CN110929660A - Contract signing method based on face recognition and electronic signature - Google Patents
Contract signing method based on face recognition and electronic signature Download PDFInfo
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- G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
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Abstract
The invention discloses a contract signing method based on face recognition and electronic signature, which comprises the following steps that A, a contract signing party performs contract signing preparation; step B, the contract initiator performs real-name authentication on the contract signing party; step C, carrying out living body detection by the contract signing party; step D, the contract signing party uploads the relevant data; e, the contract initiator verifies the relevant data; step F, the contract signing party confirms that the contract information is correct and signs; step G, the contract initiator confirms the contract information and seals; and step H, generating a contract and sending the contract to a third-party organization for online certificate storage, wherein the contract cannot be modified subsequently. The contract signing method provided by the invention utilizes the face recognition technology, the living body detection technology and the image OCR recognition technology to carry out identity verification so as to solve the potential signing risk.
Description
Technical Field
The invention belongs to the field of contract online signing, and particularly relates to a contract signing method based on face recognition and electronic signature.
Background
At present, the way of signing paper under the same line brings high paper cost, printing cost, express delivery cost of signing in different places and the like. The remote contract signing needs to go through the processes of internal examination and approval, back and forth express delivery and the like, each contract takes 3-10 days on average, the period is long, the efficiency is low, and the business progress is seriously influenced. The management of mass paper contracts becomes a common problem which puzzles various enterprises, the contract management environment requirement is high, the searching is difficult, and the loss is easy. The off-line signature can not verify the authenticity of the person identity of the signature, and the illegal, private official seal and falsified contract are frequently generated, so that the risk of counterfeiting the signature instead is high.
In view of the above, there is a need to provide a safe and fast online contract signing method, which solves the above-mentioned disadvantages in the prior art.
Disclosure of Invention
The invention provides a contract signing method based on face recognition and electronic signature aiming at the problems in the prior art, so that the cost of paper, printing cost, express delivery signed in different places and the like in a paper contract is saved, and the problem that the authenticity of the identity of a signed person cannot be verified in contract signing in the prior art is solved.
In order to achieve the purpose, the technical scheme provided by the invention is as follows:
a contract signing method based on face recognition and electronic signature is provided, and the method comprises the following steps:
step A, contract signing parties carry out signing preparation;
step B, the contract initiator performs real-name authentication on the contract signing party;
step C, carrying out living body detection by the contract signing party;
step D, the contract signing party uploads the relevant data;
e, the contract initiator verifies the relevant data;
step F, the contract signing party confirms that the contract information is correct and signs;
step G, the contract initiator confirms the contract information and seals;
and step H, generating a contract and sending the contract to a third-party organization for online certificate storage, wherein the contract cannot be modified subsequently.
Further, the step a specifically includes:
a1, the system determines the contract signing range;
a2, selecting a subscription type by a user;
a3, agreement confirmation.
Further, the step B specifically includes:
b1, checking real name information;
b2, bank information verification;
b3, completing personal basic information;
b4, OCR recognition.
Further, the step C specifically includes:
c1, performing face recognition;
and C2, uploading the identity card after the face recognition is successful.
Further, the step E specifically includes:
e1, manually checking the live photos;
e2, manually checking certificates by OCR;
e3, filling data for verification.
Further, the step F specifically includes:
f1, confirmation by company agreement;
f2, previewing contract signatures;
f3, signing the signing contract;
f4, staff manual confirmation.
The contract signing method based on face recognition and electronic signature provided by the invention has the following advantages:
the cost of paper cost, printing cost, express delivery signed in different places and the like in the paper contract is avoided. The subscription efficiency realizes the cross-over promotion and the transition from the day level to the hour level. The method has the advantages that the method is used for accurately identifying public security and industrial and commercial systems and integrating the people and the certificate, and a contract with legal effectiveness is efficiently generated. The electronic online certificate storage contract solves the management of mass paper contracts, is convenient to search and is not easy to lose.
Drawings
FIG. 1 is a flow chart of a contract signing method based on face recognition and electronic signature of the present invention.
Detailed Description
The following detailed description of embodiments of the present invention is provided in connection with the accompanying drawings and examples. The following examples are intended to illustrate the invention but are not intended to limit the scope of the invention.
The invention provides a contract signing method based on face recognition and electronic signature, which comprises the following steps:
step A, contract signing parties carry out signing preparation;
step B, the contract initiator performs real-name authentication on the contract signing party;
step C, carrying out living body detection by the contract signing party;
step D, the contract signing party uploads the relevant data;
e, the contract initiator verifies the relevant data;
step F, the contract signing party confirms that the contract information is correct and signs;
step G, the contract initiator confirms the contract information and seals;
and step H, generating a contract and sending the contract to a third-party organization for online certificate storage, wherein the contract cannot be modified subsequently.
Wherein, the step A specifically comprises:
a1, the system determines the contract signing range;
a2, selecting a subscription type by a user;
a3, agreement confirmation.
Wherein, the step B specifically comprises:
b1, checking real name information;
b2, bank information verification;
b3, completing personal basic information;
b4, OCR recognition.
Wherein, the step C specifically comprises:
c1, performing face recognition;
and C2, uploading the identity card after the face recognition is successful.
Wherein, the step E specifically comprises:
e1, manually checking the live photos;
e2, manually checking certificates by OCR;
e3, filling data for verification.
Wherein, the step F specifically comprises:
f1, confirmation by company agreement;
f2, previewing contract signatures;
f3, signing the signing contract;
f4, staff manual confirmation.
Examples
Referring to fig. 1, the contract signing method based on face recognition and electronic signature includes the following steps:
step 1, a contract signing party performs signing preparation;
step 2, the contract initiator performs real-name authentication on the contract signing party;
step 3, carrying out living body detection by the contract signing party;
step 4, the contract signing party uploads the relevant data;
step 5, the contract initiator verifies the relevant data;
step 6, the contract signing party confirms that the contract information is correct and signs;
step 7, the contract initiator confirms the contract information and seals;
and 8, generating a contract and sending the contract to a third-party organization for online certificate storage, wherein the contract cannot be modified subsequently.
Further, in step 1, the contract initiator performs preparation for guiding contract signing on the contract signing party by:
1-1: the contract initiator registers some personal basic conditions of personal accounts for the contract signing party through the client system, and judges the contract type which can be signed currently based on system configuration. The no-contract hint is specifically not satisfied for the reason.
1-2: and the contract signing party selects a contract to be signed according to the contract brief description and enters the process.
1-3: before entering the formal contract, the contract signing party is required to confirm the terms of the agreement.
Further, in step 2, the contract signing party checks the personal information and the enterprise qualification of the contract initiator by the following method:
2-1: and aiming at the individual user, the individual identity information is checked by the public security system through a simple two-element principle.
2-2: enterprise information is checked by an industrial and commercial system through four enterprise elements of an enterprise by aiming at enterprise users, and identity information of a legal person is checked by a public security system through two simple elements.
Further, in step 3, the contract initiator performs the live body detection on the contract signing party by the following method, specifically including the following steps:
3-1: the mobile APP is integrated with a third-party organization wireless authentication SDK, and the SDK is initialized.
3-2: and the contract signing party enters an authentication service entrance of the APP to prepare for starting authentication.
3-3: the server side calls an interface for initiating an authentication request, and a token is obtained from the real person authentication server side;
3-4: meanwhile, according to the living body face verification scheme, some materials are transmitted in advance through the interface.
3-5: and returning to the mobile APP after the token is taken.
3-6: and calling up the authentication SDK by the mobile APP, entering an authentication operation process by the contract signing party, and according to the living body face verification scheme, needing the contract signing party to perform different operations such as acting a living body, shooting the front and back of an identity card and the like.
3-7: after the contract signing party operation is completed, the wireless SDK submits the operation to the real person authentication server.
3-8: and the real person authentication server judges the authentication result according to the comprehensive decision logic.
3-9: the real person authentication server side calls back the authentication result to the wireless SDK
3-10: the wireless SDK informs the mobile APP of the result callback.
3-11: and the APP of the access party receives the callback of the authentication result.
3-12: at this time, the access side server can call the interface for obtaining the authentication state.
3-13: and obtaining the authentication state and the authentication data from the real person authentication server.
Further, in step 4, the contract initiator requests the contract signing party to upload the relevant data in the following manner, which specifically includes the following steps:
4-1: through the steps 3-6, the information such as videos, pictures, front and back sides of the identity card and the like during user authentication can be obtained.
4-2: by judging that the contract signing party is enterprise, business license information needs to be uploaded and certificate OCR service identification content is called to carry out industrial and commercial system check.
And then, the random mantissa amount is paid by the public bank card number filled by the enterprise, and the random mantissa amount is compared by taking the amount as verification information. The ownership of the enterprise is confirmed.
4-3: and uploading configured special information for various contracts in the background through the contract initiator.
4-4: and uploading the configured common information of various contracts in the background through a contract initiator.
Further, in step 5, the contract initiator performs relevant material auditing by the following method:
5-1: and sending the short message group to a corresponding auditor for auditing reminding through the mail group configured in the background.
5-2: the auditor audits the data in charge one by one.
5-3: the auditor does not need to audit the data that the system has identified and passed, but has the right to deny the data.
5-4: the data of the failure of the audit determines whether to suspend the contract or continue the next process according to the degree of the system configuration.
Further, the step 6 of confirming the contract information by the signing party is realized based on a signnatureView algorithm, and the specific steps are as follows:
6-1: the terms are confirmed one by the contracting party according to the company regulations configured by the system.
6-2: and previewing the contract. And after the contract signing party confirms that the electronic signature is correct, the electronic signature is handwritten.
6-3: and rendering the image into continuous black pixel points according to the sliding track of the finger of the user, and finally converting the continuous black pixel points into a picture format and uploading the picture format to the server.
Further, in step 7, the contract initiator confirms the contract information and stamps in the following manner, and the specific steps are as follows:
7-1: and (4) according to the signing rules corresponding to various contracts configured by the system, verifying whether the materials submitted by the contract signing party meet the requirements (conditions change, time is expired and the like) again.
7-2: and calling the certificate storage service of the third-party organization to carry out electronic official seal stamping.
Further, in the step 8, the contract is generated and sent to a third party organization for online certificate storage, and the specific steps are as follows:
8-1: and calling a pdf electronic signature interface to seal and save a contract, and performing service logic processing on a background system to store the file number.
The invention provides a contract signing method based on face recognition and electronic signature, and the method and the system utilize face recognition technology, living body detection technology and image OCR recognition technology to carry out identity verification to solve potential signing risks.
The above description is only for the purpose of illustrating the preferred embodiments of the present invention and is not to be construed as limiting the invention, and any modifications, equivalents, improvements and the like that are within the spirit and principle of the present invention are intended to be included therein.
Claims (6)
1. A contract signing method based on face recognition and electronic signature is characterized by comprising the following steps:
step A, contract signing parties carry out signing preparation;
step B, the contract initiator performs real-name authentication on the contract signing party;
step C, carrying out living body detection by the contract signing party;
step D, the contract signing party uploads the relevant data;
e, the contract initiator verifies the relevant data;
step F, the contract signing party confirms that the contract information is correct and signs;
step G, the contract initiator confirms the contract information and seals;
and step H, generating a contract and sending the contract to a third-party organization for online certificate storage, wherein the contract cannot be modified subsequently.
2. The contract signing method according to claim 1, wherein said step a specifically comprises:
a1, the system determines the contract signing range;
a2, selecting a subscription type by a user;
a3, agreement confirmation.
3. The contract signing method according to claim 1, wherein said step B specifically comprises:
b1, checking real name information;
b2, bank information verification;
b3, completing personal basic information;
b4, OCR recognition.
4. The contract signing method according to claim 1, wherein said step C specifically comprises:
c1, performing face recognition;
and C2, uploading the identity card after the face recognition is successful.
5. The contract signing method according to claim 1, wherein said step E specifically comprises:
e1, manually checking the live photos;
e2, manually checking certificates by OCR;
e3, filling data for verification.
6. The contract signing method according to claim 1, wherein said step F specifically comprises:
f1, confirmation by company agreement;
f2, previewing contract signatures;
f3, signing the signing contract;
f4, staff manual confirmation.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201911191222.5A CN110929660A (en) | 2019-11-28 | 2019-11-28 | Contract signing method based on face recognition and electronic signature |
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| CN201911191222.5A CN110929660A (en) | 2019-11-28 | 2019-11-28 | Contract signing method based on face recognition and electronic signature |
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Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112561475A (en) * | 2020-12-15 | 2021-03-26 | 北京孵家科技股份有限公司 | Electronic signing system and method |
| CN112887296A (en) * | 2021-01-22 | 2021-06-01 | 中国地质大学（武汉） | Online electronic file signing system and electronic file signing method |
| CN114024723A (en) * | 2021-10-22 | 2022-02-08 | 富途网络科技(深圳)有限公司 | Online signing method, device, equipment and medium based on ESOP system |
| CN116542674A (en) * | 2023-07-06 | 2023-08-04 | 鲁担(山东)数据科技有限公司 | Risk analysis and assessment method and system based on big data |
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| CN109639651A (en) * | 2018-11-22 | 2019-04-16 | 安云印(天津)大数据科技有限公司 | Contract based on living body authentication and block chain technology signs authentication method and its system online |
| CN109831441A (en) * | 2019-02-22 | 2019-05-31 | 深圳市信锐网科技术有限公司 | A kind of identity authentication method, system and associated component |
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2019
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112561475A (en) * | 2020-12-15 | 2021-03-26 | 北京孵家科技股份有限公司 | Electronic signing system and method |
| CN112887296A (en) * | 2021-01-22 | 2021-06-01 | 中国地质大学（武汉） | Online electronic file signing system and electronic file signing method |
| CN114024723A (en) * | 2021-10-22 | 2022-02-08 | 富途网络科技(深圳)有限公司 | Online signing method, device, equipment and medium based on ESOP system |
| CN114024723B (en) * | 2021-10-22 | 2024-01-16 | 富途网络科技(深圳)有限公司 | Online signing method and device based on ESOP system, equipment and medium |
| CN116542674A (en) * | 2023-07-06 | 2023-08-04 | 鲁担(山东)数据科技有限公司 | Risk analysis and assessment method and system based on big data |
| CN116542674B (en) * | 2023-07-06 | 2023-09-26 | 鲁担(山东)数据科技有限公司 | Risk analysis and assessment method and system based on big data |
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