CN111861355A - Full online enterprise internet real name authentication method - Google Patents
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- CN111861355A CN111861355A CN201910358719.5A CN201910358719A CN111861355A CN 111861355 A CN111861355 A CN 111861355A CN 201910358719 A CN201910358719 A CN 201910358719A CN 111861355 A CN111861355 A CN 111861355A
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Abstract
The invention discloses a full online enterprise internet real name authentication method, which comprises the following steps: an enterprise terminal: an enterprise operator registers an enterprise account in an internet system and submits enterprise basic information and an enterprise bank account, and the internet system performs real-name payment authentication on an enterprise; the legal representative personnel end of enterprise: an enterprise legal representative person registers a personal account number in an internet system and submits personal identity information, and the enterprise legal representative person swipes the face to carry out personal real-name authentication; after the enterprise money-making real-name authentication is successful and the enterprise legal representative face-brushing real-name authentication is successful, the enterprise legal representative signs an authorization letter in an internet system in an electronic signature mode to prove that the enterprise registered account is real and represents the enterprise behavior, and the enterprise real-name authentication is completed. The full-online enterprise internet real-name authentication method uses the face-brushing real-name authentication electronic signature authorization letter of the legal representative of the enterprise to prove the authenticity of the enterprise account, and solves the problem of enterprise internet real-name authentication.
Description
Technical Field
The invention relates to the technical field of enterprise authentication, in particular to a full-online enterprise internet real-name authentication method.
Background
The invention is mainly based on the following backgrounds that the operation of the enterprise internet of the current B2B business is increasingly common, but the authenticity of the enterprise on the internet and the real intention confirmation of cooperation between enterprises do not have a perfect solution all the time, and the development of personal real-name authentication and the living body face brushing technology are gradually mature.
The existing internet enterprise real-name authentication solution comprises:
the first scheme is as follows: an enterprise operator registers an enterprise account on an internet system, inputs enterprise business license information and contact information, uploads an enterprise business license copy scanning piece covered with an enterprise official seal and a registration letter scanning piece covered with the enterprise official seal, and mails the enterprise business license copy covered with the enterprise official seal and the registration letter original covered with the enterprise official seal to an internet system designated address; the operator of the Internet system manually checks the business license information, the business license copy and the registration letter of the enterprise covered with the official seal to complete the real-name authentication of the enterprise. For example, some people who wish to keep constant identity obtain a copy of an enterprise business license from a certain channel, carve a radish seal and cover a false official seal, and pretend to be the company, an operator of an internet system cannot really identify the authenticity of the official seal, although the operator of the internet system passes the verification, the real-name authentication of the enterprise is not strict, and once disputes occur, it is difficult to clearly define a principal of responsibility; and the operator of the internet system manually reviews the real name, so that the labor cost of the internet system is high.
Scheme II: on the basis of the first scheme, an operator of the Internet system visits the actual registered address of the enterprise, submits a visit report and a photo, and verifies the authenticity of the enterprise. This way of enterprise real-name authentication also exists in places of ineligibility: the human eyes of an operator of the Internet system identify the identity card represented by the enterprise legal person, and deviation can occur; the actual control person of an enterprise and the representative of an enterprise legal person are not one person, and the operator of the Internet system is difficult to identify; the internet system operator is exposed to ethical risks (such as false audit of money collection), and error risks. And such real-name authentication is greatly expensive due to visiting the venue.
The third scheme is as follows: an enterprise operator registers an enterprise account on an Internet system, inputs enterprise business license information and contact information, uploads an enterprise business license copy scanning piece covered with an enterprise official seal and a registration letter scanning piece covered with the enterprise official seal, and fills in an enterprise bank account (the name of a bank account must be the name of an enterprise); then the internet system transfers random amount money to the enterprise bank account; the enterprise operator backfills the transfer amount in the internet system after seeing the transfer amount in the own bank account; and the internet system judges that the transfer amount is consistent with the filling amount of the enterprise operator, and the enterprise real-name authentication is successful. The scheme utilizes the characteristic that the bank performs real-name authentication on the enterprise when the bank opens the bank account. However, the method also has the risk of untight real-name authentication of enterprises, for example, enterprise financial staff are not authorized by corporate legal representatives and general managers, and the enterprise financial staff can master bank accounts and register accounts in the Internet system privately; once disputes occur, it is difficult to define the responsible party.
Aiming at the problems, the method is innovatively designed on the basis of the original enterprise authentication method.
Disclosure of Invention
The invention aims to provide a full online enterprise internet real-name authentication method, which aims to solve the problems that the enterprise authentication has staff visiting places, the labor cost is high, the staff has counterfeiting risks, if the staff is a radish seal, the staff cannot distinguish the staff, the counterfeiting risks exist, and the financial staff counterfeiting risks cannot be avoided.
In order to achieve the purpose, the invention provides the following technical scheme: a full online enterprise Internet real name authentication method comprises the following steps:
an enterprise terminal: an enterprise operator registers an enterprise account in an internet system and submits basic enterprise information; after the enterprise account is successfully registered, an enterprise operator fills in an enterprise bank account, and the internet system transfers random amount money to the enterprise bank account; the enterprise operator backfills the transfer amount in the internet system, if the internet system judges that the transfer amount is correct, the enterprise money printing real-name authentication is successful, and the system acquires an enterprise CA certificate from a CA center;
the legal representative personnel end of enterprise: an enterprise legal representative registers a personal account in an internet system and submits personal identity information; after the enterprise legal person representative personal account is successfully registered, the system is connected with a public security information base to check whether personal identity information is correct or not, then the system acquires an enterprise legal person representative living body image, the enterprise legal person representative living body image is compared with an identity card image, if face brushing and living body detection are successful, the enterprise legal person representative real name authentication is successful, and the system acquires an enterprise legal person representative CA certificate from a CA center;
After the enterprise money-making real-name authentication is successful and the enterprise legal representative face-brushing real-name authentication is successful, the enterprise legal representative signs an authorization letter in an internet system in an electronic signature mode to prove that the enterprise registered account is real and represents the enterprise behavior, and the enterprise real-name authentication is completed.
Preferably, real-name authentication is required when the account is registered, and the registered account, the enterprise terminal and the legal representative terminal operate on the basis of a computer platform.
Preferably, the enterprise real-name authentication failure is judged when the enterprise money-making real-name authentication failure or the enterprise legal representative face-brushing real-name authentication failure occurs.
Compared with the prior art, the invention has the beneficial effects that: the online enterprise internet real-name authentication method proves the authenticity of the enterprise account by the electronic signature authorization letter of the legal representative of the enterprise for face brushing real-name authentication, perfectly solves the problem of enterprise internet real-name authentication, effectively combines the enterprise money making authentication method with the legal representative face brushing authentication method of the enterprise, and greatly improves the rigor and the authenticity of the method.
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FIG. 1 is a schematic flow chart of a full-online enterprise Internet real-name authentication method according to the present invention;
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Referring to fig. 1, the present invention provides a technical solution: a full online enterprise Internet real name authentication method comprises the following steps:
an enterprise terminal: an enterprise operator registers an enterprise account in an internet system and submits basic enterprise information; after the enterprise account is successfully registered, an enterprise operator fills in an enterprise bank account, and the internet system transfers random amount money to the enterprise bank account; the enterprise operator backfills the transfer amount in the internet system, if the internet system judges that the transfer amount is correct, the enterprise money printing real-name authentication is successful, and the system acquires an enterprise CA certificate from a CA center;
the legal representative personnel end of enterprise: an enterprise legal representative registers a personal account in an internet system and submits personal identity information; after the enterprise legal person representative personal account is successfully registered, the system is connected with a public security information base to check whether personal identity information is correct or not, then the system acquires an enterprise legal person representative living body image, the enterprise legal person representative living body image is compared with an identity card image, if face brushing and living body detection are successful, the enterprise legal person representative real name authentication is successful, and the system acquires an enterprise legal person representative CA certificate from a CA center;
After the enterprise money-making real-name authentication is successful and the enterprise legal representative face-brushing real-name authentication is successful, the enterprise legal representative signs an authorization letter in an internet system in an electronic signature mode to prove that the enterprise registered account is real and represents the enterprise behavior, and the enterprise real-name authentication is completed.
Real-name authentication is needed when the account is registered, the account, the enterprise terminal and the legal representative terminal are simultaneously registered and run based on a computer platform, the safety after registration is guaranteed through the real-name authentication, the existence of a black house is avoided, and the record is recorded on a case, so that the subsequent search and comparison are convenient.
The enterprise money-making real-name authentication failure or the enterprise legal representative face-brushing real-name authentication failure is judged to be the enterprise real-name authentication failure, and the enterprise money-making real-name authentication and the enterprise legal representative face-brushing real-name authentication are successfully authenticated to ensure that the enterprise successfully completes the real-name authentication.
When the system makes a money to a bank account, the money range is 0-1 yuan, two digits after a decimal point are reserved, the two digits after the decimal point must be a non-0 numerical value, the two digits after the decimal point are reserved, the accuracy and the safety of subsequent numerical value comparison are greatly improved, the number stealing is solved to a certain extent, the two digits after the decimal point must be the non-0 numerical value, the problem that the money making amount is an integer is avoided, and the accuracy and the safety of the money making comparison are further improved.
And when the detected amount has errors, determining that the enterprise authentication fails, simultaneously returning to the second operation step, and when the detected amount is correct, determining that the enterprise authentication succeeds.
When the information of checking the industrial and commercial and public security is wrong, the legal representative person is judged to be failed in authentication, meanwhile, the last stage of working steps are returned, when the information of checking the industrial and commercial and public security is correct, the legal representative person is judged to be successfully authenticated for the first time, and the steps of checking twice are adopted, so that the authenticity and the rigor are improved. .
When the comparison between the collected living body image and the identity card image is wrong, the authentication of the legal representative is judged to be failed, and when the comparison between the collected living body image and the identity card image is correct, the authentication of the legal representative is judged to be successful.
Although embodiments of the present invention have been shown and described, it will be appreciated by those skilled in the art that changes, modifications, substitutions and alterations can be made in these embodiments without departing from the principles and spirit of the invention, the scope of which is defined in the appended claims and their equivalents.
Claims (3)
1. A full online enterprise internet real name authentication method is characterized in that: the method comprises the following steps:
An enterprise terminal: an enterprise operator registers an enterprise account in an internet system and submits basic enterprise information; after the enterprise account is successfully registered, an enterprise operator fills in an enterprise bank account, and the internet system transfers random amount money to the enterprise bank account; the enterprise operator backfills the transfer amount in the internet system, if the internet system judges that the transfer amount is correct, the enterprise money printing real-name authentication is successful, and the system acquires an enterprise CA certificate from a CA center;
the legal representative personnel end of enterprise: an enterprise legal representative registers a personal account in an internet system and submits personal identity information; after the enterprise legal person representative personal account is successfully registered, the system is connected with a public security information base to check whether personal identity information is correct or not, then the system acquires an enterprise legal person representative living body image, the enterprise legal person representative living body image is compared with an identity card image, if face brushing and living body detection are successful, the enterprise legal person representative real name authentication is successful, and the system acquires an enterprise legal person representative CA certificate from a CA center;
after the enterprise money-making real-name authentication is successful and the enterprise legal representative face-brushing real-name authentication is successful, the enterprise legal representative signs an authorization letter in an internet system in an electronic signature mode to prove that the enterprise registered account is real and represents the enterprise behavior, and the enterprise real-name authentication is completed.
2. The method for full online authentication of the enterprise internet real name as claimed in claim 1, wherein: and real-name authentication is required during account registration, and the account registration, the enterprise terminal and the legal representative person terminal operate on the basis of a computer platform.
3. The method for full online authentication of the enterprise internet real name as claimed in claim 1, wherein: and if the enterprise money-making real-name authentication fails or the face-brushing real-name authentication of the corporate representative fails, judging that the enterprise real-name authentication fails.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201910358719.5A CN111861355A (en) | 2019-04-30 | 2019-04-30 | Full online enterprise internet real name authentication method |
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| CN201910358719.5A CN111861355A (en) | 2019-04-30 | 2019-04-30 | Full online enterprise internet real name authentication method |
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| CN111861355A true CN111861355A (en) | 2020-10-30 |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113407923A (en) * | 2021-05-26 | 2021-09-17 | 支付宝(杭州)信息技术有限公司 | Body-building method, device and equipment |
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2019
- 2019-04-30 CN CN201910358719.5A patent/CN111861355A/en active Pending
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| CN113407923B (en) * | 2021-05-26 | 2023-07-14 | 支付宝(杭州)信息技术有限公司 | Nuclear method, device and equipment |
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