CN111310588A - Online account opening application processing method and device, equipment and medium for gas system - Google Patents
Online account opening application processing method and device, equipment and medium for gas system Download PDFInfo
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Abstract
The application relates to a method, a device, equipment and a medium for processing on-line account opening application of a gas system, wherein the method comprises the following steps: identifying the face information of the obtained user designated expression by a face identification technology to identify the identity information of the applicant; acquiring account opening picture information uploaded by a user, searching corresponding property information, and identifying and comparing the uploaded account opening picture information through an OCR technology; judging whether the applicant is the owner; and auditing and comparing the order of the user according to the identity information of the applicant recognized by face recognition, the submitted information and the mobile phone registration verification information of the owner. The invention passes through the identity information of the applicant through face recognition at the beginning of application and then compares the submitted materials when applying for opening an account, thereby ensuring that the applicant is the owner; the checking is carried out by three factors of face recognition technology, OCR technology and bank card, so that the collection account is ensured to be correct, and the checking process is optimized.
Description
Technical Field
The present application relates to the field of gas system technologies, and in particular, to a method and an apparatus for processing an on-line account opening application of a gas system, a computer device, and a readable storage medium.
Background
The gas is the general term for gas fuel, and it can be burned to release heat for urban residents and industrial enterprises. The gas is of various types, mainly including natural gas, artificial gas, liquefied petroleum gas, methane and coal gas.
At present, most families use pipeline gas, and the use of the pipeline gas firstly needs to be opened.
In the prior art, gas account opening is handled by going to an off-line business hall, the account opening is complex, time-consuming and labor-consuming, so that great invariance is brought to clients, and the requirements of information-based and intelligent construction are not met.
Therefore, the prior art is in need of improvement.
Disclosure of Invention
The invention provides a method and a device for processing on-line account opening application of a gas system, computer equipment and a readable storage medium, and aims to solve the technical problem that the method and the device can be applied to an application scene of on-line account opening application, reduce the need of a client to go to an off-line business hall when handling account opening and realize all on-line account opening; and the invention can check out whether the applicant is the owner by using the face recognition and OCR technology, thereby improving the safety of account opening and providing convenience for the use of the user.
The invention adopts the following technical scheme:
an on-line account opening application processing method for a gas system, wherein the method comprises the following steps:
at the beginning of application, acquiring face information of a user-specified expression through a camera of a mobile terminal, and identifying the face information of the user-specified expression through a face identification technology to identify identity information of an applicant;
when an account is applied, acquiring account opening data picture information uploaded by a user, searching corresponding property information, and identifying and comparing the uploaded account opening data picture information through an OCR technology; judging whether the applicant is the owner;
acquiring mobile phone registration verification information of an owner, and submitting an account opening order;
and auditing and comparing the order of the account according to the identity information of the applicant identified by face identification, the submitted information and the mobile phone registration verification information of the owner, and finishing the account opening application after the auditing is passed.
The method for processing the on-line account opening application of the gas system comprises the following steps of, at the beginning of the application, acquiring the face information of the user specified expression through a camera of the mobile terminal: and entering an account opening homepage, and displaying the notice of the application type on the account opening homepage.
The on-line account opening application processing method for the gas system is characterized in that at the beginning of application, the face information of the expression specified by the user is acquired through a camera of the mobile terminal, the face information of the expression specified by the user is identified through a face identification technology, and the step of identifying the identity information of the applicant comprises the following steps:
when a registration application is required, a camera of the mobile terminal previews a page to prompt a user to act face information of a specified expression;
acquiring face information of a user specified expression through a camera of a mobile terminal, and detecting whether the acquired face information of the specified expression is consistent with the face information of the specified expression prompted by a camera preview page through a face recognition technology;
and when the obtained face information of the specified expression is detected to be consistent with the face information of the specified expression prompted by the camera preview page, identifying the identity information of the applicant.
The on-line account opening application processing method for the gas system is characterized in that account opening data picture information uploaded by a user is obtained when an account is opened, corresponding house property information is searched, and the uploaded account opening data picture information is identified and compared through an OCR technology; the step of determining whether the applicant is the owner comprises:
when an account is applied, acquiring account opening data picture information uploaded by a user, wherein the account opening data picture information comprises identity card picture information, bank card picture information and property card picture information;
searching corresponding property information, and identifying and comparing the uploaded identity card picture information, the bank card picture information and the property card picture information through an OCR technology;
only if the identity card picture information, the bank card picture information and the property card picture information are identified and compared and pass through at the same time, the application through account opening is ensured under the condition that the applicant is the owner;
and identifying the information of the bank card by OCR according to the bank card, and performing three-factor verification on the supplementary supported bank type to ensure that the collection account is valid.
The on-line account opening application processing method for the gas system is characterized in that account opening data picture information uploaded by a user is obtained when an account is opened, corresponding house property information is searched, and the uploaded account opening data picture information is identified and compared through an OCR technology; the step of determining whether the applicant is the owner further comprises:
when an account is applied, user signature handwriting information in account opening data picture information uploaded by a user is obtained; acquiring handwriting information of the user bank signature;
comparing the handwriting information signed by the user with the handwriting information signed by the user bank through an OCR technology;
if the comparison is successful, the applicant is judged to be the owner.
The on-line account opening application processing method for the gas system is characterized in that the step of auditing and comparing an account opening order according to the identity information of an applicant identified by face identification, the submitted information and the mobile phone registration verification information of an owner, and the step of completing the account opening application after the auditing is passed comprises the following steps:
generating an account opening voucher and a collection voucher
The order of the user is checked and compared according to the identity information of the applicant recognized by face recognition, the submitted information and the mobile phone registration verification information of the owner,
and comparing whether the request conforms to the account opening request, and if so, checking and completing the account opening request.
An on-line account opening application processing device of a gas system, wherein the device comprises:
the face recognition module of the user-specified expression is used for acquiring the face information of the user-specified expression through a camera of the mobile terminal at the beginning of application, and recognizing the face information of the user-specified expression through a face recognition technology to identify the identity information of an applicant;
the account opening data picture identification module is used for acquiring account opening data picture information uploaded by a user when an account is applied for opening, searching corresponding house property information, and identifying and comparing the uploaded account opening data picture information through an OCR technology; judging whether the applicant is the owner;
the mobile phone verification module is used for acquiring mobile phone registration verification information of an owner and submitting an account opening order;
and the account opening completion module is used for auditing and comparing the account opening order according to the identity information of the applicant identified by face identification, the submitted information and the owner mobile phone registration verification information, and completing the account opening application after the audit is passed.
The gas system on-line account opening application processing device, wherein, still include:
the facial expression recognition unit is used for acquiring the facial information of the designated expression of the user through a camera of the mobile terminal and detecting whether the acquired facial information of the designated expression is consistent with the facial information of the designated expression prompted by a camera preview page through a facial recognition technology;
the signature handwriting recognition unit is used for acquiring user signature handwriting information in the account opening data picture information uploaded by the user; acquiring handwriting information of the user bank signature; and comparing the handwriting information signed by the user with the handwriting information signed by the user bank through an OCR (optical character recognition) technology.
A computer device comprising a memory and a processor, the memory storing a computer program, wherein the processor when executing the computer program implements the steps of any one of the gas system online account opening application processing methods.
A computer readable storage medium having a computer program stored thereon, wherein the computer program when executed by a processor implements the steps of any of the gas system online application for opening an account processing methods.
Compared with the prior art, the embodiment of the invention has the following advantages:
the embodiment of the invention provides a map-based method for processing an on-line account opening application of a gas system. The method comprises the following steps: at the beginning of application, acquiring face information of a user-specified expression through a camera of a mobile terminal, and identifying the face information of the user-specified expression through a face identification technology to identify identity information of an applicant; when an account is applied, acquiring account opening data picture information uploaded by a user, searching corresponding property information, and identifying and comparing the uploaded account opening data picture information through an OCR technology; judging whether the applicant is the owner; acquiring mobile phone registration verification information of an owner, and submitting an account opening order; and auditing and comparing the order of the account according to the identity information of the applicant identified by face identification, the submitted information and the mobile phone registration verification information of the owner, and finishing the account opening application after the auditing is passed.
When the application is opened, the identity information of the applicant is confirmed through face recognition, and then the comparison is carried out on the materials submitted in the application, so that the applicant is the owner, and the flow compliance is made. The method ensures the correctness of the bank card which is collected through the verification of the ocr technology and the bank card, thereby improving the collection rate of the bank, bringing convenience to customers and reducing the labor cost.
The invention identifies the picture uploaded by the user through an OCR technology, the OCR technology is used for identifying the user and comparing the user with the signature note, and the invention can check whether the applicant is the owner or not by utilizing the face identification technology and the OCR technology, thereby improving the safety of account opening and providing convenience for the use of the user. The invention solves the recognition problem of whether the applicant is the owner or not by using the face recognition and OCR technology.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments described in the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
Fig. 1 is a schematic flow chart of an online account opening application processing method of a gas system in an embodiment of the present invention.
Fig. 2 is a schematic view of a face recognition structure of an online account opening application processing method of a gas system in an embodiment of the present invention.
Fig. 3 is a schematic diagram of online filling data of an online account opening application processing method of a gas system in an embodiment of the present invention.
Fig. 4 is a schematic diagram of online uploading of identity card information in a gas system online account opening application processing method according to an embodiment of the present invention.
Fig. 5 is a schematic diagram of an online deduction escrow account of an online account opening application processing method of a gas system in an embodiment of the present invention.
Fig. 6 is a schematic diagram of online uploading property certificate information of an online account opening application processing method of a gas system in an embodiment of the present invention.
Fig. 7 is a schematic flow chart of another embodiment of a gas system online account opening application processing method according to an embodiment of the present invention.
FIG. 8 is a schematic structural diagram of an on-line account opening application processing device of a gas system according to an embodiment of the present invention;
fig. 9 is an internal structural diagram of a computer device in an embodiment of the present invention.
Detailed Description
In order to make the technical solutions of the present invention better understood, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The inventor finds that in the prior art, gas account opening is performed in an off-line business hall, the account opening is complex, time-consuming and labor-consuming, and thus great invariance is brought to clients, and the requirements of information-based and intelligent construction are not met.
In order to solve the above problems, in the embodiment of the present invention, the face information of the face specified by the user is obtained and recognized by using a face recognition technology, so as to recognize the identity information of the applicant; acquiring account opening data picture information uploaded by a user, searching corresponding property information, and identifying and comparing the uploaded account opening data picture information through an OCR technology; judging whether the applicant is the owner; and auditing and comparing the order of the user according to the identity information of the applicant recognized by face recognition, the submitted information and the mobile phone registration verification information of the owner. The invention passes through the identity information of the applicant through face recognition at the beginning of application and then compares the submitted materials when applying for opening an account, thereby ensuring that the applicant is the owner; the checking is carried out by three factors of face recognition technology, OCR technology and bank card, so that the collection account is ensured to be correct, and the checking process is optimized.
OCR (Optical Character Recognition) refers to a process in which an electronic device (e.g., a scanner or a digital camera) checks a Character printed on paper, determines its shape by detecting dark and light patterns, and then translates the shape into a computer text by a Character Recognition method; that is, for the print characters, the characters in the paper document are optically converted into image files with black and white dot matrixes, and the characters in the image are converted into text formats by recognition software for further editing and processing by the character processing software
Various non-limiting embodiments of the present invention are described in detail below with reference to the accompanying drawings.
Referring to fig. 1, fig. 1 shows a method for processing an on-line account opening application of a gas system in an embodiment of the present invention, where the method includes:
s100, at the beginning of application, acquiring face information of a user-specified expression through a camera of a mobile terminal, and identifying the face information of the user-specified expression through a face identification technology to identify identity information of an applicant.
The invention enters the registration homepage at the beginning of the on-line account opening application of the gas system, and the notice items of the application types are displayed on the registration homepage.
For example, when an application needs to be registered, a camera preview page of the mobile terminal prompts a user to act face information of a specified expression (please input face information of a blinking expression); as shown in fig. 2, the camera of the mobile terminal is used to obtain face information (for example, face information with blinking expression) of a user's designated expression, and a face recognition technique is used to detect whether the obtained face information with the designated expression is consistent with the face information with the designated expression prompted by the camera preview page; namely, the invention detects whether the face information of the blinking expression prompted by the camera preview page is acquired or not through the face recognition technology.
And when the obtained face information of the specified expression is detected to be consistent with the face information of the specified expression prompted by the camera preview page, identifying the identity information of the applicant. The invention identifies and compares the acquired face information of the specified expression with the face information of the specified expression prompted by the camera preview page through the face identification technology, namely, the situation that other people illegally register with a master photo (non-dynamic image) can be effectively avoided through the face identification and the special expression. The identity information of the applicant can be effectively identified.
S200, when an account is applied, acquiring account opening data picture information uploaded by a user, searching corresponding house property information, and identifying and comparing the uploaded account opening data picture information through an OCR technology; it is judged whether the applicant is the owner himself or herself.
In the step, when an account is applied, acquiring account opening data picture information uploaded by a user, searching corresponding house property information, and identifying and comparing the uploaded account opening data picture information through an OCR technology; it is judged whether the applicant is the owner himself or herself.
For example, when an account is applied, account opening data picture information uploaded by a user is acquired, wherein the account opening data picture information comprises identity card picture information, bank card picture information and property card picture information; as shown in fig. 3, 4, 5 and 6;
searching corresponding property information, and identifying and comparing the uploaded identity card picture information, the bank card picture information and the property card picture information through an OCR technology; judging whether the owner is the owner;
only if the identity card picture information, the bank card picture information and the property card picture information are identified and compared and pass through at the same time, the applicant is judged to be the owner;
then, OCR is carried out according to the bank card to identify the information of the bank card, and three-element verification (three elements of identity card picture information, bank card picture information and house property card picture information) is carried out according to the supplementary supported bank category, so that the collection account is ensured to be effective. For example, whether a user gas account and a bank debit account are valid is detected.
In a preferred embodiment, the invention is applied to obtain the user signature handwriting information in the account opening data picture information uploaded by the user when applying for opening an account; acquiring handwriting information of the user bank signature;
comparing the handwriting information signed by the user with the handwriting information signed by the user bank through an OCR technology;
if the comparison is successful, the applicant is judged to be the owner.
Comparing the handwriting information signed by the user with the handwriting information signed by the user bank through an OCR technology; if the comparison is successful, the applicant is judged to be the owner. The safety accuracy of user identification is further increased through handwriting identification.
The invention ensures that the applicant is the owner by identifying the identity information of the applicant through the face at the beginning of application and then comparing the submitted materials when applying for opening an account, thereby avoiding the situation that the applicant is not the owner.
S300, acquiring owner mobile phone registration verification information and submitting an account opening order;
according to the invention, the matching relationship is established by acquiring the registration verification information of the owner mobile phone and the account information registered by the user, and the application of the order for opening the account is submitted, so that the subsequent user can conveniently log in and use, the condition of forgetting the account is avoided, and convenience is provided for the user to use.
S400, auditing and comparing the order of the account according to the identity information of the applicant recognized by face recognition, the submitted information and the mobile phone registration verification information of the owner, and finishing the account opening application after the auditing is passed.
In the step, the account opening order is checked and compared according to the identity information of the applicant identified by face identification, the submitted information and the owner mobile phone registration verification information, and the account opening application is completed after the check.
For example, an account opening certificate and a collection certificate are generated according to the identity information of the identified applicant, the submitted information and the mobile phone registration verification information of the owner; and checking and comparing the order of the account opening according to the identity information of the applicant recognized by face recognition, the submitted information and the mobile phone registration verification information of the owner, and judging whether the order of the account opening is in accordance with the account opening application or not, if so, finishing the account opening application after the checking is passed.
The method ensures the compliance of the process, optimizes the process and ensures that the operation of the client is simpler and more convenient.
According to the embodiment of the invention, the identity information of the applicant can be confirmed through face recognition when the application is opened, and then the comparison is carried out on the materials submitted in the application, so that the applicant is the owner, and the flow compliance is made. The method ensures the correctness of the bank card which is collected through the verification of the ocr technology and the bank card, thereby improving the collection rate of the bank, bringing convenience to customers and reducing the labor cost.
The invention identifies the picture uploaded by the user through an OCR technology, the OCR technology is used for identifying the user and comparing the user with the signature note, and the invention can check whether the applicant is the owner or not by utilizing the face identification technology and the OCR technology, thereby improving the safety of account opening and providing convenience for the use of the user. The invention solves the recognition problem of whether the applicant is the owner or not by using the face recognition and OCR technology. .
In another embodiment of the method of the present invention, as shown in fig. 7, another embodiment of the method for processing an on-line account opening application of a gas system includes the following steps:
s21, starting;
and S22, the client mobile terminal displays a prompt for reading and prompting the user to know through a menu.
S23, whether the Shenzhen region exists, if yes, the step S25 is carried out, and if no, the step S24 is carried out;
s24, prompting remote account opening;
s25, whether the house address is held, if so, the step S26 is carried out, and if so, the step S27 is carried out;
s26, inputting a house property certificate number, connecting with regular soil committee to match house property addresses, and entering S28 if the address is matched, or entering S27 if the address is not matched;
s27, searching the house address according to the cell and the house number, and entering S28 if the address is matched;
s28, inquiring whether a gas stopping record exists according to the property, if not, entering S29, and if so, entering S30;
s29, whether there is a reading and is 0, if yes, the process goes to S31, and if no, the process goes to S30;
s30, switching to a business hall;
s31, confirming that the reading starts from 0;
s32, uploading collection bank account data and other required data;
s33, uploading a house property certificate by the irregular Turing address;
s34, entering public security face recognition, inputting the ID card number and the mobile phone number, recording a video according to the prompt, and performing identity authentication;
s35, verifying whether the verification is passed, if so, entering S36, and feeding back S34;
s36, acquiring owner name/certificate number/mobile phone;
s37, performing OCR recognition according to the bank card, training out bank card information, and correcting the supported bank type to perform three-factor verification;
s38, reading/agreeing to open an account and charge contract on line;
s39, submitting data to a background for checking a transaction result/logging in an online platform for inquiring the transaction progress;
s40, judging whether the account opening is successful, if not, entering S41, and if so, entering S42;
s41, revise/submit the account opening data again, and feed back to step S39;
s42, electronically archiving the account opening data, opening an account to download the electronic contract, and entering S43;
and S43, finishing opening the account.
S50, the background auditing end opens an account, and does the auditing pass? Then proceed to S52, if not proceed to S51;
s51, feeding back the reason why the data cannot pass the audit, reminding the client to resubmit the data after modification, and entering S41;
s52, the short message information is fed back to finish the on-line account opening transaction;
s53, checking whether the customer submits the certification data/collection bank account data/house property certification data; then proceed to S50;
the background performs audit on the order of the user in a one-stop background by an auditor according to the information of the face recognition and the submitted information, wherein the audit items are as follows: 1. whether the name and the identity card on the property right certificate are consistent or not and the property right accounts for the ratio; 2. the three elements verify that the reading which is approved by the client and is taken as the initial reading is normal or not. And opening an account in a one-stop background after the audit is passed, simultaneously sending a short message and an email to the client, wherein the link comprises a link of a related account-opening contract (agreement) file, and the client can click the link to download.
S60, the background maintains each item of data in the foreground business process of online auditing opening account;
s61, inquiring three-element verification record of public security face recognition and bank card/regular soil committee property acquisition record by a background;
the invention ensures that the collection account is correct and optimizes the auditing process through three-factor verification of ocr technology and bank card.
S62, adjusting the background examination and approval personnel, finishing the examination and approval of the spot check online account opening, and entering S53
The embodiment of the invention ensures that the applicant is the owner by identifying the identity information of the applicant through the face at the beginning of application and then comparing the submitted materials when applying for opening an account, thereby avoiding the situation that the applicant is not the owner, ensuring the compliance of the process, optimizing the process and leading the operation of the client to be simpler and more convenient. Therefore, the bank yield is improved, customers can conveniently use the bank yield, and meanwhile, the labor cost is reduced.
In one embodiment, the present invention provides a gas system online application processing apparatus, as shown in fig. 8, the apparatus including:
the face recognition module 41 of the user-specified expression is used for acquiring the face information of the user-specified expression through a camera of the mobile terminal at the beginning of application, and recognizing the face information of the user-specified expression through a face recognition technology to identify the identity information of the applicant;
the account opening data picture identification module 42 is used for acquiring account opening data picture information uploaded by a user when applying for opening an account, searching corresponding property information, and identifying and comparing the uploaded account opening data picture information through an OCR technology; judging whether the applicant is the owner;
the mobile phone verification module 43 is used for acquiring mobile phone registration verification information of the owner and submitting an account opening order;
and the account opening completion module 44 is used for auditing and comparing the account opening order according to the identity information of the applicant identified by face identification, the submitted information and the owner mobile phone registration verification information, and completing the account opening application after the audit is passed.
Further, the on-line account opening application processing device of the gas system further comprises:
the facial expression recognition unit is used for acquiring the facial information of the designated expression of the user through a camera of the mobile terminal and detecting whether the acquired facial information of the designated expression is consistent with the facial information of the designated expression prompted by a camera preview page through a facial recognition technology;
the signature handwriting recognition unit is used for acquiring user signature handwriting information in the account opening data picture information uploaded by the user; acquiring handwriting information of the user bank signature; comparing the handwriting information signed by the user with the handwriting information signed by the user bank through an OCR technology; as described above.
In one embodiment, the present invention provides a computer device, which may be a terminal, having an internal structure as shown in fig. 9. The computer device includes a processor, a memory, a network interface, a display screen, and an input device connected by a system bus. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device comprises a nonvolatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and a computer program. The internal memory provides an environment for the operation of an operating system and computer programs in the non-volatile storage medium. The network interface of the computer device is used for communicating with an external terminal through a network connection. The computer program is executed by a processor to implement a method of generating a natural language model. The display screen of the computer equipment can be a liquid crystal display screen or an electronic ink display screen, and the input device of the computer equipment can be a touch layer covered on the display screen, a key, a track ball or a touch pad arranged on the shell of the computer equipment, an external keyboard, a touch pad or a mouse and the like.
Those skilled in the art will appreciate that fig. 9 is a block diagram of only a portion of the structure associated with the disclosed aspects and is not intended to limit the computing devices to which the disclosed aspects apply, as particular computing devices may include more or less components than those shown, or may combine certain components, or have a different arrangement of components.
The embodiment of the invention provides computer equipment, which comprises a memory and a processor, wherein the memory stores a computer program, and the processor executes the computer program to realize the following steps:
at the beginning of application, acquiring face information of a user-specified expression through a camera of a mobile terminal, and identifying the face information of the user-specified expression through a face identification technology to identify identity information of an applicant;
when an account is applied, acquiring account opening data picture information uploaded by a user, searching corresponding property information, and identifying and comparing the uploaded account opening data picture information through an OCR technology; judging whether the applicant is the owner;
acquiring mobile phone registration verification information of an owner, and submitting an account opening order;
and auditing and comparing the order of the account according to the identity information of the applicant identified by face identification, the submitted information and the mobile phone registration verification information of the owner, and finishing the account opening application after the auditing is passed, wherein the method is specifically as described above.
In summary, compared with the prior art, the embodiment of the invention has the following advantages:
the embodiment of the invention provides a method, a device, equipment and a medium for processing an on-line account opening application of a gas system, wherein the method comprises the following steps: identifying the face information of the obtained user designated expression by a face identification technology to identify the identity information of the applicant; acquiring account opening data picture information uploaded by a user, searching corresponding property information, and identifying and comparing the uploaded account opening data picture information through an OCR technology; judging whether the applicant is the owner; and auditing and comparing the order of the user according to the identity information of the applicant recognized by face recognition, the submitted information and the mobile phone registration verification information of the owner. The invention passes through the identity information of the applicant through face recognition at the beginning of application and then compares the submitted materials when applying for opening an account, thereby ensuring that the applicant is the owner; the checking is carried out by three factors of face recognition technology, OCR technology and bank card, so that the collection account is ensured to be correct, and the checking process is optimized.
The technical features of the above embodiments can be arbitrarily combined, and for the sake of brevity, all possible combinations of the technical features in the above embodiments are not described, but should be considered as the scope of the present specification as long as there is no contradiction between the combinations of the technical features.
The above-mentioned embodiments only express several embodiments of the present application, and the description thereof is more specific and detailed, but not construed as limiting the scope of the invention. It should be noted that, for a person skilled in the art, several variations and modifications can be made without departing from the concept of the present application, which falls within the scope of protection of the present application. Therefore, the protection scope of the present patent shall be subject to the appended claims.
Claims (10)
1. An on-line account opening application processing method for a gas system is characterized by comprising the following steps:
acquiring face information of a user-specified expression through a camera of a mobile terminal, and identifying the face information of the user-specified expression through a face identification technology to identify identity information of an applicant;
acquiring account opening data picture information uploaded by a user, searching corresponding property information, and identifying and comparing the uploaded account opening data picture information through an OCR technology; judging whether the applicant is the owner;
acquiring mobile phone registration verification information of an owner, and submitting an account opening order;
and auditing and comparing the order of the account according to the identity information of the applicant identified by face identification, the submitted information and the mobile phone registration verification information of the owner, and finishing the account opening application after the auditing is passed.
2. The gas system online account opening application processing method according to claim 1, wherein the step of obtaining the face information of the user-specified expression through the camera of the mobile terminal further comprises: and entering a registration homepage, and displaying the notice of the application type on the registration homepage.
3. The gas system online account opening application processing method according to claim 1, wherein the step of acquiring the face information of the user-specified expression through a camera of the mobile terminal, and recognizing the face information of the user-specified expression through a face recognition technology, and recognizing the identity information of the applicant comprises:
when a registration application is required, a camera of the mobile terminal previews a page to prompt a user to act face information of a specified expression;
acquiring face information of a user specified expression through a camera of a mobile terminal, and detecting whether the acquired face information of the specified expression is consistent with the face information of the specified expression prompted by a camera preview page through a face recognition technology;
and when the obtained face information of the specified expression is detected to be consistent with the face information of the specified expression prompted by the camera preview page, identifying the identity information of the applicant.
4. The on-line account opening application processing method of the gas system as claimed in claim 1, wherein the picture information of the account opening data uploaded by the user is obtained, the corresponding property information is searched, and the picture information of the uploaded account opening data is identified and compared by an OCR technology; the step of determining whether the applicant is the owner comprises:
acquiring account opening data picture information uploaded by a user, wherein the account opening data picture information comprises identity card picture information, bank card picture information and property card picture information;
searching corresponding property information, and identifying and comparing the uploaded identity card picture information, the bank card picture information and the property card picture information through an OCR technology;
only if the identity card picture information, the bank card picture information and the property card picture information are identified and compared and pass through at the same time, the applicant is judged to be the owner;
and identifying the information of the bank card by OCR according to the bank card, and performing three-factor verification on the supplementary supported bank type to ensure that the collection account is valid.
5. The on-line account opening application processing method of the gas system as claimed in claim 1, wherein the picture information of the account opening data uploaded by the user is obtained, the corresponding property information is searched, and the picture information of the uploaded account opening data is identified and compared by an OCR technology; the step of determining whether the applicant is the owner further comprises:
acquiring user signature handwriting information in account opening data picture information uploaded by a user; acquiring handwriting information of the user bank signature;
comparing the handwriting information signed by the user with the handwriting information signed by the user bank through an OCR technology;
if the comparison is successful, the applicant is judged to be the owner.
6. The gas system online account opening application processing method according to claim 1, wherein the step of performing audit comparison on the order of the account opening according to the identity information of the applicant identified by face identification, the submitted information and the owner mobile phone registration verification information, wherein the step of completing the account opening application after the audit is passed comprises:
generating an account opening voucher and a collection voucher;
verifying and comparing the order of the user according to the identity information of the applicant recognized by face recognition, the submitted information and the mobile phone registration verification information of the owner;
and comparing whether the request conforms to the account opening request, and if so, checking and completing the account opening request.
7. An on-line account opening application processing device for a gas system, the device comprising:
the face recognition module of the user-specified expression is used for acquiring face information of the user-specified expression through a camera of the mobile terminal, and recognizing the face information of the user-specified expression through a face recognition technology to recognize identity information of an applicant;
the account opening data picture identification module is used for acquiring account opening data picture information uploaded by a user, searching corresponding property information, and identifying and comparing the uploaded account opening data picture information through an OCR technology; judging whether the applicant is the owner;
the mobile phone verification module is used for acquiring mobile phone registration verification information of an owner and submitting an account opening order;
and the account opening completion module is used for auditing and comparing the account opening order according to the identity information of the applicant identified by face identification, the submitted information and the owner mobile phone registration verification information, and completing the account opening application after the audit is passed.
8. The gas system online account opening application processing device according to claim 7, further comprising:
the facial expression recognition unit is used for acquiring the facial information of the designated expression of the user through a camera of the mobile terminal and detecting whether the acquired facial information of the designated expression is consistent with the facial information of the designated expression prompted by a camera preview page through a facial recognition technology;
the signature handwriting recognition unit is used for acquiring user signature handwriting information in the account opening data picture information uploaded by the user; acquiring handwriting information of the user bank signature; and comparing the handwriting information signed by the user with the handwriting information signed by the user bank through an OCR (optical character recognition) technology.
9. A computer device comprising a memory and a processor, the memory storing a computer program, wherein the processor when executing the computer program implements the steps of the gas system online account opening application processing method of any one of claims 1 to 6.
10. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the gas system on-line account opening application processing method of any one of claims 1 to 6.
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| CN202010063164.4A CN111310588A (en) | 2020-01-20 | 2020-01-20 | Online account opening application processing method and device, equipment and medium for gas system |
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| CN202010063164.4A CN111310588A (en) | 2020-01-20 | 2020-01-20 | Online account opening application processing method and device, equipment and medium for gas system |
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Application publication date: 20200619 |