CN111949694A - Account storage period dynamic monitoring method and device - Google Patents
Account storage period dynamic monitoring method and device Download PDFInfo
- Publication number
- CN111949694A CN111949694A CN202010821269.1A CN202010821269A CN111949694A CN 111949694 A CN111949694 A CN 111949694A CN 202010821269 A CN202010821269 A CN 202010821269A CN 111949694 A CN111949694 A CN 111949694A
- Authority
- CN
- China
- Prior art keywords
- information
- account
- enterprise
- comparison
- customer
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
- 238000000034 method Methods 0.000 title claims abstract description 58
- 238000012544 monitoring process Methods 0.000 title claims abstract description 44
- 238000012545 processing Methods 0.000 claims description 17
- 238000004590 computer program Methods 0.000 claims description 14
- 238000012986 modification Methods 0.000 claims description 7
- 230000004048 modification Effects 0.000 claims description 7
- 238000007726 management method Methods 0.000 description 41
- 230000006870 function Effects 0.000 description 19
- 238000004891 communication Methods 0.000 description 12
- 238000010586 diagram Methods 0.000 description 12
- 238000012552 review Methods 0.000 description 12
- 230000005540 biological transmission Effects 0.000 description 8
- 238000012216 screening Methods 0.000 description 8
- 238000013500 data storage Methods 0.000 description 6
- 239000000243 solution Substances 0.000 description 6
- 238000012423 maintenance Methods 0.000 description 5
- 239000000872 buffer Substances 0.000 description 4
- 238000013479 data entry Methods 0.000 description 4
- 230000008676 import Effects 0.000 description 4
- 230000009471 action Effects 0.000 description 3
- 230000008859 change Effects 0.000 description 3
- 238000012806 monitoring device Methods 0.000 description 3
- 230000008569 process Effects 0.000 description 3
- 230000002159 abnormal effect Effects 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
- 238000007689 inspection Methods 0.000 description 2
- 230000002093 peripheral effect Effects 0.000 description 2
- 230000001360 synchronised effect Effects 0.000 description 2
- 230000001413 cellular effect Effects 0.000 description 1
- 238000007405 data analysis Methods 0.000 description 1
- 238000009795 derivation Methods 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 238000000605 extraction Methods 0.000 description 1
- 238000007429 general method Methods 0.000 description 1
- 238000002347 injection Methods 0.000 description 1
- 239000007924 injection Substances 0.000 description 1
- 238000004519 manufacturing process Methods 0.000 description 1
- 238000010295 mobile communication Methods 0.000 description 1
- 230000003287 optical effect Effects 0.000 description 1
- 230000000750 progressive effect Effects 0.000 description 1
- 238000012954 risk control Methods 0.000 description 1
- 239000007787 solid Substances 0.000 description 1
- 238000006467 substitution reaction Methods 0.000 description 1
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/24—Querying
- G06F16/245—Query processing
- G06F16/2455—Query execution
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/24—Querying
- G06F16/248—Presentation of query results
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Landscapes
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- General Engineering & Computer Science (AREA)
- Databases & Information Systems (AREA)
- Data Mining & Analysis (AREA)
- Computational Linguistics (AREA)
- Development Economics (AREA)
- General Business, Economics & Management (AREA)
- Technology Law (AREA)
- Strategic Management (AREA)
- Marketing (AREA)
- Economics (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The invention provides a method and a device for dynamically monitoring an account lifetime, and relates to the technical field of big data. The method comprises the following steps: dynamically and respectively acquiring information of an enterprise account, information of an enterprise customer and industrial and commercial information; comparing the information of the enterprise account, the information of the enterprise customer and the industrial and commercial information to generate a comparison file; and notifying and controlling the authority of the enterprise accounts with inconsistent marking information in the comparison file. The invention can realize the automatic comparison of the account and the customer information, effectively reduces the manual checking work, and improves the quality and the efficiency of the account and customer information checking.
Description
Technical Field
The invention relates to the technical field of big data comparison, in particular to a method and a device for dynamically monitoring account duration.
Background
At present, the problems that risk scene information such as license expiration, important information change and the like is asynchronous and update is not timely exist in a bank system of client information, supervision risks exist, annual inspection reporting automation is difficult to promote, and the like.
Along with the fact that the information amount stored in the database in the bank system is larger and larger, different databases store different types of information, all the information is related to each other, and all the databases are independent from each other. Generally, a screening method is adopted to determine risk scene information, and human eyes are compared after screening to judge whether the license is due, important information is changed and the like, so that the comparison and judgment mode reduces the checking efficiency, the comparison aiming at different database information is more complicated, and the checking quality and efficiency are further reduced.
Disclosure of Invention
Aiming at the problems in the prior art, the invention provides a method and a device for dynamically monitoring the account lifetime, which specifically comprise the following technical schemes:
in a first aspect, the present invention provides a method for dynamically monitoring an account lifetime, including:
dynamically and respectively acquiring information of an enterprise account, information of an enterprise customer and industrial and commercial information;
comparing the information of the enterprise account, the information of the enterprise customer and the industrial and commercial information to generate a comparison file;
and notifying and controlling the authority of the enterprise accounts with inconsistent marking information in the comparison file.
And notifying and controlling the authority of the enterprise account with inconsistent information in the comparison file, further comprising:
rechecking the enterprise accounts with inconsistent information in the comparison file;
and marking the enterprise account according to the rechecking processing result.
Before the dynamically and respectively acquiring the information of the enterprise account, the information of the enterprise customer and the information of the industrial and commercial enterprises, the method comprises the following steps:
and setting a dynamic acquisition period and an information comparison range.
The informing and authority control of the enterprise account with inconsistent mark information in the comparison file comprises the following steps:
notifying the enterprise accounts with inconsistent marking information in the comparison file;
and performing authority control on the enterprise account which is notified and has no information modification consistency.
The information of the enterprise account includes: account number, currency, account nature, account type, account status, and account control means.
The information of the enterprise client comprises: customer name, business license number, legal name, and business license expiration date.
The business information comprises: business extent, business license due date, and customer name.
In a second aspect, the present invention provides an account lifetime dynamic monitoring apparatus, including:
the acquisition unit is used for dynamically and respectively acquiring the information of the enterprise account, the information of the enterprise customer and the information of the industry and commerce;
the comparison unit is used for comparing the information of the enterprise account, the information of the enterprise customer and the information of the industry and commerce to generate a comparison file;
and the control unit is used for notifying and controlling the authority of the enterprise accounts with inconsistent mark information in the comparison file.
Further comprising: the rechecking unit is used for rechecking the enterprise accounts with inconsistent information in the comparison file;
and the marking unit is used for marking the enterprise account according to the rechecking processing result.
The method comprises the following steps: and the configuration unit is used for setting the period of dynamic acquisition and the information comparison range.
The control unit includes:
the notification self-unit is used for notifying the enterprise accounts with inconsistent mark information in the comparison file;
and the authority unit is used for carrying out authority control on the enterprise account which is notified and has no information modification consistency.
In a third aspect, the present invention provides an electronic device, including a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor implements the steps of the method for dynamically monitoring account lifetime when executing the program.
In a fourth aspect, the present invention provides a computer readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the method for dynamically monitoring account lifetime.
According to the technical scheme, the invention provides the method and the device for dynamically monitoring the account duration, wherein the method and the device respectively acquire the information of the enterprise account, the information of the enterprise customer and the information of the industry and commerce through the dynamic state; comparing the information of the enterprise account, the information of the enterprise customer and the industrial and commercial information to generate a comparison file; and informing and controlling the authority of the enterprise accounts with inconsistent mark information in the comparison file, so that the automatic comparison of the account information and the client information can be realized, the manual checking work is effectively reduced, and the checking quality and efficiency of the account information and the client information are improved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to these drawings without creative efforts.
Fig. 1 is a first flowchart of a dynamic account lifetime monitoring method according to an embodiment of the present invention.
Fig. 2 is a second flowchart of the account lifetime dynamic monitoring method according to the embodiment of the present invention.
Fig. 3 is a third flowchart of the account lifetime dynamic monitoring method according to the embodiment of the present invention.
Fig. 4 is a schematic structural diagram of a system applying the account lifetime dynamic monitoring method in the embodiment of the present invention.
Fig. 5 is a schematic structural diagram of an account lifetime dynamic monitoring apparatus in an embodiment of the present invention.
Fig. 6 is a schematic structural diagram of an electronic device in an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The invention provides an embodiment of a dynamic monitoring method for account duration, which specifically comprises the following contents in reference to fig. 1:
s101: dynamically and respectively acquiring information of an enterprise account, information of an enterprise customer and industrial and commercial information;
in this step, the information of the enterprise account is queried, stored and maintained. And providing dynamically monitored account information including account number, currency, account property, account type, account state and account control mode data.
And receiving, storing and maintaining the information of the enterprise client. And providing information of the enterprise client, including client name, business license number, legal name, business license expiration date and other data. And receiving and centrally storing the business and industrial registration information of the enterprise. And providing enterprise and business registration information including enterprise business scope, business license due date and customer name data.
It should be noted that the acquired information receives data through a general method such as a network and is cached locally. The data format is YYYY-MM-DD, the time stamp format is YYYYY-MM-DD hh: MM: ss, and all the symbols including brackets, punctuation marks and special characters are removed.
S102: comparing the information of the enterprise account, the information of the enterprise customer and the industrial and commercial information to generate a comparison file;
in this step, the comparison is performed according to the preset comparison data, the comparison elements and the comparison period, and the difference between the host information and the business registration information is compared, including the information such as the name of the customer, the license number, the name of the legal person, the due date of the license, the operation range, the registration address, and the like. And generating a dynamic rechecking list according to the result of the data comparison module.
S103: and notifying and controlling the authority of the enterprise accounts with inconsistent marking information in the comparison file.
In this step, the notifying and authority controlling of the enterprise account with inconsistent mark information in the comparison file includes: notifying the enterprise accounts with inconsistent marking information in the comparison file;
and according to the short message notification rule, performing short message notification on the clients meeting the notification condition according to the short message template. 5 short message templates including a business state short message injection and cancellation template A, a illegal and lost message template B in business but in life in business state, a business license due short message template C, a legal identity certificate due reminding short message template D and a customer important information change short message template E are established. When the notification item includes client status information, the template a or B is selected according to the specific status. When the notice item only contains the license validity period, the template C or D is selected according to the specific state. When the notification item contains only important information, E is sent. When the notification item contains client state information, license validity period and important information, the notification item preferentially sends a corresponding short message template A or B according to the requirement of the client state information > the important information > the license validity period.
And performing authority control on the enterprise account which is notified and has no information modification consistency. And managing and controlling the accounts meeting the account control conditions, wherein the accounts are controlled to be only charged and not paid, and the control result is marked.
It should be noted that the selection of the contact ways such as the mobile phone and the telephone is supported, and the dialing-out result is updated and stored.
From the above description, the invention provides a dynamic monitoring method for account duration, which dynamically and respectively obtains information of an enterprise account, information of an enterprise customer and industrial and commercial information; comparing the information of the enterprise account, the information of the enterprise customer and the industrial and commercial information to generate a comparison file; and informing and controlling the authority of the enterprise accounts with inconsistent mark information in the comparison file, so that the automatic comparison of the account information and the client information can be realized, the manual checking work is effectively reduced, and the checking quality and efficiency of the account information and the client information are improved.
In an embodiment of the present invention, referring to fig. 2, after the step S103 of dynamically monitoring the account lifetime, the following contents are specifically included:
s104: rechecking the enterprise accounts with inconsistent information in the comparison file;
in the step, the enterprise accounts with inconsistent information in the comparison file are determined, a task list to be processed is formed according to the enterprise accounts with inconsistent information in the comparison file, and the task list is periodically updated in the dynamic review list. The unit account management system provides a function of inquiring the dynamic review list.
S105: and marking the enterprise account according to the rechecking processing result.
In this step, the rechecking processing result is determined, the client meeting the notification condition is notified, the notification includes a short message notification and an outbound notification, and the notification result is marked. And managing and controlling the accounts meeting the account control conditions, wherein the accounts are controlled to be only charged and not paid, and the control result is marked. And generating the latest data of account management control of the storage period, and synchronizing the account notification and control results to the service operation internal management system in batches at night.
In an embodiment of the present invention, referring to fig. 3, before the step S101 of dynamically monitoring the account lifetime, the following contents are specifically included:
s100: and setting a dynamic acquisition period and an information comparison range.
In this step, a parameter setting function is provided, which includes setting a comparison data source, a comparison element, and a comparison period. Compared information is parameterized, so that the method can be more flexibly configured and is suitable for various bank systems.
From the above description, the invention provides a dynamic monitoring method for account duration, which can dynamically recheck the account operation state, the license validity period, the important information and other information at four levels, and periodically push the account list with abnormal operation state, upcoming/expired license and inconsistent important information in the dynamic rechecking result to an account management platform to form a task list to be processed, and can select to perform short message or outbound notification on the corresponding account and implement the control of receiving or not receiving only; and the Guest system records the notification and control results and updates the results in a dynamic review list of the unit account management system periodically.
To further illustrate the present solution, the present invention provides a full-flow embodiment of a dynamic monitoring method for account duration, where the dynamic monitoring method for account duration specifically includes the following contents:
(1) based on a big data service platform, the account and the customer data of the bank are compared with the data of the industry and the commerce, and the information extraction of four levels of information, namely the account operation state, the license validity period, important information and other information, is realized.
(2) Periodically pushing an account list with abnormal operation state, upcoming/expired license and inconsistent important information in the dynamic rechecking result to a legal customer marketing system and a business operation internal management platform
(3) After receiving the list, the corporate client marketing system forms a task list to be processed, and can select to carry out short message or outward dialing notification on a corresponding client or implement only receiving and not paying/not receiving and not paying control on an account;
(4) the corporate client marketing system records the notification and control results and updates the results periodically in a dynamic review list of the business operation internal management system.
(5) The service operation internal management system provides a function of inquiring the dynamic rechecking list and a report form exporting function, and timely masters the account state of the storage period.
From the above description, it can be known that the big data comparison technology is introduced to periodically compare the change of the host customer information and the business information and timely notify the customer to update the in-line system information, and the method has the following effects and advantages:
the invention reduces the potential legal risk, credit risk and internal control risk of company customer information update lag while meeting the requirements of pedestrian supervision, and strengthens the risk control of public accounts.
And (II) realizing the full-flow systematization of license expiration management and control, establishing reminding and management and control tasks according to people arriving in the week, and providing management basis and mode for basic level network points.
And thirdly, automatic comparison of account and customer information is realized, manual checking work is effectively reduced, and account and customer information checking quality and efficiency are improved. After the system is on line, the workload can be saved by about 30 people for all the lines.
And (IV) the requirement of canceling administrative approval work by the personnel is met, a uniform account management platform is established from the account level, linkage with a client marketing system of legal persons is realized, and the full life cycle management of the account is enhanced.
The embodiment of the present invention provides a system applying the above method for dynamically monitoring the account lifetime, and referring to fig. 4, the method includes: the system comprises an enterprise account basic business system 1, an enterprise-level customer information system 2, an industrial and commercial information system 3, a big data service platform system 4, a legal customer marketing system 5 and a business operation internal management system 6.
The enterprise account basic service system 1: the system is responsible for inquiring, storing and maintaining the basic information of the enterprise account, and is responsible for providing dynamically monitored account information data and account control services, including account number, currency, account property, account type, account state, account control mode and other data.
Further, the enterprise account basic service system 1 includes:
the parameter maintenance device: and providing a parameter setting function, including setting a comparison data source, a comparison element, a comparison period and the like. Compared information is parameterized, and the configuration of the method can be more flexible.
The parameter maintenance device comprises a parameter acquisition module and a parameter storage module;
a parameter acquisition module: the module is responsible for collecting data comparison parameters including comparison data sources, comparison elements, comparison periods and the like. A parameter storage module: the module stores the collected reporting parameters in a centralized manner.
A data acquisition device: the system is responsible for acquiring the public account information, the public customer information and the industry and commerce information from each peripheral service system, storing the acquired data and calling the automatic comparison device to compare the data.
Wherein, the data acquisition device includes: a data receiving module: and the system is responsible for receiving the enterprise account information pushed by each peripheral business system, receiving data through a network and other general modes, and caching the data to the local.
A data analysis module: and the data receiving module is responsible for analyzing the enterprise account information data received by the data receiving module according to a fixed format.
For example, the date format is YYYY-MM-DD, the time stamp format is YYYY-MM-DD hh: MM: ss, and all the symbols including parentheses, punctuation marks and special characters are removed.
Data layering comparison device: and according to the comparison rule maintained by the parameter maintenance device, carrying out hierarchical comparison on the data information received by the data acquisition device according to the rule, and generating a dynamic rechecking list.
The data hierarchical comparison device comprises a parameter loading module, a data comparison module, a data list generation module and a data list transmission module.
A parameter loading module: the module is responsible for loading comparison data, comparison elements and comparison periods set by the parameter maintenance device.
A data comparison module: the module is responsible for comparing the difference between the host information and the business registration information, including the information of the client name, the business license number, the legal name, the business license due date, the business scope, the registration address and the like.
A data list generation module: the module is responsible for generating a dynamic review list according to the result of the data comparison module.
The dynamic review list transmission module: and transmitting the generated dynamic rechecking manifest file to a client marketing system and a business operation management system of the legal person through a GTP point-to-point transmission service.
The dynamic review list downloading device comprises: and transmitting the generated dynamic rechecking manifest file to a client marketing system and a business operation management system of the legal person through a GTP point-to-point transmission service.
Enterprise level customer information system 2: the system is responsible for receiving, storing, maintaining and analyzing customer information data, and is responsible for providing important enterprise information and other enterprise information as data to be compared, wherein the important enterprise information and other enterprise information comprise customer names, business license numbers, legal names, business license expiration dates and other data.
Further, the enterprise-level customer information system 2 includes:
data storage for corporate customer marketing: and the system is responsible for periodically receiving the list to be dynamically reviewed, which is transmitted back from the big data service platform, and storing the list in a client marketing system of the legal person.
The data storage device module comprises a data import module and a data storage module.
The data import module: the module is responsible for scanning dynamic review list files downloaded from big data, and inserting or updating records in the task list into a dynamic review task register one by one.
A data storage module: the module is responsible for storing dynamic review task records. The method comprises the steps of task type, task state, account management and control state, account notification state, hierarchical information triggering time, operators, time information and the like.
Corporate client marketing data screening device: and the customer manager is supported to inquire, inform and control dynamic review records through the storage period information control menu.
The system comprises a client marketing data screening device, a data input module, a data output module and a data output module.
A data entry module: the module is responsible for collecting the inquiry elements of a customer manager, including account type, starting date, expiration date, operation state, license validity period, notification state, control state and the like.
A data output module: and acquiring data from the dynamic rechecking task register through the query condition of the data entry module and displaying the data on the interface.
Corporate client marketing notification apparatus: and the system is responsible for notifying the clients meeting the notification conditions screened by the corporate client marketing data screening device, wherein the notifications comprise short message notifications and outbound notifications.
The client marketing notification device for the legal person comprises a short message notification module and an external dialing notification module.
A short message notification module: the module carries out short message notification on the clients meeting the notification conditions according to the short message notification rules and the short message template. The module establishes 5 short message templates of a short message template A for canceling and canceling business state, a short message template B for illegal lost messages in business but in life in business state, a short message template C for business license expiration, a short message template D for reminding legal identity certificate expiration and a short message template E for changing important information of customers. When the notification item includes client status information, the template a or B is selected according to the specific status. When the notice item only contains the license validity period, the template C or D is selected according to the specific state. When the notification item contains only important information, E is sent. When the notification item contains client state information, license validity period and important information, the notification item preferentially sends a corresponding short message template A or B according to the requirement of the client state information > the important information > the license validity period.
An external dialing notification module: the module is responsible for providing dial-out controls for dial-out workers, supporting selection of contact ways such as mobile phones and telephones, and updating dial-out results to the data storage module.
Corporate client marketing management and control device: and the system is responsible for managing and controlling the accounts which are screened out by the legal customer marketing data screening device and meet the account control conditions, and the accounts are controlled to be only charged and not paid.
The system comprises a client marketing management and control device, a client marketing management and control device and a client marketing management and control device, wherein the client marketing management and control device for the legal person comprises a management and control rule control module and a management and control implementation module.
The control rule control module: the module is responsible for analyzing the screened data and judging the control mode of the record by combining the control elements and the rule triggering time.
A management and control implementation module: the module is responsible for carrying out the management and control operation of receiving and paying only, not receiving and paying and not controlling the account which accords with the management and control rule.
Corporate client marketing data synchronization apparatus: and the system is responsible for generating the latest data of account management and control of the storage period at night, and synchronizing the account notification and control results to the service operation internal management system in batches at night.
The corporate client marketing data synchronization device comprises a data generation module and a data transmission module.
A data generation module: and the system is responsible for generating a dynamic rechecking synchronous list according to the current-day account management and control data in the dynamic rechecking register.
A data transmission module: and the system is responsible for downloading the generated dynamic rechecking synchronization list to a service operation internal management system through a GTP point-to-point transmission service.
The industrial and commercial information system 3: the system is responsible for receiving and intensively storing the enterprise business registration information, and is responsible for providing the enterprise business registration information data as the data to be compared, wherein the data comprises the enterprise business range, the business license due date, the customer name and the like.
Further, the industry and commerce information system 3 includes:
the data receiving device of the service operation internal management system comprises: and the system is responsible for receiving the storage period task list files downloaded from the big data service platform system and the legal person marketing system, and storing the data locally for the data screening device to inquire and record.
The data receiving device of the service operation internal management system comprises: the device comprises a data import module and a data storage module.
The data import module: the module is responsible for scanning dynamic rechecking task list files downloaded by legal customers in marketing and recording the task list into a dynamic rechecking task temporary table one by one.
And the data synchronization module is responsible for storing the dynamic rechecking task data in the marketing of the big data platform and the legal client. And synchronizing the task type, the task state, the client manager notification state and the account control state into an annual inspection register according to the region + account number + currency.
The business operation internal management system dynamic rechecking inquiry device comprises: the system is responsible for inquiring the inventory data of the storage period stored in the internal management system of the business operation and supporting the inquiry and the derivation of the account comparison result and the detail according to the area + account number.
The dynamic rechecking and inquiring device of the business operation internal management system comprises a data input module, a data output module and a report exporting module.
A data entry module: the module is responsible for providing an account duration data query condition input screening function and supporting the inquiry of account comparison results and details according to the region and the account number.
A data output module: the module follows the query condition of the data entry module and screens out data meeting the query condition, including comparison results and dynamic rechecking details.
A report exporting module: the module supports the export of the report form, and the export table comprises four information comparison results and details of 'operating state, license validity period, main information and other information'.
Big data service platform system 4: and the system is responsible for receiving the information of the enterprise account basic service system 1, the enterprise-level customer information system 2 and the industrial and commercial information system 3, carrying out corresponding processing comparison, and generating a file for a client marketing system 5 of a legal person and a business operation internal management system 6 to use according to a comparison result.
Corporate customer marketing system 5: the system is responsible for receiving and storing a dynamic rechecking task list generated by a big data service platform, selectively performing short message or outward dialing notification on a corresponding account aiming at the record in the dynamic rechecking task list, implementing the control of charge-free or charge-free, recording the notification and the control result, and periodically updating the result in the dynamic rechecking list of the unit account management system.
Service operation internal management system 6: and the system is responsible for receiving an account dynamic management list generated by the big data service platform and a client manager maintenance state synchronized with the legal client marketing system, and supporting the inquiry of an account dynamic management list result and dynamic review details according to conditions and the export of a support result.
The embodiment of the present invention provides a specific implementation manner of an account duration dynamic monitoring device capable of implementing all contents in the account duration dynamic monitoring method, and referring to fig. 5, the account duration dynamic monitoring device specifically includes the following contents:
the acquisition unit 10 is used for dynamically and respectively acquiring information of an enterprise account, information of an enterprise customer and industrial and commercial information;
the comparison unit 20 is configured to compare the information of the enterprise account, the information of the enterprise customer, and the business information to generate a comparison file;
and the control unit 30 is configured to perform notification and authority control on the enterprise account with inconsistent mark information in the comparison file.
Further comprising: the rechecking unit 40 is used for rechecking the enterprise accounts with inconsistent information in the comparison file;
and the marking unit is used for marking the enterprise account according to the rechecking processing result.
Further comprising: and the configuration unit 50 is used for setting the period of dynamic acquisition and the information comparison range.
The control unit includes:
the notification self-unit is used for notifying the enterprise accounts with inconsistent mark information in the comparison file;
and the authority unit is used for carrying out authority control on the enterprise account which is notified and has no information modification consistency.
The embodiment of the account lifetime dynamic monitoring apparatus provided in the present invention may be specifically configured to execute the processing procedure of the embodiment of the account lifetime dynamic monitoring method in the foregoing embodiment, and the functions of the processing procedure are not described herein again, and reference may be made to the detailed description of the embodiment of the method.
As can be seen from the above description, the account duration dynamic monitoring device provided in the embodiment of the present invention respectively obtains the information of the enterprise account, the information of the enterprise customer, and the industry and commerce information through dynamic; comparing the information of the enterprise account, the information of the enterprise customer and the industrial and commercial information to generate a comparison file; and informing and controlling the authority of the enterprise accounts with inconsistent mark information in the comparison file, so that the automatic comparison of the account information and the client information can be realized, the manual checking work is effectively reduced, and the checking quality and efficiency of the account information and the client information are improved.
The application provides an embodiment of an electronic device for implementing all or part of contents in the account lifetime dynamic monitoring method, where the electronic device specifically includes the following contents:
a processor (processor), a memory (memory), a communication Interface (Communications Interface), and a bus; the processor, the memory and the communication interface complete mutual communication through the bus; the communication interface is used for realizing information transmission between related devices; the electronic device may be a desktop computer, a tablet computer, a mobile terminal, and the like, but the embodiment is not limited thereto. In this embodiment, the electronic device may be implemented with reference to the embodiment of the method for dynamically monitoring the account duration and the embodiment of the device for dynamically monitoring the account duration in the embodiments, which are incorporated herein, and repeated details are not repeated herein.
Fig. 6 is a schematic block diagram of a system configuration of an electronic device 9600 according to an embodiment of the present application. As shown in fig. 6, the electronic device 9600 can include a central processor 9100 and a memory 9140; the memory 9140 is coupled to the central processor 9100. Notably, this FIG. 6 is exemplary; other types of structures may also be used in addition to or in place of the structure to implement telecommunications or other functions.
In one embodiment, the account lifetime dynamic monitoring functionality may be integrated into the central processor 9100. The central processor 9100 may be configured to control as follows:
dynamically and respectively acquiring information of an enterprise account, information of an enterprise customer and industrial and commercial information;
comparing the information of the enterprise account, the information of the enterprise customer and the industrial and commercial information to generate a comparison file;
and notifying and controlling the authority of the enterprise accounts with inconsistent marking information in the comparison file.
As can be seen from the above description, the electronic device provided in the embodiments of the present application dynamically obtains information of an enterprise account, information of an enterprise customer, and information of a business; comparing the information of the enterprise account, the information of the enterprise customer and the industrial and commercial information to generate a comparison file; and informing and controlling the authority of the enterprise accounts with inconsistent mark information in the comparison file, so that the automatic comparison of the account information and the client information can be realized, the manual checking work is effectively reduced, and the checking quality and efficiency of the account information and the client information are improved.
In another embodiment, the account duration dynamic monitoring apparatus may be configured separately from the central processor 9100, for example, the account duration dynamic monitoring apparatus may be configured as a chip connected to the central processor 9100, and the account duration dynamic monitoring function is implemented by the control of the central processor.
As shown in fig. 6, the electronic device 9600 may further include: a communication module 9110, an input unit 9120, an audio processor 9130, a display 9160, and a power supply 9170. It is noted that the electronic device 9600 also does not necessarily include all of the components shown in fig. 6; further, the electronic device 9600 may further include components not shown in fig. 6, which may be referred to in the art.
As shown in fig. 6, a central processor 9100, sometimes referred to as a controller or operational control, can include a microprocessor or other processor device and/or logic device, which central processor 9100 receives input and controls the operation of the various components of the electronic device 9600.
The memory 9140 can be, for example, one or more of a buffer, a flash memory, a hard drive, a removable media, a volatile memory, a non-volatile memory, or other suitable device. The information relating to the failure may be stored, and a program for executing the information may be stored. And the central processing unit 9100 can execute the program stored in the memory 9140 to realize information storage or processing, or the like.
The input unit 9120 provides input to the central processor 9100. The input unit 9120 is, for example, a key or a touch input device. Power supply 9170 is used to provide power to electronic device 9600. The display 9160 is used for displaying display objects such as images and characters. The display may be, for example, an LCD display, but is not limited thereto.
The memory 9140 can be a solid state memory, e.g., Read Only Memory (ROM), Random Access Memory (RAM), a SIM card, or the like. There may also be a memory that holds information even when power is off, can be selectively erased, and is provided with more data, an example of which is sometimes called an EPROM or the like. The memory 9140 could also be some other type of device. Memory 9140 includes a buffer memory 9141 (sometimes referred to as a buffer). The memory 9140 may include an application/function storage portion 9142, the application/function storage portion 9142 being used for storing application programs and function programs or for executing a flow of operations of the electronic device 9600 by the central processor 9100.
The memory 9140 can also include a data store 9143, the data store 9143 being used to store data, such as contacts, digital data, pictures, sounds, and/or any other data used by an electronic device. The driver storage portion 9144 of the memory 9140 may include various drivers for the electronic device for communication functions and/or for performing other functions of the electronic device (e.g., messaging applications, contact book applications, etc.).
The communication module 9110 is a transmitter/receiver 9110 that transmits and receives signals via an antenna 9111. The communication module (transmitter/receiver) 9110 is coupled to the central processor 9100 to provide input signals and receive output signals, which may be the same as in the case of a conventional mobile communication terminal.
Based on different communication technologies, a plurality of communication modules 9110, such as a cellular network module, a bluetooth module, and/or a wireless local area network module, may be provided in the same electronic device. The communication module (transmitter/receiver) 9110 is also coupled to a speaker 9131 and a microphone 9132 via an audio processor 9130 to provide audio output via the speaker 9131 and receive audio input from the microphone 9132, thereby implementing ordinary telecommunications functions. The audio processor 9130 may include any suitable buffers, decoders, amplifiers and so forth. In addition, the audio processor 9130 is also coupled to the central processor 9100, thereby enabling recording locally through the microphone 9132 and enabling locally stored sounds to be played through the speaker 9131.
An embodiment of the present invention further provides a computer-readable storage medium capable of implementing all the steps in the dynamic account lifetime monitoring method in the foregoing embodiment, where the computer-readable storage medium stores a computer program, and the computer program, when executed by a processor, implements all the steps of the dynamic account lifetime monitoring method in the foregoing embodiment, for example, when the processor executes the computer program, implements the following steps:
dynamically and respectively acquiring information of an enterprise account, information of an enterprise customer and industrial and commercial information;
comparing the information of the enterprise account, the information of the enterprise customer and the industrial and commercial information to generate a comparison file;
and notifying and controlling the authority of the enterprise accounts with inconsistent marking information in the comparison file.
As can be seen from the above description, the computer-readable storage medium provided in the embodiment of the present invention dynamically and respectively obtains information of an enterprise account, information of an enterprise customer, and information of an enterprise business; comparing the information of the enterprise account, the information of the enterprise customer and the industrial and commercial information to generate a comparison file; and informing and controlling the authority of the enterprise accounts with inconsistent mark information in the comparison file, so that the automatic comparison of the account information and the client information can be realized, the manual checking work is effectively reduced, and the checking quality and efficiency of the account information and the client information are improved.
Although the present invention provides method steps as described in the examples or flowcharts, more or fewer steps may be included based on routine or non-inventive labor. The order of steps recited in the embodiments is merely one manner of performing the steps in a multitude of orders and does not represent the only order of execution. When an actual apparatus or client product executes, it may execute sequentially or in parallel (e.g., in the context of parallel processors or multi-threaded processing) according to the embodiments or methods shown in the figures.
As will be appreciated by one skilled in the art, embodiments of the present description may be provided as a method, apparatus (system) or computer program product. Accordingly, embodiments of the present description may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the system embodiment, since it is substantially similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment. In this document, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. It should be noted that the embodiments and features of the embodiments may be combined with each other without conflict. The present invention is not limited to any single aspect, nor is it limited to any single embodiment, nor is it limited to any combination and/or permutation of these aspects and/or embodiments. Moreover, each aspect and/or embodiment of the present invention may be utilized alone or in combination with one or more other aspects and/or embodiments thereof.
Finally, it should be noted that: the above embodiments are only used to illustrate the technical solution of the present invention, and not to limit the same; while the invention has been described in detail and with reference to the foregoing embodiments, it will be understood by those skilled in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some or all of the technical features may be equivalently replaced; such modifications and substitutions do not depart from the spirit and scope of the present invention, and they should be construed as being included in the following claims and description.
Claims (13)
1. An account lifetime dynamic monitoring method, comprising:
dynamically and respectively acquiring information of an enterprise account, information of an enterprise customer and industrial and commercial information;
comparing the information of the enterprise account, the information of the enterprise customer and the industrial and commercial information to generate a comparison file;
and notifying and controlling the authority of the enterprise accounts with inconsistent marking information in the comparison file.
2. The method of claim 1, wherein the notifying and controlling the authority of the enterprise account with inconsistent information in the comparison file further comprises:
rechecking the enterprise accounts with inconsistent information in the comparison file;
and marking the enterprise account according to the rechecking processing result.
3. The method for dynamically monitoring account lifetime according to claim 1, wherein before said dynamically obtaining information of the enterprise account, information of the enterprise customer, and information of the industry and commerce, respectively, comprises:
and setting a dynamic acquisition period and an information comparison range.
4. The method for dynamically monitoring account lifetime according to claim 1, wherein said notifying and controlling the authority of the enterprise account whose tag information in the comparison file is inconsistent comprises:
notifying the enterprise accounts with inconsistent marking information in the comparison file;
and performing authority control on the enterprise account which is notified and has no information modification consistency.
5. The method of claim 1, wherein the information about the enterprise account comprises: account number, currency, account nature, account type, account status, and account control means.
6. The method of claim 1, wherein the information of the business customer comprises: customer name, business license number, legal name, and business license expiration date.
7. The method of claim 1, wherein the business information comprises: business extent, business license due date, and customer name.
8. An account lifetime dynamic monitoring apparatus, comprising:
the acquisition unit is used for dynamically and respectively acquiring the information of the enterprise account, the information of the enterprise customer and the information of the industry and commerce;
the comparison unit is used for comparing the information of the enterprise account, the information of the enterprise customer and the information of the industry and commerce to generate a comparison file;
and the control unit is used for notifying and controlling the authority of the enterprise accounts with inconsistent mark information in the comparison file.
9. The account lifetime dynamic monitoring apparatus of claim 8, further comprising:
the rechecking unit is used for rechecking the enterprise accounts with inconsistent information in the comparison file;
and the marking unit is used for marking the enterprise account according to the rechecking processing result.
10. The account lifetime dynamic monitoring apparatus of claim 8, comprising:
and the configuration unit is used for setting the period of dynamic acquisition and the information comparison range.
11. The account lifetime dynamic monitoring apparatus of claim 8, wherein the control unit comprises:
the notification self-unit is used for notifying the enterprise accounts with inconsistent mark information in the comparison file;
and the authority unit is used for carrying out authority control on the enterprise account which is notified and has no information modification consistency.
12. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the steps of the method for dynamic monitoring of account lifetime of any of claims 1 to 7 when executing the program.
13. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the method for dynamic monitoring of the lifetime of an account of any one of claims 1 to 7.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010821269.1A CN111949694B (en) | 2020-08-14 | 2020-08-14 | Account duration dynamic monitoring method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010821269.1A CN111949694B (en) | 2020-08-14 | 2020-08-14 | Account duration dynamic monitoring method and device |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN111949694A true CN111949694A (en) | 2020-11-17 |
| CN111949694B CN111949694B (en) | 2024-03-26 |
Family
ID=73342477
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202010821269.1A Active CN111949694B (en) | 2020-08-14 | 2020-08-14 | Account duration dynamic monitoring method and device |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN111949694B (en) |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20040128247A1 (en) * | 2002-12-20 | 2004-07-01 | Hitachi., Ltd. | Bank system program, credit service program and IC card |
| CN103150672A (en) * | 2013-04-09 | 2013-06-12 | 长沙钢为网络科技有限公司 | Bank quick credit granting system and method |
| CN104866957A (en) * | 2015-05-11 | 2015-08-26 | 国家电网公司 | Monitoring system of finance business data |
| CN110717667A (en) * | 2019-09-30 | 2020-01-21 | 上海上实龙创智慧能源科技股份有限公司 | Client and supplier qualification risk prediction alarm system and method |
-
2020
- 2020-08-14 CN CN202010821269.1A patent/CN111949694B/en active Active
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20040128247A1 (en) * | 2002-12-20 | 2004-07-01 | Hitachi., Ltd. | Bank system program, credit service program and IC card |
| CN103150672A (en) * | 2013-04-09 | 2013-06-12 | 长沙钢为网络科技有限公司 | Bank quick credit granting system and method |
| CN104866957A (en) * | 2015-05-11 | 2015-08-26 | 国家电网公司 | Monitoring system of finance business data |
| CN110717667A (en) * | 2019-09-30 | 2020-01-21 | 上海上实龙创智慧能源科技股份有限公司 | Client and supplier qualification risk prediction alarm system and method |
Also Published As
| Publication number | Publication date |
|---|---|
| CN111949694B (en) | 2024-03-26 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| JP4633040B2 (en) | Communication terminal device and program | |
| US10638279B2 (en) | Method and system for generating local mobile device notifications | |
| US20090197586A1 (en) | Phone Content Service | |
| CN100518072C (en) | A method and system for processing the client request | |
| CN112907243B (en) | Block chain transaction auditing method and device | |
| CN110933698A (en) | Monitoring management method, device and equipment for Internet of things card | |
| CN111062689B (en) | Method and device for processing cross-border service of RMB | |
| CN104427285A (en) | Prompt message generating method and device | |
| CN111949694B (en) | Account duration dynamic monitoring method and device | |
| CN112116274A (en) | Automatic generation method and device of survey report | |
| CN116319653A (en) | E-mail data processing method and device | |
| CN115562898A (en) | Distributed payment system exception handling method and device | |
| CN110109959B (en) | Data processing method, device, server and storage medium | |
| CN113487441A (en) | Social security information processing method and device based on alliance chain | |
| CN114928451A (en) | Digital certificate maintenance method and device | |
| KR20210109279A (en) | Profit-distribution advertising method using call-waiting on mobile phones | |
| CN113344333A (en) | Configurable enterprise credit investigation early warning method, device, equipment and storage medium | |
| CN113438602A (en) | Terminal management method, device, equipment and storage medium | |
| CN111859041A (en) | Data transmission method and device | |
| CN115021938B (en) | Secure digital certificate application method and apparatus | |
| KR20010058763A (en) | Personal Information Management System using Interactive SMSC | |
| US11122006B2 (en) | Telephone number platform | |
| CN116341797B (en) | Case management method, device and system | |
| US11842034B2 (en) | System and method for implementing an interactive roadmap portal | |
| CN108492090B (en) | Project supervision information management method and system based on network database technology |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant |