CN112308261A

CN112308261A - Project processing method and device

Info

Publication number: CN112308261A
Application number: CN202011319961.0A
Authority: CN
Inventors: 叶玥; 郭小成; 姜明宇; 施雯嘉; 黄琪若; 孟丽萍; 陈子煜
Original assignee: Alipay Hangzhou Information Technology Co Ltd
Current assignee: Alipay Hangzhou Information Technology Co Ltd
Priority date: 2020-11-23
Filing date: 2020-11-23
Publication date: 2021-02-02
Anticipated expiration: 2040-11-23
Also published as: CN115392879A; CN112308261B

Abstract

An embodiment of the specification provides a project processing method and a project processing device, wherein the project processing method comprises the following steps: acquiring a target associated user selected by a target object in an associated user list for guaranteeing project access; creating a reservation task for the target object to apply for participating in the guarantee project, and sending a task access link corresponding to the reservation task to the target associated user; determining the amount of the participating resources of the target associated user for the guarantee project based on the identity information of the target associated user according to an authorization instruction submitted by the target associated user after triggering the task access link; performing project participation processing according to the reservation task and the participation resource amount to obtain project participation details corresponding to the reservation task; and constructing an item sharing relation between the target object and the target associated user based on the item participation details.

Description

Project processing method and device

Technical Field

The present disclosure relates to the field of data processing technologies, and in particular, to a project processing method and apparatus.

Background

With the rapid development of the internet technology, conventional services such as sales, after-sales and claims settlement of guarantee projects can be conveniently operated online, meanwhile, with the increasing concern of users on their health, the guarantee projects such as serious illness guarantee projects and health accident guarantee projects are more and more favored by users, the selection of the guarantee projects is more careful in the process of online purchasing the guarantee projects such as serious illness insurance projects and health accident guarantee projects, and meanwhile, the importance of whether the guarantee projects can be paid off is more and more increased.

Disclosure of Invention

One or more embodiments of the present specification provide a project processing method. The project processing method comprises the following steps: and acquiring the target associated user selected by the target object in the associated user list for ensuring the item access. And creating a reservation task for the target object to apply for participating in the guarantee project, and sending a task access link corresponding to the reservation task to the target associated user. And determining the amount of the participating resources of the target associated user for the guarantee project based on the identity information of the target associated user according to an authorization instruction submitted by the target associated user after triggering the task access link. And performing project participation processing according to the reservation task and the participation resource amount to obtain project participation details corresponding to the reservation task. And constructing an item sharing relation between the target object and the target associated user based on the item participation details.

One or more embodiments of the present specification provide an item processing apparatus including: and the associated user selection module is configured to acquire a target associated user selected by the target object in the associated user list for ensuring the item access. And the reservation task creating module is configured to create a reservation task in which the target object applies to participate in the guarantee project, and send a task access link corresponding to the reservation task to the target associated user. And the participation resource amount determining module is configured to determine the participation resource amount of the target associated user for the guarantee project based on the identity information of the target associated user according to an authorization instruction submitted by the target associated user after the task access link is triggered. And the project participation processing module is configured to perform project participation processing according to the reservation task and the participation resource amount to obtain project participation details corresponding to the reservation task. A sharing relationship construction module configured to construct a project sharing relationship of the target object and the target associated user based on the project participation details.

One or more embodiments of the present specification provide an item processing apparatus including: a processor; and a memory configured to store computer-executable instructions that, when executed, cause the processor to: and acquiring the target associated user selected by the target object in the associated user list for ensuring the item access. And creating a reservation task for the target object to apply for participating in the guarantee project, and sending a task access link corresponding to the reservation task to the target associated user. And determining the amount of the participating resources of the target associated user for the guarantee project based on the identity information of the target associated user according to an authorization instruction submitted by the target associated user after triggering the task access link. And performing project participation processing according to the reservation task and the participation resource amount to obtain project participation details corresponding to the reservation task. And constructing an item sharing relation between the target object and the target associated user based on the item participation details.

One or more embodiments of the present specification provide a storage medium storing computer-executable instructions that, when executed, implement the following: and acquiring the target associated user selected by the target object in the associated user list for ensuring the item access. And creating a reservation task for the target object to apply for participating in the guarantee project, and sending a task access link corresponding to the reservation task to the target associated user. And determining the amount of the participating resources of the target associated user for the guarantee project based on the identity information of the target associated user according to an authorization instruction submitted by the target associated user after triggering the task access link. And performing project participation processing according to the reservation task and the participation resource amount to obtain project participation details corresponding to the reservation task. And constructing an item sharing relation between the target object and the target associated user based on the item participation details.

Drawings

In order to more clearly illustrate one or more embodiments or prior art solutions of the present specification, the drawings that are needed in the description of the embodiments or prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments described in the present specification, and that other drawings can be obtained by those skilled in the art without inventive exercise.

FIG. 1 is a process flow diagram of a project processing method provided in one or more embodiments of the present disclosure;

FIG. 2 is a flow diagram of a reservation task generation provided by one or more embodiments of the present description;

FIG. 3 is a flow diagram of a reservation task authorization provided in one or more embodiments of the present description;

FIG. 4 is a flowchart of project participation detail generation provided by one or more embodiments of the present specification;

FIG. 5 is a process flow diagram of a project processing method applied to a multi-user security project according to one or more embodiments of the present disclosure;

FIG. 6 is a schematic diagram of an item processing apparatus according to one or more embodiments of the present disclosure;

fig. 7 is a schematic structural diagram of an item processing apparatus according to one or more embodiments of the present disclosure.

Detailed Description

In order to make those skilled in the art better understand the technical solutions in one or more embodiments of the present disclosure, the technical solutions in one or more embodiments of the present disclosure will be clearly and completely described below with reference to the drawings in one or more embodiments of the present disclosure, and it is obvious that the described embodiments are only a part of the embodiments of the present disclosure, and not all embodiments. All other embodiments that can be derived by a person skilled in the art from one or more of the embodiments described herein without making any inventive step shall fall within the scope of protection of this document.

An embodiment of a project processing method provided in this specification:

referring to fig. 1, which shows a processing flow chart of a project processing method provided by the present embodiment, referring to fig. 2, which shows a reservation task generation flow chart provided by the present embodiment, referring to fig. 3, which shows a reservation task authorization flow chart provided by the present embodiment, referring to fig. 4, which shows a project participation detail generation flow chart provided by the present embodiment; referring to fig. 5, it shows a process flow diagram of a project processing method applied to a multi-user guarantee project provided for the present embodiment;

referring to fig. 1, the project processing method provided in this embodiment specifically includes steps S102 to S110 described below.

And step S102, acquiring a target associated user selected by the target object in the associated user list for ensuring the item access.

In practical application, in the process of participation in a multi-user guarantee project, a guarantee applicant needs to provide accurate identity information for guaranteeing participants to enable a guarantee organization to generate a insurance policy, however, the guarantee applicant is difficult to remember the identity information of other guaranteed participants, and offline communication is needed. The identity information is acquired and recorded and then filled in, the cost of the action link is high, and the conversion loss of the guarantee project is obvious.

The project processing method provided by this embodiment generates an appointment task when a guarantee applicant invites a plurality of guarantee participants to participate in a multi-user guarantee project, generates formal project participation details after all invited guarantee participants are authorized, and establishes a sharing relationship between the guarantee applicant and the plurality of guarantee participants to the multi-user guarantee project. Specifically, a target associated user for carrying out a guarantee project is selected from an associated user list for guaranteeing project access by a target object, under the condition that the target object and the target associated user are both subjected to admittance detection, a reservation task for applying for participation in the guarantee project is created, a task access link corresponding to the reservation task is generated and sent to the target associated user, then identity information of the target user is obtained according to an authorization instruction submitted by the target associated user, and the participation resource amount of the target associated user for the guarantee project is determined according to the identity information of the target associated user; after resource deduction is carried out on the target object according to the amount of the participated resource, project participation processing is carried out, and project participation details corresponding to the reservation task are obtained; and finally, establishing a project sharing relation between the target object and the target associated user, and performing authority sharing on the target associated object according to the project sharing relation. Therefore, on the premise of fully guaranteeing the privacy of the user, the project conversion rate and the user experience are guaranteed.

The guarantee project described in this embodiment includes a multi-user guarantee project performed in a family unit, where the participation mode of the guarantee project is that one family member initiates an invitation as a guarantee applicant, and invites other family members as guarantee participants to participate in the guarantee project. In addition, the guarantee project can also be a multi-user guarantee project participating in collectible groups such as friend groups, colleague groups, classmates groups and the like. It should be noted that, in the guarantee project described in this embodiment, after the guarantee applicant sends the guarantee participation invitation to one or more guarantee participants, all the invited guarantee participants must confirm the authorization, so as to further perform the participation process of the guarantee project.

The target object refers to a guarantee applicant inviting others to participate in a guarantee project; the associated users in the associated user list refer to users having a data relationship with the target object, such as users having an association relationship with spouses, children, parents, friends, and the like, and the users can determine the data relationship with each other through interaction with the target object in the application; the target associated users are one or more associated users selected by the target object in the associated user list, and here, the target associated users selected by the target object are security participants used as security applicants for inviting the security applicant to participate in the security project; it should be noted that the target object may also select itself as a security participant when selecting the security participant.

In practical application, the amount of the participating resources of the guarantee project is often determined according to the ages of the guarantee participants. The amount of resources involved may include the fees to be paid to participate in the security program or the resources (e.g., funds, points, etc.) to be paid to participate in the security program. In specific implementation, before a target associated user selected by a target object in an associated user list for guaranteeing item access is obtained, the associated user list is displayed through a list page, and for each associated user in the associated user list, a relationship tag and a predicted participation resource amount of each associated user are displayed in the list page.

Further, in order to make the relationship label displayed to the target object more accurate and conform to the actual association relationship, so that the predicted participation resource amount predicted by relying on the actual association relationship is more accurate, and a more effective reference value is provided for the target object, in an optional implementation manner provided in this embodiment, after the associated user list is accessed to the target object, the predicted participation resource amount is also displayed to the target object in the following manner:

determining a predicted age field of the target associated user based on the association relationship between the target object and the target associated user;

based on the predicted age field, determining the predicted participation resource amount of the target associated user for the guarantee project and displaying the predicted participation resource amount to the target object;

acquiring a signing instruction of the target object withholding protocol based on the display of the predicted participation resource amount;

the deduction replacing protocol comprises a deduction replacing period, a deduction replacing frequency, a designated deduction replacing time period and/or a deduction replacing payment channel.

In addition, the process of displaying the predicted participation resource amount to the target object can be performed after the target object selects the target associated user, specifically, after the target object selects the target associated user, the predicted age field of the target associated user is determined according to the relationship between the target associated user and the target object and the age field of the target object, and the predicted participation resource amount of the target associated user participating in the guarantee project is determined according to the predicted age field and displayed to the target object; similarly, in determining the amount of the participating resource, the determination may be made based on other characteristic data related to identity characteristics, such as occupation, gender, and the like.

In practical application, when a target object selects to invite family members to participate in a security project, configured associated users having family relationships with the target object, such as spouses, children, parents and the like, are automatically accessed in an associated user list, and the relationship between the associated users and the target object is accessed, and the target object selects a target associated user from the associated users; however, the incidence relation displayed by the relation label is incorrect due to data missing or incorrect data configuration, so that the determination of the amount of the predicted participation resource is influenced;

in order to further improve the actual association relationship, the predicted participation resource amount predicted by depending on the actual association relationship is more accurate, so that the reference value of the predicted participation resource amount to the target object is improved, and the target object can modify the relationship with the associated user by triggering the configured modification control under the condition that the association relationship in the relationship label is observed to be incorrect by the target object. The target object may also fill in age information for the target associated user.

In addition, in practical application, in order to avoid resource waste caused by repeated participation of the safeguard project, each associated user in the associated user list is automatically subjected to admission check, if the associated user already has the project participation details or reservation tasks of the safeguard project, the associated user is marked as a participated state, the area where the candidate safeguard participant is located in the associated user list is marked as not selectable, or under the condition that the safeguard applicant selects the associated user, a prompt that the associated user is already in the participated state of the safeguard project is sent to the safeguard applicant;

in specific implementation, in order to avoid unnecessary cost and resource waste caused by repeated applications, in an optional implementation manner provided by this embodiment, in a process of selecting the target associated object by the target object, it is detected whether the target associated user has a project participation detail or a reservation task of the guarantee project; if yes, sending a failure prompt to the target object and/or freezing the invited permission of the target associated user; if not, the processing is not carried out.

Specifically, in the process of accessing the associated user list to the target object, it is detected whether the associated user in the associated user list has the item participation details of the safeguard item or the reservation task, if so, the invited permission of the associated user who already participates in the safeguard item or has the reservation task is frozen when the associated user list is displayed to the target object, in addition, the detection of whether the associated user has the item participation details or the detail task may also be performed after the target object selects the target associated user, it is detected whether the invited target associated user has the item participation details of the safeguard item or the reservation task, and if so, a prompt that the target associated user cannot be invited is sent to the target object.

For example, a safeguard applicant x invites a plurality of family members to participate in a family safeguard project, displays an associated user list including associated users having child, spouse, and parent relationships with the safeguard applicant x to the safeguard applicant x, wherein the associated user list includes a child a, a spouse c, a father d, and a mother e, predicts the age of the associated user according to the relationship between the associated user and the safeguard applicant x in the process of displaying the associated user list to the safeguard applicant x (if the safeguard applicant x35 is old, the marriage age specified by law is predicted, the ages of the child a and the child b are predicted to be 1-10 years old), predicts participation fees for the associated user for participation in the safeguard project according to the predicted age of the associated user, and displays the associated user list when displaying the associated user list; meanwhile, whether the associated user participates in the guarantee project or whether a reservation task for the guarantee project exists is detected, and if yes, the list area of the associated user who participates in or exists the reservation task is frozen with the invitation permission in the associated user list.

And step S104, creating a reservation task for applying the target object to participate in the guarantee project, and sending a task access link corresponding to the reservation task to the target associated user.

In this embodiment, when a guarantee applicant applies for a participation guarantee project by a plurality of family members, formal project participation details are not generated immediately, but an appointment form is created first, after all the guarantee participants are authorized and confirmed, participation processing of the guarantee project is initiated uniformly, and the formal project participation details are generated, wherein an appointment task refers to the appointment form and includes an appointment form number, a project product code, a target object ID, a target associated user ID, an appointment time, a task time limit, an appointment form state and/or a task processing state; the task access link refers to a message jump link dynamically generated by splicing the link of the authorized page to be confirmed and the reservation list number.

During specific implementation, the target object is created to apply for participating in a reservation task of the guarantee project, and a task access link corresponding to the reservation task is sent to the target associated user, wherein after the reservation task is created, optionally, a task processing state recorded in the reservation task is marked as a first processing state after the reservation task is created; updating the task processing state to a second processing state under the condition that the processing instruction submitted by the target associated user is an authorized instruction; or, under the condition that the processing instruction submitted by the target associated user is a rejection instruction, updating the task processing state to a third processing state; the first processing state is an initialization state, the second processing state is an authorized state, and the third processing state is a rejected processing state. In addition, after the reservation task is created, the task state recorded in the reservation task is marked as an initialization state; when all the guarantee participants submit authorization confirmation instructions, the task state is updated to be an all authorization state; and updating the task state to be a cancelled state under the condition that the reserved task is overtime or the guaranteed participant submits a rejection instruction.

For example, the following table 1 shows the recording of reservation tasks:

TABLE 1

The target object with the target object ID of 208001 invites the target associated user with the target associated user ID of 208002 and the target associated user with the target associated user ID of 208003 to participate in the multi-user guarantee project with the project product code of sp001, the number of the created reservation sheet is order001, I in the task state indicates that the reservation task is in an initialized state, 1 in the task processing state indicates the initialized state, and 2 indicates the authorized state.

In specific implementation, when a reservation task is created, a task state is marked as an initialization state, a processing state is marked as a first processing state, and when a target associated user submits an authorization instruction, the processing state corresponding to the target associated user is updated to a second processing state; when the target associated user submits a rejection instruction, updating the task state to a cancelled state, and updating the processing state corresponding to the target associated user to a third processing state; in the task deadline, under the condition that all target associated users sending task access links corresponding to the reserved task submit authorization instructions, updating the task state into a total authorization state; if the target associated user sending the task access link corresponding to the reserved task does not submit the processing instruction within the task time limit, updating the task state into a cancelled state; under the condition that the target object is detected to submit a rejection instruction, updating the task state into a cancelled state; optionally, the task state of the reserved task is updated to the cancelled state when the task state of the reserved task exceeds a task deadline included in the reserved task, the target object submits a rejection instruction, and/or at least one target associated user of the target associated users who send the task access link submits the rejection instruction.

In addition, in the case of canceling the reservation task, in order to more clearly show the cancellation reason, the task state recorded in the reservation task may be further configured to: an initialization state, a full authorization state, an active cancellation state and a timeout cancellation state; and marking the active canceling state and the supermarket canceling state as the canceled states.

In practical application, the target object invites the target associated object to participate in the security project for multiple times, but the target associated user does not wish to participate, for example, the applicant is denied authorization for multiple times in the month, which indicates that the guarantee participants do not share the security project, so that the guarantee applicant is controlled not to make reservations any more in order to avoid frequent invitations to the guarantee participants.

In specific implementation, in order to avoid that the target object makes multiple reservations to cause frequent message interference to the invited target associated user, in an optional implementation manner provided in this embodiment, before creating the reservation task, the number of times the target object invites the target associated user is controlled by:

detecting the times of reservation invitations of the target object to the target associated user within a preset time range;

and under the condition that the reserved invitation times exceed an invitation time threshold value, the reserved invitation permission of the target object is frozen.

In specific implementation, a reservation task is created under the condition that a target object can reserve a target candidate object, the target object signs a withholding protocol, and resource withholding is performed after all target associated users pass authorization and guarantee project participation is performed, so that the target object does not need to prepay the amount of participating resources in the process of reserving and participating in the guarantee project, and the resource risk and the resource management cost in the reservation process are reduced. The signed withholding protocol comprises withholding period, withholding frequency, appointed withholding time period and/or withholding payment channel and the like, and the actual participation resource amount of the target object is informed to be finally determined according to actual identity information after the target associated user authorizes the target object.

Specifically, as shown in fig. 2, the creation of the reservation task is completed by executing step S202 to step S210.

Step S202, a target associated user selected by the target object in the associated user list for ensuring the item access is obtained.

Step S204, detecting the number of invitations of the target object for the target associated user in a preset time range.

And step S206, under the condition that the number of invitations does not exceed an invitation number threshold, determining the predicted participation resource amount of the target associated user and displaying the predicted participation resource amount to the target object.

And step S208, acquiring the signing instruction of the target object to the withholding protocol.

Step S210, creating a reservation task and sending a task access link corresponding to the reservation task to the target associated user.

In practical application, after sending a task access link to a target associated user, in order to improve authorization efficiency of a reserved task, a target object may send the task access link to the target associated user multiple times by triggering a configured secondary sending instruction before a task deadline of the reserved task, but to avoid that the target associated user frequently receives an authorization invitation message to cause a sense of incongruity and reduce user experience, in an optional implementation manner provided in this embodiment, under a condition that the secondary sending instruction submitted by the target object is detected, it is determined whether a time interval at which the target object triggers the sending instruction meets a preset condition;

if so, sending the task access link to the target associated user according to the secondary sending instruction and displaying a prompt of successful sending to the target object;

and if not, sending a prompt of too frequent operation to the target object.

For example, a guarantee applicant x invites a plurality of family members to participate in a family guarantee project in the family guarantee project, after the guarantee applicant x selects the guarantee participant to be a child a, a spouse c, a father d and a mother e, whether the number of times of reservation invitations of the guarantee applicant x to the guarantee participant child a, the spouse c, the father d and the mother e exceeds three times in one month is detected, and if so, a reminder without reservation permission is sent to the guarantee applicant x; if the number of the signed withholding protocol exceeds three times, sending an invitation for signing the withholding protocol to a guarantee applicant x and creating a reservation sheet for guaranteeing that the guarantee applicant x applies for participating in a guarantee project, generating a message jump chain dynamically generated by splicing a link of an authorized page to be confirmed and the reservation sheet after the guarantee applicant x signs the withholding protocol, and informing guarantee participants of a child a, a spouse c, a father d and a mother e in the modes of short messages, in-station messages and the like; if the guarantee participant does not confirm the authorization for a long time, the guarantee applicant x can send a message to the guarantee participant for multiple times to skip the chain by triggering a secondary sending instruction; specifically, if the child age of the secured applicant is too small to confirm authorization, the target associated user without authorization capability is automatically confirmed after the selection of the secured applicant.

In addition, when the situation that the task duration is close to the task duration and the target associated user sending the task access link does not submit the authorization instruction is monitored, in order to improve the participation degree of the guarantee project, a prompt is sent to the target object, and the target object is encouraged to trigger a secondary sending instruction.

In specific implementation, on the basis of the generation of the reservation task, in order to effectively and timely respond to the processing operation of the target associated user on the task access link, and to perform more timely monitoring on the reservation task, as shown in fig. 3, in an optional implementation manner provided by this embodiment, the following steps S302 to S310 are specifically adopted to implement monitoring on the reservation task:

in specific implementation, in order to ensure that the reserved task is valid, the task authorization process in this embodiment includes steps S302 to S310:

step S302, under the condition that the task access link is detected to be triggered, judging whether the task state of the reserved task is a cancelled state;

if yes, no processing is needed;

if not, go to step S304.

Step S304, judging whether a target associated user corresponding to the task access link is triggered to submit the authorization instruction or not;

if yes, go to step S308;

if not, go to step S306.

Step S306, marking the task state of the reserved task as a cancelled state.

Step S308, judging whether all target associated users sending the task access links submit the authorization instructions;

if yes, executing step S106, and determining the participation resource amount of the target associated user for the guarantee project based on the identity information of the target associated user according to an authorization instruction submitted by the target associated user after triggering the task access link;

if not, go to step S310.

Step S310, entering a task waiting period of the reserved task.

It should be noted that, after the reserved task is created and within the task time limit, the reserved task is in the task waiting period, and the entering of the task waiting period of the reserved task in the step S310 means that the reserved task is continuously in the task waiting period.

For example, after a guarantee applicant x invites a plurality of family members to participate in a family guarantee project, after the guarantee applicant selects guarantee participants, namely a child a, a spouse c, a father d and a mother e, a reservation one-way guarantee participant sending message jump chain is created, the spouse c is detected to access the message jump chain, whether the reservation list is in a cancelled state is judged, if the reservation list is cancelled, a reminder that the reservation list is cancelled is sent to the spouse c, if the reservation list is not cancelled, a processing instruction submitted by the spouse c is obtained, if the submitted processing instruction is an authorization instruction, whether the child a, the father d and the mother e all submit authorization instructions is judged, and if the processing instruction is not, the reservation list is continuously in a waiting period until all the guarantee participants submit the authorization instructions; and if the processing instruction submitted by the spouse c is a refusing instruction, updating the authorization state of the guarantee participant corresponding to the spouse c in the reservation list to be an identifier corresponding to a refused state, and updating the status of the reservation list to be an identifier corresponding to a cancelled state.

In addition, in an optional implementation manner provided by this embodiment, the reservation task is further monitored in the following manner:

judging whether the task time limit of the reserved task is exceeded or not under the condition that the task access link is detected to be triggered;

if yes, marking the task state of the reservation task as a cancelled state;

if not, judging whether a rejection instruction exists in the processing instruction submitted by the target associated user sending the task access link;

if yes, marking the task state of the reservation task as a cancelled state;

if not, judging whether a target associated user corresponding to the task access link is triggered to submit the authorization instruction or not;

if the authorization instruction is submitted, judging whether all target associated users sending the task access link submit the authorization instruction;

and if not, entering a task waiting period of the reserved task.

It should be noted that, for the two implementation manners of monitoring the reservation task, in the specific implementation process, the two implementation manners of monitoring may be combined to more effectively and timely monitor the reservation task;

in addition, one or more processing flows in two monitoring implementations may be used to monitor the reserved task, for example, when it is detected that the task access link is triggered, it is determined whether a task deadline of the reserved task is exceeded;

if yes, marking the task state of the reservation task as a cancelled state;

if not, the following step S106 or subsequent determination processing is executed.

For another example, when it is detected that the task access link is triggered, whether a target associated user corresponding to the task access link is triggered submits the authorization instruction is determined;

if yes, executing the following step S106 or subsequent judgment processing;

and if not, marking the task state of the reserved task as a cancelled state.

Step S106, determining the amount of the resources participating in the guarantee project by the target associated user based on the identity information of the target associated user according to the authorization instruction submitted by the target associated user after triggering the task access link.

In practical application, a target associated user can select whether to agree to guarantee the access of an applicant or not according to the popup description by triggering the task access link, use the real-name information retained by the target associated user to participate in a guarantee project, and submit a corresponding authorization submitting instruction or rejection instruction.

In specific implementation, the predicted age field of the predicted target associated user may have a deviation, so that the predicted participation resource amount also has a certain deviation, and in order to determine the actual participation resource amount, the identity information (age, identification number, and the like) of the target associated user is acquired under the condition that the operation instructions submitted by all the target associated users are the authorization instructions.

Specifically, in order to determine the actual amount of the participating resource of the target associated user participating in the guarantee project, an optional implementation manner provided in this embodiment specifically adopts the following operations:

extracting a characteristic field contained in the identity information of the target associated user;

determining a participation amount of the target associated user for the safeguard item as the participation resource amount based on an age field contained in the feature field.

According to the above example, after the spouse c submits the authorization instruction, it is detected that the child a, the father d and the mother e have completely submitted the authorization instruction, the identity information of the child a, the father d, the mother e and the spouse c is obtained, and the participation resource amount of the child a, the father d, the mother e and the spouse c actually participating in the security project is respectively determined according to the age fields in the identity information.

And step S108, performing project participation processing according to the reservation task and the participation resource amount to obtain project participation details corresponding to the reservation task.

The project participation details comprise a guarantee contract or a guarantee order generated after the guarantee project takes effect; the details of the guaranteed item, the details of the guarantee applicant participating in the guaranteed item and the details of the guarantee participant are recorded in the item participation details. The project participation details are recorded with resource deduction information generated in the process of participating in the guarantee project, for example, in the multi-user guarantee project, the deduction information includes deduction time, deduction amount, deduction resources and the like.

In specific implementation, after obtaining authorization instructions submitted by all target associated users and determining the amount of resources participating in a guarantee project of each target associated user according to an age field in the identity information, in order to improve the participation efficiency of the guarantee project, in an optional implementation manner provided in this embodiment, the project participation details are generated in the following manner:

performing resource withholding on the resource account of the target object according to the reservation task and the participation amount;

and performing project participation processing based on the resource withholding, and generating project participation details corresponding to the reservation task.

Specifically, the process of generating formal project participation details after the reservation task is authorized by the target associated user specifically includes steps S402 to S408.

Step S402, extracting the characteristic field in the identity information of the target associated user when detecting that the target associated user submits the authorization instruction.

Step S404, determining the participation resource amount of the target associated user aiming at the guarantee project based on the age field in the characteristic field.

Step S406, performing resource deduction on the resource account of the target object based on the participation resource amount.

And step S408, performing project participation processing based on the resource withholding, and generating project participation details corresponding to the reservation task.

It should be noted that the generating of the project participation details may be to submit all the information corresponding to the resource amount and the reservation task to the guarantee mechanism to which the guarantee project belongs, to obtain the project participation details generated by the guarantee mechanism, or to directly generate the project participation details according to the authorization determined by the guarantee mechanism to which the guarantee project belongs.

For example, a guarantee applicant x invites a plurality of family members to participate in a family guarantee project, selects a guarantee participant child a, a spouse c, a father d and a mother e to invite the family members to participate in the guarantee project, acquires the identity information reserved by the guarantee participant and extracts a characteristic field in the identity information on the basis of ensuring that all the participant submit an authorization instruction, determines the actual participation resource amount of the guarantee participant to participate in the guarantee project according to an age field in the characteristic field, carries out withholding processing on a resource account of the guarantee applicant x according to the participation resource amount according to a signing instruction of the guarantee applicant x for a withholding protocol when creating a reservation order, and then generates formal project participation details according to the withholding processing and the participation processing of the guarantee project.

Step S110, constructing the project sharing relation between the target object and the target associated user based on the project participation details.

The item sharing relationship refers to a data relationship used for sharing the item authority of the target object for the guarantee item to the target associated user, and through the item sharing relationship, the target associated user enjoys the authority, such as access authority, claim settlement authority and the like, equal to the target object to a certain extent for the guarantee item.

For example, shown in Table 2 below is the item sharing relationship data:

item number	Project product code	Target object ID	Target associated user ID	Expiration time
					bx001	sp001	208001	208001	xxxx-xx-xx
bx001	sp001	208001	208002	xxxx-xx-xx
					bx001	sp001	208001	208003	xxxx-xx-xx

TABLE 2

The target object with the target object ID of 208001 invites a target associated user with the target associated user ID of 208002 and a target associated user with the target associated user ID bit 208003 in a multi-user guarantee project to participate in the multi-user guarantee project, and meanwhile, the target object with the target object ID of 208001 selects itself as a guarantee participant; the target associated user with the target associated user ID of 208001, the target associated user with the target associated user ID of 208002 and the target associated user with the target associated user ID of 208003 participate in the multi-user guarantee project with the project product code sp001, the project list number is bx001, and the guarantee period deadline is xxxx-xx-xx.

In practical application, only the target object can check the project participation details, and the target associated user cannot initiate subsequent operations such as security and claim settlement. In specific implementation, in order to improve the perception degree of the target object and the target associated user on the guarantee item, so that the target associated user may not contact the target object to initiate subsequent operations such as security and claim settlement, in an optional implementation manner provided in this embodiment, after generating the item participation details, the following operations are specifically adopted:

carrying out permission sharing of the target object for the project participation details on the target associated user;

and issuing the project participation details to the target associated user based on the permission sharing.

In specific implementation, after the project sharing relationship is established, in order to further improve the perception degree of the target associated user, in an optional implementation manner provided in this embodiment, the project participation details are issued to the target associated user in the following manner:

under the condition that an access request of the target associated user for the guarantee item is obtained, whether an item sharing relation for recording a user identifier carried in the access request exists is inquired;

if yes, inquiring the project participation details corresponding to the project sharing relation and issuing the project participation details to the target associated user;

wherein the sharing time limit of the item sharing relationship is the participation time limit of the item participation details.

Specifically, as shown in table 2, in the query process, a target object ID having an item sharing relationship with a target associated user ID is queried, and then a project product code, a project order number, and an expiration time of the project participation details including the target associated user ID and the target object ID are queried.

In addition, in an optional implementation manner provided by this embodiment, the target associated user may also query the item participation details by: firstly, opening an access interface of the project sharing relation to the target associated user; under the condition that the access interface is detected to be triggered, inquiring the item participation details corresponding to the item sharing relation and issuing the item participation details to the target associated user; wherein the sharing time limit of the item sharing relationship is the participation time limit of the item participation details.

It should be noted that, for the two implementation manners provided above for querying the project participation details, in the specific implementation process, the two implementation manners of querying may be combined to query the project participation details more accurately; in addition, one or more processing flows in two implementation manners of querying may also be used to query the item participation details, for example, an access interface of the item sharing relationship is firstly opened to the target associated user, and when it is detected that the access interface is triggered, whether an item sharing relationship recording a user identifier carried in the access request exists is queried; and if so, inquiring the project participation details corresponding to the project sharing relation and issuing the project participation details to the target associated user.

On this basis, after the project sharing relationship is established, the target associated user can spontaneously perform subsequent operations related to the guarantee project without contacting the target object when needed, so as to avoid influence on experience of the target associated user due to the fact that the target object cannot be contacted in time; and then, under the condition that a security instruction or a claim settlement instruction submitted by the target associated user for the guarantee project is obtained, performing security processing or claim settlement processing on the target associated user according to the project participation details.

For example, the guarantee applicant x invites a plurality of family members to participate in the family guarantee project, after selecting the guarantee participants of child a, spouse c, father d and mother e to participate in the family guarantee project and confirming that all the guarantee participants of child a, spouse c, father d and mother e are authorized to generate formal project participation details, the authority sharing of the guarantee applicant x on the project participation details is carried out on the child a, spouse c, father d and mother e, and the project participation details are issued to the child a, spouse c, father d and mother e according to the sharing relation; specifically, when an access request of a security participant to a family security project is detected, whether a sharing relationship for recording user identification of the security participant carried in the access request exists is inquired, if yes, project participation details corresponding to the sharing relationship are searched and issued to the security participant submitting the access request; it should be noted that the sharing time limit established to guarantee the sharing relationship between the applicant x and the child a, spouse c, father d and mother e is the expiration time limit marked on the participation details of the project.

In addition, the target object may be a family project execution robot, the participation resource amount is a feature identifier accumulated in a family project, the family project execution robot may actively generate a message jump chain and send the message jump chain to a family member when detecting that the feature identifier is accumulated to a value meeting a participation condition and the family member participating in the family project does not participate in the guarantee project, determine participation amount resources according to identity information of the family member under the condition that all the family members are authorized to pass, subtract the number of the feature identifiers corresponding to the participation resource amount by using the bearable port, generate project participation details, and finally construct a sharing relationship of the family member to the project participation details. The family member may also be encouraged to accumulate the feature identifiers to participate in the assurance project by sending a reminder to the family member.

The following describes the project processing method provided by this embodiment with reference to fig. 5 by taking an application of the project processing method provided by this embodiment to a multi-user guarantee project as an example. Referring to fig. 2, the item processing method applied to the family safeguard item specifically includes steps S502 to S524.

Step S502, obtaining the guarantee participants selected by the guarantee applicant in the associated user list accessed by the multi-user guarantee project.

The multi-user insurance item includes a multi-user insurance item, such as an out-of-home insurance item.

Step S504, establishing a reservation sheet for the guarantee applicant to apply for participating in the multi-user guarantee project; and sending an access link corresponding to the reservation ticket to the guarantee participant.

Step S506, under the condition that the access link is detected to guarantee the access of the participants, judging whether the state of the reservation list is a cancelled state or not;

if so, sending a reminder that the reservation ticket is cancelled to the guarantee participant;

if not, go to step S508.

Step S508, judging whether the instruction submitted by the security participant is an authorization instruction;

if yes, go to step S510;

if not, the reservation list state of the reservation list is marked as a cancelled state.

Step S510, judging whether all the security participants submit authorization instructions;

if yes, go to step S512;

if not, entering a reservation list waiting state.

And S512, extracting an age field in the identity information of the security participant.

And step S514, determining the participation resource amount of the guaranteed participants in the multi-user guaranteed project according to the age field.

And step S516, carrying out resource withholding on the resource account of the guarantee applicant according to the amount of the participating resources.

And step S518, performing project participation processing of the multi-user guarantee project based on the resource withholding and generating project participation details corresponding to the reservation sheet.

And step S520, establishing a project sharing relation between the guarantee applicant and the guarantee participators based on the project participation details.

And S522, based on the project sharing relation, sharing the authority of the guarantee participator for guaranteeing the multi-user guarantee project.

And step 524, sending the item participation details to the guarantee participant based on the permission sharing.

In summary, in the project processing method provided by this embodiment, a target associated user selected by a target associated user in an associated user list for guaranteeing project access is first obtained, then a target object is created to apply for participating in a reservation task of a guarantee project, and a task access link corresponding to the reservation task is sent to the target associated user; according to an authorization instruction submitted by a target associated user after triggering a task access link, determining a participation resource amount of the target associated user for a guarantee project based on identity information of the target associated user, performing project participation processing according to a reservation task and the participation resource amount to obtain project participation details corresponding to the reservation task, and finally constructing a project sharing relation between a target object and the target associated user based on the project participation details. Therefore, resources are saved through a group purchase mode, and user experience is improved.

An embodiment of a project processing apparatus provided in this specification is as follows:

in the above embodiments, an item processing method is provided, and correspondingly, an item processing apparatus is also provided, which is described below with reference to the accompanying drawings.

Referring to fig. 6, a schematic diagram of an item processing apparatus provided in this embodiment is shown.

Since the device embodiments correspond to the method embodiments, the description is relatively simple, and the relevant portions only need to refer to the corresponding description of the method embodiments provided above. The device embodiments described below are merely illustrative.

The present embodiment provides an item processing apparatus, including:

an associated user selection module 602 configured to acquire a target associated user selected by a target object in an associated user list that guarantees entry access;

a reservation task creating module 604 configured to create a reservation task for which the target object applies to participate in the security project, and send a task access link corresponding to the reservation task to the target associated user;

a participating resource amount determining module 606 configured to determine, according to an authorization instruction submitted by the target associated user after triggering the task access link, a participating resource amount of the target associated user for the guarantee project based on the identity information of the target associated user;

a project participation processing module 608 configured to perform project participation processing according to the reservation task and the participation resource amount, and obtain project participation details corresponding to the reservation task;

a sharing relationship construction module 610 configured to construct a project sharing relationship of the target object with the target associated user based on the project participation details.

Optionally, the item processing apparatus further includes:

the task state judging module is configured to judge whether the task state of the reserved task is a cancelled state or not under the condition that the task access link is detected to be triggered;

if not, running a processing instruction judging module, wherein the processing instruction judging module is configured to judge whether a target associated user corresponding to the task access link is triggered to submit the authorization instruction or not;

if the authorization instruction is submitted, operating a related user judgment module, wherein the related user judgment module is configured to judge whether all target related users sending the task access link submit the authorization instruction; and if not, entering a task waiting period of the reserved task.

Optionally, the item processing apparatus further includes:

a predicted age determination module configured to determine a predicted age field of the target associated user based on an association relationship of the target object with the target associated user;

a predicted amount determining module configured to determine a predicted participation resource amount of the target associated user for the safeguard project based on the predicted age field and show the predicted participation resource amount to the target object;

a signing instruction determining module configured to obtain a signing instruction of the target object withholding agreement based on the presentation of the predicted participation resource amount;

Optionally, the item processing apparatus further includes:

the task deadline judging module is configured to judge whether the task deadline of the reserved task is exceeded or not under the condition that the task access link is detected to be triggered;

if yes, running a task state updating module, wherein the task state updating module is configured to mark the task state of the reserved task as a cancelled state;

if not, operating a rejection instruction judgment module, wherein the rejection instruction judgment module is configured to judge whether a rejection instruction exists in the processing instruction submitted by the target associated user sending the task access link;

optionally, the item processing apparatus further includes:

the permission sharing module is configured to carry out permission sharing of the target object for the project participation details on the target associated user;

an issuing module configured to issue the item participation details to the target associated user based on the permission sharing.

Optionally, the item processing apparatus further includes:

the sharing relation query module is configured to query whether an item sharing relation for recording the user identifier carried in the access request exists or not under the condition that the access request of the target associated user for the guarantee item is obtained;

if yes, operating a participation detail query module, wherein the participation detail query module is configured to query the project participation details corresponding to the project sharing relationship and issue the project participation details to the target associated user;

Optionally, the item processing apparatus further includes:

an access interface opening module configured to open an access interface of the item sharing relationship to the target associated user;

the participation detail issuing module is configured to query the item participation details corresponding to the item sharing relationship and issue the item participation details to the target associated user when the access interface is detected to be triggered;

Optionally, the item processing apparatus further includes:

the sharing relation determining module is configured to determine the project participation details corresponding to the project sharing relation and issue the project participation details to the target associated user;

and the processing module is configured to perform security processing or claim settlement processing on the target associated user according to the project participation details under the condition that a security instruction or a claim settlement instruction submitted by the target associated user for the guarantee project is obtained.

Optionally, the task processing state recorded in the reservation task is marked as a first processing state after the reservation task is created;

updating the task processing state to a second processing state under the condition that the processing instruction submitted by the target associated user is an authorized instruction; or, when the processing instruction submitted by the target associated user is a rejection instruction, updating the task processing state to a third processing state.

Optionally, the task state of the reserved task is updated to the cancelled state when the task state of the reserved task exceeds a task deadline included in the reserved task, the target object submits a rejection instruction, and/or at least one target associated user of the target associated users who send the task access link submits the rejection instruction.

Optionally, the item processing apparatus further includes:

the invitation number detection module is configured to detect the reserved invitation number of the target object for the target associated user within a preset time range;

and the invitation permission freezing module is configured to freeze the reservation invitation permission of the target object under the condition that the reservation invitation times exceed an invitation time threshold value.

Optionally, the item processing apparatus further includes:

the participation detection module is configured to detect whether the target associated user has the project participation details or the reservation task of the guarantee project;

if yes, operating an invited permission freezing module, wherein the invited permission freezing module is configured to send a failure prompt to the target object and/or freeze the invited permission of the target associated user.

Optionally, the participating resource amount determining module is specifically configured to:

determining the amount of the participating resources of the target associated user for the assurance project based on the age field contained in the characteristic field.

Optionally, the project participation processing module is specifically configured to:

Optionally, the item processing apparatus further includes:

the secondary instruction monitoring module is configured to judge whether a time interval of triggering the sending instruction by the target object meets a preset condition or not under the condition of detecting a secondary sending instruction submitted by the target object;

and if so, operating a secondary sending module, wherein the secondary sending module is configured to send the task access link to the target associated user according to the secondary sending instruction and show a prompt of successful sending to the target object.

corresponding to the above-described project processing method, based on the same technical concept, one or more embodiments of the present specification further provide a project processing apparatus for executing the above-described project processing method, and fig. 7 is a schematic structural diagram of the project processing apparatus provided in one or more embodiments of the present specification.

As shown in fig. 7, the project processing apparatus may have a relatively large difference due to different configurations or performances, and may include one or more processors 701 and a memory 702, where one or more stored applications or data may be stored in the memory 702. Memory 702 may be, among other things, transient storage or persistent storage. The application program stored in memory 702 may include one or more modules (not shown), each of which may include a series of computer-executable instructions in an item processing apparatus. Still further, processor 701 may be configured to communicate with memory 702 to execute a series of computer-executable instructions in memory 702 on an item processing device. The item processing apparatus may also include one or more power supplies 703, one or more wired or wireless network interfaces 704, one or more input-output interfaces 705, one or more keyboards 706, and the like.

In one particular embodiment, an item processing apparatus comprises a memory, and one or more programs, wherein the one or more programs are stored in the memory, and the one or more programs may comprise one or more modules, and each module may comprise a series of computer-executable instructions for the item processing apparatus, and the one or more programs configured for execution by the one or more processors include computer-executable instructions for:

acquiring a target associated user selected by a target object in an associated user list for guaranteeing project access;

creating a reservation task for the target object to apply for participating in the guarantee project, and sending a task access link corresponding to the reservation task to the target associated user;

determining the amount of the participating resources of the target associated user for the guarantee project based on the identity information of the target associated user according to an authorization instruction submitted by the target associated user after triggering the task access link;

performing project participation processing according to the reservation task and the participation resource amount to obtain project participation details corresponding to the reservation task;

and constructing an item sharing relation between the target object and the target associated user based on the item participation details.

Optionally, the computer executable instructions, when executed, further comprise:

under the condition that the task access link is detected to be triggered, judging whether the task state of the reserved task is a cancelled state or not;

and if not, entering a task waiting period of the reserved task.

Optionally, after the step of creating the target object and applying for participating in the reservation task of the guarantee project and sending the task access link corresponding to the reservation task to the target associated user is executed, and before the step of determining the amount of resources participating in the guarantee project by the target associated user based on the identity information of the target associated user according to the authorization instruction submitted by the target associated user after triggering the task access link is executed, the method further includes:

if yes, marking the task state of the reservation task as a cancelled state;

and if not, entering a task waiting period of the reserved task.

Optionally, after the step of constructing the item sharing relationship between the target object and the target associated user based on the item participation details is executed, the method further includes:

opening an access interface of the project sharing relation to the target associated user;

under the condition that the access interface is detected to be triggered, inquiring the item participation details corresponding to the item sharing relation and issuing the item participation details to the target associated user;

determining the project participation details corresponding to the project sharing relationship and issuing the project participation details to the target associated user;

and under the condition that a security instruction or a claim settlement instruction submitted by the target associated user for the guarantee project is obtained, performing security processing or claim settlement processing on the target associated user according to the project participation details.

An embodiment of a storage medium provided in this specification is as follows:

on the basis of the same technical concept corresponding to the project processing method described above, one or more embodiments of the present specification further provide a storage medium.

The storage medium provided in this embodiment is used to store computer-executable instructions, and when executed, the computer-executable instructions implement the following processes:

Optionally, the computer executable instructions, when executed, further implement the following process:

and if not, entering a task waiting period of the reserved task.

if yes, marking the task state of the reservation task as a cancelled state;

and if not, entering a task waiting period of the reserved task.

It should be noted that the embodiment of the storage medium in this specification and the embodiment of the user resource processing method in this specification are based on the same inventive concept, and therefore, for specific implementation of this embodiment, reference may be made to implementation of the foregoing corresponding method, and repeated details are not described here.

Characteristic embodiments of the present specification have been described above. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims may be performed in a different order than in the embodiments and still achieve desirable results. Additionally, the processes depicted in the accompanying figures do not necessarily require the order in which features are shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing may also be possible or may be advantageous.

In the 30 s of the 20 th century, improvements in a technology could clearly be distinguished between improvements in hardware (e.g., improvements in circuit structures such as diodes, transistors, switches, etc.) and improvements in software (improvements in process flow). However, as technology advances, many of today's process flow improvements have been seen as direct improvements in hardware circuit architecture. Designers almost always obtain the corresponding hardware circuit structure by programming an improved method flow into the hardware circuit. Thus, it cannot be said that an improvement in the process flow cannot be realized by hardware physical modules. For example, a Programmable Logic Device (PLD), such as a Field Programmable Gate Array (FPGA), is an integrated circuit whose Logic functions are determined by programming the Device by a user. A digital system is "integrated" on a PLD by the designer's own programming without requiring the chip manufacturer to design and fabricate application-specific integrated circuit chips. Furthermore, nowadays, instead of manually making an Integrated Circuit chip, such Programming is often implemented by "logic compiler" software, which is similar to a software compiler used in program development and writing, but the original code before compiling is also written by a characteristic Programming Language, which is called Hardware Description Language (HDL), and HDL is not only one but many, such as abel (advanced Boolean Expression Language), ahdl (alternate Language Description Language), traffic, pl (core unified Programming Language), HDCal, JHDL (Java Hardware Description Language), langue, Lola, HDL, laspam, hardbylangue (Hardware Description Language), vhjhdul, and vhigh-Language, which are currently used in most general. It will also be apparent to those skilled in the art that hardware circuitry that implements the logical method flows can be readily obtained by merely slightly programming the method flows into an integrated circuit using the hardware description languages described above.

The controller may be implemented in any suitable manner, for example, the controller may take the form of, for example, a microprocessor or processor and a computer-readable medium storing computer-readable program code (e.g., software or firmware) executable by the (micro) processor, logic gates, switches, an Application Specific Integrated Circuit (ASIC), a programmable logic controller, and an embedded microcontroller, examples of which include, but are not limited to, the following microcontrollers: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20, and Silicone Labs C8051F320, the memory controller may also be implemented as part of the control logic for the memory. Those skilled in the art will also appreciate that, in addition to implementing the controller as pure computer readable program code, the same functionality can be implemented by logically programming method steps such that the controller is in the form of logic gates, switches, application specific integrated circuits, programmable logic controllers, embedded microcontrollers and the like. Such a controller may thus be considered a hardware component, and the means included therein for performing the various functions may also be considered as a structure within the hardware component. Or even means for performing the functions may be regarded as being both a software module for performing the method and a structure within a hardware component.

The systems, devices, modules or units illustrated in the above embodiments may be implemented by a computer chip or an entity, or by a product with certain functions. One typical implementation device is a computer. In particular, the computer may be, for example, a personal computer, a laptop computer, a cellular telephone, a camera phone, a smartphone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.

For convenience of description, the above devices are described as being divided into various units by function, and are described separately. Of course, the functions of the units may be implemented in the same software and/or hardware or in multiple software and/or hardware when implementing the embodiments of the present description.

One skilled in the art will recognize that one or more embodiments of the present description may be provided as a method, system, or computer program product. Accordingly, one or more embodiments of the present description may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the description may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

The description has been presented with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the description. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.

The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.

Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.

It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.

One or more embodiments of the present description may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. One or more embodiments of the specification may also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including memory storage devices.

The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the system embodiment, since it is substantially similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment.

The above description is only an example of this document and is not intended to limit this document. Various modifications and changes may occur to those skilled in the art from this document. Any modifications, equivalents, improvements, etc. which come within the spirit and principle of the disclosure are intended to be included within the scope of the claims of this document.

Claims

1. A method of item processing, comprising:

2. The item processing method of claim 1, further comprising:

and if not, entering a task waiting period of the reserved task.

3. The item processing method of claim 1, further comprising:

4. The project processing method according to claim 1, further comprising, after the step of creating the target object and applying for participation in the reservation task of the guarantee project and sending the task access link corresponding to the reservation task to the target associated user is executed, and before the step of determining the amount of resources to be participated in the guarantee project by the target associated user is executed based on the identity information of the target associated user according to an authorization instruction submitted by the target associated user after triggering the task access link, the step of:

if yes, marking the task state of the reservation task as a cancelled state;

and if not, entering a task waiting period of the reserved task.

5. The project processing method according to claim 1, further comprising, after the step of building the project sharing relationship between the target object and the target associated user based on the project participation details is executed:

6. The project processing method according to claim 1, further comprising, after the step of building the project sharing relationship between the target object and the target associated user based on the project participation details is executed:

7. The project processing method according to claim 1, further comprising, after the step of building the project sharing relationship between the target object and the target associated user based on the project participation details is executed:

8. The project processing method according to claim 1, further comprising, after the step of building the project sharing relationship between the target object and the target associated user based on the project participation details is executed:

9. The project processing method according to claim 1, wherein a task processing state recorded in a reservation task is marked as a first processing state after the reservation task is created;

10. The project processing method according to claim 2, wherein the task state of the reserved task is updated to the cancelled state when the task state exceeds a task deadline included in the reserved task, the target object submits a rejection instruction, and/or at least one of target associated users who send the task access link submits a rejection instruction.

11. The project processing method of claim 1, wherein after the step of obtaining the target object and applying for participating in the reservation task of the guaranteed project is executed, and before the step of sending a task access link corresponding to the reservation task to the target associated user, the step of obtaining the target object and selecting the target associated user from an associated user list for guaranteeing project access is executed, the method further comprises:

12. The item processing method of claim 1, further comprising:

detecting whether the target associated user has the project participation details or the reservation task of the guarantee project;

if yes, sending a failure prompt to the target object and/or freezing the invited permission of the target associated user.

13. The project processing method of claim 1, wherein the determining the amount of the participation resource of the target associated user for the guarantee project based on the identity information of the target associated user comprises:

14. The project processing method of claim 1, wherein the performing project participation processing according to the reservation task and the participation resource amount to obtain project participation details corresponding to the reservation task comprises:

and performing the project participation processing based on the resource withholding to generate the project participation details corresponding to the reservation task.

15. The project processing method of claim 1, after the step of creating the target object for applying for participating in the reservation task of the security project and sending a task access link corresponding to the reservation task to the target associated user is executed, further comprising:

under the condition that the target object is detected to submit a secondary sending instruction, judging whether the time interval of triggering the sending instruction by the target object meets a preset condition or not;

and if so, sending the task access link to the target associated user according to the secondary sending instruction and displaying a prompt of successful sending to the target object.

16. An item processing apparatus comprising:

the associated user selection module is configured to acquire a target associated user selected by the target object in an associated user list for ensuring the access of the item;

the reservation task creating module is configured to create a reservation task in which the target object applies to participate in the guarantee project, and send a task access link corresponding to the reservation task to the target associated user;

a participating resource amount determining module configured to determine, according to an authorization instruction submitted by the target associated user after triggering the task access link, a participating resource amount of the target associated user for the guarantee project based on the identity information of the target associated user;

the project participation processing module is configured to perform project participation processing according to the reservation task and the participation resource amount to obtain project participation details corresponding to the reservation task;

a sharing relationship construction module configured to construct a project sharing relationship of the target object and the target associated user based on the project participation details.

17. An item processing apparatus comprising:

a processor; and the number of the first and second groups,

a memory configured to store computer-executable instructions that, when executed, cause the processor to:

18. A storage medium storing computer-executable instructions that when executed implement the following: