CN109767193A - Method of insuring, equipment and the readable storage medium storing program for executing of attachment of property in litigation liability insurance - Google Patents
Method of insuring, equipment and the readable storage medium storing program for executing of attachment of property in litigation liability insurance Download PDFInfo
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- CN109767193A CN109767193A CN201910030854.7A CN201910030854A CN109767193A CN 109767193 A CN109767193 A CN 109767193A CN 201910030854 A CN201910030854 A CN 201910030854A CN 109767193 A CN109767193 A CN 109767193A
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Abstract
The invention discloses method of insuring, equipment and the readable storage medium storing program for executing of a kind of attachment of property in litigation liability insurance, the method comprising the steps of: after attachment of property in litigation liability insurance applicant, which successfully logs in, insures system, detecting whether the electronic application material for receiving applicant's submission；If receiving the electronic application material, and detect that the electronic application material meets corresponding preset condition, then generate the corresponding electronic contract of the attachment of property in litigation liability insurance, and exports applicant described in signature information alert and sign in the electronic contract；When detecting the signature command for signing the electronic contract, and detecting that the paid attachment of property in litigation liability insurance of the applicant corresponds to premium, the first prompt information of output prompts attachment of property in litigation liability insurance described in the applicant successfully to insure.The present invention improves the efficiency of insuring of attachment of property in litigation liability insurance, reduces the duration of insuring of attachment of property in litigation liability insurance.
Description
Technical field
The present invention relates to technical field of data processing more particularly to a kind of method of insuring of attachment of property in litigation liability insurance,
Equipment and readable storage medium storing program for executing.
Background technique
Attachment of property in litigation liability insurance refers to the attachment of property in litigation lifted for insurant in period insured to law court
Application, as insurant's attachment of property in litigation mistake causes the defending party to the application to suffer a loss, by defendant after court decision comes into force
The insurer undertakes economic compensation responsibility, and the insurer is according to insurance contract compensation undercontract.Application attachment of property in litigation liability insurance at present,
Applicant can only submit relevant paper material to carry out application attachment of property in litigation in the office, insurance company in oneself location
Liability insurance.Therefore it will lead to applicant and come because the paper material missing or paper material submitted do not meet corresponding requirement
It returns and hurries back and forth in office, insurance company.Moreover, insurance company's core is protected, process is tediously long, and audit is stringent, insures so as to cause user
The duration of insuring of attachment of property in litigation liability insurance is longer, and then causes applicant vertical in law court's application property preservation in time
Case.It follows that the duration of insuring of existing attachment of property in litigation liability insurance is longer, inefficiency of insuring.
Summary of the invention
The main purpose of the present invention is to provide a kind of method of insuring of attachment of property in litigation liability insurance, equipment and readable deposit
Storage media, it is intended to solve existing attachment of property in litigation liability insurance insure inefficiency the technical issues of.
To achieve the above object, the present invention provides a kind of method of insuring of attachment of property in litigation liability insurance, the lawsuit wealth
Produce save from damage liability insurance insure method comprising steps of
After attachment of property in litigation liability insurance applicant, which successfully logs in, insures system, detect whether to receive applicant's submission
Electronic application material；
If receiving the electronic application material, and detect that the electronic application material meets corresponding preset condition,
The corresponding electronic contract of the attachment of property in litigation liability insurance is then generated, and exports applicant described in signature information alert described
It signs in electronic contract；
When detecting the signature command for signing the electronic contract, and detect the paid lawsuit wealth of the applicant
When production saves liability insurance from damage and corresponds to premium, the first prompt information of output has prompted attachment of property in litigation liability insurance described in the applicant
Successfully insure.
Preferably, if described receive the electronic application material, and detect that the electronic application material meets correspondence
Preset condition, then the step of generating the attachment of property in litigation liability insurance corresponding electronic contract includes:
If receiving the electronic application material, exports msu message prompt insurance staff and audit the electronics Shen
Please material, and determine whether to receive the insurance staff and confirm that the electronic application material is referred to by the confirmation of audit
It enables；
If receiving the confirmation instruction, it is determined that the electronic application material meets corresponding preset condition, generates institute
State the corresponding electronic contract of attachment of property in litigation liability insurance.
Preferably, it if described receive the electronic application material, exports msu message prompt insurance staff and examines
Described in core the step of electronic application material after, further includes:
It obtains the insurance staff and audits the audit progress of the electronic application material, and export the audit progress
So that the applicant checks.
Preferably, the electronic application material is received, and it is corresponding default to detect that the electronic application material meets
After the step of condition, further includes:
Identify whether the type of the electronic application material is correct using character recognition technology；
If identifying, the type of the electronic application material is correct, and the electronic application material is stored to server
In；
If identifying the type error of the electronic application material, exports the second prompt information and prompt the applicant institute
State electronic application upload material mistake.
Preferably, after the step of detecting the signature command for signing the electronic contract, further includes:
The electronic contract is encrypted using Encryption Algorithm, obtains the encrypted electronic contract, and will be described after encryption
Electronic contract is stored into block chain.
Preferably, after the step of receiving the electronic application material, further includes:
Order number corresponding with the attachment of property in litigation liability insurance is generated, and exports the order number, for the Shen
It asks someone the application progress that the attachment of property in litigation liability insurance is checked according to the order number.
Preferably, described after attachment of property in litigation liability insurance applicant successfully logs in and insures system, it detects whether to receive
To applicant submit electronic application material the step of before, further includes:
After detecting the logging request for system of insuring described in the login that the applicant triggers, the logging request is determined
Corresponding login mode, and obtain log-on message corresponding with the logging request；
If log-on message presupposed information corresponding with the login mode is identical, the logging request is executed, with
Make the applicant successfully log in described in insure system.
In addition, to achieve the above object, it is described the present invention also provides a kind of equipment of insuring of attachment of property in litigation liability insurance
The equipment of insuring of attachment of property in litigation liability insurance includes memory, processor and is stored on the memory and can be at the place
The program of insuring of the attachment of property in litigation liability insurance run on reason device, the program of insuring of the attachment of property in litigation liability insurance is by institute
State processor execute when realize attachment of property in litigation liability insurance as described above insure method the step of.
In addition, to achieve the above object, it is described computer-readable the present invention also provides a kind of computer readable storage medium
The program of insuring of attachment of property in litigation liability insurance, the program of insuring of the attachment of property in litigation liability insurance are stored on storage medium
Realized when being executed by processor attachment of property in litigation liability insurance as described above insure method the step of.
The present invention is by after attachment of property in litigation liability insurance applicant successfully logs in and insures system, if receiving applicant
The electronic application material of submission, and detect that electronic application material meets corresponding preset condition, then generate attachment of property in litigation
The corresponding electronic contract of liability insurance, and the signature command of electronic contract is signed detecting applicant, and detect applicant
When paying the corresponding premium of attachment of property in litigation liability insurance, the first prompt information of output prompts applicant's attachment of property in litigation responsibility
It has successfully insured danger.During attachment of property in litigation applicant applies for attachment of property in litigation liability insurance, does not need applicant and go
To office, insurance company, relevant electronic application material can be submitted in the system of insuring, and avoids applicant by institute
The paper material of submission lacks or paper material does not meet corresponding requirement and hurried back and forth back and forth in office, insurance company, passes through line
Upper automatic submission electronic application material, automatically generates electronic contract, sign and pay the fees on line etc., improve attachment of property in litigation duty
The efficiency of insuring for appointing danger, reduces the duration of insuring of attachment of property in litigation liability insurance.
Detailed description of the invention
Fig. 1 is the structural schematic diagram for the hardware running environment that the embodiment of the present invention is related to；
Fig. 2 is the flow diagram of the method first embodiment of insuring of attachment of property in litigation liability insurance of the present invention；
Fig. 3 is the flow diagram of the method fourth embodiment of insuring of attachment of property in litigation liability insurance of the present invention.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
As shown in Figure 1, Fig. 1 is the structural schematic diagram for the hardware running environment that the embodiment of the present invention is related to.
It should be noted that Fig. 1 can be the knot of the hardware running environment of the equipment of insuring of attachment of property in litigation liability insurance
Structure schematic diagram.The equipment of insuring of attachment of property in litigation liability insurance of the embodiment of the present invention can be PC, and the terminals such as portable computer are set
It is standby.
As shown in Figure 1, the equipment of insuring of the attachment of property in litigation liability insurance may include: processor 1001, such as CPU,
Network interface 1004, user interface 1003, memory 1005, communication bus 1002.Wherein, communication bus 1002 is for realizing this
Connection communication between a little components.User interface 1003 may include display screen (Display), input unit such as keyboard
(Keyboard), optional user interface 1003 can also include standard wireline interface and wireless interface.Network interface 1004 is optional
May include standard wireline interface and wireless interface (such as WI-FI interface).Memory 1005 can be high speed RAM memory,
It is also possible to stable memory (non-volatile memory), such as magnetic disk storage.Memory 1005 optionally may be used also
To be independently of the storage device of aforementioned processor 1001.
It will be understood by those skilled in the art that attachment of property in litigation liability insurance shown in Fig. 1 insures device structure simultaneously
The restriction to the equipment of insuring of attachment of property in litigation liability insurance is not constituted, may include components more more or fewer than diagram, or
Person combines certain components or different component layouts.
As shown in Figure 1, as may include that operating system, network are logical in a kind of memory 1005 of computer storage medium
Believe the program of insuring of module, Subscriber Interface Module SIM and attachment of property in litigation liability insurance.Wherein, operating system is to manage and control
The program of insure device hardware and the software resource of attachment of property in litigation liability insurance, the property preservation liability insurance that supports a lawsuit are insured
The operation of program and other softwares or program.
In the present embodiment, in the equipment of insuring of attachment of property in litigation liability insurance shown in Fig. 1, user interface 1003 is main
It is used to export prompt information and signature information etc.；Network interface 1004 is mainly used for connecting background server, with background service
Device carries out data communication；And processor 1001 can be used for calling the attachment of property in litigation liability insurance stored in memory 1005
It insures program, and executes following operation:
After attachment of property in litigation liability insurance applicant, which successfully logs in, insures system, detect whether to receive applicant's submission
Electronic application material；
If receiving the electronic application material, and detect that the electronic application material meets corresponding preset condition,
The corresponding electronic contract of the attachment of property in litigation liability insurance is then generated, and exports applicant described in signature information alert described
It signs in electronic contract；
When detecting the signature command for signing the electronic contract, and detect the paid lawsuit wealth of the applicant
When production saves liability insurance from damage and corresponds to premium, the first prompt information of output has prompted attachment of property in litigation liability insurance described in the applicant
Successfully insure.
Further, if described receive the electronic application material, and detect that the electronic application material meets pair
The preset condition answered, then the step of generating the attachment of property in litigation liability insurance corresponding electronic contract include:
If receiving the electronic application material, exports msu message prompt insurance staff and audit the electronics Shen
Please material, and determine whether to receive the insurance staff and confirm that the electronic application material is referred to by the confirmation of audit
It enables；
If receiving the confirmation instruction, it is determined that the electronic application material meets corresponding preset condition, generates institute
State the corresponding electronic contract of attachment of property in litigation liability insurance.
Further, if described receive the electronic application material, msu message prompt insurance staff is exported
After the step of auditing the electronic application material, processor 1001 can be also used for calling the lawsuit stored in memory 1005
The program of insuring of property preservation liability insurance, and execute following steps:
It obtains the insurance staff and audits the audit progress of the electronic application material, and export the audit progress
So that the applicant checks.
Further, the electronic application material is received, and it is corresponding pre- to detect that the electronic application material meets
If after the step of condition, processor 1001 can be also used for calling the attachment of property in litigation liability insurance stored in memory 1005
Program of insuring, and execute following steps:
Identify whether the type of the electronic application material is correct using character recognition technology；
If identifying, the type of the electronic application material is correct, and the electronic application material is stored to server
In；
If identifying the type error of the electronic application material, exports the second prompt information and prompt the applicant institute
State electronic application upload material mistake.
Further, after the step of detecting the signature command for signing the electronic contract, processor 1001 can be with
For calling the program of insuring of the attachment of property in litigation liability insurance stored in memory 1005, and execute following steps:
The electronic contract is encrypted using Encryption Algorithm, obtains the encrypted electronic contract, and will be described after encryption
Electronic contract is stored into block chain.
Further, after the step of receiving the electronic application material, processor 1001 can be also used for calling and deposit
The program of insuring of the attachment of property in litigation liability insurance stored in reservoir 1005, and execute following steps:
Order number corresponding with the attachment of property in litigation liability insurance is generated, and exports the order number, for the Shen
It asks someone the application progress that the attachment of property in litigation liability insurance is checked according to the order number.
Further, described after attachment of property in litigation liability insurance applicant successfully logs in and insures system, it detects whether to connect
Before the step of receiving the electronic application material of applicant's submission, processor 1001 can be also used for calling and deposit in memory 1005
The program of insuring of the attachment of property in litigation liability insurance of storage, and execute following steps:
After detecting the logging request for system of insuring described in the login that the applicant triggers, the logging request is determined
Corresponding login mode, and obtain log-on message corresponding with the logging request；
If log-on message presupposed information corresponding with the login mode is identical, the logging request is executed, with
Make the applicant successfully log in described in insure system.
Further, described after detecting the logging request for system of insuring described in the login that the applicant triggers, really
Determine the corresponding login mode of the logging request, and after the step of obtaining log-on message corresponding with the logging request, place
Reason device 1001 can be also used for calling the program of insuring of attachment of property in litigation liability insurance stored in memory 1005, and execute with
Lower step:
If log-on message presupposed information corresponding with the login mode is not identical, detection is described in the preset duration
The number of requests of applicant's triggering logging request；
If the number of requests is greater than preset quantity, forbid executing the logging request.
Based on above-mentioned structure, each embodiment of the method for insuring of attachment of property in litigation liability insurance is proposed.
Referring to the process signal that Fig. 2, Fig. 2 are the method first embodiment of insuring of attachment of property in litigation liability insurance of the present invention
Figure.
The embodiment of the invention provides the embodiments of the method for insuring of attachment of property in litigation liability insurance, it should be noted that
It, in some cases, can be to be different from shown in sequence execution herein although logical order is shown in flow charts
The step of out or describing.
The method of insuring of attachment of property in litigation liability insurance includes:
Step S10 detects whether to receive Shen after attachment of property in litigation liability insurance applicant, which successfully logs in, insures system
Ask someone submit electronic application material.
After attachment of property in litigation liability insurance applicant, which successfully logs in, insures system, whether system detection of insuring receives Shen
Ask someone submit electronic application material.It should be noted that the system of insuring, which can be used as an APP (application program), is mounted on terminal
In, the system of insuring can also be deployed in the browser of terminal, or be deployed in terminal wechat etc. using journey in the form of small routine
In sequence.Electronic application material include but is not limited to property preservation application, property cord material, right as principal testimonial material and with
Property preservation application corresponds to the bill of complaint of case.Right as principal testimonial material includes the right as principal of applicant and the defending party to the application
Testimonial material, when applicant and the defending party to the application are natural person, corresponding right as principal testimonial material is identity card front and anti-
Plane materiel material；When applicant and the defending party to the application are legal person, corresponding right as principal testimonial material is the identity of business license, legal person
Demonstrate,prove obverse and reverse material and the tenure proof of legal person etc..Further, if applicant has engaged agent, main body money
Lattice testimonial material may also include agent's right as principal testimonial material.Property cord material requires the property saved from damage according to applicant
Difference and it is different, such as when applicant require freeze the defending party to the application deposit when, property cord material includes but is not limited to applicant
It is required that the amount of money size freezed bank's card number corresponding with the deposit；When applicant requires to freeze the house of the defending party to the application, wealth
Produce Immovable Property Registration card, the house position and the value that cord material includes but is not limited to the house.Implement in the present invention
In example, submission case may be provided in the display interface for system of insuring, applicant can submit by clicking submission case triggering
Instruction, is committed to the system of insuring for electronic application material.
It should be noted that applicant may be selected to insure in the system of insuring when applicant submits electronic application material
Main body selects the insurance company to accept insurance.Specifically, in the database for the system of insuring, it is previously stored with insurance company's information,
Insurance company's information includes but is not limited to title, rate, the auditing flow of electronic application material and Review Cycle etc..Applicant can
Insurance company required for being selected according to the insurance company's information stored in system database of insuring.
In embodiments of the present invention, the submission format that applicant submits electronic application material, specifically, electronics Shen are not limited
Please the format of material can be for doc (DOCument) document or picture format etc..
Step S20, if receiving the electronic application material, and it is corresponding pre- to detect that the electronic application material meets
If condition, then the corresponding electronic contract of the attachment of property in litigation liability insurance is generated, and exports application described in signature information alert
People signs in the electronic contract.
If the system of insuring receives electronic application material, the system of insuring detect electronic application material whether meet it is corresponding
Preset condition.It should be noted that in the system of insuring, be provided with the various electronic application materials of detection whether meet it is corresponding pre-
If the detected rule of condition, it can be detected whether electronic application material meets corresponding preset condition by these detected rules.
It whether such as detects in property preservation application with the amount of money is saved from damage, saves the amount of money from damage if not writing in property preservation application, really
Determine property preservation application and does not meet the corresponding preset condition of property preservation application；If with saving from damage in property preservation application
The amount of money, it is determined that property preservation application meets the corresponding preset condition of property preservation application.Such as when property cord material is
Save the deposit of the defending party to the application from damage, then detects in property cord material with the presence or absence of the deposit amount and deposit silver for saving the defending party to the application from damage
Row card number copy, if detecting, there is no the deposit amounts for saving the defending party to the application from damage in property cord material, or there is no silver
Row card number copy, it is determined that property cord material does not meet the corresponding preset condition of property cord material；If detecting property
There are deposit amounts in cord material, and deposit card number copy in the bank, it is determined that property preservation cord material meets property
The corresponding preset condition of cord material.
After detecting that electronic application material meets corresponding preset condition, system of insuring generates attachment of property in litigation responsibility
The corresponding electronic contract in danger, and export signature information alert applicant and sign in electronic contract.Wherein, electronic contract is corresponding
Format is determined by the insurance company of applicant's selection, and the corresponding electronic contract format possibility of different insurance companies is identical, can also
Can be different, in electronic contract, contain the relevant stipulation of attachment of property in litigation liability insurance and insurer and insurance company
Information etc..It should be noted that insure artificial the applicant as only one applicant of attachment of property in litigation；Work as lawsuit
There are the wherein people in the artificial applicant that when at least two applicants, insures for property preservation.
Such as exporting content is that " the distinguished user that insures, your application (order number XXXX) of saving from damage have passed through audit, please existed
In electronic contract sign after " signature information alert applicant sign in electronic contract.
Further, if insurance system does not receive electronic application material, insurance system continues to test whether receive
Electronic application material.If detecting, electronic application material does not meet corresponding preset condition, and the system of insuring generates prompt information,
And it exports prompt information prompt applicant and uploads the electronic application material for not meeting corresponding preset condition, and/or output again
Prompt information prompts applicant to supplement the electronic application material for submitting missing.
It should be noted that in embodiments of the present invention, not limiting the way of output of signature information and prompt information, such as signing
Administration's information and prompt information can be exported by modes such as voice or texts.
Step S30 when detecting the signature command for signing the electronic contract, and detects the paid institute of the applicant
When stating attachment of property in litigation liability insurance and corresponding to premium, the first prompt information of output prompts attachment of property in litigation described in the applicant
Liability insurance is successfully insured.
After information is signed in system output of insuring, whether system detection of insuring detects the label that applicant signs electronic contract
Name instruction.It should be noted that applicant can sign in the system corresponding position of insuring after information is signed in system output of insuring
Name operation, at this point, the system of insuring may detect that applicant signs the signature command of electronic contract.When insure systems scan to signature
After the signature command of electronic contract, the corresponding guarantor of the whether paid attachment of property in litigation liability insurance of system detection of insuring applicant
Take.Wherein, after systems scan of insuring is to signature command, the system of insuring can export payment information, to be mentioned according to the payment information
Show that applicant pays the corresponding premium of attachment of property in litigation liability insurance.It can prompt to pay required for applicant by payment information
The amount of money of premium and pay mode etc..Specifically, applicant can on-line payment premium, can also payment of premium under line.
When system detection of insuring premium corresponding to the paid attachment of property in litigation liability insurance of applicant, system of insuring is raw
At the first prompt information, and exports the first prompt information prompt applicant's attachment of property in litigation liability insurance and successfully insure.Wherein,
First prompt information can be exported by forms such as voice or texts.
The present embodiment is by after attachment of property in litigation liability insurance applicant successfully logs in and insures system, if receiving application
The electronic application material that people submits, and detect that electronic application material meets corresponding preset condition, then generate choses in action guarantor
The corresponding electronic contract of full liability insurance, and the signature command of electronic contract is signed detecting applicant, and detect applicant
When the corresponding premium of paid attachment of property in litigation liability insurance, output the first prompt information prompt applicant's attachment of property in litigation duty
Ren Xianyi successfully insures.During attachment of property in litigation applicant applies for attachment of property in litigation liability insurance, applicant is not needed
Go to office, insurance company, relevant electronic application material can be submitted in the system of insuring, and avoid applicant due to
The paper material missing or paper material submitted do not meet corresponding requirement and are hurried back and forth back and forth in office, insurance company, pass through
Automatically electronic application material is submitted on line, automatically generates electronic contract, sign and pay the fees on line etc., improve attachment of property in litigation
The efficiency of insuring of liability insurance reduces the duration of insuring of attachment of property in litigation liability insurance.
Further, the method second embodiment of insuring of attachment of property in litigation liability insurance of the present invention is proposed.
Insure method second embodiment and the attachment of property in litigation liability insurance of the attachment of property in litigation liability insurance
The difference of method of insuring first embodiment is, if described receive the electronic application material, and detects the electronics Shen
It please material the step of meeting corresponding preset condition, then generating the attachment of property in litigation liability insurance corresponding electronic contract packet
It includes:
Step a is exported described in msu message prompt insurance staff's audit if receiving the electronic application material
Electronic application material, and determine whether that receiving the insurance staff confirms the electronic application material by audit really
Recognize instruction.
Step b, if receiving the confirmation instruction, it is determined that the electronic application material meets corresponding preset condition,
Generate the corresponding electronic contract of the attachment of property in litigation liability insurance.
If the system of insuring receives electronic application material, the system of insuring generates msu message, and exports the msu message
It prompts corresponding insurance staff to audit electronic application material, and determines whether that receiving insurance staff confirms electronics Shen
Please material by audit confirmation instruction.It should be noted that when insurance staff determines that electronic application data passes through audit
Afterwards, insurance staff can trigger confirmation instruction in the display interface for the system of insuring.It is instructed when insuring systems scan to confirmation
Afterwards, the system of insuring determines that electronic application material meets corresponding preset condition, and it is corresponding to generate attachment of property in litigation liability insurance
Electronic contract.
Further, if insurance staff determines that electronic application material does not pass through audit, insurance staff can thrown
The prompt information that electronic application material does not pass through audit is triggered in the display interface of insurance system.When systems scan of insuring is not to passing through
After the prompt information of audit, the system of insuring exports the prompt information for not passing through audit, not pass through the prompt of audit according to this
Information alert applicant's electronic application material does not pass through audit.If insurance staff determines that electronic application material is in wait supplement
State then insures staff and edits supplemental information to supplementary material in the display interface for the system of insuring, so as to insure and be
System generates supplement prompt information according to the supplemental information, and exports the supplement prompt information, to be mentioned according to the supplement prompt information
Show that applicant's supplement lacks electronic application material, or the corresponding modified electronics of electronic application material that supplement needs to modify
Application material.Specifically, the system of insuring can be exported by modes such as short message or mails supplement prompt information and this do not pass through it is careful
The prompt information of core.
The present embodiment is by the way that after receiving electronic application material, output audit prompt information prompt insurance staff is examined
Nuclear electron application material, and after receiving insurance staff and confirming electronic application material by the confirmation instruction of audit, it is raw
At the corresponding electronic contract of attachment of property in litigation liability insurance, to avoid the system of insuring by manual examination and verification electronic application material
The drawbacks of regularity audit electronic application material, so as to more be bonded the reality of corresponding insurance company by the electronic application material of audit
Border demand improves audit electronic application material and audits accuracy rate.
Further, in order to allow applicant to understand the audit progress of electronic application material, the attachment of property in litigation in time
The method of insuring of liability insurance further include:
Step c obtains the insurance staff and audits the audit progress of the electronic application material, and exports described examine
Core progress is checked for the applicant.
After the system output audit prompt information prompt insurance staff that insures audits electronic application material, system of insuring
It obtains insurance staff and audits the audit progress of electronic application material, and export the audit progress and checked for auditor, pass through
The audit progress, applicant may know that the electronic application material of insurance staff's current review, which electronic application material is
By audit, which electronic application material does not pass through audit.
Further, the method for insuring of the attachment of property in litigation liability insurance further include:
Step d identifies whether the type of the electronic application material is correct using character recognition technology.
Further, after detecting that electronic application material meets corresponding preset condition, system of insuring is known using text
Whether the type of other technology identification electronic application material is correct.Wherein, character recognition technology can be OCR (Optical
Character Recognition, optical character identification) technology.Specifically, character recognition technology identification can be used in the system of insuring
It whether there is corresponding type keyword in electronic application material, the type of electronic application material determined by the type keyword
It is whether correct.In the present embodiment, type keyword includes but is not limited to " property preservation application ", " bill of complaint ", " identity
Card " and " business license ".If being identified in electronic application material by character recognition technology there are corresponding type keyword,
Determine that the type of electronic application material is correct；If identifying that there is no corresponding in electronic application material by character recognition technology
Type keyword, it is determined that the type error of electronic application material.
Further, in order to more accurately identify the type of electronic application material, can be existed by character recognition technology
The caption of each electronic application material identifies corresponding electronic application material with the presence or absence of corresponding type keyword.
Step e, if identifying, the type of the electronic application material is correct, and the electronic application material is stored to clothes
It is engaged in device.
Step f exports the second prompt information and prompts the Shen if identifying the type error of the electronic application material
It asks someone the electronic application upload material mistake.
If identifying, the type of electronic application material is correct, and system of insuring stores electronic application material to server
In；If identifying the type error of electronic application material, the system of insuring generates the second prompt information, and exports second prompt
Information alert applicant's electronic application upload material mistake.At this point, the system of insuring will not be by electronic application upload material to service
In device.It is understood that only certain types of electronic application material just needs to be uploaded in server.By determining electricity
Sub- application material meets corresponding preset condition, if the type of electronic application material is correct, by the correct electronic application of type
Material is stored into server, to store electronic application material, wants to check corresponding electricity in attachment of property in litigation liability insurance company
When sub- application material, it can be obtained into server.
Further, the method 3rd embodiment of insuring of attachment of property in litigation liability insurance of the present invention is proposed.
Insure method 3rd embodiment and the attachment of property in litigation liability insurance of the attachment of property in litigation liability insurance
The difference of method of insuring first or second embodiments is, the method for insuring of attachment of property in litigation liability insurance further include:
Step g encrypts the electronic contract using Encryption Algorithm, obtains the encrypted electronic contract, and will encryption
The electronic contract is stored into block chain afterwards.
When signature command of the systems scan to signature electronic contract of insuring, i.e., after applicant signs in electronic contract, throw
Insurance system uses Encryption Algorithm encrypted electronic contract, to obtain encrypted electronic contract, and encrypted electronic contract is deposited
Storage is into block chain.Specifically, Encryption Algorithm include but is not limited to MD4, MD5 (Message Digest Algorithm MD5,
Message Digest 5) and SHA-1 (Secure Hash Algorithm, SHA family).Block chain is that one of bit coin is important
Concept, it is substantially the database of a decentralization, while the Floor layer Technology as bit coin, is to use cryptography a string
Method is associated the data block generated, the information of a batch bit coin network trading is contained in each data block, for testing
It demonstrate,proves the validity (anti-fake) of its information and generates next block.
When the present embodiment is by electronic contract after being signed, electronic contract after ciphering signature, after obtaining encryption
Electronic contract, and encrypted electronic contract is stored into block chain, prevents other users from distorting electronic contract, thus
The legal effect for ensureing electronic contract, improves the safety of electronic contract.
Further, the method for insuring of the attachment of property in litigation liability insurance further include:
Step h generates order number corresponding with the attachment of property in litigation liability insurance, and exports the order number, for
The applicant checks the application progress of the attachment of property in litigation liability insurance according to the order number.
Further, after the system of insuring receives the electronic application material of applicant's submission, system of insuring is generated and is told
The corresponding order number of property preservation liability insurance is disputed, and exports the order number, so that applicant checks choses in action according to order number
Save the application progress of liability insurance from damage.It should be noted that when applicant need to check the application of attachment of property in litigation liability insurance into
When spending, applicant can input the order number in the corresponding inquiry entrance of display interface for the system of insuring, and can inquire lawsuit wealth
Produce the application progress for saving liability insurance from damage.The application progress of attachment of property in litigation liability insurance include electronic application material audit in, electricity
Sub- application material by audit, electronic contract generate in, electronic contract signature neutralize premium pay it is medium.Applicant can be by ordering
Odd numbers checks the application progress of attachment of property in litigation liability insurance, in order to which applicant checks attachment of property in litigation liability insurance in time
Application progress.Further, by the order number, applicant can also be inquired and pay the electronic invoice generated after premium, Yi Jicheng
The electronics letter of guarantee and electronic insurance policy that function generates after insuring.
Further, the method fourth embodiment of insuring of attachment of property in litigation liability insurance of the present invention is proposed.
Insure method fourth embodiment and the attachment of property in litigation liability insurance of the attachment of property in litigation liability insurance
The difference of the first, second or third embodiment of method of insuring is, referring to Fig. 3, the method for insuring of attachment of property in litigation liability insurance
Further include:
Step S40, after detecting the logging request for system of insuring described in the login that the applicant triggers, described in determination
The corresponding login mode of logging request, and obtain log-on message corresponding with the logging request.
After the logging request that systems scan of insuring is triggered to applicant, the system of insuring determines the corresponding login of logging request
Mode, and obtain log-on message corresponding with the logging request.Wherein, login mode includes but is not limited to that phone number adds verifying
Code, phone number add login password and login account to add the modes such as login password.Phone number adds the corresponding login of identifying code
Information is phone number and identifying code, and phone number adds the corresponding log-on message of login password for phone number and login password,
Login account adds the corresponding log-on message of login password to be login account and login password.Identifying code is that applicant logs in triggering
After request, the system of insuring is sent in phone number counterpart terminal.It is understood that when applicant logs in system of insuring
In, log-on message can be inputted in the system of insuring, the system of insuring can get log-on message at this time.
In embodiments of the present invention, in order to guarantee that applicant logs in the safety for system of insuring, the length of login password is answered
The first preset length should be more than or equal to, specifically, the first preset length is arranged according to specific needs, such as may be configured as
6 characters or 8 characters；In order to guarantee that applicant inputs the input convenience of login password, the length of login password is answered small
In or equal to the second preset length, wherein the second preset length is greater than the first preset length, can such as set the second preset length
It is set to 18 characters or 20 characters etc..
Step S50 executes the login if log-on message presupposed information corresponding with the login mode is identical
Request so that the applicant successfully log in described in insure system.
After the system of insuring gets logging request corresponding log-on message, the system of insuring judges log-on message and login side
Whether the corresponding presupposed information of formula is identical.Such as judge applicant input phone number whether with the pre-stored hand of login system
Machine number is identical, and judge the login password of applicant's input it is whether corresponding with its pre-stored phone number log in it is close
Code is identical.When the system of insuring determines that log-on message presupposed information corresponding with login mode is identical, the system of insuring executes login
Request, so that applicant successfully logs in the system of insuring.
Further, the success of system of insuring is logged in order to improve applicant on the basis of guaranteeing to insure security of system
Rate, the method for insuring of the attachment of property in litigation liability insurance further include:
Step i is detected when default if log-on message presupposed information corresponding with the login mode is not identical
The long applicant triggers the number of requests of logging request.
Step j forbids executing the logging request if the number of requests is greater than preset quantity.
Further, however, it is determined that log-on message presupposed information corresponding with login mode is not identical, and system of insuring then detects
Applicant triggers the number of requests of logging request in preset duration, and judges whether number of requests is greater than preset quantity.If it is determined that
Number of requests is greater than preset quantity, and system of insuring then forbids executing the logging request；If it is determined that number of requests is less than or equal to
Preset quantity, system of insuring then continue judge whether acquired log-on message presupposed information corresponding with login mode is identical.
Further, if applicant has forgotten login password, applicant can also be by giving cryptographic function for change in the system of insuring
Give corresponding login password for change.
The present embodiment is obtained and is stepped on by after receiving logging request, determining the corresponding login mode of logging request
Record requests corresponding log-on message to execute the login if log-on message presupposed information corresponding with login mode is identical and ask
It asks, so that the applicant successfully logs in the system of insuring, it is therefore prevented that illegal person malice logs in system of insuring, and improves lawsuit wealth
The safety of liability insurance associated materials (electronic application material, invoice, electronics letter of guarantee and electronic insurance policy) is saved in production from damage.
In addition, the embodiment of the present invention also proposes a kind of computer readable storage medium, the computer readable storage medium
On be stored with the program of insuring of attachment of property in litigation liability insurance, the program of insuring of the attachment of property in litigation liability insurance is by processor
Realized when execution attachment of property in litigation liability insurance as described above insure method the step of.
The policy-holder of computer readable storage medium specific embodiment of the present invention and above-mentioned attachment of property in litigation liability insurance
Each embodiment of method is essentially identical, and details are not described herein.
It should be noted that, in this document, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that the process, method, article or the device that include a series of elements not only include those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or device institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including being somebody's turn to do
There is also other identical elements in the process, method of element, article or device.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical solution of the present invention substantially in other words does the prior art
The part contributed out can be embodied in the form of software products, which is stored in a storage medium
In (such as ROM/RAM, magnetic disk, CD), including some instructions are used so that a terminal device (can be mobile phone, computer, clothes
Business device, air conditioner or the network equipment etc.) execute method described in each embodiment of the present invention.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of method of insuring of attachment of property in litigation liability insurance, which is characterized in that the throwing of the attachment of property in litigation liability insurance
Guarantor's method the following steps are included:
After attachment of property in litigation liability insurance applicant, which successfully logs in, insures system, the electricity for receiving applicant's submission is detected whether
Sub- application material；
If receiving the electronic application material, and detect that the electronic application material meets corresponding preset condition, then gives birth to
At the corresponding electronic contract of the attachment of property in litigation liability insurance, and applicant described in signature information alert is exported in the electronics
It signs in contract；
When detecting the signature command for signing the electronic contract, and detect that the paid choses in action of the applicant is protected
When full liability insurance corresponds to premium, the first prompt information of output prompts attachment of property in litigation liability insurance described in the applicant to succeed
It insures.
2. the method for insuring of attachment of property in litigation liability insurance as described in claim 1, which is characterized in that if described receive institute
Electronic application material is stated, and detects that the electronic application material meets corresponding preset condition, then generates the choses in action
The step of saving the corresponding electronic contract of liability insurance from damage include:
If receiving the electronic application material, exports msu message prompt insurance staff and audit the electronic application material
Material, and determine whether to receive the confirmation instruction that the insurance staff confirms the electronic application material by audit；
If receiving the confirmation instruction, it is determined that the electronic application material meets corresponding preset condition, generates institute's statement
Dispute the corresponding electronic contract of property preservation liability insurance.
3. the method for insuring of attachment of property in litigation liability insurance as claimed in claim 2, which is characterized in that if described receive institute
State electronic application material, then after exporting the step of msu message prompt insurance staff audits the electronic application material,
Further include:
Obtain the insurance staff and audit the audit progress of the electronic application material, and export the audit progress for
The applicant checks.
4. the method for insuring of attachment of property in litigation liability insurance as described in claim 1, which is characterized in that receive the electronics
Application material, and after detecting the step of electronic application material meets corresponding preset condition, further includes:
Identify whether the type of the electronic application material is correct using character recognition technology；
If identifying, the type of the electronic application material is correct, and the electronic application material is stored into server；
If identifying the type error of the electronic application material, exports the second prompt information and prompt electricity described in the applicant
Sub- application material uploads mistake.
5. the method for insuring of attachment of property in litigation liability insurance as described in claim 1, which is characterized in that detect described in signature
After the step of signature command of electronic contract, further includes:
The electronic contract is encrypted using Encryption Algorithm, obtains the encrypted electronic contract, and will the electronics after encryption
Contract is stored into block chain.
6. the method for insuring of attachment of property in litigation liability insurance as described in claim 1, which is characterized in that receive the electronics
After the step of application material, further includes:
Order number corresponding with the attachment of property in litigation liability insurance is generated, and exports the order number, for the applicant
The application progress of the attachment of property in litigation liability insurance is checked according to the order number.
7. such as the method for insuring of attachment of property in litigation liability insurance as claimed in any one of claims 1 to 6, which is characterized in that described
After attachment of property in litigation liability insurance applicant, which successfully logs in, insures system, the electronics Shen for receiving applicant's submission is detected whether
Please material the step of before, further includes:
After detecting the logging request for system of insuring described in the login that the applicant triggers, determine that the logging request is corresponding
Login mode, and obtain corresponding with logging request log-on message；
If log-on message presupposed information corresponding with the login mode is identical, the logging request is executed, so that institute
State applicant successfully log in described in insure system.
8. the method for insuring of attachment of property in litigation liability insurance as claimed in claim 7, which is characterized in that described to detect institute
After the logging request for system of insuring described in the login for stating applicant's triggering, the corresponding login mode of the logging request is determined, and
After the step of obtaining log-on message corresponding with the logging request, further includes:
If log-on message presupposed information corresponding with the login mode is not identical, detection is applied described in preset duration
The number of requests of people's triggering logging request；
If the number of requests is greater than preset quantity, forbid executing the logging request.
9. a kind of equipment of insuring of attachment of property in litigation liability insurance, which is characterized in that the throwing of the attachment of property in litigation liability insurance
Protecting equipment includes that the choses in action that can run on the memory and on the processor of memory, processor and being stored in is protected
The program of insuring of full liability insurance, is realized when the program of insuring of the attachment of property in litigation liability insurance is executed by the processor as weighed
Benefit require any one of 1 to 8 described in attachment of property in litigation liability insurance insure method the step of.
10. a kind of computer readable storage medium, which is characterized in that be stored with lawsuit wealth on the computer readable storage medium
The program of insuring for saving liability insurance from damage is produced, is realized when the program of insuring of the attachment of property in litigation liability insurance is executed by processor as weighed
Benefit require any one of 1 to 8 described in attachment of property in litigation liability insurance insure method the step of.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910030854.7A CN109767193A (en) | 2019-01-11 | 2019-01-11 | Method of insuring, equipment and the readable storage medium storing program for executing of attachment of property in litigation liability insurance |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910030854.7A CN109767193A (en) | 2019-01-11 | 2019-01-11 | Method of insuring, equipment and the readable storage medium storing program for executing of attachment of property in litigation liability insurance |
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| Publication Number | Publication Date |
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| CN109767193A true CN109767193A (en) | 2019-05-17 |
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ID=66452911
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910030854.7A Pending CN109767193A (en) | 2019-01-11 | 2019-01-11 | Method of insuring, equipment and the readable storage medium storing program for executing of attachment of property in litigation liability insurance |
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| CN110688668A (en) * | 2019-09-02 | 2020-01-14 | 平安普惠企业管理有限公司 | Electronic contract storage method and device and electronic equipment |
| CN110782227A (en) * | 2019-10-24 | 2020-02-11 | 泰康保险集团股份有限公司 | Insurance process management method and device, electronic equipment and storage medium |
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Application publication date: 20190517 |