CN112215607A

CN112215607A - Method and device for processing virtual payment information, storage medium and electronic equipment

Info

Publication number: CN112215607A
Application number: CN202011133636.5A
Authority: CN
Inventors: 周满; 王晓婉; 沈杨; 朱俊贤
Original assignee: Lazas Network Technology Shanghai Co Ltd
Current assignee: Lazas Network Technology Shanghai Co Ltd
Priority date: 2020-10-21
Filing date: 2020-10-21
Publication date: 2021-01-12
Anticipated expiration: 2040-10-21
Also published as: WO2022083689A1; CN112215607B; CN114386969A; CN114418572A

Abstract

The application discloses a method and a device for processing virtual payment information, a storage medium and an electronic device, wherein the method comprises the following steps: outputting virtual payment conversion information at least based on the geographic position information in the service resource acquiring party attribute information; outputting an acquisition interface according to the triggering of the virtual payment conversion information; adding the virtual payment conversion information into a pre-acquisition resource list based on an addition request for adding the virtual payment conversion information; outputting a resource addition list interface including virtual payment conversion information based on the viewing request; outputting specified payment data filtering condition information aiming at the virtual payment conversion information added by the resource addition list interface; determining virtual payment conversion information target payment data according to the selected virtual payment conversion information actual payment data and the appointed payment data filtering condition information; and displaying the virtual payment conversion information and the use prompt information in the clustering interface in a correlation mode in response to the successful payment result. Resource waste is avoided, and the data drainage effect is improved.

Description

Method and device for processing virtual payment information, storage medium and electronic equipment

Technical Field

The present application relates to the field of computer application technologies, and in particular, to a method and an apparatus for processing virtual payment information. The application also relates to a computer storage medium and an electronic device.

Background

With the development of computer and internet technologies, electronic commerce technologies are gradually going into the daily lives of the public.

Combining the opportunity of offline commerce with the internet to achieve data interaction has become an indispensable activity in life, for example: an O2O (online-offline) interaction mode, a C2C (resource acquirer to resource acquirer) interaction mode, a B2B (resource provider to resource provider) interaction mode, and a B2C (resource provider to resource acquirer) interaction mode, and so on.

In the process of data interaction based on the interaction mode, the problem of resource waste often exists when data is guided.

Disclosure of Invention

The application provides a processing method of virtual payment information, which aims to solve the problem of resource waste in the prior art.

The application provides a method for processing virtual payment information, which comprises the following steps:

outputting virtual payment conversion information provided for the service resource acquirer at least based on the geographic position information in the service resource acquirer attribute information; the virtual payment conversion information is used as virtual payment certificate information for converting payment data when the payment data of service resources are paid, and comprises actual payment data converted by virtual payment and service resources converted by virtual payment;

outputting an acquisition interface of the virtual payment conversion information according to the triggering of the virtual payment conversion information;

adding the virtual payment conversion information into a pre-acquisition resource list based on an adding request for adding the virtual payment conversion information in the acquisition interface;

outputting a resource adding list interface comprising a pre-acquisition resource list added with the virtual payment conversion information based on a viewing request for viewing the pre-acquisition resource list, wherein the resource adding list interface comprises at least two service resource providers for displaying the virtual payment conversion information;

outputting specified payment data filtering condition information corresponding to the virtual payment conversion information aiming at the virtual payment conversion information added in the resource addition list interface; wherein the specified payment data filtering condition information comprises specified payment data used for describing that the actual payment data in the virtual payment conversion information can be filtered from the actual payment data when the actual payment data meets specified payment data filtering conditions;

determining target payment data of the virtual payment conversion information according to the actual payment data in the selected virtual payment conversion information and the specified payment data filtering condition information in the resource addition list interface;

responding to the successful result of the target payment data payment, and displaying the result in association with a virtual payment conversion information clustering interface corresponding to the service resource acquirer, wherein the service resource acquirer obtains the obtained virtual payment conversion information and the use prompt information which can enter a service resource use interface matched with the virtual payment conversion information.

In some examples, further comprising:

displaying on the resource addition list interface, and filtering supplementary prompt information of condition information based on the specified payment data;

responding to the operation of the supplementary prompt message, and outputting a supplementary display interface of candidate virtual payment conversion information, wherein the candidate virtual payment conversion information is determined at least according to the geographic position information in the service resource acquisition party attribute information.

In some examples, the determining, according to the actual payment data of the virtual payment conversion information and the specified payment data filtering condition information that have been selected in the resource addition list interface, target payment data of the virtual payment conversion information includes:

determining whether the selected virtual payment conversion information in the pre-acquired resource list meets the requirements of the filtering conditions in the specified payment data filtering condition information;

if not, responding to the operation of the supplement prompt information displayed by the resource addition list interface, and outputting a supplement display interface for providing candidate virtual payment conversion information; the candidate virtual payment conversion information is determined at least according to at least one of geographic position information in service resource acquirer attribute information and the filtering condition;

in response to a selection operation of the augment presentation interface, outputting the selected candidate augment virtual payment conversion information to the resource addition list interface;

and determining the target payment data according to the actual payment data of the selected virtual payment conversion information, the specified payment data filtering condition information and the actual payment data of the candidate virtual payment conversion information in the resource addition list interface.

In some examples, further comprising: and when the virtual payment conversion information in the pre-acquired resource list meets the requirements of the filtering conditions in the specified payment data filtering condition information, determining the target payment data according to the actual payment data and the specified payment data in the specified payment data filtering condition information.

In some embodiments, the specified payment data filtering condition information comprises a filtering condition associated with a geographic location.

In some examples, the outputting the virtual payment conversion information provided to the service resource acquirer based on at least the geographic location information in the service resource acquirer attribute information further includes at least one of the following output modes:

outputting the virtual payment conversion information which is provided for the service resource acquirer and is matched with the service resource information according to the service resource information acquired by the service resource acquirer in advance;

outputting the virtual payment conversion information which is provided for the service resource acquirer and is matched with the history acquisition record information according to the history acquisition record information of the service resource acquirer;

and outputting the virtual payment conversion information which is provided for the service resource acquirer and is matched with the browsing record information according to the browsing record information of the service resource acquirer.

In some examples, the obtaining interface includes an adding prompt message for adding the virtual payment conversion information, a viewing prompt message for viewing the pre-obtained resource list, and at least one of the following messages:

providing the use range information of the virtual payment conversion information;

service resource provider information providing the virtual payment conversion information;

skipping information of a service interface of the service resource provider, which can enter the virtual payment conversion information;

jump information which can enter the virtual payment conversion information payment interface.

In some examples, the usage scope information of the virtual payment exchange information includes service resource information describing that the virtual payment exchange information can be used, and at least one of the following information:

usage time range information describing the virtual payment redemption information that can be used;

service resource provider information capable of using the virtual payment redemption information is described.

In some examples, the describing service resource provider information that can use the virtual payment redemption information includes:

service resource provider information that enables delivery of a service resource acquired using the virtual payment interchange information to the service resource acquirer is described.

In some embodiments, further comprising:

outputting a use list interface of the virtual payment conversion information according to the triggering of the virtual payment conversion information set;

outputting a service resource provider set list which is sequenced according to the geographic position information based on the to-be-used virtual payment conversion information determined by the use list interface;

entering a service interface of the corresponding service resource provider according to the service resource provider determined by the service resource provider set list;

and acquiring the service resources on the service interface.

In some embodiments, the obtaining of the service resource at the service interface further includes:

and outputting the use code provided by the service resource acquirer to the service resource provider.

In some examples, further comprising:

outputting quantity modification prompt information on the resource addition list interface;

modifying the selected amount of the virtual payment redemption information in response to the amount modification prompt.

In some examples, adding the virtual payment swap information to a list of pre-acquisition resources based on an add request to add the virtual payment swap information in the acquisition interface further comprises:

and adding a result in the pre-acquisition resource list aiming at the virtual payment conversion information, and outputting prompt information of successful addition or abnormal addition.

In some examples, the adding the exception prompting message includes at least one of:

prompt information used for describing that the acquisition quantity of the virtual payment conversion information reaches an acquisition upper limit;

prompt information used for describing that the number of the resources in the pre-acquired resource list reaches an adding upper limit;

and prompt information used for describing that the virtual payment conversion information is empty.

In some examples, the outputting, for the virtual payment conversion information added in the resource addition list interface, specified payment data filtering condition information corresponding to the virtual payment conversion information includes:

determining whether the keywords describing the service resources in the virtual payment conversion information are matched with the keywords describing the service resources in the specified payment data filtering condition information;

and if the payment data are matched with the specified payment data, outputting the specified payment data filtering condition information.

In some examples, further comprising:

and when the pre-acquisition resource list further comprises service resource information, determining target combined payment data according to the service resource information and the target payment data of the virtual payment conversion information.

In some examples, the outputting the virtual payment exchange information provided to the service resource acquirer based on at least the geographic location information in the attribute information of the service resource acquirer includes:

and outputting the virtual payment conversion information provided for the service resource acquirer on a specific interface which concentrates the virtual payment conversion information at least based on the geographic position information in the attribute information of the service resource acquirer.

In some examples, further comprising:

obtaining a payment operation result according to the payment operation of the target payment data;

and when the payment operation result is successful, outputting the virtual payment conversion information and the use prompt information on a payment success interface.

The present application further provides a processing apparatus of virtual payment information, including:

the first output unit is used for outputting virtual payment conversion information provided for the service resource acquirer at least based on the geographic position information in the service resource acquirer attribute information; the virtual payment conversion information is used as virtual payment certificate information for converting payment data when the payment data of service resources are paid, and comprises actual payment data converted by virtual payment and service resources converted by virtual payment;

the second output unit is used for outputting an acquisition interface of the virtual payment conversion information according to the triggering of the virtual payment conversion information;

the adding unit is used for adding the virtual payment conversion information into a pre-acquisition resource list based on an adding request for adding the virtual payment conversion information in the acquisition interface;

a third output unit, configured to output, based on a viewing request for viewing the pre-acquisition resource list, a resource addition list interface including the pre-acquisition resource list to which the virtual payment shift information is added, where the resource addition list interface includes at least virtual payment shift information provided by two service resource providers;

a fourth output unit, configured to output, for the virtual payment conversion information added in the resource addition list interface, specified payment data filtering condition information corresponding to the virtual payment conversion information; wherein the specified payment data filtering condition information is used for describing specified payment data which can be filtered from the actual payment data when the actual payment data of the virtual payment conversion meets specified payment data filtering conditions;

a determining unit, configured to determine target payment data of the virtual payment conversion information according to the actual payment data of the virtual payment conversion information and the specified payment data filtering condition information that have been selected in the resource addition list interface;

and the display unit is used for responding to the successful payment result of the target payment data and performing related display on a virtual payment conversion information clustering interface corresponding to the service resource acquirer, wherein the service resource acquirer acquires the obtained virtual payment conversion information and the use prompt information which can enter the service resource use interface matched with the virtual payment conversion information.

The application also provides a computer storage medium for storing the data generated by the network platform and a program for processing the data generated by the network platform;

the program, when read executed, performs the steps of the processing method of the virtual payment information as described above.

The present application further provides an electronic device, comprising:

a processor;

a memory for storing a program for processing network platform generated data, which when read and executed by the processor, performs the steps of the method for processing virtual payment information as described above.

Compared with the prior art, the method has the following advantages:

according to the embodiment of the processing method of the virtual payment information, the virtual payment conversion information provided for the service resource acquirer is output at least based on the geographic position information in the service resource acquirer attribute information; the virtual payment conversion information is used as virtual payment certificate information for converting payment data when the payment data of service resources are paid, and comprises actual payment data converted by virtual payment and service resources converted by virtual payment; outputting an acquisition interface of the virtual payment conversion information according to the triggering of the virtual payment conversion information; adding the virtual payment conversion information into a pre-acquisition resource list based on an adding request for adding the virtual payment conversion information in the acquisition interface; outputting a resource adding list interface comprising a pre-acquisition resource list added with the virtual payment conversion information based on a viewing request for viewing the pre-acquisition resource list, wherein the resource adding list interface comprises at least two service resource providers for displaying the virtual payment conversion information; outputting specified payment data filtering condition information corresponding to the virtual payment conversion information aiming at the virtual payment conversion information added in the resource addition list interface; wherein the specified payment data filtering condition information comprises specified payment data used for describing that the actual payment data in the virtual payment conversion information can be filtered from the actual payment data when the actual payment data meets specified payment data filtering conditions; determining target payment data of the virtual payment conversion information according to the actual payment data in the selected virtual payment conversion information and the specified payment data filtering condition information in the resource addition list interface; responding to the successful result of the target payment data payment, and displaying the result in association with a virtual payment conversion information clustering interface corresponding to the service resource acquirer, wherein the service resource acquirer obtains the obtained virtual payment conversion information and the use prompt information which can enter a service resource use interface matched with the virtual payment conversion information. Firstly, resource waste can be avoided by paying the virtual payment conversion information, meanwhile, the effect of data drainage is improved, a multi-adding mode can be provided for the conversion information needing payment, and the problem of complex operation and poor data drainage caused by repeated operation of re-entering an acquisition interface of the virtual payment conversion information for re-paying after payment operation is carried out on the virtual payment conversion information is avoided. And secondly, the virtual payment conversion information can be output according to the geographical position information of the service resource acquirer, so that the output virtual payment conversion information is more targeted, a service resource provider and the service resource acquirer have higher matching degree in a specific application scene, and the operation convenience of the service resource acquirer and the utilization rate and the conversion rate of the service resource are further improved. Because regional calculation can be realized according to the geographic position instead of the total amount of the platform, compared with the method without limiting the geographic position, in the embodiment, the server can perform pre-screening according to the geographic position, and the calculation amount is reduced. Then, when the target payment data of the virtual payment conversion information is determined, the specified payment data filtering condition information can be combined, so that the data drainage effect is further enhanced, that is, when the virtual payment conversion information meets the requirement of the filtering condition, the specified payment data can be filtered from the actual payment data of the virtual payment conversion information. Then, when the target payment data of the virtual payment conversion information is successfully paid, the target payment data enters the virtual payment conversion information clustering interface in any mode, and the use prompt information of the virtual payment conversion information and other related information can be displayed. And the service resource acquirer using the prompt information can directly enter an interface of the service resources provided by the service resource provider to exchange the required service resources through the virtual payment exchange information, and then the exchanged service resources can be distributed to the specified position of the service resource acquirer.

In addition, the embodiment of the processing method of the virtual payment information provided by the application can also provide supplementary prompt information so as to respond to the operation of the supplementary prompt information and output a supplementary display interface of candidate virtual payment replacement information. Based on the selection of the candidate virtual payment conversion information in the supplement display interface, the filtering condition requirements in the specified payment data filtering condition information can be met after the virtual payment conversion information and the candidate virtual conversion information are combined, so that the specified payment data can be removed from the actual payment data, and the data drainage effect is further improved.

Drawings

Fig. 1 is a flowchart of an embodiment of a processing method of virtual payment information provided in the present application;

FIG. 2 is a schematic structural diagram of an embodiment of a processing apparatus for virtual payment information provided in the present application;

FIG. 3 is a flowchart of an embodiment of a method for obtaining a meal coupon provided by the present application;

fig. 4 is a schematic structural diagram of an embodiment of an electronic device provided in the present application.

Detailed Description

In the following description, numerous specific details are set forth in order to provide a thorough understanding of the present application. This application is capable of implementation in many different ways than those herein set forth and of similar import by those skilled in the art without departing from the spirit of this application and is therefore not limited to the specific implementations disclosed below.

The terminology used in the description herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the application. The description used in this application and in the appended claims is for example: the terms "a," "an," "first," and "second," etc., are not intended to be limiting in number or order, but rather are used to distinguish one type of information from another.

As can be seen from the above description in the background art, the technical solution concept of the processing method for virtual payment information provided by the present application is generated based on the situation of resource waste in data drainage in the existing e-commerce application scenario. Specifically, based on the internet and a computer technology platform, in the context of providing an e-commerce application, in the process of performing data interaction, a service resource provider provides service resources for a service resource acquirer to acquire and use, and in order to achieve data drainage, the service resource provider provides specific service resources to achieve the purpose of data drainage, for example: in the catering industry, data drainage can be performed in a way of providing coupons, but the way of providing coupons is usually provided without payment, so that a large amount of data garbage is generated and a large amount of resources are wasted, for example: storage resources, data processing resources, and the like.

In order to reduce data waste and resource waste, the service resources can be acquired through a payment substitution certificate which is exchanged for the service resources, so that the problem is avoided. The payment replacement voucher can be acquired by payment data smaller than the original value of the service resource, and can also be understood as a preferential mode, but the preferential mode is not acquired in a free manner, so that the aim of data drainage can be fulfilled, and resource waste and data waste can be avoided. However, in the replacing process, the payment can be performed only based on the fixed virtual payment replacement information, if a plurality of pieces of virtual payment replacement information of the same or same type are to be acquired, the user needs to continuously re-enter the acquisition interface of the virtual payment replacement information to perform acquisition of the related operator, obviously, the method is complicated, data drainage failure or data drainage quality problems still exist, and of course, data waste problems also exist. In addition, when the catering application platform is faced, the virtual payment conversion information is adopted to obtain the service resources, and other preferential information cannot be fused, so that certain limitation exists in the data flow guiding process.

In view of the foregoing, the present application provides a method for processing virtual payment information, which mainly relates to a process of implementing data interaction processing based on a service resource application platform, implementing data drainage, and avoiding problems of data waste and data garbage generated in the data drainage process. A method for processing virtual payment information provided in the present application will be described in detail below.

Referring to fig. 1, fig. 1 is a flowchart of an embodiment of a method for processing virtual payment information provided in the present application, where the embodiment includes:

step S101: outputting virtual payment conversion information provided to the service resource acquirer at least based on the geographic position in the service resource acquirer attribute information; when the virtual payment conversion information is payment data of payment service resources, the virtual payment conversion information is used as virtual payment certificate information for converting the payment data, and the virtual payment conversion information is used for describing that virtual payment conversion actual payment data is smaller than virtual payment conversion original payment data described in the virtual payment conversion information;

before describing the specific implementation process of step S101, the technical terms involved in step S101 will be explained first.

The service resource acquirer can be understood as a party having a demand on the service resource, and correspondingly, the service resource provider can be understood as a party providing the service resource; with reference to a specific application scenario of this embodiment, that is, a food and beverage service application scenario, the service resource acquirer may be understood as a customer or a user, the service resource provider may be understood as a merchant, and the service resource may be food and beverage. For other application scenarios of life needs, the service resources are not only food, but also service needs of various aspects involved in life, such as: travel services, entertainment services, attraction ticket services, and the like.

The virtual payment conversion information can be understood as a voucher for acquiring the service resource, which is purchased through online payment, and the virtual payment conversion information can replace the currency of the user (service resource acquirer) to pay, and can be understood as a meal ticket, a coupon ticket, a group purchase ticket and the like. Because the virtual payment conversion information belongs to a kind of preferential data. The type of the virtual redemption information may include online payment purchase online usage types, such as: a coupon or meal ticket; online payment purchase offline usage types, such as: group buying coupon. The above description of the type of the virtual payment conversion information is only a description in a specific application scenario, and in practice, how to classify the information is not limited.

In general, the payment data required for obtaining the virtual payment conversion information is smaller than the original payment data describing the service resources in the virtual payment conversion information. For example: the virtual payment conversion information is obtained by the user through 50 yuan of online payment digital currency, and the original payment data of the available service resource A in the virtual payment conversion information is 60, so that the payment of the service resource A through the virtual payment conversion information is reduced by 10 compared with the payment of the user through currency.

The virtual payment conversion information may include: the information of the conversion service resource, the original payment data information of the conversion service resource, the use information of the conversion service resource and the like. The virtual payment redemption information can also be considered a service resource, but the service resource is used to redeem resources for items or services that can be obtained online.

The geographical location information may be understood as a real-time geographical location of the service resource acquirer, i.e., an LBS location. LBS (Location Based Services, which may also be referred to as Location Services) Location Services refers to obtaining geographic coordinates (longitude and latitude) of various terminals through a GPS satellite or a cellular network, and providing an information service Based on Location navigation and query for users under the support of an electronic map platform. The LBS system transmits location-based information and services through mobile and fixed networks so that such services can be applied to any person, any location, any time, and any device.

The above is an explanation of the terms involved in step S101. The purpose of step S101 is to output the virtual payment conversion information, so that the user can refer to the information and make an acquisition decision. However, for the service resource application service platform, no matter the service resource acquirer or the service resource provider, the relative data of the two is huge, that is, one service resource acquirer can face the service resource provided by the service resource provider provided by the entire service resource application service platform, and similarly, the service resource provider also faces the information of the service resource acquirer provided by the entire service resource application service platform. In this case, the dimension reduction needs to be performed on the attribute information of the service resource provider according to the related information of the service resource provider, and the sensitive and accurate dimension data is used to filter the information of the service resource provider with a smaller probability of acquiring the virtual payment conversion information from the service resource provider to the service resource acquirer, so that the conversion rate of the virtual payment conversion information provided by the service resource provider is improved, and the resource waste is avoided.

In this embodiment, the mainly adopted dimension is a geographic location information dimension, and specifically, the location information of the service resource acquirer may be acquired by the LBS system. The geographical position information of the service resource provider providing the virtual payment conversion information can also be acquired by the LBS system, and when the distance between the geographical positions of the service resource provider and the LBS system meets the requirement of matching degree, the virtual payment conversion information provided by the service resource provider can be output to the service resource acquirer. The requirement of the matching degree may be a preset distance threshold, and when the requirement is greater than the distance threshold, the requirement is not matched, and when the requirement is less than or equal to the distance threshold, the requirement is matched.

It is to be understood that, in addition to the above-mentioned geographic location dimension information, the attribute information may further include at least one of service resource information pre-acquired by the service resource acquirer, history acquisition record information of the service resource acquirer, and browsing record information of the service resource acquirer. Then, the specific implementation procedure of step S101 may include:

step S101-a: outputting the virtual payment conversion information which is provided for the service resource acquirer and is matched with the service resource information according to the service resource information acquired by the service resource acquirer in advance; the pre-acquired service resource information may be understood as a service resource that the service resource acquirer has added to the pre-acquired resource list. The pre-acquisition resource list can be understood as a shopping cart in a popular way, namely a list for storing service resources pre-acquired by a service resource acquirer in a centralized manner. The virtual payment conversion information provided by the service resource provider can be searched for by keywords in the service resource information pre-acquired in the shopping cart of the service resource acquirer, if matched keywords exist, the matching of the keywords and the virtual payment conversion information is determined, and then the virtual payment conversion information can be output to the service resource acquirer.

Step S101-b: outputting the virtual payment conversion information which is provided for the service resource acquirer and is matched with the history acquisition record information according to the history acquisition record information of the service resource acquirer; the historical acquisition record information may be understood as record information of historical purchase of the service resource acquirer, and may be compared with the characteristics of the virtual payment shift information according to any one of the characteristics of the service resource type, the acquisition time, the acquisition quantity, and the like in the record information, so as to determine the virtual payment shift information matching the historical acquisition record information. Wherein, the cosine similarity can be compared to determine whether the two are matched.

Step S101-c: and outputting the virtual payment conversion information which is provided for the service resource acquirer and is matched with the browsing record information according to the browsing record information of the service resource acquirer. The browsing record information can be understood as browsing behavior information of the service resource acquirer based on the service resource output on the service resource application management platform, the browsing behavior can be a current browsing behavior or a historical browsing behavior, the service resource provider is determined through the browsing behavior information, whether virtual payment conversion information is provided or not is determined based on the determined service resource provider, and therefore the virtual payment conversion information matched with the browsing record information can be screened out and output.

The above four ways (including the geographic location information) are merely examples, and actually, the attribute information of the service resource acquirer is not limited to the above four contents, and may further include information such as age, occupation, and the number of the average acquired service resources, and the like for analysis, so that the service resource provider providing the virtual payment shift information can be reduced in dimension, so that more accurate virtual payment shift information can be provided for the service resource acquirer, resource waste is avoided, and the resource conversion rate is improved.

The above is a description of how to output the virtual payment conversion information matched with the service resource acquirer in step S101. The virtual payment conversion information output in step S101 may be understood as being output based on a service resource application management platform, and a specific output mode may include:

and outputting the virtual payment conversion information provided for the service resource acquisition party on a specific interface which concentrates the virtual payment conversion information based on the attribute information of the service resource party. The specific interface can be understood as a virtual payment conversion information resource pool or a virtual payment conversion information resource meeting place which is provided by the service resource application management platform and used for displaying the virtual payment conversion information provided by the service resource provider in a centralized manner, and the service resource acquisition party enters the meeting place interface and outputs the matched virtual payment conversion information. The meeting place interface can be accessed by the service resource acquiring party aiming at the icon control displayed by the service resource application management platform, and certainly can also be accessed by a popped meeting place floating window.

It can be understood that the output of the virtual payment conversion information can also be directly output on the home page of the service resource application management platform. That is, the output form of the virtual payment conversion information is not limited, and when the user enters the service resource application management platform, the user can obtain the corresponding virtual payment conversion information.

Step S102: outputting an acquisition interface of the virtual payment conversion information according to the triggering of the virtual payment conversion information;

the purpose of step S102 is to obtain the virtual payment shift information, and the obtaining manner is realized through an obtaining interface, so that an obtaining interface including the virtual payment shift information needs to be output to perform corresponding obtaining operation, so as to obtain the virtual payment shift information.

In this embodiment, based on the trigger operation of outputting the virtual payment conversion information on the service resource application management platform in step S101, the user may jump to the acquisition interface for the virtual payment conversion information, and, in combination with a specific application scenario, the user may jump to the purchase interface for the virtual payment conversion information. And outputting the related content information for displaying the virtual payment conversion information and the acquired operation prompt information on an acquisition interface. The related content information may include an addition prompt message for adding the virtual payment exchange message, a viewing prompt message for viewing a list of pre-acquired resources, and at least one of the following messages:

providing the use range information of the virtual payment conversion information, wherein the use range information may include: at least one of usage time range information describing that the virtual payment exchange information can be used and service resource provider information describing that the virtual payment exchange information can be used, and the like; in this embodiment, in terms of a specific application scenario (food and beverage service), describing the service resource provider information that can use the virtual payment shift information may specifically be describing the service resource provider information that can distribute the service resource acquired by using the virtual payment shift information to the service resource acquirer. The delivery mode can be service resource provider delivery or third party delivery service delivery.

The service resource provider information provides the virtual payment conversion information, wherein the service resource provider information may include a plurality of service resource provider information and may further include statistical data of the plurality of service resource provider information;

jump prompt information of a service interface of the service resource provider, which can enter the virtual payment conversion information; when the skip prompt information is triggered, the service resource provider service interface providing the virtual payment conversion information enters, and the service resource provider service interface can display the service resource information corresponding to the virtual payment conversion information and certainly can also include other service resource information except the service resource information corresponding to the virtual payment conversion information;

jump prompt information capable of entering the virtual payment conversion information payment interface; and when the jump prompt information is triggered, the payment interface for payment operation aiming at the virtual payment conversion information is entered. And when the skip prompt message is triggered, entering a payment interface of payment operation, and performing payment operation on the virtual payment conversion message on the payment interface.

After the acquisition interface of the virtual payment shift information is output, the addition of the virtual payment shift information may be triggered on the acquisition interface, as described in step S103.

Step S103: adding the virtual payment conversion information into a pre-acquisition resource list based on an adding request for adding the virtual payment conversion information in the acquisition interface;

based on the operation of adding the prompt message in the acquisition interface output in the step S102, sending an addition request of the virtual payment conversion information, and adding the virtual payment conversion information to the pre-acquisition resource list according to the addition request. The pre-acquisition resource list may be understood as a list recording that the service resource acquirer has virtual payment conversion information to acquire or purchase. The pre-acquired resource list may record not only the virtual payment shift information but also information of service resources, and different virtual shift information or different service resource information may be recorded in different areas.

In this embodiment, in order to obtain a result in response to the addition request, the method may further include:

and adding a result in the pre-acquisition resource list aiming at the virtual payment conversion information, and outputting prompt information of successful addition or abnormal addition. In this embodiment, any one of the information of the successful addition prompt information and the abnormal addition prompt information may be output through a message prompt box (Toast), and the message prompt box may be in a floating window display form based on the acquisition interface.

In this embodiment, a message prompt box specifically describing the abnormal situation may be output for the abnormal type. For example: any one of prompt information for describing that the acquisition quantity of the virtual payment conversion information reaches an acquisition upper limit, prompt information for describing that the quantity of the resources in the pre-acquisition resource list reaches an addition upper limit, and prompt information for describing that the virtual payment conversion information is empty. The prompt message that the virtual payment conversion information is empty can be understood as that the virtual payment conversion information is obtained and completed, and the current service resource application management platform does not have the effective virtual payment conversion information.

Step S104: outputting a resource adding list interface comprising a pre-acquisition resource list added with the virtual conversion information based on a viewing request for viewing the pre-acquisition resource list, wherein the resource adding list interface comprises at least two service resource providers for displaying the virtual payment conversion information;

the purpose of step S104 is to output the resource addition list interface so as to view information in the pre-acquisition resource list. The mode of viewing the pre-acquired resource list can be realized by the triggering operation of viewing the prompt information in the acquisition interface, or by the triggering operation of viewing the prompt information set on other interfaces. In this embodiment, the resource addition list interface may be output based on the trigger operation of the viewing prompt information displayed in the acquisition interface in step S102, quantity addition may be performed in the resource addition list according to a quantity requirement of the service resource acquirer on the virtual payment shift information, and when an upper limit of the virtual payment shift information addition is reached, the addition control is in an unavailable state. Based on the unavailability status, description information of the corresponding unavailability status may be output, for example: the addition has reached an upper limit.

The resource addition list interface may display record information in the pre-fetch resource list, and the record information may only include: the virtual payment exchange information may also include: virtual payment exchange information, service resource information and the like.

Based on the above, in order to facilitate the quantitative modification based on the added virtual payment conversion information of the resource addition list interface, the method may further include:

The information displayed on the list interface is added to the output resource in step S104, and is not limited to the above.

Step S105: outputting specified payment data filtering condition information corresponding to the virtual payment conversion information aiming at the virtual payment conversion information added in the resource addition list interface; wherein the specified payment data filtering condition information is used for describing specified payment data which can be filtered from the actual payment data when the actual payment data of the virtual payment conversion meets specified payment data filtering conditions;

the step S105 is to output information of specified payment data filtering conditions based on the virtual payment conversion information added to the pre-acquisition resource list. In combination with the catering application scenario, the service resource application management platform can display the specified payment data filtering condition information provided by the service resource provider, wherein the specified payment data filtering condition information can be understood as preferential information, it is understood that the information content included in the virtual payment exchange information may be at least one of service resource information, service resource provider information, and actual payment data of the virtual payment voucher (of course, not limited to the above-mentioned contents), when at least one of the above virtual payment conversion information satisfies the specified payment data filtering condition (for example, the service provider of the selected virtual payment conversion information is applicable to the offer information and/or the service provider is applicable to the offer information and/or the actual payment data is applicable to the offer information), the specified payment data may be subtracted from the actual payment data. The specifying payment data filtering conditions may include: the service resource provider of the selected virtual payment conversion information is applicable to at least one of the offer information, the service resource is applicable to the offer information, the actual payment data is applicable to the offer information, and the like.

For better filtering effect or improving the conversion rate of the virtual payment exchange information, the filtering condition may also be associated with a geographic location, for example, a certain preferential information is applicable to the virtual payment exchange information that can be used in a certain geographic range (city, designated area, etc.). Specifically, in the resource addition list interface, a filtering condition corresponding to virtual payment conversion information (for example, conversion ticket) may be determined according to a usable geographic area of the virtual payment conversion information, for example: the coupons a1 and a2 may be used in city a, where city a corresponds to filtering condition a ', the coupons B1 and B2 may be used in city B, and city B corresponds to filtering condition B', then the filtering condition a 'is applied to the calculation of target payment data for a1+ a2, and the filtering condition B' is applied to the calculation of target payment data for B1+ B2. Still further, in determining candidate virtual payment redemption information (e.g., a redemption ticket), assuming that the redemption ticket a1+ a2 does not yet satisfy the filter condition a ', the user may be recommended the redemption tickets A3, a4, a5, etc., that are also available in city a, in response to the user's manipulation of the supplemental prompt information. It can be understood that the dimension of the geographic location is associated with the filtering condition, or other dimension information is associated with the filtering condition, for example, a preset area or a preset optional area range is set, and the specifically used dimension information may also be determined by analyzing the historical behavior of the service resource acquirer.

The method can be understood as the data to be processed is subjected to dimensionality reduction processing for improving the matching degree under a specific application scene, and the discount information used by the virtual payment conversion information is accurately determined based on data such as service resources, a service resource provider, a service resource acquirer, the virtual payment conversion information and the discount information, so that target payment data are determined, the conversion rate of the virtual payment conversion information is improved, and the resource waste is reduced.

The specific implementation process of step S105 may include:

step S105-11: determining whether the keywords describing the service resources in the virtual payment conversion information are matched with the keywords describing the service resources in the specified payment data filtering condition information;

step S105-12: and if the payment data are matched with the specified payment data, outputting the specified payment data filtering condition information. Otherwise, it indicates that there is no specific payment data filtering condition information for the virtual payment swap information, or returns to step S105-11 to perform matching again.

The specified payment data filtering condition information may be specifically displayed in a display area of the virtual payment conversion information. The information of the specified payment data filtering condition can be displayed in the form of a label, and can also be displayed in the form of describing range requirements. The representation may be static or dynamic, for example: static representation of the character description information is adopted, and dynamic representation of keywords in the character description is adopted. Thereby strengthening the reminding of obtaining the information of the specified payment condition range.

In order to further highlight the meaning of the specified payment condition range information, and enhance the data drainage effect, floating interpretation information can be set on the text description information, and the floating interpretation information can describe whether the virtual payment conversion information meets the requirement of the specified payment condition range information or not, or difference information between the virtual payment conversion information and the specified payment condition range information, and the like, so that a service resource acquirer can refer to the information in real time.

In order to achieve a higher conversion rate for data drainage, this embodiment may further include:

step Sa 1: and displaying on the resource addition list interface, and filtering supplementary prompt information of the condition information based on the specified payment data. The supplemental prompt information may be presented within the same area as the specified payment data filtering condition information. As may be appreciated, controls for viewing or supplementing the candidate virtual payment conversion information provided by the specified payment data filtering criteria.

Step Sa 2: responding to the operation of the supplementary prompt message, and outputting a supplementary display interface of candidate virtual payment conversion information, wherein the candidate virtual payment conversion information is determined at least according to the geographic position information in the service resource acquisition party attribute information. Specifically, the operation on the supplementary prompt message may be triggered when the specified payment data filtering condition is not met based on the virtual payment conversion information in the existing resource addition list interface, or may be viewed when the service resource acquirer views the candidate virtual payment conversion information. The supplementary display interface can display a specified payment data filtering condition information list, candidate virtual payment conversion information is provided in the specified payment data filtering condition information list, and the candidate virtual payment conversion information can be provided by a service resource provider which is the same as the virtual payment conversion information displayed by the resource adding list interface, and can also be provided by other service resource providers.

Step S106: and determining target payment data of the virtual payment conversion information according to the selected actual payment data of the virtual payment conversion information and the specified payment data filtering condition information in the resource addition list interface.

The purpose of step S106 is to determine final payment data, i.e. target payment data, of the virtual payment conversion information. The specific implementation process may include:

step S106-11: determining whether the selected virtual payment conversion information in the pre-acquired resource list meets the requirements of the filtering conditions in the specified payment data filtering condition information;

step S106-12: if not, responding to the operation of the supplement prompt information displayed by the resource addition list interface, and outputting a supplement display interface for providing candidate virtual payment conversion information; the candidate virtual payment conversion information is determined at least according to geographic position information in service resource acquirer attribute information;

step S106-13: in response to a selection operation of the augment presentation interface, outputting the selected candidate virtual payment conversion information to the resource addition list interface;

step S106-14: and determining the target payment data according to the actual payment data of the selected virtual payment conversion information, the specified payment data filtering condition information and the actual payment data of the candidate virtual payment conversion information in the resource addition list interface.

There may be two implementation manners in the step S106-11:

when the pre-acquisition resource list is only added virtual payment conversion information, determining whether the requirements of the filtering conditions in the specified payment data filtering condition information are met by using actual payment data in the virtual payment conversion information;

and the other one is that when the pre-acquired resource list comprises the sum of the added virtual payment conversion information and the actual payment data of the added candidate virtual payment conversion information, whether the requirement of the filter condition in the specified payment data filter condition information is met or not is determined. Namely: and determining whether the requirement of the specified payment data filtering condition information filtering condition is met or not according to the sum value of the actual payment value of the selected candidate virtual payment conversion information and the actual payment value of the virtual payment conversion information added into the pre-acquisition resource list.

It should be noted that, when no candidate virtual payment conversion information is selected based on the candidate virtual payment conversion information provided in the output specified payment data filtering condition information list, it is only necessary to determine whether the requirement of the filtering condition in the specified payment data filtering condition information is met according to the payable value of the virtual payment conversion information added to the pre-acquired resource list, that is, the first manner described above. That is, the candidate virtual payment conversion information may be selected or not selected based on the output specified payment data filtering condition information list. If so, the selected candidate virtual payment redemption information is added to the pre-acquisition resource list. In this embodiment, the virtual payment exchange information included in the pre-acquisition resource list may be different types of virtual payment credential information, or virtual payment credential information provided by different service resource providers. The selected virtual payment conversion information in the pre-acquired resource list can be at least two pieces of virtual payment conversion information provided by at least two service resource providers; the at least two pieces of virtual payment conversion information provided by the at least two service resource providers can be applicable to the same payment data filtering condition information, and target payment data is merged and determined.

If the result in step S106-11 is satisfied, the specified payment data that can be filtered may be determined from the specified payment data filtering condition information. And subtracting the appointed payment data from the accumulated value of the actual payment data to obtain the target payment data of the virtual payment conversion information.

In order to improve the efficiency of payment operation, in this embodiment, the virtual payment conversion information and other service resource information in the pre-acquired resource list may be further merged for payment, and specifically, when the pre-acquired resource list further includes at least one of virtual payment combination information and service resource information, target merged payment data is determined according to the at least one of the virtual payment combination information and the service resource information and target payment data of the virtual payment conversion information; the virtual payment federation information is information for describing a specified number of service resource deduction vouchers, and the virtual payment federation information is described in step S104 and is not described again here.

It should be noted that, in combination with the specific application scenario in this embodiment, the virtual payment federation information is generally online payment, and offline use is an application scenario of going to a store service. The virtual payment conversion information is online payment and online use, namely in a takeaway distribution service application scene. Therefore, in the embodiment, the virtual payment data under different use modes can be fused, so that better data drainage is realized by simplifying payment and improving payment efficiency.

Step S107: responding to the successful result of the target payment data payment, and displaying the result in association with a virtual payment conversion information clustering interface corresponding to the service resource acquirer, wherein the service resource acquirer obtains the obtained virtual payment conversion information and the use prompt information which can enter a service resource use interface matched with the virtual payment conversion information.

The clustering interface in step S107 may be understood as providing a virtual payment conversion information set presentation interface after the payment is successful, where the payment is completed. The service resource acquirer can enter a use interface matched with the virtual payment conversion information through use prompt information provided by the clustering interface, the use interface displays service resources corresponding to the virtual payment conversion information, and the service resource acquirer can acquire the service resources through the virtual payment conversion information with successful payment and distribute the service resources to the service resource acquirer through the distributor after acquiring the service resources.

In order to further simplify the operation cost, this embodiment may further include:

and when the payment operation result is successful, outputting the virtual payment conversion information and the use prompt information on a payment success interface. Through the operation of the use prompt information, the user can directly enter a service resource interface provided by the service resource provider to acquire corresponding service resources, and the acquisition of the service resources can be completed through the paid virtual payment conversion information.

It should be noted that, in the embodiment, the virtual payment conversion information is, no matter in a top page, a sub-page, or the resource addition list interface, or a payment success page, or in any display scenario such as a clustering interface, specific content information (including associated information) included in the output may display all related information or part of information according to a requirement of an actual application scenario or a requirement of a page structure, and the specifically displayed information content may be determined according to a specific requirement.

Based on the above, the present embodiment further includes:

outputting a use list interface of the virtual payment conversion information according to the triggering of the virtual payment conversion information set; that is, the set of virtual payment conversion information may include: the virtual payment exchange information or the plurality of virtual payment exchange information may be of the same type or different types when the plurality of virtual payment exchange information is included.

and acquiring the service resources on the service interface. The obtaining may be understood as ordering through the virtual payment exchange information, because the service resource is already purchased through the virtual payment exchange information, at this time, obtaining the service resource is only relevant information such as generating an order, and no re-payment is needed. It should be noted that the method further includes: and outputting the use code provided by the service resource acquirer to the service resource provider. The service resource provider set list that is output and ranked according to the geographical location information may be ranked according to a distance between a geographical location of the service resource acquirer and a geographical location of the service resource provider. The above is a specific description of an embodiment of a method for processing virtual payment information provided by the present application, and corresponds to the foregoing embodiment of a method for processing virtual payment information provided by the present application, and the present application further discloses an embodiment of a device for processing virtual payment information, please refer to fig. 2, since the device embodiment is basically similar to the method embodiment, the description is relatively simple, and related points can be referred to partial description of the method embodiment. The device embodiments described below are merely illustrative.

As shown in fig. 2, an embodiment of a processing apparatus for virtual payment information provided by the present application includes:

a first output unit 201, configured to output, based on the geographic location information in the attribute information of the service resource acquirer, virtual payment conversion information provided to the service resource acquirer; the virtual payment conversion information is used as virtual payment certificate information for converting payment data when the payment data of service resources are paid, and comprises actual payment data converted by virtual payment and service resources converted by virtual payment;

regarding technical terms in the first output unit 201, reference may be made to the explanation in step S101, and detailed description is not repeated here.

The first output unit 201 includes: a first output subunit, a second output subunit and a third output subunit;

the first output subunit is configured to output, according to service resource information pre-acquired by the service resource acquirer, the virtual payment conversion information that is provided by the service resource acquirer and matches the service resource information; the pre-acquired service resource information may be understood as a service resource that the service resource acquirer has added to the pre-acquired resource list. Reference may also be made to step S101-a regarding the specific content of the first output subunit.

And the second output subunit is configured to output, according to the history acquisition record information of the service resource acquirer, the virtual payment conversion information that is provided by the service resource acquirer and matches with the history acquisition record information. With regard to the specific contents of the second output subunit, reference may be made to step S101-b.

And the third output subunit is configured to output, according to the browsing record information of the service resource acquirer, the virtual payment conversion information that is provided by the service resource acquirer and is matched with the browsing record information. With regard to the details of the fourth output subunit, reference may be made to step S101-c.

A second output unit 202, configured to output an acquisition interface of the virtual payment conversion information according to the triggering of the virtual payment conversion information;

the purpose of the second output unit 202 is to obtain the virtual payment shift information through an obtaining interface, and therefore, the obtaining interface including the virtual payment shift information needs to be output to perform corresponding obtaining operation, so as to obtain the virtual payment shift information.

In this embodiment, based on the triggering operation that the first output unit 201 outputs the virtual payment conversion information on the service resource application management platform, the user can jump to the acquisition interface for the virtual payment conversion information, and in combination with a specific application scenario, the user can jump to the purchase interface for the virtual payment conversion information. And outputting the related content information for displaying the virtual payment conversion information and the acquired operation prompt information on an acquisition interface. The related content information may include an addition prompt message for adding the virtual payment exchange message, a viewing prompt message for viewing a list of pre-acquired resources, and at least one of the following messages:

providing the use range information of the virtual payment conversion information, wherein the use range information may include: at least one of usage time range information describing that the virtual payment exchange information can be used and service resource provider information describing that the virtual payment exchange information can be used, and the like;

jump prompt information of a service interface of the service resource provider, which can enter the virtual payment conversion information;

jump prompt information of the virtual payment conversion information payment interface can be entered.

The above-mentioned specific content about the second output unit 202 can refer to the specific description of step S102, which is only a general description here.

An adding unit 203, configured to add the virtual payment shift information to a pre-acquisition resource list based on an addition request for adding the virtual payment shift information in the acquisition interface;

the adding unit 203 sends an adding request of the virtual payment shift information based on the operation of adding the prompt information in the acquisition interface output by the second output unit 202, and adds the virtual payment shift information to the pre-acquisition resource list according to the adding request.

and the prompt output unit is used for adding the virtual payment conversion information into the pre-acquisition resource list to obtain a result, and outputting prompt information of successful addition or abnormal addition. In this embodiment, a message prompt box specifically describing the abnormal situation may be output for the abnormal type. For example: any one of prompt information for describing that the acquisition quantity of the virtual payment conversion information reaches an acquisition upper limit, prompt information for describing that the quantity of the resources in the pre-acquisition resource list reaches an addition upper limit, and prompt information for describing that the virtual payment conversion information is empty. The prompt message that the virtual payment conversion information is empty can be understood as that the virtual payment conversion information is obtained and completed, and the current service resource application management platform does not have the effective virtual payment conversion information. As for the specific contents of the prompt output unit, reference may be made to the description above regarding step S103.

A third output unit 204, configured to output, based on a viewing request for viewing the pre-acquisition resource list, a resource addition list interface including the pre-acquisition resource list to which the virtual payment shift information is added, where the resource addition list interface includes at least two pieces of virtual payment shift information provided by service resource providers;

the purpose of the third output unit 204 is to output the resource addition list interface so as to view the information in the pre-acquisition resource list. The mode of viewing the pre-acquired resource list can be realized by the triggering operation of viewing the prompt information in the acquisition interface, or by the triggering operation of viewing the prompt information set on other interfaces. In this embodiment, the resource addition list interface may be output based on the trigger operation of the viewing prompt information displayed in the acquisition interface in step S202, quantity addition may be performed in the resource addition list according to a quantity requirement of the service resource acquirer on the virtual payment shift information, and when an upper limit of the virtual payment shift information addition is reached, the addition control is in an unavailable state. Based on the unavailability status, description information of the corresponding unavailability status may be output, for example: the addition has reached an upper limit.

The resource addition list interface may display record information in the pre-fetch resource list, and the record information may only include: the virtual payment exchange information may also include: virtual payment exchange information, service resource information and the like. The information displayed on the list interface is added to the output resource in the third output unit 204, and is not limited to the above.

In order to facilitate the quantitative modification based on the added virtual payment conversion information of the resource addition list interface, the method may further include:

a modification prompt information unit used for adding a list interface on the resource and outputting quantity modification prompt information;

and the modifying unit is used for responding to the operation of modifying the prompt information in the modification prompt information unit and modifying the selection quantity of the virtual payment conversion information.

A fourth output unit 205, configured to output, for the virtual payment conversion information added in the resource addition list interface, specified payment data filtering condition information corresponding to the virtual payment conversion information; wherein the specified payment data filtering condition information is used for describing specified payment data which can be filtered from the actual payment data when the actual payment data of the virtual payment conversion meets specified payment data filtering conditions; the specified payment data filtering condition information is associated with a geographic location.

The fourth output unit 205 is configured to output information of specified payment data filtering conditions based on the virtual payment conversion information added to the pre-acquisition resource list. In combination with the catering application scenario, the service resource application management platform can display specified payment data filtering condition information provided by a service resource provider, wherein the specified payment data filtering condition information can be understood as preferential information, and if actual payment data in the virtual payment conversion information meets specified payment data filtering conditions, the specified payment data can be subtracted from the actual payment data.

The fourth output unit 205 may include:

a determining subunit, configured to determine whether a keyword describing the service resource in the virtual payment conversion information matches a keyword describing the service resource in the specified payment data filtering condition information;

and the output subunit is used for outputting the specified payment data filtering condition information when the matching result of the determination subunit is positive. Otherwise, it indicates that there is no designated payment data filtering condition information for the virtual payment conversion information, or returns to the determining subunit to perform matching again. For the details of the output subunit, reference may be made to the description of step S105-12 above.

and the supplementary prompt information display unit is used for displaying the supplementary prompt information of the specified payment data filtering condition information on the resource addition list interface. The supplemental prompt information may be presented within the same area as the specified payment data filtering condition information. As may be appreciated, controls for viewing or supplementing the candidate virtual payment conversion information provided by the specified payment data filtering criteria.

And the candidate output unit is used for responding to the operation of the supplementary prompt message and outputting a supplementary display interface of the candidate virtual payment conversion message, wherein the candidate virtual payment conversion message is determined at least according to the geographic position information in the service resource acquirer attribute message. Specifically, the operation on the supplementary prompt message may be triggered when the specified payment data filtering condition is not met based on the virtual payment conversion information in the existing resource addition list interface, or may be viewed when the service resource acquirer views the candidate virtual payment conversion information. The supplementary display interface can display a specified payment data filtering condition information list, candidate virtual payment conversion information is provided in the specified payment data filtering condition information list, and the candidate virtual payment conversion information can be provided by a service resource provider which is the same as the virtual payment conversion information displayed by the resource adding list interface, and can also be provided by other service resource providers.

A determining unit 206, configured to determine target payment data of the virtual payment conversion information according to the actual payment data of the virtual payment conversion information and the specified payment data filtering condition information that have been selected in the resource addition list interface.

The determining unit 206 may specifically include:

a condition determining subunit, configured to determine whether the selected virtual payment conversion information in the pre-acquired resource list meets a requirement of a filtering condition in the specified payment data filtering condition information;

the interface output subunit is used for responding to the operation of the supplement prompt information displayed by the resource addition list interface and outputting a supplement display interface used for providing candidate virtual payment conversion information when the determination result in the subunit is determined to be negative according to the condition; the candidate virtual payment conversion information is determined at least according to geographic position information in service resource acquirer attribute information;

a candidate output subunit, configured to output the selected candidate virtual payment conversion information to the resource addition list interface in response to a selection operation of the supplemental presentation interface in the interface output subunit;

and the target determining subunit is used for determining the target payment data according to the actual payment data of the selected virtual payment conversion information in the resource addition list interface, the specified payment data filtering condition information and the actual payment data of the candidate virtual payment conversion information.

The condition-determining subunit can be implemented in two ways, namely:

As for the specific contents of the determination unit 206, reference may be made to the specific contents of step S106 and steps S106-11 and S106-12 described above.

A display unit 207, configured to, in response to the successful payment result of the target payment data, perform associated display on a virtual payment conversion information clustering interface corresponding to the service resource acquirer, where the service resource acquirer obtains the obtained virtual payment conversion information and usage prompt information that can enter a service resource usage interface matched with the virtual payment conversion information.

The clustering interface in the presentation unit 207 may be understood as a presentation interface for providing a virtual payment conversion information set after payment is completed. The service resource acquirer can enter a use interface matched with the virtual payment conversion information through use prompt information provided by the clustering interface, the use interface displays service resources corresponding to the virtual payment conversion information, and the service resource acquirer can acquire the service resources through the virtual payment conversion information with successful payment and distribute the service resources to the service resource acquirer through the distributor after acquiring the service resources.

In order to further simplify the operation cost, the embodiment of the device may further include:

the acquisition unit is used for acquiring a payment operation result according to the payment operation of the target payment data;

and the use prompt output unit is used for outputting the virtual payment conversion information and the use prompt information on a payment success interface when the payment operation result acquired by the acquisition unit is successful. Through the operation of the use prompt information, the user can directly enter a service resource interface provided by the service resource provider to acquire corresponding service resources, and the acquisition of the service resources can be completed through the paid virtual payment conversion information.

The present embodiment may further include:

the using list interface output unit is used for outputting a using list interface of the virtual payment conversion information according to the triggering of the virtual payment conversion information set;

the collection list output unit is used for outputting a service resource provider collection list which is sequenced according to the geographic position information based on the to-be-used virtual payment conversion information determined by the use list interface;

an entering unit, configured to enter a service interface of the corresponding service resource provider according to the service resource provider determined by the service resource provider set list;

and the resource acquisition unit is used for acquiring the service resources on the service interface.

Further comprising: and the using code output subunit is used for outputting the using code provided by the service resource provider, which the service resource acquirer needs to reach.

The above is a description of an embodiment of a processing apparatus for virtual payment information provided in the present application, and for a more general specific content of the description process, reference may be made to the content of the above embodiment of the processing method for virtual payment information.

Based on the above, the present application further provides a method for acquiring a meal coupon, and as shown in fig. 3, an embodiment of the method for acquiring a meal coupon may include:

step S301: outputting a catering coupon provided for the user based on at least the geographic location information in the user attribute information; the catering voucher is used as virtual payment voucher information for deducting payment data when the payment data of the catering voucher is paid, and comprises actual payment data of the catering voucher and meal information corresponding to the catering voucher;

step S302: outputting an acquisition interface of the catering coupons according to the triggering of the catering coupons;

step S303: adding the catering coupon into a pre-acquisition resource list based on an adding request for adding the catering coupon in the acquisition interface;

step S304: outputting a resource adding list interface comprising a pre-obtained resource list added with the catering vouchers based on a viewing request for viewing the pre-obtained resource list, wherein the resource adding list interface comprises catering vouchers provided by at least two meal providers;

step S305: outputting appointed preferential condition information corresponding to the catering coupons added in the resource addition list interface; wherein the appointed discount condition information comprises appointed discount data which is used for describing that when actual payment data of the catering voucher meets appointed discount conditions, the appointed discount data can be filtered from the actual payment data;

step S306: determining target payment data of the catering coupon according to the actual payment data of the selected catering coupon in the resource addition list interface and the appointed discount condition information;

step S307: responding to the successful payment result of the target payment data, and displaying the catering coupons obtained by the user and the use prompt information which can enter the ordering interface matched with the catering coupons in a related way on the clustering interface corresponding to the user.

For details of the steps S301 to S307, reference may be made to the steps S101 to S107, and details are not repeated here.

It should be noted that the catering voucher provided in this embodiment can be applied to an application scenario of online payment and offline delivery, and the principle of the embodiment may be that when a user enters an ordering application end, the catering voucher output for the user geographic position information is displayed on an interface of the ordering application end according to the attribute information of the user, for example, the geographic position information, so that the user can directly touch the catering voucher having a use or acquisition demand of the user.

The user's operation of the meal coupon triggers the pop-up of the meal coupon detail page (which may also be the page where the meal coupon is obtained), on which the user may make a corresponding purchase or add the meal coupon to a pre-purchased list. The pre-purchase list can be displayed through the operation of a control which is displayed on the ordering application end and enters the pre-purchase list, the number of the catering coupons can be increased according to the requirement on the pre-purchase list, and the preferential information corresponding to the catering coupons is displayed. Therefore, the prior purchasing operation does not need to be completely repeated when multiple purchases of the same catering voucher are needed: such as searching, entering a purchase interface and paying, thereby simplifying the operation cost and further improving the conversion rate.

After payment for the catering coupons is completed, the user has the right of using the catering coupons, can use the catering coupons in a pre-purchase catering clustering interface, and can also use the catering coupons in a prompt interface for successful payment. In addition, when the preferential information corresponding to the catering coupon is displayed in the pre-purchase list, a prompt for adding candidate catering coupons can be provided when the current catering coupon does not have the authority of using the preferential information, namely: and supplementing prompt information. Upon triggering of the supplemental reminder information, candidate meal coupons may be presented that are not limited to the same meal provider. By using the prompt information, the user interface can be conveniently accessed through a plurality of use inlets during use.

The above is an overview of an embodiment of a method for acquiring a meal coupon provided by the present application.

The application also provides a computer storage medium for storing data generated by a network platform and a program for processing the data generated by the network platform;

when the program is read and executed, the following steps are executed:

outputting specified payment data filtering condition information corresponding to the virtual payment conversion information aiming at the virtual payment conversion information added in the resource addition list interface; wherein the specified payment data filtering condition information is used for describing specified payment data which can be filtered from the actual payment data when the actual payment data of the virtual payment conversion meets specified payment data filtering conditions;

determining target payment data of the virtual payment conversion information according to the selected actual payment data of the virtual payment conversion information and the designated payment data filtering condition information in the resource addition list interface;

Based on the above, the present application further provides an electronic device, including:

a processor 401;

a memory 402 for storing a program for processing network platform generated data, which when read and executed by the processor performs the steps of:

In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.

The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.

1. Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, computer readable media does not include non-transitory computer readable media (transient media), such as modulated data signals and carrier waves.

2. As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

Claims

1. A method for processing virtual payment information is characterized by comprising the following steps:

2. The method for processing virtual payment information according to claim 1, further comprising:

3. The method for processing virtual payment information according to claim 1, wherein the determining target payment data of the virtual payment conversion information according to the selected actual payment data of the virtual payment conversion information and the specified payment data filtering condition information in the resource addition list interface includes:

4. The method for processing virtual payment information according to claim 3, further comprising: and when the virtual payment conversion information in the pre-acquired resource list meets the requirements of the filtering conditions in the specified payment data filtering condition information, determining the target payment data according to the actual payment data and the specified payment data in the specified payment data filtering condition information.

5. The method for processing virtual payment information of claim 1, wherein the specified payment data filtering condition information comprises a filtering condition associated with a geographic location.

6. The method for processing virtual payment information of claim 1, wherein the outputting the virtual payment conversion information provided to the service resource acquirer is based on at least the geographical location information in the service resource acquirer attribute information, further comprising at least one of the following outputting modes:

7. The method for processing the virtual payment information as claimed in claim 1, wherein the obtaining interface includes an adding prompt message for adding the virtual payment conversion information and a viewing prompt message for viewing the pre-obtained resource list, and at least one of the following messages:

8. An apparatus for processing virtual payment information, comprising:

9. A computer storage medium for storing network platform generated data and a program for processing the network platform generated data;

the program, when read executed, performs the steps of a method of processing virtual payment information as claimed in any one of claims 1 to 7.

10. An electronic device, comprising:

a processor;

a memory for storing a program for processing network platform generated data, which when read and executed by the processor performs the steps of the processing method as employing the virtual payment information of any one of claims 1 to 7.