CN111177099A - Data processing method and device of business system, electronic equipment and storage medium - Google Patents
Data processing method and device of business system, electronic equipment and storage medium Download PDFInfo
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- CN111177099A CN111177099A CN201911388073.1A CN201911388073A CN111177099A CN 111177099 A CN111177099 A CN 111177099A CN 201911388073 A CN201911388073 A CN 201911388073A CN 111177099 A CN111177099 A CN 111177099A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/10—File systems; File servers
- G06F16/18—File system types
- G06F16/1873—Versioning file systems, temporal file systems, e.g. file system supporting different historic versions of files
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/30—Information retrieval; Database structures therefor; File system structures therefor of unstructured textual data
- G06F16/33—Querying
- G06F16/3331—Query processing
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
Abstract
The invention relates to the technical field of data processing, and provides a data processing method and a data processing device of a business system, electronic equipment and a computer storage medium, wherein the method comprises the following steps: the method comprises the steps of obtaining service information submitted by each service provider, generating rule configuration files and version information corresponding to each service provider according to preset configuration rules, reading the rule configuration files corresponding to the version information from a database according to the version information and preset SDK, analyzing to obtain service attribute information corresponding to each service provider, screening out the service attribute information corresponding to the user rating information from a preset storage path when user rating information is obtained by receiving service application submitted by a user side and calculating, and determining information of a qualification affirmator and a service auditor corresponding to the service application. The invention reads and analyzes the rule configuration file by setting the SDK so as to match the optimal service provider quickly when the service is applied, thereby improving the efficiency of service application and realizing the high-efficiency operation of the system.
Description
Technical Field
The present invention relates to the field of data processing technologies, and in particular, to a data processing method and apparatus for a business system, an electronic device, and a computer-readable storage medium.
Background
Currently, many platforms provide corresponding services for users by introducing multiple partners in operation. For example, a loan platform recommends a corresponding loan provider for a user after a plurality of processes are performed according to a service application of the user, and establishes a loan relationship between the user and the provider, thereby providing a corresponding service demand for the user.
However, in each operation of the front end, the platform needs to send information to the front end through the back end for interaction, so that information feedback is slow and the operation efficiency is low; the server updates or breaks the network, and the back end can suspend the service application of the platform, so that the service is interrupted; the service information is not updated in time, so that the service application is mistakenly matched with the recommended service information of the loan provider.
Therefore, how to upgrade the platform and quickly match corresponding partners in the service application process to improve the efficiency of service application becomes an urgent problem to be solved.
Disclosure of Invention
In view of the above, the present invention provides a data processing method and apparatus for a service system, an electronic device, and a computer-readable storage medium, and mainly aims to read and analyze a rule configuration file by setting an SDK, so as to quickly match an optimal service provider when a service is applied, improve service application efficiency, and implement efficient operation of the system.
In order to achieve the above object, the present invention provides a data processing method of a service system, which is applied to an electronic device, and the method includes:
acquiring service information submitted by each service provider, and generating a rule configuration file and version information corresponding to each service provider according to the service information and a preset configuration rule, wherein each service provider comprises at least one qualification affirmor and at least one service auditor;
reading a rule configuration file corresponding to the version information from a database according to the version information and a preset SDK, analyzing the rule configuration file to obtain service attribute information corresponding to each service provider, and storing the service attribute information to a preset storage path, wherein the service attribute information comprises a service type, rule logic and a service flow;
when a service application submitted by a user side is received, calculating to obtain user rating information according to the service application, wherein the user rating information comprises user information, credit rating and service qualification; and
and screening out service attribute information corresponding to the user rating information from the preset storage path according to the obtained user rating information, determining information of a qualification affirming party and information of a user of an auditing party corresponding to the service application according to the screened service attribute information, and feeding back the determined information of the qualification affirming party and the determined information of the service auditing party to the user side.
In an embodiment, before the reading out the rule configuration file corresponding to the version information from the database according to the version information and a preset SDK, the method further includes:
storing the SDK in a preset storage path in a JAR format;
and acquiring the SDK in the JAR format from the preset storage path according to the version information.
In an embodiment, the reading out the rule configuration file corresponding to the version information from the database according to the version information and a preset SDK includes:
and when the version information sent by a back-end service system is received, triggering the SDK preset in the preset middleware according to the version information, and reading out a rule configuration file corresponding to the version information from the database according to the SDK.
In one embodiment, the acquiring the service information submitted by each service provider, and generating the rule configuration file and the version information corresponding to each service provider according to the preset configuration rule according to the service information includes:
deploying and making a service type, rule logic and a service flow corresponding to each service provider according to the service information submitted by each service provider;
and generating rule configuration files and version information corresponding to each service provider according to the formulated service type, rule logic and service flow according to configuration rules.
In one embodiment, after the calculating user rating information according to the service application, the method further includes:
and when the credit rating in the user rating information is lower than a preset level, judging that the service application is unqualified, generating unqualified information and feeding back the unqualified information to the user side.
In an embodiment, the determining, according to the screened service attribute information, information of a qualification confirming party and information of an auditing party user corresponding to the service application includes:
according to the user information, credit rating and service qualification in the user rating information, matching the user rating information with the service attribute information by using a Rete algorithm to determine the information of a qualification confirming party corresponding to the service application;
and determining the information of a service auditor corresponding to the service application by using the Rete algorithm according to the determined qualification confirming party and the user rating information.
In an embodiment, after the feeding back the determined information of the qualification affirming party and the service auditing party to the user side, the method further includes:
and when the confirmation operation of the information feedback submitted by the user side is monitored, generating a document protocol between the user side and the confirmed qualification confirmer and the confirmed service auditor.
In addition, to achieve the above object, the present invention further provides a data processing apparatus of a business system, where the data processing apparatus of the business system includes:
the system comprises an acquisition module, a verification module and a verification module, wherein the acquisition module is used for acquiring service information submitted by each service provider, and generating rule configuration files and version information corresponding to each service provider according to the service information and preset configuration rules, and each service provider comprises at least one qualification affirmator and at least one service auditor;
the analysis module is used for reading out a rule configuration file corresponding to the version information from a database according to the version information and a preset SDK, analyzing the rule configuration file to obtain service attribute information corresponding to each service provider and storing the service attribute information to a preset storage path, wherein the service attribute information comprises a service type, rule logic and a service flow;
the system comprises a rating module, a service processing module and a service processing module, wherein the rating module is used for calculating and obtaining user rating information according to a service application submitted by a user side when the service application is received, and the user rating information comprises user information, credit rating and service qualification; and
and the determining module is used for screening out service attribute information corresponding to the user rating information from the preset storage path according to the obtained user rating information, determining information of a qualification affirming party and information of a service auditing party corresponding to the service application according to the screened service attribute information, and feeding back the determined information of the qualification affirming party and the service auditing party to the user side.
In addition, to achieve the above object, the present invention further provides an electronic device, which includes a memory and a processor, where the memory stores a service processing program executable on the processor, and the service processing program, when executed by the processor, implements the steps in the data processing method of the service system as described above.
In addition, to achieve the above object, the present invention further provides a computer-readable storage medium, which includes a service processing program, and when the service processing program is executed by a processor, the service processing program implements the steps in the data processing method of the service system as described above.
The data processing method and device, the electronic device and the computer readable storage medium of the service system provided by the invention are used for acquiring service information submitted by each service provider to generate a rule configuration file and version information corresponding to each service provider according to a preset configuration rule, reading the rule configuration file corresponding to the version information from a database according to the version information and a preset SDK, analyzing to obtain service attribute information corresponding to each service provider, screening the service attribute information corresponding to the user rating information from a preset storage path when receiving a service application submitted by a user side to calculate the user rating information, and determining information of a qualification confirmer and a service auditor corresponding to the service application. The invention reads and analyzes the rule configuration file by setting the SDK so as to match the optimal service provider quickly when the service is applied, thereby improving the efficiency of service application and realizing the high-efficiency operation of the system.
Drawings
FIG. 1 is a diagram of an electronic device according to a preferred embodiment of the present invention;
FIG. 2 is a block diagram of a preferred embodiment of the business process of FIG. 1;
FIG. 3 is a block diagram of another embodiment of the business process of FIG. 1;
FIG. 4 is a flowchart of a data processing method of the service system according to a preferred embodiment of the present invention;
FIG. 5 is a flow chart of another preferred embodiment of a data processing method of the business system of the present invention;
the implementation, functional features and advantages of the objects of the present invention will be further explained with reference to the accompanying drawings.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention more apparent, the present invention is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
It should be noted that the description relating to "first", "second", etc. in the present invention is for descriptive purposes only and is not to be construed as indicating or implying relative importance or implicitly indicating the number of technical features indicated. Thus, a feature defined as "first" or "second" may explicitly or implicitly include at least one such feature. In addition, technical solutions between various embodiments may be combined with each other, but must be realized by a person skilled in the art, and when the technical solutions are contradictory or cannot be realized, such a combination should not be considered to exist, and is not within the protection scope of the present invention.
FIG. 1 is a schematic diagram of an electronic device according to a preferred embodiment of the invention; the electronic device 1 is installed with a service processing program 10. A plurality of computing terminals 3 are connected to the electronic apparatus 1 through the network 2. The network 2 may be a local area network, a wide area network, a metropolitan area network, a personal area network, or the like; the wireless network can be a wired network or a wireless network. The computing terminal 3 may be a desktop computer, a notebook, a tablet computer, or a mobile phone, and may communicate with the electronic device 1 through the network 2. The electronic device 1 is a device capable of automatically performing numerical calculation and/or information processing in accordance with a command set or stored in advance. The electronic device 1 may be a computer, or may be a single network server, a server group composed of a plurality of network servers, or a cloud composed of a large number of hosts or network servers based on cloud computing, where cloud computing is one of distributed computing and is a super virtual computer composed of a group of loosely coupled computers.
In the present embodiment, the electronic device 1 may include, but is not limited to, a memory 11, a processor 12, and a display 13, which may be communicatively connected to each other through a system bus, and the memory 11 stores a service processing program 10 that may be executed on the processor 12. It is noted that fig. 1 only shows the electronic device 1 with components 11-13, but it is to be understood that not all shown components are required to be implemented, and that more or less components may be implemented instead.
The storage 11 includes a memory and at least one type of readable storage medium. The memory provides cache for the operation of the electronic equipment 1; the readable storage medium may be a non-volatile storage medium such as flash memory, a hard disk, a multimedia card, a card type memory (e.g., SD or DX memory, etc.), a Random Access Memory (RAM), a Static Random Access Memory (SRAM), a Read Only Memory (ROM), an Electrically Erasable Programmable Read Only Memory (EEPROM), a Programmable Read Only Memory (PROM), a magnetic memory, a magnetic disk, an optical disk, etc. In some embodiments, the readable storage medium may be an internal storage unit of the electronic device 1, such as a hard disk of the electronic device 1; in other embodiments, the non-volatile storage medium may also be an external storage device of the electronic device 1, such as a plug-in hard disk provided on the electronic device 1, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), and the like. In this embodiment, the readable storage medium of the memory 11 is generally used for storing an operating system and various application software installed in the electronic device 1, for example, storing the service processing program 10 in an embodiment of the present invention. Further, the memory 11 may also be used to temporarily store various types of data that have been output or are to be output.
The processor 12 may be a Central Processing Unit (CPU), controller, microcontroller, microprocessor, or other data Processing chip in some embodiments. The processor 12 is generally configured to control the overall operation of the electronic device 1, such as performing control and processing related to data interaction or communication with the other devices. In this embodiment, the processor 12 is configured to run the program code stored in the memory 11 or process data, for example, run the service processing program 10.
The business process program 10 is stored in the memory 11 and includes computer readable instructions stored in the memory 11 that are executable by the processor 12 to implement the methods of the embodiments of the present application.
In an embodiment, the service processing program 10 implements the following steps when executed by the processor 12:
an acquisition step: the method comprises the steps of obtaining service information submitted by each service provider, and generating rule configuration files and version information corresponding to each service provider according to preset configuration rules according to the service information, wherein the service providers comprise at least one qualification affirmator and at least one service auditor.
In this embodiment, the service provider includes a qualification affirming party and a service auditing party, and the qualification affirming party is a guarantor, such as an insurance company and a credit guarantor; the business auditor is a fund party, such as a bank, a trust, a card holding consumption finance company or a small loan company.
The business information submitted by the qualification affirming party comprises business requirements (such as whether the user has a car, a house, a policy and purchasing power strength, the age, occupation and income of the user, the credit degrees or the non-credit degrees of the user in high, medium and low types, and the like), business rules and processes (such as policy and insurance rules, approval process, approval time, guarantee types, guarantee upper limits and the like which accord with the user, and information of the qualification affirming party (such as information of an insurance company and information of a credit guarantee company). The service information submitted by the service auditor comprises service requirements (such as expected loan amount, term and application of a user, verification of identity information and service application authenticity of the user, mortgage or guarantee, and the like), service rules and processes (such as repayment mode, approval process, approval time, upper limit of the amount of the released money), and information of the service auditor (such as information of a certain bank, a trust, a card-holding consumption financial company or a small loan company).
In one embodiment, the service information of each service provider is input into a preset directional deployment system for configuration, and a service type, rule logic and service flow corresponding to each service provider are customized.
For example, the method includes the steps of importing a back-end service system according to service information submitted by each service provider, intelligently evaluating borrowing, lending or underwriting service conditions and service risk preference of each service provider according to the submitted service information, and then performing service function formulation on the submitted service information through a preset directional deployment system to obtain service types, rule logics and service flows contained by each service provider, so that the back-end service system can regulate and control the service information of each qualification affirmor service auditor in a standardized and systematized manner, and efficient management and unified allocation of the back-end service system are improved.
And (3) analyzing: and reading a rule configuration file corresponding to the version information from a database according to the version information and a preset SDK, analyzing the rule configuration file to obtain service attribute information corresponding to each service provider, and storing the service attribute information to a preset storage path, wherein the service attribute information comprises a service type, rule logic and a service flow.
The SDK is English and is called Software Development Kit, the Chinese is Software Development Kit, the Software Development Kit refers to a set of documents, codes and tools related to Development of the auxiliary application APP, and the embedded points of the application APP are customized by setting the SDK.
The database is a Redis database and is a high-performance key-value database. The method supports the storage and the sequencing of various types of data (such as character strings, linked lists, sets, hash types and the like), can periodically write updated or modified data into a disk or a memory, and provides various types of requirements (such as Java, C/C + +, C #, PHP, JavaScript, Perl, Object-C, Python, Ruby, Erlang and the like), and is convenient to use.
In this embodiment, the rule configuration file corresponding to the version information is read from the database according to the version information and the preset SDK, and the rule configuration file is analyzed to obtain the service attribute information corresponding to each service provider and store the service attribute information to the preset storage path of the front end, so that the service attribute of the service provider can be called in time to perform corresponding matching, and therefore, when a back-end (e.g., server) system is updated or a network is disconnected, it is ensured that a front-end service application is not affected, operation efficiency is improved, and user experience is improved.
Further, the setting of the preset SDK includes:
and storing the SDK in a preset storage path in a JAR format, and acquiring the SDK in the JAR format from the preset storage path according to the version information.
Further, when the version information sent by the back-end service system is received, triggering the SDK preset in the preset middleware according to the version information, and reading out the rule configuration file corresponding to the version information from the database according to the SDK.
The preset middleware (middleware) is an information transmission medium used for managing resources and network communication, and common middleware is Apache, Tomcat, Nginx, Redis, WebLogic and the like. The same or different middleware can be deployed on one or more physical hosts or virtual machines according to actual requirements, so that resource sharing among different technologies is realized, and uniform and efficient management is formed.
In this embodiment, the user side is an APP application side used by the user, and the APP application side embeds SDK points in advance. And transmitting the generated version information to the user side by using a preset middleware, storing the generated rule configuration file to a Redis database, and reading the rule configuration file corresponding to the version information from the Redis database by the SDK when the front end receives the version information transmitted by the middleware, so that the generated rule configuration file is updated from the rear end to the front end in real time to form a closed loop.
A grading step: when a service application submitted by a user side is received, user rating information is obtained through calculation according to the service application, and the user rating information comprises user information, credit rating and service qualification.
In this embodiment, the user side is an APP application side used by the user, and the APP application side includes, but is not limited to, an IOS APP, an Android APP, HTML5, or an SDK. And the user operates and submits the service application at the APP application end, and carries out risk evaluation on the submitted service application through a preset risk evaluation system to generate user rating information containing user information, credit rating and service qualification. Wherein, the user information refers to a user ID; credit ratings are classified as high, medium, low, and no credit; the business qualification is divided into excellent, medium, qualified and unqualified, and the qualification can be determined by whether the vehicle, the house, the insurance policy or the purchasing power are owned.
It should be noted that, in this embodiment, the service applications submitted by the user side are directly interacted at the APP application side, and corresponding service information can be executed and displayed to the user without a response from the back end, so that it is avoided that a downtime (e.g., a halt, no network) caused by upgrading or repairing a back end (e.g., a server) system affects a user service application operation, thereby implementing hot deployment of service requirements of the front end user.
Further, when the credit rating in the user rating information is lower than a preset level, the service application is judged to be unqualified, unqualified information is generated, and the unqualified information is fed back to the user side.
In one embodiment, a user submits service evaluation information generated by a service application through an APP application, the service evaluation information comprises credit rating of the user, the credit rating is divided into high (such as 81-99 points), medium (such as 61-80 points), low (such as 30-60 points) and no credit rating (lower than 30 points), when the credit rating is lower than a preset rating (medium 60 points), the service application submitted by the user is judged to be unqualified, unqualified information is generated, the unqualified information is sent to the APP application, and the user is informed that the service application is ended.
A determination step: and screening out service attribute information corresponding to the user rating information from the preset storage path according to the obtained user rating information, determining information of a qualification affirming party and information of a service auditing party corresponding to the service application according to the screened service attribute information, and feeding back the determined information of the qualification affirming party and the service auditing party to the user side.
In this embodiment, a service application submitted by a user is received, information of a corresponding qualification affirmor and a corresponding service auditor is screened out from a preset storage path, matching is performed according to the obtained user rating information and the service attribute information of the qualification affirmor and the service auditor, that is, user information, credit rating and service qualification in the user rating information are comprehensively matched with service types, rule logics and service flows in the qualification affirmor and the service auditor, and finally, information of the qualification affirmor (for example, a guarantee of an insurance company for the service application) and the service auditor (for example, a bank provides loan funds for the audit user) corresponding to the service application is determined according to the matched service attribute information, and the determined information is fed back to a user side.
In one embodiment, according to user information, credit rating and service qualification in the user rating information, matching the user rating information and the service attribute information by using a Rete algorithm, and determining information of a qualification confirming party and information of a service auditing party corresponding to the service application.
The Rete algorithm is a rapid matching algorithm of a forward rule, the Rete algorithm performs mode matching by forming a Rete network, based on the service attributes of each corresponding service provider in the rule configuration file, the Rete matching speed is irrelevant to the number of executing operations, the executing efficiency is not reduced due to the increase of complexity, a qualification confirmer and a service auditor which best meet corresponding requirements can be efficiently and accurately matched, the information of the qualification confirmer and the service auditor is determined, and the system mode matching efficiency is greatly improved.
For example, the user information (such as enterprise administration, annual income more than 50 ten thousand), credit rating (such as 85 minutes) and business qualification (such as garage assets, and assets not less than 200 ten thousand) of the user rating information generated by the user's business application (such as 60 ten thousand loans); the service information of the qualification affirmation party is: the credit level of the user is required to be high (such as 80 points), the vehicle property is provided, the application limit of the user is lower than 100 ten thousand, and the guarantee of 100 ten thousand at the maximum can be provided, the matching degree of the two parties is the highest, and the highest-matching-degree qualification affirming party can be intelligently screened out from all qualification affirming parties by using a Rete algorithm technology.
Referring to fig. 2, a block diagram of a preferred embodiment of the service processing program 10 in fig. 1 is shown.
In one embodiment, the business process program 10 includes: the system comprises an acquisition module 101, an analysis module 102, a rating module 103 and a determination module 104. The functions or operation steps implemented by the modules 101 to 104 are similar to the data processing method of the business system described below, and are not described in detail here, for example, wherein:
the acquiring module 101 is configured to acquire service information submitted by each service provider, and generate a rule configuration file and version information corresponding to each service provider according to the service information and a preset configuration rule, where the service provider includes at least one qualification affirmor and at least one service auditor;
the analysis module 102 is configured to read a rule configuration file corresponding to the version information from a database according to the version information and a preset SDK, analyze the rule configuration file to obtain service attribute information corresponding to each service provider, and store the service attribute information to a preset storage path, where the service attribute information includes a service type, rule logic, and a service flow;
the rating module 103 is configured to calculate user rating information according to a service application submitted by a user side when the service application is received, where the user rating information includes user information, credit rating, and service qualification; and
the determining module 104 is configured to screen out, from the preset storage path, service attribute information corresponding to the user rating information according to the obtained user rating information, determine information of a qualification confirmer and information of a service auditor corresponding to the service application according to the screened service attribute information, and feed back the determined information of the qualification confirmer and the determined information of the service auditor to the user side.
Referring to fig. 3, which is a block diagram of another preferred embodiment of the service processing program 10 in fig. 1, after the confirmation module 104, the service processing program 10 further includes a subscription module 105, which exemplarily:
and the signing module 105 is configured to generate a document protocol between the user side and the confirmed qualification confirmer and the service auditor to complete signing when the feedback information confirmation operation submitted by the user side is monitored.
Fig. 4 is a flowchart illustrating a data processing method of the service system according to a preferred embodiment of the present invention. The invention discloses a data processing method of a business system, which is applied to the electronic equipment and comprises the following steps:
step S210, acquiring service information submitted by each service provider, and generating a rule configuration file and version information corresponding to each service provider according to the service information and a preset configuration rule, wherein the service provider comprises at least one qualification affirmance party and at least one service auditing party.
In this embodiment, the service provider includes a qualification affirming party and a service auditing party, and the qualification affirming party is a guarantor, such as an insurance company and a credit guarantor; the business auditor is a fund party, such as a bank, a trust, a card holding consumption finance company or a small loan company.
The business information submitted by the qualification affirming party comprises business requirements (such as whether the user has a car, a house, a policy and purchasing power strength, the age, occupation and income of the user, the credit degrees or the non-credit degrees of the user in high, medium and low types, and the like), business rules and processes (such as policy and insurance rules, approval process, approval time, guarantee types, guarantee upper limits and the like which accord with the user, and information of the qualification affirming party (such as information of an insurance company and information of a credit guarantee company). The service information submitted by the service auditor comprises service requirements (such as expected loan amount, term and application of a user, verification of identity information and service application authenticity of the user, mortgage or guarantee, and the like), service rules and processes (such as repayment mode, approval process, approval time, upper limit of the amount of the released money), and information of the service auditor (such as information of a certain bank, a trust, a card-holding consumption financial company or a small loan company).
In one embodiment, the service information of each service provider is input into a preset directional deployment system for configuration, and a service type, rule logic and service flow corresponding to each service provider are customized.
For example, the method includes the steps of importing a back-end service system according to service information submitted by each service provider, intelligently evaluating borrowing, lending or underwriting service conditions and service risk preference of each service provider according to the submitted service information, and then performing service function formulation on the submitted service information through a preset directional deployment system to obtain service types, rule logics and service flows contained by each service provider, so that the back-end service system can regulate and control the service information of each qualification affirmor service auditor in a standardized and systematized manner, and efficient management and unified allocation of the back-end service system are improved.
Step S220, reading out a rule configuration file corresponding to the version information from a database according to the version information and a preset SDK, analyzing the rule configuration file to obtain service attribute information corresponding to each service provider, and storing the service attribute information to a preset storage path, wherein the service attribute information comprises service types, rule logics and service flows.
The SDK is English and is called Software Development Kit, the Chinese is Software Development Kit, the Software Development Kit refers to a set of documents, codes and tools related to Development of the auxiliary application APP, and the embedded points of the application APP are customized by setting the SDK.
The database is a Redis database and is a high-performance key-value database. The method supports the storage and the sequencing of various types of data (such as character strings, linked lists, sets, hash types and the like), can periodically write updated or modified data into a disk or a memory, and provides various types of requirements (such as Java, C/C + +, C #, PHP, JavaScript, Perl, Object-C, Python, Ruby, Erlang and the like), and is convenient to use.
In this embodiment, the rule configuration file corresponding to the version information is read from the database according to the version information and the preset SDK, and the rule configuration file is analyzed to obtain the service attribute information corresponding to each service provider and store the service attribute information to the preset storage path of the front end, so that the service attribute of the service provider can be called in time to perform corresponding matching, and therefore, when a back-end (e.g., server) system is updated or a network is disconnected, it is ensured that a front-end service application is not affected, operation efficiency is improved, and user experience is improved.
Further, before reading out the rule configuration file corresponding to the version information from the database according to the version information and a preset SDK, the method further includes:
storing the SDK in a preset storage path in a JAR format;
and acquiring the SDK in the JAR format from the preset storage path according to the version information.
Further, the reading out the rule configuration file corresponding to the version information from the database according to the version information and a preset SDK includes:
and when the version information sent by a back-end service system is received, triggering the SDK preset in the preset middleware according to the version information, and reading out a rule configuration file corresponding to the version information from the database according to the SDK.
The preset middleware (middleware) is an information transmission medium used for managing resources and network communication, and common middleware is Apache, Tomcat, Nginx, Redis, WebLogic and the like. The same or different middleware can be deployed on one or more physical hosts or virtual machines according to actual requirements, so that resource sharing among different technologies is realized, and uniform and efficient management is formed.
In this embodiment, the user side is an APP application side used by the user, and the APP application side embeds SDK points in advance. And transmitting the generated version information to the user side by using a preset middleware, storing the generated rule configuration file to a Redis database, and reading the rule configuration file corresponding to the version information from the Redis database by the SDK when the front end receives the version information transmitted by the middleware, so that the generated rule configuration file is updated from the rear end to the front end in real time to form a closed loop.
Step S230, when receiving a service application submitted by a user side, calculating to obtain user rating information according to the service application, wherein the user rating information comprises user information, credit rating and service qualification.
In this embodiment, the user side is an APP application side used by the user, and the APP application side includes, but is not limited to, an IOS APP, an Android APP, HTML5, or an SDK. And the user operates and submits the service application at the APP application end, and carries out risk evaluation on the submitted service application through a preset risk evaluation system to generate user rating information containing user information, credit rating and service qualification. Wherein, the user information refers to a user ID; credit ratings are classified as high, medium, low, and no credit; the business qualification is divided into excellent, medium, qualified and unqualified, and the qualification can be determined by whether the vehicle, the house, the insurance policy or the purchasing power are owned.
It should be noted that, in this embodiment, the service applications submitted by the user side are directly interacted at the APP application side, and corresponding service information can be executed and displayed to the user without a response from the back end, so that it is avoided that a downtime (e.g., a halt, no network) caused by upgrading or repairing a back end (e.g., a server) system affects a user service application operation, thereby implementing hot deployment of service requirements of the front end user.
Further, when the credit rating in the user rating information is lower than a preset level, the service application is judged to be unqualified, unqualified information is generated, and the unqualified information is fed back to the user side.
In one embodiment, a user submits service evaluation information generated by a service application through an APP application, the service evaluation information comprises credit rating of the user, the credit rating is divided into high (such as 81-99 points), medium (such as 61-80 points), low (such as 30-60 points) and no credit rating (lower than 30 points), when the credit rating is lower than a preset rating (medium 60 points), the service application submitted by the user is judged to be unqualified, unqualified information is generated, the unqualified information is sent to the APP application, and the user is informed that the service application is ended.
Step S240, according to the obtained user rating information, screening out service attribute information corresponding to the user rating information from the preset storage path, determining information of a qualification affirming party and information of a service auditing party corresponding to the service application according to the screened out service attribute information, and feeding back the determined information of the qualification affirming party and the service auditing party to the user side.
In this embodiment, a service application submitted by a user is received, information of a corresponding qualification affirmor and a corresponding service auditor is screened out from a preset storage path, matching is performed according to the obtained user rating information and the service attribute information of the qualification affirmor and the service auditor, that is, user information, credit rating and service qualification in the user rating information are comprehensively matched with service types, rule logics and service flows in the qualification affirmor and the service auditor, and finally, information of the qualification affirmor (for example, a guarantee of an insurance company for the service application) and the service auditor (for example, a bank provides loan funds for the audit user) corresponding to the service application is determined according to the matched service attribute information, and the determined information is fed back to a user side.
In one embodiment, according to user information, credit rating and service qualification in the user rating information, matching the user rating information and the service attribute information by using a Rete algorithm, and determining information of a qualification confirming party and information of a service auditing party corresponding to the service application.
The Rete algorithm is a rapid matching algorithm of a forward rule, the Rete algorithm performs mode matching by forming a Rete network, based on the service attributes of each corresponding service provider in the rule configuration file, the Rete matching speed is irrelevant to the number of executing operations, the executing efficiency is not reduced due to the increase of complexity, a qualification confirmer and a service auditor which best meet corresponding requirements can be efficiently and accurately matched, the information of the qualification confirmer and the service auditor is determined, and the system mode matching efficiency is greatly improved.
For example, the user information (such as enterprise administration, annual income more than 50 ten thousand), credit rating (such as 85 minutes) and business qualification (such as garage assets, and assets not less than 200 ten thousand) of the user rating information generated by the user's business application (such as 60 ten thousand loans); the service information of the qualification affirmation party is: the credit level of the user is required to be high (such as 80 points), the vehicle property is provided, the application limit of the user is lower than 100 ten thousand, and the guarantee of 100 ten thousand at the maximum can be provided, the matching degree of the two parties is the highest, and the highest-matching-degree qualification affirming party can be intelligently screened out from all qualification affirming parties by using a Rete algorithm technology.
Referring to fig. 5, a flow chart of a data processing method of the service system according to another preferred embodiment of the invention is shown. After the step S240, the method further includes:
step S250, when the confirmation operation of the information feedback submitted by the user terminal is monitored, generating a document protocol between the user terminal and the confirmed qualification confirmer and the confirmed service auditor to complete the subscription.
In this embodiment, a document protocol is formulated by using a document system, the document system stores various types of document templates in advance, after the obtained user side information, qualification affirmance party information, and service auditing party information, the document system automatically matches the corresponding document template, correspondingly fills the user side information, qualification affirmance party information, and service auditing party information into the document template, and after the document template is filled, the filled document template is encrypted by using an MD5 encryption technology to generate the document protocol including an electronic signature.
MD5, Message-Digest Algorithm (Message-Digest Algorithm), is a cryptographic hash function that generates a 128-bit hash value (hash value) to ensure that the Message is transmitted in a consistent and complete manner to prevent tampering.
In one embodiment, when the operation of the confirmation feedback information submitted by the user side is monitored, the document system jumps to a document system, generates a plurality of document protocols through the obtained user side information, the qualification confirmer information and the service auditor information, and sends the document protocols to corresponding protocol signatory parties for electronic signing, wherein the document protocols comprise that the user side signs with the document protocols of the qualification confirmer, the service auditor and the document system respectively, and signs with the document protocols of the qualification confirmer, the service auditor and the document system, the signing form adopts electronic signing, and the signed document protocols are stored.
In addition, the present invention also provides a computer-readable storage medium, where the computer-readable storage medium includes a service processing program, and when the service processing program is executed by a processor, the service processing program can implement the following operations:
an acquisition step: acquiring service information submitted by each service provider, and generating a rule configuration file and version information corresponding to each service provider according to the service information and a preset configuration rule, wherein each service provider comprises at least one qualification affirmor and at least one service auditor;
and (3) analyzing: reading a rule configuration file corresponding to the version information from a database according to the version information and a preset SDK, analyzing the rule configuration file to obtain service attribute information corresponding to each service provider, and storing the service attribute information to a preset storage path, wherein the service attribute information comprises a service type, rule logic and a service flow;
a grading step: when a service application submitted by a user side is received, calculating to obtain user rating information according to the service application, wherein the user rating information comprises user information, credit rating and service qualification;
a determination step: and screening out service attribute information corresponding to the user rating information from the preset storage path according to the obtained user rating information, determining information of a qualification affirming party and information of a service auditing party corresponding to the service application according to the screened service attribute information, and feeding back the determined information of the qualification affirming party and the service auditing party to the user side.
The specific implementation of the computer-readable storage medium of the present invention is substantially the same as the embodiments of the data processing method and the electronic device of the business system, and will not be described herein again.
The above-mentioned serial numbers of the embodiments of the present invention are merely for description and do not represent the merits of the embodiments.
It should be noted that, in this document, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, apparatus, article, or method that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, apparatus, article, or method. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, apparatus, article, or method that includes the element.
Through the above description of the embodiments, those skilled in the art will clearly understand that the method of the above embodiments can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware, but in many cases, the former is a better implementation manner. Based on such understanding, the technical solution of the present invention may be embodied in the form of a software product, which is stored in a storage medium (e.g., ROM/RAM, magnetic disk, optical disk) as described above and includes instructions for enabling a terminal device (e.g., a mobile phone, a computer, a server, or a network device) to execute the method according to the embodiments of the present invention.
The above description is only a preferred embodiment of the present invention, and not intended to limit the scope of the present invention, and all modifications of equivalent structures and equivalent processes, which are made by using the contents of the present specification and the accompanying drawings, or directly or indirectly applied to other related technical fields, are included in the scope of the present invention.
Claims (10)
1. A data processing method of a business system is applied to electronic equipment, and is characterized by comprising the following steps:
acquiring service information submitted by each service provider, and generating a rule configuration file and version information corresponding to each service provider according to the service information and a preset configuration rule, wherein each service provider comprises at least one qualification affirmor and at least one service auditor;
reading a rule configuration file corresponding to the version information from a database according to the version information and a preset SDK, analyzing the rule configuration file to obtain service attribute information corresponding to each service provider, and storing the service attribute information to a preset storage path, wherein the service attribute information comprises a service type, rule logic and a service flow;
when a service application submitted by a user side is received, calculating to obtain user rating information according to the service application, wherein the user rating information comprises user information, credit rating and service qualification; and
and screening out service attribute information corresponding to the user rating information from the preset storage path according to the obtained user rating information, determining information of a qualification affirming party and information of a user of an auditing party corresponding to the service application according to the screened service attribute information, and feeding back the determined information of the qualification affirming party and the determined information of the service auditing party to the user side.
2. The data processing method of the business system as claimed in claim 1, wherein before reading out the rule configuration file corresponding to the version information from the database according to the version information and the preset SDK, the method further comprises:
storing the SDK in a preset storage path in a JAR format;
and acquiring the SDK in the JAR format from the preset storage path according to the version information.
3. The data processing method of the business system as claimed in claim 2, wherein said reading out the rule configuration file corresponding to the version information from the database according to the version information and the preset SDK comprises:
and when the version information sent by a back-end service system is received, triggering the SDK preset in the preset middleware according to the version information, and reading out a rule configuration file corresponding to the version information from the database according to the SDK.
4. The data processing method of the business system of claim 1, wherein the acquiring the business information submitted by each business provider, and the generating the rule configuration file and the version information corresponding to each business provider according to the business information and the preset configuration rule comprises:
deploying and making a service type, rule logic and a service flow corresponding to each service provider according to the service information submitted by each service provider;
and generating rule configuration files and version information corresponding to each service provider according to the formulated service type, rule logic and service flow according to configuration rules.
5. The data processing method of business system of claim 1, further comprising, after said calculating user rating information from said business application:
and when the credit rating in the user rating information is lower than a preset level, judging that the service application is unqualified, generating unqualified information and feeding back the unqualified information to the user side.
6. The data processing method of the service system according to claim 1, wherein the determining the information of the qualification confirming party and the information of the auditing party user corresponding to the service application according to the screened service attribute information comprises:
according to the user information, credit rating and service qualification in the user rating information, matching the user rating information with the service attribute information by using a Rete algorithm to determine the information of a qualification confirming party corresponding to the service application;
and determining the information of a service auditor corresponding to the service application by using the Rete algorithm according to the determined qualification confirming party and the user rating information.
7. The data processing method of the service system according to any one of claims 1 to 6, wherein after the feeding back the determined information of the qualification affirming party and the service auditing party to the user side, the method further comprises:
and when the confirmation operation of the information feedback submitted by the user side is monitored, generating a document protocol between the user side and the confirmed qualification confirmer and the confirmed service auditor.
8. A data processing apparatus of a business system, characterized in that the data processing apparatus of the business system comprises:
the system comprises an acquisition module, a verification module and a verification module, wherein the acquisition module is used for acquiring service information submitted by each service provider, and generating rule configuration files and version information corresponding to each service provider according to the service information and preset configuration rules, and each service provider comprises at least one qualification affirmator and at least one service auditor;
the analysis module is used for reading out a rule configuration file corresponding to the version information from a database according to the version information and a preset SDK, analyzing the rule configuration file to obtain service attribute information corresponding to each service provider and storing the service attribute information to a preset storage path, wherein the service attribute information comprises a service type, rule logic and a service flow;
the system comprises a rating module, a service processing module and a service processing module, wherein the rating module is used for calculating and obtaining user rating information according to a service application submitted by a user side when the service application is received, and the user rating information comprises user information, credit rating and service qualification; and
and the determining module is used for screening out service attribute information corresponding to the user rating information from the preset storage path according to the obtained user rating information, determining information of a qualification affirming party and information of a service auditing party corresponding to the service application according to the screened service attribute information, and feeding back the determined information of the qualification affirming party and the service auditing party to the user side.
9. An electronic device, characterized in that it comprises a memory and a processor, said memory having stored therein a service processing program executable on said processor, said service processing program, when executed by said processor, implementing the steps of the data processing method of the service system according to any one of claims 1 to 7.
10. A computer-readable storage medium, characterized in that the computer-readable storage medium includes a service processing program, which when executed by a processor implements the steps of the data processing method of the service system according to any one of claims 1 to 7.
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112130924A (en) * | 2020-08-18 | 2020-12-25 | 贝壳技术有限公司 | Application system data analysis method and device |
| CN112328745A (en) * | 2020-11-05 | 2021-02-05 | 深圳壹账通智能科技有限公司 | Service application method, device, computer equipment and storage medium |
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2019
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112130924A (en) * | 2020-08-18 | 2020-12-25 | 贝壳技术有限公司 | Application system data analysis method and device |
| CN112130924B (en) * | 2020-08-18 | 2022-08-12 | 贝壳技术有限公司 | Application system data analysis method and device |
| CN112328745A (en) * | 2020-11-05 | 2021-02-05 | 深圳壹账通智能科技有限公司 | Service application method, device, computer equipment and storage medium |
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