CN111768295A

CN111768295A - Data processing method, system, electronic device and storage medium

Info

Publication number: CN111768295A
Application number: CN202010608379.XA
Authority: CN
Inventors: 陈龙
Original assignee: Beijing Tongbang Zhuoyi Technology Co ltd
Current assignee: Beijing Tongbang Zhuoyi Technology Co ltd
Priority date: 2020-06-30
Filing date: 2020-06-30
Publication date: 2020-10-13

Abstract

According to the data processing method, the data processing system, the electronic device and the storage medium, the data processing method is suitable for the data processing system, and the data processing system comprises a front-end service interface and a business processing module; the front-end service interface receives a processing request of service data sent by a user and forwards the processing request of the service data to the service processing module; the service processing module calls corresponding service processing logic from preset multi-type service processing logic to process the service data in the processing request according to the processing request of the service data, and sends the processing result of the service data to the preposed service interface; the preposed service interface sends the processing result of the service data to the user, thereby providing a platform for the user including a financial institution to develop the online loan service, and facilitating the user to process the online loan service data and maintain the whole circulation of the service data.

Description

Data processing method, system, electronic device and storage medium

Technical Field

The present application relates to the field of data processing, and in particular, to a data processing method, system, electronic device, and storage medium.

Background

The loan service is an important service composition in the financial industry, and with the development of the internet technology, the loan service by adopting an online service mode becomes a development trend.

In the prior art, each business process of the loan service still needs to be realized offline, that is, a financial institution needs to perform business processing, accounting and the like of loan application in an offline manner. Obviously, this would be very detrimental to the development of loan services.

Disclosure of Invention

Aiming at the scheme that in the prior art, each service flow of the loan service is still realized in an offline mode, the embodiment of the application provides a data processing method, a system, electronic equipment and a storage medium, so as to provide a realization platform and a corresponding realization method for the financial institution to carry out online loan service.

In a first aspect, an embodiment of the present application provides a data processing system, including: the system comprises a preposed service interface and a business processing module;

the front-end service interface is used for receiving a processing request of service data sent by a user and forwarding the processing request of the service data to a service processing module;

the service processing module is used for calling corresponding service processing logic from preset multi-type service processing logic to process the service data in the processing request according to the processing request of the service data and sending the processing result of the service data to the preposed service interface; the service processing module is internally provided with a plurality of types of service processing logics;

and the preposed service interface is used for sending the processing result of the service data to a user.

Optionally, the service processing module includes a product information processing sub-module; the service processing logic comprises product information setting logic for setting product information of each service product in the service processing module; the data processing request comprises a product information processing request;

the product information processing submodule is used for calling the product information setting logic to set product information of corresponding products prestored in the service processing module according to the product information processing request.

Optionally, the service processing module further includes: a limit processing submodule;

the business processing logic comprises a product line configuration logic for configuring the product line of each business product in the business processing module; the data processing request comprises a product limit processing request;

the limit processing submodule is used for calling the product limit configuration logic to configure the product limit of the corresponding product prestored in the service processing module according to the product limit processing request.

Optionally, the service processing module further includes: a user configuration processing submodule;

the service processing logic comprises user information configuration logic for configuring user information of each user in the service processing module; the data processing request comprises a user configuration processing request;

the user configuration processing submodule is used for calling the user information configuration logic to configure the user information prestored in the service processing module according to the user configuration processing request.

Optionally, the service processing module further includes a process engine;

the business processing logic comprises flow parameter configuration logic for configuring flow parameters of each business flow in the business processing module; the data processing request comprises a flow parameter configuration processing request;

the process engine is used for calling the process parameter configuration logic to configure the process parameters of the corresponding service processes prestored in the service processing module according to the process parameter configuration processing request.

Optionally, the data processing system further includes an accounting processing module;

the preposed service interface is also used for receiving a processing request of the accounting data sent by a user and forwarding the processing request of the accounting data to an accounting processing module;

the accounting processing module is used for calling corresponding accounting processing logics from preset multiple types of accounting processing logics to process the accounting data in the processing requests according to the processing requests of the accounting data and sending the processing results of the accounting data to the preposed service interface; the accounting processing module is internally provided with a plurality of types of accounting processing logics;

and the preposed service interface sends the processing result of the financial data to a user.

Optionally, the accounting processing module includes: an account management submodule;

the accounting processing logic comprises account management logic for managing accounts of all users in the accounting processing module; the data processing request comprises an account management request;

and the account management submodule is used for calling the account management logic to manage the user account prestored in the accounting processing module according to the account management request.

Optionally, the accounting processing module includes: a fund management submodule;

the accounting processing logic comprises fund management logic for performing account checking management and settlement management on fund information in the account processing module; the data processing request comprises a fund management request;

and the fund management submodule is used for calling the fund management logic to manage fund information prestored in the financial processing module according to the fund management request.

Optionally, the accounting processing module includes: an accounting engine;

the accounting processing logic comprises accounting business processing logic for accounting business processing; the data processing request comprises an accounting processing request;

and the accounting engine is used for calling the accounting business processing logic to perform accounting of the accounting data according to the accounting processing request.

Optionally, the data processing system further includes an operation and maintenance module;

the processing system further comprises:

the preposed service interface receives an operation and maintenance request sent by a user and forwards the operation and maintenance request to the operation and maintenance module;

and the operation and maintenance module carries out operation and maintenance management on the service processing logic in the service processing module according to the operation and maintenance request and returns a management result of the service processing logic to a user through the preposed service interface.

In a second aspect, an embodiment of the present application provides a data processing method, where the data processing method is applied to the data processing system according to any one of the first aspect;

the processing method comprises the following steps:

receiving a service data processing request sent by a user;

calling corresponding service processing logic from preset various service processing logic to process the service data in the processing request according to the processing request of the service data;

and sending the processing result of the service data to the user.

Optionally, the service processing logic includes a product information setting logic that sets product information for each service product; the data processing request comprises a product information processing request;

correspondingly, the invoking a corresponding service processing logic from preset multiple types of service processing logic according to the service data processing request to process the service data in the processing request includes:

and calling the product information setting logic to set the prestored product information of the corresponding product according to the product information processing request.

Optionally, the service processing logic includes a product amount configuration logic configured for a product amount of each service product; the data processing request comprises a product limit processing request;

and calling the product limit configuration logic to configure the prestored product limit of the corresponding product according to the product limit processing request.

Optionally, the service processing logic includes a user information configuration logic configured to configure user information for each user; the data processing request comprises a user configuration processing request;

and calling the user information configuration logic to configure the pre-stored user information according to the user configuration processing request.

Optionally, the service processing logic includes a flow parameter configuration logic configured to perform flow parameter configuration on each service flow; the data processing request comprises a flow parameter configuration processing request;

and calling the flow parameter configuration logic to configure the prestored flow parameters of the corresponding business flow according to the flow parameter configuration processing request.

Optionally, the method further includes:

receiving a processing request of accounting data sent by a user;

calling corresponding accounting processing logic from preset various types of accounting processing logic to process the accounting data in the processing request according to the processing request of the accounting data;

and sending the processing result of the accounting data to the user.

Optionally, the accounting processing logic includes account management logic that manages accounts of the users; the data processing request comprises an account management request;

correspondingly, according to the processing request of the accounting data, calling corresponding accounting processing logic from preset multiple types of accounting processing logic to process the accounting data in the processing request, including:

and calling the account management logic to manage the pre-stored user account according to the account management request.

Optionally, the accounting processing logic includes a fund management logic for performing account checking management and settlement management on fund information in the account processing module; the data processing request comprises a fund management request;

correspondingly, the step of calling corresponding accounting processing logic from preset multiple types of accounting processing logic to process the accounting data in the processing request according to the processing request of the accounting data includes:

and calling the fund management logic to manage the pre-stored fund information according to the fund management request.

Optionally, the accounting processing logic includes an accounting business processing logic for accounting business processing; the data processing request comprises an accounting processing request;

and calling the accounting business processing logic to perform accounting of the accounting data according to the accounting processing request.

Optionally, the method further includes:

receiving an operation and maintenance request sent by a user;

and carrying out operation and maintenance management on the service processing logic according to the operation and maintenance request, and returning a management result of the service processing logic to the user.

In a third aspect, the present application provides an electronic device, comprising: at least one processor and memory;

the memory stores computer-executable instructions;

the at least one processor executes computer-executable instructions stored by the memory, causing the at least one processor to perform the data processing method of the second aspect.

In a fourth aspect, the present application provides a computer-readable storage medium having stored therein computer-executable instructions that, when executed by a processor, implement the data processing method according to the second aspect.

The data processing method, the data processing system, the electronic device and the storage medium provided by the embodiment of the application are characterized in that the data processing method is suitable for a data processing system, and the data processing system comprises a preposed service interface and a business processing module; the method comprises the steps that a preposed service interface receives a processing request of service data sent by a user and forwards the processing request of the service data to a service processing module; the service processing module calls corresponding service processing logic from preset multi-type service processing logic to process the service data in the processing request according to the processing request of the service data, and sends the processing result of the service data to the preposed service interface; the service processing module is internally provided with a plurality of types of service processing logics; the front-end service interface sends the processing result of the service data to the user, so that a platform for developing online loan service is provided for the user including a financial institution, the online loan service data processing and the online loan service data maintenance are convenient to automatically convert, the processing efficiency and the maintenance efficiency of the service data are effectively improved, and the labor cost is also saved.

Drawings

The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the present application and together with the description, serve to explain the principles of the application.

FIG. 1 is a schematic diagram of a network architecture upon which the present disclosure is based;

fig. 2 is a schematic structural diagram of a data processing system according to an embodiment of the present application;

FIG. 3 is a block diagram of another data processing system according to an embodiment of the present application;

FIG. 4 is a block diagram of yet another data processing system according to an embodiment of the present application;

FIG. 5 is a schematic flow chart diagram of a data processing method provided herein;

FIG. 6 is a schematic flow chart of another data processing method provided herein;

FIG. 7 is a schematic flow chart diagram illustrating another data processing method provided herein;

fig. 8 is a schematic structural diagram of an electronic device according to an embodiment of the present application.

With the above figures, there are shown specific embodiments of the present application, which will be described in more detail below. These drawings and written description are not intended to limit the scope of the inventive concepts in any manner, but rather to illustrate the inventive concepts to those skilled in the art by reference to specific embodiments.

Detailed Description

Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, like numbers in different drawings represent the same or similar elements unless otherwise indicated. The embodiments described in the following exemplary embodiments do not represent all embodiments consistent with the present application. Rather, they are merely examples of systems and methods consistent with certain aspects of the present application, as detailed in the appended claims.

Referring to fig. 1, fig. 1 is a schematic diagram of a network architecture based on the present application, and the network architecture shown in fig. 1 may specifically include a terminal 1 and a server 2.

The terminal 1 may specifically be a hardware device including a user mobile phone, a desktop computer, an intelligent home device, a tablet computer, and the like, and the terminal 1 is loaded with a client. The terminal 1 may be a transaction part of an external institution interfacing with the financial institution, or the financial institution itself, or a friend cooperating with the financial institution, based on the role of the user using the terminal 1.

The server 2 may be hardware carrying a data processing system, and may be configured in a cloud server and interact with the terminal 1 through a network. The data processing system in the server 2 may specifically provide the foregoing data processing operation interface on the client of the terminal 1, so that the user may initiate various processing requests based on the data processing operation interface to implement corresponding service processing functions.

Example one

Fig. 2 is a schematic structural diagram of a data processing system according to an embodiment of the present application, and as shown in fig. 2, the data processing system includes: a front-end service interface 10 and a business processing module 20;

the pre-service interface 10 is configured to receive a service data processing request sent by a user, and forward the service data processing request to a service processing module 20;

the service processing module 20 is configured to invoke corresponding service processing logic from preset multiple types of service processing logic according to a service data processing request to process the service data in the processing request, and send a processing result of the service data to the front-end service interface 10; wherein, a plurality of types of service processing logics are set in the service processing module 20.

The front-end service interface 10 is configured to send the processing result of the service data to a user.

That is, the client of each terminal can be connected with the front service interface 10 of different types of interfaces to realize data interaction of different service data or data not processing a request.

For example, when a processing request for service data processing such as credit granting, loan and query initiated by a client is received through a service interface in the front-end service interface 10, the processing request may be forwarded to a corresponding service processing logic of the service processing module 20, so that the service processing module 20 implements data processing such as credit granting, loan and query with the client, and returns a processing result to the client through the service interface;

when a processing request of business data such as payment, repayment, batch deduction and the like initiated by a client is received through a transaction interface in the front service interface 10, the front service interface 10 may forward the processing request to a corresponding business processing logic in the business processing module 20, so that the business processing module 20 realizes data processing such as payment, batch deduction and the like with the client, and returns a processing result to the client through the transaction interface.

When a business processing request for posting and reconciliation is received through the accounting processing interface in the pre-service interface 10, it may forward the processing request to the corresponding business processing logic of the business processing module 20, so that the business processing module 20 implements data processing such as posting and reconciliation with the client, and returns the processing result to the client through the accounting processing interface.

When receiving a service processing request for credit investigation data query and credit information data query through a data query interface in the front service interface 10, it may forward the processing request to a corresponding service processing logic of the service processing module 20, so that the service processing module 20 implements data processing such as the service processing request for credit investigation data query and credit information data query with the client, and returns the processing result to the client through the data query interface.

Of course, the front-end service interface 10 may also be provided with a process combination processing interface for performing effective configuration or process operation and maintenance on each service processing parameter in the service processing module 20, so as to facilitate the financial institution to maintain each service or service process or processing process in the service processing module 20.

The processing of each service data will be described separately below:

in an optional embodiment, the service processing module 20 includes a product information processing sub-module; the service processing logic includes a product information setting logic for setting product information of each service product in the service processing module 20; the data processing request comprises a product information processing request;

the product information processing sub-module is configured to invoke the product information setting logic to set product information of a corresponding product pre-stored in the service processing module 20 according to the product information processing request.

Specifically, the service processing module 20 includes a product information processing sub-module, a product information setting logic for setting product information of each service product is set in the product information processing sub-module, and a user can forward a product information processing request to the product information processing sub-module through the front-end service interface 10, so that the product information processing sub-module calls the product information setting therein to set product information of each product running in the service processing module 20, for example, setting product parameters of the product, definitions of the product, and the like.

In an optional embodiment, the service processing module 20 further includes: a limit processing submodule;

the service processing logic includes a product line configuration logic for performing product line configuration on each service product in the service processing module 20; the data processing request comprises a product limit processing request;

the limit processing sub-module is used for calling the product limit configuration logic to configure the product limit of the corresponding product prestored in the service processing module 20 according to the product limit processing request.

Specifically, a product limit configuration logic for configuring the product limit of each service product is set in the limit processing sub-module, and a user can forward a product limit processing request to the limit processing sub-module through the front-end service interface 10, so that the limit processing sub-module invokes the product limit configuration logic therein to configure the limit information of each product running in the service processing module, for example, setting the limit classification, the limit monitoring, the limit generation, the limit query and the like of the product.

In an optional embodiment, the service processing module 20 further includes: a user configuration processing submodule;

the service processing logic includes user information configuration logic for configuring user information for each user in the service processing module 20; the data processing request comprises a user configuration processing request;

the user configuration processing sub-module is configured to invoke the user information configuration logic to configure the user information pre-stored in the service processing module 20 according to the user configuration processing request.

Specifically, the user configuration processing sub-module is provided with a user information configuration logic for configuring user information of each user in the service processing module, and the user can forward a user configuration processing request to the user configuration processing sub-module through the pre-service interface 10, so that the user configuration processing sub-module calls the user information configuration logic therein to configure the user information prestored in the service processing module: the method comprises the steps of configuring information of a partner, such as management and maintenance of basic information of the partner, including uploading of a related image file of the partner, uploading of a protocol of the partner and maintenance of information of a related account of the protocol; the method also comprises the information configuration of a client side, such as the inquiry of basic information, credit information, borrowing information, repayment plan, repayment information, image information and the like of the client, the full-view inquiry of the client network credit service and the black/white/gray list import management are supported, the list verification is carried out during the incoming of the piece, and the like.

In an optional embodiment, the business processing module 20 further includes a process engine;

the service processing logic includes a flow parameter configuration logic for configuring flow parameters of each service flow in the service processing module 20; the data processing request comprises a flow parameter configuration processing request;

the process engine is configured to invoke the process parameter configuration logic to configure the process parameters of the corresponding service processes prestored in the service processing module 20 according to the process parameter configuration processing request.

Specifically, the flow engine is provided with a flow parameter configuration logic configured to configure a flow parameter of each service flow in the service processing module 20, and the user can send a flow parameter configuration processing request to the flow engine through the pre-service interface 10, so that the flow engine invokes the flow parameter configuration logic therein to configure the flow parameter of each service flow in the service processing module 20. Specifically, it may include credit approval, repayment management, exhibition management, pre-credit, loan management, and verification and sale management.

Through the sub-modules, the service processing module 20 can respectively process different types of processing requests of different types of service data initiated by different users, so as to process information of each service process, each service product and the like in the service processing module 20.

On the basis of the foregoing embodiments, fig. 3 is a schematic structural diagram of another data processing system provided in the embodiments of the present application, and as shown in fig. 3, the data processing system further includes an accounting processing module 30;

the pre-service interface 10 is further configured to receive a processing request of the accounting data sent by a user, and forward the processing request of the accounting data to the accounting processing module 30;

the accounting processing module 30 is configured to, according to a processing request of accounting data, invoke corresponding accounting processing logic from preset multiple types of accounting processing logic to process the accounting data in the processing request, and send a processing result of the accounting data to the pre-service interface 10; wherein, a plurality of types of accounting processing logic are set in the accounting processing module 30;

the front end service interface 10 transmits the processing result of the accounting data to the user.

It can be known that, the pre-service interface 10 may specifically receive a request for processing the accounting data sent by the user, and forward the request for processing the accounting data to the accounting processing module 30. In the embodiment of the present application, the processing request of the accounting data forwarded to the accounting processing module 30 should include a request related to accounting processing in the network credit-based business data and a request for configuring a processing flow of each accounting information in the business processing module 20. The accounting processing logic comprises account management logic for managing the accounts of all users in the accounting processing module; the data processing request comprises an account management request.

In an optional embodiment, the accounting processing module 30 includes: an account management submodule;

the accounting processing logic includes account management logic that manages accounts for each user in the accounting processing module 30; the data processing request comprises an account management request;

the account management submodule is configured to invoke the account management logic to manage the user account pre-stored in the accounting processing module 30 according to the account management request.

Specifically, the account management submodule is provided with an account management logic for managing the accounts of the users in the account processing module 30, and the user can forward an account management request to the account management submodule through the pre-service interface 10, so that the user configuration processing submodule calls the account management logic therein to manage the user accounts prestored in the account processing module 30: the method specifically includes management of information management of the account, accounting flow inquiry of the account, accounting voucher management of the account, individual account and joint account of the account, and the like.

In an optional embodiment, the accounting processing module 30 includes: a fund management submodule;

the accounting processing logic comprises fund management logic for performing account checking management and settlement management on fund information in the account processing module 30; the data processing request comprises a fund management request;

the fund management submodule is configured to invoke the fund management logic to manage fund information pre-stored in the accounting processing module 30 according to the fund management request.

Specifically, a fund management logic for performing reconciliation management and settlement management on fund information is arranged in the fund management submodule, and a user can forward a fund management request to the fund management submodule through the front-end service interface 10, so that the fund management submodule calls the fund management logic to manage the fund information prestored in the accounting processing module 30: the method specifically comprises account checking management, fund adjustment management and settlement management of funds.

In an optional embodiment, the accounting processing module 30 includes: an accounting engine;

Specifically, an accounting business processing logic for accounting business processing is set in the accounting engine, and a user can forward an accounting processing request to the accounting engine through the pre-service interface 10, so that the accounting engine calls the accounting business processing logic to perform accounting of the accounting data: the method specifically comprises the steps of recording running water, historical balance, total score checking, daily accounting, subject summary and household balance.

On the basis of the foregoing embodiments, fig. 4 is a schematic structural diagram of another data processing system provided in the embodiments of the present application, and as shown in fig. 4, the data processing system further includes an operation and maintenance module 40;

the pre-service interface 10 receives an operation and maintenance request sent by a user, and forwards the operation and maintenance request to the operation and maintenance module 40;

the operation and maintenance module 40 performs operation and maintenance management on the service processing logic in the service processing module 20 according to the operation and maintenance request, and returns a management result of the service processing logic to the user through the front service interface 10.

In particular, operation and maintenance management relates to multiple aspects, such as platform operation and maintenance, database operation and maintenance, service management and control, rule operation and maintenance in an engine, task scheduling, service monitoring and the like. Based on different operation and maintenance requests, the operation and maintenance module 40 can perform arrangement on the operations including service access, service management, process approval, authority management and process; the method comprises the steps of managing the creation, editing, inquiry and deletion of services, managing the creation, editing, inquiry and deletion of processes, managing inquiry of process examples and node templates, carrying out approval management on created and modified processes, carrying out authority management on auditors and process authorities, carrying out arrangement management on processes including credit granting, loan and quota allocation, and the like.

The data processing system provided by the embodiment of the application comprises a preposed service interface and a business processing module; the method comprises the steps that a preposed service interface receives a processing request of service data sent by a user and forwards the processing request of the service data to a service processing module; the service processing module calls corresponding service processing logic from preset multi-type service processing logic to process the service data in the processing request according to the processing request of the service data, and sends the processing result of the service data to the preposed service interface; the service processing module is internally provided with a plurality of types of service processing logics; the prepositive service interface sends the processing result of the service data to the user, thereby providing a platform for developing online loan service for the user including a financial institution, and facilitating the processing of the online loan service data and the maintenance of the whole circulation of the service data.

Example two

Corresponding to the data processing system of the above embodiment, fig. 5 is a schematic flow chart of a data processing method provided in the present application, as shown in fig. 5, the method includes:

step 101, receiving a service data processing request sent by a user.

Step 102, according to a processing request of service data, calling corresponding service processing logic from preset multiple types of service processing logic to process the service data in the processing request.

And step 103, sending the processing result of the service data to the user.

It should be noted that the execution subject of the data processing method provided by the present application is the data processing system shown in fig. 2, which can be specifically disposed in the electronic device on which the aforementioned server is based.

Specifically, in the data processing method provided by the present application, a user can obtain a communication connection with the data processing system provided by the present application through a client in a user side to obtain a service data processing interface. In the service data processing interface, a user can process various service data according to the requirements of the user.

The data processing system may be specifically connected to the client of each terminal, receive a processing request of service data of the client, call corresponding service processing logic from multiple preset service processing logics to process the service data in the processing request according to a data type of the received service data or a processing content of the processing request, and generate a corresponding processing result, and finally, the data processing system may send the processing result of the service data to a user through the front-end service interface 10, so that the user can obtain the processing result.

In combination with the system architecture, the front-end service interface of the data processing system may employ different types of interfaces to interface different types of processing requests or different types of business data, and may include a business interface, a business transaction interface, an accounting processing interface, a data query interface, a process combination processing interface, and the like.

That is to say, the client of each terminal may be connected to the pre-service interfaces of different types of interfaces to implement data interaction of different service data or unavailable processing requests, for example, when receiving a processing request initiated by the client for processing service data such as credit granting, loan and query, it may invoke the service processing logic of corresponding credit granting, loan and query to implement data processing such as credit granting, loan and query with the client, and return the processing result to the client;

when receiving a processing request of business data such as paying, repayment, batch deduction and the like initiated by a client, calling corresponding business processing logic of paying, repayment and batch deduction to realize data processing such as paying, repayment and batch deduction with the client, and returning a processing result to the client.

And when receiving a business processing request for posting and reconciliation, calling corresponding business processing logic for posting and reconciliation to realize data processing such as posting, reconciliation and the like with the client, and returning a processing result to the client.

When receiving service processing requests for credit investigation data query and credit information data query, calling corresponding service processing logic of credit investigation data query and credit information data query to realize data processing such as the service processing requests of credit investigation data query and credit information data query between the client and the client, and returning processing results to the client.

The processing of each service data will be described separately below:

in an optional embodiment, the service processing logic includes a product information setting logic that sets product information for each service product in the service processing module; the data processing request comprises a product information processing request;

step 102 may specifically be to invoke the product information setting logic to set the product information of the corresponding product according to the product information processing request.

And setting the product information of each product operated in the service processing module by calling the product information setting logic, such as setting the product parameters of the product, the definition of the product and the like.

In an optional embodiment, the service processing logic includes a product amount configuration logic configured for a product amount for each service product in the service processing module; the data processing request comprises a product limit processing request;

step 102 may specifically be to invoke the product limit configuration logic to configure the pre-stored product limit of the corresponding product according to the product limit processing request.

By calling the product limit configuration logic, limit information of each product running in the service processing module can be configured, such as setting limit classification, limit monitoring, limit generation, limit query and the like of the product.

In an optional embodiment, the service processing logic includes a user information configuration logic configured by user information performed by each user; the data processing request comprises a product limit processing request;

step 102 may specifically be to invoke the user information configuration logic to configure the pre-stored user information according to the user configuration processing request.

Configuring the user information prestored in the service processing module by calling user information configuration logic: the method comprises the steps of configuring information of a partner, such as management and maintenance of basic information of the partner, including uploading of a related image file of the partner, uploading of a protocol of the partner and maintenance of information of a related account of the protocol; the method also comprises the information configuration of a client side, such as the inquiry of basic information, credit information, borrowing information, repayment plan, repayment information, image information and the like of the client, the full-view inquiry of the client network credit service and the black/white/gray list import management are supported, the list verification is carried out during the incoming of the piece, and the like.

In an optional embodiment, the service processing logic includes a flow parameter configuration logic configured to configure a flow parameter for each service flow in the service processing module; the data processing request comprises a flow parameter configuration processing request;

step 102 may specifically be to invoke the flow parameter configuration logic to configure the pre-stored flow parameters of the corresponding service flows according to the flow parameter configuration processing request.

And configuring the process parameters of each service process in the service processing module by calling the process parameter configuration logic. Specifically, it may include credit approval, repayment management, exhibition management, pre-credit, loan management, and verification and sale management.

Through the above processing flows, the service processing system can respectively process different types of processing requests from different types of service data initiated by different users.

In other optional embodiments, the business processing system can further process data related to the accounting, fig. 3 is a schematic flow chart of another data processing method provided in the present application, and on the basis of the flow chart of the method shown in fig. 2, the data processing method further includes:

step 201, receiving a processing request of financial data sent by a user;

step 202, according to a processing request of accounting data, calling corresponding accounting processing logic from preset multiple types of accounting processing logic to process the accounting data in the processing request;

and step 203, sending the processing result of the accounting data to the user.

The data processing system can also receive a processing request of the accounting data sent by the user, wherein the processing request of the accounting data comprises a request related to accounting processing in the network credit-based business data and a request for configuring a processing flow of each accounting information in the business processing module.

Specifically, the accounting processing logic comprises account management logic for managing accounts of users in the accounting processing module; the data processing request comprises an account management request;

correspondingly, step 202 includes invoking the account management logic to manage the pre-stored user account according to the account management request.

Managing a user account prestored in the accounting processing module by calling account management logic: the method specifically includes management of information management of the account, accounting flow inquiry of the account, accounting voucher management of the account, individual account and joint account of the account, and the like.

In other optional embodiments, the accounting processing logic comprises fund management logic for performing account checking management and settlement management on fund information in the accounting processing module; the data processing request comprises a fund management request;

correspondingly, step 202 specifically includes invoking the fund management logic to manage the pre-stored fund information according to the fund management request.

Managing fund information pre-stored in the accounting processing module by invoking the fund management logic: the method specifically comprises account checking management, fund adjustment management and settlement management of funds.

In other optional embodiments, the accounting processing logic comprises accounting business processing logic to account business processing; the data processing request comprises an accounting processing request;

correspondingly, step 202 includes invoking the accounting business processing logic to perform accounting of the accounting data according to the accounting processing request.

And the accounting of the service data is realized by calling the accounting service processing logic: the method specifically comprises the steps of recording running water, historical balance, total score checking, daily accounting, subject summary and household balance.

Fig. 4 is a schematic flow chart of another data processing method provided in the present application, and based on the method flow shown in fig. 2 or fig. 3, the data processing method further includes:

step 301, receiving an operation and maintenance request sent by a user;

and 302, performing operation and maintenance management on the service processing logic according to the operation and maintenance request, and returning a management result of the service processing logic to the user.

In particular, operation and maintenance management relates to multiple aspects, such as platform operation and maintenance, database operation and maintenance, service management and control, rule operation and maintenance in an engine, task scheduling, service monitoring and the like. Based on different operation and maintenance requests, the operation and maintenance module can arrange the operations including service access, service management, process approval, authority management and process; the method comprises the steps of managing the creation, editing, inquiry and deletion of services, managing the creation, editing, inquiry and deletion of processes, managing inquiry of process examples and node templates, carrying out approval management on created and modified processes, carrying out authority management on auditors and process authorities, carrying out arrangement management on processes including credit granting, loan and quota allocation, and the like.

According to the data processing method provided by the embodiment of the application, the service data in the processing request is processed by receiving the processing request of the service data sent by the user, calling the corresponding service processing logic from the preset various service processing logics according to the processing request of the service data, and sending the processing result of the service data to the user, so that a platform which can be used for developing the online loan service is provided for the user including a financial institution, and the online loan service data processing method is convenient for the user to process the online loan service data and maintain the whole circulation of the service data.

EXAMPLE III

Fig. 8 is a schematic structural diagram of an electronic device according to an embodiment of the present invention, and as shown in fig. 8, an electronic device 1400 according to an embodiment of the present invention includes: memory 1401, processor 1402, and computer programs.

Wherein the computer program is stored in the memory 1401 and configured to be executed by the processor 1402 to implement the data processing method provided by any one of the embodiments of the present invention. The related descriptions and effects corresponding to the steps in the drawings can be correspondingly understood, and redundant description is not repeated here.

In this embodiment, the memory 1401 and the processor 1402 are connected by a bus.

Example four

The embodiment of the invention provides a computer readable storage medium, wherein a computer program is stored on the computer readable storage medium, and the computer program is executed by a processor to realize the data processing method provided by any one embodiment of the invention.

In the embodiments provided in the present invention, it should be understood that the disclosed system and method can be implemented in other ways. For example, the above-described system embodiments are merely illustrative, and for example, a division of modules is merely a logical division, and an actual implementation may have another division, for example, multiple modules or components may be combined or integrated into another system, or some features may be omitted, or not implemented. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, systems or modules, and may be in an electrical, mechanical or other form.

Modules described as separate parts may or may not be physically separate, and parts displayed as modules may or may not be physical modules, may be located in one place, or may be distributed on a plurality of network modules. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment.

In addition, functional modules in the embodiments of the present invention may be integrated into one processing module, or each of the modules may exist alone physically, or two or more modules are integrated into one module. The integrated module can be realized in a hardware form, and can also be realized in a form of hardware and a software functional module.

Program code for implementing the methods of the present invention may be written in any combination of one or more programming languages. These program codes may be provided to a processor or controller of a general purpose computer, special purpose computer, or other programmable data processing system, such that the program codes, when executed by the processor or controller, cause the functions/acts specified in the flowchart and/or block diagram block or blocks to be performed. The program code may execute entirely on the machine, partly on the machine, as a stand-alone software package partly on the machine and partly on a remote machine or entirely on the remote machine or server.

In the context of the present invention, a machine-readable medium may be a tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, or device. The machine-readable medium may be a machine-readable signal medium or a machine-readable storage medium. A machine-readable medium may include, but is not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, or device, or any suitable combination of the foregoing. More specific examples of a machine-readable storage medium would include an electrical connection based on one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing.

Further, while operations are depicted in a particular order, this should be understood as requiring that such operations be performed in the particular order shown or in sequential order, or that all illustrated operations be performed, to achieve desirable results. Under certain circumstances, multitasking and parallel processing may be advantageous. Likewise, while several specific implementation details are included in the above discussion, these should not be construed as limitations on the scope of the disclosure. Certain features that are described in the context of separate embodiments can also be implemented in combination in a single implementation. Conversely, various features that are described in the context of a single implementation can also be implemented in multiple implementations separately or in any suitable subcombination.

Although the subject matter has been described in language specific to structural features and/or methodological acts, it is to be understood that the subject matter defined in the appended claims is not necessarily limited to the specific features or acts described above. Rather, the specific features and acts described above are disclosed as example forms of implementing the claims.

Claims

1. A data processing system, comprising: the system comprises a preposed service interface and a business processing module;

2. The data processing system of claim 1, wherein the business process module comprises a product information processing sub-module; the service processing logic comprises product information setting logic for setting product information of each service product in the service processing module; the data processing request comprises a product information processing request;

3. The data processing system of claim 1, wherein the traffic processing module further comprises: a limit processing submodule;

4. The data processing system of claim 1, wherein the traffic processing module further comprises: a user configuration processing submodule;

5. The data processing system of claim 1, wherein the business process module further comprises a process engine;

6. The data processing system of claim 1, further comprising an accounting processing module;

7. The data processing system of claim 6, wherein the accounting processing module comprises: an account management submodule;

8. The data processing system of claim 6, wherein the accounting processing module comprises: a fund management submodule;

9. The data processing system of claim 6, wherein the accounting processing module comprises: an accounting engine;

10. The data processing system of any of claims 1-9, further comprising an operation and maintenance module;

the processing system further comprises:

11. A data processing method, characterized in that the processing method is applied to a data processing system according to any one of claims 1 to 10;

the processing method comprises the following steps:

receiving a service data processing request sent by a user;

and sending the processing result of the service data to the user.

12. The data processing method of claim 11, wherein the business processing logic comprises product information setting logic that performs product information setting on each business product; the data processing request comprises a product information processing request;

13. The data processing method of claim 11, wherein the business processing logic comprises a credit configuration logic configured for credit for each business product; the data processing request comprises a product limit processing request;

14. The data processing method of claim 11, wherein the service processing logic comprises user information configuration logic for configuring user information for each user; the data processing request comprises a user configuration processing request;

15. The data processing method of claim 11, wherein the business processing logic comprises flow parameter configuration logic that configures flow parameters for each business flow; the data processing request comprises a flow parameter configuration processing request;

16. The data processing method of claim 11, further comprising:

receiving a processing request of accounting data sent by a user;

and sending the processing result of the accounting data to the user.

17. The data processing method of claim 16, wherein the accounting processing logic comprises account management logic that manages accounts for respective users; the data processing request comprises an account management request;

18. The data processing method of claim 16, wherein the accounting processing logic comprises fund management logic for performing account checking management and settlement management on fund information in an account processing module; the data processing request comprises a fund management request;

19. The data processing method of claim 16, wherein the accounting processing logic comprises accounting business processing logic for accounting business processing; the data processing request comprises an accounting processing request;

20. The data processing method according to any one of claims 11 to 19, further comprising:

receiving an operation and maintenance request sent by a user;

21. An electronic device, comprising: at least one processor and memory;

the memory stores computer-executable instructions;

execution of computer-executable instructions stored by the memory by the at least one processor causes the at least one processor to perform the data processing method of any of claims 11-20.

22. A computer-readable storage medium, having stored thereon computer-executable instructions, which, when executed by a processor, implement a data processing method according to any one of claims 11-20.