CN110827035B - Verification method and device for collection account - Google Patents
Verification method and device for collection account Download PDFInfo
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- CN110827035B CN110827035B CN201911078360.2A CN201911078360A CN110827035B CN 110827035 B CN110827035 B CN 110827035B CN 201911078360 A CN201911078360 A CN 201911078360A CN 110827035 B CN110827035 B CN 110827035B
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Abstract
The embodiment of the specification discloses a verification method and a device for a collection account. The method comprises the following steps: and acquiring a complete account number corresponding to the collection account to be verified. And hiding at least one character in the complete account number to generate a missing account number corresponding to the collection account to be verified. And displaying the missing account and prompting the user to complement a plurality of characters. And comparing the complemented account number with the complete account number, and finishing the verification of the collection account to be verified according to the comparison result. Therefore, the method and the device realize that the payer only needs to complement the missing account number corresponding to the collection account without manually inputting the complete account number of the collection account, not only reduce the length of the input characters of the payer and reduce the possibility of errors, but also ensure that the payer can verify the account number of the payee before paying, and ensure that the payer smoothly transfers the payment money to the account of the payee.
Description
[ technical field ] A method for producing a semiconductor device
The present disclosure relates to the field of data processing technologies, and in particular, to a method and an apparatus for verifying a collection account.
[ background of the invention ]
With the development of information technology, people increasingly adopt an online payment mode to pay fees. In the related art, when paying, a paying party needs to input an account number of a receiving party to transfer a payment money to the account of the receiving party. However, once the payer mistacks the account of the payee, the payment money may not be transferred to the account of the payee smoothly, resulting in failure of payment.
Therefore, a method for verifying a collection account is needed to enable a payer to verify the collection account.
[ summary of the invention ]
The embodiments of the present specification aim to solve at least one of the technical problems in the related art to some extent.
Therefore, a first objective of the embodiments of the present specification is to provide a method for verifying a collection account, so that a payer does not need to manually input a complete account number of the collection account, and only needs to complement a default account number corresponding to the collection account, which not only reduces the length of characters input by the payer and reduces the possibility of errors, but also enables the payer to verify the account number of the collector before paying, so that the payer can smoothly transfer a payment money to the account of the collector.
A second object of the embodiments of the present specification is to provide a verification apparatus for a collection account.
A third object of embodiments of the present specification is to propose a computer apparatus.
A fourth object of embodiments of the present specification is to propose a non-transitory computer-readable storage medium.
To achieve the above object, an embodiment of a first aspect of an embodiment of the present specification provides a method for verifying a collection account, including: acquiring a complete account number corresponding to a collection account to be verified; hiding at least one character in the complete account number to generate a missing account number corresponding to the collection account to be verified; displaying the missing account and prompting a user to complement the at least one character; comparing the completed account with the complete account; and finishing the verification of the to-be-verified collection account according to the comparison result.
Compared with the prior art, the paying party in the embodiment of the specification only needs to complete the missing account corresponding to the collection account without manually inputting the complete account of the collection account. And comparing the complemented account number with the complete account number of the collection account to realize the verification of the collection account.
In addition, the verification method for a collection account according to the embodiment of the present specification further has the following additional technical features:
optionally, the hiding at least one character in the complete account number to generate the missing account number corresponding to the collection account to be verified includes: determining the length of the complete account number; determining a position corresponding to the at least one character to be hidden according to the length of the complete account; and hiding the characters on the position in the complete account number to generate the missing account number corresponding to the collection account to be verified.
Optionally, the comparing the complemented account with the complete account includes: and sequentially comparing each character in the completed account with the character at the corresponding position in the complete account.
Optionally, the completing, according to the comparison result, the verification of the collection account to be verified includes: allowing the user to pay for the collection account to be verified under the condition that the complemented account number is the same as the complete account number; and prompting that the user fails to verify under the condition that the complemented account number is different from the complete account number.
Optionally, after the prompting the user that the authentication fails, the method further includes: counting the times of user authentication failure; and under the condition that the number of times of user authentication failure exceeds a preset threshold value, prohibiting the user from continuing authentication within a preset time period.
Optionally, before the obtaining the full account number corresponding to the collection account to be verified, the method further includes: acquiring account information keywords input by the user; screening out candidate accounts related to the account information keywords, and displaying the candidate accounts; and determining the collection account to be verified according to the selection of the user on the candidate account.
In a second aspect of the embodiments of the present specification, an apparatus for verifying a collection account is provided, including: the first acquisition module is used for acquiring a complete account number corresponding to a collection account to be verified; the hiding module is used for hiding at least one character in the complete account number so as to generate a missing account number corresponding to the collection account to be verified; the display module is used for displaying the missing account; the prompting module is used for prompting a user to complement the at least one character; the comparison module is used for comparing the complemented account with the complete account; and the verification module is used for completing the verification of the to-be-verified collection account according to the comparison result.
In addition, the verification device for a charge account according to the embodiment of the present specification has the following additional technical features:
optionally, the hiding module includes: the first determining submodule is used for acquiring the length of the complete account; the second determining submodule is used for determining the position corresponding to the at least one character to be hidden according to the length of the complete account; and the hiding submodule is used for hiding the characters on the position in the complete account number so as to generate the missing account number corresponding to the collection account to be verified.
Optionally, the comparison module is specifically configured to sequentially compare each character in the complemented account with a character in a corresponding position in the complete account.
Optionally, the verification module includes: the allowing submodule is used for allowing the user to pay for the collection account to be verified under the condition that the complemented account number is the same as the complete account number; and the prompting submodule is used for prompting that the user fails to verify under the condition that the complemented account number is different from the complete account number.
Optionally, the verification module further includes: the statistic submodule is used for counting the times of user authentication failure; and the forbidding submodule is used for forbidding the user to continue verifying within a preset time period under the condition that the number of times of user verification failure exceeds a preset threshold value.
Optionally, the apparatus further comprises: the second acquisition module is used for acquiring the account information keywords input by the user; the screening module is used for screening out the candidate accounts related to the account information keywords and displaying the candidate accounts; and the determining module is used for determining the to-be-verified collection account according to the selection of the user on the candidate account.
A third aspect of embodiments herein provides a computer device, comprising a memory and a processor; the memory having stored thereon a computer program executable by the processor; when the computer program is run, the processor executes the verification method of the collection account according to the method embodiment.
A fourth aspect of the embodiments of the present specification provides a non-transitory computer-readable storage medium, on which a computer program is stored, the computer program, when executed by a processor, implementing a method for verifying a collection account according to the foregoing method embodiments.
Additional aspects and advantages of embodiments of the present description will be set forth in part in the description which follows and, in part, will be obvious from the description, or may be learned by practice of embodiments of the present description.
[ description of the drawings ]
In order to more clearly illustrate the technical solutions of the embodiments of the present disclosure, the drawings needed to be used in the embodiments will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present disclosure, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without any creative effort.
Fig. 1 is a schematic flowchart of a verification method for a collection account according to an embodiment of the present disclosure;
FIG. 2 is a flow chart illustrating another method for verifying a collection account according to an embodiment of the present disclosure;
FIG. 3 is a flow chart illustrating a method for verifying a collection account according to an embodiment of the present disclosure;
FIG. 4 is a flowchart illustrating a method for verifying a collection account according to an embodiment of the present disclosure;
FIGS. 5a-5g are schematic diagrams illustrating the technical effect of the verification method for a collection account according to the embodiment of the present disclosure;
FIG. 6 is a schematic structural diagram of a verification device for a collection account according to an embodiment of the present disclosure;
FIG. 7 is a schematic structural diagram of another verification device for a collection account according to an embodiment of the present disclosure;
FIG. 8 is a schematic structural diagram of a verification device for a collection account according to an embodiment of the present disclosure;
fig. 9 is a schematic structural diagram of another verification device for a collection account according to an embodiment of the present disclosure.
[ detailed description ] embodiments
Reference will now be made in detail to embodiments of the present specification, examples of which are illustrated in the accompanying drawings, wherein like or similar reference numerals refer to the same or similar elements or elements having the same or similar function throughout. The embodiments described below with reference to the drawings are exemplary and intended to be illustrative of the present specification embodiments and should not be construed as limiting the present specification embodiments.
The following describes a method for verifying a collection account and an apparatus therefor according to an embodiment of the present specification with reference to the drawings.
Based on the above description of the prior art, it can be known that in a payment system, each account corresponds to a unique account number for identifying the account number. Before the payee collects the money, the account number corresponding to the designated money collection account is provided for the transfer party. When transferring money, the transfer party needs to input an account number corresponding to a collection account first, so that the payment system can determine the corresponding collection account, and then transfers the payment money to the collection account to complete payment.
However, once the payer mistacks the account of the payee during the payment, the payment money may not be transferred to the designated payment account of the payee smoothly, resulting in failure of payment.
To solve the problem, the embodiment of the present specification provides a verification method for a collection account, in which a payer does not need to manually input a complete account number of the collection account, and only needs to complement a missing account number corresponding to the collection account. And comparing the complemented account number with the complete account number of the collection account to realize the verification of the collection account.
Fig. 1 is a flowchart illustrating a verification method for a collection account according to an embodiment of the present disclosure. As shown in fig. 1, the method comprises the steps of:
step S101, a complete account number corresponding to a collection account to be verified is obtained.
The complete account number corresponding to the to-be-verified collection account is a string of characters used for uniquely identifying the to-be-verified collection account in the payment system.
It should be noted that, in the verification method for a collection account provided in the embodiment of the present specification, the collection account is determined not directly by a complete account number input by a user, but is determined in other ways first and is used as an account to be verified. And then, acquiring a complete account number corresponding to the collection account, so as to verify the collection account by means of the complete account number, and further ensure that the collection account which is successfully verified is the collection account appointed by the payee.
It can be understood that the collection account to be verified corresponds to the corresponding complete account number one to one, and the corresponding collection account can be determined according to the complete account number, and the corresponding complete account number can also be determined according to the collection account.
It can be understood that when the payee opens the receiving account, the payee needs to provide related information, such as the name of the payee, as the account information.
In order to determine the account to be verified, a possible implementation manner is that, before acquiring the full account number corresponding to the collection account to be verified in step S101, the method further includes:
in step S11, the account information keyword input by the user is acquired.
It is understood that the user as the payer may determine the collection account through the account information of the collection account, in addition to the full account number. Specifically, the account information keywords may be input, such as the name of the payee, the bank opening of the payee account, and the like.
In step S13, candidate accounts associated with the account information keyword are screened out and displayed.
It should be understood that screening all accounts in the system by using the account information keyword may be implemented by using any existing keyword search technology, and the embodiment of the present specification does not limit this.
It can be understood that when the number of the candidate accounts is multiple, the candidate accounts also need to be ranked and displayed so as to be convenient for the user to select the candidate accounts.
One possible implementation manner is to rank the account information of the candidate accounts from large to small according to the correlation degree between the account information and the account information keywords.
Another possible implementation is to rank the number of times that the candidate account is queried within a preset time from large to small.
When the candidate accounts are displayed, the account information of the candidate accounts can be displayed together.
And step S15, determining the collection account to be verified according to the selection of the candidate account by the user.
It is understood that, for the candidate account displayed in step S13, the user may determine the collection account to be verified by checking the corresponding account information.
It should be noted that, in the process of determining the collection account to be verified, the verification of the account information of the collection account to be verified has been actually completed.
Step S103, hiding at least one character in the complete account number to generate a missing account number corresponding to the collection account to be verified.
And step S105, displaying the missing account and prompting the user to complement at least one character.
It can be understood that the user checks each character of the complete account, on one hand, the user feels impatient and may choose to skip this step directly, and on the other hand, the user checks the time easily, and the verification effect cannot be achieved. In the verification method for the collection account provided in the embodiment of the present specification, at least one character in the complete account is hidden, and the user is allowed to perform a completion operation.
On the first hand, the user must fill in the hidden character to verify the collection account, and the user cannot skip the verification. In the second aspect, the user only needs to fill in the numbers of the hidden part, which is simpler and is not easy to make mistakes. In the third aspect, because the displayed account number is incomplete, the third party cannot directly acquire the complete account number of the collection account to be verified.
It can be understood that if the collection account to be verified is the collection account specified by the receiver, the user can complement the missing account number into a complete account number according to the account number provided by the receiver.
If the collection account to be verified is not the collection account specified by the recipient, then the account number provided by the recipient, unlike the full account number of the collection account to be verified, may result in several possible scenarios.
In the first possible situation, the user finds that the characters which are not hidden in the displayed missing account are different from the characters at the corresponding position of the account provided by the payee, and realizes that the collection account to be verified is not the collection account specified by the payee, so that the verification of the collection account to be verified can be directly terminated.
In the second possible case, the user does not check the characters displayed in the missing account one by one, and the missing account is completed directly according to the account provided by the payee, and the account after completion is compared with the complete account by the payment system.
In a third possible case, the user carefully compares the missing account with the account provided by the payee, but the difference is not found, that is, the characters having the difference between the two accounts are just hidden, and the payment system needs to compare the completed account with the complete account.
And step S107, comparing the complemented account with the complete account.
It is understood that the full account number is a string of characters, and the complemented account number is also a string of characters.
In order to compare whether the two strings of characters are completely consistent, one possible implementation manner is to sequentially compare each character in the complemented account with the character at the corresponding position in the complete account.
Another possible implementation manner is to calculate the hash value of the complemented account and the hash value of the complete account respectively, and compare the two hash values.
And step S109, finishing the verification of the account to be verified according to the comparison result.
It can be understood that the user completes the missing account number, and if the obtained completed account number is the same as the complete account number, the collection account to be verified is the collection account specified by the receiver. If the obtained complemented account is different from the complete account, the user may make a mistake in complementing the account, resulting in a wrong character input, or the account provided by the receiver may be different from the complete account.
In summary, the verification method for a collection account provided in the embodiments of the present specification obtains a complete account number corresponding to a collection account to be verified. And hiding at least one character in the complete account number to generate a missing account number corresponding to the collection account to be verified. And displaying the missing account and prompting the user to complement a plurality of characters. And comparing the complemented account number with the complete account number, and finishing the verification of the collection account to be verified according to the comparison result. Therefore, the method and the device realize that the payer only needs to complement the missing account number corresponding to the collection account without manually inputting the complete account number of the collection account, not only reduce the length of the input characters of the payer and reduce the possibility of errors, but also ensure that the payer can verify the account number of the payee before paying, and ensure that the payer smoothly transfers the payment money to the account of the payee.
In order to more clearly illustrate how the verification method for the collection account proposed in the embodiment of the present specification generates the missing account number, another verification method for the collection account is also proposed in the embodiment of the present specification, and fig. 2 is a schematic flow chart of another verification method for the collection account proposed in the embodiment of the present specification. As shown in fig. 2, the method includes:
step S201, a complete account corresponding to the collection account to be verified is obtained.
Step S203, determining the length of the complete account.
Step S205, determining a position corresponding to at least one character to be hidden according to the length of the complete account.
It should be noted that, for the collection accounts opened by the banks in different countries of the world, the corresponding account numbers differ in length and format. Correspondingly, characters at different positions can be selected for hiding according to the length of the complete account.
Step S207, hiding the characters at the position in the complete account number to generate a missing account number corresponding to the collection account to be verified.
It can be understood that, because the positions corresponding to the hidden characters in the complete account numbers with different lengths are different, the length and the format of the generated missing account numbers are also different.
And S209, displaying the missing account and prompting the user to complement at least one character.
Step S211, comparing the complemented account with the complete account.
Step S213, according to the comparison result, the verification of the account to be verified is completed.
It should be noted that the foregoing explanation of step S101 to step S109 also applies to the method steps in the embodiments of the present specification, and is not repeated herein.
Therefore, the missing account numbers with different lengths and formats can be generated for the complete account numbers with different lengths.
In order to more clearly illustrate how the verification method for a collection account proposed in the embodiment of the present specification completes verification of a collection account to be verified, the embodiment of the present specification further proposes another verification method for a collection account, and fig. 3 is a schematic flow chart of the another verification method for a collection account proposed in the embodiment of the present specification. As shown in fig. 3, the method includes:
step S301, a complete account number corresponding to the collection account to be verified is obtained.
Step S303, hiding at least one character in the complete account number to generate a missing account number corresponding to the collection account to be verified.
Step S305, displaying the account with missing digits and prompting the user to complement at least one character.
Step S307, comparing the complemented account with the complete account.
Step S309, allowing the user to pay for the collection account to be verified under the condition that the complemented account number is the same as the complete account number.
Based on the foregoing description, it can be known that if the complemented account number is the same as the complete account number, which indicates that the collection account to be verified is the collection account specified by the receiver, the user can perform the next operation to pay for the collection account to be verified, without worrying about failure in payment.
In step S311, when the complemented account is different from the complete account, the user is prompted that the authentication has failed.
If the complemented account number is different from the complete account number, the user may have a mistake during complementing, resulting in a wrong character input, or the account number provided by the payee may be different from the complete account number originally, and in either case, the user should be prompted to fail in verification.
If the user finds that the characters are input wrongly, the user can complete the missing account again. If the user finds that the input is not wrong, the account number provided by the payee is different from the complete account number originally, and whether the payment account to be verified is the payment account specified by the payee needs to be determined again.
Further, in order to prevent a third party from obtaining a complete account number corresponding to a collection account in a trial-and-error manner, a possible implementation manner is that, after prompting that the user fails to verify, the method further includes: and counting the times of user authentication failure, and prohibiting the user from continuing authentication within a preset time period under the condition that the times of user authentication failure exceed a preset threshold. For example, if the number of times of the verification failure reaches three times for the same collection account in the same day, the user is prohibited from continuing verification within one hour.
It should be noted that the foregoing explanation of step S101 to step S109 also applies to the method steps in the embodiments of the present specification, and is not repeated herein.
Therefore, different processing is carried out on the verification operation of the user according to the comparison result.
In order to more clearly illustrate the whole process of the verification method for a collection account proposed in the embodiment of the present specification, the embodiment of the present specification further proposes another verification method for a collection account, and fig. 4 is a schematic flow diagram of the verification method for another collection account proposed in the embodiment of the present specification. As shown in fig. 4, the method includes:
step S401, acquiring account information keywords input by a user.
Step S403, screening and displaying candidate accounts related to the account information keyword.
Step S405, according to the selection of the candidate account by the user, determining a collection account to be verified.
Step S407, acquiring a complete account corresponding to the collection account to be verified.
Step S409, determine the length of the complete account.
Step S411, according to the length of the complete account number, determining a position corresponding to at least one character to be hidden.
Step S413, hiding the characters at the position in the complete account number to generate a missing account number corresponding to the collection account to be verified.
Step S415, displaying the missing account and prompting the user to complete at least one character.
And step S417, sequentially comparing each character in the completed account with the character at the corresponding position in the complete account.
And step S419, allowing the user to pay for the collection account to be verified under the condition that the complemented account number is the same as the complete account number.
In step S421, when the complemented account is different from the complete account, the user is prompted to fail the verification.
In step S423, the number of times of user authentication failure is counted.
In step S425, when the number of times of user authentication failures exceeds a preset threshold, the user is prohibited from continuing authentication within a preset time period.
It should be noted that the foregoing explanations of method steps in other embodiments also apply to the method steps in the embodiments of the present specification, and are not repeated herein.
Therefore, the verification of the account information of the to-be-verified collection account is completed by determining the to-be-verified collection account through the account information key words. And comparing the complete account number of the collection account to be verified in a mode that the user completes the missing account number, and further completing the verification of the collection account to be verified.
In order to more clearly illustrate the technical effects of the method for verifying a collection account proposed in the present specification, the following description will be made by way of example.
When a student pays a fee to a collection account designated by a overseas school, the overseas school usually informs the student of information such as an account number corresponding to the collection account, the name of a collector and the like. Therefore, the verification method of the collection account provided by the embodiment of the specification can be used for ensuring that the cost is smoothly transferred to the designated collection account, and avoiding the trouble brought to the study life of students due to the failure of transfer.
Specifically, fig. 5a to 5g are schematic diagrams illustrating technical effects of the verification method for a collection account according to the embodiment of the present disclosure. As shown in fig. 5a, if the student needs to transfer money to the collection account designated by cardfix University, the name cardfix University of the collector may be first input. As shown in fig. 5b, the system searches the collection account related to cardfixed University, queries the collection account corresponding to cardfixed University and the account information of the collection account, and displays the information to the remaining students. The student can preliminarily determine whether the collection account is the collection account designated by Cardfid University through the account information.
As shown in fig. 5c, after the preliminary determination is completed, the system hides part of the numbers in the complete account corresponding to the collection account, generates and displays the missing account, and prompts the student to complement the account. The student can fill the interface shown in fig. 5c with vacant numbers according to the account number provided by cardfix University, and can also judge whether the collection account is the account designated by the collection party through the number not hidden by the system.
As shown in fig. 5d, after the student fills in the vacant numbers, the system compares the complemented account number with the full account number of the collection account.
As shown in fig. 5e, if the complemented account number is the same as the complete account number of the collection account, the verification is successful, which indicates that the collection account is the collection account specified by the overseas institution, and the student is allowed to perform the transfer operation.
As shown in fig. 5f, if the complemented account number is different from the complete account number of the collection account, the verification fails, and it is promoted that the student who is left fills the vacant number again.
As shown in fig. 5g, if the digits filled three consecutive times fail to pass the verification, the student is prohibited from verifying the collection account within 1 hour.
Therefore, the students can be ensured to successfully transfer the expenses to the collection accounts appointed by overseas institutions.
In order to implement the foregoing embodiment, an embodiment of the present disclosure further provides a verification apparatus for a collection account, and fig. 6 is a schematic structural diagram of the verification apparatus for a collection account provided in the embodiment of the present disclosure. As shown in fig. 6, the apparatus includes: the system comprises a first obtaining module 510, a hiding module 520, a displaying module 530, a prompting module 540, a comparing module 550 and a verifying module 560.
The first obtaining module 510 is configured to obtain a complete account number corresponding to a collection account to be verified.
The hiding module 520 is configured to hide at least one character in the complete account number to generate a missing account number corresponding to the collection account to be verified.
And a display module 530, configured to display the missing account.
And a prompt module 540 for prompting the user to complement at least one character.
And a comparison module 550, configured to compare the complemented account with the complete account.
And the verification module 560 is configured to complete verification of the collection account to be verified according to the comparison result.
Further, in order to determine the account to be verified, a possible implementation manner is that the apparatus further includes: and a second obtaining module 570, configured to obtain an account information keyword input by a user. And the screening module 580 is configured to screen out and display the candidate accounts related to the account information keyword. The determining module 590 is configured to determine a collection account to be verified according to the selection of the candidate account by the user.
Further, in order to compare whether the two strings of characters are completely consistent, a possible implementation manner is that the comparison module 550 is specifically configured to sequentially compare each character in the complemented account with the character in the corresponding position in the complete account.
It should be noted that the explanation of the embodiment of the verification method for a collection account is also applicable to the verification device for a collection account of the embodiment, and details are not repeated here.
In summary, the present specification provides a verification apparatus for a payment account. And when the collection account is verified, acquiring a complete account number corresponding to the collection account to be verified. And hiding at least one character in the complete account number to generate a missing account number corresponding to the collection account to be verified. And displaying the missing account and prompting the user to complement a plurality of characters. And comparing the complemented account number with the complete account number, and finishing the verification of the collection account to be verified according to the comparison result. Therefore, the method and the device realize that the payer only needs to complement the missing account number corresponding to the collection account without manually inputting the complete account number of the collection account, not only reduce the length of the input characters of the payer and reduce the possibility of errors, but also ensure that the payer can verify the account number of the payee before paying, and ensure that the payer smoothly transfers the payment money to the account of the payee.
In order to implement the above embodiment, an embodiment of the present disclosure further provides another verification device for a collection account, and fig. 7 is a schematic structural diagram of the another verification device for a collection account provided in the embodiment of the present disclosure. As shown in fig. 7, the apparatus includes: the system comprises a first acquisition module 610, a hiding module 620, a display module 630, a prompting module 640, a comparison module 650 and a verification module 660.
The first obtaining module 610 is configured to obtain a complete account number corresponding to a collection account to be verified.
The hiding module 620 is configured to hide at least one character in the complete account to generate a missing account corresponding to the collection account to be verified.
The display module 630 is configured to display the missing account.
And a prompt module 640 for prompting the user to complement at least one character.
And the comparison module 650 is configured to compare the complemented account with the complete account.
The verification module 660 is configured to complete verification of the collection account to be verified according to the comparison result.
Wherein, the hiding module 620 includes: the first determining submodule 621 is configured to obtain the length of the complete account. And the second determining submodule 622 is configured to determine, according to the length of the complete account number, a position corresponding to at least one character to be hidden. And the hiding sub-module 623 is configured to hide the characters at the positions in the complete account number to generate a missing account number corresponding to the collection account to be verified.
It should be noted that the explanation of the embodiment of the verification method for a collection account is also applicable to the verification device for a collection account of the embodiment, and details are not repeated here.
Therefore, the missing account numbers with different lengths and formats can be generated for the complete account numbers with different lengths.
In order to implement the above embodiment, an embodiment of the present specification further provides another verification apparatus for a collection account, and fig. 8 is a schematic structural diagram of the yet another verification apparatus for a collection account provided in the embodiment of the present specification. As shown in fig. 8, the apparatus includes: the system comprises a first obtaining module 710, a hiding module 720, a displaying module 730, a prompting module 740, a comparing module 750 and a verifying module 760.
The first obtaining module 710 is configured to obtain a complete account number corresponding to a collection account to be verified.
The hiding module 720 is configured to hide at least one character in the complete account to generate a missing account corresponding to the collection account to be verified.
And the display module 730 is used for displaying the missing account.
A prompt module 740 for prompting a user to complement at least one character.
And a comparison module 750, configured to compare the complemented account with the complete account.
The verification module 760 is configured to complete verification of the collection account to be verified according to the comparison result.
The verification module 760 includes: and the allowing sub-module 761 is configured to allow the user to pay for the payment account to be verified under the condition that the complemented account number is the same as the complete account number. The prompting sub-module 762 is configured to prompt that the user fails to verify the completed account when the completed account is different from the complete account.
Further, in order to prevent the third party from obtaining the full account number corresponding to the collection account in a trial-and-error manner, a possible implementation manner is that the verification module 760 further includes: and a counting submodule 763 for counting the number of times of user authentication failure. The prohibition submodule 764 is configured to prohibit the user from continuing to perform the verification within a preset time period when the number of times of user verification failures exceeds a preset threshold.
It should be noted that the explanation of the embodiment of the verification method for a collection account is also applicable to the verification device for a collection account of the embodiment, and details are not repeated here.
Therefore, different processing is carried out on the verification operation of the user according to the comparison result.
In order to implement the above embodiment, a further verification device for a collection account is further provided in the embodiment of the present specification, and fig. 9 is a schematic structural diagram of the further verification device for a collection account provided in the embodiment of the present specification. As shown in fig. 9, the apparatus includes: a second obtaining module 810, a screening module 820, a determining module 830, a first obtaining module 840, a hiding module 850, a displaying module 860, a prompting module 870, a comparing module 880, and a verifying module 890.
And a second obtaining module 810, configured to obtain the account information keyword input by the user.
And a screening module 820, configured to screen out and display candidate accounts related to the account information keyword.
The determining module 830 is configured to determine the collection account to be verified according to the selection of the candidate account by the user.
The first obtaining module 840 is configured to obtain a complete account number corresponding to the collection account to be verified.
The hiding module 850 is configured to hide at least one character in the complete account number to generate a missing account number corresponding to the collection account to be verified.
And the display module 860 is used for displaying the missing account.
A prompt module 870 for prompting a user to complement at least one character.
A comparing module 880, configured to sequentially compare each character in the completed account with a character at a corresponding position in the complete account.
And the verification module 890 is used for completing the verification of the to-be-verified collection account according to the comparison result.
Wherein, the hiding module 850 includes: the first determining submodule 851 is configured to obtain the length of the complete account. The second determining sub-module 852 is configured to determine, according to the length of the complete account number, a position corresponding to at least one character to be hidden. And the hiding submodule 853 is configured to hide characters at a position in the complete account number to generate a missing account number corresponding to the collection account to be verified.
An authentication module 890 comprising: and the allowing submodule 891 is configured to allow the user to pay for the payment account to be verified under the condition that the complemented account number is the same as the complete account number. The prompt submodule 892 is configured to prompt the user that the verification fails when the complemented account is different from the complete account. And a statistics submodule 893 for counting the number of user authentication failures. The prohibition submodule 894 is configured to prohibit the user from continuing to perform the verification within a preset time period when the number of times of user verification failures exceeds a preset threshold.
It should be noted that the explanation of the embodiment of the verification method for a collection account is also applicable to the verification device for a collection account of the embodiment, and details are not repeated here.
Therefore, the verification of the account information of the to-be-verified collection account is completed by determining the to-be-verified collection account through the account information key words. And comparing the complete account number of the collection account to be verified in a mode that the user completes the missing account number, and further completing the verification of the collection account to be verified.
In order to implement the foregoing embodiments, the present specification further provides a computer device, including a memory and a processor; the memory has stored thereon a computer program executable by the processor; the method of verifying a collection account as in the previous method embodiment is performed when the processor runs the computer program.
To achieve the above embodiments, embodiments also propose a non-transitory computer-readable storage medium having stored thereon a computer program which, when executed by a processor, implements a method of verifying a collection account as in the preceding method embodiments.
The foregoing description has been directed to specific embodiments of this disclosure. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims may be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing may also be possible or may be advantageous.
Furthermore, the terms "first", "second" and "first" are used for descriptive purposes only and are not to be construed as indicating or implying relative importance or implicitly indicating the number of technical features indicated. Thus, a feature defined as "first" or "second" may explicitly or implicitly include at least one such feature. In the description of the embodiments herein, "a plurality" means at least two, e.g., two, three, etc., unless specifically limited otherwise.
In the embodiments of the present specification, unless otherwise specifically stated or limited, the terms "mounted," "connected," and "fixed" are to be construed broadly, e.g., as meaning fixedly connected, detachably connected, or integrally formed; can be mechanically or electrically connected; they may be directly connected or indirectly connected through intervening media, or they may be connected internally or in any other suitable relationship, unless expressly stated otherwise. Specific meanings of the above terms in the embodiments of the present specification can be understood by those of ordinary skill in the art according to specific situations.
In embodiments of the present specification, unless explicitly stated or limited otherwise, a first feature may be "on" or "under" a second feature in direct contact with the first and second features, or in indirect contact with the first and second features through intervening media. Also, a first feature "on," "over," and "above" a second feature may be directly or diagonally above the second feature, or may simply indicate that the first feature is at a higher level than the second feature. A first feature being "under," "below," and "beneath" a second feature may be directly under or obliquely under the first feature, or may simply mean that the first feature is at a lesser elevation than the second feature.
In the description herein, references to the description of the term "one embodiment," "some embodiments," "an example," "a specific example," or "some examples," etc., mean that a particular feature, structure, material, or characteristic described in connection with the embodiment or example is included in at least one embodiment or example of an embodiment of the specification. In this specification, the schematic representations of the terms used above are not necessarily intended to refer to the same embodiment or example. Furthermore, the particular features, structures, materials, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples. Furthermore, various embodiments or examples and features of different embodiments or examples described in this specification can be combined and combined by one skilled in the art without contradiction.
Although embodiments of the present invention have been shown and described above, it is understood that the above embodiments are exemplary and should not be construed as limiting the present invention, and that variations, modifications, substitutions and alterations can be made to the above embodiments by those of ordinary skill in the art within the scope of the present invention.
Claims (12)
1. A method of verifying a collection account, comprising:
acquiring a complete account number corresponding to a to-be-verified collection account, wherein the to-be-verified collection account comprises a bank account; the complete account number corresponding to the to-be-verified collection account is a string of characters which are used for uniquely identifying the to-be-verified collection account in a payment system;
determining the length of the complete account number;
determining a position corresponding to at least one character to be hidden according to the length of the complete account;
hiding the characters at the positions in the complete account number, and filling vacant characters in the positions where the characters are hidden so as to generate a vacant account number corresponding to the collection account to be verified;
displaying the missing account and prompting a user to complement the at least one character;
comparing the completed account with the complete account;
and finishing the verification of the to-be-verified collection account according to the comparison result.
2. The method of claim 1, wherein the comparing the complemented account number to the full account number comprises:
and sequentially comparing each character in the completed account with the character at the corresponding position in the complete account.
3. The method of claim 1, wherein the completing the verification of the collection account to be verified according to the comparison result comprises:
allowing the user to pay for the collection account to be verified under the condition that the complemented account number is the same as the complete account number;
and prompting that the user fails to verify under the condition that the complemented account number is different from the complete account number.
4. The method of claim 3, wherein after prompting the user for a failure in authentication, further comprising:
counting the times of user authentication failure;
and under the condition that the number of times of user authentication failure exceeds a preset threshold value, prohibiting the user from continuing authentication within a preset time period.
5. The method of any one of claims 1-4, wherein prior to the obtaining the full account number corresponding to the collection account to be verified, the method further comprises:
acquiring account information keywords input by the user;
screening out candidate accounts related to the account information keywords, and displaying the candidate accounts;
and determining the collection account to be verified according to the selection of the user on the candidate account.
6. A verification device for a collection account, comprising:
the system comprises a first acquisition module, a second acquisition module and a verification module, wherein the first acquisition module is used for acquiring a complete account number corresponding to a to-be-verified collection account, and the to-be-verified collection account comprises a bank account; the complete account number corresponding to the to-be-verified collection account is a string of characters which are used for uniquely identifying the to-be-verified collection account in a payment system;
the hiding module is used for hiding at least one character in the complete account number and filling a vacant character in the position where the character is hidden so as to generate a vacant account number corresponding to the collection account to be verified;
the display module is used for displaying the missing account;
the prompting module is used for prompting a user to complement the at least one character;
the comparison module is used for comparing the complemented account with the complete account;
the verification module is used for completing the verification of the to-be-verified collection account according to the comparison result;
wherein the hiding module comprises:
the first determining submodule is used for acquiring the length of the complete account;
the second determining submodule is used for determining the position corresponding to the at least one character to be hidden according to the length of the complete account;
and the hiding submodule is used for hiding the characters on the positions in the complete account number and filling vacant characters in the positions where the characters are hidden so as to generate the vacant account number corresponding to the collection account to be verified.
7. The apparatus according to claim 6, wherein the comparing module is specifically configured to sequentially compare each character in the complemented account with a character in a corresponding position in the complete account.
8. The apparatus of claim 6, wherein the verification module comprises:
the allowing submodule is used for allowing the user to pay for the collection account to be verified under the condition that the complemented account number is the same as the complete account number;
and the prompting submodule is used for prompting that the user fails to verify under the condition that the complemented account number is different from the complete account number.
9. The apparatus of claim 8, wherein the verification module further comprises:
the statistic submodule is used for counting the times of user authentication failure;
and the forbidding submodule is used for forbidding the user to continue verifying within a preset time period under the condition that the number of times of user verification failure exceeds a preset threshold value.
10. The apparatus of any of claims 6-9, wherein the apparatus further comprises:
the second acquisition module is used for acquiring the account information keywords input by the user;
the screening module is used for screening out the candidate accounts related to the account information keywords and displaying the candidate accounts;
and the determining module is used for determining the to-be-verified collection account according to the selection of the user on the candidate account.
11. A computer device comprising a memory and a processor; the memory having stored thereon a computer program executable by the processor; the processor, when running the computer program, performs a method of verifying a collection account according to any of claims 1-5.
12. A non-transitory computer-readable storage medium having stored thereon a computer program which, when executed by a processor, implements a method of verifying a collection account as recited in any one of claims 1-5.
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| CN202110359721.1A CN113095833A (en) | 2019-11-06 | 2019-11-06 | Verification method and device for collection account |
| CN201911078360.2A CN110827035B (en) | 2019-11-06 | 2019-11-06 | Verification method and device for collection account |
| TW109115555A TWI741593B (en) | 2019-11-06 | 2020-05-11 | Method and device for verifying payment account |
| PCT/CN2020/116420 WO2021088534A1 (en) | 2019-11-06 | 2020-09-21 | Payment receiving account verification method and device therefor |
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