CN111369239B - Resource transfer method, device and system - Google Patents

Resource transfer method, device and system Download PDF

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Publication number
CN111369239B
CN111369239B CN202010116693.6A CN202010116693A CN111369239B CN 111369239 B CN111369239 B CN 111369239B CN 202010116693 A CN202010116693 A CN 202010116693A CN 111369239 B CN111369239 B CN 111369239B
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party
resource transfer
information
resource
transfer
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CN111369239A (en
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龙华君
刘乔歆
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Alipay Hangzhou Information Technology Co Ltd
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Alipay Hangzhou Information Technology Co Ltd
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Priority to PCT/CN2020/140600 priority patent/WO2021169565A1/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
    • G06F3/0481—Interaction techniques based on graphical user interfaces [GUI] based on specific properties of the displayed interaction object or a metaphor-based environment, e.g. interaction with desktop elements like windows or icons, or assisted by a cursor's changing behaviour or appearance
    • G06F3/0482—Interaction with lists of selectable items, e.g. menus
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
    • G06F3/0487—Interaction techniques based on graphical user interfaces [GUI] using specific features provided by the input device, e.g. functions controlled by the rotation of a mouse with dual sensing arrangements, or of the nature of the input device, e.g. tap gestures based on pressure sensed by a digitiser
    • G06F3/0488—Interaction techniques based on graphical user interfaces [GUI] using specific features provided by the input device, e.g. functions controlled by the rotation of a mouse with dual sensing arrangements, or of the nature of the input device, e.g. tap gestures based on pressure sensed by a digitiser using a touch-screen or digitiser, e.g. input of commands through traced gestures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Abstract

One or more embodiments of the present specification provide a method, an apparatus, and a system for resource transfer, where the method includes: and generating first page link information for requesting the resource transferring party to add the resource transferring related information based on the information substitution triggering operation of the first user of the resource transferring party. And sending the first page link information to a corresponding resource transfer party so that the resource transfer party updates information to be added in an interactive page corresponding to the first page link information to obtain second page link information. And acquiring second page link information returned by the resource transfer party. And sending a resource transfer request to the background server based on the interactive page corresponding to the second page link information so that the background server can transfer the resources between the account of the resource transfer-out party and the account of the resource transfer-in party.

Description

Resource transfer method, device and system
Technical Field
The present disclosure relates to the field of internet technologies, and in particular, to a method, an apparatus, and a system for transferring resources.
Background
At present, with the coming of the internet era, the internet is widely applied to daily study, work and life of people. Various daily transactions can be processed and presented through the internet. Meanwhile, with the rapid development of the mobile internet, the demand of the online resource transfer service is more and more obvious, more and more application programs capable of providing the online resource transfer service are provided, and a user can complete the online resource transfer through the corresponding application programs, for example, resource transfer services such as domestic transfer, remittance, cross-border transfer, remittance and the like, so that great convenience is brought to the daily life of people.
Then, when the user initiates the online resource transfer service by using the corresponding application program, the resource transfer-out party is required to fill the related information of the resource transfer-in party one by one in the resource transfer service initiation page. Therefore, the resource transfer-out party needs to communicate and confirm with the resource transfer-in party for multiple times to acquire the relevant information of the resource transfer-in party, which needs to be filled in the resource transfer service initiation page; even, aiming at the condition that the resource transfer-in party does not know which information needs to be provided, the resource transfer-out party is required to inform the resource transfer-in party of the relevant information needing to be provided in a screenshot mode and the like, and the resource transfer-out party performs the operations of information filling, copying, pasting, confirming and the like in a resource transfer service initiating page based on the feedback information of the resource transfer-in party; that is to say, in the process of initiating the resource transfer service by the resource transfer-out party, the information interaction and confirmation with the resource transfer-in party are required for many times to obtain the complete and accurate relevant information of the resource transfer-in party, and then the relevant information filling in the resource transfer service initiation page is completed, so that the whole process is complicated in steps, long in time consumption of both parties, and low in information filling efficiency.
Therefore, a technical scheme for filling information required by resource transfer in a resource transfer process can be realized more quickly and more accurately is needed.
Disclosure of Invention
An object of one or more embodiments of the present specification is to provide a resource transfer method. The resource transfer method comprises the following steps:
and generating first page link information for requesting the resource transferring party to add the resource transferring related information based on the information substitution triggering operation of the first user of the resource transferring party. And sending the first page link information to the resource transfer party so that the resource transfer party updates information to be added in the interactive page corresponding to the first page link information to obtain second page link information. And acquiring the second page link information returned by the resource transfer party. And sending a resource transfer request to a background server based on the interactive page corresponding to the second page link information, so that the background server performs resource transfer between the account of the resource transfer-out party and the account of the resource transfer-in party.
An object of one or more embodiments of the present specification is to provide a resource transfer method. The resource transfer method comprises the following steps:
receiving first page link information sent by a resource transfer-out party, wherein the first page link information is generated by the resource transfer-out party based on information substitution triggering operation of a first user and is used for requesting the resource transfer-in party to add resource transfer related information. And updating the information to be added in the interactive page based on the input information of the second user of the resource transfer party in the interactive page corresponding to the first page link information to obtain second page link information. And sending the second page link information to the resource transfer party so that the resource transfer party sends a resource transfer request to a background server based on the interactive page corresponding to the second page link information.
An object of one or more embodiments of the present specification is to provide a resource transfer apparatus. The resource transfer apparatus includes:
and the first page link generation module is used for generating first page link information for requesting the resource transfer party to add the resource transfer related information based on the information substitution triggering operation of the first user of the resource transfer party. And the first page link sending module is used for sending the first page link information to the resource transfer party so that the resource transfer party updates information to be added in the interactive page corresponding to the first page link information to obtain second page link information. And the second page link acquisition module is used for acquiring the second page link information returned by the resource transfer party. And the resource transfer request sending module is used for sending a resource transfer request to a background server based on the interactive page corresponding to the second page link information so that the background server can transfer resources between the account of the resource transfer party and the account of the resource transfer party.
An object of one or more embodiments of the present specification is to provide a resource transfer apparatus. The resource transfer apparatus includes:
The first page link receiving module is used for receiving first page link information sent by a resource transfer-out party, wherein the first page link information is generated by the resource transfer-out party based on information substitution and filling triggering operation of a first user and is used for requesting the resource transfer-in party to add resource transfer related information. And the second page link generation module is used for updating the information to be added in the interactive page based on the input information of the second user of the resource transfer party in the interactive page corresponding to the first page link information to obtain second page link information. And the second page link sending module is used for sending the second page link information to the resource transfer-out party so that the resource transfer-out party sends a resource transfer request to a background server based on the interactive page corresponding to the second page link information.
An object of one or more embodiments of the present specification is to provide a resource transfer system. The resource transfer system includes: the system comprises a resource roll-out party, a resource roll-in party and a background server end which is in communication connection with the resource roll-out party and the resource roll-in party.
The resource transferring party generates first page link information for requesting the resource transferring party to add the resource transferring related information based on the information substitution triggering operation of the first user; sending the first page link information to the resource transfer party; acquiring second page link information returned by the resource transfer party; and sending a resource transfer request to a background server based on the interactive page corresponding to the second page link information.
The resource transfer party receives the first page link information; updating information to be added in the interactive page based on input information of a second user in the interactive page corresponding to the first page link information to obtain second page link information; and sending the second page link information to the resource transfer-out party.
And the background server responds to the received resource transfer request and performs resource transfer between the account of the resource transfer-out party and the account of the resource transfer-in party.
It is an object of one or more embodiments of the present specification to provide a resource transfer apparatus, including: a processor; and a memory arranged to store computer executable instructions.
The computer-executable instructions, when executed, cause the processor to generate first page link information for requesting the resource transferring-in party to add the resource transfer related information based on an information substitution triggering operation of a first user of the resource transferring-out party. And sending the first page link information to the resource transfer party so that the resource transfer party updates information to be added in the interactive page corresponding to the first page link information to obtain second page link information. And acquiring the second page link information returned by the resource transfer party. And sending a resource transfer request to a background server based on the interactive page corresponding to the second page link information, so that the background server performs resource transfer between the account of the resource transfer-out party and the account of the resource transfer-in party.
An object of one or more embodiments of the present specification is to provide a resource transfer apparatus including: a processor; and a memory arranged to store computer executable instructions.
The computer executable instructions, when executed, cause the processor to receive first page link information sent by a resource transfer party, wherein the first page link information is generated by the resource transfer party based on an information substitution triggering operation of a first user and is used for requesting the resource transfer party to add resource transfer related information. And updating the information to be added in the interactive page based on the input information of the second user of the resource transfer party in the interactive page corresponding to the first page link information to obtain second page link information. And sending the second page link information to the resource transfer party so that the resource transfer party sends a resource transfer request to a background server based on the interactive page corresponding to the second page link information.
It is an object of one or more embodiments of the present specification to provide a storage medium for storing computer-executable instructions. The executable instruction generates first page link information for requesting the resource transferring party to add the resource transferring related information based on the information substitution triggering operation of the first user of the resource transferring party when being executed by the processor. And sending the first page link information to the resource transfer party so that the resource transfer party updates information to be added in the interactive page corresponding to the first page link information to obtain second page link information. And acquiring the second page link information returned by the resource transfer party. And sending a resource transfer request to a background server based on the interactive page corresponding to the second page link information, so that the background server performs resource transfer between the account of the resource transfer-out party and the account of the resource transfer-in party.
It is an object of one or more embodiments of the present specification to provide a storage medium for storing computer-executable instructions. The executable instruction receives first page link information sent by a resource transferring party when being executed by a processor, wherein the first page link information is generated by the resource transferring party based on information substitution triggering operation of a first user and is used for requesting the resource transferring party to add resource transfer related information. And updating the information to be added in the interactive page based on the input information of the second user of the resource transfer party in the interactive page corresponding to the first page link information to obtain second page link information. And sending the second page link information to the resource transfer party so that the resource transfer party sends a resource transfer request to a background server based on the interactive page corresponding to the second page link information.
Drawings
In order to more clearly illustrate one or more embodiments or prior art solutions of the present specification, the drawings that are needed in the description of the embodiments or prior art will be briefly described below, it is obvious that the drawings in the following description are only some of the embodiments described in one or more of the specification, and that other drawings can be obtained by those skilled in the art without inventive exercise.
Fig. 1 is a schematic application scenario of a resource transfer system according to one or more embodiments of the present disclosure;
fig. 2 is a first flowchart of a resource transfer method applied to a user terminal corresponding to a resource transfer party according to one or more embodiments of the present disclosure;
fig. 3 is a second flowchart of a resource transfer method applied to a user terminal corresponding to a resource transfer party according to one or more embodiments of the present disclosure;
fig. 4 is a third flowchart of a resource transfer method applied to a user terminal corresponding to a resource transfer party according to one or more embodiments of the present disclosure;
fig. 5 is a schematic diagram of a multi-end interaction process involved in a resource transfer method provided in one or more embodiments of the present specification;
fig. 6 is a fourth flowchart of a resource transfer method applied to a user terminal corresponding to a resource transfer party according to one or more embodiments of the present disclosure;
FIG. 7a is a schematic diagram of an interactive interface of a process for generating first page link information in a resource transfer method according to one or more embodiments of the present disclosure;
fig. 7b is a schematic interactive interface diagram of a generation process of link information of a second page in a resource transfer method according to one or more embodiments of the present specification;
Fig. 7c is a schematic interactive interface diagram of a sending process of a resource transfer request in a resource transfer method according to one or more embodiments of the present specification;
fig. 8 is a flowchart of a resource transfer method applied to a user terminal corresponding to a resource transfer party according to one or more embodiments of the present disclosure;
fig. 9 is a schematic block diagram illustrating a resource transfer apparatus disposed in a ue corresponding to a resource transfer party according to one or more embodiments of the present disclosure;
fig. 10 is a schematic block diagram illustrating a resource transfer apparatus disposed in a ue corresponding to a resource transfer party according to one or more embodiments of the present disclosure;
fig. 11 is a schematic structural diagram of a resource transfer device according to one or more embodiments of the present specification.
Detailed Description
In order to make the technical solutions in one or more embodiments of the present disclosure better understood, the technical solutions in one or more embodiments of the present disclosure will be clearly and completely described below with reference to the accompanying drawings in one or more embodiments of the present disclosure, and it is obvious that the described embodiments are only a part of one or more embodiments of the present disclosure, but not all embodiments. All other embodiments that can be derived by a person skilled in the art from the embodiments described in one or more of the present specification without inventive step should be considered within the scope of protection of this document.
It should be noted that one or more embodiments and features of the embodiments in the present description may be combined with each other without conflict. Reference will now be made in detail to one or more embodiments of the present disclosure, examples of which are illustrated in the accompanying drawings.
One or more embodiments of the present disclosure provide a resource transfer method, apparatus, and system, in a resource transfer process, a resource transferring party can request a resource transferring party to add resource transfer related information required in a resource transfer initiating page instead, that is, the resource transferring party directly pushes a resource transfer initiating page containing information to be added to the resource transferring party, so that the resource transferring party directly performs resource transfer related information input operation in the resource transfer initiating page, and then returns the resource transfer initiating page after information addition to the resource transferring party, so that the number of times of information confirmation performed by the resource transferring party in the resource transferring party can be reduced, the addition efficiency and accuracy of related information required by resource transfer can be improved, and a situation that resource transfer fails due to an error in related information required by resource transfer can be avoided, thereby ensuring the success rate of resource transfer.
Fig. 1 is a schematic view of an application scenario of a resource transfer system according to one or more embodiments of the present specification, where, as shown in fig. 1, the system includes: the resource transfer method comprises a user terminal corresponding to a resource roll-out party, a user terminal corresponding to a resource roll-in party and a background server, wherein the user terminal corresponding to the resource roll-out party or the user terminal corresponding to the resource roll-in party can be mobile terminals such as smart phones and tablet computers, and can also be terminal equipment such as personal computers, the background server can be a server for providing business services for the resource roll-out party and the resource roll-in party, wherein the background server can comprise a first server for forwarding information between the resource roll-out party and the resource roll-in party and a second server for transferring resources between an account of the resource roll-out party and an account of the resource roll-in party, and the resource transfer can comprise: the first service end and the second service end can be independent servers or a server cluster consisting of a plurality of servers. The specific process of the resource transfer is as follows:
(1) The resource transfer-out party generates first page link information for requesting the resource transfer-in party to add the resource transfer related information based on the information substitution and filling triggering operation of the first user;
the first page link information may be link information for triggering opening of a resource transfer initiation page, and the resource transfer related information may be resource transfer party information to be filled in the resource transfer initiation page, for example, account information of a resource transfer party.
(2) The resource transfer-out party sends the generated first page link information to the resource transfer-in party; specifically, the resource transfer-out party sends the first page link information to the background server, and the background server sends the first page link information to the resource transfer-in party.
(3) The resource transfer party receives and displays the first page link information; after the opening triggering operation of a second user on the first page link information is detected, opening and displaying an interactive interface corresponding to the first page link information; the interactive interface comprises an information frame of information to be added, which needs to be filled by a second user.
(4) The resource transfer party updates information to be added in the interactive page based on input information of a second user in the interactive page corresponding to the first page link information to obtain second page link information;
(5) The resource transfer-in party sends the generated second page link information to the resource transfer-out party; specifically, the resource transfer-in party sends the second page link information to the background server, and the background server sends the second page link information to the resource transfer-out party.
(6) The resource transfer party receives and displays the link information of the second page; after the opening triggering operation of the first user on the second page link information is detected, opening and displaying an interactive interface corresponding to the second page link; wherein, the interactive interface comprises the resource transfer related information input by the second user;
(7) the resource transfer party sends a resource transfer request to the background server based on the interactive page corresponding to the second page link information;
(8) and the background server responds to the resource transfer request of the resource transfer party and performs resource transfer between the account of the resource transfer party and the account of the resource transfer party.
Based on the application scenario, in the process that the resource transfer party uses the target application program to transfer the resource to the resource transfer party, aiming at the condition that the resource transfer party is required to fill and write the required resource transfer related information in the interactive page for submitting the resource transfer request, the resource transfer party can request the resource transfer party to add the required resource transfer related information in the resource transfer initiating page instead, namely, the resource transfer party directly pushes the resource transfer initiating page containing the information to be added to the resource transfer party, so that the resource transfer party directly performs the resource transfer related information input operation in the resource transfer initiating page, and then returns the resource transfer initiating page with the added information to the resource transfer party, thereby not only reducing the number of times of information confirmation performed by the resource transfer party from the resource transfer party, but also improving the adding efficiency and accuracy of the related information required by the resource transfer, and the condition that the resource transfer fails due to the error of the related information required by the resource transfer can be avoided, so that the success rate of the resource transfer is ensured.
Fig. 2 is a first flowchart of a resource transfer method provided in one or more embodiments of the present specification, where the method in fig. 2 can be executed by a user terminal of a resource transfer party in fig. 1, and as shown in fig. 2, the method at least includes the following steps:
s202, generating first page link information for requesting the resource transfer party to add the resource transfer related information based on the information substitution triggering operation of the first user of the resource transfer party;
the first page link information may be a page link used for triggering opening of a resource transfer initiation page, or may be graphic code information used for triggering opening of the resource transfer initiation page, and specifically, the resource transfer party can send an identification request for the graphic code information to trigger opening of the resource transfer initiation page, that is, the resource transfer party enters the resource transfer information through the identification graphic code to fill in the page.
S204, the generated first page link information is sent to a resource transfer party, so that the resource transfer party updates information to be added in an interactive page corresponding to the first page link information to obtain second page link information;
the second page link information may be the same as the first page link information, but an interactive interface corresponding to the second page link information includes resource transfer related information input by a resource transfer party;
Specifically, the resource transfer party receives and displays the first page link information; after the opening triggering operation of a second user on the first page link information is detected, opening and displaying an interactive interface corresponding to the first page link information; the interactive interface comprises an information frame of information to be added, which needs to be filled by a second user. And updating the information to be added in the interactive page based on the input information of the second user in the information frame of the information to be added to obtain second page link information.
S206, acquiring second page link information returned by the resource transfer-in party; specifically, second page link information is received and displayed, and after an opening triggering operation of a first user on the second page link information is detected, an interactive interface corresponding to the second page link is opened and displayed, so that the first user views and confirms information input by the second user in the interactive interface;
s208, based on the interactive page corresponding to the acquired second page link information, sending a resource transfer request to a background server, so that the background server can transfer resources between an account of a resource transfer-out party and an account of a resource transfer-in party;
The interactive interface corresponding to the second page link information is a resource transfer initiating page containing resource transfer related information input by the resource transfer party in the information frame to which the information is to be added, the first user can also input a resource transfer amount in the resource transfer initiating page, and then sends a resource transfer request to the background server based on the interactive page corresponding to the finally updated second page link information.
In one or more embodiments of the present specification, in the resource transfer process, the resource transfer-out party can request the resource transfer-in party to add the resource transfer-related information required in the resource transfer initiation page instead, that is, the resource transfer-out party directly pushes the resource transfer initiation page containing the information to be added to the resource transfer-in party, so that the resource transfer-in party directly performs the resource transfer-related information input operation in the resource transfer initiation page, and then returns the resource transfer initiation page after information addition to the resource transfer-out party, which can reduce the number of times of information confirmation performed by the resource transfer-in party in the resource transfer-out party, and simplify the information filling operation flow of the resource transfer-out party in the resource transfer initiation page, thereby improving the addition efficiency and accuracy of the related information required for resource transfer, and avoiding the situation that the resource transfer fails due to the error of the related information required for resource transfer, thereby ensuring the success rate of resource transfer.
In view of the application scenario of cross-border remittance, the information that the remitter inputs in the cross-border remittance initiation page is needed to be of various and complex types, and therefore, the method of requesting the remitter to fill in the remittance information can be adopted to add the information in the cross-border remittance initiation page in the target application program, and based on this, specifically, for the generation process of the first page link information, in the above S202, based on the information fill-in triggering operation of the first user of the resource transfer-out party, the first page link information for requesting the resource transfer-in party to add the resource transfer related information is generated, which specifically includes:
generating first page link information for requesting the resource transfer-in party to add cross-border remittance related information based on information substitution and filling triggering operation of a first user of the resource transfer-out party aiming at the cross-border remittance service; the cross-border remittance related information may be receiving information of a receiver, for example, overseas bank information to be remitted, and the overseas bank information may include: at least one of the swift code, the bank account number and the clearing number of the overseas bank.
Correspondingly, the generated first page link information is sent to the cross-border payee, so that the cross-border payee updates the information to be added in the interactive page corresponding to the first page link information to obtain second page link information;
Specifically, the cross-border transferor directly pushes the cross-border remittance initiation page containing the information to be added to the cross-border transferee, so that the cross-border transferee directly performs the transferee information input operation in the cross-border remittance initiation page, and then returns the cross-border remittance initiation page with the added information to the cross-border transferor, so that the cross-border transferor sends a cross-border remittance request to the back desk server based on the finally updated cross-border remittance initiation page.
Further, considering that there may be a situation that resource transfer needs to be performed to the same resource transferring party for multiple times, in order to avoid repeatedly requesting the same resource transferring party to perform information substitution and filling, and meanwhile, it is also ensured that the resource transferring party can quickly update information to be added in the resource transfer initiating page at any time, and corresponding candidate transferring party entries may be automatically created and stored by referring to an interactive page corresponding to the second page link information that has been returned by the commonly used resource transferring party, specifically, as shown in fig. 3, after the second page link information that is returned by the resource transferring party is obtained at S206, the method further includes:
s210, after detecting the trigger operation of the first user for the second page link information, displaying a resource transfer information confirmation page corresponding to the second page link information; the resource transfer information confirmation page is a resource transfer initiating page containing the added information of the first user;
If it is determined that the first user needs to open the interactive page corresponding to the second page link information, opening and displaying a resource transfer information confirmation page, so that the first user views and confirms the substitution information input by the second user in the resource transfer initiating page;
and S212, if the triggering operation of the first user for the information confirmation control is detected, creating and storing a candidate transfer-in party entry corresponding to the resource transfer-in party based on the displayed resource transfer information confirmation page.
Specifically, after the first user confirms the information of the resource transfer-in party substitution filling in the interactive page corresponding to the link information of the second page, a candidate transfer-in party entry can be automatically created for the resource transfer-in party, and the candidate transfer-in party entry is added to the candidate transfer-in party list, so that the information to be added in the current resource transfer initiating page can be updated by directly calling the stored candidate transfer-in party entry when the first user needs to initiate resource transfer to any candidate transfer-in party in view of the situation that the information added by the resource transfer-in party in the interactive page corresponding to the candidate resource transfer-in party entry does not change, and an information substitution filling request does not need to be initiated to the resource transfer-in party again, thereby avoiding the need of repeatedly performing information substitution filling by the same resource transfer-in party.
Further, in the case that partial fields of the resource transferring-in party for the entry of the existing candidate transferring-in party need to be modified, the resource transferring-out party sends third page link information for requesting the resource transferring-in party to change information to the resource transferring-in party based on the entry of the existing candidate transferring-in party, and updates the entry of the existing candidate transferring-in party based on fourth page link information including changed information returned by the resource transferring-in party.
Specifically, on the basis of fig. 3, as shown in fig. 4, in step S208, the resource transfer request is sent to the background server based on the interactive page corresponding to the acquired second page link information, and the method specifically includes:
s2081, determining a target transfer-in party entry selected by the first user in at least one candidate transfer-in party entry;
s2082, updating a resource transfer initiating page for requesting resource transfer to the resource transfer party based on the selected target transfer party item;
s2083, based on the updated resource transfer initiating page and the resource transfer amount input by the first user, sending a resource transfer request to the background server, so that the background server can transfer resources between the account of the resource transfer-out party and the account of the resource transfer-in party;
Specifically, after a first user selects a target transfer-in party item from a candidate transfer-in party list, skipping over a resource transfer related information filling page, directly skipping to a transfer amount input page, receiving a resource transfer amount input by the first user, and generating a final resource transfer initiating page based on a resource transfer initiating page with updated resource transfer-in party substitution filling information and the resource transfer amount input by the first user; and after detecting the triggering operation of the first user for the resource transfer control, sending a resource transfer request to a background server based on the final resource transfer initiating page.
In specific implementation, after receiving the second page link information, the resource transfer-out party may first send a resource transfer request to the background server based on the second link information, and then create and store a candidate transfer-in party entry based on the second link information; or creating and storing a candidate transfer-in party entry based on the second link information, and then sending a resource transfer request to the background server based on the candidate transfer-in party entry. No matter which implementation mode is adopted, when resource transfer needs to be initiated to the resource transfer party corresponding to the candidate transfer party entry again in the follow-up process, the candidate transfer party entry can be directly called, and an information substitution and filling request does not need to be repeatedly initiated to the resource transfer party.
Further, in order to improve the filling efficiency of the resource transfer-in party for performing information substitution filling in the resource transfer initiating page, and meanwhile, to mobilize the information filling enthusiasm of the resource transfer-in party, a process of generating a second page link for the resource transfer-in party is specifically performed, where the second page link information is generated in the following manner:
dynamically updating the field names and filling example descriptions of the associated information items of the filled information items based on the characteristic information of the filled information items in the interactive page corresponding to the first page link information;
the characteristic information of the filled information item can be input by a resource transfer-out party or input by a resource transfer-in party, and the characteristic information of the associated information item is information to be added, which needs to be input by the resource transfer-in party;
generating second page link information according to the updated field name and the resource transfer related information input by the second user corresponding to the resource transfer party based on the filling example description;
specifically, by dynamically updating the field names and filling example descriptions of the associated information items, the second user can quickly know the filling format and specification of the substitute filling information by checking the filling example descriptions, and further can effectively guide the resource transfer party to quickly and accurately add the characteristic information of the associated information items in the information frames corresponding to the associated information items.
In specific implementation, regarding to a service scenario of cross-border remittance, it is considered that overseas collection banks in different countries have different requirements for filling information fields related to the overseas collection banks, and based on the requirements, the filled information items may include: the country information field of the resource transfer-in account of the resource transfer-in party may include: at least one of an identification code field, a clearing number field and an account opening identification field of the resource transferred-in account.
In a specific embodiment, taking an application scenario of cross-border remittance as an example, as shown in fig. 5, a multi-end interaction process involved in the resource transfer method is provided, which specifically includes:
s501, the cross border remitter generates first page link information for requesting the cross border remittance related information to be filled in by the cross border remittance receiver on the basis of the information replacement triggering operation of the first user for the cross border remittance service;
s502, a cross-border remitter sends first page link information to a background server;
s503, the background server sends first page link information to the corresponding cross-border payee;
s504, the cross-border payee displays the cross-border remittance related information substitution page after detecting the triggering operation of the second user on the first page link information; wherein, the cross-border remittance related information substitution page belongs to a cross-border remittance initiating page;
S505, the cross-border payee adds the characteristic information of the information item to be filled in the cross-border remittance related information substitution page based on the input information of the second user in the cross-border remittance related information substitution page;
s506, the cross-border payee dynamically updates the field names of the associated information items of the filled information items and fills the example description based on the characteristic information of the filled information items in the information substitution page;
s507, the cross-border payee acquires the feature information of the associated information items input by the second user based on the updated field name and the filling example description;
s508, the cross-border payee replaces the added cross-border remittance related information with the page link corresponding to the page and determines the added cross-border remittance related information as second page link information;
s509, cross-border collection, sending second page link information to the background server;
s510, the background server sends second page link information to the corresponding cross-border remitter;
s511, the cross-border remitter displays the cross-border remittance related information instead of the filling page after the information is added after detecting the triggering operation of the first user on the second page link information;
s512, the cross-border remitter replaces the page based on the cross-border remittance related information after the information is added, and creates and stores candidate payee items corresponding to the cross-border payee;
S513, the cross-border remitter obtains a final cross-border remittance initiating page based on the candidate payee item selected by the first user and the cross-border remittance amount input by the first user;
s514, the cross-border remitter sends a resource transfer request to the background server based on the final cross-border remittance initiating page;
and S515, the background server responds to the resource transfer request of the cross-border remitter, and performs resource transfer between the account of the cross-border remitter and the account of the cross-border payee.
Based on the above, as shown in fig. 6, in order to improve the diversity and flexibility of the sharing manner of the page link for requesting the resource transferring party to fill up the information instead, and simultaneously improve the selectivity of the resource transferring party for the information requested by the resource transferring party, thereby meeting the personalized requirements of different users, in S202, the first page link information for requesting the resource transferring party to add the resource transfer related information is generated based on the information fill-up triggering operation of the first user of the resource transferring party, which specifically includes:
s2021, based on the information substitution triggering operation of the first user of the resource roll-out party, calling a friend address list of a third party application; the third-party application can be a third-party social application, a mailbox application or a short message sending and receiving application;
Specifically, the first user can select the resource which is required to be filled by the first user for replacement according to actual requirements to transfer to the third party application corresponding to the friend address list where the first user is located;
s2022, determining a target friend selected by the first user from the friend address list of the third party application as a target transfer party;
s2023, generating first page link information for requesting the target transfer-in party to add the resource transfer related information.
Further, considering that there may be a certain potential safety hazard in calling a third-party application, in order to improve the sending safety of the information substitution invitation page link information, prevent the substitution invitation page link information from being tampered with, and add a safety verification step for the third-party application to be called, based on this, in the above S2021, a friend address book of the third-party application is called based on the information substitution triggering operation of the first user of the resource transfer party, which specifically includes:
judging whether a friend address list calling request of a third party application exists or not based on information substitution filling triggering operation of a first user of a resource roll-out party;
if so, performing security verification on the third-party application to be called to obtain a corresponding security verification result;
and if the safety verification result is normal, calling the friend address list of the third-party application.
In order to further improve the efficiency of resource transfer initiated by the resource transfer-out direction resource transfer party in the case that the candidate transfer-in party entry has been created for the target resource transfer-in party, based on this, if the triggering operation of the first user for the information confirmation control is detected in S212, after creating and storing the candidate transfer-in party entry corresponding to the resource transfer-in party based on the displayed resource transfer information confirmation page, the method further includes:
judging whether a shortcut creation request of a first user for a candidate transfer party entry is detected;
if yes, creating a desktop shortcut corresponding to the candidate transfer-in square entry;
correspondingly, in step S208, based on the interactive page corresponding to the acquired second page link information, sending a resource transfer request to the background server, specifically including:
updating and displaying a resource transfer initiating page for requesting resource transfer to a resource transfer party based on the corresponding candidate transfer party entry when detecting the triggering operation of the first user for the desktop shortcut;
and sending a resource transfer request to the background server based on the updated resource transfer initiating page and the resource transfer amount input by the first user.
Specifically, the existing candidate transfer-in party item is created as the desktop shortcut, so that the first user can directly click the desktop shortcut icon to trigger entering of a resource transfer amount input page without entering a target application program, and therefore resource transfer to the resource transfer-in party is initiated by one key.
In a specific embodiment, taking an application scenario of cross-border remittance as an example, as shown in fig. 7a to 7c, an interactive interface schematic diagram of the resource transfer method is provided, and correspondingly, a specific implementation process of the resource transfer method includes:
(1) as shown in fig. 7a, the process of generating the first page link information specifically includes:
when detecting the triggering operation of the first user for the target cross-border remittance application, the user terminal corresponding to the cross-border remittance party opens and displays a cross-border remittance information filling page, wherein the cross-border remittance information filling page belongs to a cross-border remittance initiation page;
the user terminal corresponding to the cross-border remitter displays the payee selection control after detecting the clicking operation of the first user on the information substitution control;
after detecting the clicking operation of the first user on the payee selection control, the user terminal corresponding to the cross-border remitter skips to a substitute filling user selection page and displays a friend address book to be shared;
The user terminal corresponding to the cross-border remitter determines a target cross-border payee for requesting information substitution according to the selection operation of the first user on the friend address book to be shared;
the user terminal corresponding to the cross-border remitter determines a page link for opening a cross-border remittance information filling page as first page link information and sends the first page link information to the target cross-border payee;
specifically, the first page link information may be sent to the target cross-border transferee in the form of an information substitution request card, and the information substitution request card may be displayed in the form of a page link in a dialog between the transferor and transferee.
(2) As shown in fig. 7b, the process of generating the link information of the second page specifically includes:
the user terminal corresponding to the target cross-border payee receives and displays the first page link information in a dialog box between the sender and the payee;
the user terminal corresponding to the target cross-border payee displays a cross-border remittance information filling page after detecting the triggering operation of the second user on the first page link information;
in order to improve the information viewing safety of the target cross-border remitter, a prompt dialog box for prompting a user to confirm that the link is from the cross-border remitter can be displayed; displaying a cross-border remittance information filling page containing a plurality of information items to be added after detecting a confirmation request of a second user;
The user terminal corresponding to the target cross-border payee receives input information of the information item to be added in the cross-border remittance information filling page of the second user, and updates characteristic information corresponding to the information item to be added based on the input information;
the user terminal corresponding to the target cross-border payee dynamically updates the field names and filling example descriptions of the associated information items of the filled information items based on the characteristic information of the filled information items in the cross-border remittance information filling page;
the user terminal corresponding to the target cross-border payee acquires the feature information of the associated information item input by the second user based on the updated field name and the filling example description; wherein the filling example description can be displayed after detecting the triggering operation of the second user on the preset example detail viewing control;
after detecting the triggering operation of a second user on the substitute filling information confirmation control, the user terminal corresponding to the target cross-border payee fills a page based on the cross-border remittance information added with the information, generates second page link information, and displays a second page link sending confirmation dialog box; in order to prevent the cross-border remittance information added by the cross-border payee in the interactive page corresponding to the second page link information from being mistakenly changed, the cross-border remittance information in the interactive page can be set to be in a viewable and modification-prohibited state.
And the user terminal corresponding to the target cross-border remitter sends the second page link information to the cross-border remitter after detecting the triggering operation of the second user on the link sending confirmation control.
(3) As shown in fig. 7c, the sending process for the cross-border remittance request specifically includes:
the user terminal corresponding to the cross-border remitter receives the second page link information and displays the second page link information in a dialog box between the remitter and the payee;
considering that the first user may not initiate the cross-border remittance request in time, the validity period of the second page link information may be set to a preset time, and the first user may trigger the second page link information to initiate the cross-border remittance request to the background server within the preset time;
after detecting the triggering operation of the first user on the link information of the second page, the user terminal corresponding to the cross-border remittance party displays the cross-border remittance information filling page after the information is added;
the user terminal corresponding to the cross-border remitter creates and stores candidate payee items corresponding to the target cross-border payee after detecting the triggering operation of the first user on the information confirmation control; thus, the time selectivity of the cross-border remittance request sent by the target cross-border payee to the cross-border remittance can be improved, namely, the cross-border remittance request aiming at the cross-border payee corresponding to the candidate payee entry is sent at any time according to the actual requirement of the cross-border remittance;
A user terminal corresponding to the cross-border remitter obtains a final cross-border remittance initiating page based on the candidate payee item selected by the first user and the cross-border remittance amount input by the first user;
specifically, after determining that the first user selects a target transferee item from the candidate transferee list, skipping over the cross-border remittance information filling page, directly skipping to the remittance amount input page, receiving the remittance amount input by the first user, and generating a final cross-border remittance initiation page according to the resource transfer initiation page added with the remittance information based on the selected candidate transferee item and the remittance amount input by the first user;
and the user terminal corresponding to the cross-border remitter sends a resource transfer request to the background server based on the final cross-border remittance initiating page.
In the resource transfer method in one or more embodiments of the present specification, first, based on an information substitution triggering operation of a first user of a resource transfer-out party, first page link information for requesting the resource transfer-in party to add resource transfer related information is generated; sending the first page link information to a corresponding resource transfer party so that the resource transfer party updates information to be added in an interactive page corresponding to the first page link information to obtain second page link information; then, acquiring second page link information returned by the resource transfer party; and sending a resource transfer request to the background server based on the interactive page corresponding to the second page link information so that the background server can transfer the resources between the account of the resource transfer-out party and the account of the resource transfer-in party. In the process of resource transfer, the resource transfer-out party can request the resource transfer-in party to add the resource transfer related information required in the resource transfer initiation page instead, that is, the resource transfer-out party directly pushes the resource transfer initiation page containing the information to be added to the resource transfer-in party, so that the resource transfer-in party directly performs the resource transfer related information input operation in the resource transfer initiation page, and then returns the resource transfer initiation page after information addition to the resource transfer-out party, thereby not only reducing the times of information confirmation performed by the resource transfer-out party in the resource transfer-out party, but also improving the adding efficiency and accuracy of the related information required by resource transfer, and also avoiding the condition that the resource transfer fails due to the error of the related information required by the resource transfer, thereby ensuring the success rate of resource transfer.
Corresponding to the resource transfer methods described in fig. 2 to fig. 7c, based on the same technical concept, one or more embodiments of the present specification further provide a resource transfer method, fig. 8 is a schematic flowchart of the resource transfer method provided in one or more embodiments of the present specification, and the method in fig. 8 can be executed by the user terminal of the resource transfer party in fig. 1, as shown in fig. 8, the method at least includes the following steps:
s802, receiving first page link information sent by a resource transfer-out party, wherein the first page link information is generated by the resource transfer-out party based on information substitution triggering operation of a first user and is used for requesting the resource transfer-in party to add resource transfer related information;
s804, updating information to be added in the interactive page based on input information of a second user of the resource transfer party in the interactive page corresponding to the first page link information to obtain second page link information;
and S806, sending the second page link information to a resource transfer party, so that the resource transfer party sends a resource transfer request to a background server based on the interactive page corresponding to the second page link information.
In one or more embodiments of the present specification, in a resource transfer process, a resource transfer-out party can request a resource transfer-in party to add resource transfer related information required in a resource transfer initiation page instead, that is, the resource transfer-out party directly pushes a resource transfer initiation page containing information to be added to the resource transfer-in party, so that the resource transfer-in party directly performs resource transfer related information input operation in the resource transfer initiation page, and then returns the resource transfer initiation page to the resource transfer-out party after information addition, which can reduce the number of times of information confirmation performed by the resource transfer-in party in the resource transfer-out party, improve the addition efficiency and accuracy of related information required for resource transfer, and avoid a situation that resource transfer fails due to an error in related information required for resource transfer, thereby ensuring the success rate of resource transfer.
Wherein the information replacement triggering operation comprises: the information substitution triggering operation aiming at the cross-border remittance service;
correspondingly, the first page link information includes: page link information for requesting the resource transferor to add cross-border remittance related information.
And the second page link information is also used for creating a candidate transfer-in party entry corresponding to the resource transfer-in party at the resource transfer-out party side.
The candidate transfer-in party entry is used for updating a resource transfer initiating page for transferring the resource to the resource transfer-in party at the resource transfer-out party side.
In S804, based on the input information of the second user of the resource transfer party in the interactive page corresponding to the first page link information, the information to be added in the interactive page is updated to obtain second page link information, which specifically includes:
updating information to be added in the interactive page based on input information of a second user of the resource transfer party in the interactive page corresponding to the first page link information; and the number of the first and second groups,
dynamically updating the field names and filling example descriptions of the associated information items of the filled information items based on the characteristic information of the filled information items in the interactive page corresponding to the first page link information;
And generating second page link information according to the resource transfer related information input by the second user based on the updated field name and the filling example description.
Wherein the filled information item includes: the country information field of the resource transfer-in account of the resource transfer-in party comprises the following associated information items: at least one of an identification code field, a clearing number field and an account opening identification field of the resource transferred-in account.
Wherein the first page link information includes: the page link information is used for requesting the target transfer party to add resource transfer related information;
correspondingly, the target transfer-in party comprises the following steps: and the resource transfer-out party calls the target friend determined by the friend address list of the third-party application.
The friend address list of the third-party application is called out after the third-party application passes the security verification at the resource transfer party side.
The candidate transfer-in party entry is also used for creating a desktop shortcut corresponding to the candidate transfer-in party entry on the resource transfer-out party side;
correspondingly, the desktop shortcut is used for calling out a resource transfer initiating page for transferring the resource to the resource transferring party corresponding to the candidate transferring party entry.
In the resource transfer method in one or more embodiments of the present specification, in the resource transfer process, the resource transferring-out party can request the resource transferring-in party to add the resource transfer related information required in the resource transfer initiation page instead, namely, the resource transfer-out party directly pushes the resource transfer initiation page containing the information to be added to the resource transfer-in party, so that the resource transfer-in party directly performs resource transfer related information input operation in the resource transfer initiation page, and then returns the resource transfer initiation page with the added information to the resource transfer-out party, therefore, the times of information confirmation of the resource transferring party from the resource transferring-out direction can be reduced, the adding efficiency and accuracy of the related information required by the resource transferring can be improved, the condition that the resource transferring fails due to the error of the related information required by the resource transferring can be avoided, and the success rate of the resource transferring is ensured.
It should be noted that the embodiment in this specification and the previous embodiment in this specification are based on the same inventive concept, and therefore, for specific implementation of this embodiment, reference may be made to implementation of the foregoing resource transfer method, and repeated parts are not described again.
On the basis of the same technical concept, corresponding to the resource transferring method described in fig. 2 to fig. 7c, one or more embodiments of the present specification further provide a resource transferring apparatus, and fig. 9 is a schematic diagram of module composition of the resource transferring apparatus provided in one or more embodiments of the present specification, the apparatus is disposed in a user terminal of a resource transferring party in fig. 1, and the apparatus is configured to execute the resource transferring method described in fig. 2 to fig. 7c, as shown in fig. 9, the apparatus includes:
A first page link generating module 901, configured to generate first page link information for requesting the resource transferring party to add the resource transfer related information based on an information substitution triggering operation of a first user of the resource transferring party;
a first page link sending module 902, configured to send the first page link information to the resource transfer party, so that the resource transfer party updates information to be added in an interactive page corresponding to the first page link information, to obtain second page link information;
a second page link obtaining module 903, configured to obtain the second page link information returned by the resource transfer-in party;
and a resource transfer request sending module 904, configured to send a resource transfer request to a backend server based on the interactive page corresponding to the second page link information, so that the backend server performs resource transfer between the account of the resource transfer-out party and the account of the resource transfer-in party.
In one or more embodiments of the present specification, in a resource transfer process, a resource transfer-out party can request a resource transfer-in party to add resource transfer-related information required in a resource transfer initiation page instead, that is, the resource transfer-out party directly pushes a resource transfer initiation page including information to be added to the resource transfer-in party, so that the resource transfer-in party directly performs resource transfer-related information input operation in the resource transfer initiation page, and then returns the resource transfer initiation page to the resource transfer-out party after information addition, which can reduce the number of times of information confirmation performed by the resource transfer-in party from the resource transfer-out party, improve the addition efficiency and accuracy of related information required for resource transfer, and avoid a situation that resource transfer fails due to an error in related information required for resource transfer, thereby ensuring the success rate of resource transfer.
Optionally, the first page link generating module 901 is configured to:
and generating first page link information for requesting the resource transfer-in party to add the cross-border remittance related information based on the information substitution triggering operation of the first user of the resource transfer-out party aiming at the cross-border remittance service.
Optionally, the apparatus further comprises: a candidate transferring-in party creating module that:
after the triggering operation of the first user for the second page link information is detected, displaying a resource transfer information confirmation page corresponding to the second page link information;
and if the triggering operation of the first user for the information confirmation control is detected, creating and storing a candidate transfer-in party entry corresponding to the resource transfer-in party based on the resource transfer information confirmation page.
Optionally, the resource transfer request sending module 904 is configured to:
determining a target transfer-in party item selected by the first user from at least one candidate transfer-in party item;
updating a resource transfer initiating page for requesting resource transfer to the resource transfer party based on the target transfer party entry;
and sending a resource transfer request to a background server based on the resource transfer initiating page and the resource transfer amount input by the first user.
Optionally, the second page link information is generated by:
dynamically updating the field names and filling example descriptions of the associated information items of the filled information items based on the characteristic information of the filled information items in the interactive page corresponding to the first page link information;
and generating second page link information according to the updated field name and the resource transfer related information input by the second user corresponding to the resource transfer party based on the filling example description.
Optionally, the populated information item comprises: the country information field of the resource transfer-in account of the resource transfer-in party comprises the following relevant information items: and at least one of an identification code field, a clearing number field and an account opening identification field of the resource transferred-in account.
Optionally, the first page link generating module 901 is configured to:
calling a friend address list of a third party application based on information substitution and filling triggering operation of a first user of a resource transfer party;
determining a target friend selected from the friend address list by the first user as a target transfer party;
and generating first page link information for requesting the target transfer-in party to add the resource transfer related information.
Optionally, the first page link generating module 901 is configured to:
judging whether a friend address book calling request of a third party application exists or not based on the information substitution triggering operation of the first user of the resource transfer party;
if so, performing security verification on the third-party application to obtain a corresponding security verification result;
and if the safety verification result is normal, calling the friend address list of the third-party application.
Optionally, the apparatus further comprises: a shortcut creation module that:
judging whether a shortcut creation request of the first user for the candidate transfer-in party entry is detected;
if yes, creating a desktop shortcut corresponding to the candidate transfer-in square entry;
correspondingly, the resource transfer request sending module 904:
updating and displaying a resource transfer initiating page for requesting resource transfer to the resource transfer party based on the candidate transfer party entry when detecting the triggering operation of the first user for the desktop shortcut;
and sending a resource transfer request to a background server based on the resource transfer initiating page and the resource transfer amount input by the first user.
In the resource transfer apparatus in one or more embodiments of the present specification, during the resource transfer process, the resource transferring party can request the resource transferring party to add the resource transfer related information required in the resource transfer initiation page instead, namely, the resource transfer-out party directly pushes the resource transfer initiation page containing the information to be added to the resource transfer-in party, so that the resource transfer-in party directly performs resource transfer related information input operation in the resource transfer initiation page, and then returns the resource transfer initiation page with the added information to the resource transfer-out party, therefore, the times of information confirmation of the resource transferring-out party and the resource transferring-in party can be reduced, the adding efficiency and the adding accuracy of the relevant information required by the resource transferring can be improved, the condition that the resource transferring fails due to the error of the relevant information required by the resource transferring can be avoided, and the success rate of the resource transferring is ensured.
It should be noted that the embodiment related to the resource transfer apparatus in this specification and the embodiment related to the resource transfer method in this specification are based on the same inventive concept, and therefore, for specific implementation of this embodiment, reference may be made to the implementation of the foregoing corresponding resource transfer method, and repeated parts are not described again.
Corresponding to the resource transfer method described in fig. 8, based on the same technical concept, one or more embodiments of the present specification further provide a resource transfer device, fig. 10 is a schematic diagram of module compositions of the resource transfer device provided in one or more embodiments of the present specification, the device is disposed in a user terminal of a resource transfer party in fig. 1, and the device is configured to execute the resource transfer method described in fig. 8, and as shown in fig. 10, the device includes:
a first page link receiving module 1001, configured to receive first page link information sent by a resource transfer-out party, where the first page link information is generated by the resource transfer-out party based on an information substitution triggering operation of a first user and is used to request a resource transfer-in party to add resource transfer related information;
the second page link generation module 1002 is configured to update information to be added in the interactive page based on input information of a second user of the resource transfer-in party in the interactive page corresponding to the first page link information, so as to obtain second page link information;
the second page link sending module 1003 sends the second page link information to the resource transfer-out party, so that the resource transfer-out party sends a resource transfer request to a background server based on the interactive page corresponding to the second page link information.
In one or more embodiments of the present specification, in a resource transfer process, a resource transfer-out party can request a resource transfer-in party to add resource transfer related information required in a resource transfer initiation page instead, that is, the resource transfer-out party directly pushes a resource transfer initiation page containing information to be added to the resource transfer-in party, so that the resource transfer-in party directly performs resource transfer related information input operation in the resource transfer initiation page, and then returns the resource transfer initiation page to the resource transfer-out party after information addition, which can reduce the number of times of information confirmation performed by the resource transfer-in party in the resource transfer-out party, improve the addition efficiency and accuracy of related information required for resource transfer, and avoid a situation that resource transfer fails due to an error in related information required for resource transfer, thereby ensuring the success rate of resource transfer.
Optionally, the information substitution triggering operation includes: filling and triggering operation aiming at the cross-border remittance service;
the first page link information includes: page link information for requesting the resource transferor to add cross-border remittance related information.
Optionally, the second page link information is further used for creating, at the resource transfer-out side, a candidate transfer-in party entry corresponding to the resource transfer-in party.
Optionally, the candidate transfer-in party entry is used to update, at the resource transfer-out party side, a resource transfer initiation page for performing resource transfer to the resource transfer-in party.
Optionally, the second page link generating module 1002 is configured to:
updating information to be added in the interactive page based on input information of a second user of the resource transfer party in the interactive page corresponding to the first page link information; and the number of the first and second groups,
dynamically updating field names and filling example descriptions of associated information items of the filled information items based on the characteristic information of the filled information items in the interactive page;
and generating second page link information according to the resource transfer related information input by the second user based on the updated field name and the filling example description.
Optionally, the populated information item comprises: the country information field of the resource transfer-in account of the resource transfer-in party comprises the following relevant information items: and at least one of an identification code field, a clearing number field and an account opening identification field of the resource transferred-in account.
Optionally, the first page link information includes: the page link information is used for requesting the target transfer party to add the resource transfer related information;
The target transfer-in party comprises: and the resource roll-out party calls the target friend determined by the friend address list of the third party application.
Optionally, the friend address book of the third-party application is called out at the resource transfer party side after the third-party application passes the security verification.
Optionally, the candidate transfer party entry is further configured to create a desktop shortcut corresponding to the candidate transfer party entry on the resource transfer party side;
and the desktop shortcut is used for calling out a resource transfer initiating page for transferring the resource to the resource transferring party corresponding to the candidate transferring party entry.
In the resource transfer apparatus in one or more embodiments of the present specification, during the resource transfer process, the resource transferring party can request the resource transferring party to add the resource transfer related information required in the resource transfer initiation page instead, namely, the resource transfer-out party directly pushes the resource transfer initiation page containing the information to be added to the resource transfer-in party, so that the resource transfer party directly performs the resource transfer related information input operation in the resource transfer initiating page, and then returns the resource transfer initiating page with the added information to the resource transfer party, therefore, the times of information confirmation of the resource transferring party from the resource transferring-out direction can be reduced, the adding efficiency and accuracy of the related information required by the resource transferring can be improved, the condition that the resource transferring fails due to the error of the related information required by the resource transferring can be avoided, and the success rate of the resource transferring is ensured.
It should be noted that the embodiment related to the resource transfer apparatus in this specification and the embodiment related to the resource transfer method in this specification are based on the same inventive concept, and therefore, for specific implementation of this embodiment, reference may be made to the implementation of the foregoing corresponding resource transfer method, and repeated parts are not described again.
Corresponding to the resource transfer method described in fig. 2 to fig. 8, based on the same technical concept, one or more embodiments of the present specification further provide a resource transfer system, where the system includes: the system comprises a resource roll-out party, a resource roll-in party and a background server end which is in communication connection with the resource roll-out party and the resource roll-in party;
the resource transfer-out party generates first page link information for requesting the resource transfer-in party to add the resource transfer related information based on the information substitution and filling triggering operation of the first user; sending the first page link information to the resource transfer party; acquiring second page link information returned by the resource transfer party; sending a resource transfer request to a background server based on the interactive page corresponding to the second page link information;
the resource transfer-in party receives the first page link information; updating information to be added in the interactive page based on input information of a second user in the interactive page corresponding to the first page link information to obtain second page link information; sending the second page link information to the resource roll-out party;
And the background server responds to the received resource transfer request and performs resource transfer between the account of the resource transfer-out party and the account of the resource transfer-in party.
In the resource transfer system in one or more embodiments of the present specification, during the resource transfer process, the resource transferring party can request the resource transferring party to add the resource transfer related information required in the resource transfer initiation page instead, namely, the resource transfer-out party directly pushes the resource transfer initiation page containing the information to be added to the resource transfer-in party, so that the resource transfer-in party directly performs resource transfer related information input operation in the resource transfer initiation page, and then returns the resource transfer initiation page with the added information to the resource transfer-out party, therefore, the times of information confirmation of the resource transferring-out party and the resource transferring-in party can be reduced, the adding efficiency and the adding accuracy of the relevant information required by the resource transferring can be improved, the condition that the resource transferring fails due to the error of the relevant information required by the resource transferring can be avoided, and the success rate of the resource transferring is ensured.
It should be noted that the embodiment related to the resource transfer system in this specification and the embodiment related to the resource transfer method in this specification are based on the same inventive concept, and therefore, for specific implementation of this embodiment, reference may be made to the implementation of the foregoing corresponding resource transfer method, and repeated parts are not described again.
Further, on the basis of the same technical concept corresponding to the methods shown in fig. 2 to fig. 8, one or more embodiments of the present specification further provide a resource transfer apparatus, which is configured to perform the resource transfer method as shown in fig. 11.
The resource transfer device may vary greatly depending on configuration or performance, and may include one or more processors 1101 and memory 1102, where the memory 1102 may store one or more stored applications or data. Wherein memory 1102 may be transient or persistent. The application programs stored in memory 1102 may include one or more modules (not shown), each of which may include a series of computer-executable instructions for a resource transfer device. Still further, the processor 1101 may be configured to communicate with the memory 1102 to execute a series of computer-executable instructions in the memory 1102 on a resource transfer device. The resource transfer apparatus may also include one or more power supplies 1103, one or more wired or wireless network interfaces 1104, one or more input-output interfaces 1105, one or more keyboards 1106, and the like.
In a particular embodiment, a resource transfer apparatus comprises a memory, and one or more programs, wherein the one or more programs are stored in the memory, and the one or more programs may comprise one or more modules, and each module may comprise a series of computer-executable instructions for the resource transfer apparatus, and execution of the one or more programs by one or more processors includes computer-executable instructions for:
generating first page link information for requesting the resource transferring party to add the resource transferring related information based on the information substitution and filling triggering operation of the first user of the resource transferring party;
sending the first page link information to the resource transfer party so that the resource transfer party updates information to be added in the interactive page corresponding to the first page link information to obtain second page link information;
acquiring the second page link information returned by the resource transfer party;
and sending a resource transfer request to a background server based on the interactive page corresponding to the second page link information, so that the background server performs resource transfer between the account of the resource transfer-out party and the account of the resource transfer-in party.
In one or more embodiments of the present specification, in a resource transfer process, a resource transfer-out party can request a resource transfer-in party to add resource transfer-related information required in a resource transfer initiation page instead, that is, the resource transfer-out party directly pushes a resource transfer initiation page including information to be added to the resource transfer-in party, so that the resource transfer-in party directly performs resource transfer-related information input operation in the resource transfer initiation page, and then returns the resource transfer initiation page to the resource transfer-out party after information addition, which can reduce the number of times of information confirmation performed by the resource transfer-in party from the resource transfer-out party, improve the addition efficiency and accuracy of related information required for resource transfer, and avoid a situation that resource transfer fails due to an error in related information required for resource transfer, thereby ensuring the success rate of resource transfer.
Optionally, when executed, the computer-executable instructions generate, based on an information substitution triggering operation of a first user of the resource transferring-out party, first page link information for requesting the resource transferring-in party to add the resource transfer related information, and include:
and generating first page link information for requesting the resource transfer-in party to add the cross-border remittance related information based on the information substitution triggering operation of the first user of the resource transfer-out party aiming at the cross-border remittance service.
Optionally, the computer executable instructions, when executed, further include, after obtaining the second page link information sent by the resource transfer party:
after the triggering operation of the first user for the second page link information is detected, displaying a resource transfer information confirmation page corresponding to the second page link information;
and if the triggering operation of the first user for the information confirmation control is detected, creating and storing a candidate transfer-in party entry corresponding to the resource transfer-in party based on the resource transfer information confirmation page.
Optionally, when executed, the sending, by the computer executable instruction, the resource transfer request to the background server based on the interactive page corresponding to the second page link information includes:
determining a target transfer-in party item selected by the first user from at least one candidate transfer-in party item;
updating a resource transfer initiating page for requesting resource transfer to the resource transfer party based on the target transfer party entry;
and sending a resource transfer request to a background server based on the resource transfer initiating page and the resource transfer amount input by the first user.
Optionally, when executed, the second page link information is generated by:
dynamically updating the field names and filling example descriptions of the associated information items of the filled information items based on the characteristic information of the filled information items in the interactive page corresponding to the first page link information;
and generating second page link information according to the resource transfer related information input by a second user corresponding to the resource transfer party based on the updated field name and the filling example description.
Optionally, the computer executable instructions, when executed, the populated information item comprises: the country information field of the resource transfer-in account of the resource transfer-in party comprises the following relevant information items: and at least one of an identification code field, a clearing number field and an account opening identification field of the resource transferred-in account.
Optionally, when executed, the computer-executable instructions generate, based on an information substitution triggering operation of a first user of the resource transferring-out party, first page link information for requesting the resource transferring-in party to add the resource transfer related information, including:
calling a friend address list of a third-party application based on the information substitution triggering operation of the first user;
Determining a target friend selected from the friend address list by the first user as a target transfer party;
and generating first page link information for requesting the target transfer-in party to add the resource transfer related information.
Optionally, when executed, the computer-executable instructions, based on the information substitution triggering operation of the first user of the resource roll-out party, call a friend address book of a third-party application, including:
judging whether a friend address book calling request of a third party application exists or not based on the information substitution triggering operation of the first user of the resource transfer party;
if so, performing security verification on the third-party application to obtain a corresponding security verification result;
and if the safety verification result is normal, calling the friend address list of the third-party application.
Optionally, the computer-executable instructions, when executed, after creating and storing a candidate transfer-in party entry corresponding to the resource transfer-in party based on the resource transfer information confirmation page, further include:
judging whether a shortcut creation request of the first user for the candidate transfer party entry is detected;
if yes, creating a desktop shortcut corresponding to the candidate transfer-in square entry;
Correspondingly, the sending a resource transfer request to a background server based on the interactive page corresponding to the second page link information includes:
updating and displaying a resource transfer initiating page for requesting resource transfer to the resource transfer party based on the candidate transfer party entry when detecting the triggering operation of the first user for the desktop shortcut;
and sending a resource transfer request to a background server based on the resource transfer initiating page and the resource transfer amount input by the first user.
In the resource transfer device in one or more embodiments of the present specification, during the resource transfer process, the resource transfer-out party can request the resource transfer-in party to add the resource transfer related information required in the resource transfer initiation page instead, namely, the resource transfer-out party directly pushes the resource transfer initiation page containing the information to be added to the resource transfer-in party, so that the resource transfer party directly performs the resource transfer related information input operation in the resource transfer initiating page, and then returns the resource transfer initiating page with the added information to the resource transfer party, therefore, the times of information confirmation of the resource transferring party from the resource transferring-out direction can be reduced, the adding efficiency and accuracy of the related information required by the resource transferring can be improved, the condition that the resource transferring fails due to the error of the related information required by the resource transferring can be avoided, and the success rate of the resource transferring is ensured.
In another particular embodiment, a resource transfer apparatus includes a memory, and one or more programs, wherein the one or more programs are stored in the memory, and the one or more programs may include one or more modules, and each module may include a series of computer-executable instructions for the resource transfer apparatus, and the one or more programs configured for execution by the one or more processors include computer-executable instructions for:
receiving first page link information sent by a resource transfer-out party, wherein the first page link information is generated by the resource transfer-out party based on information substitution triggering operation of a first user and is used for requesting the resource transfer-in party to add resource transfer related information;
updating information to be added in the interactive page based on input information of a second user of the resource transfer party in the interactive page corresponding to the first page link information to obtain second page link information;
and sending the second page link information to the resource transfer-out party so that the resource transfer-out party sends a resource transfer request to a background server based on the interactive page corresponding to the second page link information.
In one or more embodiments of the present specification, in a resource transfer process, a resource transfer-out party can request a resource transfer-in party to add resource transfer-related information required in a resource transfer initiation page instead, that is, the resource transfer-out party directly pushes a resource transfer initiation page including information to be added to the resource transfer-in party, so that the resource transfer-in party directly performs resource transfer-related information input operation in the resource transfer initiation page, and then returns the resource transfer initiation page to the resource transfer-out party after information addition, which can reduce the number of times of information confirmation performed by the resource transfer-in party from the resource transfer-out party, improve the addition efficiency and accuracy of related information required for resource transfer, and avoid a situation that resource transfer fails due to an error in related information required for resource transfer, thereby ensuring the success rate of resource transfer.
Optionally, when executed, the computer-executable instructions cause the information substitution triggering operation to comprise: filling and triggering operation aiming at the cross-border remittance service;
the first page link information includes: page link information for requesting the resource transferor to add cross-border remittance related information.
Optionally, when the computer-executable instructions are executed, the second page link information is further used for creating, at the resource transfer-out side, a candidate transfer-in party entry corresponding to the resource transfer-in party.
Optionally, when the computer executable instruction is executed, the candidate transfer-in party entry is used to update, at the resource transfer-out party side, a resource transfer initiation page for performing resource transfer to the resource transfer-in party.
Optionally, when executed, the computer-executable instruction updates information to be added in the interactive page based on input information of a second user of the resource transfer-in party in the interactive page corresponding to the first page link information, so as to obtain second page link information, where the method includes:
updating information to be added in the interactive page based on input information of a second user of the resource transfer party in the interactive page corresponding to the first page link information; and the number of the first and second groups,
dynamically updating field names and filling example descriptions of associated information items of the filled information items based on the characteristic information of the filled information items in the interactive page;
and generating second page link information according to the resource transfer related information input by the second user based on the updated field name and the filling example description.
Optionally, the computer executable instructions, when executed, the populated information item comprises: the country information field of the resource transfer-in account of the resource transfer-in party comprises the following relevant information items: and at least one of an identification code field, a clearing number field and an account opening identification field of the resource transferred-in account.
Optionally, the first page link information comprises, when executed, computer executable instructions for: the page link information is used for requesting the target transfer party to add resource transfer related information;
the target transfer-in party comprises: and the resource roll-out party calls the target friend determined by the friend address list of the third party application.
Optionally, when the computer executable instruction is executed, the friend address book of the third-party application is on the resource transfer party side, and the third-party application is called after the security check.
Optionally, when the computer executable instruction is executed, the candidate transfer-in party entry is further used for creating a desktop shortcut corresponding to the candidate transfer-in party entry on the resource transfer-out party side;
and the desktop shortcut is used for calling out a resource transfer initiating page for transferring the resource to the resource transferring party corresponding to the candidate transferring party entry.
In the resource transfer device in one or more embodiments of the present specification, during the resource transfer process, the resource transferring party can request the resource transferring party to add the resource transfer related information required in the resource transfer initiation page instead, namely, the resource transfer-out party directly pushes the resource transfer initiation page containing the information to be added to the resource transfer-in party, so that the resource transfer-in party directly performs resource transfer related information input operation in the resource transfer initiation page, and then returns the resource transfer initiation page with the added information to the resource transfer-out party, therefore, the times of information confirmation of the resource transferring-out party and the resource transferring-in party can be reduced, the adding efficiency and the adding accuracy of the relevant information required by the resource transferring can be improved, the condition that the resource transferring fails due to the error of the relevant information required by the resource transferring can be avoided, and the success rate of the resource transferring is ensured.
It should be noted that the embodiment related to the resource transfer device in this specification and the embodiment related to the resource transfer method in this specification are based on the same inventive concept, and therefore, for specific implementation of this embodiment, reference may be made to the implementation of the foregoing corresponding resource transfer method, and repeated parts are not described again.
Further, based on the same technical concept, corresponding to the methods shown in fig. 2 to fig. 8, one or more embodiments of the present specification further provide a storage medium for storing computer-executable instructions, where in a specific embodiment, the storage medium may be a usb disk, an optical disk, a hard disk, and the like, and the storage medium stores computer-executable instructions that, when executed by a processor, implement the following processes:
generating first page link information for requesting the resource transfer party to add the resource transfer related information based on the information substitution triggering operation of the first user of the resource transfer party;
sending the first page link information to the resource transfer party so that the resource transfer party updates information to be added in an interactive page corresponding to the first page link information to obtain second page link information;
acquiring the second page link information returned by the resource transfer party;
and sending a resource transfer request to a background server based on the interactive page corresponding to the second page link information, so that the background server performs resource transfer between the account of the resource transfer-out party and the account of the resource transfer-in party.
In one or more embodiments of the present specification, in a resource transfer process, a resource transfer-out party can request a resource transfer-in party to add resource transfer-related information required in a resource transfer initiation page instead, that is, the resource transfer-out party directly pushes a resource transfer initiation page including information to be added to the resource transfer-in party, so that the resource transfer-in party directly performs resource transfer-related information input operation in the resource transfer initiation page, and then returns the resource transfer initiation page to the resource transfer-out party after information addition, which can reduce the number of times of information confirmation performed by the resource transfer-in party from the resource transfer-out party, improve the addition efficiency and accuracy of related information required for resource transfer, and avoid a situation that resource transfer fails due to an error in related information required for resource transfer, thereby ensuring the success rate of resource transfer.
Optionally, when executed by a processor, the storage medium stores computer-executable instructions for generating, based on an information substitution triggering operation of a first user of a resource transfer-out party, first page link information for requesting a resource transfer-in party to add resource transfer-related information, and the method includes:
And generating first page link information for requesting the resource transfer-in party to add the cross-border remittance related information based on the information substitution triggering operation of the first user of the resource transfer-out party aiming at the cross-border remittance service.
Optionally, the storage medium stores computer-executable instructions, which when executed by the processor, further includes, after acquiring the second page link information sent by the resource transfer party:
after the triggering operation of the first user for the second page link information is detected, displaying a resource transfer information confirmation page corresponding to the second page link information;
and if the triggering operation of the first user for the information confirmation control is detected, creating and storing a candidate transfer-in party entry corresponding to the resource transfer-in party based on the resource transfer information confirmation page.
Optionally, when executed by a processor, the computer-executable instructions stored in the storage medium send a resource transfer request to a backend server based on an interactive page corresponding to the second page link information, where the resource transfer request includes:
determining a target transfer-in party entry selected by the first user in at least one candidate transfer-in party entry;
updating a resource transfer initiating page for requesting resource transfer to the resource transfer party based on the target transfer party item;
And sending a resource transfer request to a background server based on the resource transfer initiating page and the resource transfer amount input by the first user.
Optionally, the storage medium stores computer-executable instructions that, when executed by the processor, generate the second page link information by:
dynamically updating field names and filling example descriptions of associated information items of the filled information items based on the characteristic information of the filled information items in the interactive page corresponding to the first page link information;
and generating second page link information according to the resource transfer related information input by a second user corresponding to the resource transfer party based on the updated field name and the filling example description.
Optionally, the storage medium stores computer-executable instructions that, when executed by the processor, the populated information items include: the country information field of the resource transfer-in account of the resource transfer-in party comprises the following relevant information items: and at least one of an identification code field, a clearing number field and an account opening identification field of the resource transferred-in account.
Optionally, when executed by a processor, the computer-executable instructions stored in the storage medium generate first page link information for requesting the resource transferring party to add the resource transfer related information, based on an information substitution triggering operation of a first user of the resource transferring party, and include:
Calling a friend address list of a third party application based on information substitution and filling triggering operation of a first user of a resource transfer party;
determining a target friend selected from the friend address list by the first user as a target transfer party;
and generating first page link information for requesting the target transfer-in party to add the resource transfer related information.
Optionally, when executed by the processor, the storage medium stores computer-executable instructions for invoking a friend address book of a third-party application based on an information substitution triggering operation of a first user of a resource roll-out party, and the method includes:
judging whether a friend address book calling request of a third party application exists or not based on the information substitution triggering operation of the first user of the resource transfer party;
if so, performing security verification on the third-party application to obtain a corresponding security verification result;
and if the safety verification result is normal, calling the friend address list of the third-party application.
Optionally, the storage medium stores computer-executable instructions that, when executed by the processor, after creating and storing a candidate transfer-in party entry corresponding to the resource transfer-in party based on the resource transfer information confirmation page, further include:
Judging whether a shortcut creation request of the first user for the candidate transfer party entry is detected;
if yes, creating a desktop shortcut corresponding to the candidate transfer-in square entry;
correspondingly, the sending a resource transfer request to a background server based on the interactive page corresponding to the second page link information includes:
updating and displaying a resource transfer initiating page for requesting resource transfer to the resource transfer party based on the candidate transfer party entry when detecting the triggering operation of the first user for the desktop shortcut;
and sending a resource transfer request to a background server based on the resource transfer initiating page and the resource transfer amount input by the first user.
When the computer executable instructions stored in the storage medium in one or more embodiments of the present specification are executed by the processor, in the resource transfer process, the resource transferring party can request the resource transferring party to add the resource transfer related information required in the resource transfer initiating page instead, that is, the resource transferring party directly pushes the resource transfer initiating page containing the information to be added to the resource transferring party, so that the resource transferring party directly performs the resource transfer related information input operation in the resource transfer initiating page, and then returns the resource transfer initiating page after information addition to the resource transferring party, which can reduce the number of times of information confirmation performed by the resource transferring party in the resource transferring party, improve the adding efficiency and accuracy of the related information required by resource transfer, and avoid the situation that the resource transfer fails due to the error of the related information required by resource transfer, thereby ensuring the success rate of resource transfer.
In another specific embodiment, the storage medium may be a usb disk, an optical disk, a hard disk, or the like, and when executed by the processor, the storage medium stores computer executable instructions capable of implementing the following process:
receiving first page link information sent by a resource roll-out party, wherein the first page link information is generated by the resource roll-out party based on information substitution triggering operation of a first user and is used for requesting the resource roll-in party to add resource transfer related information;
updating information to be added in the interactive page based on input information of a second user of the resource transfer party in the interactive page corresponding to the first page link information to obtain second page link information;
and sending the second page link information to the resource transfer party so that the resource transfer party sends a resource transfer request to a background server based on the interactive page corresponding to the second page link information.
In one or more embodiments of the present specification, in a resource transfer process, a resource transfer-out party can request a resource transfer-in party to add resource transfer related information required in a resource transfer initiation page instead, that is, the resource transfer-out party directly pushes a resource transfer initiation page containing information to be added to the resource transfer-in party, so that the resource transfer-in party directly performs resource transfer related information input operation in the resource transfer initiation page, and then returns the resource transfer initiation page to the resource transfer-out party after information addition, which can reduce the number of times of information confirmation performed by the resource transfer-in party in the resource transfer-out party, improve the addition efficiency and accuracy of related information required for resource transfer, and avoid a situation that resource transfer fails due to an error in related information required for resource transfer, thereby ensuring the success rate of resource transfer.
Optionally, the storage medium stores computer-executable instructions that, when executed by the processor, cause the information substitution triggering operation to include: filling and triggering operation aiming at the cross-border remittance service;
the first page link information includes: page link information for requesting the resource transferor to add cross-border remittance related information.
Optionally, when the computer-executable instructions stored in the storage medium are executed by a processor, the second page link information is further used for creating a candidate transfer-in party entry corresponding to the resource transfer-in party on the resource transfer-out party side.
Optionally, when the computer-executable instructions stored in the storage medium are executed by a processor, the candidate transfer-in party entry is used to update, on the resource transfer-out party side, a resource transfer initiation page for resource transfer to the resource transfer-in party.
Optionally, when executed by the processor, the computer-executable instructions stored in the storage medium update information to be added in the interactive page based on input information of a second user of the resource transfer-in party in the interactive page corresponding to the first page link information, so as to obtain second page link information, where the method includes:
Updating information to be added in the interactive page based on input information of a second user of the resource transfer party in the interactive page corresponding to the first page link information; and (c) a second step of,
dynamically updating the field names and filling example descriptions of the associated information items of the filled information items based on the characteristic information of the filled information items in the interactive page;
and generating second page link information according to the resource transfer related information input by the second user based on the updated field name and the filling example description.
Optionally, the storage medium stores computer executable instructions that, when executed by the processor, the populated information items include: the country information field of the resource transfer-in account of the resource transfer-in party comprises the following relevant information items: and at least one of an identification code field, a clearing number field and an account opening identification field of the resource transferred-in account.
Optionally, the storage medium stores computer executable instructions that, when executed by the processor, the first page link information comprises: the page link information is used for requesting the target transfer party to add the resource transfer related information;
the target transfer-in party comprises: and the resource roll-out party calls the target friend determined by the friend address list of the third-party application.
Optionally, when the computer executable instructions stored in the storage medium are executed by the processor, the friend address list of the third-party application is on the resource transfer party side, and the third-party application is called out after passing the security check.
Optionally, when the computer executable instructions stored in the storage medium are executed by the processor, the candidate transfer-in party entry is further used for creating a desktop shortcut corresponding to the candidate transfer-in party entry on the resource transfer-out party side;
and the desktop shortcut is used for calling out a resource transfer initiating page for transferring the resource to the resource transferring party corresponding to the candidate transferring party entry.
When the computer-executable instructions stored in the storage medium in one or more embodiments of the present specification are executed by the processor, in the resource transfer process, the resource transferring party can request the resource transferring party to add the resource transfer related information required in the resource transfer initiating page instead, that is, the resource transferring party directly pushes the resource transfer initiating page containing the information to be added to the resource transferring party, so that the resource transferring party directly performs the resource transfer related information input operation in the resource transfer initiating page, and then returns the resource transfer initiating page after information addition to the resource transferring party, which can reduce the number of times for the resource transferring party to confirm the information, improve the adding efficiency and accuracy of the related information required by the resource transfer, and avoid the situation that the resource transfer fails due to the error of the related information required by the resource transfer, thereby ensuring the success rate of resource transfer.
It should be noted that the embodiment related to the storage medium in this specification and the embodiment related to the resource transfer method in this specification are based on the same inventive concept, and therefore, for specific implementation of this embodiment, reference may be made to the implementation of the foregoing corresponding resource transfer method, and repeated parts are not described again.
The foregoing description of specific embodiments has been presented for purposes of illustration and description. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims can be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing may also be possible or may be advantageous.
In the 90's of the 20 th century, improvements to a technology could clearly distinguish between improvements in hardware (e.g., improvements to circuit structures such as diodes, transistors, switches, etc.) and improvements in software (improvements to process flow). However, as technology advances, many of today's process flow improvements have been seen as direct improvements in hardware circuit architecture. Designers almost always obtain the corresponding hardware circuit structure by programming an improved method flow into the hardware circuit. Thus, it cannot be said that an improvement in the process flow cannot be realized by hardware physical modules. For example, a Programmable Logic Device (PLD), such as a Field Programmable Gate Array (FPGA), is an integrated circuit whose Logic functions are determined by programming the Device by a user. A digital system is "integrated" on a PLD by the designer's own programming without requiring the chip manufacturer to design and fabricate application-specific integrated circuit chips. Furthermore, nowadays, instead of manually making an Integrated Circuit chip, such Programming is often implemented by "logic compiler" software, which is similar to a software compiler used in program development and writing, but the original code before compiling is also written by a specific Programming Language, which is called Hardware Description Language (HDL), and HDL is not only one but many, such as abel (advanced Boolean Expression Language), ahdl (alternate Language Description Language), traffic, pl (core unified Programming Language), Cal, jhdware Description Language, langua, mylar, pams, hardlanguage (Hardware Description Language), vhlanguage, Language, HDL, software Language (Hardware Description Language), and vhjjjjjjjjjjjjjjjg Language, which are currently used in most fields. It will also be apparent to those skilled in the art that hardware circuitry that implements the logical method flows can be readily obtained by merely slightly programming the method flows into an integrated circuit using the hardware description languages described above.
The controller may be implemented in any suitable manner, for example, the controller may take the form of, for example, a microprocessor or processor and a computer-readable medium storing computer-readable program code (e.g., software or firmware) executable by the (micro) processor, logic gates, switches, an Application Specific Integrated Circuit (ASIC), a programmable logic controller, and an embedded microcontroller, examples of which include, but are not limited to, the following microcontrollers: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20, and Silicone Labs C8051F320, the memory controller may also be implemented as part of the control logic for the memory. Those skilled in the art will also appreciate that, in addition to implementing the controller as pure computer readable program code, the same functionality can be implemented by logically programming method steps such that the controller is in the form of logic gates, switches, application specific integrated circuits, programmable logic controllers, embedded microcontrollers and the like. Such a controller may thus be considered a hardware component, and the means included therein for performing the various functions may also be considered as a structure within the hardware component. Or even means for performing the functions may be regarded as being both a software module for performing the method and a structure within a hardware component.
The systems, apparatuses, modules or units described in the above embodiments may be specifically implemented by a computer chip or an entity, or implemented by a product with certain functions. One typical implementation device is a computer. In particular, the computer may be, for example, a personal computer, a laptop computer, a cellular telephone, a camera phone, a smartphone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.
For convenience of description, the above devices are described as being divided into various units by function, respectively. Of course, the functions of the various elements may be implemented in the same one or more pieces of software and/or hardware in the implementation of one or more of the present descriptions.
As will be appreciated by one skilled in the art, one or more embodiments of the present description may be provided as a method, system, or computer program product. Accordingly, one or more of the present description may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, one or more of the present description may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied in the medium.
One or more of the present specification has been described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to one or more embodiments of the specification. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.
Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in the process, method, article, or apparatus that comprises the element.
As will be appreciated by one skilled in the art, one or more embodiments of the present description may be provided as a method, system, or computer program product. Accordingly, one or more of the present description may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, one or more of the present description can take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
One or more of the present specification can be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. One or more of the present specification can also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including memory storage devices.
The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the system embodiment, since it is substantially similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment.
The above description is merely illustrative of one or more embodiments of the present disclosure and is not intended to limit one or more embodiments of the present disclosure. Various modifications and alterations to one or more of the present descriptions will be apparent to those skilled in the art. Any modification, equivalent replacement, improvement or the like made within the spirit and principle of one or more of the present specification should be included in the scope of one or more claims of the present specification.

Claims (25)

1. A method of resource transfer, the method comprising:
generating first page link information for requesting the resource transfer party to add the resource transfer related information based on the information substitution triggering operation of the first user of the resource transfer party; wherein the resource transfer comprises: any one of domestic transfer, domestic remittance, cross-border transfer and cross-border remittance, wherein the resource transfer-in party is determined by calling a friend address book of a third-party application of the resource transfer-out party under the condition that the security verification aiming at the third-party application is determined to pass;
sending the first page link information to the resource transfer-in party so that the resource transfer-in party can view the first page link information displayed in a chat dialog box of the third-party application, and update information to be added in an interactive page corresponding to the first page link information to obtain second page link information, wherein the information to be added needs to be filled in by the resource transfer-out party under the condition that the substitute filling triggering operation is not detected, and the information to be added comprises related money receiving information of the resource transfer-in party;
acquiring the second page link information returned by the resource transfer party and displaying the second page link information in a chat dialog box of the third-party application;
And sending a resource transfer request to a background server based on the interactive page corresponding to the second page link information, so that the background server performs resource transfer between the account of the resource transfer-out party and the account of the resource transfer-in party.
2. The method as claimed in claim 1, wherein the generating of the first page link information for requesting the resource transferring-in party to add the resource transfer related information based on the information substitution triggering operation of the first user of the resource transferring-out party comprises:
and generating first page link information for requesting the resource transfer-in party to add the cross-border remittance related information based on the information substitution triggering operation of the first user of the resource transfer-out party aiming at the cross-border remittance service.
3. The method as claimed in claim 1, wherein after acquiring the second page link information sent by the resource transfer-in party, further comprising:
after the triggering operation of the first user for the second page link information is detected, displaying a resource transfer information confirmation page corresponding to the second page link information;
and if the triggering operation of the first user for the information confirmation control is detected, creating and storing a candidate transfer-in party entry corresponding to the resource transfer-in party based on the resource transfer information confirmation page.
4. The method according to claim 3, wherein the sending a resource transfer request to a background server based on the interactive page corresponding to the second page link information includes:
determining a target transfer-in party entry selected by the first user in at least one candidate transfer-in party entry;
updating a resource transfer initiating page for requesting resource transfer to the resource transfer party based on the target transfer party entry;
and sending a resource transfer request to a background server based on the resource transfer initiating page and the resource transfer amount input by the first user.
5. The method of claim 1, wherein the second page link information is generated by:
dynamically updating field names and filling example descriptions of associated information items of the filled information items based on the characteristic information of the filled information items in the interactive page corresponding to the first page link information;
and generating second page link information according to the resource transfer related information input by a second user corresponding to the resource transfer party based on the updated field name and the filling example description.
6. The method of claim 5, wherein the populated information items comprise: the country information field of the resource transfer-in account of the resource transfer-in party comprises the following relevant information items: and at least one of an identification code field, a clearing number field and an account opening identification field of the resource transferred-in account.
7. The method according to claim 1, wherein the generating of the first page link information for requesting the resource transferring party to add the resource transferring related information based on the information substitution triggering operation of the first user of the resource transferring party comprises:
based on the information of the first user of the resource transfer party, replacing and filling the trigger operation, calling a friend address list of the third party application;
determining a target friend selected by the first user from the friend address list as a target transfer party;
and generating first page link information for requesting the target transfer-in party to add the resource transfer related information.
8. The method of claim 7, wherein the invoking a friend contact list of a third-party application based on the information substitution triggering operation of the first user of the resource roll-out comprises:
judging whether a friend address book calling request of a third party application exists or not based on the information substitution triggering operation of the first user of the resource transfer party;
if so, performing security verification on the third-party application to obtain a corresponding security verification result;
and if the safety verification result is normal, calling the friend address list of the third-party application.
9. The method of claim 3, wherein after creating and storing a corresponding candidate transferee entry for said resource transferee based on said resource transfer information confirmation page, further comprising:
judging whether a shortcut creation request of the first user for the candidate transfer-in party entry is detected;
if yes, creating a desktop shortcut corresponding to the candidate transfer-in square entry;
correspondingly, the sending a resource transfer request to a background server based on the interactive page corresponding to the second page link information includes:
updating and displaying a resource transfer initiating page for requesting resource transfer to the resource transfer party based on the candidate transfer party entry when detecting the triggering operation of the first user for the desktop shortcut;
and sending a resource transfer request to a background server based on the resource transfer initiating page and the resource transfer amount input by the first user.
10. A method of resource transfer, the method comprising:
receiving first page link information sent by a resource transfer-out party and displaying the first page link information in a chat dialog box of a third-party application, wherein the first page link information is generated by the resource transfer-out party based on information substitution triggering operation of a first user and is used for requesting the resource transfer-in party to add related information of resource transfer; wherein the resource transfer comprises: any one of domestic transfer, domestic remittance, cross-border transfer and cross-border remittance, wherein the resource transfer-in party is determined by calling a friend address book of a third-party application of the resource transfer-out party under the condition that the security verification aiming at the third-party application is determined to pass;
Updating information to be added in the interactive page based on input information of a second user of the resource transferring-in party in the interactive page corresponding to the first page link information to obtain second page link information, and filling the information to be added by the resource transferring-out party under the condition that the substitution filling triggering operation is not detected, wherein the information to be added comprises related money collection information of the resource transferring-in party;
and sending the second page link information to the resource transfer party so that the resource transfer party views the second page link information displayed in the chat dialog box of the third-party application, and sending a resource transfer request to a background server based on an interactive page corresponding to the second page link information.
11. The method of claim 10, wherein the information substitution trigger operation comprises: filling and triggering operation aiming at the cross-border remittance service;
the first page link information includes: page link information for requesting the resource transferor to add cross-border remittance related information.
12. The method according to claim 10, wherein said second page link information is further used for creating a candidate transfer-in party entry corresponding to said resource transfer-in party at said resource transfer-out party side.
13. The method as claimed in claim 12, wherein the candidate transfer-in entry is used for updating a resource transfer initiation page for resource transfer-in to the resource transfer-in side at the resource transfer-out side.
14. The method according to claim 10, wherein the updating information to be added in the interactive page based on the input information of the second user of the resource transfer party in the interactive page corresponding to the first page link information to obtain second page link information comprises:
updating information to be added in the interactive page based on input information of a second user of the resource transfer party in the interactive page corresponding to the first page link information; and (c) a second step of,
dynamically updating field names and filling example descriptions of associated information items of the filled information items based on the characteristic information of the filled information items in the interactive page;
and generating second page link information according to the resource transfer related information input by the second user based on the updated field name and the filling example description.
15. The method of claim 14, wherein the populated information items comprise: the country information field of the resource transfer-in account of the resource transfer-in party comprises the following relevant information items: and at least one of an identification code field, a clearing number field and an account opening identification field of the resource transferred-in account.
16. The method of claim 10, wherein the first page link information comprises: the page link information is used for requesting the target transfer party to add resource transfer related information;
the target transfer-in party comprises: and the resource roll-out party calls the target friend determined by the friend address list of the third party application.
17. The method of claim 16, wherein the buddy address book of the third-party application is on the resource roll-out side, and the third-party application is invoked after a security check.
18. The method according to claim 12, wherein the candidate transfer-in party entry is further used for creating a desktop shortcut corresponding to the candidate transfer-in party entry on the resource transfer-out party side;
the desktop shortcut is used for calling out a resource transfer initiating page for transferring the resource to the resource transfer party corresponding to the candidate transfer party entry.
19. An apparatus for resource transfer, the apparatus comprising:
the first page link generation module is used for generating first page link information for requesting the resource transfer party to add the resource transfer related information based on the information substitution triggering operation of a first user of the resource transfer party; wherein the resource transfer comprises: any one of domestic transfer, domestic remittance, cross-border transfer and cross-border remittance, wherein the resource transfer-in party is determined by calling a friend address book of a third-party application of the resource transfer-out party under the condition that the security verification aiming at the third-party application is determined to pass;
The first page link sending module is used for sending the first page link information to the resource transferring party so that the resource transferring party can check the first page link information displayed in a chat dialog box of the third-party application and update information to be added in an interactive page corresponding to the first page link information to obtain second page link information, the information to be added needs to be filled in by the resource transferring party under the condition that the substitution filling triggering operation is not detected, and the information to be added comprises related information of collection of the resource transferring party;
the second page link acquisition module is used for acquiring the second page link information returned by the resource transfer party and displaying the second page link information in a chat dialog box of the third-party application;
and the resource transfer request sending module is used for sending a resource transfer request to a background server based on the interactive page corresponding to the second page link information so that the background server can transfer resources between the account of the resource transfer party and the account of the resource transfer party.
20. An apparatus for resource transfer, the apparatus comprising:
The first page link receiving module is used for receiving first page link information sent by a resource transfer-out party and displaying the first page link information in a chat dialog box of a third-party application, wherein the first page link information is generated by the resource transfer-out party based on information substitution and filling triggering operation of a first user and is used for requesting the resource transfer-in party to add resource transfer related information; wherein the resource transfer comprises: any one of domestic transfer, domestic remittance, cross-border transfer, cross-border remittance, the resource transfer-in party determined by calling a friend address book of a third party application of the resource transfer-out party in a case where it is determined that security verification for the third party application passes;
the second page link generation module is used for updating information to be added in the interactive page based on input information of a second user of the resource transferring party in the interactive page corresponding to the first page link information to obtain second page link information, the information to be added needs to be filled in by the resource transferring party under the condition that the substitution filling triggering operation is not detected, and the information to be added comprises related money receiving information of the resource transferring party;
And the second page link sending module is used for sending the second page link information to the resource roll-out party so as to enable the resource roll-out party to check the second page link information displayed in the chat dialog box of the third-party application, and sending a resource transfer request to a background server side based on the interactive page corresponding to the second page link information.
21. A resource transfer system, comprising: the system comprises a resource roll-out party, a resource roll-in party and a background server end which is in communication connection with the resource roll-out party and the resource roll-in party;
the resource transfer-out party generates first page link information for requesting the resource transfer-in party to add the resource transfer related information based on the information substitution and filling triggering operation of the first user; sending the first page link information to the resource transfer party; acquiring second page link information returned by the resource transfer party; the second page link information displayed in the chat dialog box of the third-party application is checked, and a resource transfer request is sent to a background server based on an interactive page corresponding to the second page link information; wherein the resource transfer comprises: any one of domestic transfer, domestic remittance, cross-border transfer and cross-border remittance, wherein the resource transfer-in party is determined by calling a friend address book of a third-party application of the resource transfer-out party under the condition that the security verification aiming at the third-party application is determined to pass;
The resource transfer party receives the first page link information; the first page link information displayed in the chat dialog box of the third-party application is viewed, and information to be added in the interactive page is updated based on input information of a second user in the interactive page corresponding to the first page link information to obtain second page link information; sending the second page link information to the resource transfer-out party, and filling the information to be added by the resource transfer-out party under the condition that the substitute filling triggering operation is not detected, wherein the information to be added comprises related money receiving information of the resource transfer-in party;
and the background server responds to the received resource transfer request and performs resource transfer between the account of the resource transfer-out party and the account of the resource transfer-in party.
22. A resource transfer apparatus comprising:
a processor; and
a memory arranged to store computer executable instructions that, when executed, cause the processor to:
generating first page link information for requesting the resource transfer party to add the resource transfer related information based on the information substitution triggering operation of the first user of the resource transfer party; wherein the resource transfer comprises: any one of domestic transfer, domestic remittance, cross-border transfer and cross-border remittance, wherein the resource transfer-in party is determined by calling a friend address book of a third-party application of the resource transfer-out party under the condition that the security verification aiming at the third-party application is determined to pass;
Sending the first page link information to the resource transfer-in party so that the resource transfer-in party can view the first page link information displayed in a chat dialog box of the third-party application, and update information to be added in an interactive page corresponding to the first page link information to obtain second page link information, wherein the information to be added needs to be filled in by the resource transfer-out party under the condition that the substitute filling triggering operation is not detected, and the information to be added comprises related money receiving information of the resource transfer-in party;
acquiring the second page link information returned by the resource transfer party and displaying the second page link information in a chat dialog box of the third-party application;
and sending a resource transfer request to a background server based on the interactive page corresponding to the second page link information, so that the background server performs resource transfer between the account of the resource transfer-out party and the account of the resource transfer-in party.
23. A resource transfer apparatus comprising:
a processor; and
a memory arranged to store computer executable instructions that, when executed, cause the processor to:
Receiving first page link information sent by a resource transfer-out party and displaying the first page link information in a chat dialog box of a third-party application, wherein the first page link information is generated by the resource transfer-out party based on information substitution triggering operation of a first user and is used for requesting the resource transfer-in party to add resource transfer related information; wherein the resource transfer comprises: any one of domestic transfer, domestic remittance, cross-border transfer, cross-border remittance, the resource transfer-in party determined by calling a friend address book of a third party application of the resource transfer-out party in a case where it is determined that security verification for the third party application passes;
updating information to be added in the interactive page based on input information of a second user of the resource transferring-in party in the interactive page corresponding to the first page link information to obtain second page link information, and filling the information to be added by the resource transferring-out party under the condition that the substitution filling triggering operation is not detected, wherein the information to be added comprises related money collection information of the resource transferring-in party;
and sending the second page link information to the resource roll-out party so that the resource roll-out party views the second page link information displayed in the chat dialog box of the third-party application, and sending a resource transfer request to a background server side based on an interactive page corresponding to the second page link information.
24. A storage medium storing computer-executable instructions that, when executed by a processor, implement a method of:
generating first page link information for requesting the resource transfer party to add the resource transfer related information based on the information substitution triggering operation of the first user of the resource transfer party; wherein the resource transfer comprises: any one of domestic transfer, domestic remittance, cross-border transfer and cross-border remittance, wherein the resource transfer-in party is determined by calling a friend address book of a third-party application of the resource transfer-out party under the condition that the security verification aiming at the third-party application is determined to pass;
sending the first page link information to the resource transfer-in party so that the resource transfer-in party can view the first page link information displayed in a chat dialog box of the third-party application, and update information to be added in an interactive page corresponding to the first page link information to obtain second page link information, wherein the information to be added needs to be filled in by the resource transfer-out party under the condition that the substitute filling triggering operation is not detected, and the information to be added comprises related money receiving information of the resource transfer-in party;
Acquiring the second page link information returned by the resource transfer-in party and displaying the second page link information in a chat dialog box of the third-party application;
and sending a resource transfer request to a background server based on the interactive page corresponding to the second page link information, so that the background server performs resource transfer between the account of the resource transfer-out party and the account of the resource transfer-in party.
25. A storage medium storing computer-executable instructions that, when executed by a processor, implement a method of:
receiving first page link information sent by a resource transfer-out party and displaying the first page link information in a chat dialog box of a third-party application, wherein the first page link information is generated by the resource transfer-out party based on information substitution triggering operation of a first user and is used for requesting the resource transfer-in party to add related information of resource transfer; wherein the resource transfer comprises: any one of domestic transfer, domestic remittance, cross-border transfer and cross-border remittance, wherein the resource transfer-in party is determined by calling a friend address book of a third-party application of the resource transfer-out party under the condition that the security verification aiming at the third-party application is determined to pass;
Updating information to be added in the interactive page based on input information of a second user of the resource transferring-in party in the interactive page corresponding to the first page link information to obtain second page link information, and filling the information to be added by the resource transferring-out party under the condition that the substitution filling triggering operation is not detected, wherein the information to be added comprises related money collection information of the resource transferring-in party;
and sending the second page link information to the resource roll-out party so that the resource roll-out party views the second page link information displayed in the chat dialog box of the third-party application, and sending a resource transfer request to a background server side based on an interactive page corresponding to the second page link information.
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