CN110298671A - The monitoring system and method for e-payment - Google Patents
The monitoring system and method for e-payment Download PDFInfo
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- CN110298671A CN110298671A CN201810242083.3A CN201810242083A CN110298671A CN 110298671 A CN110298671 A CN 110298671A CN 201810242083 A CN201810242083 A CN 201810242083A CN 110298671 A CN110298671 A CN 110298671A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
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Abstract
The invention relates to a kind of monitoring system and methods of e-payment, comprising: payment module, for obtaining user terminal in the first payment result information of payment interface；Monitoring modular, for obtaining user terminal in the target delivery operation information of the payment interface；Control module, for exporting control instruction according at least its one in first payment result information and the target delivery operation both information；And broadcasting module, for playing target prompting message according to the control instruction.Paying party may be implemented in failed payment, beneficiary understands practical operation situation when paying party payment in time, convenient for the accuracy of beneficiary confirmation payment result, avoids the economic loss of beneficiary.
Description
Technical field
The present invention relates to e-payment technical fields, more particularly, to a kind of monitoring system and method for e-payment.
Background technique
Now, various e-payment means are quite universal.In the related technology, when needing to pay, by user in electricity
After the related payment APP scanning beneficiary gathering two dimensional code of sub- equipment, the amount of money that input beneficiary is informed in payment interface is simultaneously
Confirmation is clicked, interface can be interactive to the payment function of related payment APP at this time, and pops up the input password function of related payment APP
Can, user can pay successfully after inputting password or payment fails.
After paying successfully, usually successfully fed back in the payment that the front-end interface of electronic equipment receives related payment APP, together
When asynchronous can receive come auto-correlation payment APP (or bank) provide payment success notification；And the answering device of beneficiary
Also information is completed in the payment that related payment APP can be received, and completion information of being paid the bill is converted into corresponding response message to mention
Awake beneficiary has been collected money really；But if user pays failure in payment interface, leaves payment interface, cancels input password
When, the answering device that related payment platform will not will pay successfully reason and be sent to beneficiary, so beneficiary without
Whether method accurate judgement user pays success, does not also know which kind of specific reason causes user not pay success, this just gives gathering
The huge economic loss of Fang Zaocheng.
Summary of the invention
For above-mentioned drawback existing in the prior art, the object of the present invention is to provide a kind of monitoring systems of e-payment
And method, paying party may be implemented in failed payment, beneficiary understands practical operation situation when paying party payment in time,
Convenient for the accuracy of beneficiary confirmation payment result, the economic loss of beneficiary is avoided.
The object of the invention to solve the technical problems adopts the following technical solutions to realize.
The monitoring system of a kind of e-payment proposed according to the present invention, comprising: payment module exists for obtaining user terminal
First payment result information of payment interface；Monitoring modular, for obtaining user terminal in the target payment behaviour of the payment interface
Make information；Control module, for according in first payment result information and the target delivery operation both information at least
Its one exports control instruction；And broadcasting module, for playing target prompting message according to the control instruction.
In one embodiment of this invention, the control module is specifically used for defeated according to first payment result information
It trades and is successfully instructed to the broadcasting module out；The broadcasting module plays successfully prompting message of trading.
In one embodiment of this invention, the target delivery operation information is abnormal delivery operation information；The control
Module, specifically for judging to pay exception information according to the abnormal delivery operation information, and according to the abnormal letter of the payment
Breath exports transaction exceptional instructions to the broadcasting module；The broadcasting module plays transaction abnormity prompt information.
In one embodiment of this invention, the control module, specifically for sentencing according to the target delivery operation information
Disconnected second payment result information out, and first payment result information is compared with second payment result information,
And the control instruction is exported according to the comparison result of first payment result information and second payment result information
To the broadcasting module.
In one embodiment of this invention, the control module, be specifically used for judge first payment result information and
When second payment result information is consistent, output, which is traded, successfully to be instructed to the broadcasting module；Or judge first payment
When result information and the second payment result information difference, output transaction exceptional instructions to the broadcasting module.
The object of the invention to solve the technical problems also can be used following technical measures and further realize.
The monitoring method of a kind of e-payment proposed according to the present invention, comprising: user terminal is obtained by payment module and is existed
First payment result information of payment interface；User terminal is obtained in the target delivery operation of the payment interface by monitoring modular
Information；By control module according at least one in first payment result information and the target delivery operation both information
Person exports control instruction；And target prompting message is played according to the control instruction by broadcasting module.
In one embodiment of this invention, further includes: by the control module according to first payment result information
Output, which is traded, successfully to be instructed to the broadcasting module；Successfully prompting message of trading is played by the broadcasting module.
In one embodiment of this invention, further includes: the target delivery operation information is abnormal delivery operation information；It is logical
It crosses the control module to judge to pay exception information according to the abnormal delivery operation information, and believes extremely according to the payment
Breath exports transaction exceptional instructions to the broadcasting module；Transaction abnormity prompt information is played by the broadcasting module.
In one embodiment of this invention, further includes: by the control module according to the target delivery operation information
Judge the second payment result information, and first payment result information and second payment result information are compared
It is right, and refer to according to described control of the comparison result of first payment result information and second payment result information output
It enables to the broadcasting module.
A kind of computer readable storage medium is stored with e-payment monitoring journey on the computer readable storage medium
Sequence, when the e-payment monitoring program is run by processor realize among the above described in any item methods the step of.
By above technical scheme and measure, the present invention, which passes through, monitors all payments that user terminal carries out in payment interface
Movement is acted according to the payment to judge payment result；When paying successfully, plays paying party and pay successful information；Work as branch
When paying abnormal, transaction abnormity prompt information is played；It can make paying party that can not be cheated by forging payment result；Separately
Outside, when not receiving the first payment result information of payment platform transmission, can be confirmed by monitoring the payment action message
The actual delivery behavior of paying party, and then may determine that the specific original whether paying party pays successfully and payment is caused to fail
Cause can make beneficiary remind paying party timely payment, convenient for the accuracy of beneficiary confirmation payment result, avoid beneficiary
Economic loss.
Detailed description of the invention
Figure 1A to Figure 1B shows the structural schematic diagram of the monitoring system of e-payment in one embodiment of the invention.
Fig. 2 shows the flow diagrams of the monitoring method of e-payment in first embodiment of the invention.
Fig. 3 shows the flow diagram of the monitoring method of e-payment in second embodiment of the invention.
Specific embodiment
It is of the invention to reach the technical means and efficacy that predetermined goal of the invention is taken further to illustrate, below in conjunction with
Attached drawing and preferred embodiment, to the monitoring system and method for e-payment proposed according to the present invention its specific embodiment, knot
Structure, feature and its effect, detailed description is as follows.Obviously, described embodiment is a part of the embodiments of the present invention, rather than
Whole embodiments.Based on the embodiment of the present invention, those of ordinary skill in the art are without creative efforts
Every other embodiment obtained, belongs to protection scope of the present invention.
Figure 1A to Figure 1B is please referred to, Figure 1A to Figure 1B is the structural schematic diagram of the monitoring system of e-payment of the present invention.
As shown in Figure 1A, a kind of monitoring system of e-payment is proposed for the present invention, comprising: payment module 110, for taking
User terminal 120 is obtained in the first payment result information 111 of payment interface；Monitoring modular 130, for obtaining the user terminal 120
In the target delivery operation information 131 of the payment interface；Control module 140, for according to first payment result information
111 at least its one in described 131 the two of target delivery operation information, export control instruction；And broadcasting module 150, it uses
According to control instruction broadcasting target prompting message.
In one embodiment of this invention, the control module 140 is specifically used for according to first payment result information
111 outputs, which are traded, successfully to be instructed to the broadcasting module 150；The broadcasting module 150 plays successfully prompting message of trading.
In one embodiment of this invention, the target delivery operation information 131 is abnormal delivery operation information；The control
Molding block 140, specifically for judging to pay exception information according to the abnormal delivery operation information, and it is different according to the payment
Normal information exports transaction exceptional instructions to the broadcasting module 150；The broadcasting module 150 plays transaction abnormity prompt information.
In one embodiment of this invention, the control module 140 is specifically used for according to the target delivery operation information
131 judge the second payment result information, and first payment result information and second payment result information are carried out
It compares, and according to described in comparison result output of first payment result information 111 with second payment result information
Control instruction is to the broadcasting module 150.
In one embodiment of this invention, the control module 140 is specifically used for judging first payment result information
111 it is consistent with second payment result information when, output is traded and is successfully instructed to the broadcasting module 150；Or described in judgement
When first payment result information 111 is with the second payment result information difference, output transaction exceptional instructions to the casting mould
Block 150.Wherein, when control module 140 is not received by the payment successful result information of payment module 110, control module 140
The delivery operation result information that can be provided according to monitoring modular 130, to judge actual delivery operation of the user in payment interface
Behavior, and then can be concluded that whether user pays successfully or user does not pay successful concrete reason.
In one embodiment of this invention, the control module 140 is specifically used for the comparison knot according to the pre-stored data
The corresponding relationship of fruit and the control instruction, determine the corresponding control instruction of the comparison result, and will determine
The control instruction is exported to the broadcasting module 150.
As shown in Figure 1B, the broadcasting module 150 includes voice broadcast submodule 151, vibration casting submodule 152, shows
Show at least its one in casting submodule 153 and optical signal casting submodule 154；The voice broadcast submodule 151 is according to institute
Control instruction broadcast voice information is stated, the vibration casting submodule 152 is controlled according to the control instruction to be vibrated, the display
It broadcasts submodule 153 and broadcasts display information according to the control instruction, the optical signal casting submodule 154 is according to the control
Instruction control shines.
In one embodiment of this invention, the voice broadcast submodule 151 includes voice conversion casting submodule, bluetooth
Communicate submodule and Music centre loudspeaker, the payment movement judgement payment shape which monitors according to monitoring modular 130
State, and payment result is confirmed according to the pay status and the comparison result of the payment result of the transmission of payment module 110, in turn
It controls voice conversion casting submodule and sends voice signal to bluetooth communication submodule, and be sent remotely in Music centre loudspeaker and broadcast
Put voice messaging；Alternatively, the control module 140 is sent out according to the payment result control voice conversion casting submodule after above-mentioned confirmation
Sending voice signal is into Music centre loudspeaker and plays voice messaging.
In one embodiment of this invention, the display casting submodule 153 includes that screen display sub-module or LED are shown
Submodule, the screen display sub-module show vision signal, which show submodule display information.
In one embodiment of this invention, the optical signal casting submodule 154 includes optical signal display sub-module or light
Signal reminds submodule.
As shown in Figure 1B, the monitoring system further includes two dimensional code show area 160, and the two dimensional code show area 160 is arranged
There is two dimensional code；User terminal 120 enters the payment interface after scanning the two dimensional code, and carries out payment behaviour in the payment interface
Make to complete the input action of the target delivery operation information；Specifically, two dimensional code show area 160 can show for two dimensional code
Screen or two dimensional code show paster.
In one embodiment of this invention, the monitoring modular 130 is also used to monitor touch control operation of the user in equipment,
The control module 140 confirms whether user enters payment interface according to the touch control operation information；The control module 140,
Specifically for the pre-paid notice of payment module 110,110 Xiang Yunping of payment module when do enter into payment interface, can be triggered
Perhaps control module 140 sends pre-paid instruction cloud platform to platform or control module 140 sends to broadcasting module and reminds instruction,
Broadcasting module can broadcast prompting message at this time.For example, the broadcasting module can be cash register sound-box device, when cloud platform or control
When molding block 140 sends flashing light instruction to cash register sound-box device, cash register speaker meeting RGB light alternately flashes.
In one embodiment of this invention, the target delivery operation information 131 can be user in payment interface
Touch control operation information, for example, user inputs the operation information of the amount of money in payment interface；Enter input amount of money page after user's barcode scanning
Face, by user input businessman inform designated amounts, when user at this time and do not complete input the amount of money operation or input the amount of money after
The abnormal input operation such as confirmation is not clicked on, monitoring modular 130 monitors above-mentioned abnormal input operation information and is uploaded to control mould
Block 140；Control module 140 judge that user does not pay success according to above-mentioned abnormal input operation information, and control module 140 is understood to broadcasting
Module 150 is reported to send " user does not complete payment " instruction, broadcasting module 150 can broadcast " user does not complete payment " prompting message.
When necessary, while casting does not pay successful reason, such as causes temporarily not since user does not click on confirmation after inputting the amount of money
Gathering can avoid user in this way and enter other app, show the other successful screenshots of payment to trade company.
In one embodiment of this invention, the target delivery operation information 131 can be user in payment interface
Touch control operation information；For example, user inputs the amount of money and clicks pop-up input payment cipher frame after confirmation, monitoring modular 130 is monitored
(user may be because of password mistake or bank card remaining sum after input password when inputting the abnormal clicking operation of password to cancellation
The other reasons such as deficiency cause payment to fail, and payment interface can return to the input password page, which is that can choose payment
Mode, that is, switch different bank card or use remaining sum)；Control module 140 is somebody's turn to do according to what monitoring modular 130 monitored
Cancel the abnormal of input password and click operation information, judges payment failure；Control module 140 can send to broadcasting module 150 and " use
Cancel payment in family " it instructs, broadcasting module 150 can broadcast " user cancels payment " prompting message；When necessary, while casting is not paid
Successful reason.Accordingly even when control module 140 receives the payment successful information of the transmission of payment module 110 or does not receive any
Pay status information, can also be according to the practical operation information in payment interface for the user that monitoring modular 130 provides come really
Recognize and whether pays success.
In one embodiment of this invention, the target delivery operation information 131 can be user in payment interface
Touch control operation information；For example, user inputs the amount of money and clicks pop-up input payment cipher frame after confirmation, input password is then popped up
Frame inputs password and successfully pays；Monitoring modular 130 monitors input operation information of the user in payment interface, control module 140
The aforementioned operation information judgement monitored according to monitoring modular 130 is paid successfully；Control module 140 can be in front end or different at this time
Perhaps actively the mechanism such as veritification receive the payment successful information and payment module 110 or silver that payment module 110 is sent for step rear end
Row determines the secondary order status；If it is confirmed that paying successfully, control module 140 can be sent to cloud platform or broadcasting module 150
" user's success payment amount and the means of payment, while including reserved advertisement id " instruction, cloud platform can allow the casting of cash register speaker " preceding
Set the ad sound+means of payment+payment amount " prompting message, such as " xx reminds you, xx gathering xx member "；Wherein, preposition reserved wide
Announcement id is optional parameters, is not pushed, and preposition advertisement casting is not added, preposition advertisement or postposition advertisement can be in the above-described embodiments
It supports simultaneously.In addition, aforementioned operation information is that user inputs the amount of money in payment interface and clicks confirmation, proper password is then inputted
Succeed the operation information paid afterwards.
In one embodiment of this invention, user terminal can also provide payment bar code or two dimensional code interface, trade company's input
After the amount of money, the payment code of user is directly scanned using barcode scanning gun, trade company directly completes to collect money with the monitoring system communication；This field
Scape is usually small amount gathering, and user does not need input payment cipher, and transaction is usually the pay status that both sides can grasp；
But when paying completion, control module 140 can equally send control instruction to broadcasting module 150, and broadcasting module 150 is according to control
System instruction casting pays successfully prompting message；Wherein, control instruction can instruct for voice broadcast, the casting of broadcasting module 150
Mode is as above-described embodiment.
In one embodiment of this invention, trade company can be previously entered collection amount, and then the monitoring system passes through the receipts
The money amount of money returns to the two dimensional code comprising the amount of money, does not need to be actively entered Payment Amount after user's barcode scanning, it is only necessary to click true
After fixed payment, inputs password or paid the bill using completions such as fingerprints.This scene trading efficiency is lower, and the trade company used is seldom；
But for payment reminders information casting interactive mode and user input the amount of money mode when it is consistent, and broadcast mode and
The casting prompting message mode of above-described embodiment is the same.
In one embodiment of this invention, payment module 110 can be by the payment successful information of acquirement by wireless communication
Module or mobile communication module are transmitted to the control module 140.Wherein, payment successful information can pay for user terminal barcode scanning
Successful information, contact pay successful information.
Specifically, it is scanned the two-dimensional code by user terminal 120 or contact is paid, initiate payment request, and input payment
The amount of money, payment module 110 or cloud server execute payment order, and receive payment request information, and complete payment；?
After the completion of payment, control module 140 receives payment module 110 or information is completed in the payment of cloud server, and is traded
Information is converted into corresponding prompting message, plays the prompting message by broadcasting module 150.
In one embodiment of this invention, user terminal 120 can be mobile phone, IPAD or intelligent wearable device.
Referring to Fig. 2, Fig. 2 is the flow diagram of the monitoring method of e-payment in first embodiment of the invention；It please be same
When A to Figure 1B referring to Fig.1；Include the following steps:
Step S210: user terminal is obtained in the first payment result information of payment interface by payment module；
Step S220: user terminal is obtained in the target delivery operation information of the payment interface by monitoring modular；
Step S230: by control module according to first payment result information and the target delivery operation information two
At least its one in person exports control instruction；
Step S240: target prompting message is played according to the control instruction by broadcasting module.
In one embodiment of this invention, further includes: by the control module according to first payment result information
Output, which is traded, successfully to be instructed to the broadcasting module；Successfully prompting message of trading is played by the broadcasting module.
In one embodiment of this invention, further includes: the target delivery operation information is abnormal delivery operation information；It is logical
It crosses the control module to judge to pay exception information according to the abnormal delivery operation information, and believes extremely according to the payment
Breath exports transaction exceptional instructions to the broadcasting module；Transaction abnormity prompt information is played by the broadcasting module.
In one embodiment of this invention, further includes: by the control module according to the target delivery operation information
Judge the second payment result information, and first payment result information and second payment result information are compared
It is right, and refer to according to described control of the comparison result of first payment result information and second payment result information output
It enables to the broadcasting module.
In one embodiment of this invention, further includes: when the control module judges first payment result information
When consistent with second payment result information, output, which is traded, successfully to be instructed to the broadcasting module；Or judge described first
When payment result information and the second payment result information difference, output transaction exceptional instructions to the broadcasting module.Wherein,
When control module 140 is not received by the payment successful result information of payment module 110, control module 140 can be according to monitoring
The delivery operation result information that module 130 provides, to judge actual delivery operation behavior of the user in payment interface, Jin Erke
To conclude whether user pays successfully or user does not pay successful concrete reason.
In one embodiment of this invention, further includes: tied by the control module comparison according to the pre-stored data
The corresponding relationship of fruit and the control instruction, determine the corresponding control instruction of the comparison result, and will determine
The control instruction is exported to the broadcasting module.
In one embodiment of this invention, the broadcasting module 150 includes voice broadcast submodule 151, vibration casting
At least its one in module 152, display casting submodule 153 and optical signal casting submodule 154；The voice broadcast submodule
151 according to the control instruction broadcast voice information, and the vibration casting submodule 152 is controlled according to the control instruction to shake
Dynamic, the display casting submodule 153 broadcasts display information according to the control instruction, and the optical signal broadcasts submodule 154
It shines according to control instruction control.
Specifically, the voice broadcast submodule 151 includes voice conversion casting submodule, bluetooth communication submodule and sound
Loudspeaker are rung, the payment movement which monitors according to monitoring modular 130 judges pay status, and according to the branch
The comparison result for the payment result that state and payment module 110 are sent is paid to confirm payment result, and then controls voice conversion and broadcasts
Man who brings news of appointment's module sends voice signal to bluetooth communication submodule, and is sent remotely in Music centre loudspeaker and plays voice messaging；Or
Person, the control module 140 according to after above-mentioned confirmation payment result control voice conversion casting submodule send voice signal to
In Music centre loudspeaker and play voice messaging.
Specifically, the display casting submodule 153 includes that screen display sub-module or LED show a submodule, the screen
Curtain display sub-module shows vision signal, which shows that a submodule shows information.
Specifically, the optical signal casting submodule 154 includes that optical signal display sub-module or optical signal remind submodule.
It in one embodiment of this invention, further include two dimensional code show area, the two dimensional code show area is provided with two dimensional code；
User terminal enters the payment interface after scanning the two dimensional code, and described to complete in payment interface progress delivery operation
The input action of target delivery operation information；Specifically, two dimensional code show area can show for two dimensional code display screen or two dimensional code
Paster.
Referring to Fig. 3, Fig. 3 is the flow diagram of the monitoring method of e-payment in second embodiment of the invention；It please be same
When A to Figure 1B referring to Fig.1；Include the following steps:
Step S310: start.
Step S320: user terminal scans businessman's two dimensional code.
Step S330: display input amount of money interface.
Step S340: it is transmitted into the notice of payment.
Does step S350: user input completion payment? if so, executing step S351；Otherwise, step S360 is executed.
Step S351: payment successfully notice is sent, step S390 is executed.
Does step S360: user leave payment APP? if so, executing step S361；Otherwise, step S370 is executed.
Step S361: temporarily non-advice of collection is sent, step S380 is executed.
Step S380: user returns to APP, executes step S350.
Does step S370: user cancel payment? if so, executing step S371.
Step S371: sending the notice for cancelling payment, executes step S390.
Step S390: terminate.
In one embodiment of this invention, further includes: touch-control of the user in equipment is monitored by the monitoring modular 130
Operation, the control module 140 confirm whether user enters payment interface according to the above-mentioned touch control operation monitored；When certain
It when into payment interface, is notified by the pre-paid that the control module 140 triggers payment module 110, payment module 110 is to cloud
Perhaps the transmission of control module 140 pre-paid instruction cloud platform or control module 140 refer to platform to broadcasting module transmission prompting
It enables, broadcasting module can broadcast prompting message at this time.For example, the broadcasting module can be cash register sound-box device, when cloud platform or
When person's control module 140 sends flashing light instruction to cash register sound-box device, cash register speaker meeting RGB light alternately flashes.
In one embodiment of this invention, the target delivery operation information 131 can be user in payment interface
Touch control operation information, for example, user inputs the operation information of the amount of money in payment interface；Enter input amount of money page after user's barcode scanning
Face, by user input businessman inform designated amounts, when user at this time and do not complete input the amount of money operation or input the amount of money after
The abnormal input operation such as confirmation is not clicked on, monitoring modular 130 monitors above-mentioned abnormal input operation information and is reported to control mould
Block 140, control module 140 judges that user does not pay success according to above-mentioned abnormal input operation information, and control module 140 is understood to broadcasting
Module 150 is reported to send " user does not complete payment " instruction, broadcasting module 150 can broadcast " user does not complete payment " prompting message.
When necessary, while casting does not pay successful reason, such as causes temporarily not since user does not click on confirmation after inputting the amount of money
Gathering can avoid user in this way and enter other app, show the other successful screenshots of payment to trade company.
In one embodiment of this invention, the target delivery operation information 131 can be user in payment interface
Touch control operation information；For example, user inputs the amount of money and clicks pop-up input payment cipher frame after confirmation, monitoring modular 130 is monitored
(user may be because of password mistake or bank card remaining sum after input password when inputting the abnormal clicking operation of password to cancellation
The other reasons such as deficiency cause payment to fail, and payment interface can return to the input password page, which is that can choose payment
Mode, that is, switch different bank card or use remaining sum)；Control module 140 is somebody's turn to do according to what monitoring modular 130 monitored
Cancel the abnormal of input password and click operation information, judges payment failure；Control module 140 can send to broadcasting module 150 and " use
Cancel payment in family " it instructs, broadcasting module 150 can broadcast " user cancels payment " prompting message；When necessary, while casting is not paid
Successful reason.Accordingly even when control module 140 receives the payment successful information of the transmission of payment module 110 or does not receive any
Pay status information, can also be according to the practical operation information in payment interface for the user that monitoring modular 130 provides come really
Recognize and whether pays success.
In one embodiment of this invention, the target delivery operation information 131 can be user in payment interface
Touch control operation information；For example, user inputs the amount of money and clicks pop-up input payment cipher frame after confirmation, input password is then popped up
Frame inputs password and successfully pays；Monitoring modular 130 monitors input operation information of the user in payment interface, control module 140
The aforementioned operation information judgement monitored according to monitoring modular 130 is paid successfully；Control module 140 can be in front end or different at this time
Perhaps actively the mechanism such as veritification receive the payment successful information and payment module 110 or silver that payment module 110 is sent for step rear end
Row determines the secondary order status；If it is confirmed that paying successfully, control module 140 can be sent to cloud platform or broadcasting module 150
" user's success payment amount and the means of payment, while including reserved advertisement id " instruction, cloud platform can allow the casting of cash register speaker " preceding
Set the ad sound+means of payment+payment amount " prompting message, such as " xx reminds you, xx gathering xx member "；Wherein, preposition reserved wide
Announcement id is optional parameters, is not pushed, and preposition advertisement casting is not added, preposition advertisement or postposition advertisement can be in the above-described embodiments
It supports simultaneously.In addition, aforementioned operation information is that user inputs the amount of money in payment interface and clicks confirmation, proper password is then inputted
Succeed the operation information paid afterwards.
In one embodiment of this invention, user terminal can also provide payment bar code or two dimensional code interface, trade company's input
After the amount of money, the payment code of user is directly scanned using barcode scanning gun, trade company directly completes to collect money with the monitoring system communication；This field
Scape is usually small amount gathering, and user does not need input payment cipher, and transaction is usually the pay status that both sides can grasp；
But when paying completion, control module 140 can equally send control instruction to broadcasting module 150, and broadcasting module 150 is according to control
System instruction casting pays successfully prompting message；Wherein, control instruction can instruct for voice broadcast, the casting of broadcasting module 150
Mode is as above-described embodiment.
In one embodiment of this invention, trade company can be previously entered collection amount, and then the monitoring system passes through the receipts
The money amount of money returns to the two dimensional code comprising the amount of money, does not need to be actively entered Payment Amount after user's barcode scanning, it is only necessary to click true
After fixed payment, inputs password or paid the bill using completions such as fingerprints.This scene trading efficiency is lower, and the trade company used is seldom；
But for payment reminders information casting interactive mode and user input the amount of money mode when it is consistent, and broadcast mode and
The casting prompting message mode of above-described embodiment is the same.
In one embodiment of this invention, by payment module 110 by the payment successful information of acquirement, by wireless communication
Module or mobile communication module are transmitted to the control module 140.Wherein, payment successful information can pay for user terminal barcode scanning
Successful information, contact pay successful information.
Specifically, it is scanned the two-dimensional code by user terminal 120 or contact is paid, initiate payment request, and input payment
The amount of money, payment module 110 or cloud server execute payment order, and receive payment request information, and complete payment；?
After the completion of payment, control module 140 receives payment module 110 or information is completed in the payment of cloud server, and is traded
Information is converted into corresponding prompting message, plays the prompting message by broadcasting module 150.
In one embodiment, further includes: a kind of computer readable storage medium is deposited on the computer readable storage medium
E-payment monitoring program is contained, is realized when the e-payment monitoring program is run by processor described in any item among the above
The step of method.
In one embodiment, processor is also used to, defeated according to first payment result information by the control module
It trades and is successfully instructed to the broadcasting module out；Successfully prompting message of trading is played by the broadcasting module.
In one embodiment, processor is also used to, and the target delivery operation information is abnormal delivery operation information；Pass through
The control module judges payment exception information according to the abnormal delivery operation information, and according to the payment exception information
Transaction exceptional instructions are exported to the broadcasting module；Transaction abnormity prompt information is played by the broadcasting module.
In one embodiment, processor is also used to, and is sentenced by the control module according to the target delivery operation information
Disconnected second payment result information out, and first payment result information is compared with second payment result information,
And the control instruction is exported according to the comparison result of first payment result information and second payment result information
To the broadcasting module.
The present invention is acted according to the payment by monitoring all payments movement that user terminal carries out in payment interface to sentence
Disconnected payment result；When paying successfully, plays paying party and pay successful information；When paying abnormal, it is abnormal to play transaction
Prompting message；It can make paying party that can not be cheated by forging payment result；When not receiving the of payment platform transmission
When one payment result information, the actual delivery behavior of paying party, Jin Erke can be confirmed by monitoring the payment action message
With judge paying party whether pay successfully and cause payment fail concrete reason, can make beneficiary remind paying party and
Shi Zhifu avoids the economic loss of beneficiary convenient for the accuracy of beneficiary confirmation payment result.
The above described is only a preferred embodiment of the present invention, be not intended to limit the present invention in any form, though
So the present invention has been disclosed as a preferred embodiment, and however, it is not intended to limit the invention, any technology people for being familiar with this profession
Member, without departing from the scope of the present invention, when the technology contents using the disclosure above make a little change or modification
For the equivalent embodiment of equivalent variations, but anything that does not depart from the technical scheme of the invention content, according to the technical essence of the invention
Any simple modification, equivalent change and modification to the above embodiments, all of which are still within the scope of the technical scheme of the invention.
Claims (10)
1. a kind of monitoring system of e-payment characterized by comprising
Payment module, for obtaining user terminal in the first payment result information of payment interface；
Monitoring modular, for obtaining user terminal in the target delivery operation information of the payment interface；
Control module, for according at least one in first payment result information and the target delivery operation both information
Person exports control instruction；And
Broadcasting module, for playing target prompting message according to the control instruction.
2. the monitoring system of e-payment according to claim 1, which is characterized in that the control module is specifically used for
It trades and is successfully instructed to the broadcasting module according to first payment result information output；The broadcasting module play transaction at
Function prompting message.
3. the monitoring system of e-payment according to claim 1, which is characterized in that the target delivery operation information is
Abnormal delivery operation information；The control module, specifically for judging that payment is abnormal according to the abnormal delivery operation information
Information, and transaction exceptional instructions are exported to the broadcasting module according to the payment exception information；The broadcasting module, which plays, to be handed over
Easy abnormity prompt information.
4. the monitoring system of e-payment according to claim 1, which is characterized in that the control module is specifically used for
Judge the second payment result information according to the target delivery operation information, and by first payment result information with it is described
Second payment result information is compared, and according to first payment result information and second payment result information
Comparison result exports the control instruction to the broadcasting module.
5. the monitoring system of e-payment according to claim 4, which is characterized in that the control module is specifically used for
When judging that first payment result information is consistent with second payment result information, output, which trades successfully to instruct to described, to be broadcast
Report module；Or when judging first payment result information and the second payment result information difference, output transaction refers to extremely
It enables to the broadcasting module.
6. a kind of monitoring method of e-payment characterized by comprising
User terminal is obtained in the first payment result information of payment interface by payment module；
User terminal is obtained in the target delivery operation information of the payment interface by monitoring modular；
By control module according at least one in first payment result information and the target delivery operation both information
Person exports control instruction；And
Target prompting message is played according to the control instruction by broadcasting module.
7. the monitoring method of e-payment according to claim 6, which is characterized in that further include: pass through the control mould
Block is traded according to first payment result information output and is successfully instructed to the broadcasting module；It is played by the broadcasting module
It trades successfully prompting message.
8. the monitoring method of e-payment according to claim 6, which is characterized in that further include: the target payment behaviour
Make information as abnormal delivery operation information；According to the abnormal delivery operation information judge to pay by the control module different
Normal information, and transaction exceptional instructions are exported to the broadcasting module according to the payment exception information；Pass through the broadcasting module
Play transaction abnormity prompt information.
9. the monitoring method of e-payment according to claim 6, which is characterized in that by the control module according to institute
It states target delivery operation information and judges the second payment result information, and by first payment result information and described second
It pays result information to be compared, and according to the comparison knot of first payment result information and second payment result information
Fruit exports the control instruction to the broadcasting module.
10. a kind of computer readable storage medium, it is stored with e-payment monitoring program on the computer readable storage medium,
The step of method as described in any one of claim 6-9 is realized when the e-payment monitoring program is run by processor.
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| CN201810242083.3A CN110298671A (en) | 2018-03-22 | 2018-03-22 | The monitoring system and method for e-payment |
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| CN112330315A (en) * | 2020-11-10 | 2021-02-05 | 汉海信息技术(上海)有限公司 | Payment information processing method and device, electronic equipment and storage medium |
| CN113395315A (en) * | 2021-02-23 | 2021-09-14 | 福建创识科技股份有限公司 | Message broadcasting method, cloud sound box and cloud pushing platform |
| CN114169881A (en) * | 2021-12-07 | 2022-03-11 | 钻技(上海)信息科技有限公司 | Two-dimensional code collection broadcasting system and method |
| CN114638629A (en) * | 2020-12-15 | 2022-06-17 | 支付宝(杭州)信息技术有限公司 | Information pushing method and device |
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| CN114638629A (en) * | 2020-12-15 | 2022-06-17 | 支付宝(杭州)信息技术有限公司 | Information pushing method and device |
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