CN110363638A - The method for processing business, device and electronic equipment of non-targeted user in financial business - Google Patents
The method for processing business, device and electronic equipment of non-targeted user in financial business Download PDFInfo
- Publication number
- CN110363638A CN110363638A CN201910582482.9A CN201910582482A CN110363638A CN 110363638 A CN110363638 A CN 110363638A CN 201910582482 A CN201910582482 A CN 201910582482A CN 110363638 A CN110363638 A CN 110363638A
- Authority
- CN
- China
- Prior art keywords
- user
- partner
- operation system
- targeted
- financial business
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims abstract description 52
- 238000012545 processing Methods 0.000 title claims abstract description 43
- 238000004590 computer program Methods 0.000 claims description 9
- 230000008569 process Effects 0.000 description 11
- 239000000047 product Substances 0.000 description 11
- 230000006399 behavior Effects 0.000 description 8
- 238000004891 communication Methods 0.000 description 5
- 238000010586 diagram Methods 0.000 description 5
- 238000001514 detection method Methods 0.000 description 4
- 230000003993 interaction Effects 0.000 description 4
- 230000006870 function Effects 0.000 description 3
- 238000009434 installation Methods 0.000 description 3
- 230000003287 optical effect Effects 0.000 description 3
- 238000004458 analytical method Methods 0.000 description 2
- 230000008859 change Effects 0.000 description 2
- 238000011156 evaluation Methods 0.000 description 2
- 230000005291 magnetic effect Effects 0.000 description 2
- 239000013589 supplement Substances 0.000 description 2
- 239000002699 waste material Substances 0.000 description 2
- 230000001133 acceleration Effects 0.000 description 1
- 230000009286 beneficial effect Effects 0.000 description 1
- 210000004027 cell Anatomy 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 230000005611 electricity Effects 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 230000006872 improvement Effects 0.000 description 1
- 230000010365 information processing Effects 0.000 description 1
- 239000000203 mixture Substances 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 239000013307 optical fiber Substances 0.000 description 1
- 230000002093 peripheral effect Effects 0.000 description 1
- 238000003672 processing method Methods 0.000 description 1
- 239000004065 semiconductor Substances 0.000 description 1
- 210000000352 storage cell Anatomy 0.000 description 1
- 238000006467 substitution reaction Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Marketing (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Strategic Management (AREA)
- Technology Law (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses method for processing business, device, electronic equipment and the computer readable storage medium of non-targeted user in a kind of financial business, method comprises determining that the non-targeted mark of user, and user is a part for the user that demand is handled in financial business；The non-targeted mark of user is sent to third party's service channel, whether supports user to handle financial business according to partner's operation system of non-targeted mark inquiry third party's service channel；When partner's operation system supports user to handle financial business, user is distributed into partner's operation system, is interacted by user with partner operation system to handle financial business.According to the technique and scheme of the present invention, obtain the non-targeted mark of user first for non-targeted user, and it is sent to third party's service channel, whether the partner's operation system inquired under the channel supports user to handle financial business, when determining that it supports user to handle financial business, user is just distributed into partner's operation system.
Description
Technical field
The present invention relates to computer information processing fields, in particular to non-targeted user in a kind of financial business
Method for processing business, device, electronic equipment and computer readable storage medium.
Background technique
Currently, many internets financial product provides a user the function of loan, while these products also have client
Certain requirement, the client for not meeting its standard is non-targeted client, namely the client that rejects loans.
For the waste for avoiding customer resources, for the client that rejects loans, the strategy of existing product be its information is directly exported to
Other channels, and the financial product of other channels is likely to also using the user as the client that rejects loans, to be unable to complete user's
Demand for loan.
Therefore, it is necessary to a kind of new technical solutions, non-targeted client can be distributed to appropriate channel, to meet non-
The business demand of target user.
Summary of the invention
It is a primary object of the present invention to, provide the method for processing business, device of non-targeted user in a kind of financial business,
Electronic equipment and computer readable storage medium, it is intended to non-targeted client be distributed to appropriate channel, to meet non-targeted
The business demand of user.
To achieve the above object, the present invention provides the method for processing business of non-targeted user in financial business a kind of,
In, comprising: determine the non-targeted mark of user, the user is a part for the user that demand is handled in financial business；By institute
The non-targeted mark for stating user is sent to third party's service channel, inquires the third party's service canal according to the non-targeted mark
Whether partner's operation system in road supports the user to handle the financial business；Institute is supported in partner's operation system
State user handle the financial business when, the user is distributed into partner's operation system, by the user with it is described
The interaction of partner's operation system is to handle the financial business.
To achieve the above object, the present invention provides the business processing device of non-targeted user in financial business a kind of,
In, comprising: mark determining module, for determining the non-targeted mark of user, the user is that demand is handled in financial business
A part of user；Enquiry module, for the non-targeted mark of the user to be sent to third party's service channel, according to described
Whether partner's operation system that non-targeted mark inquires the third party's service channel supports the user to handle the finance
Business；Distribution module is used for when partner's operation system supports the user to handle the financial business, by the use
Partner's operation system is distributed at family, is interacted by the user with partner's operation system to handle the financial circles
Business.
To achieve the above object, the present invention provides a kind of electronic equipment, wherein includes: one or more processors；It deposits
Storage device, for storing one or more programs；When one or more of programs are executed by one or more of processors,
So that one or more of processors realize method as the aforementioned.
To achieve the above object, the present invention provides a kind of computer-readable medium, it is stored thereon with computer program,
In, method as the aforementioned is realized when described program is executed by processor.
According to above technical scheme, it is known that the method for processing business, device of non-targeted user in financial business of the invention,
Electronic equipment and computer readable storage medium, have at least the following advantages:
According to the technique and scheme of the present invention, it obtains the non-targeted mark of user first for non-targeted user, and is sent to
Whether tripartite's services channels, the partner's operation system inquired under the channel support user to handle financial business, are determining its branch
When holding user's processing financial business, user is just distributed into partner's operation system, so that it is guaranteed that meeting non-targeted user's processing
The demand of financial business.
Detailed description of the invention
In order to keep technical problem solved by the invention, the technological means of use and the technical effect of acquirement clearer,
Detailed description of the present invention specific embodiment below with reference to accompanying drawings.But it need to state, drawings discussed below is only this
The attached drawing of invention exemplary embodiment of the present, to those skilled in the art, before not making the creative labor
It puts, the attached drawing of other embodiments can be obtained according to these attached drawings.
Fig. 1 is the process of the method for processing business of non-targeted user in financial business according to an embodiment of the invention
Figure；
Fig. 2 is the process of the method for processing business of non-targeted user in financial business according to an embodiment of the invention
Figure；
Fig. 3 is the process of the method for processing business of non-targeted user in financial business according to an embodiment of the invention
Figure；
Fig. 4 is the signal of the method for processing business of non-targeted user in financial business according to an embodiment of the invention
Figure；
Fig. 5 is the block diagram of the business processing device of non-targeted user in financial business according to an embodiment of the invention；
Fig. 6 is the signal of the business processing device of non-targeted user in financial business according to an embodiment of the invention
Figure；
Fig. 7 is the block diagram of electronic equipment according to an embodiment of the invention；
Fig. 8 is the schematic diagram of computer readable storage medium according to an embodiment of the invention.
Specific embodiment
Exemplary embodiment of the present invention is described more fully with reference to the drawings.However, exemplary embodiment can
Implement in a variety of forms, and is understood not to that present invention is limited only to embodiments set forth herein.On the contrary, it is exemplary to provide these
Embodiment enables to the present invention more full and complete, easily facilitates the technology that inventive concept is comprehensively communicated to this field
Personnel.Identical appended drawing reference indicates same or similar element, component or part in figure, thus will omit weight to them
Multiple description.
Under the premise of meeting technical concept of the invention, the feature described in some specific embodiment, structure, spy
Property or other details be not excluded for can be combined in any suitable manner in one or more other embodiments.
In the description for specific embodiment, feature, structure, characteristic or the other details that the present invention describes are to make
Those skilled in the art fully understands embodiment.But, it is not excluded that those skilled in the art can practice this hair
Bright technical solution is one or more without special characteristic, structure, characteristic or other details.
Flow chart shown in the drawings is merely illustrative, it is not necessary to including all content and operation/step,
It is not required to execute by described sequence.For example, some operation/steps can also decompose, and some operation/steps can close
And or part merge, therefore the sequence actually executed is possible to change according to the actual situation.
Block diagram shown in the drawings is only functional entity, not necessarily must be corresponding with physically separate entity.
I.e., it is possible to realize these functional entitys using software form, or realized in one or more hardware modules or integrated circuit
These functional entitys, or these functional entitys are realized in heterogeneous networks and/or processor device and/or microcontroller device.
Although it should be understood that may indicate the attribute of number using first, second, third, etc. to describe various devices herein
Part, element, component or part, but this should not be limited by these attributes.These attributes are to distinguish one and another one.Example
Such as, the first device is also referred to as the second device without departing from the technical solution of essence of the invention.
Term "and/or" or " and/or " include associated listing all of any of project and one or more
Combination.
As shown in Figure 1, being provided in one embodiment of the present of invention in a kind of financial business at the business of non-targeted user
Reason method, comprising:
Step S110, determines the non-targeted mark of user, and user is a part for the user that demand is handled in financial business.
In the present embodiment, the type of financial business is not limited, such as it can be loaning bill or loan transaction.
In the present embodiment, non-targeted mark refers to that the non-targeted client of user's local service system is one in all users
Part, mark are usually phone number, identity information etc..
Specifically, local service system does not support user to handle financial business, so can only be using user as non-targeted use
Family.Although may also local service system support user handle financial business, service can not be provided in a short time.
The non-targeted mark of user is sent to third party's service channel by step S120, according to non-targeted mark inquiry the
Whether partner's operation system of tripartite's services channels supports user to handle financial business.
In the present embodiment, third party's service channel is the channel that partner provides, and partner provides place under the channel
The system for managing financial business, since user registers usually using phone number, identity information etc., so being based on such mark
It can inquire whether cooperation method, system supports user to handle financial business.
User is distributed to partner's industry when partner's operation system supports user to handle financial business by step S130
Business system is interacted by user with partner operation system to handle financial business.
In the present embodiment, user's distribution is only just carried out when partner's operation system supports that user handles financial business,
And trigger the interaction of user Yu partner's operation system, it is ensured that the processing of user's finishing service.
According to the technical solution of the present embodiment, the non-targeted mark of user is obtained first for non-targeted user, and be sent to
Whether third party's service channel, the partner's operation system inquired under the channel support user to handle financial business, are determining it
When user being supported to handle financial business, user is just distributed into partner's operation system, so that it is guaranteed that meeting at non-targeted user
Manage the demand of financial business.
As shown in Fig. 2, being provided in one embodiment of the present of invention in a kind of financial business at the business of non-targeted user
Reason method, comprising:
Step S210, determines the non-targeted mark of user, and user is a part for the user that demand is handled in financial business.
Step S220 obtains the non-targeted feature of user, judges whether partner's operation system props up according to non-targeted feature
It holds user and handles financial business.
Step S230 is executed when determining that partner's operation system supports user to handle financial business by the non-mesh of user
Mark mark is sent to third party's channel.
In the present embodiment, the non-targeted feature of user is not limited, non-targeted feature directly determines partner
Operation system is as non-targeted client, for example, it can be the factors such as user behavior, user's credit type, if user
There are problems for behavior, credit, then operation system is often rejected loans when user handles loan, and the details of user behavior, credit
Determine the type of rejecting loans of user.
The non-targeted mark of user is sent to third party's service channel by step S240, and whether inquiry user is partner
The target user of operation system determines and user is supported to handle financial business when user is target user.
Or inquiry user whether be operation system non-targeted user, user be non-targeted user when, determination do not support
User handles financial business.
In the present embodiment, non-targeted mark based on user carries out " hitting library ", i.e., according to information such as the cell-phone numbers of user,
Whether detection user has been recorded as the target customer or non-targeted client of partner's operation system.
Step S250, when partner's operation system supports user to handle financial business, if partner's operation system
Quantity be it is multiple, select one from multiple partner's operation systems at random with distributing user, obtain partner's operation system
The page is simultaneously supplied to user, is interacted for user by the page.
In the present embodiment, the product page of partner's operation system is obtained, and is presented to the user, user is directly in the page
On operated.
In the present embodiment, this two kinds alternative distributing user modes are also provided:
(1) it according to the financial business achievement data height of multiple partner's operation systems, is selected from multiple operation systems
One with distributing user.
In the present embodiment, with no restrictions to the type of operational indicator data, for example, for example can be business system, partner
The evaluation height of system, business scale size etc. can choose business side's partner systems according to operational indicator data height
Preferable service is provided for user.
(2) historical record of user's processes financial business is obtained, and obtains the financial circles of multiple partner's operation systems
Business content, the matching degree of analysis of history record and financial business content, according to matching degree height, from multiple partner's business
Selection one is in system with distributing user.
In the present embodiment, the history service record of user is analyzed, the history service and partner that detection user handles are
There are same or similar parts for the business tine of system, can preferentially select the operation system distribution that same or like part is more
To user, so that user be kept to continue to use same or similar financial product, the use habit of user is matched.
As shown in figure 3, being provided in one embodiment of the present of invention in a kind of financial business at the business of non-targeted user
Reason method, comprising:
Step S310, determines the non-targeted mark of user, and user is a part for the user that demand is handled in financial business.
The non-targeted mark of user is sent to third party's service channel by step S320, is user's registration partner business
The target user of system simultaneously logs in partner's operation system, determines when logining successfully and user is supported to handle financial business.
In the present embodiment, it is the target user of user's registration partner operation system and logs in, that is, realizes " connection
Close and log in ", explanation is target user if successfully logging in.
Step S330, when partner's operation system supports user to handle financial business, if partner's operation system
Quantity is multiple, and includes the system for having distributed to user, then judges whether the system for having distributed to user is handled and complete user
Historical financial business, distributed to user system processing complete historical financial business when, user is continued to distribute to
The system for distributing to user is interacted by user with partner operation system to handle financial business.
In the present embodiment, if user had been assigned, judge user by allocated operation system whether
Financial business is completed in processing, this sub-distribution preferentially selects the operation system if handling and completing, and is adopted if untreated complete
It is selected from multiple operation systems in other ways.
Step S340 is returned by preset time after user to be distributed to partner's operation system and is determined that user's is non-
Target identification.
In the present embodiment, after after distributing user, the process of a period of time retriggered the present embodiment, with
In the case where the untreated completion financial business in family, chance is provided for user again.
It is as shown in Figure 4 according to above embodiments specific embodiment:
For the user that rejects loans, its user identifier is determined；After determining allocation result of rejecting loans, led according to user identifier row with downstream
Stream channel hits library, joins and step on process；If hitting library, joining and step on unsuccessfully, user enters the channel of distribution of revealing all the details；After a certain period of time, automatic touching
Hair family is redistributed, and repeats the above allocation flow, flow is avoided to waste.
Specifically, in the present embodiment, according to the non-targeted feature such as the behavior of user, credit, the available canal of user is screened
Road and unavailable channel, from user can in channel, then exclude the channel for having distributed and being no longer allocated, can not the channel of distribution
Afterwards, into follow-up process.If user is then distributed to preset channel of revealing all the details by channel number=0 supported at this time, terminate behaviour
Make；If channel number > 1 then first determines whether the current channel of distribution is effective；If it is valid, whether still to detect effective channel
In the channel of distribution list of user's real-time support, if in lists, generating random number, canal is hit according to random number
Road, if not in lists if end operation；If invalid, random number is directly generated, channel is hit according to random number, by
The operation system for hitting channel completes the financial business of user demand processing.
It will be understood by those skilled in the art that realizing that all or part of the steps of above-described embodiment is implemented as by computer
The program (computer program) that data processing equipment executes.It is performed in the computer program, offer of the present invention is provided
The above method.Moreover, the computer program can store in computer readable storage medium, which can be with
It is the readable storage medium storing program for executing such as disk, CD, ROM, RAM, is also possible to the storage array of multiple storage medium compositions, such as disk
Or tape storage array.The storage medium is not limited to centralised storage, is also possible to distributed storage, such as based on cloud
The cloud storage of calculating.
The device of the invention embodiment is described below, which can be used for executing embodiment of the method for the invention.For
Details described in apparatus of the present invention embodiment should be regarded as the supplement for above method embodiment；For in apparatus of the present invention
Undisclosed details in embodiment is referred to above method embodiment to realize.
As shown in figure 5, being provided in one embodiment of the present of invention in a kind of financial business at the business of non-targeted user
Manage device, comprising:
Determining module 510 is identified, determines the non-targeted mark of user, user is the user in demand processing financial business
A part.
In the present embodiment, the type of financial business is not limited, such as it can be loaning bill or loan transaction.
In the present embodiment, non-targeted mark refers to that the non-targeted client of user's local service system is one in all users
Part, mark are usually phone number, identity information etc..
Specifically, local service system does not support user to handle financial business, so can only be using user as non-targeted use
Family.Although may also local service system support user handle financial business, service can not be provided in a short time.
The non-targeted mark of user is sent to third party's service channel by enquiry module 520, is inquired according to non-targeted mark
Whether partner's operation system of third party's service channel supports user to handle financial business
In the present embodiment, third party's service channel is the channel that partner provides, and partner provides place under the channel
The system for managing financial business, since user registers usually using phone number, identity information etc., so being based on such mark
It can inquire whether cooperation method, system supports user to handle financial business.
User is distributed to partner when partner's operation system supports user to handle financial business by distribution module 530
Operation system is interacted by user with partner operation system to handle financial business.
In the present embodiment, user's distribution is only just carried out when partner's operation system supports that user handles financial business,
And trigger the interaction of user Yu partner's operation system, it is ensured that the processing of user's finishing service.
According to the technical solution of the present embodiment, the non-targeted mark of user is obtained first for non-targeted user, and be sent to
Whether third party's service channel, the partner's operation system inquired under the channel support user to handle financial business, are determining it
When user being supported to handle financial business, user is just distributed into partner's operation system, so that it is guaranteed that meeting at non-targeted user
Manage the demand of financial business.
The business processing device of non-targeted user in financial business a kind of, packet are provided in one embodiment of the present of invention
It includes:
Determining module 510 is identified, determines the non-targeted mark of user, user is the user in demand processing financial business
A part.
Enquiry module 520, obtains the non-targeted feature of user, whether judges partner's operation system according to non-targeted feature
It supports user to handle financial business, when determining that partner's operation system supports user to handle financial business, executes user's
Non-targeted mark is sent to third party's channel.
In the present embodiment, the non-targeted feature of user is not limited, non-targeted feature directly determines partner
Operation system is as non-targeted client, for example, it can be the factors such as user behavior, user's credit type, if user
There are problems for behavior, credit, then operation system is often rejected loans when user handles loan, and the details of user behavior, credit
Determine the type of rejecting loans of user.
The non-targeted mark of user is sent to third party's service channel by enquiry module 520, and whether inquiry user is cooperation
The target user of square operation system determines and user is supported to handle financial business when user is target user.
Or inquiry user whether be operation system non-targeted user, user be non-targeted user when, determination do not support
User handles financial business.
In the present embodiment, non-targeted mark based on user carries out " hitting library ", i.e., according to information such as the cell-phone numbers of user,
Whether detection user has been recorded as the target customer or non-targeted client of partner's operation system.
Distribution module 530, when partner's operation system supports user to handle financial business, if partner's operation system
Quantity be it is multiple, select one from multiple partner's operation systems at random with distributing user, obtain partner's operation system
The page and be supplied to user, interacted for user by the page.
In the present embodiment, the product page of partner's operation system is obtained, and is presented to the user, user is directly in the page
On operated.
In the present embodiment, this two kinds alternative distributing user modes are also provided:
(1) it according to the financial business achievement data height of multiple partner's operation systems, is selected from multiple operation systems
One with distributing user.
In the present embodiment, with no restrictions to the type of operational indicator data, for example, for example can be business system, partner
The evaluation height of system, business scale size etc. can choose business side's partner systems according to operational indicator data height
Preferable service is provided for user.
(2) historical record of user's processes financial business is obtained, and obtains the financial circles of multiple partner's operation systems
Business content, the matching degree of analysis of history record and financial business content, according to matching degree height, from multiple partner's business
Selection one is in system with distributing user.
In the present embodiment, the history service record of user is analyzed, the history service and partner that detection user handles are
There are same or similar parts for the business tine of system, can preferentially select the operation system distribution that same or like part is more
To user, so that user be kept to continue to use same or similar financial product, the use habit of user is matched.
The business processing device of non-targeted user in financial business a kind of, packet are provided in one embodiment of the present of invention
It includes:
Determining module 510 is identified, determines the non-targeted mark of user, user is the user in demand processing financial business
A part.
The non-targeted mark of user is sent to third party's service channel by enquiry module 520, is user's registration partner industry
The target user of business system simultaneously logs in partner's operation system, determines when logining successfully and user is supported to handle financial business.
In the present embodiment, it is the target user of user's registration partner operation system and logs in, that is, realizes " connection
Close and log in ", explanation is target user if successfully logging in.
Distribution module 530 is when partner's operation system supports user to handle financial business, if partner's operation system
Quantity be multiple, and include the system for having distributed to user, then judge whether the system for having distributed to user handles completion and use
User is continued to distribute to by the historical financial business at family when historical financial business is completed in the system processing for having distributed to user
The system for having distributed to user is interacted by user with partner operation system to handle financial business.
In the present embodiment, if user had been assigned, judge user by allocated operation system whether
Financial business is completed in processing, this sub-distribution preferentially selects the operation system if handling and completing, and is adopted if untreated complete
It is selected from multiple operation systems in other ways.
Determining module 510 is identified after user to be distributed to partner's operation system by preset time, returns and determines use
The non-targeted mark at family.
In the present embodiment, after after distributing user, the process of a period of time retriggered the present embodiment, with
In the case where the untreated completion financial business in family, chance is provided for user again.
It is as shown in Figure 6 according to above embodiments specific embodiment:
By taking loan transaction as an example, for the user that rejects loans, the mark of user is obtained, i.e. registration cell-phone number MD5 value；According to user
Mark carry out hitting library with partner's operation systems of other channels, connection steps on process, terminate if failure；If success if complete by
User distributes to the operation system of the channel, and user requests partner's operation system product of other channels at this time, then local industry
Business system is obtained the content of pages of partner's operation system on demand and is supplied to user in the form of product list, and user can be with
Interaction is completed on the page (specifically can be the H5 format page).The technical solution of the present embodiment, to reject loans, client is provided
More intelligent Products Show service makes full use of the information Improve Efficiency of client.
It will be understood by those skilled in the art that each module in above-mentioned apparatus embodiment can be distributed in device according to description
In, corresponding change can also be carried out, is distributed in one or more devices different from above-described embodiment.The mould of above-described embodiment
Block can be merged into a module, can also be further split into multiple submodule.
Electronic equipment embodiment of the invention is described below, which can be considered as the method for aforementioned present invention
With the specific entity embodiment of Installation practice.For details described in electronic equipment embodiment of the present invention, should be regarded as pair
In the above method or the supplement of Installation practice；For undisclosed details, Ke Yican in electronic equipment embodiment of the present invention
It is realized according to the above method or Installation practice.
Fig. 7 is the structural block diagram of the exemplary embodiment of a kind of electronic equipment according to the present invention.It is retouched referring to Fig. 7
State the electronic equipment 200 of the embodiment according to the present invention.The electronic equipment 200 that Fig. 7 is shown is only an example, should not be to this
The function and use scope of inventive embodiments bring any restrictions.
As shown in fig. 7, electronic equipment 200 is showed in the form of universal computing device.The component of electronic equipment 200 can wrap
It includes but is not limited to: at least one processing unit 210, at least one storage unit 220, (including the storage of the different system components of connection
Unit 220 and processing unit 210) bus 230, display unit 240 etc..
Wherein, the storage unit is stored with program code, and said program code can be held by the processing unit 210
Row, so that the processing unit 210 executes described in this specification above-mentioned electronic prescription circulation processing method part according to this
The step of inventing various illustrative embodiments.For example, the processing unit 210 can execute step as shown in Figure 1.
The storage unit 220 may include the readable medium of volatile memory cell form, such as random access memory
Unit (RAM) 2201 and/or cache memory unit 2202 can further include read-only memory unit (ROM) 2203.
The storage unit 220 can also include program/practical work with one group of (at least one) program module 2205
Tool 2204, such program module 2205 includes but is not limited to: operating system, one or more application program, other programs
It may include the realization of network environment in module and program data, each of these examples or certain combination.
Bus 230 can be to indicate one of a few class bus structures or a variety of, including storage unit bus or storage
Cell controller, peripheral bus, graphics acceleration port, processing unit use any bus structures in a variety of bus structures
Local bus.
Electronic equipment 200 can also be with one or more external equipments 300 (such as keyboard, sensing equipment, bluetooth equipment
Deng) communication, can also be enabled a user to one or more equipment interact with the electronic equipment 200 communicate, and/or with make
Any equipment (such as the router, modulation /demodulation that the electronic equipment 200 can be communicated with one or more of the other calculating equipment
Device etc.) communication.This communication can be carried out by input/output (I/O) interface 250.Also, electronic equipment 200 can be with
By network adapter 260 and one or more network (such as local area network (LAN), wide area network (WAN) and/or public network,
Such as internet) communication.Network adapter 260 can be communicated by bus 230 with other modules of electronic equipment 200.It should
Understand, although not shown in the drawings, other hardware and/or software module can be used in conjunction with electronic equipment 200, including but unlimited
In: microcode, device driver, redundant processing unit, external disk drive array, RAID system, tape drive and number
According to backup storage system etc..
Through the above description of the embodiments, those skilled in the art it can be readily appreciated that the present invention describe it is exemplary
Embodiment can also be realized by software realization in such a way that software is in conjunction with necessary hardware.Therefore, such as Fig. 8 institute
Show, the technical solution of embodiment can be embodied in the form of software products according to the present invention, which can deposit
It stores up in a computer-readable storage medium (can be CD-ROM, USB flash disk, mobile hard disk etc.) or on network, including several
Instruction is so that a calculating equipment (can be personal computer, server or network equipment etc.) executes according to the present invention
The above method.When the computer program is executed by a data processing equipment, enable the computer-readable medium
Realize the above method of the invention, it may be assumed that determine the non-targeted mark of user, user is the user in demand processing financial business
A part；The non-targeted mark of user is sent to third party's service channel, third party's service canal is inquired according to non-targeted mark
Whether partner's operation system in road supports user to handle financial business；User is supported to handle financial circles in partner's operation system
When business, user is distributed into partner's operation system, is interacted by user with partner operation system to handle financial business.
The computer program can store on one or more computer-readable mediums.Computer-readable medium can be with
It is readable signal medium or readable storage medium storing program for executing.Readable storage medium storing program for executing for example can be but be not limited to electricity, magnetic, optical, electromagnetic, red
The system of outside line or semiconductor, device or device, or any above combination.The more specific example of readable storage medium storing program for executing
(non exhaustive list) includes: the electrical connection with one or more conducting wires, portable disc, hard disk, random access memory
(RAM), read-only memory (ROM), erasable programmable read only memory (EPROM or flash memory), optical fiber, portable compact disc
Read memory (CD-ROM), light storage device, magnetic memory device or above-mentioned any appropriate combination.
The computer readable storage medium may include in a base band or the data as the propagation of carrier wave a part are believed
Number, wherein carrying readable program code.The data-signal of this propagation can take various forms, including but not limited to electromagnetism
Signal, optical signal or above-mentioned any appropriate combination.Readable storage medium storing program for executing can also be any other than readable storage medium storing program for executing
Readable medium, the readable medium can send, propagate or transmit for by instruction execution system, device or device use or
Person's program in connection.The program code for including on readable storage medium storing program for executing can transmit with any suitable medium, packet
Include but be not limited to wireless, wired, optical cable, RF etc. or above-mentioned any appropriate combination.
The program for executing operation of the present invention can be write with any combination of one or more programming languages
Code, described program design language include object oriented program language-Java, C++ etc., further include conventional mistake
Formula programming language one such as " C " language or similar programming language.Program code can be counted fully in user
It calculates and executes in equipment, partly executes on a user device, being set as an independent software package execution, partially in user's calculating
Standby upper part executes on a remote computing or executes in remote computing device or server completely.It is being related to remotely
In the situation for calculating equipment, remote computing device can pass through the network of any kind, including local area network (LAN) or wide area network
(WAN), it is connected to user calculating equipment, or, it may be connected to external computing device (such as utilize ISP
To be connected by internet).
In conclusion the present invention can be implemented in hardware, or the software to run on one or more processors
Module is realized, or is implemented in a combination thereof.It will be understood by those of skill in the art that micro process can be used in practice
The communications data processing units such as device or digital signal processor (DSP) come realize according to embodiments of the present invention in it is some or
The some or all functions of whole components.The present invention is also implemented as a part for executing method as described herein
Or whole device or device program (for example, computer program and computer program product).Such realization present invention
Program can store on a computer-readable medium, or may be in the form of one or more signals.Such letter
It number can be downloaded from an internet website to obtain, be perhaps provided on the carrier signal or be provided in any other form.
Particular embodiments described above has carried out further in detail the purpose of the present invention, technical scheme and beneficial effects
It describes in detail bright, it should be understood that the present invention is not inherently related to any certain computer, virtual bench or electronic equipment, various
The present invention also may be implemented in fexible unit.The above is only a specific embodiment of the present invention, is not limited to this hair
Bright, all within the spirits and principles of the present invention, any modification, equivalent substitution, improvement and etc. done should be included in the present invention
Protection scope within.
Claims (10)
1. the method for processing business of non-targeted user in a kind of financial business, wherein include:
Determine the non-targeted mark of user, the user is a part for the user that demand is handled in financial business；
The non-targeted mark of the user is sent to third party's service channel, the third is inquired according to the non-targeted mark
Whether partner's operation system of square services channels supports the user to handle the financial business；
When partner's operation system supports the user to handle the financial business, the user is distributed into the conjunction
Work side's operation system is interacted by the user with partner's operation system to handle the financial business.
2. according to the method described in claim 1, wherein,
Local service system does not support the user to handle the financial business.
3. -2 described in any item methods according to claim 1, wherein be sent to the non-targeted mark of the user described
Before third party's channel, further includes:
The non-targeted feature for obtaining the user judges whether partner's operation system is supported according to the non-targeted feature
The user handles the financial business, is determining partner's operation system support user's processing financial business
When, execution is described to be sent to third party's channel for the non-targeted mark of the user.
4. method according to claim 1-3, wherein described to inquire the third according to the non-targeted mark
Whether partner's operation system of square channel supports the user to handle the financial business, comprising:
Inquire the user whether be partner's operation system target user, the user be the target user
When, it determines and the user is supported to handle the financial business.
5. method according to claim 1-4, wherein described to inquire the third according to the non-targeted mark
Whether partner's operation system of square channel supports the user to handle the financial business, comprising:
Inquire the user whether be the operation system non-targeted user, the user be the non-targeted user when,
It determines and the user is not supported to handle the financial business.
6. method according to claim 1-5, wherein described to inquire the third according to the non-targeted mark
Whether partner's operation system of square channel supports the user to handle the financial business, further includes:
For the target user of partner's operation system described in the user's registration and partner's operation system is logged in, is being logged in
Determining when success supports the user to handle the financial business.
7. method according to claim 1-6, wherein described that the user is distributed to partner's business
System, comprising:
It obtains the page of partner's operation system and is supplied to the user, handed over for the user by the page
Mutually.
8. the business processing device of non-targeted user in a kind of financial business, wherein include:
Determining module is identified, for determining the non-targeted mark of user, the user is the user in demand processing financial business
A part；
Enquiry module, for the non-targeted mark of the user to be sent to third party's service channel, according to the non-targeted mark
Whether the partner's operation system for knowing the inquiry third party's service channel supports the user to handle the financial business；
Distribution module is used for when partner's operation system supports the user to handle the financial business, by the use
Partner's operation system is distributed at family, is interacted by the user with partner's operation system to handle the financial circles
Business.
9. a kind of electronic equipment, wherein include:
One or more processors；
Storage device, for storing one or more programs；
When one or more of programs are executed by one or more of processors, so that one or more of processors are real
The now method as described in any in claim 1-7.
10. a kind of computer-readable medium, is stored thereon with computer program, wherein real when described program is executed by processor
The now method as described in any in claim 1-7.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910582482.9A CN110363638A (en) | 2019-06-27 | 2019-06-27 | The method for processing business, device and electronic equipment of non-targeted user in financial business |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910582482.9A CN110363638A (en) | 2019-06-27 | 2019-06-27 | The method for processing business, device and electronic equipment of non-targeted user in financial business |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN110363638A true CN110363638A (en) | 2019-10-22 |
Family
ID=68217625
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910582482.9A Pending CN110363638A (en) | 2019-06-27 | 2019-06-27 | The method for processing business, device and electronic equipment of non-targeted user in financial business |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN110363638A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111897890A (en) * | 2020-08-21 | 2020-11-06 | 中国工商银行股份有限公司 | Financial business processing method and device |
| TWI753679B (en) * | 2020-12-01 | 2022-01-21 | 第一商業銀行股份有限公司 | Online transaction management method and system |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104350775A (en) * | 2012-04-05 | 2015-02-11 | 艾斯兰股份有限公司 | System, method, apparatus, and computer program product for providing mobile device support services |
| CN107705088A (en) * | 2017-09-15 | 2018-02-16 | 深圳前海微众银行股份有限公司 | Method for processing business, open platform and computer-readable recording medium |
| CN108022087A (en) * | 2017-11-22 | 2018-05-11 | 深圳市牛鼎丰科技有限公司 | payment data processing method, device, storage medium and computer equipment |
| CN108765124A (en) * | 2018-04-03 | 2018-11-06 | 四川新网银行股份有限公司 | A kind of syndicated loan business solution Internet-based |
-
2019
- 2019-06-27 CN CN201910582482.9A patent/CN110363638A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104350775A (en) * | 2012-04-05 | 2015-02-11 | 艾斯兰股份有限公司 | System, method, apparatus, and computer program product for providing mobile device support services |
| CN107705088A (en) * | 2017-09-15 | 2018-02-16 | 深圳前海微众银行股份有限公司 | Method for processing business, open platform and computer-readable recording medium |
| CN108022087A (en) * | 2017-11-22 | 2018-05-11 | 深圳市牛鼎丰科技有限公司 | payment data processing method, device, storage medium and computer equipment |
| CN108765124A (en) * | 2018-04-03 | 2018-11-06 | 四川新网银行股份有限公司 | A kind of syndicated loan business solution Internet-based |
Non-Patent Citations (1)
| Title |
|---|
| 闫大顺等: "《数据库原理及应用》", 中国农业大学出版社, pages: 112 - 113 * |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111897890A (en) * | 2020-08-21 | 2020-11-06 | 中国工商银行股份有限公司 | Financial business processing method and device |
| CN111897890B (en) * | 2020-08-21 | 2023-09-08 | 中国工商银行股份有限公司 | Financial business processing method and device |
| TWI753679B (en) * | 2020-12-01 | 2022-01-21 | 第一商業銀行股份有限公司 | Online transaction management method and system |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US10298665B2 (en) | Cloud federation as a service | |
| US10733021B2 (en) | System of cloud computing and method for detaching load in cloud computing system | |
| US9811370B2 (en) | Determining an optimal datacenter for placing a resource instance in a cloud that would benefit an intended set of end users in a geographical region | |
| CN108520454A (en) | Method and system for calling back orders in real time | |
| US8595839B2 (en) | Selecting one of a plurality of scanner nodes to perform scan operations for an interface node receiving a file request | |
| CN110225104A (en) | Data capture method, device and terminal device | |
| CN104246738A (en) | Migration in place | |
| US9652812B2 (en) | Obtaining software asset insight by analyzing collected metrics using analytic services | |
| US20210136121A1 (en) | System and method for creation and implementation of data processing workflows using a distributed computational graph | |
| CN102929759A (en) | Business action monitoring operation time program | |
| US20140089023A1 (en) | Method and system for distributing data stream | |
| US20120323821A1 (en) | Methods for billing for data storage in a tiered data storage system | |
| CN111181770A (en) | Resource allocation method, system, electronic equipment and storage medium | |
| CN111245642A (en) | Method and device for acquiring dependency relationship between multiple systems and electronic equipment | |
| CN109284321A (en) | Data load method, calculates equipment and computer readable storage medium at device | |
| CN110070394A (en) | Data processing method, system, medium and calculating equipment | |
| WO2016067224A1 (en) | System for electronic commerce using gold | |
| US20130246129A1 (en) | Discovery and realization of business measurement concepts | |
| CN110363638A (en) | The method for processing business, device and electronic equipment of non-targeted user in financial business | |
| CN112036945A (en) | Incentive method and device based on alliance chain, electronic equipment and storage medium | |
| CN115421922A (en) | Current limiting method, device, equipment, medium and product of distributed system | |
| CN112181628B (en) | Resource transfer method, device, system and electronic equipment | |
| CN109840757A (en) | A kind of repayment method and refund management equipment | |
| CN111858585A (en) | Block chain strategy processing device, computer readable storage medium and terminal equipment | |
| CN111833037A (en) | Account management method and device |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| CB02 | Change of applicant information |
Country or region after: China Address after: Room 1118, No.4, Lane 800, Tongpu Road, Putuo District, Shanghai 200062 Applicant after: SHANGHAI QIYU INFORMATION TECHNOLOGY Co.,Ltd. Address before: 201500 room a1-5962, 58 Fumin Branch Road, Hengsha Township, Chongming District, Shanghai (Shanghai Hengtai Economic Development Zone) Applicant before: SHANGHAI QIYU INFORMATION TECHNOLOGY Co.,Ltd. Country or region before: China |
|
| CB02 | Change of applicant information |