TWM584476U - Transfer servo system - Google Patents

Transfer servo system Download PDF

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TWM584476U
TWM584476U TW108207196U TW108207196U TWM584476U TW M584476 U TWM584476 U TW M584476U TW 108207196 U TW108207196 U TW 108207196U TW 108207196 U TW108207196 U TW 108207196U TW M584476 U TWM584476 U TW M584476U
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string
transfer
character
candidate
target
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TW108207196U
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Chinese (zh)
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郭明瓚
何韋辰
陳志祥
江孟軒
廖寧瑋
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中國信託金融控股股份有限公司
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Priority to TW108207196U priority Critical patent/TWM584476U/en
Publication of TWM584476U publication Critical patent/TWM584476U/en

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Abstract

一種轉帳伺服系統的一轉帳資料建立伺服端獲得一根據一圖像所產生的字元資料並判斷其中是否存在一符合一銀行機構識別條件的第一目標字串、一符合一金融帳號格式條件的第二目標字串及一符合一金額格式條件的第三目標字串的其中至少一者,當判斷的結果為是時,根據該第一目標字串、該第二目標字串及該第三目標字串的其中該至少一者產生一預定轉帳資料並將其提供至一使用端。種轉帳伺服系統的一轉帳交易執行伺服端於接收到一來自該使用端且相關於該預定轉帳資料的轉帳請求時,根據該轉帳請求執行一轉帳程序。A transfer data creation server of a transfer server system obtains character data generated based on an image and determines whether there is a first target string that meets the identification requirements of a banking institution, a When at least one of the second target string and a third target string that meets an amount format condition is determined, according to the first target string, the second target string, and the third The at least one of the target strings generates a predetermined transfer data and provides it to a user. When a transfer transaction execution server of the transfer server system receives a transfer request from the user and is related to the predetermined transfer information, it executes a transfer procedure according to the transfer request.

Description

轉帳伺服系統Transfer server system

本新型是有關於一種轉帳伺服系統,特別是指一種根據字元資料產生預定轉帳資料的轉帳伺服系統。The present invention relates to a transfer server system, in particular to a transfer server system that generates scheduled transfer data based on character data.

在智慧型手機已相當普遍的現代社會中,使用者能夠在個人的手機上透過網路進行轉帳,而不用特地前往自動櫃員的設置處。但是,現有的手機轉帳方式仍需手動輸入帳號及金額等資料,對於不擅長文字輸入的使用者而言仍太過麻煩,因此,如何進一步降低使用手機或電腦等個人電子裝置進行轉帳的門檻,便成為本案所欲探討的議題。In the modern society where smart phones have become quite common, users can transfer money through the Internet on their personal mobile phones without having to go to the location of the ATM. However, the existing mobile phone transfer methods still require manual input of account numbers and amounts, which is still too cumbersome for users who are not good at text input. Therefore, how to further reduce the threshold for transferring money using personal electronic devices such as mobile phones or computers, Has become the subject of this case.

因此,本新型的目的,即在提供一種能改善現有技術之不便的轉帳伺服系統。Therefore, the object of the present invention is to provide a transfer server system which can improve the inconvenience of the prior art.

本新型轉帳伺服系統適用於電連接一使用端,該轉帳伺服系統包含一適用於電連接該使用端的轉帳資料建立伺服端,及一適用於電連接該使用端的轉帳交易執行伺服端。該轉帳資料建立伺服端獲得一根據一圖像所產生且包含多個字元的字元資料,並且判斷該字元資料中是否存在一符合一銀行機構識別條件且指示出一特定銀行機構的第一目標字串、一符合一金融帳號格式條件的第二目標字串,以及一符合一金額格式條件且指示出一數值的第三目標字串的其中至少一者。在該轉帳資料建立伺服端判斷出該字元資料中存在該第一目標字串、該第二目標字串及該第三目標字串的其中至少一者時,根據該第一目標字串、該第二目標字串及該第三目標字串的其中該至少一者產生一預定轉帳資料,並將該預定轉帳資料提供至該使用端。該轉帳交易執行伺服端於接收到一來自該使用端且相關於該預定轉帳資料的轉帳請求時,根據該轉帳請求所包含的一轉入銀行識別資料、一轉入帳號及一轉帳金額執行一轉帳程序。The new transfer server system is suitable for an electrical connection with a user. The transfer server system includes a transfer data creation server suitable for the electrical connection with the user, and a transfer transaction execution server suitable for the electrical connection with the user. The transfer data creation server obtains character data generated based on an image and contains multiple characters, and determines whether there is a character in the character data that meets the identification conditions of a banking institution and indicates a specific banking institution. At least one of a target string, a second target string that meets a financial account format condition, and a third target string that meets a monetary format condition and indicates a value. When the transfer data creation server determines that at least one of the first target string, the second target string, and the third target string exists in the character data, according to the first target string, At least one of the second target string and the third target string generates a predetermined transfer data, and provides the predetermined transfer data to the user. When the transfer transaction execution server receives a transfer request from the user and is related to the scheduled transfer information, it executes a transfer bank identification information, a transfer account number and a transfer amount included in the transfer request. Money transfer procedure.

在本新型轉帳伺服系統的一些實施態樣中,在該轉帳資料建立伺服端判斷出該第一目標字串存在的情況下,該第一目標字串被作為該預定轉帳資料所包含的一預定轉入銀行識別資料。在該轉帳資料建立伺服端判斷出該第二目標字串存在的情況下,該第二目標字串被作為該預定轉帳資料所包含的一預定轉入帳號。在該轉帳資料建立伺服端判斷出該第三目標字串存在的情況下,該第三目標字串被作為該預定轉帳資料所包含的一預定轉帳金額。該轉帳資料建立伺服端將該預定轉帳資料提供至該使用端的方式,是將該預定轉帳資料匯入至該使用端所顯示的一線上轉帳使用者介面。In some implementation aspects of the new transfer server system, when the transfer data creation server determines that the first target string exists, the first target string is used as a reservation included in the predetermined transfer data. Transfer to bank identification information. When the transfer data creation server determines that the second target string exists, the second target string is used as a predetermined transfer account number included in the predetermined transfer data. When the transfer data creation server determines that the third target string exists, the third target string is used as a predetermined transfer amount included in the predetermined transfer data. The way for the transfer data creation server to provide the scheduled transfer data to the user is to import the scheduled transfer data to an online transfer user interface displayed by the user.

在本新型轉帳伺服系統的一些實施態樣中,在該轉帳資料建立伺服端判斷出該字元資料中存在該第一目標字串的情況下,該轉帳資料建立伺服端將該預定轉帳資料提供至該使用端的方式包含將該預定轉入銀行識別資料匯入至該線上轉帳使用者介面中能被編輯的一轉入銀行輸入欄位。在該轉帳資料建立伺服端判斷出該字元資料中存在該第二目標字串的情況下,該轉帳資料建立伺服端將該預定轉帳資料提供至該使用端的方式包含將該預定轉入帳號匯入至該線上轉帳使用者介面中能被編輯的一轉入帳號輸入欄位。在該轉帳資料建立伺服端判斷出該字元資料中存在該第三目標字串的情況下,該轉帳資料建立伺服端將該預定轉帳資料提供至該使用端的方式包含將該預定轉帳金額匯入至該線上轉帳使用者介面中能被編輯的一轉帳金額輸入欄位。In some implementation aspects of the new transfer server system, in the case where the transfer data creation server determines that the first target string exists in the character data, the transfer data creation server provides the predetermined transfer data The way to the user end includes importing the predetermined transfer bank identification information into a transfer bank input field that can be edited in the online transfer user interface. In the case where the transfer data creation server determines that the second target string exists in the character data, the method for the transfer data creation server to provide the predetermined transfer data to the user includes transferring the reservation to an account. Enter a transfer account input field that can be edited in the online transfer user interface. In the case that the transfer data creation server determines that the third target string exists in the character data, the method for the transfer data creation server to provide the predetermined transfer data to the user includes remitting the predetermined transfer amount Go to a transfer amount input field that can be edited in the online transfer user interface.

在本新型轉帳伺服系統的一些實施態樣中,該轉帳資料建立伺服端儲存一銀行機構清單,該銀行機構清單包含多個銀行名稱及多個一對一地分別對應該等銀行名稱的銀行代碼,該字元資料包含多個字串,且每一字串是由該等字元的其中多個彼此連續排列的字元所組成,對於該字元資料中的每一字串,若該字串為一純文字字串,則該銀行機構識別條件包含該純文字字串相符於該等銀行名稱中的其中一個銀行名稱,若該字串為一純阿拉伯數字字串,則該銀行機構識別條件包含該純阿拉伯數字字串相符於該等銀行代碼中的其中一個銀行代碼。In some implementations of the new transfer server system, the transfer data creation server stores a list of banking institutions, and the list of banking institutions includes multiple bank names and multiple one-to-one bank codes corresponding to the bank names , The character data contains multiple strings, and each string is composed of a plurality of consecutively arranged characters of the characters. For each string in the character data, if the character String is a plain text string, the banking institution identification condition includes that the plain text string matches one of the bank names among the bank names, and if the string is a pure Arabic numeral string, the banking institution is identified The condition includes that the string of pure Arabic numerals matches one of the bank codes.

在本新型轉帳伺服系統的一些實施態樣中,該轉帳資料建立伺服端判斷該字元資料中是否存在該第一目標字串的方式包含:該轉帳資料建立伺服端判斷該字元資料中是否存在一或多個符合一第一候選條件的候選銀行代碼字串,對於該字元資料中的每一字串,該第一候選條件包含該字串為一純阿拉伯數字字串、該字串的字串長度為一特定長度,以及該字串所指示出的數值符合一預定數值範圍;該轉帳資料建立伺服端判斷符合該第一候選條件候選的該(等)銀行代碼字串中是否有其中一者符合該銀行機構識別條件。In some implementation aspects of the new transfer server system, the way in which the transfer data creation server determines whether the first target string exists in the character data includes: the transfer data creation server determines whether the character data is in the character data There are one or more candidate bank code strings that meet a first candidate condition. For each string in the character data, the first candidate condition includes that the string is a pure Arabic numeric string, the string The length of the string is a specific length, and the value indicated by the string conforms to a predetermined value range; the transfer data creation server determines whether there are any of the (or) bank code strings that meet the first candidate condition candidate. One of them meets the identification requirements of the banking institution.

在本新型轉帳伺服系統的一些實施態樣中,該轉帳資料建立伺服端判斷該字元資料中是否存在該第一目標字串的方式還包含:當該轉帳資料建立伺服端判斷出符合該第一候選條件的該(等)候選銀行代碼字串的數量為多個時,判斷該等候選銀行代碼字串中是否存在一或多個還符合一第二候選條件的候選銀行代碼字串,對於每一候選銀行代碼字串,該第二候選條件包含:在該參考字元資料中,以該候選銀行代碼字串為中心位置的前N個字元及/或後N個字元中存在一或多個代碼關鍵字元,N為大於等於1的整數;該轉帳資料建立伺服端判斷同時符合該第一候選條件及該第二候選條件的該(等)候選銀行代碼字串中是否有其中一者符合該銀行機構識別條件。In some implementations of the new transfer server system, the manner in which the transfer data creation server determines whether the first target string exists in the character data further includes: when the transfer data creation server determines that it meets the first When the number of the (or other) candidate bank code strings of a candidate condition is multiple, it is determined whether one or more candidate bank code strings that also meet a second candidate condition exist in the candidate bank code strings. For each candidate bank code string, the second candidate condition includes: in the reference character data, one of the first N characters and / or the last N characters centered on the candidate bank code string is present. Or code key elements, N is an integer greater than or equal to 1; the transfer data creation server determines whether there are any of the (or) candidate bank code strings that meet the first candidate condition and the second candidate condition at the same time One meets the identification requirements of the banking institution.

在本新型轉帳伺服系統的一些實施態樣中,該字元資料包含多個字串,且每一字串是由該等字元的其中多個彼此連續排列的字元所組成,對於該字元資料中的每一字串,該金融帳號格式條件包含該字串屬於一純阿拉伯數字字串,且該純阿拉伯數字字串的字串長度符合一第一預定字串長度範圍。In some implementations of the new transfer server system, the character data includes multiple strings, and each string is composed of a plurality of consecutively arranged characters of the characters. For the character For each string in the metadata, the financial account format condition includes that the string belongs to a pure Arabic numeral string, and that the string length of the pure Arabic numeral string conforms to a first predetermined string length range.

在本新型轉帳伺服系統的一些實施態樣中,該字元資料包含多個字串,且每一字串是由該等字元的其中多個彼此連續排列的字元所組成,對於該字元資料中的每一字串,該金額格式條件包含該字串屬於一純阿拉伯數字字串、該純阿拉伯數字字串的字串長度符合一第二預定字串長度範圍,且該純阿拉伯數字字串中的第一個字元不為0。In some implementations of the new transfer server system, the character data includes multiple strings, and each string is composed of a plurality of consecutively arranged characters of the characters. For the character For each string in the metadata, the amount format condition includes that the string belongs to a pure Arabic numeral string, the string length of the pure Arabic numeral string conforms to a second predetermined string length range, and the pure Arabic numeral The first character in the string is not 0.

在本新型轉帳伺服系統的一些實施態樣中,該字元資料包含多個字串,且每一字串是由該等字元的其中多個彼此連續排列的字元所組成,該轉帳資料建立伺服端在判斷該字元資料中是否存在該第一目標字串、該第二目標字串及該第三目標字串的其中至少一者之前,還先對該字元資料執行一預先編輯程序,該預先編輯程序包含:當判斷出該字元資料的該等字元中存在一或多個屬於符號的符號字元時,對每一符號字元執行一編輯操作,該編輯操作為將該符號字元刪除或者將該符號字元替換為一空格字元。In some implementations of the new transfer server system, the character data includes multiple strings, and each string is composed of a plurality of consecutively arranged characters of the characters. The transfer data Before establishing the server to determine whether at least one of the first target string, the second target string, and the third target string exists in the character data, it also performs a pre-editing on the character data. A program, the pre-editing program includes: when it is determined that one or more symbol characters belonging to a symbol exist in the characters of the character data, an editing operation is performed on each symbol character, and the editing operation is to The symbol character is deleted or replaced by a space character.

在本新型轉帳伺服系統的一些實施態樣中,在該預先編輯程序中,對於每一符號字元,當該符號字元為一特定符號,且該符號字元的前一個字元及後一個字元皆為阿拉伯數字時,該轉帳資料建立伺服端該符號字元執行的該編輯操作為將該符號字元刪除,當該符號字元為該特定符號,且該符號字元的前一個字元及後一個字元的其中至少一者非為阿拉伯數字,或者當該符號字元屬於一全形符號時,該轉帳資料建立伺服端該符號字元執行的該編輯操作為將該符號字元替換為該空格字元,以使得該字元資料被該(等)空格字元分隔為多個段落。對於該字元資料中的每一字串,該金融帳號格式條件包含該字串屬於一純阿拉伯數字字串,且該純阿拉伯數字字串的字串長度符合一第一預定字串長度範圍,該轉帳資料建立伺服端判斷該字元資料中是否存在該第二目標字串的方式包含:該轉帳資料建立伺服端判斷該字元資料中是否存在一或多個符合該金融帳號格式條件的候選帳號字串;當該轉帳資料建立伺服端判斷出符合該金融帳號格式條件的該(等)候選帳號字串的數量為單一個時,將該候選帳號字串作為該第二目標字串;當該轉帳資料建立伺服端判斷出符合該金融帳號格式條件的該(等)候選帳號字串的數量為多個時,判斷該等候選帳號字串中是否存在其中一個符合一帳號關鍵字條件的目標候選帳號字串,對於每一候選帳號字串,該帳號關鍵字條件包含該候選帳號字串所在的同一個、前一個或後一個段落中存在一帳號關鍵詞彙;當該轉帳資料建立伺服端判斷出該等候選帳號字串中存在該目標候選帳號字串時,將該目標候選帳號字串作為該第二目標字串。In some implementation forms of the new transfer server system, in the pre-editing program, for each symbol character, when the symbol character is a specific symbol, and the previous character and the next character of the symbol character When the characters are all Arabic numerals, the transfer operation of the symbol character on the transfer data creation server is to delete the symbol character. When the symbol character is the specific symbol and the previous character of the symbol character And at least one of the next character is not an Arabic numeral, or when the symbol character belongs to a full-width symbol, the transfer operation performed by the transfer character creation server on the symbol character is to edit the symbol character Replace with the space character so that the character data is separated into multiple paragraphs by the (or other) space character. For each string in the character data, the financial account format condition includes that the string belongs to a pure Arabic numeric string, and that the string length of the pure Arabic numeric string conforms to a first predetermined string length range, The manner in which the transfer data creation server determines whether the second target string exists in the character data includes: the transfer data creation server determines whether there are one or more candidates in the character data that meet the conditions of the financial account format Account string; when the transfer data creation server determines that the number of candidate account strings that meet the financial account format conditions is a single one, the candidate account string is used as the second target string; when When the transfer data creation server determines that the number of candidate account strings that meet the financial account format conditions is multiple, it determines whether there is a target in the candidate account strings that meets the conditions of an account keyword Candidate account string. For each candidate account string, the account keyword condition includes the same, previous, or next one as the candidate account string. There is an account keyword exchange in this paragraph; when the transfer data creation server determines that the target candidate account string exists in the candidate account strings, the target candidate account string is used as the second target string.

在本新型轉帳伺服系統的一些實施態樣中,當該轉帳資料建立伺服端判斷出該字元資料中不存在該第一目標字串、該第二目標字串及該第三目標字串時,該轉帳資料建立伺服端對該字元資料執行一字元替換編輯程序,該字元替換編輯程序包含將該字元資料中屬於一特定英文字母的每一個字元由該特定英文字母替換為一對應該特定英文字母的特定阿拉伯數字,並且,該轉帳資料建立伺服端判斷經過該字元替換編輯程序的該字元資料中是否存在該第一目標字串、該第二目標字串及該第三目標字串的其中至少一者,並且在判斷的結果為是的情況下,根據該第一目標字串、該第二目標字串及該第三目標字串的其中該至少一者產生並提供該預定轉帳資料至該使用端。In some implementations of the new transfer server system, when the transfer data creation server determines that the character data does not include the first target string, the second target string, and the third target string , The transfer data creation server performs a character replacement editing process on the character data, and the character replacement editing process includes replacing each character in the character data that belongs to a specific English letter with the specific English letter as A pair of specific Arabic numbers corresponding to specific English letters, and the transfer data creation server determines whether the first target string, the second target string, and the character data exist in the character data after the character replacement editing process. At least one of the third target string, and if the result of the judgment is yes, generated based on the at least one of the first target string, the second target string, and the third target string And provide the scheduled transfer information to the user.

本新型之功效在於:該轉帳資料建立伺服端能夠判斷出根據該圖像所產生的字元資料中是否存在指示出特定銀行機構的第一目標字串、符合金融帳號格式條件的第二目標字串,以及符合金額格式條件的第三目標字串,並且,在判斷出該第一目標字串至該第三目標字串的其中至少一者存在的情形下,該轉帳資料建立伺服端便能產生該預定轉帳資料,並將該預定轉帳資料提供至該使用端,如此一來,便能有效地減少使用者需要親自輸入的轉帳相關資料,而且,若該預定轉帳資料完全正確,使用者更能在完全不需親自輸入轉帳相關資料的情況下以該使用端完成轉帳,因此,該轉帳資料建立伺服端的確能降低使用者以手機或電腦等個人電子裝置進行轉帳的操作門檻,故確實能達成本新型之目的。The effect of the new model is that the transfer data creation server can determine whether there is a first target string indicating the specific bank institution in the character data generated based on the image, and a second target word that meets the conditions of the financial account format. String, and a third target string that meets the conditions of the amount format, and if it is determined that at least one of the first target string to the third target string exists, the transfer data creation server can Generate the scheduled transfer data and provide the scheduled transfer data to the user end. In this way, the user can effectively reduce the transfer-related information that the user needs to enter in person, and if the scheduled transfer data is completely correct, the user will be more It can complete the transfer with the user end without the need to enter the relevant transfer information in person. Therefore, the establishment of the transfer information server can indeed reduce the threshold for users to perform transfers with personal electronic devices such as mobile phones or computers, so it can indeed To achieve the purpose of new cost.

在本新型被詳細描述之前,應當注意在以下的說明內容中,類似的元件是以相同的編號來表示。並且,在以下的說明內容中,所述的「電連接」是泛指多個電子設備/裝置/元件之間透過導電材料相連接而達成的有線電連接,以及透過無線通訊技術進行無線信號傳輸的無線電連接。並且,以下所述的「電連接」亦泛指兩個電子設備/裝置/元件之間直接相連而形成的「直接電連接」,以及兩個電子設備/裝置/元件之間還透過其他電子設備/裝置/元件相連而形成的「間接電連接」。Before the new model is described in detail, it should be noted that in the following description, similar elements are represented by the same number. In addition, in the following description, the "electrical connection" generally refers to a wired electrical connection between a plurality of electronic devices / devices / components connected through a conductive material, and wireless signal transmission through wireless communication technology Radio connection. In addition, the "electrical connection" described below also refers to the "direct electrical connection" formed by direct connection between two electronic devices / devices / components, and between two electronic devices / devices / components through other electronic devices. / Device / component connected to form an "indirect electrical connection".

參閱圖1,本新型轉帳伺服系統1的一第一實施例例如是歸屬於一銀行機構,並且適用於透過一通訊網路(圖未示出)與多個使用端5(圖1中僅示出其中一者)電連接。在本實施例中,該通訊網路可例如為網際網路,而每一使用端5可例如為一智慧型手機、一平板電腦、一筆記型電腦或者一桌上型電腦,但並不以此為限。為了便於理解,以下僅以圖1中所示出的該使用端5進行說明,且該使用端5在本實施例中例如以一智慧型手機為例。更詳細地說,該使用端5在與本實施例的該轉帳伺服系統1共同配合運作之前是預先安裝有一由該銀行機構所發行的特定應用程式。並且,藉由運行該特定應用程式,該使用端5能夠顯示一可供使用者操作的線上轉帳使用者介面。更具體地說,該線上轉帳使用者介面具有一轉入銀行輸入欄位、一轉入帳號輸入欄位及一轉帳金額輸入欄位,且該轉入銀行輸入欄位、該轉入帳號輸入欄位及該轉帳金額輸入欄位的每一者能用於供使用者以打字的方式輸入用於轉帳的銀行、帳號及金額等轉帳相關資料。藉此,使用者能透過操作該線上轉帳使用者介面而以該使用端5進行線上轉帳。Referring to FIG. 1, a first embodiment of the new-type transfer server system 1 belongs to a banking institution, for example, and is applicable to a plurality of users 5 (only shown in FIG. 1) through a communication network (not shown). One of them) is electrically connected. In this embodiment, the communication network may be, for example, the Internet, and each user terminal 5 may be, for example, a smart phone, a tablet computer, a notebook computer, or a desktop computer. Limited. For ease of understanding, the following uses only the user terminal 5 shown in FIG. 1 for description, and in this embodiment, the user terminal 5 is, for example, a smart phone as an example. More specifically, before using the terminal 5 in cooperation with the transfer server system 1 of this embodiment, a specific application program issued by the banking institution is pre-installed. In addition, by running the specific application program, the user terminal 5 can display an online transfer user interface that can be operated by the user. More specifically, the online transfer user interface has a transfer bank input field, a transfer account input field, and a transfer amount input field, and the transfer bank input field and the transfer account input field Each of the digits and the transfer amount input field can be used for the user to input the transfer-related information such as the bank, account number, and amount used for the transfer by typing. Thereby, the user can perform online transfer using the user terminal 5 by operating the online transfer user interface.

該轉帳伺服系統1包含一轉帳資料建立伺服端11及一轉帳交易執行伺服端12,並且,該轉帳資料建立伺服端11與該轉帳交易執行伺服端12各自適用於與該使用端5電連接,換句話說,該轉帳資料建立伺服端11與該轉帳交易執行伺服端12在本實施例中是透過該使用端5彼此電連接。然而,在其他實施例中,該轉帳資料建立伺服端11與該轉帳交易執行伺服端12例如還能進一步透過該銀行機構的一內部網路彼此電連接,但並不以此為限。另外,補充說明的是,該轉帳伺服系統1與該使用端5是被共同包含於一轉帳作業系統中,更明確地說,在實際的實施態樣中,該轉帳作業系統是包含本實施例的該轉帳伺服系統1、該使用端5以及圖1中未示出的其他該等使用端,但並不以此為限。The transfer server system 1 includes a transfer data creation server 11 and a transfer transaction execution server 12, and each of the transfer data creation server 11 and the transfer transaction execution server 12 is adapted to be electrically connected to the use terminal 5, In other words, the transfer data creation server 11 and the transfer transaction execution server 12 are electrically connected to each other through the use terminal 5 in this embodiment. However, in other embodiments, the transfer data creation server 11 and the transfer transaction execution server 12 can be further electrically connected to each other through an internal network of the banking institution, but not limited thereto. In addition, it is added that the transfer server system 1 and the user end 5 are included in a transfer operation system. More specifically, in the actual implementation aspect, the transfer operation system includes the present embodiment. The transfer server system 1, the use end 5, and other such use ends not shown in FIG. 1 are not limited thereto.

該轉帳資料建立伺服端11包括一儲存單元111、一通訊單元112,以及一電連接該儲存單元111及該通訊單元112的處理單元113。在本實施例中,該儲存單元111可例如被實施為一硬碟組合,該通訊單元112可例如被實施為一符合IEEE802.3標準的網路通訊裝置,而該處理單元113則可例如被實施為一控制電路主機板及一設置於該控制電路主機板上且電連接該控制電路主機板的中央處理器(CPU)。The transfer data creation server 11 includes a storage unit 111, a communication unit 112, and a processing unit 113 electrically connected to the storage unit 111 and the communication unit 112. In this embodiment, the storage unit 111 may be implemented as a hard disk combination, the communication unit 112 may be implemented as a network communication device conforming to the IEEE802.3 standard, and the processing unit 113 may be implemented, for example, by It is implemented as a control circuit main board and a central processing unit (CPU) disposed on the control circuit main board and electrically connected to the control circuit main board.

補充說明的是,在本實施例中,該轉帳資料建立伺服端11及該轉帳交易執行伺服端12例如是各被實施為單一台伺服器,然而,在其他實施例中,該轉帳資料建立伺服端11及該轉帳交易執行伺服端12的其中至少一者也可例如是被實施為彼此電連接的多台伺服器,具體來說,該轉帳資料建立伺服端11及該轉帳交易執行伺服端12的具體實施方式能夠基於成本及運算性能的需求自由調整,而並不以本實施例為限。It is added that in this embodiment, the transfer data creation server 11 and the transfer transaction execution server 12 are each implemented as a single server, however, in other embodiments, the transfer data creation server At least one of the terminal 11 and the transfer transaction execution server 12 may also be implemented as multiple servers electrically connected to each other, specifically, the transfer data creation server 11 and the transfer transaction execution server 12 The specific implementation manner can be freely adjusted based on the requirements of cost and computing performance, and is not limited to this embodiment.

在本實施例中,該儲存單元111儲存有一銀行機構清單D1以及一光學字元辨識模型D2(光學字元辨識的英文為Optical Character Recognition,簡稱OCR)。In this embodiment, the storage unit 111 stores a list of banking institutions D1 and an optical character recognition model D2 (English for Optical Character Recognition, referred to as OCR).

該銀行機構清單D1包含多個銀行名稱,以及多個一對一地分別對應該等銀行名稱的銀行代碼,更詳細地說,在本實施例中,每一個銀行名稱例如是由多個中文字元所組成,而每一個銀行代碼則例如是由三個阿拉伯數字所組成,但並不以此為限。The list of banking institutions D1 includes a plurality of bank names and a plurality of one-to-one bank codes corresponding to the bank names. More specifically, in this embodiment, each bank name is composed of Yuan, and each bank code is composed of, for example, three Arabic numerals, but it is not limited to this.

該光學字元辨識模型D2能用於供該處理單元113對圖像執行一光學字元辨識程序,並且,在該光學字元辨識程序中,該處理單元113會對圖像進行文字的分析辨識,並使該處理單元113獲得相符於圖像中之文字部分的文字格式資料。由於光學字元辨識技術屬於現有技術,且能為本技術領域中具有通常知識者理解及應用,故本專利說明書便不再贅述有關光學字元辨識技術的相關細節。The optical character recognition model D2 can be used for the processing unit 113 to perform an optical character recognition program on an image, and in the optical character recognition program, the processing unit 113 analyzes and recognizes characters of the image And make the processing unit 113 obtain the text format data corresponding to the text portion in the image. Since the optical character recognition technology belongs to the prior art and can be understood and applied by those having ordinary knowledge in the technical field, this patent specification will not repeat the relevant details about the optical character recognition technology.

同時參閱圖1及圖2,以下示例性地詳細說明本實施例的該轉帳資料建立伺服端11如何實施一轉帳資料建立方法。Referring to FIG. 1 and FIG. 2 at the same time, the following describes in detail how the transfer data creation server 11 of this embodiment implements a transfer data creation method.

首先,在步驟S1中,該轉帳資料建立伺服端11的處理單元113經由該通訊單元112自該使用端5接收一圖像。在本實施例中,該圖像可例如是一張螢幕截圖,也可例如是一張照片。並且,該圖像可例如是由該使用端5根據使用者的操作(例如拍照)所產生,也可例如是由該使用端5從網路或者其他的電子裝置獲得,但不以此為限。接著,進行步驟S2。First, in step S1, the processing unit 113 of the transfer data creation server 11 receives an image from the user 5 via the communication unit 112. In this embodiment, the image may be, for example, a screenshot or a photo. In addition, the image may be generated, for example, by the user terminal 5 according to a user operation (such as taking a picture), or may be obtained by the user terminal 5 from a network or other electronic devices, but is not limited thereto. . Next, step S2 is performed.

在步驟S2中,該處理單元113以該儲存單元111所儲存的該光學字元辨識模型D2對該圖像執行該光學字元辨識程序,以獲得一包含多個字元的字元資料。為了便於後續說明,在此將該字元資料作為本實施例中的一初始字元資料。在本實施例中,該初始字元資料的該等字元是順序排列的,且每一個字元例如屬於一中文字字元、一英文字母字元、一阿拉伯數字字元、一符號字元以及一空白字元的其中一者。補充說明的是,本實施例中所述的阿拉伯數字字元例如是特別指半形(Halfwidth)的阿拉伯數字字元,然而,在其他實施例中,所述的阿拉伯數字字元也可例如是泛指半形及全形(Fullwidth)的阿拉伯數字字元,而並不以本實施例為限。In step S2, the processing unit 113 executes the optical character recognition procedure on the image by using the optical character recognition model D2 stored in the storage unit 111 to obtain character data including a plurality of characters. In order to facilitate subsequent description, this character data is used as an initial character data in this embodiment. In this embodiment, the characters of the initial character data are arranged in sequence, and each character belongs to a Chinese character, an English alphabet character, an Arabic numeral character, a symbol character, for example. And one of the blank characters. It is added that the Arabic numerals described in this embodiment are, for example, Arabic numerals that are specifically referred to as Halfwidth. However, in other embodiments, the Arabic numerals may also be, for example, It refers to half-width and full-width Arabic numeral characters, and is not limited to this embodiment.

此外,特別說明的是,本專利說明書中所述的「字元」係指組成該初始字元資料的最小單位。另外,該初始字元資料包含多個字串,且每一字串是由該等字元的其中多個彼此連續排列的字元所組成,換句話說,在本專利說明書中,於該初始字元資料中彼此連續排列的任意多個字元皆可被視為一個「字串」。進一步說明的是,前述的「連續排列」一詞在本專利說明書中是用於形容M(M>1)個字元在「排列的順序」上彼此相連,而非用於形容該M個字元在相對位置上彼此相鄰。舉例來說,假設該初始字元資料中的該等字元是以每二十個字元為單位地由左而右組成一橫列,並且該等橫列是由上而下地順序排列,則該等字元中的第二十及第二十一個字元會分別位於該初始字元資料中第一橫列的末端以及第二橫列的首端。雖然所述的第二十及第二十一個字元在排列的相對位置上並未彼此相鄰,但基於本專利說明書對「連續排列」的定義,所述的第二十及第二十一個字元是彼此連續排列的。In addition, it is specifically stated that the “character” described in this patent specification refers to the smallest unit of the initial character data. In addition, the initial character data includes multiple strings, and each string is composed of a plurality of consecutively arranged characters of the characters. In other words, in this patent specification, Any number of characters that are arranged one after the other in character data can be considered a "string". It is further explained that the aforementioned "continuous arrangement" is used in this patent specification to describe that M (M> 1) characters are connected to each other in the "order of arrangement", rather than to describe the M words Elements are adjacent to each other in relative positions. For example, suppose that the characters in the initial character data are arranged in rows from left to right every twenty characters, and the rows are arranged in order from top to bottom. The twentieth and twenty-first characters of the characters will be respectively located at the end of the first row and the head of the second row in the initial character data. Although the twentieth and twenty-first characters are not adjacent to each other in the relative position of the arrangement, based on the definition of "continuous arrangement" in this patent specification, the twentieth and twenty One character is arranged one after the other.

在該處理單元113獲得該初始字元資料後,接著進行步驟S3。After the processing unit 113 obtains the initial character data, it proceeds to step S3.

在步驟S3中,該處理單元113對該初始字元資料執行一預先編輯程序,而藉此將該初始字元資料轉換為一參考字元資料。配合參閱圖3,在本實施例中,該預先編輯程序包含下列子步驟。In step S3, the processing unit 113 executes a pre-editing procedure on the initial character data, thereby converting the initial character data into a reference character data. With reference to FIG. 3, in this embodiment, the pre-editing program includes the following sub-steps.

首先,在子步驟S31中,該處理單元113判斷該初始字元資料的該等字元中是否存在一或多個屬於符號的符號字元。所述的符號字元包含了半形符號字元及全形符號字元,更具體地說,舉凡全形或半形的逗號、頓號、冒號、分號、句號、括號、問號、驚嘆號,或者「-」、「@」、「#」、「$」、「&」、「◎」及「※」等其他種類的符號皆屬於前述的符號字元,但不以此為限。若該處理單元113判斷出該初始字元資料中不存在任何符號字元,則該預先編輯程序結束。另一方面,若該處理單元113判斷出該初始字元資料中存在該(等)符號字元,則接著進行子步驟S32。First, in sub-step S31, the processing unit 113 determines whether one or more symbol characters belonging to the symbol exist in the characters of the initial character data. The symbol characters include half-diameter characters and double-diameter characters. More specifically, commas, colons, colons, semicolons, periods, brackets, question marks, exclamation marks, etc. Other types of symbols such as "-", "@", "#", "$", "&", "◎", and "※" belong to the aforementioned symbol characters, but are not limited thereto. If the processing unit 113 determines that there are no symbol characters in the initial character data, the pre-editing process ends. On the other hand, if the processing unit 113 determines that the (or other) symbol character exists in the initial character data, it proceeds to sub-step S32.

在接續於子步驟S31之後的子步驟S32中,該處理單元113對每一符號字元執行一對應該符號字元的編輯操作。在本實施例中,該處理單元113會根據每一符號字元的符號種類或該符號字元之相鄰字元的字元種類而對該符號字元執行對應的編輯操作。In a sub-step S32 subsequent to the sub-step S31, the processing unit 113 performs a pair of editing operations corresponding to the symbol characters on each symbol character. In this embodiment, the processing unit 113 performs a corresponding editing operation on the symbol character according to the symbol type of each symbol character or the character type of an adjacent character of the symbol character.

更具體地說,在本實施例中,假設該(等)符號字元的數量為多個,且若該處理單元113判斷出該等符號字元中的一第一符號字元為一半形逗號(半形逗號在本實施例中被作為一特定符號),且該第一符號字元的前一個字元及後一個字元皆為阿拉伯數字時,則該處理單元113對該第一符號字元執行的編輯操作為將該第一符號字元刪除。換句話說,在該預先編輯程序中,該處理單元113會將該初始字元資料中前後一個字元皆為阿拉伯數字的所有半形逗號刪除。舉例來說,若該文字資料中的一第一示例部分為「39,420」,則經過編輯操作後的該第一示例部分會被轉換為「39420」。More specifically, in this embodiment, it is assumed that the number of (or) symbol characters is plural, and if the processing unit 113 determines that a first symbol character among the symbol characters is a half-shaped comma (Half-shaped comma is used as a specific symbol in this embodiment), and when the previous character and the next character of the first symbol character are both Arabic numerals, the processing unit 113 processes the first symbol character. The editing operation performed by the element is to delete the first symbol character. In other words, in the pre-editing program, the processing unit 113 deletes all the commas in the initial character data whose previous and next characters are Arabic numerals. For example, if a first example part in the text data is "39,420", the first example part after the editing operation will be converted into "39420".

然而,若該處理單元113判斷出該第一符號字元為半形逗號,但該第一符號字元的前一個字元及後一個字元的其中至少一者非為阿拉伯數字時,則該處理單元113對該第一符號字元執行的編輯操作為將該第一符號字元替換為一空格字元。在本實施例中,該空格字元可例如為一全形空格,然而,在其他實施例中,該空格字元可例如為一半形空格,而並不以本實施例為限。However, if the processing unit 113 determines that the first symbol character is a semi-comma, but at least one of the previous character and the next character of the first symbol character is not an Arabic numeral, then the The editing operation performed by the processing unit 113 on the first symbol character is to replace the first symbol character with a space character. In this embodiment, the space character may be, for example, a full-size space. However, in other embodiments, the space character may be, for example, a half-size space, and is not limited to this embodiment.

並且,若該處理單元113判斷出該等符號字元中的一第二符號字元為一半形破折號(英文為dash,也就是「-」),則該處理單元113對該第二符號字元執行的編輯操作為將該第二符號字元刪除。換句話說,在該預先編輯程序中,該處理單元113會將該初始字元資料中的所有半形破折號刪除。舉例來說,若該文字資料中的一第二示例部分為「1234-5678-7890」,則經過編輯操作後的該第二示例部分會被轉換為「123456787890」。In addition, if the processing unit 113 determines that a second symbol character among the symbol characters is a half-dash (English is dash, that is, "-"), the processing unit 113 assigns the second symbol character to the second symbol character. The editing operation is performed to delete the second symbol character. In other words, in the pre-editing program, the processing unit 113 deletes all the dashes in the initial character data. For example, if a second example part in the text data is "1234-5678-7890", the second example part after the editing operation will be converted into "123456787890".

並且,若該處理單元113判斷出該等符號字元中的一第三符號字元屬於一全形符號(包含全形的逗號、頓號、冒號、分號、句號、括號、問號等)時,該處理單元113對該第三符號字元執行的編輯操作為將該第三符號字元替換為該空格字元。換句話說,在該預先編輯程序中,該處理單元113會將該初始字元資料中的所有全形符號替換為該空格字元,以使得該初始字元資料被該(等)空格字元分隔為多個段落。舉例來說,若該文字資料中的一第三示例部分為「麻煩您先匯入訂金,匯款完成後再通知我,非常感謝您」,則經過編輯操作後的該第三示例部分會被轉換為「麻煩您先匯入訂金_匯款完成後再通知我_非常感謝您」(該第三示例部分中的空格字元以底線代替,以清楚表示其位置),其中,「麻煩您先匯入訂金」、「匯款完成後再通知我」及「非常感謝您」即被兩個空格字元分隔為三個段落。In addition, if the processing unit 113 determines that a third symbol character among the symbol characters belongs to a full-width symbol (including a full-length comma, colon, colon, semicolon, period, bracket, question mark, etc.), The editing operation performed by the processing unit 113 on the third symbol character is to replace the third symbol character with the space character. In other words, in the pre-editing program, the processing unit 113 replaces all double-width symbols in the initial character data with the space character, so that the initial character data is replaced by the (or other) space character Separate into multiple paragraphs. For example, if a third example part of the text is "Thank you for depositing the deposit first, and then notify me when the remittance is complete, thank you very much", then the third example part after the editing operation will be converted For "Troublesome you to deposit first-Notify me after the remittance is completed _ Thank you very much" (the space characters in the third example part are replaced with an underscore to clearly indicate its position), among which, "Troublesome you to import first Deposit "," Notify me when the transfer is complete "and" Thank you very much "are separated into three paragraphs by two space characters.

該處理單元113藉由執行該預先編輯程序而將該初始字元資料轉換為該參考字元資料後,接著進行步驟S4。After the processing unit 113 executes the pre-editing program to convert the initial character data into the reference character data, it proceeds to step S4.

在步驟S4中,該處理單元113判斷該參考字元資料中是否存在一符合一銀行機構識別條件且指示出一特定銀行機構的第一目標字串、一符合一金融帳號格式條件的第二目標字串,以及一符合一金額格式條件且指示出一數值的第三目標字串的其中至少一者。若該處理單元113判斷的結果為是,接著進行步驟S5。另一方面,若該處理單元113判斷的結果為否,則接著進行步驟S7。In step S4, the processing unit 113 determines whether there is a first target string in the reference character data that meets the identification conditions of a banking institution and indicates a specific banking institution, and a second target that meets the conditions of a financial account format. A string, and at least one of a third target string that meets an amount format condition and indicates a value. If the determination result of the processing unit 113 is YES, then step S5 is performed. On the other hand, if the determination result of the processing unit 113 is NO, then step S7 is performed.

在本實施例中,對於該參考字元資料中的每一字串,若該字串為一純文字字串(亦即該字串的每一字元皆為中文字字元或英文字母字元),則該銀行機構識別條件代表該純文字字串相符於該等銀行名稱中的其中一個銀行名稱。另一方面,若該字串為一純阿拉伯數字字串(亦即該字串的每一字元皆為阿拉伯數字字元),則該銀行機構識別條件代表該純阿拉伯數字字串相符於該等銀行代碼中的其中一個銀行代碼。也就是說,在本實施例中,該第一目標字串可以是一個由多個文字字元所組成的特定銀行名稱,也可以是一個由多個阿拉伯數字字元所組成的特定銀行代碼,但並不以此為限。In this embodiment, for each string in the reference character data, if the string is a plain text string (that is, each character of the string is a Chinese character or an English alphabet character Yuan), the identification condition of the banking institution represents that the plain text string matches one of the names of the banks. On the other hand, if the string is a pure Arabic numeral string (that is, each character of the string is an Arabic numeral character), the bank institution identification condition indicates that the pure Arabic numeral string matches the Wait for one of the bank codes. That is, in this embodiment, the first target string may be a specific bank name composed of a plurality of text characters, or a specific bank code composed of a plurality of Arabic numeral characters. But it is not limited to this.

並且,對於該參考字元資料中的每一字串,該金融帳號格式條件代表該字串屬於一純阿拉伯數字字串,且該純阿拉伯數字字串的字串長度符合一第一預定字串長度範圍。更具體地說,該第一預定字串長度範圍在本實施例中例如被實施為12至14碼,但並不以此為限。另一方面,該金額格式條件代表該字串屬於一純阿拉伯數字字串、該純阿拉伯數字字串的字串長度符合一第二預定字串長度範圍,且該純阿拉伯數字字串中的第一個字元不為0。更具體地說,該第二預定字串長度範圍在本實施例中例如被實施為2至7碼,但並不以此為限。And, for each string in the reference character data, the financial account format condition indicates that the string belongs to a pure Arabic numeral string, and the string length of the pure Arabic numeral string matches a first predetermined string Length range. More specifically, the first predetermined string length range is implemented as, for example, 12 to 14 codes in this embodiment, but is not limited thereto. On the other hand, the amount format condition indicates that the string belongs to a pure Arabic numeral string, the string length of the pure Arabic numeral string conforms to a second predetermined string length range, and the first A character is not 0. More specifically, the second predetermined string length range is implemented as, for example, 2 to 7 codes in this embodiment, but is not limited thereto.

補充說明的是,在本實施例中,該處理單元113例如是先判斷參考字元資料中是否存在該第一目標字串,接著再判斷參考字元資料中是否存在該第二目標字串,最後再判斷參考字元資料中是否存在該第三目標字串。然而,在其他實施例中,該處理單元113也可以是以不同的先後順序判斷該第一目標字串、該第二目標字串及該第三目標字串是否存在,而並不以本實施例為限。It is added that, in this embodiment, the processing unit 113 determines, for example, whether the first target string exists in the reference character data, and then determines whether the second target string exists in the reference character data. Finally, it is determined whether the third target string exists in the reference character data. However, in other embodiments, the processing unit 113 may determine whether the first target string, the second target string, and the third target string exist in different orders, and the present embodiment is not based on this implementation. Examples are limited.

以下進一步詳細說明本實施例的該處理單元113如何判斷該參考字元資料中是否存在該第一目標字串、該第二目標字串及一該第三目標字串。The following further describes in detail how the processing unit 113 of this embodiment determines whether the first target string, the second target string, and a third target string exist in the reference character data.

對於該第一目標字串,參閱圖4並配合參閱圖1,該處理單元113判斷該參考字元資料中是否存在該第一目標字串的方式如下。For the first target string, referring to FIG. 4 and in conjunction with FIG. 1, the manner in which the processing unit 113 determines whether the first target string exists in the reference character data is as follows.

首先,在子步驟S41中,該處理單元113判斷該參考字元資料的該等字串中是否存在一與該銀行機構清單D1之其中一個銀行名稱彼此相符的目標純文字字串。若該處理單元113判斷的結果為是,則該處理單元113直接將該目標純文字字串作為該第一目標字串,並且判定該參考字元資料中存在該第一目標字串。另一方面,若該處理單元113判斷的結果為否,則代表該參考字元資料中並不存在任何一個特定銀行名稱,此時,接著進行子步驟S42。First, in sub-step S41, the processing unit 113 determines whether there is a target plain text string in the strings of the reference character data that matches one of the bank names in the bank organization list D1. If the determination result of the processing unit 113 is yes, the processing unit 113 directly uses the target plain text string as the first target string, and determines that the first target string exists in the reference character data. On the other hand, if the determination result of the processing unit 113 is NO, it means that there is no specific bank name in the reference character data. At this time, the sub-step S42 is performed next.

在子步驟S42中,當該處理單元113判斷出該參考字元資料中不存在該目標純文字字串(也就是不存在任何特定銀行名稱)時,該處理單元113判斷該參考字元資料中是否存在一或多個符合一第一候選條件的候選銀行代碼字串。在本實施例中,對於該參考字元資料中的每一字串,該第一候選條件代表該字串為一純阿拉伯數字字串、該字串的字串長度為一特定長度,以及該字串所指示出的數值符合一預定數值範圍。更具體地說,該特定長度在本實施例中例如被實施為3碼,且該預定數值範圍在本實施例中例如被實施為1至901,但並不以此為限。若該處理單元113判斷的結果為是,接著進行子步驟S43。另一方面,若該處理單元113判斷的結果為否,則代表該參考字元資料中並不但不存在任何特定銀行名稱,也不存在任何特定銀行代碼,在此情況下,該處理單元113判定該參考字元資料中不存在該第一目標字串。In sub-step S42, when the processing unit 113 determines that the target character string does not exist in the reference character data (that is, does not exist any specific bank name), the processing unit 113 determines that the reference character data Whether there are one or more candidate bank code strings that meet a first candidate condition. In this embodiment, for each string in the reference character data, the first candidate condition represents that the string is a pure Arabic numeral string, the string length of the string is a specific length, and the The value indicated by the string conforms to a predetermined value range. More specifically, the specific length is implemented as, for example, 3 codes in this embodiment, and the predetermined value range is implemented as, for example, 1 to 901 in this embodiment, but is not limited thereto. If the determination result of the processing unit 113 is YES, then step S43 is performed. On the other hand, if the judgment result of the processing unit 113 is negative, it means that there is no specific bank name nor any specific bank code in the reference character data. In this case, the processing unit 113 determines The first target string does not exist in the reference character data.

在子步驟S43中,當該處理單元113判斷出該參考字元資料中存在符合該第一候選條件的該(等)候選銀行代碼字串時,該處理單元113判斷該(等)候選銀行代碼字串的數量是否為多個。若該處理單元113判斷的結果為是,接著進行子步驟S44。另一方面,若該處理單元113判斷的結果為否,則接著進行子步驟S45。In sub-step S43, when the processing unit 113 determines that the (or) candidate bank code string that meets the first candidate condition exists in the reference character data, the processing unit 113 determines the (or) candidate bank code Whether the number of strings is multiple. If the determination result of the processing unit 113 is YES, then step S44 is performed. On the other hand, if the result of the determination by the processing unit 113 is NO, then sub-step S45 is performed.

在接續於子步驟S43之後的子步驟S44中,該處理單元113判斷該等候選銀行代碼字串中是否存在一或多個還進一步符合一第二候選條件的候選銀行代碼字串。若該處理單元113判斷的結果為是,接著進行子步驟S46。另一方面,若該處理單元113判斷的結果為否,則接著進行子步驟S45。In a sub-step S44 following the sub-step S43, the processing unit 113 determines whether there are one or more candidate bank code strings in the candidate bank code strings that further meet a second candidate condition. If the determination result of the processing unit 113 is YES, then sub-step S46 is performed. On the other hand, if the result of the determination by the processing unit 113 is NO, then sub-step S45 is performed.

在本實施例中,對於每一候選銀行代碼字串,該第二候選條件代表:在該參考字元資料中,以該候選銀行代碼字串為中心位置的前N個字元及/或後N個字元中存在一或多個代碼關鍵字元,且N在本實施例中例如為5。然而,在其他實施例中,N只要是大於等於1的整數即可實施,而並不以本實施例為限。In this embodiment, for each candidate bank code string, the second candidate condition represents: in the reference character data, the first N characters and / or after the candidate bank code string as the center position There are one or more code keyword elements in the N characters, and N is 5, for example, in this embodiment. However, in other embodiments, N can be implemented as long as it is an integer greater than or equal to 1, and is not limited to this embodiment.

更具體地說,在本實施例中,該第二候選條件代表該候選銀行代碼字串符合一第一子條件及一第二子條件的其中一者。More specifically, in this embodiment, the second candidate condition represents that the candidate bank code string meets one of a first sub-condition and a second sub-condition.

該第一子條件在本實施例中代表:在該參考字元資料中,以該候選銀行代碼字串為中心位置的前5個字元或後5個字元中存在該等代碼關鍵字元中的一第一代碼關鍵字元,且該第一代碼關鍵字元在本實施例中例如為「碼」字,換句話說,本實施例的該第一子條件代表該候選銀行代碼字串的前後5個字元內存在「碼」字,但並不以此為限。然而,在其他實施例中,該第一代碼關鍵字元也能夠以一代碼關鍵詞彙取代,且該代碼關鍵詞彙可例如為「代碼」,而並不以本實施例為限。The first sub-condition represents in this embodiment: in the reference character data, the code key element exists in the first 5 characters or the last 5 characters centered on the candidate bank code string. One of the first code keyword elements, and the first code keyword element is, for example, a "code" word in this embodiment, in other words, the first sub-condition of this embodiment represents the candidate bank code string There are "code" characters in the first 5 characters, but not limited to them. However, in other embodiments, the first code keyword element can also be replaced with a code keyword sink, and the code keyword sink may be, for example, a “code”, and is not limited to this embodiment.

該第二子條件在本實施例中代表:在該參考字元資料中,以該候選銀行代碼字串為中心位置的前5個字元中存在該等代碼關鍵字元中的一第二代碼關鍵字元,且以該候選銀行代碼字串為中心位置的後5個字元中存在該等代碼關鍵字元中的一第三代碼關鍵字元。並且,該第二代碼關鍵字元在本實施例中例如為一半形左括號,也就是「(」,而該第三代碼關鍵字元在本實施例中則例如為一半形右括號,也就是「)」。換句話說,本實施例中的該第二子條件代表該候選銀行代碼字串是位於一對半形括號之內,但並不以此為限。The second sub-condition represents in this embodiment: in the reference character data, a second code among the code keyword elements exists in the first 5 characters centered on the candidate bank code string. A key element, and a third code key element among the code key elements exists in the last 5 characters centered on the candidate bank code string. In addition, the second code keyword element is, for example, a half-shaped left parenthesis in this embodiment, that is, "(", and the third code keyword element, for example, is a half-shaped right parenthesis, that is, ")". In other words, the second sub-condition in this embodiment indicates that the candidate bank code string is within a pair of half-brackets, but it is not limited thereto.

在接續於子步驟S43或子步驟S44之後的子步驟S45中,當該處理單元113於子步驟S43中判斷出符合該第一候選條件之候選銀行代碼字串的數量非為多個(也就是只有單一個),或者是於子步驟S44中判斷出符合該第一候選條件的所有候選銀行代碼中不存在任何一者還符合該第二候選條件時,該處理單元113判斷符合該第一候選條件的該(等)候選銀行代碼字串中是否有其中一者與該等銀行代碼中的其中一個銀行代碼相符(亦即判斷是否有其中一個符合該第一候選條件的候選銀行代碼字串符合該銀行機構識別條件)。若該處理單元113判斷的結果為是,則該處理單元113將符合該第一候選條件及該銀行機構識別條件的該候選銀行代碼字串作為該第一目標字串,並且判定該參考字元資料中存在該第一目標字串。另一方面,若該處理單元113判斷的結果為否,則該處理單元113判定該參考字元資料中不存在該第一目標字串。In the sub-step S45 following the sub-step S43 or the sub-step S44, when the processing unit 113 determines in the sub-step S43 that the number of candidate bank code strings meeting the first candidate condition is not multiple (that is, Only one), or if it is determined in sub-step S44 that none of all candidate bank codes that meet the first candidate condition still meet the second candidate condition, the processing unit 113 determines that the first candidate is met Whether one of the (and other) candidate bank code strings of the conditions matches one of the bank codes of the bank codes (that is, determines whether one of the candidate bank code strings that meets the first candidate condition matches The banking institution identification criteria). If the determination result of the processing unit 113 is yes, the processing unit 113 uses the candidate bank code string that meets the first candidate condition and the identification condition of the banking institution as the first target string, and determines the reference character The first target string exists in the data. On the other hand, if the determination result of the processing unit 113 is no, the processing unit 113 determines that the first target string does not exist in the reference character data.

在接續於子步驟S44之後的子步驟S46中,當該處理單元113於子步驟S44中判斷出該等候選銀行代碼字串中存在同時符合該第一候選條件及該第二候選條件的候選銀行代碼字串時,該處理單元113判斷同時符合該第一候選條件及該第二候選條件的該(等)候選銀行代碼字串中是否有其中一者與該等銀行代碼中的其中一個銀行代碼相符(亦即判斷是否有其中一個符合該第一及第二候選條件的候選銀行代碼字串符合該銀行機構識別條件)。若該處理單元113判斷的結果為是,則該處理單元113將符合該第一候選條件、該第二候選條件及該銀行機構識別條件的該候選銀行代碼字串作為該第一目標字串,並且判定該參考字元資料中存在該第一目標字串。另一方面,若該處理單元113判斷的結果為否,則接著進行前述的子步驟S45。In the sub-step S46 following the sub-step S44, when the processing unit 113 determines in the sub-step S44 that there are candidate banks in the candidate bank code string that meet both the first candidate condition and the second candidate condition In the case of a code string, the processing unit 113 determines whether there is one of the (or) candidate bank code strings that meets the first candidate condition and the second candidate condition and one of the bank codes. Match (that is, determine whether one of the candidate bank code strings that meet the first and second candidate conditions meets the identification conditions of the banking institution). If the determination result of the processing unit 113 is yes, the processing unit 113 uses the candidate bank code string that meets the first candidate condition, the second candidate condition, and the banking institution identification condition as the first target string, It is determined that the first target string exists in the reference character data. On the other hand, if the result of the determination by the processing unit 113 is no, then the aforementioned sub-step S45 is performed.

對於該第二目標字串,參閱圖5並配合參閱圖1,該處理單元113判斷該參考字元資料中是否存在該第二目標字串的方式如下。For the second target string, referring to FIG. 5 and referring to FIG. 1, the manner in which the processing unit 113 determines whether the second target string exists in the reference character data is as follows.

首先,在子步驟S51中,該處理單元113判斷該參考字元資料中是否存在一或多個符合該金融帳號格式條件的候選帳號字串。若該處理單元113判斷的結果為是,接著進行子步驟S52。另一方面,若該處理單元113判斷的結果為否,則代表該參考字元資料中並不存在任何一個金融帳戶帳號,在此情況下,該處理單元113判定該參考字元資料中不存在該第二目標字串。First, in sub-step S51, the processing unit 113 determines whether there are one or more candidate account character strings that meet the format conditions of the financial account number in the reference character data. If the determination result of the processing unit 113 is YES, then step S52 is performed. On the other hand, if the determination result of the processing unit 113 is NO, it means that there is no financial account account number in the reference character data. In this case, the processing unit 113 determines that the reference character data does not exist. The second target string.

在子步驟S52中,當該處理單元113判斷該字元資料中存在符合該金融帳號格式條件的該(等)候選帳號字串時,該處理單元113判斷該(等)候選帳號字串的數量是否為多個。若該處理單元113判斷的結果為是,接著進行子步驟S53。另一方面,若該處理單元113判斷的結果為否,亦即判斷出該(等)候選帳號字串的數量為單一個時,該處理單元113將該候選帳號字串作為該第二目標字串,並且判定該參考字元資料中存在該第二目標字串。In sub-step S52, when the processing unit 113 determines that the (or) candidate account string that meets the financial account format condition exists in the character data, the processing unit 113 determines the number of the (or) candidate account string Whether it is multiple. If the determination result of the processing unit 113 is YES, then step S53 is performed. On the other hand, if the determination result of the processing unit 113 is no, that is, when it is determined that the number of the (such) candidate account string is a single one, the processing unit 113 uses the candidate account string as the second target word. String, and it is determined that the second target string exists in the reference character data.

在子步驟S53中,當該處理單元113判斷出該(等)候選帳號字串的數量為多個時,該處理單元113判斷該等候選帳號字串中是否存在其中一個符合一帳號關鍵字條件的目標候選帳號字串。在本實施例中,對於每一候選帳號字串,該帳號關鍵字條件代表該候選帳號字串所在的同一個、前一個或者後一個段落中存在一帳號關鍵詞彙,且該帳號關鍵詞彙在本實施例中例如為「帳號」,但並不以此為限。若該處理單元113判斷的結果為是,則該處理單元113將符合該目標候選帳號字串作為該第二目標字串,並且判定該參考字元資料中存在該第二目標字串。另一方面,若該處理單元113判斷的結果為否,則該處理單元113從該等候選帳號字串中選出其中一者作為該第二目標字串,並且判定該參考字元資料中存在該第二目標字串。補充說明的是,該處理單元113從該等候選帳號字串中選出該第二目標字串的方式可例如是根據該等候選帳號字串被辨識出的順序、排列於該參考字元資料中的順序或者是隨機選出,但並不以此為限。In sub-step S53, when the processing unit 113 determines that the number of the (or other) candidate account strings is multiple, the processing unit 113 determines whether one of the candidate account strings meets an account keyword condition The target candidate account string for. In this embodiment, for each candidate account string, the account keyword condition represents that there is an account keyword sink in the same, previous, or next paragraph where the candidate account string is located, and the account keyword sink is in this In the embodiment, it is "account number", but it is not limited to this. If the determination result of the processing unit 113 is YES, the processing unit 113 uses the target candidate account string that matches the target candidate string as the second target string, and determines that the second target string exists in the reference character data. On the other hand, if the determination result of the processing unit 113 is no, the processing unit 113 selects one of the candidate account strings as the second target string, and determines that the reference character data exists in the reference character data. The second target string. It is added that the manner in which the processing unit 113 selects the second target string from the candidate account strings may be, for example, arranged in the reference character data according to the order in which the candidate account strings are identified. The order is randomly selected, but it is not limited to this.

對於該第三目標字串,參閱圖6並配合參閱圖1,該處理單元113判斷該參考字元資料中是否存在該第三目標字串的方式如下。For the third target string, referring to FIG. 6 and in conjunction with FIG. 1, the manner in which the processing unit 113 determines whether the third target string exists in the reference character data is as follows.

首先,在子步驟S61中,該處理單元113判斷該參考字元資料中是否存在一或多個符合該金額格式條件且非屬該第一目標字串也非屬該第二目標字串的候選金額字串。若該處理單元113判斷的結果為是,接著進行子步驟S62。另一方面,若該處理單元113判斷的結果為否,則代表該參考字元資料中並不存在任何預定轉帳金額,在此情況下,該處理單元113判定該參考字元資料中不存在該第三目標字串。First, in sub-step S61, the processing unit 113 determines whether there are one or more candidates in the reference character data that meet the condition of the amount format and are not the first target string or the second target string. Amount string. If the determination result of the processing unit 113 is YES, then sub-step S62 is performed. On the other hand, if the result determined by the processing unit 113 is no, it means that there is no predetermined transfer amount in the reference character data. In this case, the processing unit 113 determines that the reference character data does not exist in the reference character data. Third target string.

在子步驟S62中,當該處理單元113判斷該字元資料中存在符合該金額格式條件的該(等)候選金額字串時,該處理單元113判斷該(等)候選金額字串的數量是否為多個。若該處理單元113判斷的結果為是,接著進行子步驟S63。另一方面,若該處理單元113判斷的結果為否,亦即判斷出該(等) 候選金額字串的數量為單一個時,該處理單元113將該候選金額字串作為該第三目標字串,並且判定該參考字元資料中存在該第三目標字串。In sub-step S62, when the processing unit 113 determines that the (or) candidate amount strings that meet the condition of the amount format exist in the character data, the processing unit 113 determines whether the number of (or) candidate amount strings is For multiple. If the determination result of the processing unit 113 is YES, then step S63 is performed. On the other hand, if the determination result of the processing unit 113 is no, that is, when it is determined that the number of the (or other) candidate amount strings is a single one, the processing unit 113 uses the candidate amount string as the third target word. String, and it is determined that the third target string exists in the reference character data.

在子步驟S63中,當該處理單元113判斷出該(等)候選金額字串的數量為多個時,該處理單元113判斷該等候選金額字串中是否存在其中一個符合一金額關鍵字條件的目標候選金額字串。在本實施例中,對於每一候選金額字串,該金額關鍵字條件代表:在該參考字元資料中,以該候選金額字串為中心位置的前K個字元及/或後K個字元中存在多個金額關鍵字元中的其中一者。更具體地說,且K在本實施例中例如為2。然而,在其他實施例中,K只要是大於等於1的整數即可實施,而並不以本實施例為限。更具體地說,在本實施例中,該等金額關鍵字元中的一第一金額關鍵字元可例如為「元」,而該等金額關鍵字元中的一第二金額關鍵字元則可例如為一半形貨幣符號字元,且例如被實施為「$」,但並不以此為限。換句話說,本實施例的該金額關鍵字條件代表該候選金額字串的前後2個字元內存在「元」字或「$」符號,但並不以此為限。In sub-step S63, when the processing unit 113 determines that the number of the (or other) candidate amount strings is plural, the processing unit 113 determines whether one of the candidate amount strings meets an amount keyword condition String of target candidate amounts. In this embodiment, for each candidate amount string, the amount keyword condition represents: in the reference character data, the first K characters and / or the last K characters centered on the candidate amount string. There is one of a plurality of amount keyword elements in the character. More specifically, K is, for example, 2 in this embodiment. However, in other embodiments, K can be implemented as long as it is an integer greater than or equal to 1, and is not limited to this embodiment. More specifically, in this embodiment, a first amount keyword of the amount keyword elements may be, for example, "yuan", and a second amount keyword of the amount keyword elements is It may be, for example, a half-shaped currency symbol character, and is implemented as, for example, "$", but is not limited thereto. In other words, the amount keyword condition in this embodiment represents that there is a "yuan" character or a "$" symbol in the two characters before and after the candidate amount string, but it is not limited thereto.

若該處理單元113在子步驟S63中的判斷的結果為是,則該處理單元113將該目標候選金額字串作為該第三目標字串,並且判定該參考字元資料中存在該第三目標字串。另一方面,若該處理單元113判斷的結果為否,則該處理單元113從該等候選金額字串中選出其中一者作為該第三目標字串,並且判定該參考字元資料中存在該第三目標字串。補充說明的是,該處理單元113從該等候選金額字串中選出該第三目標字串的方式可例如是根據該等候選金額字串被辨識出的順序、排列於該參考字元資料中的順序或者是隨機選出,但並不以此為限。If the determination result of the processing unit 113 in sub-step S63 is yes, the processing unit 113 uses the target candidate amount string as the third target string, and determines that the third target exists in the reference character data String. On the other hand, if the determination result of the processing unit 113 is no, the processing unit 113 selects one of the candidate amount strings as the third target string, and determines that the reference character data contains the Third target string. It is added that the manner in which the processing unit 113 selects the third target string from the candidate amount strings may be, for example, arranged in the reference character data according to the order in which the candidate amount strings are identified. The order is randomly selected, but it is not limited to this.

同時參閱圖1及圖2,在接續於步驟S4之後的步驟S5中,當該處理單元113判斷出該參考字元資料中存在該第一目標字串、該第二目標字串及該第三目標字串的其中至少一者時,該處理單元113根據該第一目標字串、該第二目標字串及該第三目標字串的其中該至少一者產生一預定轉帳資料,並且,在本實施例中,該預定轉帳資料包含一預定轉入銀行識別資料、一預定轉入帳號及一預定轉帳金額的其中至少一者。更具體地說,在該參考字元資料中存在該第一目標字串的情況下,該處理單元113會將該第一目標字串作為被包含於該預定轉帳資料中的該預定轉入銀行識別資料,也就是說,該預定轉入銀行識別資料可例如為一特定銀行名稱或一特定銀行代碼。另一方面,在該參考字元資料中存在該第二目標字串的情況下,該處理單元113會將該第二目標字串作為被包含於該預定轉帳資料中的一預定轉帳金額。再一方面,在該參考字元資料中存在該第三目標字串的情況下,該處理單元113會將該第三目標字串作為被包含於該預定轉帳資料中的該預定轉帳金額。因此,舉一例來說,若該處理單元113於步驟S4中判斷出該第一目標字串至該第三目標字串三者皆存在,則該預定轉帳資料便會包含該預定轉入銀行識別資料、該預定轉入帳號及該預定轉帳金額。另一例來說,若該處理單元113於步驟S4中判斷出僅有該第二目標字串及該第三目標字串兩者存在,則該預定轉帳資料便僅會包含該預定轉入帳號及該預定轉帳金額,而不包含該預定轉入銀行識別資料。補充說明的是,在本實施例中,若該處理單元113在該第三目標字串不存在的情況下產生該預定轉帳資料,該處理單元113會直接以一預定數值作為該預定轉帳金額,並且,該預定數值在本實施例中例如為0,亦即預設該預定轉帳金額為0元,但並不以此為限。Referring to FIG. 1 and FIG. 2 at the same time, in step S5 subsequent to step S4, when the processing unit 113 determines that the reference character data includes the first target string, the second target string, and the third When there is at least one of the target strings, the processing unit 113 generates a predetermined transfer data according to the at least one of the first target string, the second target string, and the third target string, and, in In this embodiment, the scheduled transfer data includes at least one of a scheduled transfer bank identification information, a scheduled transfer account number, and a scheduled transfer amount. More specifically, if the first target string exists in the reference character data, the processing unit 113 uses the first target string as the scheduled transfer bank included in the scheduled transfer data. Identification information, that is, the predetermined transfer bank identification information may be, for example, a specific bank name or a specific bank code. On the other hand, if the second target string exists in the reference character data, the processing unit 113 uses the second target string as a predetermined transfer amount included in the predetermined transfer data. In another aspect, when the third target string exists in the reference character data, the processing unit 113 uses the third target string as the predetermined transfer amount included in the predetermined transfer data. Therefore, for example, if the processing unit 113 determines in step S4 that all of the first target string to the third target string exist, the scheduled transfer data will include the scheduled transfer bank identification Information, the scheduled transfer account number and the scheduled transfer amount. For another example, if the processing unit 113 determines in step S4 that only the second target string and the third target string exist, the scheduled transfer data will only include the scheduled transfer account number and The scheduled transfer amount does not include the scheduled transfer bank identification information. It is added that, in this embodiment, if the processing unit 113 generates the predetermined transfer data when the third target string does not exist, the processing unit 113 directly uses a predetermined value as the predetermined transfer amount. In addition, the predetermined value is, for example, 0 in this embodiment, that is, the predetermined transfer amount is preset to 0 yuan, but is not limited thereto.

在該處理單元113產生該預定轉帳資料後,接著進行步驟S6。After the processing unit 113 generates the predetermined transfer data, it proceeds to step S6.

在步驟S6中,該處理單元113將該預定轉帳資料經由該通訊單元112以匯入至該線上轉帳使用者介面的方式提供至該使用端5。具體舉一例來說,假設該預定轉帳資料包含該預定轉入銀行識別資料、該預定轉入帳號及該預定轉帳金額三者,則該處理單元113將該預定轉帳資料提供至該使用端5的方式便會包含將該預定轉入銀行識別資料匯入至該線上轉帳使用者介面的轉入銀行輸入欄位、將該預定轉入帳號匯入至該線上轉帳使用者介面的轉入帳號輸入欄位,以及將該預定轉帳金額匯入至該線上轉帳使用者介面的轉帳金額輸入欄位。舉另一例來說,假設該預定轉帳資料僅包含該預定轉入帳號及該預定轉帳金額而不包含該預定轉入銀行識別資料,則該處理單元113將該預定轉帳資料提供至該使用端5的方式便會僅包含將該預定轉入帳號及該預定轉帳金額分別匯入至該轉入帳號輸入欄位及該轉帳金額輸入欄位,而不會匯入任何內容至該轉入銀行輸入欄位。In step S6, the processing unit 113 provides the predetermined transfer data to the user terminal 5 via the communication unit 112 in a manner of importing to the online transfer user interface. Specifically, for example, assuming that the scheduled transfer data includes the scheduled transfer bank identification information, the scheduled transfer account number, and the scheduled transfer amount, the processing unit 113 provides the scheduled transfer data to the user terminal 5 The method will include importing the predetermined transfer bank identification information into the transfer bank input field of the online transfer user interface, and importing the scheduled transfer account number into the transfer account input field of the online transfer user interface. And a transfer amount input field for importing the predetermined transfer amount into the online transfer user interface. For another example, assuming that the scheduled transfer information includes only the scheduled transfer account number and the scheduled transfer amount and does not include the scheduled transfer bank identification information, the processing unit 113 provides the scheduled transfer information to the user terminal 5 The method will only include importing the predetermined transfer account number and the predetermined transfer amount into the transfer account input field and the transfer amount input field, respectively, without importing any content into the transfer bank input field Bit.

在接續於步驟S4之後的步驟S7中,當該處理單元113判斷出該參考字元資料中不存在該第一目標字串、該第二目標字串及該第三目標字串的其中任一者時,代表該處理單元113判定該參考字元資料中不存在任何特定銀行名稱、特定銀行代碼、金融帳戶帳號及預定轉帳金額,在此情況下,該處理單元113對該參考字元資料進行一字元替換編輯程序。在本實施例中,該字元替換編輯程序包含將該字元資料中屬於一特定英文字母(在此作為一第一特定英文字母)的每一個字元由該第一特定英文字母替換為一對應該第一特定英文字母的特定阿拉伯數字(在此作為一第一特定阿拉伯數字),以及將該字元資料中屬於另一特定英文字母(在此作為一第二特定英文字母)的每一個字元由該第二特定英文字母替換為另一對應該第二特定英文字母的特定阿拉伯數字(在此作為一第二特定阿拉伯數字)。In step S7 subsequent to step S4, when the processing unit 113 determines that the reference character data does not exist in any of the first target string, the second target string, and the third target string On behalf of the processing unit 113, it is determined that there is no specific bank name, specific bank code, financial account account number, and scheduled transfer amount in the reference character data. In this case, the processing unit 113 performs the reference character data One character replacement editor. In this embodiment, the character replacement editing program includes replacing each character in the character data that belongs to a specific English letter (here, a first specific English letter) with the first specific English letter with a A specific Arabic number corresponding to the first specific English letter (here a first specific Arabic number), and each of the character data belonging to another specific English letter (here a second specific English letter) The character is replaced by the second specific English alphabet with another specific Arabic numeral corresponding to the second specific English alphabet (herein, it is a second specific Arabic numeral).

更詳細地說,該第一特定英文字母在本實施例中為「S」,而該第一特定阿拉伯數字則例如為「5」,另一方面,該第二特定英文字母在本實施例中為「O」,而該第二特定阿拉伯數字則例如為「0」。也就是說,該處理單元113於該字元替換編輯程序中會將該參考字元資料中的所有英文字母「S」替換為阿拉伯數字「5」,以及將該參考字元資料中的所有英文字母「O」替換為阿拉伯數字「0」,但並不以此為限。特別說明的是,由於英文字母的「S」與阿拉伯數字的「5」之間在外觀上具有一定程度的相似,而英文字母的「O」與阿拉伯數字的「0」之間亦然,因此,在步驟S2的該光學字元辨識程序中,該處理單元113有可能會將存在於該圖像中的阿拉伯數字「5」誤辨識為英文字母「S」,也有可能會將阿拉伯數字「0」誤辨識為英文字母「O」,所以,若該圖像中原本存在一阿拉伯數字的組合「500」,則該處理單元113有可能會將該圖像中的「500」誤辨識為「SOO」、「S00」、「5OO」等錯誤的結果,而導致該初始字元資料及該參考字元資料中存在被辨識錯誤的字元。並且,前述的誤辨識情況可能會導致該處理單元113無法正確地從該參考文字資料中辨識出該第一目標字串至該第三目標字串。因此,值得注意的是,若該處理單元113於該光學字元辨識程序中有辨識錯誤,則以前述所舉的例子來說,藉由對該參考字元資料進行該字元替換編輯程序,該處理單元113便能將被誤辨識而產生的「SOO」、「S00」、「5OO」轉換為正確的純阿拉伯數字字串「500」。In more detail, the first specific English alphabet is "S" in this embodiment, and the first specific Arabic numeral is, for example, "5". On the other hand, the second specific English alphabet is in this embodiment Is "O", and the second specific Arabic numeral is, for example, "0". In other words, the processing unit 113 replaces all the English letters "S" in the reference character data with the Arabic numeral "5" in the character replacement editing program, and all the English characters in the reference character data The letter "O" is replaced by the Arabic numeral "0", but it is not limited to this. In particular, because the English letter "S" and the Arabic numeral "5" have a certain degree of similarity in appearance, and the English letter "O" and the Arabic numeral "0" are also the same, so In the optical character recognition program of step S2, the processing unit 113 may misidentify the Arabic numeral "5" existing in the image as the English letter "S", or it may recognize the Arabic numeral "0" "Is misidentified as the English letter" O ", so if there is an Arabic numeral combination" 500 "in the image, the processing unit 113 may misidentify the" 500 "in the image as" SOO " "," S00 "," 5OO ", etc., causing the initial character data and the reference character data to have incorrectly identified characters. Moreover, the foregoing misidentification may cause the processing unit 113 to fail to correctly identify the first target string to the third target string from the reference text data. Therefore, it is worth noting that if the processing unit 113 has a recognition error in the optical character recognition program, according to the aforementioned example, by performing the character replacement editing program on the reference character data, The processing unit 113 can convert the "SOO", "S00", and "5OO" generated by misidentification into the correct pure Arabic numeral string "500".

補充說明的是,在其他實施例中,該字元替換編輯程序還可進一步包含將小寫的英文字母「s」替換為阿拉伯數字「5」、將小寫的英文字母「o」替換為阿拉伯數字「0」,或者將小寫的英文字母「l」替換為阿拉伯數字「1」等,但並不以此為限。It is added that, in other embodiments, the character replacement editing program may further include replacing the lowercase English letter "s" with the Arabic numeral "5" and replacing the lowercase English letter "o" with the Arabic numeral " 0 ", or replace the lowercase English letter" l "with the Arabic numeral" 1 ", etc., but not limited to this.

在該處理單元113對該參考字元資料進行該字元替換編輯程序後,接著進行步驟S8。After the processing unit 113 performs the character replacement editing procedure on the reference character data, step S8 is then performed.

在步驟S8中,該處理單元113判斷經過該字元替換編輯程序的該參考字元資料中是否存在該第一目標字串、該第二目標字串及該第三目標字串的其中至少一者。該處理單元113在本步驟中判斷該第一目標字串至該第三目標字串是否存在的方式如同前述的子步驟S41至子步驟S46(示於圖4)、子步驟S51至子步驟S53(示於圖5)以及子步驟S61至子步驟S63(示於圖6),故在此不再重述。並且,若該處理單元113判斷的結果為是,接著進行步驟S9。另一方面,若該處理單元113判斷的結果為否,則接著進行步驟S10。In step S8, the processing unit 113 determines whether at least one of the first target string, the second target string, and the third target string exists in the reference character data of the character replacement editing program. By. The processing unit 113 determines whether the first target string to the third target string exist in this step in the same manner as the aforementioned sub-steps S41 to S46 (shown in FIG. 4), and sub-steps S51 to S53. (Shown in FIG. 5) and sub-step S61 to sub-step S63 (shown in FIG. 6), so it will not be repeated here. And if the result of the determination by the processing unit 113 is YES, then step S9 is performed. On the other hand, if the determination result of the processing unit 113 is NO, then step S10 is performed.

在接續於步驟S8之後的步驟S9中,當該處理單元113判斷出經過該字元替換編輯程序的該參考字元資料中存在該第一目標字串至該第三目標字串的其中至少一者時,根據該第一目標字串至該第三目標字串的其中該至少一者產生該預定轉帳資料,並經由該通訊單元112將該預定轉帳資料提供至該使用端5。該處理單元113將該預定轉帳資料提供至該使用端5的方式與前述的步驟S6相同,故在此不再重述。In step S9 subsequent to step S8, when the processing unit 113 determines that at least one of the first target string to the third target string exists in the reference character data of the character replacement editing program. In this case, the predetermined transfer data is generated according to the at least one of the first target string to the third target string, and the predetermined transfer data is provided to the user terminal 5 through the communication unit 112. The manner in which the processing unit 113 provides the predetermined transfer data to the user terminal 5 is the same as the aforementioned step S6, and therefore will not be repeated here.

在接續於步驟S8之後的步驟S10中,當該處理單元113判斷出經過該字元替換編輯程序的該參考字元資料中仍不存在該第一目標字串至該第三目標字串的任一者時,該處理單元113產生一辨識失敗通知,並且將該辨識失敗通知經由該通訊單元112提供至該使用端5以供該使用端5輸出。In step S10 subsequent to step S8, when the processing unit 113 determines that the reference character data after the character replacement editing program does not exist any of the first target string to the third target string. In one case, the processing unit 113 generates an identification failure notification, and provides the identification failure notification to the user terminal 5 via the communication unit 112 for the user terminal 5 to output.

以上即為本實施例的該轉帳資料建立伺服端11所實施的轉帳資料建立方法。補充說明的是,在本實施例中,該轉帳資料建立伺服端11的處理單元113例如是藉由載入並執行一電腦程式產品所包含的一特定演算法而實施該轉帳資料建立方法,並且,在本實施例中,該儲存單元111所儲存的該光學字元辨識模型D2例如也被包含於該電腦程式產品中,但並不以此為限。具體來說,該電腦程式產品可例如是儲存有該光學字元辨識模型D2及該特定演算法的光碟片或隨身碟,或者,該電腦程式產品也可以是被儲存於網路空間而可供下載安裝的一套程式軟體,但不以此為限。The above is the method for establishing the transfer data implemented by the transfer data establishment server 11 of this embodiment. It is added that, in this embodiment, the processing unit 113 of the transfer data creation server 11 implements the transfer data creation method by loading and executing a specific algorithm included in a computer program product, and In this embodiment, the optical character recognition model D2 stored in the storage unit 111 is also included in the computer program product, but is not limited thereto. Specifically, the computer program product may be, for example, an optical disc or a portable disk storing the optical character recognition model D2 and the specific algorithm, or the computer program product may also be stored in a network space and available for use. Download and install a set of program software, but not limited to this.

進一步說明的是,在該轉帳資料建立伺服端11的處理單元113將該預定轉帳資料提供至該使用端5後,當該使用端5接收到該預定轉帳資料時,會將該預定轉帳資料顯示於該轉帳使用者介面。藉此,使用者能夠檢視該轉入銀行輸入欄位、該轉入帳號輸入欄位及該轉帳金額輸入欄位中的內容是否正確。值得注意的是,即便該轉帳資料建立伺服端11並未將該預定轉入銀行識別資料、該預定轉入帳號及該預定轉帳金額三者全部匯入該轉帳使用者介面,或者是匯入了不正確的預定轉入銀行識別資料、預定轉入帳號或預定轉帳金額至該轉帳使用者介面,使用者仍能手動地對該轉入銀行輸入欄位、該轉入帳號輸入欄位及該轉帳金額輸入欄位進行編輯。並且,當該使用端5接收到一根據使用者之操作而產生的確認轉帳指令時,根據該轉入銀行輸入欄位、該轉入帳號輸入欄位及該轉帳金額輸入欄位的內容產生一轉帳請求,並將該轉帳請求經由該通訊網路傳送至該轉帳交易執行伺服端12。該轉帳請求包含一轉帳交易資料,且該轉帳交易資料包含一轉入銀行識別資料、一轉入帳號及一轉帳金額,特別說明的是,該轉入銀行識別資料、該轉入帳號及該轉帳金額可例如是分別與該轉帳資料建立伺服端11於前述的步驟S5或步驟S9中所產生的該預定轉入銀行識別資料、該預定轉入帳號及該預定轉帳金額完全相符,或者,該轉入銀行識別資料、該轉入帳號及該轉帳金額亦可例如有其中至少一者經過使用者的編輯,而與該預定轉入銀行識別資料、該預定轉入帳號及該預定轉帳金額中的其中至少一對應者彼此不同。It is further explained that after the processing unit 113 of the transfer data creation server 11 provides the scheduled transfer data to the user 5, when the user 5 receives the scheduled transfer data, it displays the scheduled transfer data In the transfer user interface. Thereby, the user can check whether the contents in the input bank input field, the input account input field, and the transfer amount input field are correct. It is worth noting that even if the transfer data creation server 11 did not transfer all three of the scheduled transfer bank identification information, the scheduled transfer account number and the scheduled transfer amount into the transfer user interface, or did Incorrect scheduled transfer bank identification information, scheduled transfer account number or scheduled transfer amount to the transfer user interface, the user can still manually manually enter the transfer bank input field, the transfer account input field, and the transfer The amount input field is edited. In addition, when the user terminal 5 receives a confirmation transfer instruction generated according to the user's operation, it generates a message according to the contents of the transfer bank input field, the transfer account input field, and the transfer amount input field. The transfer request is transmitted to the transfer transaction execution server 12 via the communication network. The transfer request includes a transfer transaction information, and the transfer transaction information includes a transfer bank identification information, a transfer account number and a transfer amount. In particular, the transfer bank identification information, the transfer account number and the transfer The amount may, for example, be completely consistent with the predetermined transfer bank identification information, the predetermined transfer account number and the predetermined transfer amount generated by the transfer data creation server 11 in the foregoing step S5 or step S9, respectively, or the transfer At least one of the identification information of the incoming bank, the transfer account number and the transfer amount may be edited by the user, and the identification information of the predetermined transfer bank, the predetermined transfer account number and the predetermined transfer amount may be among them. At least one counterpart is different from each other.

最後,當該轉帳交易執行伺服端12接收到來自該使用端5的該轉帳請求時,該轉帳交易執行伺服端12根據該轉帳請求所包含的該轉入銀行識別資料、該轉入帳號及該轉帳金額執行一轉帳程序,該轉帳程序包含將一符合該轉帳金額的款項由一轉出帳戶轉入至一由該轉入銀行識別資料所指示出之銀行機構所開立且對應該轉入帳號的收款金融帳戶。由於該轉帳交易執行伺服端12執行該轉帳程序的其他細節並非本專利說明書的重點,故在此不再詳述。Finally, when the transfer transaction execution server 12 receives the transfer request from the user terminal 5, the transfer transaction execution server 12 according to the transfer bank identification information, the transfer account number, and the transfer request included in the transfer request. The transfer amount executes a transfer procedure, which includes transferring a payment that matches the transfer amount from an transfer account to a bank account opened by a banking institution indicated by the transfer bank identification information and corresponding to the transfer account number Collection financial account. Since other details of the transfer transaction execution server 12 executing the transfer procedure are not the focus of this patent specification, they will not be described in detail here.

以上即為對本新型轉帳伺服系統1的第一實施例的說明。The above is the description of the first embodiment of the new transfer server system 1.

以下針對本新型轉帳伺服系統1的一第二實施例與第一實施例之間的差異進行說明。在第二實施例中,該光學字元辨識模型D2是儲存於該使用端5,而並非如第一實施例地是儲存於該轉帳資料建立伺服端11。並且,在第二實施例中,該轉帳資料建立伺服端11在實施該轉帳資料建立方法前,該使用端5會預先對該圖像執行該光學字元辨識程序以產生該初始字元資料。因此,在第二實施例的該轉帳資料建立方法中,該轉帳資料建立伺服端11並不會從該使用端5接收該圖像,而是直接從該使用端5接收由該使用端5所產生的初始字元資料,並接著對該初始字元資料執行該預先編輯程序(亦即圖2中的步驟S3)。另外,在第二實施例中,該轉帳資料建立伺服端11例如也是藉由載入並執行該電腦程式產品所包含的該特定演算法而實施該轉帳資料建立方法,然而,與第一實施例不同的是,第二實施例中的該電腦程式產品並未包含該光學字元辨識模型D2。The following describes differences between a second embodiment and the first embodiment of the new-type transfer server system 1. In the second embodiment, the optical character recognition model D2 is stored in the use terminal 5 instead of the transfer data creation server 11 as in the first embodiment. Moreover, in the second embodiment, before the transfer data creation server 11 implements the transfer data creation method, the user end 5 performs the optical character recognition procedure on the image in advance to generate the initial character data. Therefore, in the method for establishing transfer data in the second embodiment, the transfer data creation server 11 does not receive the image from the user 5 but directly receives the image from the user 5 by the user 5 The initial character data is generated, and then the pre-editing process is performed on the initial character data (ie, step S3 in FIG. 2). In addition, in the second embodiment, the transfer data creation server 11 also implements the transfer data creation method by, for example, loading and executing the specific algorithm included in the computer program product. However, it is the same as the first embodiment The difference is that the computer program product in the second embodiment does not include the optical character recognition model D2.

並且,在上述的第一實施例及第二實施例中,該轉帳資料建立伺服端11及該使用端5皆是對該圖像的整體執行該光學字元辨識程序。然而,在其他的實施例中,該轉帳資料建立伺服端11或該使用端5也可例如是僅針對該圖像所具有的一或多個目標部分執行該光學字元辨識程序而產生該初始字元資料。而且,該(等)目標部分例如是由該使用端5根據使用者的操作而定義出。更具體地說,該使用端5例如能供使用者在該圖像上以圈選的方式手動選取一或多個範圍,而使得該等範圍被該使用端5分別定義為該(等)目標部分,如此一來,使用者能夠自行選取該圖像中存在正確轉帳相關資料的部分,而有助於提高該轉帳資料建立伺服端11所產生之該預定轉入銀行識別資料的正確率,再者,於該圖像中以圈選方式選取範圍的操作方式相較於打字輸入更加地直覺且方便,因此,即便使用者不熟悉打字,選取範圍的操作也不會帶給使用者太多的操作負擔。Moreover, in the above-mentioned first and second embodiments, the transfer data creation server end 11 and the use end 5 both perform the optical character recognition procedure on the entire image. However, in other embodiments, the transfer data creation server 11 or the user 5 may, for example, execute the optical character recognition program only for one or more target portions of the image to generate the initial Character data. The target part is defined by the user terminal 5 according to a user operation, for example. More specifically, the user end 5 can, for example, be used by a user to manually select one or more ranges in a circled manner on the image, so that the ranges are defined as the (or other) targets by the user end 5 respectively. Partly, in this way, the user can select the part of the image that contains the correct transfer-related information by himself, which will help improve the accuracy of the predetermined transfer-in bank identification data generated by the transfer data creation server 11 and then In addition, the operation of selecting a range by circle selection in this image is more intuitive and convenient than typing input. Therefore, even if the user is not familiar with typing, the selection operation will not bring too much Operational burden.

綜上所述,該轉帳資料建立伺服端11藉由實施該轉帳資料建立方法,能夠判斷出根據該圖像所產生的字元資料中是否存在指示出特定銀行機構的第一目標字串、符合金融帳號格式條件的第二目標字串,以及符合金額格式條件的第三目標字串,並且,在判斷出該第一目標字串至該第三目標字串的其中至少一者存在的情形下,該轉帳資料建立伺服端11便能產生該預定轉帳資料,並將該預定轉帳資料提供至該使用端5,如此一來,便能有效地減少使用者需要親自輸入的轉帳相關資料,而且,若該預定轉帳資料完全正確,使用者更能在完全不需親自輸入轉帳相關資料的情況下以該使用端5完成轉帳,因此,該轉帳資料建立伺服端11的確能降低使用者以手機或電腦等個人電子裝置進行轉帳的操作門檻。此外,值得一提的是,藉由實施該轉帳資料建立方法,該轉帳資料建立伺服端11所能辨識的圖像並沒有任何格式上的限制,也就是說,無論該圖像是一張通訊軟體聊天視窗的截圖、一封簡訊或電子郵件的截圖,還是一張紙本文件的照片,皆能作為供該轉帳資料建立伺服端11辨識的對象,因此,該轉帳資料建立方法不僅方便使用,更具有相當優秀的應用彈性,故確實能達成本新型之目的。In summary, by implementing the transfer data creation method, the transfer data creation server 11 can determine whether there is a first target string indicating compliance with a specific banking institution in the character data generated according to the image. A second target string of the financial account format condition and a third target string that meets the amount format condition, and when it is determined that at least one of the first target string to the third target string exists The transfer data creation server 11 can generate the scheduled transfer data and provide the scheduled transfer data to the user terminal 5. In this way, the user can effectively reduce the transfer-related data that the user needs to enter in person, and, If the scheduled transfer information is completely correct, the user can complete the transfer with the user terminal 5 without having to input the transfer-related information in person. Therefore, the server 11 for establishing the transfer information can indeed reduce the user's mobile phone or computer. Operation threshold for waiting for personal electronic device to transfer money. In addition, it is worth mentioning that by implementing the method for establishing the transfer data, the image recognized by the transfer data creation server 11 does not have any format restrictions, that is, whether the image is a communication A screenshot of the software chat window, a screenshot of a newsletter or email, or a photo of a paper document can be used as the object for the transfer data creation server 11 to identify. Therefore, the method for creating the transfer data is not only convenient to use, It has quite excellent application flexibility, so it can indeed achieve the purpose of new cost.

惟以上所述者,僅為本新型之實施例而已,當不能以此限定本新型實施之範圍,凡是依本新型申請專利範圍及專利說明書內容所作之簡單的等效變化與修飾,皆仍屬本新型專利涵蓋之範圍內。However, the above are only examples of the new model. When the scope of implementation of the new model cannot be limited by this, any simple equivalent changes and modifications made in accordance with the scope of the patent application of the new model and the content of the patent specification are still Within the scope of this new patent.

1‧‧‧轉帳伺服系統
11‧‧‧轉帳資料建立伺服端
111‧‧‧儲存單元
112‧‧‧通訊單元
113‧‧‧處理單元
12‧‧‧轉帳交易執行伺服端
5‧‧‧使用端
D1‧‧‧銀行機構清單
D2‧‧‧光學字元辨識模型
S1~S10‧‧‧步驟
S31~S32‧‧‧子步驟
S41~S46‧‧‧子步驟
S51~S53‧‧‧子步驟
S61~S63‧‧‧子步驟
1‧‧‧ transfer server system
11‧‧‧ transfer server creation server
111‧‧‧Storage unit
112‧‧‧Communication Unit
113‧‧‧processing unit
12‧‧‧ transfer transaction execution server
5‧‧‧ end of use
D1‧‧‧List of Banking Institutions
D2‧‧‧ Optical Character Recognition Model
S1 ~ S10‧‧‧step
S31 ~ S32‧‧‧‧Sub-step
S41 ~ S46‧‧‧‧Sub-step
S51 ~ S53‧‧‧‧Sub-step
S61 ~ S63‧‧‧‧Sub-step

本新型之其他的特徵及功效,將於參照圖式的實施方式中清楚地呈現,其中:
圖1是本新型轉帳伺服系統之第一實施例與一使用端相配合的一方塊示意圖;
圖2是一流程圖,示例性地說明該第一實施例中的一轉帳資料建立伺服端一如何實施一轉帳資料建立方法;
圖3是另一流程圖,示例性地說明該轉帳資料建立伺服端如何實施該轉帳資料建立方法中的一預先編輯程序;
圖4是再一流程圖,示例性地說明該轉帳資料建立伺服端如何判斷一參考字元資料中是否存在一第一目標字元;
圖5是再一流程圖,示例性地說明該轉帳資料建立伺服端如何判斷該參考字元資料中是否存在一第二目標字元;及
圖6是再一流程圖,示例性地說明該轉帳資料建立伺服端如何判斷該參考字元資料中是否存在一第三目標字元。
Other features and effects of the present invention will be clearly presented in the embodiments with reference to the drawings, among which:
FIG. 1 is a schematic block diagram of a first embodiment of the new-type transfer server system matched with a user end;
FIG. 2 is a flowchart exemplarily illustrating how a transfer data creation server in the first embodiment implements a transfer data creation method;
FIG. 3 is another flowchart exemplarily illustrating how the transfer data creation server implements a pre-editing procedure in the transfer data creation method;
FIG. 4 is still another flowchart illustrating, by way of example, how the transfer data creation server determines whether a reference character data exists in a reference character data;
FIG. 5 is another flowchart illustrating, by way of example, how the transfer data creation server determines whether a second target character exists in the reference character data; and FIG. 6 is another flowchart illustrating, by way of example, the transfer How the data creation server determines whether a third target character exists in the reference character data.

Claims (11)

一種轉帳伺服系統,適用於電連接一使用端,該轉帳伺服系統包含:
一轉帳資料建立伺服端,適用於電連接該使用端;及
一轉帳交易執行伺服端,適用於電連接該使用端;
其中,該轉帳資料建立伺服端獲得一根據一圖像所產生且包含多個字元的字元資料,並且判斷該字元資料中是否存在一符合一銀行機構識別條件且指示出一特定銀行機構的第一目標字串、一符合一金融帳號格式條件的第二目標字串,以及一符合一金額格式條件且指示出一數值的第三目標字串的其中至少一者;
在該轉帳資料建立伺服端判斷出該字元資料中存在該第一目標字串、該第二目標字串及該第三目標字串的其中至少一者時,根據該第一目標字串、該第二目標字串及該第三目標字串的其中該至少一者產生一預定轉帳資料,並將該預定轉帳資料提供至該使用端;
該轉帳交易執行伺服端於接收到一來自該使用端且相關於該預定轉帳資料的轉帳請求時,根據該轉帳請求所包含的一轉入銀行識別資料、一轉入帳號及一轉帳金額執行一轉帳程序。
A transfer server system suitable for electrically connecting a user end, the transfer server system includes:
A transfer data creation server, which is suitable for electrically connecting the user; and a transfer transaction execution server, which is suitable for electrically connecting the user;
Wherein, the transfer data creation server obtains character data generated from an image and contains multiple characters, and determines whether there exists a character bank data that meets the identification conditions of a banking institution and indicates a specific banking institution. At least one of a first target string that meets a financial account format condition, and a third target string that meets a monetary format condition and indicates a value;
When the transfer data creation server determines that at least one of the first target string, the second target string, and the third target string exists in the character data, according to the first target string, The at least one of the second target string and the third target string generates a predetermined transfer information, and provides the predetermined transfer information to the user;
When the transfer transaction execution server receives a transfer request from the user and is related to the scheduled transfer information, it executes a transfer bank identification information, a transfer account number and a transfer amount included in the transfer request. Money transfer procedure.
如請求項1所述的轉帳伺服系統,其中:
在該轉帳資料建立伺服端判斷出該第一目標字串存在的情況下,該第一目標字串被作為該預定轉帳資料所包含的一預定轉入銀行識別資料;
在該轉帳資料建立伺服端判斷出該第二目標字串存在的情況下,該第二目標字串被作為該預定轉帳資料所包含的一預定轉入帳號;
在該轉帳資料建立伺服端判斷出該第三目標字串存在的情況下,該第三目標字串被作為該預定轉帳資料所包含的一預定轉帳金額;
該轉帳資料建立伺服端將該預定轉帳資料提供至該使用端的方式,是將該預定轉帳資料匯入至該使用端所顯示的一線上轉帳使用者介面。
The transfer server system of claim 1, wherein:
When the transfer data creation server determines that the first target string exists, the first target string is used as a predetermined transfer bank identification data included in the predetermined transfer data;
When the transfer data creation server determines that the second target string exists, the second target string is used as a predetermined transfer account included in the predetermined transfer data;
When the transfer data creation server determines that the third target string exists, the third target string is used as a predetermined transfer amount included in the predetermined transfer data;
The way for the transfer data creation server to provide the scheduled transfer data to the user is to import the scheduled transfer data to an online transfer user interface displayed by the user.
如請求項2所述的轉帳伺服系統,其中:
在該轉帳資料建立伺服端判斷出該字元資料中存在該第一目標字串的情況下,該轉帳資料建立伺服端將該預定轉帳資料提供至該使用端的方式包含將該預定轉入銀行識別資料匯入至該線上轉帳使用者介面中能被編輯的一轉入銀行輸入欄位;
在該轉帳資料建立伺服端判斷出該字元資料中存在該第二目標字串的情況下,該轉帳資料建立伺服端將該預定轉帳資料提供至該使用端的方式包含將該預定轉入帳號匯入至該線上轉帳使用者介面中能被編輯的一轉入帳號輸入欄位;及
在該轉帳資料建立伺服端判斷出該字元資料中存在該第三目標字串的情況下,該轉帳資料建立伺服端將該預定轉帳資料提供至該使用端的方式包含將該預定轉帳金額匯入至該線上轉帳使用者介面中能被編輯的一轉帳金額輸入欄位。
The transfer server system according to claim 2, wherein:
In the case where the transfer data creation server determines that the first target string exists in the character data, the method for the transfer data creation server to provide the predetermined transfer data to the user includes transferring the reservation to a bank identification Data import into a bank input field that can be edited in the online transfer user interface;
In the case where the transfer data creation server determines that the second target string exists in the character data, the method for the transfer data creation server to provide the predetermined transfer data to the user includes transferring the reservation to an account. Into a transfer account input field that can be edited in the online transfer user interface; and when the transfer data creation server determines that the third target string exists in the character data, the transfer data The method for establishing the server to provide the predetermined transfer data to the user includes importing the predetermined transfer amount into a transfer amount input field that can be edited in the online transfer user interface.
如請求項1所述的轉帳伺服系統,其中,該轉帳資料建立伺服端儲存一銀行機構清單,該銀行機構清單包含多個銀行名稱及多個一對一地分別對應該等銀行名稱的銀行代碼,該字元資料包含多個字串,且每一字串是由該等字元的其中多個彼此連續排列的字元所組成,對於該字元資料中的每一字串,若該字串為一純文字字串,則該銀行機構識別條件包含該純文字字串相符於該等銀行名稱中的其中一個銀行名稱,若該字串為一純阿拉伯數字字串,則該銀行機構識別條件包含該純阿拉伯數字字串相符於該等銀行代碼中的其中一個銀行代碼。The transfer server system according to claim 1, wherein the transfer data creation server stores a bank institution list, and the bank institution list includes a plurality of bank names and a plurality of one-to-one bank codes corresponding to the bank names , The character data contains multiple strings, and each string is composed of a plurality of consecutively arranged characters of the characters. For each string in the character data, if the character String is a plain text string, the banking institution identification condition includes that the plain text string matches one of the bank names among the bank names, and if the string is a pure Arabic numeral string, the banking institution is identified The condition includes that the string of pure Arabic numerals matches one of the bank codes. 如請求項4所述的轉帳伺服系統,其中,該轉帳資料建立伺服端判斷該字元資料中是否存在該第一目標字串的方式包含:
該轉帳資料建立伺服端判斷該字元資料中是否存在一或多個符合一第一候選條件的候選銀行代碼字串,對於該字元資料中的每一字串,該第一候選條件包含該字串為一純阿拉伯數字字串、該字串的字串長度為一特定長度,以及該字串所指示出的數值符合一預定數值範圍;及
該轉帳資料建立伺服端判斷符合該第一候選條件候選的該(等)銀行代碼字串中是否有其中一者符合該銀行機構識別條件。
The transfer server system according to claim 4, wherein the manner in which the transfer data creation server determines whether the first target string exists in the character data includes:
The transfer data creation server determines whether one or more candidate bank code strings that meet a first candidate condition exist in the character data. For each character string in the character data, the first candidate condition includes the The string is a pure Arabic numeral string, the string length of the string is a specific length, and the value indicated by the string conforms to a predetermined value range; and the transfer data creation server determines that it meets the first candidate Whether one of the (and other) bank code strings of the condition candidate meets the identification conditions of the banking institution.
如請求項5所述的轉帳伺服系統,其中,該轉帳資料建立伺服端判斷該字元資料中是否存在該第一目標字串的方式還包含:
當該轉帳資料建立伺服端判斷出符合該第一候選條件的該(等)候選銀行代碼字串的數量為多個時,判斷該等候選銀行代碼字串中是否存在一或多個還符合一第二候選條件的候選銀行代碼字串,對於每一候選銀行代碼字串,該第二候選條件包含:在該參考字元資料中,以該候選銀行代碼字串為中心位置的前N個字元及/或後N個字元中存在一或多個代碼關鍵字元,N為大於等於1的整數;及
該轉帳資料建立伺服端判斷同時符合該第一候選條件及該第二候選條件的該(等)候選銀行代碼字串中是否有其中一者符合該銀行機構識別條件。
The transfer server system according to claim 5, wherein the method for determining whether the first target string exists in the character data by the transfer data creation server further includes:
When the transfer data creation server determines that the number of the (or) candidate bank code strings that meet the first candidate condition is multiple, it is determined whether one or more of the candidate bank code strings also meet one The candidate bank code string of the second candidate condition. For each candidate bank code string, the second candidate condition includes: the first N characters centered on the candidate bank code string in the reference character data. There are one or more code keywords in N and / or the last N characters, N is an integer greater than or equal to 1; and the transfer data establishment server determines that the first and second candidate conditions are met at the same time. Whether one of the (and other) candidate bank code strings meets the identification conditions of the banking institution.
如請求項1所述的轉帳伺服系統,其中,該字元資料包含多個字串,且每一字串是由該等字元的其中多個彼此連續排列的字元所組成,對於該字元資料中的每一字串,該金融帳號格式條件包含該字串屬於一純阿拉伯數字字串,且該純阿拉伯數字字串的字串長度符合一第一預定字串長度範圍。The transfer server system according to claim 1, wherein the character data includes a plurality of strings, and each string is composed of a plurality of consecutively arranged characters of the characters. For each string in the metadata, the financial account format condition includes that the string belongs to a pure Arabic numeral string, and that the string length of the pure Arabic numeral string conforms to a first predetermined string length range. 如請求項1所述的轉帳伺服系統,其中,該字元資料包含多個字串,且每一字串是由該等字元的其中多個彼此連續排列的字元所組成,對於該字元資料中的每一字串,該金額格式條件包含該字串屬於一純阿拉伯數字字串、該純阿拉伯數字字串的字串長度符合一第二預定字串長度範圍,且該純阿拉伯數字字串中的第一個字元不為0。The transfer server system according to claim 1, wherein the character data includes a plurality of strings, and each string is composed of a plurality of consecutively arranged characters of the characters. For each string in the metadata, the amount format condition includes that the string belongs to a pure Arabic numeral string, the string length of the pure Arabic numeral string conforms to a second predetermined string length range, and the pure Arabic numeral The first character in the string is not 0. 如請求項1所述的轉帳伺服系統,其中,該字元資料包含多個字串,且每一字串是由該等字元的其中多個彼此連續排列的字元所組成,該轉帳資料建立伺服端在判斷該字元資料中是否存在該第一目標字串、該第二目標字串及該第三目標字串的其中至少一者之前,還先對該字元資料執行一預先編輯程序,該預先編輯程序包含:當判斷出該字元資料的該等字元中存在一或多個屬於符號的符號字元時,對每一符號字元執行一編輯操作,該編輯操作為將該符號字元刪除或者將該符號字元替換為一空格字元。The transfer server system according to claim 1, wherein the character data includes a plurality of strings, and each string is composed of a plurality of consecutively arranged characters of the characters, the transfer data Before establishing the server to determine whether at least one of the first target string, the second target string, and the third target string exists in the character data, it also performs a pre-editing on the character data. A program, the pre-editing program includes: when it is determined that one or more symbol characters belonging to a symbol exist in the characters of the character data, an editing operation is performed on each symbol character, and the editing operation is to The symbol character is deleted or replaced by a space character. 如請求項9所述的轉帳伺服系統,其中:
在該預先編輯程序中,對於每一符號字元,當該符號字元為一特定符號,且該符號字元的前一個字元及後一個字元皆為阿拉伯數字時,該轉帳資料建立伺服端該符號字元執行的該編輯操作為將該符號字元刪除,當該符號字元為該特定符號,且該符號字元的前一個字元及後一個字元的其中至少一者非為阿拉伯數字,或者當該符號字元屬於一全形符號時,該轉帳資料建立伺服端該符號字元執行的該編輯操作為將該符號字元替換為該空格字元,以使得該字元資料被該(等)空格字元分隔為多個段落;
對於該字元資料中的每一字串,該金融帳號格式條件包含該字串屬於一純阿拉伯數字字串,且該純阿拉伯數字字串的字串長度符合一第一預定字串長度範圍,該轉帳資料建立伺服端判斷該字元資料中是否存在該第二目標字串的方式包含:
該轉帳資料建立伺服端判斷該字元資料中是否存在一或多個符合該金融帳號格式條件的候選帳號字串;
當該轉帳資料建立伺服端判斷出符合該金融帳號格式條件的該(等)候選帳號字串的數量為單一個時,將該候選帳號字串作為該第二目標字串;
當該轉帳資料建立伺服端判斷出符合該金融帳號格式條件的該(等)候選帳號字串的數量為多個時,判斷該等候選帳號字串中是否存在其中一個符合一帳號關鍵字條件的目標候選帳號字串,對於每一候選帳號字串,該帳號關鍵字條件包含該候選帳號字串所在的同一個、前一個或後一個段落中存在一帳號關鍵詞彙;及
當該轉帳資料建立伺服端判斷出該等候選帳號字串中存在該目標候選帳號字串時,將該目標候選帳號字串作為該第二目標字串。
The transfer server system according to claim 9, wherein:
In the pre-editing procedure, for each symbol character, when the symbol character is a specific symbol, and the previous character and the next character of the symbol character are Arabic numerals, the transfer data creation server The editing operation performed on the symbol character is to delete the symbol character. When the symbol character is the specific symbol, and at least one of the previous character and the next character of the symbol character is not Arabic numerals, or when the symbol character belongs to a double-width symbol, the transfer operation performed on the transfer data creation server by the symbol character is to replace the symbol character with the space character so that the character data Separated into paragraphs by the space character;
For each string in the character data, the financial account format condition includes that the string belongs to a pure Arabic numeric string, and that the string length of the pure Arabic numeric string meets a first predetermined string length range, The manner in which the transfer data creation server determines whether the second target string exists in the character data includes:
The transfer data creation server determines whether there is one or more candidate account string in the character data that meets the conditions of the financial account format;
When the transfer data creation server determines that the number of the candidate account string (s) meeting the financial account format condition is a single number, the candidate account string is used as the second target string;
When the transfer data creation server determines that the number of candidate account strings that meet the financial account format conditions is multiple, it is determined whether one of the candidate account strings meets an account keyword condition. Target candidate account string. For each candidate account string, the account keyword condition includes the existence of an account keyword sink in the same, previous, or next paragraph where the candidate account string is located; and when the transfer information is established on the server When the terminal determines that the candidate account string exists in the candidate account strings, the target candidate account string is used as the second target string.
如請求項1所述的轉帳伺服系統,其中,當該轉帳資料建立伺服端判斷出該字元資料中不存在該第一目標字串、該第二目標字串及該第三目標字串時,該轉帳資料建立伺服端對該字元資料執行一字元替換編輯程序,該字元替換編輯程序包含將該字元資料中屬於一特定英文字母的每一個字元由該特定英文字母替換為一對應該特定英文字母的特定阿拉伯數字,並且,該轉帳資料建立伺服端判斷經過該字元替換編輯程序的該字元資料中是否存在該第一目標字串、該第二目標字串及該第三目標字串的其中至少一者,並且在判斷的結果為是的情況下,根據該第一目標字串、該第二目標字串及該第三目標字串的其中該至少一者產生並提供該預定轉帳資料至該使用端。The transfer server system according to claim 1, wherein when the transfer data creation server determines that the character data does not include the first target string, the second target string, and the third target string , The transfer data creation server performs a character replacement editing process on the character data, and the character replacement editing process includes replacing each character in the character data that belongs to a specific English letter with the specific English letter as A pair of specific Arabic numbers corresponding to specific English letters, and the transfer data creation server determines whether the first target string, the second target string, and the character data exist in the character data after the character replacement editing process. At least one of the third target string, and if the result of the judgment is yes, generated based on the at least one of the first target string, the second target string, and the third target string And provide the scheduled transfer information to the user.
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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI741593B (en) * 2019-11-06 2021-10-01 大陸商支付寶(杭州)信息技術有限公司 Method and device for verifying payment account

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI741593B (en) * 2019-11-06 2021-10-01 大陸商支付寶(杭州)信息技術有限公司 Method and device for verifying payment account

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