CN111915314B

CN111915314B - Transaction information monitoring method and device

Info

Publication number: CN111915314B
Application number: CN202010795051.3A
Authority: CN
Inventors: 刘士源; 杨林; 高亚斌; 姚悦
Original assignee: State Grid Digital Technology Holdings Co ltd; State Grid E Commerce Technology Co Ltd
Current assignee: State Grid Digital Technology Holdings Co ltd; State Grid E Commerce Technology Co Ltd
Priority date: 2020-08-10
Filing date: 2020-08-10
Publication date: 2024-03-29
Anticipated expiration: 2040-08-10
Also published as: CN111915314A

Abstract

The invention discloses a transaction information monitoring method and a transaction information monitoring device, which can obtain a first IP address used by a purchasing party when the purchasing party places an order in a first transaction, determine whether the first IP address used by the purchasing party is abnormal, obtain a second IP address used by a supplier when confirming delivery in the first transaction, determine whether a first distance between a geographic position of the purchasing party when placing an order in the first transaction and a geographic position of the supplier when confirming delivery in the first transaction is smaller than a first preset threshold value according to the first IP address and the second IP address if the first IP address is not abnormal, and obtain and check whether identity information and delivery information of the delivery person are abnormal when the delivery person carries out delivery, and determine whether transaction information of the first transaction is abnormal according to a check result if the first distance is not smaller than the first preset threshold value. The invention can improve the identification capability of the abnormal problem of the transaction information of the first transaction and the identification capability of the transaction risk, thereby improving the transaction security.

Description

Transaction information monitoring method and device

Technical Field

The invention relates to the field of e-commerce transactions, in particular to a transaction information monitoring method and device.

Background

Purchasing goods is an important link for enterprises to conduct production activities. The enterprise can purchase goods from the suppliers on the electronic commerce transaction platform and conduct commodity transaction with the suppliers. The enterprise can place an order for the commodity provided by the provider on the electronic commerce transaction platform, and after the provider receives the order of the enterprise, the commodity can be placed on line to the address filled in the order by the enterprise.

In the commodity transaction process carried out by enterprises and suppliers, if abnormal problems occur in commodity transaction information, such as commodity purchase price is far higher than normal price of commodities, large-amount purchase is often carried out with a single supplier, the delivery address of a distributor for commodities is inconsistent with the filled goods receiving address when the enterprises place a bill for commodities, the risk of transaction is usually high, and economic loss is easily caused to enterprises.

However, the prior art has a weak ability to identify abnormal problems of transaction information during a transaction, resulting in a large transaction risk for an enterprise when purchasing goods from a supplier.

Disclosure of Invention

In view of the above problems, the present invention provides a method and an apparatus for monitoring transaction information, which overcome or at least partially solve the above problems, and the technical solution is as follows:

A transaction information monitoring method, the method comprising:

obtaining a first IP address used by a buyer of a first transaction when the buyer places an order in the first transaction;

determining whether the first IP address used by the purchasing party is abnormal;

obtaining a second IP address for use by a provider of the first transaction in confirming shipment in the first transaction;

if the first IP address is not abnormal, determining whether a first distance between a geographic position of the purchasing party when the purchasing party is placed in the first transaction and a geographic position of the supplier when delivery is confirmed in the first transaction is smaller than a first preset threshold value according to the first IP address and the second IP address;

if the first distance is not smaller than the first preset threshold, when a barker carries out barker in the first transaction, obtaining barker information related to the first transaction and identity information of the barker, wherein the barker information comprises commodity information and provider information;

checking whether the identity information of the telepresence personnel is abnormal or not and checking whether the telepresence information is abnormal or not;

and determining whether the transaction information of the first transaction is abnormal according to the verification result of the identity information of the toll person and the verification result of the toll information.

Optionally, the determining whether the first IP address used by the purchasing party is abnormal includes:

determining the number of times of change of the IP address used in the historical transaction performed by the purchasing party in the preset historical time;

determining whether the change times are not smaller than a third preset threshold value, if yes, determining that the first IP address used by the purchasing party is an abnormal IP address; otherwise, determining the first IP address as a non-abnormal IP address.

Optionally, the first transaction's close acceptance list is provided with a graphic code carrying the close information, and when a close person performs close in the first transaction, the obtaining the close information related to the first transaction and the identity information of the close person includes:

and when the close person scans the graphic code by using a scanning device matched with the graphic code, acquiring the close information sent by the scanning device and the identity information of the close person.

Optionally, the verifying whether the identity information of the telepresence person is abnormal includes:

checking whether the identity information of the toll person is matched with the supplier information in the toll information or not so as to determine whether the identity information of the toll person is abnormal or not;

The checking whether the information is abnormal includes:

and checking whether commodity information in the close information is matched with the supplier information or not, and determining whether the close information is abnormal or not according to a checking result.

Optionally, the determining whether the transaction information of the first transaction is abnormal according to the verification result of the identity information of the toll person and the verification result of the toll information includes:

and if the verification result of the identity information of the toll person is abnormal or the verification result of the toll information is abnormal, determining that the transaction information of the first transaction is abnormal.

Optionally, the telepresence information further includes a current telepresence address, and the method further includes:

determining a receiving address filled in by the purchasing party when the purchasing party places an order in the first transaction;

the checking whether the information is abnormal further comprises:

determining a second distance between the receiving address and the current pick-up address;

determining whether the current toll address is abnormal according to the magnitude relation between the second distance and a second preset threshold value;

the determining whether the information is abnormal according to the verification result comprises the following steps:

and determining whether the telepresence information is abnormal according to a verification result of whether the identity information of the telepresence personnel is matched with the supplier information in the telepresence information and a result of whether the current telepresence address is abnormal.

Optionally, the determining whether the current address is abnormal according to the magnitude relation between the second distance and the second preset threshold includes:

if the second distance is larger than the second preset threshold value, determining that the current toboggan address is abnormal; otherwise, determining that the current toed address is not abnormal.

A transaction information monitoring device, the device comprising: a first obtaining unit, a first determining unit, a second obtaining unit, a second determining unit, a third obtaining unit, a first verifying unit, and a third determining unit, wherein:

the first obtaining unit is used for obtaining a first IP address used by a purchasing party of a first transaction when the purchasing party places an order in the first transaction;

the first determining unit is configured to determine whether the first IP address used by the purchasing party is abnormal;

the second obtaining unit is configured to obtain a second IP address used by a provider of the first transaction when confirming shipment in the first transaction;

the second determining unit is configured to determine, if the first IP address is not abnormal, whether a first distance between a geographic location where the buyer is located when the buyer is placed in the first transaction and a geographic location where the supplier is located when the supplier confirms delivery in the first transaction is smaller than a first preset threshold according to the first IP address and the second IP address;

The third obtaining unit is configured to obtain, if the first distance is not less than the first preset threshold, information on a tutor associated with the first transaction and identity information of the tutor when the tutor performs tutor in the first transaction, where the tutor information includes commodity information and vendor information;

the first verification unit is used for verifying whether the identity information of the toll person is abnormal or not and verifying whether the toll information is abnormal or not;

the third determining unit is configured to determine whether transaction information of the first transaction is abnormal according to a verification result of the identity information of the toll person and a verification result of the toll information.

Optionally, the first determining unit specifically includes: a fourth determination unit, a fifth determination unit, a sixth determination unit, and a seventh determination unit, wherein:

the fourth determining unit is configured to determine a number of changes of an IP address used in a historical transaction performed by the purchasing party within a preset historical time period;

the fifth determining unit is configured to determine whether the number of times of change is not less than a third preset threshold, and if yes, trigger the sixth determining unit; otherwise, triggering the seventh determining unit;

The sixth determining unit is configured to determine that the first IP address used by the purchasing party is an abnormal IP address;

the seventh determining unit is configured to determine that the first IP address is a non-abnormal IP address.

Optionally, a graphic code carrying the tutor information is set in a tutor acceptance sheet of the first transaction, and the third obtaining unit is specifically configured to:

if the first distance is not smaller than the first preset threshold, when the close person scans the graphic code by using a scanning device matched with the graphic code, obtaining the close information sent by the scanning device and the identity information of the close person.

Optionally, the first verification unit is specifically configured to: checking whether the identity information of the toll person is matched with the supplier information in the toll information or not so as to determine whether the identity information of the toll person is abnormal or not, checking whether commodity information in the toll information is matched with the supplier information or not, and determining whether the toll information is abnormal or not according to a checking result.

Optionally, the third determining unit is specifically configured to: and if the verification result of the identity information of the toll person is abnormal or the verification result of the toll information is abnormal, determining that the transaction information of the first transaction is abnormal.

Optionally, the telepresence information further includes a current telepresence address, and the apparatus further includes: an eighth determination unit;

the eighth determining unit is configured to determine a receiving address filled by the buyer when the buyer places an order in the first transaction;

the first verification unit is specifically configured to: checking whether the identity information of the barker is matched with the supplier information in the barker information or not so as to determine whether the identity information of the barker is abnormal or not, determining a second distance between the receiving address and the current barker address, determining whether the current barker address is abnormal or not according to the magnitude relation between the second distance and a second preset threshold value, checking whether commodity information in the barker information is matched with the supplier information or not, and determining whether the barker information is abnormal or not according to a checking result of whether the identity information of the barker is matched with the supplier information in the barker information and a result of whether the current barker address is abnormal or not.

Optionally, the first verification unit determines, according to the magnitude relation between the second distance and a second preset threshold, whether the current address is abnormal or not, and specifically configured to: if the second distance is larger than the second preset threshold value, determining that the current toboggan address is abnormal; otherwise, determining that the current toed address is not abnormal.

According to the transaction information monitoring method and device, the first IP address used by the purchasing party of the first transaction when the purchasing party places a bill in the first transaction can be obtained, whether the first IP address used by the purchasing party is abnormal or not is determined, the second IP address used by the supplier of the first transaction when the supplier confirms delivery in the first transaction is obtained, if the first IP address is not abnormal, whether the first distance between the geographic position of the purchasing party when the purchasing party places a bill in the first transaction and the geographic position of the supplier confirms delivery in the first transaction is smaller than the first preset threshold value or not is determined according to the first IP address and the second IP address, if the first distance is not smaller than the first preset threshold value, the information of the first transaction and the identity information of the first transaction are obtained when the first transaction is carried out by the first party, the information of the first transaction is included in commodity information and the supplier information, whether the identity information of the first party is abnormal or not is checked, and whether the information of the first transaction is checked is abnormal or not is determined according to the checking result of the identity information of the first party and the first transaction of the first party is checked. The invention can improve the identification capability of the abnormal problem of the transaction information of the first transaction, and further improve the identification capability of the transaction risk of the first transaction, thereby improving the identification capability of the potential high-risk transaction behavior in the transaction process and improving the security of the transaction.

The foregoing description is only an overview of the present invention, and is intended to be implemented in accordance with the teachings of the present invention in order that the same may be more clearly understood and to make the same and other objects, features and advantages of the present invention more readily apparent.

Drawings

In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings that are required to be used in the embodiments or the description of the prior art will be briefly described below, and it is obvious that the drawings in the following description are only embodiments of the present application, and that other drawings may be obtained according to the provided drawings without inventive effort to a person skilled in the art.

Fig. 1 shows a flowchart of a transaction information monitoring method according to an embodiment of the present invention;

FIG. 2 is a flow chart of another method for monitoring transaction information according to an embodiment of the present invention;

FIG. 3 is a flowchart of another method for monitoring transaction information according to an embodiment of the present invention;

FIG. 4 is a flowchart of another method for monitoring transaction information according to an embodiment of the present invention;

Fig. 5 is a schematic structural diagram of a transaction information monitoring device according to an embodiment of the present invention;

fig. 6 is a schematic structural diagram of another transaction information monitoring device according to an embodiment of the present invention.

Detailed Description

Exemplary embodiments of the present invention will be described in more detail below with reference to the accompanying drawings. While exemplary embodiments of the present invention are shown in the drawings, it should be understood that the present invention may be embodied in various forms and should not be limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the invention to those skilled in the art.

As shown in fig. 1, the present embodiment proposes a transaction information monitoring method, which may include the following steps:

s101, obtaining a first IP address used by a purchasing party of a first transaction when the purchasing party places an order in the first transaction.

The first transaction is a monitoring object for monitoring transaction information in this embodiment.

Specifically, the invention can be applied to electronic equipment for monitoring the transaction information of the first transaction, such as a server, a mobile phone, a tablet computer and the like.

It should be noted that the present invention is not limited to the type of commodity involved in the first transaction, such as cable, transformer, ticket, snack, etc.

The purchasing party can be an individual user or a purchasing group consisting of multiple people, such as schools, enterprises, institutions and the like.

It should be noted that the transaction information of the first transaction may include a first IP address used by the purchasing party when placing an order in the first transaction. The invention can monitor the first IP address to determine whether the transaction information of the first transaction is abnormal or not and determine the transaction risk of the first transaction.

The first IP address may be an IP address of an electronic device used by the purchasing party when making the order link of the first transaction. The invention is not limited to the type of electronic equipment used by the purchasing party, such as a mobile phone, a tablet personal computer, a desktop computer and the like.

Specifically, in the process that the purchasing party and the supplier carry out the first transaction on the electronic commerce transaction platform, after the purchasing party determines to place an order on the electronic commerce transaction platform, the invention can obtain the order placing data generated by the electronic commerce transaction platform and obtain the first IP address used by the purchasing party when placing an order from the order placing data.

The order placing data may include information about the purchasing party, such as an identity (ID, identity document) of the purchasing party, an IP address used by the purchasing party when placing an order, a receiving address of the commodity filled by the purchasing party, and the like.

The electronic commerce transaction platform can be a commodity transaction platform for the purchasing group, only members in the purchasing group can log in and use the electronic commerce transaction platform, for example, an electronic commerce transaction platform of an enterprise, and only staff in the enterprise can log in and use the electronic commerce platform;

the e-commerce transaction platform can be a commodity transaction platform which can be logged in for use by both the individual user and the purchasing group, such as a common online shopping retail platform.

In practical application, the invention can determine the IDs of certain specific purchasing parties in the e-commerce transaction platform by technicians in advance, and then the invention can determine any transaction initiated by the purchasing parties with the specific IDs in the e-commerce transaction platform as an object to be subjected to transaction information monitoring.

For example, in an electronic commerce transaction platform of an enterprise, the invention can determine the ID of a purchasing party specially purchasing goods for the enterprise by a technician in advance, and then the invention can determine any transaction initiated by the purchasing party of the ID in the electronic commerce transaction platform of the enterprise as an object needing to monitor transaction information.

Of course, the invention can also determine the transaction initiated by any purchasing party in the electronic commerce transaction platform as the object to be monitored for transaction information.

Specifically, for each object to be monitored for transaction information, the present invention may determine the object to be monitored as the first transaction in step S101, and execute step S101.

S102, determining whether the first IP address used by the purchasing party is abnormal.

It should be noted that, if the first IP address used by the purchasing party in the first transaction is abnormal, the present invention may determine that the transaction information of the first transaction is abnormal, and further may determine that the first transaction is a high risk transaction, where the present invention may not need to execute a subsequent step of monitoring the transaction information of the first transaction; if the first IP address is not abnormal, the invention can continue to monitor the transaction information of the first transaction in the subsequent steps.

Optionally, the invention can determine whether the IP address used by the purchasing party in the historical transaction is abnormally changed according to the change times of the IP address used by the purchasing party in the historical transaction, thereby determining whether the first IP address used in the purchasing party in the first transaction is abnormally changed.

Optionally, as shown in fig. 2, in the other transaction information monitoring proposed in the present embodiment, step S102 may specifically include the following steps:

S201, determining the number of times of change of the IP address used in the historical transaction performed by the purchasing party in the preset historical time.

The specific duration of the preset history duration can be set by a technician according to actual conditions, and the invention is not limited to the specific duration. For example, the preset history period may be 168 hours, 48 hours, 24 hours, etc.

The historical transaction may be a transaction performed by a purchasing party of the first transaction within a preset historical time period. The historical transaction may or may not include the first transaction.

Specifically, the invention can determine the ID of the purchasing party from the order placing data after obtaining the order placing data of the purchasing party in the first transaction, search the historical transaction data of the purchasing party in the preset historical time according to the ID of the purchasing party, and determine the IP address used by the purchasing party in the historical transaction and the change times of the IP address from the historical transaction data. If the IP address used by the purchasing party in carrying out a certain transaction is different from the IP address used by the purchasing party in carrying out the last transaction, the invention can consider that the IP address used by the purchasing party is changed once.

It should be noted that, the present invention can determine whether the IP address used by the purchasing party of the first transaction in the historical transaction is abnormally changed according to the number of changes of the IP address used by the purchasing party of the first transaction in the historical transaction, so as to determine whether the first IP address used by the purchasing party in the first transaction is abnormally changed.

S202, determining whether the change times are not smaller than a third preset threshold value, if yes, executing a step S203; otherwise, step S204 is performed.

The third preset threshold may be set by a technician according to the preset history duration and the actual situation, which is not limited in the present invention. For example, the third preset threshold may be 5 times, 3 times, 2 times, etc.

It should be noted that, the present invention may determine whether the first IP address used by the purchasing party in the first transaction is abnormal according to the relationship between the number of changes of the IP address used by the purchasing party in the first transaction and the third preset threshold.

S203, determining the first IP address used by the purchasing party as an abnormal IP address.

Specifically, when the number of changes of the IP address used by the purchasing party of the first transaction in the historical transaction is not less than a third preset threshold, the present invention may consider that the purchasing party of the first transaction frequently changes the IP address in the historical transaction, the transaction behavior performed by the purchasing party is abnormal, determine that the first IP address used by the purchasing party in the first transaction is abnormal, determine that the transaction information of the first transaction is abnormal, and further determine that the first transaction initiated by the purchasing party is a high risk transaction.

It should be noted that the present invention may be applied to a transaction scenario performed by an enterprise on an e-commerce transaction platform with respect to purchasing a public.

When an enterprise performs public purchasing, each public purchasing account number (namely the ID of the purchasing party) on the e-commerce transaction platform is generally responsible for a special purchasing person, and the public purchasing account number can only be logged in and used by the responsible purchasing person on the e-commerce transaction platform. For example, a first pair of public purchasing accounts is responsible for a first purchasing person, and the first pair of public purchasing accounts can only be logged in and used by the first purchasing person on an e-commerce transaction platform.

Specifically, when the method is applied to the transaction scenario of public purchasing, if the number of times of change of the IP address used in the historical transaction of the public purchasing, which is carried out by the purchasing personnel of the public purchasing account number in the preset historical time length, is not less than the third preset threshold value when the purchasing personnel of the enterprise (namely the purchasing party) carries out the transaction of the public purchasing for a certain time, the abnormality of the IP address used by the purchasing personnel in the process of the public purchasing can be determined, the transaction information of the transaction initiated by the purchasing personnel is determined to be abnormal, the transaction of the purchasing personnel for the public purchasing can be determined to be a high-risk transaction, and the transaction loss of the enterprise is avoided.

S204, determining the first IP address as an abnormal IP address.

Specifically, when the number of changes of the IP address used by the purchasing party of the first transaction in the historical transaction is smaller than a third preset threshold, the present invention may consider that the purchasing party of the first transaction does not frequently change the IP address or does not change the IP address in the historical transaction (when the number of changes is zero), the transaction behavior performed by the purchasing party is not abnormal, and may determine that the first IP address used by the purchasing party in the first transaction is not abnormal.

It should be noted that, in steps S201, S202, S203, and S204 executed by the method shown in fig. 2, by combining the historical transaction data of the purchasing party to determine whether the first IP address used by the purchasing party in the first transaction is abnormal, the accuracy of determining whether the first IP address is abnormal can be improved.

S103, obtaining a second IP address used by the provider of the first transaction when confirming the delivery in the first transaction.

Wherein the second IP address may be an IP address of an electronic device used by the provider in performing the validation shipment step of the first transaction. The invention is not limited to the type of the electronic equipment used by the suppliers, such as computers, mobile phones, tablet computers and the like.

Specifically, after the supplier confirms the delivery in the first transaction, the invention can obtain the delivery data generated by the e-commerce transaction platform and obtain the second IP address used by the supplier in confirming the delivery from the delivery data.

The shipping data may include information about the provider, such as an IP address used by the provider in confirming the shipment, an ID or name of the provider, a registered address of the provider, a shipping address of the commodity filled in by the provider, a shipping address of the commodity, and the like.

It should be noted that, if it is determined that the first IP address used by the purchasing party in the first transaction is abnormal, that is, it is determined that the transaction information of the first transaction is abnormal, the execution of step S103 may be prohibited, so as to reduce the consumption of the monitoring resource.

It should be noted that, the present invention may execute step S103 in advance, and then execute steps S101 and S102. At this time, the invention can obtain the second IP address used by the provider in the first transaction in advance, and then obtain the first IP address used by the purchasing party in the first transaction, and determine whether the first IP address is abnormal.

And S104, if the first IP address is not abnormal, determining whether a first distance between the geographical position of the purchasing party when the purchasing party is placed in the first transaction and the geographical position of the supplier when the supplier confirms delivery in the first transaction is smaller than a first preset threshold value according to the first IP address and the second IP address.

It should be noted that, when the provider performs a transaction with the purchasing party, the provider may learn the related information of the purchasing party, such as the ID of the purchasing party, the receiving address of the purchasing party, and the like. For example, in the public purchasing of the enterprise, the provider can acquire the information such as the purchasing account number commonly used by the enterprise and the receiving address filled by the enterprise in the long-term cooperative transaction with the enterprise. And after the provider grasps the information about the purchasing party, the provider may privately use the information about the purchasing party to initiate the transaction.

The invention can determine whether the first transaction is initiated by the information of the purchasing party which is privately used by the supplier according to the magnitude relation between the first distance and the first preset threshold value.

It should be further noted that the transaction information of the first transaction may include the first distance. The invention can determine whether the first distance is abnormal or not by determining the magnitude relation between the first distance and the first preset threshold value, so as to determine whether the transaction information of the first transaction is abnormal or not.

The invention can use the first IP address used when the purchasing party performs the ordering link of the first transaction to position the geographic position of the purchasing party when the purchasing party performs the ordering link; the invention can also use the second IP address used by the supplier in the first transaction confirmation delivery link to locate the geographic position of the supplier in the delivery confirmation link. When the invention can use the IP address to locate, the province, city, country, street and/or house number of the geographic position corresponding to the IP address can be determined.

Specifically, if the first distance is smaller than a first preset threshold, the method and the device can consider that the first distance is too small, namely the geographic position of the purchasing party is abnormally close to the geographic position of the supplier when the purchasing party performs the ordering link of the first transaction, and the geographic position of the supplier when the supplier performs the confirming delivery link of the first transaction is determined to be the transaction initiated by the private use of the purchasing party by the supplier, so that the transaction information of the first transaction is determined to be abnormal, the first transaction is determined to be a high-risk transaction, and the transaction loss of the purchasing party is avoided.

Specifically, if the first distance is not smaller than the first preset threshold, the method and the device can consider that the distance between the geographical position of the purchasing party when the purchasing party performs the ordering link of the first transaction and the geographical position of the supplier when the supplier performs the confirming and delivering link of the first transaction is not abnormal.

The first preset threshold may be set by a technician according to actual situations, which is not limited by the present invention.

Optionally, in the other transaction information monitoring method provided in this embodiment, the transaction information of the first transaction may further include a geographic location where the purchasing party is located when making the order link of the first transaction, and the method may further include: after determining the geographic position of the purchasing party when the purchasing party performs the ordering link of the first transaction, checking whether the geographic position is matched with the resident address of the purchasing party, and if so, determining that the geographic position is normal; otherwise, the geographic location anomaly may be determined, thereby determining that the transaction information of the first transaction is anomalous.

The invention can find out the resident address of the purchasing party according to the ID of the purchasing party.

Optionally, when the geographical position of the purchasing party is consistent with the resident address of the purchasing party in the ordering link of the first transaction, the geographical position is considered to be matched with the resident address of the purchasing party; correspondingly, when the geographic position is inconsistent with the resident address of the purchasing party, the geographic position is not matched with the resident address of the purchasing party, and the transaction information of the first transaction is determined to be abnormal.

Optionally, the method and the system can consider that the geographic position is matched with the resident address of the purchasing party when the distance between the geographic position of the purchasing party and the resident address of the purchasing party does not exceed a certain threshold value when the purchasing party performs the ordering link of the first transaction; correspondingly, when the distance between the geographic position and the resident address of the purchasing party exceeds a certain threshold, the geographic position is not matched with the resident address of the purchasing party, and the transaction information abnormality of the first transaction is determined.

Optionally, the geographic position of the purchasing party is considered to be matched with the resident address of the purchasing party when the purchasing party is in the district of the same city and county or the district of the same country and street in the ordering link of the first transaction; correspondingly, when the geographic position and the resident address of the purchasing party are not located in the district of the same city and county or in the district of the same country and street, the geographic position is not matched with the resident address of the purchasing party, and the transaction information of the first transaction is determined to be abnormal.

Optionally, in the other transaction information monitoring method provided in this embodiment, the transaction information of the first transaction may further include a geographic location where the provider is located when performing the confirmation delivery link of the first transaction, and the method may further include: after determining the geographic position of the provider when the first transaction is carried out and confirming the delivery link, checking whether the geographic position is matched with the registered address of the provider, and if so, determining that the geographic position is normal; otherwise, the geographic location anomaly may be determined, thereby determining that the transaction information of the first transaction is anomalous.

The invention can find the registering address of the provider according to the ID of the provider.

Optionally, the present invention may consider that the geographic location of the supplier matches the registered address of the supplier when the geographic location of the supplier matches the registered address of the supplier in performing the confirmation delivery link of the first transaction; accordingly, the invention can consider that the geographic position is not matched with the registered address of the provider when the geographic position is inconsistent with the registered address of the provider, and determine that the transaction information of the first transaction is abnormal.

Optionally, the method and the device can consider that the geographic position is matched with the registered address of the provider when the distance between the geographic position of the provider and the registered address of the provider does not exceed a certain threshold value when the provider performs the confirmation delivery link of the first transaction; accordingly, the present invention may consider that the geographic location does not match the registered address of the provider when the distance between the geographic location and the registered address of the provider exceeds a certain threshold, and determine that the transaction information of the first transaction is abnormal.

Optionally, when the geographic location of the supplier and the registered address of the supplier are located in the district of the same city or district of the same country or street in the course of confirming the delivery link of the first transaction, the geographic location can be considered to be matched with the registered address of the supplier by the present invention; correspondingly, when the geographic position and the registered address of the provider are not located in the district of the same city and county or in the district of the same country and street, the invention can consider that the geographic position is not matched with the registered address of the provider and determine that the transaction information of the first transaction is abnormal.

S105, if the first distance is not smaller than the first preset threshold, when a barker carries out barker in the first transaction, barker information related to the first transaction and identity information of the barker are obtained, wherein the barker information comprises commodity information and provider information.

It should be noted that, the transaction information of the first transaction may include the tutor information and the identity information of the tutor related to the first transaction. The invention can monitor the information of the first transaction and the identity information of the first person to determine whether the transaction information of the first transaction is abnormal or not and determine the transaction risk of the first transaction.

The clerk can be a worker responsible for logistics in the supplier, or a worker of a logistics company cooperating with the supplier.

The identity information of the barker may include information such as a name, a sex, an identification card number, etc. of the barker, and may also include a name of a provider to which the barker belongs, or a name of a provider cooperating with a logistics company to which the barker belongs.

The commodity information may include information such as names, numbers, unit prices, and names of corresponding suppliers of the commodity. The provider information may include information of a name, a registration address, a web address, etc. of the provider.

Optionally, the acceptance sheet of the first transaction is provided with a graphic code carrying the information of the acceptance sheet, and step S105 may specifically be:

The acceptance sheet can be a delivery sheet of the commodity, and the acceptance sheet can carry commodity information, supplier information, current acceptance address and other information.

The graphic codes are graphic sets which are arranged according to a certain rule by certain specific geometric figures and are used for recording data information, such as bar codes, two-dimensional codes and the like.

The scanning device is an electronic device, such as a mobile terminal of a mobile phone, a tablet computer, etc., which can scan the graphic code to obtain the information of the graphic code.

It should be noted that, before issuing the commodity, the provider may generate a graphic code of a specific Application program (APP) carrying the foregoing information of the acceptance sheet, print the graphic code into the acceptance sheet, and paste the acceptance sheet onto the package of the commodity. When the barker performs the barker operation, the personal account number can be used in the electronic equipment to log in the APP, and the APP can be used to scan the graphic code. The electronic equipment can obtain the information of the graphics code carried by the graphics code through the scanning of the APP. The invention can obtain the information of the telepresence sent by the electronic equipment through the APP and the personal account number used by the telepresence personnel when the electronic equipment scans the graphic code.

It should be further noted that if the first transaction is an enterprise making a transaction for a public purchase, then the consignor of the first transaction is typically a worker responsible for logistics within the supplier.

S106, checking whether the identity information of the telepresence personnel is abnormal or not and checking whether the telepresence information is abnormal or not.

It should be noted that, the invention can verify the identity information of the first transaction's telepresence personnel, determine whether the identity information of the first transaction's telepresence personnel is abnormal, and determine that the transaction information of the first transaction is abnormal when the identity information of the first transaction's telepresence personnel is abnormal, determine that the first transaction is a high risk transaction, and prevent the telepresence personnel with abnormal identity information from damaging the first transaction;

the invention checks the first transaction information, determines whether the first transaction information is abnormal, and can determine that the first transaction information is abnormal when the first transaction information is abnormal, and determine that the first transaction is a high risk transaction, thereby preventing the first transaction from being wrongly posted.

It can be understood that the invention can determine whether the transaction information of the first transaction is abnormal according to the verification result of the identity information of the tolling person and the verification result of the tolling information, thereby determining the transaction risk of the first transaction.

Optionally, in the other transaction information monitoring method provided in this embodiment, as shown in fig. 3, step S106 may specifically be:

checking whether the identity information of the toll person is matched with the supplier information in the toll information or not so as to determine whether the identity information of the toll person is abnormal or not; and checking whether commodity information in the close information is matched with the supplier information or not, and determining whether the close information is abnormal or not according to a checking result.

The invention can compare the name of the provider corresponding to the barker (namely the name of the provider to which the barker belongs or the name of the provider cooperated with the logistics company to which the barker belongs) with the name of the provider in the barker information, and if the name of the provider corresponding to the barker is consistent with the name of the provider in the barker information, the invention can determine that the identity information of the barker is matched with the provider information, so that the identity information of the barker is not abnormal; otherwise, the invention can determine that the identity information of the barker is not matched with the information of the supplier, and the identity information of the barker is abnormal.

The method and the system can determine the names of the suppliers corresponding to the commodities in the first transaction from the commodity information, then determine whether the names of the suppliers corresponding to the commodities are consistent with the names of the suppliers in the information for the toll, and if the names of the suppliers corresponding to the commodities are consistent with the names of the suppliers in the information for the toll, determine that the commodity information in the information for the toll is matched with the supplier information, thereby determining that the commodity information in the information for the toll is not abnormal; otherwise, the invention can determine that the commodity information in the information of the toll is not matched with the information of the supplier and that the commodity information in the information of the toll is abnormal.

It should be noted that if the names of the suppliers corresponding to the commodities are not identical to the names of the suppliers in the information of the first transaction, for example, the names of the suppliers corresponding to some of the commodities in the information of the first transaction are identical to the names of the suppliers in the information of the first transaction, and the names of the suppliers corresponding to the other part of the commodities are not identical to the names of the suppliers in the information of the first transaction, the invention can determine that the commodity of the first transaction is wrong because the commodity of the first transaction contains the commodity of the other suppliers in the commodity of the first transaction.

It should be noted that, the invention can also check whether the commodities in the commodity information are all contained in the commodity ordered by the purchasing party in the first transaction, if not, the invention can consider that the commodity ordered by the purchasing party is contained in the commodity ordered by the first transaction, and determine that the commodity ordered by the first transaction is wrong.

S107, determining whether the transaction information of the first transaction is abnormal according to the verification result of the identity information of the toll person and the verification result of the toll information.

Alternatively, step S107 may specifically be:

Specifically, if the identity information or the information of the barker in the first transaction is abnormal, the invention can determine that the transaction information of the first transaction is abnormal.

It should be noted that, the present invention may send the monitoring result of the transaction information of the first transaction to the electronic device (such as a mobile phone, a tablet computer, etc.) carried by the purchasing party, so as to prompt the purchasing party. For example, the invention can send the verification result of the identity information of the barker and the verification result of the barker to the electronic equipment carried by the purchasing party, and when the verification result of the identity information of the barker is abnormal or the verification result of the barker is abnormal, the purchasing party can be prompted to prohibit the barker from barker.

It should be further noted that, when the provider issues the commodity that the buyer places in the first transaction, the provider may send the commodity in batches. At this time, after each time of the first transaction, the invention can record one or more commodities ordered by the purchasing party in the first transaction as the already-posted commodity according to the commodity information in the first transaction. When the commodity ordered by the purchasing side in the first transaction is recorded as the ready-to-put commodity, if the scanning equipment is used for scanning the graphic code by the ready-to-put personnel, the scanning equipment can prompt the ready-to-put personnel that the commodity ordered by the purchasing side in the first transaction is ready-to-put.

According to the transaction information monitoring method provided by the embodiment, the first IP address used by the purchasing side of the first transaction when the purchasing side places a bill in the first transaction can be obtained, whether the first IP address used by the purchasing side is abnormal or not is determined, the second IP address used by the supplier of the first transaction when the supplier confirms delivery in the first transaction is obtained, if the first IP address is not abnormal, whether the first distance between the geographic position of the purchasing side when the purchasing side places a bill in the first transaction and the geographic position of the supplier confirms delivery in the first transaction is smaller than the first preset threshold value is determined according to the first IP address and the second IP address, if the first distance is not smaller than the first preset threshold value, the information of the first transaction and the identity information of the first transaction are obtained when the first transaction is carried out by the first party, the information of the first transaction is included in commodity information and the supplier information, whether the identity information of the first transaction is abnormal or not checked, and whether the information of the first transaction is checked according to the checking result of the identity information of the first party is abnormal or not checked. The invention can improve the identification capability of the abnormal problem of the transaction information of the first transaction, and further improve the identification capability of the transaction risk of the first transaction, thereby improving the identification capability of the potential high-risk transaction behavior in the transaction process and improving the transaction security.

Based on the steps shown in fig. 3, another transaction monitoring method is proposed in this embodiment, as shown in fig. 4, where the bargain information may further include a current bargain address, and the method may further include:

s108, determining the receiving address filled in by the buyer when the buyer places an order in the first transaction.

It should be noted that the current address may be the geographic location of the scanning device when scanning the graphic code. When the scanning device scans the graphic code, the self-positioning geographic position can be determined as the current toll address.

In particular, the present invention may obtain the current toed address sent by the scanning device when the scanning device is scanning the graphics code.

The invention can obtain the harvest address filled in by the purchasing party when the purchasing party places an order in the first transaction from the order placing data.

At this time, step S106 shown in fig. 3 may specifically include the following steps as shown in fig. 4:

s205, checking whether the identity information of the barker is matched with the supplier information in the barker information or not so as to determine whether the identity information of the barker is abnormal or not.

It should be noted that, the step S205 is consistent with the verification of the identity information of the toll collector in the step S106 shown in fig. 3, which is not described in detail in the present invention.

S206, determining a second distance between the receiving address and the current delivery address.

Specifically, the invention can respectively convert the receiving address and the current delivery address into corresponding coordinate longitudes and latitudes, and calculate the second distance by using the coordinate longitudes and latitudes of the two addresses.

S207, determining whether the current toll-on address is abnormal according to the magnitude relation between the second distance and a second preset threshold value.

It should be noted that, the invention can determine whether the receiving address filled by the purchasing party when the purchasing party places a bill in the first transaction and the current consignment address of the consignment person are abnormally far away according to the magnitude relation between the second distance and the second preset threshold value, so as to prevent the purchasing party from privately contacting the consignment person to change the receiving address, for example, prevent the purchasing party from privately contacting the consignment person to change the office address of the company filled by the purchasing party from the office address of the company filled by the purchasing party when the purchasing party places a bill to the personal family residence address of the purchasing party.

The second preset threshold may be set by a technician according to practical situations, which is not limited by the present invention.

Specifically, if the second distance is greater than the second preset threshold, determining that the current toboggan address is abnormal; otherwise, determining that the current toed address is not abnormal.

When the second distance is larger than a second preset threshold value, the invention can determine that the filled goods receiving address and the current barker address of the barker are abnormally far away when the purchasing party places a bill in the first transaction; when the second distance is not greater than a second preset threshold, the method and the device can determine that the distance between the filled goods receiving address and the current consignment address of the consignor is not abnormal when the purchasing party places a bill in the first transaction.

S208, checking whether commodity information in the telepresence information is matched with the supplier information, and determining whether the telepresence information is abnormal according to a checking result and a result of whether the current telepresence address is abnormal.

In step S208, the content of verifying whether the commodity information in the information is matched with the supplier information in step S106 shown in fig. 3 is consistent, and the present invention is not described here again.

It should be noted that, if the commodity information in the information of the first transaction is not matched with the supplier information, or the current information of the first transaction is abnormal, the invention can determine that the information of the first transaction is abnormal; if the commodity information in the first transaction's close information is matched with the supplier information and the current close address is not abnormal, the invention can determine that the first transaction's close information is not abnormal.

According to the transaction information monitoring method provided by the embodiment, whether the receiving address filled in by the purchasing party when the purchasing party places a bill in the first transaction and the current delivery address of the delivery person are abnormally far away or not can be determined according to the magnitude relation between the second distance and the second preset threshold value, so that the purchasing party is prevented from privately contacting the delivery person to change the receiving address.

Based on the steps shown in fig. 1, this embodiment proposes a transaction information monitoring device, as shown in fig. 5, which may include: a first obtaining unit 101, a first determining unit 102, a second obtaining unit 103, a second determining unit 104, a third obtaining unit 105, a first verifying unit 106, and a third determining unit 107, wherein:

the first obtaining unit 101 is configured to obtain a first IP address used by a buyer of a first transaction when the buyer places an order in the first transaction.

The method and the device can be applied to the electronic equipment for monitoring the transaction information of the first transaction.

It should be noted that the present invention is not limited to the type of the commodity related to the first transaction.

The purchasing party can be an individual user or a purchasing group consisting of multiple people.

The first IP address may be an IP address of an electronic device used by the purchasing party when making the order link of the first transaction.

The order placing data may include information about the purchasing party, such as an identity of the purchasing party, an IP address used by the purchasing party when placing an order, a receiving address of the commodity filled by the purchasing party, and the like.

The first determining unit 102 is configured to determine whether the first IP address used by the purchasing party is abnormal.

It should be noted that, if the first IP address used by the purchasing party in the first transaction is abnormal, the present invention may determine that the transaction information of the first transaction is abnormal, and further may determine that the first transaction is a high risk transaction, where the present invention may not trigger the subsequent monitoring of the transaction information of the first transaction; if the first IP address is not abnormal, the invention can continue to monitor the transaction information of the first transaction.

Optionally, as shown in fig. 6, in the monitoring of other transaction information proposed in this embodiment, the first determining unit 102 may specifically include: a fourth determination unit 201, a fifth determination unit 202, a sixth determination unit 203, and a seventh determination unit 204, wherein:

The fourth determining unit 201 is configured to determine the number of times of change of the IP address used in the historical transaction performed by the purchasing party within the preset historical time period.

The specific duration of the preset history duration can be set by a technician according to actual conditions, and the invention is not limited to the specific duration.

The fifth determining unit 202 is configured to determine whether the number of times of change is not less than a third preset threshold, and if yes, trigger the sixth determining unit 203; otherwise, the seventh determination unit 204 is triggered.

The third preset threshold may be set by a technician according to the preset history duration and the actual situation, which is not limited in the present invention.

The sixth determining unit 203 is configured to determine that the first IP address used by the purchasing party is an abnormal IP address.

The seventh determining unit 204 is configured to determine that the first IP address is a non-abnormal IP address.

Specifically, when the number of times of change of the IP address used by the purchasing party of the first transaction in the historical transaction is smaller than a third preset threshold, the invention can consider that the purchasing party of the first transaction does not frequently change the IP address or does not change the IP address in the historical transaction, the transaction behavior performed by the purchasing party is not abnormal, and can determine that the first IP address used by the purchasing party in the first transaction is not abnormal.

The second obtaining unit 103 is configured to obtain a second IP address used by a provider of the first transaction when confirming shipment in the first transaction.

Wherein the second IP address may be an IP address of an electronic device used by the provider in performing the validation shipment step of the first transaction.

The second determining unit 104 is configured to determine, if the first IP address is not abnormal, whether a first distance between a geographic location where the buyer is placed when the buyer is placed in the first transaction and a geographic location where the supplier confirms delivery in the first transaction is smaller than a first preset threshold according to the first IP address and the second IP address.

It should be noted that, when the provider performs a transaction with the purchasing party, the provider may learn the related information of the purchasing party, such as the ID of the purchasing party, the receiving address of the purchasing party, and the like. And after the provider grasps the information about the purchasing party, the provider may privately use the information about the purchasing party to initiate the transaction.

The invention can use the first IP address used when the purchasing party performs the ordering link of the first transaction to position the geographic position of the purchasing party when the purchasing party performs the ordering link; the invention can also use the second IP address used by the supplier in the first transaction confirmation delivery link to locate the geographic position of the supplier in the delivery confirmation link.

Specifically, if the first distance is smaller than a first preset threshold, the method can consider that the first distance is too small, namely the geographic position of the purchasing party when the purchasing party performs the ordering link of the first transaction is abnormally close to the geographic position of the supplier when the supplier performs the confirming delivery link of the first transaction, and determine that the first transaction is a transaction initiated by the information of the purchasing party by the supplier.

The third obtaining unit 105 is configured to obtain, when the first distance is not less than the first preset threshold, the tutor information related to the first transaction and the identity information of the tutor when the tutor performs tutor in the first transaction, where the tutor information includes commodity information and vendor information.

Optionally, the first transaction's acceptance ticket for the first transaction is provided with a graphic code carrying the information for the first transaction, and the third obtaining unit 105 may be specifically configured to:

It should be noted that, before issuing the commodity, the provider may generate a graphic code of a specific APP carrying the foregoing information of the acceptance sheet, print the graphic code into the acceptance sheet, and attach the acceptance sheet to the package of the commodity. When the barker performs the barker operation, the personal account number can be used in the electronic equipment to log in the APP, and the APP can be used to scan the graphic code. The electronic equipment can obtain the information of the graphics code carried by the graphics code through the scanning of the APP. The invention can obtain the information of the telepresence sent by the electronic equipment through the APP and the personal account number used by the telepresence personnel when the electronic equipment scans the graphic code.

The first checking unit 106 is configured to check whether the identity information of the toll person is abnormal and check whether the toll information is abnormal.

Optionally, in the other transaction information monitoring device provided in this embodiment, the first verification unit 106 may be specifically configured to: checking whether the identity information of the toll person is matched with the supplier information in the toll information or not so as to determine whether the identity information of the toll person is abnormal or not, checking whether commodity information in the toll information is matched with the supplier information or not, and determining whether the toll information is abnormal or not according to a checking result.

The invention can compare the name of the provider corresponding to the barker with the name of the provider in the barker, and if the name of the provider corresponding to the barker is consistent with the name of the provider in the barker, the invention can determine that the identity information of the barker is matched with the provider information, thereby determining that the identity information of the barker is not abnormal; otherwise, the invention can determine that the identity information of the barker is not matched with the information of the supplier, and the identity information of the barker is abnormal.

It should be noted that, if the names of the suppliers corresponding to the commodities are not completely consistent with the names of the suppliers in the first transaction information, the invention can consider that the first transaction personnel includes the commodities of other suppliers in the commodities of the first transaction information, and determine that the first transaction information is wrong.

The third determining unit 107 is configured to determine whether the transaction information of the first transaction is abnormal according to the verification result of the identity information of the barker and the verification result of the barker.

Optionally, the third determining unit 107 may specifically be configured to: and if the verification result of the identity information of the toll person is abnormal or the verification result of the toll information is abnormal, determining that the transaction information of the first transaction is abnormal.

It should be noted that, the invention can send the monitoring result of the transaction information of the first transaction to the electronic device carried by the purchasing party so as to prompt the purchasing party.

The transaction information monitoring device provided by the embodiment can improve the identification capability of the abnormal problem of the transaction information of the first transaction, and further improve the identification capability of the transaction risk of the first transaction, thereby improving the identification capability of the potential high-risk transaction behavior in the transaction process and improving the transaction security.

Based on the apparatus shown in fig. 5, another transaction monitoring apparatus is proposed in this embodiment, where the bargain information further includes a current bargain address, and the apparatus further includes: and an eighth determination unit.

The eighth determining unit is configured to determine a receiving address filled in by the buyer when the buyer places an order in the first transaction.

The first verification unit 106 may be specifically configured to: checking whether the identity information of the barker is matched with the supplier information in the barker information or not so as to determine whether the identity information of the barker is abnormal or not, determining a second distance between the receiving address and the current barker address, determining whether the current barker address is abnormal or not according to the magnitude relation between the second distance and a second preset threshold value, checking whether commodity information in the barker information is matched with the supplier information or not, and determining whether the barker information is abnormal or not according to a checking result of whether the identity information of the barker is matched with the supplier information in the barker information and a result of whether the current barker address is abnormal or not.

It should be noted that, the invention can determine whether the receiving address filled in by the purchasing party when the purchasing party places a bill in the first transaction and the current delivery address of the delivery person are abnormally far away according to the magnitude relation between the second distance and the second preset threshold value, so as to prevent the purchasing party from privately contacting the delivery person to change the receiving address.

Specifically, the first verification unit 106 determines, according to the magnitude relation between the second distance and the second preset threshold, whether the current address is abnormal or not, and specifically configured to: if the second distance is larger than the second preset threshold value, determining that the current toboggan address is abnormal; otherwise, determining that the current toed address is not abnormal.

According to the transaction information monitoring device provided by the embodiment, whether the receiving address filled by the purchasing party when the purchasing party places a bill in the first transaction and the current delivery address of the delivery person are abnormally far away or not can be determined according to the magnitude relation between the second distance and the second preset threshold value, so that the purchasing party is prevented from privately contacting the delivery person to change the receiving address.

It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising one … …" does not exclude the presence of other like elements in a process, method, article or apparatus that comprises an element.

The foregoing is merely exemplary of the present application and is not intended to limit the present application. Various modifications and changes may be made to the present application by those skilled in the art. Any modifications, equivalent substitutions, improvements, etc. which are within the spirit and principles of the present application are intended to be included within the scope of the claims of the present application.

Claims

1. A method of transaction information monitoring, the method comprising:

determining whether transaction information of the first transaction is abnormal according to the verification result of the identity information of the telepresence personnel and the verification result of the telepresence information;

wherein the determining whether the first IP address used by the purchasing party is abnormal includes:

2. The method of claim 1, wherein the first transaction's close receipt has a graphic code carrying the close information disposed therein, the obtaining close information associated with the first transaction and identity information of the close person when the close person makes a close in the first transaction comprising:

3. The method of claim 1, wherein said verifying if the identity information of the tutor is abnormal comprises:

the checking whether the information is abnormal includes:

4. The method of claim 1, wherein the determining whether the transaction information of the first transaction is abnormal based on the verification result of the identity information of the barker and the verification result of the barker information comprises:

5. The method of claim 3, wherein the toxel information further comprises a current toxel address, the method further comprising:

The checking whether the information is abnormal further comprises:

6. The method of claim 5, wherein determining whether the current toed address is abnormal based on the magnitude relationship between the second distance and a second preset threshold comprises:

7. A transaction information monitoring device, the device comprising: a first obtaining unit, a first determining unit, a second obtaining unit, a second determining unit, a third obtaining unit, a first verifying unit, and a third determining unit, wherein:

the second determining unit is configured to determine, when the first IP address is not abnormal, whether a first distance between a geographic location where the buyer is placed when the buyer is placed in the first transaction and a geographic location where the supplier confirms delivery in the first transaction is smaller than a first preset threshold according to the first IP address and the second IP address;

the third obtaining unit is configured to obtain, when the first distance is not less than the first preset threshold and a bargain person makes a bargain in the first transaction, bargain information related to the first transaction and identity information of the bargain person, where the bargain information includes commodity information and vendor information;

The third determining unit is used for determining whether the transaction information of the first transaction is abnormal according to the verification result of the identity information of the toll person and the verification result of the toll information;

wherein, the first determining unit specifically includes: a fourth determination unit, a fifth determination unit, a sixth determination unit, and a seventh determination unit, wherein:

8. The apparatus according to claim 7, wherein a graphic code carrying the tutorial information is provided in a tutorial acceptance sheet of the first transaction, and the third obtaining unit is specifically configured to: