CN111897890B

CN111897890B - Financial business processing method and device

Info

Publication number: CN111897890B
Application number: CN202010848135.9A
Authority: CN
Inventors: 王欢; 李兵; 朱道彬; 闫冬梅
Original assignee: Industrial and Commercial Bank of China Ltd ICBC
Current assignee: Industrial and Commercial Bank of China Ltd ICBC
Priority date: 2020-08-21
Filing date: 2020-08-21
Publication date: 2023-09-08
Anticipated expiration: 2040-08-21
Also published as: CN111897890A

Abstract

The embodiment of the application provides a financial service processing method and a financial service processing device, which can be used in the technical field of artificial intelligence, and the method comprises the following steps: receiving a processing request for a target financial business; judging whether a business object model corresponding to a target financial business is contained in each preset business object model, if not, generating a target business object model corresponding to the target financial business by applying a preset business information layering display rule, wherein the target business object model is used for representing state information of each business entity and association relations among the business entities; and outputting the target business object model to process the target financial business according to the state information of each business entity and the association relation among each business entity displayed by the target business object model. The application can efficiently and accurately acquire the data required by processing the financial business from the viewpoint of the business object, thereby effectively improving the efficiency and accuracy of the financial business processing.

Description

Financial business processing method and device

Technical Field

The application relates to the technical field of data processing, in particular to the technical field of artificial intelligence, and particularly relates to a financial business processing method and device.

Background

A financial institution or institution refers to a financial intermediary institution involved in the financial industry, which is a part of a financial architecture, including banking, securities, insurance, trust, funds, etc. Financial enterprises such as commercial banks provide various financial services to users of the banks, and the financial services correspond to various financial products and have complex information, so that ordered storage is required in the financial enterprises, and when there is a financial business processing requirement, in order to improve the processing accuracy, data related to the financial products stored in the financial enterprises are required to be retrieved to assist in financial business processing.

At present, related business data for providing financial services are stored in a form of form data storage through an enterprise data model in the existing financial enterprise, so that personnel in the financial enterprise need to spend a long time and energy to find business data corresponding to a target financial business, the middle process is extremely prone to error, the efficiency of processing the target financial business by applying the business data is low, and the processing accuracy cannot be guaranteed.

Disclosure of Invention

Aiming at the problems in the prior art, the application provides a financial business processing method and a financial business processing device, which can efficiently and accurately acquire data required by processing financial business from the perspective of a business object, thereby effectively improving the efficiency and the accuracy of financial business processing.

In order to solve the technical problems, the application provides the following technical scheme:

in a first aspect, the present application provides a financial service processing method, including:

receiving a processing request for a target financial business;

judging whether a business object model corresponding to the target financial business is contained in each preset business object model, if not, applying preset business information layering display rules to generate a target business object model corresponding to the target financial business, wherein the target business object model is used for representing state information of each business entity and association relations among the business entities;

and outputting the target business object model to process the target financial business according to the state information of each business entity and the association relation among each business entity displayed by the target business object model.

Further, the service entity includes: a core entity and a subordinate entity;

the core entity is entity data which is in existence data state, operable and storable in the financial enterprise, and the entity data comprises: financial products, product agreements, accounts, and execution evidence;

The subordinate entity is configured to represent at least one of a lifecycle, an attribute, and a condition of the core entity.

Further, the target business object model includes: the state information of the core entity and the subordinate entity, wherein the state information of the core entity comprises: the identification, constraint conditions and life cycle state information of the core entity, and the state information of the subordinate entity comprises: descriptive information of at least one subordinate entity corresponding to the core entity;

the target business object model further comprises: the relationship description information between the core entity and the corresponding at least one subordinate entity, and the association relationship between the current core entity and other core entities.

Further, the generating the target business object model corresponding to the target financial business by applying a preset business information layering display rule includes:

acquiring each candidate entity corresponding to the target financial business;

carrying out layered display on the service information of each candidate entity to generate a standardized service object structure corresponding to each candidate entity;

combining the standardized business object structures corresponding to the candidate entities to form corresponding enterprise-level business object views;

Generating a business domain entity frame view corresponding to the enterprise-level business object view based on the application domain to which the target financial business belongs, wherein the application domain belongs to the pre-acquired business domain entity frame view;

respectively selecting each core entity and subordinate entities corresponding to each core entity from the service domain entity frame view by applying a preset core entity selection rule;

and sequentially selecting each core entity as a current target core entity, and respectively generating target business object models corresponding to the target core entities.

Further, after the generating the target business object models corresponding to the target core entities respectively, the method further includes:

generating a business object list by applying the business field entity frame view;

correspondingly, the financial business processing method further comprises the following steps:

receiving an update request for a business object model;

and according to the business field entity frame view corresponding to the updating request, the business object list corresponding to the business field entity frame view is called so as to update the business object model based on the business object list.

And based on classification definition data of preset financial business subjects, carrying out data adjustment on each target business object model so as to enable the target business object model and the financial business subjects to be in one-to-one or many-to-one correspondence.

Further, the determining whether each preset business object model includes a business object model corresponding to the target financial business, if not, applying a preset business information layering display rule to generate a target business object model corresponding to the target financial business, including:

acquiring a flow model of the target financial business according to the processing request aiming at the target financial business;

based on the flow model corresponding to the target financial business, judging whether the business object model corresponding to the flow model is contained in each preset business object model, and if not, generating the target business object model corresponding to the flow model by applying a preset business information layering display rule.

Further, before the outputting the target business object model to process the target financial business according to the state information of each business entity and the association relation between each business entity displayed by the target business object model, the method further includes:

And if the judgment is that each preset business object model comprises a business object model corresponding to the target financial business, determining the business object model as a target business object model corresponding to the target financial business.

Further, the target business object model corresponding to the target financial business comprises a business object model for representing the current business state of the business object and a business object model for representing the business object of the business object;

correspondingly, the outputting the target business object model to process the target financial business according to the state information of each business entity and the association relation between each business entity displayed by the target business object model, and further includes:

outputting a target business object model corresponding to the target financial business to visually display the target business object model, so that a request sender aiming at a processing request of the target financial business determines the current state of the target financial business based on the visually displayed business object model used for representing the current business state of the business object, and determines candidate to-be-processed contents of the target financial business based on the visually displayed business object model used for representing the business object, so as to correspondingly process the target financial business according to the current state of the target financial business and the candidate to-be-processed contents.

Further, the obtaining each candidate entity corresponding to the target financial service includes:

performing data preprocessing on the data in the pre-acquired candidate entity list corresponding to the target financial service to obtain each candidate entity corresponding to the target financial service, wherein the data preprocessing comprises the following steps: at least one of derivative data deletion, candidate entity repair, candidate entity identification, and abstraction processing.

Further, the applying a preset core entity selection rule to select each core entity from the service domain entity frame view, and each subordinate entity corresponding to each core entity respectively includes:

selecting candidate entities which are related to other candidate entities by themselves and have the number exceeding a preset related value as core entities in the business domain entity frame view, and/or selecting the core entities from the candidate entities in the business domain entity frame view according to the business function of the target financial business;

and determining the candidate entity which has a direct association relationship with the core entity as a subordinate entity of the core entity.

In a second aspect, the present application provides a financial transaction processing apparatus comprising:

The request receiving module is used for receiving a processing request aiming at a target financial service;

the business object creation module is used for judging whether the business object model corresponding to the target financial business is contained in each preset business object model, if not, a preset business information layering display rule is applied to generate a target business object model corresponding to the target financial business, and the target business object model is used for representing state information of each business entity and association relations among the business entities;

and the business object output module is used for outputting the target business object model so as to process the target financial business according to the state information of each business entity and the association relation among each business entity displayed by the target business object model.

In a third aspect, the present application provides an electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, the processor implementing the financial transaction processing method when executing the program.

In a fourth aspect, the present application provides a computer readable storage medium having stored thereon a computer program which when executed by a processor implements the financial transaction processing method.

As can be seen from the above technical solutions, the method and apparatus for processing financial services provided by the present application include: receiving a processing request for a target financial business; judging whether a business object model corresponding to the target financial business is contained in each preset business object model, if not, generating a target business object model corresponding to the target financial business by applying a preset business information layering display rule, wherein the target business object model is used for representing state information of each business entity and association relations among the business entities; outputting the target business object model to process the target financial business according to the state information of each business entity and the association relation among each business entity displayed by the target business object model; by carrying out layered display on the business information, a visual business object model can be provided, so that personnel in a financial enterprise can intuitively and rapidly determine data required by processing a target financial business, and further the processing efficiency of the target financial business can be effectively improved; the target business object model is used for representing the state information of each business entity and the association relation among each business entity, so that the accuracy and comprehensiveness of acquiring data required by processing target financial business by financial business internal personnel can be effectively improved, the accuracy of processing the target financial business can be further effectively improved, the efficiency and accuracy of processing the target financial business can be improved, and the user experience of the financial business internal personnel processing the target financial business can be effectively improved. Meanwhile, through construction of a business object model, the business object is a core resource of a financial enterprise business, the business object model is based on the business object, business content of each business object is recorded, relations among the objects are defined, common terms of business are unified, the structure, distribution and logic relation among business data can be explained from a business view and objective view, further, business entity models, IT architecture design and the like of the financial enterprise can be guided, and user experience of the financial enterprise can be effectively improved.

Drawings

In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings that are required in the embodiments or the description of the prior art will be briefly described, and it is obvious that the drawings in the following description are some embodiments of the present application, and other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.

Fig. 1 is a schematic flow chart of a financial transaction processing method according to an embodiment of the application.

Fig. 2 is a schematic flow chart of steps 010 to 060 in the financial transaction processing method according to the embodiment of the present application.

Fig. 3 is a specific flowchart of steps 010 to 070 in the financial business processing method according to the embodiment of the application.

Fig. 4 is a schematic flow chart of steps 400 and 500 in the financial transaction processing method according to the embodiment of the present application.

Fig. 5 is a schematic flow chart of steps 010 to 080 in the financial business processing method according to the embodiment of the application.

Fig. 6 is a schematic diagram of a first specific flow chart of step 200 in the financial transaction processing method according to the embodiment of the present application.

Fig. 7 is a schematic diagram of a second specific flow chart of step 200 in the financial transaction processing method according to the embodiment of the present application.

Fig. 8 is a second flowchart of a financial transaction processing method according to an embodiment of the present application.

Fig. 9 is a schematic diagram of a specific flow of step 051 and step 052 in the financial service processing method according to the embodiment of the present application.

Fig. 10 is a schematic diagram of a financial transaction processing device according to an embodiment of the present application.

Fig. 11 is a flow chart of a business use business object provided by an application instance of the present application.

FIG. 12 is a schematic diagram of a business object modeling process provided by an application instance of the present application.

FIG. 13 is a flow chart of modeling business objects provided by an application instance of the present application.

Fig. 14 is a schematic diagram of a business object entity list provided by an application example of the present application.

Fig. 15 is a schematic diagram of a process flow for forming a physical frame diagram provided by an application example of the present application.

Fig. 16 is an exemplary diagram of an ER diagram provided by an example application of the present application.

Fig. 17 is a schematic diagram of a table for forming a business field entity framework provided by an application example of the present application.

Fig. 18 is a schematic diagram of a business domain entity framework provided by an application example of the present application.

FIG. 19 is a flow chart of a process for defining business objects provided by an application instance of the present application.

Fig. 20 is a schematic diagram of a business object structure and content description interface provided by an application example of the present application.

FIG. 21 is a schematic diagram of a business object and IT design system device provided by an embodiment of the present application.

Fig. 22 is a schematic structural diagram of an electronic device in an embodiment of the present application.

Detailed Description

For the purpose of making the objects, technical solutions and advantages of the embodiments of the present application more apparent, the technical solutions of the embodiments of the present application will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present application, and it is apparent that the described embodiments are some embodiments of the present application, but not all embodiments of the present application. All other embodiments, which can be made by those skilled in the art based on the embodiments of the application without making any inventive effort, are intended to be within the scope of the application.

It should be noted that the financial service processing method and apparatus disclosed in the present application may be used in the technical field of artificial intelligence, and may also be used in any field other than the technical field of artificial intelligence, and the application field of the financial service processing method and apparatus disclosed in the present application is not limited.

In consideration of the problems that the prior financial enterprise stores related business data for providing financial services in a form of form data storage through an enterprise data model, so that personnel in the financial enterprise need to spend a long time and effort to find business data corresponding to a target financial business, and the middle process is extremely prone to error, the efficiency of processing the target financial business by applying the business data is low, and the processing accuracy cannot be guaranteed, the application provides a financial business processing method, a financial business processing device, electronic equipment and a computer readable storage medium, which are used for interpreting the real business field by using enterprise-level data languages and providing unified data views by using structured and standardized languages. A business object model is constructed, business information is organized by using layered concepts, the business information is classified, and the logical relationship among the business information is constructed.

Based on the foregoing, the present application further provides a financial transaction processing system for implementing the financial transaction processing method provided in one or more embodiments of the present application, where in an example of the financial transaction processing system, the financial transaction processing system may be respectively in communication with a display screen and a client device of a person in a financial enterprise, and the financial transaction processing system may apply its own application server to access the display screen and the client device, respectively.

The financial business processing system receives a processing request for a target financial business from client equipment of personnel in a financial enterprise, judges whether a business object model corresponding to the target financial business is contained in each preset business object model, and if not, generates a target business object model corresponding to the target financial business by applying a preset business information layering display rule, wherein the target business object model is used for representing state information of each business entity and association relations among the business entities; and the financial business processing system sends the target business object model to a display screen for visual display, and/or sends the target business object model to a client device, so that the state information of each business entity and the association relation among the business entities, which are displayed by the internal personnel display screen of a financial enterprise or the target business object model displayed by the client device, are processed.

For example, if the financial enterprise personnel send a product protocol processing request for the financial product a to the service object processing system, the financial service processing system judges whether a product protocol model with a service object corresponding to the financial product a as a product protocol is included in each preset service object model, if not, a target product protocol model corresponding to the financial product a is generated, and the target product protocol model is used for representing association relations between state information of service entities related to each product protocol and each service entity; and then the financial business processing system sends the target product protocol model corresponding to the financial product A to a display screen and/or a sending client device for visual display, so that financial enterprise internal personnel can carry out relevant processing on the financial product A according to the current state of the product protocol of the financial product A, the relevant business objects and the like displayed by the target product protocol model and the candidate to-be-processed contents.

It is understood that the client device may include a smart phone, a tablet electronic device, a network set top box, a portable computer, a desktop computer, a Personal Digital Assistant (PDA), an in-vehicle device, a smart wearable device, etc. Wherein, intelligent wearing equipment can include intelligent glasses, intelligent wrist-watch, intelligent bracelet etc..

In a practical application, the foregoing part of the financial transaction processing system that performs the financial transaction processing may be performed by the financial transaction processing system as described above, or all operations may be performed by the client device. Specifically, the selection may be made according to the processing capability of the client device, and restrictions of the use scenario of the user. The application is not limited in this regard. If all operations are performed in the client device, the client device may further include a processor for performing specific processing of financial business processing.

The client device may have a communication module (i.e. a communication unit) and may be connected to a remote server in a communication manner, so as to implement data transmission with the server. For example, the communication unit may send a processing request for the target financial service to the server. The communication unit may also receive a target business object model returned by the server. The server may include a server on the side of the task scheduling center, and in other implementations may include a server of an intermediate platform, such as a server of a third party server platform having a communication link with the task scheduling center server. The server may include a single computer device, a server cluster formed by a plurality of servers, or a server structure of a distributed device.

Any suitable network protocol may be used between the server and the client device, including those not yet developed on the filing date of the present application. The network protocols may include, for example, TCP/IP protocol, UDP/IP protocol, HTTP protocol, HTTPS protocol, etc. Of course, the network protocol may also include, for example, RPC protocol (Remote Procedure Call Protocol ), REST protocol (Representational State Transfer, representational state transfer protocol), etc. used above the above-described protocol.

According to the financial business processing method, the financial business processing device, the electronic equipment and the computer readable storage medium, the data required by processing the target financial business can be quickly and efficiently acquired by personnel in a financial enterprise from the aspect of a business object by constructing the target business object model corresponding to the target financial business; by carrying out layered display on the business information, a visual business object model can be provided, so that personnel in a financial enterprise can intuitively and rapidly determine data required by processing a target financial business, and further the processing efficiency of the target financial business can be effectively improved; the target business object model is used for representing the state information of each business entity and the association relation among each business entity, so that the accuracy and comprehensiveness of acquiring data required by processing target financial business by financial business internal personnel can be effectively improved, the accuracy of processing the target financial business can be further effectively improved, the efficiency and accuracy of processing the target financial business can be improved, and the user experience of the financial business internal personnel processing the target financial business can be effectively improved. Meanwhile, through construction of a business object model, the business object is a core resource of a financial enterprise business, the business object model is based on the business object, business content of each business object is recorded, relations among the objects are defined, common terms of business are unified, the structure, distribution and logic relation among business data can be explained from a business view and objective view, further, business entity models, IT architecture design and the like of the financial enterprise can be guided, and user experience of the financial enterprise can be effectively improved.

In one or more embodiments provided by the present application, the business object model in the present application may be directly referred to as a business object, specifically set according to an actual application situation, where the business object shows a real entity created, accessed and operated in an application when a user executes a use case. Business objects are typically stateful, storable, and long-lasting, and are models that contain business data and business behavior.

In one or more embodiments provided by the application, the business object comes from a business process, is an internal resource of an enterprise, and realizes integration of business resources; is a collection of a group of associated business entities that reflects the nature of the business; following the principle of high cohesive loose coupling, there are no duplicates and no deletions.

The following embodiments and application examples are described in detail.

In order to solve the problems that the existing financial service processing mode has low efficiency of target financial service processing and cannot guarantee processing accuracy, the application provides an embodiment of a financial service processing method, referring to fig. 1, the financial service processing method specifically comprises the following contents:

step 100: a processing request for a target financial transaction is received.

In step 100, the target financial business refers to a financial business such as a credit card service related business or a financial service related business, etc., which can be related to a financial service provided by a user. In one or more embodiments of the present application, a product refers to a financial product, a product protocol refers to a product protocol of a financial product, and in one or more embodiments of the present application, entities referred to in business entities, candidate entities, core entities, and subordinate entities all refer to presence data states, operational, and storable entity data within a financial enterprise, such as product protocol data, etc., and are not physical entities.

Step 200: judging whether the business object model corresponding to the target financial business is contained in each preset business object model, if not, generating a target business object model corresponding to the target financial business by applying a preset business information layering display rule, wherein the target business object model is used for representing state information of each business entity and association relations among the business entities.

In step 200, the preset business information layered display rule refers to that when it is determined that the pre-stored preset business object models do not include the business object model corresponding to the target financial business or later, when the business object model corresponding to the target financial business needs to be generated, the pre-stored business information layered display rule program can be invoked and operated to automatically generate the business object model corresponding to the target financial business, or a generation request of the business object model corresponding to the target financial business can be output, so that a data modeling person writes the corresponding business information layered display rule program for the current target financial business, and sends the business information layered display rule program to a business object processing device or system, so that the business object processing device or system applies and operates the business information layered display rule program to generate the target business object model corresponding to the target financial business. The service information layered display rule refers to generating a service object model in a visual mode of service information layered display.

It may be understood that, in the present application, the preset service object model, the service object model and the target service object model refer to the visualized data hierarchical logic model with the same type and content requirements, the preset service object model refers to the service object model already stored locally, and the target service object model refers to the service object model corresponding to the target financial service in the current generation state.

Step 300: and outputting the target business object model to process the target financial business according to the state information of each business entity and the association relation among each business entity displayed by the target business object model.

From the above description, it can be seen that, in the financial business processing method provided by the embodiment of the present application, by constructing the target business object model corresponding to the target financial business, the personnel in the financial enterprise can quickly and efficiently acquire the data required for processing the target financial business from the perspective of the business object; by carrying out layered display on the business information, a visual business object model can be provided, so that personnel in a financial enterprise can intuitively and rapidly determine data required by processing a target financial business, and further the processing efficiency of the target financial business can be effectively improved; the target business object model is used for representing the state information of each business entity and the association relation among each business entity, so that the accuracy and comprehensiveness of acquiring data required by processing target financial business by financial business internal personnel can be effectively improved, the accuracy of processing the target financial business can be further effectively improved, the efficiency and accuracy of processing the target financial business can be improved, and the user experience of the financial business internal personnel processing the target financial business can be effectively improved.

In order to provide preferable content of a business entity, in one embodiment of the financial business processing method provided by the application, the business entity in the financial business processing method comprises: a core entity and a subordinate entity; the core entity is entity data which is in existence data state, operable and storable in the financial enterprise, and the entity data comprises: financial products, product agreements, accounts, and execution evidence; the subordinate entity is configured to represent at least one of a lifecycle, an attribute, and a condition of the core entity.

As can be seen from the above description, the financial business processing method provided by the embodiment of the application can be effectively applied to financial business through setting business entity types, further can further improve the accuracy and comprehensiveness of acquiring data required for processing target financial business by financial business internal personnel, and can effectively improve the user experience of the financial business internal personnel for processing target financial business.

In order to provide preferred contents of a business object, in one embodiment of the financial business processing method provided by the present application, the target business object model in the financial business processing method includes: the state information of the core entity and the subordinate entity, wherein the state information of the core entity comprises: the identification, constraint conditions and life cycle state information of the core entity, and the state information of the subordinate entity comprises: descriptive information of at least one subordinate entity corresponding to the core entity; the target business object model further comprises: the relationship description information between the core entity and the corresponding at least one subordinate entity, and the association relationship between the current core entity and other core entities.

As can be seen from the above description, according to the financial business processing method provided by the embodiment of the application, the accuracy of processing the target financial business can be effectively improved through the content setting of the business object, and the user experience of the staff in the financial enterprise for processing the target financial business can be effectively improved through improving the efficiency and accuracy of processing the target financial business.

In order to provide a specific process for creating a business object, in one embodiment of the financial business processing method provided by the present application, referring to fig. 2, a model generating process for generating a target business object model corresponding to the target financial business by applying a preset business information hierarchical display rule in step 200 of the financial business processing method specifically includes the following contents:

step 010: and obtaining each candidate entity corresponding to the target financial business.

Step 020: and carrying out layered display on the service information of each candidate entity to generate a standardized service object structure corresponding to each candidate entity.

It will be appreciated that the preliminary entity framework may be formed from a list of candidate entities according to the business domain dimension and self-verifying the integrity of the entity structurally. And establishing a standardized business object structure aiming at general entities such as products, product protocols, accounts, execution evidences and the like.

Step 030: and combining the standardized business object structures corresponding to the candidate entities to form corresponding enterprise-level business object views.

It will be appreciated that for normalizing the unified entity framework view structure, a normalized enterprise-level business object view may be established by planning, executing (sub-dividing into products, product agreements, accounts), and supervising the structure with reference to the flow model value flow structure.

Step 040: and generating a business domain entity frame view corresponding to the enterprise-level business object view based on the pre-acquired application domain to which the target financial business belongs.

In step 040, the business object structure to which each candidate entity belongs can be defined, and a business domain entity frame view is established according to the standardized business object structure and the enterprise-level business object view.

Step 050: and respectively selecting each core entity and subordinate entities corresponding to each core entity from the service domain entity frame view by applying a preset core entity selection rule.

Step 060: and sequentially selecting each core entity as a current target core entity, and respectively generating target business object models corresponding to the target core entities.

From the above description, it can be seen that, according to the financial service processing method provided by the embodiment of the application, by setting the standardized service object structure, the enterprise-level service object view and the service domain entity frame view, the data required by processing the target financial service can be quickly and efficiently obtained by personnel in the financial enterprise from the perspective of the service object; the method can ensure that personnel in the financial enterprise intuitively and rapidly determine the data required by processing the target financial business, and further can effectively improve the processing efficiency of the target financial business.

In order to provide a specific process of updating a business object, in one embodiment of the financial business processing method provided by the present application, referring to fig. 3, after step 060 in the financial business processing method, the method specifically further includes the following:

step 070: and generating a business object list by applying the business field entity frame view.

Correspondingly, referring to fig. 4, the financial service processing method further specifically includes the following:

step 400: an update request for a business object model is received.

Step 500: and according to the business field entity frame view corresponding to the updating request, the business object list corresponding to the business field entity frame view is called so as to update the business object model based on the business object list.

Specifically, after the business entity model of each business field is formed, the business object information is perfected according to the business object entity frame diagram and the business object identification method, and a business object ER diagram according to the dimension of the business object is formed. When the business entity model is adjusted later, if the existing business object is found to not cover all resources focused by the business, the application for carrying out the compensation and update on the business object model can be submitted. Input: a business object entity frame diagram and a business entity model; and (3) outputting: PDS (Purpos Define Scope) of business object and entity relationship ER ((Entity Relationship Diagram) graph of business object.

As can be seen from the above description, according to the financial service processing method provided by the embodiment of the present application, by generating the service object list, the service object model can be updated based on the service object list, so that the accuracy and expansibility of the service object can be effectively improved; the data required for processing the target financial business can be determined more accurately by personnel in the financial enterprise.

In order to provide a specific process of business object calibration, in one embodiment of the financial business processing method provided by the present application, referring to fig. 5, after step 060 in the financial business processing method, the method specifically further includes the following:

Step 080: and based on classification definition data of preset financial business subjects, carrying out data adjustment on each target business object model so as to enable the target business object model and the financial business subjects to be in one-to-one or many-to-one correspondence.

Specifically, the topic to which the business object belongs can be determined or adjusted according to the PDS of the business object and the classification definition of ten topics of banks in the financial business topic, and the unidentified business object is perfected; input: classifying and defining a business object PDS and a ten-big theme; and (3) outputting: business object PDS, business object classification; the subject and the object follow the following principles to clarify the boundary of the business object, promote the PDS of the business object, merge the business object, identify the coupling relationship among the business objects, etc.: wherein a business object can only belong to one data classification subject; business information contained in a business object cannot span multiple data classification topics; business objects under the same data classification topic should reflect different business essence.

It is understood that the banking ten topics may include principals, products, agreements, events, assets, finance, institutions, territories, marketing, and channels.

As can be seen from the above description, according to the financial service processing method provided by the embodiment of the present application, based on the classification definition data of the preset financial service theme, data adjustment is performed on each target service object model, so that accuracy and pertinence of service objects can be further improved; and further, the data required by the processing target financial business can be determined more accurately by personnel in the financial enterprise.

In order to further improve the accuracy of acquiring the target business object model, in one embodiment of the financial business processing method provided by the present application, referring to fig. 6, step 200 in the financial business processing method specifically includes the following:

step 210: acquiring a flow model of the target financial business according to the processing request aiming at the target financial business;

step 220: based on the process model corresponding to the target financial service, whether the service object model corresponding to the process model is included in each preset service object model is judged, if not, step 230 is executed.

Step 230: and generating a target business object model corresponding to the flow model by applying a preset business information layering display rule.

As can be seen from the above description, in the financial business processing method provided by the embodiment of the present application, the process modeling personnel in the financial enterprise can generate and optimize the process model corresponding to the target financial business according to the target financial business in advance, and then send the process model to the financial business processing device or system, so that the obtaining accuracy of the target business object model can be further improved, the obtaining efficiency of the target business object model can be effectively improved, and further, the personnel in the financial enterprise can determine the data required for processing the target financial business more accurately and efficiently.

In order to further improve the efficiency of acquiring the target business object model, in one embodiment of the financial business processing method provided by the present application, referring to fig. 7, step 200 in the financial business processing method further specifically includes the following:

if it is determined in step 220 that each preset business object model includes a business object model corresponding to the target financial business, step 240 is executed.

Step 240: and determining the business object model as a target business object model corresponding to the target financial business.

As can be seen from the above description, according to the financial business processing method provided by the embodiment of the application, by directly selecting the pre-stored preset business object model, the acquisition efficiency of the target business object model can be effectively improved, and thus, the data required for processing the target financial business can be more efficiently determined by personnel in the financial enterprise.

In order to perform visual display output on the target business object model, in one embodiment of the financial business processing method provided by the application, the target business object model corresponding to the target financial business comprises a business object model for representing the current business state of the business object and a business object model for representing the business object of the business object; correspondingly, referring to fig. 8, the step 300 in the financial service processing method specifically includes the following:

Step 310: outputting a target business object model corresponding to the target financial business to visually display the target business object model, so that a request sender aiming at a processing request of the target financial business determines the current state of the target financial business based on the visually displayed business object model used for representing the current business state of the business object, and determines candidate to-be-processed contents of the target financial business based on the visually displayed business object model used for representing the business object, so as to correspondingly process the target financial business according to the current state of the target financial business and the candidate to-be-processed contents.

As can be seen from the above description, the financial business processing method provided by the embodiment of the present application can perform visual display output on the target business object model, so that personnel inside a financial enterprise can determine the current processing mode of the target financial business according to the displayed target business object model, and further can intuitively and rapidly determine the data required for processing the target financial business by personnel inside the financial enterprise; and the efficiency and the accuracy of processing the target financial business are improved, and the user experience of staff in a financial enterprise for processing the target financial business can be effectively improved.

In order to provide a preferred mode of a candidate entity, in an embodiment of the financial service processing method provided by the present application, step 010 in the financial service processing method further specifically includes the following:

step 011: performing data preprocessing on the data in the pre-acquired candidate entity list corresponding to the target financial service to obtain each candidate entity corresponding to the target financial service, wherein the data preprocessing comprises the following steps: at least one of derivative data deletion, candidate entity repair, candidate entity identification, and abstraction processing.

As can be seen from the above description, according to the financial service processing method provided by the embodiment of the present application, by performing data preprocessing on the data in the pre-acquired candidate entity list corresponding to the target financial service, the acquisition efficiency and reliability of the candidate entity can be effectively improved, and further the creation efficiency and reliability of the target service object model can be effectively improved.

In order to provide a preferred manner of selecting an entity, in one embodiment of the financial service processing method provided by the present application, referring to fig. 9, step 050 in the financial service processing method specifically includes the following:

Step 051: and selecting the candidate entities which are related to other candidate entities and have the number exceeding a preset related value from the service domain entity frame view as core entities, and/or selecting the core entities from the candidate entities in the service domain entity frame view according to the service function of the target financial service.

Step 052: and determining the candidate entity which has a direct association relationship with the core entity as a subordinate entity of the core entity.

As can be seen from the above description, in the financial service processing method provided by the embodiment of the present application, by setting the core entity selection rule, the efficiency and accuracy of selecting the core entity and the subordinate entity can be effectively improved, so that the creation efficiency and accuracy of the target service object model can be effectively improved.

In order to solve the problem that the existing financial transaction processing mode has low efficiency of target financial transaction processing and cannot guarantee processing accuracy, the application provides an embodiment of a financial transaction processing device for executing all or part of contents in the financial transaction processing method, referring to fig. 10, the financial transaction processing device specifically includes the following contents:

The request receiving module 10 is configured to receive a processing request for a target financial service.

In the request receiving module 10, the target financial business refers to a related business related to a financial service that a financial enterprise can provide like a user, such as a credit card service related business or a financial service related business. In one or more embodiments of the present application, a product refers to a financial product, a product protocol refers to a product protocol of a financial product, and in one or more embodiments of the present application, entities referred to in business entities, candidate entities, core entities, and subordinate entities all refer to presence data states, operational, and storable entity data within a financial enterprise, such as product protocol data, etc., and are not physical entities.

The business object creating module 20 is configured to determine whether each preset business object model includes a business object model corresponding to the target financial business, and if not, apply a preset business information layering display rule to generate a target business object model corresponding to the target financial business, where the target business object model is used to represent status information of each business entity and association relationships between each business entity.

In the business object creation module 20, the preset business information layered display rule refers to that when it is determined that the pre-stored preset business object models do not include the business object model corresponding to the target financial business or later, and when the business object model corresponding to the target financial business needs to be generated, the pre-stored business information layered display rule program can be called and operated to automatically generate the business object model corresponding to the target financial business, or a generation request of the business object model corresponding to the target financial business can be output, so that a data modeling person writes the corresponding business information layered display rule program according to the current target financial business, and sends the business information layered display rule program to the business object processing device or system, so that the business object processing device or system applies and operates the business information layered display rule program to generate the target business object model corresponding to the target financial business. The service information layered display rule refers to generating a service object model in a visual mode of service information layered display.

And the business object output module 30 is configured to output the target business object model, so as to process the target financial business according to the state information of each business entity and the association relationship between each business entity displayed by the target business object model.

The embodiment of the financial service processing device provided by the application can be specifically used for executing the processing flow of the embodiment of the financial service processing method in the embodiment, and the functions of the processing flow are not repeated herein, and reference can be made to the detailed description of the embodiment of the method.

From the above description, it can be seen that, by constructing the target business object model corresponding to the target financial business, the financial business processing device provided by the embodiment of the application can enable personnel in the financial enterprise to quickly and efficiently acquire the data required for processing the target financial business from the viewpoint of the business object; by carrying out layered display on the business information, a visual business object model can be provided, so that personnel in a financial enterprise can intuitively and rapidly determine data required by processing a target financial business, and further the processing efficiency of the target financial business can be effectively improved; the target business object model is used for representing the state information of each business entity and the association relation among each business entity, so that the accuracy and comprehensiveness of acquiring data required by processing target financial business by financial business internal personnel can be effectively improved, the accuracy of processing the target financial business can be further effectively improved, the efficiency and accuracy of processing the target financial business can be improved, and the user experience of the financial business internal personnel processing the target financial business can be effectively improved.

In order to provide preferable contents of a business object, in one embodiment of the financial business processing apparatus provided by the present application, the target business object model in the financial business processing apparatus includes: the state information of the core entity and the subordinate entity, wherein the state information of the core entity comprises: the identification, constraint conditions and life cycle state information of the core entity, and the state information of the subordinate entity comprises: descriptive information of at least one subordinate entity corresponding to the core entity; the target business object model further comprises: the relationship description information between the core entity and the corresponding at least one subordinate entity, and the association relationship between the current core entity and other core entities.

As can be seen from the above description, the financial business processing device provided by the embodiment of the application can effectively improve the accuracy of processing the target financial business by setting the content of the business object, and can effectively improve the user experience of the staff in the financial enterprise for processing the target financial business by improving the efficiency and accuracy of processing the target financial business.

In order to provide a specific process of creating a business object, in one embodiment of the financial business processing apparatus provided by the present application, the business object creation module 20 in the financial business processing apparatus is specifically configured to perform the following:

From the above description, it can be seen that, by setting the standardized business object structure, the enterprise-level business object view and the business field entity frame view, the financial business processing device provided by the embodiment of the application can enable personnel in the financial enterprise to quickly and efficiently acquire data required by processing a target financial business from the perspective of a business object; the method can ensure that personnel in the financial enterprise intuitively and rapidly determine the data required by processing the target financial business, and further can effectively improve the processing efficiency of the target financial business.

In order to provide a specific process of updating a business object, in one embodiment of the financial business processing device provided by the present application, the financial business processing device is further specifically configured to perform the following:

Correspondingly, the financial service processing device is also specifically configured to execute the following:

step 400: an update request for a business object model is received.

As can be seen from the above description, the financial service processing device provided by the embodiment of the present application can update the service object model based on the service object list by generating the service object list, thereby effectively improving the accuracy and expansibility of the service object; the data required for processing the target financial business can be determined more accurately by personnel in the financial enterprise.

In order to provide a specific process of business object calibration, in one embodiment of the financial business processing device provided by the present application, the financial business processing device is further specifically configured to perform the following:

As can be seen from the above description, the financial service processing device provided by the embodiment of the present application performs data adjustment on each target service object model based on the classification definition data of the preset financial service theme, so as to further improve accuracy and pertinence of the service object; and further, the data required by the processing target financial business can be determined more accurately by personnel in the financial enterprise.

In order to further improve the accuracy of acquiring the target business object model, in one embodiment of the financial business processing apparatus provided by the present application, the business object creation module 20 in the financial business processing apparatus is specifically configured to execute the following:

step 210: and acquiring a flow model of the target financial business according to the processing request aiming at the target financial business.

As can be seen from the above description, the financial service processing device provided by the embodiment of the present application can further improve the accuracy of acquiring the target service object model by acquiring the flow model, and can effectively improve the efficiency of acquiring the target service object model, so that the personnel in the financial enterprise can determine the data required for processing the target financial service more accurately and efficiently.

In order to further improve the acquisition efficiency of the target business object model, in one embodiment of the financial business processing device provided by the present application, the financial business processing device is further specifically configured to perform the following:

As can be seen from the above description, the financial business processing device provided by the embodiment of the present application can effectively improve the acquisition efficiency of the target business object model by directly selecting the pre-stored preset business object model, so that the personnel in the financial enterprise can more efficiently determine the data required for processing the target financial business.

In order to perform visual display output on the target business object model, in one embodiment of the financial business processing device provided by the application, the target business object model corresponding to the target financial business comprises a business object model for representing the current business state of the business object and a business object model for representing the business object of the business object; correspondingly, the business object output module 30 in the financial business processing device is specifically configured to execute the following:

As can be seen from the above description, the financial business processing device provided by the embodiment of the present application can perform visual display output on the target business object model, so that personnel inside a financial enterprise can determine the processing mode of the current target financial business according to the displayed target business object model, and further can intuitively and rapidly determine data required for processing the target financial business by personnel inside the financial enterprise; and the efficiency and the accuracy of processing the target financial business are improved, and the user experience of staff in a financial enterprise for processing the target financial business can be effectively improved.

In order to provide a preferred mode of the candidate entity, in an embodiment of the financial service processing apparatus provided by the present application, the financial service processing apparatus is further specifically configured to perform the following:

As can be seen from the above description, the financial service processing apparatus provided in the embodiment of the present application performs data preprocessing on the data in the candidate entity list corresponding to the target financial service, which is obtained in advance, so that the obtaining efficiency and reliability of the candidate entity can be effectively improved, and further, the creating efficiency and reliability of the target service object model can be effectively improved.

In order to provide a preferable mode of selecting an entity, in an embodiment of the financial service processing apparatus provided by the present application, the financial service processing apparatus is further specifically configured to perform the following:

As can be seen from the above description, the financial service processing apparatus provided by the embodiment of the present application can effectively improve the efficiency and accuracy of selecting the core entity and the subordinate entity by setting the core entity selection rule, and further can effectively improve the creation efficiency and accuracy of the target service object model.

In order to further explain the book scheme, the application also provides a specific application example of the financial business processing method, and business rules and information of an enterprise are embodied by an enterprise data model aiming at the existing enterprise. However, the enterprise data model lacks a service view and objective view to illustrate the structure, distribution and logic relationship between service data, and the application example of the application aims to provide a financial service processing method, and mainly describes the construction mode of the service object model of the service architecture. The business object model construction mode of the business architecture constructs a logical relationship among business information by constructing a business object model and organizing the business information by using layered concepts to classify the business information.

Referring to FIG. 11, a flow chart of business usage business objects depicts that each individual business process may be performed with events and a record of monitoring and measuring business results is maintained. Wherein the process uses managed and saved information, i.e., business objects. The method aims to express the relation between the business object and the business process, and can preset the business object through top-down carding, namely, determine the business resource through the business object, and specifically comprises the following steps:

(1) by formulating business objectives, a business-achievable, measurable objective is expressed.

(2) The target is converted into a detailed business flow, and the flow which needs to be executed is described to realize the target.

(3) According to the business process design, business information used, managed and saved by the process is determined by establishing a business object.

Referring to FIG. 12, the business object modeling process includes building enterprise-level business object views, building standardized business object structures, building solid models of business domains through standardized business objects. And forming a data view of the enterprise core by establishing an enterprise-level business object view and establishing a labeling business object structure. When the enterprise creates the value, the business resources which are needed to be used, namely business objects, are assembled according to the business targets to form a business field entity view.

Referring to FIG. 13, business object modeling is generally divided into two phases: current situation modeling and objective modeling. Modeling is carried out on the current situation of the service by the current situation modeling, and a bottom-up method is generally adopted; the target modeling is based on the current modeling, and is carried out aiming at the long-distance strategic targets of the service and the optimization requirements of the system, and a top-down method is generally adopted. The two stages can be combined appropriately according to the actual condition of the project. The overall workflow of modeling is:

step S300: identifying candidate entities

a. And understanding business meaning through the existing physical table, removing derivative data, and identifying and abstracting candidate entities. And attributing the candidate entity to the responsibility service field, and forming the candidate entity according to the name, output and input supplementary entity list of the candidate activity.

b. Forming candidate entities from top to bottom by means of seminars, interviews and analysis business manuals, requirements and the like;

step S310: forming a solid frame diagram

Through the enterprise-level business object view, a standardized business object structure is established. And forming a preliminary entity framework according to the dimension of the service field and the candidate entity list. The integrity of the entity is checked structurally with reference to the business context background.

Step S320: identifying business objects

And taking the entities in the entity framework as core entities, finding out all the entities directly related to the core entities, determining other subordinate entities according to the affinity analysis, analyzing the attributions of the relation entities one by one, and taking the ER diagram in the service field as an input basis of the identification value flow.

Step S330: defining business objects

And respectively defining the service objects according to the service object list and the domain ER diagram structure, extracting a complete entity list and identifying service components. Each business object PDS (i.e., purpose, definition, scope) is written from a business perspective. Wherein: the purpose is mainly to describe the purpose and the scene of the business object; the definition is mainly the explanation of the business object; the scope mainly describes the content included in the business object, and the business object which does not contain the content needs to be pointed out to be attributed. And forming an entity framework diagram according to the dimension of the business object according to the identified business object. Each entity can only belong to a certain business object. When identifying a business object, other candidate entities belonging to the business object all fill in PDS information, see the business object entity list shown in fig. 14.

Step S340: reverse updating business objects

After the business entity model of each business field is formed, the business object information is perfected according to the business object entity frame diagram and the business object identification method, and a business object ER diagram according to the dimension of the business object is formed. When the business entity model is adjusted later, if the existing business object is found to not cover all resources focused by the business, the application for carrying out the compensation and update on the business object model can be submitted. Input: a business object entity frame diagram and a business entity model; and (3) outputting: business object PDS, business object ER graph.

Step S350: enhancing business objects based on business topics

Determining or adjusting the subject to which the business object belongs according to the PDS of the business object and the classification definition of the ten subjects, and perfecting the unidentified business object; input: classifying and defining a business object PDS and a ten-big theme; and (3) outputting: business object PDS, business object classification;

the subject and the object follow the following principles to clarify the boundary of the business object, promote the PDS of the business object, merge the business object, identify the coupling relationship among the business objects, etc.:

A. a business object can only belong to one data classification topic (based on the existing in-line ten topic classification criteria);

B. Business information contained in a business object cannot span multiple data classification topics;

C. business objects under the same data classification topic should reflect different business essence.

Referring to fig. 15, the process flow for forming the entity frame diagram is as follows:

step S311: establishing a business object view

And forming a preliminary entity framework according to the dimension of the service field and the candidate entity list, and self-checking the integrity of the entity structurally.

1) And establishing a standardized business object structure aiming at general business objects such as products, product protocols, accounts, execution evidences and the like.

2) An enterprise-level business object view is established. For standardizing the unified entity framework view structure, referring to the flow model value flow structure, a standardized enterprise-level business object view is established by planning, executing (subdividing into products, product protocols, accounts) and supervising the structure.

Specifically, the establishment process of the enterprise-level standardized business object structure is as follows: firstly, combing business data from bottom to top or from top to bottom to form a candidate entity list shown in table 1, and then clustering business information according to the information intimacy of the candidate entity list to form a business object. For general business objects such as products, product protocols, accounts, execution evidences and the like, an ER diagram shown in FIG. 16 is established through analysis, abstraction, extraction and the like.

TABLE 1

Step S312: explicit business object structure

The business object structure to which each candidate entity belongs is defined, and a business domain entity frame shown in fig. 18 is established according to the standardized business object structure and the enterprise-level business object view and the table shown in fig. 17. For standardizing the unified entity framework view structure, the enterprise-level business object view is divided into a planning, executing (subdivided into products, product agreements, accounts), and supervising structure. And respectively expressing the business objects under the corresponding value flows, and clearly recording the relationship between the value flows of the business objects and the business objects through the view.

Step S313: and perfecting the entity frame diagram. And perfecting the entity frame diagram by utilizing the business context background diagram to form a business field entity frame diagram.

The business object is a structured embodiment of resources, and one business object at least comprises business naming, definition, attribute, behavior, association relationship and constraint condition. Referring to fig. 19, the steps of defining a business object are as follows:

step S331: determining core entities

And determining the core entity in the entity framework diagram according to the identified candidate core entity. The core entity expresses the primary business concern of the business object. From the grammar level, more entities related to the entity in the entity frame diagram can be included in the consideration range of candidate core entities; at a semantic level, important entities reflecting business functions that are of business concern may be incorporated into the core entity.

The structure of the service objects is shown in fig. 20, where a service object is a structural embodiment of a resource, and one service object at least includes service naming, definition, attribute, behavior, association relationship and constraint condition. In fig. 20, the core entity means: major business concerns are expressed for business objects, each with a core entity. The description information refers to: the subordinate entity related to the core entity describes attribute class information related to the core entity. The conditions are as follows: constraints and limitations on core entities, realization of customization requirements and control on flow are a special case of description class information. The relationship between entities refers to: the description of the structure and layering of the core entities may also express relationships within the core entities. The life cycle refers to: states of the core entity are expressed, and state changes are also control of the flow. The association relationship means: the relation with other business objects is a constraint, can express complex constraint and is convenient to expand.

Step S332: determining subordinate entities

And determining all entities directly related to the core entity, including a life cycle entity, an attribute entity and a condition entity.

Step S333: defining business objects

And writing the purpose, definition and range of each business object from the business perspective. Wherein: the purpose is mainly to describe the purpose and the scene of the business object; the definition is mainly the explanation of the business object; the scope mainly describes the content included in the business object, and the business object which does not contain the content needs to be pointed out to be attributed.

Step S334: definition entity

Each entity can only belong to a certain business object. The purpose, definition and range of each entity are written from the service perspective.

Referring to fig. 21, the application example of the present application further provides a business object and IT design system apparatus for implementing the business object creation process, including: a goal model module 1000, a flow model module 1100, a business object model module 1200, a business object service module 1300, and a data object module 1400.

(1) The object model module 1000 is configured to obtain and store a business object model.

(2) The process model module 1100 is used to store activity, task models.

(3) The business object model module 1200 is used to store a business object model.

(4) The business object service module 1300 is used for storing business object services related to based on business objects. A business object processing rule and business logic can be identified as a business object service, and the business object service can not provide service for external exposure and can only be called by application component service.

(5) The data object module 1400 includes a logical data object module and an application data object module, wherein the logical data object module is responsible for storing data objects. The data object is a system level logic relation diagram formed by deriving the business object according to the requirements of a specific implementation level. The application data object module is responsible for storing the system realization level data relation graph, and carrying out relevant adjustment on the data model in order to ensure that the system has excellent performance.

As can be seen from the above description, in the method for creating a business object model in the method for processing a financial business provided by the application example of the present application, the business object is a core resource of an enterprise business, the business object model is based on the business object, records the business content of each business object, defines the relationship between each object, unifies the common terms of the business, and sets forth the structure, distribution and logical relationship between the business data from a view point and objective view so as to guide the enterprise business entity model and IT architecture design.

In order to solve the problems that the existing financial service processing mode has low efficiency of target financial service processing and cannot guarantee processing accuracy, the application provides an embodiment of electronic equipment for realizing all or part of contents in the financial service processing method, wherein the electronic equipment specifically comprises the following contents:

Fig. 22 is a schematic block diagram of a system configuration of an electronic device 9600 according to an embodiment of the present application. As shown in fig. 22, the electronic device 9600 may include a central processor 9100 and a memory 9140; the memory 9140 is coupled to the central processor 9100. Notably, this fig. 22 is exemplary; other types of structures may also be used in addition to or in place of the structures to implement telecommunications functions or other functions.

In one embodiment, the financial transaction processing functions may be integrated into a central processor. Wherein the central processor may be configured to control:

step 100: a processing request for a target financial transaction is received.

From the above description, it can be seen that, by constructing the target business object model corresponding to the target financial business, the electronic device provided by the embodiment of the application can enable the staff in the financial enterprise to quickly and efficiently acquire the data required for processing the target financial business from the viewpoint of the business object; by carrying out layered display on the business information, a visual business object model can be provided, so that personnel in a financial enterprise can intuitively and rapidly determine data required by processing a target financial business, and further the processing efficiency of the target financial business can be effectively improved; the target business object model is used for representing the state information of each business entity and the association relation among each business entity, so that the accuracy and comprehensiveness of acquiring data required by processing target financial business by financial business internal personnel can be effectively improved, the accuracy of processing the target financial business can be further effectively improved, the efficiency and accuracy of processing the target financial business can be improved, and the user experience of the financial business internal personnel processing the target financial business can be effectively improved.

In another embodiment, the financial transaction processing device may be configured separately from the central processor 9100, for example, the financial transaction processing device may be configured as a chip connected to the central processor 9100, and the financial transaction processing function is implemented by control of the central processor.

As shown in fig. 22, the electronic device 9600 may further include: a communication module 9110, an input unit 9120, an audio processor 9130, a display 9160, and a power supply 9170. It is noted that the electronic device 9600 need not include all of the components shown in fig. 22; in addition, the electronic device 9600 may further include components not shown in fig. 22, and reference may be made to the related art.

As shown in fig. 22, the central processor 9100, sometimes also referred to as a controller or operational control, may include a microprocessor or other processor device and/or logic device, which central processor 9100 receives inputs and controls the operation of the various components of the electronic device 9600.

The memory 9140 may be, for example, one or more of a buffer, a flash memory, a hard drive, a removable media, a volatile memory, a non-volatile memory, or other suitable device. The information about failure may be stored, and a program for executing the information may be stored. And the central processor 9100 can execute the program stored in the memory 9140 to realize information storage or processing, and the like.

The input unit 9120 provides input to the central processor 9100. The input unit 9120 is, for example, a key or a touch input device. The power supply 9170 is used to provide power to the electronic device 9600. The display 9160 is used for displaying display objects such as images and characters. The display may be, for example, but not limited to, an LCD display.

The memory 9140 may be a solid state memory such as Read Only Memory (ROM), random Access Memory (RAM), SIM card, etc. But also a memory which holds information even when powered down, can be selectively erased and provided with further data, an example of which is sometimes referred to as EPROM or the like. The memory 9140 may also be some other type of device. The memory 9140 includes a buffer memory 9141 (sometimes referred to as a buffer). The memory 9140 may include an application/function storage portion 9142, the application/function storage portion 9142 storing application programs and function programs or a flow for executing operations of the electronic device 9600 by the central processor 9100.

The memory 9140 may also include a data store 9143, the data store 9143 for storing data, such as contacts, digital data, pictures, sounds, and/or any other data used by an electronic device. The driver storage portion 9144 of the memory 9140 may include various drivers of the electronic device for communication functions and/or for performing other functions of the electronic device (e.g., messaging applications, address book applications, etc.).

The communication module 9110 is a transmitter/receiver 9110 that transmits and receives signals via an antenna 9111. A communication module (transmitter/receiver) 9110 is coupled to the central processor 9100 to provide input signals and receive output signals, as in the case of conventional mobile communication terminals.

Based on different communication technologies, a plurality of communication modules 9110, such as a cellular network module, a bluetooth module, and/or a wireless local area network module, etc., may be provided in the same electronic device. The communication module (transmitter/receiver) 9110 is also coupled to a speaker 9131 and a microphone 9132 via an audio processor 9130 to provide audio output via the speaker 9131 and to receive audio input from the microphone 9132 to implement usual telecommunications functions. The audio processor 9130 can include any suitable buffers, decoders, amplifiers and so forth. In addition, the audio processor 9130 is also coupled to the central processor 9100 so that sound can be recorded locally through the microphone 9132 and sound stored locally can be played through the speaker 9131.

An embodiment of the present application also provides a computer-readable storage medium capable of implementing all steps in the financial service processing method in the above embodiment, the computer-readable storage medium storing thereon a computer program which, when executed by a processor, implements all steps in the financial service processing method in which an execution subject in the above embodiment is a server or a client, for example, the processor implements the following steps when executing the computer program:

Step 100: a processing request for a target financial transaction is received.

As can be seen from the above description, the computer readable storage medium provided by the embodiments of the present application, by constructing the target business object model corresponding to the target financial business, enables the staff inside the financial business to quickly and efficiently obtain the data required for processing the target financial business from the perspective of the business object; by carrying out layered display on the business information, a visual business object model can be provided, so that personnel in a financial enterprise can intuitively and rapidly determine data required by processing a target financial business, and further the processing efficiency of the target financial business can be effectively improved; the target business object model is used for representing the state information of each business entity and the association relation among each business entity, so that the accuracy and comprehensiveness of acquiring data required by processing target financial business by financial business internal personnel can be effectively improved, the accuracy of processing the target financial business can be further effectively improved, the efficiency and accuracy of processing the target financial business can be improved, and the user experience of the financial business internal personnel processing the target financial business can be effectively improved.

It will be apparent to those skilled in the art that embodiments of the present invention may be provided as a method, apparatus, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (devices), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

The principles and embodiments of the present invention have been described in detail with reference to specific examples, which are provided to facilitate understanding of the method and core ideas of the present invention; meanwhile, as those skilled in the art will have variations in the specific embodiments and application scope in accordance with the ideas of the present invention, the present description should not be construed as limiting the present invention in view of the above.

Claims

1. A financial transaction processing method, comprising:

receiving a processing request for a target financial business;

judging whether a business object model corresponding to the target financial business is contained in each preset business object model, if not, generating a target business object model corresponding to the target financial business by applying a preset business information layering display rule, wherein the target business object model is used for representing state information of each business entity and association relations among the business entities;

outputting the target business object model to process the target financial business according to the state information of each business entity and the association relation among each business entity displayed by the target business object model;

the service entity comprises: a core entity and a subordinate entity; the core entity is entity data which is in existence data state, operable and storable in the financial enterprise, and the entity data comprises: financial products, product agreements, accounts, and execution evidence; the subordinate entity is configured to represent at least one of a lifecycle, an attribute, and a condition of the core entity;

The generating a target business object model corresponding to the target financial business by applying a preset business information layering display rule comprises the following steps:

acquiring each candidate entity corresponding to the target financial business;

2. The financial transaction processing method according to claim 1, wherein the target transaction object model comprises: the state information of the core entity and the subordinate entity, wherein the state information of the core entity comprises: the identification, constraint conditions and life cycle state information of the core entity, and the state information of the subordinate entity comprises: descriptive information of at least one subordinate entity corresponding to the core entity;

3. The financial transaction processing method according to claim 1, further comprising, after the generating of the respective corresponding target transaction object models for the respective target core entities, respectively:

receiving an update request for a business object model;

4. The financial transaction processing method according to claim 1, further comprising, after the generating of the respective corresponding target transaction object models for the respective target core entities, respectively:

5. The financial transaction processing method according to claim 1, wherein the determining whether each preset transaction object model includes a transaction object model corresponding to the target financial transaction, if not, generating the target transaction object model corresponding to the target financial transaction by applying a preset transaction information hierarchical display rule includes:

6. The financial transaction processing method according to claim 1, further comprising, before said outputting said target transaction object model to process said target financial transaction according to state information of each transaction entity and an association relationship between each of said transaction entities displayed by said target transaction object model:

7. The method according to claim 1, wherein the target business object model corresponding to the target financial business includes a business object model for representing a current business state of a business object and a business object model for representing a business object of the business object;

8. The financial transaction processing method according to claim 1, wherein the obtaining each candidate entity corresponding to the target financial transaction includes:

9. The financial service processing method according to claim 1, wherein the applying a preset core entity selection rule to select each core entity from the service domain entity frame view, and each subordinate entity corresponding to each core entity, respectively, includes:

10. A financial transaction processing device, comprising:

the business object creation module is used for judging whether the business object model corresponding to the target financial business is contained in each preset business object model, if not, generating a target business object model corresponding to the target financial business by applying a preset business information layering display rule, wherein the target business object model is used for representing the state information of each business entity and the association relation among each business entity;

the business object output module is used for outputting the target business object model so as to process the target financial business according to the state information of each business entity and the association relation among each business entity displayed by the target business object model;

The business object creation module applies a preset business information layering display rule to generate a target business object model corresponding to the target financial business, and the business object creation module comprises:

acquiring each candidate entity corresponding to the target financial business;

11. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the financial transaction processing method of any one of claims 1 to 9 when the program is executed by the processor.

12. A computer-readable storage medium, on which a computer program is stored, characterized in that the computer program, when being executed by a processor, implements the financial transaction processing method according to any one of claims 1 to 9.