CN111667288A - Consumption point certification management method, system and storage medium - Google Patents
Consumption point certification management method, system and storage medium Download PDFInfo
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- CN111667288A CN111667288A CN201910169699.7A CN201910169699A CN111667288A CN 111667288 A CN111667288 A CN 111667288A CN 201910169699 A CN201910169699 A CN 201910169699A CN 111667288 A CN111667288 A CN 111667288A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0226—Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
Abstract
The invention discloses a consumption point certification management method, a system and a storage medium, wherein the method comprises the following steps: the system receives request information of a registered user for configuring credit and evidence for a product to be sold, and freezes Y credit and evidence in a credit and evidence account of the registered user, the current registered user and the registered user of the product to be sold complete the transaction of the product, and X credit and evidence of the registered user selling the product are transferred to the credit and evidence account of the current registered user from the credit and evidence account of the registered user selling the product. The points acquired by the consumer from different merchant users or seller users have the certification characteristic, the certification points acquired by different merchant users or seller users can be universal and can be transferred, the use range of the points is expanded, and meanwhile, the distributed storage is carried out on the transaction data containing the point certification through the block chain technology, so that the method has the characteristics of non-falsification, decentralization and high transparency.
Description
Technical Field
The invention relates to the field of points, in particular to a consumption point certification management method, a consumption point certification management system and a storage medium.
Background
The points are a marketing means generated by promoting the sale of goods by merchants or sellers, different merchants or sellers are different point issuing subjects, and the points pushed by various merchants or sellers have different rules and different implementation schemes. The incentive that the consumer obtains the corresponding points when consuming at a certain merchant promotes the consumer to consume at the merchant or the seller, and the consumer can exchange gifts or deduct the consumption within a certain appointed time limit within the point rule appointed by the merchant or the seller. Usually, the point is beyond a certain period, and the consumer who obtains the point does not exchange or deduct the point gift, the effect of the point zero clearing treatment on the marketing of the consumer is weakened. In addition, points issued by various merchants or sellers cannot be commonly used, and various points have a specific use range and are poor in universality.
Blockchain technology is a peer-to-peer network that uses distributed databases to identify, record, and disseminate information, also known as the value internet. The information on the block chain has the natural characteristics of instant verification, traceability, difficult tampering and incapability of shielding, so that a private, efficient and safe shared value system is created.
Disclosure of Invention
The invention aims to overcome the problems of the prior art and provides a high-efficiency, safe and intercommunicated consumption point certification management method and system.
The invention provides a consumption credit accreditation management method, which is applied to a block chain system, wherein the system comprises a plurality of registered users, the registered users are configured with credit accreditation accounts, the credit accreditation accounts are used for the registered users to manage credit accreditation thereof, and the credit accreditation is a valuable negotiable digital rights and interests certificate;
the method comprises the following steps:
(1) the system receives request information of a registered user for configuring credit permit for a product to be sold, and freezes Y credit permits in a credit permit account of the registered user;
the request information of the registered user for configuring the credit receipt for the product to be sold comprises the product number N of the registered user for selling the product and the corresponding credit receipt number configured for each product, wherein Y credit receipts are the sum of the credit receipt numbers configured for the product to be sold;
the holders of the Y number of credit vouchers in the frozen state cannot handle the credit vouchers in the frozen state, the handling is transfer transaction or presentation, and all events handled by the credit vouchers in the frozen state are listed as invalid events by the block chain system;
(2) the system judges whether a current registered user and a registered user of a product to be sold complete product transaction, if the current registered user and the registered user of the product to be sold complete the product transaction, the system transfers X number of credit certificates of the registered user selling the product from a credit certificate account of the registered user selling the product to a credit certificate account of the current registered user;
wherein Y is a positive integer of 1 or more, and N is an integer of 1 or more.
Optionally, in the embodiment of the present invention, the system receives request information of a registered user for configuring the credit receipt for a product to be sold, and before the Y credit receipts in the credit receipt account of the registered user are frozen, the system further performs real-name identity authentication on the registered user who sends the request information of the credit receipt for configuring the product to be sold.
Further, the system receives request information of a registered user for configuring credit and permit for a product to be sold, judges whether the number of the credits and permits of the credit and permit account of the registered user is larger than or equal to Y or not before Y credits and permits of the credit and permit account of the registered user are frozen, and freezes Y credits and permits of the credit and permit account of the registered user if the number of the credits and permits of the credit and permit account of the registered user is larger than or equal to Y.
Furthermore, the X number of credit vouchers are transferred from the credit voucher account of the registered user selling a certain product to the credit voucher account of the current registered user and are in a unfreezing state, the current registration can handle the X number of credit vouchers transferred from the credit voucher account of the registered user to the credit voucher account of the registered user, and the handling is the transfer transaction or the presentation of the credit vouchers.
Further, the credit certificates between the credit certificate accounts of the registered users can be mutually transferred through the system, and the credit certificates are transferred to the credit certificate account of the transferee from the credit certificate account of the transferee.
Further, the system comprises a blockchain network, the blockchain network comprises a plurality of nodes, the nodes broadcast transaction data of the products to the blockchain network, and the nodes with the accounting right in the blockchain network write transaction records of the products into the blockchain.
The transaction data of the product comprises transfer record data of the credit evidence.
Further, the system includes a fixed number of credit vouchers.
In another embodiment of the present invention, a consumption credit certification management system is further provided, where the system includes a server, and the server includes: at least one processor; and a memory communicatively coupled to the at least one processor; wherein the memory stores instructions executable by the at least one processor to cause the at least one processor to perform the steps of the consumption credit certification management method described above.
In another embodiment of the present invention, a computer-readable storage medium is further provided, where a processing system is stored on the computer-readable storage medium, and when executed by a processor, the processing system implements the above-mentioned consumption credit certification management method steps.
Compared with the prior art, the consumption point certification management method, the consumption point certification management system and the computer readable storage medium have the following beneficial effects that:
in the system, various merchant users of various platforms can carry out certification management on points of consumer users who buy commodities or product sales; the merchant user can transfer the credit and certificates with the consumer user, the merchant or the seller needs to freeze corresponding number of credit and certificates for selling products, and the credit and certificates acquired in the consumption process can be directly transferred with the merchant or the seller needing the credit and certificates, so that the use of the credit and certificates is expanded, and the circulation of the credit and certificates is accelerated; the transaction data containing the credit evidence can be stored in a distributed mode through the block chain technology, the block chain technology has the characteristics of being not falsifiable, decentralized and highly transparent, the credit obtained by a consumer from different merchant users or seller users has the certification characteristic, the credit obtained from different merchant users or seller users can be universal, and the block chain technology can be assigned and can expand the application range of the credit.
Drawings
The accompanying drawings, which are included to provide a further understanding of the invention and are incorporated in and constitute a part of this specification, illustrate embodiments of the invention and together with the description serve to explain the invention without limiting it to the details of the description. In the drawings:
fig. 1 is a flowchart of the consumption credit certification management method according to embodiment 1 of the present invention.
Detailed Description
In order to make the technical problems, technical solutions and advantageous effects to be solved by the present invention clearer and clearer, the present invention is further described in detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention. All other embodiments, which can be obtained by a person skilled in the art without any inventive step based on the embodiments of the present invention, are within the scope of the present invention.
The term "a plurality" as used herein means one, two or more.
Example 1
The invention provides a consumption credit accreditation management method, which is applied to a block chain system and comprises a plurality of registered users, wherein the registered users are configured with credit accreditation accounts, the credit accreditation accounts are used for the registered users to manage credit accreditation of the registered users, the credit accreditation is a digital interest proof which can encrypt valuable circulation, and the digital interest proof carries out digital interest proof on consumption of the users; the method comprises the following steps:
(1) the system receives request information of a registered user for configuring credit permit for a product to be sold, and freezes Y credit permits in a credit permit account of the registered user;
the request information of the registered user for configuring the credit permit for the product to be sold comprises the product number N of the registered user for selling the product and the corresponding credit permit number configured for each product, wherein Y credit permits are the sum of the credit permit numbers configured for the product to be sold, namely Y is NxX;
the holders of the Y number of credit vouchers in the frozen state cannot handle the credit vouchers in the frozen state, the handling is transfer transaction or presentation, and all events handled by the credit vouchers in the frozen state are listed as invalid events by the block chain system;
(2) the system judges whether a current registered user and a registered user of a product to be sold complete product transaction, if the current registered user and the registered user of the product to be sold complete the product transaction, the system transfers X number of credit certificates of the registered user selling the product from a credit certificate account of the registered user selling the product to a credit certificate account of the current registered user;
wherein Y is a positive integer of 1 or more, and N is an integer of 1 or more.
Further, the consumption credit certification management method of the invention is that before the system receives the request information of the registered user for the configuration credit certification of a product to be sold, and the Y credit certificates in the credit certification account of the registered user are frozen, the system also performs real-name identity authentication on the registered user who sends the request information of the configuration credit certificate of the product to be sold.
The real-name identities comprise the following: providing the ID card number to perform real-name authentication and telephone number authentication after real-name authentication.
Further, the consumption credit accreditation management method comprises the steps that the system receives request information of a registered user for configuring credit accreditation for a product to be sold, before Y credit accreditation in a credit accreditation account of the registered user is frozen, whether the credit accreditation quantity of the credit accreditation account of the registered user is larger than or equal to Y is judged, if the credit accreditation quantity of the credit accreditation account of the registered user is larger than or equal to Y, Y credit accreditation in the credit accreditation account of the registered user is frozen, wherein Y is a positive integer larger than or equal to 1; otherwise, returning the information that the product to be sold can not be configured with the credit receipt to the registered user who initiates the request for configuring the credit receipt of the product to be sold.
Furthermore, in the consumption credit accreditation management method, X number of credit accreditations are transferred from the credit accreditation account of the registered user selling a certain product to the credit accreditation account of the current registered user in a unfreezing state, the current registration can handle the X number of credit accreditations transferred from the credit accreditation account of the registered user to the credit accreditation account of the registered user, and the processing is transfer transaction or presentation of the credit accreditation.
It should be noted that, in the consumption credit accreditation management method of the present invention, the credit accreditation between the credit accreditation accounts of the registered users can be mutually transferred through the system, and the credit accreditation is transferred from the credit accreditation account of the transferor to the credit accreditation account of the transferee. When registered users as merchants or sellers need to sell a certain product through the credit voucher, the credit voucher can be obtained through credit voucher transfer with other registered users. Similarly, a registered user who is a consumer can obtain the credit voucher by purchasing a commodity or a product, and can transfer the owned credit voucher with other registered users who need the credit voucher to obtain the value owned by the credit voucher. It should be noted that the crediting value in the present invention is the consensus value agreed upon by all registered users joining the system.
The present invention further describes the method of the present invention by taking a registered user a and a registered user B as examples, wherein the registered user a is a seller user and the registered user B is a buyer user, as shown in fig. 1, a consumption point certification method comprises the following steps:
step S1: the system receives request information of a registered user A for configuration credit of a product to be sold; the request information of the registered user for configuring the credit permit for the product to be sold comprises the product number N of the registered user for selling the product and the corresponding credit permit number configured for each product, wherein Y credit permits are the sum of the credit permit numbers configured for the product to be sold, namely Y is NxX;
step S2, the system judges whether the credit amount of the credit account of the registered user A is larger than or equal to Y, if the credit amount of the credit account of the registered user A is larger than or equal to Y, the system freezes Y credit amounts in the credit account of the registered user A, wherein Y is a positive integer larger than or equal to 1; otherwise, returning the information that the product to be sold can not be configured with the credit card to the registered user A; the holders of the Y number of credit vouchers in the frozen state cannot handle the credit vouchers in the frozen state, the handling is transfer transaction or presentation, and all events handled by the credit vouchers in the frozen state are listed as invalid events by the block chain system;
step S3, the system judges whether the registered user B finishes the product transaction with the registered user A waiting to sell a certain product, if the registered user B finishes the product transaction with the registered user A waiting to sell a certain product, the system enters step S4;
in step S4, the system transfers the X number of loyalty certificates of the registered user a selling a certain product from the loyalty certificate account of the registered user a to the loyalty certificate account of the registered user B.
The X number of the credit vouchers are transferred from the credit voucher account of the registered user A selling a certain product to the credit voucher account of the registered user B and are in a unfreezing state, the registered user B can dispose the X number of the credit vouchers in the credit voucher account of the registered user B, and the disposing is the transfer transaction or presentation of the credit vouchers.
Example 2
The invention provides a consumption credit accreditation management method, which is applied to a block chain system, wherein the system comprises a block chain network, the block chain network comprises a plurality of nodes, the system comprises a plurality of registered users, the registered users are configured with credit accreditation accounts, the credit accreditation accounts are used for the registered users to manage credit accreditation thereof, the credit accreditation is a digital interest proof which can encrypt valuable circulation, and the digital interest proof performs digital interest proof on consumption of the users; the method comprises the following steps:
(1) the system receives request information of a registered user for configuring credit permit for a product to be sold, and freezes Y credit permits in a credit permit account of the registered user, wherein Y is a positive integer greater than or equal to 1;
the request information of the registered user for configuring the credit permit for the product to be sold comprises the product number N of the registered user for selling the product, Y credit permits are the sum of the credit permit numbers configured for the product to be sold, namely Y is X1+ X2+ … Xi … + XN, wherein X1 is the credit permit number configured for the first product, X2 is the credit permit number configured for the second product, Xi is the credit permit number configured for the ith product, XN is the credit permit number configured for the nth product, i is a positive integer and i is not less than 1 and not more than N.
The holders of the Y number of credit vouchers in the frozen state cannot handle the credit vouchers in the frozen state, the handling is transfer transaction or presentation, and all events handled by the credit vouchers in the frozen state are listed as invalid events by the block chain system;
(2) the system judges whether a current registered user and a registered user of a product to be sold complete product transaction, if the current registered user and the registered user of the product to be sold complete the product transaction, the system transfers X number of credit certificates of the registered user selling the product from a credit certificate account of the registered user selling the product to a credit certificate account of the current registered user; the nodes broadcast the transaction data of the product to the blockchain network, and the nodes with the accounting right in the blockchain network write the transaction record of the product into the blockchain.
Further, the transaction data of the product comprises transfer record data of the credit voucher.
Furthermore, the consumption credit accreditation management method of the invention is characterized in that before the system receives request information of a registered user for allocating credit accreditation for a product to be sold and Y credit accreditation in a credit accreditation account of the registered user are frozen, the system also performs real-name identity authentication on the registered user sending the request information of allocating credit accreditation for the product to be sold; the real-name identity authentication is authentication of all nodes passing through the block chain network.
The real-name identities comprise the following identities: providing the identity document number for real-name authentication and telephone number mode authentication after the real-name authentication;
further, the consumption credit accreditation management method comprises the steps that the system receives request information of a registered user for configuring credit accreditation for a product to be sold, before Y credit accreditation in a credit accreditation account of the registered user is frozen, whether the credit accreditation quantity of the credit accreditation account of the registered user is larger than or equal to Y is judged, if the credit accreditation quantity of the credit accreditation account of the registered user is larger than or equal to Y, Y credit accreditation in the credit accreditation account of the registered user is frozen, wherein Y is a positive integer larger than or equal to 1; otherwise, returning the information that the product to be sold can not be configured with the credit receipt to the registered user who initiates the request for configuring the credit receipt of the product to be sold.
Furthermore, in the consumption credit accreditation management method, X number of credit accreditations are transferred from the credit accreditation account of the registered user selling a certain product to the credit accreditation account of the current registered user in a unfreezing state, the current registration can handle the X number of credit accreditations transferred from the credit accreditation account of the registered user to the credit accreditation account of the registered user, and the processing is transfer transaction or presentation of the credit accreditation.
Further, the system includes a fixed number of credit vouchers. That is, in the blockchain system, the sum of the number of credit certificates held by all registered users is a constant number in a specific time.
It should be noted that, in the consumption credit accreditation management method of the present invention, the credit accreditation between the credit accreditation accounts of the registered users can be mutually transferred through the system, and the credit accreditation is transferred from the credit accreditation account of the transferor to the credit accreditation account of the transferee. When registered users as merchants or sellers need to sell a certain product through the credit voucher, the credit voucher can be obtained through credit voucher transfer with other registered users. Similarly, a registered user who is a consumer can obtain the credit voucher by purchasing a commodity or a product, and can transfer the owned credit voucher with other registered users who need the credit voucher to obtain the value owned by the credit voucher. It should be noted that the crediting value in the present invention is the consensus value achieved by all registered users joining the system.
Example 3
The embodiment of the invention also provides a consumption point certification management system, which comprises a server, wherein the server comprises: at least one processor; and a memory communicatively coupled to the at least one processor; wherein the memory stores instructions executable by the at least one processor to cause the at least one processor to perform steps implementing a consumption points certification management method. The consumption point certification management method is the same as that in embodiment 1 or 2, and the embodiment of the present invention is not described herein again.
Example 4
The embodiment of the invention also provides a computer readable storage medium, wherein a processing system is stored on the computer readable storage medium, and the processing system realizes the consumption point certification management method steps when being executed by a processor. The consumption point certification management method is the same as that in embodiment 1 or 2, and the embodiment of the present invention is not described herein again.
It should be noted that one product referred to in the present invention may be a single commodity, may also be a combination of multiple types of commodities, and may also be a product purchased by a plurality of commodities. The number of the credit certificates set corresponding to each product can be related to the sale price corresponding to the product and the profit obtained by the product, and the credit certificates set for each product can be set by the subjective intention of the registered user of the seller of the product or can be executed by the rules agreed by the system.
The above embodiments are only for illustrating the technical solutions of the present invention, but it should be understood that the present invention is not limited to the above embodiments, and modifications made by persons skilled in the art in combination with the known or existing technologies and knowledge or equivalent replacements of some or all of the technical features thereof by the teaching of the present invention should also be considered within the protection scope of the present invention.
Claims (10)
1. A consumption point certification management method is characterized in that,
the method is applied to a block chain system, the system comprises a plurality of registered users, the registered users are provided with credit accreditation accounts, the credit accreditation accounts are used for the registered users to manage credit accreditation of the registered users, and the credit accreditation is a valuable negotiable digital rights and interests certificate;
the method comprises the following steps:
(1) the system receives request information of a registered user for configuring credit permit for a product to be sold, and freezes Y credit permits in a credit permit account of the registered user;
the request information of the registered user for configuring the credit receipt for the product to be sold comprises the product number N of the registered user for selling the product and the corresponding credit receipt number configured for each product, wherein Y credit receipts are the sum of the credit receipt numbers configured for the product to be sold;
the holders of the Y number of credit vouchers in the frozen state cannot handle the credit vouchers in the frozen state, the handling is transfer transaction or presentation, and all events handled by the credit vouchers in the frozen state are listed as invalid events by the block chain system;
(2) the system judges whether a current registered user and a registered user of a product to be sold complete product transaction, if the current registered user and the registered user of the product to be sold complete the product transaction, the system transfers X number of credit certificates of the registered user selling the product from a credit certificate account of the registered user selling the product to a credit certificate account of the current registered user;
wherein Y is a positive integer of 1 or more, and N is an integer of 1 or more.
2. The consumption points certification management method according to claim 1,
the system receives request information of a registered user for configuring the credit permit for a product to be sold, and performs real-name identity authentication on the registered user who sends the request information of configuring the credit permit for the product to be sold before Y credit permits in a credit permit account of the registered user are frozen.
3. The consumption points certification management method according to claim 1,
the system receives request information of a registered user for configuring credit and permit for a product to be sold, judges whether the number of the credits of the credit and permit account of the registered user is larger than or equal to Y or not before Y credits of the credit and permit account of the registered user are frozen, and freezes the Y credits of the credit and permit account of the registered user if the number of the credits of the credit and permit account of the registered user is larger than or equal to Y.
4. The consumption points certification management method according to claim 1,
the X number of credit vouchers are transferred from the credit voucher account of a registered user selling a certain product to the credit voucher account of the current registered user and are in a unfreezing state, the current registration can handle the X number of credit vouchers transferred from the credit voucher account of the registered user to the credit voucher account of the registered user, and the handling is the transfer transaction or presentation of the credit vouchers.
5. The consumption points certification management method according to claim 1,
the credit and pass between the credit and pass accounts of the registered users can be mutually transferred through the system, and the credit and pass account of the transferor is transferred to the credit and pass account of the transferee.
6. The consumption points certification management method according to claim 1,
the system comprises a block chain network, wherein the block chain network comprises a plurality of nodes, the nodes broadcast transaction data of the product to the block chain network, and the nodes with accounting rights in the block chain network write transaction records of the product into the block chain.
7. The consumption points certification management method according to claim 6,
the transaction data of the product comprises transfer record data of the credit voucher.
8. The consumption points certification management method according to claim 6,
the system contains a fixed number of credit vouchers.
9. A consumption point certification management system is characterized in that,
the system includes a server, the server comprising: at least one processor; and a memory communicatively coupled to the at least one processor; wherein the memory stores instructions executable by the at least one processor to cause the at least one processor to perform the steps of implementing the consumption credit certification management method according to any one of claims 1 to 8.
10. A computer-readable storage medium, characterized in that,
the computer readable storage medium has stored thereon a processing system which, when executed by a processor, carries out the consumption credit certification management method steps of any one of claims 1 to 8.
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| CN201910169699.7A CN111667288A (en) | 2019-03-06 | 2019-03-06 | Consumption point certification management method, system and storage medium |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112613880A (en) * | 2020-12-28 | 2021-04-06 | 青岛海链数字科技有限公司 | Block chain-based consumption processing system, method, apparatus, device, and medium |
| CN113052640A (en) * | 2021-04-20 | 2021-06-29 | 普华云创科技(北京)有限公司 | Dynamic commodity pricing method and system based on block chain payment scene |
-
2019
- 2019-03-06 CN CN201910169699.7A patent/CN111667288A/en active Pending
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112613880A (en) * | 2020-12-28 | 2021-04-06 | 青岛海链数字科技有限公司 | Block chain-based consumption processing system, method, apparatus, device, and medium |
| CN113052640A (en) * | 2021-04-20 | 2021-06-29 | 普华云创科技(北京)有限公司 | Dynamic commodity pricing method and system based on block chain payment scene |
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