CN111861685A

CN111861685A - Payroll distribution method, device, computer equipment and readable storage medium

Info

Publication number: CN111861685A
Application number: CN202010511979.4A
Authority: CN
Inventors: 徐乐家; 刘兆利
Original assignee: Qingdao Yourong Information Technology Co ltd
Current assignee: Qingdao Yourong Information Technology Co ltd
Priority date: 2020-06-08
Filing date: 2020-06-08
Publication date: 2020-10-30

Abstract

The invention belongs to the technical field of data processing systems, and particularly relates to a payroll issuing method, a device, computer equipment and a readable storage medium. Meanwhile, the whole transfer process is stored, so that the supervision of the transfer process by a supervision user is facilitated to ensure the benefit of a receiving user; meanwhile, the invention can also receive the supervision video, and can increase the supervision mode.

Description

Payroll distribution method, device, computer equipment and readable storage medium

Technical Field

The embodiment of the invention relates to the technical field of data processing systems, in particular to a payroll issuing method, a device, computer equipment and a readable storage medium.

Background

The settlement problem of the wagons of the agricultural workers is a civil problem which troubles many years, and the wages of the agricultural workers can only send one or two wages per year compared with the monthly settlement of the white-collar workers. The agricultural and civil wage problem is really greatly alleviated, but the problem of falling to the ground in the last kilometer also exists, and the concrete expression is as follows:

1. the regulations require that the contract between a construction unit and a construction general contract unit increases labor cost, and the project adopts multi-level contracting system, even the labor quantity of each subcontractor is larger, so that the wages paid by the general contract unit can be released to each subcontractor, and the wages can not be released to the next subcontractor in time due to the fund problem of each subcontractor, so that a fund chain is broken, and finally the qualified wages can not be obtained by the most terminal farmer;

1. the regulations require that the contract between the construction unit and the construction general contract unit increases labor cost, the project usually adopts multi-level packaging, even the labor quantity of each subcontractor is larger, so that the wages paid by the general contract unit can be released to each subcontractor, and because each subcontractor has the problem of own fund, the wages can not be released to the next subcontractor in time, so that a fund chain is broken, and finally the most terminal farmer can not obtain the due wages;

2. The special account of the agricultural wage is not an agricultural wage account, and the wage cannot be obtained in one step;

3. the headman is the direct superior management of the farmer, is used as the lowest layer of each-level subcontractor, cannot conveniently determine the wage amount of the farmer in combination with the supervision of the working condition of the farmer according to the current management regulations, is limited in the management authority, and causes the situation of eating a large amount of rice, which is also the criticizing suggestion of a plurality of experts after the regulations are given out;

4. the whole process of the wage of the peasant worker cannot be effectively presented, so that the supervision of the supervision party on the process is facilitated.

Disclosure of Invention

According to the defects of the prior art, the invention provides a method and a device for distributing wages, which can ensure that a contractor who is a direct superior of a farmer can determine the right of wages according to the work supervision of the farmer, can ensure that when each level of subcontractor or general contractor pays the wages, the wages can be directly distributed to the workers, and can also ensure that a supervisor supervises the whole money-distributing process.

The technical scheme adopted by the invention for solving the technical problems is as follows:

in one aspect, the present invention provides a payroll issuing method, used in a first server, the method including the steps of:

The method comprises the steps that S1, account application information of a collection user and a collection and payment user sent by a client is received, wherein the account application information of the collection user and the account application information of the collection and payment user are account application information of the collection user and account application information of the collection and payment user obtained by the client; (ii) a

S2, sending account application information of a collection user and a receiving and paying user to a second server, wherein the account application information of the collection user and the receiving and paying user is used for triggering the second server to open a collection electronic payment account for the collection user and open a receiving and paying electronic payment account for the receiving and paying user, and the second server binds the electronic payment account with bank card accounts of the collection user and the receiving and paying user;

s3, receiving and storing the receivable amount and the receivable attribute corresponding to the account of the receiving and paying user, which are sent by the client, wherein the receivable amount and the receivable attribute corresponding to the account of the receiving and paying user are the receivable amount and the receivable attribute acquired by the client and the receivable attribute corresponding to the account of the receiving and paying user;

S4, establishing a receiving and paying chain according to the receivable attributes and the receivable attributes, wherein each electronic payment account in the receiving and paying chain is a node, the receivable amount of each node is calculated and stored in node information, each node information comprises the electronic payment account information of the node, the node information of the next node and the receivable amount, and a directional payment instruction is arranged between each node and the next node;

s5, receiving a payment request sent by a client, wherein the payment request comprises node information of a node initiating the payment request and payment amount, and the payment request is acquired by the client;

s6, analyzing information of a next node of the payment request initiating node, dividing payment amount according to the number of the next node and the receivable amount of each next node, and completing transfer between the nodes and the next node according to a directional payment instruction between the nodes and the next node;

s7, after the next node receives the transfer, analyzing the information of the next node, and completing the transfer again until the point where the receiving user is located completes the transfer;

and S8, after receiving the transfer success information of the receiving electronic payment account of the receiving user, receiving a cash withdrawal request or a transfer request of the receiving user sent by the client, and sending the cash withdrawal request or the transfer request to the second server, wherein the cash withdrawal request or the transfer request is used for triggering the second server to complete the cash withdrawal of the receiving electronic payment account of the receiving user or transfer in the transfer request to receive the transfer of the electronic payment account.

The transfer request comprises a transfer receiving electronic payment account, and the transfer receiving electronic payment account is an electronic payment account which is obtained by transmitting user real name information acquired from the client to the second server through the first server and is opened by the second server. The cash withdrawal request enables the receiving user to transfer cash into the receiving user's bank card bound to the receiving electronic payment account.

The specific process is the prior art, and is only briefly explained here: the method comprises the steps that a receiving user can initiate a cash withdrawal or transfer request to a first server through a client at any time, the first server sends the cash withdrawal or transfer request to a second server, the second server receives a verification request instruction of the cash withdrawal or transfer request given to the receiving user, and after the receiving user sends a confirmation cash withdrawal or transfer instruction through the client and sends the confirmation cash withdrawal or transfer instruction to the second server sequentially through the first server, the second server executes transfer or cash withdrawal after verification.

S9, recording and storing the transfer process information of each step, wherein the transfer process information comprises the completion time and the amount of money transferred between nodes, and a receiving and paying chain consisting of the nodes and related to the transfer process;

S10, receiving a transfer process information checking request sent by a client, wherein the information checking request is an information checking request acquired by the client;

and S11, sending the transfer process information to the client.

On the other hand, the invention also provides a wage issuing device,

the first receiving module is used for receiving account application information of a receiving user and an acquiring and paying user sent by a client, wherein the account application information of the receiving user and the account application information of the acquiring and paying user are the account application information of the receiving user and the account application information of the acquiring and paying user acquired by the client;

the first sending module is used for sending account application information of the collection user and the collection and payment user to a second server, the account application information of the collection user and the collection and payment user is used for triggering the second server to open a collection electronic payment account for the collection user and open a collection and payment electronic payment account for the collection and payment user, and the second server binds the electronic payment account with bank card accounts of the collection user and the collection and payment user;

the second receiving module is used for receiving and storing the receivable amount and the receivable attribute corresponding to the account of the receiving and paying user which are sent by the client, wherein the receivable amount and the receivable attribute corresponding to the account of the receiving and paying user are the receivable amount and the receivable attribute acquired by the client and the receivable attribute corresponding to the account of the receiving and paying user;

The payment chain establishment module is used for establishing a payment chain according to the receivable attributes and the receivable attributes, each electronic payment account in the payment chain is a node, the receivable amount of each node is calculated and stored in node information, each node information comprises the electronic payment account information of the node, the node information of the next node and the receivable amount, and a directive payment instruction is arranged between each node and the next node;

the third receiving module is used for receiving a payment request sent by the client, wherein the payment request comprises node information for initiating the payment request and payment amount;

the analysis module is used for analyzing the information of the next node of the payment request initiating node;

the division module is used for dividing the payment amount according to the number of the next nodes and the receivable amount of each next node;

the transfer module is used for completing transfer between the node and the next node according to the directional payment instruction between the node and the next node;

the first judgment module is used for judging whether the next node finishes the account transfer or not so as to analyze the information of the next node after the account transfer is finished and finish the account transfer again until the node where the receiving user is located finishes the account transfer;

And the cash withdrawal or transfer request processing module is used for receiving a cash withdrawal request or a transfer request of the receiving user sent by the client after receiving the transfer success information of the receiving electronic payment account of the receiving user, and sending the cash withdrawal request or the transfer request to the second server, wherein the cash withdrawal request or the transfer request is used for triggering the second server to complete the cash withdrawal of the receiving electronic payment account of the receiving user or the transfer of the transfer in the transfer request to receive the transfer of the electronic payment account.

The information recording module is used for recording the transfer process of each step as transfer process information and storing the transfer process information, wherein the transfer process information comprises the completion time and the amount of money transferred between nodes, and a receiving and paying chain consisting of the nodes is involved in the transfer process;

the system comprises a checking request receiving module, a checking request processing module and a checking request processing module, wherein the checking request receiving module is used for receiving a transfer process information checking request sent by a client, and the information checking request is an information checking request acquired by the client;

and the second sending module is used for sending the transfer process information to the client.

In yet another aspect, the present invention also provides a computer device comprising a processor for implementing the payroll method as described above when executing a computer program stored in a memory.

In still another aspect, the present invention further provides a computer-readable storage medium, which stores a computer program, and the computer program, when executed by a processor, implements the steps of the payroll issuing method.

The invention has the following beneficial effects:

(1) the electronic payment accounts are established for the collection users and the collection and payment users, each user is taken as a node to form a collection and payment chain according to the node information, the directional payment instruction is arranged between the adjacent nodes related in the collection and payment chain, so that the payment amount is transferred to the account of the final collection user in the appointed direction, and the withdrawal or the transfer is completed according to the request of the collection user after the account of the collection user is received, thereby ensuring that the fund is transferred in the collection and payment chain and cannot be withdrawn until the fund finally reaches the account of the collection user, ensuring that the collection user can obtain the paid money and ensuring the benefit of the collection user.

(2) Meanwhile, the whole transfer process is stored, so that the supervision of the process by a supervision user is facilitated;

(3) meanwhile, the invention can also receive a monitoring video, can increase a monitoring mode, and is particularly suitable for monitoring the working condition of the agricultural workers by the worker head which directly monitors and determines the amount of the salary of the agricultural workers, so as to conveniently exercise the determination right of the salary amount and promote the enthusiasm of the worker head.

Drawings

FIG. 1 is a flow diagram of payroll delivery according to an embodiment of the present invention;

fig. 2 is a diagram of a signaling framework between each client and each server in the embodiment of the present invention.

Fig. 3 is an internal structural diagram of a computer device in an embodiment provided by the present invention.

Detailed Description

The invention is further described below with reference to the accompanying drawings.

The first embodiment is as follows:

as shown in fig. 1 to 3, the implementation environment of the payroll method of the present invention includes a client, a first server, a second server, and a third server.

The client can be a client which runs on an electronic device with digital processing capability and has an electronic exchange function, and the electronic device can be a mobile phone, a tablet computer, a laptop portable computer, a desktop computer and the like.

As shown in fig. 2, the electronic device with data processing capability (with the client), the first server, the second server, and the third server may be connected to each other through a wireless network or a wired network. The first server and the second server may be a server, a server cluster composed of a plurality of servers, or a cloud computing service center. The first server and the second server are used for providing electronic exchange services with the electronic equipment where the client is located in an interactive mode. The first server and the second server are usually set up by an internet service provider, and the second server can also be used for providing an electronic payment account, which can be a third-party payment, such as a three-party payment company with a payment license plate, such as a union payment, a payment treasure, a unionpay and the like.

The third server may be a server, a server cluster composed of several servers, or a cloud computing service center. A third server is used to provision the physical resource account, which is typically set up by a financial institution, such as a bank.

It should be noted that, in the embodiments of the present invention, the terms referred to are:

the account application information is used for checking account information of an existing savings account or a bank card account through a third server (namely, a bank), and checking account information of an existing national public basic information through a second server (third party payment such as a communication payment).

The user real name information comprises at least one of a name, an identification card number, an identification card photocopy and a bank card number.

The electronic payment account is an account which is used for completing electronic conversion in the electronic conversion function provided by the client side by the user. Different users correspond to different electronic payment accounts. The electronic payment account can be an electronic account for communication payment, an electronic account for payment treasures or an electronic account for bank union.

The method and apparatus of the present invention will now be described in detail.

As shown in fig. 1 to 2, a payroll issuing method includes the following steps:

the method comprises the steps that a client side obtains account application information of a collection user and a collection and payment user and sends the account application information to a first server, the first server sends the account application information of the collection user and the collection and payment user to a second server, the second server opens a collection electronic payment account for the collection user and opens a collection and payment electronic payment account for the collection and payment user, the second server sends the collection electronic payment account, the collection and payment electronic payment account and the account application information to a third server, the third server verifies the collection electronic payment account, a bank card account of the collection user and the account application information, and after the verification is successful, the second server binds the bank card account of the collection and payment/payment user; the method comprises the steps that a client side obtains an amount to be received and an attribute to be received corresponding to an account of a receiving user and an attribute to be received and payable corresponding to the account of the receiving user and sends the amount to a first server, the first server stores the amount to be received and the attribute to be received and payable corresponding to the account of the receiving user, a receiving and paying chain is established according to the attribute to be received and payable, each electronic payment account in the receiving and paying chain is a node, the amount to be received of each node is calculated and stored in node information, the node information comprises the electronic payment account information of the node, the node information of a next node and the amount to be received, and a directional payment instruction is arranged; the method comprises the steps that a client side obtains a payment request and sends the payment request to a first server, wherein the payment request comprises node information of a node initiating the payment request and payment amount; the first server analyzes information of a next node of the payment request initiating node, divides payment amount according to the number of the next nodes and the receivable amount of each next node, sends a directional payment instruction between each node and each next node to the second server, and the second server completes account transfer between each node and each next node; after the first server judges that the next node receives the transfer, the information of the next node is analyzed, a directional transfer instruction between the next node and the next node is obtained and sent to the second server, and the transfer between the nodes is completed until the transfer of the transfer is completed by the node where the receiving user is located;

Or the client side obtains the payment request, the payment request comprises an instruction packet, and the instruction packet can simultaneously complete the transfer among all the nodes according to the receiving and paying chains.

After receiving the successful information of the receiving electronic payment transfer of the receiving user, the first server receives a cash withdrawal request or a transfer request of the receiving user sent by the client, sends the cash withdrawal request or the transfer request to the second server, and the second server completes the cash withdrawal of the receiving electronic payment account of the receiving user in the cash withdrawal request or the transfer in the transfer request and receives the transfer of the electronic payment account.

The method sets a specific payment direction for the payment request in the receiving and paying chain, so that the payment of the node where the payment request is located can directly reach the collection electronic payment account without being intercepted by the intermediate link of the receiving and paying chain, and the benefit of a collection user is ensured.

As shown in fig. 1, the first server is taken as an example for explanation, and includes the following steps:

the method comprises the steps that S1, account application information of a collection user and a collection and payment user sent by a client is received, wherein the account application information of the collection user and the account application information of the collection and payment user are account application information of the collection user and account application information of the collection and payment user obtained by the client; the account application information of the collection user comprises a plurality of user real-name information, the user real-name information comprises at least one of a name, an identity card number, an identity card photocopy and a bank card number, and the account application information of the collection user comprises at least one of an enterprise name, a social unified credit code, a business license photocopy plate and public account information;

S2, sending account application information of a collection user and a collection and payment user to a second server, wherein the account application information of the collection user and the collection and payment user is used for triggering the second server to open a collection electronic payment account for the collection user and open a collection and payment electronic payment account for the collection and payment user; the receiving and paying electronic payment account and the receiving electronic payment account are used for triggering the second server to send the electronic payment account information and the corresponding account application information to the third server, the third server checks the account application information corresponding to the receiving and paying/receiving electronic payment account with the stored bank card information prestored in the third server, and after the checking is correct, the third server sends a command of successful checking to the second server, and the second server binds the receiving electronic payment account with the bank card account of the receiving user or binds the receiving and paying electronic payment account with the bank card of the receiving and paying user;

The attributes due to include: at least one of the name of the party to be received and the name of the party to be dealt;

the receivable attributes include: name of the receivable; the name is a name or a business name.

The two steps can also be that a payment instruction packet is arranged in the payment request, and the first server analyzes the payment instruction packet and completes the transfer among all the nodes in the instruction packet. The instruction packet comprises transfer instructions among the nodes which have the relationship of receivable and payable with each other and money to be transferred among the nodes.

and S10, receiving a transfer process information checking request sent by the client, sending safety verification information to the client, and after the client passes the safety verification, sending the transfer process information to the client and presenting the transfer process information to a user. The way of security authentication includes a combination password of numbers and/or letters or answering a preset question.

And S11, sending the transfer process information to the client.

Further, analyzing information of a next node of the payment request initiating node, and dividing payment amount according to the number of the next node and the receivable amount of each next node, specifically comprising:

when the payment amount is smaller than the receivable amount of the node initiating the payment request, calculating the percentage a of the payment amount in the receivable amount of the node initiating the payment request, and calculating the percentage a of the receivable amount on all nodes between the node initiating the payment request and the node where the account of the receiving user is located in a receiving and paying chain;

and transferring accounts according to the percentage a of the receivable amount of each node, updating the receivable amount of each node to the percentage 1-a of the original receivable amount after judging that all the nodes finish transferring the accounts, and storing the new receivable amount in the node information of each node.

Further, the method of dividing by percentage a may be used for transferring money from the payment request initiating node to a node immediately preceding the node where the payee is located, and when the node immediately preceding the node where the payee is located corresponds to a plurality of payees, the node immediately preceding the payees may rank the payees according to their associated payees' priorities, and then arrange the transfer order of the payees according to the ranking. The priority may be defined manually, such as establishing a priority order for the electronic payment account, and the like.

Further, receiving a supervision video sent by a video supervision client, wherein the supervision video is a supervision video acquired by the video supervision client;

storing the surveillance video;

receiving a video viewing request sent by a client, wherein the video viewing request is a video viewing request acquired by the client;

and sending the stored supervision video to the client.

The method sets a specific payment direction for the payment request in the receiving and paying chain, so that the payment of the node where the payment request is located can directly reach the collection electronic payment account without being intercepted by the intermediate link of the receiving and paying chain, and the benefit of a collection user is ensured. Meanwhile, the transfer process information of the whole process is stored and displayed, so that the whole transfer process is supervised, and the benefit guarantee of a money receiving user is further improved. In addition, the method also increases a supervision mode, namely, the method is connected with a supervision video, and the functions of the method are more improved.

The method is applied to a specific scene as follows.

The first server is a loop chain payment platform (hereinafter referred to as a platform), the second server is selected to be a communication payment, the third server is a bank, the collection user is a farmer worker, and the collection and payment user comprises a construction unit, all levels of contractors and a contractor head. The method is illustrated by taking the specific objects as examples.

The specific process is as follows:

the construction unit and all levels of contractors are used as payers of wages, at least one of enterprise names, social unified credit codes, business license photocopies and public account information is provided to the platform through the client, the platform transfers the information to the communication payment, the communication payment receives the real name information of the enterprise, the information is checked with the public basic information prestored in the public security department, and after the check is successful, the communication payment establishes a payment and receipt electronic payment account for each user who submits the information and can be used for collecting money or paying money;

on the other hand, the agricultural workers serve as a final collector of wages, the contractor and the agricultural workers also open the electronic payment account number in the communication payment, the contractor and the agricultural workers can submit own user real name information through the client respectively, the information of the agricultural workers can also be provided by the contractor in batches, the user real name information comprises at least one of the contractor and/or the name, the identity card number, the identity card photocopy and the bank card number of the agricultural workers, the platform submits the user real name information to the communication payment, the communication payment checks the user real name information and public basic information prestored in the public security department, after the checking is successful, the communication payment opens the electronic payment account for each user, and the agricultural workers correspond to the collection electronic payment account and the contractor to the collection electronic payment account.

The communication payment submits the received personal user real name information and the collection electronic payment account to a bank corresponding to a bank card, submits the real name information and the collection electronic payment account of an enterprise to a bank where a public account is located, verifies the information and the information stored in the bank by the bank, feeds the information back to the communication payment after the information is successfully verified, and binds the bank card account with the collection/payment electronic payment account by the communication payment;

submitting a payroll to a platform through a client by a pack head, and submitting (namely appointing) a superior contractor in the platform, wherein the submitted payroll information comprises basic information such as the name of a farmer, the amount of the farmer, the month of the payroll and the like and the total amount of payroll payment (namely the amount of receivable) of each farmer; after receiving the confirmed payroll table, the superior contractor can release the payroll and submit (i.e. continue to specify) the payroll to the superior contractor until the builder. Thereby forming a payroll chain. The method is characterized in that the farmer, the contractor at each level, and the builder are respectively a node, in the process of lifting (namely appointing) a payroll table to the previous level at each node, namely, the platform receives the receivable amount, the receivable attribute, the receivable amount and the receivable attribute, meanwhile, the platform establishes the connection among the nodes according to the attributes, further forms a receiving and paying chain, and simultaneously gives a directional payment instruction between two adjacent connected nodes, so that the transfer between the two related nodes with the directional payment instruction is always in a definite direction.

In the process, because there may be a plurality of nodes at the next level, the amount to be received at the node with a plurality of next level branches needs to be the sum of the amounts to be received at the next level node, the platform calculates the amount to be received of each node from the node where the receiving user is located to the previous level node in turn, and automatically generates the amount to be received and the amount to be paid of a certain level node on the basis of the established receiving and paying chain, wherein the amount to be received is the amount to be paid by the previous level node of the level node, and the amount to be paid is the specific case of the amount to be paid by the next level node of the level node, including the total amount and the number of the parts and the amount of each part divided according to the number of the next level node and the condition of the amount to be received.

The platform records the receivable and payable amount of money at each node and sends the recorded information to the client side to be presented to the user, so that the user can conveniently see the receivable and payable amount of money of the node where the user is located.

All levels of contractors or construction merchants in the payment chain can initiate payment requests, the payment requests comprise node information of nodes initiating the payment requests and payment amount, and the platform judges the payment amount to be compared with the amount due which is stored in the platform at the nodes initiating the payment requests according to the nodes initiating the payment requests;

When the price is equivalent, the platform divides the amount of the payment request according to the number of the next level contractors of the contractors initiating the payment request and the receivable amount of each contractor in the next level contractors, distributes the paid money into the electronic payment account of the next level contractors, and records the transfer process;

similarly, at the next-level contractor, the platform divides the amount of money according to the condition of the next-level contractor in the same way, and then completes the transfer and records the transfer process;

and ending when the funds transferred from the electronic payment account are received. The process may be that the platform calculates the allocation of funds during the transfer of funds at each node and then requests payment as a package of instructions for controlling the transfer of funds between all nodes.

After the platform receives the successful transfer information of the collection electronic payment account of the collection user, the farmer initiates a cash withdrawal request or a transfer request to the platform through the client, the platform sends the cash withdrawal request or the transfer request to the Union payment, and the Union payment completes the transfer of cash to a bank card of the farmer or the transfer to the farmer to receive the electronic payment account through the transfer provided by the client according to the cash withdrawal request or the transfer request.

The transfer receiving electronic payment account should also be an electronic payment account opened through the platform in the communication payment.

The specific process is the prior art, and is only briefly explained here: the platform sends a cash withdrawal or transfer request to the Union Payment, the Union Payment receives the cash withdrawal or transfer request and then sends a short message verification to the mobile phone of the farmer to confirm the transfer or cash withdrawal operation, the farmer inputs the short message verification into the platform (namely, the transfer or cash withdrawal operation is confirmed), the platform sends the received short message verification input (namely, the information of a confirmation instruction) to the Union Payment, and the Union Payment is verified and then carries out the cash withdrawal or transfer. The cash withdrawal is that cash is pressed into a bank card account of a farmer, and the transfer is that an electronic payment account is received according to the transfer provided by the farmer operation, and money is pressed into the electronic payment account.

And the platform records all transfer processes and the transfer condition of the whole receiving and paying chain.

When the amount of funds provided by the payment request is less than the receivable amount of the node where the certain stage contractor initiating the payment request is located, calculating the percentage a of the payment amount in the payable amount of the contractor initiating the payment request, and calculating the percentage a of the receivable amount on all nodes between the node (contractor) initiating the payment request and the collection electronic payment account of the farmer in a payment chain;

And transferring accounts according to the percentage a of the receivable amount of each contractor, updating the receivable amount of each contractor into the percentage 1-a of the original receivable amount after the platform judges that all nodes finish transferring the accounts, storing the new receivable amount in the information of each node, and sending the new receivable amount to the client so as to present the new receivable amount to the builders and all levels of contractors.

Each receiving and paying user (namely all levels of contractors or builders) can initiate a payment request for paying the agricultural wages, the payment in the initiated payment request can directly reach a receiving electronic payment account along a receiving and paying chain, and the middle part of the payment can not be intercepted by any node, so that the successful issuing of the agricultural wages is ensured.

When the amount of funds provided by the payment request is less than the amount receivable at the node of the contractor of the level from which the payment request originated, the following calculation may be used: calculating the percentage a of the payment amount to the amount due of the contractor who initiated the payment request, and calculating the percentage a of the amount due on all nodes in the receipt chain from the node (contractor) who initiated the payment request to the receipt electronic payment account at the contractor's head;

the percentage a of the receivable amount of each contractor is used for transferring accounts, after the contractor receives the account transfer, the receivable amount of all the nodes (except the node where the farmer is located) is updated to be 1-a, the receiving and paying electronic payment accounts of each contractor correspond to the receiving electronic payment accounts of a plurality of farmers, and at the moment, the contractor can pay the salaries according to the rules (the rules can be the priority level set according to the excellent work condition obtained by the monitor) appointed to the receiving electronic payment accounts of the plurality of farmers below the contractor. And marking the collection electronic payment account of the farmer who finishes payment as finished or removed from the payment and receipt chain. The flagged or rejected receiving electronic payment account will not be involved in subsequent transfer activities.

The government is used as a monitoring party for the salary issuance of the agricultural workers, and the platform is used for monitoring the whole issuance process.

When a government initiates a request for checking the transfer process information of the payroll chain to the platform through the client, the platform sends security verification to the client, the security verification is used for confirming that the client checks the transfer process information again, other people cannot check the transfer process information easily, the verification mode can be a password, for example, the password is formed by numbers, letters or a mixture of the numbers and the letters, or the password has a security problem of the platform in advance, and after the verification is passed, the platform sends the transfer process information to the client to be displayed to a monitoring user.

The platform can receive the supervision video sent by the video supervision client, the platform and the supervision video client can be in wired or wireless connection, the supervision video can be checked by the head of the packet, the agricultural and civil wages are calculated by the head of the packet monthly, and the head of the packet is an organizer and a manager of specific personnel, allocates tasks and examines and manages. In the assessment process, the amount of the salary of the agricultural workers can be determined by combining the supervision video, because the salary head supervision brings the agricultural workers to live and live, the salary head supervision has the best grasp on the working condition of the agricultural workers, and the salary head of a common construction site can judge the amount of the salary of the agricultural workers according to the live and live working condition of the agricultural workers. The head of the pack of wages can supervise the survival condition of each farmer worker by checking the supervision video and determine the wage amount. Therefore, the decision right of the banderole head on the wages is reserved, the enthusiasm of the banderole head is ensured, and the situation that the rice is eaten in a big pot for ensuring the wages to be in place under the current policy is avoided.

The invention also provides a device for distributing wages, comprising:

the account application information of the collection user comprises a plurality of user real-name information, the user real-name information comprises at least one of a name, an identity card number, an identity card photocopy and a bank card number, and the account application information of the collection user comprises at least one of an enterprise name, a social unified credit code, a business license photocopy plate, public account information, a name, an identity card number, an identity card photocopy and a bank card number.

The first sending module is used for sending account application information of a receiving user and a receiving and paying user to a second server, the account application information of the receiving user and the receiving and paying user is used for triggering the second server to open a receiving electronic payment account for the receiving user and open a receiving electronic payment account for the receiving and paying user, the account application information is used for triggering the second server to send the account application information to a third server, the third server checks the account information with bank card information prestored in the third server, and after the check is correct, a check success instruction is sent to the second server, and the second server binds the electronic payment account with the bank card accounts of the receiving user and the paying user;

the payment chain establishment module is used for establishing a payment chain according to the receivable attributes and the receivable attributes, each electronic payment account in the payment chain is a node, the receivable amount of each node is calculated and stored in node information, each node information comprises the electronic payment account information of the node, the node information of the next node and the receivable amount, and a directive payment instruction is arranged between each node and the next node; the amount due includes: at least one of an amount due and an amount due, the attribute due including: at least one of the name of the party to be received and the name of the party to be dealt; the receivable attributes include: the name of the recipient.

and the cash withdrawal or transfer request processing module is used for receiving a cash withdrawal request or a transfer request of the receiving user sent by the client after receiving the transfer success information of the receiving electronic payment account of the receiving user, and sending the cash withdrawal request or the transfer request to the second server, wherein the cash withdrawal request or the transfer request is used for triggering the second server to complete the cash withdrawal of the receiving electronic payment account of the receiving user or the transfer of the transfer in the transfer request to receive the transfer of the electronic payment account. The transfer request comprises a transfer receiving electronic payment account, and the transfer receiving electronic payment account is an electronic payment account which is obtained by transmitting user real name information acquired from the client to the second server through the first server and is opened by the second server.

The second judgment module is used for judging that when the payment amount is smaller than the receivable amount of the node initiating the payment request, calculating the percentage a of the payment amount in the receivable amount of the node initiating the payment request, and calculating the percentage a of the receivable amount on all nodes between the node initiating the payment request and the node where the account of the receiving user is located in a receiving and paying chain;

The video receiving module is used for receiving a supervision video sent by a video supervision client, and the supervision video is obtained by the video supervision client;

The video storage module is used for storing the supervision video;

the video viewing request receiving module is used for receiving a video viewing request sent by a client, wherein the video viewing request is a video viewing request acquired by the client;

and the video sending module is used for sending the stored supervision video to the client.

The modules are used in a platform, and the modules can be wholly or partially realized by software, hardware and a combination thereof. The modules can be embedded in a hardware form or independent from a processor in the computer device, and can also be stored in a memory in the computer device in a software form, so that the processor can call and execute operations corresponding to the modules.

The invention also provides a computer device which can be a server, and the internal structure diagram of the computer device can be shown in figure 3. The computer device includes a processor, a memory, a network interface, and a database connected by a system bus. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device comprises a nonvolatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, a computer program, and a database. The internal memory provides an environment for the operation of an operating system and computer programs in the non-volatile storage medium. The database of the computer device is used for storing data of the amount due, the attribute due, and the like of each user. The network interface of the computer device is used for communicating with an external terminal through a network connection. The computer program when executed by a processor implements a payroll method.

Those skilled in the art will appreciate that the architecture shown in fig. 3 is merely a block diagram of some of the structures associated with the disclosed aspects and is not intended to limit the computing devices to which the disclosed aspects apply, as particular computing devices may include more or less components than those shown, or may combine certain components, or have a different arrangement of components.

In one embodiment, a computer device is provided, comprising a memory and a processor, the memory having a computer program stored therein, the processor implementing the following steps when executing the computer program:

receiving account application information of a collection user and a collection and payment user sent by a client, wherein the account application information of the collection user and the account application information of the collection and payment user are the account application information of the collection user and the account application information of the collection and payment user obtained by the client;

sending account application information of a collection user and a receiving and paying user to a second server, wherein the account application information of the collection user and the receiving and paying user is used for triggering the second server to open a collection electronic payment account for the collection user and open a receiving and paying electronic payment account for the receiving and paying user, and the second server binds the electronic payment account with bank card accounts of the collection user and the receiving and paying user;

Receiving and storing the receivable amount and the receivable attribute corresponding to the account of the receiving and paying user which are sent by the client, wherein the receivable amount and the receivable attribute corresponding to the account of the receiving and paying user are the receivable amount and the receivable attribute acquired by the client and the receivable attribute corresponding to the account of the receiving and paying user;

establishing a receiving and paying chain according to the attribute to be paid and the attribute to be paid, wherein each electronic payment account in the receiving and paying chain is a node, the amount to be paid of each node is calculated and stored in node information, each node information comprises the electronic payment account information of the node, the node information of the next node and the amount to be paid, and a directional payment instruction is arranged between each node and the next node;

receiving a payment request sent by a client, wherein the payment request comprises node information of a node initiating the payment request and payment amount, and the payment request is acquired by the client;

analyzing information of a next node of the payment request initiating node, dividing payment amount according to the number of the next node and the receivable amount of each next node, and completing transfer between the nodes and the next node according to a directional payment instruction between the nodes and the next node;

After the next node receives the transfer is judged, the information of the next node is analyzed, and the transfer is completed again until the transfer is completed by the node where the receiving user is located;

after receiving the successful information of the transfer of the receiving electronic payment account of the receiving user, receiving a cash withdrawal request or a transfer request of the receiving user sent by the client, and sending the cash withdrawal request or the transfer request to the second server, wherein the cash withdrawal request or the transfer request is used for triggering the second server to complete the cash withdrawal of the receiving electronic payment account of the receiving user or the transfer in the transfer request to receive the transfer of the electronic payment account.

Recording and storing the transfer process of each step as transfer process information, wherein the transfer process information comprises the completion time and the amount of money transferred between nodes, and a receiving and paying chain consisting of the nodes and related to the transfer process;

receiving a transfer process information viewing request sent by a client, wherein the information viewing request is an information viewing request acquired by the client;

and sending the transfer process information to the client.

It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by hardware instructions of a computer program, which can be stored in a non-volatile computer-readable storage medium, and when executed, can include the processes of the embodiments of the methods described above. Any reference to memory, storage, database, or other medium used in the embodiments provided herein may include non-volatile and/or volatile memory, among others. Non-volatile memory can include read-only memory (ROM), Programmable ROM (PROM), Electrically Programmable ROM (EPROM), Electrically Erasable Programmable ROM (EEPROM), or flash memory. Volatile memory can include Random Access Memory (RAM) or external cache memory. By way of illustration and not limitation, RAM is available in a variety of forms such as Static RAM (SRAM), Dynamic RAM (DRAM), Synchronous DRAM (SDRAM), Double Data Rate SDRAM (DDRSDRAM), Enhanced SDRAM (ESDRAM), Synchronous Link DRAM (SLDRAM), RambuS (RambuS) direct RAM (RDRAM), direct bus dynamic RAM (DRDRAM), and memory bus dynamic RAM (RDRAM).

The technical features of the above embodiments can be arbitrarily combined, and for the sake of brevity, all possible combinations of the technical features in the above embodiments are not described, but should be considered as the scope of the present specification as long as there is no contradiction between the combinations of the technical features.

The above description is an embodiment of the present invention, and not intended to limit the scope of the present invention, and all modifications, equivalents, and flow changes made by using the contents of the present specification and drawings, or applied directly or indirectly to other related technical fields are included in the scope of the present invention.

Claims

1. A payroll issuance method for use in a first server, the method comprising:

the method comprises the steps that S1, account application information of a collection user and a collection and payment user sent by a client is received, wherein the account application information of the collection user and the account application information of the collection and payment user are account application information of the collection user and account application information of the collection and payment user obtained by the client;

s2, sending account application information of a receiving user and account application information of a receiving and paying user to a second server, wherein the account application information of the receiving user and the account application information of the receiving and paying user are used for triggering the second server to open a receiving electronic payment account for the receiving user and open a receiving and paying electronic payment account for the receiving and paying user, the second server sends the receiving electronic payment account, the receiving electronic payment account and the account application information corresponding to the receiving electronic payment account and the receiving electronic payment account to a third server, the receiving electronic payment account and the receiving electronic payment account are used for triggering the third server to check the application account information and the information prestored in the third server, and after the check is successful, the third server sends a check success instruction to the second server, and the second server binds the receiving electronic payment account and the bank card account of the receiving user, Binding an electronic payment account for receiving and paying and a bank card account of a receiving and paying user;

s8, after receiving the transfer success information of the receiving electronic payment account of the receiving user, receiving a cash withdrawal request or a transfer request of the receiving user sent by the client, and sending the cash withdrawal request or the transfer request to the second server, wherein the cash withdrawal request or the transfer request is used for triggering the second server to complete the cash withdrawal of the receiving electronic payment account of the receiving user or transfer in the transfer request to receive the transfer of the electronic payment account;

and S11, sending the transfer process information to the client.

2. A payroll issuance method according to claim 1, wherein: in step S1, the account application information of the payee includes a plurality of user real-name information, the user real-name information includes at least one of a name, an identification card number, an identification card photocopy and a bank card number, and the account application information of the payee includes at least one of an enterprise name, a social unified credit code, a business license photocopy plate, public account information, a name, an identification card number, an identification card photocopy and a bank card number.

3. A payroll issuance method according to claim 1, wherein: in step S2, before the step of the second server binding the electronic payment account with the bank card account after the step of the second server opening the collection electronic payment account for the collection user and opening the collection electronic payment account for the collection user, the method further includes: and the account application information is used for triggering the second server to send the account application information to the third server, the third server checks the account information with the bank card information prestored in the third server, and after the check is correct, a check success instruction is sent to the second server.

4. The payroll issuance method according to claim 1, wherein: in step S3, the amount due includes: at least one of an amount due and an amount due, the attribute due including: at least one of the name of the party to be received and the name of the party to be dealt; the receivable attributes include: the name of the recipient.

5. The payroll issuance method according to claim 1, wherein analyzing information of a node next to the node where the payment request is initiated, and dividing the payment amount according to the number of the next nodes and the receivable amount of each next node, further comprises:

6. The payroll issuance method according to claim 1, wherein:

receiving a supervision video sent by a video supervision client, wherein the supervision video is a supervision video acquired by the video supervision client;

storing the surveillance video;

and sending the stored supervision video to the client.

7. A payroll apparatus, comprising:

The first sending module is used for sending the account application information of the collection user and the account application information of the collection and payment user to the second server, the account application information of the collection user and the account application information of the payment and receipt user are used for triggering the second server to open a collection electronic payment account for the collection user and open a payment and receipt electronic payment account for the payment and receipt user, the second server sends the collection electronic payment account, the payment and receipt electronic payment account and the account application information corresponding to the collection electronic payment account and the payment and receipt electronic payment account to the third server, the collection electronic payment account, the payment and receipt electronic payment account and the account application information corresponding to the collection electronic payment account and the payment and receipt electronic payment account are used for triggering the third server to check the application account information and the information prestored in the third server, and after the check is successful, the third server sends a check success instruction to the second server, and the second server binds the collection electronic payment account and the bank card account of, Binding an electronic payment account for receiving and paying and a bank card account of a receiving and paying user;

The cash withdrawal or transfer request processing module is used for receiving a cash withdrawal request or a transfer request of a receiving user sent by the client after receiving the transfer success information of the receiving electronic payment account of the receiving user, and sending the cash withdrawal request or the transfer request to the second server, wherein the cash withdrawal request or the transfer request is used for triggering the second server to finish withdrawal of the receiving electronic payment account of the receiving user or transfer of the transfer in the transfer request to receive the transfer of the electronic payment account;

8. A computer device comprising a memory and a processor, the memory storing a computer program, wherein the processor implements the steps of the method of any one of claims 1 to 7 when executing the computer program.

9. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the method of any one of claims 1 to 7.