CN111696248B - Banknote exchange method and device, electronic equipment and computer readable storage medium - Google Patents

Banknote exchange method and device, electronic equipment and computer readable storage medium Download PDF

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Publication number
CN111696248B
CN111696248B CN202010598827.2A CN202010598827A CN111696248B CN 111696248 B CN111696248 B CN 111696248B CN 202010598827 A CN202010598827 A CN 202010598827A CN 111696248 B CN111696248 B CN 111696248B
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user
banknotes
banknote
total amount
characteristic information
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CN111696248A (en
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黄文强
季蕴青
胡路苹
胡玮
黄雅楠
胡传杰
浮晨琪
李蚌蚌
申亚坤
徐晨敏
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Bank of China Ltd
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Bank of China Ltd
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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07DHANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D11/00Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
    • G07D11/0087Banknote changing devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions

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  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
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  • General Physics & Mathematics (AREA)
  • Computer Security & Cryptography (AREA)
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  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The application provides a banknote exchange method and device, electronic equipment and a computer readable storage medium, wherein in response to a banknote exchange instruction input by a user, unique characteristic information of the user is acquired, and for each banknote deposited by the user, the banknote and the unique characteristic information of the user are bound, so that the unique characteristic information of the user can be traced according to the banknote, and equal amounts of exchangeable banknotes are provided for the user based on the total amount of the banknotes deposited by the user and the exchangeable banknotes selected by the user. Because the bank note and the unique characteristic information of the user are bound, in the process of checking the bank note at the later stage, if the bank note stored by the user is found to be a false bank note, the unique characteristic information of the user can be traced according to the bank note, so that the user of the stored false bank note can be traced, therefore, in the process of providing bank note exchange for the user, under the condition that the authenticity of the bank note stored by the user is not required to be verified, the safety of transaction can be improved, and the experience of bank note exchange service of the user can also be improved.

Description

Banknote exchange method and device, electronic equipment and computer readable storage medium
Technical Field
The present application relates to the field of electronic financial technologies, and in particular, to a banknote exchange method and apparatus, an electronic device, and a computer-readable storage medium.
Background
In daily life of people, a large-face value current bank note is generally required to be changed into a small-face value bank note, or a small-face value bank note is required to be exchanged into a large-face value bank note, at present, a bank financial institution generally adopts a bank note exchange machine to provide bank note exchange service for a user, however, in the process of exchanging bank notes, in order to improve the security of transactions, the current bank note exchange machine generally needs to spend a long time to verify the authenticity of bank notes deposited by the user, under such a condition, if the user deposits more bank notes to be exchanged, the bank note exchange machine needs a long time to complete the bank note exchange service, and therefore, the processing time of the current bank note exchange machine is prolonged, and the service experience of the user is greatly reduced.
Disclosure of Invention
The application provides a paper money exchange method and device, electronic equipment and a computer readable storage medium, which are used for improving the experience of paper money exchange service of a user on the premise of improving the safety of paper money exchange transaction.
In order to achieve the above object, the present application provides the following technical solutions:
a method of banknote exchange comprising
Responding to a banknote exchange instruction input by a user, and acquiring user unique characteristic information of the user;
binding the bank note with the unique characteristic information of the user aiming at each bank note deposited by the user, so that the unique characteristic information of the user can be traced according to the bank note;
providing the user with the redeemable banknotes equal to the total amount based on the total amount of all banknotes deposited by the user and the redeemable banknotes selected by the user.
In the above method, optionally, the binding the banknote with the user unique feature information includes:
acquiring unique identification information of the bank note, wherein the unique identification information of the bank note at least comprises a crown word number of the bank note, and correspondingly storing the unique characteristic information of the user and the unique identification information of the bank note;
and/or the presence of a gas in the gas,
generating an information tag including the user unique characteristic information, and disposing the information tag in the banknote.
The method described above, optionally, the providing the user with the exchangeable banknote equal to the total amount based on the total amount of all banknotes deposited by the user and the exchangeable banknote selected by the user, includes:
determining corresponding exchangeable banknotes based on the total amount of all banknotes deposited by the user;
displaying the exchangeable banknotes and the total amount of all banknotes deposited by the user;
determining and presenting a total amount of all redeemable banknotes selected by the user in response to the denomination and quantity of the redeemable banknotes selected by the user;
in the case where the total amount of the redeemable banknotes selected by the user is equal to the total amount of all banknotes deposited by the user, the redeemable banknotes equal to the total amount of all banknotes deposited by the user are provided to the user in response to a determined redemption instruction input by the user.
The above method, optionally, before binding the banknote with the user unique feature information, further includes:
judging whether the user unique feature information of the user exists in a preset user characteristic information base or not;
if the user unique characteristic information of the user exists, executing a step of binding the bill with the user unique characteristic information;
and if the unique user characteristic information of the user does not exist, prompting that the user cannot carry out banknote exchange operation, and returning the banknotes deposited by the user.
The method described above, optionally, further includes:
and storing the banknotes used for exchange and deposited by the user into a specified banknote box, wherein the banknotes stored in the specified banknote box are banknotes which are not used for providing banknote exchange service or withdrawal service.
A banknote exchange apparatus comprises
The system comprises a collecting unit, a processing unit and a display unit, wherein the collecting unit is used for responding to a banknote exchange instruction input by a user and collecting user unique characteristic information of the user;
the binding unit is used for binding the bank notes with the unique characteristic information of the user aiming at each bank note deposited by the user, so that the unique characteristic information of the user can be traced according to the bank notes;
and the exchange unit is used for providing the exchangeable paper money with the same amount as the total amount for the user based on the total amount of all the paper money deposited by the user and the exchangeable paper money selected by the user.
Optionally, the above apparatus, wherein the binding unit is configured to bind the banknote with the user unique feature information, and includes:
the binding unit is specifically configured to acquire unique identification information of the banknote, where the unique identification information of the banknote at least includes a serial number of the banknote, and store the user unique feature information and the unique identification information of the banknote correspondingly;
and/or the presence of a gas in the gas,
generating an information tag including the user unique characteristic information, and disposing the information tag in the banknote.
The above apparatus, optionally, the redemption unit, configured to provide the user with the redeemable banknotes equal to the total amount based on the total amount of all banknotes deposited by the user and the redeemable banknotes selected by the user, includes: the redemption unit has means for:
determining corresponding exchangeable banknotes based on the total amount of all banknotes deposited by the user;
displaying the exchangeable banknotes and the total amount of all banknotes deposited by the user;
determining and presenting a total amount of all redeemable banknotes selected by the user in response to the denomination and quantity of the redeemable banknotes selected by the user;
in the case where the total amount of the redeemable banknotes selected by the user is equal to the total amount of all banknotes deposited by the user, the redeemable banknotes equal to the total amount of all banknotes deposited by the user are provided to the user in response to a determined redemption instruction input by the user.
An electronic device, comprising: a processor and a memory for storing a program; the processor is used for operating the program to realize the method for exchanging the banknotes.
A computer readable storage medium having stored therein instructions which, when run on a computer, cause the computer to perform the method of banknote redemption described above.
The bank note exchange method and device respond to a bank note exchange instruction input by a user, collect unique characteristic information of the user, bind the bank note with the unique characteristic information of the user aiming at each bank note stored by the user, enable the unique characteristic information of the user to be traced according to the bank note, and provide equal-amount exchangeable bank notes for the user based on the total amount of the bank notes stored by the user and exchangeable bank notes selected by the user. It is thus clear that the technical scheme that this application provided, because bind bank note and the only characteristic information of user, so in the course of later stage check bank note, if the bank note that the user deposit is false bank note, can trace back the only characteristic information of user according to the bank note to trace back the user of the false bank note that deposits, it is thus clear that the scheme that this application provided, in-process for providing the bank note exchange for the user, under the condition that need not carry out true and false verification to the bank note that the user deposits, can improve the security of transaction, also can improve user's bank note exchange service experience.
Drawings
In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present application, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
Fig. 1 is a flow chart of a method of banknote redemption as disclosed in an embodiment of the present application;
fig. 2 is a flow chart of yet another method of banknote redemption as disclosed in an embodiment of the present application;
fig. 3 is a schematic structural diagram of a device for exchanging banknotes disclosed in an embodiment of the present application;
fig. 4 is a schematic structural diagram of an electronic device disclosed in an embodiment of the present application.
Detailed Description
The execution subject of the embodiment of the application is equipment with a banknote exchange function, such as a banknote exchange machine.
The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
Fig. 1 is a method for banknote redemption provided by an embodiment of the present application, and may include the following steps:
s101, in response to a bill exchange instruction input by a user, collecting user unique characteristic information of the user.
The unique characteristic information of the user can be a face image of the user or a fingerprint of the user, the face image can be shot by a high-definition camera of the bill exchange machine, and the fingerprint can be acquired by a fingerprint acquirer of the bill exchange machine.
S102, binding the bank notes with unique characteristic information of the user aiming at each bank note deposited by the user.
The specific implementation manner of this step may be to collect unique identification information of the banknote, where the unique identification information of the banknote includes a crown word number of the banknote, and store the unique feature information of the user and the unique identification information of the banknote correspondingly, or to generate an information tag including the unique feature information of the user, and set the information tag in the banknote. The information label can be a two-dimensional code or a radio frequency identification electronic label, and the generated information label can be pasted on the bank note.
In the embodiment, the bank note and the unique characteristic information of the user are bound, so that the unique characteristic information of the user can be traced according to the bank note.
And S103, providing the exchangeable paper money with the same amount as the total amount for the user based on the total amount of all the paper money deposited by the user and the exchangeable paper money selected by the user.
The specific implementation manner of the step comprises steps A1 to A4:
step a1, based on the total amount of all banknotes deposited by the user, determines the corresponding exchangeable banknote.
The total amount of all banknotes deposited by the user can be obtained by identifying the denominations of all banknotes deposited by the user and summing the denominations of all banknotes.
The determined exchangeable paper money can be the exchangeable paper money with the denomination equal to or smaller than the total sum of all the paper money deposited by the user based on the total sum of all the paper money deposited by the user. When the face value of the exchangeable bank note is smaller than the total amount of all bank notes deposited by the user, the exchangeable bank note can be various exchangeable bank notes with different face values, or can be an exchangeable bank note with only one face value, and as long as the exchangeable bank notes with the number of the exchangeable bank notes being an integer are provided for the user, the exchangeable bank notes with the amount equal to the total amount of all bank notes deposited by the user can be provided for the user.
Step a2, show the redeemable banknotes, and the total amount of all banknotes deposited by the user.
Specifically, the image of the exchangeable paper money can be displayed, and the face value of the exchangeable paper money can also be displayed. The total sum of all the banknotes deposited by the user can be displayed, so that the user can conveniently confirm the total sum of all the banknotes deposited by the user, and the user can conveniently confirm the total sum
Step a3, in response to the denomination and quantity of redeemable banknotes selected by the user, determines and presents the total amount of all redeemable banknotes selected by the user.
And determining and displaying the total sum of all the redeemable banknotes selected by the user in real time according to the denomination and the number of the redeemable banknotes selected by the user, so that the user can conveniently continue to select other redeemable banknotes or finish the selection based on the display of the total sum of all the redeemable banknotes selected by the user.
Step a4, in the event that the total amount of redeemable banknotes selected by the user is equal to the total amount of all banknotes deposited by the user, providing the user with redeemable banknotes equal to the total amount of all banknotes deposited by the user in response to a determined redemption instruction entered by the user.
And under the conditions that the total amount of the exchangeable paper money selected by the user is determined to be equal to the total amount of all the paper money deposited by the user and the determined exchange instruction input by the user is received, controlling the cash dispensing device to provide the exchangeable paper money with the amount equal to the total amount of all the paper money deposited by the user for the user.
The method provided by the embodiment of the application is used for responding to the bank note exchange instruction input by the user, collecting the unique characteristic information of the user, binding the bank note with the unique characteristic information of the user aiming at each bank note deposited by the user, and providing equal-amount exchangeable bank notes for the user based on the total amount of the bank notes deposited by the user and the exchangeable bank notes selected by the user according to the unique characteristic information of the user traceable to the bank notes. It is thus clear that the technical scheme that this application provided, because bind bank note and the only characteristic information of user, so in the course of later stage check bank note, if the bank note that the user deposit is false bank note, can trace back the only characteristic information of user according to the bank note to trace back the user of the false bank note that deposits, it is thus clear that the scheme that this application provided, in-process for providing the bank note exchange for the user, under the condition that need not carry out true and false verification to the bank note that the user deposits, can improve the security of transaction, also can improve user's bank note exchange service experience.
In order to implement a banknote exchange service only for a specific user, an embodiment of the present application provides another banknote exchange method, which relates to the same process steps as those in the foregoing embodiment, and details are not repeated here, with reference to fig. 2, where the embodiment may include the following steps:
s201, in response to a bill exchange instruction input by a user, collecting user unique characteristic information of the user.
S202, judging whether the user unique feature information of the user exists in a preset user characteristic information base, if so, executing S203, and if not, executing S206.
In this embodiment, the user characteristic information base includes personal information of a plurality of users, and the personal information of any one user at least includes user unique feature information, that is, at least includes a face image or a fingerprint of the user. Each user included in the user characteristic information base is a user who is registered for business transaction in a bank financial institution corresponding to the bill exchange machine in advance, and the user who is registered in advance serves as a designated user.
In this step, after the user unique feature information of the user is acquired, the user unique feature information is matched with the personal information of each user in the user feature information base, so that whether the user unique feature information of the user exists in the user feature information base or not is determined, and if the user unique feature information of the user exists in the user feature information base, the user is a pre-registered user. S203 is executed, and if not, S206 is executed, which indicates that the user is not registered.
And S203, binding the bank note with the unique characteristic information of the user aiming at each bank note deposited by the user.
And S204, providing the exchangeable paper money with the same amount as the total amount for the user based on the total amount of the paper money deposited by the user and the exchangeable paper money selected by the user.
And S205, storing the banknotes for exchange stored by the user into a specified banknote box.
Optionally, in this embodiment, the banknotes stored in the specified banknote box are banknotes that are not used for providing the banknote exchange service or the withdrawal service, that is, the banknotes for exchange that are deposited by the user do not participate in the banknote exchange service or the withdrawal service, and it can be effectively ensured that the counterfeit banknotes are not circulated to other users when the banknotes deposited by the user are counterfeit banknotes.
And S206, prompting that the user cannot perform the banknote exchange operation and returning the banknotes deposited by the user.
In this embodiment, if the user is not registered in advance, the banknote exchange service cannot be provided for the user.
The method provided by the embodiment of the application is used for responding to the bank note exchange instruction input by the user, collecting the unique characteristic information of the user, binding the bank note with the unique characteristic information of the user aiming at each bank note deposited by the user, and providing equal-amount exchangeable bank notes for the user based on the total amount of the bank notes deposited by the user and the exchangeable bank notes selected by the user according to the unique characteristic information of the user traceable to the bank notes. It is thus clear that the technical scheme that this application provided, because bind bank note and the only characteristic information of user, so at the later stage in-process of checking the bank note, if the bank note that the user deposited is false bank note, can trace back the only characteristic information of user according to the bank note to trace back the user of the false bank note deposited, it is visible, the scheme that this application provided, for the in-process that the user provided the bank note exchange, under the condition that need not to carry out true and false verification to the bank note that the user deposited, can improve the security of transaction, also can improve user's bank note exchange service experience.
Furthermore, the banknote exchange service can be provided for the specified user through the preset user characteristic information base.
Further, the banknotes for exchange stored by the user are stored in the appointed banknote box, the banknotes stored in the appointed banknote box are banknotes which are not used for providing banknote exchange service or withdrawal service, and the counterfeit banknotes can not be circulated to other users under the condition that the banknotes stored by the user are counterfeit banknotes.
Fig. 3 is a schematic structural diagram of a device 300 for exchanging banknotes provided by an embodiment of the present application, including:
the acquisition unit 301 is used for responding to a banknote exchange instruction input by a user and acquiring user unique characteristic information of the user;
the binding unit 302 is used for binding the bank notes with the unique characteristic information of the user aiming at each bank note deposited by the user, so that the unique characteristic information of the user can be traced according to the bank notes;
a redemption unit 303 for providing the user with redeemable banknotes equal to the total amount based on the total amount of banknotes deposited by the user and the redeemable banknotes selected by the user.
The apparatus 300 optionally further includes a determining unit 304, configured to determine whether the user unique feature information of the user exists in a preset user characteristic information base; if the user unique characteristic information of the user exists, the binding unit 302 is controlled to bind the bank note with the user unique characteristic information, and if the user unique characteristic information of the user does not exist, the user is prompted that the bank note exchange operation cannot be carried out, and the bank note deposited by the user is returned.
The apparatus 300 may further include a depositing unit 305 for depositing the banknotes deposited by the user for redemption into a designated banknote box, where the banknotes stored in the designated banknote box are banknotes that are not used for providing the banknote redemption service or the withdrawal service.
Optionally, the specific implementation manner of the binding unit 302 for binding the banknote and the unique feature information of the user is as follows: acquiring unique identification information of the bank note, wherein the unique identification information of the bank note at least comprises a crown word number of the bank note, and correspondingly storing unique characteristic information of a user and the unique identification information of the bank note;
and/or generating an information tag comprising user unique characteristic information and arranging the information tag in the banknote.
Optionally, the exchange unit 303, based on the total amount of all banknotes deposited by the user and the exchangeable banknotes selected by the user, provides the user with exchangeable banknotes equal to the total amount in a specific implementation manner that: determining corresponding exchangeable paper money based on the total amount of all the paper money deposited by the user;
displaying the exchangeable paper money and the total sum of all the paper money deposited by the user;
determining and presenting a total amount of all redeemable banknotes selected by the user in response to the denomination and quantity of redeemable banknotes selected by the user;
in the case where the total amount of the exchangeable banknotes selected by the user is equal to the total amount of all the banknotes deposited by the user, the user is provided with exchangeable banknotes equal to the total amount of all the banknotes deposited by the user in response to a determined exchange instruction input by the user.
The device for banknote exchange responds to a banknote exchange instruction input by a user, collects unique characteristic information of the user, binds the banknote with the unique characteristic information of the user aiming at each banknote deposited by the user, and provides equal-value exchangeable banknotes for the user based on the total amount of the banknotes deposited by the user and the exchangeable banknote selected by the user according to the unique characteristic information of the user traceable to the banknote. It is thus clear that the technical scheme that this application provided, because bind bank note and the only characteristic information of user, so at the later stage in-process of checking the bank note, if the bank note that the user deposited is false bank note, can trace back the only characteristic information of user according to the bank note to trace back the user of the false bank note deposited, it is visible, the scheme that this application provided, for the in-process that the user provided the bank note exchange, under the condition that need not to carry out true and false verification to the bank note that the user deposited, can improve the security of transaction, also can improve user's bank note exchange service experience.
An embodiment of the present application further provides an electronic device 400, a schematic structural diagram of which is shown in fig. 4, and the electronic device specifically includes: a processor 401 and a memory 402, the memory 402 being for storing programs; the processor 401 is configured to run a program to implement the banknote change method of the present application, namely to perform the following steps:
responding to a banknote exchange instruction input by a user, and acquiring user unique characteristic information of the user;
binding the bank note with the unique characteristic information of the user aiming at each bank note deposited by the user, so that the unique characteristic information of the user can be traced according to the bank note;
providing the user with the redeemable banknotes equal to the total amount based on the total amount of all banknotes deposited by the user and the redeemable banknotes selected by the user.
Optionally, binding the banknote with the user unique feature information includes:
acquiring unique identification information of the bank note, wherein the unique identification information of the bank note at least comprises a crown word number of the bank note, and correspondingly storing the unique characteristic information of the user and the unique identification information of the bank note;
and/or the presence of a gas in the gas,
generating an information tag including the user unique characteristic information, and disposing the information tag in the banknote.
Optionally, the providing the redeemable banknote equal to the total amount for the user based on the total amount of all banknotes deposited by the user and the redeemable banknote selected by the user comprises:
determining corresponding exchangeable banknotes based on the total amount of all banknotes deposited by the user;
displaying the exchangeable banknotes and the total amount of all banknotes deposited by the user;
determining and presenting a total amount of all redeemable banknotes selected by the user in response to the denomination and quantity of the redeemable banknotes selected by the user;
in the case where the total amount of the redeemable banknotes selected by the user is equal to the total amount of all banknotes deposited by the user, the redeemable banknotes equal to the total amount of all banknotes deposited by the user are provided to the user in response to a determined redemption instruction input by the user.
Optionally, before binding the banknote with the user unique feature information, the method further includes:
judging whether the user unique feature information of the user exists in a preset user characteristic information base or not;
if the user unique characteristic information of the user exists, performing a step of binding the bill with the user unique characteristic information;
and if the unique user characteristic information of the user does not exist, prompting that the user cannot perform the banknote exchange operation, and returning the banknotes deposited by the user.
Optionally, the method further includes: and storing the banknotes for exchange stored by the user into a specified banknote box, wherein the banknotes stored in the specified banknote box are banknotes which are not used for providing banknote exchange service or withdrawal service.
Embodiments of the present application also provide a computer-readable storage medium having stored therein instructions that, when run on a computer, cause the computer to perform the method of banknote redemption of the present application, namely performing the steps of:
responding to a banknote exchange instruction input by a user, and acquiring user unique characteristic information of the user;
binding the bank note with the unique characteristic information of the user aiming at each bank note deposited by the user, so that the unique characteristic information of the user can be traced according to the bank note;
providing the user with the redeemable banknotes equal to the total amount based on the total amount of all banknotes deposited by the user and the redeemable banknotes selected by the user.
Optionally, binding the banknote with the user unique feature information includes:
acquiring unique identification information of the bank note, wherein the unique identification information of the bank note at least comprises a crown word number of the bank note, and correspondingly storing the unique characteristic information of the user and the unique identification information of the bank note;
and/or the presence of a gas in the gas,
and generating an information label comprising the unique characteristic information of the user, and setting the information label in the bank note.
Optionally, the providing the redeemable banknote equal to the total amount for the user based on the total amount of all banknotes deposited by the user and the redeemable banknote selected by the user comprises:
determining corresponding exchangeable banknotes based on the total amount of all banknotes deposited by the user;
displaying the exchangeable banknotes and the total amount of all banknotes deposited by the user;
determining and presenting a total amount of all redeemable banknotes selected by the user in response to the denomination and quantity of the redeemable banknotes selected by the user;
in the case where the total amount of the redeemable banknotes selected by the user is equal to the total amount of all banknotes deposited by the user, the redeemable banknotes equal to the total amount of all banknotes deposited by the user are provided to the user in response to a determined redemption instruction input by the user.
Optionally, before binding the banknote with the user unique feature information, the method further includes:
judging whether the user unique feature information of the user exists in a preset user characteristic information base or not;
if the user unique characteristic information of the user exists, performing a step of binding the bill with the user unique characteristic information;
and if the unique user characteristic information of the user does not exist, prompting that the user cannot perform the banknote exchange operation, and returning the banknotes deposited by the user.
Optionally, the method further includes: and storing the banknotes used for exchange and deposited by the user into a specified banknote box, wherein the banknotes stored in the specified banknote box are banknotes which are not used for providing banknote exchange service or withdrawal service.
The functions described in the method of the embodiment of the present application, if implemented in the form of software functional units and sold or used as independent products, may be stored in a storage medium readable by a computing device. Based on such understanding, part of the contribution to the prior art of the embodiments of the present application or part of the technical solution may be embodied in the form of a software product stored in a storage medium and including several instructions for causing a computing device (which may be a personal computer, a server, a mobile computing device or a network device) to execute all or part of the steps of the method described in the embodiments of the present application. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
The embodiments are described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same or similar parts among the embodiments are referred to each other.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present application. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the application. Thus, the present application is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.

Claims (6)

1. A method of banknote redemption, comprising:
responding to a banknote exchange instruction input by a user, and collecting user unique characteristic information of the user;
judging whether the user unique feature information of the user exists in a preset user characteristic information base or not;
if the unique user characteristic information of the user does not exist, prompting that the user cannot perform banknote exchange operation, and returning the banknotes deposited by the user;
if the user unique characteristic information of the user exists, binding the bank note with the user unique characteristic information aiming at each bank note stored by the user, so that the user unique characteristic information can be traced according to the bank note; the binding the banknote with the user unique characteristic information includes: generating an information label comprising the unique characteristic information of the user, and pasting the information label on the bank note; the information tag includes: two-dimensional code or radio frequency identification electronic tags;
providing the user with the redeemable banknotes equal to the total amount based on the total amount of all banknotes deposited by the user and the redeemable banknotes selected by the user;
and storing the banknotes for exchange stored by the user into a specified banknote box, wherein the banknotes stored in the specified banknote box are banknotes which are not used for providing banknote exchange service or withdrawal service.
2. The method of claim 1, wherein providing the user with the redeemable banknote equal to the total amount based on the total amount of all banknotes deposited by the user and the redeemable banknote selected by the user comprises:
determining corresponding exchangeable bank notes based on the total sum of all the bank notes deposited by the user;
displaying the exchangeable banknotes and the total amount of all banknotes deposited by the user;
determining and displaying the total amount of all the redeemable banknotes selected by the user in response to the denomination and the number of the redeemable banknotes selected by the user;
in the case where the total amount of the redeemable banknotes selected by the user is equal to the total amount of all banknotes deposited by the user, the redeemable banknotes equal to the total amount of all banknotes deposited by the user are provided to the user in response to a determined redemption instruction input by the user.
3. An apparatus for banknote exchange, comprising:
the system comprises a collecting unit, a processing unit and a processing unit, wherein the collecting unit is used for responding to a banknote exchange instruction input by a user and collecting user unique characteristic information of the user;
the judging unit is used for judging whether the user unique characteristic information of the user exists in a preset user characteristic information base or not; if the unique user characteristic information of the user does not exist, prompting that the user cannot perform banknote exchange operation, and returning the banknotes deposited by the user; executing an operation of a binding unit if the user unique feature information of the user exists;
the binding unit is used for binding the bank notes with the unique characteristic information of the user aiming at each bank note deposited by the user, so that the unique characteristic information of the user can be traced according to the bank notes; the binding the banknote with the user unique characteristic information includes: generating an information label including the unique characteristic information of the user, and pasting the information label on the bank note; the information tag includes: two-dimensional code or radio frequency identification electronic tag;
a redemption unit for providing the user with redeemable banknotes equal to the total amount based on the total amount of all banknotes deposited by the user and the redeemable banknotes selected by the user;
and the storage unit is used for storing the banknotes stored by the user for exchange into a specified banknote box, wherein the banknotes stored in the specified banknote box are banknotes which are not used for providing banknote exchange service or withdrawal service.
4. The apparatus of claim 3, wherein the redemption unit, for said providing the user with the redeemable banknotes equal to the total amount based on the total amount of all banknotes deposited by the user and the redeemable banknotes selected by the user, comprises: the redemption unit has means for:
determining corresponding exchangeable banknotes based on the total amount of all banknotes deposited by the user;
displaying the exchangeable paper money and the total sum of all the paper money deposited by the user;
determining and presenting a total amount of all redeemable banknotes selected by the user in response to the denomination and quantity of the redeemable banknotes selected by the user;
in the case where the total amount of the redeemable banknotes selected by the user is equal to the total amount of all banknotes deposited by the user, the redeemable banknotes equal to the total amount of all banknotes deposited by the user are provided to the user in response to a determined redemption instruction input by the user.
5. An electronic device, comprising: a processor and a memory for storing a program; the processor is configured to run the program to implement the method of banknote redemption as claimed in any one of claims 1-2.
6. A computer readable storage medium having stored therein instructions which, when run on a computer, cause the computer to perform the method of banknote redemption according to any one of claims 1-2.
CN202010598827.2A 2020-06-28 2020-06-28 Banknote exchange method and device, electronic equipment and computer readable storage medium Active CN111696248B (en)

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JP2001283292A (en) * 2000-03-29 2001-10-12 Hitachi Ltd Automatic transaction system
JP4200055B2 (en) * 2003-06-12 2008-12-24 日立オムロンターミナルソリューションズ株式会社 Banknote transaction system
CN1648956A (en) * 2004-12-31 2005-08-03 湖南金码科技发展有限公司 Method and device for managing cash in self-aid service system
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CN105374111A (en) * 2015-09-02 2016-03-02 昆山古鳌电子机械有限公司 Automatic banknote trading device
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