CN111709728A - Virtual resource splitting deduction replacing method and device, computer equipment and storage medium - Google Patents
Virtual resource splitting deduction replacing method and device, computer equipment and storage medium Download PDFInfo
- Publication number
- CN111709728A CN111709728A CN202010567896.7A CN202010567896A CN111709728A CN 111709728 A CN111709728 A CN 111709728A CN 202010567896 A CN202010567896 A CN 202010567896A CN 111709728 A CN111709728 A CN 111709728A
- Authority
- CN
- China
- Prior art keywords
- resource
- virtual resource
- virtual
- splitting
- provider
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims abstract description 57
- 230000004044 response Effects 0.000 claims abstract description 17
- 238000004590 computer program Methods 0.000 claims description 11
- 238000012545 processing Methods 0.000 claims description 7
- 238000004364 calculation method Methods 0.000 description 4
- 238000010586 diagram Methods 0.000 description 3
- 238000004458 analytical method Methods 0.000 description 2
- 238000004422 calculation algorithm Methods 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
- 230000006399 behavior Effects 0.000 description 1
- 238000004891 communication Methods 0.000 description 1
- 238000007728 cost analysis Methods 0.000 description 1
- 238000011161 development Methods 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 230000005611 electricity Effects 0.000 description 1
- -1 electricity Substances 0.000 description 1
- 238000001914 filtration Methods 0.000 description 1
- 238000007726 management method Methods 0.000 description 1
- 239000002184 metal Substances 0.000 description 1
- 238000004080 punching Methods 0.000 description 1
- 238000012797 qualification Methods 0.000 description 1
- 238000013468 resource allocation Methods 0.000 description 1
- XLYOFNOQVPJJNP-UHFFFAOYSA-N water Substances O XLYOFNOQVPJJNP-UHFFFAOYSA-N 0.000 description 1
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Computer Security & Cryptography (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The application provides a virtual resource splitting deduction method, a virtual resource splitting deduction device, computer equipment and a storage medium. The method comprises the following steps: receiving a virtual resource proportioning request initiated by a target user account aiming at a target virtual resource; responding to the virtual resource proportioning request, determining a resource provider identifier and resource returning time of the target virtual resource, and proportioning the target virtual resource to a target user account; when the resource returning time meets the resource returning condition, splitting the expense item of the target virtual resource according to preset resource item splitting strategy information corresponding to the resource provider identifier so as to generate a virtual resource withholding order with the resource provider identifier; and sending the information of the virtual resource withholding order to a resource provider account corresponding to the resource provider identification so that the resource provider account carries out virtual resource withholding according to the information of the virtual resource withholding order. By adopting the method, the user requirements can be met, the virtual resource deduction efficiency can be improved, and the response speed of the server can be improved.
Description
Technical Field
The present application relates to the field of network technologies, and in particular, to a virtual resource splitting deduction method, apparatus, computer device, and storage medium.
Background
With the rapid development of network technologies, virtual resource deduction methods have been widely applied to various payment scenarios, for example, virtual resources generated by daily expenses such as water, electricity, gas and the like can be paid by deduction methods, and for example, network virtual resources such as financial loan and the like can be exchanged by deduction methods.
However, the existing virtual resource deduction mode still maintains the configuration of executing deduction operation to the inherent bank, and the deduction mode generally adopts a single full deduction mode, which not only can not satisfy the business requirement between the assistance of multiple service providers, but also can have the condition of multiple deduction single errors.
Therefore, the existing virtual resource deduction mode has the problem of low virtual resource deduction efficiency.
Disclosure of Invention
Therefore, it is necessary to provide a virtual resource splitting and deduction method, an apparatus, a computer device, and a storage medium for solving the technical problem of low virtual resource deduction efficiency in the prior art.
In one aspect, the present application provides a virtual resource splitting deduction method, including:
receiving a virtual resource proportioning request initiated by a target user account aiming at a target virtual resource;
responding to the virtual resource proportioning request, determining a resource provider identifier and resource returning time of the target virtual resource, and proportioning the target virtual resource to the target user account;
when the resource returning time meets the resource returning condition, splitting the expense item of the target virtual resource according to preset resource item splitting strategy information corresponding to the resource provider identifier so as to generate a virtual resource withholding order with the resource provider identifier;
and sending the information of the virtual resource withholding order to a resource provider account corresponding to the resource provider identification so that the resource provider account carries out virtual resource withholding according to the information of the virtual resource withholding order.
In some embodiments of the present application, determining, in response to the virtual resource matching request, a resource provider identifier of the target virtual resource includes:
determining a resource return period number of the target virtual resource in response to the virtual resource proportioning request;
acquiring an optimal resource provider corresponding to the resource return period number; the preferred resource provider is determined according to the resource cost of the resource provider;
determining an identification of the preferred resource provider as the resource provider identification.
In some embodiments of the present application, after the determining, in response to the virtual resource matching request, a resource provider identifier and a resource returning time of the target virtual resource, and matching the target virtual resource to the target user account, the method further includes:
acquiring the current time of equipment;
matching the current time of the equipment with the resource returning time;
and if the current time of the equipment is matched with the resource returning time, judging that the resource returning time meets the resource returning condition.
In some embodiments of the present application, when the resource returning time meets a resource returning condition, splitting the expense item of the target virtual resource according to preset resource item splitting policy information corresponding to the resource provider identifier, so as to generate a virtual resource withholding order with the resource provider identifier, including:
when the resource returning time meets the resource returning condition, acquiring preset resource item splitting strategy information corresponding to the resource provider identification;
splitting the expense item of the target virtual resource based on the deduction expense item contained in the resource item splitting strategy information to obtain a splitting expense item associated with the resource provider identifier;
and generating a virtual resource withholding order according to the splitting expense item and the resource provider identification.
In some embodiments of the present application, the virtual resource withholding orders comprise at least two virtual resource withholding orders; the sending the information of the virtual resource withholding order to the account number of the resource provider corresponding to the identifier of the resource provider so as to enable the account number of the resource provider to carry out virtual resource withholding according to the information of the virtual resource withholding order includes:
determining resource provider identifications contained in the at least two virtual resource withholding orders respectively;
and respectively sending the information of the at least two virtual resource withholding orders to corresponding resource provider accounts based on the resource provider identifications so as to obtain virtual resource withholding results fed back by the resource provider accounts.
In some embodiments of the present application, after the sending the information of the virtual resource deduction order to the resource provider account corresponding to the resource provider identifier, so that the resource provider account performs virtual resource deduction according to the information of the virtual resource deduction order, the method further includes:
acquiring a virtual resource withholding result fed back by the account of the resource provider;
if the virtual resource deduction result is successful, matching the expense items with split expense items in the information of the virtual resource deduction order in sequence according to a preset expense item offset sequence;
and carrying out cancellation processing on the split expense items matched with the expense items.
In some embodiments of the present application, before the receiving a virtual resource matching request initiated by a target user account for a target virtual resource, the method further includes:
receiving a virtual resource ratio query request initiated by a target user account aiming at a target commodity;
responding to the virtual resource ratio query request, acquiring preset virtual resource ratio information corresponding to the target commodity, and acquiring target virtual resources and resource return period numbers in the virtual resource ratio query request; the virtual resource matching information comprises resource matching interest rate, expense items and expense item interest rate;
calculating the return amount of each period according to the resource ratio interest rate, the expense items, the expense item interest rate, the target virtual resource and the resource return period number;
and sending the return amount per period to the target user account to acquire a virtual resource proportioning request initiated by the target user account for the target virtual resource.
In another aspect, the present application provides a virtual resource splitting buckling apparatus, including:
the request receiving module is used for receiving a virtual resource proportioning request initiated by a target user account aiming at a target virtual resource;
the resource matching module is used for responding to the virtual resource matching request, determining the resource provider identification and the resource returning time of the target virtual resource, and matching the target virtual resource to the target user account;
the order generating module is used for splitting the expense item of the target virtual resource according to preset resource item splitting strategy information corresponding to the resource provider identifier when the resource returning time meets a resource returning condition so as to generate a virtual resource withholding order with the resource provider identifier;
and the order sending module is used for sending the information of the virtual resource withholding order to a resource provider account corresponding to the resource provider identifier so as to enable the resource provider account to carry out virtual resource withholding according to the information of the virtual resource withholding order.
In yet another aspect, the present application further provides a computer device, comprising:
one or more processors;
a memory; and
one or more applications, wherein the one or more applications are stored in the memory and configured to be executed by the processor to implement the virtual resource split surrogation method.
In still another aspect, the present application further provides a computer-readable storage medium, on which a computer program is stored, where the computer program is loaded by a processor to execute the steps in the virtual resource splitting and deduction method.
According to the method and the device, a virtual resource matching request initiated by a target user account aiming at a target virtual resource is received and responded, a resource provider identification and resource returning time of the target virtual resource can be determined, then when the resource returning time meets a resource returning condition, a fee item of the target virtual resource can be split according to preset resource item splitting strategy information corresponding to the resource provider identification, so that a virtual resource deduction order with the resource provider identification is generated, and finally information of the virtual resource deduction order is sent to the resource provider account to which the virtual resource deduction order belongs, so that the resource provider account can carry out virtual resource deduction according to the information of the virtual resource deduction order. By adopting the method, the expense items corresponding to the amount to be returned of the target virtual resource are specially split, so that each resource provider can pertinently withhold the amount of the expense items managed by the resource provider, and withholding errors are avoided.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
Fig. 1 is a schematic view of a scenario of a virtual resource splitting and withholding method in an embodiment of the present application;
FIG. 2 is a flowchart illustrating a virtual resource splitting and withholding method in an embodiment of the present application;
FIG. 3 is a flowchart illustrating the resource provider identification determination step in an embodiment of the present application;
FIG. 4 is a flowchart illustrating a resource return time matching step in an embodiment of the present application;
FIG. 5 is a flowchart illustrating steps of generating virtual resource withholding orders in the embodiment of the present application;
FIG. 6 is a flowchart illustrating a virtual resource withholding step in an embodiment of the present application;
FIG. 7 is a schematic flow chart of the reimbursement step of the split expense items in the embodiment of the present application;
FIG. 8 is a flowchart illustrating a virtual resource allocation query procedure in an embodiment of the present application;
fig. 9 is a schematic flowchart of a virtual resource splitting deduction method in an embodiment of the present application;
FIG. 10 is a schematic structural diagram of a virtual resource splitting fastening device in an embodiment of the present application;
fig. 11 is a schematic structural diagram of a computer device in an embodiment of the present application.
Detailed Description
The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
In this application, the word "for example" is used to mean "serving as an example, instance, or illustration". Any embodiment described herein as "for example" is not necessarily to be construed as preferred or advantageous over other embodiments. The following description is presented to enable any person skilled in the art to make and use the invention. In the following description, details are set forth for the purpose of explanation. It will be apparent to one of ordinary skill in the art that the present invention may be practiced without these specific details. In other instances, well-known structures and processes are not shown in detail to avoid obscuring the description of the invention with unnecessary detail. Thus, the present invention is not intended to be limited to the embodiments shown, but is to be accorded the widest scope consistent with the principles and features disclosed herein.
Embodiments of the present application provide a virtual resource splitting and withholding method, apparatus, computer device, and storage medium, which are described in detail below.
Referring to fig. 1, fig. 1 is a schematic view of a scenario of a virtual resource splitting and withholding method according to an embodiment of the present application, where the virtual resource splitting and withholding method can be applied to a virtual resource splitting and withholding system. The virtual resource splitting and deducting system comprises a user terminal 102 and a server 104, wherein the user terminal 102 can be a desktop terminal or a mobile terminal, and the mobile terminal can be at least one of a mobile phone, a tablet computer, a notebook computer and the like; the server 104 may be implemented as a stand-alone server or a server cluster composed of a plurality of servers; the user terminal 102 and the server 104 may establish a communication connection through a network such as a wide area network, a metropolitan area network, or a local area network.
As shown in FIG. 2, in one embodiment, a virtual resource split surrogating method is provided. The embodiment is mainly illustrated by applying the method to the server 104 in fig. 1. Referring to fig. 2, the virtual resource splitting and deduction method specifically includes the following steps:
s202, receiving a virtual resource proportioning request initiated by a target user account aiming at a target virtual resource.
The target user account may refer to a user account that is registered and logged in to a specific application running on the user terminal 102, and is intended to instruct the server 104 to respond to the current virtual resource allocation operation of the server through the specific application.
The virtual resource may refer to a network virtual resource, such as an advertisement, a red packet, virtual currency, and the like. It can be understood that, since the embodiments of the present application propose to proportion virtual resources, the target virtual resource may refer to a user-specified amount of virtual currency, such as funds.
Specifically, before the server 104 matches the target virtual resource for the target user account, it first needs to receive a virtual resource matching request sent by the target user account through the user terminal 102 (also referred to as a client), because the virtual resource matching request is for the target virtual resource, and the target virtual resource is submitted by the target user account through the user terminal 102, after receiving the virtual resource matching request for the target virtual resource, the server 104 may obtain various data obtained through trial calculation in an earlier stage according to the target virtual resource, such as a resource provider, a resource return period number, a return amount in each period, and the like of the target virtual resource, and further match the virtual resource for the target user account.
For example, a specific application program is run on the user terminal 102, the target user account may log in the specific application program, and submit a virtual resource matching request carrying the target virtual resource to the server 104 through the specific application program, and then the server 104 may execute subsequent virtual resource matching operations by using data carried in the virtual resource matching request, such as the target virtual resource, the target user account, and the like, after receiving the virtual resource matching request.
S204, responding to the virtual resource proportioning request, determining the resource provider identification and the resource returning time of the target virtual resource, and proportioning the target virtual resource to the target user account.
The resource provider may refer to a resource owner party that provides resources, for example, a party that has a virtual resource lending qualification, such as a bank, a credit cooperation, and the like, and can implement a virtual resource lending operation through a network; it may also refer to a party providing a virtual resource exchange service, such as a financial services enterprise, etc.
The resource provider identification may refer to a unique identification of each resource provider, i.e., a globally unique identity code, such as 006, 008, etc.
The resource returning time may be the returning time after the target virtual resource is lent by the target user account, and may also be referred to as "billing day", for example, 2, month and 1 day 2020. It should be noted that the "billing date" in the conventional virtual resource deduction mode is used to instruct the server 104 to send a message such as an email or a short message to the target user account, and then to wait for another designated "repayment date" and deduct the corresponding virtual resource; the "billing date" mentioned in the embodiment of the present application is actually equivalent to "repayment date" (also referred to as D date), and is used to instruct the server 104 to prompt the target user account to deposit the corresponding virtual resource for returning to the resource provider.
Specifically, after receiving the virtual resource proportioning request sent by the target user account through the user terminal 102, the server 104 may further obtain the resource provider identifier and the resource return time of the target virtual resource in response to the request. Since the target virtual resource should be provided by at least one resource provider, and each resource provider has its corresponding resource provider identifier, the manner of determining the resource provider identifier may be determined by analyzing the resource provider whose resource return period number supports the target virtual resource.
For example, the virtual resource matching request submitted by the target user account through the user terminal 102 is a resource matching request with a target virtual resource of "3 w" and a resource return period number of "3 days", and since the resource return period number is associated with a corresponding resource provider in advance and each resource provider is distinguished by a resource provider identifier, after the target user account submits "3 w" and selects "3 days", the server 104 may determine that the resource provider identifier corresponding to the target virtual resource is "006", which indicates that the resource provider represented by "006" may match the target user account with the required virtual resource of "3 w".
More specifically, since the resource returning time is used for triggering the resource returning operation, the resource returning time can be preset by the resource provider through the server 104 according to the business requirements, or can be submitted in real time by the target user account through the user terminal 102.
And S206, when the resource returning time meets the resource returning condition, splitting the expense item of the target virtual resource according to preset resource item splitting strategy information corresponding to the resource provider identifier so as to generate a virtual resource withholding order with the resource provider identifier.
The resource returning condition may be a time condition preset according to a service requirement, and is used to trigger the server 104 to perform a subsequent expense item splitting operation.
The resource item splitting policy information may be policy information preset by each resource provider according to service requirements and pre-stored in the virtual resource splitting deduction system database, where the policy information is used to record a fee item designated by the resource provider for deduction, for example, the resource provider a represented by the resource provider identifier 006, and the resource item splitting policy information includes principal, interest, service charge, and the like.
The expense item may refer to a balance component in the target virtual resource, such as principal, interest, service fee, penalty, management fee, etc., which the target user account needs to return.
The virtual resource withholding order may refer to a signing credential between the target user account and the resource provider account for the virtual resource withholding project.
Specifically, after responding to a virtual resource matching request initiated for a target virtual resource, and determining a resource provider identifier and resource returning time of the target virtual resource, when the resource returning time meets a resource returning condition, the server 104 may first query and acquire resource item splitting policy information preset corresponding to the resource provider identifier, and then perform customized splitting on a cost item currently included in the target virtual resource based on the cost item to be split and deducted recorded in the resource item splitting policy information, so as to generate a virtual resource deduction order having different resource provider identifiers, so as to prompt each resource provider to perform special deduction according to the virtual resource deduction order to which the resource provider belongs.
For example, the resource item splitting policy information corresponding to the resource provider identifier "006" records two cost items of "principal" and "interest" to be deducted, and the cost item of the target virtual resource "3 w" includes "principal", "interest" and "service fee", the server 104 may generate an order with the identifier "006", where the order includes only "principal" and "interest" and does not include "service fee". Thus, the resource provider identified as "006" can make a deduction for the expense items "principal" and "interest", and the expense item "service fee" does not need its deduction processing.
And S208, sending the information of the virtual resource withholding order to a resource provider account corresponding to the resource provider identifier, so that the resource provider account carries out virtual resource withholding according to the information of the virtual resource withholding order.
The resource provider account may refer to a software account that registers and logs in a specific application program run by the terminal, and intends to instruct the server 104 to manage the virtual resource through the specific application program.
Specifically, after generating the virtual resource deduction order, the server 104 may send information of the virtual resource deduction order to a resource provider account corresponding to the resource provider identifier, so that the resource provider account can perform virtual resource special deduction according to the expense items included in the virtual resource deduction order through another terminal. It can be understood that, if there are a plurality of virtual resource deduction orders, the server 104 may send different orders to different resource provider accounts, so that each resource provider account can deduct the required deduction fee, thereby achieving the purpose of fee-based deduction.
In this embodiment, by receiving and responding to a virtual resource matching request initiated by a target user account for a target virtual resource, a resource provider identifier of the target virtual resource and resource returning time can be determined, and when the resource returning time meets a resource returning condition, a fee item of the target virtual resource can be split according to resource item splitting policy information preset corresponding to the resource provider identifier to generate a virtual resource deduction order with the resource provider identifier, and finally, information of the virtual resource deduction order is sent to a resource provider account to which the virtual resource deduction order belongs, so that the resource provider account can carry out virtual resource deduction according to information of the virtual resource deduction order. By adopting the method, the expense items corresponding to the amount to be returned of the target virtual resource are specially split, so that each resource provider can pertinently withhold the amount of the expense items managed by the resource provider, and withholding errors are avoided.
As shown in fig. 3, in an embodiment, the step S204 specifically includes the following steps:
s302, responding to the virtual resource proportioning request, and determining the resource return period number of the target virtual resource;
s304, acquiring a preferred resource provider corresponding to the resource return period number; the preferred resource provider is determined according to the resource cost of the resource provider;
s306, determining the identifier of the preferred resource provider as the identifier of the resource provider.
The resource return period number may refer to the number of installments of resource return, for example, the resource return period number is 12, and the total number of resources is 24, then the resource 24 may be set to return in 12 installments, and the number of returned resources in each installment is 2.
The resource cost may refer to a resource consumed by the sponsor for supporting the commodity exchange, and the currency expression and the object of the resource consumed by the sponsor are called cost, and the resource cost may be represented by an actual cost value, such as 1, 2, 3, etc. (the value unit may be determined according to the actual application requirement), or may be represented by a range identifier, such as w, k, etc. (the identifier range may be determined according to the actual application requirement).
The preferred resource provider may refer to a preferred resource that is subjected to a priority algorithm for filtering recommendation, for example, the preferred resource provider may be a resource provider C among the resource provider a, the resource provider B, and the resource provider C, which is obtained through analysis of the recommendation algorithm.
Specifically, the manner of determining the identifier of the resource provider to which the target virtual resource belongs by the server 104 may be to first determine the resource return period number of the target virtual resource, and then obtain the preferred resource provider corresponding to the current resource return period number, where the preferred resource provider may be determined according to resource cost analysis preset by each resource provider, and after the preferred resource provider is determined, since each resource is derived from a provider, especially a dedicated identifier, it is determined that the identifier of the preferred resource provider is the identifier of the resource provider required in the subsequent analysis step.
More specifically, the server 104 may compare the resource cost of each resource provider according to the size of the cost value, and since the resource cost has an influence not only on the activity of the user requesting to release the resource, but also on the participation degree of a third-party platform that cooperates with the resource provider to support the commodity, the resource cost is considered as a determination basis in the embodiment of the present application, but it is not excluded that indexes other than the resource cost are applied to determine a preferred resource provider, such as indexes of credit values of the resource provider, historical behavior data, and the like in other embodiments. Therefore, other parameters can be used by those skilled in the art to determine the preferred resource provider, the determination manner of the preferred resource provider is not particularly limited in the present application, and the embodiment of the present application is only described in detail when the determination basis is the resource cost.
In this embodiment, the resource provider identifier of the target virtual resource is determined by obtaining the preferred resource provider corresponding to the resource return period number, which not only can meet the user requirement and improve the virtual resource deduction efficiency, but also can improve the response rate of the server.
As shown in fig. 4, in an embodiment, after step S204, the following steps are further specifically included:
s402, acquiring the current time of the equipment;
s404, matching the current time of the equipment with the resource returning time;
s406, if the current time of the equipment is matched with the resource returning time, judging that the resource returning time meets the resource returning condition.
The current device time may refer to a running time of the server 104 at the current time, for example, 10 hours, 34 minutes, 11 seconds at 3 months, 1 day, 2020.
Specifically, the setting of the resource returning condition may be set according to a service requirement, and in this embodiment, a matching result between the current time of the device and the resource returning time is mainly used as a determination criterion, so as to determine that the resource returning time meets the preset resource returning condition when the current time of the device is matched with the resource returning time. It is understood that in other embodiments, the current time of the device may not be utilized or not only utilized as the judgment basis, for example, whether the time difference meets the condition of the preset time interval may be further analyzed based on the difference between the current time of the device and the resource returning time. Therefore, the temperature of the molten metal is controlled,
for example, if only the current time of the device is set as the criterion for determining that the condition is satisfied and the resource return time is "3/1/10/00 min/00 sec" in 2020, it is determined that the resource return time satisfies the resource return condition when the current time of the device is also "3/1/10/00 min/00 sec in 2020".
In this embodiment, whether the resource returning time meets the resource returning condition is determined by matching the current time of the device with the resource returning time, so that not only can the user requirements be met and the virtual resource deduction efficiency be improved, but also the response rate of the server can be improved.
As shown in fig. 5, in an embodiment, the step S206 specifically includes the following steps:
s502, when the resource returning time meets the resource returning condition, acquiring the preset resource item splitting strategy information corresponding to the resource provider identification;
s504, splitting the expense item of the target virtual resource based on the deduction expense item contained in the resource item splitting strategy information to obtain a splitting expense item associated with the resource provider identifier;
s506, generating a virtual resource withholding order according to the splitting expense item and the resource provider identification.
The fee items for deduction may be fee items for which the deduction needs to be split, for example, "interest".
Splitting the expense items may refer to expense items that comply with the resource splitting policy after splitting, such as "interest".
Specifically, when the server 104 determines that the resource returning time meets the resource returning condition, the server 104 may further obtain resource item splitting policy information preset by the resource provider identifier, where the deductive item included in the policy information may be preset and stored by the resource provider through an account of the resource provider, after obtaining the deductive item included in the policy information, the server 104 may perform directional splitting from the cost items included in the target virtual resource to split the cost items required to be deducted by each resource provider, and the split cost items obtained after the splitting may be combined with the resource provider identifier to generate a virtual resource deduction order.
For example, when the resource returning time and the current time of the device are both "3, 1, 10, 00 min 00 sec" in 2020, the server 104 starts to acquire resource item splitting policy information preset corresponding to the resource provider identifier "006", and since the cost items included in the policy information are "principal" and "interest", and the cost items of the target virtual resource include "principal 1", "interest 1" and "service cost 1", the server 104 can split the set of cost items to obtain the splitting cost items "principal 1" and "interest 1" associated with the resource provider identifier "006", and the splitting cost items can generate a virtual resource deduction order in combination with the resource provider identifier "006".
In this embodiment, the expense items of the target virtual resource are split by reading the expense items included in the resource item splitting policy information, and the splitting expense items associated with the resource provider identifier are obtained and used for generating a virtual resource deduction order, so that not only can the user requirement be met, the virtual resource deduction efficiency be improved, but also the response rate of the server can be improved.
As shown in FIG. 6, in one embodiment, the virtual resource withholding orders include at least two virtual resource withholding orders; step S208 specifically includes the following steps:
s602, determining resource provider identifications contained in the at least two virtual resource withholding orders respectively;
and S604, respectively sending the information of the at least two virtual resource deduction orders to corresponding resource provider accounts based on the resource provider identifiers so as to obtain virtual resource deduction results fed back by the resource provider accounts.
Specifically, because the same target virtual resource may have multiple resource provider supports and the cost items required to be deducted by each resource provider are different, multiple virtual resource deduction orders belonging to different resource providers may also exist, and if two virtual resource deduction orders currently exist and both belong to different resource providers, the server 104 may send the orders to the account of each corresponding resource provider according to the identifier of the resource provider in each virtual resource deduction order, so that each account of the resource provider performs deduction processing for the special cost item, and further feeds back the deduction result for the server 104 to further execute subsequent tasks.
In the embodiment, the information of the virtual resource withholding order is sent by identifying the resource provider identifier, so that the user requirement can be met, the virtual resource withholding efficiency can be improved, and the response rate of the server can be improved.
As shown in fig. 7, in an embodiment, after the step S208, the following steps are further specifically included:
s702, acquiring a virtual resource withholding result fed back by the account of the resource provider;
s704, if the virtual resource deduction result is successful, matching the expense items with split expense items in the information of the virtual resource deduction order in sequence according to a preset expense item offset sequence;
s706, canceling the split expense items matched with the expense items.
Specifically, after the server 104 sends the information of the virtual resource deduction order, a virtual resource deduction result fed back by the account of the corresponding resource provider can be obtained, wherein if the virtual resource deduction result is successful in deduction, the expense items of the target virtual resource and the split expense items in the virtual resource deduction order can be sequentially matched according to a preset expense item deduction sequence, so that the split expense items matched with the expense items are subjected to deduction processing; if the virtual resource deduction result is deduction failure, a deduction failure prompt can be generated, and the deduction failure prompt can be sent to the target user account and/or the resource provider account to obtain a further solution until a virtual resource deduction result which is successful in deduction replacement is obtained.
More specifically, since the bank accounts deducted by the resource providers are different, for example, "principal" and "interest" are the fees of the resource provider a, and "service fee" is the fee of the resource provider B, the reimbursement sequence is "service fee", then "interest", and finally "principal", if no fee is specified for reimbursement, the resource provider a reimburses the "service fee", then "interest" and a part of the "principal", so that the "principal" that should be returned is not completed, and the "service fee" that should not be reimbursed by the resource provider a is reimbursed first.
The punching pin (disc returning) mode provided by the embodiment of the application is as follows: the preset charge item offset sequence is ' principal ' > ' interest ' > ' service charge ', and the split charge items in the virtual resource withholding order comprise ' principal ' and ' interest ', the principal ' needs to be offset firstly, and then ' interest ' needs to be offset.
In this embodiment, the expense items are broken down and cancelled by reading the expense item cancellation sequence, so that the user requirement can be met, the virtual resource deduction efficiency can be improved, and the response rate of the server can be increased.
As shown in fig. 8, in an embodiment, before step S202, the following steps are further specifically included:
s802, receiving a virtual resource ratio query request initiated by a target user account aiming at a target commodity;
s804, responding to the virtual resource ratio query request, acquiring preset virtual resource ratio information corresponding to the target commodity, and acquiring a target virtual resource and a resource return period number in the virtual resource ratio query request; the virtual resource matching information comprises resource matching interest rate, expense items and expense item interest rate;
s806, calculating the return amount of each period according to the resource ratio interest rate, the expense items, the expense item interest rate, the target virtual resource and the resource return period number;
and S808, sending the return amount per period to the target user account to obtain a virtual resource proportioning request initiated by the target user account for the target virtual resource.
The target commodity can be a network virtual commodity selected and submitted by a target user account.
The virtual resource matching information comprises resource matching interest rate, expense items and expense item interest rate; the resource matching interest rate refers to the proportion of interest amount to the amount within the borrowing period; the expense items may refer to virtual resource expense components (e.g., "bill insurance," "commission charge," "penalty," "administrative fee," and "service fee"), etc.); the rate of the charge items may be a ratio of a preset interest amount to the amount for each charge item.
The target resource return period number may refer to a target period number, such as 3, in the resource return period numbers currently submitted by the target user account.
The term "return amount per period" may refer to an average value obtained by equally dividing the total sum of the costs according to the number of the resource return periods, for example, the total sum of the costs is "300", the number of the resource return periods is "3", and the return amount per period is "100".
Specifically, before receiving a virtual resource matching request initiated by a target user account for a target virtual resource, the server 104 first receives a virtual resource matching query request sent by the target user account for a target commodity, the target commodity may be a network virtual commodity selected and submitted by a target user account, and since different target commodities are preset with virtual resource matching information, after receiving the virtual resource matching query request by the server 104, the resource allocation rate, the cost item and the cost item rate included in the virtual resource allocation information may be obtained in response to the request, simultaneously, the target virtual resources and the resource return period number in the virtual resource matching inquiry request sent by the target user account are obtained, further, the five items of data are used for calculating the amount of the return in each period, for example, the amount of the return in the period is calculated by an equal-amount and intrinsic-information calculation formula; the equivalent instinct calculation formula is: equal amount of principal interest, monthly repayment amount, is [ loan principal x monthly rate × (1+ monthly rate) ^ repayment month number ] ÷ [ (1+ monthly rate) ^ repayment month number-1 ].
More specifically, the calculated amount of the return per period is further fed back to the user terminal 102 used by the target user account by the server 104, and the user terminal 102 displays the amount for user query acquisition, so as to acquire a virtual resource matching request sent by the target user account through the user terminal 102 and aiming at the target virtual resource.
In the embodiment, the return amount of each period is calculated by reading the resource ratio interest rate, the expense items, the expense item interest rate, the target virtual resource and the resource return period number, so that the user submits the virtual resource ratio request based on the return amount of each period, the user requirement can be met, the virtual resource deduction efficiency can be improved, and the response rate of the server can be improved.
In one embodiment, in order to fully understand the virtual resource splitting and deduction scheme proposed in the present application, the following description will be made with reference to fig. 9. Fig. 9 is a schematic flow chart of a virtual resource splitting deduction method in the embodiment of the present application.
Specifically, the virtual resource splitting and deduction system may be a micro-service system, and the front-end system, the parameter system, the online system, the batch system and the task scheduling shown in the figure may all be an independent service item for executing different task operations. The method for executing virtual resource splitting and deduction based on each service project comprises the following steps:
firstly, a user can perform deposit trial calculation query through a front-end system, namely, the resource ratio interest rate, the expense items and the expense item interest rate are obtained through an RPC calling parameter system, the return amount of each period is calculated by combining the target virtual resource selected by the user and the resource return period number, the calculated return amount of each period is fed back to a user terminal used by the user, and the user is waited to initiate a virtual resource ratio request aiming at the target virtual resource.
Then, after the user inquires and obtains the return amount of each period, the user can further start a withdrawal operation aiming at the target virtual resource, namely, a virtual resource proportioning request is initiated, at the moment, a payment interface in the online system is called, so as to generate a borrowing and repayment plan, wherein the borrowing can record the borrowing and returning state of the virtual resource, the repayment plan can record the identification of a resource provider to which the virtual resource belongs and a billing date, further at the moment of the billing date, the resource item splitting strategy information prestored in the parameter system can be inquired according to the identification of the resource provider, because the strategy information defines the expense items required to be deducted by different resource providers, a virtual resource deduction order with the identification of the resource provider can be generated aiming at the expense items recorded in the strategy information, because the virtual resource deduction order belongs to different resource providers when a plurality of virtual resource deduction orders exist, therefore, identification judgment can be carried out according to the order, and the order is further sent to different resource providers, namely, the 'disc sending' task is completed.
And finally, when a withholding result of the order of sending the disk is inquired (inquired back to the disk), the server can call a batch system to read the expense item offset sequence prestored in the parameter system, and then the expense item is matched and checked in combination with the split expense item in the current virtual resource withholding order, so that the expense offset task is completed.
In this embodiment, the expense items corresponding to the amount to be returned to the target virtual resource are specially split, so that each resource provider can pertinently substitute for the amount of the expense items managed by the resource provider, and substitute deduction errors are avoided.
In order to better implement the virtual resource splitting and deduction method in the embodiment of the present application, on the basis of the virtual resource splitting and deduction method, an embodiment of the present application further provides a virtual resource splitting and deduction device 1000, as shown in fig. 10, where the virtual resource splitting and deduction device 1000 includes:
a request receiving module 1002, configured to receive a virtual resource matching request initiated by a target user account for a target virtual resource;
a resource matching module 1004, configured to determine, in response to the virtual resource matching request, a resource provider identifier and a resource returning time of the target virtual resource, and match the target virtual resource to the target user account;
an order generating module 1006, configured to split the expense item of the target virtual resource according to preset resource item splitting policy information corresponding to the resource provider identifier when the resource returning time meets a resource returning condition, so as to generate a virtual resource withholding order with the resource provider identifier;
the order sending module 1008 is configured to send the information of the virtual resource deduction order to a resource provider account corresponding to the resource provider identifier, so that the resource provider account performs virtual resource deduction according to the information of the virtual resource deduction order.
In some embodiments of the present application, the resource matching module 1004 is further configured to determine, in response to the virtual resource matching request, a resource return period number of the target virtual resource; acquiring an optimal resource provider corresponding to the resource return period number; the preferred resource provider is determined according to the resource cost of the resource provider; determining an identification of the preferred resource provider as the resource provider identification.
In some embodiments of the present application, the virtual resource splitting and withholding apparatus 1000 further includes a returning condition determining module, configured to obtain a current time of the device; matching the current time of the equipment with the resource returning time; and if the current time of the equipment is matched with the resource returning time, judging that the resource returning time meets the resource returning condition.
In some embodiments of the present application, the order generating module 1006 is further configured to obtain, when the resource return time meets the resource return condition, resource item splitting policy information preset corresponding to the resource provider identifier; splitting the expense item of the target virtual resource based on the deduction expense item contained in the resource item splitting strategy information to obtain a splitting expense item associated with the resource provider identifier; and generating a virtual resource withholding order according to the splitting expense item and the resource provider identification.
In some embodiments of the present application, the virtual resource withholding orders comprise at least two virtual resource withholding orders; the order sending module 1008 is further configured to determine resource provider identifiers included in the at least two virtual resource deduction orders; and respectively sending the information of the at least two virtual resource withholding orders to corresponding resource provider accounts based on the resource provider identifications so as to obtain virtual resource withholding results fed back by the resource provider accounts.
In some embodiments of the present application, the virtual resource splitting and deduction device 1000 further includes an offset processing module, configured to obtain a virtual resource deduction result fed back by the account of the resource provider; if the virtual resource deduction result is successful, matching the expense items with split expense items in the information of the virtual resource deduction order in sequence according to a preset expense item offset sequence; and carrying out cancellation processing on the split expense items matched with the expense items.
In some embodiments of the present application, the virtual resource splitting and withholding device 1000 further includes a return amount per term query module, configured to receive a virtual resource matching query request initiated by a target user account for a target commodity; responding to the virtual resource ratio query request, acquiring preset virtual resource ratio information corresponding to the target commodity, and acquiring target virtual resources and resource return period numbers in the virtual resource ratio query request; the virtual resource matching information comprises resource matching interest rate, expense items and expense item interest rate; calculating the return amount of each period according to the resource ratio interest rate, the expense items, the expense item interest rate, the target virtual resource and the resource return period number; and sending the return amount per period to the target user account to acquire a virtual resource proportioning request initiated by the target user account for the target virtual resource.
In the embodiment, the expense items corresponding to the amount to be returned of the target virtual resource are specially split, so that each resource provider can pertinently substitute and deduct the amount of the expense items managed by the resource provider, and substitute and deduction errors are avoided.
In some embodiments of the present application, the virtual resource splitting fastening apparatus 1000 may be implemented in a form of a computer program, and the computer program may be run on a computer device as shown in fig. 11. The memory of the computer device may store various program modules constituting the virtual resource splitting deduction apparatus 1000, such as a request receiving module 1002, a resource matching module 1004, an order generating module 1006, and an order sending module 1008 shown in fig. 10. The computer program comprising program modules causes a processor to execute the steps of the virtual resource splitting deduction method according to the embodiments of the present application described in the present specification.
For example, the computer device shown in fig. 11 may execute step S202 through the request receiving module 1002 in the virtual resource splitting proxy server 1000 as shown in fig. 10. The computer device may perform step S204 through the resource proportioning module 1004. The computer device may perform step S206 via the order generation module 1006. The computer device may perform step S208 through the order sending module 1008. The computer device includes a processor, a memory, and a network interface connected by a system bus. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and a computer program. The internal memory provides an environment for the operation of an operating system and computer programs in the non-volatile storage medium. The network interface of the computer device is used for communicating with an external computer device through a network connection. The computer program is executed by a processor to implement a virtual resource splitting surrogating method.
Those skilled in the art will appreciate that the architecture shown in fig. 11 is merely a block diagram of some of the structures associated with the disclosed aspects and is not intended to limit the computing devices to which the disclosed aspects apply, as particular computing devices may include more or less components than those shown, or may combine certain components, or have a different arrangement of components.
In some embodiments of the present application, there is provided a computer device comprising one or more processors; a memory; and one or more applications, wherein the one or more applications are stored in the memory and configured to be executed by the processor to perform the steps of the virtual resource splitting surrogating method described above. Here, the steps of the virtual resource splitting and deduction method may be steps in the virtual resource splitting and deduction method of the above embodiments.
In some embodiments of the present application, a computer-readable storage medium is provided, which stores a computer program, and the computer program is loaded by a processor, so that the processor executes the steps of the virtual resource splitting and deduction method. Here, the steps of the virtual resource splitting and deduction method may be steps in the virtual resource splitting and deduction method of the above embodiments.
The virtual resource splitting and deduction method provided by the embodiment of the present application is described in detail above, and a specific example is applied in the present application to explain the principle and the embodiment of the present invention, and the description of the above embodiment is only used to help understanding the method and the core idea of the present invention; meanwhile, for those skilled in the art, according to the idea of the present invention, there may be variations in the specific embodiments and the application scope, and in summary, the content of the present specification should not be construed as a limitation to the present invention.
Claims (10)
1. A virtual resource splitting withholding method, the method comprising:
receiving a virtual resource proportioning request initiated by a target user account aiming at a target virtual resource;
responding to the virtual resource proportioning request, determining a resource provider identifier and resource returning time of the target virtual resource, and proportioning the target virtual resource to the target user account;
when the resource returning time meets the resource returning condition, splitting the expense item of the target virtual resource according to preset resource item splitting strategy information corresponding to the resource provider identifier so as to generate a virtual resource withholding order with the resource provider identifier;
and sending the information of the virtual resource withholding order to a resource provider account corresponding to the resource provider identification so that the resource provider account carries out virtual resource withholding according to the information of the virtual resource withholding order.
2. The virtual resource splitting proxy method of claim 1, wherein determining a resource provider identification for the target virtual resource in response to the virtual resource proportioning request comprises:
determining a resource return period number of the target virtual resource in response to the virtual resource proportioning request;
acquiring an optimal resource provider corresponding to the resource return period number; the preferred resource provider is determined according to the resource cost of the resource provider;
determining an identification of the preferred resource provider as the resource provider identification.
3. The virtual resource splitting and withholding method of claim 1, wherein after the determining a resource provider identifier and a resource return time of the target virtual resource and batching the target virtual resource to the target user account in response to the virtual resource batching request, the method further comprises:
acquiring the current time of equipment;
matching the current time of the equipment with the resource returning time;
and if the current time of the equipment is matched with the resource returning time, judging that the resource returning time meets the resource returning condition.
4. The method for splitting and withholding virtual resources according to claim 1, wherein when the resource return time satisfies a resource return condition, splitting the fee item of the target virtual resource according to preset resource item splitting policy information corresponding to the resource provider identifier to generate a virtual resource withholding order with the resource provider identifier, comprises:
when the resource returning time meets the resource returning condition, acquiring preset resource item splitting strategy information corresponding to the resource provider identification;
splitting the expense item of the target virtual resource based on the deduction expense item contained in the resource item splitting strategy information to obtain a splitting expense item associated with the resource provider identifier;
and generating a virtual resource withholding order according to the splitting expense item and the resource provider identification.
5. The virtual resource split deduction method of claim 1, wherein said virtual resource deduction orders comprise at least two virtual resource deduction orders; the sending the information of the virtual resource withholding order to the account number of the resource provider corresponding to the identifier of the resource provider so as to enable the account number of the resource provider to carry out virtual resource withholding according to the information of the virtual resource withholding order includes:
determining resource provider identifications contained in the at least two virtual resource withholding orders respectively;
and respectively sending the information of the at least two virtual resource withholding orders to corresponding resource provider accounts based on the resource provider identifications so as to obtain virtual resource withholding results fed back by the resource provider accounts.
6. The virtual resource splitting withholding method of claim 1, wherein after the sending the information of the virtual resource withholding order to the resource provider account corresponding to the resource provider identifier so that the resource provider account performs virtual resource withholding according to the information of the virtual resource withholding order, the method further comprises:
acquiring a virtual resource withholding result fed back by the account of the resource provider;
if the virtual resource deduction result is successful, matching the expense items with split expense items in the information of the virtual resource deduction order in sequence according to a preset expense item offset sequence;
and carrying out cancellation processing on the split expense items matched with the expense items.
7. The virtual resource splitting and withholding method of claim 1, wherein before the receiving the virtual resource proportioning request initiated by the target user account for the target virtual resource, the method further comprises:
receiving a virtual resource ratio query request initiated by a target user account aiming at a target commodity;
responding to the virtual resource ratio query request, acquiring preset virtual resource ratio information corresponding to the target commodity, and acquiring target virtual resources and resource return period numbers in the virtual resource ratio query request; the virtual resource matching information comprises resource matching interest rate, expense items and expense item interest rate;
calculating the return amount of each period according to the resource ratio interest rate, the expense items, the expense item interest rate, the target virtual resource and the resource return period number;
and sending the return amount per period to the target user account to acquire a virtual resource proportioning request initiated by the target user account for the target virtual resource.
8. A virtual resource splitting buckle-replacing apparatus, the apparatus comprising:
the request receiving module is used for receiving a virtual resource proportioning request initiated by a target user account aiming at a target virtual resource;
the resource matching module is used for responding to the virtual resource matching request, determining the resource provider identification and the resource returning time of the target virtual resource, and matching the target virtual resource to the target user account;
the order generating module is used for splitting the expense item of the target virtual resource according to preset resource item splitting strategy information corresponding to the resource provider identifier when the resource returning time meets a resource returning condition so as to generate a virtual resource withholding order with the resource provider identifier;
and the order sending module is used for sending the information of the virtual resource withholding order to a resource provider account corresponding to the resource provider identifier so as to enable the resource provider account to carry out virtual resource withholding according to the information of the virtual resource withholding order.
9. A computer device, characterized in that the computer device comprises:
one or more processors;
a memory; and
one or more applications, wherein the one or more applications are stored in the memory and configured to be executed by the processor to implement the virtual resource split surrogation method of any of claims 1-7.
10. A computer-readable storage medium having stored thereon a computer program which is loaded by a processor to perform the steps in the virtual resource splitting surrogation method of any of claims 1 to 7.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010567896.7A CN111709728A (en) | 2020-06-19 | 2020-06-19 | Virtual resource splitting deduction replacing method and device, computer equipment and storage medium |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010567896.7A CN111709728A (en) | 2020-06-19 | 2020-06-19 | Virtual resource splitting deduction replacing method and device, computer equipment and storage medium |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN111709728A true CN111709728A (en) | 2020-09-25 |
Family
ID=72541644
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202010567896.7A Pending CN111709728A (en) | 2020-06-19 | 2020-06-19 | Virtual resource splitting deduction replacing method and device, computer equipment and storage medium |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN111709728A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113515691A (en) * | 2021-03-22 | 2021-10-19 | 北京达佳互联信息技术有限公司 | Resource distribution method and device, electronic equipment and storage medium |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107665453A (en) * | 2017-08-31 | 2018-02-06 | 北京三快在线科技有限公司 | A kind of processing method of virtual resource, device and server |
| CN108399103A (en) * | 2017-02-08 | 2018-08-14 | 腾讯科技（深圳）有限公司 | A kind of resource data treating method and apparatus |
| CN109951374A (en) * | 2019-02-22 | 2019-06-28 | 上海掌门科技有限公司 | A kind of method and apparatus of virtual resource object distribution |
-
2020
- 2020-06-19 CN CN202010567896.7A patent/CN111709728A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108399103A (en) * | 2017-02-08 | 2018-08-14 | 腾讯科技（深圳）有限公司 | A kind of resource data treating method and apparatus |
| CN107665453A (en) * | 2017-08-31 | 2018-02-06 | 北京三快在线科技有限公司 | A kind of processing method of virtual resource, device and server |
| CN109951374A (en) * | 2019-02-22 | 2019-06-28 | 上海掌门科技有限公司 | A kind of method and apparatus of virtual resource object distribution |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113515691A (en) * | 2021-03-22 | 2021-10-19 | 北京达佳互联信息技术有限公司 | Resource distribution method and device, electronic equipment and storage medium |
| CN113515691B (en) * | 2021-03-22 | 2023-10-03 | 北京达佳互联信息技术有限公司 | Resource distribution method, device, electronic equipment and storage medium |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN110232565B (en) | Resource clearing method, device, computer equipment and storage medium | |
| CN106779420B (en) | Resource conversion method and device | |
| CN109285069B (en) | Resource transfer method, device and server | |
| CN114549156A (en) | Network resource transfer method, fund transfer method, repayment method and device | |
| CN110009326A (en) | Accounting system, transaction and its processing method, terminal, system, device and medium | |
| CN107527222B (en) | Information processing method, device and system | |
| CN111309745A (en) | Virtual resource processing method and device, electronic equipment and storage medium | |
| CN110955724A (en) | Data processing method and device based on block chain, node equipment and storage medium | |
| CN111986025A (en) | Loan transaction processing method and system based on block chain | |
| CN112101929A (en) | Cooperative payment method, system, storage medium and cooperative payment platform | |
| CA3055038A1 (en) | Service request matching based on provider compliance state | |
| CN112991023B (en) | Order data processing method and device, computer equipment and storage medium | |
| CN111709728A (en) | Virtual resource splitting deduction replacing method and device, computer equipment and storage medium | |
| CN117934075A (en) | Electronic rights issuing method, electronic rights issuing device, electronic equipment and storage medium | |
| CN111709709A (en) | Information processing method, system and computer equipment based on warranty service | |
| US11593743B2 (en) | Risk management system interface | |
| CN110852891A (en) | Data processing method and device based on rolling difference and readable storage medium | |
| CN111445325B (en) | Credit card information processing method, device, system and storage medium | |
| US7809588B1 (en) | Systems and methods for supporting extended pay date options on an insurance policy | |
| KR102107454B1 (en) | System for multiplication of financial payment networks, method for financial services using the same and computer program for the same | |
| CN114155091A (en) | Financing method, device and system based on block chain | |
| CN114119243A (en) | Pool financing management method, device, medium and electronic equipment based on block chain | |
| CN113436018A (en) | Asset hosting business processing method and device, storage medium and electronic equipment | |
| CN112634006A (en) | Account checking processing method and device, electronic equipment and storage medium | |
| CN114493555A (en) | Resource processing method, resource processing device, computer equipment and storage medium |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20200925 |
|
| WD01 | Invention patent application deemed withdrawn after publication |