CN112101941A - Noble metal transaction and lease-integration management method for catalysis based on block chain technology - Google Patents

Noble metal transaction and lease-integration management method for catalysis based on block chain technology Download PDF

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CN112101941A
CN112101941A CN202010979911.9A CN202010979911A CN112101941A CN 112101941 A CN112101941 A CN 112101941A CN 202010979911 A CN202010979911 A CN 202010979911A CN 112101941 A CN112101941 A CN 112101941A
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lease
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杨磊
李哲
徐劲松
马瑞辰
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Nanjing Qingzhan Artificial Intelligence Research Institute Co ltd
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Nanjing Qingzhan Artificial Intelligence Research Institute Co ltd
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    • G06Q30/06Buying, selling or leasing transactions
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Abstract

The invention belongs to the technical field of computer science, in particular to a noble metal transaction and lease-integration management method for catalysis based on a block chain technology, which is realized by a lease management system based on a block chain platform, and comprises the following steps: s1, determining leasing intention and agreement by both leasing parties; s2, automatically generating a lease contract and automatically forming a trade contract; and S3, locally generating wallet addresses and private keys for the blockchain platform by transaction parties according to the intelligent contract template provided by the system. The invention ensures the authenticity and reliability of transaction information on the block chain by the joint participation, maintenance and audit of various transactions of the block chain network nodes operated by each leasing party, can provide a safe and efficient operation environment for the intelligent contract based on the block chain technology, ensures the real execution of the contract, and ensures the reality, reliability, non-falsification, post-tracing and the like of the data recorded on the block chain.

Description

Noble metal transaction and lease-integration management method for catalysis based on block chain technology
Technical Field
The invention relates to the technical field of computer science, in particular to a noble metal transaction and lease-integration management method for catalysis based on a block chain technology.
Background
The method for catalytically processing the noble metal refers to that the noble metal is purchased from a noble metal trading market on the first party, the noble metal is processed into a shape (net shape, granular shape, tower shape and the like) required by the third party (a manufacturer for carrying out industrial catalysis by the noble metal) by a noble metal processing factory (the second party), the first party leases the noble metal to the third party by a lease mode, and the third party pays according to the period. Once the third party is used, the precious metals are returned to the first party. And the party A evaluates whether the precious metal has defects according to the contract, and if so, the party A pays the party A according to the contract agreement. During the course of the third party's use, if the catalyst composed of noble metal is inactive, the first party provides for replacement or commissions the second party for reprocessing, to ensure that the production process of the third party can be completed as expected. Wherein in order to provide successful performance of the third party, an insurance company (the third party) is required to be entrusted with providing performance insurance to cover the first party for risk. There is a high-value logistics behavior among the first party providing the second party, the second party providing the first party, the first party and the third party, and usually the first party designates a professional logistics company (the fifth party) to provide professional logistics services, and the logistics company (the fifth party) purchases logistics risks from the third party to deal with various risks.
However, because of the inertia of the traditional development modes of various industries and the incomplete maturity of the blockchain technology, the blockchain still needs a period of time when the blockchain really takes root in landing of various suitable industries, and the blockchain technology also needs to adjust the corresponding technical architecture to adapt to the characteristics of various industries. Blockchains offer the potential for financing transactions, particularly between industry participants who know and trust each other, to simplify the transfer of ownership and guaranteed equity in lease, loan and Equipment Financing Agreements (EFAs). In a typical rental transaction, a lessor will enter into a rental agreement with a lessee through a hard copy or electronic ticketing (ECP), establishing a data link between the two parties.
If the lessor sells the contract or the amount receivable resulting therefrom, the buyer or financer is added to the chain. If financing is part of an asset support voucher (ABS) release, which is guaranteed by hundreds of multiparty contracts, ownership of the pool of contracts will be transferred to a Special Purpose Entity (SPE). The SPE will guarantee the contract bearer or mortgage agent that it has contract and accountable ownership and its rights in the device. Both these transfer and underwriting parties will be added to the chain.
In the traditional precious metal financing lease activity, because the transaction amount is large, the region involved by the customer is wide, the transaction opponents in the transaction link are more, the transaction period is long, the background information of the transaction opponents is hidden, and the management of the lease activity is completed by the mode that two leasing parties sign the lease agreement, the management mode of the lease activity has the following defects:
1. in reality, the lease parties have an extremely long period before contract signing because of asymmetric information;
2. as the transaction amount is too large and the transaction link is opaque, the financing business of the bank and the transaction of the performance insurance and the transportation insurance of the insurance company can not be achieved;
3. due to the fact that the transaction amount is too large, information is asymmetric, the transaction period is long, a newly-entered production party (third party), a newly-entered logistics company (third party) and a newly-entered processing plant (second party) cannot participate in transaction, and therefore the transaction cost is too high and the efficiency is low;
4. whether the agreement is oral or written, the execution of the agreement is not supervised by a trusted third party, and the intuition of both parties is required to be relied on, so that the accurate and complete execution of the contract is not guaranteed in the process;
5. disputes arise during rental activities and can generally only be maintained by law. However, the retention and collection of evidences by both parties are often unsatisfactory, and when disputes occur, it is more difficult to restore true phases of things;
6. for large financing rental companies, it becomes easy to move the deposit of the user, after which the user of the company may need to incur a corresponding economic loss.
Therefore, a decentralized lease management platform with functions of automatically and safely executing multiple contracts by multiple parties, monitoring by participating members and tracing transaction history is extremely important.
Disclosure of Invention
Technical problem to be solved
Aiming at the defects of the prior art, the invention provides a catalytic precious metal transaction and lease management method based on a block chain technology, which solves the problem of the laggard technology of a catalytic precious metal lease management mode.
(II) technical scheme
In order to achieve the purpose, the invention provides the following technical scheme: a noble metal transaction and lease management method for catalysis based on a blockchain technology is realized by a lease management system based on a blockchain platform, and the method comprises the following steps:
s1, the first party and the third party uplink release supply and demand information, a lease intention is formed for precious metal lease, a preliminary intention is achieved on line, the system automatically obtains credit cards of the first party and the third party through the pungent party, and whether the two parties meet transaction conditions is judged through an automatic contract;
s2, automatically generating contracts of two leasing parties, broadcasting and sending transaction execution requirements to parties B, D, E and G, providing corresponding transaction role information by a Xin party according to transaction roles, automatically forming transaction contracts if parties meeting transaction conditions exist on a chain, and sending contract details to parties A, B, C, D, E and G;
s3, transaction parties generate wallet addresses and private keys for the block chain platform locally, types and parameters of intelligent contracts are selected and modified according to intelligent contract templates provided by the system, and signatures of the transaction parties agree with the selected intelligent contracts;
s4, each leasing party uses the respective legal currency account password and wallet address to exchange the required digital currency to the digital currency exchange mechanism through the block chain precious metal leasing platform, wherein the information of the leasing parties is encrypted, and the transaction deposit, the insurance or the performance insurance of each party is correspondingly collected;
and S5, deploying corresponding intelligent contracts, and packaging and recording the information, the files and the signatures of all the parties of the lease on the blockchain.
S6, in the process of lease transaction, the intelligent contract is automatically executed according to the defined triggering conditions, including deposit withholding, rent collecting and compensation executing, and the tenant ensures that the wallet address corresponding to the intelligent contract has enough digital currency; the Internet of things equipment can be accessed according to the requirements of all parties of the transaction, and the Internet of things equipment comprises sensor information such as video monitoring, catalytic substance activity detection, in-transit transportation monitoring and the like, so that evidence of the safety of the transaction process is ensured;
and S7, contract termination including normal termination and exception termination when dispute occurs, and entering an arbitration program when exception termination occurs.
As a preferred technical solution of the present invention, in S5, the method for deploying the intelligent contract specifically includes: firstly, each party credit information and transaction information are encrypted and transmitted through a block chain, and each party information is issued as required, so that the confidentiality and the safety of the information are ensured; and the leasing agreements of all leasing parties are converted into intelligent contracts and are deployed on the block chain platform.
As a preferred technical solution of the present invention, the addresses used when each party is leased to access the blockchain platform are: the address is used as a user identification of one-time leasing activity, the anonymity is realized, and the private information of all the parties involved in the leasing process is encrypted by adopting a cryptography method.
As a preferred technical solution of the present invention, the noble metal transaction and lease-integration management method for catalysis based on the blockchain technology further includes a combination of on-site monitoring and off-site monitoring at the back end by using a manner of internet of things and edge computing.
In a preferred embodiment of the present invention, in S6, the digital money for transaction is the digital money of the rmb, and when the digital money is exchanged, a signature including the signatures of both the rental parties or the upper access entity is added to the digital money.
As a preferred technical solution of the present invention, the block chain platform-based lease management system includes a network layer, a data layer, an intelligent contract layer, and an application layer, wherein:
the network layer includes: various corresponding network protocols;
the data layer includes: a blockchain data structure, a data model based on an account model, and blockchain file storage;
the intelligent contract layer comprises: GO and JAVA based contract programming environment and operation container;
the application layer comprises: a transaction type, a corresponding transaction subject, and a transaction interface.
As a preferred technical solution of the present invention, in S7, the arbitration program is used to arbitrate disputes and exceptions that cannot be handled by the intelligent contract, and the arbitration program introduces an existing arbitration mechanism or is involved in arbitration by each entity accessing the platform.
(III) advantageous effects
Compared with the prior art, the invention provides a catalytic precious metal transaction and lease-integration management method based on a block chain technology, which has the following beneficial effects:
1. according to the catalytic noble metal transaction and lease-integration management method based on the blockchain technology, various transactions are participated, maintained and audited through the blockchain network nodes operated by each party, and authenticity and reliability of transaction information on the blockchain are guaranteed.
2. According to the noble metal transaction and lease integration management method for catalysis based on the blockchain technology, a safe and efficient operation environment can be provided for an intelligent contract based on the blockchain technology, and the real execution of the contract is guaranteed.
3. According to the catalytic noble metal transaction and lease-integration management method based on the blockchain technology, the trueness, the reliability, the non-falsification, the later retrospection and the like of data recorded on the blockchain are guaranteed by the special properties of the data block of the blockchain.
Drawings
FIG. 1 is a flow chart of a catalytic noble metal transaction and lease-sharing management method based on a blockchain technology according to the present invention;
fig. 2 is an overall framework of the leasing management system based on the blockchain platform in the invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Examples
Referring to fig. 1-2, the present invention provides the following technical solutions: a noble metal transaction and lease management method for catalysis based on a blockchain technology is realized by a lease management system based on a blockchain platform, and the method comprises the following steps:
s1, the first party and the third party uplink release supply and demand information, a lease intention is formed for precious metal lease, a preliminary intention is achieved on line, the system automatically obtains credit cards of the first party and the third party through the pungent party, and whether the two parties meet transaction conditions is judged through an automatic contract;
s2, automatically generating contracts of two leasing parties, broadcasting and sending transaction execution requirements to parties B, D, E and G, providing corresponding transaction role information by a Xin party according to transaction roles, automatically forming transaction contracts if parties meeting transaction conditions exist on a chain, and sending contract details to parties A, B, C, D, E and G;
s3, transaction parties generate wallet addresses and private keys for the block chain platform locally, types and parameters of intelligent contracts are selected and modified according to intelligent contract templates provided by the system, and signatures of the transaction parties agree with the selected intelligent contracts;
s4, each leasing party uses the respective legal currency account password and wallet address to exchange the required digital currency to the digital currency exchange mechanism through the block chain precious metal leasing platform, wherein the information of the leasing parties is encrypted, and the transaction deposit, the insurance or the performance insurance of each party is correspondingly collected;
and S5, deploying corresponding intelligent contracts, and packaging and recording the information, the files and the signatures of all the parties of the lease on the blockchain.
S6, in the process of lease transaction, the intelligent contract is automatically executed according to the defined triggering conditions, including deposit withholding, rent collecting and compensation executing, and the tenant ensures that the wallet address corresponding to the intelligent contract has enough digital currency; the Internet of things equipment can be accessed according to the requirements of all parties of the transaction, and the Internet of things equipment comprises sensor information such as video monitoring, catalytic substance activity detection, in-transit transportation monitoring and the like, so that evidence of the safety of the transaction process is ensured;
and S7, contract termination including normal termination and exception termination when dispute occurs, and entering an arbitration program when exception termination occurs.
Specifically, in S5, the method for deploying the intelligent contract specifically includes: firstly, each party credit information and transaction information are encrypted and transmitted through a block chain, and each party information is issued as required, so that the confidentiality and the safety of the information are ensured; and the leasing agreements of all leasing parties are converted into intelligent contracts and are deployed on the block chain platform.
In this embodiment, the lease agreements of all parties are converted into intelligent contracts, and the intelligent contracts are deployed on the blockchain platform, so that on one hand, the intelligent contracts are ensured to be automatically and reliably executed according to various set trigger conditions, and on the other hand, the transaction details are also ensured to be backed up and not to be tampered in all parties of the transaction.
Specifically, the addresses used when each party is leased to access the blockchain platform are as follows: the address is used as a user identification of one-time leasing activity, the anonymity is realized, and the private information of all the parties involved in the leasing process is encrypted by adopting a cryptography method.
In the embodiment, the private information of each party involved in the leasing process is encrypted by adopting a cryptography method, so that the privacy of the user can be effectively protected.
Specifically, the noble metal transaction and lease-integration management method for catalysis based on the blockchain technology further comprises the step of combining on-site monitoring and off-site monitoring at the back end by adopting a mode of internet of things and edge calculation.
In the embodiment, the on-site monitoring and the off-site monitoring at the back end are combined by adopting the Internet of things and the edge calculation, so that false transactions, loss of valuable assets and the like can be avoided.
Specifically, in S6, the digital money for transaction is the digital money of the rmb, and when the digital money is converted, the digital money is added with a signature including both leasing parties or an upper access entity, so that the digital money includes more digital information.
Specifically, the block chain platform-based lease management system comprises a network layer, a data layer, an intelligent contract layer and an application layer, wherein:
the network layer includes: various corresponding network protocols, including Http/2-based P2P transport protocol, Http protocol and Socket protocol;
the data layer includes: the method comprises the steps of storing a block chain data structure, a data model based on an account model and a block chain file, wherein the block chain data structure is a Merkle Bucket tree/a block chain list, and the block chain file is stored through a relational database and big data Handoop;
the intelligent contract layer comprises: the contract programming environment and the operation container based on GO and JAVA specifically comprise a programming language based on GP/JAVA and a sand river environment: a Docker and a contract module for contract deployment and contract execution;
the application layer comprises: the system comprises transaction types, corresponding transaction bodies and transaction interfaces, wherein the commodity or service transaction types comprise precious metal transactions, logistics transactions, processing entrustment transactions, insurance transactions and fund transactions, the corresponding transaction bodies comprise fund parties, logistics and processing plants such as credit investigation, customers, gold exchanges, insurance companies and banks, and application systems corresponding to the transaction bodies comprise credit investigation systems, lease integration systems, logistics systems, processing systems, insurance systems, bulk purchasing systems and credit loan systems.
Specifically, in S7, the arbitration program is used to arbitrate disputes and exceptions that cannot be handled by the intelligent contract, and the arbitration program is introduced into the existing arbitration mechanism or is involved in arbitration by each entity accessing the platform.
According to the noble metal leasing management method based on the blockchain technology, various transactions are participated, maintained and audited through the blockchain network nodes operated by each leasing party, and authenticity and reliability of transaction information on the blockchain are guaranteed; the block chain technology can provide a safe and efficient running environment for the intelligent contract, and the real execution of the contract is ensured; the unique property of the data block of the block chain ensures the trueness, reliability, non-falsification, post-tracing and the like of the data recorded on the block chain.
Finally, it should be noted that: although the present invention has been described in detail with reference to the foregoing embodiments, it will be apparent to those skilled in the art that changes may be made in the embodiments and/or equivalents thereof without departing from the spirit and scope of the invention. Any modification, equivalent replacement, or improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.

Claims (7)

1. A noble metal transaction and lease-integration management method for catalysis based on a block chain technology is realized by a lease management system based on a block chain platform, and is characterized in that: the method comprises the following steps:
s1, the first party and the third party uplink release supply and demand information, a lease intention is formed for precious metal lease, a preliminary intention is achieved on line, the system automatically obtains credit cards of the first party and the third party through the pungent party, and whether the two parties meet transaction conditions is judged through an automatic contract;
s2, automatically generating contracts of two leasing parties, broadcasting and sending transaction execution requirements to parties B, D, E and G, providing corresponding transaction role information by a Xin party according to transaction roles, automatically forming transaction contracts if parties meeting transaction conditions exist on a chain, and sending contract details to parties A, B, C, D, E and G;
s3, transaction parties generate wallet addresses and private keys for the block chain platform locally, types and parameters of intelligent contracts are selected and modified according to intelligent contract templates provided by the system, and signatures of the transaction parties agree with the selected intelligent contracts;
s4, each leasing party uses the respective legal currency account password and wallet address to exchange the required digital currency to the digital currency exchange mechanism through the block chain precious metal leasing platform, wherein the information of the leasing parties is encrypted, and the transaction deposit, the insurance or the performance insurance of each party is correspondingly collected;
and S5, deploying corresponding intelligent contracts, and packaging and recording the information, the files and the signatures of all the parties of the lease on the blockchain.
S6, in the process of lease transaction, the intelligent contract is automatically executed according to the defined triggering conditions, including deposit withholding, rent collecting and compensation executing, and the tenant ensures that the wallet address corresponding to the intelligent contract has enough digital currency; the Internet of things equipment can be accessed according to the requirements of transaction parties, and the Internet of things equipment comprises sensor information such as video monitoring, catalytic substance activity detection, in-transit transportation monitoring and the like;
and S7, contract termination including normal termination and exception termination when dispute occurs, and entering an arbitration program when exception termination occurs.
2. The method of claim 1, wherein the method comprises: in S5, the method for deploying the intelligent contract specifically includes: firstly, each party credit information and transaction information are encrypted and transmitted through a block chain, and each party information is issued as required, so that the confidentiality and the safety of the information are ensured; and the leasing agreements of all leasing parties are converted into intelligent contracts and are deployed on the block chain platform.
3. The method of claim 2, wherein the method comprises: the addresses used when each party is leased to access the blockchain platform are as follows: the address is used as a user identification of one-time leasing activity, the anonymity is realized, and the private information of all the parties involved in the leasing process is encrypted by adopting a cryptography method.
4. The method of claim 1, wherein the method comprises: the noble metal transaction and lease-integration management method for catalysis based on the block chain technology further comprises the step of combining field monitoring and off-site monitoring at the back end by adopting a mode of Internet of things and edge calculation.
5. The method of claim 1, wherein the method comprises: in S6, the digital money for transaction is the digital money of the rmb, and when the digital money is exchanged, the digital money is added with a signature including the signatures of both leasing parties or the upper access entity.
6. The method of claim 1, wherein the method comprises: the leasing management system based on the block chain platform comprises a network layer, a data layer, an intelligent contract layer and an application layer, wherein:
the network layer includes: various corresponding network protocols;
the data layer includes: a blockchain data structure, a data model based on an account model, and blockchain file storage;
the intelligent contract layer comprises: GO and JAVA based contract programming environment and operation container;
the application layer comprises: a transaction type, a corresponding transaction subject, and a transaction interface.
7. The method of claim 1, wherein the method comprises: in S7, the arbitration program is used to arbitrate disputes and exceptions that cannot be handled by the intelligent contract, and the arbitration is performed by introducing the existing arbitration mechanism or by participating in arbitration by each entity accessing the platform.
CN202010979911.9A 2020-09-17 2020-09-17 Noble metal transaction and lease-integration management method for catalysis based on block chain technology Pending CN112101941A (en)

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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112308689A (en) * 2020-12-28 2021-02-02 支付宝(杭州)信息技术有限公司 Leasing method and device based on block chain and electronic equipment
CN113222688A (en) * 2021-04-23 2021-08-06 亿海蓝(北京)数据技术股份公司 Ship leasing method and system
TWI803831B (en) * 2021-02-23 2023-06-01 馬思正 Gold shares, a cryptocurrency system based on multiple values

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108537640A (en) * 2018-04-13 2018-09-14 武汉大学 A kind of management of leasing method based on block chain technology
CN111447251A (en) * 2019-01-17 2020-07-24 霍尼韦尔国际公司 System and method for collecting, monitoring and analyzing vehicle data from multiple vehicles using edge calculations

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108537640A (en) * 2018-04-13 2018-09-14 武汉大学 A kind of management of leasing method based on block chain technology
CN111447251A (en) * 2019-01-17 2020-07-24 霍尼韦尔国际公司 System and method for collecting, monitoring and analyzing vehicle data from multiple vehicles using edge calculations

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112308689A (en) * 2020-12-28 2021-02-02 支付宝(杭州)信息技术有限公司 Leasing method and device based on block chain and electronic equipment
TWI803831B (en) * 2021-02-23 2023-06-01 馬思正 Gold shares, a cryptocurrency system based on multiple values
CN113222688A (en) * 2021-04-23 2021-08-06 亿海蓝(北京)数据技术股份公司 Ship leasing method and system

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