CN110969518A

CN110969518A - Allocation method, device, server and storage medium for clearing account

Info

Publication number: CN110969518A
Application number: CN201911198704.3A
Authority: CN
Inventors: 刘启
Original assignee: Shenzhen Lexin Software Technology Co Ltd
Current assignee: Shenzhen Lexin Software Technology Co Ltd
Priority date: 2019-11-29
Filing date: 2019-11-29
Publication date: 2020-04-07
Anticipated expiration: 2039-11-29
Also published as: CN110969518B

Abstract

The embodiment of the invention discloses a clearing and allocating method, a clearing and allocating device, a server and a storage medium, wherein the method comprises the following steps: confirming a service change rule according to the service information; acquiring key information of a service change rule; acquiring a preset allocation mode of the account for liquidation; and configuring a corresponding allocation mode of the account for liquidation according to the key information. The clearing configuration method disclosed by the embodiment of the invention realizes the configuration of the corresponding clearing account in the service change process, improves the development efficiency of the service change, and saves the development time and period of the service change.

Description

Allocation method, device, server and storage medium for clearing account

Technical Field

The embodiment of the invention relates to the technical field of internet finance, in particular to a method and a device for allocating an account of liquidation, a server and a storage medium.

Background

The clearing is a data preparation stage of clearing, and is mainly used for collecting, sorting and classifying all network transaction data of the current day according to local group, other group, credit, debit, stroke number, amount, net amount of difference, and the like among member lines.

In the business processing, the business rules and the corresponding credit accounts are usually configured, and when the business rules are changed, a common processing method at present is that a technician re-develops a set of new credit account configuration according to the rules after the business is changed, so that the changed business rules can correspond to the new credit accounts. With the rapid development of services, the development cycle of the one-to-one development mode is long, the reusability is low, and the increasing requirements for service development cannot be met.

Disclosure of Invention

The embodiment of the invention provides a method, a device, a server and a storage medium for allocating an account for liquidation, which are used for improving the efficiency of allocating the account for liquidation when a business rule is changed.

In a first aspect, an embodiment of the present invention provides a method for configuring an account allocation, including:

confirming a service change rule according to the service information;

acquiring key information of a service change rule;

acquiring a preset allocation mode of the account for liquidation;

and configuring a corresponding allocation mode of the account for liquidation according to the key information.

Further, the allocation mode of the account for liquidation comprises a plurality of settlement types and the account for liquidation corresponding to each settlement type.

Further, the settlement type includes one or more of instinct, premium, credit assessment fee, reimbursement, and reimbursement.

Further, the key information includes feature information capable of reflecting a business account in the business change rule.

Further, configuring a corresponding allocation mode of the account for liquidation according to the key information and the service change rule includes:

acquiring a service account according to the key information;

judging whether the business account is the liquidation account or not;

and if the business account is the clearing account, configuring a clearing account configuration mode corresponding to the clearing account for the business change rule.

In a second aspect, an embodiment of the present invention provides an account allocation device, including:

the business change rule confirmation module is used for confirming the business change rule according to the business information;

the key information acquisition module is used for acquiring key information of the business change rule;

the clearing account configuration mode acquisition module is used for acquiring a preset clearing account configuration mode;

and the configuration module is used for configuring a corresponding allocation mode of the account for liquidation for the service change rule according to the key information.

In a third aspect, an embodiment of the present invention provides a server, where the server includes:

one or more processors;

a storage device for storing one or more programs,

when executed by the one or more processors, cause the one or more processors to implement the method of account allocation provided by any of the embodiments of the present invention.

In a fourth aspect, an embodiment of the present invention provides a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements the allocation method provided in any embodiment of the present invention.

The allocation method for the liquidation account provided by the embodiment of the invention confirms the business change rule according to the business information; acquiring key information of a service change rule; acquiring a preset allocation mode of the account for liquidation; and configuring a corresponding allocation mode of the account for liquidation according to the key information. The configuration of the corresponding credit account in the service change process is realized, the development efficiency of the service change is improved, and the development time and the development period of the service change are saved.

Drawings

Fig. 1 is a schematic flowchart of a method for allocating an account according to an embodiment of the present invention;

fig. 2 is a schematic structural diagram of an account allocation device according to a second embodiment of the present invention;

fig. 3 is a schematic structural diagram of a server according to a third embodiment of the present invention.

Detailed Description

The present invention will be described in further detail with reference to the accompanying drawings and examples. It is to be understood that the specific embodiments described herein are merely illustrative of the invention and are not limiting of the invention. It should be further noted that, for the convenience of description, only some of the structures related to the present invention are shown in the drawings, not all of the structures.

Before discussing exemplary embodiments in more detail, it should be noted that some exemplary embodiments are described as processes or methods depicted as flowcharts. Although a flowchart may describe the steps as a sequential process, many of the steps can be performed in parallel, concurrently or simultaneously. In addition, the order of the steps may be rearranged. A process may be terminated when its operations are completed, but may have additional steps not included in the figure. A process may correspond to a method, a function, a procedure, a subroutine, a subprogram, etc.

Furthermore, the terms "first," "second," and the like may be used herein to describe various orientations, actions, steps, elements, or the like, but the orientations, actions, steps, or elements are not limited by these terms. These terms are only used to distinguish one direction, action, step or element from another direction, action, step or element. The terms "first", "second", etc. are not to be construed as indicating or implying relative importance or implicitly indicating the number of technical features indicated. Thus, a feature defined as "first" or "second" may explicitly or implicitly include one or more of that feature. In the description of the present invention, "plurality", "batch" means at least two, e.g., two, three, etc., unless specifically limited otherwise.

Example one

Fig. 1 is a schematic flow chart of a liquidation account configuration method according to an embodiment of the present invention, which is applicable to allocation of liquidation accounts according to a change of a business rule. As shown in fig. 1, a method for configuring an account allocation according to an embodiment of the present invention includes:

and S110, confirming the business change rule according to the business information.

Specifically, the business information is financial business information of a fund party, a partner party, and the like, and the business alteration rule indicates a rule to be executed by a business system that processes the business information. Illustratively, the service information is: when a fund newly develops a service and needs to transfer its own interest into account a1, a premium into account B1, a credit evaluation fee into account C1, a reimbursement into account D1 and a compensation into account F1, the corresponding service change rules are as follows: the money order is input into account A1, premium input account B1, credit assessment account C1, reimbursement input account D1, and compensation input account F1.

And S120, acquiring key information of the business change rule.

Specifically, the key information of the service change rule is the feature information in the service change rule, and reflects the service account in the service change rule, and the key information may be one or more. The business account refers to an account for making fund settlement, that is, a liquidation account corresponding to the business rule, for example, account a1, account B1, and the like. The service type refers to a type of operation performed by the service account, that is, a settlement type corresponding to the service rule, such as intrinsic settlement, premium settlement, and the like. The service type is usually matched to the service account.

And S130, acquiring a preset allocation mode of the inventory account.

Specifically, the preset allocation mode of the account for liquidation refers to that the allocation accounts corresponding to the settlement type are allocated one by one in advance to form an allocation mode of the account for liquidation, and different allocation modes of the account for liquidation may include different settlement types and allocation accounts, as shown in table 1 for example.

TABLE 1

And S140, configuring a corresponding allocation mode of the account for liquidation for the business change rule according to the key information.

Specifically, the corresponding allocation mode of the account for clearing is determined according to the key information, and then the connection relation is established between the business change rule and the corresponding allocation mode of the account for clearing, so that the account for clearing corresponding to the business change rule is allocated.

Further, configuring a corresponding allocation mode of the account for liquidation according to the service change rule based on the key information includes steps S141 to S143 (not shown in the figure).

And S141, acquiring a service account according to the key information.

Specifically, since the key information includes the feature information capable of reflecting the service account in the service change rule, the corresponding service account can be acquired according to the key information.

S142, judging whether the business account is the inventory account.

S143, if the business account is the clearing account, a clearing account configuration mode corresponding to the clearing account is configured for the business change rule.

Specifically, if the service account is the same as the preset account, the allocation mode of the account corresponding to the preset account is associated with the service change rule corresponding to the service account, so that the allocation of the account corresponding to the service change rule is completed. Optionally, one allocation account configuration mode may correspond to only one service change rule, or may correspond to multiple service change rules. When the business account corresponding to the business change rule changes, only the score clearing account in the corresponding score clearing configuration mode needs to be correspondingly changed, and technical personnel do not need to develop one-to-one again according to the business change rule, so that the development efficiency of the technical personnel is improved.

In the allocation method for the credit account provided by the embodiment of the invention, the business change rule is confirmed according to the business information; acquiring key information of a service change rule; acquiring a preset allocation mode of the account for liquidation; and configuring a corresponding allocation mode of the account for liquidation according to the key information. The configuration of the corresponding credit account in the service change process is realized, the development efficiency of the service change is improved, and the development time and the development period of the service change are saved.

Example two

Fig. 2 is a schematic structural diagram of an account allocation device according to a second embodiment of the present invention, which is applicable to allocating account allocation according to a change of a business rule. The allocation device for the clearing account provided by this embodiment can implement the allocation method for the clearing account provided by any embodiment of the present invention, and the corresponding functions and advantageous effects of the basic implementation method, and the device can be implemented in a hardware or software manner and can be integrated on a terminal device or a server. Reference may be made to the description of any method embodiment of the invention not specifically described in this embodiment.

As shown in fig. 2, an account allocation device according to a second embodiment of the present invention includes: the system comprises a business change rule confirmation module 210, a key information acquisition module 220, an account allocation mode acquisition module 230 and an allocation module 240.

The service change rule confirming module 210 is configured to confirm the service change rule according to the service information;

the key information obtaining module 220 is configured to obtain key information of the service change rule;

the inventory account configuration mode obtaining module 230 is configured to obtain a preset inventory account configuration mode;

the configuration module 240 is configured to configure a corresponding allocation mode of the account according to the key information.

Further, the configuration module 240 is specifically configured to:

acquiring a service account according to the key information;

judging whether the business account is the liquidation account or not;

The liquidation account configuration device provided by the second embodiment of the invention realizes the configuration of the corresponding liquidation account in the service change process through the service change rule confirmation module, the key information acquisition module, the liquidation account configuration mode acquisition module and the configuration module, improves the development efficiency of the service change, and saves the development time and period of the service change.

EXAMPLE III

Fig. 3 is a schematic structural diagram of a server according to a third embodiment of the present invention. FIG. 3 illustrates a block diagram of an exemplary server 312 suitable for use in implementing embodiments of the present invention. The server 312 shown in fig. 3 is only an example, and should not bring any limitation to the function and the scope of the application of the embodiment of the present invention.

As shown in fig. 3, the server 312 is in the form of a general-purpose server. Components of server 312 may include, but are not limited to: one or more processors 316, a storage device 328, and a bus 318 that couples the various system components including the storage device 328 and the processors 316.

Bus 318 represents one or more of any of several types of bus structures, including a memory device bus or memory device controller, a peripheral bus, an accelerated graphics port, and a processor or local bus using any of a variety of bus architectures. By way of example, such architectures include, but are not limited to, Industry Standard Architecture (ISA) bus, Micro Channel Architecture (MAC) bus, enhanced ISA bus, Video Electronics Standards Association (VESA) local bus, and Peripheral Component Interconnect (PCI) bus.

The server 312 typically includes a variety of computer system readable media. Such media may be any available media that is accessible by server 312 and includes both volatile and nonvolatile media, removable and non-removable media.

Storage 328 may include computer system readable media in the form of volatile Memory, such as Random Access Memory (RAM) 330 and/or cache Memory 332. The server 312 may further include other removable/non-removable, volatile/nonvolatile computer system storage media. By way of example only, storage system 334 may be used to read from and write to non-removable, nonvolatile magnetic media (not shown in FIG. 3, and commonly referred to as a "hard drive"). Although not shown in FIG. 3, a magnetic disk drive for reading from and writing to a removable, nonvolatile magnetic disk (e.g., a "floppy disk") and an optical disk drive for reading from or writing to a removable, nonvolatile optical disk such as a Compact disk Read-Only Memory (CD-ROM), Digital Video disk Read-Only Memory (DVD-ROM) or other optical media may be provided. In these cases, each drive may be connected to bus 318 by one or more data media interfaces. Storage 328 may include at least one program product having a set (e.g., at least one) of program modules that are configured to carry out the functions of embodiments of the invention.

A program/utility 340 having a set (at least one) of program modules 342 may be stored, for example, in storage 328, such program modules 342 including, but not limited to, an operating system, one or more application programs, other program modules, and program data, each of which examples or some combination thereof may comprise an implementation of a network environment. Program modules 342 generally perform the functions and/or methodologies of the described embodiments of the invention.

The server 312 may also communicate with one or more external devices 314 (e.g., keyboard, pointing server, display 324, etc.), with one or more servers that enable a user to interact with the server 312, and/or with any servers (e.g., network card, modem, etc.) that enable the server 312 to communicate with one or more other computing servers. Such communication may occur via input/output (I/O) interfaces 322. Further, server 312 may also communicate with one or more networks (e.g., a Local Area Network (LAN), Wide Area Network (WAN), and/or a public Network, such as the internet) via Network adapter 320. As shown in FIG. 3, a network adapter 320 communicates with the other modules of the server 312 via the bus 318. It should be appreciated that although not shown in the figures, other hardware and/or software modules may be used in conjunction with the server 312, including but not limited to: microcode, server drives, Redundant processors, external disk drive Arrays, disk array (RAID) systems, tape drives, and data backup storage systems, to name a few.

Processor 316 executes various functional applications and data processing by executing programs stored in storage 328, such as implementing a method for account allocation as provided by any embodiment of the present invention, which may include:

confirming a service change rule according to the service information;

acquiring key information of a service change rule;

acquiring a preset allocation mode of the account for liquidation;

Example four

A fourth embodiment of the present invention further provides a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements a method for allocating an account for liquidation according to any embodiment of the present invention, where the method may include:

confirming a service change rule according to the service information;

acquiring key information of a service change rule;

acquiring a preset allocation mode of the account for liquidation;

The computer storage medium provided by the fourth embodiment of the present invention may be any combination of one or more computer-readable media. The computer readable medium may be a computer readable signal medium or a computer readable storage medium. A computer readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples (a non-exhaustive list) of the computer readable storage medium would include the following: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the context of this document, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device.

A computer readable signal medium may include a propagated data signal with computer readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device.

Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to wireless, wireline, optical fiber cable, RF, etc., or any suitable combination of the foregoing.

Computer program code for carrying out operations for aspects of the present invention may be written in any combination of one or more programming languages, including an object oriented programming language such as Java, Smalltalk, C + + or the like and conventional procedural programming languages, such as the "C" programming language or similar programming languages. The program code may execute entirely on the user's computer, partly on the user's computer, as a stand-alone software package, partly on the user's computer and partly on a remote computer or entirely on the remote computer or terminal. In the case of a remote computer, the remote computer may be connected to the user's computer through any type of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or the connection may be made to an external computer (for example, through the Internet using an Internet service provider).

It is to be noted that the foregoing is only illustrative of the preferred embodiments of the present invention and the technical principles employed. It will be understood by those skilled in the art that the present invention is not limited to the particular embodiments described herein, but is capable of various obvious changes, rearrangements and substitutions as will now become apparent to those skilled in the art without departing from the scope of the invention. Therefore, although the present invention has been described in greater detail by the above embodiments, the present invention is not limited to the above embodiments, and may include other equivalent embodiments without departing from the spirit of the present invention, and the scope of the present invention is determined by the scope of the appended claims.

Claims

1. A liquidation account configuration method is characterized by comprising the following steps:

confirming a service change rule according to the service information;

acquiring key information of a service change rule;

acquiring a preset allocation mode of the account for liquidation;

2. The method of claim 1, wherein the inventory account configuration schema includes a plurality of settlement types and an inventory account corresponding to each settlement type.

3. The method of claim 2, wherein the settlement type comprises one or more of instinct, premium, credit rating fee, reimbursement, and reimbursement.

4. The method of claim 2, wherein the key information comprises characteristic information in the business change rule that can reflect a business account.

5. The method of claim 4, wherein configuring a corresponding inventory account configuration mode for the business alteration rule according to the key information comprises:

acquiring a service account according to the key information;

judging whether the business account is the liquidation account or not;

6. An account allocation apparatus, comprising:

7. The apparatus of claim 6, wherein the inventory account configuration schema includes a plurality of settlement types and an inventory account corresponding to each settlement type.

8. The apparatus of claim 6, wherein the settlement type comprises one or more of instinct, premium, credit rating fee, reimbursement, and reimbursement.

9. A server, characterized in that the server comprises:

one or more processors;

a storage device for storing one or more programs,

when executed by the one or more processors, cause the one or more processors to implement the inventory account configuration method of any of claims 1-5.

10. A computer-readable storage medium, on which a computer program is stored, which program, when being executed by a processor, carries out the inventory account configuration method according to any one of claims 1-5.