CN112348326A - Bank business processing method and system - Google Patents
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Abstract
The invention discloses a banking business processing method and system, and relates to the technical field of internet. The method comprises a task type definition module, a function node definition module and a business process definition module, wherein the task type definition module is used for defining the task type of a business processing link; the functional node definition module is associated with the task type definition module and is used for defining functional nodes corresponding to the task types so as to execute the service processing logic of the service processing link based on the functional nodes; and the business process definition module is associated with the task type definition module and is used for generating a business processing process by connecting and/or combining a plurality of business processing links. The implementation mode provides task type definition, function node definition and complex business processing flow combined, thereby supporting automatic task processing and realizing the customizability of general bank operation and the assemblability of complex business flow.
Description
Technical Field
The invention relates to the technical field of internet, in particular to a banking business processing method and system.
Background
With the change from 'department banking' to 'process banking' in the domestic business banking industry, a large number of standardized and modularized business processing links are formed after traditional banking operations are recombined. Because there is a certain analogism between banking businesses, such as the examination of the cash payment sheet and the examination of the check, although the bill content is different, it is the check of the authenticity and correctness of some fixed contents on the bill surface; further, for example, anti-money laundering review, blacklist review, etc., all analyze user information based on the customer account. These comparable operations are widespread in all types of business, meaning that a large number of business process links after the process have similar operational steps.
In the traditional banking business processing mode, the general business processing link is still processed in a manual or partially automatic mode. In the process of implementing the invention, the inventor finds that the prior art has at least the following problems:
1) the bank practitioner faces the problems of repeated and continuous simple work, easy error of complex work, low overall efficiency and the like, and is not beneficial to saving the labor cost;
2) the automatic processing link lacks a customizable means adapted to the business characteristics, and can not customize services capable of being automatically executed for different business processing links;
3) the business links lack a procedural and customizable connection combination strategy, and the complex procedure processing efficiency is low.
Disclosure of Invention
In view of this, embodiments of the present invention provide a banking business processing method and system, which can at least solve the problem in the prior art that business processing links cannot be customized, combined, and linked.
In order to achieve the above object, according to another aspect of the embodiments of the present invention, there is provided a banking business processing system, including a task type defining module, a function node defining module, and a business process defining module, wherein:
the task type definition module is used for defining the task type of the business processing link;
the functional node definition module is associated with the task type definition module and is used for defining a functional node corresponding to the task type so as to execute the business processing logic of the business processing link based on the functional node;
the business process definition module is associated with the task type definition module and is used for generating a business processing process by connecting and/or combining a plurality of business processing links.
Optionally, the task type definition module includes a service type attribution sub-module, a task input/output sub-module, a task precondition sub-module and a task post-condition sub-module; wherein,
the business category attribution submodule is used for determining a business scene to which the business processing link belongs and defining the task type of the business scene;
the task input and output submodule is used for extracting input conditions and output conditions from the business processing link;
the task precondition submodule is used for extracting preconditions from the business processing link;
and the task post-condition submodule is used for extracting post-conditions from the business processing link.
Optionally, the function node definition module includes a function node application sub-module, a function node definition sub-module, a function node audit sub-module and a function node release sub-module; wherein,
the functional node application submodule is used for receiving a functional node definition application submitted by the task type definition module;
the function node definition submodule is used for receiving the definitions of the input conditions, the output conditions, the front nodes, the rear nodes, the branch strategies and/or the combination strategies of the function nodes;
the functional node auditing submodule is used for auditing the defined functional nodes;
and the functional node issuing submodule is used for issuing the functional nodes which pass the audit.
Optionally, the service process definition module includes a service processing link extraction sub-module, a routing policy setting sub-module, a process policy setting sub-module and a service process publishing sub-module; wherein,
the business processing link extraction submodule is used for receiving a business process setting request, acquiring a plurality of task types in the business process setting request and determining a business processing link corresponding to each task type from the task type definition module;
the routing strategy setting submodule is used for receiving the setting of sequencing connection between every two business processing links;
the flow strategy setting submodule is used for receiving the setting of the combination relation among different business processing links;
and the business process issuing submodule is used for connecting a plurality of business processing links according to the routing strategy and/or combining different business processing links according to the process strategy to generate and issue a business processing process.
Optionally, the task type definition module further includes a task definition template library, configured to store task templates of different task types;
the function node definition module also comprises a function node template library which is used for storing the defined function nodes;
the business process definition module also comprises a business processing process template library which is used for storing the business processing process.
In order to achieve the above object, according to an aspect of an embodiment of the present invention, there is provided a banking processing method, including:
the task type definition module determines a service scene to which a service processing link belongs, extracts specific service parameters from the service scene, and defines the task type of the service scene based on the specific service parameters;
if a task template corresponding to the task type is inquired in a task definition template library, multiplexing the task template to take the task type of the service scene as the task type of the service processing link;
otherwise, extracting input conditions, output conditions, pre-conditions and post-conditions from the business processing link, and combining the task type of the business scene to define the task type of the business processing link and add the task type into the task definition template library.
Optionally, the method further includes:
searching whether a functional node corresponding to the task type of the service scene and the input condition exists in a functional node template library;
if so, establishing a corresponding relation between the task type of the business processing link and the functional node;
if not, submitting a function node definition application to a function node definition module, then receiving a function node returned by the function node definition module, and establishing a corresponding relation between the task type of the service processing link and the function node.
Optionally, the method further includes:
the functional node definition module receives a functional node definition application submitted by the task type definition module and extracts specific functional node parameters from the functional node definition application;
searching whether a function node corresponding to the specific function node parameter exists in the function node template library, and if so, returning the function node to the task type definition module;
if the function node template library does not exist, receiving definitions of input conditions, output conditions, front nodes and rear nodes of the function nodes, obtaining the defined function nodes, returning the defined function nodes to the task type definition module, and adding the defined function nodes into the function node template library.
Optionally, the method further includes:
and receiving definition of a merging strategy of the functional nodes so as to trigger execution operation of the functional nodes when the data for executing the functional nodes meet preset rules.
Optionally, the method further includes:
when the number of the back nodes is multiple, receiving definition of the branch strategy of the functional node to define the condition of routing from the functional node to each back node.
Optionally, the method further includes:
a business process definition module receives a business process setting request, and acquires a plurality of task types in the business process setting request, and a routing strategy and a process strategy between every two task types;
and determining business processing links corresponding to each task type from the task type definition module, connecting the determined business processing links pairwise based on the routing strategy, and combining different business processing links based on the process strategy to generate a business processing process.
Optionally, the method further includes: and issuing the business processing flow to a business processing flow template library.
To achieve the above object, according to still another aspect of embodiments of the present invention, there is provided a banking-business-processing electronic device.
The electronic device of the embodiment of the invention comprises: one or more processors; a storage device for storing one or more programs which, when executed by the one or more processors, cause the one or more processors to implement any of the banking processing methods described above.
To achieve the above object, according to a further aspect of the embodiments of the present invention, there is provided a computer readable medium having a computer program stored thereon, the computer program implementing any one of the banking-business processing methods described above when executed by a processor.
According to the scheme provided by the invention, one embodiment of the invention has the following advantages or beneficial effects: the assembly of the customizable and complex business process of the general operation of the bank is realized; automatically processing a business processing link according to preset parameters (such as conditions of initiating branch, business type, current link, input and output and the like of parameters commonly used in banking business); for the business processing links with defined task types, the method supports the connection and combination among a plurality of business processing links, thereby realizing the purpose of assembling a complex business processing flow.
Further effects of the above-mentioned non-conventional alternatives will be described below in connection with the embodiments.
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The drawings are included to provide a better understanding of the invention and are not to be construed as unduly limiting the invention. Wherein:
FIG. 1 is a primary block diagram of a banking system according to an embodiment of the present invention;
FIG. 2 is a flow chart illustrating a banking transaction processing method according to an embodiment of the present invention;
FIG. 3 is a flow diagram illustrating an alternative banking process in accordance with an embodiment of the present invention;
FIG. 4 is a schematic flow chart diagram of an alternative banking process method according to an embodiment of the present invention;
FIG. 5 is an exemplary system architecture diagram in which embodiments of the present invention may be employed;
FIG. 6 is a schematic block diagram of a computer system suitable for use with a mobile device or server implementing an embodiment of the invention.
Detailed Description
Exemplary embodiments of the present invention are described below with reference to the accompanying drawings, in which various details of embodiments of the invention are included to assist understanding, and which are to be considered as merely exemplary. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.
The general "business operation link" in this scheme may also be referred to as a task, that is, the task is defined as a set of steps or actions that can be repeatedly extracted and used to accomplish a certain business objective from the current repeated manual operation.
Referring to fig. 1, a main structure diagram of a banking business processing system according to an embodiment of the present invention is shown, including a task type definition module 101, a function node definition module 102, and a business process definition module 103;
the task type definition module 101 is used for defining the task type of the business processing link, and comprises a business type attribution submodule, a task input and output submodule, a task precondition submodule and a task post condition submodule; wherein,
the business category attribution submodule is used for determining a business scene to which a business processing link belongs and defining the task type of the business scene;
the task input and output submodule is used for extracting input conditions and output conditions from a business processing link;
the task precondition submodule is used for extracting preconditions from the business processing link;
and the task post-condition submodule is used for extracting the post-condition from the business processing link.
After defining the task type of the business processing link, the task type is stored in a task definition template library, such as an approval template, a house source audit template, an anti-money laundering blacklist audit template and an element entry template, and the task template in the task definition template library can be reused.
For example, for business, "check validity verification" is a business processing link, and the task requires that firstly, an account number and a account name filled in a check are input, the account number and an account opening bank inquire the account name in a bank system, and whether the account name filled in the check is consistent with the account name reserved in the bank system or not is judged. And secondly, recording whether the capitalized ticket date on the check is within the valid period of the ticket.
From this business processing link, a general task can be extracted:
the task type is as follows: judging validity period of check
Inputting conditions: the conditions of account opening row, bill type (check), ticket date, account number and account name output are as follows: whether the note is valid
Precondition: the account number and the date of the ticket are recorded
Post-processing conditions: if it is a separate task, the post-condition may not be set, and if a third party is required to send a message after the validity period is determined, the post-condition may be set.
The functional node definition module 102 is externally represented as an interface for external calling. The function nodes are units for realizing specific logic functions one by one, are realized by common languages such as JAVA/C + +/Python and the like, are embedded in callable and executable files such as jar, dll, js and the like, and bear specific service processing capacity. The system comprises a function node application submodule, a function node definition submodule, a function node auditing submodule and a function node issuing submodule; wherein,
the functional node application submodule is used for receiving a functional node definition application submitted by the task type definition module;
the function node definition submodule is used for receiving the definitions of the input conditions, the output conditions, the front nodes, the rear nodes, the branch strategies and/or the combination strategies of the function nodes;
the functional node auditing submodule is used for auditing the defined functional nodes;
and the function node issuing submodule is used for issuing the function nodes which pass the audit and storing the function nodes into the function node template library. The same task type corresponds to one function node, namely the existing function node can be inquired from the function node template library, and if the existing function node is not defined, the multiplexing characteristic is embodied.
Similarly, in the above example, a functional node for judging the validity period of the bill is required to correspond to the task of judging the validity period of the check. It implements the following logic, boilean account check (issuer, bill type, account number, face name, date of drawing a bill):
1. and calling bank transaction according to the line of opening and the account number to inquire the account number name of the account number, comparing the account number name with the input account number, if the account number name is consistent with the input account number name, carrying out the next step, and if the account number name is inconsistent with the input account number name, directly returning the check to be invalid.
2. And judging the input ticket drawing date, if the date is within ten days, the ticket is valid, otherwise, the check is returned to be invalid.
After defining the function node, adding the function node into a function node template library, and directly selecting and associating the function node if similar task types exist subsequently without repeated definition, such as automatic anti-money laundering examination, automatic element identification, automatic audit rule comparison, automatic accounting processing and automatic flow archiving.
The business process definition module 103 comprises a business processing link extraction submodule, a routing strategy setting submodule, a process strategy setting submodule and a business process release submodule; wherein,
the business processing link extraction submodule is used for receiving a business process setting request, acquiring a plurality of task types in the business process setting request and determining a business processing link corresponding to each task type from the task type definition module;
the routing strategy setting submodule is used for receiving the setting of sequencing connection between every two business processing links;
the flow strategy setting submodule is used for receiving the setting of the combination relation among different business processing links;
and the business process issuing submodule is used for connecting a plurality of business processing links according to the routing strategy and/or combining different business processing links according to the process strategy to generate and issue a business processing process.
For a complex business processing flow, several business processing links may be needed to be combined for implementation. Therefore, the defined single task can carry out the series connection of the business processing links through the connection strategy (such as dynamic branch, static branch, serial, parallel and meeting and the like), and the customized business process which combines simple and single-function process nodes into a complex process capable of executing certain specific business scenes is realized.
The system provided by the embodiment provides task type definition, function node definition and complex business processing flow combined, thereby supporting automatic task processing and realizing the customizable and complex business flow assemblability of general bank operation.
Referring to fig. 2, a flow chart of a banking business processing method according to an embodiment of the present invention is shown, including the following steps:
s201: the task type definition module determines a service scene to which a service processing link belongs, extracts specific service parameters from the service scene, and defines the task type of the service scene based on the specific service parameters;
s202: inquiring whether a task template corresponding to the task type exists in a task definition template library;
s203: if the task type exists, the task template is multiplexed to take the task type of the service scene as the task type of the service processing link;
s204: otherwise, extracting input conditions, output conditions, pre-conditions and post-conditions from the business processing link, and combining the task type of the business scene to define the task type of the business processing link and add the task type into the task definition template library.
In the foregoing embodiment, as to step S201, first, a service scenario to which a service processing link belongs is determined, and a specific service parameter of service processing, such as { an initiating mechanism, a service type, input data, output data, a processing rule, a processing procedure, and an output result }, is extracted from the service scenario and is defined as a task type for processing a specific service scenario, such as "task type: check validity period is judged.
For steps S202 to S204, if the task type already exists in the task definition template library, that is, it indicates that the execution logic of the current service processing link is consistent with or similar to the original service processing logic, the task template corresponding to the task type may be directly multiplexed from the task definition template library. The task type has some common dimensions, such as task processing lines and task input conditions, and can be quickly inquired in a task definition template library through indexing by using the parameters.
If not, a new task type is redefined:
1) extracting parameters of input conditions, such as client names, account numbers, auditors, audit points, audit amounts and the like, from a business processing link;
2) searching whether a matched functional node exists in a functional node template library according to the task type of the service processing scene and the input parameters in the step 1), and if so, associating the task type (equal to the task type of the service scene) of the service processing link to the determined functional node;
3) if not, submitting a function node definition application to a function node definition module, then receiving a function node returned by the function node definition module, and establishing an incidence relation between the task type of the service processing link and the function node;
4) receiving definitions of output conditions of the new task type, such as an audit result, an input result and a processing result;
receiving definitions of preconditions of a new task type, such as a preposition link, preposition data and a preposition rule, namely data preprocessing which needs to be carried out before the task is executed, such as data acquisition from other systems for combination and the like;
and receiving definitions of post conditions of the new task type, such as a post link, post data and post rules, namely post processing required after the previous task processing is finished, and sending a task processing result to a specified user through a mail or a short message for knowing.
5) And after the definition of the new task type is completed, adding the current new task type into a task definition template library to provide a reusable task template for other service scenes.
The method provided by the embodiment combs out the action of the standard operation according to the service scene, and is to refine similar operations which are originally dispersed in different departments and different products to form a standardized task and configure a corresponding processing function for the standardized task.
Referring to fig. 3, a flow chart of an alternative banking processing method according to an embodiment of the present invention is shown, including the following steps:
s301: the method comprises the steps that a functional node definition module receives a functional node definition application submitted by a task type definition module, and specific functional node parameters are extracted from the functional node definition application;
s302: searching whether a function node corresponding to the specific function node parameter exists in the function node template library;
s303: if yes, returning the functional node to the task type definition module;
s304: if the function node template library does not exist, receiving definitions of input conditions, output conditions, front nodes and rear nodes of the function nodes, obtaining the defined function nodes, returning the defined function nodes to the task type definition module, and adding the defined function nodes into the function node template library.
In the above embodiment, in steps S301 to S304, the function node definition module receives the function node definition application transmitted by the task type definition module, and extracts specific function node parameters such as { originating entity, service type, input data, output data, processing rule, processing procedure, output result } and the like from the function node definition application.
Based on the specific parameters, inquiring whether a functional node meeting the condition exists in a functional node template library, and if the functional node meeting the condition exists, directly returning to the functional node; the functional node template refers to a designed functional node which can be used, such as anti-money laundering examination, element entry, service audit, ICR calling, short message sending, semantic analysis, encryption and decryption and the like.
If not, the functional node definition is needed:
1) defining input conditions of the current function node, namely input parameters which need to be supported by the current function node, such as parameter 1, parameter 2 and parameter 3;
2) defining the output condition of the current function node, and defining a possible output data set according to the input parameters and the processing rule of the current function node;
3) defining a preposed node of the current function node, such as the node name, output data and corresponding data of the preposed node, and establishing an incidence relation between the current function node and the preposed function node;
4) and defining a post node of the current functional node, such as a post condition, a predefined operation and the like. For the nodes with subsequent processing association, the subsequent functional nodes are associated.
In addition to this, other conditions may be defined for the current functional node:
1) defining a merging strategy of the current functional node: the data required to be prepared and the rule required to be inquired before the current function node is executed can trigger the execution of the current function node only when the conditions required by the current function node are met.
2) Defining the branch strategy of the current functional node: for a plurality of post nodes, receiving the definition of the branch strategy of the functional node, and defining the conditions required to be met by routing to each post node.
After the definition of the functional nodes is completed, the currently defined functional nodes are added into the functional node template library to provide reusable functional nodes for other service definitions. In addition, it should be noted that the definition of the function node belongs to a manual setting process, so that there is no strict requirement on the execution sequence, and the execution sequence can be customized according to actual requirements.
In the method provided by the embodiment, the implementation of the business processing links of different task types exists in the form of functional nodes, so that the functional nodes are required to be determined while the task types are determined.
Referring to fig. 4, a schematic flow chart of another alternative banking transaction processing method according to the embodiment of the present invention is shown, which includes the following steps:
s401: a business process definition module receives a business process setting request, and acquires a plurality of task types in the business process setting request, and a routing strategy and a process strategy between every two task types;
s402: determining a business processing link corresponding to each task type from a task type definition module;
s403: and connecting the determined business processing links pairwise based on the routing strategy, and combining different business processing links based on the process strategy to generate a business processing process.
In the foregoing embodiment, as for steps S401 to S403, the present embodiment mainly provides a combined definition of a service processing link for a complex service scenario that cannot be completed by a single functional node, and a service flow setting request is generally generated by a service worker based on terminal submission.
A single functional node realizes simple and definite functions as much as possible, and complex functions can be realized through the combination of the functional nodes. Referring to the example shown in fig. 1, the account number and the account name can be entered with a function node for automatic identification in advance, and after characters are identified, the account number and the account name are combined with the function node for check validity judgment to form a complete service scene for judging the validity period of the check.
Before the scheme is executed, the complex service scene needs to be decomposed according to the service execution steps to obtain a plurality of service processing links which respectively correspond to a plurality of existing task types, and different task types correspond to different functional nodes.
1) Receiving settings of routing policies between different business processing links
Different business processing links belong to different task types, and when a plurality of business processing links are associated, the task types have precedence relations. Therefore, the relation of series and parallel executed between the subsequent business processing links can be determined according to the processing result of the previous business processing link, and the conditions required to be met by the task flow are set.
Also illustrated by the example shown in fig. 1, after the check element entry task is completed, the task of checking the validity period of the check is triggered only when the key element entry validity value is satisfied, otherwise, failure is returned. The "key element is recorded with value" in the former task is the execution condition of the latter task.
2) Receiving settings of flow strategies between different business processing links
The flow strategy comprises an election strategy, a countersigning strategy, a dynamic branch strategy, a static branch strategy, a free flow strategy and the like. Different business processing links are combined through a flow strategy to form a business self-defined processing flow supporting a complex business scene. And then, issuing a new complex business process to a business processing process template library to provide a reusable business processing process template for other business scenes.
These mentioned flow strategies are commonly used node strategies in workflows, and are described below:
selecting a strategy: three parallel tasks are generated B, C, D after the task A, wherein one or two of the tasks can be completed before the concurrent flow is finished, and the BCD is not required to be executed completely.
And (3) countersigning strategy: task a is followed by B, C, D three parallel tasks, and the concurrent flow can only be completed after BCD is all completed.
Dynamic branching strategy: a task is followed by generating an unfixed number of subsequent concurrent tasks.
Static branching strategy: a task is followed by a fixed number of subsequent concurrent tasks.
Free flow policy: and after the task A, other tasks are inserted according to the selection of the user without predefining a flow.
Therefore, after receiving the service flow setting request, the service flow definition module first obtains the required task types and the routing policies and flow policies between the task types from the request. Because the business processing flow is formed by combining a plurality of business processing links, the business processing links corresponding to the business processing flow need to be searched from the task type definition module firstly, and then the business processing flow is obtained by connecting every two according to the routing strategy and combining according to the flow strategy.
The method provided by the embodiment supports the processing among a plurality of business processing links according to different routing strategies and flow strategies for the business processing links with defined task types, thereby realizing the purpose of assembling complex business processing flows according to single links.
Fig. 5 illustrates an exemplary system architecture 500 to which embodiments of the invention may be applied.
As shown in fig. 5, the system architecture 500 may include terminal devices 501, 502, 503, a network 504, and a server 505 (by way of example only). The network 504 serves to provide a medium for communication links between the terminal devices 501, 502, 503 and the server 505. Network 504 may include various connection types, such as wired, wireless communication links, or fiber optic cables, to name a few.
The user may use the terminal devices 501, 502, 503 to interact with a server 505 over a network 504 to receive or send messages or the like. Various communication client applications may be installed on the terminal devices 501, 502, 503.
The terminal devices 501, 502, 503 may be various electronic devices having display screens and supporting web browsing, and the server 505 may be a server providing various services.
It should be noted that the method provided by the embodiment of the present invention is generally executed by the server 505, and accordingly, the system is generally disposed in the server 505.
It should be understood that the number of terminal devices, networks, and servers in fig. 5 is merely illustrative. There may be any number of terminal devices, networks, and servers, as desired for implementation.
Referring now to FIG. 6, a block diagram of a computer system 600 suitable for use with a terminal device implementing an embodiment of the invention is shown. The terminal device shown in fig. 6 is only an example, and should not bring any limitation to the functions and the scope of use of the embodiments of the present invention.
As shown in fig. 6, the computer system 600 includes a Central Processing Unit (CPU)601 that can perform various appropriate actions and processes according to a program stored in a Read Only Memory (ROM)602 or a program loaded from a storage section 608 into a Random Access Memory (RAM) 603. In the RAM 603, various programs and data necessary for the operation of the system 600 are also stored. The CPU 601, ROM 602, and RAM 603 are connected to each other via a bus 604. An input/output (I/O) interface 605 is also connected to bus 604.
The following components are connected to the I/O interface 605: an input portion 606 including a keyboard, a mouse, and the like; an output portion 607 including a display such as a Cathode Ray Tube (CRT), a Liquid Crystal Display (LCD), and the like, and a speaker; a storage section 608 including a hard disk and the like; and a communication section 609 including a network interface card such as a LAN card, a modem, or the like. The communication section 609 performs communication processing via a network such as the internet. The driver 610 is also connected to the I/O interface 605 as needed. A removable medium 611 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is mounted on the drive 610 as necessary, so that a computer program read out therefrom is mounted in the storage section 608 as necessary.
In particular, according to the embodiments of the present disclosure, the processes described above with reference to the flowcharts may be implemented as computer software programs. For example, embodiments of the present disclosure include a computer program product comprising a computer program embodied on a computer readable medium, the computer program comprising program code for performing the method illustrated in the flow chart. In such an embodiment, the computer program may be downloaded and installed from a network through the communication section 609, and/or installed from the removable medium 611. The computer program performs the above-described functions defined in the system of the present invention when executed by the Central Processing Unit (CPU) 601.
It should be noted that the computer readable medium shown in the present invention can be a computer readable signal medium or a computer readable storage medium or any combination of the two. A computer readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, or device, or any combination of the foregoing. More specific examples of the computer readable storage medium may include, but are not limited to: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the present invention, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, or device. In the present invention, however, a computer readable signal medium may include a propagated data signal with computer readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, or device. Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to: wireless, wire, fiber optic cable, RF, etc., or any suitable combination of the foregoing.
The flowchart and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present invention. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams or flowchart illustration, and combinations of blocks in the block diagrams or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.
The modules described in the embodiments of the present invention may be implemented by software or hardware. The modules described may also be provided in a processor.
As another aspect, the present invention also provides a computer-readable medium that may be contained in the apparatus described in the above embodiments; or may be separate and not incorporated into the device. The computer readable medium carries one or more programs which, when executed by a device, cause the device to include a task type definition module, a function node definition module, and a business process definition module:
the task type definition module is used for defining the task type of the business processing link;
the functional node definition module is associated with the task type definition module and is used for defining a functional node corresponding to the task type so as to execute the business processing logic of the business processing link based on the functional node;
the business process definition module is associated with the task type definition module and is used for generating a business processing process by connecting and/or combining a plurality of business processing links.
The embodiment of the invention provides an automatic business processing method based on the characteristics of banking business, which realizes the assembly of customizable and complex business processes of general banking operation; automatically processing a business processing link according to preset parameters (such as conditions of initiating branch, business type, current link, input and output and the like of parameters commonly used in banking business); for the business processing links with defined task types, the method supports the connection and combination among a plurality of business processing links, thereby realizing the purpose of assembling a complex business processing flow.
The above-described embodiments should not be construed as limiting the scope of the invention. Those skilled in the art will appreciate that various modifications, combinations, sub-combinations, and substitutions can occur, depending on design requirements and other factors. Any modification, equivalent replacement, and improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.
Claims (14)
1. A banking business processing system comprises a task type definition module, a function node definition module and a business process definition module, and is characterized in that:
the task type definition module is used for defining the task type of the business processing link;
the functional node definition module is associated with the task type definition module and is used for defining a functional node corresponding to the task type so as to execute the business processing logic of the business processing link based on the functional node;
the business process definition module is associated with the task type definition module and is used for generating a business processing process by connecting and/or combining a plurality of business processing links.
2. The system according to claim 1, wherein the task type definition module comprises a service category attribution submodule, a task input and output submodule, a task precondition submodule and a task post-condition submodule; wherein,
the business category attribution submodule is used for determining a business scene to which the business processing link belongs and defining the task type of the business scene;
the task input and output submodule is used for extracting input conditions and output conditions from the business processing link;
the task precondition submodule is used for extracting preconditions from the business processing link;
and the task post-condition submodule is used for extracting post-conditions from the business processing link.
3. The system of claim 1, wherein the functional node definition module comprises a functional node application submodule, a functional node definition submodule, a functional node auditing submodule and a functional node publishing submodule; wherein,
the functional node application submodule is used for receiving a functional node definition application submitted by the task type definition module;
the function node definition submodule is used for receiving the definitions of the input conditions, the output conditions, the front nodes, the rear nodes, the branch strategies and/or the combination strategies of the function nodes;
the functional node auditing submodule is used for auditing the defined functional nodes;
and the functional node issuing submodule is used for issuing the functional nodes which pass the audit.
4. The system of claim 1, wherein the business process definition module comprises a business processing link extraction sub-module, a routing policy setting sub-module, a process policy setting sub-module and a business process publishing sub-module; wherein,
the business processing link extraction submodule is used for receiving a business process setting request, acquiring a plurality of task types in the business process setting request and determining a business processing link corresponding to each task type from the task type definition module;
the routing strategy setting submodule is used for receiving the setting of sequencing connection between every two business processing links;
the flow strategy setting submodule is used for receiving the setting of the combination relation among different business processing links;
and the business process issuing submodule is used for connecting a plurality of business processing links according to the routing strategy and/or combining different business processing links according to the process strategy to generate and issue a business processing process.
5. The system of claim 1, wherein the task type definition module further comprises a task definition template library for storing task templates of different task types;
the function node definition module also comprises a function node template library which is used for storing the defined function nodes;
the business process definition module also comprises a business processing process template library which is used for storing the business processing process.
6. A banking transaction processing method, comprising:
the task type definition module determines a service scene to which a service processing link belongs, extracts specific service parameters from the service scene, and defines the task type of the service scene based on the specific service parameters;
if a task template corresponding to the task type is inquired in a task definition template library, multiplexing the task template to take the task type of the service scene as the task type of the service processing link;
otherwise, extracting input conditions, output conditions, pre-conditions and post-conditions from the business processing link, and combining the task type of the business scene to define the task type of the business processing link and add the task type into the task definition template library.
7. The method of claim 6, further comprising:
searching whether a functional node corresponding to the task type of the service scene and the input condition exists in a functional node template library;
if so, establishing a corresponding relation between the task type of the business processing link and the functional node;
if not, submitting a function node definition application to a function node definition module, then receiving a function node returned by the function node definition module, and establishing a corresponding relation between the task type of the service processing link and the function node.
8. The method of claim 7, further comprising:
the functional node definition module receives a functional node definition application submitted by the task type definition module and extracts specific functional node parameters from the functional node definition application;
searching whether a function node corresponding to the specific function node parameter exists in the function node template library, and if so, returning the function node to the task type definition module;
if the function node template library does not exist, receiving definitions of input conditions, output conditions, front nodes and rear nodes of the function nodes, obtaining the defined function nodes, returning the defined function nodes to the task type definition module, and adding the defined function nodes into the function node template library.
9. The method of claim 8, further comprising:
and receiving definition of a merging strategy of the functional nodes so as to trigger execution operation of the functional nodes when the data for executing the functional nodes meet preset rules.
10. The method of claim 8, further comprising:
when the number of the back nodes is multiple, receiving definition of the branch strategy of the functional node to define the condition of routing from the functional node to each back node.
11. The method of claim 6, further comprising:
a business process definition module receives a business process setting request, and acquires a plurality of task types in the business process setting request, and a routing strategy and a process strategy between every two task types;
and determining business processing links corresponding to each task type from the task type definition module, connecting the determined business processing links pairwise based on the routing strategy, and combining different business processing links based on the process strategy to generate a business processing process.
12. The method of claim 11, further comprising: and issuing the business processing flow to a business processing flow template library.
13. An electronic device, comprising:
one or more processors;
a storage device for storing one or more programs,
when executed by the one or more processors, cause the one or more processors to implement the method of any one of claims 6-12.
14. A computer-readable medium, on which a computer program is stored, which, when being executed by a processor, carries out the method according to any one of claims 6-12.
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