CN112348326A - Method and system for processing banking business - Google Patents

Abstract

The invention discloses a banking business processing method and system, and relates to the field of Internet technology. A specific implementation of the method includes a task type definition module, a function node definition module and a business process definition module, the task type definition module is used to define the task type of the business processing link; the function node definition module is associated with the task type definition module, It is used to define function nodes corresponding to task types, so as to execute the business processing logic of business processing links based on the function nodes; the business process definition module is associated with the task type definition module, and is used to connect and/or combine multiple business processing links, Generate business process flow. This embodiment provides task type definition, function node definition and combination into complex business processing flow, thereby supporting automatic task processing, and realizing customizability of general bank operations and assembly of complex business flow.

Description

Method and system for processing banking business

technical field

The present invention relates to the field of Internet technology, and in particular, to a method and system for processing banking business.

Background technique

With the transformation of the domestic commercial banking industry from "departmental banking" to "process banking", traditional banking operations have been reorganized to form a large number of standardized and modular business processing links. Because there is a certain comparability between banking businesses, such as the review of cash payment slips and the review of checks, although the contents of the notes are different, they are both verifications of the authenticity and correctness of certain fixed contents on the notes; Anti-money laundering review, blacklist review, etc., all analyze user information based on customer accounts. These comparable operations widely exist in various businesses, which means that there are similar operation steps in a large number of business processing links after processization.

In the traditional banking business processing mode, the general business processing links are still processed manually or partially automatically. In the process of realizing the present invention, the inventor found that the prior art has at least the following problems:

1) Bank practitioners face the problems of repeated simple work, error-prone complex work, and low overall efficiency, which is not conducive to saving labor costs;

2) The automatic processing link lacks customizable means to adapt to business characteristics, and it is impossible to customize automatically executable services for different business processing links;

3) There is a lack of process-based and customizable connection and combination strategies between business links, and the processing efficiency of complex processes is low.

SUMMARY OF THE INVENTION

In view of this, the embodiments of the present invention provide a banking business processing method and system, which can at least solve the phenomenon that business processing links cannot be customized, combined, and connected in the prior art.

In order to achieve the above object, according to another aspect of the embodiments of the present invention, a banking business processing system is provided, including a task type definition module, a function node definition module and a business process definition module, characterized in that:

The task type definition module is used to define the task type of the business processing link;

The function node definition module is associated with the task type definition module, and is used to define a function node corresponding to the task type, so as to execute the business processing logic of the business processing link based on the function node;

The business process definition module is associated with the task type definition module, and is configured to generate a business process flow by connecting and/or combining multiple business process links.

Optionally, the task type definition module includes a business category attribution submodule, a task input and output submodule, a task precondition submodule, and a task postcondition submodule; wherein,

The business category attribution sub-module is used to determine the business scenario to which the business processing link belongs, and define the task type of the business scenario;

The task input and output submodule is used to extract input conditions and output conditions from the business processing links;

The task precondition submodule is used to extract the precondition from the business processing link;

The task post-condition submodule is used for extracting post-conditions from the business processing link.

Optionally, the functional node definition module includes a functional node application sub-module, a functional node definition sub-module, a functional node audit sub-module and a functional node release sub-module; wherein,

the function node application sub-module for receiving the function node definition application submitted by the task type definition module;

The function node definition submodule is used to receive definitions of input conditions, output conditions, pre-nodes, post-nodes, branching strategies and/or merging strategies of the functional nodes;

The function node audit submodule is used to audit the defined function node;

The function node publishing sub-module is used to publish the function nodes that have passed the review.

Optionally, the business process definition module includes a business processing link extraction submodule, a routing policy setting submodule, a process policy setting submodule, and a business process publishing submodule; wherein,

The business processing link extraction sub-module is used to receive a business process setting request, and obtain a plurality of task types in the business process setting request, so as to determine the business processing link corresponding to each task type from the task type definition module ;

The routing policy setting submodule is used to receive the setting of the sequence connection between the two service processing links;

The process strategy setting submodule is used to receive the setting of the combination relationship between different business processing links;

The business process publishing sub-module is used for connecting multiple business processing links according to the routing strategy, and/or combining different business processing links according to the flow strategy, so as to generate and publish a business processing flow.

Optionally, the task type definition module further includes a task definition template library for storing task templates of different task types;

The function node definition module further includes a function node template library for storing the defined function nodes;

The business process definition module further includes a business process process template library for storing business process processes.

To achieve the above object, according to an aspect of the embodiments of the present invention, a method for processing banking business is provided, including:

The task type definition module determines the business scenario to which the business processing link belongs, and extracts specific business parameters from the business scenario to define the task type of the business scenario based on the specific business parameter;

If the task template corresponding to the task type is queried in the task definition template library, the task template is reused, so that the task type of the business scenario is used as the task type of the business processing link;

Otherwise, extract input conditions, output conditions, preconditions and postconditions from the business processing link, and combine the task type of the business scenario to define the task type of the business processing link and add it to the task definition Template library.

Optionally, also include:

Search the function node template library for whether there is a function node corresponding to the task type of the business scenario and the input condition;

If there is, then establish the corresponding relationship between the task type of the business processing link and the function node;

If it does not exist, submit the function node definition application to the function node definition module, then receive the function node returned by the function node definition module, and establish the corresponding relationship between the task type of the business processing link and the function node.

Optionally, also include:

The function node definition module receives the function node definition application submitted by the task type definition module, and extracts specific function node parameters from the function node definition application;

Searching the function node template library for whether there is a function node corresponding to the specific function node parameter, and if so, returning the function node to the task type definition module;

If it does not exist, receive the definitions of the input condition, output condition, pre-node and post-node of the function node, obtain the defined function node and return to the task type definition module, and add the defined function node to the function node template library.

Optionally, also include:

Receive the definition of the merging policy for the functional node, so as to trigger the execution operation on the functional node when the data for executing the functional node all satisfies the preset rule.

Optionally, also include:

When the number of post-nodes is multiple, a definition of a branch policy for the functional node is received to define the conditions for routing from the functional node to each post-node.

Optionally, also include:

The business process definition module receives the business process setting request, and obtains a plurality of task types in the business process setting request, and the routing strategy and the process strategy between the two task types;

Determine the business processing links corresponding to each task type from the task type definition module, connect the determined business processing links in pairs based on the routing strategy, and combine different business processing links based on the flow strategy to generate business processing links process.

Optionally, the method further includes: publishing the business processing flow to a business processing flow template library.

To achieve the above object, according to yet another aspect of the embodiments of the present invention, an electronic device for processing banking services is provided.

An electronic device according to an embodiment of the present invention includes: one or more processors; and a storage device for storing one or more programs, when the one or more programs are executed by the one or more processors, the one or more programs cause the One or more processors implement any one of the banking business processing methods described above.

In order to achieve the above object, according to another aspect of the embodiments of the present invention, a computer-readable medium is provided, on which a computer program is stored, and when the program is executed by a processor, any one of the above-mentioned banking business processing methods is implemented. .

According to the solution provided by the present invention, one of the above-mentioned embodiments of the present invention has the following advantages or beneficial effects: the customizability of general banking operations and the assembly of complex business processes are realized; The commonly used parameters are initiating branch, business type, current link, input and output, etc.) to automatically process business processing links; for business processing links with defined task types, it supports the connection and combination of multiple business processing links, so as to achieve The purpose of assembling into complex business process flow.

Further effects of the above non-conventional alternatives will be described below in conjunction with specific embodiments.

Description of drawings

The accompanying drawings are used for better understanding of the present invention and do not constitute an improper limitation of the present invention. in:

1 is a main structural diagram of a banking business processing system according to an embodiment of the present invention;

2 is a schematic flowchart of a banking business processing method according to an embodiment of the present invention;

3 is a schematic flowchart of an optional banking business processing method according to an embodiment of the present invention;

4 is a schematic flowchart of another optional banking business processing method according to an embodiment of the present invention;

5 is an exemplary system architecture diagram to which an embodiment of the present invention may be applied;

FIG. 6 is a schematic structural diagram of a computer system suitable for implementing a mobile device or a server according to an embodiment of the present invention.

Detailed ways

Exemplary embodiments of the present invention are described below with reference to the accompanying drawings, which include various details of the embodiments of the present invention to facilitate understanding and should be considered as exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted from the following description for clarity and conciseness.

The general "business operation link" in this solution can also be called a task, that is, a task is defined as a set of reusable steps or actions that are continuously extracted from the current repetitive manual operations to accomplish a certain business goal. .

Referring to FIG. 1, it shows the main structural diagram of a banking business processing system provided by an embodiment of the present invention, including a task type definition module 101, a function node definition module 102, and a business process definition module 103;

The task type definition module 101 is used to define the task type of the business processing link, including a business category attribution sub-module, a task input and output sub-module, a task pre-condition sub-module and a task post-condition sub-module; wherein,

The business category attribution sub-module is used to determine the business scenario to which the business processing link belongs, and define the task type of the business scenario;

The task input and output sub-module is used to extract input conditions and output conditions from business processing links;

The task precondition sub-module is used to extract the precondition from the business processing link;

The task post-condition sub-module is used to extract post-conditions from business processing links.

After defining the task type of the business processing link, it will be stored in the task definition template library, such as approval template, real estate review template, anti-money laundering blacklist review template, and element entry template. The task templates are reusable.

For example, "verifying the validity of the check" is a business processing link for business. The task requires ① input the account number and account name filled in the check, and check the account name in the banking system according to the account number and the account opening bank, and determine the account number filled in the check. Whether the account name is the same as the account name reserved in the banking system. ②Enter whether the date of issuance in capital letters on the cheque is within the validity period of the cheque.

From this business processing link, a general task can be extracted:

Task Type: Determine Check Validity Period

Input conditions: account opening bank, bill type (check), date of issuance, account number, account name Output conditions: whether the bill is valid

Preconditions: The account number and date of issue on the bill have been entered

Post-conditions: If it is a separate task, no post-conditions can be set here. If you need to send a message to a third party after judging the validity period, you can set post-conditions.

The function node definition module 102 is externally represented as interfaces available for external calls. Function nodes are units that implement specific logic functions. They are implemented in common languages such as JAVA/C++/Python, and are embedded in the form of callable and executable files such as jar, dll, and js to carry specific business processing capabilities. Including functional node application sub-module, functional node definition sub-module, functional node audit sub-module and functional node release sub-module; among them,

The function node application sub-module is used to receive the function node definition application submitted by the task type definition module;

a function node definition submodule for receiving definitions of input conditions, output conditions, pre-nodes, post-nodes, branching strategies and/or merging strategies of the functional nodes;

The function node audit sub-module is used to audit the defined function nodes;

The function node publishing submodule is used to publish the approved function nodes and store them in the function node template library. The same task type will correspond to a function node, that is, the existing function node can be queried from the function node template library.

Similarly to the above example, corresponding to the task of judging the validity period of a check, a function node for judging the validity period of a bill needs to be corresponding to it. It implements the following logic boolean AccountCheck (account bank, note type, account number, face name, date of issue):

1. According to the account opening bank and account number, call the bank transaction to query the account name, and compare it with the entered account name. If they are consistent, proceed to the next step. If they are inconsistent, the check will be returned as invalid.

2. Judging the input date of issuing the ticket, if it is within ten days, the ticket is valid, otherwise the returned check is invalid.

After defining a function node, add it to the function node template library. If there are similar task types in the future, you can directly choose to associate it with this function node without repeating the definition, such as automatic anti-money laundering review, automatic element identification, automatic review rule comparison, Automatic accounting processing, automatic flow filing.

The business process definition module 103 includes a business processing link extraction sub-module, a routing policy setting sub-module, a process policy setting sub-module and a business process publishing sub-module; wherein,

a business processing link extraction sub-module for receiving a business process setting request, and acquiring multiple task types in the business process setting request, so as to determine the business processing link corresponding to each task type from the task type definition module;

The routing policy setting sub-module is used to receive the setting of the sequence connection between the two business processing links;

The process policy setting sub-module is used to receive the setting of the combination relationship between different business processing links;

The business process publishing sub-module is used to connect multiple business processing links according to the routing strategy, and/or combine different business processing links according to the flow strategy, to generate and publish a business processing flow.

For complex business processing flow, it may be necessary to combine several business processing links to realize. Therefore, the defined single task can be connected in series through the connection strategy (such as dynamic branch, static branch, serial, parallel and countersign, etc.), so as to realize the combination of simple and single-function process nodes into complex, scalable Execute customized business processes for some specific business scenarios.

The system provided by the above embodiment provides task type definition, function node definition and combination into complex business processing flow, thereby supporting automatic task processing, and realizing the customizability of general bank operations and the assembly of complex business flow.

Referring to FIG. 2, a schematic flowchart of a banking business processing method according to an embodiment of the present invention is shown, including the following steps:

S201: The task type definition module determines the business scenario to which the business processing link belongs, and extracts specific business parameters from the business scenario to define the task type of the business scenario based on the specific business parameter;

S202: Query whether there is a task template corresponding to the task type in the task definition template library;

S203: If there is, reuse the task template, so as to use the task type of the business scenario as the task type of the business processing link;

S204: Otherwise, extract input conditions, output conditions, preconditions and postconditions from the business processing links, and combine the task types of the business scenarios to define the task types of the business processing links and add them to the business processing links. Task definition template library.

In the above embodiment, for step S201, first determine the business scenario to which the business processing link belongs, and extract specific business parameters for business processing from the business scenario, such as {initiating organization, business type, input data, output data, processing rules, processing procedures, Output result}, which is defined as a task type for processing a specific business scenario, as shown in the example in Figure 1, "Task Type: Judging Check Validity Period".

For steps S202-S204, if the task type already exists in the task definition template library, it means that the execution logic of the current business processing link is consistent with or similar to the original business processing logic, and can be directly copied from the task definition template library. Use the task template corresponding to the task type. Task types have some common dimensions, such as task processing lines and task input conditions, which can be quickly queried by indexing in the task definition template library by using these parameters.

But if it doesn't exist, redefine a new task type:

1) Extract the parameters of input conditions from the business processing link, such as customer name, account number, reviewer, review points, review amount, etc.;

2) According to the task type of the business processing scenario and the input parameters of step 1), search for a matching function node from the function node template library. ) is associated with the determined functional node;

3) If it does not exist, submit a function node definition application to the function node definition module, then receive the function node returned by the function node definition module, and establish the association relationship between the task type of the business processing link and the function node;

4) Receive the definition of the output conditions of the new task type, such as audit results, input results and processing results;

Receive the definition of the preconditions for the new task type, such as pre-links, pre-data and pre-rules, that is, the data preprocessing that needs to be done before executing the task, such as obtaining data from other systems for combination and other operations;

Receive the definition of the post-conditions of the new task type, such as post-link, post-data and post-rule, that is, the post-processing to be performed after the pre-task processing is completed, such as sending the task processing result to the designated person via email or SMS users know.

5) After completing the definition of the new task type, add the current new task type to the task definition template library to provide reusable task templates for other business scenarios.

The method provided by the above embodiment sorts out the actions of standard operations according to business scenarios, and refines similar operations originally scattered in different departments and different products, forms standardized tasks, and configures corresponding processing functions for them.

Referring to FIG. 3, a schematic flowchart of an optional banking business processing method according to an embodiment of the present invention is shown, including the following steps:

S301: The function node definition module receives the function node definition application submitted by the task type definition module, and extracts specific function node parameters from the function node definition application;

S302: Search the function node template library for whether there is a function node corresponding to the specific function node parameter;

S303: If it exists, return the function node to the task type definition module;

S304: If it does not exist, receive the definitions of the input conditions, output conditions, pre-nodes and post-nodes of the function node, obtain the defined function node and return to the task type definition module, and set the defined function Nodes are added to the function node template library.

In the above embodiment, for steps S301 to S304, the function node definition module receives the function node definition application transmitted by the task type definition module, and extracts {initiating institution, business type, input data, output data, processing rules from the function node definition application. , processing process, output result} and other specific function node parameters.

Based on these specific parameters, the function node template library is queried to see if there is a function node that meets the condition, and if the query is found, the function node is directly returned; where the function node template refers to the function node that has been designed and can be used, such as Anti-money laundering review, factor entry, business review, ICR call, SMS sending, semantic analysis, encryption and decryption, etc.

If it does not exist, function node definition is required:

1) Define the input conditions of the current function node, that is, the input parameters that the current function node needs to support, such as parameter 1, parameter 2, parameter 3;

2) Define the output conditions of the current functional node, and define possible output data sets according to the input parameters and the processing rules of the current functional node;

3) Define the front node of the current function node, such as the node name, output data, and corresponding data of the front node, and establish the association relationship between the current function node and the front function node;

4) Define the post-nodes of the current function node, such as post-conditions, predefined operations, etc. For a node with a subsequent processing association, associate its subsequent function node.

In addition to this, other conditions can be defined for the current function node:

1) Define the merge strategy of the current function node: the data to be prepared and the rules to be queried before executing the current function node, the execution of the current function node will be triggered only when the conditions required to execute the current function node are met.

2) Define the branching strategy of the current functional node: For those with multiple post-nodes, the definition of the branching strategy of the functional node is received, and the conditions that need to be satisfied for routing to each post-node are defined.

After the function node definition is completed, the currently defined function node is added to the function node template library to provide reusable function nodes for other business definitions. In addition, it should be noted that the above definition of the function node belongs to the manual setting process, so there is no strict requirement on its execution order, and the execution order can be customized according to actual needs.

In the method provided by the above embodiment, the realization of the business processing links of different task types exists in the form of function nodes, so when the task type is determined, its function node needs to be determined.

Referring to FIG. 4 , a schematic flowchart of another optional banking business processing method according to an embodiment of the present invention is shown, including the following steps:

S401: The business process definition module receives a business process setting request, and obtains multiple task types in the business process setting request, as well as routing strategies and process strategies between two task types;

S402: Determine the business processing link corresponding to each task type from the task type definition module;

S403: Connect the determined business processing links in pairs based on the routing strategy, and combine different business processing links based on the process strategy to generate a business processing flow.

In the above embodiment, for steps S401 to S403, this embodiment is mainly aimed at complex business scenarios that cannot be completed by a single function node, and provides a combined definition of business processing links. The business process setting request is usually submitted by business personnel based on the terminal.

A single function node implements simple and as clear functions as possible, and complex functions can be implemented through the combination of function nodes. Referring to the example shown in Figure 1, the input account number and account name can be prepended with an automatic recognition function node. After the text is recognized, it can be combined with the function node for judging the validity period of a check to form a complete business scenario for judging the validity period of a check.

Before the implementation of this solution, complex business scenarios need to be decomposed according to business execution steps to obtain multiple business processing links, which correspond to multiple existing task types, and different task types correspond to different functional nodes.

1) Receive the setting of routing policies between different business processing links

Different business processing links belong to different task types. When multiple business processing links are associated, their task types have a sequence relationship. Therefore, according to the processing result of the previous business processing link, the serial and parallel relationship executed between the subsequent business processing links can be determined, and the conditions that need to be satisfied for the task flow can be set.

The example shown in Figure 1 is also used for illustration. After the check element entry task is completed, the task of verifying the validity period of the check will be triggered only when the key elements are entered with value, otherwise a failure will be returned. In the previous task, the "key element input value" is the execution condition for entering the next task.

2) Receive the settings of the process strategy between different business processing links

Process strategies include election strategies, countersignature strategies, dynamic branch strategies, static branch strategies, and free-flow strategies. Combine different business processing links through process strategies to form custom business processing flows that support complex business scenarios. Afterwards, new complex business processes are released to the business process process template library to provide reusable business process process templates for other business scenarios.

These process strategies mentioned are commonly used node strategies in workflow, which are explained below:

Selection strategy: After task A, three parallel tasks B, C, and D are generated. After one or two of them are completed, the concurrent process can be ended without waiting for all BCDs to be executed.

Countersigning strategy: Three parallel tasks B, C, and D are generated after task A, and the concurrent process can only be ended after all BCDs are completed.

Dynamic branching strategy: A variable number of subsequent concurrent tasks are generated after task A.

Static branching strategy: A fixed number of subsequent concurrent tasks are generated after task A.

Free flow strategy: After task A, other tasks are inserted according to the user's choice, and there is no need to define the process in advance.

Therefore, after the business process definition module receives the business process setting request, it will first obtain the required task type and the routing strategy and process strategy between the task types from the request. Since the business processing flow is composed of multiple business processing links, it is necessary to first search for the corresponding business processing links from the task type definition module, and then perform pairwise connection according to the routing strategy, and combine according to the process strategy to obtain the business Process flow.

The method provided by the above embodiment, for the business processing links with defined task types, supports processing among multiple business processing links according to different routing strategies and process strategies, so as to realize the assembly of complex business processing flow according to single links. Purpose.

FIG. 5 illustrates an exemplary system architecture 500 in which embodiments of the present invention may be applied.

As shown in Figure 5, the system architecture 500 may include end devices 501, 502, 503, a network 504, and a server 505 (just an example). The network 504 is a medium used to provide a communication link between the terminal devices 501 , 502 , 503 and the server 505 . Network 504 may include various connection types, such as wired, wireless communication links, or fiber optic cables, among others.

The user can use the terminal devices 501, 502, 503 to interact with the server 505 through the network 504 to receive or send messages and the like. Various communication client applications may be installed on the terminal devices 501 , 502 and 503 .

The terminal devices 501, 502, and 503 may be various electronic devices having a display screen and supporting web browsing, and the server 505 may be a server that provides various services.

It should be noted that the method provided by the embodiment of the present invention is generally executed by the server 505 , and accordingly, the system is generally set in the server 505 .

It should be understood that the numbers of terminal devices, networks and servers in FIG. 5 are only illustrative. There can be any number of terminal devices, networks and servers according to implementation needs.

Referring to FIG. 6 below, it shows a schematic structural diagram of a computer system 600 suitable for implementing a terminal device according to an embodiment of the present invention. The terminal device shown in FIG. 6 is only an example, and should not impose any limitations on the functions and scope of use of the embodiments of the present invention.

As shown in FIG. 6, a computer system 600 includes a central processing unit (CPU) 601, which can be loaded into a random access memory (RAM) 603 according to a program stored in a read only memory (ROM) 602 or a program from a storage section 608 Instead, various appropriate actions and processes are performed. In the RAM 603, various programs and data necessary for the operation of the system 600 are also stored. The CPU 601 , the ROM 602 , and the RAM 603 are connected to each other through a bus 604 . An input/output (I/O) interface 605 is also connected to bus 604 .

The following components are connected to the I/O interface 605: an input section 606 including a keyboard, a mouse, etc.; an output section 607 including a cathode ray tube (CRT), a liquid crystal display (LCD), etc., and a speaker, etc.; a storage section 608 including a hard disk, etc. ; and a communication section 609 including a network interface card such as a LAN card, a modem, and the like. The communication section 609 performs communication processing via a network such as the Internet. A drive 610 is also connected to the I/O interface 605 as needed. A removable medium 611, such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, etc., is mounted on the drive 610 as needed so that a computer program read therefrom is installed into the storage section 608 as needed.

In particular, the processes described above with reference to the flowcharts may be implemented as computer software programs in accordance with the disclosed embodiments of the present invention. For example, embodiments disclosed herein include a computer program product comprising a computer program carried on a computer-readable medium, the computer program containing program code for performing the method illustrated in the flowchart. In such an embodiment, the computer program may be downloaded and installed from the network via the communication portion 609 and/or installed from the removable medium 611 . When the computer program is executed by the central processing unit (CPU) 601, the above-described functions defined in the system of the present invention are performed.

It should be noted that the computer-readable medium shown in the present invention may be a computer-readable signal medium or a computer-readable storage medium, or any combination of the above two. The computer-readable storage medium can be, for example, but not limited to, an electrical, magnetic, optical, electromagnetic, infrared, or semiconductor system, system or device, or a combination of any of the above. More specific examples of computer readable storage media may include, but are not limited to, electrical connections with one or more wires, portable computer disks, hard disks, random access memory (RAM), read only memory (ROM), erasable Programmable read only memory (EPROM or flash memory), optical fiber, portable compact disk read only memory (CD-ROM), optical storage devices, magnetic storage devices, or any suitable combination of the foregoing. In the present invention, a computer-readable storage medium may be any tangible medium that contains or stores a program that can be used by or in conjunction with an instruction execution system, system, or device. In the present invention, however, a computer-readable signal medium may include a data signal propagated in baseband or as part of a carrier wave, carrying computer-readable program code therein. Such propagated data signals may take a variety of forms, including but not limited to electromagnetic signals, optical signals, or any suitable combination of the foregoing. A computer-readable signal medium can also be any computer-readable medium, other than a computer-readable storage medium, that can transmit, propagate, or transport the program for use by or in connection with the instruction execution system, system, or device . Program code embodied on a computer readable medium may be transmitted using any suitable medium including, but not limited to, wireless, wireline, optical fiber cable, RF, etc., or any suitable combination of the foregoing.

The flowchart and block diagrams in the Figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present invention. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code that contains one or more logical functions for implementing the specified functions executable instructions. It should also be noted that, in some alternative implementations, the functions noted in the blocks may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It is also noted that each block of the block diagrams or flowchart illustrations, and combinations of blocks in the block diagrams or flowchart illustrations, can be implemented in special purpose hardware-based systems that perform the specified functions or operations, or can be implemented using A combination of dedicated hardware and computer instructions is implemented.

The modules involved in the embodiments of the present invention may be implemented in a software manner, and may also be implemented in a hardware manner. The described modules may also be provided in a processor.

As another aspect, the present invention also provides a computer-readable medium, which may be included in the device described in the above embodiments; or may exist alone without being assembled into the device. The above-mentioned computer-readable medium carries one or more programs, and when the above-mentioned one or more programs are executed by a device, the device includes a task type definition module, a function node definition module and a business process definition module:

The task type definition module is used to define the task type of the business processing link;

The function node definition module is associated with the task type definition module, and is used to define a function node corresponding to the task type, so as to execute the business processing logic of the business processing link based on the function node;

The business process definition module is associated with the task type definition module, and is configured to generate a business process flow by connecting and/or combining multiple business process links.

The embodiment of the present invention provides an automated business processing method based on the characteristics of banking business, which realizes the customizability of general operations of the bank and the assembly of complex business processes; branch, business type, current link, input and output, etc.) to automatically process business processing links; for business processing links with defined task types, it supports the connection and combination of multiple business processing links, so as to realize the assembly into complex business processing links the purpose of the process.

The above-mentioned specific embodiments do not constitute a limitation on the protection scope of the present invention. It should be understood by those skilled in the art that various modifications, combinations, sub-combinations and substitutions may occur depending on design requirements and other factors. Any modifications, equivalent replacements and improvements made within the spirit and principle of the present invention shall be included within the protection scope of the present invention.

Claims (14)

1. A banking business processing system comprises a task type definition module, a function node definition module and a business process definition module, and is characterized in that:

the task type definition module is used for defining the task type of the business processing link;

the functional node definition module is associated with the task type definition module and is used for defining a functional node corresponding to the task type so as to execute the business processing logic of the business processing link based on the functional node;

the business process definition module is associated with the task type definition module and is used for generating a business processing process by connecting and/or combining a plurality of business processing links.

2. The system according to claim 1, wherein the task type definition module comprises a service category attribution submodule, a task input and output submodule, a task precondition submodule and a task post-condition submodule; wherein,

the business category attribution submodule is used for determining a business scene to which the business processing link belongs and defining the task type of the business scene;

the task input and output submodule is used for extracting input conditions and output conditions from the business processing link;

the task precondition submodule is used for extracting preconditions from the business processing link;

and the task post-condition submodule is used for extracting post-conditions from the business processing link.

3. The system of claim 1, wherein the functional node definition module comprises a functional node application submodule, a functional node definition submodule, a functional node auditing submodule and a functional node publishing submodule; wherein,

the functional node application submodule is used for receiving a functional node definition application submitted by the task type definition module;

the function node definition submodule is used for receiving the definitions of the input conditions, the output conditions, the front nodes, the rear nodes, the branch strategies and/or the combination strategies of the function nodes;

the functional node auditing submodule is used for auditing the defined functional nodes;

and the functional node issuing submodule is used for issuing the functional nodes which pass the audit.

4. The system of claim 1, wherein the business process definition module comprises a business processing link extraction sub-module, a routing policy setting sub-module, a process policy setting sub-module and a business process publishing sub-module; wherein,

the business processing link extraction submodule is used for receiving a business process setting request, acquiring a plurality of task types in the business process setting request and determining a business processing link corresponding to each task type from the task type definition module;

the routing strategy setting submodule is used for receiving the setting of sequencing connection between every two business processing links;

the flow strategy setting submodule is used for receiving the setting of the combination relation among different business processing links;

and the business process issuing submodule is used for connecting a plurality of business processing links according to the routing strategy and/or combining different business processing links according to the process strategy to generate and issue a business processing process.

5. The system of claim 1, wherein the task type definition module further comprises a task definition template library for storing task templates of different task types;

the function node definition module also comprises a function node template library which is used for storing the defined function nodes;

the business process definition module also comprises a business processing process template library which is used for storing the business processing process.

6. A banking transaction processing method, comprising:

the task type definition module determines a service scene to which a service processing link belongs, extracts specific service parameters from the service scene, and defines the task type of the service scene based on the specific service parameters;

if a task template corresponding to the task type is inquired in a task definition template library, multiplexing the task template to take the task type of the service scene as the task type of the service processing link;

otherwise, extracting input conditions, output conditions, pre-conditions and post-conditions from the business processing link, and combining the task type of the business scene to define the task type of the business processing link and add the task type into the task definition template library.

7. The method of claim 6, further comprising:

searching whether a functional node corresponding to the task type of the service scene and the input condition exists in a functional node template library;

if so, establishing a corresponding relation between the task type of the business processing link and the functional node;

if not, submitting a function node definition application to a function node definition module, then receiving a function node returned by the function node definition module, and establishing a corresponding relation between the task type of the service processing link and the function node.

8. The method of claim 7, further comprising:

the functional node definition module receives a functional node definition application submitted by the task type definition module and extracts specific functional node parameters from the functional node definition application;

searching whether a function node corresponding to the specific function node parameter exists in the function node template library, and if so, returning the function node to the task type definition module;

if the function node template library does not exist, receiving definitions of input conditions, output conditions, front nodes and rear nodes of the function nodes, obtaining the defined function nodes, returning the defined function nodes to the task type definition module, and adding the defined function nodes into the function node template library.

9. The method of claim 8, further comprising:

and receiving definition of a merging strategy of the functional nodes so as to trigger execution operation of the functional nodes when the data for executing the functional nodes meet preset rules.

10. The method of claim 8, further comprising:

when the number of the back nodes is multiple, receiving definition of the branch strategy of the functional node to define the condition of routing from the functional node to each back node.

11. The method of claim 6, further comprising:

a business process definition module receives a business process setting request, and acquires a plurality of task types in the business process setting request, and a routing strategy and a process strategy between every two task types;

and determining business processing links corresponding to each task type from the task type definition module, connecting the determined business processing links pairwise based on the routing strategy, and combining different business processing links based on the process strategy to generate a business processing process.

12. The method of claim 11, further comprising: and issuing the business processing flow to a business processing flow template library.

13. An electronic device, comprising:

one or more processors;

a storage device for storing one or more programs,

when executed by the one or more processors, cause the one or more processors to implement the method of any one of claims 6-12.

14. A computer-readable medium, on which a computer program is stored, which, when being executed by a processor, carries out the method according to any one of claims 6-12.

Images