WO2021169565A1

WO2021169565A1 - Resource transfer method, apparatus, and system

Info

Publication number: WO2021169565A1
Application number: PCT/CN2020/140600
Authority: WO
Inventors: 龙华君; 刘乔歆
Original assignee: 支付宝(杭州)信息技术有限公司
Priority date: 2020-02-25
Filing date: 2020-12-29
Publication date: 2021-09-02
Also published as: CN111369239B; CN111369239A

Abstract

A resource transfer method, apparatus, and system. Said method comprises: on the basis of an information filling triggering operation of a first user of a resource transfer-out party, generating first page link information used for requesting a resource transfer-in party to add information related to resource transfer (S202); sending the first page link information to the corresponding resource transfer-in party, so that the resource transfer-in party updates, in an interactive page corresponding to the first page link information, information to be added, so as to obtain second page link information (S204); acquiring second page link information returned by the resource transfer-in party (S206); and on the basis of an interaction page corresponding to the second page link information, sending a resource transfer request to a backend server, so that the backend server transfers a resource between an account of the resource transfer-out party and an account of the resource transfer-in party (S208).

Description

Method, device and system for resource transfer

Technical field

This document relates to the field of Internet technology, in particular to a method, device and system for resource transfer.

Background technique

At present, with the advent of the Internet era, the Internet is widely used in people's daily study, work and life. People's daily affairs can be handled and presented through the Internet. At the same time, with the rapid development of the mobile Internet, the demand for online resource transfer services has become more and more obvious, and there are more and more applications that can provide online resource transfer services. Users can complete online resource transfer through corresponding applications. For example, resource transfer services such as domestic transfers, remittances, cross-border transfers, and remittances have brought great convenience to people’s daily lives.

Then, when a user initiates an online resource transfer service using a corresponding application, the resource transferer needs to fill in the resource transferee's relevant information one by one on the resource transfer service initiation page. Therefore, the resource transferer needs to communicate and confirm multiple times with the resource transferer to obtain the relevant information of the resource transferer that needs to be filled in the resource transfer business initiation page; even, the resource transferer does not know what needs to be provided In the case of information, the resource transferor also needs to inform the resource transferor of the relevant information that needs to be provided by means of screenshots, etc., and the resource transferor then fills in the information on the resource transfer business initiation page based on the resource transferer’s feedback information , Copy, paste, confirm and other operations; that is to say, in the process of the resource transfer business initiated by the resource transfer party, it needs to interact with the resource transfer party multiple times and confirm to obtain a complete and accurate resource transfer To complete the relevant information on the resource transfer service initiation page, the whole process is cumbersome, it takes a long time for both parties, and the efficiency of information filling is low.

It can be seen from this that it is necessary to provide a technical solution for filling in the information required for resource transfer more quickly and accurately during the resource transfer process.

Summary of the invention

The purpose of one or more embodiments of this specification is to provide a resource transfer method. The resource transfer method includes: generating first page link information for requesting the resource transferee to add resource transfer related information based on the information generation trigger operation of the first user of the resource transferor. The first page link information is sent to the resource transfer party, so that the resource transfer party updates the information to be added in the interactive page corresponding to the first page link information to obtain the second page link information . Obtain the second page link information returned by the resource transfer party. Based on the interactive page corresponding to the second page link information, a resource transfer request is sent to the back-end server, so that the back-end server performs the process between the account of the resource transferer and the account of the resource transferer Resource transfer.

The purpose of one or more embodiments of this specification is to provide a resource transfer method. The resource transfer method includes: receiving first page link information sent by a resource transferor, wherein the first page link information is generated by the resource transferor based on a first user’s information to trigger an operation, And it is used to request the resource transferee to add resource transfer related information. Based on the input information of the second user of the resource transfer party in the interaction page corresponding to the first page link information, the information to be added in the interaction page is updated to obtain the second page link information. The second page link information is sent to the resource transferor, so that the resource transferor sends a resource transfer request to the background server based on the interactive page corresponding to the second page link information.

The purpose of one or more embodiments of this specification is to provide a resource transfer device. The resource transfer device includes: a first page link generation module, which generates first page link information for requesting the resource transfer party to add resource transfer related information based on the information generation trigger operation of the first user of the resource transferer. The first page link sending module, which sends the first page link information to the resource transferer, so that the resource transferer performs information on the information to be added in the interactive page corresponding to the first page link information Update, get the link information of the second page. The second page link obtaining module obtains the second page link information returned by the resource transfer party. The resource transfer request sending module, which sends a resource transfer request to the back-end server based on the interactive page corresponding to the second page link information, so that the back-end server can transfer the resource to the resource transferer’s account and the resource transfer Transfer resources between the accounts of the incoming party.

The purpose of one or more embodiments of this specification is to provide a resource transfer device. The resource transfer device includes: a first page link receiving module that receives first page link information sent by a resource transferor, wherein the first page link information is information based on the first user by the resource transferor It is generated by the triggering operation and used to request the resource transfer party to add resource transfer related information. The second page link generation module, which updates the information to be added in the interactive page based on the input information of the second user of the resource transfer party in the interactive page corresponding to the first page link information to obtain the second page Link information. A second page link sending module, which sends the second page link information to the resource transferor, so that the resource transferor sends to the background server based on the interactive page corresponding to the second page link information Resource transfer request.

The purpose of one or more embodiments of this specification is to provide a resource transfer system. The resource transfer system includes: a resource transfer-out party, a resource transfer-in party, and a background server that is communicatively connected with the resource transfer-out party and the resource transfer-in party.

The resource transferer generates the first page link information for requesting the resource transferer to add resource transfer related information based on the triggering operation by filling in the information of the first user; and sends the first page link information to the The resource transferer; and obtain the second page link information returned by the resource transferer; and, based on the interactive page corresponding to the second page link information, send a resource transfer request to the background server.

The resource transfer party receives the first page link information; and updates the information to be added in the interactive page based on the input information of the second user in the interactive page corresponding to the first page link information, Obtain the second page link information; and send the second page link information to the resource transferor.

The background server, in response to the received resource transfer request, performs resource transfer between the account of the resource transferer and the account of the resource transferer.

The purpose of one or more embodiments of this specification is to provide a resource transfer device including: a processor; and a memory arranged to store computer-executable instructions.

When the computer-executable instructions are executed, the processor triggers an operation based on the information of the first user of the resource transferer to generate first page link information for requesting the resource transferer to add resource transfer related information . The first page link information is sent to the resource transfer party, so that the resource transfer party updates the information to be added in the interactive page corresponding to the first page link information to obtain the second page link information . Obtain the second page link information returned by the resource transfer party. Based on the interactive page corresponding to the second page link information, a resource transfer request is sent to the back-end server, so that the back-end server performs the process between the account of the resource transferer and the account of the resource transferer Resource transfer.

When the computer-executable instruction is executed, the processor receives the first page link information sent by the resource transferor, wherein the first page link information is based on the resource transferor based on the first user The information generation is generated by the triggering operation, and is used to request the resource transfer party to add resource transfer related information. Based on the input information of the second user of the resource transfer party in the interaction page corresponding to the first page link information, the information to be added in the interaction page is updated to obtain the second page link information. The second page link information is sent to the resource transferor, so that the resource transferor sends a resource transfer request to the background server based on the interactive page corresponding to the second page link information.

The purpose of one or more embodiments of this specification is to provide a storage medium for storing computer-executable instructions. When the executable instruction is executed by the processor, an operation is triggered based on the information of the first user of the resource transferer to generate first page link information for requesting the resource transferer to add resource transfer related information. The first page link information is sent to the resource transfer party, so that the resource transfer party updates the information to be added in the interactive page corresponding to the first page link information to obtain the second page link information . Obtain the second page link information returned by the resource transfer party. Based on the interactive page corresponding to the second page link information, a resource transfer request is sent to the back-end server, so that the back-end server performs the process between the account of the resource transferer and the account of the resource transferer Resource transfer.

The purpose of one or more embodiments of this specification is to provide a storage medium for storing computer-executable instructions. The executable instruction receives the first page link information sent by the resource transferor when the executable instruction is executed by the processor, wherein the first page link information is triggered by the resource transferor based on the information of the first user. It is generated by the operation and used to request the resource transfer party to add resource transfer related information. Based on the input information of the second user of the resource transfer party in the interaction page corresponding to the first page link information, the information to be added in the interaction page is updated to obtain the second page link information. The second page link information is sent to the resource transferor, so that the resource transferor sends a resource transfer request to the background server based on the interactive page corresponding to the second page link information.

Description of the drawings

In order to more clearly describe the technical solutions in one or more embodiments of this specification, the following will briefly introduce the drawings that need to be used in the embodiments. Obviously, the drawings in the following description are only one or more of this specification. For some of the embodiments described in the multiple, for those of ordinary skill in the art, other drawings may be obtained based on these drawings without creative work.

FIG. 1 is a schematic diagram of an application scenario of a resource transfer system provided by one or more embodiments of this specification;

FIG. 2 is a schematic flow chart of the first method for resource transfer applied to a user terminal corresponding to a resource transferer provided by one or more embodiments of this specification;

FIG. 3 is a schematic diagram of a second flow chart of a resource transfer method applied to a user terminal corresponding to a resource transferer provided by one or more embodiments of this specification;

4 is a schematic diagram of a third flow chart of a method for resource transfer applied to a user terminal corresponding to a resource transferer provided by one or more embodiments of this specification;

FIG. 5 is a schematic diagram of the multi-terminal interaction process involved in the resource transfer method provided by one or more embodiments of this specification;

FIG. 6 is a schematic diagram of a fourth flow chart of a resource transfer method applied to a user terminal corresponding to a resource transferer provided by one or more embodiments of this specification;

FIG. 7a is a schematic diagram of the interactive interface of the generation process of the link information of the first page in the resource transfer method provided by one or more embodiments of this specification;

FIG. 7b is a schematic diagram of the interactive interface of the generation process of the link information of the second page in the resource transfer method provided by one or more embodiments of this specification;

FIG. 7c is a schematic diagram of the interactive interface of the resource transfer request sending process in the resource transfer method provided by one or more embodiments of this specification; FIG.

FIG. 8 is a schematic flowchart of a resource transfer method applied to a user terminal corresponding to a resource transfer party according to one or more embodiments of this specification;

FIG. 9 is a schematic diagram of the module composition of the resource transfer device provided in the user terminal corresponding to the resource transferer provided by one or more embodiments of this specification;

FIG. 10 is a schematic diagram of the module composition of the resource transfer device provided in the user terminal corresponding to the resource transfer party according to one or more embodiments of this specification;

FIG. 11 is a schematic structural diagram of a resource transfer device provided by one or more embodiments of this specification.

Detailed ways

In order to enable those skilled in the art to better understand one or more technical solutions in this specification, the following will combine the drawings in one or more embodiments of this specification to compare the technical solutions in one or more embodiments of this specification. For a clear and complete description, it is obvious that the described embodiments are only a part of one or more embodiments in this specification, rather than all the embodiments. Based on one or more embodiments in this specification, all other embodiments obtained by a person of ordinary skill in the art without creative work shall fall within the protection scope of this document.

It should be noted that, if there is no conflict, one or more embodiments in this specification and the features in the embodiments can be combined with each other. Hereinafter, one or more embodiments of this specification will be described in detail with reference to the drawings and in conjunction with the embodiments.

One or more embodiments of this specification provide a resource transfer method, device, and system. In the process of resource transfer, the resource transferor can request the resource transferee to add the required resource transfer related information in the resource transfer initiation page on behalf of the resource transferer. , That is, the resource transferring party directly pushes the resource transfer initiation page containing the information to be added to the resource transferring party, so that the resource transferring party can directly input the resource transfer related information on the resource transfer initiating page, and then add the information The subsequent resource transfer initiation page is returned to the resource transferer, which not only reduces the number of times the resource transferer confirms information to the resource transferer, but also improves the efficiency and accuracy of adding relevant information required for resource transfer. Avoid the failure of resource transfer due to errors in related information required for resource transfer, thereby ensuring the success rate of resource transfer.

Fig. 1 is a schematic diagram of an application scenario of a resource transfer system provided by one or more embodiments of this specification. As shown in Fig. 1, the system includes: a user terminal corresponding to the resource transferring party, a user terminal corresponding to the resource transferring party, and The back-end server, where the user terminal corresponding to the resource transfer party or the user terminal corresponding to the resource transfer party can be mobile terminals such as smart phones and tablets, or terminal devices such as personal computers. The back-end server It may be a server used to provide business services to the resource transferer and the resource transferer, where the background server may include a first server for information forwarding between the resource transferer and the resource transferer , And a second server used to transfer resources between the account of the resource transferer and the account of the resource transferer, where the resource transfer may include: domestic transfer, domestic remittance, cross-border transfer, and cross-border remittance In either case, the first server and the second server may both be independent servers, or may be a server cluster composed of multiple servers. Among them, the specific process of the above-mentioned resource transfer includes the following aspects.

(1) The aforementioned resource transfer party generates first page link information for requesting the resource transfer party to add resource transfer related information based on the triggering operation by filling in the information of the first user; wherein, the aforementioned first page link information may be The link information used to trigger the opening of the resource transfer initiation page. The above-mentioned resource transfer related information may be the resource transferee information to be filled in the resource transfer initiation page, for example, the account information of the resource transferee.

(2) The aforementioned resource transferor sends the generated first page link information to the resource transferor; specifically, the resource transferor sends the first page link information to the back-end server, and the back-end server sends the first page link information to the back-end server. The page link information is sent to the resource transfer party.

(3) The above-mentioned resource transfer party receives and displays the link information of the first page; and, after detecting the trigger operation of opening the link information of the first page by the second user, opens and displays the link information corresponding to the first page Interactive interface; where the interactive interface contains an information box that needs to be filled in by the second user to add information.

(4) The aforementioned resource transfer party updates the information to be added in the interactive page based on the input information of the second user in the interactive page corresponding to the first page link information to obtain the second page link information.

(5) The above-mentioned resource transfer party sends the generated second page link information to the resource transfer party; specifically, the resource transfer party sends the second page link information to the back-end server, and the back-end server sends the second page link information to the back-end server. The page link information is sent to the resource transferor.

(6) The above resource transfer party receives and displays the second page link information; and, after detecting the first user's opening trigger operation on the second page link information, opens and displays the interaction corresponding to the second page link Interface; wherein, the interactive interface contains the resource transfer related information input by the second user.

(7) The aforementioned resource transferer sends a resource transfer request to the background server based on the interactive page corresponding to the second page link information.

(8) The above-mentioned background server, in response to the resource transfer request of the resource transferer, performs resource transfer between the account of the resource transferer and the account of the resource transferer.

Based on the above application scenarios, when the resource transferor uses the target application to transfer resources to the resource transferor, the resource transferor needs to fill in the required resource transfer related information in the interactive page for submitting the resource transfer request. In the case of information, the resource transferor can request the resource transferor to add the required resource transfer related information in the resource transfer initiation page on behalf of the resource transferor, that is, the resource transferor directly pushes the resource transfer initiation page containing the information to be added to the resource transfer In this way, the resource transfer party can directly input information related to the resource transfer on the resource transfer initiation page, and then return the resource transfer initiation page after the information is added to the resource transfer party, which can reduce the resources in the resource transfer direction. The number of times the transferee confirms the information can also improve the efficiency and accuracy of adding relevant information required for resource transfer, and can also avoid the failure of resource transfer due to the error of relevant information required for resource transfer, thereby ensuring the resource transfer Success rate.

FIG. 2 is a schematic diagram of the first flow of the resource transfer method provided by one or more embodiments of this specification. The method in FIG. 2 can be executed by the user terminal of the resource transferer in FIG. 1, as shown in FIG. The method at least includes the following steps S202 to S208.

S202: Generate first page link information for requesting the resource transfer party to add resource transfer related information based on the information generation trigger operation of the first user of the resource transferer; wherein, the first page link information may be used for The page link that triggers the opening of the resource transfer initiation page can also be the graphic code information used to trigger the opening of the resource transfer initiation page. Specifically, the resource transferee can send an identification request for the graphic code information to trigger the opening of the resource transfer initiation page , That is, the resource transfer party enters the resource transfer information filling page through the identification graphic code.

S204. Send the generated first page link information to the resource transferer, so that the resource transferer updates the information to be added in the interactive page corresponding to the first page link information to obtain the second page link information; where, The above-mentioned second page link information may be the same as the above-mentioned first page link information, but the interactive interface corresponding to the second page link information contains the resource transfer related information input by the resource transfer party; specifically, the resource transfer party receives and displays The first page link information; and after detecting the second user’s opening triggering operation of the first page link information, open and display the interactive interface corresponding to the first page link information; wherein the interactive interface contains the need for a second The information box filled in by the user to add information. Then, based on the input information of the second user in the information box of the information to be added, the information to be added in the interactive page is updated to obtain the link information of the second page.

S206: Obtain the second page link information returned by the resource transfer party; specifically, receive and display the second page link information, and open and display the second page link information after detecting the first user’s opening trigger operation on the second page The second page links the corresponding interactive interface, so that the first user can view and confirm the information input by the second user in the interactive interface.

S208: Based on the acquired interactive page corresponding to the second page link information, send a resource transfer request to the back-end server, so that the back-end server performs resource transfer between the account of the resource transferer and the account of the resource transferer ; Wherein, the interactive interface corresponding to the above-mentioned second page link information is the resource transfer initiation page containing the resource transfer related information entered by the resource transfer party in the information box of the information to be added, and the first user can also transfer the resource Enter the resource transfer amount in the initiation page, and then send a resource transfer request to the backend server based on the finally updated second page link information for some interactive pages.

In one or more embodiments of this specification, during the process of resource transfer, the resource transferor can request the resource transferor to add the required resource transfer related information in the resource transfer initiation page, that is, the resource transferor will directly include the resources to be transferred. The resource transfer initiation page with added information is pushed to the resource transferer, so that the resource transferer can directly input the resource transfer related information on the resource transfer initiation page, and then return the resource transfer initiation page with the information added to the resource transferor. In this way, it can reduce the number of times that the resource transferor needs to confirm the information of the resource transferer, and it can simplify the information filling operation process of the resource transferor on the resource transfer initiation page, thereby improving the addition of relevant information required for resource transfer Efficiency and accuracy can also avoid resource transfer failure due to errors in related information required for resource transfer, thereby ensuring the success rate of resource transfer.

Among them, considering the application scenarios of cross-border remittances, the remittance party needs to input various and complex types of remittance information on the cross-border remittance initiation page. Therefore, the method of requesting the remittance party to fill in the remittance information on behalf of the remittance can be used to achieve the goal The information on the cross-border remittance initiation page in the application is added. Based on this, for the generation process of the first page link information, specifically, the above S202, based on the information generation trigger operation of the first user of the resource transferer, is generated for The first page link information for requesting the resource transferee to add resource transfer related information, specifically including: based on the first user of the resource transferer for the cross-border remittance business information on behalf of the trigger operation, generated to request the resource transferee to add Link information on the first page of cross-border remittance related information; among them, the cross-border remittance related information may be the receiving information of the beneficiary, for example, the information of the overseas bank to be remitted. The overseas bank information may include: swift of the overseas bank At least one of code, bank account number, and settlement number.

Correspondingly, the generated first page link information is sent to the cross-border payee, so that the cross-border payee updates the information to be added in the interactive page corresponding to the first page link information to obtain the second page link information ; Specifically, the cross-border remittance party directly pushes the cross-border remittance initiation page containing the information to be added to the cross-border beneficiary, so that the cross-border remittance party can directly enter the payment information on the cross-border remittance initiation page , And then return the cross-border remittance initiation page with the information added to the cross-border remittance party, so that the cross-border remittance party can send a cross-border remittance request to the back-end server based on the final updated cross-border remittance initiation page.

Further, considering that there may be situations where it is necessary to transfer resources to the same resource transferer multiple times, in order to avoid repeated requests for the same resource transferee to fill in information on behalf of the information, at the same time, it also ensures that the resource transferor can quickly update the resource transfer at any time The information to be added in the initiating page can automatically create and store the corresponding candidate transfer-in party entries through the interactive page corresponding to the second page link information that the transfer-in party of common resources has returned. Specifically, as shown in Figure 3, In S206, after obtaining the link information of the second page returned by the resource transfer party, the method further includes: S210, after detecting the trigger operation of the first user on the link information of the second page, displaying the resource transfer corresponding to the link information of the second page Information confirmation page; where the resource transfer information confirmation page is the resource transfer initiation page that contains the information that the first user has added; wherein, the above trigger operation can be a click and touch operation or a voice trigger operation. The user needs to open the interactive page corresponding to the link information of the second page, and then opens and displays the resource transfer information confirmation page, so that the first user can view and confirm the proxy information entered by the second user in the resource transfer initiation page; S212, If a trigger operation of the information confirmation control by the first user is detected, based on the displayed resource transfer information confirmation page, a candidate transfer-in party entry corresponding to the resource transfer-in party is created and stored.

Specifically, after the first user confirms the information filled by the resource transfer party in the interactive page corresponding to the link information of the second page, a candidate transfer party entry can be automatically created for the resource transfer party, and the candidate The transfer-in party entry is added to the candidate transfer-in party list, so that there is no change in the information that the resource transfer-in party has added in the interactive page corresponding to the candidate resource transfer-in party entry. The first user needs to transfer to any candidate. When the inbound party initiates a resource transfer, it can directly call the saved candidate transfer-in party entry to update the information to be added in the current resource transfer initiation page, and there is no need to initiate an information filling request to the resource transfer-in party again, thereby avoiding requesting the same resource transfer. The incoming party repeats the information filling.

Further, in the case that some fields of the resource transferer of the saved candidate transferer entry need to be modified, the resource transferer sends to the resource transferer request for resources based on the saved candidate transferer entry The transferee changes the third page link information of the information, and updates the saved candidate transferee entry based on the fourth page link information containing the changed information returned by the resource transferee.

Among them, for the situation where a candidate transfer-in party entry has been created for the target resource transfer-in party, the candidate transfer-in party entry can be directly called without repeatedly initiating an information filling request to the resource transfer-in party. Specifically, in the above figure 3 Based on the above, as shown in Figure 4, the above S208, based on the acquired interactive page corresponding to the second page link information, sends a resource transfer request to the backend server, which specifically includes: S2081, determining that the first user transfers in at least one candidate The target transfer-in party entry selected in the party entry; S2082, based on the selected target transfer-in party entry, update the resource transfer initiation page used to request the resource transfer to the resource transfer party; S2083, based on the updated resource transfer initiation The page and the resource transfer amount entered by the first user send a resource transfer request to the back-end server, so that the back-end server can transfer resources between the account of the resource transferer and the account of the resource transferer; specifically, in After the first user selects the target transfer-in party entry from the candidate transfer-in party list, skips the resource transfer related information filling page, and directly jumps to the transfer amount input page, receives the resource transfer amount entered by the first user, and then based Update the resource transfer initiation page filled in by the resource transfer party and the resource transfer amount entered by the first user to generate the final resource transfer initiation page; after detecting the trigger operation of the first user on the resource transfer control, based on the final The resource transfer initiation page sends a resource transfer request to the background server.

In specific implementation, after receiving the second page link information, the resource transfer party may first send a resource transfer request to the backend server based on the second link information, and then create and store candidate transfers based on the second link information. Incoming party entry; it is also possible to first create and store a candidate transfer-in party entry based on the second link information, and then send a resource transfer request to the background server based on the candidate transfer-in party entry. No matter which implementation method is adopted, when the resource transfer to the resource transferee corresponding to the candidate transferee entry needs to be initiated again in the future, the candidate transferee entry can be directly called without repeating initiating information proxy to the resource transferee. Fill in the request.

Further, in order to improve the efficiency of filling in information on the resource transfer initiation page by the resource transfer party, at the same time, mobilize the enthusiasm of the resource transfer party to fill in the information, and the process of generating the second page link for the resource transfer party is specific. The above-mentioned second page link information is generated in the following way: based on the characteristic information of the filled information item in the interactive page corresponding to the first page link information, the field name and filling example of the related information item of the filled information item are dynamically updated Description; Wherein, the characteristic information of the above-mentioned filled information item may be input by the resource transferor, or input by the resource transferor, and the characteristic information of the above-mentioned associated information item is the information to be added that needs to be input by the resource transferor; According to the resource transfer related information entered by the second user corresponding to the resource transfer party based on the updated field name and filling example description, the second page link information is generated; specifically, the field name and filling example of the related information item are dynamically updated Explain that the second user can quickly understand the filling format and specifications of the substitute information by viewing the filling example description, and then can effectively guide the resource transfer party to quickly and accurately add related information items in the information box corresponding to the related information item Characteristic information.

In the specific implementation, for the business scenarios of cross-border remittances, considering that overseas receiving banks in different countries have different requirements for filling in information fields related to overseas receiving banks, based on this, the above filled information items can include: The country information field of the resource transfer account of the resource transferee, the above-mentioned related information item may include: at least one of the identification code field of the resource transfer account, the clearing number field, and the account opening identification field.

In a specific embodiment, taking the application scenario of cross-border remittance as an example, as shown in FIG. 5, the multi-terminal interaction process involved in the above resource transfer method is given, which specifically includes step S501 to step S515.

S501: The cross-border remittance party generates the first page link information for requesting the cross-border remittance party to fill in cross-border remittance-related information on behalf of the first user based on the triggering operation of the cross-border remittance business information;

S502, the cross-border remittance party sends the first page link information to the background server;

S503: The background server sends the first page link information to the corresponding cross-border payee;

S504, the cross-border payee, after detecting the triggering operation of the second user on the link information of the first page, displays a cross-border remittance related information fill-in page; wherein, the cross-border remittance-related information fill-in page belongs to cross-border remittance Launch page

S505, the cross-border payee, based on the input information of the second user on the cross-border remittance related information filling page, adds the characteristic information of the information item to be filled in the information filling page;

S506: The cross-border payee dynamically updates the field names and filling example descriptions of the related information items of the filled information items based on the characteristic information of the filled information items on the above-mentioned information generation page;

S507: The cross-border payee obtains the characteristic information of the associated information item entered by the second user based on the updated field name and filling in the example description;

S508, the cross-border payee fills in the page link corresponding to the page with the cross-border remittance related information after the information is added, and determines the second page link information;

S509: The cross-border payee sends the second page link information to the background server;

S510: The background server sends the second page link information to the corresponding cross-border remittance party;

S511, the cross-border remittance party, after detecting the triggering operation of the first user on the second page link information, displays the cross-border remittance related information after the information is added to fill in the page;

S512, the cross-border remittance party, based on the cross-border remittance related information after the information is added, creates and stores the candidate beneficiary entry corresponding to the cross-border remittance party;

S513: The cross-border remittance party obtains the final cross-border remittance initiation page based on the candidate beneficiary entry selected by the first user and the cross-border remittance amount input by the first user;

S514: The cross-border remittance party sends a resource transfer request to the back-end server based on the final cross-border remittance initiation page;

S515, the background server, in response to the resource transfer request of the cross-border remitter, transfers resources between the account of the cross-border remitter and the account of the cross-border beneficiary.

Among them, in order to increase the diversity and flexibility of the sharing methods of the page link used to request the resource transferee to fill in the information on behalf of the source, and at the same time, to increase the selectivity of the resource transferee to fill in the information requested by the resource transferor, thereby To meet the personalized needs of different users, based on this, as shown in Figure 6, the above S202, based on the information generation trigger operation of the first user of the resource transferer, generates a request for the resource transferer to add resource transfer related information The link information of the first page specifically includes: S2021, based on the information of the first user of the resource transfer party to trigger an operation, call the friend address book of a third-party application; where the third-party application can be a third-party social application or email Application, or SMS sending and receiving application; specifically, the first user can select the third-party application corresponding to the address book of the friend where the information requested by the first user is transferred according to actual needs; S2022, transfer the first user from the third-party application The target friend selected in the friend address book of is determined as the target transferee; S2023, generating first page link information for requesting the target transferee to add resource transfer related information.

Further, taking into account that there may be certain security risks in calling third-party applications, in order to improve the security of sending the link information of the invitation page for filling in the information, prevent the link information of the filling in the invitation page from being tampered with, and increase the security of the third-party application to be called The verification step, based on this, in the above S2021, based on the triggering operation of filling in the information of the first user of the resource transferer, calling the friend address book of the third-party application, specifically including: based on the information of the first user of the resource transferor Fill in the trigger operation to determine whether there is a third-party application's friend address book call request; if so, perform security verification on the third-party application to be called, and obtain the corresponding security verification result; if the above security verification result is normal , Then call the friend address book of the third-party application.

Among them, for the situation that a candidate transfer-in party entry has been created for the target resource transfer-in party, in order to further improve the efficiency of the resource transfer-initiating resource transfer from the resource transfer-out party to the resource transfer-in party, based on this, in the above S212, if it is detected that the first user is targeting the information To confirm the trigger operation of the control, based on the displayed resource transfer information confirmation page, after creating and storing the candidate transfer-in party entry corresponding to the resource transfer-in party, it also includes: judging whether the first user's shortcut to the candidate transfer-in party entry is detected Method to create the request; if yes, create a desktop shortcut corresponding to the candidate transfer-in party entry.

Correspondingly, the above-mentioned S208, based on the acquired interactive page corresponding to the second page link information, sends a resource transfer request to the background server, which specifically includes: detecting the trigger operation of the first user on the desktop shortcut, based on the corresponding Candidate transfer party entry, update and display the resource transfer initiation page used to request the resource transfer to the resource transfer party; based on the updated resource transfer initiation page and the resource transfer amount entered by the first user, send it to the background server Resource transfer request.

Specifically, by creating the saved candidate transfer party entry as a desktop shortcut, the first user can directly click the desktop shortcut icon to trigger the entry of the resource transfer amount input page without entering the target application, thereby achieving one Key to the resource transfer party to initiate resource transfer.

In a specific embodiment, taking the application scenario of cross-border remittance as an example, as shown in Figures 7a to 7c, schematic diagrams of the interaction interface of the above-mentioned resource transfer method are given. Correspondingly, the specific implementation process of the above-mentioned resource transfer method includes The following aspects.

(1) For the generation process of the link information on the first page, as shown in Figure 7a, it is specifically: the user terminal corresponding to the cross-border remittance party detects the trigger operation of the target cross-border remittance application by the first user, opens and displays Cross-border remittance information filling page, where the cross-border remittance information filling page belongs to the cross-border remittance initiation page; the user terminal corresponding to the cross-border remittance party, after detecting the first user’s click operation on the information filling control, displays the receipt Payee selection control; the user terminal corresponding to the cross-border remittance party, after detecting the first user's click operation on the beneficiary selection control, jumps to the proxy user selection page and displays the address book of friends to be shared; The user terminal corresponding to the cross-border remittance party determines the target cross-border beneficiary for requesting information to be filled according to the first user’s selection operation for the friend’s address book to be shared; the user terminal corresponding to the cross-border remittance party will be used to open The page link of the cross-border remittance information filling page is determined as the first page link information, and the first page link information is sent to the target cross-border beneficiary; specifically, the first page link information can be filled with information on the request card The form is sent to the target cross-border beneficiary, and at the same time, the information is displayed in the form of a page link in the dialog box between the remitter and the beneficiary to fill in the request card.

(2) For the generation process of the link information on the second page, as shown in Figure 7b, it is specifically: the user terminal corresponding to the target cross-border payee receives and displays the One page link information; the user terminal corresponding to the target cross-border payee will display the cross-border remittance information filling page after detecting the second user’s triggering operation on the first page link information; among them, in order to improve the target cross-border remittance To view the security of the party’s information, you can first display the prompt dialog box that prompts the user to confirm that the link comes from the cross-border remittance party; after detecting the second user’s confirmation request, display the cross-border remittance information containing multiple information items to be added Fill in the page; the user terminal corresponding to the target cross-border payee receives the input information of the second user for the information item to be added in the cross-border remittance information filling page, and updates the characteristic information corresponding to the information item to be added based on the input information; target The user terminal corresponding to the cross-border remittance party dynamically updates the field name and filling example description of the related information item of the filled information item based on the characteristic information of the filled information item on the cross-border remittance information filling page; target cross-border remittance collection The user terminal corresponding to the party obtains the characteristic information of the associated information item entered by the second user based on the updated field name and the description of the filled-in example; the description of the filled-in example may be detected when the second user views the details of the preset example Displayed after the trigger operation of the control; the user terminal corresponding to the target cross-border beneficiary, after detecting the trigger operation of the second user to confirm the control for filling in the information on behalf of the second user, generates the page based on the cross-border remittance information after the information is added The second page link information, and the second page link sending confirmation dialog box is displayed; among them, in order to prevent the cross-border remittance information added by the cross-border payee on the interactive page corresponding to the second page link information from being incorrectly changed, you can change The cross-border remittance information on the interactive page is set to a state that can be viewed and cannot be modified.

The user terminal corresponding to the target cross-border beneficiary sends the second page link information to the cross-border remitter after detecting the triggering operation of the second user on the link sending confirmation control.

(3) For the sending process of a cross-border remittance request, as shown in Figure 7c, it specifically includes: the user terminal corresponding to the cross-border remittance party, receiving the second page link information, and the dialog box between the remittance party and the remittance party The link information of the second page is displayed in the. Among them, considering that the first user may not initiate a cross-border remittance request in time, the validity period of the link information on the second page can be set to a preset time, and the first user Both can trigger the second page link information to initiate a cross-border remittance request to the background server; the user terminal corresponding to the cross-border remittance party detects the trigger operation of the second page link information by the first user, and displays the cross-border remittance after the information is added. Cross-border remittance information fill-in page; the user terminal corresponding to the cross-border remittance party, after detecting the trigger operation of the first user on the information confirmation control, creates and stores the candidate beneficiary entry corresponding to the target cross-border beneficiary; this can improve The time for the cross-border remittance to initiate a cross-border remittance request to the target cross-border beneficiary is optional, that is, according to the actual needs of the cross-border remittance party at any time to initiate a cross-border remittance request for the candidate beneficiary entry. Cross-border remittance request; the user terminal corresponding to the cross-border remittance party obtains the final cross-border remittance initiation page based on the candidate beneficiary entry selected by the first user and the cross-border remittance amount entered by the first user; specifically, in After determining that the first user selects the target beneficiary entry from the candidate transferee list, skips the cross-border remittance information filling page and jumps directly to the remittance amount input page, receives the remittance amount entered by the first user, and then Generate the final cross-border remittance initiation page based on the resource transfer initiation page of the remittance information added to the selected candidate beneficiary entry and the remittance amount entered by the first user; the user terminal corresponding to the cross-border remittance is based on the final cross-border remittance Initiate the page and send a resource transfer request to the background server.

In the resource transfer method in one or more embodiments of this specification, first, based on the information generation trigger operation of the first user of the resource transferer, a link to the first page for requesting the resource transferer to add resource transfer related information is generated Information; and send the first page link information to the corresponding resource transferer, so that the resource transferer updates the information to be added in the interactive page corresponding to the first page link information to obtain the second page link information; Then, the second page link information returned by the resource transfer party is obtained; and based on the interactive page corresponding to the second page link information, a resource transfer request is sent to the back-end server so that the back-end server can log in to the resource transferer’s account and Transfer resources between the accounts of the transferee. In the process of resource transfer, the resource transferor can request the resource transferor to add the required resource transfer related information in the resource transfer initiation page on behalf of the resource transferor, that is, the resource transferor directly pushes the resource transfer initiation page containing the information to be added to the resource The transfer-in party, so that the resource transfer-in party can directly input the resource transfer related information on the resource transfer initiation page, and then return the resource transfer initiation page after the information is added to the resource transfer-out party, which can reduce resource transfer out The number of times of information confirmation to the resource transfer party can improve the efficiency and accuracy of adding relevant information required for resource transfer, and can also avoid the failure of resource transfer due to the error of relevant information required for resource transfer, thereby ensuring resources The success rate of the transfer.

Corresponding to the resource transfer method described in FIGS. 2 to 7c, based on the same technical concept, one or more embodiments of this specification also provide a resource transfer method. FIG. 8 is a resource provided by one or more embodiments of this specification. A schematic flow diagram of the transfer method. The method in FIG. 8 can be executed by the user terminal of the resource transferer in FIG. 1, as shown in FIG. A page link information, where the first page link information is generated by the resource transferer based on the first user’s information to trigger an operation, and is used to request the resource transferer to add resource transfer related information; S804, based on the resource The second user of the transfer-in party inputs information in the interactive page corresponding to the first page link information, updates the information to be added in the interactive page, and obtains the second page link information; S806, sends the above second page link information To the resource transferor, so that the resource transferor sends a resource transfer request to the background server based on the interactive page corresponding to the second page link information.

In one or more embodiments of this specification, during the process of resource transfer, the resource transferor can request the resource transferor to add the required resource transfer related information in the resource transfer initiation page, that is, the resource transferor will directly include the resources to be transferred. The resource transfer initiation page with added information is pushed to the resource transferer, so that the resource transferer can directly input the resource transfer related information on the resource transfer initiation page, and then return the resource transfer initiation page with the information added to the resource transferor. In this way, it can not only reduce the number of times of information confirmation from the resource transfer party to the resource transfer party, but also improve the efficiency and accuracy of adding relevant information required for resource transfer, and it can also avoid relevant information errors required for resource transfer Circumstances that lead to the failure of resource transfer, thereby ensuring the success rate of resource transfer.

Wherein, the above information generation trigger operation includes: information generation trigger operation for cross-border remittance business; correspondingly, the above first page link information includes: page link information used to request the resource transfer party to add cross-border remittance related information .

Wherein, the above-mentioned second page link information is also used to create a candidate transfer-in party entry corresponding to the resource transfer-in party on the side of the resource transfer-out party.

Wherein, the aforementioned candidate transfer-in party entry is used to update the resource transfer initiation page for resource transfer to the resource transfer-in party on the resource transfer-out party side.

Wherein, in S804, the information to be added in the interactive page is updated based on the input information of the second user of the resource transfer party in the interactive page corresponding to the first page link information to obtain the second page link information, which specifically includes: Based on the input information of the second user of the resource transfer party in the interactive page corresponding to the first page link information, the information to be added in the interactive page is updated; and, based on the information in the interactive page corresponding to the first page link information. Fill in the characteristic information of the information item, and dynamically update the field name and filling example description of the related information item of the filled information item; generate the second user based on the resource transfer related information entered by the second user based on the updated field name and filling example description 2. Page link information.

Wherein, the above-mentioned filled information item includes: the country information field of the resource transfer account of the resource transferee, and the above-mentioned related information item includes: at least one of the identification code field of the resource transfer account, the clearing number field, and the account opening identification field.

Wherein, the above-mentioned first page link information includes: page link information for requesting the target transferee to add resource transfer related information; correspondingly, the above-mentioned target transfer party includes: the resource transferer calls the friend address book of a third-party application The determined target friend.

Among them, the friend address book of the above-mentioned third-party application is called out on the side of the resource transferring party, and the third-party application passes the security check.

Among them, the above-mentioned candidate transfer-in party entry is also used to create a desktop shortcut corresponding to the candidate transfer-in party entry on the resource transfer-out side; correspondingly, the above-mentioned desktop shortcut is used to call out the resource corresponding to the candidate transfer-in party entry The resource transfer initiation page where the transferee performs the resource transfer.

In the resource transfer method in one or more embodiments of this specification, in the process of resource transfer, the resource transferor can request the resource transferor to add the required resource transfer related information in the resource transfer initiation page, that is, the resource transferor Push the resource transfer initiation page containing the information to be added directly to the resource transferer, so that the resource transferer can directly input the resource transfer related information on the resource transfer initiation page, and then add the information to the resource transfer initiation page Return to the resource transferor, which can reduce the number of information confirmations from the resource transferor to the resource transferor, improve the efficiency and accuracy of adding relevant information required for the resource transfer, and avoid the need for resource transfer. The error in the relevant information leads to the failure of resource transfer, thereby ensuring the success rate of resource transfer.

It should be noted that this embodiment in this specification and the previous embodiment in this specification are based on the same inventive concept, so the specific implementation of this embodiment can refer to the implementation of the aforementioned resource transfer method, and the repetition will not be repeated.

Corresponding to the resource transfer method described in FIG. 2 to FIG. 7c, based on the same technical concept, one or more embodiments of this specification also provide a resource transfer device. FIG. 9 is a resource provided by one or more embodiments of this specification. A schematic diagram of the module composition of the transfer device. The device is set in the user terminal of the resource transferor in FIG. 1, and the device is used to execute the resource transfer method described in FIG. 2 to FIG. 7c. As shown in FIG. The first page link generation module 901, which generates the first page link information for requesting the resource transfer party to add resource transfer related information based on the information generation trigger operation of the first user of the resource transferer; the first page link is sent Module 902, which sends the first page link information to the resource transferer, so that the resource transferer updates the information to be added in the interactive page corresponding to the first page link information to obtain the first page link information Two page link information; a second page link obtaining module 903, which obtains the second page link information returned by the resource transfer party; a resource transfer request sending module 904, which is based on the interaction corresponding to the second page link information Page, sending a resource transfer request to the back-end server, so that the back-end server performs resource transfer between the account of the resource transferer and the account of the resource transferer.

Optionally, the first page link generation module 901 is configured to generate information for requesting the resource transferee to add cross-border remittance related information based on the information generation trigger operation of the first user of the resource transferer for the cross-border remittance business. The first page link information.

Optionally, the above device further includes: a candidate transfer party creation module, which displays the resource transfer corresponding to the second page link information after detecting the trigger operation of the first user on the second page link information If the information confirmation page detects the triggering operation of the information confirmation control by the first user, based on the resource transfer information confirmation page, a candidate transfer-in party entry corresponding to the resource transfer-in party is created and stored.

Optionally, the resource transfer request sending module 904 determines the target transfer-in party entry selected by the first user among at least one of the candidate transfer-in party entries; based on the target transfer-in party entry, the update A resource transfer initiation page that requests the resource transfer to the resource transferee; based on the resource transfer initiation page and the resource transfer amount input by the first user, a resource transfer request is sent to the background server.

Optionally, the second page link information is generated in the following manner: based on the characteristic information of the filled information item in the interactive page corresponding to the first page link information, the association of the filled information item is dynamically updated The field name and filling example description of the information item; according to the resource transfer related information input by the second user corresponding to the resource transferee based on the updated field name and filling example description, the second page link information is generated.

Optionally, the filled information item includes: the country information field of the resource transfer account of the resource transferee, and the associated information item includes: the identification code field of the resource transfer account, the clearing number field, and the account opening identifier At least one item in the field.

Optionally, the first page link generation module 901, which triggers an operation based on the information of the first user of the resource transferor, invokes the friend address book of the third-party application; transfers the first user from the friend The target friend selected in the address book is determined as the target transferee; the first page link information for requesting the target transferee to add resource transfer related information is generated.

Optionally, the first page link generation module 901 determines whether there is a friend address book call request of a third-party application based on the triggering operation of the first user’s information of the resource transferor; if so, it responds to the The third-party application performs security verification to obtain a corresponding security verification result; if the security verification result is normal, call the friend address book of the third-party application.

Optionally, the above-mentioned apparatus further includes: a shortcut creation module, which determines whether a shortcut creation request for the candidate transfer-in party entry by the first user is detected; if so, creates a corresponding candidate transfer-in party entry Correspondingly, the resource transfer request sending module 904 detects the trigger operation of the desktop shortcut by the first user, based on the candidate transfer party entry, updates and displays A resource transfer initiation page that requests the resource transfer to the resource transfer party; based on the resource transfer initiation page and the resource transfer amount input by the first user, a resource transfer request is sent to the background server.

In the resource transfer device in one or more embodiments of this specification, during the resource transfer process, the resource transferor can request the resource transferor to add the required resource transfer related information in the resource transfer initiation page, that is, the resource transferor Push the resource transfer initiation page containing the information to be added directly to the resource transferer, so that the resource transferer can directly input the resource transfer related information on the resource transfer initiation page, and then add the information to the resource transfer initiation page Return to the resource transferor, which can reduce the number of information confirmations from the resource transferor to the resource transferor, improve the efficiency and accuracy of adding relevant information required for the resource transfer, and avoid the need for resource transfer. The error in the relevant information leads to the failure of resource transfer, thereby ensuring the success rate of resource transfer.

It should be noted that the embodiment of the resource transfer device in this specification and the embodiment of the resource transfer method in this specification are based on the same inventive concept. Therefore, the specific implementation of this embodiment can refer to the implementation of the corresponding resource transfer method mentioned above. I won't repeat it here.

Corresponding to the resource transfer method described in FIG. 8, based on the same technical concept, one or more embodiments of this specification also provide a resource transfer device. FIG. 10 is a diagram of the resource transfer device provided by one or more embodiments of this specification A schematic diagram of module composition. The device is set in the user terminal of the resource transfer party in FIG. 1, and the device is used to execute the resource transfer method described in FIG. 8. As shown in FIG. 10, the device includes: a first page link receiving module 1001. It receives the first page link information sent by the resource transferor, where the first page link information is generated by the resource transferor based on the first user’s information to trigger an operation, and is used for Request the resource transfer party to add resource transfer related information; the second page link generation module 1002, which is based on the input information of the second user of the resource transfer party in the interaction page corresponding to the first page link information, to the interaction The information to be added in the page is updated to obtain the second page link information; the second page link sending module 1003 sends the second page link information to the resource transferor, so that the resource transferor is based on The interactive page corresponding to the second page link information sends a resource transfer request to the background server.

Optionally, the information generation trigger operation includes: information generation trigger operation for cross-border remittance business;

The first page link information includes: page link information for requesting the resource transfer party to add cross-border remittance related information.

Optionally, the second page link information is also used to create a candidate transfer-in party entry corresponding to the resource transfer-in party on the side of the resource transfer-out party.

Optionally, the candidate transfer-in party entry is used to update a resource transfer initiation page for resource transfer to the resource transfer-in party on the resource transfer-out party side.

Optionally, the second page link generation module 1002, which is based on the input information of the second user of the resource transfer party in the interactive page corresponding to the first page link information, adds information to the interactive page Update; and, based on the characteristic information of the filled-in information item in the interactive page, dynamically update the field name and filling example description of the associated information item of the filled-in information item; according to the second user based on the updated The field name and the resource transfer related information entered in the example description are filled in to generate the second page link information.

Optionally, the first page link information includes: page link information for requesting the target transfer party to add resource transfer related information; the target transfer party includes: the resource transfer party calls a third-party application The target friend determined by the friend address book.

Optionally, the friend address book of the third-party application is called on the side of the resource transferring party, and the third-party application passes the security check.

Optionally, the candidate transfer-in party entry is also used to create a desktop shortcut corresponding to the candidate transfer-in party entry on the resource transfer-out party side; the desktop shortcut is used to call the candidate transfer-in party entry The resource transfer initiation page for the resource transfer by the transfer-in party corresponding to the entry of the transfer-in party.

Corresponding to the resource transfer method described in FIGS. 2 to 8 above, based on the same technical concept, one or more embodiments of this specification also provide a resource transfer system, where the system includes: a resource transferer, a resource transfer And the backend server that is in communication with the resource transferer and the resource transferer; the resource transferer triggers the operation based on the information of the first user to generate a request for the resource transferer Add the first page link information of the resource transfer related information; send the first page link information to the resource transferer; and obtain the second page link information returned by the resource transferer; and, based on all The interactive page corresponding to the second page link information sends a resource transfer request to the background server; the resource transfer party receives the first page link information; and corresponds to the first page link information based on the second user The input information in the interactive page is updated to update the information to be added in the interactive page to obtain the second page link information; and the second page link information is sent to the resource transferor; the background server In response to the received resource transfer request, the resource transfer is performed between the account of the resource transferer and the account of the resource transferer.

In the resource transfer system in one or more embodiments of this specification, during the resource transfer process, the resource transferor can request the resource transferor to add the required resource transfer related information in the resource transfer initiation page, that is, the resource transferor Push the resource transfer initiation page containing the information to be added directly to the resource transferer, so that the resource transferer can directly input the resource transfer related information on the resource transfer initiation page, and then add the information to the resource transfer initiation page Return to the resource transferor, which can reduce the number of information confirmations from the resource transferor to the resource transferor, improve the efficiency and accuracy of adding relevant information required for the resource transfer, and avoid the need for resource transfer. The error in the relevant information leads to the failure of resource transfer, thereby ensuring the success rate of resource transfer.

It should be noted that the embodiment of the resource transfer system in this specification and the embodiment of the resource transfer method in this specification are based on the same inventive concept. Therefore, the specific implementation of this embodiment can refer to the implementation of the corresponding resource transfer method mentioned above. I won't repeat it here.

Further, corresponding to the methods shown in FIGS. 2 to 8 above, based on the same technical concept, one or more embodiments of this specification also provide a resource transfer device, which is used to execute the above resource transfer method, such as Shown in Figure 11.

The resource transfer device may have relatively large differences due to different configurations or performances, and may include one or more processors 1101 and a memory 1102, and the memory 1102 may store one or more storage applications or data. Among them, the memory 1102 may be short-term storage or persistent storage. The application program stored in the memory 1102 may include one or more modules (not shown in the figure), and each module may include a series of computer-executable instructions for the resource transfer device. Furthermore, the processor 1101 may be configured to communicate with the memory 1102, and execute a series of computer-executable instructions in the memory 1102 on the resource transfer device. The resource transfer device may also include one or more power supplies 1103, one or more wired or wireless network interfaces 1104, one or more input and output interfaces 1105, one or more keyboards 1106, and so on.

In a specific embodiment, the resource transfer device includes a memory and one or more programs, wherein one or more programs are stored in the memory, and the one or more programs may include one or more modules, and each Each module may include a series of computer-executable instructions in the resource transfer device, and the one or more programs configured to be executed by one or more processors include computer-executable instructions for performing the following: The first user’s information fills in the trigger operation to generate first page link information for requesting the resource transfer party to add resource transfer related information; the first page link information is sent to the resource transfer party so that The resource transfer party updates the information to be added in the interactive page corresponding to the first page link information to obtain second page link information; obtains the second page link information returned by the resource transfer party; based on The interactive page corresponding to the second page link information sends a resource transfer request to the back-end server, so that the back-end server performs resource transfer between the account of the resource transferer and the account of the resource transferer Transfer.

Optionally, when the computer-executable instructions are executed, the operation is triggered based on the information generation of the first user of the resource transferer to generate the first page link information for requesting the resource transferer to add resource transfer related information , Including: generating the first page link information for requesting the resource transferee to add cross-border remittance related information based on the triggering operation of the first user of the resource transferer to fill in the information of the cross-border remittance business.

Optionally, when the computer-executable instruction is executed, after acquiring the second page link information sent by the resource transfer party, the method further includes: after detecting that the first user is directed to the second page link information After the operation is triggered, the resource transfer information confirmation page corresponding to the link information of the second page is displayed; if the trigger operation of the information confirmation control by the first user is detected, the resource transfer information confirmation page is created and stored The candidate transfer-in party entry corresponding to the transfer-in party of the resource.

Optionally, when the computer-executable instruction is executed, the sending a resource transfer request to the background server based on the interactive page corresponding to the second page link information includes: determining that the first user is in at least one of the The target transfer-in party entry selected from the candidate transfer-in party entries; based on the target transfer-in party entry, update the resource transfer initiation page for requesting resource transfer to the resource transfer-in party; initiate based on the resource transfer The page and the resource transfer amount input by the first user send a resource transfer request to the background server.

Optionally, when the computer-executable instruction is executed, the second page link information is generated in the following manner: based on the characteristic information of the filled information item in the interactive page corresponding to the first page link information, dynamic Update the field name and filling example description of the associated information item of the filled information item; generate the resource transfer related information entered by the second user corresponding to the resource transferer based on the updated field name and filling example description Link information on the second page.

Optionally, when the computer-executable instruction is executed, the filled information item includes: the country information field of the resource transfer account of the resource transfer party, and the associated information item includes: the identification of the resource transfer account At least one of the code field, clearing number field, and account opening identification field.

Optionally, when the computer-executable instructions are executed, the operation is triggered based on the information generation of the first user of the resource transferer to generate the first page link information for requesting the resource transferer to add resource transfer related information , Including: based on the triggering operation of filling in the information of the first user, invoking the friend address book of the third-party application; determining the target friend selected by the first user from the friend address book as the target transfer party; Request the target transferee to add the first page link information of the resource transfer related information.

Optionally, when the computer-executable instructions are executed, the operation is triggered based on the information of the first user of the resource transferor, and the friend address book of the third-party application is invoked, including: the first user based on the resource transferor The user’s information is filled in to trigger the operation, and it is judged whether there is a third-party application’s friend address book call request; if so, the security verification of the third-party application is performed to obtain the corresponding security verification result; if the security is If the verification result is normal, the friend address book of the third-party application is called.

Optionally, when the computer-executable instruction is executed, after creating and storing the candidate transfer-in party entry corresponding to the resource transfer-in party based on the resource transfer information confirmation page, it further includes: determining whether the resource transfer-in party is detected The first user requests for the creation of a shortcut for the candidate transfer-in party entry; if so, creates a desktop shortcut corresponding to the candidate transfer-in party entry; correspondingly, the interaction corresponding to the second page link information Page, sending a resource transfer request to the background server, including: after detecting the trigger operation of the first user on the desktop shortcut, based on the candidate transfer party entry, update and display a request for requesting the resource The resource transfer initiation page where the transferee performs the resource transfer; based on the resource transfer initiation page and the resource transfer amount input by the first user, a resource transfer request is sent to the background server.

In the resource transfer device in one or more embodiments of this specification, during the resource transfer process, the resource transferor can request the resource transferee to add the required resource transfer related information in the resource transfer initiation page, that is, the resource transferor Push the resource transfer initiation page containing the information to be added directly to the resource transferer, so that the resource transferer can directly input the resource transfer related information on the resource transfer initiation page, and then add the information to the resource transfer initiation page Return to the resource transferor, which can reduce the number of information confirmations from the resource transferor to the resource transferor, improve the efficiency and accuracy of adding relevant information required for the resource transfer, and avoid the need for resource transfer. The error in the relevant information leads to the failure of resource transfer, thereby ensuring the success rate of resource transfer.

In another specific embodiment, the resource transfer device includes a memory and one or more programs, wherein one or more programs are stored in the memory, and the one or more programs may include one or more modules, and Each module may include a series of computer-executable instructions in the resource transfer device, and the one or more programs configured to be executed by one or more processors include computer-executable instructions for performing the following computer-executable instructions: receiving resource transfer out The first page link information sent by the party, where the first page link information is generated by the resource transferer based on the first user’s information to trigger an operation, and is used to request the resource transferer to add resources Transfer related information; based on the input information of the second user of the resource transfer party in the interactive page corresponding to the first page link information, update the information to be added in the interactive page to obtain the second page link information; The second page link information is sent to the resource transferor, so that the resource transferor sends a resource transfer request to the background server based on the interactive page corresponding to the second page link information.

Optionally, when the computer-executable instructions are executed, the information generation trigger operation includes: information generation trigger operation for the cross-border remittance business; the first page link information includes: request resource transfer party Add page link information for cross-border remittance related information.

Optionally, when the computer-executable instructions are executed, the second page link information is also used to create a candidate transfer-in party entry corresponding to the resource transfer-in party on the side of the resource transfer-in party.

Optionally, when the computer-executable instructions are executed, the candidate transfer-in party entry is used to update the resource transfer initiation page for the resource transfer-in to the resource transfer-in party on the resource transfer-out party side.

Optionally, when the computer-executable instructions are executed, the second user based on the input information of the resource transfer party in the interactive page corresponding to the first page link information adds information to the interactive page The updating to obtain the second page link information includes: updating the information to be added in the interactive page based on the input information of the second user of the resource transfer party in the interactive page corresponding to the first page link information; And, based on the characteristic information of the filled information item in the interactive page, dynamically update the field name and filling example description of the associated information item of the filled information item; according to the second user based on the updated field name and Fill in the resource transfer related information entered in the example description to generate the second page link information.

Optionally, when the computer-executable instruction is executed, the first page link information includes: page link information used to request the target transferee to add resource transfer related information;

The target transfer-in party includes: the target friend determined by the resource transfer-out party by invoking a friend address book of a third-party application.

Optionally, when the computer-executable instructions are executed, the friend address book of the third-party application is on the side of the resource transferer, and the third-party application is called after passing the security check.

Optionally, when the computer-executable instructions are executed, the candidate transfer-in party entry is also used to create a desktop shortcut corresponding to the candidate transfer-in party entry on the resource transfer-out party side; the desktop shortcut The method is used to call up a resource transfer initiation page for resource transfer to the resource transfer party corresponding to the candidate transfer-in party entry.

Further, corresponding to the methods shown in FIGS. 2 to 8 above, based on the same technical concept, one or more embodiments of this specification also provide a storage medium for storing computer-executable instructions, a specific implementation In an example, the storage medium may be a U disk, an optical disk, a hard disk, etc., when the computer executable instructions stored in the storage medium are executed by the processor, the following process can be realized: fill based on the information of the first user of the resource transferer Trigger operation to generate first page link information for requesting the resource transfer party to add resource transfer related information; send the first page link information to the resource transfer party so that the resource transfer party can The information to be added in the interactive page corresponding to the first page link information is updated to obtain the second page link information; the second page link information returned by the resource transfer party is obtained; correspondingly based on the second page link information Send a resource transfer request to the back-end server, so that the back-end server performs resource transfer between the account of the resource transferer and the account of the resource transferer.

Optionally, when the computer-executable instructions stored in the storage medium are executed by the processor, the trigger operation is generated based on the information of the first user of the resource transferor, and generates a request for the resource transferor to add resource transfer related Link information to the first page of information, including:

Based on the triggering operation by the first user of the resource transferer to fill in the information of the cross-border remittance business, the first page link information for requesting the resource transferee to add cross-border remittance related information is generated.

Optionally, when the computer-executable instructions stored in the storage medium are executed by the processor, after obtaining the second page link information sent by the resource transfer party, the method further includes: detecting that the first user is After the trigger operation of the second page link information, the resource transfer information confirmation page corresponding to the second page link information is displayed; if the trigger operation of the first user on the information confirmation control is detected, it is based on the resource transfer information The confirmation page creates and stores the candidate transfer-in party entry corresponding to the resource transfer-in party.

Optionally, when the computer-executable instructions stored in the storage medium are executed by the processor, the sending a resource transfer request to the background server based on the interaction page corresponding to the second page link information includes: determining the first A target transfer-in party entry selected by a user from at least one of the candidate transfer-in party entries; based on the target transfer-in party entry, a resource transfer initiation page for requesting resource transfer to the resource transfer-in party is updated ; Based on the resource transfer initiation page and the resource transfer amount input by the first user, a resource transfer request is sent to the background server.

Optionally, when the computer-executable instructions stored in the storage medium are executed by the processor, the second page link information is generated in the following manner: based on the filled-in interactive page corresponding to the first page link information The characteristic information of the information item, dynamically update the field name and filling example description of the associated information item of the filled information item; according to the input of the second user corresponding to the resource transferee based on the updated field name and filling example description The information related to the resource transfer is generated to generate the second page link information.

Optionally, when the computer-executable instructions stored in the storage medium are executed by the processor, the filled information item includes: the country information field of the resource transfer account of the resource transferee, and the associated information item includes: At least one of the identification code field, the clearing number field, and the account opening identification field of the account that the resources are transferred into.

Optionally, when the computer-executable instructions stored in the storage medium are executed by the processor, the trigger operation is generated based on the information of the first user of the resource transferor, and generates a request for the resource transferor to add resource transfer related The link information of the first page of the information includes: based on the information generation trigger operation of the first user of the resource transfer party, calling the friend address book of the third-party application; selecting the first user from the friend address book The target friend is determined as the target transfer-in party; the first page link information for requesting the target transfer-in party to add resource transfer related information is generated.

Optionally, when the computer-executable instructions stored in the storage medium are executed by the processor, the triggering operation based on the information generation of the first user of the resource transfer party to call the friend address book of the third-party application includes: The information generation of the first user of the resource transferer triggers the operation to determine whether there is a request for calling the friend address book of the third-party application; if so, the security verification of the third-party application is performed to obtain the corresponding security verification Result; if the security verification result is normal, call the friend address book of the third-party application.

Optionally, when the computer-executable instructions stored in the storage medium are executed by the processor, after creating and storing the candidate transfer-in party entry corresponding to the resource transfer-in party based on the resource transfer information confirmation page, it further includes : Determine whether a shortcut creation request for the candidate transfer-in party entry is detected by the first user; if so, create a desktop shortcut corresponding to the candidate transfer-in party entry; correspondingly, the first user is based on the Second, the interactive page corresponding to the page link information sends a resource transfer request to the background server, including: upon detecting the trigger operation of the first user on the desktop shortcut, updating and displaying based on the candidate transfer party entry A resource transfer initiation page for requesting resource transfer to the resource transferee; based on the resource transfer initiation page and the resource transfer amount input by the first user, a resource transfer request is sent to the background server.

When the computer-executable instructions stored in the storage medium in one or more embodiments of this specification are executed by the processor, during the resource transfer process, the resource transferer can request the resource transferer to add the required resources in the resource transfer initiation page. The resource transfer related information, that is, the resource transferer directly pushes the resource transfer initiation page containing the information to be added to the resource transferer, so that the resource transferer can directly input the resource transfer related information on the resource transfer initiation page , And then return the resource transfer initiation page after the information has been added to the resource transferer, which can reduce the number of times that the resource transferer confirms the information to the resource transferer, and improve the efficiency and efficiency of adding relevant information required for resource transfer. Accuracy can also avoid the failure of resource transfer due to errors in related information required for resource transfer, thereby ensuring the success rate of resource transfer.

In another specific embodiment, the storage medium may be a U disk, an optical disk, a hard disk, etc., and the computer executable instructions stored in the storage medium can implement the following process when executed by the processor: The link information of the first page, wherein the link information of the first page is generated by the resource transferor based on the first user’s information to trigger an operation, and is used to request the resource transferor to add resource transfer related information Based on the input information of the second user of the resource transfer party in the interactive page corresponding to the first page link information, the information to be added in the interactive page is updated to obtain the second page link information; The second page link information is sent to the resource transferor, so that the resource transferor sends a resource transfer request to the background server based on the interactive page corresponding to the second page link information.

Optionally, when the computer-executable instructions stored in the storage medium are executed by the processor, the information generation trigger operation includes: information generation trigger operation for cross-border remittance business; the first page link information includes: The page link information used to request the resource transfer party to add cross-border remittance related information.

Optionally, when the computer-executable instructions stored in the storage medium are executed by the processor, the second page link information is also used to create a candidate transfer corresponding to the resource transfer-in party on the side of the resource transfer-in party. Incoming entry.

Optionally, when the computer-executable instructions stored in the storage medium are executed by the processor, the candidate transfer-in party entry is used to update the resource transfer-in to the resource transfer-in party on the side of the resource transfer-out party The resource transfer initiation page of.

Optionally, when the computer-executable instructions stored in the storage medium are executed by the processor, the input information of the second user based on the resource transfer party in the interactive page corresponding to the first page link information is The information to be added in the interactive page is updated to obtain the second page link information, including: based on the input information of the second user of the resource transfer party in the interactive page corresponding to the first page link information, to the interactive page To update the information to be added in the interactive page; and, based on the characteristic information of the filled information item in the interactive page, dynamically update the field name and filling example description of the associated information item of the filled information item; according to the second user Based on the updated field name and the resource transfer-related information entered in the example description, the second page link information is generated.

Optionally, when the computer-executable instructions stored in the storage medium are executed by the processor, the first page link information includes: page link information for requesting the target transferee to add resource transfer related information; the target transfer The incoming party includes: the target friend determined by the resource transfer party by calling the friend address book of the third-party application.

Optionally, when the computer-executable instructions stored in the storage medium are executed by the processor, the friend address book of the third-party application is on the side of the resource transferring party, and the third-party application passes the security check Called out.

Optionally, when the computer-executable instructions stored in the storage medium are executed by the processor, the candidate transfer-in party entry is also used to create a desktop corresponding to the candidate transfer-in party entry on the resource transfer-out party side Shortcut; the desktop shortcut is used to call up a resource transfer initiation page for resource transfer to the resource transfer party corresponding to the candidate transfer-in party entry.

It should be noted that the embodiment of the storage medium in this specification and the embodiment of the resource transfer method in this specification are based on the same inventive concept. Therefore, the specific implementation of this embodiment can refer to the implementation of the corresponding resource transfer method mentioned above, and repeat the same. I won't repeat it here.

The foregoing describes specific embodiments of this specification. Other embodiments are within the scope of the appended claims. In some cases, the actions or steps described in the claims can be performed in a different order than in the embodiments and still achieve desired results. In addition, the processes depicted in the drawings do not necessarily require the specific order or sequential order shown in order to achieve the desired results. In some embodiments, multitasking and parallel processing are also possible or may be advantageous.

In the 1990s, the improvement of a technology can be clearly distinguished between hardware improvements (for example, improvements in circuit structures such as diodes, transistors, switches, etc.) or software improvements (improvements in method flow). However, with the development of technology, the improvement of many methods and processes of today can be regarded as a direct improvement of the hardware circuit structure. Designers almost always get the corresponding hardware circuit structure by programming the improved method flow into the hardware circuit. Therefore, it cannot be said that the improvement of a method flow cannot be realized by the hardware entity module. For example, a programmable logic device (Programmable Logic Device, PLD) (such as a Field Programmable Gate Array (Field Programmable Gate Array, FPGA)) is such an integrated circuit whose logic function is determined by the user's programming of the device. It is programmed by the designer to "integrate" a digital system on a piece of PLD, without requiring chip manufacturers to design and manufacture dedicated integrated circuit chips. Moreover, nowadays, instead of manually making integrated circuit chips, this kind of programming is mostly realized with "logic compiler" software, which is similar to the software compiler used in program development and writing, but before compilation The original code must also be written in a specific programming language, which is called Hardware Description Language (HDL), and there is not only one type of HDL, but many types, such as ABEL (Advanced Boolean Expression Language) , AHDL (Altera Hardware Description Language), Confluence, CUPL (Cornell University Programming Language), HD Cal, JHDL (Java Hardware Description Language), Lava, Lola, My HDL, PALASM, RHDL (Ruby Hardware Description), etc., currently the most Commonly used are VHDL (Very-High-Speed Integrated Circuit Hardware Description Language) and Verilog. It should also be clear to those skilled in the art that just a little bit of logic programming of the method flow in the above-mentioned hardware description languages and programming into an integrated circuit can easily obtain the hardware circuit that implements the logic method flow.

The controller can be implemented in any suitable manner. For example, the controller can take the form of, for example, a microprocessor or a processor and a computer-readable medium storing computer-readable program codes (such as software or firmware) executable by the (micro)processor. , Logic gates, switches, application specific integrated circuits (ASICs), programmable logic controllers and embedded microcontrollers. Examples of controllers include but are not limited to the following microcontrollers: ARC625D, Atmel AT91SAM, Microchip PIC18F26K20 and Silicon Labs C8051F320, the memory controller can also be implemented as part of the memory control logic. Those skilled in the art also know that, in addition to implementing the controller in a purely computer-readable program code manner, it is entirely possible to program the method steps to make the controller use logic gates, switches, application specific integrated circuits, programmable logic controllers, and embedded logic. The same function can be realized in the form of a microcontroller or the like. Therefore, such a controller can be regarded as a hardware component, and the devices included in it for realizing various functions can also be regarded as a structure within the hardware component. Or even, the device for realizing various functions can be regarded as both a software module for realizing the method and a structure within a hardware component.

The systems, devices, modules, or units illustrated in the above embodiments may be specifically implemented by computer chips or entities, or implemented by products with certain functions. A typical implementation device is a computer. Specifically, the computer may be, for example, a personal computer, a laptop computer, a cell phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or Any combination of these devices.

For the convenience of description, when describing the above device, the functions are divided into various units and described separately. Of course, when one or more of this specification is implemented, the functions of each unit can be implemented in the same one or more software and/or hardware.

Those skilled in the art should understand that one or more of the embodiments in this specification can be provided as a method, a system, or a computer program product. Therefore, one or more of this specification may adopt the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware. Moreover, one or more of this specification can adopt computer program products implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer-usable program codes. form.

One or more of this specification is described with reference to flowcharts and/or block diagrams of methods, devices (systems), and computer program products according to one or more embodiments of this specification. It should be understood that each process and/or block in the flowchart and/or block diagram, and the combination of processes and/or blocks in the flowchart and/or block diagram can be realized by computer program instructions. These computer program instructions can be provided to the processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing equipment to generate a machine, so that the instructions executed by the processor of the computer or other programmable data processing equipment are used to generate It is a device that realizes the functions specified in one process or multiple processes in the flowchart and/or one block or multiple blocks in the block diagram.

These computer program instructions can also be stored in a computer-readable memory that can guide a computer or other programmable data processing equipment to work in a specific manner, so that the instructions stored in the computer-readable memory produce an article of manufacture including the instruction device. The device implements the functions specified in one process or multiple processes in the flowchart and/or one block or multiple blocks in the block diagram.

These computer program instructions can also be loaded on a computer or other programmable data processing equipment, so that a series of operation steps are executed on the computer or other programmable equipment to produce computer-implemented processing, so as to execute on the computer or other programmable equipment. The instructions provide steps for implementing the functions specified in one process or multiple processes in the flowchart and/or one block or multiple blocks in the block diagram.

In a typical configuration, the computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.

The memory may include non-permanent memory in computer readable media, random access memory (RAM) and/or non-volatile memory, such as read-only memory (ROM) or flash memory (flash RAM). Memory is an example of computer readable media.

Computer-readable media include permanent and non-permanent, removable and non-removable media, and information storage can be realized by any method or technology. The information can be computer-readable instructions, data structures, program modules, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technology, CD-ROM, digital versatile disc (DVD) or other optical storage, Magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices or any other non-transmission media can be used to store information that can be accessed by computing devices. According to the definition in this article, computer-readable media does not include transitory media, such as modulated data signals and carrier waves.

It should also be noted that the terms "include", "include" or any other variants thereof are intended to cover non-exclusive inclusion, so that a process, method, commodity or equipment including a series of elements not only includes those elements, but also includes Other elements that are not explicitly listed, or also include elements inherent to such processes, methods, commodities, or equipment. If there are no more restrictions, the element defined by the sentence "including a..." does not exclude the existence of other identical elements in the process, method, commodity, or equipment that includes the element.

One or more of this specification may be described in the general context of computer-executable instructions executed by a computer, such as program modules. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform specific tasks or implement specific abstract data types. One or more of this specification can also be practiced in a distributed computing environment. In these distributed computing environments, tasks are performed by remote processing devices connected through a communication network. In a distributed computing environment, program modules can be located in local and remote computer storage media including storage devices.

The various embodiments in this specification are described in a progressive manner, and the same or similar parts between the various embodiments can be referred to each other, and each embodiment focuses on the differences from other embodiments. In particular, as for the system embodiment, since it is basically similar to the method embodiment, the description is relatively simple, and for related parts, please refer to the part of the description of the method embodiment.

The above description is only one or more embodiments of this specification, and is not used to limit one or more of this specification. For those skilled in the art, one or more of this specification can have various modifications and changes. Any modification, equivalent replacement, improvement, etc. made within one or more of the spirit and principle of this specification shall be included in the scope of one or more of the claims of this specification.

Claims

A resource transfer method, the method includes:

Generate the first page link information for requesting the resource transferee to add information related to the resource transfer based on the information generation trigger operation of the first user of the resource transferer;

The first page link information is sent to the resource transfer party, so that the resource transfer party updates the information to be added in the interactive page corresponding to the first page link information to obtain the second page link information ；

Acquiring the second page link information returned by the resource transfer party;

Based on the interactive page corresponding to the second page link information, a resource transfer request is sent to the back-end server, so that the back-end server performs the process between the account of the resource transferer and the account of the resource transferer Resource transfer.
The method according to claim 1, wherein the generation of the first page link information for requesting the resource transferee to add resource transfer related information based on the information generation trigger operation of the first user of the resource transferer comprises :

Based on the triggering operation by the first user of the resource transferer to fill in the information of the cross-border remittance business, the first page link information for requesting the resource transferee to add cross-border remittance related information is generated.
The method according to claim 1, wherein after obtaining the second page link information sent by the resource transfer party, the method further comprises:

After detecting the trigger operation of the first user on the second page link information, display the resource transfer information confirmation page corresponding to the second page link information;

If a trigger operation of the information confirmation control by the first user is detected, based on the resource transfer information confirmation page, a candidate transfer-in party entry corresponding to the resource transfer-in party is created and stored.
The method according to claim 3, wherein the sending a resource transfer request to the background server based on the interactive page corresponding to the second page link information comprises:

Determining the target transfer-in party entry selected by the first user from at least one of the candidate transfer-in party entries;

Based on the entry of the target transferee, updating the resource transfer initiation page for requesting resource transfer to the resource transferee;

Based on the resource transfer initiation page and the resource transfer amount input by the first user, a resource transfer request is sent to the background server.
The method according to claim 1, wherein the second page link information is generated in the following manner:

Based on the characteristic information of the filled information item in the interactive page corresponding to the first page link information, dynamically update the field name and filling example description of the associated information item of the filled information item;

According to the resource transfer related information input by the second user corresponding to the resource transfer party based on the updated field name and filling in the example description, the second page link information is generated.
The method according to claim 5, wherein the filled information item comprises: a country information field of the resource transfer account of the resource transferee, and the associated information item comprises: an identification code field of the resource transfer account , At least one of the clearing number field and the account opening identification field.
The method according to claim 1, wherein the generation of the first page link information for requesting the resource transferee to add resource transfer related information based on the information generation trigger operation of the first user of the resource transferer comprises :

The operation is triggered based on the information of the first user of the resource transferer, and the friend address book of the third-party application is called;

Determining the target friend selected by the first user from the friend address book as the target transfer party;

Generate first page link information for requesting the target transferee to add resource transfer related information.
The method according to claim 7, wherein the triggering operation based on the information of the first user of the resource transferer to call the friend address book of the third-party application comprises:

Based on the triggering operation by filling in the information of the first user of the resource transferer, it is judged whether there is a request to call the friend address book of the third-party application;

If yes, perform security verification on the third-party application to obtain a corresponding security verification result;

If the security verification result is normal, call the friend address book of the third-party application.
The method according to claim 3, wherein after creating and storing candidate transfer-in party entries corresponding to the resource transfer-in party based on the resource transfer information confirmation page, the method further comprises:

Judging whether a shortcut creation request for the candidate transfer-in party entry by the first user is detected;

If yes, create a desktop shortcut corresponding to the candidate transfer-in party entry;

Correspondingly, the sending a resource transfer request to the background server based on the interactive page corresponding to the second page link information includes:

Upon detection of the triggering operation of the first user on the desktop shortcut, based on the candidate transfer-in party entry, update and display a resource transfer initiation page for requesting resource transfer to the resource transfer-in party;

Based on the resource transfer initiation page and the resource transfer amount input by the first user, a resource transfer request is sent to the background server.
A resource transfer method, the method includes:

Receive the first page link information sent by the resource transferor, where the first page link information is generated by the resource transferor based on the first user’s information to trigger an operation, and is used to request the resource transfer The incoming party adds information about resource transfer;

Update the information to be added in the interactive page based on the input information of the second user of the resource transfer party in the interactive page corresponding to the first page link information to obtain the second page link information;

The second page link information is sent to the resource transferor, so that the resource transferor sends a resource transfer request to the background server based on the interactive page corresponding to the second page link information.
The method according to claim 10, wherein the information generation trigger operation comprises: information generation trigger operation for cross-border remittance business;

The first page link information includes: page link information for requesting the resource transfer party to add cross-border remittance related information.
The method according to claim 10, wherein the second page link information is also used to create a candidate transfer-in party entry corresponding to the resource transfer-in party on the side of the resource transfer-out party.
The method according to claim 12, wherein the candidate transfer-in party entry is used to update the resource transfer initiation page for resource transfer to the resource transfer-in party on the resource transfer-out party side.
The method according to claim 10, wherein the information to be added in the interactive page is updated based on the input information of the second user of the resource transferor in the interactive page corresponding to the first page link information To get the link information of the second page, including:

Update the information to be added in the interactive page based on the input information of the second user of the resource transferer in the interactive page corresponding to the link information of the first page; and,

Based on the characteristic information of the filled-in information item in the interactive page, dynamically update the field name and filling example description of the associated information item of the filled-in information item;

The second page link information is generated according to the resource transfer related information input by the second user based on the updated field name and filling in the example description.
The method according to claim 14, wherein the filled information item includes: a country information field of the resource transfer account of the resource transfer party, and the associated information item includes: an identification code field of the resource transfer account , At least one of the clearing number field and the account opening identification field.
The method according to claim 10, wherein the first page link information comprises: page link information for requesting the target transfer party to add resource transfer related information;

The target transfer-in party includes: the target friend determined by the resource transfer-out party by invoking a friend address book of a third-party application.
The method according to claim 16, wherein the friend address book of the third-party application is on the side of the resource transferring party, and the third-party application is called out after passing a security check.
The method according to claim 12, wherein the candidate transfer-in party entry is also used to create a desktop shortcut corresponding to the candidate transfer-in party entry on the side of the resource transfer-out party;

The desktop shortcut is used to call up a resource transfer initiation page for resource transfer to the resource transfer party corresponding to the candidate transfer party entry.
A resource transfer device, the device includes:

The first page link generation module, which generates the first page link information for requesting the resource transferee to add resource transfer related information based on the information generation trigger operation of the first user of the resource transferer;

The first page link sending module, which sends the first page link information to the resource transferer, so that the resource transferer performs information on the information to be added in the interactive page corresponding to the first page link information Update, get the link information of the second page;

A second page link obtaining module, which obtains the second page link information returned by the resource transfer party;

The resource transfer request sending module, which sends a resource transfer request to the back-end server based on the interactive page corresponding to the second page link information, so that the back-end server can transfer the resource to the resource transferer’s account and the resource transfer Transfer resources between the accounts of the incoming party.
A resource transfer device, the device includes:

The first page link receiving module, which receives the first page link information sent by the resource transferor, wherein the first page link information is generated by the resource transferor based on the first user's information to trigger an operation , And used to request the resource transfer party to add resource transfer related information;

The second page link generation module, which updates the information to be added in the interactive page based on the input information of the second user of the resource transfer party in the interactive page corresponding to the first page link information to obtain the first 2. Page link information;

A second page link sending module, which sends the second page link information to the resource transferor, so that the resource transferor sends to the background server based on the interactive page corresponding to the second page link information Resource transfer request.
A resource transfer system includes: a resource transferer, a resource transferer, and a background server that is in communication with the resource transferer and the resource transferer;

The resource transferer generates the first page link information for requesting the resource transferer to add resource transfer related information based on the triggering operation by filling in the information of the first user; and sends the first page link information to the The resource transferer; and obtain the second page link information returned by the resource transferer; and, based on the interactive page corresponding to the second page link information, send a resource transfer request to the backend server;

The resource transfer party receives the first page link information; and updates the information to be added in the interactive page based on the input information of the second user in the interactive page corresponding to the first page link information, Obtain the second page link information; and send the second page link information to the resource transferor;

The background server, in response to the received resource transfer request, performs resource transfer between the account of the resource transferer and the account of the resource transferer.
A resource transfer device, including:

Processor; and

A memory arranged to store computer-executable instructions which, when executed, cause the processor to:

Generate the first page link information for requesting the resource transferee to add information related to the resource transfer based on the information generation trigger operation of the first user of the resource transferer;

The first page link information is sent to the resource transfer party, so that the resource transfer party updates the information to be added in the interactive page corresponding to the first page link information to obtain the second page link information ；

Acquiring the second page link information returned by the resource transfer party;

Based on the interactive page corresponding to the second page link information, send a resource transfer request to the back-end server, so that the back-end server performs resource transfer between the account of the resource transferer and the account of the resource transferer .
A resource transfer device, including:

Processor; and

A memory arranged to store computer-executable instructions which, when executed, cause the processor to:

Receive the first page link information sent by the resource transferor, where the first page link information is generated by the resource transferor based on the first user’s information to trigger an operation, and is used to request the resource transfer The incoming party adds information about resource transfer;

Update the information to be added in the interactive page based on the input information of the second user of the resource transfer party in the interactive page corresponding to the first page link information to obtain the second page link information;

The second page link information is sent to the resource transferor, so that the resource transferor sends a resource transfer request to the background server based on the interactive page corresponding to the second page link information.
A storage medium for storing computer executable instructions, which implement the following methods when executed by a processor:

Generate the first page link information for requesting the resource transferee to add information related to the resource transfer based on the information generation trigger operation of the first user of the resource transferer;

The first page link information is sent to the resource transfer party, so that the resource transfer party updates the information to be added in the interactive page corresponding to the first page link information to obtain the second page link information ；

Acquiring the second page link information returned by the resource transfer party;

Based on the interactive page corresponding to the second page link information, send a resource transfer request to the back-end server, so that the back-end server performs resource transfer between the account of the resource transferer and the account of the resource transferer .
A storage medium for storing computer executable instructions, which implement the following methods when executed by a processor:

Receive the first page link information sent by the resource transferor, where the first page link information is generated by the resource transferor based on the first user’s information to trigger an operation, and is used to request the resource transfer The incoming party adds information about resource transfer;

Update the information to be added in the interactive page based on the input information of the second user of the resource transfer party in the interactive page corresponding to the first page link information to obtain the second page link information;

The second page link information is sent to the resource transferor, so that the resource transferor sends a resource transfer request to the background server based on the interactive page corresponding to the second page link information.