科技有限公司 | A kind of cash register system of the intelligent tableware of barcode scanning payment |
| CN110298671A (en) * | 2018-03-22 | 2019-10-01 | 前海哆啦阿梦（深圳）数据服务有限公司 | The monitoring system and method for e-payment |
| CN110956460A (en) * | 2019-11-04 | 2020-04-03 | 刘子豪 | Reinforced payment method and system |
| CN111784346A (en) * | 2020-07-21 | 2020-10-16 | 支付宝(杭州)信息技术有限公司 | User interception method and device based on unmanned selling equipment and server |
-
2020
- 2020-11-10 CN CN202011250906.0A patent/CN112330315A/en not_active Withdrawn
Patent Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2003242423A (en) * | 2002-02-15 | 2003-08-29 | Nec Corp | Payment control server, payment control method and payment control program |
| CN107480981A (en) * | 2017-07-21 | 2017-12-15 | 深圳市金立通信设备有限公司 | A kind of method and server for sending announcement information |
| CN107392722A (en) * | 2017-07-27 | 2017-11-24 | 福建中金在线信息科技有限公司 | Order processing method, apparatus, electronic equipment and storage medium |
| CN107491950A (en) * | 2017-08-31 | 2017-12-19 | 天津永兴泰科技有限公司 | Barcode scanning payment mechanism and payment system based on residents ' health card |
| CN110298671A (en) * | 2018-03-22 | 2019-10-01 | 前海哆啦阿梦（深圳）数据服务有限公司 | The monitoring system and method for e-payment |
| CN109598877A (en) * | 2019-01-29 | 2019-04-09 | 深圳酷睿星科技有限公司 | A kind of cash register system of the intelligent tableware of barcode scanning payment |
| CN110956460A (en) * | 2019-11-04 | 2020-04-03 | 刘子豪 | Reinforced payment method and system |
| CN111784346A (en) * | 2020-07-21 | 2020-10-16 | 支付宝(杭州)信息技术有限公司 | User interception method and device based on unmanned selling equipment and server |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113542400A (en) * | 2021-07-13 | 2021-10-22 | 山东派盟网络科技有限公司 | Information pushing method, electronic equipment and storage medium |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN110764855B (en) | Information processing method, electronic equipment and storage medium | |
| TW201832152A (en) | Payment processing method and apparatus, and transaction method and mobile device | |
| CN113112274B (en) | Payment information processing method, device, equipment and medium | |
| CN110072151B (en) | Virtual gift display method, electronic device and computer-readable storage medium | |
| TWI709930B (en) | Joint payment method and system based on binding relationship | |
| EP3739535A1 (en) | Payment method, apparatus, related device, and system | |
| CN112330315A (en) | Payment information processing method and device, electronic equipment and storage medium | |
| KR102418707B1 (en) | Appratus and method for payment of products using ai speaker | |
| CN110766415B (en) | Transaction processing method based on payment code and payment code processing method | |
| CN109784915B (en) | Content presetting method and device | |
| CN109727360B (en) | Lottery order generation method and device, electronic equipment and computer readable medium | |
| CN111915311A (en) | Payment verification method and system | |
| CN106375976B (en) | Web application charging method and device | |
| CN110751464A (en) | Information prompting method, device, equipment and storage medium | |
| CN111950661A (en) | Two-dimensional code display method and device | |
| EP1983491A1 (en) | A mobile equipment communication through bar code display | |
| CN111429131B (en) | Two-dimensional code opening and payment processing method, device and system thereof, and electronic equipment | |
| KR20180001527A (en) | Method and system for providing simple payment | |
| CN113052580A (en) | Method, system and terminal for processing payment by agency based on 5G message and biological recognition | |
| CN109658084B (en) | Offline payment method and system | |
| CN111784325A (en) | Voice payment method and device, electronic equipment and storage medium | |
| CN105654284B (en) | The method and device of payment processing | |
| CN113409099B (en) | Object processing method, device, electronic equipment and computer readable storage medium | |
| CN113112332B (en) | Cross-data-platform order verification method, device and equipment | |
| CN113194144B (en) | Online service remote assistance method and device |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| WW01 | Invention patent application withdrawn after publication | ||
| WW01 | Invention patent application withdrawn after publication |
Application publication date: 20210205 |