CN106803318A - A kind of method and apparatus of note acceptance - Google Patents
A kind of method and apparatus of note acceptance Download PDFInfo
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- CN106803318A CN106803318A CN201710005747.XA CN201710005747A CN106803318A CN 106803318 A CN106803318 A CN 106803318A CN 201710005747 A CN201710005747 A CN 201710005747A CN 106803318 A CN106803318 A CN 106803318A
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- bank note
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/202—Depositing operations within ATMs
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D7/00—Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency
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- Accounting & Taxation (AREA)
- Finance (AREA)
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Abstract
The present invention be applied to financial technology field, there is provided a kind of method and apparatus of note acceptance, it is intended to solves the problems, such as in the prior art financial self-service equipment the bank note of None- identified is directly refused paper money cause deposit efficiency it is low.Methods described includes：Obtain the bank note that user is stored in by financial self-service equipment；If recognizing, the bank note belongs to unsuitable currency, and abnormal reception processing is carried out to the bank note, wherein, the unsuitable currency is the bank note that the financial self-service equipment is not supported.Technical scheme realizes the unsuitable currency do not supported financial self-service equipment no longer by the way of directly rejecting, but received by the way of abnormal reception processing, so that user no longer needs the bank note do not supported financial self-service equipment by artificial sales counter to carry out deposit operation, so as to improve deposit efficiency, and avoid directly rejecting and cause unsuitable currency continuing the potential hazard that circulation brings on the market.
Description
Technical field
The present invention relates to financial technology field, more particularly to a kind of method and apparatus of note acceptance.
Background technology
At present, user is using financial self-service equipment when being deposited, bank note of the financial self-service equipment for None- identified
Using the processing mode for directly refusing banknote.
Though for example, the 4th set of RMB stoppage of publication, bank's also no longer the 4th set of RMB of foreign payment, in city
The 4th set of RMB circulated on face is still within circulation status, does not possess the 4th set of RMB due to financial self-service equipment
Identification function, therefore, when user is stored in the 4th set of RMB by financial self-service equipment, financial self-service equipment will be refused directly
Paper money, user often carries out the multiple trial that is stored in the bank note rejected, and bank note to that cannot be stored in can only finally lead to again
Cross artificial sales counter to be stored in, cause deposit efficiency low.
Additionally, counterfeit money producer often attempts to be stored in counterfeit money by financial self-service equipment, made profit with this.But due to gold
It is directly to refuse paper money to melt self-service device to the processing mode of counterfeit money, causes counterfeit money still continuing the potential danger that circulation brings on the market
Evil.
The content of the invention
It is an object of the invention to provide a kind of method and apparatus of note acceptance, it is intended to solve in the prior art finance from
Helping equipment directly to refuse the bank note of None- identified paper money causes to deposit the low problem of efficiency.
A kind of the first aspect of the present invention, there is provided method of note acceptance, including：
Obtain the bank note that user is stored in by financial self-service equipment；
If recognizing, the bank note belongs to unsuitable currency, and abnormal reception processing is carried out to the bank note, wherein, it is described
Should not currency be bank note that the financial self-service equipment is not supported.
A kind of the second aspect of the present invention, there is provided device of note acceptance, including：
Bank note acquisition module, for obtaining the bank note that user is stored in by financial self-service equipment；
Exception processing module, if for recognizing that the bank note belongs to unsuitable currency, exception is carried out to the bank note
Reception processing, wherein, the unsuitable currency is the bank note that the financial self-service equipment is not supported.
The beneficial effect that exists compared with prior art of the present invention is：Obtain the paper that user is stored in by financial self-service equipment
Coin, if identifying, the bank note belongs to the unsuitable currency that financial self-service equipment is not supported, abnormal reception is carried out to the bank note
Treatment, realizes the unsuitable currency do not supported financial self-service equipment no longer by the way of directly rejecting, but use
The mode of abnormal reception processing is received so that user no longer needs financial self-service equipment is not supported by artificial sales counter
Bank note carries out deposit operation, so as to improve deposit efficiency, and avoid directly rejecting cause unsuitable currency on the market after
The potential hazard that afterflow passband comes.
Brief description of the drawings
Fig. 1 is a kind of flow chart of the method for note acceptance that the embodiment of the present invention one is provided；
Fig. 2 is a kind of flow chart of the method for note acceptance that the embodiment of the present invention two is provided；
Fig. 3 is a kind of structural representation of the device of note acceptance that the embodiment of the present invention three is provided；
Fig. 4 is a kind of structural representation of the device of note acceptance that the embodiment of the present invention four is provided.
Specific embodiment
In order to make the purpose , technical scheme and advantage of the present invention be clearer, it is right below in conjunction with drawings and Examples
The present invention is further elaborated.It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, and
It is not used in the restriction present invention.
Realization of the invention is described in detail below in conjunction with specific accompanying drawing.
Embodiment one：
Fig. 1 is a kind of flow chart of the method for the note acceptance that the embodiment of the present invention one is provided, and the embodiment of the present invention is held
Row main body can be the functional module of financial self-service equipment or financial self-service equipment, the method tool of the note acceptance of Fig. 1 examples
Body can include step S101 to step S102, and details are as follows：
The bank note that S101, acquisition user are stored in by financial self-service equipment.
Financial self-service equipment is the ATM with savings function, can be specifically taking automatically with savings function
Money machine (Automatic Teller Machine, ATM), Dan Cunji, cash recycling system (Cash Recycling System,
CRS) etc..
Specifically, when user carries out spot assets operation by financial self-service equipment, the financial self-service equipment obtains user
The bank note being stored in.
If the bank note that S102, identification are stored in belongs to unsuitable currency, abnormal reception processing is carried out to the bank note, its
In, should not currency be the bank note do not supported of financial self-service equipment.
Specifically, financial self-service equipment is identified to the bank note that step S101 gets, and judges whether the bank note belongs to
Unsuitable currency, if the bank note belongs to the unsuitable currency that the financial self-service equipment is not supported, is carried out different to the bank note
Normal reception processing.
Should not currency be the bank note do not supported of financial self-service equipment, the i.e. bank note of financial self-service equipment None- identified.
Further, unsuitable currency can be including the currency of counterfeit money, counterfeit coin, worn coin and the stoppage of publication etc., no
Easy currency can also include other bank note of financial self-service equipment None- identified, for example exist larger spot bank note, with
Bank note of meaning scribble etc..
Abnormal reception processing ensure that the bank note is not retired, and can be received by financial self-service equipment so that user is no longer
Needing the bank note do not supported financial self-service equipment by artificial sales counter carries out deposit operation.Meanwhile, financial self-service equipment will not
The corresponding amount of money of the bank note is stored in the savings account of user at once, but initiates the exception handling procedure to the bank note, led to
Exception handling procedure is crossed to complete to further confirm that the bank note.For example, exception handling procedure can be to bank clerk
Send instruction, it is desirable to carry out artificial checking and keep accounts, while returning to the prompting message of abnormality processing to user, inform what user was stored in
Bank note is unsuitable currency, needs to wait for further processing, and staff uses different by the identification to the bank note
Processing mode, such as out-of-print bank note, worn coin and counterfeit coin for receiving etc. are reclaimed, and by the corresponding amount of money of bank note
The savings account of user is stored in, counterfeit money is directly confiscated, so that it is guaranteed that the fund security of user.
It should be noted that the specific implementation of exception handling procedure can be selected according to specific application needs
Select, be not limited herein.
In the present embodiment, the bank note that user is stored in by financial self-service equipment is obtained, the bank note belongs to finance if identifying
The unsuitable currency that self-service device is not supported, then carry out abnormal reception processing to the bank note, realizes to financial self-service equipment
The unsuitable currency do not supported is connect no longer by the way of directly rejecting by the way of abnormal reception processing
Receive so that user no longer needs the bank note do not supported financial self-service equipment by artificial sales counter to carry out deposit operation, so as to carry
High deposit efficiency, and avoid directly rejecting and cause unsuitable currency continuing the potential hazard that circulation brings on the market.
Embodiment two：
Fig. 2 is a kind of flow chart of the method for the note acceptance that the embodiment of the present invention two is provided, and the embodiment of the present invention is held
Row main body can be the functional module of financial self-service equipment or financial self-service equipment, the method tool of the note acceptance of Fig. 2 examples
Body can include step S201 to step S205, and details are as follows：
The bank note that S201, acquisition user are stored in by financial self-service equipment.
Financial self-service equipment is the ATM with savings function, can be specifically ATM, list with savings function
Deposit machine, CRS etc..
Specifically, when user carries out spot assets operation by financial self-service equipment, the financial self-service equipment obtains user
The bank note being stored in.
Whether S202, the bank note that is stored in of identification belong to unsuitable currency, wherein, this should not currency be finance self-help
The bank note that equipment is not supported.
Specifically, financial self-service equipment is identified to the bank note that step S201 gets, and judges whether the bank note belongs to
Unsuitable currency.
Should not currency be the bank note do not supported of financial self-service equipment, the i.e. bank note of financial self-service equipment None- identified.
Further, unsuitable currency can be including the currency of counterfeit money, counterfeit coin, worn coin and the stoppage of publication etc., no
Easy currency can also include other bank note of financial self-service equipment None- identified, for example exist larger spot bank note, with
Bank note of meaning scribble etc..
Financial self-service equipment, if the bank note being stored in belongs to unsuitable currency, continues executing with step according to recognition result
S203；If the bank note being stored in is not belonging to be difficult currency, processed according to normal deposit flow, flow jumps to step
Rapid S205, flow terminates.
The bank note that S203, reception are stored in.
Specifically, the unsuitable currency that user is stored in will not be rejected, but be received by financial self-service equipment so that use
Family no longer needs the bank note do not supported financial self-service equipment by artificial sales counter to carry out deposit operation, so as to improve deposit effect
Rate.
S204, return to abnormal receive information to user.
Financial self-service equipment, will not at once should not currency pair by this after step S203 have received unsuitable currency
The amount of money answered is stored in the savings account of user, but returns to abnormal receive information to user, informs that the bank note that user is stored in is
Unsuitable currency, needs to wait for further processing.
It should be noted that financial self-service equipment to user while abnormal reception message is returned, can be to bank's work
Send instruction as personnel, it is desirable to manually check and keep accounts, staff by this should not currency identification using not
With processing mode, such as out-of-print bank note, worn coin and counterfeit coin for receiving etc. are reclaimed, and by the corresponding gold of bank note
Volume is stored in the savings account of user, and counterfeit money is directly confiscated, so that it is guaranteed that the fund security of user.
Specifically, returning to abnormal receive information to user can be realized by step S2041 to step S2044, specifically
It is bright as follows：
The image information of the bank note that S2041, collection are stored in.
Specifically, financial self-service equipment gathers the image letter of the visible light wave range of the bank note being stored in using image capture device
Breath.
S2042, the transaction data for obtaining user.
Specifically, financial self-service equipment from user carry out deposit operation when input data in read transaction data, the friendship
Easy data can be put into the bank note total amount of financial self-service equipment, Deposit Account Number etc. including user.The paper that S2043, basis are stored in
The abnormal receive information of the transaction data generation of image information and user of coin.
Specifically, the image information of the bank note that financial self-service equipment is collected according to step S2041, and step S2042
The user for getting this time transaction data, generation returns to the abnormal of user and receives message, and the abnormal receive information can include
The Transaction Information of user, the image of abnormal bank note and prompt message etc., wherein, Transaction Information can include exchange hour, transaction
Serial number, dealing money, and user accounts information, wherein dealing money can include being put into the bank note of financial self-service equipment
The amount of money of total amount, the amount of money for having kept accounts and abnormal bank note, the image of abnormal bank note is the finance self-help being stored in user
The image of the bank note collection that equipment is not supported, when user receives the abnormal receive information of the image comprising abnormal bank note, can
Intuitively to recognize the situation of abnormal bank note so that user can feel at ease to use financial self-service equipment, without the peace for worrying fund
Entirely, while can inform that user incorporates the bank note that financial self-service equipment is not supported by prompt message, will be responsible for clear by artificial
Point keeps accounts, and if it is confirmed that for counterfeit money will be confiscated.
S2044, abnormal receive information is sent to user.
The abnormal receive information that step S2043 is generated is sent to user by financial self-service equipment by internet message.
Specifically, by abnormal receive information be sent to user can as follows a) to step b) realize, specifically
It is bright as follows：
A) digital watermarking is increased to abnormal receive information, obtains electronic certificate.
Digital watermarking (Digital Watermarking) is that specific identification information is directly embedded into multimedia, text
In the digital carriers such as shelves, software, it does not influence the use value of former digital carrier, is not easy to be ascertained yet and changes again.But
Can be recognized and be recognized by producer.
Digital carrier can be avoided to be tampered by increasing digital watermarking in digital carrier, effective protection information safety,
The characteristics of with integrality, confidentiality, availability, new non-repudiation and controllability so that information is in storage or transmitting procedure
Remain unmodified, be not destroyed, be not inserted into, not postponing, the not out of order and characteristic do not lost, and do not leak to unauthorized
User, can only be read by validated user, meanwhile, increased the information of digital watermarking can avoid sender or recipient from supporting
Rely transmitted information, and authorized organization can also control information at any time confidentiality.
In embodiments of the present invention, digital watermarking is increased by abnormal receive information, using the integrality of digital watermarking
May insure that abnormal receive information cannot be tampered in transmitting procedure, it is ensured that information security, using can not supporting for digital watermarking
Lai Xing, it can be ensured that genuine note that should not be in currency will not illegally be diverted in follow-up link, so as to ensure the fund of user
Safety.
Specifically, financial self-service equipment increases digital watermarking to abnormal receive information, specifically can be to abnormal receive information
In Transaction Information and the image of abnormal bank note increase digital watermarking respectively, obtain the electronic certificate of this deposit operation of user.
Further, financial self-service equipment increases digital watermarking using key to the abnormal receive information, obtains electronics
Voucher.For increase digital watermarking key can include exchange hour, transaction journal number, dealing money, and user account
Family information is at least one or is combined, wherein, the accounts information of exchange hour, transaction journal number, dealing money and user can
Obtained with the Transaction Information that is obtained by step S2043.
It should be noted that financial self-service equipment directly can increase digital watermarking to abnormal receive information, it is also possible to will
Abnormal receive information is sent to third party device and carries out the addition of digital watermarking, and returned according to the third party device for receiving
The abnormal receive information of data watermark is increased, electronic certificate is obtained.The third party device can be financial self-service equipment place
Business hall in third party device, or with the server of the banking system where financial self-service equipment etc., but do not limit
In this, third party device can be configured according to practical application, be not limited herein.
B) electronic certificate is sent to user.
Specifically, the electronic certificate that step a) is obtained is sent to user by financial self-service equipment.
Further, electronic certificate can be sent to user by financial self-service equipment using instant communication message, and this is instant
Communication information can be multimedia message or wechat, can also be the message of other instant messagings.
It is understood that financial self-service equipment can also be by operating in the corresponding application on intelligent terminal
Electronic certificate is pushed to user by (Application, APP).
It should be noted that electronic certificate can be transmitted directly to user by financial self-service equipment, it is also possible to by the 3rd
Electronic certificate is sent to user by method, apparatus, and financial self-service equipment is attached with third party device by network, the third party
Equipment can be the third party device in the business hall where financial self-service equipment, or with the silver where financial self-service equipment
Server of row system etc., but this is not limited to, specific sending method and third party device can be matched somebody with somebody according to practical application
Put, be not limited herein.
S205, flow terminate.
In the present embodiment, the bank note that user is stored in by financial self-service equipment is obtained, the bank note belongs to finance if identifying
The unsuitable currency that self-service device is not supported, then receive the bank note, and returns to abnormal receive information to user, realizes to gold
Melt unsuitable currency that self-service device do not support no longer by the way of directly rejecting, but use the side of abnormal reception processing
Formula is received so that user no longer needs the bank note do not supported financial self-service equipment by artificial sales counter to carry out deposit behaviour
Make, so as to improve deposit efficiency, and avoid directly rejecting and cause unsuitable currency in the diving of bringing of continuing to circulate on the market
In harm；Meanwhile, the abnormal receive information of transaction data generation of image information and user according to bank note, and using key to this
Abnormal receive information increases digital watermarking, obtains electronic certificate, and the electronic certificate is sent into user so that user can and
When receive the electronic certificate of the image comprising abnormal bank note, and the situation of abnormal bank note can be intuitively recognized, so as to protect
Card user can feel at ease to use financial self-service equipment, and without worrying the safety of fund, and the integrality of utilization digital watermarking can
To ensure that electronic certificate cannot be tampered in transmitting procedure, it is ensured that information security, while producing digital watermarking to enter using key
One step enhances the Information Security of electronic certificate, using the non repudiation of digital watermarking, it can be ensured that unsuitable currency
In genuine note will not illegally be diverted in follow-up link, so as to ensure the fund security of user.
Embodiment three：
Fig. 3 is a kind of structural representation of the device of note acceptance that the embodiment of the present invention three is provided, for convenience of description,
Illustrate only the part related to the embodiment of the present invention.A kind of device of note acceptance of Fig. 3 examples can be previous embodiment
The executive agent of the method for one note acceptance for providing.A kind of device of note acceptance of Fig. 3 examples includes bank note acquisition module
31 and exception processing module 32, each functional module describes in detail as follows：
Bank note acquisition module 31, for obtaining the bank note that user is stored in by financial self-service equipment；
Exception processing module 32, if for recognizing that the bank note belongs to unsuitable currency, being carried out to the bank note different
Normal reception processing, wherein, the unsuitable currency is the bank note that the financial self-service equipment is not supported.
Each module realizes the process of respective function in a kind of device of note acceptance that the present embodiment is provided, and specifically refers to
The description of foregoing embodiment illustrated in fig. 1, here is omitted.
Knowable to a kind of device of note acceptance of above-mentioned Fig. 3 examples, in the present embodiment, obtain user and pass through finance self-help
The bank note that equipment is stored in, if identifying, the bank note belongs to the unsuitable currency that financial self-service equipment is not supported, to the bank note
Abnormal reception processing is carried out, the unsuitable currency do not supported financial self-service equipment is realized no longer using the side for directly rejecting
Formula, but received by the way of abnormal reception processing so that user is no longer needed by artificial sales counter to finance self-help
The bank note that equipment is not supported carries out deposit operation, so as to improve deposit efficiency, and avoids directly rejecting and causes the goods that should not circulate
Coin is continuing the potential hazard that circulation brings on the market.
Example IV：
Fig. 4 is a kind of structural representation of the device of note acceptance that the embodiment of the present invention four is provided, for convenience of description,
Illustrate only the part related to the embodiment of the present invention.A kind of device of note acceptance of Fig. 4 examples can be previous embodiment
The executive agent of the method for two note acceptances for providing.A kind of device of note acceptance of Fig. 4 examples includes bank note acquisition module
41 and exception processing module 42, each functional module describes in detail as follows：
Bank note acquisition module 41, for obtaining the bank note that user is stored in by financial self-service equipment；
Exception processing module 42, if for recognizing that the bank note belongs to unsuitable currency, being carried out to the bank note different
Normal reception processing, wherein, the unsuitable currency is the bank note that the financial self-service equipment is not supported.
Further, exception processing module 42 includes：
Receiving submodule 421, for receiving the bank note；
Submodule 422 is returned to, for returning to abnormal receive information to the user.
Further, returning to submodule 422 includes：
Image acquisition units 4221, the image information for gathering the bank note；
Data capture unit 4222, the transaction data for obtaining the user；
Information generating unit 4223, for being believed according to described image information and transaction data generation abnormal the reception
Breath；
Information transmitting unit 4224, for the abnormal receive information to be sent into the user.
Further, information transmitting unit 4224 is additionally operable to：
Digital watermarking is increased to the abnormal receive information, electronic certificate is obtained；
The electronic certificate is sent to the user.
Further, information transmitting unit 4224 is additionally operable to：
Digital watermarking is increased to the abnormal receive information using key, electronic certificate is obtained, wherein, the key includes
Exchange hour, transaction journal number, dealing money, and the user accounts information is at least one or any combination.
Each module realizes the process of respective function in a kind of device of note acceptance that the present embodiment is provided, and specifically refers to
The description of foregoing embodiment illustrated in fig. 2, here is omitted.
Knowable to a kind of device of note acceptance of above-mentioned Fig. 4 examples, in the present embodiment, obtain user and pass through finance self-help
The bank note that equipment is stored in, if identifying, the bank note belongs to the unsuitable currency that financial self-service equipment is not supported, receives the paper
Coin, and abnormal receive information is returned to user, realize the unsuitable currency do not supported financial self-service equipment and no longer use
The mode directly rejected, but received by the way of abnormal reception processing so that user is no longer needed by artificial cabinet
The bank note that platform is not supported financial self-service equipment carries out deposit operation, so as to improve deposit efficiency, and avoids directly rejection from leading
Unsuitable currency is caused to continue the potential hazard that circulation brings on the market；Meanwhile, image information and user according to bank note
The abnormal receive information of transaction data generation, and digital watermarking is increased to the abnormal receive information using key, electronic certificate is obtained,
And the electronic certificate is sent to user so that user can timely receive the electronic certificate of the image comprising abnormal bank note,
And can intuitively recognize the situation of abnormal bank note, so that ensure that user can feel at ease to use financial self-service equipment, without load
The safety of heart fund, and integrality using digital watermarking may insure that electronic certificate cannot be tampered in transmitting procedure,
Ensure information security, while produce digital watermarking to further enhancing the Information Security of electronic certificate using key, using number
The non repudiation of word watermark, it can be ensured that genuine note that should not be in currency will not illegally be diverted in follow-up link, so that
Ensure the fund security of user.
It should be noted that each embodiment in this specification is described by the way of progressive, each embodiment
What is stressed is all the difference with other embodiment, between each embodiment same or similar part mutually referring to
.For device class embodiment, because it is substantially similar to embodiment of the method, so description is fairly simple, it is related
Part is illustrated referring to the part of embodiment of the method.
It is worth noting that, in said apparatus embodiment, included modules are to be drawn according to function logic
Point, but above-mentioned division is not limited to, as long as corresponding function can be realized；In addition, each functional module is specific
Title is also only to facilitate mutually distinguish, the protection domain being not intended to limit the invention.
It will appreciated by the skilled person that realize that all or part of step in the various embodiments described above method is can
Completed with instructing the hardware of correlation by program, corresponding program can be stored in a computer read/write memory medium
In, described storage medium, such as ROM/RAM, disk or CD.
Presently preferred embodiments of the present invention is the foregoing is only, is not intended to limit the invention, it is all in essence of the invention
Any modification, equivalent and improvement made within god and principle etc., should be included within the scope of the present invention.
Claims (10)
1. a kind of method of note acceptance, it is characterised in that methods described includes：
Obtain the bank note that user is stored in by financial self-service equipment；
If recognizing, the bank note belongs to unsuitable currency, and abnormal reception processing is carried out to the bank note, wherein, it is described unsuitable
Currency is the bank note that the financial self-service equipment is not supported.
2. method according to claim 1, it is characterised in that described abnormal reception processing is carried out to the bank note to include：
Receive the bank note；
Abnormal receive information is returned to the user.
3. method according to claim 2, it is characterised in that described to return to abnormal receive information to the user and include：
Gather the image information of the bank note；
Obtain the transaction data of the user；
The abnormal receive information is generated according to described image information and the transaction data；
The abnormal receive information is sent to the user.
4. method according to claim 3, it is characterised in that described that the abnormal receive information is sent to the user
Including：
Digital watermarking is increased to the abnormal receive information, electronic certificate is obtained；
The electronic certificate is sent to the user.
5. method according to claim 4, it is characterised in that described that digital watermarking is increased to the abnormal receive information,
Obtaining electronic certificate includes：
Digital watermarking is increased to the abnormal receive information using key, electronic certificate is obtained, wherein, the key includes transaction
Time, transaction journal number, dealing money, and the user accounts information is at least one or any combination.
6. a kind of device of note acceptance, it is characterised in that described device includes：
Bank note acquisition module, for obtaining the bank note that user is stored in by financial self-service equipment；
Exception processing module, if for recognizing that the bank note belongs to unsuitable currency, abnormal reception is carried out to the bank note
Treatment, wherein, the unsuitable currency is the bank note that the financial self-service equipment is not supported.
7. device according to claim 6, it is characterised in that the exception processing module includes：
Receiving submodule, for receiving the bank note；
Submodule is returned to, for returning to abnormal receive information to the user.
8. device according to claim 7, it is characterised in that the return submodule includes：
Image acquisition units, the image information for gathering the bank note；
Data capture unit, the transaction data for obtaining the user；
Information generating unit, for generating the abnormal receive information according to described image information and the transaction data；
Information transmitting unit, for the abnormal receive information to be sent into the user.
9. device according to claim 8, it is characterised in that described information transmitting element is additionally operable to：
Digital watermarking is increased to the abnormal receive information, electronic certificate is obtained；
The electronic certificate is sent to the user.
10. device according to claim 9, it is characterised in that described information transmitting element is additionally operable to：
Digital watermarking is increased to the abnormal receive information using key, electronic certificate is obtained, wherein, the key includes transaction
Time, transaction journal number, dealing money, and the user accounts information is at least one or any combination.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710005747.XA CN106803318A (en) | 2017-01-04 | 2017-01-04 | A kind of method and apparatus of note acceptance |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710005747.XA CN106803318A (en) | 2017-01-04 | 2017-01-04 | A kind of method and apparatus of note acceptance |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106803318A true CN106803318A (en) | 2017-06-06 |
Family
ID=58985447
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710005747.XA Pending CN106803318A (en) | 2017-01-04 | 2017-01-04 | A kind of method and apparatus of note acceptance |
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| Country | Link |
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| CN (1) | CN106803318A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111696248A (en) * | 2020-06-28 | 2020-09-22 | 中国银行股份有限公司 | Banknote exchange method and device, electronic equipment and computer readable storage medium |
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