CN112053239A - Financial asset transaction cloud platform based on block chain - Google Patents
Financial asset transaction cloud platform based on block chain Download PDFInfo
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Abstract
The invention relates to a block chain-based financial asset transaction cloud system, which comprises an IaaS layer, a PaaS layer, a SaaS layer and a Client layer. The SaaS layer is a financial asset transaction cloud platform based on a block chain, and the transaction cloud platform comprises a user side asset transaction platform and a service side operation management platform; the asset transaction platform comprises a customer center, an account center, a product and service center, a data center and an operation marketing center; the operation management platform comprises an operation management system, a risk monitoring management system and an operation and maintenance monitoring management system; the asset trading platform forms the block chain consisting of a financial transaction supervision agency, an asset register transfer agency, a personal transaction agency, and an enterprise transaction agency. The PaaS layer comprises a service registration center, a data service layer, a basic service layer, a service warehouse layer, an operation and maintenance management platform, a risk management platform and an IDE development platform.
Description
Technical Field
The invention belongs to the technical field of financial asset transaction, and particularly relates to a block chain-based financial asset transaction cloud system.
Background
The financial assets, which are symmetrical to physical assets, are generalized intangible assets, which are owned by units or individuals and exist in the form of value, are intangible rights to ask for physical assets, can bring the immediate or long-term currency receiving and importing flow to holders, and are a general term of all financial tools which can trade in an organized financial market and have real price and future valuation. Financial assets include bank deposits, cash in stock, accounts receivable, notes receivable, loans, bonds, stocks, funds, financial derivative instruments, and the like. Financial assets can be traded directly at a financial asset exchange or trading center and are generally more mobile than physical assets such as land, real estate, etc.
At present, a great amount of enterprise financial asset transactions in domestic and foreign markets are concentrated on off-line transactions, rapid on-line transactions cannot be realized, cloud data management cannot be realized, and the problems of financial asset authenticity, transaction safety and the like also exist.
Disclosure of Invention
In order to solve the technical problem, the invention provides a financial asset transaction cloud system based on a block chain. Book (I)
The invention relates to a financial asset transaction cloud system based on a block chain, which is an Internet financial service cloud system providing comprehensive integration, and creates a whole set of complete transaction data chain, a client information chain and a financial industry chain covering enterprises, individuals and financial institutions based on advanced technologies such as mobile Internet, cloud computing, big data, social contact and the like; the platform further performs data acquisition, mining and analysis through a block chain and big data technology, finally realizes a scientific pricing system under risk full coverage, and fundamentally solves the capital risk of enterprises under the information asymmetric environment in the investment and financing process.
The financial asset transaction cloud system based on the block chain plays a role of an intermediary in the whole financial activity process, is mainly responsible for information disclosure, optimizes resource allocation and reduces enterprise operation cost. The platform is guided by customer driving, and in the whole financial activity process, customers are not participants of the financial activity any more, but are the leaders of the financial activity; the platform provides diversified and integrated financial services with mechanism investors, entity enterprises and individuals as cores, and really achieves the purpose of providing clients through client analysis, business information analysis and resource management schemes.
The financial asset transaction cloud system based on the block chain mainly comprises trusts, insurance, financing, entrustment and debt rights, credit assets, bills and the like from the product type; from the bottom assets of the product transaction, the product transaction comprises credit assets, trust loans, entrusted debt rights, acceptance drafts, credit certificates, accounts receivable, various receiving (receiving) benefit rights, equity financing with the terms of the return purchase, and the like. The financial products are abundant, so that the problem of liquidity of non-standard assets is solved; on the other hand, enterprise financing projects are expanded to different degrees, financing requirements of capital markets of different levels are enriched, and finally, social investment and financing channels are widened, so that the problems that the project of a transaction platform is not equal to the fund seriously, a large amount of idle funds wait for the project are solved, and the fund allocation efficiency is improved.
The financial asset transaction cloud system based on the block chain comprises an IaaS layer, a PaaS layer, a SaaS layer and a Client layer; the method is characterized in that:
the SaaS layer is a financial asset transaction cloud platform based on a block chain, and the transaction cloud platform comprises a user side asset transaction platform and a service side operation management platform; the asset transaction platform comprises a customer center, an account center, a product and service center, a data center and an operation marketing center; the operation management platform comprises an operation management system, a risk monitoring management system and an operation and maintenance monitoring management system; the asset transaction platform forms the block chain consisting of a supervision mechanism, an asset registration and circulation mechanism, a personal transaction mechanism and an enterprise transaction mechanism for financial transaction, wherein the supervision mechanism in the block chain is used for overall organization and coordination, the asset registration and circulation structure is used for jointly participating in each transaction mechanism and making a unified financial asset digital standard and a financial asset intelligent contract, and the block chain is used for performing member management on the transaction mechanisms in a two-stage account mode;
the PaaS layer comprises a service registration center, a data service layer, a basic service layer, a service warehouse layer, an operation and maintenance management platform, a risk management platform and an IDE development platform; all services must be registered with the service registry to be invoked; the data service layer provides data storage of the block chain data, and high-efficiency data access efficiency is achieved by using a distributed data access technology.
Preferably, the transaction cloud platform realizes the rapid propagation of information through a social network, and forms a seamless information flow and fund flow fully combined ecological circle with the financial and fund ecological circle.
Preferably, the two-level account mode is a member management mode for the transaction institution, and the member management mode comprises the following specific forms: the asset registration and circulation mechanism checks real-name authentication data submitted by each transaction mechanism, writes authentication information into a block chain after the real-name authentication data pass the check, and opens member accounts for each transaction mechanism; then, a block chain distributes a pair of secret keys for each member account, wherein the private keys are kept by the transaction mechanism or the system, and external supervision and audit mechanisms are provided for authorized access when necessary; the member account is a primary account number, a plurality of financial asset transaction accounts are arranged below the member account, and all financial asset issuing, transaction, transfer and settlement are embodied in the financial asset transaction account level; the financial asset transaction account is limited to be open and retrievable according to relevant regulation and regulation, does not contain member account information, and provides privacy protection for members at a transaction level.
Preferably, the client center provides functions of member registration, login and member setting management; the account center provides asset management, account management and payment settlement functions; the product and service center is a collection of various products and services, and provides financing products, loan products and financial services for the platform; the data center integrates platform data, external data and ecosphere data for effective analysis to form a data basis for operation marketing, risk control and credit rating; and the operation and marketing center provides operation management and marketing management for the transaction cloud system.
Preferably, the basic service layer is a collection of some service atoms or component libraries independent of business, and is used for further packaging into application services of an upper layer; the atomization service comprises a process engine, a search engine, task scheduling, identity authentication, organization authority, a message engine, payment settlement and a rule engine; the component library encapsulates various common functions, objects and algorithms.
Preferably, the service warehouse layer exchanges data with other subsystems in a service calling mode, and the service warehouse layer mainly comprises relatively independent common application subsystems of Redis, RabbitMQ, application monitoring, ES, Kafka, hbase and spark services.
Preferably, the IDE development platform comprises an application development environment and various rapid development frameworks; the development framework comprises a front-end application framework of the PC end, a mobile application development framework, a background Java development framework and a plurality of development platforms of a test service framework.
Preferably, the operation management system is a system provided for business management personnel at each level for customizing and managing background products and services of the asset transaction cloud platform based on the block chain, and business personnel can complete business operations of business customization, parameter management, marketing management, product definition and report query on the business management system
Preferably, the risk monitoring management system is a subsystem for performing risk monitoring on the asset transaction cloud platform based on the block chain, and the risk monitoring model is established by setting some risk control elements, so that online risk monitoring and reminding of the asset transaction platform service can be realized.
Preferably, the operation and maintenance monitoring system is an application system provided for operation and maintenance personnel, and the operation and maintenance personnel can realize real-time monitoring of the existing system, check the operation state of the system process and give system fault alarm to the operation and maintenance personnel through the system.
Compared with the prior art, the scheme of the embodiment of the invention at least has the following beneficial effects:
(1) the financial asset transaction cloud system based on the block chain is suitable for the development requirement of the financial industry in China. The improvement of the mobility of the enterprise assets is in the trend, the floor application of the invention accords with the current financial development direction and the future, meets the requirements of scientific and technical finance and innovative finance of the financial industry in China to the maximum extent, also powerfully promotes the innovation of the trading mode of the financial industry, brings more capital inflow and creates higher economic benefit.
(2) The platform adopts advanced technologies such as block chains, big data and the like, has a large amount of system development and application, and is innovated in combination with financial services. Research personnel, platform operators and practitioners of financial institutions around the business development of the platform, wherein the total personnel of multiple parties can be thousands of people, and the project can relieve employment problems and bring billions of financial income for our city.
(3) The research and development of the invention are beneficial to the transformation and upgrading of the economy of China. At present, a large amount of enterprise financial asset transactions in domestic and foreign markets are concentrated on off-line transactions, rapid on-line transactions cannot be achieved, cloud data management cannot be achieved, and meanwhile, the problems of financial asset authenticity and transaction safety are solved through a modularized product. The invention systematically solves the internet link security risk of the block products in the past by utilizing the cloud technology and the big data technology, thereby accelerating the research and development process of the project, completing the research and development of the products early, pushing the products to the markets at home and abroad, seizing the market share of the banking industry at home, creating greater economic benefit, promoting the financial innovation and the industrial economic development of China and assisting the economic transformation and upgrading of China.
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In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and those skilled in the art will be able to obtain other drawings based on these drawings without inventive labor.
Fig. 1 is a schematic diagram of the general structure of a block chain-based financial asset transaction cloud system according to an embodiment of the present invention.
Fig. 2 is a block chain structure diagram of an asset transaction platform in a block chain-based financial asset transaction cloud system according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention clearer, the present invention will be described in further detail with reference to the accompanying drawings, and it is apparent that the described embodiments are only a part of the embodiments of the present invention, not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The terminology used in the embodiments of the present application is for the purpose of describing particular embodiments only and is not intended to be limiting of the application. As used in the examples of this application and the appended claims, the singular forms "a", "an", and "the" are intended to include the plural forms as well, unless the context clearly indicates otherwise, and "a plurality" typically includes at least two.
It should be understood that the term "and/or" as used herein is merely one type of association that describes an associated object, meaning that three relationships may exist, e.g., a and/or B may mean: a exists alone, A and B exist simultaneously, and B exists alone. In addition, the character "/" herein generally indicates that the former and latter related objects are in an "or" relationship.
It should be understood that although the terms first, second, third, etc. may be used to describe XXX in the embodiments of the present application, these XXX should not be limited to these terms. These terms are used only to distinguish XXX. For example, a first XXX may also be referred to as a second XXX, and similarly, a second XXX may also be referred to as a first XXX, without departing from the scope of embodiments of the present application.
The words "if", as used herein, may be interpreted as "at … …" or "at … …" or "in response to a determination" or "in response to a detection", depending on the context. Similarly, the phrases "if determined" or "if detected (a stated condition or event)" may be interpreted as "when determined" or "in response to a determination" or "when detected (a stated condition or event)" or "in response to a detection (a stated condition or event)", depending on the context.
It is also noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a good or system that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such good or system. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a commodity or system that includes the element.
Preferred embodiments of the present invention will be described in detail below with reference to the accompanying drawings.
As shown in fig. 1, the block chain-based financial asset transaction cloud system in this embodiment includes an IaaS layer, a PaaS layer, a SaaS layer, and a Client layer.
The IaaS layer is primarily a virtualization infrastructure, including host resources, storage resources, network resources, and other basic computing resources.
The PaaS layer comprises a service registration center, a data service layer, a basic service layer, a service warehouse layer, an operation and maintenance management platform, a risk management platform and an IDE development platform.
The service registry is based on the characteristics of the zookeeper, and a reliable and simple configuration information storage scheme which can be used for modifying configuration and can be effective in real time can be realized by means of the zookeeper. All services have to be registered with the service registry to be invoked.
The data service layer provides a solution for distributed data storage and access. The data service layer can provide structured and unstructured mass data storage, and high-efficiency data access efficiency can be achieved by using a distributed data access technology.
The basic service layer is a collection of some atomization services or component libraries which are not related to the business, and can be used for further packaging into application services of the upper layer. The atomization service includes a process engine (e.g., workflow), a search engine, task scheduling, identity authentication (registration, login, etc.), organization authority, message engine, payment settlement, rules engine, etc. The component library encapsulates various common functions, objects, algorithms and the like, such as common components of case and case conversion, interest rate calculation, exchange rate conversion and the like.
The service warehouse layer is different from the basic service layer in that data exchange is carried out between the service warehouse layer and other subsystems in a service calling mode. The service warehouse layer is mainly provided with a plurality of relatively independent public application subsystems, including various subsystems such as Redis, RabbitMQ, application monitoring, ES, Kafka, hbase and spark services. The subsystems are used by a plurality of upper-layer application systems, and are generally deployed in an independent construction mode so as to be flexibly expanded in the future.
The IDE development platform mainly comprises an application development environment and various rapid development frameworks to meet the rapid iteration and deployment of new requirements. The development framework comprises a front-end application framework, a mobile application development framework, a background Java development framework, a test service framework and other development platforms of the PC end. A large number of reusable application components are accumulated on the development frameworks, so that the development cost can be effectively reduced, the implementation period can be shortened, the development quality can be improved, and the degree of dependence on the technology can be reduced.
Software and hardware equipment built on a cloud platform also needs strict operation and maintenance management, and the operation and maintenance management platform mainly comprises the operation monitoring, real-time scheduling, remote control and other aspects of the whole platform.
The risk management platform comprises system risk monitoring, operation risk monitoring, real-time transaction monitoring, compliance control and other contents, and can discover potential risks and stop various hidden dangers by enhancing the risk control.
The SaaS layer is a financial asset transaction cloud platform based on a block chain, the transaction cloud platform realizes the rapid propagation of information through a social network, and simultaneously forms an ecological circle which is in seamless butt joint with a financial asset ecological circle and fully combines information flow and fund flow.
The transaction cloud platform comprises a user-side asset transaction platform and a service-side operation management platform.
The asset trading platform comprises a customer center, an account center, a product and service center, a data center and an operation marketing center. The client center provides functions of member registration, login and member setting management; the account center provides functions of asset management, account management, payment settlement and the like; the product and service center is a collection of various products and services, and provides financing products, loan products, financial services and the like for the platform; the data center integrates platform data, external data and ecosphere data for effective analysis to form a data basis for operation marketing, risk control and credit rating; and the operation and marketing center provides operation management and marketing management for the transaction cloud system.
The asset transaction platform forms the block chain consisting of a financial transaction supervision mechanism, an asset register circulation mechanism, a personal transaction mechanism and an enterprise transaction mechanism, as shown in fig. 2, wherein the supervision mechanism in the block chain is coordinated by a coordinating organization, the asset register circulation mechanism is responsible for, all the transaction mechanisms participate together, and a unified financial asset digital standard and a financial asset intelligent contract are established, and the block chain adopts a two-stage account mode to perform member management on the transaction mechanisms. The two-level account mode is used for performing member management on the transaction mechanism in a specific form that: the asset registration and circulation mechanism checks real-name authentication data submitted by each transaction mechanism, writes authentication information into a block chain after the real-name authentication data pass the check, and opens member accounts for each transaction mechanism; then, a block chain distributes a pair of secret keys for each member account, wherein the private keys are kept by the transaction mechanism or the system, and external supervision and audit mechanisms are provided for authorized access when necessary; the member account is a primary account number, a plurality of financial asset transaction accounts are arranged below the member account, and all financial asset issuing, transaction, transfer and settlement are embodied in the financial asset transaction account level; the financial asset transaction account is limited to be open and retrievable according to relevant regulation and regulation, does not contain member account information, and provides privacy protection for members at a transaction level.
The operation management platform comprises an operation management system, a risk monitoring management system and an operation and maintenance monitoring management system. The operation management system is provided for all levels of business management personnel, and is used for customizing and managing background products and services of the asset transaction cloud platform based on the block chain, and the business personnel can complete business operations of business customization, parameter management, marketing management, product definition and report query on the business management system. The risk monitoring management system is a subsystem for carrying out risk monitoring on the asset transaction cloud platform based on the block chain, and can realize online risk monitoring and reminding on the asset transaction platform service by setting some risk control elements and establishing a risk monitoring model. The operation and maintenance monitoring system is an application system provided for operation and maintenance personnel, and the operation and maintenance personnel can realize real-time monitoring on the existing system, check the running state of the system process and give system fault alarm to the operation and maintenance personnel through the system.
The Client layer is a window for interaction between a user and the asset transaction platform and is a user contact point of various channels for providing products and services for the platform. The client can enjoy the products and services provided by the transaction platform through equipment such as a PC, an iphone mobile phone, various Android mobile phones and a Pad, and can also transact platform financial services and acquire platform financial information through channels such as WeChat. The member obtains simple, convenient and beautiful user experience through the unified portal.
In the first stage of building the financial asset transaction cloud platform based on the block chain, the docking with various social media such as WeChat, microblog, SNS and the like can be completed firstly, and the rapid information propagation and the internet public praise marketing capacity can be enhanced through the social network. The asset trading platform also needs to form a seamless information flow and fund flow fully combined ecological circle with the financial ecological circle.
Aiming at the main indexes of the cloud computing technology, the invention comprises the following steps:
The cloud technology is adopted to organize each network node, each node realizes routing, new node identification and data transmission through multicast, and the real-time performance is high.
And mass storage is supported, and data is stored in a memory in a block chain type data structure at a running period and is stored in a database in a persistent mode. For larger files, it is also possible to store them in a file system outside the chain, while the digest (digital fingerprint) is saved to the chain for self-certification. For the present platform, data storage is needed that supports high frequency transactional payments.
A big data system under a cloud technology architecture carries out data encryption and privacy protection through an asymmetric encryption algorithm, a high-strength high-reliability security algorithm is a basic requirement, the national security level needs to be achieved, and certain advantages in efficiency need to be achieved.
The core functions of the system are modularized, configurable and extensible, so that the upper-layer application can be conveniently constructed. Book (I)
The invention aims at the main indexes related to the computing technology:
The system is required to be capable of processing concurrent large-scale mass computation in time, bearing high-concurrency and high-load service transaction requests and providing high-performance service transaction processing response capacity.
Ensure that the platform transaction system really realizes the operation of 7 x 24 x 365.
The millisecond-level communication efficiency is realized, and the network communication cannot become the processing bottleneck of the whole system.
The online financial asset commodity is subjected to digital certificate authentication and encryption transmission, and the commodity storage safety and platform transaction safety are ensured.
The invention aims at the main indexes of the block chain technology
The block chain technology is characterized in that under the condition of asymmetric information, mutual guarantee trust or third party intermediary participation is not needed, and a common passing between nodes based on a consensus mechanism and an encryption algorithm is an approved trust mechanism.
The system adopts a PoS consensus mechanism, has high consensus speed, reduces resource consumption caused by mathematical operation compared with a PoW consensus mechanism, correspondingly improves performance, and allows 50% of nodes in the whole network to have errors in fault tolerance.
The encryption of information is a key link of a block chain, and mainly comprises algorithms of a hash function and an asymmetric encryption part. The asymmetric encryption part uses a private key to prove the ownership of the node and is realized through digital signature; the hash algorithm is used for converting an input with any length into an output which is fixed in length and consists of letters and numbers, and the method has irreversibility and can not be tampered.
The invention aims at the main indexes of the artificial intelligence technology:
All the service processes are intelligent automatic services without manual intervention, and the method is self-service initiation, self-service processing and self-service operation.
Ensure that the platform transaction system really realizes the operation of 7 x 24 x 365.
The system adopts various strategies such as identity authentication, access control, information encryption and the like to improve the confidentiality and the safety of network information and support digital certificate authentication.
The intelligent agent service robot automatically generates a black and white list aiming at each digital commodity according to the credit of the user and the purchase payment result, and carries out omnibearing authority control.
The process route and technical characteristics adopted in the implementation process of the technical scheme of the invention are shown in the table I:
| type (B) | Selection of technology |
| Foundation frame | SpringFramework4.3.x |
| ORM framework | MyBatis3.4.x |
| Service management | Dubbo2.5.x |
| Distributed service framework | Zookeeper3.4.x |
| Nosql | Redis3.x、Mongodb |
| Message queue | Activemq、kafka |
| Version management | SVN |
| Component management | Maven |
| IDE | Eclipse |
| MVC | SpringMVC |
| Database connection pool | Druid1.x |
| Authority management | ApacheShiro1.2.x |
| Json tool | fastjson-1.2.28.jar |
| Distributed file system | FastDFS |
| Scheduling | Quartz |
| Log | Log4j、slf4j |
| Log collection, analysis | ELK(ElasticSearch,Logstash,Kibana) |
| Big data processing and analysis | Hadoop, Spark, etc |
Table one: the technical route and technical characteristics adopted in the implementation process of the technical scheme of the invention.
The risk description and the countermeasure in the implementation process of the technical scheme of the invention are shown in the table two:
table two: risk description and countermeasures.
The above-described embodiments of the apparatus are merely illustrative, and the units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment.
Finally, it should be noted that: the above examples are only intended to illustrate the technical solution of the present invention, but not to limit it; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present invention.
Claims (10)
1. A financial asset transaction cloud system based on a block chain comprises an IaaS layer, a PaaS layer, a SaaS layer and a Client layer; the method is characterized in that:
the SaaS layer is a financial asset transaction cloud platform based on a block chain, and the transaction cloud platform comprises a user side asset transaction platform and a service side operation management platform; the asset transaction platform comprises a customer center, an account center, a product and service center, a data center and an operation marketing center; the operation management platform comprises an operation management system, a risk monitoring management system and an operation and maintenance monitoring management system; the asset transaction platform forms the block chain consisting of a supervision mechanism, an asset registration and circulation mechanism, a personal transaction mechanism and an enterprise transaction mechanism for financial transaction, wherein the supervision mechanism in the block chain is used for overall organization and coordination, the asset registration and circulation structure is used for jointly participating in each transaction mechanism and making a unified financial asset digital standard and a financial asset intelligent contract, and the block chain is used for performing member management on the transaction mechanisms in a two-stage account mode;
the PaaS layer comprises a service registration center, a data service layer, a basic service layer, a service warehouse layer, an operation and maintenance management platform, a risk management platform and an IDE development platform; all services must be registered with the service registry to be invoked; the data service layer provides data storage of the block chain data, and high-efficiency data access efficiency is achieved by using a distributed data access technology.
2. The transaction cloud system of claim 1, wherein the transaction cloud platform enables rapid information dissemination through a social network, and forms a seamless information flow and fund flow fully integrated ecosphere with the financial and financial ecosphere.
3. The transaction cloud system of claim 2, wherein the two-tier account mode is member management of the transaction institution in the form of: the asset registration and circulation mechanism checks real-name authentication data submitted by each transaction mechanism, writes authentication information into a block chain after the real-name authentication data pass the check, and opens member accounts for each transaction mechanism; then, a block chain distributes a pair of secret keys for each member account, wherein the private keys are kept by the transaction mechanism or the system, and external supervision and audit mechanisms are provided for authorized access when necessary; the member account is a primary account number, a plurality of financial asset transaction accounts are arranged below the member account, and all financial asset issuing, transaction, transfer and settlement are embodied in the financial asset transaction account level; the financial asset transaction account is limited to be open and retrievable according to relevant regulation and regulation, does not contain member account information, and provides privacy protection for members at a transaction level.
4. The transaction cloud system of any of claims 1-3, the customer center providing member registration, login, member setting management functions; the account center provides asset management, account management and payment settlement functions; the product and service center is a collection of various products and services, and provides financing products, loan products and financial services for the platform; the data center integrates platform data, external data and ecosphere data for effective analysis to form a data basis for operation marketing, risk control and credit rating; and the operation and marketing center provides operation management and marketing management for the transaction cloud system.
5. The transaction cloud system of claim 4, the base service layer being a collection of some service or component libraries, atomic or business independent, for further encapsulation into upper layer application services; the atomization service comprises a process engine, a search engine, task scheduling, identity authentication, organization authority, a message engine, payment settlement and a rule engine; the component library encapsulates various common functions, objects and algorithms.
6. The transaction cloud system of claim 4, wherein the service repository layer exchanges data with other subsystems by means of service calls, and the service repository layer mainly comprises relatively independent common application subsystems of Redis, RabbitMQ, application monitoring, ES, Kafka, hbase and spark services.
7. The transaction cloud system of claim 4, the IDE development platform comprising an application development environment and various types of rapid development frameworks; the development framework comprises a front-end application framework of the PC end, a mobile application development framework, a background Java development framework and a plurality of development platforms of a test service framework.
8. The transaction cloud system of claim 4, wherein the operation management system is a system provided for business management personnel at all levels to customize and manage background products and services of the asset transaction cloud platform based on the block chain, and business personnel can complete business operations of business customization, parameter management, marketing management, product definition and report query on the business management system.
9. The transaction cloud system of claim 4, wherein the risk monitoring management system is a subsystem for performing risk monitoring on the asset transaction cloud platform based on the block chain, and online risk monitoring and reminding of the asset transaction platform service can be realized by setting some risk control elements and establishing a risk monitoring model.
10. The transaction cloud system of claim 4, wherein the operation and maintenance monitoring system is an application system provided for operation and maintenance personnel, and the operation and maintenance personnel can monitor an existing system in real time, check the operation state of a system process and give system fault alarm to the operation and maintenance personnel through the system.
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