CN112215595A - Project processing method, system and device - Google Patents

Project processing method, system and device Download PDF

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Publication number
CN112215595A
CN112215595A CN202011073647.9A CN202011073647A CN112215595A CN 112215595 A CN112215595 A CN 112215595A CN 202011073647 A CN202011073647 A CN 202011073647A CN 112215595 A CN112215595 A CN 112215595A
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payment
project
platform
user
request
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CN202011073647.9A
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CN112215595B (en
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韩潇
杜永刚
潘强
任航
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Alipay Hangzhou Information Technology Co Ltd
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Alipay Hangzhou Information Technology Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance

Abstract

The embodiment of the specification provides a project processing method, a project processing system and a project processing device, wherein the project processing method comprises the following steps: receiving a payment request submitted by a user aiming at a target project; determining payment information of a payment link submitted by the user based on the payment request; sending the payment information to a fee deduction platform of the target project; and receiving and displaying a fee deduction result aiming at the target project, which is sent by the fee deduction platform based on the payment information.

Description

Project processing method, system and device
Technical Field
The embodiments of the present disclosure relate to the field of data processing technologies, and in particular, to a method, a system, and an apparatus for processing a project.
Background
With the development of the internet, the variety of online items is more and more varied, and among these items, for example, social security items, gas items, water and electricity items, there are often designated payment institutions, and at present, when a fee is deducted from the items, in order to provide the item fee obtained by deducting the fee to the designated payment institutions, the item fee needs to be circulated, and there is a circulation cost in the fee circulation, so that it is necessary to provide a more economical and efficient solution.
Disclosure of Invention
In view of this, the embodiments of the present specification provide a project processing method. One or more embodiments of the present specification also relate to a project processing system, a project processing apparatus, a computing device, and a computer-readable storage medium to address technical deficiencies in the prior art.
In a first aspect of embodiments of the present specification, there is provided a project processing method, including:
receiving a payment request submitted by a user aiming at a target project;
determining payment information of a payment link submitted by the user based on the payment request;
sending the payment information to a fee deduction platform of the target project;
and receiving and displaying a fee deduction result aiming at the target project, which is sent by the fee deduction platform based on the payment information.
Optionally, after receiving and displaying the fee deduction result for the target project sent by the fee deduction platform based on the payment information, the method further includes:
generating a payment order based on the payment information and the fee deduction result, wherein the order state of the payment order is a first state corresponding to the fee deduction result;
and under the condition that the fee deduction result is successful, the order state of the payment order is pushed from the first state to a second state.
Optionally, after the step of advancing the order status of the payment order from the first status to the second status, the method further includes:
receiving account cancellation information aiming at the target project, which is sent by the deduction platform;
and based on the account cancellation information, advancing the order state of the payment order from the second state to a third state.
Optionally, the item processing method further includes:
receiving a query request of the user for the payment order;
and inquiring and displaying the payment order based on the inquiry request, wherein the payment order comprises the order state.
Optionally, the determining, based on the payment request, payment information of the payment link submitted by the user includes:
showing the payment details carried in the payment request to the user;
and under the condition that a confirmation instruction of the user for the payment details is received, determining the payment information of the payment link submitted by the user.
Optionally, the determining the payment information of the payment link submitted by the user includes:
displaying a payment page to the user;
under the condition of receiving a payment link submitted by the user based on the payment page, receiving a link password input by the user based on the payment link;
and under the condition that the link password is verified to be correct, determining payment information corresponding to the payment link.
Optionally, the receiving a payment request submitted by a user for a target project includes:
collecting a payment identification code aiming at the target project and displayed by a project platform based on a collection instruction submitted by the user;
and analyzing the payment identification code to obtain the payment request.
Optionally, the receiving a payment request submitted by a user for a target project includes:
and receiving the payment request submitted by the user by clicking a payment control of the project platform.
Optionally, the target item includes: the social security project and the corresponding payment request comprise: the request is paid to the social security, the platform of deducting includes: social security deduction platform.
Optionally, the target item includes: the gas project, correspondingly, the request of paying fee includes: the gas payment request, the deduction platform, including the gas deduction platform.
In a second aspect of embodiments of the present specification, there is provided a project processing system including:
the system comprises a project platform, an interaction platform and a fee deduction platform;
the project platform is configured to receive a payment request submitted by a user for a target project and send the payment request to the interaction platform;
the interaction platform is configured to receive the payment request submitted by the user, determine payment information of a payment link submitted by the user based on the payment request, and send the payment information to the fee deduction platform of the target project;
the fee deduction platform is configured to receive the payment information sent by the interaction platform, deduct fees of the target project based on the payment information, obtain fee deduction results and send the fee deduction results to the interaction platform;
the interaction platform is further configured to receive and display a fee deduction result, sent by the fee deduction platform based on the payment information, for the target project.
Optionally, the project platform is further configured to receive a query request of the user for the target project, and search and display corresponding project information based on the identity information carried in the query request.
Optionally, the project platform is further configured to receive a payment query request of the user for the target project, query and display payment details of the target project based on payment details carried in the payment query request, and generate and display a payment identification code for the target project under the condition that a payment request submitted by the user based on the payment details is received;
the interaction platform is further configured to collect the payment identification code displayed by the project platform based on a collection instruction submitted by the user; and analyzing the payment identification code to obtain the payment request.
In a third aspect of the embodiments of the present specification, there is provided an item processing apparatus including:
the receiving request module is configured to receive a payment request submitted by a user aiming at a target project;
the determining module is configured to determine payment information of a payment link submitted by the user based on the payment request;
the sending module is configured to send the payment information to a fee deduction platform of the target project;
and the receiving result module is configured to receive and display a fee deduction result which is sent by the fee deduction platform based on the payment information and aims at the target project.
In a fourth aspect of embodiments of the present specification, there is provided a computing device comprising:
a memory and a processor;
the memory is to store computer-executable instructions, and the processor is to execute the computer-executable instructions to:
receiving a payment request submitted by a user aiming at a target project;
determining payment information of a payment link submitted by the user based on the payment request;
sending the payment information to a fee deduction platform of the target project;
and receiving and displaying a fee deduction result aiming at the target project, which is sent by the fee deduction platform based on the payment information.
In a fifth aspect of the embodiments of the present specification, there is provided a computer-readable storage medium storing computer-executable instructions that, when executed by a processor, implement the steps of the item processing method.
The specification provides a project processing method, which comprises the steps of receiving a payment request submitted by a user aiming at a target project, and determining payment information of a payment link submitted by the user based on the payment request; sending the payment information to a fee deduction platform of the target project; and receiving and displaying a fee deduction result, which is sent by the fee deduction platform based on the payment information and aims at the target project, so that interaction of payment information with the fee deduction platform is realized, project fee deduction is carried out on the fee deduction platform, and project fee deduction is avoided directly aiming at the target project, thereby bearing fee deduction cost.
Drawings
FIG. 1 is a process flow diagram of a project processing method provided in one embodiment of the present specification;
FIG. 2 is a flowchart illustrating a project processing method applied to a social security payment scenario according to an embodiment of the present disclosure;
FIG. 3 is a block diagram of a project processing system according to an embodiment of the present disclosure;
FIG. 4 is a schematic diagram of an item processing apparatus provided in one embodiment of the present specification;
fig. 5 is a block diagram of a computing device according to an embodiment of the present disclosure.
Detailed Description
In the following description, numerous specific details are set forth in order to provide a thorough understanding of the present description. This description may be embodied in many different forms and should not be construed as limited to the embodiments set forth herein, as those skilled in the art will be able to make and use the present disclosure without departing from the spirit and scope of the present disclosure.
The terminology used in the description of the one or more embodiments is for the purpose of describing the particular embodiments only and is not intended to be limiting of the description of the one or more embodiments. As used in one or more embodiments of the present specification and the appended claims, the singular forms "a," "an," and "the" are intended to include the plural forms as well, unless the context clearly indicates otherwise. It should also be understood that the term "and/or" as used in one or more embodiments of the present specification refers to and encompasses any and all possible combinations of one or more of the associated listed items.
It will be understood that, although the terms first, second, etc. may be used herein in one or more embodiments to describe various information, these information should not be limited by these terms. These terms are only used to distinguish one type of information from another. For example, a first can also be referred to as a second and, similarly, a second can also be referred to as a first without departing from the scope of one or more embodiments of the present description. The word "if" as used herein may be interpreted as "at … …" or "when … …" or "in response to a determination", depending on the context.
In this specification, there is provided an item processing method, and one or more embodiments of the specification relate to an item processing system, an item processing apparatus, a computing device, and a computer-readable storage medium, which are described in detail one by one in the following embodiments.
An embodiment of a project processing method provided in this specification is as follows:
fig. 1 shows a processing flow chart of a project processing method according to an embodiment of the present specification, which specifically includes the following steps:
step 102, receiving a payment request submitted by a user aiming at a target project.
The execution subject of the embodiment of the specification is an interactive platform, and the deduction fee aiming at the target project is completed by interacting with the user and the deduction fee platform of the target project.
Specifically, the target item may be understood as an item for which a fee deduction platform exists instead of a fee deduction or charging, such as: social insurance project, gas project, power consumption project, water consumption project etc. are no longer repeated here, and are corresponding, the platform of deducting fees refers to and can carry out the platform of deducting fees or charging to the target project, includes: the appointed platform of deducting of social security project, the appointed platform of deducting of gas project, the appointed platform of deducting of power consumption project and the appointed platform of deducting of water use project etc. the request of collecting fee includes: social security payment request, gas payment request, water payment request, electricity payment request and the like.
In practical application, the interactive platform receives a payment request submitted by a user for a target project, and the payment request can be sent from other platforms as an initiator or from the interactive platform as an initiator, which is not limited herein.
In a first optional implementation manner provided by the embodiment of the present specification, the receiving of the payment request submitted by the user for the target project is specifically implemented in the following manner:
collecting a payment identification code aiming at the target project and displayed by a project platform based on a collection instruction submitted by the user;
and analyzing the payment identification code to obtain the payment request.
Specifically, the project platform refers to a project platform of the target project, and a user can perform related query or operation on the target project through the project platform.
In practical application, in a project platform, a user can select to pay for a target project, and then a corresponding payment identification code is generated and displayed on the project platform, after the payment identification code is displayed on the project platform, the user can submit a collection instruction in an interaction platform by clicking a collection control, the interaction platform collects the payment identification code displayed on the project platform under the condition that the collection instruction submitted by the user is received, and analyzes and identifies the collected payment identification code to obtain a payment request, wherein the payment identification code can be understood as a two-dimensional code containing payment details.
In practical application, the payment identification code is collected through collection equipment (such as camera equipment and the like) or a code scanning gun.
In the embodiment of the specification, the payment request is further obtained by collecting the payment identification code of the project platform, so that the payment connection between the project platform and the interactive platform is completed, and the project payment is carried out through the interactive platform after the project platform carries out project operation.
Besides, in addition to the manner of submitting a payment request provided above, in a second optional implementation manner provided in this specification, the receiving of a payment request submitted by a user for a target project is specifically implemented in the following manner:
and receiving the payment request submitted by the user by clicking a payment control of the project platform.
Specifically, the payment control may be a payment link or a payment button on the project platform, and the user clicks the payment control, and in the specific implementation, the payment control carries an access link of the interaction platform, so that the interaction platform can be woken up and a payment request is sent to the interaction platform, so that the interaction platform performs payment processing on the target project under the condition that the interaction platform receives the payment request.
Taking the target project as the social insurance project as an example, if the user U inquires that the user U needs to pay for 500 yuan for the endowment insurance sub-project in the social insurance project platform, the user U sends an endowment insurance payment request to the interaction platform by clicking a payment button in the social insurance project platform, and the interaction platform receives the endowment insurance payment request.
And 104, determining the payment information of the payment link submitted by the user based on the payment request.
Specifically, on the basis of receiving a payment request submitted by a user, a payment link prestored in an interactive platform by the user is displayed to the user, so that the user can select to submit the prestored payment link or select to submit a newly-added payment link, and then the corresponding payment information is determined based on the submitted payment link.
Wherein, the payment link includes a resource payment link or a credit payment link, and correspondingly, the payment information includes: the payment amount, the user name of the payment user and the link information of the payment link, so that the subsequent fee deduction platform can accurately deduct fee based on the payment information.
In specific implementation, in order to avoid that a payment request of a user is modified in a request process or a user operation error is avoided so as to increase the accuracy of payment, in an optional implementation manner provided in an embodiment of the present specification, after the payment request is received, payment details are displayed to the user so that the user can confirm the payment details before payment, and the following implementation manner is specifically adopted:
showing the payment details carried in the payment request to the user;
and under the condition that a confirmation instruction of the user for the payment details is received, determining the payment information of the payment link submitted by the user.
Specifically, the payment details can be displayed in a form of a list through a pop-up box, a confirmation control is provided, the confirmation control is clicked when the user confirms that the payment details are correct, and after the interactive platform receives a confirmation instruction submitted by the user through the click confirmation control, the payment information of the payment link submitted by the user is continuously executed and determined.
Further, on the basis that the user confirms the payment details, the payment link submitted by the user is authenticated to ensure the correctness of the payment link submitted by the user, and payment information corresponding to the payment link is further determined, so that a subsequent payment platform can carry out item payment based on the payment information, in an optional implementation manner provided by the embodiment of the specification, the determination of the payment information of the payment link submitted by the user is specifically realized in the following manner:
displaying a payment page to the user;
under the condition of receiving a payment link submitted by the user based on the payment page, receiving a link password input by the user based on the payment link;
and under the condition that the link password is verified to be correct, determining payment information corresponding to the payment link.
In practical application, under the condition that a user determines payment details, a payment page is displayed for the user, the user can select and submit any payment link prestored in an interactive platform as a fee deduction channel of a fee deduction platform to carry out item fee deduction in the payment page, in addition, the user can select a newly-added payment link on the payment page, and the newly-added payment link is used as the fee deduction channel of the fee deduction platform to carry out item fee deduction.
It should be noted that, when the user submits the payment link, an input box for the link password is displayed to the user to receive the link password input by the user in the input box, and the link password is verified, that is, whether the link password is the correct link password of the payment link is verified, and when the link password is verified to be correct, the payment information corresponding to the payment link is determined.
When the method is specifically implemented, the payment information refers to payment information for paying through a payment link aiming at a target project, and specifically includes: payment amount, payment serial number, link code, link mechanism to which the payment link belongs, payment user and the like.
And 106, sending the payment information to a fee deduction platform of the target project.
Specifically, on the basis of determining the payment information, the payment information is sent to a deduction platform specified by a target project.
It should be noted that, the payment information is sent to the fee deduction platform for fee deduction, so that the interactive platform is prevented from deducting the fee of the payment link corresponding to the payment information, and then the fee obtained by fee deduction is settled to the charge account specified by the target project, and the cost for the interactive platform to perform project fee turnover (including the fee deduction cost for the interaction platform to perform fee deduction on the payment link corresponding to the user) is saved.
According to the above example, the interactive platform receives the endowment insurance payment request submitted by the user U, displays a payment link page to the user U based on the endowment insurance payment request, receives a payment link B submitted by the user U, obtains a link code Card1 corresponding to the payment link B and a link mechanism BK to which the payment link B belongs, and further determines that the payment information of the user U for endowment insurance sub-items in the social security project comprises: the payment amount is 500 yuan, the link code Card1, the link mechanism BK, the payment user U and the like, and the determined payment information is sent to the deduction platform UP specified by the social insurance project, so that the deduction platform UP deducts 500 yuan of endowment insurance cost from the payment link B corresponding to the link code Card1 in the link mechanism BK based on the received payment information.
And step 108, receiving and displaying a fee deduction result aiming at the target project, sent by the fee deduction platform based on the payment information.
Specifically, after the fee deduction platform deducts the fee of the project, the fee deduction platform returns the fee deduction result to the interaction platform, and the interaction platform receives the fee deduction result sent by the fee deduction platform based on the fee payment information, such as fee deduction success or fee deduction failure.
In specific implementation, in an optional implementation manner provided by the embodiment of this specification, after receiving and displaying a deduction result for the target item sent by the deduction platform based on the payment information, the method further includes:
generating a payment order based on the payment information and the fee deduction result, wherein the order state of the payment order is a first state corresponding to the fee deduction result;
and under the condition that the fee deduction result is successful, the order state of the payment order is pushed from the first state to a second state.
Specifically, the payment order refers to a payment order of a target project, and correspondingly, the order state includes a processing state (for example, payment failure, payment success, project management, order completion, and the like) in a payment processing process for the target project, and when the payment order is implemented specifically, the number and the type of the order state may be preset according to actual needs of the target project, where the first state may be payment success or payment failure.
Specifically, in the case that the fee deduction result is successful, the second state may be item management, and it needs to be explained that, in the process of item processing, the item fee deduction is one of the rings, and after the item fee deduction, the target item needs to be correspondingly processed based on the fee deduction result, so that in the process of item processing, the interaction platform receives state information in the process of item processing, so as to update the payment order and record the processing condition of the target item.
In practical application, a payment order is generated based on payment information and a fee deduction result, the payment order comprises an order state, the order state is promoted in a project payment process, a user can conveniently know the payment processing stage of a target project, the project payment state is checked and tracked on an interactive platform, and the payment experience of the user is improved.
Furthermore, before the order is completed, account cancellation processing is required, the payment order of the target project is subjected to state promotion based on the acquired account cancellation information of the account cancellation processing, the account cancellation condition of project payment is checked and tracked on the interactive platform, and the payment experience of the user is improved. In an optional implementation manner provided by the embodiment of this specification, after the advancing the order status of the payment order from the first status to the second status, the method further includes:
receiving account cancellation information aiming at the target project, which is sent by the deduction platform;
and based on the account cancellation information, advancing the order state of the payment order from the second state to a third state.
The cancellation information refers to the cancellation condition of the user for the target project, specifically, the cancellation information may be a successful cancellation indicating that the project payment for the target project is completed, and correspondingly, the third status may be "order completion".
According to the above example, on the basis that the payment information is sent to the fee deduction platform UP and the fee deduction result sent by the fee deduction platform UP is received as the fee deduction success, a payment order is generated, the order state (namely the first state) of the payment order is 'payment success', the order state is advanced from 'payment success' to 'project processing', and the order state of the payment order is advanced from 'project processing' to 'order completion' when the account cancellation success information for the endowment sub-item in the social insurance project sent by the fee deduction platform UP is received.
Further, in order to facilitate a user to know a processing situation of a target project and increase a project payment experience of the user, in an optional implementation manner provided in an embodiment of the present specification, the project processing method further includes:
receiving a query request of the user for the payment order;
and inquiring and displaying the payment order based on the inquiry request, wherein the payment order comprises the order state.
In specific implementation, the query request may carry query conditions according to payment time and/or payment items, and further query the payment order based on the query conditions carried in the query request, and display the queried payment order.
In summary, the present specification provides a project processing method, which receives a payment request submitted by a user for a target project, and determines payment information of a payment link submitted by the user based on the payment request; sending the payment information to a fee deduction platform of the target project; receiving the deduction result of the target project sent by the deduction platform based on the payment information and displaying the deduction result, realizing the interaction of the payment information with the deduction platform, directly carrying out project deduction on at the deduction platform, avoiding the turnover of project expenses with the deduction platform and reducing the deduction cost.
The following will further describe the project processing method with reference to fig. 2 by taking an application of the project processing method provided in this specification in a social security payment scenario as an example. Fig. 2 shows a processing flow chart of a project processing method applied to a social security payment scenario according to an embodiment of the present specification, which specifically includes the following steps:
step 202, the social security project platform receives a payment inquiry request of a user for a social security project.
Specifically, the user may be a flexible employment person, and in practical application, the flexible employment person has the household registration of the town and meets the insurance-participating condition, and the corresponding department can be selected by himself to handle payment registration of social insurance or the online service provided by the organization pays the social insurance fee.
And 204, the social security project platform inquires and displays the social security payment details of the social security project based on the payment details carried in the payment inquiry request.
It should be noted that, in the case that the social security project platform is the social security project terminal, after the project terminal receives the payment inquiry request, the payment inquiry request needs to be forwarded to the social security fee collection and management platform (responsible for recording and managing the social security information, etc.), so that the social security fee collection and management platform can inquire the social security payment details, and return the inquired social security payment details to the social security project terminal, and the social security project terminal can display the received social security payment details.
Step 206, the social security project platform receives a payment request submitted by the user based on the social security payment details.
And 208, generating a payment identification code corresponding to the social security project based on the payment request and displaying the payment identification code.
Step 210, the interactive platform collects the payment identification code displayed by the social security project platform based on the collection instruction submitted by the user.
And step 212, the interaction platform analyzes the payment identification code to obtain the social security payment request.
And 214, the interactive platform displays the social security payment details carried in the social security payment request to the user.
Step 216, the interaction platform receives a confirmation instruction of the user for the social insurance payment details.
Step 218, the interactive platform presents a payment page to the user.
Step 220, the interaction platform receives the link password input by the user based on the payment link under the condition of receiving the payment link submitted by the user based on the payment page.
Step 222, the interactive platform determines payment information corresponding to the payment link under the condition that the link password is verified to be correct.
Step 224, the interaction platform sends the payment information to a social security deduction platform of the social security project.
Step 226, the social security deduction platform receives the payment information sent by the interaction platform, deducts fees of the social security project based on the payment information, obtains a deduction result, and sends the deduction result to the interaction platform.
Specifically, after the social security deduction platform deducts the fee of the social security project and obtains a deduction result, the deduction result can be sent to the social security management platform under the condition that the fee deduction is successful, so that the social security management platform performs the account cancellation processing on the social security bill of the user, and returns the account cancellation processing result to the social security deduction platform, so that the social security deduction platform, the social security project platform and the interaction platform can synchronize the processing state of the target project.
Step 228, the interaction platform receives and displays a fee deduction result for the social security project, which is sent by the social security fee deduction platform based on the payment information.
Step 230, the interactive platform generates a payment order based on the payment information and the deduction result.
Step 232, receiving a query request of the user for the payment order.
Step 234, inquiring and displaying the payment order based on the inquiry request, wherein the payment order comprises the order state of the payment order.
In summary, the present specification provides a project processing method, which receives a social security payment request submitted by a user for a social security project, and determines payment information of a payment link submitted by the user based on the social security payment request; sending the payment information to a social security deduction platform of the social security project; the fee deduction result of the social security project sent by the social security fee deduction platform based on the payment information is received and displayed, so that interaction of the payment information with the social security fee deduction platform is realized, the project fee deduction is carried out on the social security fee deduction platform, and the project fee deduction is directly carried out on the target project, so that the fee deduction cost is borne.
The embodiment of a project processing system provided by the present specification is as follows:
corresponding to the above method embodiment, this specification further provides an embodiment of a project processing system, and fig. 3 shows a schematic structural diagram of a project processing system provided in an embodiment of this specification. As shown in fig. 3, the system includes:
a project platform 302, an interaction platform 304, and a deduction platform 306;
the project platform 302 is configured to receive a payment request submitted by a user for a target project, and send the payment request to the interaction platform 304;
the interaction platform 304 is configured to receive the payment request submitted by the user, determine payment information of a payment link submitted by the user based on the payment request, and send the payment information to the fee deduction platform 306 of the target project;
the fee deduction platform 306 is configured to receive the payment information sent by the interaction platform 304, deduct fees of the target project based on the payment information, obtain fee deduction results, and send the fee deduction results to the interaction platform 304;
the interaction platform 304 is further configured to receive and display a fee deduction result sent by the fee deduction platform 306 based on the payment information and for the target project.
In an optional implementation manner provided by the embodiment of the present specification, the item platform 302 is further configured to receive a query request of the user for the target item, and search and display corresponding item information based on identity information carried in the query request.
Specifically, the item information refers to item information of a target item for a user, and is, for example, social security items, the item information is social security information corresponding to the user, and is, for example, gas items, the item information is gas information consumed by the user.
By querying the target project on the project platform 302, the user can know the project information corresponding to the target project, and further the target project and the payment condition are clearer.
In an optional implementation manner provided in this specification, the project platform 302 is further configured to receive a payment query request of the user for the target project, query and display payment details of the target project based on payment details carried in the payment query request, and generate and display a payment identification code for the target project under the condition that a payment request submitted by the user based on the payment details is received;
the interaction platform 304 is further configured to collect the payment identification code displayed by the project platform 302 based on a collection instruction submitted by the user; and analyzing the payment identification code to obtain the payment request.
Specifically, the payment details are determined according to the actual scene of the target project, specifically including: in the embodiment of the present specification, the project platform 302 generates and displays the payment identification code, so that the interactive platform 304 collects the payment identification code to obtain a payment request included in the payment identification code, and then performs payment processing on the target project based on the payment request.
To sum up, the present specification provides a project processing system, in which a project platform 302, an interaction platform 304 and a fee deduction platform 306 are matched, a user initiates a payment request for a target project through the project platform 302, the interaction platform 304 receives the payment request, and determines payment information of a payment link submitted by the user based on the payment request; sending the payment information to a deduction platform 306 of the target project; the fee deduction platform 306 deducts the item fee of the target item, the fee deduction result is sent to the interaction platform 304, the interaction platform 304 receives and displays the fee deduction result which is sent by the fee deduction platform 306 based on the fee paying information and aims at the target item, the interaction of the fee paying information through the interaction platform 304 and the fee deduction platform 306 is realized, the item fee deduction is carried out on the fee deduction platform 306, and the problem that the interaction platform 304 directly deducts the item fee of the target item is avoided, so that the fee deduction cost is borne.
The above is a schematic scheme of a project processing system of the present embodiment. It should be noted that the technical solution of the project processing system and the technical solution of the project processing method belong to the same concept, and details that are not described in detail in the technical solution of the project processing system can be referred to the description of the technical solution of the project processing method.
An embodiment of a project processing apparatus provided in this specification is as follows:
corresponding to the above method embodiment, this specification also provides an item processing apparatus embodiment, and fig. 4 shows a schematic diagram of an item processing apparatus provided in an embodiment of this specification. As shown in fig. 4, the apparatus includes:
a receiving request module 402 configured to receive a payment request submitted by a user for a target project;
a determining module 404 configured to determine payment information of a payment link submitted by the user based on the payment request;
a sending module 406, configured to send the payment information to a deduction platform of the target project;
a receiving result module 408 configured to receive and display a deduction result for the target project sent by the deduction platform based on the payment information.
Optionally, the item processing apparatus further includes:
the order generating module is configured to generate a payment order based on the payment information and the fee deducting result, wherein the order state of the payment order is a first state corresponding to the fee deducting result;
the first pushing state module is configured to push the order state of the payment order from the first state to a second state when the fee deduction result is that the fee deduction is successful.
Optionally, the item processing apparatus further includes:
the information receiving module is configured to receive the account cancellation information which is sent by the deduction platform and aims at the target project;
a second advancing status module configured to advance an order status of the payment order from the second status to a third status based on the cancellation information.
Optionally, the item processing apparatus further includes:
a receiving query request module configured to receive a query request of the user for the payment order;
and the order inquiry module is configured to inquire and display the payment order based on the inquiry request, wherein the payment order comprises the order state.
Optionally, the determining module 404 includes:
the display detail sub-module is configured to display the payment details carried in the payment request to the user;
the determination information sub-module is configured to determine payment information of a payment link submitted by the user under the condition that a confirmation instruction of the user for the payment details is received.
Optionally, the information determining sub-module includes:
the display page unit is configured to display a payment page to the user;
the password receiving unit is configured to receive a link password input by the user based on the payment link under the condition of receiving the payment link submitted by the user based on the payment page;
and the determining information unit is configured to determine the payment information corresponding to the payment link under the condition that the link password is verified to be correct.
Optionally, the request receiving module 402 includes:
the collection identification code sub-module is configured to collect payment identification codes for the target project, which are displayed by a project platform, based on a collection instruction submitted by the user;
and the analysis submodule is configured to analyze the payment identification code to obtain the payment request.
Optionally, the receiving request module 402 is further configured to:
and receiving the payment request submitted by the user by clicking a payment control of the project platform.
Optionally, the target item includes: the social security project and the corresponding payment request comprise: the request is paid to the social security, the platform of deducting includes: social security deduction platform.
Optionally, the target item includes: the gas project, correspondingly, the request of paying fee includes: the gas payment request, the deduction platform, including the gas deduction platform.
In summary, the present specification provides a project processing apparatus, which receives a payment request submitted by a user for a target project, and determines payment information of a payment link submitted by the user based on the payment request; sending the payment information to a fee deduction platform of the target project; and receiving and displaying a fee deduction result, which is sent by the fee deduction platform based on the payment information and aims at the target project, so that interaction of payment information with the fee deduction platform is realized, project fee deduction is carried out on the fee deduction platform, and project fee deduction is avoided directly aiming at the target project, thereby bearing fee deduction cost.
The above is a schematic configuration of an item processing apparatus of the present embodiment. It should be noted that the technical solution of the project processing apparatus and the technical solution of the project processing method described above belong to the same concept, and for details that are not described in detail in the technical solution of the project processing apparatus, reference may be made to the description of the technical solution of the project processing method described above.
The present specification provides an embodiment of a computing device as follows:
FIG. 5 illustrates a block diagram of a computing device 500 provided in accordance with one embodiment of the present description. The components of the computing device 500 include, but are not limited to, a memory 510 and a processor 520. Processor 520 is coupled to memory 510 via bus 530, and database 550 is used to store data.
Computing device 500 also includes access device 540, access device 540 enabling computing device 500 to communicate via one or more networks 560. Examples of such networks include the Public Switched Telephone Network (PSTN), a Local Area Network (LAN), a Wide Area Network (WAN), a Personal Area Network (PAN), or a combination of communication networks such as the internet. The access device 540 may include one or more of any type of network interface, e.g., a Network Interface Card (NIC), wired or wireless, such as an IEEE802.11 Wireless Local Area Network (WLAN) wireless interface, a worldwide interoperability for microwave access (Wi-MAX) interface, an ethernet interface, a Universal Serial Bus (USB) interface, a cellular network interface, a bluetooth interface, a Near Field Communication (NFC) interface, and so forth.
In one embodiment of the present description, the above-described components of computing device 500, as well as other components not shown in FIG. 5, may also be connected to each other, such as by a bus. It should be understood that the block diagram of the computing device architecture shown in FIG. 5 is for purposes of example only and is not limiting as to the scope of the present description. Those skilled in the art may add or replace other components as desired.
Computing device 500 may be any type of stationary or mobile computing device, including a mobile computer or mobile computing device (e.g., tablet, personal digital assistant, laptop, notebook, netbook, etc.), mobile phone (e.g., smartphone), wearable computing device (e.g., smartwatch, smartglasses, etc.), or other type of mobile device, or a stationary computing device such as a desktop computer or PC. Computing device 500 may also be a mobile or stationary server.
The present specification provides a computing device comprising a memory 510, a processor 520, and computer instructions stored on the memory and executable on the processor, the processor 520 being configured to execute the following computer-executable instructions:
receiving a payment request submitted by a user aiming at a target project;
determining payment information of a payment link submitted by the user based on the payment request;
sending the payment information to a fee deduction platform of the target project;
and receiving and displaying a fee deduction result aiming at the target project, which is sent by the fee deduction platform based on the payment information.
The above is an illustrative scheme of a computing device of the present embodiment. It should be noted that the technical solution of the computing device and the technical solution of the item processing method belong to the same concept, and details that are not described in detail in the technical solution of the computing device can be referred to the description of the technical solution of the item processing method.
This specification provides one example of a computer-readable storage medium, comprising:
the present specification provides a computer readable storage medium storing computer instructions that, when executed by a processor, are operable to:
receiving a payment request submitted by a user aiming at a target project;
determining payment information of a payment link submitted by the user based on the payment request;
sending the payment information to a fee deduction platform of the target project;
and receiving and displaying a fee deduction result aiming at the target project, which is sent by the fee deduction platform based on the payment information.
The above is an illustrative scheme of a computer-readable storage medium of the present embodiment. It should be noted that the technical solution of the storage medium belongs to the same concept as the technical solution of the above project processing method, and details that are not described in detail in the technical solution of the storage medium can be referred to the description of the technical solution of the project processing method.
The foregoing description has been directed to specific embodiments of this disclosure. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims may be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing may also be possible or may be advantageous.
The computer instructions comprise computer program code which may be in the form of source code, object code, an executable file or some intermediate form, or the like. The computer-readable medium may include: any entity or device capable of carrying the computer program code, recording medium, usb disk, removable hard disk, magnetic disk, optical disk, computer Memory, Read-Only Memory (ROM), Random Access Memory (RAM), electrical carrier wave signals, telecommunications signals, software distribution medium, and the like. It should be noted that the computer readable medium may contain content that is subject to appropriate increase or decrease as required by legislation and patent practice in jurisdictions, for example, in some jurisdictions, computer readable media does not include electrical carrier signals and telecommunications signals as is required by legislation and patent practice.
It should be noted that, for the sake of simplicity, the foregoing method embodiments are described as a series of acts, but those skilled in the art should understand that the present embodiment is not limited by the described acts, because some steps may be performed in other sequences or simultaneously according to the present embodiment. Further, those skilled in the art should also appreciate that the embodiments described in this specification are preferred embodiments and that acts and modules referred to are not necessarily required for an embodiment of the specification.
In the above embodiments, the descriptions of the respective embodiments have respective emphasis, and for parts that are not described in detail in a certain embodiment, reference may be made to related descriptions of other embodiments.
The preferred embodiments of the present specification disclosed above are intended only to aid in the description of the specification. Alternative embodiments are not exhaustive and do not limit the invention to the precise embodiments described. Obviously, many modifications and variations are possible in light of the above teaching. The embodiments were chosen and described in order to best explain the principles of the embodiments and the practical application, to thereby enable others skilled in the art to best understand and utilize the embodiments. The specification is limited only by the claims and their full scope and equivalents.

Claims (16)

1. A method of item processing, comprising:
receiving a payment request submitted by a user aiming at a target project;
determining payment information of a payment link submitted by the user based on the payment request;
sending the payment information to a fee deduction platform of the target project;
and receiving and displaying a fee deduction result aiming at the target project, which is sent by the fee deduction platform based on the payment information.
2. The project processing method according to claim 1, after receiving and displaying a deduction result for the target project sent by the deduction platform based on the payment information, further comprising:
generating a payment order based on the payment information and the fee deduction result, wherein the order state of the payment order is a first state corresponding to the fee deduction result;
and under the condition that the fee deduction result is successful, the order state of the payment order is pushed from the first state to a second state.
3. The project processing method of claim 2, further comprising, after advancing the order status of the payment order from the first status to a second status:
receiving account cancellation information aiming at the target project, which is sent by the deduction platform;
and based on the account cancellation information, advancing the order state of the payment order from the second state to a third state.
4. The item processing method according to claim 2 or 3, further comprising:
receiving a query request of the user for the payment order;
and inquiring and displaying the payment order based on the inquiry request, wherein the payment order comprises the order state.
5. The project processing method of claim 1, wherein the determining payment information of the payment link submitted by the user based on the payment request comprises:
showing the payment details carried in the payment request to the user;
and under the condition that a confirmation instruction of the user for the payment details is received, determining the payment information of the payment link submitted by the user.
6. The project processing method of claim 5, wherein the determining payment information of the payment link submitted by the user comprises:
displaying a payment page to the user;
under the condition of receiving a payment link submitted by the user based on the payment page, receiving a link password input by the user based on the payment link;
and under the condition that the link password is verified to be correct, determining payment information corresponding to the payment link.
7. The project processing method of claim 1, wherein the receiving of the payment request submitted by the user for the target project comprises:
collecting a payment identification code aiming at the target project and displayed by a project platform based on a collection instruction submitted by the user;
and analyzing the payment identification code to obtain the payment request.
8. The project processing method of claim 1, wherein the receiving of the payment request submitted by the user for the target project comprises:
and receiving the payment request submitted by the user by clicking a payment control of the project platform.
9. The item processing method of claim 1, the target item, comprising: the social security project and the corresponding payment request comprise: the request is paid to the social security, the platform of deducting includes: social security deduction platform.
10. The item processing method of claim 1, the target item, comprising: the gas project, correspondingly, the request of paying fee includes: the gas payment request, the deduction platform, including the gas deduction platform.
11. An item processing system, comprising:
the system comprises a project platform, an interaction platform and a fee deduction platform;
the project platform is configured to receive a payment request submitted by a user for a target project and send the payment request to the interaction platform;
the interaction platform is configured to receive the payment request submitted by the user, determine payment information of a payment link submitted by the user based on the payment request, and send the payment information to the fee deduction platform of the target project;
the fee deduction platform is configured to receive the payment information sent by the interaction platform, deduct fees of the target project based on the payment information, obtain fee deduction results and send the fee deduction results to the interaction platform;
the interaction platform is further configured to receive and display a fee deduction result, sent by the fee deduction platform based on the payment information, for the target project.
12. The item processing system of claim 11, wherein the item platform is further configured to receive a query request of the user for the target item, and based on identity information carried in the query request, search and display corresponding item information.
13. The project processing system of claim 11, the project platform further configured to receive a payment inquiry request of the user for the target project, inquire and display payment details of the target project based on payment details carried in the payment inquiry request, and generate and display a payment identification code for the target project in case of receiving a payment request submitted by the user based on the payment details;
the interaction platform is further configured to collect the payment identification code displayed by the project platform based on a collection instruction submitted by the user; and analyzing the payment identification code to obtain the payment request.
14. An item processing apparatus comprising:
the receiving request module is configured to receive a payment request submitted by a user aiming at a target project;
the determining module is configured to determine payment information of a payment link submitted by the user based on the payment request;
the sending module is configured to send the payment information to a fee deduction platform of the target project;
and the receiving result module is configured to receive and display a fee deduction result which is sent by the fee deduction platform based on the payment information and aims at the target project.
15. A computing device, comprising:
a memory and a processor;
the memory is configured to store computer-executable instructions, and the processor is configured to execute the computer-executable instructions to implement the method of:
receiving a payment request submitted by a user aiming at a target project;
determining payment information of a payment link submitted by the user based on the payment request;
sending the payment information to a fee deduction platform of the target project;
and receiving and displaying a fee deduction result aiming at the target project, which is sent by the fee deduction platform based on the payment information.
16. A computer readable storage medium storing computer instructions which, when executed by a processor, carry out the steps of the item processing method of any one of claims 1 to 10.
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